#EconomicInclusivity

[durantbarta]

সত্যিকারের অন্তর্ভুক্তিমূলক হলেই বিচার ব্যবস্থা শক্তিশালী বিবেচিত হবে,রাষ্ট্রপতি

https://durantbarta.com/country/the-judiciary-will-be-considered-strong-only-if-it-is-truly-inclusive-says-the-president

[socialenterprise23]

The Role of Technology in Enhancing Inclusive Business Models

Technology is drastically changing the way businesses operate, offering new opportunities to integrate inclusivity into core business strategies. Inclusive business models aim to offer opportunities to low-income communities within profitable business frameworks, contributing to broader social and economic development goals. This blog examines how technological innovations are crucial in building business models that not only seek financial success but also create substantial social impact, focusing particularly on approaches to poverty reduction and healthcare-based solutions.

Bridging Gaps in Accessibility and Opportunity

Technology in business models primarily serves to close significant gaps in accessibility. For instance, digital tools and platforms provide unprecedented access to markets, information, and resources previously inaccessible to marginalised groups. Mobile banking and financial services technologies enable individuals in remote areas to access banking services without traditional physical branches, which is vital in areas lacking substantial banking infrastructure.

Moreover, e-commerce platforms and mobile applications allow small-scale producers and farmers to connect directly with global markets, eliminating traditional middlemen who often reduce their profits. These platforms not only expand market reach but also ensure that profits are returned to the producers, supporting community development and sustainability.

Enhancing Healthcare Delivery Through Innovation

Technology significantly improves healthcare delivery, particularly in underserved regions. Telemedicine and mobile health applications are great examples of how technology provides medical advice, diagnostics, and treatment planning to remote locations. This increases access and reduces the cost of healthcare, making it more affordable for low-income populations.

Data analytics and AI are crucial for understanding disease patterns and predicting outbreaks, which helps in allocating resources and planning preventive strategies. Integrating these technologies into healthcare systems allows businesses to offer solutions that are inclusive and proactive in addressing health disparities.

Fostering Economic Inclusion Through FinTech

Financial technology, or FinTech, has emerged as a transformative force in driving economic inclusion. By offering services such as microloans, insurance products, and savings programs directly through mobile devices, FinTech companies are able to reach populations that were previously unbanked or underbanked. This accessibility to financial services enables individuals to invest in their businesses, manage risk, and improve their economic stability, which is crucial in reducing poverty levels.

Additionally, blockchain technology offers transparency in transactions, which is particularly beneficial in regions where corruption and lack of trust are significant barriers to economic development. By providing a secure and transparent method of recording transactions, blockchain can enhance trust among parties and facilitate more equitable economic practices.

Streamlining Supply Chains with IoT

The Internet of Things (IoT) is revolutionising supply chain management by enabling real-time tracking of goods and automating inventory processes. In inclusive business models, this technology is particularly impactful as it ensures that products from marginalised producers reach markets efficiently and at reduced costs. IoT devices can monitor conditions during transport, which is crucial for perishable goods, and provide data to optimise delivery routes and reduce wastage. This increased efficiency not only boosts profitability but also ensures that small producers can compete more effectively in the global market, ultimately contributing to their economic stability and growth.

Promoting Sustainability and Environmental Responsibility

Technology also plays a crucial role in promoting sustainability within inclusive business models. For instance, renewable energy technologies like solar and wind power can be deployed in off-grid communities to provide affordable and clean energy, which is a fundamental aspect of sustainable development. This not only helps in reducing carbon footprints but also supports economic activities in these areas, enhancing community resilience against climate change.

Moreover, digital platforms can facilitate the trading of carbon credits, which can be particularly beneficial for businesses engaged in reforestation or sustainable agriculture. By participating in carbon credit markets, these businesses not only contribute to the reduction of global carbon emissions but also generate additional revenue streams that support their inclusive goals.

Empowering Education and Skills Development

Education technology, or EdTech, is also playing a significant role in inclusive business models. Online learning platforms, digital classrooms, and educational apps make learning resources more accessible to a broader audience. For people in remote or underserved communities, these resources can be life-changing, offering skills training and education that were previously out of reach.

