#Equity Loans
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Are you searching for the best option for an equity loan? If yes, then Americapital Solutions is the right option of equity loan option tailored to your needs. Whether it's for home improvements or consolidating debt, our expert advisors help you find a personalized solution. Trust in our commitment to providing competitive rates and flexible terms. Choose Americapital Solutions for a secure and efficient financial journey. To know more details about our services please visit our website now. www.americapitalsolutions.com/equipment-financing
#Equity Loans#Equipment Financing loan#Equipment Financing in Bend#Equity Loans in Eugene#Equity Loans in Bend#Equipment Financing in Oregon#Equipment Financing in Eugene
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Private equity plunderers want to buy Simon & Schuster
Going to Defcon this weekend? I'm giving a keynote, "An Audacious Plan to Halt the Internet's Enshittification and Throw it Into Reverse," on Saturday at 12:30pm, followed by a book signing at the No Starch Press booth at 2:30pm!
https://info.defcon.org/event/?id=50826
Last November, publishing got some excellent news: the planned merger of Penguin Random House (the largest publisher in the history of human civilization) with its immediate competitor Simon & Schuster would not be permitted, thanks to the DOJ's deftly argued case against the deal:
https://pluralistic.net/2022/11/07/random-penguins/#if-you-wanted-to-get-there-i-wouldnt-start-from-here
When I was a baby writer, there were dozens of large NY publishers. Today, there are five - and it was almost four. A publishing sector with five giant companies is bad news for writers (as Stephen King said at the trial, the idea that PRH and S&S would bid against each other for books was as absurd as the idea that he and his wife would bid against each other for their next family home).
But it's also bad news for publishing workers, a historically exploited and undervalued workforce whose labor conditions have only declined as the number of employers in the sector dwindled, leading to mass resignations:
https://lithub.com/unlivable-and-untenable-molly-mcghee-on-the-punishing-life-of-junior-publishing-employees/
It should go without saying that workers in sectors with few employers get worse deals from their bosses (see, e.g., the writers' strike and actors' strike). And yup, right on time, PRH, a wildly profitable publisher, fired a bunch of its most senior (and therefore hardest to push around) workers:
https://www.nytimes.com/2023/07/18/books/penguin-random-house-layoffs-buyouts.html
But publishing's contraction into a five-company cartel didn't occur in a vacuum. It was a normal response to monopolization elsewhere in its supply chain. First it was bookselling collapsing into two major chains. Then it was distribution going from 300 companies to three. Today, it's Amazon, a monopolist with unlimited access to the capital markets and a track record of treating publishers "the way a cheetah would pursue a sickly gazelle":
https://pluralistic.net/2023/07/31/seize-the-means-of-computation/#the-internet-con
Monopolies are like Pringles (owned by the consumer packaged goods monopolist Procter & Gamble): you can't have just one. As soon as you get a monopoly in one part of the supply chain, every other part of that chain has to monopolize in self-defense.
Think of healthcare. Consolidation in pharma lead to price-gouging, where hospitals were suddenly paying 1,000% more for routine drugs. Hospitals formed regional monopolies and boycotted pharma companies unless they lowered their prices - and then turned around and screwed insurers, jacking up the price of care. Health insurers gobbled each other up in an orgy of mergers and fought the hospitals.
Now the health care system is composed of a series of gigantic, abusive monopolists - pharma, hospitals, medical equipment, pharmacy benefit managers, insurers - and they all conspire to wreck the lives of only two parts of the system who can't fight back: patients and health care workers. Patients pay more for worse care, and medical workers get paid less for worse working conditions.
So while there was no question that a PRH takeover of Simon & Schuster would be bad for writers and readers, it was also clear that S&S - and indeed, all of the Big Five publishers - would be under pressure from the monopolies in their own supply chain. What's more, it was clear that S&S couldn't remain tethered to Paramount, its current owner.
