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incorrect-marauders · 5 years ago

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THE OWLS ARE IN! IT’S TIME FOR THE SURVEY RESULTS!

So, as many of our followers are probably aware, we recently did a survey to get a feel of what people thought of our blog. We got a total of 57 results and we are grateful to each and every one of you for taking the time to let us know your thoughts. Now, we’re here to share the general consensus of what people thought and how we will accommodate these opinions.

We’ll definitely have some changes to the blog, so read on to see what those changes are!

Before we begin, we have a few things to briefly mention.

The results are pretty scattered. We didn’t want to restrict anyone, so most were free response or included “Other”. In hindsight, there were a few questions that could have easily been multiple choice without really restricting anyone. (Side eyes the first question.) Therefore, most of these will just summarize the results we got. Occasionally drop the graph for the multiple choice questions.

Because of the large amount of responses we got, not every answer will be listed here. We highlighted the things that were either most commonly mentioned or had us thinking the most.

If anyone would like to see the full results for some reason (par the names, to keep anonymity), feel free to email us at [email protected] and we’ll send it over!

And yes, we are making changes to accommodate these results! That’s what this survey was all about!

We’ll be opening applications for new mods within the next couple days as well.

We’ll have a tiny hiatus as all of this is going on.

Now, we begin...

How long have you been following incorrect-marauders?

The most popular answer seemed to be around 2 months or 10 months. A lot of people filling out this survey seemed to either be relatively new or here since the beginning. Kudos to you incorrect-marauders veterans, and welcome newer followers!

How did you find incorrect-marauders?

Somewhat as we expected. Keep reblogging us, lovely people!

What do you love MOST about incorrect-marauders?

"It's funny.” (x50)

No really, we got 50 variations of “It’s funny,” “It’s hilarious,” “The humour,” “The funny text posts.”

Thanks, we appreciate it!

“How weirdly in character the quotes always are.”

(Similar variations include, “How actually accurate your post are,” “That not every post is as funny, imho, but that they do keep true to the characters,” “How much they fit the characters.”)

“They offer new content to the Marauders 'franchise' as it were because some stuff within the fandom is constantly being reused.”

“How correct it actually is if Joanne made it canon.”

“McGonagall with the marauders and that the sources are listed.”

“Accurate representation, variety of ships and relationships, isnt toxic.”

“Very funny and can be great art/writing prompts.”

“The taste.”

“EVERYTHING.”

These are all very nice, thank you all. Glad we hit where we were aiming.

What do you love LEAST about incorrect-marauders?

The most common response was, “Nothing,” or a variation thereof, but that’s no fun for this question, so here are some of the legitimate criticisms we received!

“Quote sources, I think, occasionally aren't there.”

Our original quotes often don’t have sources. But if there’s one where a mod forgot to credit a source, please just message us and one of the admins will fix that!

“There isn't a particularly nice aesthetic to the blog, e.g. a matching layout and profile picture or quote.”

Yeah, we’re working to fix that. I like pretty blogs too.

“Could be updated a little more.”

(”Not much posting in my opinion,” “Long time between posts.”)

Strangely enough, we got this a few times but our later poll about how often to post were contradicting this. So, unfortunately, we will not be adjusting this.

“I mean I would say that Peter is on it, but can’t really get rid of him...”

(Got a few of these, like, ”Peter being seen as a good person.”)

Sorry!

“Some are a bit too small.”

“I don’t like the long quotes.”

Well, then.

“Seeing my #notp but that isnt rly a minus?? Its called diversity so im not gonna hate or anything.”

Thank you for appreciating the diversity. We get occasional hate over it, but we also get hate over not posting some of the other ships. I suppose that’s what happens when you have lots of different followers of different opinions.

“If I send you a text post you credit the source in # but i'd like you to include a link to my tumblr in the post itself so people would actually find my tumblr. I doent send you text posts anymore, cause it doesn't really profit me and it feels like you get credit for my work.”

We’re sorry you feel that way. We always put it in the tags, just in front of the source. We are more of a mod-based blog rather than a submission-based blog. Anyone is welcome to submit, but about 98% of our posts are created by our mods.

“Sometimes I feel like the wrong characters were chosen or not well thought out.”

We can assure you our mods put a lot of thought into what characters to use, but you are welcome to message us with your own suggestion! (But please note that we are a Marauders blog; we got a few comments about how we don’t post enough Hinny or Romione, but that’s not what our blog is about.)

What makes incorrect-marauders stand out?

Once again, we got a lot about how funny we are, so we’ll skip over those and highlight the more unique answers!

"They don't use things from other people without credit.”

“The love and attention put in to everything.”

“Don't think there are any other blogs about marauders in this style.”

(We got this a few times. ”Like the type of blog and incorrect-marauders was the first one Harry potter themed I found,” also, “Its really funny and pretty much the only blog that just does this kind of post and i LOVE it.” But alternatively... “There are a lot of textpost blogs like it, but it is one of the only ones that I have found that consistently keeps characters in character in the posts and appeals to my sense of humor.”)

“I feel the quotes are in character and from multiple sources which Is cool.“

“How open it is.”

“The continuous content.”

“The posts arent so often that my dash is spammed like other blogs of the same nature.”

“Not sure but I like you.”

Not much to comment on these except we’re happy to see people think this about us!

How satisfied are you with the blog and the posts, in all?

So, you’re telling me, we opened a public, anonymous survey and not a single hater filled it out? Am I impressed or disappointed?

Please explain your response to the previous question.

“I just love the whole blog.”

“It's not my favourite blog ever ever which is why it's not a 10 but i still love it.”

“You guys are just so awesome! But it'd also be cool to have a little, meet the creator(s).”

“Its good but I don't have or want notifications on.”

“It’s the #qualitycontent i signed up for.”

"Always room for improvement, and also there's no 9 3/4 option.”

Awesome! We definitely agree that we can always improve, which is what this survey is for!

How often should we post?

We got a lot of variety here. Some say once a day (which is how often we currently post) was ideal. Others put stuff like...

“I wouldnt mind my entire blog just being filled with your posts.”

While Once A Day is the most voted for, the rest of the options put together, which we’ll name Two or More Times a Day, do win overall. Since we have one new post followed by a reblog, we’ll compromise by posting two times a day, but with one new post a day (the second being a reblog).

In UTC, what times do you prefer us posting?

As expected, not many people cared. But two people felt very strongly and voted for 12am, 1am, and 6pm UTC. So, we’ll consider that.

What characters, relationships, universes, etc. would you like to see more represented in our posts?

We got a lot of responses here, primarily being more Wolfstar, Jily, and BFFs James and Sirius. We also got a lot saying we should post about Hinny, Romione, next gen, FBAWTFT, etc. in which I remind you that this is a Marauders blog.

We also got the hilarious response that said we should maybe post about the “merauders”. Well, we can certainly promise you that.

We also got a lot of people saying more McGonagall. That’s something we can definitely do.

Would you like to see more original quotes from us?

For the longest time, the option 50/50 was at exactly 50%. Kind of disappointed that is no longer, but the 25% option is at 25%, so that’s something. Anyway, we’ll aim for 50/50.

What else would you like to see us post?

This was one of the results that will make the biggest change to the blog. People seem to really love these ideas. So expect...

Marauder Mondays! Every Monday we’ll have Marauder Monday, where we’ll answer asks, reblog posts, and have a party! Probably when we’ll post the “extra” posts, like our GIFs, graphics, aesthetics, videos, etc.

How would you feel if we did sponsored posts?

Combined, it seems like ~75% of those who took the survey are good with sponsored posts.

These results honestly surprised us. We’ve gotten a lot of offers of sponsorships in the past but have always denied them because we didn’t know how our followers would feel. We probably won’t do this in the near future, but it’s an option.

What kind of projects would you like to see us host?

We got so many people suggesting merch. Shirts, stickers, pins, other merch... So we’ll keep that in mind! We’d love some Marauders shirts ourselves.