By enabling continuous learning and skill development, technology ensures that individuals are better equipped to participate in the economy and improve their living standards. This not only helps in poverty reduction but also supports a more knowledgeable and skilled workforce, which is essential for the sustained growth of any economy.

The integration of technology in business models is pivotal for achieving inclusivity and sustainability in modern economies. Through innovative solutions in finance, healthcare, commerce, and education, technology is enabling more equitable participation in economic activities and improving the quality of life for marginalised communities. As these technologies continue to evolve, the potential for creating more inclusive business models that contribute to effective approaches to poverty reduction and healthcare solutions becomes even more promising.

[likitakans]

What Fintech’s $31.5 Billion Growth Means for Financial Inclusion

Fintech is booming—valued at a staggering $31.5 billion—and this growth is more than just impressive numbers. It signals a transformation that can redefine financial inclusion across the globe, bringing banking and financial services to millions who have been historically underserved.

Expanding Access to Financial Services

Fintech is breaking down traditional barriers by offering affordable, accessible, and user-friendly solutions. With digital banking apps and mobile wallets, people in rural or underserved areas—who often lack access to traditional banking—can now manage money, pay bills, and save with just a smartphone.

Microloans and Peer-to-Peer Lending

Small business owners and individuals who were previously locked out of formal lending due to poor credit or lack of collateral are finding new lifelines through microloans and peer-to-peer lending. These platforms offer quick, transparent, and low-cost loans, empowering entrepreneurs to grow their businesses and improve their livelihoods.

Promoting Financial Literacy

Fintech platforms are providing easy-to-use tools for budgeting, saving, and investing, helping users improve their financial literacy. Many fintech apps offer educational content that guides users on how to make better financial decisions, fostering long-term financial stability for those with limited financial knowledge.

Cross-Border Payments and Remittances

Fintech is revolutionizing the remittance market, making it cheaper and faster to send money across borders. This is especially vital for migrant workers and their families, who depend on cross-border payments for everyday expenses. By lowering fees and cutting transfer times, fintech is helping people retain more of their hard-earned money.

Outcome

The $31.5 billion growth of fintech represents more than just an industry boom—it’s a movement towards greater financial inclusion. As fintech continues to innovate, it’s creating new opportunities for millions to participate in the financial system, fostering economic empowerment on a global scale.

[monriatitans]

10 Things You Need to Know About Your Autistic Partner (Friend or Family Member)

Orion Kelly – That Autistic Guy Hi! I’m Orion Kelly and I’m Autistic. On this video I share 10 things that you need to know about the Autistic person in your life. Plus, I share my personal lived experiences as an #actuallyautistic person. #orionkelly #autism #asd #autismsigns #whatautismfeelslike ⏱ Index: 00:00 – Welcome 00:36 – 10 Things You Need to Know 🙏 Thanks so much for watching,…

[velxenon]

🌚 🌝 🎭 #business #trust #REIT #estate #organization #investmentclub #management #trustees #work #prose #prosocio #prosolido #economicinclusion #planning #practice #learningorganization #legalinsurance https://www.instagram.com/p/CfHQua4r8iR/?igshid=NGJjMDIxMWI=

[extraordinarylegend]

