#Long Term Revenue

[kayayeteae]

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[ceocapital]

Business Financials-Based Loans | Business Loan Company

Get tailored business financials-based loans with CEO Capital Connection. Flexible options for startups and established businesses to fuel your growth today!

[medical-billing-service-0]

The Key to Sustainable Business Growth: How Consulting Services Can Boost Your Revenue

In today’s fast-paced and competitive marketplace, businesses are under constant pressure to innovate, grow, and streamline operations. However, the journey toward sustainable revenue growth is often complex and requires specialized expertise. Consulting services have become a valuable resource for organizations aiming to navigate these challenges and achieve their business goals. In this blog, we’ll explore how specialized consulting services can fuel business growth and provide strategic support in critical areas.

Driving Revenue Growth through Consulting

One of the most critical aspects of business success is finding ways to continually increase revenue while optimizing operations. Revenue growth consulting is a specialized service that helps businesses identify new opportunities and implement effective strategies to maximize earnings. By analyzing current revenue streams and assessing market trends, consultants provide tailored advice on how to expand sales channels, improve pricing models, and enhance product offerings. Businesses that invest in revenue growth consulting can achieve long-term stability and avoid stagnation in an ever-evolving economic environment.

Business Expansion Strategies for Success

Expanding a business involves much more than merely increasing operations; it requires strategic planning, market understanding, and resource management. Professional consultants offer in-depth business expansion strategies, helping companies identify new markets, assess the competitive landscape, and define clear growth goals. Whether a company is looking to expand domestically or internationally, consulting services ensure that businesses take calculated steps, avoid common pitfalls, and achieve scalable growth. An expert consultant can develop a roadmap that takes into account everything from market entry to supply chain management, providing a holistic approach to expansion.

The Importance of Market Research Services

Successful business decisions are built on a foundation of accurate and comprehensive information. Market research services are an integral part of the consulting process, providing businesses with critical insights into customer behavior, industry trends, and competitive dynamics. By leveraging market research, companies can develop products and services that align with customer needs and market demand. Consultants use various data collection methods, such as surveys, focus groups, and data analysis, to provide actionable insights. This empowers businesses to make informed decisions that lead to enhanced market positioning and better ROI.

Streamlining Operations with Production Management Consulting

In addition to identifying growth opportunities, businesses need to ensure that their operations run smoothly and efficiently. Production management consulting helps businesses optimize their production processes to reduce costs, improve quality, and increase efficiency. From supply chain optimization to workflow automation, consultants help companies refine their operational models to produce better results with fewer resources. This type of consulting is particularly valuable for manufacturing firms and businesses with complex operational processes, as it allows them to stay competitive while maintaining high standards of quality.

Strengthening Financial Health with Balance Sheet Maintenance Services

Financial health is the backbone of any successful business, and maintaining a solid balance sheet is essential for long-term stability. Balance sheet maintenance services, offered by financial consultants, ensure that a company’s assets, liabilities, and equity are well managed. These services involve evaluating financial statements, optimizing capital structure, and identifying potential risks. By working with consultants, businesses can ensure they have accurate financial reporting, enabling them to make sound financial decisions and avoid unnecessary liabilities. This strengthens a company’s financial foundation and prepares it for future growth and investment opportunities.

[nationallawreview]

IRS Issues FAQs Regarding Long-Term Part-Time Employees in 403(b) Plans

The IRS recently issued Notice 2024-73, which provides much-needed guidance on long-term, part-time (“LTPT”) employees in ERISA-governed 403(b) retirement plans. Following passage of the SECURE 2.0 Act, an employee is generally considered a LTPT employee if he or she works at least 500 hours per year for two consecutive years. Among other items, the Notice sets forth the IRS position on the���

[daivignanmarketingservices]

Marketing VS Sales

Here’s why understanding the crucial distinctions between marketing and sales can revolutionize your business strategy and skyrocket your success! Discover how Daivignan Marketing Services can transform your marketing efforts and drive unparalleled growth

Introduction Marketing and sales are crucial functions that work together to drive business growth and revenue. While they share the common goal of increasing success, they differ in approach, strategies, and responsibilities. Understanding these differences can help businesses leverage both functions more effectively. Marketing Definition and Focus Definition: Marketing is the process of…

[mostlysignssomeportents]

Bossware is unfair (in the legal sense, too)

You can get into a lot of trouble by assuming that rich people know what they're doing. For example, might assume that ad-tech works – bypassing peoples' critical faculties, reaching inside their minds and brainwashing them with Big Data insights, because if that's not what's happening, then why would rich people pour billions into those ads?

https://pluralistic.net/2020/12/06/surveillance-tulip-bulbs/#adtech-bubble

You might assume that private equity looters make their investors rich, because otherwise, why would rich people hand over trillions for them to play with?

https://thenextrecession.wordpress.com/2024/11/19/private-equity-vampire-capital/

The truth is, rich people are suckers like the rest of us. If anything, succeeding once or twice makes you an even bigger mark, with a sense of your own infallibility that inflates to fill the bubble your yes-men seal you inside of.

Rich people fall for scams just like you and me. Anyone can be a mark. I was:

https://pluralistic.net/2024/02/05/cyber-dunning-kruger/#swiss-cheese-security

But though rich people can fall for scams the same way you and I do, the way those scams play out is very different when the marks are wealthy. As Keynes had it, "The market can remain irrational longer than you can remain solvent." When the marks are rich (or worse, super-rich), they can be played for much longer before they go bust, creating the appearance of solidity.