“Projects that other blogs can get involved with to help other accounts grow.”

Noted!

“An art challenge maybe? like, 30 day challenge where you have to draw them as characters from movies/tv shows? like, friends, clueless, avengers, dc characters etc.“

Definitely interesting. Art challenges would be a lot of fun. Hopefully there’s an interest for this!

Which of our other accounts do you follow/would like to follow?

We’ll look into bringing on people to regularly post on other sites.

What device do you use to browse our blog most often (whether through Tumblr or our site)?

Why are we bothering with a redesign again? Oh, right. Personal vain.

How often do you visit the blogsite?

Those numbers are higher than expected...

What kind of things would you like to find on our blogsite?

“Character aesthetics.”

“Fanfiction links.”

“Marauders fan art would be cool.“

We’ll be working on this! Thank you for the suggestions!

More meet the creator(s) (if not comfortable with should, maybe just telling a funny story)

We got a lot of people saying they’d like to know more about us. We are anonymous, but this particular comment had us thinking. We’ll be implementing something in the near future. We will still remain anonymous, but we will have “blog identifies”, I suppose you could say. More info to come!

Other than show, character, and ship lists, what would you like to see in our navigation?

We didn’t get many new suggestions for this, except for fanart, aesthetics, etc. which we will add as more people join the blog!

Do you have any additional suggestions for us?

"Maybe find a blog that could do fan art, but only if you’re comfortable with it. Also, you’re blog is already so amazing, and any redesign would just make it more awesome!!! Don’t let anyone get you down espically if some one puts something negative on the survey because it is so so great already.”

We got no negative feedback (just constructive criticism), but thank you for your concern!

“um. keep doing this. i like it. it helps fill the gaping void in my soul“

Mood.

“Thanks for making the survey, caring about our feedback, and being awesome overall :)”

Of course! This is not just our blog, this is the Marauders fandom blog. Your feedback means everything to us and we hope you will like the changes we’ll make in response to it.

And that covers all of it! Cookies to anyone who read all of that! Keep an eye out for those new mod applications if you’re interested in joining our team!

We’ll be taking a tiny little hiatus as we’re figuring some stuff out.

#admin #survey #survey results #updates

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lunawings · 5 years ago

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King of Prism SSS Episode 9 commentary (Alexander)

FINALLY!!!!! Finally I can talk about a few big things from this series I have been dying to talk about....

...............What did I sign myself up for.

A quick rundown of what it says here: More and more people are becoming interested in the street-style and choosing to be street-style stars since the Prism King Cup. In the graph, the gold portion is academy-style and the silver is street-style, before -> after the Prism King Cup. Below it points out that Kazuki and Hiro’s “sparking” scores from the Prism King Cup (the Prism Watch data) were equal and suggests Schwartz Rose needs to step up their game in the street category.

Every time I laugh at this.

Every time I feel kinda bad afterwards.

But

So Ace was entered as an official participant. It says “reserve”, but still. I guess that may have helped to make Joji’s score possible and not break the system.

(In between writing my episode 5 commentary post and now, I got to read the interview with the director in spoon2Di where he confirmed that Joji’s high score was only because Ace joined in what was supposed to be a solo show.)

Flashy, huh. We’re going with flashy this time for “charachara”.... Okay. (Better than gaudy I guess.)

I love this so much. Kakeru coming outside just to watch Taiga exercise and get all sweaty and all that. I wonder how long he stood there. Or rather I wonder how long he watched with binoculars after heading back inside.

I’m such a dumbass. After episode 3 aired someone pointed out that this is Taiga’s mom vs. Alec’s mom, and my excuse for not noticing then was that it’s in the background and such. (Can’t pause the movie in the theater and didn’t think to check it afterwards.) But here the camera actually pans over them slowly, so yeah I have no excuse.

But regardless. Amazing!!

Another thing I didn’t catch in the theater. But I have never had a reason to know the Japanese word for asthma before. I’m glad that gave him an actual reason for being sickly instead of just.... sickly child syndrome.

As long as you’re happy, Victoria.

But really though, their relationship is pretty damn interesting.

I wonder if she knows he borrowed her clothes.

No I don’t know why these grown-ass men have nothing better to do than pick on an actual seven year old child...............

So uh. This line confused me for the longest time. The way he says it, I really thought he was giving “Daikokuno” as another last name and I thought it was some kind of DJ KOO reference I didn’t get or something.

But thanks to Crunchyroll I finally realized.... ITS A PLACE. He’s just saying where he’s from, and that’s how Alexander is able to find him. GOOD LORD IM SUCH A DUMBASS.......... Another point for Crunchyroll.

HE BIKED ALL THE WAY FROM YOKOSUKA TO YOKOHAMA

Okay so now that I have the luxury to pause this, as soon as I did I opened up Google Maps in another window, zoomed in and....

WELL THEN

At least I finally know where it is

BUT DAAAAAMN

Fuck asthma am I right

It wouldn’t give me the cycling time, but yeah, you can imagine.

They only have this one image of Rei doing a jump and gosh darn they are gonna use it to the fullest.

So during this scene and the next people cheer for Rei in the theater, but nobody really knows what color he is. There was a whole lot of variation at the beginning before people (in Nagoya at least) finally settled on red. (For the flames maybe? I don’t know if it’s official.....)

Alexander actually had a flashback to this moment on Prism Rush during the Road to SSS 9 event. I reblogged it recently on my @prism-rush blog trying to disguise it as part of my Alexander birthday spam. (It wasn’t.)

YEAHHHHHHHHHHH BOY

So if you have no idea where the heck this egg came from and what it is..... Rainbow Live.

But anyway.

I can finally FINALLY talk about this!!! Even though I knew it would probably be all over Twitter, I really wanted to protect this spoiler on Tumblr if I could. It was such a big deal to me when I saw it in the theater and I really wanted you guys to have the opportunity to be as blown away as I was. I could not possibly think of anything to say about it that wouldn’t be a hint, so all I could say all this time was just that Alexander’s episode has “a surprise” in it.... SURPRISE!!!

But yeah, when I saw this for the first time I thought it just came out of NOWHERE. Total shock! I thought this was not predictable at all!

But then it hit me. All of a sudden I remembered something. Something important.

Again, in Road to SSS event 9....

So, for folks who follow my @prism-rush blog, remember that one Alexander PR where he was looking into a box? And nobody knew what was in the box? But there was something weird following him? I even mentioned it and my confusion over it in my summary of that event. WELL GUESS WHAT.

We finally know what was in the box don’t we.

I asked a friend to see the card story to fill in the blanks and see if there were any obvious hints to what was going on at the time, and it’s just mentioned as a strange animal he picked up. Alexander struggles with what to do and not really wanting to take care of it, but then he asks himself what Rei would do..... (Whether he could see Momo at that time, I do not know ahah....)

So in the beginning after seeing Part 1 in theaters I said on Tumblr that the Road to SSS events from Prism Rush didn’t have much to do with the SSS anime, and most of them didn’t and still don’t. All of course except for Road to SSS 9, just that one, which ended up being way more important than I would have ever imagined. And this isn’t even the only reason either, there is also--

SO UH anyway Road to SSS 9 took place in June, so this flashback is taking place in June DURING Road to SSS 9. A very roundabout way to dating the episode, but really cool. I like how Road to SSS was significant after all.

And another surprise for me. In the theatrical version he’s not glowing here. They wanted to emphasize that he’s powering up I suppose eheh. I was really freaking out about this in the stream chat. SO COOL.

To the right of his little dragon house you’ll see some “dorayaki” because.....

Although they never actually mention it in the anime, his name is Dorachi. (Confirmed on Twitter.)

(Note: Dorayaki is also the favorite food of classic Japanese character Doraemon.)

Even though Dorachi doesn’t talk in this episode, in the theatrical special video for Alexander he talks A LOT. An UNFAIR amount. So much I do not remember most of what he said since I only saw it once and it went by so fast.

