#Big Data in Finance

[techtoio]

The Impact of Big Data Analytics on Business Decisions

Introduction

Big data analytics has transformed the way of doing business, deciding, and strategizing for future actions. One can harness vast reams of data to extract insights that were otherwise unimaginable for increasing the efficiency, customer satisfaction, and overall profitability of a venture. We steer into an in-depth view of how big data analytics is equipping business decisions, its benefits, and some future trends shaping up in this dynamic field in this article. Read to continue

[capitalism-and-analytics]

For anyone currently in school or recently in school

I am doing a few guest lectures at some of the universities in my state and working on my presentation. Curious if anyone has any recommendations of topics they really enjoyed from a past guest speaker that isn't major/field-specific?

[technologistconfidant]

With a robust entrepreneurial community working alongside established businesses, a sizable clientele, an increasing influx of local and international investors, and government support, the UK Fintech ecosystem continues to prosper. The FinTech sector is transforming the financial services industry by streamlining transactions, cutting costs, fostering innovation, empowering users, and boosting security.

The 23 specialities that make up the critical FinTechs in the UK can be grouped into eight general categories: banking, RegTech, InsurTech, lending, payments, WealthTech, quote aggregators, accounting, auditing, and cash flow management. With more than 50% of all UK FinTechs, the UK has distinct advantages in payment and wealth technologies (including PFM and cryptocurrencies). 77 per cent of WealthTech enterprises are situated in London, which also has a significant cluster in Scotland. 17 per cent of UK FinTechs are involved in the payments industry, with the majority based in London and having a substantial presence in Scotland and the Pennines cluster.

To read more such interesting articles click here.

[mobio-solutions]

In today's fast-paced financial world, understanding the power of big data is more crucial than ever. 📊 We're diving into how big data is reshaping finance, offering unprecedented insights and opening new doors of opportunity.

Whether you're a seasoned investor or just curious about market trends, our latest "Big Data in Finance" discussion is your gateway to staying ahead.

Join us as we explore the exciting intersection of technology and finance and discover how big data is not just a buzzword but a key to unlocking potential in today's market.📈

[ramakantthinks]

The Synergy of Big Data and Finance Insights

In the dynamic world of finance, knowledge is power, and data is its lifeblood. Imagine a treasure trove of information at your fingertips, revealing hidden patterns, predicting market trends, and guiding your financial decisions like never before. That's the magic of leveraging Big Data in the finance sector. Today, we embark on an exciting journey to explore how Big Data is revolutionizing the financial landscape in India.

The Big Data Boom

You may wonder, what exactly is Big Data? Well, it's like a gigantic web capturing every digital move we make. From online transactions and social media posts to website visits and smartphone usage – Big Data is everywhere. In India, with the massive surge in internet usage and smartphone adoption, we generate an ocean of data daily. Leveraging this data intelligently can unlock a whole new world of finance insights.

Also Read: The Rise of Decentralized Finance (DeFi): Exploring the Opportunities and Risks of a Borderless Financial Ecosystem

Data-Driven Personal Finance

Managing personal finances can be a daunting task, especially with so many investment options and financial products available. But fear not, as Big Data comes to the rescue! With advanced analytics, financial institutions can analyze individual spending habits, investment preferences, and risk appetite. Armed with this information, personalized financial advice and tailored investment plans can be offered to every Indian, helping them achieve their financial goals.

Transforming Credit Assessment

In the past, getting a loan was akin to running a marathon, slow and exhausting. But Big Data has changed the game! Traditional credit scoring models are now combined with alternative data sources like mobile phone usage and social media activity. As a result, lenders can assess creditworthiness more accurately and provide loans faster. This is a boon for many Indians, especially those who lack a robust credit history.

Predicting Market Trends

Investing in the stock market is like riding a roller coaster – thrilling but unpredictable. Big Data has made this ride a lot smoother! By analyzing vast amounts of market data, including news sentiment, social media chatter, and historical trends, financial analysts can make more informed predictions. Investors in India can now make smarter decisions, minimizing risks, and maximizing returns.

Curbing Financial Frauds

Financial fraud is an unfortunate reality that plagues the global financial system. However, Big Data is proving to be a formidable weapon against fraudsters. Advanced algorithms analyze transactions in real-time, flagging suspicious activities and preventing potential fraud. As Indians increasingly embrace digital transactions, this technology becomes crucial in safeguarding our hard-earned money.

AI-Powered Chatbots

Ever wished for a financial advisor who is available 24/7? Well, now you can have one! Big Data, coupled with Artificial Intelligence, has given birth to intelligent chatbots. These virtual assistants can answer queries, provide personalized financial advice, and even execute trades, all in real time. The convenience and accessibility of chatbots empower millions of Indians to make better financial decisions.

