#Best Immigration Agent Edmonton | Explore Tumblr posts and blogs

yegarts · 3 years ago

Text

Yorath House Artist Residency Blog Post 3: Go West Young Man: William Lewis Wilkin

By Adriana A. Davies Yorath House Artist-in-Residence Written January 10 -14, 2022

North Saskatchewan River gold dredging equipment, 1902. Photographer: Frank Cowles. City of Edmonton Archives EA-16-1741.

Dennis and Bette Yorath and their children lived in the house where Marlena Wyman and I are artists-in-residence. William Lewis Wilkin was Bette Yorath’s Father. His memoir was loaned to me by the family and provides many insights into the development of Edmonton and region. William, a real estate agent, purchased the land on which Yorath House was built as part of his firm’s property speculation.

William Wilkin begins his unpublished memoir as follows:

Wl Wilkin 1875-1892-1964

The above dates are (1) the year I was born (2) the year I left England for Canada (Edmonton) & (3) the year I started this. From 1 to 3 I have [had a] good life – one of a family of 7 – 3 boys & 4 girls – my father was a hard working medical man & one of the best. My mother was also good & what she said – went or someone took the rap!

When I was about 15 I began to think about what my future should be – I figured my father’s life was “all work & no play” so the medical was out for me (both my brothers went in for it). I always had a hankering to go abroad – so I wrote a cousin in Texas (Bainbridge) who had a sheep ranch but he (wisely) turned me down. Then I thought of my mother’s brother who was in Canada & had just moved from Peninsula Harbour to Edmonton (this was in 1892) – he replied – come-along so in August I sailed from Liverpool with a ticket to Edmonton.i

Seventeen-year-old William (or Billy), who was born in Wickleanbick, Suffolk, England, is a perfect representative of the kind of settler that the Government of Canada wanted to attract through the slogan “Go West Young Man.” He was English and educated, and immigration policies were definitely racist and went from the desirable (British, Northern Europeans and Americans) to the less desirable (Southern and Eastern Europeans, Asians and Blacks).

William was welcomed by his Uncle, Henry (Harry) Wilson, who was a 42-year-old merchant living in Strathcona with his wife Annie and their daughter Muriel. His store was on Whyte Avenue across from the Strathcona Hotel. William went to work for his Uncle and though the hours were long (7:30 am to 10 pm), the pay was good ($15 a month plus free meals – he observes that his Aunt was a wonderful cook). One of his chores was to clean and refill the three large coal-oil lamps that lighted the store. After three or four months, he dropped one and his Uncle reprimanded him, and he quit. I think secretly he was bored by the work and wanted adventure. William apprenticed with a carpenter for a few months, who then went broke and couldn’t pay him, and he returned to work for his Uncle until the store was sold to the MacLaren brothers around 1897.

With a $1,000 loan from his Uncle, William rented his own dry goods store, also on Whyte Avenue, and lived upstairs. It was successful (he says he made $5,000) but the travel itch spurred him on to fight in the Boer War leaving a friend in charge of the store. He left Edmonton in 1899, after enlisting with the Lord Strathcona’s Horse as a trooper, and had various adventures and received a land grant in South Africa. He returned a year-and-a-half later and found that his friend Art Richards had made a great success of the store and they became partners.

It’s clear from the memoir that William could never pass up an idea to make money and have an adventure, a trait that he shared with many of the early settlers. He writes:

Prior to this, in fact before I went in business on my own – about 1895 – a friend of mine (Hiram Lendrum – Buzz for short) & I conceived the idea of a trading trip down the river with the miners. At that time there were about 500 mines – some with their tunnels – between here & Battleford – working for gold & making from 2.00 to 3.00 a day. Accordingly we went to Jack Wallis who had a lumber yard on the river bank & he supplied the lumber & showed us how to build a scow. In a few days we had it finished. We loaded it with flour – potatoes – salt – butter in wooden pails (not 1st class) overalls & shirts – picks & shovels & some quicksilver to catch the fine flakes [of] gold. We started early one fine August morning on our floating venture. After a day or two Buzz began limping – he told me had scraped his shin when loading the scow. He showed it me & it looked really bad – dark red & pus forming – next day it was worse & hurting in his groin. First aid kit we had forgotten but we had lots of salt. He was suffering a lot & we both knew something had to be done quickly. The scab was from knee to ankle – I pulled it off with my knife & washed it well with well salted river water – sprinkled it with dry salt & covered it with a couple of handkerchiefs. Next day it was no worse but quite painful but no pain in the groin. We repeated the treatment & in a few days well on the mend.

The weather was fine – in fact very hot - & the trading went well. We had long seeps (oars) in each end of the scow which was about 8’ X 14’ & when a miner hove in sight we pulled in to the bar on which he was working. In trading we had gold scales & took the gold at 18.00 an ounce – the rate the banks paid them. On one bar – Carrigan’s – about 150 miles down from Edmonton – there were 59 to 80 men working & doing pretty well & they were short of pretty well everything we had for sale. Butter was quite a problem – the weather was hot & it got almost liquid in the pails – so each morning there was a rusty dirty looking scum on top of the pails so we swished them in the river & then put on about an inch of salt. Before approaching a bunch of prospective customers we treated a few pails that way & they really looked quite decent. We sold them by the pail not by the pound – a pail held about 25 lbs of butter & we charged ¼ oz gold (4.50) for it – Butter was scarcer at Carrigans so the quality wasn’t questioned – much!ii

When they got to Battleford, 10 or 12 days later, their scow was empty and they had acquired quite a bit of gold from their sales. They sold the scow for $30 and bought a couple of horses and a buckboard wagon, and drove back to Edmonton. He points out that it was 500 miles but if they had travelled on the North Saskatchewan River, it would have been 800 miles. It took them three weeks to get back. At the time, there was no means or notion of getting anywhere quickly.

After a couple of years in business, William sold out to his partner Richards and went out on a scouting trip for opportunities in the Kootenays, specifically around Revelstoke, but found nothing to interest him. He turned next to Fort Saskatchewan because not only was there extremely rich soil there but he could purchase a general store from Joe Morris, an established retailer and later City of Edmonton alderman. William’s Uncle, who had been running the Strathcona Post Office, decided to join him on this venture with a 50:50 split. They prospered for the next three or four years and, then, William bought his Uncle out of his share. In 1904, he went to England to marry Hilda Richardson Carter and, in the midst of the wedding jollity, he got a rude shock when a cable from his Uncle arrived informing him that the store had burned down. The wedding went ahead and the couple had a delightful honeymoon travelling around England before returning to Edmonton.

William had then to focus on making a living and found that he was underinsured and could neither rebuild nor restock the store. He writes:

After about a year of hard plugging working like a dog all days – trying to sell goods - & writing my infuriated creditors nearly all nights – enclosing small remittances when possible – to keep them quiet – I at last got a contractor at the Fort (Frank Featherstone) that I knew quite well – to put up a building (40’ X 120’) for me. I recall that about half way through the first year of married life, I got a letter from R. J. Whitten & Corp Ltd, Wpg, wholesale dry goods people with whom I had dealt from the start. They said they knew I was having a tough time & if any creditors got nasty I could draw on them up to 1000.00 & pay them off. I owed them quite a lot at the time & this bucked me up a lot.

The year 1905 was a banner one: William succeeded in setting up a new store in Fort Saskatchewan and he and Hilda had their first child, a son named after him. He also took on a partner, S. O. Jones, who managed a grocery concern in San Francisco and wanted to come to Canada. Jones’ brother-in-law Sam Dickson practised Law in the town. In the memoir, William provides details about shipping as follows:

The merchandise – tons of it – went by the river in scows. Jones – on account of his former life as purser with S. Pacific Steamship to the Orient took charge of the river voyage with young Harry Wilson & his cousin Gordon Gunn, as crew. Later Jones told me Harry was a good worker – but Gordon wasn’t worth a d-- & he would have thrown him overboard – but he thought his people might be friends of mine!

He prospered in business (in 1906 he became the president of the Fort Saskatchewan Board of Trade) and the family continued to grow with the addition of Jean, Margaret Elizabeth (Bette) Robert and Richard (Dick). It was almost inevitable that William would get into property development since there were fortunes to be made. William registered three homesteads: one near Morinville, a second near Fort Saskatchewan and the third, a South African land grant. He set up in real estate and insurance in Edmonton and initially operated as Wilkin & Jones; next he partnered with Jim MacKinnon, who was elected to Parliament in 1937. William is very astute about business and, after a half century of reflection, writes:

About that time Cyrus Eaton came to Edmonton to try to get a gas franchise & became acquainted with my friend George Hunt who was then editor of the Bulletin. Cyrus was then 26 – a junior partner of Otis & Cory – Cleveland bankers - & married to a charming girl – Margaret – daughter of a Cleveland medical man – we met them both on one of our Edmonton jaunts & liked them a lot. George & Cyrus came down to the Fort to see us & after wandering around the town, Cyrus said “This looks like a growing place – could we get some lots cheap?” Shortly before this – Bill Corbett – the local lawyer – had offered me some lots in the Lang estate that he was in the process of winding up. I told Cyrus this & said “Let’s go and see Bill.” We did & it winded up that Cyrus & I going 50/50 – on 200 lots at 5.00 each. We each put up 500.00. We agreed that the lots would be transferred to Cyrus (as he lived at a distance – Cleveland) & that Cyrus would give Bill a Power of Attorney also a letter stating that I owned a half interest. Bill was to pay taxes from proceeds of any lots he could sell – at better than 10.00 per! For 2 or 3 years Bill sold enough to keep the taxes paid & then a long slump & it became a choice of putting up or letting the lots be forfeited for non payment of taxes. There looked to be no let up in the slump so let them go! Today these lots are selling at around 2000.00 per – so much for our judgement!!

The Nova Scotia-born Eaton would become a prominent investment banker in the US. William’s casual reference to Eaton demonstrates that Alberta was considered an important investment opportunity not only by Americans but also British speculators and Eastern Canadian tycoons. While these dominated, there were also some French and German ones.

The Wilkin family home on the corner of 123 Street and 103 Avenue, 1920s. It was a three-storey Crafstman-style home with a wrap-around porch and was located across the street from Robertson-Wesley United Church and kitty-corner from the Buena Vista Apartments. Photo courtesy of Richard Wilkin.

