#CLEAN MONEY

[lwfllygndrfld]

oh yeah this bad boy can fit so many gatsby references in it

and its not even a great gatsby fanfic (not yet)

[astridcortes]

[tafkamayle]

And on your left here is Johnathon “Asshole Creep” Price abusing his authority.

[simplesolutions]

Did you know, you can make money online using your phone and even quit your day job?!! Wanna know how? click here

[wanologic]

and they were roommates

[thesirhandsome-tepalehuia]

I Was a Criminal

I started working (mowing lawns) at the age of 6yrs. That was also about the time that I realized just how dirty money was so, I began to wash dollar bills, hang them out to dry then, iron them to a crisp flat condition. I loved the way clean money stacked together evenly so, I kept doing this well into my teenage years until I found out that the United States had passed a law (1970) making money laundering against the law. It was in 1986 (age 26) when the term "Money laundering" became official but, I admit that I was feeling, as though I were a criminal well into my thirties. I'm okay, NOW

[etherealarte]

[supremefleadon]

[adoreamaia]

Visualize it.

Speak it.

Write it down.

Work on it.

[webcrawler3000]

First round of fresh funds otw!

[dcxdpdabbles]

Jazz: What are you doing? Danny: I got bored waiting for you to finish your class, so I figured I might kill some time by offering my cleaning services to my fellow college students. Jazz: ....Danny, you don't go to Gotham U. Danny: I know, but someone left this table with the school's tablecloth out, and I had my tablet. People assumed I was with the college, but it's just dorm housekeeping, so it's no big deal. Tim: *Walking up* Hi, my brother Jason said you accepted dorm housekeeping requests? Danny: Sure do! Could you fill out this form with your information? Tim: *Taking tablet* Thanks. Are you the one who cleans the rooms? Danny: That's right! Tim: Interesting. Later Danny: What does it mean when one of the students asks for me to wear a maid outfit in the special requests section? Jazz: It means you have the chance to get that Drake-Wayne family money.

[prettieinpink]

BUDGETING + SAVING MONEY FOR TEENS 𐙚

For many of us, we are entering an age when we can work casual jobs such as retail or fast food. It’s not a lot of money that we receive, depending on how often you get paid, but it can go a long way in the long term. 

In this post, I’ll be discussing how to budget for your needs/wants and save money for future goals. 

CREATING GOALS, you may want to save a certain amount of money in a time frame, want to make a big purchase (like a car) or buy everything off your wishlist. It is entirely up to you what your goals are, so I can’t say too much. However, the more specific it is, the better.

HOW MUCH? Determine how much money you need to save to achieve your goal. In total, and monthly. 

There are three types of saving goals that may apply to you;

Short-term goals >1 year (outings, latest gadget, buying your cart)

Medium-term goals 1-2 years (road trips, shopping spree)

Long-term goals 2-4 years (higher education, car)

It’s very important to set a realistic time frame, as teens we don’t get paid much and we also don’t work as much. You don’t want to overwhelm yourself as well, as it takes patience and self-control to achieve these goals.

NO LOOONG-TERM GOALS! This may sound aggressive, but any money that just sits in your account for years on end is dead money. Even though the amount of money is increasing, its value is slowly decreasing. Keep your goals achievable within a time frame of less than four years. It's much more useful if this money is put into some type of investment instead. 

CREATING A BUDGET

Calculate how much money you receive every month, and how much money you spend every month. 

You have two types of expenses. Fixed and variable. Fixed are any expenses required in your day-to-day life or it’s an amount of money that doesn’t change e.g. subscriptions or transportation costs. Variable costs are expenses that may fluctuate, like food, or any other recreational activities. 

Record the average you’re spending monthly with these two categories. 

There are many ways people choose to budget, but you have to choose a system that works for you.

Work out how much money you need to save each month to achieve your goal.

However, for anyone who’s starting in budgeting, I would say to allocate your costs using a percentage system. Your percentages for each category are going to differ from mine; e.g. 60% = savings, 20% = wants, 20% needs. Make sure it reflects the end goal. 

Track your progress. This is the major part of budgeting, you want to be recording and regularly reviewing how much money you’re spending and comparing it to how much you’re earning. It allows for space to reflect on the flow of your money like if some purchases are worth it, if you’re impulsively spending, or if you’re frequently withdrawing money from your savings. 

Adjust if needed. Maybe you want to put more money in savings and less into wants, or you want to put more into wants and less into needs. 

SAVING TIPS

SAY NO! This is probably my biggest struggle at the moment, but say no to things that will cause you to go off track. Whether its outings, getting fast-food or anything similar, say no. You have to be firm with your financial boundaries, as these opportunities will always arise again. 

RESTRICT IMPULSIVE SPENDING. We all have our moments when we see a product and we instantly think ‘I’ve got to have this’. Giving in once or twice is okay, but it shouldn’t become a habit at all. Its unnecessary spending (most of the time!) and leads to buyers remorse. 

IS IT WORTH IT? Always remember to work out which products you’re getting the most value out of. 

PAYING FOR THE NAME, a lot of brands will cut down on quality to save a few dollars, so essentially the customer is only paying for the name of that brand. Just because a store is more expensive, doesn’t mean its better.

[lucabyte]

Taking pride in One's own appearance.

[pricetagged]

I feel like the 141 pitch in and hire a maid service for their Captain as a Valentine's treat.

He gets home. He knows someone is already here, but when he sees you, he rolls with it.

Hair pinned back, apron pressed neatly and tied in a bow. Slight damp patch from where you'd been leaning over the sink. Tells you to stop fussing with the dishes, that's what the dishwasher's for.

He's tracked mud into the hallway, boots are scuffed and dirty. You'd be better off greeting him properly (happy, kneeling) with the scrubbing brushes and boot polish.

(Someone better tell him you were just hired for the day. He's already clearing out space in the wardrobe and googling joint bank accounts).

[subtleclassy]

[girls-cafe]