Noted Keynesian John Kenneth Galbraith had his own thoughts on this. Galbraith coined the term "bezzle" to describe "the magic interval when a confidence trickster knows he has the money he has appropriated but the victim does not yet understand that he has lost it." In that magic interval, everyone feels better off: the mark thinks he's up, and the con artist knows he's up.

Rich marks have looong bezzles. Empirically incorrect ideas grounded in the most outrageous superstition and junk science can take over whole sections of your life, simply because a rich person – or rich people – are convinced that they're good for you.

Take "scientific management." In the early 20th century, the con artist Frederick Taylor convinced rich industrialists that he could increase their workers' productivity through a kind of caliper-and-stopwatch driven choreographry:

https://pluralistic.net/2022/08/21/great-taylors-ghost/#solidarity-or-bust

Taylor and his army of labcoated sadists perched at the elbows of factory workers (whom Taylor referred to as "stupid," "mentally sluggish," and as "an ox") and scripted their motions to a fare-the-well, transforming their work into a kind of kabuki of obedience. They weren't more efficient, but they looked smart, like obedient robots, and this made their bosses happy. The bosses shelled out fortunes for Taylor's services, even though the workers who followed his prescriptions were less efficient and generated fewer profits. Bosses were so dazzled by the spectacle of a factory floor of crisply moving people interfacing with crisply working machines that they failed to understand that they were losing money on the whole business.

To the extent they noticed that their revenues were declining after implementing Taylorism, they assumed that this was because they needed more scientific management. Taylor had a sweet con: the worse his advice performed, the more reasons their were to pay him for more advice.

Taylorism is a perfect con to run on the wealthy and powerful. It feeds into their prejudice and mistrust of their workers, and into their misplaced confidence in their own ability to understand their workers' jobs better than their workers do. There's always a long dollar to be made playing the "scientific management" con.

Today, there's an app for that. "Bossware" is a class of technology that monitors and disciplines workers, and it was supercharged by the pandemic and the rise of work-from-home. Combine bossware with work-from-home and your boss gets to control your life even when in your own place – "work from home" becomes "live at work":

https://pluralistic.net/2021/02/24/gwb-rumsfeld-monsters/#bossware

Gig workers are at the white-hot center of bossware. Gig work promises "be your own boss," but bossware puts a Taylorist caliper wielder into your phone, monitoring and disciplining you as you drive your wn car around delivering parcels or picking up passengers.

In automation terms, a worker hitched to an app this way is a "reverse centaur." Automation theorists call a human augmented by a machine a "centaur" – a human head supported by a machine's tireless and strong body. A "reverse centaur" is a machine augmented by a human – like the Amazon delivery driver whose app goads them to make inhuman delivery quotas while punishing them for looking in the "wrong" direction or even singing along with the radio:

https://pluralistic.net/2024/08/02/despotism-on-demand/#virtual-whips

Bossware pre-dates the current AI bubble, but AI mania has supercharged it. AI pumpers insist that AI can do things it positively cannot do – rolling out an "autonomous robot" that turns out to be a guy in a robot suit, say – and rich people are groomed to buy the services of "AI-powered" bossware:

https://pluralistic.net/2024/01/29/pay-no-attention/#to-the-little-man-behind-the-curtain

For an AI scammer like Elon Musk or Sam Altman, the fact that an AI can't do your job is irrelevant. From a business perspective, the only thing that matters is whether a salesperson can convince your boss that an AI can do your job – whether or not that's true:

https://pluralistic.net/2024/07/25/accountability-sinks/#work-harder-not-smarter

The fact that AI can't do your job, but that your boss can be convinced to fire you and replace you with the AI that can't do your job, is the central fact of the 21st century labor market. AI has created a world of "algorithmic management" where humans are demoted to reverse centaurs, monitored and bossed about by an app.

The techbro's overwhelming conceit is that nothing is a crime, so long as you do it with an app. Just as fintech is designed to be a bank that's exempt from banking regulations, the gig economy is meant to be a workplace that's exempt from labor law. But this wheeze is transparent, and easily pierced by enforcers, so long as those enforcers want to do their jobs. One such enforcer is Alvaro Bedoya, an FTC commissioner with a keen interest in antitrust's relationship to labor protection.

Bedoya understands that antitrust has a checkered history when it comes to labor. As he's written, the history of antitrust is a series of incidents in which Congress revised the law to make it clear that forming a union was not the same thing as forming a cartel, only to be ignored by boss-friendly judges:

https://pluralistic.net/2023/04/14/aiming-at-dollars/#not-men

Bedoya is no mere historian. He's an FTC Commissioner, one of the most powerful regulators in the world, and he's profoundly interested in using that power to help workers, especially gig workers, whose misery starts with systemic, wide-scale misclassification as contractors:

https://pluralistic.net/2024/02/02/upward-redistribution/

In a new speech to NYU's Wagner School of Public Service, Bedoya argues that the FTC's existing authority allows it to crack down on algorithmic management – that is, algorithmic management is illegal, even if you break the law with an app:

https://www.ftc.gov/system/files/ftc_gov/pdf/bedoya-remarks-unfairness-in-workplace-surveillance-and-automated-management.pdf

Bedoya starts with a delightful analogy to The Hawtch-Hawtch, a mythical town from a Dr Seuss poem. The Hawtch-Hawtch economy is based on beekeeping, and the Hawtchers develop an overwhelming obsession with their bee's laziness, and determine to wring more work (and more honey) out of him. So they appoint a "bee-watcher." But the bee doesn't produce any more honey, which leads the Hawtchers to suspect their bee-watcher might be sleeping on the job, so they hire a bee-watcher-watcher. When that doesn't work, they hire a bee-watcher-watcher-watcher, and so on and on.

