#Mortgage Insights

[parvej121]

Exploring Mortgage Variety: A Guide to Home Loans

In the complex world of real estate and home financing, understanding the different types of mortgages is essential for making informed decisions. Whether you're a first-time homebuyer, considering an investment property, or exploring options for your retirement, there's a mortgage type tailored to your specific needs. In this guide, we'll delve into various mortgage options, including Fixed-Rate, Adjustable-Rate, Interest-Only, FHA, VA, Reverse, Private, and Commercial mortgages, to help you navigate the mortgage landscape.

1. Fixed-Rate Mortgages:

Fixed-rate mortgages are the gold standard in home financing. With a fixed-rate mortgage, your interest rate remains constant throughout the loan term, providing predictability in monthly payments.

Pros: i). Stable, predictable monthly payments. ii). Protection against rising interest rates. iii). Long-term financial planning.

Cons: i). Initial rates may be higher than adjustable-rate mortgages. ii). Less flexibility if market rates decrease.

2. Adjustable-Rate Mortgages (ARMs):

Adjustable-rate mortgages offer an initial lower interest rate, which can adjust periodically after an initial fixed-rate period. ARMs can be a good choice if you plan to move or refinance within a few years.

Pros: i). Lower initial interest rates. ii). Lower initial monthly payments. iii). Suitable for short-term ownership.

Cons: i). Rates can increase, leading to higher payments. ii). Uncertainty regarding future payments.

3. Reverse Mortgages:

Reverse mortgages are tailored for homeowners aged 62 and older, allowing them to convert home equity into cash without monthly mortgage payments. The loan is repaid when the homeowner sells the property or passes away.

4. Private Mortgages:

Private mortgages, also known as hard money loans, are provided by private individuals or non-traditional lenders. They can be an option for those who may not qualify for conventional loans due to credit or property issues. For more information → learnwithvm.com/

[monsterkong]

A Day in the Life of a Real Estate Mogul

Hey Tumblr Fam! 🌟

Ever wonder what it’s like to swim with the big fishes in the real estate sea? Well, today, you’re getting a VIP pass to the show! 🎟️🏢

Setting the Scene

We’re looking at a unique property deal through the lens of a seasoned investor. This isn’t your cookie-cutter Airbnb setup; it’s a deep dive into the world of assumable VA loans and negotiation tactics that tailor to the seller's and buyer's needs alike.

The Heart of the Deal

What makes this deal fascinating is the strategy involved. The buyer is dealing with a property listed with conflicting details (a common real estate headache!), and they’re using their relationship with the seller to their advantage. They discuss everything from the property’s potential cash flow to the nuances of assumable loans.

Strategy Talk

Assumable VA loans are the star here. They allow a buyer to take over a loan with potentially lower interest rates than the market offers—a sneaky good benefit in today’s financial climate. 🌊💰

Real Talk

This negotiation isn’t just business; it’s about relationships. Knowing the seller from previous deals provides a smoother path to agreement. It’s like having a backstage pass to your favorite concert!

Dive In!

So, are you ready to dive into the real estate game? Whether you’re looking to invest or just curious about how the big deals are done, remember: It’s all about the approach, the terms, and understanding both the market and the people you’re dealing with.

Drop a like or reblog if you found this peek into a real estate mogul’s day intriguing! Got questions or want to share your own stories? Hit up the comments! 📬💬

[brianwilder]

Understanding the Economic Factors Behind Mortgage Rate Fluctuations

As someone considering buying or selling a home, you’re likely keeping a close eye on mortgage rates and wondering about the future. One key factor influencing these rates is the Federal Funds Rate, which affects the cost for banks to borrow money from each other. While the Federal Reserve (the Fed) doesn’t set mortgage rates directly, it does control the Federal Funds Rate.

The interplay between these rates is why many are eagerly awaiting any potential changes from the Fed. A reduction in the Federal Funds Rate could put downward pressure on mortgage rates. With the Fed meeting next week, here are three crucial metrics they’ll review:

1. The Rate of Inflation

Inflation has been a hot topic lately, affecting the prices of everyday goods. The Fed aims to bring inflation back down to 2%. Currently, inflation remains above this target but is showing signs of improvement (see graph below).