Enhancing Risk Management

Managing financial risks is paramount, and Big Data offers an invaluable advantage. Financial institutions in India can now assess risks more accurately by integrating internal data with external sources like economic indicators and market data. This comprehensive risk analysis ensures a robust and stable financial system, benefiting both institutions and customers.

Also Read: The Role of AI and Machine Learning in Financial Decision Making

Conclusion

The marriage of Big Data and finance is transforming the way Indians manage their money. From personalized financial advice to predicting market trends and curbing fraud, the power of data is revolutionizing the financial landscape. As we embrace this data-driven revolution, let's remember to use this technology responsibly, ensuring a brighter and more prosperous financial future for all.

[p-p-c]

Fortifying the Financial Fortress with 5 Battle-Tested Strategies

In 2022, the financial sector experienced more than 3,500 data breaches, resulting in a crazy 10 billion records being compromised. And the impact is not just limited to corporates; it reaches us, the consumers, too. So, where are the weak spots? How is it possible that these financial giants struggle to identify them while cybercriminals thrive? Is there a gap in security, or are the security mechanisms themselves flawed? Let's dig deep and uncover the answers to these pressing questions.

Read article - https://bit.ly/3PndiqC

[aimlay7research]

Our publication support utilizes applied mathematics and differential equations for finance big data analysis. We assist in creating predictive models and risk management plans, optimizing revenue and minimizing risk.

[mostlysignssomeportents]

The CFPB is genuinely making America better, and they're going HARD

On June 20, I'm keynoting the LOCUS AWARDS in OAKLAND.

Let's take a sec here and notice something genuinely great happening in the US government: the Consumer Finance Protection Bureau's stunning, unbroken streak of major, muscular victories over the forces of corporate corruption, with the backing of the Supreme Court (yes, that Supreme Court), and which is only speeding up!

A little background. The CFPB was created in 2010. It was Elizabeth Warren's brainchild, an institution that was supposed to regulate finance from the perspective of the American public, not the American finance sector. Rather than fighting to "stabilize" the financial sector (the mission that led to Obama taking his advisor Timothy Geithner's advice to permit the foreclosure crisis to continue in order to "foam the runways" for the banks), the Bureau would fight to defend us from bankers.

The CFPB got off to a rocky start, with challenges to the unique system of long-term leadership appointments meant to depoliticize the office, as well as the sudden resignation of its inaugural boss, who broke his promise to see his term through in order to launch an unsuccessful bid for political office.

But after the 2020 election, the Bureau came into its own, when Biden poached Rohit Chopra from the FTC and put him in charge. Chopra went on a tear, taking on landlords who violated the covid eviction moratorium:

https://pluralistic.net/2021/04/20/euthanize-rentier-enablers/#cfpb

Then banning payday lenders' scummiest tactics:

https://pluralistic.net/2022/01/29/planned-obsolescence/#academic-fraud

Then striking at one of fintech's most predatory grifts, the "earned wage access" hustle:

https://pluralistic.net/2023/05/01/usury/#tech-exceptionalism

Then closing the loophole that let credit reporting bureaus (like Equifax, who doxed every single American in a spectacular 2019 breach) avoid regulation by creating data brokerage divisions and claiming they weren't part of the regulated activity of credit reporting:

https://pluralistic.net/2023/08/16/the-second-best-time-is-now/#the-point-of-a-system-is-what-it-does

Chopra went on to promise to ban data-brokers altogether:

https://pluralistic.net/2024/04/13/goulash/#material-misstatement

Then he banned comparison shopping sites where you go to find the best bank accounts and credit cards from accepting bribes and putting more expensive options at the top of the list. Instead, he's requiring banks to send the CFPB regular, accurate lists of all their charges, and standing up a federal operated comparison shopping site that gives only accurate and honest rankings. Finally, he's made an interoperability rule requiring banks to let you transfer to another institution with one click, just like you change phone carriers. That means you can search an honest site to find the best deal on your banking, and then, with a single click, transfer your accounts, your account history, your payees, and all your other banking data to that new bank:

https://pluralistic.net/2023/10/21/let-my-dollars-go/#personal-financial-data-rights

Somewhere in there, big business got scared. They cooked up a legal theory declaring the CFPB's funding mechanism to be unconstitutional and got the case fast-tracked to the Supreme Court, in a bid to put Chopra and the CFPB permanently out of business. Instead, the Supremes – these Supremes! – upheld the CFPB's funding mechanism in a 7-2 ruling:

https://www.scotusblog.com/2024/05/supreme-court-lets-cfpb-funding-stand/

That ruling was a starter pistol for Chopra and the Bureau. Maybe it seemed like they were taking big swings before, but it turns out all that was just a warmup. Last week on The American Prospect, Robert Kuttner rounded up all the stuff the Bureau is kicking off:

https://prospect.org/blogs-and-newsletters/tap/2024-06-07-window-on-corporate-deceptions/