For gig workers, it's bee-watchers all the way down. Call center workers are subjected to "AI" video monitoring, and "AI" voice monitoring that purports to measure their empathy. Another AI times their calls. Two more AIs analyze the "sentiment" of the calls and the success of workers in meeting arbitrary metrics. On average, a call-center worker is subjected to five forms of bossware, which stand at their shoulders, marking them down and brooking no debate.

For example, when an experienced call center operator fielded a call from a customer with a flooded house who wanted to know why no one from her boss's repair plan system had come out to address the flooding, the operator was punished by the AI for failing to try to sell the customer a repair plan. There was no way for the operator to protest that the customer had a repair plan already, and had called to complain about it.

Workers report being sickened by this kind of surveillance, literally – stressed to the point of nausea and insomnia. Ironically, one of the most pervasive sources of automation-driven sickness are the "AI wellness" apps that bosses are sold by AI hucksters:

https://pluralistic.net/2024/03/15/wellness-taylorism/#sick-of-spying

The FTC has broad authority to block "unfair trade practices," and Bedoya builds the case that this is an unfair trade practice. Proving an unfair trade practice is a three-part test: a practice is unfair if it causes "substantial injury," can't be "reasonably avoided," and isn't outweighed by a "countervailing benefit." In his speech, Bedoya makes the case that algorithmic management satisfies all three steps and is thus illegal.

On the question of "substantial injury," Bedoya describes the workday of warehouse workers working for ecommerce sites. He describes one worker who is monitored by an AI that requires him to pick and drop an object off a moving belt every 10 seconds, for ten hours per day. The worker's performance is tracked by a leaderboard, and supervisors punish and scold workers who don't make quota, and the algorithm auto-fires if you fail to meet it.

Under those conditions, it was only a matter of time until the worker experienced injuries to two of his discs and was permanently disabled, with the company being found 100% responsible for this injury. OSHA found a "direct connection" between the algorithm and the injury. No wonder warehouses sport vending machines that sell painkillers rather than sodas. It's clear that algorithmic management leads to "substantial injury."

What about "reasonably avoidable?" Can workers avoid the harms of algorithmic management? Bedoya describes the experience of NYC rideshare drivers who attended a round-table with him. The drivers describe logging tens of thousands of successful rides for the apps they work for, on promise of "being their own boss." But then the apps start randomly suspending them, telling them they aren't eligible to book a ride for hours at a time, sending them across town to serve an underserved area and still suspending them. Drivers who stop for coffee or a pee are locked out of the apps for hours as punishment, and so drive 12-hour shifts without a single break, in hopes of pleasing the inscrutable, high-handed app.

All this, as drivers' pay is falling and their credit card debts are mounting. No one will explain to drivers how their pay is determined, though the legal scholar Veena Dubal's work on "algorithmic wage discrimination" reveals that rideshare apps temporarily increase the pay of drivers who refuse rides, only to lower it again once they're back behind the wheel:

https://pluralistic.net/2023/04/12/algorithmic-wage-discrimination/#fishers-of-men

This is like the pit boss who gives a losing gambler some freebies to lure them back to the table, over and over, until they're broke. No wonder they call this a "casino mechanic." There's only two major rideshare apps, and they both use the same high-handed tactics. For Bedoya, this satisfies the second test for an "unfair practice" – it can't be reasonably avoided. If you drive rideshare, you're trapped by the harmful conduct.

The final prong of the "unfair practice" test is whether the conduct has "countervailing value" that makes up for this harm.

To address this, Bedoya goes back to the call center, where operators' performance is assessed by "Speech Emotion Recognition" algorithms, a psuedoscientific hoax that purports to be able to determine your emotions from your voice. These SERs don't work – for example, they might interpret a customer's laughter as anger. But they fail differently for different kinds of workers: workers with accents – from the American south, or the Philippines – attract more disapprobation from the AI. Half of all call center workers are monitored by SERs, and a quarter of workers have SERs scoring them "constantly."

Bossware AIs also produce transcripts of these workers' calls, but workers with accents find them "riddled with errors." These are consequential errors, since their bosses assess their performance based on the transcripts, and yet another AI produces automated work scores based on them.

In other words, algorithmic management is a procession of bee-watchers, bee-watcher-watchers, and bee-watcher-watcher-watchers, stretching to infinity. It's junk science. It's not producing better call center workers. It's producing arbitrary punishments, often against the best workers in the call center.

There is no "countervailing benefit" to offset the unavoidable substantial injury of life under algorithmic management. In other words, algorithmic management fails all three prongs of the "unfair practice" test, and it's illegal.

What should we do about it? Bedoya builds the case for the FTC acting on workers' behalf under its "unfair practice" authority, but he also points out that the lack of worker privacy is at the root of this hellscape of algorithmic management.

He's right. The last major update Congress made to US privacy law was in 1988, when they banned video-store clerks from telling the newspapers which VHS cassettes you rented. The US is long overdue for a new privacy regime, and workers under algorithmic management are part of a broad coalition that's closer than ever to making that happen:

https://pluralistic.net/2023/12/06/privacy-first/#but-not-just-privacy

Workers should have the right to know which of their data is being collected, who it's being shared by, and how it's being used. We all should have that right. That's what the actors' strike was partly motivated by: actors who were being ordered to wear mocap suits to produce data that could be used to produce a digital double of them, "training their replacement," but the replacement was a deepfake.