As property ventures began to dominate William’s business life, he and Hilda decided to move to Edmonton from Fort Saskatchewan. They auctioned their furniture so that they could have a fresh start and also went to England for a holiday with children Bill and Jean. This was not a “steerage voyage” and he writes: “The trip over was as far as I remember very nice but not startling. On the boat Bill & Jean (about 4 & 2) shared our nice fairly large cabin at night & had meals & play room in the nursery which was well equipped with everything including a competent nurse.”

After about six weeks, William returned to Edmonton leaving Hilda and the children to continue their holiday with their grandparents. He writes: “MacKinnon had rented an office for Wilkin & MacKinnon on First St. (101 St now). It was on the ground floor – on the East side of the Street – in the block just off Jasper – 14 ft frontage 7 about 50 ft deep – 75.00 per month.” The property speculation continued and family became involved:

Before leaving England (the last time) my brothers-in-law Tom & Vincent Carter – had asked me to let them know if I ran up against anything that looked good & very shortly after my return we were offered a ¼ section of land 4 miles North on 101 St for 35000.00. We got them down to a firm offer of 30000.00 & I cabled the Carters suggesting we take it each 1/3 interest. They cabled back accepting & we each put up 10000.00 & closed the deal & the land, for convenience was registered in the names of Wilkin & MacKinnon in Trust for T. OC – V WC & W.LW each with 1/3 interest.

We named the land Manhattan Park & had it sub-divided into 1 acre lots which priced at from 500.00 to 1000.00 each (the going price for such property at that time) would show a very handsome return. I had advised my partners (TOC & VWC) that it would probably be a pretty long hold. This was in 1911 & unfortunately I couldn’t foresee what 1914 would do to real estate! Now that I am on the subject I might as well give the final sad history of Manhattan Park. Real Estate was active in 1912 & the first half of 1913 when it began to slow down. During that time we sold over half of Manhattan at an average price of 750.00 an acre – on terms ¼ cash & the balance in 3 equal payments in 6 – 12 & 18 months with interest at 7% on deferred payments. Collections on deferred payments began to get slow in late 1913 & got slower up to the time war broke out 1914 when they stopped as did nearly all payments to you & by you – but unfortunately – taxes went on & eventually ate up Manhattan – the final swallow being in 1917 & 1918. Today Manhattan is in town lots 50’ X 150’ & is pretty well built up with quite descent homes. Today’s value of lots there is from 1000.00 to 1500.00 or about 5000.00 to 7500.00 an acre – a nice profit if we had been able to hang on to it! So much for that time!

Buildings on 101 Street and 101A Avenue looking northeast, 1912. Buildings: Moser Ryder Block and Tegler Building (under construction; hotels: Royal George; Businesses: Edmonton Journal, White Employment Agency and Wilkin & MacKinnon Real Estate. The frontage also included Eddie’s Pocket Billiards. City of Edmonton Archives EA-10-212.

The Manhattan Park subdivision later became Griesbach. By the beginning of the First World War in 1914, the property boom had gone bust and did not revive when the War ended. The federal government incurred enormous expenses fighting the war and municipal governments, as a result of various failed property development ventures, had severely reduced property tax bases and were in debt. Many people lost their homes because of non-payment of taxes.

Wilkin & MacKinnon had to declare bankruptcy in 1914. Their insurance business continued so they were making a living. There were other failures during the bust. William owned three lots east of City Hall and was offered $75,000 for them in early 1914. He refused the offer and, in 1917-18, forfeited the lots to the City for non-payment of taxes. A farm that he owned in Morinville comprising 240 acres also went. When writing in 1964, he observes, “Now I hear there are 2 oil wells on that place. There were quite a few other cracks but what’s the use of recording them!” The property was in the vicinity of Morinville and located near what became the Redwater oil field discovered by Imperial Oil in central Alberta in 1948 (the Leduc well came in in 1947).

In 1916, William decided to enlist and got a commission in the 19th Alberta Dragoons and, subsequently joined the 218th Battalion as a captain (he became a major a couple of months later). His enlistment papers note his home address as 10304 – 123 Street. The Company went overseas early in 1917 and landed at Purfleet, a railway troop station at the mouth of the Thames. When William and other Canadian officers (all of whom had served in militias and/or in the Boer War) arrived at Shorncliffe Military Camp in Kent, military authorities told them: “Owing to circumstances beyond the control of the Canadian Army in England, a very large surplus of officers has accumulated in England. Much as it is regretted, there is no alternative but to ask you to revert to the rank of lieutenant or return to Canada.”

William Lewis Wilkin in military uniform, 218th Battalion, Canadian Expeditionary Force, ca. 1916. Photo courtesy of Richard Wilkin.

The Canadian officers did not take this well and “Major Wilkin” gave them their rallying cry – “To hell with going home. I served as a trooper in South Africa and I can serve as a private in France. I go home when the war is over.”iii As an established property developer and broker, he ended up in charge of provisioning for the British Army in France. He writes: “From Eccke I was posted to Thiembronne Area – in Pas de Calais. This was a Divisional Area 8 x 12 miles of farming country capable of billeting a Division at full strength. The area included a village, several hamlets as well as farms. Wilkin was responsible for billeting and ensuring that suitable accommodations were found for the troops. He had 60 “B” men (Permanent Base men unfit for the trenches) working for him. While much is written about military action, little is known about how thousands of troops in the field were fed and housed. Wilkin brought a great deal of retail and organizational skill to his job. He began with creating a comprehensive map of the area showing roads, buildings including houses and barns. He also marked the number of officers, men and horses to be billeted and noted that a large barn could accommodate 60-70 men, and 20 horses. He writes: “The Army paid – per night – 1 franc for an Officer – ½ franc for other ranks & horses. A franc was thus worth 20 cts & billeting returns which I sent at intervals to 2nd Army ran into very big money. ”When the War ended, William was discharged and crossed the Atlantic; he notes: “At that time Russian Flu was pretty bad in Canada – particularly in the West. On the final stage of my journey home on the C.P.R. at stations west of Winnipeg there were stacks of long wooden boxes obviously containing coffins – piled up awaiting shipment – not a cheerful sight for a home-coming!” Shades of the present Covid-19 Pandemic!

The Wilkin children: (left to right): Robert, Margaret Elizabeth (Bette), Jean, William and Richard (Dick), ca. 1924. The children are pictured in the yard of the family home near the Buena Vista apartments. Photo courtesy of Richard Wilkin.

Thankfully, the family was well; Bill was now 12, Jean 10, Betty 7 and Bob 4. This was not the case in his business life:

Oh boy! Next day I went to the office & started delving into things & found everything about as bad as it could be. So much so that I decided to scrap W & McK & start all over again. My old friend George Hunt was back & was not keen to go back into the newspaper business – so we talked partnership. Nicholas Kilburn an ex Barr Colonial showed up & we became Wilkin, Hunt & Kilburn Limited (very!) Real Estate Insurance & Bonds. Well we plugged along for a while – making with care & a lot of hard work a living for the 3 families. Business was really tough – almost non-existent. In forming the new firm I suggested we should bank at the Merchants as I had been with them for years & felt that they could put a good deal of business our way – the Manager – Frank Pike – being an old friend of mine – George thought the Imperial & Kilburn the Royal Bank – also for the same reason. Anyway we decided on the Merchants.iv

As time went on we got some business from both the Royal & Imperial Bank but practically none from the Merchants. Naturally both George & Kilburn twitted me about this & after 2 or 3 years of “I told you so’s” I really got mad & went in to see my old friend Frank Pike to bawl him out.

The result of the meeting with Pike, which took place in 1923, was that his friend directed him to a bank-owned property, the old Rossdale Brewery in the Flats. Title had reverted to the Merchant Bank and they wanted to sell it.v The building had been occupied by the Edmonton Brewing and Malting Company, which had been established by Strathcona Mayor W. H. Sheppard, who owned the Strathcona Hotel, and partners Tommy and W. E. Lines. The brewery was built in 1905. The partners moved their brewery to the rail lands in Oliver in 1913. The Rossdale building, which had served as the home of the Arctic Ice Company, had been damaged in the 1915 floods and was in a sorry state.vi

When on the scent of a good deal, William is tenacious. He writes:

I replied “Oh well – why don’t you give me the Eiffel Tower to sell – it would be just as easy.” I really thought so at the moment: the brewery was a wreck – windows broken – all plumbing frozen up & the lower stor[e]y full of ice. Prohibition was then in force & had been since 1916. A few days later I had to go to Calgary & on the train coming back Milton Martin and Frank Ford got in in Red Deer. In the course of conversation Frank said he had heard on good authority that there was to be a plebiscite on prohibition shortly – I thought of the brewery & the 3 of us felt hopeful that the stupid law would be licked. Next day I found out that definitely there was to be a plebiscite on a certain date & called in again to see Frank Pike. I didn’t want to appear to be too friendly – just so so & said “Were you bluffing when you said to sell the brewery for 2500.00?” He replied, huffily, “No I don’t bluff about such matters.” I said, “Would the Bank give us option for 4 months for 2500.00 – option money to apply to purchase price?” (a 4 month option would exceed the plebiscite by four days) he said “Yes they would.” I gave him my c/c for 100.00 to bind the bargain with the assurance that 2400.00 would be forthcoming as soon as the option papers were ready.

Legislation to end Prohibition was passed in 1923 making the investment viable. William then had to find investors to make up the purchase price of $2,400, which proved difficult because, as he says, most of his friends and associates were broke. He talked to about 50 prospects by phone pitching a $100 buy-in, and succeeded in getting 25 to sign on. They then established a syndicate. William terminated his business with partner MacKinnon and set up a family owned one, William L. Wilkin Ltd, involving his sons but his focus was on the brewery. Just as his deal with Pike was firmed up, William heard of a rival bid from George O’Conner for $75,000, which he felt put Pike in an awkward position. Thankfully, Pike stayed with the syndicate. When it seemed that things couldn’t get more complicated, they did. Another bid for $75,000 came in addressed directly to William’s newly-formed syndicate. They were split. He writes:

We had a meeting of the 25 Syndicate members & some headed by Milton Martin, wanted to sell for 75000.00 & with some others Chattell, Whyte, Chard, Lessard et al) wanted to hold – form a joint stock Coy – and make a going concern of it . After a lengthy & heated argument we put it to a vote & our crowd won by a narrow margin.