First: regulating Buy Now, Pay Later companies (think: Klarna) as credit-card companies, with all the requirements for disclosure and interest rate caps dictated by the Truth In Lending Act:

https://www.skadden.com/insights/publications/2024/06/cfpb-applies-credit-card-rules

Next: creating a registry of habitual corporate criminals. This rogues gallery will make it harder for other agencies – like the DOJ – and state Attorneys General to offer bullshit "delayed prosecution agreements" to companies that compulsively rip us off:

https://www.consumerfinance.gov/about-us/newsroom/cfpb-creates-registry-to-detect-corporate-repeat-offenders/

Then there's the rule against "fine print deception" – which is when the fine print in a contract lies to you about your rights, like when a mortgage lender forces you waive a right you can't actually waive, or car lenders that make you waive your bankruptcy rights, which, again, you can't waive:

https://www.consumerfinance.gov/about-us/newsroom/cfpb-warns-against-deception-in-contract-fine-print/

As Kuttner writes, the common thread running through all these orders is that they ban deceptive practices – they make it illegal for companies to steal from us by lying to us. Especially in these dying days of class action suits – rapidly becoming obsolete thanks to "mandatory arbitration waivers" that make you sign away your right to join a class action – agencies like the CFPB are our only hope of punishing companies that lie to us to steal from us.

There's a lot of bad stuff going on in the world right now, and much of it – including an active genocide – is coming from the Biden White House.

But there are people in the Biden Administration who care about the American people and who are effective and committed fighters who have our back. What's more, they're winning. That doesn't make all the bad news go away, but sometimes it feels good to take a moment and take the W.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/06/10/getting-things-done/#deliverism

[peterbordes]

Banyan's item-level receipt data innovation

[superramkrishna-blog]

Big Data Developer || 10+ Exp Must || New Jersey - Onsite

Big Data Developer || 10+ Exp Must || New Jersey – Onsite

Hi  , Hope you are doing well. I am MIKE from IIT Matrix (also known as Techmasters Corp.), we are a Singapore Headquartered MNC, with our subsidiaries in Malaysia, US, and India We are looking for  Big Data Developer    Role: Big Data Developer  Location: New Jersey BANK OR FINANCE EXP IS MUST 5+ years application development experience in Hadoop, Spark and Java/Scala ·        7+ years…

[capitalism-and-analytics]

[vigilskeep]

back and even bulkier with another powerpoint! i opted for spreading the information out in a hopefully engaging way over limiting the number of slides. the circle is a BIG, big topic, with such focus over the course of the games, so if i didn't cover anything useful, you want to know anything more specific, or equally if i made a mistake and missed or misinterpreted something, please let me know ily!!

transcript below the cut! my eternal thanks to @bisexualcommandershepard for providing one for the previous powerpoint and in doing so reminding me to get my act together, you have my sword

zevsurana’s guide to the circle of magi

can’t tell your circles from your chantries from your colleges from your conclaves? boy, do i have the powerpoint for you!

hit me with the basics

under the law of the orlesian chantry, every mage is required to join the circle

a mage who does not join the circle, or escapes one, is labelled an apostate, a crime punishable by death or tranquillity

tranquillity is the process by which mages are branded on the forehead, robbing them of their emotions and magic

at the end of their apprenticeship, each mage is taken without warning to their harrowing. they must choose between being sent into the fade for a dangerous test against possession, or tranquillity.

it is illegal to make harrowed mages tranquil, but they are still required to live under the circle’s supervision

depending on which text you believe, there are 14 or 15 circles under orlais’ chantry.

[this slide is accompanied by an image of a map of thedas. there are small markers spread across the map on 12 locations, mostly in orlais and the free marches, but included everywhere except tevinter and seheron.]

these are the known locations!

i didn’t include starkhaven’s, which was destroyed in a fire at the start of da2, or jainen’s, which is mentioned in an online game but as another circle in ferelden makes the dao plot make no sense. i suppose that would have gotten us up to 14 but i’m not doing it. cope

hierarchy of the circle

there are six ranks:

the grand enchanter is the mages’ direct representative to the divine. in our time, this is grand enchanter fiona, who famously stated “fuck the divine”

the first enchanter leads each circle. theoretically, their permission is needed for a mage to leave the tower, for a harrowing, and for a mage to be made tranquil. in practice, their actual power depends hugely on their political skill and their corresponding knight-commander

the senior enchanters are the most experienced mages in a circle, and advise the first enchanter, who will select one of them as their successor

those who have gained the rank of enchanter (also known as junior enchanters) are now expected to mentor apprentices

the simple rank of mage designates those who have passed their harrowing. an inhabitant of the circle fully capable of magic might say “i’m not a mage, just an apprentice”

the apprentices are children and young adults who have not yet completed their harrowing

outside of this hierarchy are the tranquil. they instead belong to the ‘formari’, who perform enchantment and sell enchanted items to produce the circle’s wealth

