#Disabled Financing
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C24-48. Monica A Kaufman, Disabled Financing.
Choose Positive Living with Sara Troy and her guest Monica Kaufman, on air from November 26th Monica is supporting individuals with special needs requires thoughtful planning to ensure their long-term well-being and independence. Families of individuals with special needs can take several key steps to help ensure a stable future, including: 1. Financial Planning: Setting up a special needs…
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#CHOOSE POSITIVE LIVING SARA TROY#Disabled Financing#fINANACES FOR THOSE WITH A DISABILITY#Financial Planning at Harmony Asset Management#Financial Planning:#Harmony Wealth Academy.#Orchard of Wisdom#Sara Troy#www.selfdiscoverywisdom.com
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with the end of the month slowly coming up again i am once again unfortunately already broke again and still somewhat in debt, really hoping to get out of that and get a stable enough income to allow me to stay out of debt for the future (i currently make about 1k a month which is very very little for trying to survive in switzerland esp as i currently support myself and a roommate pretty much alone (and currently leaves me somewhat financially dependent on my parents as well which im not gonna be able to be forever), goal for the end of this year is a stable 2k) anything really helps, but the subscription option helps me the most with stability and ability to budget (also i'll hopefully soon manage to give my subscribers actual special benefits).
i hate asking for money so often especially as i haven't put out a new article in quite a while now, but that will change again soon (i have various things in my pipeline and also non text content coming up soon!), and it is the supporters on ko-fi that let me do all the work i do <3
#maia arson crimew#donations#fundraiser#mutual aid#im so sorry#personal finances#also paypal option is disabled as i currently have no way of getting#paypal money to my bank account
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✨NEW POST!✨
The Social Safety Net for Disabled People Is Broken
The Center for American Progress interviewed disabled people who had been through the American Ninja Warrior obstacle course that is the bureaucratic process of applying for disability benefits. If I may summarize their experience in one sentence, it would be: The dehumanization is the point.
These folks described how they were treated like criminals and frauds; evaluated by unqualified medical professionals; judged by people who had no idea what their disability entailed; and how they spent money they didn’t have on lawyers just to access basic ADA protections.
Keep reading.
#ABLE account#ADA#Americans with Disabilities Act#disability pride month#disability rights#disabled people#disabled personal finance#social safety net#SSDI#SSI
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Thinking again about how many disabled people end up getting shunted into art/craft work because like. You can technically do it. Sometimes. Yeah you make a pittance at best and are almost certainly going to make your physical health worse by pushing yourself to get things done, but what else are you gonna do? You're too sick for anyone to hire you. You're "not sick enough" to qualify for benefits. Just devote every scrap of time and energy you have to a chronically underpaid, low-prestige, incredibly labor-intensive industry. A few people manage to make it work with luck and help and the right skills. Many people don't. Everyone gets pressured to monetize their hobbies, but it's especially insidious if you're disabled because any tiny thing you manage to accomplish to bring yourself joy gets twisted into proof that you should somehow be able to work.
#curseblogging#the thing is like#i went to bookbinding school#i saw what it was like to try to make a living as a craft worker for able-bodied people with significant starting resources#and the answer is: fucking hard!#people generally being like well if you work long hours and never allow yourself a break#and do a bunch of events and shows and teaching#and are good at not just the work but at finances and marketing and every other aspect of business management#(and ideally have a spouse with a regular job so you don't have to pay for your own healthcare. because this is America)#then maybe#MAYBE#you can make a reasonable living as a craftsperson#but this same VERY DIFFICULT PROFESSION#gets pushed on disabled people as something obvious and easy#and a lot of people do try their best to make it work because what other choice do they have?!
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There has got to be nothing more soul-sucking and devoid of humanity than being a "money minded" individual. If all you care about is profit, you immediately lose sight of morality.
Why is it considered immoral for a poor person to refuse to work themselves to the bone, but it's not immoral for the wealthy to squeeze desperate people of every penny they have in order to hoard incomprehensible amounts of money?
