#Medical inflation

[duek02]

Rising Medical Inflation and the Impact on Health Insurance Premiums

We all know that medical inflation is on the rise in a country like India. As it increases, several insurance companies are now required to pay more money for health treatments. But it’s not the insurance companies who suffer but the policyholders who invest in these plans. Note that higher cost leads to an increased amount of insurance premiums. Welcome to this post that outlines how the rise of medical inflation is impacting health insurance premiums. 

Increased Medical Premiums: Why Does It Occur?

It is a terrifying condition for policyholders who have to give so much money as premiums of health insurance plans these days. Having health insurance policies is no longer a piece of cake, for it can affect your financial health drastically. 

Newer technologies, better medicines, and simplified treatments are the reasons why healthcare solutions in India have become so effective. But these have also increased the demand for healthcare solutions, which give rise to medical inflation. But here’s a trick. One needs to understand the policies before selecting it. That way, you can select deductibles as well as co-payments to manage the coverage accordingly.

Health insurance premiums have been rising due to medical inflation, more specifically seen after the COVID-19 pandemic. Here’s why.

Why Is India Witnessing Medical Inflation These Days?

The rising medical inflation may be because of the following reasons:

Increasing Healthcare Demand 

The COVID-19 has taught us that our health is important. But it has also allowed medical service providers to charge more from patients owing to the demand for healthcare. Other factors that have contributed to medical inflation are lifestyle changes, long-term diseases, and more. These are the reasons why medical providers charge more these days.

Increased Expenses of Raw Material

Raw materials used in the healthcare sector have also seen an upsurge in the price figure. In fact, the warehouse costs have increased, and so have import tax amounts. All these aspects lead to medical inflation.

Innovative Technologies

The healthcare sector benefits from technological development with newer medical tools and equipment. The technologically advanced devices can treat diseases and diagnose the conditions more accurately than the bygone days. 

Treatment Costs are Rising

The cost per patient has also increased, thanks to innovative technologies. This has been influenced by altering treatments. Such changes give rise to costs of hospital supplies and other charges.

Medical Tourism

Another reason behind medical inflation in India is due to the rising medical tourism. The country has become a destination for medical purposes. People travel from far and wide to get top-notch treatments in the nation at affordable prices. This has influenced the medical industry and resulted in medical inflation.

After Everything Else

These days, patients can get more effective medical services due to simplified diagnoses, advanced processes, and sought-after ways of diagnosing a condition. All these factors increase the chances of survival when it comes to life-altering diseases. But these services are now available at higher costs. After all, you cannot expect lower costs given the increased efficiency and quality of medical services. So, it has a drastic impact on the insurance premiums. 

These days, insurance companies have started countering the increasing premiums of medical insurance by offering better solutions. They are planning to bring wider coverage options in order to keep the policyholder happy, healthy, and, most importantly, satisfied.

So, it is your duty to choose an insurance company that offers maximum perks. Now that you have learned how medical inflation is impacting your premiums, conduct your survey accordingly before you choose the service provider to buy the best health policy.

Disclaimer: This article is a paid publication and does not have journalistic/editorial involvement of Hindustan Times. Hindustan Times does not endorse/subscribe to the content(s) of the article/advertisement and/or view(s) expressed herein. Hindustan Times shall not in any manner, be responsible and/or liable in any manner whatsoever for all that is stated in the article and/or also with regard to the view(s), opinion(s), announcement(s), declaration(s), affirmation(s) etc., stated/featured in the same. This information does not constitute a financial advice.

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Why Use Python for AI and Machine Learning?

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[life-and-health-insurance]

Healthcare Costs EXPLODING! Here's How to Protect Yourself

Healthcare prices are skyrocketing!

This video breaks down WHY hospital bills and medical care are costing SO MUCH MORE (think 200%!! ).

We'll also explore clever ways to FIGHT BACK against these rising costs.

