#Personal finance learning
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#AIF Category 3#AIF Investments#Commodity Investment India#Fractional Real Estate Investments#Fractional Real Estate tax#Sukanya Samriddhi scheme returns#Investment Options In India#Your Free Finance Newsletter#Retirement planning India#Personal finance learning#Financial education India
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Wealthy people became wealthy because they have more:
- grit
- hunger
- systems
- persistence
- consistency
- accountability
…than the average person.
If the average person took note & implemented, they would become wealthy too.
This game is not luck.
This game is a science.
#beautiful words#entreprenuerlife#positive thoughts#self improvement#side hustle#thepersonalquotes#learning#foryou#personal finance#language
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important part of my relationship is that my girlfriend isn't subscribed to money stuff, so when we walk to work together i can just describe really good money stuff bits to them
#Real Big Computer Has Never Been Tried.#then in return they explain facts they learned from the odd lots episodes i found too boring to listen to#you can really understand our fundamentally different natures this way#my girlfriend likes things in proportion to how useful and helpful they are which is why they do vaccine design research#and read about cobalt exports and climate energy policy as their personal economics information hobby#i mostly like things in proportion to how conceptually satisfying and fun they are to think about#which is why im studying an application-free cell bio question that is essentially 'Wouldnt It Be Cool If This Worked'#and the finance-related things i read about r hilarious crypto exploits and the fact that everything is securities fraud.#now of course my girlfriend also possesses gr8 aesthetic sensibilities and i guess i managed to have useful practical outputs#when i was a union contract writer that one time#but these are our respective instinctual tendencies.#box opener#girlfriend tag
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advice for people just wanting to be educated in the finance field?
I would start dipping your toe in the finance sections of reputable sources (i.e. Financial Times, Wall Street Journal, Harvard business review, MarketWatch, etc.) and start researching terms and companies you don’t know. I treat myself with a Bloomberg Businessweek subscription sent to my home because I love their design team and it’s actually very informative. You can also sign up for the Morning Brew finance newsletter, it’s free and I read it every morning to get a brief overview of what’s going on. Even just being informed of current events is helpful in learning about finance because all major events effect the market and businesses. Look at stock performance charts. Learn about different types of investment accounts and different kinds of investments. There are a lot of really great courses on platforms like Coursera as well, I just took one called Private Equity & Venture Capital from Università Bocconi. Flirt with equity crowdfunding platforms (I accidentally made a lot of money on one of these as an early investor with less than $1k). If you live in the US start looking into personal and business tax deductions. Even credit card rewards can actually get you a lot, I’ve gotten free hotel rooms and free flights from money I would have spent anyway. Investments also mean more than just individual stocks: could be index funds, mutual funds, bonds, CDs, REITs, forex, precious gems & metals, real estate, even some designer goods retain and increase in value if bought strategically and handled correctly. Even just having the fundamentals of a maxed out retirement account (a Roth IRA or a backdoor Roth IRA is my personal preference) full of index funds and mutual funds that are balanced well, a fully funded emergency fund of 3-12 months personal expenses, any debt above 7% interest paid off, and sinking funds for various expenses automatically set up in a high yield savings account will have you very well off. When you have a foundation like that you have the breathing room to change careers, take time off, buy investment properties, invest in volatile but potentially profitable ventures, start businesses, and set up additional streams of income.
#i am not a financial advisor but this is what I’ve learned from school and self education and personal trial and error#i think I’m gonna do a detailed finance books list if y’all would like that I think it could be very useful
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sorry i just went on an deep dive. it would cost like. 5 or so billion dollar for the octonauts to function. either inkling has pockets as deep as the ocean or there’s some highly illegal behind the scenes nonsense goin on here
#octonauts#suddenly remembers the mafia au. ah yes this solves everyth- WRONG#rare hershel octonauts post that isnt about The Curse ?? yeah we in the finance era#(the finance era ends 2 minutes after this post is posted)#i dont think we really think about it enough. how much it would cost to have literally Anything about them#unless the economy is so bad (or good??) that money isn’t an issue……. hmm#you knkw wbaat I AM BRINGING MY AU INTO THIS. but not long enough for me to have to tag it#*cracks knuckles*#assuming humans are extinct and have been for a while. the evolved animals prolly saw their economy#and was like. ‘hey this was pretty stupid!’ because lets face it. it is. its very stupid#so option A: animals knew what NOT to do and didnt do it#or option B: they learned SOME THINGS but Don’T Have Money wasnt one of them#or option C: learned absolutely nothing. the world is pretty much exactly the same#personally i really hopin for option A but we cant have nice things now can we. anyways
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You Should Learn To Cook. Here’s Why.
The average American spends over $3,000 a year dining out—almost as much as they spend on groceries. Sadly, the bulk of that spending comes from young people. Millennials spend 44% of their food budget on dining out and ordering in.
There’s a lot of reasons why millennials spend more money dining out than other generations.
Keep reading.
