#Cut Costs
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Cutting Costs As a Landlord Without Compromising On Quality
As a landlord, you have several responsibilities and necessities that you have to fulfil and while some are cost-free, others can rack up a bill if not handled properly. Everything from insurance to maintenance costs and mortgage fees can all add up and cutting costs can feel like a necessity. However, it’s important not to cut costs in the wrong places – poor insurance, reduced maintenance or…
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3 Reasons to embrace minimalism when you want to save money
If you're considering reducing your possessions and embracing a minimalist lifestyle, there are many benefits - including saving money every day. Here are 3 reasons to consider letting go of some of your belongings if you're moving house or want to cut co
Collaborative feature There are many positive reasons to join the minimalism movement. Not only does a decluttered home help you to feel more calm but it can also save you time – if everything is organised and each item has a place of its own, you’ll always be able to find the things you need quickly and it will take you much less time to tidy your home. And, as they say, time is money! Also,…
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#bills#budget#cleaning#clear out#cut costs#declutter#decluttering#home#house#minimal#minimalism#minimalist#money#moving#moving house#property#save#saving#spark joy#tidying
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Money Saving Techniques to Help You Cut Costs and Boost Your Savings
That there are specific and effective ways to save money that have been tried and tested. These techniques can help individuals reduce their expenses and increase their savings. By following these techniques, people can manage their finances better and achieve their financial goals. Top Money Saving Techniques Create a budget: This will help you keep track of your expenses and prioritize your…
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#Boost Savings#Budgeting 101#Cut Costs#Economic Tips#Financial Education#Financial Empowerment#Financial Freedom#Financial Goals#Financial Growth#Financial Independence#Financial Insights#Financial Knowledge#Financial Planning#Financial Security#Financial Strategies#Financial Tips#Financial Wisdom#Frugal Living#Money Hacks#Money Management#Money Mastery#Money Matters#Money Saving Techniques#Money Secrets#Money Skills#Personal finance#Save and Prosper#Save Money#Saving Strategies#Smart Saving
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I SIGNED UP FOR THE CERTIFICATE PROGRAM!
it's 7 courses, roughly 20 hours each, at the culmination of which I'll have to hand in a 25k novella for a panel of Canadian authors to evaluate. so obviously I'm going to write about an ancient demon who swallows the soul of a baby and enters its body, only to get trapped and essentially regress, so that its generals have to hover around nervously trying to parent it.
#aghhhhh I was just thinking about how I need to cut costs and now I'm going back to school 😭 but I'll make it work#only got the one life
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universal healthcare is not broken and anyone trying to convince you it is is delusional and a dckrider for big health insurance. yes there are wait times but waiting for care is Not the same as being denied care.
in america your physician prescribes care and an insurer can still cuck you out of it because someone across the continent who has never met you can say: doesn’t seem medically necessary. Leaving you to handle a bill that is wildly inflated by the same insurers that just denied you.
let me drill it through your head you can pay thousands a year in premiums and still end up sick and financially burdened for years by One incident. no insurance company is Avoiding going broke by denying claims. theyre doing it to profit off your misfortune and your illness. Because healthcare fundamentally does not cost the amount that they claim it to be.
#delete later#out of pocket rant#i hate these god awful takes on universal health care#and i hate this oh he killed a father#how many fathers do you think uhc let die be real with me#oh 8 billion is only 6% profit margin#bitch it could be 2 percent it could be a negative loss#this is me saying oh i resold a shoe for $60 after buying it for $50 when i also made it for 80 cents#i have been denied things like chest xrays and lung exams#i btw have had a chronic cough for 4+ years#in canada i got this done on the same fking day and results back within a month#there are indeed horror stories and on both sides of know ppl who died due to delayed diagnosis#and ppl who died bc they didnt even want the diagnosis it would have cost them too much#but robbing someone of the choice in my opinion is the worse of the two#putting someone in an impossible position like that is evil#this country love god so much better start praying u stay healthy bc thats the most important thing#also like those horror stories of wait times in the er#im gonna be real if u have severe stomach pain are actively bleeding heart attack or stroke#you will be seen asap#yes if unfortunately everyone around u that day decided to have a stroke or heart attack ur appendicitis will be punted down the line#this is a resource issue NOT a cost issue#this is a they also cut funding to nursing school and limited the number of ppl who can pursue medical degrees issue#not a we dont have privatized health care issue#bc ultimately u need a doctor to see u#not someones sister who is taking stabs at it#and every doctor is bound by the concept of time???#u still have to wait in america ur Charged for it also#and yall it doesn’t even have to be a Big incident#ur local urgent care might just be closed after 8pm and at 9pm u need stitches#or have severe stomach pains and just want it checked
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Sadly, in the United States it's cheaper to take lives than to same lives.