How to tackle this situation? [1] Don't get into the debt trap with the rising cost of healthcare services. Build enough emergency corpus to meet your medical needs or have health insurance in place. [2] Buy health insurance early in your 20s. Your coverage will cost you less and you will enjoy a complimentary increase in coverage with no claim bonus. [3] Don't rely on group health insurance cover completely, as you never know when you need to change your job and you get uncovered from your existing group cover. [4]] Think of changing your lifestyle. Eat fit and healthy food.

Don't let rising healthcare costs break the bank!

[fatpupz]

Always fantasized on getting a pregnancy ultrasound

[genericpuff]

yeah i don't think this is the kind of advertising rachel needs right now-

[honkshoo-zzz]

guys yell at me that u love my stuff so maybe i’ll actually finish somethin

[dandyads]

Robinson's Turkish Bath Cabinet, 1908

Adjusted for inflation, this apparatus that cures 75% of all diseases would run you $400 in today's money.

[snowed-leopard]

I dont’t know if y’all are down for 1600 words of only slightly jargon filled and incredibly niche headcanons, but here we go?

The mercs go sailing! (And also boating / paddling in general. They deserve the options.)

(There’s a small glossary of terms, and reference photos of the boats I’m thinking about and mentioning at the end for your convenience. Please note I’m a pretty amateur sailor and I’ve prolly explained or typed something wrong) ((yes it got nerdy enough I felt a glossary was warranted, I’m sorry))

scout: Oh dear god this man is gonna be a mess until he gets it but when he does he goes ZOOMIN. put him in a sunfish or a racing boat, like a catamaran. first time he's on a steep heel he screams like a baby but when he realizes it means more speed he's totally down, hook him into that cat's trampoline straps and eat his sea spray, bitch. (He does not care that they are on a freshwater lake, it’s sea spray in his heart) he's a chronic capsizer in a sunfish though because he keeps overcorrecting when trying to catch all the wind he can. He is banned from the motorboats for reckless behavior and roughhousing enough to nearly send poor pyro and demo overboard. Gets sent up the mast on one of the bigger boats to fix a light on the top of the mast and nearly shits his pants despite being very assuredly safe.

heavy: he honestly would probably run the motor boats the most, but if there had been a chance for one of the really large sailing vessel (40-70ft) where he actually has room to move, he would be down. hes mostly just reading and fishing out beached or turtled mercs. occasionally drafted into helping scout unflip bc heavy actually weighs enough to leverage the daggerboard right, unlike scout, because he keeps filling his sail with water and making more effort to right the boat. He’d be a saint if he could work the 30 footers when they’re pulling the halyards to turn because he’d be able to pull those so well, is weary of the boom from his height

demo: he's chilling on a flat bottomed fishing boat napping and fishing for most of the day, but he periodically goes out in a canoe with sniper to catch some fish separate from the motor boat, and also mess around. his balance is just messed up enough that later in the day he can't really do any of the 20 foot boats and definitely not a sunfish, but if you catch him earlier in the day he'd probably manage a nice trip in a 20 footer. He gets a little rowdy on the big 30 foot and tries to swing around on the side stays while horsing around with scout and as the boat jerks, he totally falls. it was inevitable one of the men would do he just ended up the unlucky bastard to be the center of the man overboard drill

Engie: splits his time fishing on the motorboat and messing around with all the boats, he does a little of everything, he most of all likes the 20-30 footers because he can calculate out all the rope tensions and physical at play in the down moments between turns without having to worry too much. He does enjoy the quiet of being alone in the sunfish tho, the rest of the boys joke he just likes it because they’re the same size as him (small).

 thinks about how much speed he’d need to run them over with in said sunfish to make them quit. Barely refrains. He is incredibly interested in tinkering with the motors on all of the sailboats and motorboats to see how he could improve their efficiency. Refrains on basis of not wanting to kill them and wreck the boat

sniper: snipes is mostly kayaking around away from everyone's chaos to do some fishing and birdwatching, probably hops on the 20 footer with demo for chill times, hates the sunfish because he kept getting hit by the boom because he was too tall to bend under it when turning and couldn’t rig it higher up and medic got tired of coming back in and taking care of the head wounds. He is having a grand time when scout’s not harassing him in the sunfish. But he does get very accurate at using his paddle to splash scout. Comes in with the biggest haul of fish, crabs, prawns, and inexplicably, 3 turtles, a duck, and a righteously confused snapping turtle for everyone to grill up at the end of the day.