2. How Many Jobs the Economy Is Adding

   The Fed monitors monthly job creation closely. They aim to see a slowdown in job growth before making any changes to the Federal Funds Rate. Fewer new jobs signal a still-strong but slightly cooling economy, aligning with their goal. This trend seems to be emerging now. As Inman notes:

“. . . the Bureau of Labor Statistics reported that employers added fewer jobs in April and May than previously thought and that hiring by private companies was sluggish in June.”

So, while employers are still creating jobs, the pace has slowed compared to before. This suggests the economy is cooling down from its previous overheated state, which is a positive sign for the Fed.

3. The Unemployment Rate

The unemployment rate reflects the percentage of people actively seeking work but unable to find jobs. A low rate indicates a healthy job market with many people employed, which is generally positive. However, it can also contribute to higher inflation, as increased employment leads to more spending and higher prices. Currently, the unemployment rate is low but has been gradually rising over the past few months (see graph below).

It might seem tough, but a consistently rising unemployment rate is a key indicator the Fed looks for before considering a cut to the Federal Funds Rate. A higher unemployment rate typically signals reduced spending, which can help bring inflation under control.

What Does This Mean Moving Forward?

Mortgage rates are expected to remain volatile in the near future. However, the current economic trends are moving in the direction the Fed desires. Despite this, it’s unlikely they’ll lower the Federal Funds Rate during their upcoming meeting. Jerome Powell, Chair of the Federal Reserve, recently stated:

“We want to be more confident that inflation is moving sustainably down toward 2% before we start the process of reducing or loosening policy.”

We're starting to see early signs of economic trends, but the Fed needs more data and time to be confident this trend will continue. If the direction holds, experts predict a 96.1% chance that the Fed will lower the Federal Funds Rate at their September meeting, according to the CME FedWatch Tool.

Keep in mind, while the Fed doesn’t set mortgage rates directly, a cut in the Federal Funds Rate generally leads to lower mortgage rates.

However, timing can be affected by new economic reports, global events, and other factors. That’s why trying to time the market is usually not advisable.

Bottom Line

Recent economic data may signal that hope is on the horizon for mortgage rates. Let’s connect so you have an expert to keep you up to date on the latest trends and what they mean for you.

Read more

[coffeezforclosers]

2024 mortgage market predictions

Explore 2024 Mortgage Market Predictions: Gain expert insights and analysis on the evolving real estate landscape. Discover valuable guidance for prospective homebuyers and homeowners, uncovering potential trends and shifts shaping the mortgage market in the coming year. Delve into industry experts' predictions to navigate this dynamic landscape effectively.

[truthgroup]

Navigating Your Dream Home Journey: The Nicholas Parpis Truth Group Advantage in the Caringbah Property Market

The Nicholas Parpis Advantage: Finding your dream home is a thrilling journey, but it can also be a complex and overwhelming process. The key to a successful property acquisition lies in having the right team by your side. Caringbah and Nicholas Parpis and Truth Group stands out as a trusted buyer’s agent, mortgage broker, and property expert, offering a unique and comprehensive approach to help…

[geetanjalihomestateyt]

Gala Expo Season 2: Enchanting Customer Reviews and Unfiltered Experiences

Discover Gala Expo Season 2 like never before with enchanting customer reviews! 🌟 Immerse yourself in their unfiltered experiences, reliving the magic and moments that made this event truly special. Join us for a journey of inspiration, connection, and awe. Watch now!