With a Trump administration on the horizon, the future of the FTC is in doubt. But the coalition for a new privacy law includes many of Trumpland's most powerful blocs – like Jan 6 rioters whose location was swept up by Google and handed over to the FBI. A strong privacy law would protect their Fourth Amendment rights – but also the rights of BLM protesters who experienced this far more often, and with far worse consequences, than the insurrectionists.

The "we do it with an app, so it's not illegal" ruse is wearing thinner by the day. When you have a boss for an app, your real boss gets an accountability sink, a convenient scapegoat that can be blamed for your misery.

The fact that this makes you worse at your job, that it loses your boss money, is no guarantee that you will be spared. Rich people make great marks, and they can remain irrational longer than you can remain solvent. Markets won't solve this one – but worker power can.

Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg

CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en

[fiercynn]

on ao3's current fundraiser

apparently it’s time for ao3’s biannual donation drive, which means it’s time for me to remind you all, that regardless of how much you love ao3, you shouldn’t donate to them because they HAVE TOO MUCH MONEY AND NO IDEA WHAT TO DO WITH IT.

we’ve known for years that ao3 – or, more specifically, the organization for transformative works (@transformativeworks on tumblr), or otw, who runs ao3 and other fandom projects – has a lot of money in their “reserves” that they had no plans for. but in 2023, @manogirl and i did some research on this, and now, after looking at their more recent financial statements, i’ve determined that at the beginning of 2024, they had almost $2.8 MILLION US DOLLARS IN SURPLUS.

our full post last year goes over the principles of how we determined this, even though the numbers are for 2023, but the key points still stand (with the updated numbers):

when we say “surplus”, we are not including money that they estimate they need to spend in 2024 for their regular expenses. just the extra that they have no plan for

yes, nonprofits do need to keep some money in reserves for emergencies; typically, nonprofits registered in the u.s. tend to keep enough to cover between six months and two years of their regular operating expenses (meaning, the rough amount they need each month to keep their services going). $2.8 million USD is enough to keep otw running for almost FIVE YEARS WITHOUT NEW DONATIONS

they always overshoot their fundraisers: as i’m posting this, they’ve already raised $104,751.62 USD from their current donation drive, which is over double what they’ve asked for! on day two of the fundraiser!!

no, we are not trying to claim they are embezzling this money or that it is a scam. we believe they are just super incompetent with their money. case in point: that surplus that they have? only earned them $146 USD in interest in 2022, because only about $10,000 USD of their money invested in an interest-bearing account. that’s the interest they earn off of MILLIONS. at the very least they should be using this extra money to generate new revenue – which would also help with their long-term financial security – but they can’t even do that

no, they do not need this money to use if they are sued. you can read more about this in the full post, but essentially, they get most of their legal services donated, and they have not, themselves, said this money is for that purpose

i'm not going to go through my process for determining the updated 2024 numbers because i want to get this post out quickly, and otw actually had not updated the sources i needed to get these numbers until the last couple days (seriously, i've been checking), but you can easily recreate the process that @manogirl and i outlined last year with these documents:

otw’s 2022 audited financial statement, to determine how much money they had at the end of 2022

otw’s 2024 budget spreadsheet, to determine their net income in 2023 and how much they transferred to and from reserves at the beginning of 2024

otw’s 2022 form 990 (also available on propublica), which is a tax document, and shows how much interest they earned in 2022 (search “interest” and you’ll find it in several places)  

also, otw has not been accountable to answering questions about their surplus. typically, they hold a public meeting with their finance committee every year in september or october so people can ask questions directly to their treasurer and other committee members; as you can imagine, after doing this deep dive last summer, i was looking forward to getting some answers at that meeting!

but they cancelled that meeting in 2023, and instead asked people to write to the finance committee through their contact us form online. fun fact: i wrote a one-line message to the finance committee on may 11, 2023 through that form, when @manogirl and i were doing this research, asking them for clarification on how much they have in their reserves. i have still not received a response.

so yeah. please spend your money on people who actually need it, like on mutual aid requests! anyone who wants to share their mutual aid requests, please do so in the replies and i’ll share them out – i didn’t want to link directly to individual requests without permission in case this leads to anyone getting harassed, but i would love to share your requests. to start with, here's operation olive branch and their ongoing spreadsheet sharing palestinian folks who need money to escape genocide.

oh, and if you want to write to otw and tell them why you are not donating, i'm not sure it’ll get any results, but it can’t hurt lol. here's their contact us form – just don’t expect a response! ¯\_(ツ)_/¯

[aeth-eris]

★ how to maximize profits via 2nd house ★

aries in the 2nd house can maximize profits by capitalizing on their entrepreneurial drive and competitive spirit. aries benefits from fast-paced, high-energy ventures where they can lead and make quick decisions. they might excel by launching a fitness training program, offering personal coaching services, or starting a motivational brand that sells products like athletic apparel, energy drinks, or performance gear. aries could also find success with subscription boxes focused on high-adrenaline hobbies like hiking, martial arts, or adventure sports. by embracing ventures that allow them to innovate quickly and take the lead, aries can build profitable businesses that leverage their passion and high energy.