pyro: on the catamaran with scout zipping around. heard the boat had a trampoline, was sorely disappointed, but is bouncing on it anyways. does not like the sunfish because swimming in their suit isn't fun when they don’t anticipate it and they kept tipping before they got the hang of it. bizarrely good at tying the knots for the lines though, no one knows how they manage this though their gloves. got heavy to drive the motor boat really fast while they sit on the front and despite how rough it is (you slam up and down a little when you go really quick) they are hooting and hollering and having the time of their life. Nearly lost the sunhat they brought along and cried. Sniper has to dive down in the lake to retrieve it for them.

spy: this man absolutely used to competitively race, he yearns for his old racing boat back in france, gets over it by trying to teach the others the noble art of it, scout is the only one who tries and races and they get along oddly well once they get past scouts incessant ability to turtle sunfish. he's also on the 20 footer a lot because it reminds him of his old boat (he brings it up at every opportunity, very insufferable about it) he can absolutely do all of the fancy knot tricks that are a bitch and a half to master. Will rant about boat maintenance and design. Very Opinionated about what makes some boats ugly or beautiful. One of the only times he gets down and dirty is to maintain or repair the boats and their motors. He surprises engineer majorly with his knowledge.

medic: mostly likes the big 30 footer but does not mind going on the kayaks once or twice. gets a little wild with the helm (steering) commands, gets very dramatic with it. most likely to get sea sick to me, he also manages to scamper around rigging with far more grace than you would think. He is utterly enamoured with the various ways these boats can and have injured people though. He finds the interiors of the larger ones quite cozy and likes the design. The birds love following him around as he sails and stretching their wings, nestle back on him when they get tired. It gives him a fucked up pirate vibe with the chilling grin and bloody dove from sitting on snipers head on his shoulder.

soldier: oh goodness, have you ever wanted more naval trivia? because this man has all of it, correct and not. used overhand knots as stopper knots on the sails (derogatory) and gave spy a conniption because of it. he's lookout on the bigger boats because he wanted to "command the largest of their naval fleet" he has an impressive ability to know the wind and gauge its changes and how to keep the right point of sail (how your sails are set up) he's very "old eccentric sailing guy" to me. He is a beast at charting and piloting (positive) and can do dead reckoning math (slightly complex little bit of locational determination based on what’s around you at what angle and speed) with surprising ease. Excellent at doing knots, uses them wrong. (He’s doing that part intentionally to give spy grief. Whoever said solly couldn’t have a little fun?)

sunfish, little 1-2 people boat, about 14 feet long, very nimble, but flip (and luckily unflip) easily. Need lower wind speeds because itty bitty (not my personal fave to sail, but incredibly popular still, they’re not bad I just prefer larger less flippy boats)

catamaran: two hulled boat, used a lot for racing, has a web like a trampoline stretched between them, with straps sewn on so you can slide your feet under to not fall, or clip yourself right onto one of the side stays. 1-3 people ish (incredibly fun to sail, seem like they’re slow until they grab the wind right then you’re gone. I know a dude with a hilarious custom sail for his)

20 footer: general term im using for all the medium sized 2-6 person sailboats of abt this length (this specifically I’m showing here is a Chrysler buccaneer 18! IRL I’m working to repair one currently)