Last week, Paramount announced that it was going to flip S&S to KKR, one of the world's most notorious private equity companies. KKR has a long, long track record of ghastly behavior, and its portfolio currently includes other publishing industry firms, including one rotten monopolist, raising similar concerns to the ones that scuttled the PRH takeover last year:
https://www.nytimes.com/2023/08/07/books/booksupdate/paramount-simon-and-schuster-kkr-sale.html
Let's review a little of KKR's track record, shall we? Most spectacularly, they are known for buying and destroying Toys R Us in a deal that saw them extract $200m from the company, leaving it bankrupt, with lifetime employees getting $0 in severance even as its executives paid themselves tens of millions in "performance bonuses":
https://memex.craphound.com/2018/06/03/private-equity-bosses-took-200m-out-of-toys-r-us-and-crashed-the-company-lifetime-employees-got-0-in-severance/
The pillaging of Toys R Us isn't the worst thing KKR did, but it was the most brazen. KKR lit a beloved national chain on fire and then walked away, hands in pockets, whistling. They didn't even bother to clear their former employees' sensitive personnel records out of the unlocked filing cabinets before they scarpered:
https://memex.craphound.com/2018/09/23/exploring-the-ruins-of-a-toys-r-us-discovering-a-trove-of-sensitive-employee-data/
But as flashy as the Toys R Us caper was, it wasn't the worst. Private equity funds specialize in buying up businesses, loading them with debts, paying themselves, and then leaving them to collapse. They're sometimes called vulture capitalists, but they're really vampire capitalists:
https://www.motherjones.com/politics/2022/05/private-equity-buyout-kkr-houdaille/
Given a choice, PE companies don't want to prey on sick businesses - they preferentially drain off value from thriving ones, preferably ones that we must use, which is why PE - and KKR in particular - loves to buy health care companies.
Heard of the "surprise billing epidemic"? That's where you go to a hospital that's covered by your insurer, only to discover - after the fact - that the emergency room is operated by a separate, PE-backed company that charges you thousands for junk fees. KKR and Blackstone invented this scam, then funneled millions into fighting the No Surprises Act, which more-or-less killed it:
https://pluralistic.net/2020/04/21/all-in-it-together/#doctor-patient-unity
KKR took one of the nation's largest healthcare providers, Envision, hostage to surprise billing, making it dependent on these fraudulent payments. When Congress finally acted to end this scam, KKR was able to take to the nation's editorial pages and damn Congress for recklessly endangering all the patients who relied on it:
https://pluralistic.net/2022/03/14/unhealthy-finances/#steins-law
Like any smart vampire, KKR doesn't drain its victim in one go. They find all kinds of ways to stretch out the blood supply. During the pandemic, KKR was front of the line to get massive bailouts for its health-care holdings, even as it fired health-care workers, increasing the workload and decreasing the pay of the survivors of its indiscriminate cuts:
https://pluralistic.net/2020/04/11/socialized-losses/#socialized-losses
It's not just emergency rooms. KKR bought and looted homes for people with disabilities, slashed wages, cut staff, and then feigned surprise at the deaths, abuse and misery that followed:
https://www.buzzfeednews.com/article/kendalltaggart/kkr-brightspring-disability-private-equity-abuse
Workers' wages went down to $8/hour, and they were given 36 hour shifts, and then KKR threatened to have any worker who walked off the job criminally charged with patient abandonment:
https://pluralistic.net/2023/06/02/plunderers/#farben
For KKR, people with disabilities and patients make great victims - disempowered and atomized, unable to fight back. No surprise, then, that so many of KKR's scams target poor people - another group that struggles to get justice when wronged. KKR took over Dollar General in 2007 and embarked on a nationwide expansion campaign, using abusive preferential distributor contracts and targeting community-owned grocers to trap poor people into buying the most heavily processed, least nutritious, most profitable food available:
https://pluralistic.net/2023/03/27/walmarts-jackals/#cheater-sizes
94.5% of the Paycheck Protection Program - designed to help small businesses keep their workers payrolled during lockdown - went to giant businesses, fraudulently siphoned off by companies like Longview Power, 40% owned by KKR:
https://pluralistic.net/2020/04/20/great-danes/#ppp
KKR also helped engineer a loophole in the Trump tax cuts, convincing Justin Muzinich to carve out taxes for C-Corporations, which let KKR save billions in taxes:
https://pluralistic.net/2020/06/02/broken-windows/#Justin-Muzinich
KKR sinks its fangs in every part of the economy, thanks to the vast fortunes it amassed from its investors, ripped off from its customers, and fraudulently obtained from the public purse. After the pandemic, KKR scooped up hundreds of companies at firesale prices:
https://pluralistic.net/2020/03/30/medtronic-stole-your-ventilator/#blackstone-kkr
Ironically, the investors in KKR funds are also its victims - especially giant public pension funds, whom KKR has systematically defrauded for years:
https://pluralistic.net/2020/07/22/stimpank/#kentucky
And now KKR has come for Simon & Schuster. The buyout was trumpeted to the press as a done deal, but it's far from a fait accompli. Before the deal can close, the FTC will have to bless it. That blessing is far from a foregone conclusion. KKR also owns Overdrive, the monopoly supplier of e-lending software to libraries.