RAIL CDC will be presenting at RAILVOLUTION! We are super excited to present on Economic Inclusion: Building Wealth and Opportunity in Disinvested Communities Explore a community-rooted economic inclusion approach from the Brookings Institution designed to enhance economic opportunity within disinvested corridors and drive more equitable city and regional growth. Moderator: Ryan Kelley, TOD Program Manager, Hennepin County, Minnesota, Minneapolis, MN Hanna Love, Senior Research Analyst, The Brookings Institution, Washington, DC Ryan David Winkle, Executive Director, Retail, Arts, Innovation, & Livability Community Development Corporation (RAIL CDC), Mesa, AZ Agustin (Augie) Gastelum, Community Economic Development Consultant, Patchwork Community Inclusion, Mesa, AZ Jun-Li Wang, Community Development Program Director, Springboard for the Arts, Saint Paul, MN Register and attend here: Our session is.8:00am Az time on Thursday, Oct 21. https://railvolution.org/the-conference/conference-information/sessions_and_speakers_rail-volution_2021/ Read this before attending -Homework: https://www.brookings.edu/essay/community-rooted-economic-inclusion-a-strategic-action-playbook/ #CommUNITY #EconomicDevelopment #EconomicInclusion #liscphoenix #sffederalreserve #railvolution #brookingsInstitute https://www.instagram.com/p/CVSmMQQl4O3/?utm_medium=tumblr

[coolwater101]

Byron Allen's Lawsuit Aint Helping Yo Black Ass One Bit

Byron Allen was recently on the Breakfast Club. Byron Allen gave an account of his childhood, being raised by his mother, and his rise to fame and fortune. As Bryon told his story, he begins to talk about how he was trying to build relationships with TV Networks and produce shows for their companies. He meets Roger King along the way and Roger tells him how he admires him, but Roger's golf buddies are making made it clear they weren't planning to business with him. Roger King begins to remove the veil for Byron, and Byron begins to come up in the world of television and media production, etc. In this podcast, we discuss how Roger King's hand up is really what got Byron to the level he is at today, and how his lawsuit against Comcast is really not going to improve black folks lives in large numbers. Byron's need, to want to have a seat at the table, maybe the worst thing he could be seeking for himself and black folks instead of building his own damn table. Listen to "Byron Allen's Lawsuit Against Comcast Aint Helping Your Black Ass One Bit" on Spreaker. Read the full article

[arch-angelraphael]

Meet OUR CONTESTANT ••• @tony_yaks ••• As Nigeria continue to grow economically, #IncomeInequality is on the rise - the richest, gets richer whereas the poorest earns below the internationally recognized #MinimumWage. • These widening disparities require sound policies to #Empower lower income earners, and promote #EconomicInclusion of all regardless of sex, race or #Ethnicity... • Let us join our hands together to solve this problem in #Nigeria through Education, Arts and Entertainment. • Please, REPOST and Tag your friends • Visit the WEBSITE ON THE IMAGE above, to REGISTER now... or Visit LINK IN BIO for more info about the contest... • #SDGs #ProjectRAWNigeria #WGDP #SustainableDevelopmentGoals #IStandWithProLife (at Nigeria) https://www.instagram.com/p/ByYSy31FUwU/?igshid=15r8p3cvjugyq

[ybopodcastmke]

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A post shared by Young, Black & Opinionated (@ybopodcastmke)

Bonus Post: “From Bankruptcy to Billionaire!” - @djenvy How far will you go to make your dreams happen! Great interview @breakfastclubam @angelayee @cthagod @realbyronallen Economic Inclusion is the key! #byronallen #breakfastclubam #blackownership #economicinclusion #tylerperry #tylerperrystudios #blackexcellence #blackmedia #blackcreatives #blogger #blogpost #media #podcasting #podcasts #podcasters (at Milwaukee, Wisconsin) https://www.instagram.com/p/B4QkudeofqE/?igshid=mqv7c13dy42h

[therenaissanceladyblog]

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A post shared by The Renaissance Lady ™ (@therenaissancelady)

