#FINANCIAL PANIC

[newyorkthegoldenage]

Newspapers across the country screamed the news of the stock market crash, October 1929. Only the San Francisco Chronicle thought it no more important than a sunken ferry and a lobbyist scandal.

Photo: DEA Picture Library/Getty Images via history.com

[mjwrightnz]

Do we face a new global financial crisis?

News across the global financial system has been a worry this week. The collapse of the SVB in California was followed by worries about Credit Suisse, one of Europe’s largest banks, whose share price plunged after its largest shareholder couldn’t provide it a loan. That triggered a plunge in Asian stocks and a rush for the safety of gold because, hey, ‘thuh markit’ has the same behaviour as…

[hikari-hellspawn]

Okay, I know I just posted that the financial emergency was letting up...SURPRISE! I WAS WRONG!

As it is, I'm only getting a handful of hours per week from my new job, and I haven't shown up at all on the next schedule so income is still DESPERATELY NEEDED. I'm not kidding, getting commissions is literally going to be what determines if I pay rent, what utilities I'll have to have cut off because I'll need to skip them, how much food I can buy, how many days I'll have to go without meals, whether or not I can keep the cats' litter boxes filled, etc. THIS REALLY IS AN EMERGENCY I DON'T HAVE THE MONEY FOR THESE THINGS I CAN ONLY CHOOSE ONE THING THIS MONTH TO COVER AND THAT IS IT, I DON'T EVEN KNOW IF I HAVE ENOUGH FOR RENT

PLEASE, PLEASE, I AM BEGGING, I NEED INCOME! I NEED COMMISSIONS! I NEED TO MAKE MONEY! PLEASE JUST BUY SOMETHING I'M BEGGING YOU!

IF THIS DOESN'T HAPPEN I WILL DIE FROM ONE THING OR ANOTHER PLEASE PLEASE PLEASE I DON'T WANT TO DIE

ART COMMISSIONS OPEN! FINANCIAL HELP DESPERATELY NEEDED!

The title is what it says on the tin; I'm opening up art commissions, because after my next paycheck I don't know how much I'll be getting after that, or how much, and I'm desperate for work and some kind off income because I am literally in danger of losing a place to live. I need need NEED income if I want to continue to, well, live.

My Ko-Fi

My deviantART

NOTICE: I RESERVE THE RIGHT TO REJECT ANY COMMISSIONS THAT I DEEM INAPPROPRIATE. THIS INCLUDES ART CONTAINING HATE SPEECH/HOMOPHOBIA/TRANSPHOBIA/APHOBIA/RACISM/BIGOTRY/ANTISEMITISM/ETC.

How do I pay you? I take payments via my Ko-fi or PayPal (h.m.reed@mail.com), half before I start the sketch and the other half on delivery. That is set in stone; I will not accept any kind of cryptocurrency or things like Amazon or Walmart gift cards as payment. None of those can be used to pay rent, and paying rent is exactly what I need.

Do you do NSFW? Not at present; I'm not comfortable drawing NSFW content, though doing shirtless and swimsuits are fine. However I won't draw sex, and I won't draw straight-up full-frontal nudity.

Do you do furries/anthros? I'm not gonna lie, I don't have much experience drawing anthros--THAT BEING SAID, if you want to commission me to draw an anthro character or your fursona, it's definitely on the table and I'll do my danged best--even if it takes a bit longer than non-furry/anthro characters.

Do you draw mecha? I...have zero experience drawing mecha. Do I like mecha anime? Yes (Evangelion my beloved). So this is a soft no on my part, purely because of my own lack of skill with the subject matter.

Do you draw horror and/or gore? Hard no. Not simply because I can't draw said gore (which I can't, same reasons as the mecha explanation above), but because it's another one of those things that I'm not 100% comfortable drawing at the moment.

^HOWEVER, this question comes with a caveat: I will draw eldritch horror. Y'know, eyes where they don't belong, tentacles, pulsating masses, bodies that're just...weird? Those are fun. So, negotiable, but keep in mind that if you want slasher-type stuff that ain't my jam.

Will you send me progress pics? YES. At every stage of the process, I'll both scan the image and take photos to make sure that what I'm working on is the direction you want to go.