[thebibliosphere]

do you have any advice for someone who might want to get into the writing and publishing business but has technically no connections or experience? i grew up dead set on being a writer but had a crisis over my skills around college age, which led me to dropping my hopes of that career path and pursuing a different major. i’m still in an artistic field (theatre) but now i’m WAY back into writing again and experiencing major career regret. an early career existential crisis of sorts. do you think there are any steps i could take to dip my toes into the professional writing world as a theatre kid/playwright? i eventually think i’d like to publish a few books and short story collections, and i’ve been told by many people online and irl that my writing is very good. i’m really passionate about editing and helping people improve their writing too. i’d like to see if it’s something for me, but have no idea where to even begin. i’ve also only been graduated for a few years so I dont have a lot of career experience as it is. any insights you can offer as someone who’s done it would be immensely appreciated 💖

You don’t need a college education in creative writing to be a writer. Sure, it can help, but it’s not a necessity.

My best advise would be to find writer groups and become active there. If you engage in fandom content online, start building your community and friendships there too. Be around other people who write, and make sure you have the time to write yourself.

Also, a lot of authors have other jobs. Writing as a main job is not sustainable for most people. (It’s only sustainable for me because my readers are feral and my partner has a job that pays the mortgage.) So don’t think of it as choosing one over the other. Writing will always be there for you so long as you engage with it. As for what to do with your work once you’re done, that’s up to you, but self-pub is also always an option if trad-pub isn’t something you want to deal with.

If you’re wanting to get into editing, there are editing courses you can take that don’t require going back to university. But again, join writers groups, join online spaces. Be involved. Building a community of like-minded creatives is important.

[snifflesthemouse]

Is Harry Suing the UK to Hide Truth of Visa and Security?

Let’s talk about a few things going on in the Royal News World, Shall We?

This mouse isn’t completely sure of coming back entirely, but I figured a post here and there would be fine. Let’s get started.

My people come bearing some insights: Just about everyone in the aristocracy is openly aware that Harry isn’t truly cut off. As a matter of fact, some believe that Harry is only in the US because Charles sent him here and he is in fact on an A1 visa. Not so much as a banishment, but as a way to play both sides of the media circus and keep them all relevant. The whole world tunes in every time something pops up.

What brings more clickbait? Ask yourself the hard questions, though, don’t take the easy route. I’ve seen some things going around, and I see people truly never ask the hard questions.

I pray for the day when everyone wakes up and realizes that being elderly doesn’t make you harmless or innocent. This author was told the same things about Harry not being told about the diagnosis for the cancer until we all heard, BUT BEFORE. Interesting that ever got leaked out in the press, isn’t it? Why even tell us when he got told? Harry probably leaked it and did it to make Charles look favorable. Do you think Charles would let it get leaked? To what end? To look like the loving, yet firm father everyone demands him to be, the man that he cannot. The man he is not.

And now there are articles coming out about the contingency plans for Charles being sick. Harry is not in them, at all. Why would he need to be? Doesn’t that say a lot? The fact people have to be told Harry isn't included is silly. But you know what they say about assumptions.

Now, I was told by a friend that’s a doctor the whole story of the cancer being found during the prostate stuff made no sense. They would’ve seen other indicators beforehand. They ARE the greatest medical professionals on the planet, aren’t they? You mean a PET scan or blood test or anything like that, at all, wouldn’t hint at the other problems? This was a choreographed release of information.

It's being suggested that the press will be informed to release a cascade of tidbits over the coming weeks. Lady C said early spring, before summer. She also said it was Princess Anne who made the “racist baby” comments, and that was also a ruse. I’m pretty sure Lady C picked Team Charles back in the 80s, and she’s been working to gain grace and favor since. I think she wants to seem like she knows things to sell books or views. Go, girl, get that paper.

Speaking of paper, it was suggested one of the main reasons Charles was so upset with Harry when he “rushed right over” was because he asked for more money. Anyone could assume that but think about what he did immediately afterwards. He went over there only to have something to give an interview for. He got paid to “not squeal” on an interview. The Sussexes don’t lift a finger for free… they only lift them for freebies. Or money.

If Harry is here on an A1 Visa as a favor between Charles and the US, that means we are paying for that security in America. No wonder Harry is suing the UK, he needs to make it look like he needs something when he already has it. How would they possibly have the money to pay for their own? I posted the mortgage documents, remember. Do the math. They have 10 years to pay that house off in full before they get a 7.48% interest rate. They have upkeep, services, servants, nannies, clothes, utilities, maintenance that must be maintained or the bank could come in and do it themselves… Those things aren’t cheap. You have to have a faucet of money coming in to handle it all. They don’t even have a drip.