taurus in the 2nd house is well-suited for steady financial growth through high-quality, long-term investments and products. they thrive in businesses that emphasize luxury, beauty, and quality, such as a high-end skincare line, organic foods business, or eco-friendly clothing brand. taurus could also consider starting a boutique furniture store that sells artisan-crafted or vintage items, as they appreciate products with enduring value. with their talent for creating a comforting atmosphere, taurus might excel with a bed and breakfast, a spa, or a wellness center that offers relaxation services. taurus maximizes profits by focusing on products that prioritize quality and offer a luxurious experience, appealing to clients who value longevity and craftsmanship.

gemini in the 2nd house can boost profits by tapping into their adaptability and communication skills, especially in diverse, mentally stimulating fields. they could thrive by starting a digital marketing agency, offering copywriting or editing services, or launching an online course platform that covers a wide range of topics to cater to curious minds. with their natural social skills, gemini could also excel in creating a networking app or social media consulting service. offering services like translation, podcasting, or even freelance journalism can keep income flowing, as gemini is well-suited to manage multiple streams of revenue. their knack for curiosity-driven ventures and networking makes them ideal for businesses that involve idea-sharing, quick adaptability, and community engagement.

cancer in the 2nd house can increase earnings by focusing on nurturing and emotionally resonant businesses that bring comfort to others. they might start a home-cooked meal delivery service, a childcare center, or a family-focused event planning service that organizes intimate gatherings like birthdays and reunions. cancer could also do well in real estate, particularly with home staging or property management that emphasizes creating warm, inviting spaces. they could excel in interior decorating, especially with a focus on cozy, family-oriented spaces, or start a handcrafted candle or blanket line. by building businesses that revolve around care, comfort, and family, cancer can create loyal clients and establish long-term success through emotional connections.

leo in the 2nd house maximizes profits by showcasing their creativity and leadership, often excelling in businesses that allow them to stand out and build a brand. leo could find success with a personal brand consultancy, fashion line, or luxury event planning business. they might enjoy launching a social media channel focused on lifestyle or self-improvement, where they can attract sponsorships or sell branded merchandise. leo also thrives in roles where they can influence and inspire others, so they might consider starting a motivational speaking business, an acting or dance academy, or a high-end boutique. with their flair for self-expression, leo profits best when they create high-quality, visually captivating products and services that let their star power shine through.

virgo in the 2nd house finds financial success through practical, detail-oriented services that provide high value and efficiency. they excel in businesses that involve organization, health, and precision, such as financial consulting, tax preparation, or a personal organizing service. virgo might also thrive with a nutrition or wellness coaching business, offering tailored health plans or holistic products like herbal supplements or self-care kits. a digital bookkeeping service, copyediting business, or virtual assistant agency could also bring them steady profits, as virgo’s meticulous nature appeals to clients who seek reliability and structure. by focusing on services that emphasize quality and organization, virgo builds a reputation for excellence that attracts a steady client base.

libra in the 2nd house can increase earnings by leveraging their skills in diplomacy, aesthetics, and partnerships. they could start a wedding planning business, a floral design company, or a luxury lifestyle brand that sells carefully curated home décor items. libra would also excel in public relations consulting or brand management roles, where they can help clients present a refined, balanced image. creating a high-end art gallery, a boutique law firm, or a relationship coaching service could also align well with libra’s skills. libra thrives in partnership-focused ventures, so building collaborative business models or co-founding a business with others can also enhance their profitability and bring a sense of harmony to their financial life.

scorpio in the 2nd house maximizes profits by tapping into their ability to handle intensity and complexity, often succeeding in fields like finance, psychology, and research. scorpio could build wealth by creating a private investigation firm, a psychotherapy practice, or a financial planning service specializing in wealth management or estate planning. they might also thrive in real estate investment, particularly with properties that need transformation, such as flipping houses or managing rental properties. scorpio may also excel in businesses related to holistic healing, offering reiki or shadow work coaching. by focusing on industries that require trust, depth, and resilience, scorpio can attract clients who value privacy and are willing to invest in transformational services.

sagittarius in the 2nd house can increase profits by embracing their love for adventure, growth, and education. they could launch a travel agency specializing in unique cultural experiences, a language learning platform, or a motivational speaking business that offers courses and workshops. sagittarius could also thrive by creating a publishing company focused on philosophical or inspirational content or starting a tour guiding business for international destinations. their enthusiasm for knowledge makes them great at teaching, so they might consider offering online courses or starting a coaching business in a field they’re passionate about. by aligning with growth-oriented ventures, sagittarius can attract an audience that values inspiration and big-picture thinking.

capricorn in the 2nd house maximizes profits through disciplined, long-term planning and a practical approach to business. they’re well-suited for businesses like a corporate consulting firm, project management agency, or investment portfolio service. capricorn could also do well in real estate development, particularly with rental properties or commercial buildings. they might find success by starting a financial advisory firm or creating a luxury goods company focused on high-end, timeless products like leather goods or fine jewelry. by aligning with industries that reward patience and professionalism, capricorn can build a solid financial foundation and enjoy steady growth, often seeing long-term success through conservative but reliable investments.

aquarius in the 2nd house can increase profits by focusing on innovation, technology, and humanitarian ventures. they might launch a tech startup, a renewable energy company, or a social media platform that prioritizes community and ethical interaction. aquarius could also find success with a nonprofit organization focused on social justice, an eco-friendly product line, or a collaborative workspace for creatives and freelancers. their futuristic mindset makes them perfect for ventures in artificial intelligence, blockchain technology, or virtual reality. by aligning their finances with progressive and forward-thinking industries, aquarius can attract clients and customers who value innovation and social impact.