What about reference images? If you have references you want to provide, whether they're drawn by you, someone else, google image search, etc, then I'd appreciate it so I have an idea of what your character looks like. Written descriptions are also fine if you don't have any visuals--basically, if you know what your character looks like and you have some way to communicate that to me in a way that puts us both on the same page, we're good.

Can I use your art as an NFT? NO. UNDER NO CIRCUMSTANCES WILL I ACCEPT A COMMISSION TO CREATE NFTS, IF THAT IS THE REASON YOU WANT TO COMMISSION ME THEN GO FIND SOMEONE ELSE.

Can I use your art to train an AI algorithm? NO. AI art is the reason why artists like myself are being pushed out of work; if you're only commissioning me to get hold of some works so that you can train an algorithm to make more based on my style, then you don't actually want to buy art; you're just looking for some excuse to screw yet another artist over.

If I don't have the money right now, can I just pay you the full amount later? While I understand the desire to buy art but not having the funds, the whole reason I'm opening commissions is because I don't have enough money to survive. Paying me half now and half upon completion is non-negotiable, because I can assure you my need to be able to make rent and feed the Fuzzballs (aka the cats, please ask me about them I will go total Maes Hughes on them because they are PERFECT) is as strong as yours to make sure your expenses are covered as well.

Are the prices negotiable? To an extent, though the prices you see in the image above are the minimum; I won't go lower than these.

I want something that isn't listed on here/I have an unusual request, can you do it? That is something we'd have to negotiate, but it's not off the table. I do some weirdo drawings for myself in my free time (I've graced several servers I'm in on discord with the little wonders known as Eyeshrooms, no I will not elaborate here), so I can do other weird stuff too (as long as it's SFW).

Do you have more art examples I can look at? Yes! I have a deviantART page, though due to the company's own exploitative and artist-harming features they've rolled out, I've been working on glazing everything in my gallery there (if you haven't heard of Glaze and Nightshade, they're both really cool and you ought to check them out, seriously I really really really want to start using them both on my art SO BAD but I CAN'T) and migrating to Inkblot and Cara.app. Once I have links to both of those, I'll add them to the post!

You said traditional art...can you do digital? No, unfortunately; I don't have a device powerful enough to run a good art program (not for a lack of trying; attempts at experimenting with Krita have only resulted in it crashing the laptop I've been using, which is bad because it isn't even mine), nor do I have the funds to be able to get one--and I don't know when, or if, that'll happen. This circles back to the initial problem; I don't have the funds to pay for what I need to survive, which means I literally cannot afford to save for a new, more powerful laptop for myself. As it is, I've been borrowing my roommate's laptop for everything I need to do that requires the use of a computer, as mine died back in 2020 and I haven't been able to scrape together enough to even get a bare-bones basic one myself.

If there are any other questions you need me to answer, then please please PLEASE send them to me in a DM here and I'll do my best to answer them! And please, I'm begging you, I'm begging you so much, even if you don't buy something please spread this around I need the income desperately. I'm not lying when I say that my ability to continue living is in danger, I literally do not know if I'll even be able to pay my rent next month. I need every penny I can get, just to be able to have a chance of surviving, and what determines if I can keep a roof over mine and the cats' heads and if we're out on the street with nowhere to go is very much determined by if I can get commission work. So even if you can't buy anything, or only get a headshot or two, please spread the word. Reblog this. Share it in tweets. Post the link to this post on Facebook, link it on Discord, if you have friends who are looking to commission art tell them because I'm desperate and terrified that I might not have a place to live come October. I'm begging, please, I need the help. I need the help more than I can put into words. I don't want to die.

(Also big shoutout to @nomnomroko for putting together the commission sheet, thank you so much!)

[jahaliel]

so last week on tuesday i went in for a one on one with my boss.

except it wasnt a one on one it was a meeting telling me my position at the company would be made redundant as of last thursday.

they fuckin walked me out of the office like a goddamn criminal too.

officially, i am now unemployed and terrified out of my mind. i did get a redundancy package, so the situation isn't immediately dire, but it has put me on a short time frame to find something new, especially considering the christmas hols coming up.

if im not around much that's why.

its my birthday next week i dont really feel like celebrating.