But his real name is very long (like the manager names from PriPara) and he talks about spreading the prism sparkle. I’m sorry, that’s honestly all I remember right now.

Will he show up again in the main anime before the end?

(Okay yes.)

And at least they gave you guys was a bit of original(??) art of him in the new ending.

WHATEVER THEY MAKE OF THIS CHARACTER I WILL BUY IT

Okay moving on.......

Urrgh..... okay so.............. When I first was watching this with you guys in the stream I was like UGH because I don’t think “flashy” fits here at all. I really wished they had stuck with “playboy” since it would work better with this scene.

But then when I watched it again, I realized they already used “flashy” once in this episode to describe Kazuki’s sweater, and it did kinda work there.

If we go back to my episode 3 commentary, my main complaint with Crunchyroll’s translation of “charachara” was actually less about the words they used, and more about how it just wasn’t consistent.

This episode..... is consistent.

..................

................................

Another point for Crunchyroll.

I officially cannot complain about the subs in this episode.

Another little thing in SSS I have spent way too much time thinking over is how Joji got here.

In every episode up until now, it’s always been Louis seen walking beside Jin like his pet. But in this episode. JUST THIS EPISODE.... it’s Joji instead.

I think the reason is because Louis is performing next, so he has to rest (since he’s not exactly in the condition he once was.....) So Joji scooped up the opportunity.

Whatever the reason, I find it really interesting.

HERE IT IS

My all time favorite Alexander face

In a weird way I actually think he’s cuter here than in the Prism King Cup

This song.... was not quite what I was expecting for Alec, but I love it. No part of me anticipated he’d just launch into a ballad but WOW. I just love how they picked something that really shows off his beautiful voice like this. Alexander is in my top three singing voices in King of Prism (1: Hiro, 2: Taiga, 3: Alexander) so I loved hearing him belting this out.

Now time for my like.... 4th(?) embarrassing confession in this post.... I had no idea this song was a cover until like AN HOUR before this episode aired. You guys were playing TRF songs in the stream, the original came on, and while y’all were like “what should we watch next” I was sitting there like “!!!!!!!!FFFFFFFFFFFFFFFFFFFFFFFFF”

Well, it’s a new song to me. And I think it’s perfect for him.

Poor Joji and his inconveniently timed fruit.

He finally gets to spend time with Jin, and he just can’t get a break.

I love the generation gap here. Kazuki’s existence has been so big to Taiga he can only think of Kazuki. But Kazuki and Hijiri are able notice the subtle differences that make this an OG Rei move.

I could certainly spend a whole lot of text speculating why Alexander did not change into his battle suit, but I won’t waste your time and just admit I have no idea. I’m glad he doesn’t, since it keeps the spotlight on Alexander since HE CAN’T PERFORM ONE GODDAMN SHOW WITHOUT TAIGA BARGING IN ON HIM BUT MMMRGGHGHG

TAIGA YOU SHOULD HAVE KNOWN BETTER

Yeah I was SO MAD about this when I first saw it at the midnight showing.

A lot of people change to green when Taiga comes out, but I do not. This is the only battle where I cheer for Alexander the whole time.

Not only was I mad at Taiga for being so dumb, but just mad at the whole concept of Taiga barging into Alexander’s one show to do basically the same jumps we saw in Pride the Hero again.....

But.....

Nowadays I forgive my idiot son. And I hope you do too.

This wasn’t the moment I forgave him. No, that’s coming later. I was mad at him for an entire month. But yeah.

He’s just so confident and everyone believes in him................................

So Alexander breaks the street-style curse and gets a damn good score. Higher than Taiga’s original score.

But just like Joji’s score was due to Ace, I can’t help but think Alexander’s score was a good deal due to Taiga.........

I had a feeling this would happen.

I knew long before Part 3.

Even back when I had only just seen Part 1.... I just knew the tables would turn in this episode.

Maybe it would be difficult to guess by watching week-to-week, but for me having Alexander’s episode as the last episode of the theatrical Part 3 just seemed like it would be WAAAAAY too much of a coincidence otherwise. So I had a strong feeling Schwarz would come out ahead at the end of this one. (I didn’t guess the reason would be because Taiga would get a penalty, but yeah.) And especially because the performances are kind of out of order to make this work? Up until now I thought all of the Schwarz Rose boys performed first, but Yu was up before Alec? And Louis is up next. Maybe it wasn’t a guaranteed thing that the Schwarz Boys always go first, but I noticed it.

So up until now score has not mattered much as Edel Rose has just sailed on though. But now it does. It matters a lot.

So this is the second surprise of this episode, and why I was saying it’s the beginning of the chain of events that lead to the end.

But about score mattering now, one of the reasons I have been questioning Taiga’s score the whole time is because I knew this was going to happen. So I just.... I just hope Taiga’s score wasn’t lower to begin with on purpose for mathematical reasons so they could get their desired progression of the overall score or something. IDK.

I don’t blame Rei for not figuring it out right away. Even though I KNOW this is Alexander, I still have trouble connecting his younger and older selves. I mean, getting muscular doesn’t make your eye shape completely change does it....?

Poor Kazuki. He doesn’t care.

So if I interpreted this episode correctly....

This was Alexander’s official transition from an antagonist to a protagonist. (Or just to a normal rival at least.)

During the first two movies and for a good long time of Prism Rush, he always played the part of the villain. But once Road to SSS started that began to change. We saw him reminiscing about Rei, making awkward conversation with Louis, struggling over forming a duo with Joji, etc. So I had a strong feeling they were taking his character in this direction, but this right here was the official turning point I believe.

No more destroying stadiums. From now on he’ll be spreading the prism sparkle with Dorachi.

And still trying to beat Kazuki but you know.

So I don’t have a source handy (if someone challenges me to find one I’ll dig it up) but I remember I read one time that Alexander was actually originally a character that was only created for the first movie. But then they realized they had to keep him on when he was just so popular.

So if you have ever supported Alexander, this episode was for you. Fans make King of Prism possible.

So.... one more thing I guess. Something I learned from the Minato episode was that even if I ignore controversy and specifically state I don’t want to talk about it, it still finds its way into my inbox anyhow. So I might as well get this over with I guess.

After Young of Prism Alexander was revealed to have light skin, someone told me a theory that mixed race children are sometimes born with lighter skin which darkens as they grow older. So up until her design was revealed, I had always imagined Alexander’s mother as a black woman.

So yeah. I don’t know the reason for his darker skin color now.

But I’d like to point out that in this episode being pale was associated with being weak and unhealthy, while darker skin was associated with being healthy and strong and just leave it at that.

And thus ends Part 3.

Next week begins.................. what I have been dreading for a long time............

So...................

So up until now I have been pretty tight-lipped about spoilers. But once episode 10 airs, the floodgates will pretty much be open. Episode 10 and episode 11 are so connected it’s really hard to talk about one without the other. I mean, once you know about episode 10, I seriously might as well. So after episode 10 airs, at the bottom of my commentary post and after a warning I plan to share some episode 11 spoilers.

Because I have been through this......

And I know how it’s gonna make you guys feel......

And since I was lucky enough to get some answers right away, I’m going to give you guys those same answers for those who want them so you don’t have to just sit on episode 10 for a week. I am not that kind of a monster. I won’t put you guys through that.

So after episode 10 ends, take a deep breath, cry it out if you need to, and get some tea.

I know how you’re gonna be feeling. I know. Don’t send me a panicked anon ask right away. Give me a little time. Hold on.

#king of prism sss #kinpri #king of prism #king of prism shiny seven stars #alexander yamato

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creativerogues · 6 years ago

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A New Version of the Tollomancy Wizard Subclass...

I guess you could consider this a Version 0.1 of the Subclass? I mean last time was just me with a list of notes and ideas...