Not wanting to sound or be controversial but as a Woman of Colour - A Black Woman; I feel it’s my duty to help elevate my people and community. We have so much talent or gifting that’s been deposited within us and should be used to empower ourselves and the next generation! So what’s stopping US? It’s not about the amount of diamonds or gold chains you wear or hardly wear on you as those things devalue once bought! It’s not about the amount of cars you have in your garage - you can only drive one at a time! It’s about the big mansion with 15 bedrooms or bathrooms - you can only sleep in one room and use one bathroom! It’s not about the LVs or Gucci’s or Prada - it’s only a temporary gratification! So what are WE going to do to encourage growth, expansion and longevity within our community? I tell you what it is: INVEST IN THE BUSINESSES WITHIN YOUR COMMUNITY! INVEST IN BLACK-OWNED BUSINESS 💰💰💰 If it don’t start within, how can you expect others to appreciate and elevate them! Time for Change ✊🏾 Time for Economic Inclusion ✊🏾 Time to Empower the Next Generation ✊🏾 Time for Black Excellence ✊🏾 Time to leave a Legacy ✊🏾 Time for Black Renaissance ✊🏾 The Renaissance Journey continues... 🎥: @diddy • • • • • #BlackMogul #BlackExcellence #EconomicInclusion #BlackLegacy #TimeForChange #NextGeneration #MoneyMaker #BlackOwnedBusiness #PurposeDriven #WakeUpAndWin #StayMotivated #LivePurposefully #Lifestyle #Mompreneur #BeInspired #BeEmpowered #IntentionalLiving #GirlBoss #BlackGirlMagic #Influencer #ContentCreator #BloggingLife #BloggerLife #LifestyleBlogger #FBlogger #BlackGirlsWhoBlog #OnTheBlog #MelaninBloggers #MelaninPoppin #BrownGirlBloggers #TheRenaissanceLady https://www.instagram.com/p/Bwa_fudliRU/?utm_source=ig_tumblr_share&igshid=1l9a8b5mkk9tk

[likitakans]

The Impact of Fintech on Financial Inclusion

In today's rapidly evolving digital landscape, financial technology, or fintech, has emerged as a powerful force driving innovation and transformation across the financial services industry. From mobile banking apps to blockchain technology, fintech is redefining the way individuals and businesses manage their finances. While its advancements have brought convenience and efficiency to many, one of the most significant and far-reaching impacts of fintech is its ability to foster financial inclusion.

Financial inclusion, the process of ensuring that all individuals and businesses have access to affordable and useful financial products and services, is a critical component of economic development and poverty alleviation. Traditionally, millions of people worldwide have been excluded from the formal financial system due to various barriers, including geographical remoteness, lack of documentation, high transaction costs, and limited financial literacy. These barriers have left vast populations unbanked or underbanked, unable to access even the most basic financial services such as savings accounts, credit, and insurance.

The arrival of fintech has brought with it a wave of innovative solutions designed to overcome these barriers. By leveraging cutting-edge technologies, fintech companies are breaking down the traditional obstacles to financial inclusion and creating new opportunities for those who have been left on the margins of the financial system. Mobile banking, digital wallets, peer-to-peer lending platforms, and blockchain-based solutions are just a few examples of how fintech is making financial services more accessible, affordable, and user-friendly.

In this blog post, we will delve into the myriad ways fintech is impacting financial inclusion. We will explore how digital financial services are reaching remote areas, how affordable fintech solutions are making financial services accessible to low-income individuals, and how alternative credit scoring models are opening up new avenues for borrowing. Additionally, we will examine the role of fintech in enhancing financial literacy, providing innovative insurance products, and leveraging blockchain technology to create secure and transparent financial ecosystems.

Join us as we uncover the transformative power of fintech in promoting financial inclusion and building a more equitable and accessible financial future for all. Whether you're a fintech enthusiast, a policy maker, or someone interested in the broader impacts of technology on society, this exploration will provide valuable insights into the dynamic intersection of technology and financial empowerment.

1. Accessibility to Banking Services

One of the most profound impacts of fintech is its ability to provide access to banking services to those who were previously excluded. Mobile banking and digital wallets have revolutionized how people interact with financial institutions. With just a smartphone and an internet connection, individuals can now open accounts, transfer money, and make payments without the need for physical branches. This accessibility is particularly crucial in remote and rural areas where traditional banking infrastructure is lacking.

2. Affordable Financial Solutions

Fintech companies often operate with lower overhead costs compared to traditional banks, allowing them to offer more affordable financial solutions. For instance, digital-only banks or neobanks provide low-cost or even fee-free accounts, making financial services accessible to low-income individuals. Additionally, fintech platforms enable cost-effective remittance services, reducing the fees associated with cross-border money transfers and ensuring that more money reaches the intended recipients.