(it’s really important to me that you know the different ranks usually have different coloured robes to mark them out. i can’t explain that all here because it varies from circle to circle and we don’t have all the data but i think that’s so fun that i have to point it out even though it makes this slide super crowded i hate it i’m sorry)

politics of the circle: what are those first enchanters even doing?

an ideal first enchanter should govern their circle as a quasi-parental figure who can protect their mages while maintaining an uneasy balance and accord with the templars

they are also an administrator managing their circle’s finances

a weak or unskilled first enchanter can spell doom for their circle just as much as one at odds with their knight-commander

the college of magi is a council of all first enchanters

the college regularly meets in cumberland, nevarra, to discuss circle policy and elect the grand enchanter from among them

politics of the circle: what’s this about frat boys?

once a mage achieves the rank of enchanter, they may join a political fraternity

choose your fighter:

the largest fraternity, the aequitarians, are centrists

the loyalists are chantry bootlickers

the libertarians seek greater power and independence for the circle. the resolutionists are an even more radical group that emerged from them

the isolationists wish mages to withdraw from society completely

the lucrosians prioritise the accumulation of wealth and influence

the aequitarians maintained an alliance with the loyalists until the final vote to rebel, when wynne’s son rhys, asked to represent the aequitarians by first enchanter irving, voted with the libertarians

that was a lot of politics.

let’s take a breather because we haven’t even gotten to history yet oh boy

[this slide is accompanied by two pieces of dragon age concept art of white-haired mage women casting spells. one is an older human white woman who may be wynne, dressed in ornate robes and casting purple magic with a casually imperious gesture. the other is the concept art for warden surana, an angry-looking young elven white woman with a palm full of icy magic.]

hot circle mage concept art break. of course you have white hair and [caps lock begins] one thousand points lightning damage-- [caps lock ends]

but where do circles come from, i hear you cry

well, when two semi-circles love each other very much,

the year is 1:20 divine, and our questionable hero is kordillus drakon…

the circles had existed long before this, of course, in a very different form: elite tevinter academic societies

but right now, the south is in chaos. the first inquisition’s reign is coming to a close. the second blight is fifteen years underway with no sign of stopping any time soon, and will rage until 1:95 divine

kordillus drakon, the very first emperor of orlais, has a budding empire and a budding chantry that look like they might die in the cradle… unless he can continue enlisting mages against the darkspawn

we may wish to take a moment to register that kordillus drakon apparently looked like this. Sure.

[this slide is accompanied by concept art of kordillus drakon. he is blond white man in vaguely iron age dress, with an interesting hair cut including bangs, a high half ponytail and a very large moustache. he wears a swamp-green cloak and a black fur pelt over a green and white striped tunic, with a hand-axe slung through his belt, and crossed garters over whatever combination boots and pants he's wearing, which seems to be one singular garment.]

the solution to drakon's problem?

the nevarran accord

“what do video game enjoyers love? fantasy historical treaties? yeah, probably” – bioware, constantly

and they’re right unless you’re a joyless hater

the nevarran accord was agreed between the newly formed chantry and the original inquisition in 1:20 divine

the people of the south feared magic, but they also wanted to be able to use its power against great threats like the darkspawn

in one move, the circle of magi, the seekers of truth, and the templar order were created

some mages considered the circle a refuge in a world full of terror. to others, it was a prison

but this is dragon age, so maker forbid we would only be told one version of events

there is also a codex entry called ‘history of the circle’

it describes the mages of the divine age as chafing under being allowed to do little more than light candles and lamps for the chantry… as if there wasn’t a fucking blight going on

in protest, mages snuffed out the eternal flame in the grand cathedral at val royeaux, and barricaded themselves in the choir loft. divine ambrosia ii attempted to call an exalted march on her own cathedral, but even her templars discouraged her

shouted negotiations were conducted for 21 days before the mages “went cheerily into exile” in a remote fortress, separated from society into the circle for “the first time”

nerd's note:

personally, i would understand this as the circle as an organisation being created with the accord in 1:20 divine, and the mages being relegated to this lesser role after the greatest battles against the darkspawn, with the establishment of circle of magi towers after the protest. there’s no date of events on this codex, but since it mentions templars, it has to have been post-accord.

i would also take this account with a grain of salt in-world, as it was written by sister petrine, a controversial writer to the chantry, but nonetheless a chantry scholar.

this has been a lot of chatter about mages. but there’s an elephant in the room, and it’s looking at us suspiciously…

the circle and the templar order

the circle does supposedly have nominal independence from the chantry…

Knight-Commander Greagoir: I promised you aid, but with the Circle restored, my duty is to watch the mages. They are free to help you, however. Warden: I thought the templars were in charge of the Circle. Knight-Commander Greagoir: The templars guard and advise, but the first enchanter has the last word in what happens in the Circle.