For example...
‘No one should have to be fighting cancer and insurance at the same time’
And MAGA Republicans can hardly wait to make healthcare even more expensive and difficult than it is now...
Millions could lose health insurance to pay for Trump tax cuts
Yep, your healthcare benefits could go out the window so that MAGA Republicans can give MEGA tax breaks to overpaid insurance executives so the latter can then increase their campaign contributions to the GOP.
#usa#lax gun laws#healthcare costs#health insurance#prescription drugs#insurance denials#medicare#medicaid#veterans' benefits#republicans#maga#republican cuts to government healthcare programs#the 119th congress#trump republicans#donald trump#trump tax breaks for the filthy rich#overpaid insurance executives#pedro x. molina
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You know those wooden dinosaur skeleton models you can buy from museum gift shops, that are usually simple and variably off-model? I used to have a tripod Tyrannosaurus back when I was a kid decades ago.
So there's a company in Chile that makes those, but scientifically accurate! Wonder Artistic Models. I've known about them for couple years now, I think, but after losing my job couldn't afford to buy one.
Untill now.
They had a pretty big discount campaign last month and hey, guess how that went.
Oh, boy, let's see how well this goes!
#the models themselves aren't actually too expensive most of the time#but fedex shipping to Finland cost about the same as the model itself#(more actually since the model price was discounted)#145 pieces oh boy!#the laser cut wood smells nice though!#the jaw and skull are articulated!#and tail has couple joints too
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as a 16th century clergyman what does machete think of the printing press
I think by the time he was born the printing press had been around for almost a century and a half, so I'd reckon the society as a whole was largely past it's initial novelty and controversy. Machete himself is bookish and nerdy, he's very invested in gathering knowledge about various topics and trying to piece together a good picture of how the world works. Getting access to reading material would be a lot harder if every book was still copied individually by hand. His standards are pretty high though, there's a lot of poorly translated, shoddily printed and flimsily bound books around and he's prone to scrunching his nose at them.
#his relationship with faith is kind of fraught and unhealthy#but as a top ranking cleric he's nonetheless fiercely protective of the church's interests that's his job#the reformation and the invention of the printing press enabled people to start spreading bootleg vernacular translations of the bible#suddenly folks had a chance to read the holy book in a language they could understand (if you were lucky enough to be literate at least)#this was a big deal remember it used to be only in latin and essentially gatekept by priests#not to mention you could now buy a copy of your own the cost of books had crashed they weren't necessarily rare luxury items anymore#you don't just go and cut out the middleman that's not how this is supposed to work#distressing times in the catholic church#answered#anonymous
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Me when people finally see that the Narrator is great and Smitten is fucked up but now they like Narrator and hate Smitten
#THEY'VE SEEN MY VISION BUT AT WHAT COST#NO SMITTEN HATERS ALLOWED ON THIS BLOG#<-jk think what u want i ain't a cop#BUT ALSO UGH GODDD I FELT SO BAD FOR HIM IN DAMS3L#he just wants to make us happy :(#slay the princess#stp the voice of the smitten#stp the narrator#slay the princess the pristine cut spoilers#slay the princess spoilers
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crazy to think I've yet to see one post not begging for the 60 min cut of timebomb content. like it's a collective agreement that the fanbase would rather have more content like this than not. Netflix whyyy do you do this to the fans of your shows
#just release it separately if you're concerned about the cost#or even give a director's cut#you did not have to rush this AT ALL#thoughts#arcane ekko#ekkojinx#powder#ekko#timebomb#jinx x ekko#ekko x jinx#ekko arcane#arcane#arcane s2 spoilers#arcane s2#arcane season 2#arcane commentary#powder and ekko#jinx
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Cutting Costs In Your Trade Business The Right Way
Times are tough and with costs constantly rising, you certainly wouldn’t be alone in searching for ways to cut down your outgoings. If you work in a trade, everything from licencing and legal fees to construction materials and tool costs can add up and leave you out of pocket if not managed properly. While it can be tempting to reach for cheaper materials or to drop outgoing costs like insurance…
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#business insurance#cost#costs#cut costs#employers liability insurance#professional indemnity insurance#public liability insurance#tradesmen
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4 Hidden costs to consider when buying a house
Even though it might appear to make sense to buy rather than rent, to move to an area where property is cheaper or to downsize to save money on your mortgage, there may be some hidden costs you should consider before buying a house - is the move worth it?