But here’s what I think could be a sorts-semi-but-not-entirely-finished version of the Tollomancy Wizard.

Warning: I may ramble in this post, I apologize in advance...

Also big shout-out to @sladvlactia on tumblr for writing up some great ideas for the Subclass, you are an arcane godsend!

Arcane Disruption

You learn the Counterspell and Dispel Magic Spells, these Spells are always Prepared and do not count towards your Number of Wizard Spells Known.

I can see Arcane Disruption coming in at about 6th level, since both Counterspell and Dispel Magic are 3rd-Level Spells and you're learning two very useful spells for free, and they don't go against the number of Wizard Spells you know, and you'll always have them prepared...

Spell Skew

You’ve studied the basic rulings of magic to such an extent that you are able to influence the careless casting of others.

As a Reaction to a Hostile Creature you can see casting a Spell that targets a single Creature, you can choose to make a contested roll against the Target's Spell Save DC.

If successful, you change the Target of the Spell to another Creature you can see. You can only use this Ability once per round.

This I LOVE! It's a great low-level (probably 2nd level) ability that's both incredibly useful while also being incredibly versatile, since a lot of monsters have innate spellcasting.

But remember that you have to see the person casting the spell, since if you can't see what they're casting, then how will you know how to perfectly counter it?

And making it target a single creature was sorta my own idea (with a bit of help from @sladvlactia), since while there are a lot of very damaging spells that effect a number of targets (looking at you, Fireball), there are a lot of very powerful spells from low to high tier that effect just one target...

Be it a Hold Person that you can skew to hold a Creature in place before it attacks, or maybe you wanna skew that Feeblemind Spell so it targets a different Creature...

Maybe in a future edit it'll change to work on all Spells, or maybe this Ability has a limited number of uses per rest and maybe that contested roll is based off of your Intelligence or maybe your Arcana Skill, but right now I like the wording of it and I just love how useful this could be in combat, and maybe even out of combat too...

Shatter Phantasm

You’ve learned to recognize the Schools of Magic based on their Verbal, Somatic or Material Components. As such, you have learned to recognize Illusion Spells quickly.

As a bonus action, you can give a Number of Creatures that can see and hear you the ability to see through Magical Illusions, such as those created by a Minor Illusion, Disguise Self, or a Silent Image Spell.

You and your allies recognize any Illusory Objects, Creatures, Duplicates and Disguises created by Spells or any other Magical Effects.

The Number of Creatures you can choose to gain these benefits is equal to your Intelligence Modifier.

This I like, though I do still have a tingling feeling that this may still need to be edited because of the great variety of effects that Illusion Spells create.

So we may need to take another look at this one, but for now, I like it!

Consume Enchantment

Once per day, you can end any one condition or magical effect that is affecting you or any other creature you can see. This condition or effect must be brought on from a Spell or Magical Ability.

Doing so will replenish any expended spell slots. These spell slots can have a combined level that is equal to or less than the spell level consumed, and none of the slots can be 6th level or higher.

So yeah, this might not have any fancy flavor text, but I love the description @sladvlactia put it in their post for this one: "You don’t rest and meditate to regain spell-slots. You just yank them away from other wizards."

That is what I love to see, they took a relatively useful but not always crucial ability (Arcane Recovery), and graphed a Subclass Feature onto that ability to make it more useful and versatile in the game.

Again though, we need to take warning, since some Magical Effects in 5e don't have a Spell Level associated with them.

Maybe just consuming a Magical Effect in general could give you back your Lowest Level Expended Spell Slot? What do you think?

Devastating Reprisal

Your knowledge of basic casting is enough to snarl the arcane energy around your target.

On a successful Counterspell or Spell Skew attempt, you can expend One Additional Spell Slot of 1st Level or Higher to break the Caster’s Ability to Cast Spells or use Magic Items until the end of your next turn.

Just like @sladvlactia said it in their post, this Ability probably works very similar to a Monk's Stunning Strike, and also means that the spellcasting bad guy no longer has any benefits from any magical items they have…

So use this on a Spellcaster that has something like a Headband of Intellect or a Staff of the Magi, and then suddenly they're not so much of a threat.

I think that shortening down this ability and basing it off of the Monk's Stunning Strike and how that works in Combat, this Ability might just be the right amount of fun and just useful enough to care about...

Wardbreaker

At _____th Level, you can quickly learn your target's spellcasting techniques, using this knowledge to bypass their personal defenses.

Whenever you make a Spell Attack that targets a single Creature that you have targeted before, that Spell ignores the Armor Class bonuses given by Spells such as Mage Armor and Shield.

I can see this ability coming in probably mid-to-late in the game, maybe 6th or 10th level, it's a great ability that let's the Wizard bypass those awkward Spells that mean the Wizard ends up missing on that crucial attack.

Trust me, there is no feeling worse than hitting (or even critting!) on an attack, only for it to be ripped away because the bad guy casts Shield at the last second and now their AC is suddenly 30 Billion and your attack misses and does absolutely no damage at all...

Fray The Weave

Whenever you successfully skew a Spell, you become charged with residual, untethered arcane energy for a short time.

Until the end of your next turn, you can expend this energy instinctively to cast Counterspell (3rd-Level Version) without using your Reaction to do so.

If you do not expend this use of arcane energy before the end of your next turn, you take Xd10 Psychic Damage, where X is the Spell Level of the Spell you skewed, as the residual arcane energy burns away from your body.

While there may not be a bunch of flavor text for this ability, I still love it!

It brings that Risk VS Reward to the Subclass that makes it interesting. And the ability to not only skew another spellcaster’s spell to make it target someone else, but then also Counterspell using your normal Reaction, and then Counterspell AGAIN all in the same turn...

Now that's just cool...

I'm imagining this coming in at Level 14 as the final Feature from this Subclass, and I think it'll make it really interesting to use at higher-tier play.

Maybe this needs another run through? Because maybe your Tollomancer won't get the chance to Counterspell before the end of their next turn, and so they'll have to take the damage...

But this is probably just me randomly nitpicking... I'll let you people be the judges...

Also, as a note, I think the Feedback so far has been great, the Community has been so nice in their suggestions, and I’ve even got messages from people asking if they can use the Subclass when it’s finished, and some people are even creating their own home brew spells just for the Tollomancer.

It’s great to see so much enthusiasm in this little project of mine, and I hope it’ll continue until we get a fully fleshed out, balanced, well-worded and above all cool subclass that you can use in your own games.

So if you have any feedback, or have any ideas for how these class features and abilities are gonna work, or if you have any ideas for flavor text or how to word all the mechanics, features and abilities so they make sense, let me know!

#wizard #homebrew #homebrew rules #dnd 5e homebrew #homebrew subclass #comment #community #creativerogues

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home-working · 6 years ago

Text

Powerlunching with Fran López

I technically met Fran through my friend/his wife, Sarah (who, coincidentally, I met through an ex named Fran!). About three years ago, Fran and I were both running late to a graphic novel panel discussion in Brooklyn that Sarah was speaking on, and I recognized him from her Instagram feed/comics, so I said “Hi, are you Fran?!” like an inept Internet stalker. We ended up hanging out all afternoon while she signed books and realised we had a lot in common (web development! pastries! Sarah! jokes!), so we became internet friends.

Fran is now a software engineer at Tumblr (coincidentally he is tasked with fixing the biggest problem I have with it), is a cartoonist himself, and has endured periods of homeworking, like when he didn’t yet have a greencard, or when we slowly tackled a year-long freelance project together (in the middle of which he had a baby). I would also like to state that we originally Powerlunched in December of 2017 and I didn’t get these questions back until I harassed him a few weeks ago, a partial cause of which may have been the baby(?).

What is your full name? Francisco Tomás López. In 2003, RFC 3629 established UTF-8 as a standard Internet protocol element. It's 2019 now and I just signed up for the YMCA, but my name is displayed as "Francisco TomÃ¡s LÃ³pez".

