#DIVIDENDS

[thebrokeasfinvestor]

I apologize for not posting for a while but things got crazy at my day job.

I got a promotion to manager at Retail Job. It’s a little more responsibility and crazy hours but I got a pay raise, which is nice.

This extra income isn’t a ton but it’s enough that I can contribute even more to my aforementioned brokerage account. Time will tell with this, watch this space.

I’ve also signed up for two new credit cards: Venmo and BrightWay. Venmo gave me a $300 credit limit and BrightWay gave me $500. You math whizzes will know that’s an additional $800 in credit. That’s obviously not a ton of credit it but it’s $800 more than I could qualify for a year ago; I’ll consider that progress.

Venmo’s credit card is pretty no-frills except for the cash-back program, which gives you 3% on the category you charge most.

BrightWay’s is also no-frills. Their cash-back is a flat 1% without categories but there is an extra benefit. Six consecutive monthly payments will get you either a credit limit increase (with a max line of $15k) or an APY decrease (with a floor of 19.99%). I’ve only done one payment so far but I think I’ll choose the credit limit increase first. That will impact my credit utilization (and therefore my score). When you consider this card is used once a month and I’m paying off the balance in full every time, an APY decrease wouldn’t help me much–if at all. I’ll use that option once my increases max out (because that is dependent on income.

I’m pretty stoked I got the BrightWay card. OneMain is a subprime lender but this card offers a simple path to more credit and less interest. This is the type of card you don’t max out (well that’s all of them) but you buy one thing a month on and pay it off ASAP.

My suggestion for new credit users is find any card that doesn’t charge an annual fee. Once you get approved, you should add a monthly bill which doesn’t fluctuate to that card such as your phone bill or favorite streaming service. This way, you know how your credit will be used every month, the utilization stays the same every month, and if it gets paid on time, your score will go up.

If you’re like me and have been successfully rebuilding for a while, you’ll have several cards you do this with. Right now, I have one credit card for Lyft, one for Spotify, one for groceries, and one for emergencies. I also have two secured credit cards I don’t use anymore (no rewards) but refuse to close (because that’ll change my average account age).

I know juggling this many cards can be daunting to some but I’ve done this for years. My credit got messed up due to unauthorized charges when my Discover got stolen (which is my I hate them) but before that, I was sitting pretty because of this method.

I could’ve used one card for all those monthly expenses but I figured spreading charges around would do two things: keep utilization per card low and make multiple accounts put something positive on my credit report every month.

This post is getting long and I apologize again for not posting more, readers, so here’s a pretty sunset 🤙

[inveswithdavid]

Is It the Right Time to Invest in BHP Shares and ASX 200 Dividend Giants?

This article explores the prospects of investing in BHP shares and ASX 200 dividend giants, focusing on their potential for diversification, income, and potential long-term gains. BHP is an Australian multinational mining company with a strong track record in various sectors. ASX 200 dividend giants, renowned for their consistent dividend payments, provide a stable income stream. However, market volatility and economic indicators should be considered when investing in these companies. A well-thought-out investment strategy is crucial to navigate the complex world of investments.

[investmentorsec]

Everything you should know about Dividend Investing

Dividend investing is a strategy where investors purchase shares of companies with a history of paying dividends to their shareholders. A dividend is a portion of a company's earnings that is distributed to its shareholders, typically on a regular basis, often quarterly. These payments provide investors with a steady stream of income, making it an attractive option for those looking to supplement their earnings.

Benefits of Dividend Investing:

1. Steady Income: Dividend investing offers a consistent source of income, which can be especially appealing for retirees or anyone seeking financial stability.

2. Compound Growth: Reinvesting dividends can supercharge your returns through the power of compounding, allowing you to grow your wealth over time.

3. Risk Mitigation: Dividend-paying companies tend to be more stable and mature, reducing the volatility in your portfolio.

4. Inflation Hedge: Dividends often increase over time, helping you keep pace with inflation and maintain your purchasing power.

How to Start Dividend Investing:

1. Research: Begin by researching companies with a history of consistent dividend payments. Look for established, financially stable companies in industries that interest you.

2. Diversify: Diversification is key to managing risk. Build a portfolio with a mix of stocks from different sectors to spread risk.

3. Dividend Yield: Pay attention to a company's dividend yield, which is the annual dividend payment divided by the stock's current price. A higher yield can mean more income, but be cautious of excessively high yields, as they may signal financial troubles.

4. Dividend Growth: Look for companies with a history of increasing dividends over time. This indicates financial health and a commitment to rewarding shareholders.

5. Dividend Reinvestment: Consider reinvesting your dividends back into the same stocks to take advantage of compounding.

Advanced Strategies:

1. Dividend Aristocrats: These are companies with a history of increasing dividends for at least 25 consecutive years. They often make reliable long-term investments.

