#Personal finance learning
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indvesting · 3 months ago
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Wealthy people became wealthy because they have more:
- grit
- hunger
- systems
- persistence
- consistency
- accountability
…than the average person.
If the average person took note & implemented, they would become wealthy too.
This game is not luck.
This game is a science.
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unopenablebox · 3 months ago
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important part of my relationship is that my girlfriend isn't subscribed to money stuff, so when we walk to work together i can just describe really good money stuff bits to them
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financeprincess · 2 years ago
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advice for people just wanting to be educated in the finance field?
I would start dipping your toe in the finance sections of reputable sources (i.e. Financial Times, Wall Street Journal, Harvard business review, MarketWatch, etc.) and start researching terms and companies you don’t know. I treat myself with a Bloomberg Businessweek subscription sent to my home because I love their design team and it’s actually very informative. You can also sign up for the Morning Brew finance newsletter, it’s free and I read it every morning to get a brief overview of what’s going on. Even just being informed of current events is helpful in learning about finance because all major events effect the market and businesses. Look at stock performance charts. Learn about different types of investment accounts and different kinds of investments. There are a lot of really great courses on platforms like Coursera as well, I just took one called Private Equity & Venture Capital from Università Bocconi. Flirt with equity crowdfunding platforms (I accidentally made a lot of money on one of these as an early investor with less than $1k). If you live in the US start looking into personal and business tax deductions. Even credit card rewards can actually get you a lot, I’ve gotten free hotel rooms and free flights from money I would have spent anyway. Investments also mean more than just individual stocks: could be index funds, mutual funds, bonds, CDs, REITs, forex, precious gems & metals, real estate, even some designer goods retain and increase in value if bought strategically and handled correctly. Even just having the fundamentals of a maxed out retirement account (a Roth IRA or a backdoor Roth IRA is my personal preference) full of index funds and mutual funds that are balanced well, a fully funded emergency fund of 3-12 months personal expenses, any debt above 7% interest paid off, and sinking funds for various expenses automatically set up in a high yield savings account will have you very well off. When you have a foundation like that you have the breathing room to change careers, take time off, buy investment properties, invest in volatile but potentially profitable ventures, start businesses, and set up additional streams of income.
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hershelwidget · 1 year ago
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sorry i just went on an deep dive. it would cost like. 5 or so billion dollar for the octonauts to function. either inkling has pockets as deep as the ocean or there’s some highly illegal behind the scenes nonsense goin on here
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bitchesgetriches · 9 months ago
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You Should Learn To Cook. Here’s Why.
The average American spends over $3,000 a year dining out—almost as much as they spend on groceries. Sadly, the bulk of that spending comes from young people. Millennials spend 44% of their food budget on dining out and ordering in.
There’s a lot of reasons why millennials spend more money dining out than other generations.
Keep reading.
If you found this helpful, consider joining our Patreon
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wonder-worker · 11 months ago
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every day I wish that Edward IV's Chamber records actually survived :/
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girlthativealwaysbeen · 13 days ago
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thank you tumblr for letting me opt in to the boop o meter
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clearcutcasualty · 7 months ago
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Therapy costs (derogatory)
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deus-ex-mona · 2 years ago
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congrats to anyone who has graduated recently/will be graduating soon~~~ y’all did it!!!!!
#in o t h e r n e w s. my bro graduated a few hours ago!!!!!#keep this a secret from him but i’m actually kinda proud of him tbh. he managed to survive over a year of c-19-induced home-based learning#and! he managed to juggle stuff like his part-time jobs,his club activities,his friendships,and an actual relationship at the same time and—#like i could *never* man. i’d have flunked right out if i were him… he’s too op p l s n e r f#anyways! yeah! keep this next part a secret from him too but the reason why i’m inviting him along on my upcoming birthday trip is to…#celebrate his graduation. if it weren’t for that i’d just haul my mother along for a 2-person trip lmaooooooo#i’d go by myself but i have absolutely no sense of direction. like i once spent 30 mins looking for a place…#…only for said place to be literally right behind my starting point.#i’m also hoping that i’d be able to get my bro to wish me happy birthday by trapping him overseas lmaooooooooo#anyways no. i’m not a brocon. stop that. (ʘ‿ʘ) we mutually hate each other (ʘ‿ʘ) fr. (ʘ‿ʘ)#but aaaaa graduation huh… i’m glad my graduation ceremony was cancelled due to c-19. i got to save money for the gown rentals!!!!#my bro on the other hand… bought a gown of his own so that he could rent it to his friends for their respective graduations.#finance students amirite— (for legal reasons this is a joke. said bro is a finance student though sooooooo)#it is suiyoubi my dudes
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indvesting · 3 months ago
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Normalize this by age 21-32
Go to the gym,
Even if you’re tired.