...

Warden: Won’t the Circle of Magi do what the Chantry says? Alistair: Technically the Circle of Magi is independent. We don’t know that the Chantry won’t support us, of course. Morrigan: You truly believe that? Alistair: If we speak to the First Enchanter, he should see that his responsibility to the Grey Wardens supersedes anything the Chantry or even Teyrn Loghain might have to say about it.

… but since when has power ever gone where it’s supposed to?

as world of thedas volume 1 explains, “Although the Circle is supposed to be autonomous, a heavy Templar presence in all Circle towers has effectively made the organisation an arm of the Chantry for ages.”

a first enchanter can quickly lose all the power they allegedly hold

even in the best of times with a skilful, well-intentioned first enchanter, templars reserve the right to send mages to the dungeons, to take away their children, to kill any who leave the circle, etc. as a matter of course

grand clerics reserve the right to grant the right of annulment

generally, the system is maintained by a mutual interest in avoiding open conflict

the templars are the ones in power with the chantry’s full support. if they drive the mages to open conflict, their comfortable routine is uprooted

templars are equipped to hunt down individual mages, even blood mages and abominations

templars are not equipped to be outnumbered or face even numbers. mages are simply far more powerful in a fair fight than they are. lyrium can only do so much

...

mages, meanwhile, operate under the not entirely unfounded belief that the outside world is entirely hostile to them

at least if they remain, they can keep an uneasy balance in which most mages survive, their existence tolerated by the chantry. they can continue studying among their own kind in the only home they know

if they openly rebel, they may throw aside what limited protections and goodwill they have. mages like wynne outright state certainty that if they rebel, “genocide” will follow

furthermore, those mages with more status have more access to privilege. they’re also the ones who have best passed the chantry’s tests. thus, those in a position to lead are least inclined to rebel

you only rebel against the circle because you think less of your children are going to die starting a war than they are in here.

and, uh, on that cheery note… any questions from the class?

[uyuforu]

Astro Observations: Lunar Return Chart II

Finally succeeded to make a gradient text lol. Also wanted to post more LRC observations because it's lacking on the internet >:(

How to make a LRC?

✮⋆˙ Go on Astro.com

✮��˙ Free Horoscopes > Horoscope Drawings & Data > Extended Chart Selection

✮⋆˙ Chart Type: Scroll to "Lunar Return Chart"

✮⋆˙ Start Date: I suggest to start with 1st of the month and you'll see the date written when your LRC starts on your chart.

╰┈➤ For ex: For April, mine starts on April 12th 2024 and the next date if May 5th 2024 for my May LRC. So be careful about the dates!

✮⋆˙ Don't forget to add additional objects if you want to, and you are done!

All pictures are from Pinterest.

Other posts you could like:

જ⁀➴ Solar Return Observations I

જ⁀➴ Lunar Return Observations I

જ⁀➴ Solar Return Synastry III

Book a private reading: menus ; Q&A ; rules ; instagram

Buy me a Kofi •ᴗ•

₊˚⊹♡ Stellium in 6H means you'll be very busy with work this month, or just busy generally.

₊˚⊹♡ Traveling indicators in LRC:

╰┈➤ 4H Ruler in the 4H

╰┈➤ Jupiter 4H

╰┈➤ Sun/ Jupiter/ Sagittarius/ Part of Fortune in 9H

╰┈➤ Ruler of 9H/ 12H in 9H/ 12H.

₊˚⊹♡ If 4H Ruler is Mars and is in the 4H, this can mean the travel will be quick, not last long, and you may not go far either (meaning you travel in the country, or not too far from where u live).

₊˚⊹♡ Part of Fortune 1H could mean you can find yourself more pretty or more attractive this month.

₊˚⊹♡ Pluto 2H could mean there is a big change in your finances! If it conjunct/ sextile/ trines Jupiter, this is a big positive change! You could gain more money this month or get more money opportunities related to a big change! If it trines Jupiter, this can mean Jupiter is in the 6H, meaning this is related to a big change in your career.

₊˚⊹♡ Mars conjunct Chiron 4H can mean you could get a fight with a family member this month.