pisces in the 2nd house maximizes profits by leaning into their creativity, compassion, and spirituality. they may thrive in a music or art therapy practice, a spiritual coaching business, or a holistic wellness center that offers services like yoga, meditation, and crystal healing. pisces could also succeed by creating a boutique art studio, a dream journal line, or a subscription service for wellness products like essential oils, herbal teas, and calming rituals. they’re drawn to businesses that help others heal or connect with their inner selves, so they may also find success in fields like astrology, psychic readings, or intuitive counseling. by aligning with businesses that emphasize emotional well-being and creativity, pisces can build a profitable venture that resonates deeply with clients who seek personal and spiritual growth.

[robertreich]

The Truth About Immigrants and the Economy

Immigrants are good for the economy and our society! Don’t let anyone tell you otherwise.

For centuries, immigration has been America’s secret sauce for economic growth and prosperity.

But for just as long, immigrants have been an easy scapegoat.

One of the oldest, ugliest lies is to falsely smear immigrants as criminals.

It’s just not true. Crime is way down in America. Anyone who says otherwise is fearmongering.

And whatever crime there is is not being driven by immigration. Immigrants, regardless of citizenship status, are 60% less likely to be incarcerated for committing crimes than U.S.-born citizens.

Maybe that’s why border cities are among America’s safest.

Immigration opponents also claim immigrants are a drag on the economy and a drain on government resources.

Rubbish!

Quite the opposite, the major reason immigrants are coming to America is to build a better life for themselves and their families, contributing to the American economy.

The long-term economic benefits of immigration outweigh any short-term costs. The nonpartisan Congressional Budget Office estimates that adding more immigrants as workers and consumers — including undocumented immigrants — will grow America’s economy by about $7 trillion over the next decade. And those immigrants would increase tax revenue by about $1 trillion, shrinking the deficit and helping pay for programs we all benefit from.

Immigrants of all statuses pay more in taxes than they get in government benefits. Research by the libertarian Cato Institute found first-generation immigrants pay $1.38 in taxes for every $1 they receive in benefits,

This is especially true for undocumented immigrants, who pay billions in taxes each year, but are excluded from almost all federal benefits. After all, you need documentation to receive federal benefits. Guess what undocumented immigrants don’t have. Hello?

And of course, one of the most common anti-immigrant claims also isn’t true.

No. Immigrants are not taking away jobs that Americans want. Undocumented immigrants in particular are doing some of the most dangerous, difficult, low-paying, and essential jobs in the country.

Despite what certain pundits might tell you, immigration has not stopped the U.S. from enjoying record-low unemployment.

And as the Baby Boom generation moves into retirement, young immigrants will help support Social Security by providing a thriving base of younger workers who are paying into the system. The fact that so many immigrants want to come here gives America an advantage over other countries with aging populations, like Germany and Japan.  

What’s more, immigrants are particularly ambitious and hardworking. They are 80% more likely to start a new business than U.S. born citizens. Immigrant-founded businesses also impressively comprise 103 companies in last year’s Fortune 500.

And immigrants continue to add immeasurably to the richness of American culture. We should be celebrating them, not denigrating them.

It’s time to speak the facts and the truth. We need immigrants to keep our economy — and our country — vibrant and growing. They are not “poisoning the blood” of our nation. They’re renewing and restoring it.

[felassan]

Jason Schreier: "NEW: EA is slashing its forecast for the fiscal year due to the underperformance of holiday games EA Sports FC 25 and Dragon Age: The Veilguard. EA says the new Dragon Age reached around 1.5 million players, missing expectations by nearly 50%. [link]" [source]

Article from Bloomberg:

"EA Says Bookings Slid on Weakness in Soccer, ‘Dragon Age’ Games Slower sales of the sports title account for majority of the miss. By Jason Schreier --- Electronic Arts Inc. said bookings fell to about $2.22 billion in the third quarter ended Dec. 31, missing forecasts of $2.4 billion to $2.55 billion due to the weak performance of two holiday video games. The Redwood City, California.,-based publisher, in a preliminary statement Wednesday, reduced projected bookings for the 2025 fiscal year to a range of $7 billion to $7.15 billion. Its previous guidance was for $7.5 billion to $7.8 billion. Bookings from live services — revenue generated after the initial purchase of a game — will decline by a mid-single-digit percentage. The company had previously expected a mid-single-digit increase in bookings. EA pinned most of the blame on its soccer title, EA Sports FC 2025, which was released in September to mixed reviews. The company introduced a refresh this month. The roleplaying game Dragon Age: The Veilguard, which came out in October following a turbulent development cycle, reached 1.5 million players during the quarter, missing the company’s expectations by around 50%. “We remain confident in our long-term strategy and expect a return to growth in FY26, as we execute against our pipeline,” Chief Executive Officer Andrew Wilson said in the statement. The company is scheduled to report more complete results on Feb. 4."

[source]

[info on the upcoming reporting call in February]

[reasonsforhope]

"Nouabalé-Ndoki National Park in Brazzaville, Republic of Congo has a lot to celebrate.

The park, which celebrated its 30th anniversary on December 31 of 2023, also shared an exciting conservation milestone: 2023 was the first year without any elephant poaching detected.