If you found this helpful, consider joining our Patreon
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every day I wish that Edward IV's Chamber records actually survived :/
#edward iv#my post#We would probably be able to find out so much about Elizabeth Woodville#But also in general - there's so much about his own life and reign that remains so unknown due to these missing records#We would have known a great deal about finances and statecraft and diplomacy in his reign yes -#But it would have also been a personal window into his and his family's interests and habits that are currently completely out of reach#and his marriage as well! there's so much we know about Henry VII & Elizabeth of York specifically because of the survival of#royal chamber records of Henry VII's reign - but we don't and can't know the same for Edward IV and Elizabeth Woodville#even his affairs tbh - Ross suggests that none of them seem to have been important/influential enough to leave any trace in any other#official record (which I agree with) but chamber records would probably clarify the exact people and timelines#We'd also probably be able to learn more about teenage Elizabeth of York! I *really* want to know more about her childhood and teen years#We also (might!) be able to know more about Margaret of Anjou during 1471-75 - at least I really really hope so#It's really a shame - these missing records mean that whole swaths of royal activity are completely invisible and out of reach#it's even more frustrating because Chamber records HAVE survived for Henry VII and Henry VIII but not for Edward IV :(#here's hoping they miraculously turn up somewhere someday lol
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weeping and clawing at my stats textbook. someone beam me back to 2022 so I can tell myself sternly that if I want to acquire a hard skill it should be FINANCE. FINANCE !! nobody is ever going to hire me to do statistics and they frankly should not!!!!!!!!!!!
#I could be taking affordable housing development now if I’d taken real estate finance instead of [redacted] im so mad.#and I mean like. finance as a discipline in order to accomplish something that needs a lot of money not finance as an industry#personal#whatever !!!! I can learn on the job if i can get hired at a housing development agency
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thank you tumblr for letting me opt in to the boop o meter
#i was very tired of learning about 'opting out' of the default tax regime#fuck bjp btw they should've lost i hate this stupid fucking finance act so so much 😭😭😭😭😭😭😭😭#it's gotten personal now aane do agle election this time i couldn't vote because stupid#bjp guy stood unopposed no other candidate so automatic win but just you WAIT
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Therapy costs (derogatory)
#personal bullshit#insert that cat meme “why is it so expensive”#am I doing financially fine? yeah.#however. *cries in now learning how finances work*
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#ULIP Returns#Liquid Funds Returns#NCDs Risk#Fixed Maturity Plans#NFTs in India#Investment Options In India#Your Free Finance Newsletter#Retirement planning India#Personal finance learning
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The longer you grind the more you realize: people look exactly like the choices they make everyday.
You can’t fake effort.
#beautiful words#entreprenuerlife#positive thoughts#self improvement#side hustle#thepersonalquotes#foryou#learning#personal finance#language
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congrats to anyone who has graduated recently/will be graduating soon~~~ y’all did it!!!!!
#in o t h e r n e w s. my bro graduated a few hours ago!!!!!#keep this a secret from him but i’m actually kinda proud of him tbh. he managed to survive over a year of c-19-induced home-based learning#and! he managed to juggle stuff like his part-time jobs,his club activities,his friendships,and an actual relationship at the same time and—#like i could *never* man. i’d have flunked right out if i were him… he’s too op p l s n e r f#anyways! yeah! keep this next part a secret from him too but the reason why i’m inviting him along on my upcoming birthday trip is to…#celebrate his graduation. if it weren’t for that i’d just haul my mother along for a 2-person trip lmaooooooo#i’d go by myself but i have absolutely no sense of direction. like i once spent 30 mins looking for a place…#…only for said place to be literally right behind my starting point.#i’m also hoping that i’d be able to get my bro to wish me happy birthday by trapping him overseas lmaooooooooo#anyways no. i’m not a brocon. stop that. (ʘ‿ʘ) we mutually hate each other (ʘ‿ʘ) fr. (ʘ‿ʘ)#but aaaaa graduation huh… i’m glad my graduation ceremony was cancelled due to c-19. i got to save money for the gown rentals!!!!#my bro on the other hand… bought a gown of his own so that he could rent it to his friends for their respective graduations.#finance students amirite— (for legal reasons this is a joke. said bro is a finance student though sooooooo)#it is suiyoubi my dudes
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#things i am excited about at my new job#it's nice to SEE AND INTERACT WITH PEOPLE EVERY DAY#jesus between covid and working from home that was getting seriously hard for me to achieve#i find the subject matter interesting (it's medical stuff and helping patients which is way more interesting to me than the finance shit#i was doing at my last job where i just like helped financial advisors get richer)#my bosses are kinda young and cool which is nice because mostly i have worked for boomer men older than my dad#i get to people watch and learn new things and it's challenging but not TOO overwhelmingly difficult#it's admin stuff which i kinda enjoy in a dorky sim management job sort of way (i do that kind of shit for fun in video games all the time)#the one thing im worried about rn is that the person who's training me that im filling in for is leaving soon and they're my fave part#of coming to work right now because i just like hanging out with them and they have like this hypnotically soothing aura#and sweet kind personality so im afraid once theyre gone (a) i will suck at doing it all without them and#(b) it just wont be nearly as nice but#i must think positive thoughts and hopefully i can use their mentorship as inspiration too#i spent all last year failing at being a self directed online student and juggling random part time shit so i am SO GLAD#to have full time work and work that isnt horribly boring and lonely like the finance work from home one before it#ps the person who is training me worked for 12 years as a 911 emergency phone operator if you want a picture of how calm and nice they are#like they can make anything seem ok and fine and remain calm no matter what and their voice is the gentlest thing on earth lol#i get free asmr all day basically#p
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I have my annual appointment at the bank today and all I’m thinking is, this could have been an e-mail...
#but no it has to be in person#urgh#i really don't want to go#my finances are stable luckily so what's the point?#i know nothing of stocks and shares and have no desire to learn about it#personal
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