₊˚⊹♡ Uranus 5H isn't a sign of sudden break up or bad news in the relationship -.- Something sudden can indeed happen in your love life. If the Ruler of the house is Venus, this can be a good surprise, more if Uranus conjunct, sextile, trine Venus/ Juno/ Jupiter/ POF.

₊˚⊹♡ Uranus 5H could also mean having online crushes or having a long distance relationship or crush, etc. Romance could just be online.

₊˚⊹♡ 1H Ruler in 6H means you'll take care of your health this month or just your appearance, you'll do more exercise and skincare too.

₊˚⊹♡ Stellium 11H usually means you'll spend more time online or with friends. If Chiron is involved with Moon or Mercury, you could get in a fight with a friend or online, or with an online friend!

₊˚⊹♡ Sun 6H means you will be very focused on your career this month, and also your work. You will be busy, and you could also focus a lot on your routine, health and exercise. You could also be hardworking this month and study too.

₊˚⊹♡ Ruler of 6H being Venus could indicate a glow up.

₊˚⊹♡ Sun conjunct Venus 6H means you will love your job this month! You could also be very much loved in your career field.

₊˚⊹♡ Anytime I struggled with money or had hard time to make myself some money, I had Saturn in 2H or 8H.

₊˚⊹♡ 2H or 8H ruler being in 6H means money can come from your work.

₊˚⊹♡ Libra MC means a lovely and very good reputation this month! A lot of people can love you, mostly if Jupiter or Venus conjunct/ sextile/ trines MC!

₊˚⊹♡ Mercury 6H means you'll be very much into working, thinking often of work and perhaps can be a workaholic this month. You can also study more related to your job.

₊˚⊹♡ Mercury conjunct Venus in 6H or 10H means you can get a lot of compliment and praises for your work.

₊˚⊹♡ Moon in 6H means you could be very focused on work, and you could take everything happens at your work at heart. You could also be anxious because of your job, but depending of what aspects the moon, this can be more positive. You could have a desire to glow up, take more care of yourself too.

₊˚⊹♡ Jupiter 6H means a big opportunity at work could present itself! You could be quite lucky when it comes to work and make big progress! You could also lose weight more easily or having a better health this month.

₊˚⊹♡ 9H or 12H ruler being in the 6H or 10H could mean you travel for work.

₊˚⊹♡ 7H ruler being in the 6H could mean getting or signing a contract work related.

₊˚⊹♡ Stellium in 2H could mean focusing more on money.

₊˚⊹♡ Sun 1H could mean also feeling pretty or good looking. You could feel more happy this month. You could also feel like this month feels like a new start in your life.

₊˚⊹♡ 4H Ruler being in the 1H could mean you could live by yourself this month, or you could move in your own place. Or you could just end up having the house by yourself.

₊˚⊹♡ 3H Ruler in the 1H means you could talk about yourself more, or post more selfies online, you'll focus on yourself more.

₊˚⊹♡ Moon 12H means you could be quite secretive about your emotions this month, not letting it out easily and preferring to keep it for yourself. You could be more private about yourself generally. It also means you can be more intuitive this month and you could also be good at manifesting, more if it conjunct/ sextile/ trines Jupiter.

₊˚⊹♡ Mercury 2H means you could learn how to manage money or you could think more about your money. You could also learn a lot about how to live a stable life. You could post often about your outfit, your make up, but also lifestyle, etc.

₊˚⊹♡ Venus 2H lol, you could love money this month! You could love your lifestyle and go shopping often too. You could buy a lot of clothing, make up, and go often to the restaurant too.

₊˚⊹♡ Ruler of 5H in 2H is a sign of your partner paying for you on dates, or just providing you generally. They could pay on dates, pay for your shopping, literally being a sugar partner lol. Otherwise, this can also mean you'll enjoy spending money, and you could treat yourself a lot this month.

₊˚⊹♡ 7H Ruler in 12H is a bit tricky. It depends what's in the 7H and 12H. Im gonna take my example. I have this placement in July, and the ruler is Jupiter. I don't think it means bad because there aren't anything bad in the 12H as aspects and placements, I just think it means having spiritual awakening because of relationships, it can also means knowing a secret about your lover, or someone you love, or an enemy! Discovering a secret enemy. My case is very specific because it's connected to some houses, so I won't talk about it too much lol. One of my best friend had 7H ruler in 12H and it was also Jupiter, and she learned some good tea about the man she loves, and she was happy discovering that secret.

₊˚⊹♡ Saturn 10H could mean you may struggle with your reputation and career this month.

₊˚⊹♡ Having Chiron and Neptune 11H means you can get hurt because of something about you online. You could also discover something that will hurt you online. Someone could also post something about you that you won't like.