2. Dividend ETFs: Exchange-traded funds (ETFs) that focus on dividend-paying stocks can offer diversification and convenience.

3. Dividend Capture: Some investors engage in a short-term strategy called dividend capture, where they buy a stock just before the ex-dividend date to receive the dividend and then sell shortly after.

4. Tax Considerations: Be aware of the tax implications of dividend income in your country and consider tax-efficient strategies.

Monitoring Your Portfolio:

Regularly review your portfolio to ensure that your investments align with your goals. Keep an eye on company performance, dividend sustainability, and market trends.

Conclusion:

Dividend investing is a powerful strategy that can provide you with financial security and income. Whether you're just starting or looking to enhance your investment knowledge, mastering dividend investing can lead to a brighter financial future. Remember, success in dividend investing requires patience, research, and a long-term perspective. Start building your dividend portfolio today, and watch your wealth grow over time. Happy investing!

[versiego]

. We could go purchase some #shares or just make it a #coffeedate Either way, it always nice to see that a company you own shares in expanding in #business #newspotforthehighwaytraffic #Starbucks #Starbuckstt #newlocation #brentwood #phl #stockmarket #stockmarkettrinbago #shareholder #tickersymbol #tickersymbolphl #smallinvestors #investor #investing #investingtt #dividends #dividendstocks #passiveincome #kinda #buyingincome #buymoreshares #thisisnotinvestingadvice https://www.instagram.com/p/CoEDTvxOwTx/?igshid=NGJjMDIxMWI=

[rv-on-fire]

April 2023 Financial Update

Let's try this again. This time with the correct month. Thanks for reading!

April went by in a flash and it feels like May is shaping up to do the same. Ever since we left Mesa we have been busy trying to get caught up on projects and hobbies while at the same time getting back to enjoying the things we love like hiking and site seeing. And since we have family that lives close by we have to make sure we find time to visit and catch up while we can. Over the last month…

[davidnelsoncfa]

What's driving the surge in tech shares?

A tale of two cities. Tech up 5% and Dividend stocks down 5%. Here's why? $XLK $MSFT $AAPL $XLF $XLE $DURA

By David Nelson, CFA CMT Investors are questioning the rush into mega cap tech at the height of a banking crisis that has rippled through markets in the last two weeks. I think CNBC’s Josh Brown said it accurately. Investors today view many of these large digital companies as consumer staples. It’s hard to deny that Apple (AAPL) and Microsoft (MSFT) are as much a consumer staple as Procter &…

[smitharaghu]

Deutsche Telekom Stock Review

Deutsche Telekom is a Germany-based company that provides integrated telecommunication services. It operates through five segments: Germany, United States, Europe, Systems Solutions, and Group Development. The Germany segment provides fixed-network and mobile telecommunications services to consumers and business customers. The United States segment provides telecommunications services in the United States market; and the Europe segment offers fixed-network and mobile operations of the national companies in Greece, Romania, Hungary, Poland, the Czech Republic, Croatia, Slovakia, and Austria.

IPO

A major turning point in the world of telecommunications took place in November 1996, when Deutsche Telekom went public. It was the largest IPO in history and the capstone of years of intense effort by Goldman Sachs to establish a presence in the German market.

The company's offering marked a significant step in the development of an Anglo-Saxon shareholder culture. It was also the first telecommunications company to be listed on the Frankfurt and New York stock exchanges, as well as the Tokyo Stock Exchange.

It was the largest ever IPO and it was oversubscribed five times. Shares traded at nearly 20 percent above the issue price on their first day of trading.

In addition to its traditional services in Germany, the company provides telecommunications services throughout the rest of Europe and the United States. Its businesses include fixed network and broadband, mobile telephony, and information technology services.

Today, the company is one of the world's leading telecommunications companies with operations in more than 50 countries and a broad range of products and services. It has a worldwide network of around 248 million wireless and 26 million wireline customers.

The company has been in the forefront of telecommunications innovation, investing extensively in digital technologies to develop innovative new products and services for its customers. Examples include the Internet of Things, 5G technology, video conferencing, and artificial intelligence.

For a company like Deutsche Telekom, it is important to have a diverse product portfolio that appeals to different kinds of users. The company is also known for acquiring and selling companies to generate growth and streamline operations.

Despite its success, the company has faced several challenges in the past few years. It has lost customers to larger rivals, including AT&T and Verizon Communications Inc VZ.N, and it has also experienced a drop in revenue and profits.

However, the company's management has made efforts to turn its fortunes around, launching new business models and making strategic acquisitions. It is a leader in the telecommunications industry and it continues to seek ways to grow its business and create value for shareholders.

Mergers and Acquisitions

Deutsche Telekom is a diversified telecommunications company with a strong position in Europe and a booming US business. It operates in a number of different sectors, such as payments and commercial real estate tech.