William then got busy getting the paperwork in place to set up the company (New Edmonton Breweries Ltd.) because a prospectus had to be submitted to the Utilities Board. They did this and got the green light; Arthur Carpenter became chairman of the Board. Company requirements were that all monies from shareholders had to be deposited in a trust account at the bank until $100,000 was reached (this figure was specified by Carpenter); William and some of the other shareholders tried to talk him down to $50,000 without success. After weeks of hard selling, the magic figure of $80,000 was reached and they stalled. One of the shareholders, a civil servant, asked for his money back and William gave it to him (the former shareholder would later whine about this when the company became successful). William writes:

As it was things were pretty desperate – no more good prospects of buyers of shares in sight, & the owners of the opposition local brewery (now Edmonton later Sicks) spreading rumors that our brewery – having been empty so long – was badly infected with a mould that would ruin any beer brewed there – for years to come – perhaps forever! It was an anxious time so much so that Whyte & I talked Geo Kirkpatrick – Manager of the Imperial Bank (when we had a bit over 80000.00 in a Trust a/c) for a quick loan of 20000.00 to let us go to allotment - & start things going. After quite a lot of talk we got it & a very heavy load was lifted.

The opposition was, of course, W. H. Sheppard, owner of the aforementioned very successful Edmonton Brewing and Malting Company located in 1913 in a purpose-built “feudal-style beer castle” at 104 Avenue/Stony Plain Road and 121 Street.

Having got the finances in place, William concentrated on renovations to the building and finding a talented brew master. He consulted the local agent for the financial firm Dun & Bradstreet for names of firms in Canada or the US that supplied brewery equipment. He wrote to a firm in Chicago and they assured him that they could provide him with all of the equipment that he needed. The US was in the midst of Prohibition, which lasted much longer there than in Canada (1920-1933), and breweries were interested in helping Canadian counterparts up their production. What was unsaid was that some of this production could be transported to the US illegally by rumrunners! At the time, American breweries could only make 2 percent or “Prohibition Beer.” Dun & Bradstreet also recommended the head brew master for Schlitz of Milwaukee whom they indicated was fed up with his job thanks to Prohibition. The brewmaster, a Mr. Kerber, came to Edmonton to look over the brewery and found everything satisfactory. He took the job and $15,000 in shares. William writes: “Kerber was a past master in everything connected with the business & in jig time had the place equipped in first class style & beer brewing. From then on we never looked back & in a couple of years were paying dividends.”

After the initial years in Rossdale, in the mid-1920s, the North West Brewing Company moved to a large, purpose-built building located on Saskatchewan Drive in Strathcona (today 10542 Fort Hill). The property has an interesting background. In 1894, Robert and Alice Ochsner arrived in Edmonton from Ontario and started the South Edmonton Brewing Company (the oldest in Edmonton), which later became the Strathcona Brewing and Malting Company Limited.vii The brewery made it into the November 1906 issue of The Western Brewer and Journal of the Barley, Malt and Hops Trades, which includes US and Canadian content. The short entry on page 563 notes: “The Strathcona Brewing & Malting Co., Strathcona, Alberta, are practically rebuilding their brewery, the improvement consisting of a new brew house, wash house, racking room, stock house, machine and boiler house, plans for which are being drawn by Bernard Barthel, architect, Chicago.” What made the site particularly attractive was that it had an artesian spring with pure water for brewing. The Ochsners had a going concern but, by 1907, they were ready to leave the business and did a swap with William Anthony Stoughton for the Bittern Lake Ranch southeast of Edmonton. Stoughton was a minor British aristocrat who arrived in Alberta and filed for a homestead in 1893 and had a grand house built on it in 1897. Stoughton ran the Brewery for a time before returning to the UK; the building was sold.

The North West Brewing and Malting Company, 1932, City of Edmonton Archives EA-160-868.

While other businesses were suffering as a result of the Great Depression of the 1930s, William notes that the family firm (real estate and insurance) and the North West Brewing Company were a great success. He writes:

The hungry 30’s were eased very considerably by the dividends & other business WLH & Co got from NWB [North West Brewing] Ltd. In fact during those few tough years we were building up a new business. For a time Bill – then about 18 – worked in the Brewery – to get an insight into the business – with a view to getting an executive job later on. This didn’t happen – I am glad to say – as he & Bob now have full time jobs running W.L.W. Ltd. Bill however is now President of the same brewery under a different name (the brewery – not Bill) it having become one of the chain of breweries controlled by E. P. Taylor through the Argus Coy.

In order to negotiate a deal, after meetings at the MacDonald Hotel in the early 1950s, William went to Toronto to meet directly with Taylor and iron out the details. William wanted $15 a share and initially Taylor said this was too much. The deal making continued as follows:

I met E.P. at the offices of O’Keefe’s Brewery (one of his string of breweries) & we discussed matters from soup to nuts & came to the conclusion – E.P. would pay 12.00 a share in NWB for control & as many more shares that were offered. I said that I felt sure that control could not be got for under 15.00 a share. E.P. said can you guarantee control at 15.00 – I said in a month I can say yes or no definitely & if yes it will be with the proviso that you take as many shares over control that our clients may wish to sell at 15.00. E.P. said 15.00 is too much but I’ll think it over & again you may be sure anything that I do with NW would be done through your office.viii

The deal ultimately went through but not without a battle royal and an interim step. Early in 1952, William and his wife were on a holiday in South Africa and, on their way back with a stop to visit family in England, his son Bill telephoned him from Edmonton as follows:

The gist of his message was that Milton Martin with the help of Jack Patterson had – on the quiet – assured E.P. Taylor that he could get him control for 12.00 a share & before Bill had heard of it they had corralled a goodly number of shares at that price. Bill – with the help of Dennis Yorath & some others immediately got busy & got Jim Cross of the Calgary Brewing Coy – into the picture (at that time Calgary Brewing also wanted control – but more so, wanted to keep E.P.’s string of breweries out of the Province). After a fierce battle prices went up to 23.00 a share & Jim Cross got control – at an average price of about 17.00 to 18.00 a share – about 5 or 6.00 a share more than they were actually worth in dividend earning bases. WLW Ltd cashed in on this for a nice bundle & our friends did likewise.

J. B. Cross purchased the company in 1953 and renamed it Bohemian Maid Brewing Company; however, Taylor would ultimately gain control of the Cross breweries, in 1958, for $30 to $40 million to consolidate his empire. The Edmonton facility became an O’Keefe Brewery and was eventually shut down. In 1974, the empty building became the City of Edmonton Artifact Centre.

Having fought in the First World War “for King and Country,” William mentions the enlistment in the Second World War of two of his sons as follows:

Bob & Dick joined up in the Air Force. They were both Pilots when they enlisted – Bob having a private pilot’s licence. However on account of being color blind he could not qualify as a pilot in the Air Force – so took on the job as Equipment officer. Dick was a pilot & saw a lot of action as his 7 medals indicate. Bob – being a ground officer (much to his disgust but not mine!) didn’t have a chance to pick off decorations but did a lot of good work according to some R.C.A.F senior officers I knew. Early in September 1943 we got a wire to say Dick was missing. We knew he had been in very hazardous jobs for some time – flying a Halifax to France & other points to equip & transport members of the underground. He had a crew of 6 - & no escort in any of his trips. For a time we had hopes he had been picked up by the underground – but in Dec 1943 we were notified that his body had been washed ashore at Terschelling – Holland. The great many letters were received from his brother officers were lovely tributes to the dear boy’s memory.

With respect to his property development activities through the family company, he says virtually nothing; perhaps he thought readers would be more interested in the higher-profile brewery company story. He does, however, describe a major building acquisition as follows:

It was early in 1942 that I happened to remark that I was fed up with the office being on the 7th floor of the Tegler Bdg & would like to get a place on the ground floor in a good location preferably on Jasper. My wife perked up & said (looking very wise) – “Why don’t you get the old Molson’s Bank? It’s been empty a long time.” This was owned by Banque Canadien National who were closing out their branch here & had a man in a 1 roomed office in the Gariepy Block closing up details – collections, etc. I went to see him next day & after a bit of dickering bought the place – (3 stories & basement 40’ X 80’ & lot 40’ X 150’) for 50000.00 – terms 10000.00 cash & balance 500.00 per month with 5% on deferred payments. I moved the office from the Tegler Bdg to the Bank premises (on the ground floor) & sorted the 2 upstairs stories as offices. Taking a fair rental for our office spaces – plus the rental for upstairs – also for the basement – the total came to a bit more than the monthly payments we had to make. We christened it the Wilkin Building & occupied it for about 11 years when we sold it for about five times its cost – including rentals received.

The Wilkin Building, as it was named, was located at 10079 Jasper Avenue and no longer exists. In an article titled “Edmonton’s Lost Banks,” Lawrence Herzog noted: “In 1914, Edmonton had 26 banks, and most of them were on Jasper Avenue. They included Imperial Bank, Bank of Toronto, Dominion Bank, Bank of Nova Scotia, Merchants Bank, Molsons Bank, Bank of Ottawa, Bank of Montreal, Quebec Bank, Banque Jacques-Cartier, Standard Bank and Royal Bank of Canada. There were trust companies, too, like Canada Permanent and National.” In the 1950s, Canadian banks were destroying their early, neo-classical style buildings and this included the banks on Jasper Avenue.ix In the Henderson’s Directory of 1958, William took out banner ads advertising his real estate and brokerage business – W. L. Wilkin Ltd.

The Buena Vista Park land that William either gifted or sold to daughter Bette and son-in-law Dennis Yorath is unmentioned. As befitting a prosperous businessman, the initial Wilkin family home was a large, three-storey house located on 123 Street and 103 Avenue. In the mid-1940s, William built a house at 10314 Connaught Drive in Old Glenora. He lived there with his wife Hilda until his death at the age of 97. The house was then sold and torn down.

After a life of wheeling and dealing, he enjoyed retirement and recounts that from the 1950s, he and Hilda travelled to South Africa, the Bahamas, Hawaiian Islands and destinations in the US to get away from the cold. I will give the final word to him with respect to the Edmonton/Calgary rivalry:

Looking back over the years – from 1892 – I feel that it is a privilege to have been able to watch the development of this Western Country. Winnipeg when I first saw it was in the doldrums just recovering from a boom. The slump must have come with a bang as witnessed by the half finished buildings standing with no money to finish them – not quite but almost a ghost-town. At that time (1892) the leading towns ranked in importance Winnipeg – Vancouver – Calgary & Edmonton. Now, according to latest statistics – they are Vancouver, Edmonton, Winnipeg and Calgary. Vancouver being the main Pacific port & having a milder climate than the rest has forged ahead. It is also reputed to be the main dope peddling City on the Continent! This may – or may not – have helped – or hindered its progress!! Edmonton – thanks to unbounded resources (not overlooking oil) & a stable government (hats off to Manning) has gone ahead in leaps & bounds. Until a very few years ago Edmonton always trailed Calgary.