Overdrive has a host of predatory practices, loathed by both libraries and publishers (indeed, much of the publishing sector's outrage at library e-lending is really displaced anger at Overdrive). There's a plausible case that the merger of one of the Big Five publishers with the e-lending monopoly will present competition issues every bit as deal-breaking as the PRH/S&S merger posed.
(Image: Sefa Tekin/Pexels, modified)
I’m kickstarting the audiobook for “The Internet Con: How To Seize the Means of Computation,” a Big Tech disassembly manual to disenshittify the web and bring back the old, good internet. It’s a DRM-free book, which means Audible won’t carry it, so this crowdfunder is essential. Back now to get the audio, Verso hardcover and ebook:
http://seizethemeansofcomputation.org
If you’d like an essay-formatted version of this post to read or share, here’s a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:
https://pluralistic.net/2023/08/08/vampire-capitalism/#kkr
#kkr#simon and schuster#publishing#penguin random house#ppp loans#looters#plunderers#vampire capitalism#vulture capitalism#debt#private equity#pe#harmful dominance#monopoly#trustbusters#incentives matter#labor#writing#publishing workers#recorded books#overdrive#glam#libraries#toys r us#pluralistic
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Only 50 Days to Go! Make sure you are registered to vote today!
Register/check at one of these:
IWillVote.com
Vote.org Vote.gov
RockTheVote.org
Info: lwv.org
@kamalahq
Vote early, vote blue down the ballot, vote vote vote!
#i understand the assignment#vote for kamala harris#vote as if your life depends on it#vote#remember to vote#your vote matters#your vote counts#vote vote vote#get out the vote#register to vote#kamala harris#tim walz#the democrats#swifties for kamala#childless cat ladies#college students#please vote#resist#disabled#vote blue#love#poverty#equity#union strong#living wage#student loans#roe v wade#roevember#bring your friends to vote#election 2024
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Market concentration is at its highest level in 100 years by one measure at least
-GS
#equity #credit #investor $qqq $spx
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Get Immediate Cash Using Car Title Loans Toronto For a Gender Reveal Party
A gender reveal party is a celebration where the parents of the soon-to-be-born baby find out what their future child's sex will be. These parties are usually set up with pink decorations for girls and blue decorations for boys. To pull off this amazing feeling of having a boy or a girl can be a bit costly. That is where Apex Loans Canada offers your same-day cash Car Title Loans Toronto against your vehicle as collateral. You can get up to $25,000 for four years without credit checks with us.
Set Up an unforgettable gender reveal party using car title loans Toronto
1. Spend on the party venue:
The type of venue that you choose for the party is going to depend greatly on your budget. Some will rent a hall and others may organize it at home. That is where our quick cash Car Title Loans Toronto will provide you with the needed funds for making that party a blast. We can give you up to $25,000 for four years without any hassle of credit checks and with no hidden charges.
2. Print gender reveal invitations:
Once you have chosen your venue and the approximate number of people attending the party, you can start preparing for the big event by printing out gender reveal invitations. You can take these invitations and pass them to your family and friends, so they know what day they need to be there. Fast funds from Car Title Loan Toronto can get you enough cash to print out the correct number of invitations.
3. Arrange your merchandise:
If you plan to decorate your party venue, you can organize your merchandise by shopping around. That is because you need enough decorations to make the party a success! Do not forget to include posters, balloons, party favors and paper goods for your guests. It would help if you used a few shades of blue for the boys and pink for the girls. Taking our quick cash Car Title Loans can help you do that without any cash flow stress. Our interest rates are low and so are our monthly repayments. We do not run any credit checks, so apply even with a bad credit score today.
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To make the party even more special, you can hire a photographer to photograph the moment. You can ask them for good-looking pictures of the party venue and the guests. A nice album will be essential for sharing these memories with your family and friends once you return home. Taking our quick cash Car Title Loans Ontario will help pay for their services because it comes with no stress of credit checks or employment verification. Apply online today and get approved within an hour.
5. Decide on the gender reveal cake:
The gender reveal cake is the one thing that people always look forward to. It is the centerpiece for the gender reveal party. You can work with your baker to choose the perfect cake for your party. Enough cash from Car Title Loan Toronto is the best way to set up the desired cake without money issues. Our interest rates are as low as 10%, and our monthly repayments are just $100. We do not bother with credit checks or employment verification, so applying for fast cash loans is the best way to get started on your gender reveal party today!