Oh, and I was told to really look at Harry’s page on the Royal website. And that the minute Wills gets that crown, his brother will be done for. Which is why Charles could be trying to be a father instead of a king in that situation. Then again, if Wills had hard feelings for both Charles and Harry, and Charles had a jealousy over Wills and the Queen… that’s a lot of ifs

One this is for sure. Harry will NEVER return to the BRF in a working capacity. Everything is a dance of smoke and mirrors.

It makes total sense to have Harry here on an A1 visa, have him in constant litigation with the UK so we peons think he needs security, but in reality he is here on a visa supplying him the protection he thinks he deserves. Of course, an FOIA would need to be filed, probably… I wonder if I could do that and see how he is really here. I don’t believe he is here on an O1 or spousal visa.

What is the real reason for all of this, people? It's just Flying Pasta, like before.

[allthecanadianpolitics]

Prime Minister Justin Trudeau says he "could have" and "should have" moved faster on making affordable housing a priority for his government — an insight that comes as his government faces the worst polling it's seen since coming to power.

As Parliament resumes for the fall sitting, Trudeau spoke to the CBC podcast Front Burner about his record so far on housing affordability — the political issue that could define the next election.

"I will say it hasn't been enough," he told host Jayme Poisson Monday morning. "We should have, could have moved faster. Absolutely. There's always more to do."

The housing market crunch has been a persistent point of vulnerability for the Liberals over the summer. Conservative Leader Pierre Poilievre has blamed Trudeau's government for a range of problems facing Canadians post-pandemic, including ballooning rents and a shortage of housing.

While Canada's national housing agency says progress is being made on building enough housing to close the affordability gap, a recent report from the Canada Mortgage and Housing Corporation says almost 3.5 million new units will have to be built by the end of the decade. [...]

Continue Reading.

Tagging: @politicsofcanada

[dozing-marshmallow]

CHRISTMAS WITH TOTAL DRAMA CHARACTERS(CHRIS, DUNCAN, HEATHER) SCENARIOS

Merry Christmas everyone! So sorry I couldn’t post something Christmas themed sooner, I hope everyone’s been having a wonderful day with family and friends whether you celebrate or not!🎄❤️

CHRIS

Despite the Christmas events he hosted for many networks, Chris didn’t feel he was really celebrating it until he went over to Newfoundland.

Before dinner, you joined him on this tradition that his homeland calls “Mummering” where it was basically Guess Who and Trick or Treat combined.

Needless to say, every neighbour you visited guessed who he was correctly.

He was reluctant to complete the family secret Santa. Originally, you sucked your teeth, thinking he was just being arrogant. However, from that event, you got an insight on the nature of a lot of his relatives- opportunistic.

“Could you lend me a few thousand dollars? What’s a guy like you to lose?", "Could you be the best nephew in the world and pay for the wedding of my best friend’s daughter?", "Could you help me pay off my mortgage?"

No wonder why your husband was barely enjoying himself at the dinner table! These people didn’t see him as a human; they saw him as a big shot wallet.

“Tell me, Chris... Is this how every Christmas goes for you?” you asked when it was just you and him, sitting next to him on the guest bed.

He was as sombre as ever. Sombre!,“Yeah. Told you the rest of the family weren’t important. I only bother to put up with them for my mom. I wish they all drop dead soon though.”

Not on Christmas Day... You couldn’t end the evening like this,“Okay... Is there anything you want to do together to cheer you up before we go to bed?”

“Hm...” the exhaustion shifts in his eyes as he smugly commands,“Tell me how good I look.”

You sigh in annoyance. That, you could do any day,“Really, Chris?”

“Fiiiiiine.” his moping tone of voice settled back,“I suppose raiding the leftover desserts wouldn’t hurt.”