3. Microfinance and Peer-to-Peer Lending

Microfinance institutions and peer-to-peer (P2P) lending platforms are leveraging fintech to expand their reach and impact. These platforms connect borrowers directly with lenders, facilitating small loans that are often inaccessible through traditional banking channels. By utilizing alternative credit scoring models that analyze non-traditional data points such as social media activity and transaction histories, fintech companies can assess creditworthiness more inclusively. This approach empowers individuals and small businesses to access much-needed capital, fostering economic growth and development.

4. Financial Education and Literacy

Fintech is also playing a vital role in enhancing financial literacy and education. Through user-friendly apps and platforms, individuals can learn about budgeting, saving, investing, and managing their finances more effectively. Many fintech solutions incorporate educational content and tools that guide users in making informed financial decisions. By promoting financial literacy, fintech helps individuals build financial resilience and achieve long-term stability.

5. Innovative Insurance Solutions

Insurance is another area where fintech is making significant strides in promoting financial inclusion. Traditional insurance products are often too expensive or complex for low-income individuals. Insurtech, a subset of fintech, offers innovative solutions such as microinsurance and on-demand insurance, providing coverage for specific needs and time periods at affordable rates. These products help mitigate risks and protect against unexpected financial setbacks, contributing to greater financial security for vulnerable populations.

6. Blockchain and Cryptocurrencies

Blockchain technology and cryptocurrencies have the potential to revolutionize financial inclusion by providing secure, transparent, and decentralized financial services. Blockchain can streamline cross-border transactions, reduce fraud, and increase transparency in financial activities. Cryptocurrencies offer an alternative means of transaction and savings, especially in regions with unstable currencies or limited access to traditional banking systems. While regulatory challenges remain, the potential of blockchain and cryptocurrencies to enhance financial inclusion is undeniable.

Conclusion

The impact of fintech on financial inclusion is profound and far-reaching. By leveraging technology, fintech companies are breaking down barriers and providing access to essential financial services for underserved populations. From mobile banking and affordable financial solutions to microfinance, financial education, innovative insurance products, and blockchain technology, fintech is driving a more inclusive financial ecosystem. As fintech continues to evolve, it holds the promise of creating a more equitable and accessible financial future for all.

[monriatitans]

Poor Life Outcomes for Autistic People and How to Solve Them (National Autism Strategy)

Orion Kelly – That Autistic Guy Hi! I’m Orion Kelly and I’m Autistic. On this video I share my thoughts and suggestions on the development of a national autism strategy in Australia. Plus, I share my personal lived experiences as an #actuallyautistic person. #orionkelly #autism #asd #autismsigns #whatautismfeelslike ⏱ Index: 00:00 – Welcome 00:46 – National Autism Strategy 07:14 – Social…

[velxenon]

#girldad #lifestyle #familytrust #earnyourleisure #economicinclusion #legalinsurance #passiveincome #prose #prosocio #prosolido https://www.instagram.com/p/CZu1h_RPUNP/?utm_medium=tumblr

[velxenon]

#legalinsurance #trust #trustee #mediation #privatelaw #negotiation #represntation office #trustee #nonprofit #program #equity #economicinclusion #prose #prosocio #prosolido https://www.instagram.com/p/CZhh3KblEqz/?utm_medium=tumblr

[velxenon]

#trustee #association #exlibris #prose #prosocio #prosolido #wealthishealth #legalinsurance #economicinclusion #workout #mentalhealth #institute #target #hostiletakeover #blackknight #teamplayer #research #development #researchanddevelopment https://www.instagram.com/p/CZcR1PNl__k/?utm_medium=tumblr

[velxenon]

#prose #prosocio #prosolido #milieu #merch #people #places #things #associationlibrary #community #economicinclusion #sweatshirt #logos #legalinsurance https://www.instagram.com/p/CZZrNR5rqNv/?utm_medium=tumblr