₊˚⊹♡ Mars 12H means you won't really want to do a lot of things lol. You could be more lazy.

₊˚⊹♡ Neptune 7H is a sign of being crazy in love, you can be on cloud 9 lol. You could also be confused about your relationship. There might be some misunderstandings between you and your partner this month.

₊˚⊹♡ Saturn 6H could mean you could struggle with your mental health this month, and if it conjuncts 7H Ruler, it can be related to your relationships or enemies.

₊˚⊹♡ Uranus 9H is a big sign of traveling unexpectedly this month. If the Ruler of the 9H is Venus this could be traveling with a lover or someone you love very much.

₊˚⊹♡ 9H ruler in 11H means you can travel with friends, or you could travel to see a friend. You could also travel with people you know in a group. You could also travel with someone you like, and travel in a country you like the culture, or you like the community there.

₊˚⊹♡ Mercury 12H could means you could be quite shy this month, or speak a lot a foreign language.

₊˚⊹♡ 4H Ruler in 9H is a sign of moving out of your country, or traveling out of where you live.

₊˚⊹♡ 7H Ruler in 9H is a sign of traveling with your partner.

₊˚⊹♡ 4H Ruler in 7H means you can move in or live with your partner this month, you could often stay at home with them or just feel at home and safe with them.

₊˚⊹♡ Mars 7H can mean arguments can happen but some hot times too... hehe Actually if Mars 7H aspects well 8H Ruler, well you'll probably spend a lot of times being intimate this month with your partner!

₊˚⊹♡ If 9H Ruler is Mercury, it can mean you can learn a new language this month, or practice more, and even in the country itself!

₊˚⊹♡ 3H with Saturn conjunct Neptune means some miscommunications happening! Where the 3H Ruler is, is why or what about! If North Node is there too, you could need to work on it this month.

₊˚⊹♡ In my case, I have it in 3H and conjunct DSC too. It means the problem of communication can happen in the relationship and because both people don't share enough.

₊˚⊹♡ Jupiter conjunct Moon 6H is a big sign of having a better mental health this month!

₊˚⊹♡ I forgot! The 9H is not only about travel but it's also about In Laws! So having a stellium there, 7H or 5H ruler being in the 9H could be a big sign of meeting your IL.

₊˚⊹♡ So 11H Ruler in 9H could be a sign also of meeting In-Laws.

₊˚⊹♡ And if the 4H Ruler is in 9H, it can also means living at your IL's place for a while.

Thank you for reading!

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[millysastroblog]

SOLAR RETURN CHART PT.1 🌞

1. What is a Solar Return Chart ?

The Solar Return chart is an important and informative tool , for predicting the year ahead of you, from the start of your Birthday. It can change the people around you, jobs, relationships, school environments, mental/ physical health and so more.

The Solar Return Chart looks just like a Natal Chart but with the difference, that the placements won’t affect you permanently like in Natal Chart.

In a Solar Return chart, your Sun sign will not change but you’ll probably have a different moon and rising signs. These new signs do not replace the moon and rising signs in your birth chart. Rather, these are the signs that you’ll express for the next year.

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2. How to calculate the Solar return chart ?

Click on this link > Enter Birth Data! > Click on Extended Chart Selection > click on Chart Type > choose Solar Return Chart > Lastly click on Show Chart!

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🧡Interpretation for the Solar Return Chart

3. How to interpret each planets and houses ?

ASC = Can show your VIEW on life, how you represent yourself with the energy of the sign. And how it could influence you.

SUN = Is the major turning point 💡, it HIGHLIGHTS the house it is in. Prominent themes are represented here.

MOON = Shows EMOTIONAL conditions 🙂, it can represent how we handle or cope with internal stimuli , emotional impulsive reaction, inner need and desires.

MERCURY= Indicates what your mind (?) is focused on predominantly, thoughts, ideas, communicating about a certain area in life frequently, thinking about it daily, perception of life.

VENUS = Represents LOVE 💕 for the year ahead, towards yourself or others . Romantic interest, relationships ,things you could love doing that year, money, beauty and sensuality.

MARS = Can represent how and what you extend your ENERGY 💪 on. Drive, passion, achievements. Se* life, anger, aggression, taking initiative.

JUPITER = Indicates LUCK 🍀 wherever it is placed in , as well as abundance, expansion, growth, gains, knowledge, new adventures, possiblities, and generosity towards that new area.

SATURN = LIMITATIONS 🔗 and blockages , disapointment, responsibility , rules, hard realities, hard work, hard effort, boundaries, insecurities,structure, maturity, patience for the year to come.