Winnipeg is still the distributing point for a very large area – the most of Manitoba & North – but losing the Grain Exchange was a bad crack. Also the climate is not what one would salubrious!

Calgary will always go ahead. Their people are wonderful boosters & in spite of never having had as many natural resources as Edmonton they kept ahead of Edmonton until a few years ago. The spirit of Calgary I admire a lot. That reminds me of a run-in I had with the late George O’Connor some years ago. We were walking down to our offices one fine Summer morning – got on to the subject of Calgary & George said “I can’t understand how it is that Calgary keeps ahead of us.” I said “That’s easy – the Calgary people get out & sell Calgary to the world & we – with twice as much to sell – keep our traps shut & expect a Fairy Godmother to work out our Salvation.” Then things got hot & George said to me “You think so d—much of Calgary – why the hell don’t you go & live there?”

_____________________________________________________________

i I would like to thank the Yorath families for generously sharing with me a range of archival materials relating to their history.

ii Hiram Lendrum is a member of the Lendrum family headed by Robert Lendrum. According to the entry in the City of Edmonton Archives, “Arthur Lendrum moved to Edmonton in 1892 to engage in farming, as there was little survey work. His farm property now makes up the Lendrum Place neighbourhood of Edmonton. About 1896 he left the farm to engage in survey work for the government around Edmonton. He was still surveying, when he slipped on a sidewalk, resulting in a fractured hip, from which he died shortly afterwards on February 27, 1912. His wife had died on July 25, 1911 and they are both buried at Mount Pleasant Cemetery in Edmonton.”

iii I wrote an article titled “Edmonton: ‘Unwanted Officers’ Make Do During the First World War,” for the Edmonton Journal in 2014 as part of their commemoration of the First World War.

iv City Council Minutes of February 14, 1921 reflect a motion to purchase Lot 184, Block 11, H.B.R “sold to City at tax sale, for legal costs and taxes” on behalf of J. R. McPhadden, by Wilkin Hunt & Kilburn, City of Edmonton Archives, URL: https://cityarchives.edmonton.ca/uploads/r/city-of-edmonton-archives/d/4/1/d41fde04533fe4fed8d05c5f2ce71892b61e081c4f2770efff2f87376ad55e5b/1921CityCouncilMinutes_meetingno10.pdf, retrieved January 14, 2022.

v See Lawrence Herzog, “Oliver’s Beer Castle,” April 16, 2015, Edmonton Heritage Council, Edmonton City as Museum Project, URL: https://citymuseumedmonton.ca/2015/04/16/olivers-beer-castle/, retrieved January 12, 2022.

vi Rossdale Brewery, Alberta Register of Historic Places, URL: https://hermis.alberta.ca/ARHP/Details.aspx?DeptID=1&ObjectID=4665-0448, retrieve January 12, 2022.

vii Glen Bowe in a blog posting on January 1, 2021, titled “The Bittern Lake Ranch,” in Glen’s Travels: History, Photography, and Travel in Western Canada provides information about the Ochsners and Stoughton and their swap of the Strathcona Brewery and Bittern Ranch. See, URL: https://glenbowe.home.blog/2021/01/01/the-bittern-lake-ranch/, retrieved January 24, 2022.

viii Anon., “The Craft Beer Movement in Canada,” Steam Whistle, June 26, 2015: “Between 1930 and 1940, E.P Taylor acquired 30 Canadian breweries. The shares of the company were eventually sold to Rothmans/Pall Mall for $28.8 million in 1968 and was renamed Carling O’Keefe after the biggest breweries taken over during the expansion. Rothmans went on to sell 50% of their shares to Elders IXL who merged with Molson to become part of Molson Coors Brewing Company. By 1950 the number of breweries was driven from 150 down to 5.” URL: https://steamwhistle.ca/blog/the-craft-beer-movement-in-canada/, retrieved January 9, 2022.

ix Lawrence Herzog, “Edmonton’s Lost Banks,” Edmonton Heritage Council, Edmonton City as Museum Project, URL: https://citymuseumedmonton.ca/2014/09/09/edmontons-lost-banks/, retrieved January 17, 2022.

#yeg #yegarts #edmonton #edmontonarts #YorathHouse #yeghistory

1 note · View note

sacriilegious · 5 years ago

Text

Our Canadian Immigration Story - What We Did and How We Did It!

Following a month and a half in Canada and the conclusion that we were never again in the midst of a get-away hit with a blast - we weren't going "home". Visit Website

I'd served more than 16 years in the Royal Air Force (RAF), so bidding farewell to a "sheltered" employment (and lifestyle) appeared to be strange. The last Christmas and New Year, the passionate family goodbye, even the single direction flight - everything appeared to be absolutely incredible! We thought that it was difficult to accept that more than 2 years of arranging had really happened as intended and we were beginning our new life close to Calgary. All things considered, it was valid. I was beginning my new position the following day and the temperature was a cool - 25ºC ! https://www.immigrationway.com/immigration-lawyer-toronto/

We had talked about living in Canada in incredible length after my significant other's sister had moved to Edmonton with her Canadian spouse and were getting a charge out of a way of life we could just dream of. We attempted a couple DIY evaluations to check whether we would qualify however got ourselves 1 point shy of the "pass mark" which was 70 around then.

We concluded that we'd need to enlist a migration proficient. At the point when we opened up the Immigration Newspaper "Canada News", the primary advert we saw was Access Migration Services who offered a free appraisal. We addressed Kerry Martin and talked about our musings. We got the appraisal in the post, filled it in and returned it the following day. Kerry concluded that we had a decent possibility of qualifying thus offered us a no visa no expense contract thus the procedure started.

We were immersed with structures and surveys and set to exploring altogether what everything involved. I gathered my capabilities and sent them to IQAS in Edmonton for a Canadian equivalency. At that point I reached Transport Canada to check whether my air ship support licenses were legitimate. They weren't, however I would have the option to sit a few tests, give my full vocation history and work for at least a half year in Canadian Aviation. It didn't appear to be really awful considering I was wanting to move landmasses! We needed to send off for police checks from Germany, the UK police and the RAF police to demonstrate we had no criminal records, when they were back we could present our application.

It was declared that the Canadian Immigration visa framework was evolving; nobody realized what might occur or when it would become effective. Kerry kept us educated and was extremely consoling during an inconvenient time. I needed to place in my year and a half notice to leave as the Immigration specialists required a leave date from the RAF - seventeenth Feb 2003 was the date we picked.

We viewed the repulsiveness of September eleventh unfurl; the avionics world fallen and with the remainder of the RAF, I ended up engaged with the Afghan War and the unsteady world atmosphere that pursued.

We figured out how to go through about fourteen days at Andie's sisters in Calgary during October 2001, fitting in quad biking, climbing, excursions to Banff, and furthermore survey show homes. We were figuring out southern Alberta and its chances. On our way home the carrier (Canada 3000) failed as we flew into Gatwick on it - another terrible sign for my future work.

With the police checks total, we sent the application off to Kerry, who returned expertly gave administrative work supporting reports for us to sign and come back with the High Commission charges. The new Canadian Immigration framework was at long last reported with stricter point scoring that was back dated to all applications got after December eighteenth 2001. Our own had landed there on nineteenth December!!!! We wouldn't qualify under the new principles; Kerry consoled us that as the new framework hadn't been sanctioned by parliament it wasn't unchangeable.

The specialists called it quits after dangers of legitimate activity by a few Canadian Immigration Lawyers, the cutoff date was set as June first 2002. All applications handled before then would be under the old standards - we were back in with an opportunity. In Feb. 2002 our document number showed up - we were being handled; we held back to check whether we were to be required a meeting, acknowledged or declined. The hold up was insane - Kerry kept us occupied with normal data mailings on Canada, the consoling voice on the finish of the telephone merited the charge in itself. Andie's sister was additionally occupied in Calgary calling around to build up purposes of contact for me. I had begun to take a gander at other business and started some task the executives courses. Likewise with my air ship support licenses I before long understood that UK capabilities wouldn't promptly move to the Canadian framework. I reached the Southern Alberta Institute of Technology (SAIT) and discovered they had an amazing educational program of courses including a few Project Management contributions and some incredible specialized pre-business courses that had a decent history of the up-and-comers discovering work in the field of decision.

The get left the blue: we had been acknowledged dependent upon Medicals and were not being required a meeting! The closest endorsed facility was in Oxford, Andie called promptly, the principal arrangement was two months. We put the house available - we had to realize it was sold before we could anticipate moving. On the off chance that we bombed the medicals we chose I would in any case leave the RAF and we would move away from the territory. Andie's folks would give us a chance to remain with them on the off chance that we sold the house.

We put the house available toward the finish of June 2002 - and had a purchaser in 3 days. The date of offer was set for the 31st August and we would move out on the 29th. We couldn't accept our karma, yet it wasn't to be all plain cruising! The facility called first, they had twofold reserved us and we'd need to hold up an additional two months. Andie had "somewhat of a visit" with them and they at last consented to crush us in as an additional arrangement after a warmed discussion!

Every one of the 4 of us needed to have medicals - the children didn't have x-beams or blood tests yet we each had 40 minutes with the specialist, hearing and circulatory strain tests. Despite the fact that there were no medical problems to the extent we realized I figured out how to worry about the entire arrangement and wound up bombing the circulatory strain test. Aside from the humiliation, I needed to have a cardiograph to ensure I was alright. This postponed the medicals being sent back by seven days as the cardiograph must be investigated by a cardiologist. I didn't feel excessively cunning!

We looked at the changed transporting offices. Kerry prescribed PSS shipping - a family run business with a decent notoriety and a decent statement. At the point when we called to book we had nearly left it past the point of no return. They figured out how to fit us in as we just had a moderately little burden to transport. We conceded to a common holder for the transportation on a way to entryway administration. They would land to pack everything on the 28th August. We just trusted the Medicals were OK!