(absolutely no fucking pressure at all but i do have a ko-fi (https://ko-fi.com/jahaliel) and a throne (https://throne.com/melodyrainne) if you felt like helping me build a bit of a buffer)

[miasmaghoul]

TICKETS OBTAINED

FUCK

[visenyaism]

why does she want to be at the nullification crisis

[running-in-the-dark]

Just when I was thinking today was pretty great (I got a lot done!), the cats found my tiny pin cushion on the floor somewhere while I was getting ready for bed. I have no idea if one or both of them swallowed a pin. They seem normal and totally fine but if they had swallowed it whole.... Ughhhhhh mannn this is the last thing I need right now

[osamucide]

chronic pain vent in tags feel free 2 ignore

[muzzlemouths]

i have to be up for thanksgiving in like 2 hours and i still haven't slept because the Horrors are endless today

[madigoround]

My bone deep desire to foster fail with her vs my ingrained and trauma response fear of things that can cause debt and financial disaster (I keep going back and forth back and forth but I really want to keep her)

[newyorkthegoldenage]

October 24, 1929: the Big Crash on Wall Street.

Top photo: Everett Collection Middle photo: Universal Images Group/Getty Images/Harper's Bazaar Bottom photo: Bettmann Archive/Getty Images/Fine Art America

[copia]

i think someone has to grab me by the shoulders and look me in the eye and tell me VERY firmly, on and on until i believe it, that i'm seeing ghost live. because right now i'm finding it hard to wrap my head around and am just crashing after the stress fest that has been raging since 1pm yesterday

[thetragicallynerdy]

There is literally nothing that makes you realize you're poor as fuck than having a lil freakout over having to pay $5 more for something than you anticipated paying

[yardsards]

living in america is literally just like. yeah i could probably benefit from inpatient mental health services but honestly the resulting medical bills would just make me want to kill myself even more

[milomaxxy]

Unfortunately, I'm going to have to put this put there for basically the foreseeable future:

I don't have any money. Like, at all. It doesn't even matter that I just got money today, bc it's all already gone to the various necessities. What little bit of "extra" money I have goes to my toddler, bc I'm not depriving her of enjoying things when we can. I feel like it's not a sin for me to let my 4 year old spend $2 for the carousel or buy a little glow-in-the-dark dog, or get a treat once or twice a month, y'know?

With that being said, until my spouse and I are able to win the fight to prove to the SSA that we're both disabled, this is our permanent financial status. We barely scrape by month-to-month and some months we have to beg from friends or family for the last week. So we don't have spare funds, at all, and that means we're incapable of donating without putting our family at risk of not getting what we need. We need our medicine every month, or we get seriously sick (me especially, since I have long covid that agitated my already chronically ill ass). We need things like toilet paper, trash bags, toiletries, cleaning supplies, and the other necessities it takes to keep our home and ourselves clean and healthy. We very obviously need to cover our bills and rent, or we'd be on the streets (again, after JUST getting into our apartment at the end of October). Our cat obviously needs her food and litter every month, especially with her being an emotional support animal. As is we can't even afford to use the bus as often as we need, so we end up hurting ourselves walking further than we can to get groceries.

So, until we're able to win our disability benefits cases, we sadly are unable to help anyone else. We can't risk our toddler, or being homeless again. I'm sure I'll end up keeping updates about it, if only bc it's exciting to get anywhere with the SSA, but for now this is an official "I'm so broke we can't even really afford to eat in order to ensure our toddler gets to eat for the next few days until food stamps comes in; so please stop asking for money" post.

I'll still reblog donation links, mutual aid requests, and the like, but I can't handle the constant reminder that I have less than a dollar to last the rest of the month. I'm almost to the point of closing my ask box until my financial status changes, just bc my mental health has taken a considerably large dunk since getting bombarded with requests to donate even after stating I literally have nothing to donate. I have basically pennies to my name, to last 30 more days. But I'm gonna have to put my mental health on one of the burners, if only so I can still be active in my family, y'know?

[anonymous-eggy]

If anyones interested, here's my little bastard Bloomic Mc. their name is BanJo in the server bc they love their banjo and their irl name is Jo. how Bloombot let that slide, we dont know. perhaps Bloombot just thought it was funny.

He exists to simultaneously rizz and terrorize Quest.