In the US, the company is primarily focused on mobile services. Its subsidiary T-Mobile USA has an excellent record of growth and is a significant competitor to AT&T and Verizon. In addition, it owns Sprint (NYSE:S), which is set to become a major player in the U.S. telecom industry once the merger is complete in 2019.

The company has not made many major acquisitions, but it has done a few small ones over time. These smaller deals, such as the purchase of a Romanian carrier, the sale of T-Mobile Netherlands and its acquisition of Austria’s Telecom Austria, have improved its market position and scale.

Its US telco operations, T-Mobile USA and T-Mobile International, have been growing at very strong rates. These companies have a large customer base and are expected to continue expanding.

T-Mobile US is the second largest wireless service provider in the United States with a customer base of 120 million, behind Verizon. It has a very competitive pricing model and a great reputation in the industry.

However, the stock has not performed well in recent months. This is largely due to the fact that many investors are not aware of the fact that the German government owns 57 percent of the company. It has been criticized by a few legislators who think that the government should reduce its holding before the deal can be completed.

As a result, the stock has been down with other European stocks. If the Euro continues to weaken, this would likely help the stock and also its U.S. assets, which have been irrationally punished by European investors because they are included in a European stock.

To counter this, the company has been increasing its dividend and repurchasing some of its own shares, which are now trading at about a 50% discount to their value. These dividend increases and the repurchases should allow for further growth.

Shareholders

One of the largest shareholders in deutsche telekom stock is the German government and its agency, Kreditanstalt fuer Wiederaufbau (KfW). KfW owns 17.3 percent of the company's shares. It has been buying more shares and reducing its stake in a series of transactions.

Another large shareholder is the United States investment group Blackstone. It purchased 4.5 percent of deutsche telekom stock for $3.3 billion. It is hoping that the purchase will help the company achieve its long-term financial goals and boost shareholder value, according to the company's announcement.

It also plans to use the money to fund future dividend increases. The dividends are a key part of the company's plan to reinvest in new technologies and networks.

The company also recently rolled out an overhaul of its corporate strategy to focus on digitalization and adapting its business models to the changing needs of customers. The changes will make it a software company that sells telecommunication services, rather than just a hardware manufacturer.

This is a big shift from the days when telecommunications networks were made up of monolithic blocks of network elements. Today, companies like DT are disaggregating their technology and moving it into the cloud. This allows them to connect with third-party networks and use their infrastructure to provide telecommunications services.

In the case of telecommunications, this involves billing-software and other backend systems. These backend systems are responsible for collecting and analyzing customer data to make pricing decisions.

If these systems are not able to comply with GDPR, will they be subjected to enforcement action or sanctions by U.S., EU, or German authorities? If not, will they be the target of new private actions for fraud and/or breach of contract?

To protect its data, deutsche telekom stock has "binding corporate rules" that it has promised to abide by. These rules are "binding" on all of the company's subsidiaries and any of its other companies that can be required to comply with them or have already adopted them on a voluntary basis.

But what if deutsche telekom stock's subsidiary T-Mobile USA doesn't subscribe to these "binding" corporate privacy rules? Does it still have to comply with the "binding" rules, or is there something in the corporate law that prevents it from doing so?

Dividends

One of the coolest perks of being a shareholder of this German company is the opportunity to participate in its annual dividend payout. The company pays out an impressively large sum each year, and it has a long and distinguished history of making its shareholders happy. Despite its size, the company manages to stay on top of its game thanks to some innovative corporate strategies and a healthy dose of luck. In a nutshell, there's a reason why this stock has been a KfW staple for so long. The company is also one of the few surviving German telecoms. If you're on the hunt for a good value telecommunications stock, deutsche telekom should be at the top of your list. You'll be rewarded with top-notch service and competitive paycheques, not to mention a hefty chunk of the local economy.

After all, it's not every day that you get a free piece of the country's largest phone company, let alone one of the most innovative and coveted German telecommunications companies in the business.

[visionarycios]

Tesla Shares Reach Record High Amid Post-Election Surge

Source: forbes.com

Tesla’s stock has soared to a new all-time high, surpassing its previous record from 2021. This significant rise comes in the wake of Donald Trump’s election victory and heightened investor confidence in Elon Musk’s electric vehicle company.

The stock closed at $424.77 on Wednesday, breaking the prior peak of $409.97 achieved on November 4, 2021. Tesla’s market value has increased by about 71% this year, with the majority of the gains occurring after Trump’s election win last month. The 38% rally in November was the company’s best monthly performance since January 2023 and ranked as its 10th best on record.