Start that business,
Even if you’re poor.
Invest in education,
Even if you’re broke.
Approach that boy or girl,
Even if you’re shy.
You are a not weak.
Find a way to get things done.
Even if you’re unmotivated. 🐺
Facebook: Shuriyyah Drye
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13eyond13 · 2 years ago
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#things i am excited about at my new job#it's nice to SEE AND INTERACT WITH PEOPLE EVERY DAY#jesus between covid and working from home that was getting seriously hard for me to achieve#i find the subject matter interesting (it's medical stuff and helping patients which is way more interesting to me than the finance shit#i was doing at my last job where i just like helped financial advisors get richer)#my bosses are kinda young and cool which is nice because mostly i have worked for boomer men older than my dad#i get to people watch and learn new things and it's challenging but not TOO overwhelmingly difficult#it's admin stuff which i kinda enjoy in a dorky sim management job sort of way (i do that kind of shit for fun in video games all the time)#the one thing im worried about rn is that the person who's training me that im filling in for is leaving soon and they're my fave part#of coming to work right now because i just like hanging out with them and they have like this hypnotically soothing aura#and sweet kind personality so im afraid once theyre gone (a) i will suck at doing it all without them and#(b) it just wont be nearly as nice but#i must think positive thoughts and hopefully i can use their mentorship as inspiration too#i spent all last year failing at being a self directed online student and juggling random part time shit so i am SO GLAD#to have full time work and work that isnt horribly boring and lonely like the finance work from home one before it#ps the person who is training me worked for 12 years as a 911 emergency phone operator if you want a picture of how calm and nice they are#like they can make anything seem ok and fine and remain calm no matter what and their voice is the gentlest thing on earth lol#i get free asmr all day basically#p
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tinderbox210 · 2 years ago
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I have my annual appointment at the bank today and all I’m thinking is, this could have been an e-mail...
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greensproutblog · 2 years ago
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The Best Books For Learning About Personal Finances
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Your ability to make smart money decisions determines a lot about your quality of life. But, knowledge on how to manage your finances, save, invest, accumulate wealth, etc., is only sometimes known by learning. We at GreenSprout are dedicated to helping you make the best financial decisions for your family and future. Our GreenSprout team has outlined the best personal finance books and financial resources everyone must read before the year runs out.
The Best Personal Finance Books Everyone Must Read
I Will Teach You To Be Rich - Ramit Sethi
Ramit Sethi is a popular personal finance author. In this book, he outlines a six-week plan to live your best life according to your definitions. The book teaches its audience how to open high-yield savings accounts to earn interest, automate their account to save monthly, use credit cards, and maximize rewards. "I Will Teach You To Be Rich" helps you to strategize with your money and build money-making systems. The book is easy to read and understand. Many readers have testified of its impact after reading it.
The Automatic Millionaire - David Bach
This book borders mainly on how to automate your finances. It preaches that there are certain ways that you can set up your finances to allow them to operate on their own and develop into wealth.
The Simple Path To Wealth: Your Road Map To Financial Independence and a Rich, Free Life- JL Collins
This book is targeted at anyone who wishes to retire early. The different principles outlined in the book were written as though the author was writing a letter to his daughter. The book explicitly explains complicated details and provides lots of actionable advice on accumulating wealth. The book is rated 4.8 stars and has more than 3800 reviews on Amazon.
Retire Before Mom And Dad - Rob Berger
This book is majorly for anyone who wishes to get wealthy and retire early. It swims through the principles that make early retirement and financial independence possible. You can still read this book to learn the secrets to wealth, even if you do not wish to retire early.
Spend Well, Live Rich: How To Get What You Want With The Money You Have - Michelle Singletary
This book reflects on the life of the author's grandmother, who was able to raise five children; the author inclusive on a modest salary. The author discusses the principles that her grandmother used to maximize what she had. The book is best for anyone seeking budgeting inspiration or a beginner in personal finance.
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When She Makes More- Farnoosh Torabi
Farnoosh Torabi is a personal finance expert and author. In this book, she discusses her reality as the breadwinner and a woman in an opposite-sex relationship. She discusses the struggles, realities, pros, and cons and explains how they maximize earnings while minimizing conflict.
The Financial Diet: A Total Beginner's Guide To Getting Good With Money - Chelsea Fagan and Lauren Ver Hage
This book generally helps readers to know more about money and life. It is best for young adults as it discusses investments, budgeting, retirement savings, debt repayment, etc. The book is very actionable and easy to understand.
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savetaxbydime · 2 days ago
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