“That...” is an oddly simple request coming from him,“Yet you’re implying you never did it?”

His attention is caught by the room’s door,“I didn’t have anyone I wanted to do it with.”

And unlike the fall of snow, his festive misery had vanished all at once.

“ᴬˡˡ ᴵ ʷᵃⁿᵗ ᶠᵒʳ ᶜʰʳⁱˢᵗᵐᵃˢ ⁱˢ ʸᵒᵘ!”

DUNCAN

Duncan’s dad was very pushy about Church this time around.

And he always found in his best interest to not go anyway.

This time though, you were there with him. So he decided, he’ll go this year.

He was also forced to join the local youth choir that would sing on the streets to raise money for those in need.

As long as he got to wear a mask...

“Not happening.” his dad sneered.

Okay, it wasn’t actually as bad as he thought it’d go.

Though he didn’t want to give his dad that satisfaction so he played sour about coming home. His main motivation was to steal some plates worth of food, give his mother her Christmas present and stuff the stockings of his cousins with bars of coal.

If anyone asks, you didn’t see anything.

His mom knitted him a Christmas sweater in return so obviously he wore it.

He visited his friends back in juvie with you.

It was quite heartwarming, seeing these teens who had done wrong in the past still have tenderness to friends and family, making you wish them a good future post leaving prison.

Besides, if they were Duncan’s friends, they had to have some morals.

Walking back, it was clear that he had room left for mischief and wanted to fill that space by stalling so you would be in front of him and turn around in confusion to not be met with Duncan, but his snowball.

“Hahaha! Nice makeup!”

You brush the snow off your face and feel your own devil inspire.

Let’s give him a taste of his own medicine.

You bent down and rolled up a snowball. Let the fight begin!

“ ᴼ ᶜᵒᵐᵉ, ᵃˡˡ ʸᵉ ᶠᵃⁱᵗʰᶠᵘˡ, ʲᵒʸᶠᵘˡ ᵃⁿᵈ ᵗʳⁱᵘᵐᵖʰᵃⁿᵗ!”

HEATHER

She scrunches her nose at the arrival of Christmas, that season that’s “nothing but noise and shallow junk.”

"I got you a present." you held it out for her.

“Buying my favour when it’s not my birthday, huh?” she looked inside the bag with no anticipation until she saw designer clothes neatly folded. She raised a smile and an eyebrow as she glanced back at you,“Okay, I guess it’s not that bad.”

Seeing her house made you wonder why she auditioned to come on the show.

To her displeasure, you were having fun cutting snowflakes, painting ornaments and decorating gingerbread men with her younger brothers and sisters.

Even more so when you helped her parents prepare the meal.

“We could never dream of Heather helping us out in the kitchen!” her mother claimed, wearing gloves over her manicured hands and a long apron over her expensive attire,“This is a nice change!”

“For sure! (Y/N) should come every year! Maybe our Heather Feather could learn a thing or two from you!” her father would then add on, with a hopeful smile.

With that, she dragged you out of the kitchen by the ear lobe.

“Let’s get out of here. I want something to drink.” she demanded, all ready in her outside winter gear.

Why come home if you’re not going to enjoy yourself?

You’re about to pay for the cozy drinks, but Heather interrupts you.

“I’ll do it.”

After an opening sip and staring at all this pure white showering from the sky, you smirk at Total Drama’s first villain,“So she does have a giving heart!”

Her answer was as cold, but her face was soft,“Don’t make me spill this on you.” the steam from her cup should be the only thing your eyes made contact with,“I just felt nice today. Don’t get used to it.”

“I won’t, I won’t.”

Something about that clarification made her tighten her grip on her cup for a small moment.

Seems like she wanted to give home a chance to fix her a reason for being...this. Generous.

A reason to like Christmas.

However, being with you, peacefully drinking with her, not disgusted or intimidated, was a reason on its own.