Musk’s Role in the Election and Beyond

Elon Musk played a prominent role in supporting Trump’s election campaign, contributing $277 million to a pro-Trump effort, according to Federal Election Commission filings. Musk also leveraged his social media platform, X, to advocate for Trump, often sharing controversial and, at times, misleading information.

Following Trump’s victory, Musk has been named to lead the administration’s Department of Government Efficiency, alongside former Republican presidential candidate Vivek Ramaswamy. In this position, Musk is expected to influence federal agency budgets, staffing, and regulations. During Tesla’s earnings call in October, Musk stated his intention to use his influence to streamline the federal approval process for autonomous vehicles, which is currently managed at the state level.

Wall Street’s Growing Optimism

Analysts have attributed Tesla’s stock surge to what they call the Trump bump. Many believe Musk’s public support for Trump has expanded Tesla’s appeal and bolstered its credibility. One analyst noted that Musk’s alignment with Trump likely doubled Tesla’s pool of supporters and increased market optimism about its future.

In response to the stock’s strong performance, several financial institutions have raised their price targets for Tesla. Analysts at Goldman Sachs highlighted that the market is now taking a more forward-looking approach to Tesla, particularly with regard to its artificial intelligence potential. Other firms, including Morgan Stanley and Bank of America, have also issued bullish reports on Tesla in recent weeks.

A Remarkable Turnaround

Tesla’s recent record-breaking performance marks a dramatic reversal from its struggles earlier in the year. In the first quarter of 2024, the company’s stock fell by 29%, the worst quarterly drop since late 2022 and the third worst since Tesla went public in 2010. Concerns at the time centered on declining revenue, driven partly by increasing competition from Chinese electric vehicle manufacturers.

However, Tesla’s fortunes began to shift in October, when the company reported its third-quarter earnings. While revenue grew 8% year-over-year, slightly missing analysts’ expectations, Tesla posted better-than-expected profits. Musk also projected a strong outlook for the company, predicting 20% to 30% vehicle growth in the coming year, fueled by lower-cost vehicles and advancements in autonomous driving technology.

Looking Ahead

Since Trump’s election win, Musk has joined the president-elect in meetings with world leaders and has been advising Congress on budgetary and regulatory changes. This close association with the new administration has further solidified Tesla’s position as a market leader and innovator.

Despite its earlier challenges, Tesla’s stock has rebounded impressively, fueled by investor confidence in Musk’s leadership and the company’s long-term growth potential. With Musk’s involvement in shaping government policies and Tesla’s focus on innovation, the company is poised for continued success in the years to come.

[canadianmoneytalk]

Video: Things I do January 1st

his video is about some actions to help with #taxes, #financialgoal and #Budget for the #2024 and #2025 calendar years. With the #NewYear having come and gone, I thought I would share some things that I did on #January 1st of 2025, and what the state of my #finances is. I look at my #networth, budget, total #dividends, #taxbrackets, #compare my #investing prowess against the #benchmark, show my…

[givelovelivemore]

Literally.

It is my most-hated word of 2024, and I hear it all of the time. The word has slid into our lexicon like a potential suitor in the dm’s. And I hate it (not truly, but still). But that word has taught me something. On a random day this past summer, I learned that I am a literal-minded person. I don’t remember what I was doing when it hit me like a ton of bricks. I paused for a moment as I covered…

[thebrokeasfinvestor]

Hello everyone,

I don’t have a lot of money and, due to circumstances beyond my control, my credit score is mediocre.

However, I’m currently in the process of improving both situations. I’m lucky enough to live with my parents so many expenses are taken care of so take my posts with that grain of salt.

The TL; DR version of this blog is I have a secured credit card and Self to help my credit score and I use Robinhood (Gold) to invest in small increments.

I’ll get into detail in future posts but I’ll leave you wanting more.

[jessiewalterr]

Top  Dividend Stocks In Canada To Watch

[newshare24]

Handling Volatility With Long-Term Dividends

PM Images Listen below or on the go on Apple Podcasts and Spotify Handling market volatility with long-term dividend growth investing. Prioritizing future dividends over immediate income, companies drowning in cash like Visa and Microsoft. This is an excerpt from a recent Investing Experts conversation. Transcript Rena Sherbill: Eli from Dividendology, welcome to Seeking Alpha’s Podcast. It’s…

[tradevisions]

What Makes Canadian Dividend Stocks Stand Out Today?

[rv-on-fire]

February 2023 Dividend Portfolio Update

There is only one word that can sum up our dividend portfolio for the month of February, “blah”! We could probably end this blog quickly as this was just one of those months where nothing exciting really happened. The only exception is that our dividend from ABBV hit a small milestone and continues to be our top performer. February is typically a slow dividend month in general and our…

[naomikan3]

Dividendsを検証！競馬予想サイトの口コミ・評判。Dividendsの無料情報・有料情報の的中率・回収率を検証