While I was sent away with the Air power, the house deal had slowed down because of a contention between the attorneys! We couldn't sack them as then the entire procedure would need to begin again and there would be zero chance of us making a cutoff time for a money move we had booked. There were enormous punishments for missing the date. We couldn't drop the expulsions at such a surprising bit of news either, as it also would bring about enormous punishments. So we were confronting moving out to Andie's folks and going out void while as yet paying the home loan, duties and bills. Over that the protection was substantial for 30 days once it was vacant and we were set up for flights to Calgary to go house chasing!

In the end, Kerry called with the news that we were acknowledged and simply needed to sign a few reports and send in our travel papers and photograph's to guarantee our visas. Finally the help of knowing removed the house bad dream for a day or two. The date was set - January eleventh 2003. There is just a multi month window where the structures were substantial so we chosen to send the administrative work off once we had come back from Canada as the house show was beginning to end up genuine. We were going to embark to Canada for a month with the house deal still in limbo. We figured out how to pick up affirmations that things were moving in the background and that all eventual finished in time for our cash move, everything we could do was load onto the plane and trust in the best!

In Canada, we were prescribed a neighborhood real estate agent (Estate Agent). He helped us discover a plot of land and legitimate developer to assemble the place we had always wanted. We orchestrated a home loan (with 35% down you don't have to have work for endorsement) and conceded to the arrangement - every one of that was missing was the money! In the long run, the house deal experienced, the cash landed into our Canadian bank in 72 hours. I was shocked (and grateful) at how the exchange went predictably. The time had come to spend!!!! We went in to sign the house manage the real estate professional and worked out the house buy understanding. The real estate professional took care of the considerable number of arrangements for our benefit yet constantly ensured we consented to everything. We put down the 10% store expected to verify the arrangement (the rest is paid at ownership) and put the house building process into apparatus.

The day after we returned, we got together our archives and photograph's and sent them recorded conveyance to the High Commission in London. It would take roughly 3 weeks to process and after that we'd be en route.

We explored and picked the transportation organization for our Golden Retriever which would cost us more to send than our single direction tickets! These single direction flights were reserved for the eleventh January 2003 and it appeared to be bizarre paying more to deliver a canine than a group of four! The rest they state, is history!

We've been here year and a half now and can sincerely say it has worked out superior to anything we had ever envisioned. The initial 8 months or so had more worry than I have ever had previously and times were amazingly hard yet now we are settled it's difficult to envision being back in the UK. The air is spotless, view astounding and there is such a great amount to do there's no extra time! The lager isn't excessively sharp however you can't have everything!

I trust this will give you a knowledge into Canadian Immigration and move as opposed to upset!! In the event that you choose to give it a go - good karma!

0 notes

thingsmk1120sayz · 5 years ago

Text

This day in hockey history, June 28th 1985, the Detroit Red Wings signed undrafted free agent Adam Oates, after he had played three years of college hockey at RPI. How many scouts mumbled "Ooops" while watching Oates play 1337 NHL games, scoring 341 goals and 1079 assists for 1420 points?

As a college player, Oates was a standout forward for the RPI Engineers. He set single-season school records for assists and points and was named an Eastern College Athletic Conference (ECAC) all-star and National Collegiate Athletic Association (NCAA) All-American in both 1984 and 1985. He was selected as a tournament all star in helping RPI win the 1985 national championship.

Oates was the NHL's second team all star center in 1990-91 and holds the NHL record for most points all time of any NCAA player.

He played 19 seasons in for the Detroit Red Wings, St. Louis Blues, Boston Bruins, Washington Capitals, Philadelphia Flyers, Mighty Ducks of Anaheim and Edmonton Oilers.

Oates was one of the NHL's great playmakers, a style that he credits his father as encouraging: "It was just kind of our family talks: 'If you can be unselfish, your teammates will always like you.' And it just kind of became my role, where I was obviously trying to please my dad, growing up and becoming a playmaker out of that." Oates' father, a British immigrant, idolized Stanley Matthews, considered one of the greatest soccer players of all time and hoped that his son would adopt a pass-first mentality similar to Matthews.

Oates established himself as a full time NHL player in 1986–87, scoring 47 points in 76 games. He improved to 54 points in 63 games the following year despite missing a month due to a groin injury, and finished third in team scoring with 78 points in 1988–89. However, Detroit made changes following a first round loss in the playoffs; Oates, along with Paul MacLean, was traded to the St. Louis Blues on June 15, 1989, in exchange for veterans Bernie Federko and Tony McKegney. The deal, which is now considered one of the worst in Red Wings' history, left Oates "heartbroken" to leave his first NHL club.

The Blues made Oates their first line center and played him alongside Brett Hull. The pair, dubbed "Hull and Oates" as a play on the band Hall and Oates, put up prolific offensive numbers. In 1989–90, Oates topped the 100 point mark for the first time in his career with 102 points. He improved to 115 in 1990–91 NHL season. He helped Hull score 72 and 86 goals those seasons, the latter the third highest in single-season total in NHL history. Oates was named to the second all-star team following the season and played in the 1991 All-Star Game.

"The year he scored 86, it was just magical. It was one of those years, wherever we went Brett would score two goals or a hat trick. It was just fantastic. I can't believe we only played together 2½ years because it felt like 10. It was just so special. We just really hit it off as buddies, friends. We played the game the same way; the chemistry was just excellent;" Oates recalled.

He led the NHL in assists three times,1992–93, 2000–01 and 2001–02 and finished in the top ten in 12 seasons. He is the only player in NHL history to center three 50 goal scorers, Brett Hull, Cam Neely and Peter Bondra. His teammates praised his consistency, noting that Oates continued to score points at an elite level when he did not have star players as linemates.

Boston teammate Raymond Bourque suggested in 1994 that Oates was underrated: "I think a lot of people take what he does for granted. He does it in a quiet way. He's not a flashy guy. He's not looking for attention, he just goes out and does it. He's the best centerman I've been around. I never knew he was this good playing against him because I didn't see him this much."

Oates was able to score himself, reaching the 20 goal mark five times, including a career high 45 in 1992–93, a season in which he led the league with 11 game-winning goals.

At the time of Oates' retirement, his 1,420 points was the 13th highest total in NHL history, and his 1,079 assists ranked 5th. He played in five NHL All-Star Games and was a six-time finalist for the Lady Byng Memorial Trophy for sportsmanship and gentlemanly conduct on the ice.

#hockey #vintage hockey #old time hockey #hockey history #vintage #history #Detroit red wings #Boston Bruins #st louis #st louis blues #blues #retro hockey #Brett hall

0 notes

hopeimmigration-blog · 6 years ago

Photo

Best Canada visa consultant in Karnal, Edmonton. Hope Immigration Offers Canada visa consultancy services. Apply spouse study visa, work visa by best visa agents.

#canada visa consultant karnal

0 notes

immigrationnationinc · 6 years ago

Link

Immigration Consultant Edmonton - Certified Immigration Consultant

9038 51 Ave NW Suite 206 Edmonton T6E 5X4

Phone: 780-800-0113

Email: [email protected]

Website: https://www.immigration-nation.ca/

#immigration consultants #immigration consultant edmonton #best immigration consultant in edmonton #canada immigration agents #immigration services edmonton #immigration consultant near me #lmia edmonton #immigration help edmonton #immigration edmonton #Immigration Nation #professional immigration #Immigration help #immigration

0 notes

choiceimmigration · 2 years ago

Link

2 notes · View notes

snowfield-immigration · 3 months ago

Text

Top Immigration Consultants in Edmonton: Your Trusted Experts for Spouse Open Work Permits

Navigating the complexities of Canadian immigration can be challenging, especially when it comes to securing a Spouse Open Work Permit. For those looking to join their spouse or partner already working or studying in Canada, finding the right guidance is crucial. If you're searching for reliable assistance, Snowfield Immigration, one of the best immigration consultants in Edmonton, offers expert services to help you achieve your immigration goals.

What is a Spouse Open Work Permit?

A Spouse Open Work Permit allows the spouse or common-law partner of a Canadian citizen, permanent resident, or international student to work in Canada without needing a job offer or Labour Market Impact Assessment (LMIA). This permit is a fantastic opportunity for families to reunite and thrive together in Canada.

The process, however, can be complicated. That’s where an experienced immigration agent in Edmonton comes into play, ensuring your application is handled correctly from start to finish.

Why Choose Snowfield Immigration?

When it comes to Canada immigration in Edmonton, Snowfield Immigration stands out for their personalized approach and commitment to client success. Their team of seasoned professionals understands the intricacies of Canadian immigration laws and is dedicated to providing exceptional service to individuals and families looking to obtain a Spouse Open Work Permit.

Expert Guidance for Spouse Open Work Permit Applications

Snowfield Immigration offers comprehensive support throughout the application process. From initial consultations to the final submission of documents, their expert consultants ensure that you meet all the necessary criteria and deadlines, increasing the chances of a successful application.

Their in-depth knowledge of Canada immigration in Edmonton allows them to tailor their services to each client's unique situation. Whether you're applying from inside or outside Canada, Snowfield Immigration provides the guidance you need to navigate the Spouse Open Work Permit application with confidence.

Benefits of a Spouse Open Work Permit

A Spouse Open Work Permit provides several advantages to both the applicant and their family. Some of the key benefits include:

Work Flexibility: With an open work permit, you can work for any employer in Canada, giving you the freedom to explore various job opportunities.

No Job Offer Required: You do not need a job offer or an LMIA to apply for a Spouse Open Work Permit.

Family Reunification: The permit allows you to live and work in Canada while being close to your spouse or partner.

Pathway to Permanent Residency: In many cases, holding a Spouse Open Work Permit can contribute to your pathway toward becoming a permanent resident of Canada.

Choosing the Right Immigration Agent in Edmonton

Choosing the right immigration agent in Edmonton can make all the difference in your immigration journey. With Snowfield Immigration, you get access to a team of experienced professionals who are well-versed in Canadian immigration regulations. They take the time to understand your individual circumstances and offer tailored solutions to help you achieve your goals.

Their exceptional track record, coupled with their commitment to providing clear communication and timely updates, makes them a trusted choice for individuals seeking the best immigration consultants in Edmonton.

Final Thoughts

Applying for a Spouse Open Work Permit can be a life-changing opportunity, but it’s essential to have the right support system in place to guide you through the process. Snowfield Immigration, a leading name in Canada immigration in Edmonton, is here to help you every step of the way.