Where are you originally from? The lovely neighborhood of Villa del Parque in Buenos Aires, Argentina.

What is your legal work status? "Don't ask, don't tell."

What is your healthcare status? "See something, say something."

What do you do for a living? I'm a software engineer that is able to legally work in the US of A, so my work and healthcare statuses are actually pretty good, at least until the tech bubble bursts. Once that happens I'm pretty much useless, but I'm married to very handy woman, she'll protect me.

What do you do for fun? I do many things. Most notable in the context of this interview: I'm an avid baker. (Meaning: last week I made some muffins for the first time. Even though they turned out great, you refused to eat them. Why wouldn't you have my muffins, Christy?) [Editor’s note: Why did it take you so long to finish this interview, Fran?]

Do you miss working from home full-time? Half of the time I do. I think my relationship with homeworking can be graphed in a continuous sine wave that peaks high when I realize I can work in my underwear and peaks low when I realized I've been in my underwear for a week. After that I try to get out more until I remember the comfort of staying home and the cycle repeats.

What's it like also living with someone who works from home? Are there any interesting anecdotes to share? Hot tips? Sarah's work is much more fun and interesting to watch than mine. When we were both working full time from home it was great for me to take breaks and see what she was doing. I'm sure she LOVED the constant and unrequested interruptions. Soon after that we decided to have a kid together, so maybe that counts as "hot tip"?

You have a new-ish baby! Will you encourage your baby to also work from home? You could have a family business! Yes! We could both interrupt his mom, I'm sure she'll love that even more!

Do you eat regular meals when you work at home? ¡Ja! (That's Spanish for "Ha!").

As the first fellow programmer I've interviewed (if I'm allowed to call myself one), tell me why you got into programming! (This is a question sponsored by STEM.) I found a tutorial on Pascal somewhere on the semi-early internet when I was 12 and had a lot of fun with it. I wrote some dumb stuff like a program that would take a text file and use the buzzer in the motherboard to make a short sound for every character in the file (the pitch being a multiple of it's ASCII code). I spent hours listening to that and drove my family crazy. Fast forward to now and turns out I have an employable skill!

Do you prefer drawing or programming? I guess I prefer whichever is not the one I'm doing the most of, so that's always been me wanting to draw more and code less. Capitalism assigned us the role of eternal consumers and to that end trains us to place desire in what we don't have.

If you could make a living off comics, would you drop programming altogether? No, I actually like programming. And doing comics full-time will probably drive me crazy. Maybe I would dedicate my programming time to do personal projects. I have this cool idea about a little program that takes a text a file and then uses the buzzer in the motherboard to...

Do you often get compared to the guy who played Christopher in The Sopranos? Only by the most discerning of persons.

Your Twitter handle is @FranniferLopez. Do you feel you have a personal connection to Jennifer Lopez? Years ago I found this great photo from 1999 of Fran Drescher and Jennifer Lopez hanging out in a club. I've used it ever since as my profile photo in all the different online systems of any job I had. How people react to me using that photo is my way to make sure if I should keep that job or start looking for something else. So yes, I feel very connected to Jennifer Lopez (and Fran Drescher, of course).

What were you wearing when we last hung out A YEAR AGO when I took the picture of you eating fries with mustard? (No, you're not allowed to look at the photo, which is also a pretty horrible photo, I’m sorry I backlit you.) First let me say that I think the English speaking part of North America is a beautiful place with rich culture that I'm taking in with my full, open heart. That being said, you guys could be using mustard for so much more! As for clothes: If I was lucky, I was wearing my favorite sweater, which has a flowery pattern in bordeaux over a dark, deep blue background. I don't remember anything else. [Editor’s note: incorrect, but you can see that sweater below, in a much better photo, partially because it includes me!]

Wearing that sweater; laptops.

#homeworking #mustard #fran #fran lopez #frannifer lopez #jennifer lopez #fran drescher #muffins

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foreign-studies · 7 years ago

Photo

Hi, babes! It’s Bea, from Exohypernova ♡

I’m so sorry i’m basically a month late posting this, but here is the 2018 minimal black planner. There’s over 200 printable pages in this pack, including calendars, monthly, weekly & daily planners, mood tracker, school organization and a lot more. I’ve divided the whole planner into collections so it’s easier to spot the printables you want. A good tip is to print this planner and put it in a A5 binder, so you can take off the pages you don’t want anymore and print out new ones. Okay so, no more rambling, this is the 2018 minimal black planner:

Basic

★ A4 pocket “ What did you do to save the world today”

★ Cover “ Start where you are”

★ Information page

Goals

★ Cover “Dream hard, work harder”

★ 2018 goals

+ 2018 priorities, what will be different, things i want to do, places i want to go, things i’ll get better at.

★ Themed Bucket List

Option 1: single column

Option 2: double column

★ Life Goals ( page 1 and page 2 )

+ Health, knowledge, finance, skills, career, experiences, travel, soul

★ Quarterly review ( page 1 and page 2 )

♡ INSPIRED BY LISA JACOBS ON INSTAGRAM ♡

+ time or money well spent/ wasted, favorite memories, things to get better at, acomplishments so far, bad habits to break, biggest setback, things to be greatful for

★ Life Graph

★ Routines

+ morning, night, pamper & key

★ Vision Board (page 1 and page 2)

★ 101 things to do in 1001 days ( pages 1, 2, 3, 4 )

Option 1 : check box and favorites stars

Option 2: check box

★ Quarterly Goals

+personal, career, financial, other

Option 1: 2 categories per page, vertically

Option 2: 2 categories per page, horizontally

Option 3: all 4 categories.

★ 3 Year Plan

Option 1: 3 steps to goal

Option 2: 5 steps to goal

Option 3: 10 steps to goal

★ 5 Year Plan

Option 1: 3 steps to goal

Option 2: 5 steps to goal

Option 3: 10 steps to goal

★ 10 Year Plan

Option 1: 3 steps to goal

Option 2: 5 steps to goal

Option 3: 10 steps to goal

★ 10 Year Plan

Option 1: 3 steps to goal

Option 2: 5 steps to goal

Option 3: 10 steps to goal

Calendar

★ Cover “The best is yet to come”

★ Cover “ Trust in Change”

★ 2018 Calendar ( page 1 and page 2)

★ 2017 & 2019 Calendar ( page 1 and page 2)

★ 6 Months Goals ( page 1 and page 2)

★ Monthly habit tracker ( page 1 and page 2)

★ Yearly Mood tracker

(with emotions / without emotions )

★ Year at a glance (page 1 and page 2)

★ Monthly calendar

+ color coding & notes

★ Monthly layout

+ calendar, to do list, quote, birthdays & events, goals of the month, 30 day challenge, playlist, favorites of the month and gratitude log

★ Weekly goals ( page 1 and page 2 )

★ Weekly to dos

★ Weekly Planner

Option 1 : + calendar, weekly habit tracker ( 5 habits)

Option 2: + calendar, weekly habit tracker (5 habits), notes, more space for each day ( page 1 and 2)

★ Daily Planner

+ date, priorities, to dos, food and water tracker, hourly schedule

Entertainment:

★ Cover “ Relax, refresh, recharge”

★ Books to read

with theme & without theme

★ Movies to Watch

★ Playlists

★ TV Show tracker

Finances:

★ Cover “Girls just wanna have fund$”

★ Monthly bill payment tracker

★ Fun Money budget

+ experiences, food, clothing/beauty/ misc.