6. Find a balloon guy:
Having enough cash from Car Title Loans Toronto is important if you want to hire a party planner. You can take out cash loans against your vehicle as collateral to get your hands on $25,000 for four years. The amount you will get depends on the current market value of your vehicle and not your credit score.
Conclusion:
Apex Loans Canada is the best way to put your hands on immediate cash of up to $25,000. Our Car Title Loans Toronto term is up to 4 years and we have no prepayment penalties if you wish to pay off the loan early. We do not run any credit checks, so feel free to apply with a bad credit score today. To know more about our terms and conditions, contact us at tel:1-855-908-0908.
#car title loans#Car Title Loan toronto#car title loans Ontario#car collateral loans toronto#car equity loans toronto#bad credit car loans toronto#car collateral loans ontario#car equity loans ontario#bad credit car loans ontario#car title loan
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Mortgage Agents Jobs - Mortgage Delivery Guy
Interested in a career as a mortgage agent? Join the dynamic team at Mortgage Delivery Guy! We offer exciting opportunities for motivated individuals to excel in the mortgage industry. With our comprehensive training, supportive environment, and competitive compensation, you can build a successful career helping clients secure their dream homes.
#mississauga mortgage broker#mortgage interest rates#first time home buyer#real estate investor#residential mortgages#mortgage solutions#brokers in mississauga#canadian mortgage#home buyers#smarter mortgage planning#quick home equity loan#credit repair
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Advice On How To Get A Renovation Loan For Your Project In Houston
Do you need a loan for a renovation project you have coming up? We must have thought of you. While many people find the process of applying for a remodeling loan to be tedious, we make it very simple in this post.
This article discusses the numerous loan requirements, different forms of renovation loans in Houston, and expert suggestions for a successful project if you didn't know you could receive a loan for your restoration work or believed it would be difficult to secure a loan.
A 203(K) FHA loan
The most well-liked and reasonably priced loans in the US are FHA 203(L) loans. And the reason for this is because they are supported by the government and have the most favourable qualification standards. You can refinance or purchase a primary residence using an FHA 203(k) loan, and you can add the whole cost of the modifications to your mortgage to pay for them over time.
Loans for Home Equity
You can borrow money based on the value of your property with a renovation home equity loan. Your equity house payment will need to be made separately if you already have a mortgage because it doesn't cancel off the previous loan. Applying for a home equity loan may make sense if you have accumulated a considerable amount of home equity or if you need to finance a significant one-time project.
Individual Loan
A personal loan is yet another option to pay for your home remodeling. Using an unsecured home renovation loan has the benefit of not requiring security for the loan. They are also the easiest loans to obtain because of this. Despite having higher interest rates, personal loans can be repaid over durations of two to five years and have flexible rates (fixed and adjustable). in order to be eligible for an unsecured personal loan.
Employ Qualified Personnel
Your remodeling expense can easily balloon and spiral out of control without a proper plan. Working with experts is beneficial in this regard. At Smart Remodeling, we make an extra effort to develop a plan that works for your circumstances and make sure we stick to that plan throughout the remodeling process to get the desired outcomes. Additionally, we'll work with you to prevent unforeseen catastrophes and ensure that the project is completed successfully and under budget.
Select the Best Loan for You
Make important to search around and become familiar with the conditions of each loan before applying for any home renovation loan. You shouldn't take out a loan that will take you a lifetime to pay back or, worse yet, one that you're likely to fail on. Should you refinance your mortgage or combine your savings with your remodeling loan, or would you want to cash them out? Compare the many financing options and choose the one that best suits your needs.
Cove Security - Always here to get the door. All of our cameras include intercom features and mobile controls that enable you to sit back, watch, listen, greet friends, warn lurkers, or arrange to meet surprise visitors at a better time. Try one—or four—and see what a new level of connection feels like.