Their dedication to offering expert, personalized services has earned them a reputation as one of the best immigration consultants in Edmonton. If you're ready to reunite with your spouse and build a future together in Canada, Snowfield Immigration is the partner you can trust for a smooth and successful application process.

#canadaimmigration #expressentry #immigration #canada #workpermit #canadacalling #canadianeducation #canadian dreams #canadian journey #immigration service

0 notes

immigration-consultant-edmo-blog · 5 years ago

Link

Move through Express Entry. The application procedure for well known immigrants who need to settle in Canada for all time.

#Global Immigration Edmonton #Best Immigration Consultant Edmonton #Immigration Consultant Edmonton #Canada Immigration Consultants #Immigration Services Edmonton #Canada Immigration Agency #Visa Consultant Near Me #Immigration Agent Near Me #Immigration Agent Edmonton #Regulated Canadian Immigration Consultant #Immigration Consultant Near Me

0 notes

footballghana · 5 years ago

Text

Alphonso Davies: From refugee camp in Ghana and becoming a Bayern Munich star

Alphonso Davies' stellar first season at Bayern Munich caught the eye and earned him a new five-year deal - but his determination to succeed was forged in an upbringing shaped by war and poverty.

From moving across the world to start a new life aged five, to being chased by Manchester United, to rewriting the books of sporting history in North America and now shining in Germany, here is the story of Alphonso Davies, as told by some of the people who know him best.

"If I look back, where we came from, a refugee camp with no food, no clothes, and now here we are today. I'm proud of him."

The year is 2000, but there is little fanfare for a new millennium in Buduburam. This Ghanaian refugee camp, often compared to a prison by its residents, is a haven for immigrants from neighbouring Liberia, fleeing a second civil war in a decade.

Most people here have harrowing tales to tell - many too graphic to recall, some to even consider. But one ray of happiness belongs to two of the camp's newest residents, Debeah and Victoria Davies, who have just given birth to a son, Alphonso.

The thought of bringing up their newborn in their home country, in an environment where carrying a gun has become a necessity, is too much to bear. "At home in Liberia, you had to cross over bodies to go and find food," Victoria later recalls. "It was very scary. The best thing was to get out."

You may recognise the name of their child. Less than two decades later, he will light up Stamford Bridge dressed in the shirt of one of the world's most decorated clubs, Bayern Munich - having already been courted by Manchester United even before his professional debut.

"What a player this boy is," the commentator will proclaim as Davies leaves the Chelsea backline in his wake.

But for the first years of his life, Alphonso Davies will go without school, sometimes with scant food too, with the young family's minimal income barely enough to support them all.

"It was safe in Ghana," says Debeah years on, looking back more fondly than he might on the family's time in Buduburam. "But it was hard to live there. We were worried; people starve in the camp, not just in the war zone.

"For us, we can drink water and sleep. But Alphonso couldn't make it. Every day we had to make sure we had something for him to make it in life."

At the end of that special night in London, it will take coaxing by striker Robert Lewandowski, a man far more at home in the spotlight, to convince Alphonso to take in the adulation of Bayern's fans before he disappears down the tunnel.

He will still be the same shy young man who began life in that camp, who has grown and matured with responsibilities few his age ever have to deal with, and forever holding that reminder from his parents - for whom life in Buduburam is all too memorable. How different it all could have been.

It took five years to finally see life outside of Buduburam. The family's route out of Ghana and poverty came via a place on a re-settlement programme to Canada, where a school-aged Alphonso soon found a love of football.

Having played for a number of teams around his city of Edmonton, Alberta, he joined the Edmonton Strikers, coached by IT professional Nick Huoseh, who had only taken the reins to help his son's team out when they needed a manager.

"Alphonso was always the quiet one," Huoseh told Sky Sports. "If I walked into a room, it was like a drill sergeant had just arrived.

"His mom and dad worked all hours of the day since they'd moved to Canada, so when he came back from school, he'd be taking care of his younger brother and sister.

"He was changing diapers before he was a teenager, warming up milk and whatever else. At a very young age, he was taught to be independent and responsible in a way most other 11-year-olds aren't doing."

Of anyone in his career, Huoseh still knows him better than most. "I kind of raised him a little bit," he smiled.

Alphonso spent as many as five days a week in the Huoseh household while his parents worked and he looked after his young siblings. While in many ways a surrogate carer to his young brother and sister, he could not do it all on his own.

Eventually, Alphonso began to come out of his shell. But he remained a thoughtful, respectful young man - as well as an increasingly talented athlete.

His parents would not let him forget the mantra they had drummed into him as a boy. "I was always talking to him," said Debeah. "Son, don't follow bad friends. Don't be a bad guy. If he joins a bad crew, it's over to him but I know he's not going to do that."

View this post on Instagram

My Familia❤️👑

A post shared by A D 1 9⚡️ (@alphonsodaviess) on Nov 5, 2018 at 10:07pm PST

That added responsibility, whatever the weight it put on Alphonso, would give him an intangible boost on the pitch as his game developed. Already one of Alberta's best track sprinters of his age, his footballing technique started to turn heads too.

"He was like a sponge," said Huoseh. "With his maturity, he would absorb information a lot quicker, and capitalise on it too, a lot better than most of the boys."

It would not be long before professional clubs, at home and abroad, began to take note.

When the Vancouver Whitecaps offered a 14-year-old Davies a place on their residential academy scheme, his parents were not convinced - but he had earned their trust.

"I was afraid," Victoria told the club's YouTube channel. "I had seen some kids on the street, what they're doing. I didn't want him to become a bad boy. But he promised me - I will not go to Vancouver and change. I will make you proud."

By this point, an in-demand Alphonso needed an agent. Hopeful suitors were already sending boots, shirts and other gifts - enough to turn any teenager's head. But when Huoseh, still helping the family look after their son from a distance, laid the first contract in front of his parents, he was in for a shock.

"Can't you just do it?" asked Victoria. In spite of the promises of more luxurious gifts and lucrative contracts, it made sense to Alphonso to have Nick as a permanent mentor too. So that was that.

One more welcome admirer of Alphonso's talent was Manchester United's newly appointed North America scout, Jorge Avial. Here was a man who had watched the likes of James Rodriguez and Freddy Adu come through the ranks. Far from an easy man to impress.

But what started as a vague interest in another talented teenager on YouTube soon intensified when, less than a year after signing for the Whitecaps, Davies became the youngest goalscorer in the history of the USL, the North American second tier, barely 15 years and three months old.

"The first time I saw him it was a quick review, he was very athletic, had tremendous speed," Avial remembered fondly to Sky Sports.

"He looked good, but just one to keep an eye on. Later, just after I started working for Manchester United, I saw some videos of him when he had just started playing in the USL. Right away I got excited.

"I went to see him play and met up with Alphonso and Nick after the game. We went to a restaurant and from speaking to him, I knew right away he would be big, a big superstar here. I got the same feeling when I discovered Christian Pulisic, and took him to Chelsea for a trial. I told them he was just as good, if not better."

There was no doubt in Avial's mind that Davies had the talent. But where Adu and others he had seen in earlier years had faltered, there was something different about this teenager.

"It was about the kid as a person, as much as his talent," he said. "I saw he was a young boy wanting to learn, not the usual kid thinking about getting a brand new Porsche. Other kids wanted to become superstars, he just wanted to learn. It's very rare to see.

"When I believe in a player, I'm one of those guys telling my boss every day. I knew from the beginning he was going to be special, and little by little Manchester United started convincing themselves to look at the kid."

The Whitecaps knew they had a player on their hands too, and tied Davies down to a professional deal pronto, making him the youngest player in the MLS as a 15-year-old.

"I've seen thousands of players throughout my career, playing and managing, but you just know," Carl Robinson, who was then Whitecaps head coach, told Sky Sports.

"I thought he had a chance. Getting him into my training for the first time, he was 15 and with seasoned internationals who had played in World Cups. He wasn't out of place.

"He did things naturally, without me needing to teach him anything. It was one of the fresh things about him."

As Davies began to make his way in the MLS, Manchester United's interest soon firmed up but would prove more problematic than hoped. A three-week invitation to train at their Carrington base, organised through Huoseh, was vetoed by the Whitecaps who felt Davies was not ready. But with the teenager shining on the domestic scene, further interest was inevitable.

Huoseh put the feelers out among Europe's elite - and it was not long before Bayern were in touch with the Whitecaps about their young starlet.

"I met with one or two other clubs, but speaking with the Bayern guys and seeing their plan I thought it was the best place for Alphonso," he said.

"Honestly, I was being offered things that guys might jump on but Bayern had a small squad, Franck Ribery and Arjen Robben were retiring, and it was just a good fit.

"One of the English clubs, I asked about their plan for Alphonso, and they said they might put him with the second team, or send him on loan because they weren't sure if he would get a work permit.

"But with Bayern, it wasn't just a phone call. It was a PowerPoint presentation, put together by [chief scout] Marco Neppe and [sporting director] Hasan Salihamidzic.

"They showed his position on the field, where he was going to play, they showed how they had 19 players in their squad, play 50 something games a year, play a lot of matches a year and the average player plays 80 per cent of the matches."

In the end, that proved enough to convince player, club and agent that the Allianz Arena was the best place to continue his development. Perhaps it left Manchester United wondering what might have been.

"When Jose Mourinho was there, he really wanted him but it never happened," added Huoseh. "They waited and waited, and at the end I don't think they had the same vision and belief as Munich."

The first half-season following his January 2019 move yielded only 74 minutes in the Bundesliga, a mental stumbling block for a teenager used to breaking records left, right and centre. Huoseh urged Davies to stay patient, having found himself on the sidelines for the first time in what had been an exponential rise to that point.

But his chance would come, and more emphatically than he could have ever expected.

Injuries to defenders Niklas Sule and Lucas Hernandez in the early weeks of 2019/20 saw left-back David Alaba shifted into the middle of the Bayern defence, and a gap open up in his position. Could Davies' pace and physicality fit the bill?

One of Niko Kovac's final actions as head coach was to find out. Although he was sacked within a fortnight of that decision, his parting gift was among the finer ones of his reign.

Assistant Hans Flick took up the reins and kept Davies in the side. He was rewarded instantly. Alphonso was still as spongey as ever, and flourished in his new position.

Davies has since started every single Bundesliga game during Flick's reign, and moved from hot-shot Canadian youngster to one of the world's brightest talents in a few short months.