★ Monthly budget trigger list

★ Monthly Budget (page 1 and page 2)

★ Monthly expenses

★ Monthly Income

Fitness and physical health:

★ Cover “ Make yourself a priority”

★ Fitness Journey Start

+ measurements, goals, reasons to be fit

★ Annual medical Check up

★ Weight check in

+ measurements comparison, goals achieved (mentally and physically) and how i’m feeling

★ Doctors and Meds log

★ Weekly exercise Log

★ Meal plan (page 1 and page 2)

+ breakfast, lunch and dinner & snack options

★ Medical appointments

★ Weight loss/ gain rewards

★ Weekly Weigh-in (page 1 and page 2 )

+ rewards, weight flunctuation graph

★ Weight loss/ gain challenge ( page 1 and page 2)

Study

★ Cover “ You get what you work for”

★ Classes Tracker

+ class, teacher, e-mail, room, semester, schedule, date, assignment, date due

★ Extra Credit tracker

Option 1: header with class details

Option 2: No header

★ Extracurricular activities

★ Grade Tracker

+ Header with class info, date, assignment/ test, date due, color code, final grade, past grades

★ Library Books Tracker

★ Project Management

★ Weekly Schedule ( page 1 and page 2)

Travel

★ Cover “Seek what sets your soul on fire”

★ Daily Itinerary

★ Hotel Information

★ Packing List

★ Travel Brainstorm

★ Important Information

★ Weekly Itinerary (page 1 and page 2)

★ Useful phrases

Soul & Mental Health

★ Cover “too blessed to be stressed”

★ One Line a day journal ( pages 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14)

★ Affirmations

★ Bad days list

★ Monthly a doodle a day

★ Dream Diary

+ date, hours of sleep, how i feel, dream & interpratation

★ GYST day

+ color coding

★ Happy Thoughts

★ Journaling prompts

★ Manifestation

+ what i want to attract, my vision, next steps, raise your vibration

★ mantras

★ Post Therapy Notes

★ Rant Boxes

★ Self Care Ideas list

★ Things I love about Myself list

★ Things that make me happy list

★ Trigger tracker

HOME

★ Cover “Let’s Stay Home”

★ Cleaning Schedule

+ days of the week, everyday, every month, yearly

★ Cleaning trigger list

★ Grocery list

★ Grocery trigger list

★ Pet care (page 1 and page 2)

+ pet info, vet and emergency 24h vet info, food, treats, meds and exercise routines, vaccines, likes and dislikes and notes

Misc

★ cover “Find Joy In the Ordinary”

★ Mind dump page

★ Mind dump trigger list

★ shopping list

★ wishlist

★ borrowed and lent items tracker

★ notes

option 1: dotted, 20mm

option 2: dotted, 40mm

option 3: lined, big

option 4: lined, small

option 5: squared, big

option 6: squared, small

2018 IN REVIEW

★ Favorites of 2018 ( page 1 and page 2)

★ Lessons learned ( dotted, lined)

★ Life Graph review

+ life graph, what improve, what didn’t, why, favorite parts, how to improve next year

Wow okay, thats the whole planner. Sorry this post is so long, but I hope you guys like it. If you do use this and take photos please tag me #Exohypernova on tumblr and/or Instagram, cause i’d love to see it ♡

As always, i also have a completely editable version of every one of these pages right here, fonts included. If you want to download all of it, or want to see my previous printables, you can access my google drive folder here.

P.S.: some people are having trouble downloading through google drive, if you for any reason can’t download, just log on google with a different account, and it should be okay.

P.P.S: For those who use my minimal black printables, i also have the 2018 monthly calendar here.

♡♡♡

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firstladyoftherenaissance · 7 years ago

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Why the “Dark Ages” Weren’t So Dark After All

The “Dark Ages” is a term commonly used to refer to the time interval between the fall of Rome and the beginning of the Renaissance. It’s plastered everywhere – from children’s books to that subpar fantasy show you watch because, honestly, at this point you’ll take what you can get. I’m not a huge fan, mostly because it’s very deceiving. As you’ll soon see (or at least I hope), the “Dark” ages are actually a time full of innovation and art.

The use of light and dark was already common during the Middle Ages. The “light” was Christ, while the “dark” was heathens and the time before Christ and his teachings. Light was good, and dark was evil. Petrarch, an Italian poet that lived during the 1300s, popularized the idea of “Dark” Ages, but he certainly didn’t invent it. The idea was common long before he wrote it down. He did, however, like many of his contemporaries, believe that classical antiquity (the Romans and the Greeks), were the epitome of greatness. Hence, the 900 or so years between the fall of the Roman Empire (at least, the western part) and the rise of the classical rebirth known as the Renaissance, were littered with ignorance. I think it’s important to note that, although Petrarch is often called a “Renaissance” poet, he considered himself to be a part of these “Dark Ages”. What many of us consider as true “Renaissance” did not happen until at least 150 years later. To give you some context, Petrarch died in 1374, Lorenzo de Medici in 1492, Botticelli in 1510, and Michelangelo in 1564. The apex of the Renaissance was long after Petrarch’s lifetime.

left: Portrait of Petrarch by Altichiero / right: Monty Python’s hilarious yet misleading interpretation of the Middle Ages

So now you know what some grumpy old white guy thought. Yet does it make sense to still refer to this time period as the “Dark Ages”? Does this outdated term refer to religion, history, culture, or art? It was used to compare the medieval period to the Romans, who were perceived to be better. I don’t know about you, but I’m not in the habit of accepting what a dead white guy says just because he has a Wikipedia page, so let’s look at the “Dark Ages” further and see if they truly deserve the name.

First, I want to break down some of the common misconceptions of the medieval period.

It was a time of ignorance and fear

Little art was being created, and it was usually either very weird or very ugly

Everyone was dying of the plague and, consequently, nothing was really happening

Let’s start with number 1. I’m sure everyone can recall that one graph that makes its way around Tumblr every once in a while (if not, it’s the one pictured below). Now, don’t get me wrong, the burning of the library in Alexandria was certainly a stain on the history of humanity. Still, let’s look at this graph a little closer. Would you be able to tell me what the line represents? Why does this graph of “scientific advance” only show European events (apart from Egypt)? How did the author get these measurements? If it’s scientific knowledge that includes metallurgy, agriculture, and other technical knowledge (since, last I checked, technology was science), the people of the European Dark Ages would certainly have known more than the Egyptians or Greeks. What does “scientific advance” mean? What qualifications did the author have to make such a graph? Were the “Dark Ages” really a flat line? First of all, let’s establish that the average plebian in Ancient Rome wasn’t walking around with the same knowledge (or access to knowledge) possessed by an upper-class Roman.

What the graph suggests is that, once the Roman Empire, and consequently the patricians, fell, the knowledge they held was “lost”. However, this was a time of massive innovation and scientific growth in non-western societies. The Arabs and the Indians were making crucial discoveries in astronomy, medicine, and mathematics. This is the knowledge that was passed on to Europe during the time period marked as “Renaissance”. The graph makes it look like the knowledge was sucked into a black hole, and during the Renaissance we had to start from scratch, when that absolutely not the case. It’s clear that “Dark Ages” certainly does not refer to any society outside of Europe, which seems to be what most people focus on or consider. But was it really a time of ignorance and fear in Europe as well? Most of the knowledge “lost” after the fall of the Roman Empire was actually preserved in monasteries. You may say, well, it wasn’t available to the public! It was restricted. To which I reply, well, do you think an average, working-class Roman would have just pulled out his library card and checked out some treatise on mathematics?

