#Personal finance learning
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indvesting · 4 months ago
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Wealthy people became wealthy because they have more:
- grit
- hunger
- systems
- persistence
- consistency
- accountability
…than the average person.
If the average person took note & implemented, they would become wealthy too.
This game is not luck.
This game is a science.
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unopenablebox · 5 months ago
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important part of my relationship is that my girlfriend isn't subscribed to money stuff, so when we walk to work together i can just describe really good money stuff bits to them
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financeprincess · 2 years ago
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advice for people just wanting to be educated in the finance field?
I would start dipping your toe in the finance sections of reputable sources (i.e. Financial Times, Wall Street Journal, Harvard business review, MarketWatch, etc.) and start researching terms and companies you don’t know. I treat myself with a Bloomberg Businessweek subscription sent to my home because I love their design team and it’s actually very informative. You can also sign up for the Morning Brew finance newsletter, it’s free and I read it every morning to get a brief overview of what’s going on. Even just being informed of current events is helpful in learning about finance because all major events effect the market and businesses. Look at stock performance charts. Learn about different types of investment accounts and different kinds of investments. There are a lot of really great courses on platforms like Coursera as well, I just took one called Private Equity & Venture Capital from Università Bocconi. Flirt with equity crowdfunding platforms (I accidentally made a lot of money on one of these as an early investor with less than $1k). If you live in the US start looking into personal and business tax deductions. Even credit card rewards can actually get you a lot, I’ve gotten free hotel rooms and free flights from money I would have spent anyway. Investments also mean more than just individual stocks: could be index funds, mutual funds, bonds, CDs, REITs, forex, precious gems & metals, real estate, even some designer goods retain and increase in value if bought strategically and handled correctly. Even just having the fundamentals of a maxed out retirement account (a Roth IRA or a backdoor Roth IRA is my personal preference) full of index funds and mutual funds that are balanced well, a fully funded emergency fund of 3-12 months personal expenses, any debt above 7% interest paid off, and sinking funds for various expenses automatically set up in a high yield savings account will have you very well off. When you have a foundation like that you have the breathing room to change careers, take time off, buy investment properties, invest in volatile but potentially profitable ventures, start businesses, and set up additional streams of income.
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hershelwidget · 1 year ago
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sorry i just went on an deep dive. it would cost like. 5 or so billion dollar for the octonauts to function. either inkling has pockets as deep as the ocean or there’s some highly illegal behind the scenes nonsense goin on here
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bitchesgetriches · 10 months ago
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You Should Learn To Cook. Here’s Why.
The average American spends over $3,000 a year dining out—almost as much as they spend on groceries. Sadly, the bulk of that spending comes from young people. Millennials spend 44% of their food budget on dining out and ordering in.
There’s a lot of reasons why millennials spend more money dining out than other generations.
Keep reading.
If you found this helpful, consider joining our Patreon
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wonder-worker · 1 year ago
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every day I wish that Edward IV's Chamber records actually survived :/
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deanmarywinchester · 1 month ago
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weeping and clawing at my stats textbook. someone beam me back to 2022 so I can tell myself sternly that if I want to acquire a hard skill it should be FINANCE. FINANCE !! nobody is ever going to hire me to do statistics and they frankly should not!!!!!!!!!!!
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girlivealwaysbean · 2 months ago
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thank you tumblr for letting me opt in to the boop o meter
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clearcutcasualty · 8 months ago
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Therapy costs (derogatory)
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indvesting · 4 months ago
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The longer you grind the more you realize: people look exactly like the choices they make everyday.
You can’t fake effort.
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deus-ex-mona · 2 years ago
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congrats to anyone who has graduated recently/will be graduating soon~~~ y’all did it!!!!!
#in o t h e r n e w s. my bro graduated a few hours ago!!!!!#keep this a secret from him but i’m actually kinda proud of him tbh. he managed to survive over a year of c-19-induced home-based learning#and! he managed to juggle stuff like his part-time jobs,his club activities,his friendships,and an actual relationship at the same time and—#like i could *never* man. i’d have flunked right out if i were him… he’s too op p l s n e r f#anyways! yeah! keep this next part a secret from him too but the reason why i’m inviting him along on my upcoming birthday trip is to…#celebrate his graduation. if it weren’t for that i’d just haul my mother along for a 2-person trip lmaooooooo#i’d go by myself but i have absolutely no sense of direction. like i once spent 30 mins looking for a place…#…only for said place to be literally right behind my starting point.#i’m also hoping that i’d be able to get my bro to wish me happy birthday by trapping him overseas lmaooooooooo#anyways no. i’m not a brocon. stop that. (ʘ‿ʘ) we mutually hate each other (ʘ‿ʘ) fr. (ʘ‿ʘ)#but aaaaa graduation huh… i’m glad my graduation ceremony was cancelled due to c-19. i got to save money for the gown rentals!!!!#my bro on the other hand… bought a gown of his own so that he could rent it to his friends for their respective graduations.#finance students amirite— (for legal reasons this is a joke. said bro is a finance student though sooooooo)#it is suiyoubi my dudes
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13eyond13 · 2 years ago
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#things i am excited about at my new job#it's nice to SEE AND INTERACT WITH PEOPLE EVERY DAY#jesus between covid and working from home that was getting seriously hard for me to achieve#i find the subject matter interesting (it's medical stuff and helping patients which is way more interesting to me than the finance shit#i was doing at my last job where i just like helped financial advisors get richer)#my bosses are kinda young and cool which is nice because mostly i have worked for boomer men older than my dad#i get to people watch and learn new things and it's challenging but not TOO overwhelmingly difficult#it's admin stuff which i kinda enjoy in a dorky sim management job sort of way (i do that kind of shit for fun in video games all the time)#the one thing im worried about rn is that the person who's training me that im filling in for is leaving soon and they're my fave part#of coming to work right now because i just like hanging out with them and they have like this hypnotically soothing aura#and sweet kind personality so im afraid once theyre gone (a) i will suck at doing it all without them and#(b) it just wont be nearly as nice but#i must think positive thoughts and hopefully i can use their mentorship as inspiration too#i spent all last year failing at being a self directed online student and juggling random part time shit so i am SO GLAD#to have full time work and work that isnt horribly boring and lonely like the finance work from home one before it#ps the person who is training me worked for 12 years as a 911 emergency phone operator if you want a picture of how calm and nice they are#like they can make anything seem ok and fine and remain calm no matter what and their voice is the gentlest thing on earth lol#i get free asmr all day basically#p
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tinderbox210 · 2 years ago
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I have my annual appointment at the bank today and all I’m thinking is, this could have been an e-mail...
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carsthatexcite · 12 days ago
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Discover the top 3 high-performance vehicles that ignite passion and deliver unparalleled thrills at CarsThatExcite!
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