30 footer: like above, but these are up to maybe 8 or more people, minimum of 4 ish though for the sake of control in my very non expert opinion (what I’m specifically showing here is a tartan 30, which I also routinely sail! Ours is a piece of shit with a busted internal motor so we bolted a comparatively tiny one to the back. and I lover her anyways, we call her water rat even though that is most definitely not her name)

heel: when you’re boats at an angle in the water relative to the water, how flat or angled you are, having this is good! It means you’re catching a lot of wind and less boat in the water means less drag (you can see it in the catamaran pic)


daggerboard: a removable board in small boats like sunfish, (exists in other forms in larger boats) that points straight down and keeps the boat moving in a straight line, it pokes out the bottom and when you flip you pull down on this with all your (and your partner’s if you have one) weight to right your boat again. Do it fast or your sail will fill with water like a scoop and make it harder.


sidestay: mostly on 20 ish and up size boats, part of the system of metal cables that put tension on your mast to keep it pointed up straight, one of the things u can hold on (never hold onto rope) on a boat for stability part from handles and safety lines


boom: the metal pole running parallel to the deck of the boat at the bottom of the main sail, it's called a boom because when you turn, and it swings to the other side of the boat with the sail, and if your head is in the way well… it sounds like boom. Gives concussions even on sunfish, the power of metal tuning, and speed.


halyards: the lines you pull on the big boats when turning, have enough tension that they need winches to tighten and take in often times

[chmonja]

A bbit of inflation + a sketch

The fairy forest was a wonderfulplace. The trees almost blocked out the sun and the light mostly came from fluorescent fungi and insects. Coupled with the untouched civilization, this made the forest home to many different inhumans - from ghouls and ghouls to mermaids and mavkas. Julia Sweethart was hurrying to one of the latter now. Bereginya Annushka told about Mavka Nastasia Julia's illness, who also volunteered to take an occult physician to her by the shortest route. And finally, Annushka and Julia found themselves in the Kikimora Swamp, where Nastasia lived.Mavka herself was lying in the water right by the shore, but she lost all signs of an aquatic creature in her native environment. The skin was drier than the earth in a drought and, it seems, there was not a drop of moisture in the mavka's body itself.

[plague-of-insomnia]

ugh one of my prescriptions has doubled in price from last year….

now it’s $5000/year 💔😭

[life-and-health-insurance]

Supreme Court Slam Private Hospitals Loots

Big news! Supreme Court wants to regulate prices for heart surgery (and potentially more) in India! Does this mean the same cost in private and government hospitals?

The video dives into the Clinical Establishment Act of 2010 and the recent Supreme Court ruling. ⚖️ Will it impact quality in private hospitals? Share your thoughts in the comments!

[maeo-png]

listening to spy’s domination lines against medic. the supports rlly do just absolutely LOATHE each other

[dandyads]

Central Stamping and Manufacturing, 1961

Adjusted for inflation, the vibrating barbell would cost over $450 in today's money while the electric stationary bicycle would rate slightly cheaper than a Peloton at $1020.

[aprofessionalwithoutstandards]

I NEED medic to steal all my blood with the vita saw until I’m dehydrated like a caprisun pouch YES this is entirely sexual I NEED him to deflate me

Yeah

[fattenupbuttercup]

Hi, I read that women having Brazilian Butt lifts sometimes fatten themselves up for a while before the operation, so that they have more belly fat that can be taken and used to enhance their butts. Would you like to have a male feedee gain weight like this, and have a BBL ?

Nah. BBLs are like the most dangerous surgery ever.

If HE WANTS to get a BBL totally on his own and its what he truly wants and goes to a good surgeon and it's their medical opinion that having excess belly fat and fattening up makes it safer... well it would be my duty to fatten them as rapidly as I could to make sure they had lots of fat to work with.

I'd give them vitamin enhanced boosts, coconut milk heavy recipies and lots of carbs, protein and veg before the surgery. If I was worried the calories were not enough I'd just add coconut oil to everything I made and ip their good fiber. Then I'd make sure they were absolutely hydrated by making then drink liter after liter of water and prime hydration (has lots of sugar).

It would be my duty to fill them up with potatoes and meat and milk and fluids. They need lots to work with and also fuel to recover faster.

[pirates-and-ninja-lover]

fuck politics btw <3