“We didn’t detect any elephants killed in the Park this year, a first for the Park since [we] began collecting data. This success comes after nearly a decade of concerted efforts to protect forest elephants from armed poaching in the Park,” Ben Evans, the Park’s management unit director, said in a press release.

Nouabalé-Ndoki National Park was developed by the government of Congo in 1993 to maintain biodiversity conservation in the region, and since 2014, has been cared for through a public-private partnership between Congo’s Ministry of Forest Economy and the Wildlife Conservation Society.

Pictured: Nouabalé-Ndoki National Park. Photo courtesy of Scott Ramsay/Wildlife Conservation Society

Evans credits the ongoing collaboration with this milestone, as the MEF and WCS have helped address escalating threats to wildlife in the region. 

This specifically includes investments in the ranger force, which has increased training and self-defense capabilities, making the force more effective in upholding the law — and the rights of humans and animals.

“Thanks to the strengthening of our anti-poaching teams and new communication technologies, we have been able to reduce poaching considerably,” Max Mviri, a park warden for the Congolese government, said in a video for the Park’s anniversary. 

“Today, we have more than 90 eco-guards, all of whom have received extensive training and undergo refresher courses,” Mviri continued. “What makes a difference is that 90% of our eco-guards come from villages close to the Park. This gives them extra motivation, as they are protecting their forest.”

As other threats such as logging and road infrastructure development impact the area’s wildlife, the Park’s partnerships with local communities and Indigenous populations in the neighboring villages of Bomassa and Makao are increasingly vital.

“We’ve seen great changes, great progress. We’ve seen the abundance of elephants, large mammals in the village,” Gabriel Mobolambi, chief of Bomassa village, said in the same video. “And also on our side, we benefit from conservation.”

Coinciding with the Park’s anniversary is the roll-out of a tourism-focused website, aiming to generate 15% of its revenue from visitors, which contributes significantly to the local economy...

Nouabalé-Ndoki also recently became the world’s first certified Gorilla Friendly National Park, ensuring best practices are in place for all gorilla-related operations, from tourism to research.

But gorillas and elephants — of which there are over 2,000 and 3,000, respectively — aren’t the only species visitors can admire in the 4,334-square-kilometer protected area.

The Park is also home to large populations of mammals such as chimpanzees and bongos, as well as a diverse range of reptiles, birds, and insects. For the flora fans, Nouabalé-Ndoki also boasts a century-old mahogany tree, and a massive forest of large-diameter trees.

Beyond the beauty of the Park, these tourism opportunities pave the way for major developments for local communities.

“The Park has created long-term jobs, which are rare in the region, and has brought substantial benefits to neighboring communities. Tourism is also emerging as a promising avenue for economic growth,” Mobolambi, the chief of Bomassa village, said in a press release.

The Park and its partners also work to provide education, health centers, agricultural opportunities, and access to clean water, as well, helping to create a safe environment for the people who share the land with these protected animals. 

In fact, the Makao and Bomassa health centers receive up to 250 patients a month, and Nouabalé-Ndoki provides continuous access to primary education for nearly 300 students in neighboring villages. 

It is this intersectional approach that maintains a mutual respect between humans and wildlife and encourages the investment in conservation programs, which lead to successes like 2023’s poaching-free milestone...

Evans, of the Park’s management, added in the anniversary video: “Thanks to the trust that has been built up between all those involved in conservation, we know that Nouabalé-Ndoki will remain a crucial refuge for wildlife for the generations to come.”"

-via Good Good Good, February 15, 2024

[batboyblog]

Things Biden and the Democrats did, this week #3

Jan 26-Feb 2 2024

The House overwhelmingly passed a tax deal that will revive the expanded Child Tax Credit, this will effect 16 million American children and lift 400,000 out of poverty in the first year. The deal also supports the building of 200,000 housing units over the next two years, and provides tax relief for communities hit by disasters.

The Biden Administration has begun negotiations on drug prices for Medicare. Earlier this year the administration announced it would negotiate for the first time directly with drug manufacturers on the prices of 10 common medications. This week they sent their opening offers to the companies. The program is expected to save Medicare and enrollees billions over dollars over the long term and help push down drug prices for everyone.

The Department of Transportation has green lit $240 Million to modernize air ports across the country. Air Ports in 37 states will be able to get much needed updates and refurbishment.

The Biden Administration announced 10 sites across America as sites for innovation investment. They will receive up to 2 billion dollars each over the next 10 years. The goal is to stimulate economic growth and innovation in semiconductor manufacturing, clean energy, sustainable textiles, climate-resilient agriculture, regenerative medicine, and more.

The State Department reviews options for recognizing Palestinian Statehood. While as of yet there's been no policy change this review of options is a major shift in US diplomatic thinking which has long opposed Palestinian Statehood and shows a seriousness of reported Biden plans to push for Statehood as part of a post-war Israel-Saudi normalization deal.

President Biden imposes sanctions on Israeli settlers who have engaged in violence against Palestinians and peace activists. This marks the first time the US has leveled sanctions against Israelis and sets up a standard that could see the whole settlement movement cut off from the US financial system

the Department of Energy has tentatively agreed to a $1.5 Billion dollar loan to help reopen a Michigan nuclear power plant. This would mark the first time a closed nuclear plant has been brought back online. Closed in 2022 it's hoped that it could reopen in time to be generating power in late 2025. This is part of Biden's plan to decarbonize the electricity grid by 2035.

the Internal Revenue Service launched a program to allow tax fillers file for free directly with the government. In 2024 its a pilot program limited to 12 states, but plans for it to be nation wide by tax day 2025

The Department of Health and Human Services announced $28 million in grants to help with the treatment of substance use disorder, including a program aimed at pregnant and postpartum women, and expanded drug court aimed at directing people into treatment and out of the criminal justice system.