The “Dark Ages” were also not uniform throughout Europe. The Byzantine Empire (The Eastern part of the split Roman Empire) was still in full swing. By the time the Byzantine Empire fell, other regions of Europe had become organized enough that the knowledge was able to spread back in. In a sense, it never actually left Europe. It certainly wasn’t lost, and it certainly was not a flat line. Scandinavia also never went into a “slump”, mostly because they were never really that closely affiliated with Rome. The Norse were a major European power which spent a large part of the “Dark Ages” exploring and setting up communication networks. They reached Iceland, Greenland, and the Americas (take that Columbus, no one likes you anyway). The pushed into Russia, down to the Black Sea, sailing down all the way to Constantinople. If anything, it was their Golden Age. And just to put a cherry on top of this plague-ridden dessert, they were also probably the only European society that, by our modern standards, would be considered democratic and feminist.

left: Mihrab, c. 1270, an example of the price and complex beauty of Islamic art / center: mosaic from the Mausoleum of Galla Placidia in ravena, displaying the intricacy and luminosity of Byzantine art / right: the Viking Thing (yeah, its actually called a “thing”), a Norse council that displays the somewhat democratic side of Norse society

What about the fear part? “Dark Ages” is almost synonymous with “plague”. However, the plague we know and love occurred in the High Middle Ages, after the period that most people would point to as the “Dark Ages”. It also continued throughout the Renaissance (Decameron, anyone?). People tend to think the “Dark Ages” is a time full of violence, but weren’t the Romans violent too (even though they did it in a much more systematic and organized way)? Isn’t that what we’re doing right now? There were certainly war zones and killing, but not quite to the extent that Hollywood makes it out to be. If it makes it any better, during the Middle Ages Europeans did not keep slaves, while the Romans most certainly did.

As for the second point (finally), let’s move on to something I’m quite passionate about–art. Medieval art is mostly famous for its weird snail vs. knight battles and strange depictions of human anatomy. Not many people point to medieval art as their favorite. That’s fine (it’s not my favorite either if I’m being completely honest), but you shouldn’t mistake that for thinking that art was not being created during this period. Apart from beautiful cathedrals and castles, there were two absolutely stunning artistic innovations and styles during this time, stained glass and illuminated manuscripts. The art during this period was religious (cathedrals and illuminated manuscripts), mostly because the church was the one with money, power, and knowledge. I’m going to concentrate on stained glass, but please look into illuminated manuscripts during your own time, and then tell me if you think the “Dark Ages” were really dark.

above: paying homage to my hometown, this is the Bibbia di Borso d’Este, a 15th century illuminated manuscript (a bit later than intended, but you get the point)

I want to preface this by saying that colored glass was present in Europe before the Middle Ages and was also used in non-Western societies, but for time and argument’s sake, I’m going to stick to the Middle Ages in Europe. One thing people usually get right about this time period is that the vast majority of people were illiterate. How does a priest make sure his flock can understand the church’s teachings? Why, put it everywhere. Literally. Cover the walls with sculpture, draw pictures for every exposed corner, put it on the stained glass, and you’ve got yourself a Gothic cathedral (by the way, the term Gothic was used as an insult by Renaissance scholars, who also perpetrated the idea that these “barbaric” people caused the downfall of human knowledge. Do you really want to take the word of a bunch of old men? I don’t think so). Stained glass was so awe-inspiring that it was called lux nova, or “new light”. To someone who had never seen such a thing before, it must have seemed like heaven itself was lighting up the church. I felt a similar sensation when I visited Sainte-Chapelle. Just to relate back to my original point, the people that created cathedrals so tall that they reached the limits of what stone can bear and decorated them with beautiful stained glass and decoration certainly had some understanding of science and technology.

above: a picture I took when I visited Sainte-Chapelle. The beauty of this chapel is really beyond words, and photographs don’t do it justice. After visiting this room bathed in colored light, I found it impossible to refer to the Middle Ages as “Dark”.

So now you know that art was certainly being created, the term “Dark Ages” doesn’t actually refer to any place outside of Europe, and even then most European regions were flourishing. No knowledge was lost to humanity, and the term Gothic, or “Dark Ages” were derogatory terms used by Renaissance scholars because they were butt-hurt that the Goths had risen up against an empire that had waged war against them (and other Germanic tribes) for centuries.

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mylovingbouquetearthquakewo-blog · 6 years ago

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Anderson South Carolina Cheap car insurance quotes zip 29622

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im 24 and i have never driven before. lets just say i had a silver spoon in my mouth for 23 years. but now i need to start driving and my mom would like me to drive her 2000 bonnaville while she gets a small pickup truck. but to be fair i would need to pay her once she gets her insurance bill yearly, and i would have to pay once she has added me...see where im going with this?""

Do you have to have full coverage insurance on a new car?

We are going to try to get our first new car ever,and not really sure of the whole insurance process..We do keep liability insurance on our 2 cars we have now,but that alone about kills us,we pay $105 a month for 2 vehicles and 2 22 year old drivers..Everyone says its our age that causes us to have high insurance.Anyway, are we going to be required to have our own full coverage insurance on a new car if we get one? Or will the dealership help us with it or factor it in the payment? Because I don't think we could afford full coverage if its much higher..I priced it when I was 18 on a mustang and it was like $300 a month...I know crazy!!""

Are the insurance companies having a super party right now?

I mean it is now law that they will have a steady stream of customers. So are they psyched?

Question about insurance coverage?

Okay today my car was broken into at school and they shattered the drivers side window and stole my $150 radio and my $120 graphing calculator. I have full auto insurance coverage but what coverage does this fall under? Comprehensive coverage? I saw on this website that homeowners insurance would cover this but that didn't make sense to me. Does the car have to be home when the break in happened? WILL CHOOSE BEST ANSWER

Is car insurance more expensive in Florida or Oklahoma?

I moved from Ohio to Oklahoma and my car insurance rates went way up. Now I'm moving to Florida. I was just curious how Florida rates and if my insurance will be more or less expensive there? Thank you!

How much does auto insurance cost in Orange County?

can someone please just give me a rough estimate of the cost per month for one car? Just a used sedan, nothing fancy. I am a single male with a good record. I know it would vary based on a lot of factors, but I'm just looking for a ballpark figure for cost per month.""

How much will it cost to get me listed on my mom's insurance?

And do I have to be on their? I only want to drive it once. Thanks.

How many American do not have health insurance?

How should I renew my car insurance in this case of seperation (not yet divorced)?

My husband and I separated 6 months ago. our divorce is not yet final (an other 6 months to go). My car insurance is due, and i want to pay the next 6 months. I've always been on my husband's car insurance. what points should i pay attention to while discussing the policies with the insurance agent? some tips to avoid paying extra fees (with no necessities) please share tips / suggestions. Thank you !""

Can i list my vehicle at another adress for insurance?

hi, i own a 2006 acura RSX-s and i live in the philadelphia suburbs. my insurance is quite PRICEY! any how, my father owns property in northern PA which is primarily farm land, and insurance would be alot cheaper if listed there. tho i dont live there, can i list my insurance there? is there anything illegal or could it hurt me? i see alot of people with New Jersey tags who live in PA to get cheaper Insurance. what do you suggest, and what would i have to do, change adress on D/L etc?""

How much will my car insurance go up after my first ticket?

I'm 19 and live in VA and got my first speeding ticket tonight (77 in a 60). I've never been in an accident or anything before, but I was just wondering if anyone had any idea about how much my insurance rate will go up? and will going to court/driving school affect what happens with the insurance rate, because otherwise i was just going to pay it online.. thaaaanks!""

Good car insurance price for teens?

Im 16 and I just got my license. My dad told me the insurance agent said its going to cost $130. I dont think that is including drivers education discount and good grades discount. How much discount a month you think Ill get and is that a good price? (Im getting a Nissan Xterra)

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How much will my insurance pay out ?

My beloved BMW 318i 1992, went up in smoke over the weekend and am just wondering how much the insurance company would pay out, so I can plan ahead what car I could afford to pay. Also how long does a claim take to come through ????""

""In the state of Georgia do you need a title for an automobile that is 24 years old, to purchase a tag.?""

I am buying a 1982 Chevrolet S-10 pickup truck, I personally know the individual I am purchasing the truck from. The title has been misplaced or lost. We are both under the impression that if a vehicle is X amount of years old you don't have to have a title to be able to purchase a tag,get insurance etc. The truck is 25 years old, if anyone has or knows the answer to my question I would be greatly appreciative.""

How much do you pay for car insurance?

I'd like to know the insurance price for a 1.8 litre car, about 5 years old, driver being older than 26 years old, and no claims bonus not included, in different countries. In Ireland I get a quote about 1,200 Thanking you all in advance !!""