“ᵀʰⁱˢ ʸᵉᵃʳ, ᵗᵒ ˢᵃᵛᵉ ᵐᵉ ᶠʳᵒᵐ ᵗᵉᵃʳˢ, ᴵ’ˡˡ ᵍⁱᵛᵉ ⁱᵗ ᵗᵒ ˢᵒᵐᵉᵒⁿᵉ ˢᵖᵉᶜⁱᵃˡ,”

[89rooms]

The writer Umberto Eco belongs to that small class of scholars who are encyclopedic, insightful, and non-dull. He is the owner of a large personal library (containing thirty thousand books), and separates visitors into two categories: those who react with “Wow! Signore professore dottore Eco, what a library you have! How many of these books have you read?” and the others — a very small minority — who get the point that a private library is not an ego-boosting appendage but a research tool. Read books are far less valuable than unread ones. The library should contain as much of what you do not know as your financial means, mortgage rates, and the currently tight real-estate market allows you to put there. You will accumulate more knowledge and more books as you grow older, and the growing number of unread books on the shelves will look at you menacingly. Indeed, the more you know, the larger the rows of unread books. Let us call this collection of unread books an antilibrary.

Nassim Nicholas Taleb - 'The Black Swan: The Impact of the Highly Improbable'

[maidenofsophia]

Magdalene and the Janyati

Filianism still plays a key influence in my path and this is me explaining how my Lady Magdalene's attributes connect to each of the Janyati.

(Side note, in my personal practice I use the Greek names and refer to them as the Seven Kyríes, but I'm using their Filianic names for this post).

-

Sai Raya - One of the most often overlooked aspects of Magdalene was that she was a wealthy and independent woman, one of the financial supporters of Yeshua and the disciples. As no husband or father of hers is even mentioned, it can be assumed this was a wealth she achieved from her own success. Thus she can be called upon for financial aid, prosperity and abundance, both in terms of material wealth but also spiritual. She is also hope and inspiration in times of darkness, a candle forever burning as one such famous painting of her shows.

Sai Candre - Magdalene is seen as a Priestess figure to many. Not just for those Esoterics who believe she was a priestess of Isis or Asherah, but in the Gnostic gospels she is the heir to Yeshua's ministry and the first to step forward to lead the disciples. Even some mainstream Christian churches are calling on her to be seen as the "Mother" or "First Preacher" of Christianity as she was the first to speak of Yeshua's resurrection. She can be seen as an inspiration for all priestesses and preachers. For myself, I am content to be a mystic but I don't seek to follow any living priests or priestesses (especially not the ones charging as much as my mortgage lol). The Magdalene is my High Priestess.

Sai Vikhe - Red is the most common color associated with the Magdalene. While she might not be seen holding any weapons, the red cloak symbolises her immense passion and courage. One of her most famous legends is confronting the authorities in Rome and turning an egg red as a miracle to prove the truth of her preaching. Also, again, being a single woman of her own business would have been very dangerous in her time, yet she lived as she did without no husband or father to protect her. If she was plagued by demons then to overcome that, with or without Yeshua's assistance, is proof of her strength. While I often call upon my Lord Cernunnos for protection, I also say a chant for the Magdalene to summon the flame of her courage within me; "I walk with the Magdalene and the Magdalene walks with me".

Sai Mati - In the Gospel of Philip, Magdalene is linked to Sophia, to divine Wisdom. In my personal path, I see her as an avatar of Zoe Sophia (Living Wisdom). Yeshua praises her insight that surpasses all other disciples in various Gnostic texts. In her partnership with Yeshua, she is both teacher and student, as he is with her. Sometimes she is merged with Mary of Bethany, who is also praised for choosing to listen to wisdom over conforming to a traditional "woman's role" at the time like her sister Martha who was discouraged from learning as the male disciples did.

Sai Thame - Probably the aspect I struggle most to link to the Magdalene. While there isn't much to link her with justice, there is with balance and spiritual harmony, as many Gnostic texts deal with the mysteries of the "Bridal Chamber". I am also as much inspired by the injustice done to her by the mainstream church as well as many other great women.

