#Down payment

[bitchesgetriches]

Hey bitches! Other than a downpayment, whag other money should you have saved before looking to buy a house?

Great question, my little wombat! Depending on where you live, you might be responsible for the closing costs, which for me personally were somewhere around $5k. Or, you'll need to pay the realtor's fees (again, depends on where you live).

Also, you'll want to have some set aside for urgent repairs or renovations. For example, when we bought our house we needed to build a privacy fence around part of the backyard so our dog could frolic without running away.

ALL of these costs can be negotiated with the seller. We got our seller to take on the closing costs and pay to repair two broken windows. In exchange, we didn't ask them to lower the price because the furnace needed to be replaced.

Good luck, my darling wombat! Hope you get a great house! Here's more advice:

Season 2, Episode 2: “I'm Not Ready to Buy a House---But How Do I *Get Ready* to Get Ready?” 

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[mapsontheweb]

Average down payment for a house in the US.

The down payment of a house varies greatly depending on whore itis located. During the pandemic, down payments. spiked alongside home purchase prices. Today in 2023, they still remain higher than they were in early 2020.

[dougielombax]

Big Bill Hell’s 2: Down Payment Boogaloo

*CAR CRASH NOISES*

[jaydon667]

The landlord has recently gotten violant and physically with those In the house. On top of that is is making us get rid of our 3 beloved pets. One of which is still weaning, and another that has cancer. Please if you can donate or share so that my family can afford to make a down payment on a place that will let us care for our animals as we need to. All money will go twords the costs of the down payment and moving costs.

[kj-nanray]

What is down payment? 💵😵‍💫

[monsterkong]

🏠 New Down Payment Assistance Program: A Game Changer for Home Buyers!

If you’ve been feeling like owning a home is just a distant dream, here’s some news that might surprise you! 🌟 A new nationwide down payment assistance program with no income limits has just launched, and it could be the breakthrough you’ve been waiting for! 🎉

What’s This Program About?

Kind Lending, known for its quick growth and innovation, is offering this exciting opportunity with two assistance options:

3.5% down payment assistance that covers the basics.

5% assistance to help with both the down payment and closing costs, so you can step into homeownership with less out of pocket.

This program doesn’t just stop there. For some eligible buyers, there’s even a forgivable second loan with 0% interest. Imagine having part of your loan completely disappear after three years! 🌠

Why It’s Perfect for Many Buyers

The best part? You don’t need to be a first-time buyer, there’s no income cap, and even manufactured homes (on owned land) qualify! With flexible credit requirements – a score of just 600 – this program stands out as one of the most accessible out there.

You could be in your dream home faster than you think, without needing a huge upfront payment. 💸 Whether you're eyeing a single-family home, a cozy condo, or a duplex, this assistance program is designed with flexibility to meet diverse needs. 📈

Take the Next Step

Ready to see if this program fits your needs? Connect with a mortgage pro at greatmortgagebroker.com – we’re here to help you start your journey toward homeownership with confidence and support. 🌈

Let’s make your dream of owning a home come true! 🏡✨

[thehomess-realestate-canada]

Buying a Home in Canada with No Down Payment - Is It Possible?

Explore government programs, mortgage insurance, and more. Achieve your homeownership dream today!

Read more: 

[gabe-sanders]

How much should a house down payment be?

[lovingazhomes]

What You Need To Know About Today's Down Payment Programs

Down Payment Programs Explained Tina Marie Miller | Loving Az Homes Wednesday June 22nd, 2024  Buying a home has undoubtedly become more challenging, especially with today’s mortgage rates and home price appreciation. And that may be one of the big reasons you’re eager to look into grants and assistance programs to see if you qualify for anything that can help. But unfortunately, many homebuyers…

[exitrealtycentral]

The time has come and you are ready to buy, but before you start searching for your next home review this checklist. This list helps you prepare your budget in advance and guide you to financial success in the future. 1. Reduce Debt & Increase Credit Score: Before you start looking for your next home […]

See More Information at https://is.gd/0xG36Y

[gingerfink]

Down Payment Connect | Down Payment Resource (workforce-resource.com)

[bitchesgetriches]

Hello I saw the ask you answered about affording a house in the current market and wanted to share my plan with you in case it could be of help to that anon. I’m currently living with my parents and saving for a down payment. Once I hit my savings goal ($100k whew) if I don’t qualify for a big enough mortgage I plan to rent somewhere until I do qualify for a big enough mortgage.

Thanks for chiming in, squirrel!

That's a great savings goal, and we're proud of you for having a plan in place. Ten years ago I would've said "save $20k before moving out" but now... you have our respect for being realistic in this wild world.

The Rent Is Too Damn High: The Affordable Housing Crisis, Explained

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[kentuckybats]

Qualifying for an FHA Loan in Kentucky

When it comes to buying a home in Kentucky, FHA loans are a popular choice for many first-time homebuyers due to their flexible qualifying criteria. If you’re considering an FHA loan in the Bluegrass State, understanding the key qualifying factors is crucial. Here’s a comprehensive guide to the criteria you need to know: Credit Score Requirements: FHA loans are known for accommodating borrowers…

[lazylittledragon]

domesticating your vampire: a memoir

(beautiful high res version on patre0n)

[kj-nanray]

Downpayment saving tips.💰🏠