Why are the poorest people expected to never treat themselves to a nice meal or something they want, while the ultra rich eat gold and take 15 minute private jet flights guilt-free?
Why are there income caps on how much money a disabled person can save, but not how much money a billionaire can have?
Why is it okay to value a dollar more than a real life human being getting food, clean water, healthcare, and shelter?
How are poor people the selfish ones, when our planet is poisoned and destroyed by megacorps in the name of what's profitable?
Even the most basic expressions of human emotion and experiences are being gutted and replaced by hollow machinations because it's cheaper than paying a real artist, writer, developer, or creative to do the job.
We have enough resources for everyone on this earth to have a decent lifestyle, yet when we ask for the bare minimum we get a finger wagged in our face and told not to ask for too much.
It's maddening.
#advocacy#finance#people over profit#business#sustainability#classism#disability#artists against ai#eat the rich#us politics#late stage capitalism
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one thing I have learned about being poor is that you cannot for a moment stop thinking about it
#theres no peace#every little thing reminds me we are poor#seeing friends having electricity wifi heat food gas. it all costs money. and bills and fees and charges happen all the damn time#im constantly worried that i am measing up somehow or im not keeping track of my finances properly#the person handling our disability assistance application keeps coming back with question after question about my job#and i have so much doubt and fear that ive made some mistake in my answers that will disqualify us from support#and theres this sick backwards stupid thing where applying for and being on disability support is discouraging me from trying to make money#because the more i make the less likely we'll get support but i need to make money to live#its just fucked. and once we're on support i have to make monthly reports of my income so ill feel like im explaining myself all the fuckin#time#cus the system isnt built in a way that makes sense for self employed ppl who have business expenses to account for#sorry for the ranting i cant sleep#truly truly i think poverty is making me a worse persin#more anxious more resentful more jealous more miserable more spiteful#i have so little and there is so little i can do to help it#i want things in a more desparate and even childish way than i used to eant things#spend a lot more time fantasizing about magically having expendable income#not to mention the constant exponential guilt that comes from asking for help or recieving help. its guilt i need to unlearn but i feel it
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I am preparing for a Big Trip in a few months, and one of my concerns is navigating airport security as a disabled transgender person. I do not have my name and gender marker legally changed, I am many years into HRT, and to the average person I am visibly transgender but not in any identifiable "direction". I am physically disabled and use mobility aids. I will be flying to America, if that makes any difference.
What should I expect from airport security as a transgender person?
Should I try to present as closely as possible to what my government paperwork says?
What should I expect from airport security if I am getting disability assistance through the airport?
The name printed on my prescriptions is not my legal name, will that be an issue with security?
I will likely be transported in a wheelchair through the airport, what will they do with my walker/other mobility aids?
Will I have to take out any piercings/change to non-metal jewellery beforehand?
I am working with my doctor and my therapist on my other concerns for the trip, but these are things we haven't been able to sort out (or that I simply forgot to ask about at my last appointment). However, any additional advice and information is greatly appreciated!! I want to be as prepared as possible and I am determined to make this trip happen :3
#the med thing i can probs ask my doc or pharmacy next time i see them but i figured id throw it in there anyways#and the piercing thing i just keep forgetting to ask about and i figured someone on this website would know#the trip is either gonna be winter or spring depending on finances so theres no rush rn#thanks in advance :3#batty blogging#text#disability#disabled#chronically ill#chronic illness#transgender#trans#lgbt#lgbtq#idk what tags people use anymore sorry ._.
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another thing this whole situation has taught me is that a shockingly high number of you, who claim to be too marginalised to boycott brands or tip delivery workers or donate to genocide victims or condemn imperialist soldiers, are ivy league graduates
#lmao#like I knew everyone was larping but I did not expect so many of you to have a Wharton bachelors what the fuck#are yall genuinely posting about being broke queer disabled homeless how dare you#ask me to give five dollars to a Palestinian while being a finance analyst?#luigi mangione
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Can’t stand when people go “its just not in the budget” when they’re the ones that wrote the damn budget in the first place. Just say it wasn’t a priority to you. Just say that. Take responsibility.