Sai Sushuri - The most popular aspect of Magdalene, no doubt, due to a combination of the Catholic church unwittingly making her something of a sex symbol, and then Dan Brown pushing her into the zeitgeist with the idea of her being Yeshua's wife. While the former has been admitted to be a mistake to call her a prostitute, the latter I feel has done her just as dirty in a whole new way by taking this clearly independent woman and having the focus on her be if she was Jesus' wife. The idea of her and Yeshua being married is not a bad one by any means, and the two were DEFINITELY intimate with each other, I just feel it's overshadowed all these other important elements of her character. However there is still much to be said about Magdalene as an image of divine love. Her devotion to Yeshua, whether that was platonic or romantic or something on a whole other level, is a beautiful thing, as clearly was his to her. There are also different legends that speak of her love towards other disciples, both male and female, as well as her possible children. Any who find an uplifting image in the idea of her and Yeshua having a healthy sexual union that represents the mystery of the Bridal Chamber should not be discouraged from that.

Sai Rhave - Another of Magdalene's most common symbols in art is the Skull. I never know whether this is meant to be Yeshua's skull or just a memento mori. Regardless, her presence at the tomb as well as her own descent with her seven demons gives her that darker edge linking her to the "Black Goddess" or Dark Wisdom which Caitlan Matthews goes into her fascinating book "Sophia, Goddess of Wisdom". Another famous legend of the Magdalene claims she spent the end of her life secluded in a cave in France, bringing the image of the wise old Crone sought in the darkness. And so when seeking the grounding that comes from being one with silence and stillness, one can look to Her to help guide them there and not to fear the shadows.

[howieabel]

“The writer Umberto Eco belongs to that small class of scholars who are encyclopedic, insightful, and nondull. He is the owner of a large personal library (containing thirty thousand books), and separates visitors into two categories: those who react with “Wow! Signore, professore dottore Eco, what a library you have ! How many of these books have you read?” and the others - a very small minority - who get the point that a private library is not an ego-boosting appendage but a research tool. Read books are far less valuable than unread ones. The library should contain as much of what you don’t know as your financial means, mortgage rates and the currently tight real-estate market allows you to put there. You will accumulate more knowledge and more books as you grow older, and the growing number of unread books on the shelves will look at you menancingly. Indeed, the more you know, the larger the rows of unread books. Let us call this collection of unread books an antilibrary.” ― Nassim Nicholas Taleb, The Black Swan: The Impact of the Highly Improbable

[sapphyreopal5]

I know Jensen was seeing another girl for awhile, I won’t say her name for her safety but you are very insightful so I’m pretty sure you know who I’m talking about, my question is do you think he’s still seeing her?

Hello Anon, thank you for the question and compliments. You know what's funny about this is that over a year ago someone was in my DMs saying that they know Jensen pretty personally. Never was shown any photos or anything but I believed them, figured maybe they'll prove it creatively somehow you know? I was told things to the effect of Jensen signing on for The Boys season 5 in the middle of filming for The Boys season 3 last May, which was confirmed over a year after being told this (Variety.com article dated 7/26/2024 shows this). Why? "He liked the script" and also "so he could be closer to me". They had also told me "I was in Toronto" at one point but never said where they were currently.

I was also told of a conversation him and Jared had on the phone about Jared apparently asking him about moving in (didn't say where exactly) and Jensen basically said nah, you're on your own with that one. "You didn't help me in my time of need, why should I help you?" was the general sentiment. This took place about a month and a half or so (sometime in early June 2023 I think) before the news hit that Jensen closed on that house in Connecticut at the end of July last year. This person also told me other things about the Pads marriage but this is not the central point of this post because you are asking about Jensen here. I thought it was worth mentioning this tidbit because it shows that Jensen must've had SOME kind of talks with others with regards to moving or moving around for some reason. I do know that house closings take place on average anywhere between 30-60 days after an offer is accepted. For a big purchase like that mansion, 60ish days is not unheard of particularly since they only bought part of that property not the whole thing, the high price tag and taking out a mortgage on the house NOT using just cash.