URANUS = CHANGE ⚡️, newness, sudden disruption, chaos, back and forth, evolution, surprises, unpredictable, unusual things forward the year ahead.

NEPTUNE = ILLUSION 🫧 , confusion, big dreams, hopes, faith, intuition, escapism and glamour.

PLUTO = Losses, TRANSFORMATION🪶, how to face new fears, letting go, death and rebirth, also changes, destruction, disruption, power, and hidden issues.

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1st HOUSE =

Personality

Self

Physical Appearance

Self Image

Natural Behavior

2nd HOUSE =

Finances

Value

Possessions

Basic Needs

Personal Resources

Self Worth

3rd HOUSE =

Communication

Information

Mental Activity

Learning

Siblings Neighbors

4th HOUSE =

Family

Home Life

Emotional Security

Ancestors and Roots

Private Life

5th HOUSE =

Pleasure

Fun and Games

Children

Dating and Love

Creative Self- Expression

6th HOUSE =

Work and Service

Daily Routines

Pets

Self Improvement

Health and Habits

7th HOUSE =

Partnerships and Friendships

Contracts and Cooperation

Conflicts

Marriage

Open Enemies

8th HOUSE =

Intimacy

Death

Transformation

Secrets and Fears

Regeneration

Money and Possessions

9th HOUSE =

Expansion

Long Distance Travel

Higher Learning

Religion

Truth and Morals

10th HOUSE =

Career

Social Status

Goals

Awards and Recognitions

Public Life

Authority

11th HOUSE =

Community

Social Groups

Social Media

Activism

Technology

Friendships

12th HOUSE =

Unconscious Mind

Intuition

Hidden Enemies

Imagination and Dreams

Self Reflection

Healing

Stellium : Having one or multiple stelliums in each of these houses can highlight where you may be most busy or distracted that year. It points to fated situations , experiences and lessons.

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Now, let me give you an example of a short SR Chart interpretation ! :

ASC in Capricorn: Personal restrictions and heavy responsibilities may be encountered for the year ahead. There are likely to be changes in career, and many opportunities that come along. The start of bulidung your own personal brand can be very prominent. This is a good time for new career possibilites. Sun in the 9th house : Prominent theme for the year are long distance travel, higher education, religion, believes, expansion of the mind, new books, literature, exploring new things, living in the moment, other cultures.

Moon in the 8th : Profound intense emotions, reactions might be unstable and difficult to control, obsessive compulsive behaviour, extreme reactions can damage relationships if not harnest well. Either deep or complicated relationship with the mother. changable income or ressources , enhanced intuiton and psychic abilites.

Venus in the 2nd : easier attraction toward money, bigger paychek, learnig personal values and apprectiaring them. Gifts from others, Material gain from relationships of any kind. Getting in touch with more of your feminime and sensual energy.

Mars in the 7th house: Disaggrements, Instability, arguments as well as conflicts, could be present. Having to put more efforts and energy into compromising , cooperating with partners or people in general. Can attract indivuals with prominent martial energy. Legal battels, big tension beetwen open enemies, passionate relationships. Good Se* life.

Jupiter in the 3rd house: Alot of short distance travel, busy with multiple daily activities, like school, studying , writting, large neighborhoods in a forgein country. Mental expansion through new studies, interests , hobbys. Communication with siblings increaces. Purchasing a new big car. Relocating in another city.

Saturn in the 10th house: Aiming for succes in career field, fame and social status come with blockages and restrictions. Job change where you have to restart or relearn skills . Stagnation in career, might not achieve set career goals immediatly . Starting a new busisness from scratch. Work ethic and patience will be tested.

Uranuns in the 11th house: Close social circel can change drasticly, you can cut people of or the other way around. Friends come and go. New interests on social media. New Friends through social media plattforms. Unconventional outlook on humanity. Wanting to engage in humanitarian activites helping people and the planet . New technolgy devices could be purchased.

Neptune in the 4th house: Uncertainty and confusion connected to home , unsure about relocating and moving to somewhere else, hoping to escape living situation. Complications surrounding purchase of a real estate, unclear signs, patterns, communication from family members, diving deeper into familial roots, connecting spiritualy with ancestors through dreams.

Pluto in the 1st house: Identity transforming, reshaping of personality and personal habits, self improvement, self refelection intense behaviour and outlook on life, self empowerment, deep inner self knowing, death and rebirth of you as an individual, possible Ego death could occur.

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>>>>In the future I´ll continue this Solar Return Chart series, by observing the Houses, Aspects, Asteroids, Points, and Aspects connected to the natal Chart.<<<

I hope you guys enjoyed this post while reading and learned some new Information about the Solar Return Chart .

Thank you very much ☺️!

•~Milly~•

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Solar Return Chart Series: PT.2