#like when you plan an event and you say disability accommodation just didn’t fit in the budget#just say you’re not prioritizing inclusivity and accessibility. just say you don’t care about disabled people. be real about it ffs#ableism#anti ableism#accountability#transparency#finance#accessibility#disability accommodations#disability advocacy
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i miss her…
#cant believe i forgot about her till the photobook q&a im so sorry witch mona~~~~~~~#press f for honeypre atelier gachas it was gone too soon™️#(currently e x t r e m e l y worried and stressed for tomorrow like never before b u t i have to appear like im fine sobs save me monachann)#(can i go on a stress-prompted tangent here about something inane? no? toooo bad im gonna go off anyway~~~~)#ok so. like. since witch mona is the image i have up ‘ere and since it’s still 七月… today’s tangent will be on irl spooky stories!!#s o. presenting a decently repressed memory from my childhood that resurfaced while i was hibernating at home:#anyways. well. thoughts about the afterlife can vary from person to person yes? there’s no one true correct belief after all#but the one question that unites us all is probably the one and only ‘are ghosts real?’#and well. for personal reasons i think so. i mean i’ve seen this one dude i hate get possessed a couple of times so welp. cant deny it ig.#wild story about that actually. back in the day my family’s finances were allegedly doing so badly that [dude i hate] had to pick up#a *c e r t a i n* side hustle for extra cash. that side hustle? literal grave digging at the cemetary. at night no less#and *ofc* he wasn’t respectful about it in the least so ofc some spirits followed him home. yay. free roommates.#one(?) of them even took residence in my room at the time and im 80% sure they ate my history textbook :( much sads#anyways well once that guy had too much to drink (which was rather often tbh) he’d get possessed. fun!#the only possession i ever saw was the n-rarity angry ghost who’d just huff and puff in silence with unfocused eyes most of the time#he’d occasionally put on a leather jacket too. but that was like a r-rarity event that didn’t happen that often#my mother had the chance to also witness the mosquito (who tried to barge into my room for fresh blood) and the 姑娘 (self-explanatory)#which is kinda unfair tbh. i wanted to see the ur-rarity ones too :( mostly bc it’d be funny to see a guy i hate act ooc (impure intentions)#oh right. how did we get the dude out of his possession? we just shook his arm really hard. prolly caused some lasting effects but who know#i think he could also just sleep off the possession but idk i was asleep for the ur-rarity incidents.#cant ask the one witness of it bc i dont want to bring back unnecessary flashbacks of [guy we hate]#anyways it’s been years since we moved out from that place and i still want my history textbook back. mostly for the principle of it but—#and so that’s the tangent of the day. i feel weirdly less stressed now thanks witch mona#i do wonder how my grandparents are faring on this 七月 though…#b u t !!!!! tomorrow’s date on the lunar calendar says it’s an auspicious day for wishful activity and starting a new job!!! so… maybe~~~~?#hauauauauauauauuauaaaaaa anyways insane tangent over stream mona’s new album ok bye#oops forgor to disable rbs i hate how easy it is to forget to use this function man
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#Mental health so bad it got me searching “can people on disability get a life insurance policy on themself”#mental illness that got me calculating family finances just in case 😶#suicide tw#delete later i am just using tumblr like my silly little diary as usual because i am too ashamed to talk to people#like a normal person#cries for help and all that blah blah anywayyyyy#now i return to fandom posting as usual because grinning and bearing it has gotten me through 27 years so far!#jun rambles#jun rants
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Magenta.