The Department of Energy announced $72 million for 46 hydroelectric projects across 19 states. This marks the single largest investment in Hydropower in US history.

The Senate confirmed President Biden's 175th federal judge. Biden has now appointed more federal judges in his first term in office than President Obama did in his, however still lags behind Trump's 186 judges. For the first time in history a majority of a President's nominees are not white men, 65% of them are women and 65% are people of color, President Biden has appointed more black women to judgeships than any administration in history.

[merrycrisis-if]

Exciting news! Game Artist wanted!

Merry Crisis is hiring*! If you are a game artist/illustrator looking for a long-term/large-scale game/visual novel to collaborate on, send your portfolio to allieebobo@gmail.com or DM me on Tumblr or discord @allieebobo for more information.

For non-artists: Appreciate the help to share this with any artists you may know :) Stay tuned for exciting news, including a demo/kickstarter sometime in Mar 2025!

Detailed information

Assets required:

30+ character sprites (3 main, 10 side-characters, 20+ minor characters)

50+ backgrounds (20 main, 30+ minor/one-time use)

Additional assets/UI (TBC)

Visual references:

Dream Daddy

Keyframes

Rates: DM with portfolio for more details if interested. Artists who are able to commit to doing all the characters or all the backgrounds preferred (for a consistent style).

Revenue-share model (20-25% of kickstarter/game revenue, with minimum sum guaranteed after completing 'core game assets')

Commission model (negotiable, est. budget: $50-$80USD for 3 main characters with necessary variations.*; $25-40USD for side/minor characters, $80-100USD for 20 main backgrounds, $35-50USD for minor/once-off backgrounds)

*Initial sketches for main character have been completed - rates are for polishing and converting to game sprites (e.g. variations for emotions, outfits)

[csuitebitches]

Things I Have to do for My Sanity

1. Wake up at the first alarm - no snoozing and no going lying around in bed. Getting up straight away and head to the bathroom. It’s going to suck initially but you’ll get used to it in a few days.

2. Mental self care: 30 minute meditation, brain games mental math, reading, news. Knowledge is sexy and don’t deny yourself sexiness.

3. Daily review in my diary at the beginning and end of my day: what went well, what didn’t, what I need to accomplish to achieve my goals. This has tremendously helped my goals and keeping my motivation more consistent, especially at work. Analysing and correcting incremental changes creates long term success.

4. Cleaning up before bed - clothes, shoes, organising my bag, etc. I set a timer for 5 minutes and try to get as much done as possible.

5. Pick out my clothes the night before and steam iron them for the next day.

6. Face masks twice a week, a hair mask once a week, I scrub the soles of my feet with that foot scrubbing thingy once a week. Manicures every month because my nail beds are too sensitive to do it biweekly, iron supplements so that I’m not a moody bitch. Matching underwear to feel good about myself. Lavender spray on my pillow before sleeping so that I don’t get weird dreams.

7. Reading biographies and autobiographies. My mentor had suggested this to me and it’s amazing how literally I don’t have a single original experience - everything I’ve felt or mistakes I’ve made have already been done by someone else.

I’m going to curate a list of business books that I feel that have helped me the most recently.

8. I write a short essay everyday in the language I’m currently learning. I also end my day by talking about my day for at least 2 minutes in that language and I record it in voice memos to keep a track of my progress. I want to be fluent to a level where I can think in this language.

✨

I don’t generally share a lot about my personal life - none of you know my name or where I’m based and I feel comfortable doing that. But I do want to start giving out more insights to what I’m doing personally in my career - the good, the bad, the ugly.

Being self aware and honest to myself has helped me improve a lot. I know that shame is my Achilles heel, so now I’m reading books to combat that. I’ve caved in and decided to try therapy for a bit to see if what I’m doing is useful or not. My first session is tomorrow. Staying disciplined was my initial hurdle but the systems I’ve set (waking up early + habit stacking) have helped me slowly overcome that.

Work side, I’ve started establishing myself publicly more. I don’t want to reveal too much about what I do exactly but the good news is that our biggest competitor has noticed my progress (a former employee of that company came to us for an interview and directly asked our top management about me). It’s been 4 months that I’ve been working here but I know that next year I really have to swing the bat and hit a home run. I’ve decided to work on the field more and less in the office to really understand people’s needs and create unique solutions.

The daily/weekly/quarterly diary is definitely credited to my recent wins. That’s the biggest change I’ve made in my routine and i can already see that it’s working well. I’m going to continue refining and implementing that method.

Recent work methods I’ve decided to start working on (I’m not required to do these but I do it for my growth):

1. I’ve started studying popular companies’ business and revenue models in detail. Everything is adoptable and adaptable, you just have to figure out how to tweak something for your company’s clients and needs. Now I’ve decided that I want to keep a track of our competitors, their business models, their owners names, pricing strategy, their target audience etc etc on an excel sheet so that I’m aware with what’s happening in the market. 

2. I’ve started making client profiles. Every time I meet a client, I note down their name, the company name, what they were like, anything specific they seemed to like or want, how much they had paid us for a service, what their paying capacity could be, etc.