#cove#covesecurity#covesmart#homesecurity#diyhomesecurity#loan#rates#remodeling#expenses#equity#mortal kombat#financial#finance#security#budget
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#hey guys I’m about to go to work but I’ve seen so many lovely tag comments on my harp covers#I saw one saying ‘how do you even end up in a position to be able to learn a harp!’#and I wanted to reiterate. the classical music world is incredibly steeped in classism and racism. it’s inherent#because most music is written by ethnic Europeans and stems from the origins of western music which is the Catholic Church#it was a major tool in colonialism and it’s adoption as a means to validity in a white supremecist system can be seen echoing in China’s#current fascination with western orchestral music. but they’re also subverting it by reimagining their own instruments in the orchestra#anyways that’s a rabbit trail but what I’m saying is#for some reason I asked to play the harp when I was three. my parents were working class and non musicians. my dad is Mexican. we used to#barter lessons for yard work and painting (thankfully my harp teacher was a wonderful woman who allowed that)#my dad took out a home equity loan to afford my first large harp#I got the one you see in the vids because a close friend of my teacher was dying of cancer and sold it at a loss to me#this is a field with SO many barriers#every single person I went to grad school with had money out their ears#I have a heap of student loans and currently no permanent harp job#I guess I’m saying. I wish access to instruments like mine was easier for everyone but it’s rare because it’s gatekept#so just keep that in mind. you could just have easily have been a harpist if the world were more equitable and fair#I’m always open to people reaching out and asking questions about the instrument and music in general#love u guys
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Find the best option for equity loans in Eugene
Searching for the best option for equity loans in Eugene? If yes, than AmeriCapital Solutions is the best option for you. Our dedicated team specializes in providing tailored equity loan solutions to meet your financial needs. With competitive rates and flexible terms, we make accessing your home's equity a breeze. Trust American Capital Solutions for your Eugene equity loan needs.
#Equity Loans#Equity Loans in Eugene#AmeriCapital Solutions#Equity Loans for business#Equity Loans for small business#Equipment Financing in Oregon
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Literally the lyrics to the song. Y'know what pays the rent on your humble flat and helps you at the automat? That ice you get or else no dice, because once the louses go back to their spouses (or divorce them, but square cut or pear shaped the rocks don't lose their shape), a girl can sell the diamonds.
When you are legally barred from banking or owning real property, very valuable very portable commodities are your best friend. Just small enough to fit in a suitcase, and able to buy a future without him.
#no bank account#no credit cards#no line of credit#without a man to sign or her husband's approval#so no loans#no small businesses#no credit history#no equity#no home ownership#no financial independence at all#except for what she could pack in a suitcase#diamonds and furs#portable and valuable
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Key Factors to Know When Buying an Investment Property
If you currently own real estate, you can finance the down payment or even the full purchase price of your investment property with a best home equity loan. With this loan, you can borrow against the equity you’ve accrued in your existing residence, allowing you to reinvest in another property without any sizable down payment.
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In rates markets, there is a tug-of-war between a slowing economy arguing for lower rates versus the structural forces putting upside pressures on #inflation and rates (i.e. deglobalization, energy transition, more restrictions on immigration, more defense spending, and significant fiscal challenges).
So far, 10s have been moving around one-to-one with Fed expectations, but in recent weeks, a gap has opened up, suggesting that other factors, perhaps including the fiscal outlook, are beginning to play a role for long rates.
#cpi #m2 #ennovance #investments ht Slock
https://x.com/mohossain/status/1785675152413315312?s=46&t=GtuOmoaTjOwevz2JidiiDQ
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Working with the best broker for mutual funds in Rewa ensures you get expert services, reliable advice, and efficient investment management strategies. Investrack offers tailored solutions to help you achieve consistent growth and long-term wealth with ease. For more information, visit https://www.investrack.co.in/
#AMFI registered Mutual Fund Distributor in Rewa#Mutual Fund Distributor in Rewa#mutual funds advisor in Rewa#online investment schemes in Rewa#mutual fund investment companies in Rewa#mutual fund advisor in Rewa#investment consultants in Rewa#mutual fund investment in Rewa#best Mutual Fund Distributors in Rewa#financial consultants in Rewa#financial advisor in Rewa#financial company in Rewa#financial companies in Rewa#financial planning in Rewa#best broker for mutual funds in Rewa#mutual fund company in Rewa#mutual fund investment planner in Rewa#best mutual fund for sip india in Rewa#mutual funds investment plans in Rewa#loan against mutual funds in Rewa#loan against mutual fund services in Rewa#finance company in Rewa#stock brokers in Rewa#share brokers in Rewa#portfolio management services in Rewa#financial services in Rewa#financial planner in Rewa#demat account services in Rewa#equity advisor services in Rewa#insurance agent in Rewa
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This is true. I'm a Millennial about to buy a house because I don't have crippling student loan debt, lucked into OJT in Healthcare, AND my parents are letting me use their rv while I'm saving money. Oh! And I live in a state that throws down-payment money (0%interest loan completely forgiven at 5-10 years) at people like me who are working-class but still can't afford major purchases like a home. 100% luck and circumstances despite my hard work.
#millennials#abolish student loans#no one should have to start adulthood 6 figures in debt#i want equity#not just equality#everyone deserves a steady and safe place to live#period
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