"We didn't expect it to go this quickly," Huoseh beamed. "I've read in the German papers people saying it's the best signing Salihamidzic has made. Having coached him as a kid, on and off the field, through to this - it's worth more than anything."

That performance at Stamford Bridge in March set eager ears this side of the Channel pricking up to Davies' emerging ability, but Bayern soon cut any rumours off at their source by tying him down to a new deal until 2025.

Club legend Oliver Kahn, now a member of its board, was one of many to add their congratulations to the teenager. "He brings an incredible amount to the table and we are sure that we will still have a lot of joy with him," he said.

🗣️ @AlphonsoDavies "I am very happy. #FCBayern is one of the best clubs in the world, and for me it's a dream come true to play here. I felt happy from day one. I want to win as many titles as possible with this club." #Davies2025 ✌👌✌🖐 pic.twitter.com/PgzLOLJAMm

— FC Bayern English (@FCBayernEN) April 20, 2020

Even such praise from on-high isn't likely to go to Davies' head. There is already an ambassador role in the pipeline to work with the United Nations to help improve the lives of refugees like Debeah, Victoria and himself. He is now a proud Canadian international too - and the Porsches are still far from his mind.

"I'm so thankful and grateful for what my parents have done," said the man himself in a typically quiet, reserved interview. "Throughout the years, they carried the family to a safe environment, a safe country and I'm so happy they did that for us.

"You came from nothing and you're coming to something. You've got to keep that mindset going."

For all the sacrifices Debeah and Victoria made, all the decisions to give a better life to Alphonso and his siblings, the beaming look of pride on his parents' faces, and the tears welling up in their eyes tell you they wouldn't change a thing.

"I just thank God for his life and his strength," said Victoria. "I want him to keep on doing what he's doing. He promised me before he left here. I know he will fulfil that promise."

Source: skysports

source: https://footballghana.com/

0 notes

spookyenemyperson-blog · 7 years ago

Text

Approx price for car insurance for 16 yr old?

Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback? Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback? BEST ANSWER Try this site where you can compare quotes from different companies: http://howmuchisinsurance.xyz?src=scoop RELATED QUESTIONS What are the top 5-10 cheapest car insurance? And which one is the cheapest? Spiritually speaking: Life insurance sales agent? I recently graduated with a BFA in graphic design and have put my resume on several job search websites. I keep getting emails from a company that sells life insurance wanting to set up an interview. I am just wondering what this field is like, starting pay, and daily routine, etc. Will leaving my low paying entry level graphic design job for an unrelated job hurt my career if I want to get hired by a big name design firm later down the road when they are hiring again? I want to punish the DNC for my high deductible health insurance, should I not vote at all or vote GOP in November? I want to punish the DNC for my high deductible health insurance, should I not vote at all or vote GOP in November? I want to choose my insurance instead? how will i know if there is a place for me in my insurance option How can I get medical insurance? I been diagnosed with Crohn s disease for a few years now so it s been very difficult trying to get any medical insurance. I was wondering how can I get it without any more problems? Buying GAP insurance after an accident? I had an accident of my financed car back in May, however I don t have any GAP insurance and I am worried that the insurance company will write my car off. If I buy GAP insurance now will they cover me for my accident back in May? The insurance company are taking forever and a day to sort it out and they haven t even looked at the damage to my car yet, I have only sent pictures as I am awaiting liability from the third party. Thanks Car Insurance (Geico) ? My parents don t have me on their insurance but I have a license does geico know I have my licence beccause I live with my parents? And by how much will they raise the insurance cost if they put me on? they put my sister on it a couple years ago and it went up $1000 Car insurance for a 1973 corvette? I m 14 now but am starting to work. I want to buy a 1973 corvette. I would get it when I m 16. What would the car insurance be for that car with my age? Car Insurance for Teenage Boy? I m looking at cars and wondering what the average car insurance for a 16 year old boy is. I know mustangs and sports cars are higher, but how much higher than a truck. And does insurance go down over time without accidents? Cheap place to buy CMS Health Insurance Form 1500 Claim? Where can I find a great deal online for CMS Health Insurance Form 1500 Claim Exactley how does term life insurance work? Whats the difference between regular life insurance and term?How does term work? The best personal & affordable health insurance plans in Michigan that offer around 70% coverage? I am looking for insurance for my boyfriend. He is almost 30 & works for a small business that does not offer an insurance plan. He especially needs dental and vision but would also like basic health as well. Is there anything out there with about 70% coverage? Or does anyone know legit websites to find this information out? thanks so much! :) Only if you are dumb enough not to have health insurance. Which is rather affordable Only if you are dumb enough not to have health insurance. Which is rather affordable Car Insurance questions? ok i was recently in a car accident , jus a rear end nothing to serious. but the rear of my car is pretty bad. bumper is in bad shape , trunk doesnt open , lights are a bit broken but still work. a guy from the other person s insurance company came to take a look at my car and inspect it and estimate damages. he told me that the car will probably be a total loss. he said someone would call me in 2-3 business days to discuss my options. now i guess i will be paid for what my car is worth , which isnt much prolly no more then a $1000. my question is tho , the guy who came told me that one of my options would be if i wanted to keep the car or not. i want to keep the car , it still runs , it still drives. if i still want to keep my car do i still get paid for the damages? What s the average insurance coast monthly for a Lambo convertible? What s the average insurance coast monthly for a Lambo convertible? How does health insurance work in the US? Thanks to those who have responded so far. I would like to further ask: Does a health insurance contract state that it will only cover the normal rates for a procedure? For eg. if there are 2 possible treatments for a disease What does Group 11E mean? I was on autotrader.co.uk looking at a freelander and it said the insurance group was 11e, what does this mean? Insuring a car in ALBERTA as a Foreigner? Im a french staying 6 months in Edmonton, can i insure a car as a foreigner or is it not possible ??? Thanks Whole Life Insurance Minor beneficiery ? If I want to make my daughter the beneficiary for my life insurance but I only waNT her to be able to get it after she is 21 then how can I do that? I don t want my ex to end up getting it aND squandering it. Can illegal immigrants in the states buy health insurance? Can illegal immigrants in the states buy health insurance? Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback? Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback? I don t have car insurance on my car? I don t pay insurance on my car. My girlfriends has insurance on her car. Is it legal for her to drive my car? or does my car have to be insured by insurance for her to drive too (i.e. because she has insurance on her car, I can drive her car legally.) How much does the value of a car affect insurance for an adult? I was just thinking about people with a low income that save for many years to buy an expensive car. Dont they still have really high insurance rates? What insurance group is a 1965 FORD MUSTANG FASTBACK? What insurance group is a 1965 FORD MUSTANG FASTBACK? Do you have double health insurance coverage? My wife is starting a new job and she is already on my insurance. We are thinking of having her on two insurance plans (Blue Shield HMO and Blue Cross PPO). We want to do this because we get so many medical bills, despite already having insurance. Will the secondary coverage cover a lot of those? How does that work? Is there a dental insurance college students can go on? Is there a dental insurance college students can go on? What is with healthcare insurance companies???? I have been seeing one place for mental health issues and I am trying to get in with a doctor who says he accepts my healthcare insurance who not only is considerably closer to where I live but also seems to be able to help me better. I spoke with one representative that told me I must first close out with my current Doctor and then I can get the authorization for the other. I call again and another representative says that isn t necessary and I can change it right away once I have the full information (address, phone number, etc) of the new doctor and close out the other. I then call today and they tell me that for my problem that I have to use two places they have but they are too far away. I need help badly right now and it seems like a bunch of b.s. right now. I just feel like I am trying to get help for myself for my problem (alcoholism) and no one will help me to get the help I need. Has anyone else had problems similar to this run around? What did you do???? Thanks :) Do i need personal car insurance to drive an ambulance? Im going to school to be an emt and i know that at some point, as scary as it is, i will have to drive an ambulance but i wanted to know how or if it would affect my personal car insurance or if the company i worked for even needed my car insurance. For example: what if i had a valid drivers license but did not have a car of my own to even have insurance? How does that work? Currently i do not own a car because i have been a full time student for a few years living on campus so thats why im asking.. Needing of serious help, girlfriend is pregnant, no insurance...? Where do I find the best insurance for my girlfriend and if possible send a link that has an application or where I can go to apply. I live in Kentucky in E-town and I can t travel far without my parents getting suspicious. Any help? Will be greatly appreciated. New health insurance law I m so confused? My husband is half Indian so he can go to the Indian clinic whenever he wants and it s free. Does that mean he still needs insurance? Can someone give me an aproxiamate estimate on how much my car insurance will be? I am 22 and I will be getting my first car soon. It is used and in good condition. I am wanting to put my mother on the insurance as well so we can both drive the car and be covered. Who receives the insurance payment? About 10 months ago I totaled my car and was at fault. My parents said that the insurance company would NOT send me any money whatsoever. I finally got around to seeing if this was true and it wasn t, insurance does send checks if you total your car. Since the insurance was in my name, don t I receive the check? My parents used that check money and bought a new car with it. Can I legally sue? How much does it cost to fill up a 2008 Chevy Malibu and how much is the insurance? How much does it cost to fill up a 2008 Chevy Malibu and how much is the insurance? Is it illegal to not mention car mods when filling out insurance form? Is it illegal to not mention car mods when filling out insurance form? The major difference between an owners title insurance policy and a lenders title insurance policy is? The major difference between an owners title insurance policy and a lenders title insurance policy is? Trying to get cheaper auto insurance? I live in NYC where auto insurance is extremely high. I wanted to know if mom and pop auto insurance companies are cheaper than top named auto insurance companies like Allstate, state farm, etc. The top auto insurance companies are giving me really high quotes. I see a lot of small business insurance companies in the neighborhood. I wonder if they will give me a lower quote and are they just as good as allstate or state farm, etc.? Thanks. How will the Affordable Care Act help the self-employed? While I have been examining the Affordable Care Act from the employer s side (I work in HR), I haven t put much time into how it helps individuals. My brother is married and self-employed. He has no employees. His wife is currently a full-time student. Neither of them currently have health insurance because it is too expensive. They are in their 20s and are both healthy. What type of health insurance options are going to come available to them with the passing of the Affordable Care Act? What is the time frame on this? (I know I read something about the State Pools starting in 2014 but surely there is some relief sooner). How do I get my wife on my health insurance? I m going to be married in just over a week; afterwards, what do I need to do to add her to my health insurance? Am I supposed to tell my boss, or the health insurance company, etc.? I have Blue Cross Blue Shield PPO. Thanks!!! Can you put someone s car on your insurance so they don t have to pay a higher rate for their own coverage? I have this elderly friend whose kids and grandkids require her financial help. She feels she has to buy cars for them to drive because, according to them, they can t own cars without losing social service benefits. Then she adds these cars to her insurance policy and gives them to these people to drive. She s in a huge financial bind, and I m worried she s going to get into legal trouble on top of her financial problems. She can t afford to insure the people driving the cars because of their driving records and credit history. Is this legal? Insuring the vehicles without insuring the drivers? I know when my kids became driving age, I was required to add them to the policy or exclude them as drivers. But these are adults in their 20s and 40s that are driving cars registered to her and insured for her. Is it possible to be put on a relatives health insurance plan? I need my wisdom teeth pulled but I have no insurance. Can I be put on my cousin s insurance plan? Honda s2000 insurance cost ? im sixteen and i live in florida. My parents are buying me a s2000 and i wanted to know about the insurance cost? Would it be cheaper to be added on my parents plan or have a single plan? Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback? Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback? Do you think it is discrimination that car insurance for teens and people in their early twenties is so high.? parents don t allow teens to drive because they cannot afford the high monthly rates of insuring them This seems like deliberate discrimination to teens. What do you think? Cheap on insurance motorcycles? well according to max, yahoo answers should not even exist. thats why we have doctors, auto mechanics, electricians and other professions we can call to get information. apparently none of these specialists know how to use the internet, if thats the case? lighten up pal Is money from a life insurance policy considered as taxable income? Is money from a life insurance policy considered as taxable income? Can you have insurance in two state? I am a resident of California but moved to Washington for school. I need a car to get around and being the typical college, I m trying to cut down on expenses. I was wondering if I got a car here in WA could I just add the car into my mom s car insurance policy in CA or would I have to pay for my own car insurance here in WA? Also would it be cheaper and better if I bought a car in CA then just have it shipped to WA? That way it ll have a CA license plate. Please help and let me know. Thank you. Health insurance for 18 year olds? im 17 turning 18 in may and im wanting to know what are some affordable or good health insurance for an 18 year old What are cheap car insurance companies in nj? Or anywhere? New driver and looking for an affordable price for auto insurance Got a speeding ticket. Will my insurance go up? I am 28 years old. I have a clean driving record. I got a speeding ticket for 0-10 miles over. Seat belt on. Will my insurance company know I got this ticket and will they raise my rates. We have Geico. Should I take the defensive driving class and keep this ticket off my record? Or should I just pay it and go on? I dont understand how kids can afford a car and insurance? for me it will take about a year to save up for a decent car, but the insurance is like 5000 a year, how could someone afford that, is there something im missing? and is it only like this where i live (ontario)? Would a diagnosis of Trichotillomania affect term life insurance rates? Would a diagnosis of Trichotillomania affect term life insurance rates? What car insurance company will insure my car with a permit in California? I wanted AAA but they do not do that. Any suggestions? PLEASE! How much do you think insurance will cost me? Im 16 and drive a 1994 nissan maxima, Thanks Want to open independent insurance agency? Good names for the agency? I want to know where do I register my agency s name? Which companies would be good to sell for? Basically I need to know everything about opening an agency. It is going to be a friend and me opening it. And this is in Kansas. Any additional advice is helpful!! Having trouble finding insurance for an older truck in ontario canada.? Hello, just like the title says im looking to insure a 1978 GMC sierra and im finding none of the major companies offer insurance for vehicle s this old. does anyone know of a company that does with decent rates and possibly online quotes? i have a clean driving record and am in southern ontario, canada. thanks Car with basic insurance stolen, what will insurance company say? My 90 honda civic was recently stolen, and I had the most basic insurance legally possible. Will my insurance help cover this at all? I have car insurance through Omni and I already called them... but I have to wait 24-48 hrs before I ll hear back from them. I think I know the answer already What is the best Home Insurance? What is the best Home Insurance company? How much should I expect to pay each month for Home Insurance for a $300,000 brand new home? Are there things that I should include in my Home Insurance policy that is not mentioned to me? The home is in Fresno California. Need to find cheap but good minibus insurance. Can anyone help? Need to find cheap but good minibus insurance. Can anyone help? Looking for quality boat insurance that does not cost an arm & a leg? Looking for quality boat insurance that does not cost an arm & a leg? Car Insurance quotes madness--------? Edit Thanks Keith, I would actually go out on the road uninsured but you have to admit is hard not to see why so many people do it. I am really hoping that the OFT inquest sorts out this mess. To the people who think I will go out and injure your children. I think you are talking about reckless driving. I wasn t saying I think it is better to do doughnuts in primary school playground. What is the average cost for General Liability Insurance for a Security Guard Company in California.? I m trying to get an idea of how much a 1,000,000,000 Liability Insurance Policy would cost for a Security Company in California Car insurance, is this allowed? I will reward 10 points to best answer!? Basically I have a policy for my own car in my name with my insurance company. My dad has a defender 90 and he wants to put me as a named driver on his insurance policly. Basically the question is, is this allowed? The insurance company he is with is different to the insurance company I m with. I wont be earning a no claims bonus on his policy. But I want to continue earning my no claims bonus with my current insurer. Will this be ok? Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback? Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback? Insurance? I am carried under my mothers insurance because I am in college currently and unmarried. I am pregnant though, so when I deliver, will the baby be carried under my mothers insurance also? Capital Blue Cross. How much will my insurance would cost if i would get a 92 miata. or 92 integra? How much would it be w/o including the discount of me going under my parent s name or some stuff like that. Im 16 and im trying to get my car going but im not sure how much my insurance would be. the cars will be 92 miata. and 92 integra. any ideas? When selling a car, when do I cancel auto insurance: When it sells -OR- when the buyer transfers the Title? My buyer may not transfer the title & register my old vehicle for weeks (while he performs repairs at his private garage)... What do I tell the DMV when they are alerted (and they WILL be) that I canceled my auto insurance, and they need current proof of insurance to avoid penalties? (They DO this in Ohio). I mean, I have no control of *when* the buyer transfers the title, after he buys, and drives off with my sold car. Help. Why take a life and a home insurance? anyone please? thanks :) What Multiline Insurance Company is the Best? I need an insurance company that will do all line of insurance. Life, Auto, Home, Disability, Long Term Care and even Financial products. I heard COUNTRY insurance does that but I m not sure. How much will insurance be for a 17year old? I understand its going to be through the roof but i wanting to find an estimate of course it also depends on the car but if i was to have a small car like a smart car with 3 doors and 2 seat how much would it be approx or any ideas how much it may cost Need a license, insurance, and car...? I need all three of these. What is the proper order to get them in? I thought you need insurance to get a license, and a license to get a car. But don t you need the car to get it insured? And can you get insurance without a driver license number? I m confused any advice would be appreciated. What is the best pick-up truck for a first car? The pick up I m gonna get will be used Do I need separate insurance to take practical test on my own car? I have an Indian Licence and I am fully insured to drive in the UK for one year. I have my driving practical test on coming Monday and my Instructor is not available. Do I need to purchase any special insurance for test? Or I can use my current insurance? Please answer Is affordable health insurance a hand out? I m not a lunatic. Be one day late on a credit card and see what happens to your interest rate and what the penalties are. Buy a home with a mortgage affordable just long enough to get settled in, then watch it triple. Get sick once and you could lose everything you ve worked for. Target lower class areas with higher priced merchandise. Bale out wall street with no strings attached. Employ companies within your circle with no bid contracts i.e. Haliburton. Use the finest fighting forces in the world to secure oil for the elite corporations of America. I m the lunatic?? How much would insurance cost? Im 16, and getting a 49 - 50 cc moped, i wanted to know how much the insurance would cost? it would be kept at a secure garage. Just give me a rough idea please, just an estimate? Car insurance for teens? what is the price difference between the insurance for an adult and for a teen. if it depends in the car then i am thinking in buying a Honda Accord of Civic, or an Acura Integra or Acura Legend. Do the illegal immigrants now being allowed to get drivers licenses have to have insurance ? ! ! !? Do the illegal immigrants now being allowed to get drivers licenses have to have insurance ? ! ! !? How do you get insurance to drive the car off the lot? Ok. So we are financing a car. What I need to know is can we place full coverage insurance on the car AT the dealership? We are already covered by State Farm in Indiana. The credit union states that we have to have full coverage on the car before we leave or we cannot take the car home. We live 1 1/2 away from the dealership, so I want to make sure that we can get it covered AT the dealership before we leave. Thank you! Do I need title insurance before i buy? I am in the process of buying a condo. I dont have a lawyer and was wondering if i should get title insurance? If so, is this something i m suppose to get right away after signing contract? Thanks for any help, this is my first time buying a property. Where can I find affordable dental insurance? I am 24 years old, full time student with no job. I am need of dental work ASAP. They are trying to charge me over $2,000 for extracting 4 wisdom teeth and i cannot afford it. Someone crashed into me and they admitted liability as it was their fault but i wasnt insured? I called my insurance straight away and they advised my insurance had ended 3 weeks previous, I thought it was automatically renewed as i recieved motor insurance confirmation documents but they said it wasnt automatically renewed. What will happen with the claim now? I obviously renewed my insurance straight away when i realised as I would never have drove without insurance had i known, It was just a minor crash but I want to know if anything will happen to me as I wasnt insured? Thanks Does AAA have good auto insurance? Does AAA have good auto insurance? Next step after finding out your being kicked from auto insurance? My boyfriend was on his parents policy with Met life and has been in 2 MINOR accidents in the last year and they told his dad either my boyfriend goes or everyone under that policy goes and they didn t tell us until a few days ago. Here s the kicker, he will be off the policy the end of the week. Will this make it harder for us to get him insured? How can a car incarnate company do this? He can t work without driving there and he can t drive there without car insurance. I don t know what to do. I currently have State Farm with my parents, would they let us open our own thing together even though we are not even technically engaged yet? If you have insurance do you still pay for the morning after pill? If you have insurance do you still pay for the morning after pill? Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback? Which would be cheaper to insure generally speaking a Honda Civic coupe or Mazda 3 Hatchback? https://www.linkedin.com/pulse/how-much-more-my-parents-have-pay-i-were-added-insurance-taylor

0 notes