#i lost my job#even though they're not saying its because of my disability it is because of it#I've been applying to places and some of the safety nets i had fell through#im scared right now and feel very betrayed#i got enough to get me through the month but beyond that idk what to do#i have resources im looking into and as most know that doesn't put a dent into finances#i need help#i feel bad for asking and i know i preach people shouldnt feel ashamed#but i do get where folks are coming from with that#the shame is powerful especially when you pride yourself as someone that takes care of themselves#im open to ideas opinions whatever folks want to say#i haven't felt this triggered ptsd wise in a long time past homeless experience and work abuse has been creeping in#I'm trying to get to the good but its really hard seeing it right now after getting screwed for the millionth time#for something i can't control with my body#i guess on a good note that partnership meeting went well#it seems like an excellent opportunity but its also an investment and i don't have the means to put into that right now
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Read more:
The Social Safety Net for Disabled People Is Broken
#disabled people#disabled personal finance#social safety net#SSDI#SSI#ABLE account#ADA#Americans with Disabilities Act#disability pride month#disability rights
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So, Wrong Organ (creators of Mouthwashing) is a Swedish studio.
Wich is unfortunate because my knowledge of classic swedish literature is borderline negative. I have some knowledge of swedish cinema (as muxh as any 30 y/o nerd raised by my cinephile father can), but I am not a cinema student and would be extremely underequiped to attempt any analysis/stylistique influence research.
There IS something to be said about how many author (and specifically horror!) video games are comming out of nordique studio, specifically swedish ones, but the research on stylisque, semiotique and artistic merit/influence of ANY style and period of video games is virtually non existant. And I do not want to be that person to kick start that.
Wich leave me back to my starting point, literarry analysis, wich *is* my field of expertise. With a bonus of fine art understanding, because I didn't go to art school over nothing. Now, while I do see a lot of very valuable link between Mouthwashing and classic russian literature, eroguro, new objectivity and classic pulp/penny dreadful, I still really freaking HATE that I cannot quite grasp the cultural/historical context of media creation in sweden. There are interesting primary source in english and french, but fuck I am not in the mood to actually sit down and digest 15 to 20 new books, a few dozen of academic papers and 50h+ of cinema, all not in the primary language. At least I have some basic undsrstamding of Russian and Japaness for those sources, and they have PLENTIFULL high quality french source especially due to the better translation between those languages ToT
Seriously, the struggle to go full Academic on this game is strong, but the barried of entry is hiiiigh
#hi I am a part time lit major trying to do academic stuff while working in finance. does it show#I just want to write a paper on this silly game is that too much to ask#warhammer 40k (mybmain fandom) is like this but one million 100 worst bcs there is 400+ books#Might add curly to my “representing severe disability in media” list and research tho#even if said representation is complex here. tbf when is it not lmao#mouthwashing#curly mouthwashing
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Looking for help - disabled
I am trans, disabled, and I've been struggling mentally and financially for several months since I was disowned and had to flee Florida. I would appreciate any help that people can offer. Me and my girlfriend both are disabled and currently unable to work and have no money for food. If you have any questions, or would like to know any more details about my situation/what I'm going through, you can message me through discord (@dcsphinx) or tumblr (@devin-is-insufferable)
paypal: paypal.me/DCsphinx kofi: ko-fi.com/dcsphinx Cashapp: $DCsphinx
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hello i don't really know how to get the word out so if anyone who follows me/sees this can, please reblog!!!
i'm offering my services at a super low cost. 5 aud per payment period - so say you get paid monthly, this service will cost 5 aud a month, and you will pay after i've conducted my services, through paypal. i'm offering to people in need in a casual way. if you're disabled, trans, bipoc, basically any minority, as a fellow brown queer disabled who knows the ropes i am offering to help. you also don't have to be a minority, but i would strongly prefer it.
if you have trouble budgeting, i am willing to take clients and help you out.
naturally you would NOT give me access to your money, but you would give me actual numbers, expenses and goals to help you out with. i'd just do it over discord, no fancy programs necessary.
this transactional connection is meant to be temporary. i'll be attempting to guide you into budgeting on your own, and showing you how to do it in real time just over discord will hopefully allow you to learn.
dm if interested.
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