I also told this person after they saw a post of mine about Danneel, black magic and the Rust shooting that Jensen should've never signed up for that movie to begin with. He was scheduled to return at one point per this Variety.com article dated 4/21/2023. I created that post about Danneel and black magic with regards to the Rust tragedy on 5/5/2023. 12 days later after I had the talk with this person about this movie being a tamper in Jensen's divine blueprints, it was announced Jensen pulled out of Rust due to "scheduling conflicts". Scheduling conflicts with what project though? As far as we're all aware, he had NOTHING on schedule around that time and he had begun filming for this movie over a year before pulling out. Looking back now it doesn't seem like there was an actual project going on at the time and from what I had heard he had like 1 or 2 days left on the set, making this all the more intriguing.

As for the original question, I am going to say this. I haven't spoken to this person at least on that Tumblr account since last July. They were pretty upset when I asked about the CT house, I do remember that much. My opinion? I think kind of yes but it was never in ideal or favorable circumstances because he's clearly still married to Danneel and apparently keeps promising of a divorce coming. I know for 100% fact this user is the so called Canada Anon who was going around to different anti Danneel bloggers. People assumed that Canada Anon is fake because of their divorce claims and yet... no divorce. I think this is a poor reason to assume they aren't a legit in the know person because it's too simplistic. They also assumed they're just like a friend or something of Jensen's.

Someone told me that Canada Anon started showing up in people's ask boxes more when it was close to when Jensen started filming for The Boys season 3. I'm pretty sure they are striking again with the Jensen having affairs asks coming from other anti Danneel bloggers' direction but just not going with the nickname Canada Anon. My senses tell me that she's getting frustrated and is clearly sick of being hidden, not being publicly acknowledged. Also according to this Tumblr user, it was apparently HER idea to talk to Kripke about the ending of Supernatural for Dean. Apparently also there's times he will say "my wife"... he's referring to her NOT Danneel unless he says "my wife Danneel".

At one point not super long after we first started speaking, I was saying things about what my guides told me about Jensen's soulmate that upset her (I at the time didn't know she actually knew Jensen personally). Her brother (or is it "brother"? I don't know) had come on her account and told me she will no longer be on for the day and is not feeling well. During this conversation I was asked "you know exactly who she is, don't you?" I told him no it should be known by her screenname what her name is, as I genuinely had NO idea what he was talking about actually. Looking back now at things in the conversation and outside with what I know now (plus how she described herself and even her age at the time) has me saying HMMMM.

This user also said that with the Prequelgate drama, Jared realized stuff was going on with Danneel and Jensen's marriage apparently (from what I could understand at the time anyways). I didn't understand why they said that at the time. Going back and seeing the day The Winchesters was actually announced, it makes sense to me now. I will say this user isn't particularly fond of Jared, said he is two faced and just not that good of a person. Part of this seems to be because he apparently encouraged Danneel and Jensen to work things out "despite clear evidence of her abusing him". This person also said the issues with him and Gen they say have been going on with the whole asking Jensen to move in stuff is karma for him (pointing to the him encouraging Jensen and Danneel to work things out). Interesting times we're in now folks...

[dubairealestate24]

How to Find the Best Deals When Buying Villas in Dubai

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Explore more at Rent Your Property in Dubai.

Conclusion

Finding the best deals when buying villas in Dubai involves a combination of thorough research, strategic planning, and effective negotiation. By staying informed about market trends, choosing the right time to buy, working with experienced agents, and considering off-plan properties, you can secure the best deals and make a smart investment in Dubai’s vibrant real estate market.

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[truthgroup]

Navigating Your Dream Home Journey: The Nicholas Parpis Truth Group Advantage in the Caringbah Property Market

The Nicholas Parpis Advantage: Finding your dream home is a thrilling journey, but it can also be a complex and overwhelming process. The key to a successful property acquisition lies in having the right team by your side. Caringbah and Nicholas Parpis and Truth Group stands out as a trusted buyer’s agent, mortgage broker, and property expert, offering a unique and comprehensive approach to help…