Collaborative feature When I was looking to buy my first home, it made financial sense; we were paying more on rent than it would have cost to mortgage the same kind of house. We also had a deposit saved but our savings were earning little-to-no interest. And, most importantly, our budget would cover the associated monthly bills. But that was 6 years ago and things have changed a lot since we…
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#budget#budgeting#cut costs#finances#frugual#home#house#interest#interest rates#money#mortgage#property#rent#rental#save#savings
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ok last post of the day
I still think Ludinus is delusional with this tape because like. He's trying to convince a dysfunctional family of fuck-ups that a dysfunctional family of fuck-ups isn't worth saving.
someone correct me if I'm wrong, but I think his whole point is "the gods destroyed Aeor rather than destroying their siblings which would have been the easy solution that would've ended the war"
but the thing Ludinus isn't getting is that Bells Hells would understand the gods. They almost killed each other over a sword like two nights ago. Laudna has an evil dead lady in her head slowly gaining more and more control over her. Orym is destroying himself to get the job done. Imogen is a couple rock bottoms away from being a vessel for Predathos. Fearne's daddy issues might end the world. Chetney refuses to talk about his problems until they are staring him down. But they will not do the "easy" thing. They will not get rid of each other because the idea of that is so unfathomable that they would rather try and fail to save each other than succeed at anything less noble. So Imogen and Laudna try and make a relationship work. The whole group agrees to at least try to communicate. Orym protects them, even though logically he should probably neutralize at least some of them in the best interest of the world. Fearne relies on her friends to tell her the right path. Chetney makes them gifts and slowly unravels the hidden parts of himself.
it's not whether the gods are right or wrong. It's not "poor wizards" or "the gods should have just left". Morality has always been a shifty thing in this campaign, so at this point I think it's out of the equation. Now what matters is what Bells Hells see when they look at this tape. Do they see what Ludinus sees, a bunch of illogical decisions that ended a great (read: dystopian) wizard city? Or do they see themselves reflected in gods-made-mortal?
(and for the people who really want to talk about the morality of this, I'm now like 95% sure Predathos is not going to stop with the gods so we have the end of the world to contend with)
#i love grey morality#i eat that shit up for every meal of the day#but again this comes down to Ludinus cutting off all meaningful relationships#and therefore not understanding a family that will stick together at all costs#you can't show a group of people a reflection of themselves#and expect them to agree to killing it#cr downfall#critical role#critical role downfall#bells hells#cr3#cr spoilers
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some Kit Kittredge stickers I want to make at some point :D (Also, if anyone has any advice [check my og tags] I'd appreciate it!!)
#my art#strawberridraws#fanart#american girl#ag#kit kittredge#I can't figure out how to make stickers lol#aka most online places either have huge quantities or big shipping costs#like vograce and sticker app (and I won't use sticker mule because I've heard not great things)#and people say that making them yourself is cheaper in the long run anyways#but I need a cricut for that#and it seems like all the cheaper options don't do kiss cut sheets?? or are able to sense the page (?)#tbh the whole lists of them just confuse me on what I'd want to get if I just wanted to make vinyl kiss cut sticker sheets#as especially I don't really want a super bulky machine either#so yeah :') if anyone knows any good sites or has home making advice id really appreciate it!!!!#stickers#craft#art#sticker making#arts and crafts#cricut
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"When the publisher of Sports Illustrated and Men’s Journal announced last week that its magazines would start to publish AI-generated articles, its CEO assured readers that the practice wouldn’t result in a decline in quality."
Men's Journal's AI-generated article: 18 serious factual errors
CNET's AI-generated articles: rampant factual errors and also plagiarism
Using AI to generate articles is the modern journalistic equivalent of selling "strawberry jam" made of red dye and no strawberries
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