What is the best car to get low insurance?

i'm thinking of getting my first car. what is the a good car with low insurance rate?. and what are the best ways to make the insurance go less ?

Medicaid health insurance? for pregnant teen?

I am 17 years old. i recently found out i was pregnant and i am under my moms health insurance. unfortunitly i am currently unemployed and my boyfriend's job isn't that good. with my mom's insurance i have to pay $20 every time i go for an appt. and the bills are kind of high. i need better insurance for me and my baby on the way and someone mentioned medicaid. any idea how to apply? also if anyone has a good insurance for them and their baby i will take any advice!!

Car insurance is soooo expensive is there an alternative???!!?

i am 17, i have a toyota carolla, and my dad tells me i have to pay him $200 a month for our unsurance which is carnall insurance. This is way too much for me too be paying, im not even 18, is there an alternative cheaper car insurance i live in the state of CT. Thanks.""

Why are there not provisions in the ACA that put caps on how much health insurance premiums can increase?

I just bought into a health insurance policy as I work 2 part time jobs and get no benefits in those jobs. Now my health insurance provider is saying my health insurance premiums will increase by 50% with higher deductibles and higher out of pocket maximums. This will put a strain on my finance as I can barely afford what I have now and having a $1500 increase really hurt. Why did this ACA not have something to cap these outrageous premium increases plus benefit decreases? It seems to be making it unaffordable rather than affordable.

Car Insurance Policy When Not Vehicle Owner?

Can anyone help? My boss has bought me a car but because Renault were unable to put the finance agreement in the company name it had to go in his name, which meant that the ownership of the vehicle did too. Not the problem I have is insuring this car as insurance companies won't insurer me as the driver if I am not the car owner unless the car is owned by a spouse etc...so, I am assuming that the only way round this is for my boss to be put as the main driver and me as an additional driver...if this is the case what will happen if I have an accident or conviction, or he does? Also what about No Claims Discount as I previously built up 3 years on my old car. Please help I really don't know what to do! Thanks""

What does comprehensive insurance mean?

I am trying to apply for state insurance for my daughter, who is currently on her fathers insurance through his work, and the rates have just gone up considerably. In the FAQ, it says that families who voluntarily drop employer based comprehensive insurance must wait 6 months to apply. Can someone please tell me what this means? Thank you""

Insurance for driving my bf car?

I am getting my driving license, how much roughly will cost the insurance to drive my boyfriend's car? It is an old petrol skoda... Thank you!""

""Car insurance, help!?""

I'm 21, fully comprehensive insurance, new '09 plate car, my car insurance costs me about 300 per year. I am going away to Alton Towers next month with my partner and two friends and I was wondering what is the cheapest way of going about insurance to enable them to drive my car for the 2-3 day road trip down there and back. We want to split the journey between two of us as it will take about 6 hours there and 6 hours back so we were going to do 3 hours each there and back. We're taking my car as it's the only reliable one and the most spacious. The two people possible for driving is a 19 year old boy (im guessing the insurance will be way too high for him) and a 19 year old girl. They both have their own cars and their own insurance and have both been driving for 1 - 2 years. The girl will be 20 when we actually go down there but she is fully comprehensive on her dads insurance. What can we do? And please don't suggest I drive all the way as I've done it before and I said i wouldn't again as it was just too long to concentrate on one big stretch of road, even with a couple of stops. Thanks people! x""

About how much do you think my car insurance will cost?

my parents just switched to liberty mutual, I have a car, a blue 99 manual chevy cavalier and I'm 18. I'm trying to figure out how much money from my job I need to save up before I get my license, because I have to pay my own insurance and I've had my permit for a year and a half because I couldn't find a job until last month. I just want a guesstimate please!""

""Court date for driving w.o car insurance, what are my likely outcomes?""

I got tagged for driving w.o car insurance in January, now I got a letter in the mail to attend court in a week for the incident. I live in MA where it is illegal to be uninsured and by law your registration also expires as well. I've already been towed and got my car back, now I just have to attend court. Any ideas what's going to come out of this? I have a perfectly clean driving record.""

Do you know any life insurance companies that has all of this?

1) Has banding coverage, meaning rates are base on total coverage of the primary and the spouse. 2) Has spouse rider and child rider, so there's only one policy fee 3) Has terminal illness benefit. If you are diagnose to be terminally ill, you can use a portion of the face amount for whatever reasons. 4) Has increasing benefit rider. That means every year up to a certain time, the face amount goes up by a certain percent without having to provide proof of insurability. And the rate of the added coverage is base on the age when the policy was issued to you. 5) Disability waiver of premium. This means when you become disabled, all your premiums will be waivered and the policy will remain enforced until it matures or expires. 6) Guarantees insurability for children. That means when the child becomes an adult, he/she can get life insurance regardless of current health conditions. 7) It has AM Best Rating of A+ or better or Moody Rating of AA or better. The company I work has all these features in all their life insurance policies. I was wondering if any other companies out there has the same features.""

How do I get my AARP auto insurance rating report?

Im 15 and how much am i looking forward to pay on my car insurance? The car is a 2005 chrysler 300c?

It's a black car V6 engine i live in the city it will be parked in the garage and we have a low crime rate in the city ? i would like specific answers or similar stories?

""Cheapest motorcycle for a 20-21 year old. Parameters: price, fuel economy, and insurance. Please help?""

I am 20 years old but will be turning 21 in late spring, and i was planning to buy a motorcycle with my tax return coming up (down payment and first/few insurance payments depending on whether i go monthly or biyearly). I was wondering what the Y!A community thought would be the cheapest on me when it comes to balancing initial price, fuel economy, and insurance prices for someone my age. I was thinking a moderately powered large roadster-style bike (i'm reluctant to say chopper...i hate that word) that doesn't go too much above freeway speeds, but i'm open to hearing other people's suggestions. I'm from southern illinois, and am a large guy, but not giant. No crotch-rockets please.""

""Are there health insurance plans that are low premium, high deductible?""

I mean like a $5,000-$10,000 deductible or higher. I have a lot of savings but I'm going to have a part-time job for a little while. I'd like to just pay $100-200 a month or lower for health insurance. Or as low a premium as possible.""

What is the average cost of car insurance for a 16 year old male?

I need it for a school project PLEASE HELP!

What do liquor liability insurance papers look like?

Like if you need to confirm that you have it, what do you show people?""

Cheap car insurance companies in the UK for young males?

What are some good car with cheap insurance and good mpg for a 16. I wanna tune it up?

I want a car that has low insurance and good mpg i wanna tune it up to like 400hp to 500hp

I need help!!!! where can i find health coverage?

Every day I suffer from pain. I have a wife and kids to support and an autistic son, so my wife cannot work, that way she can give him the care he needs. Medi-cal sent me a rejection. I can't get insurance because they all say they won't cover me for a pre-existing condition. I tried applying for the states pre existing healthcare program, they said I couldn't get coverage because my birth certificate has a different name than I have now. Hey......I have no control over the decisions mom made. I need help.!!! I struggle every single day and minute with this pain. I have a doctor that I pay cash to see, every time I go he gives me heck about writing a pain med. Script. Talks down to me really. He only gives a little bit, and its hard to find a cash doctor at all who would even offer these at all because of the people who abuse it. I'm at wits end, I'm ou of options if anybody knows of a program in California or anything federal that can help a white male, in the 30's, self employed, with a debilitating condition, make too much to be a bum, not enough to afford paying my own way through medical procedures, PLEASE HELP ME!!!!""

Can i get car insurance on someone elses policy?

I'm 19. I live with my sister in Detroit, MI. Can I get car insurance on my dad's policy if he lives in a different city then me? or on anyone elses policy? Im not talking about full coverage, I mean plpd, no coverage Thanks..""

How much would the insurance of a 125 cc Honda Innova cost in Ireland ?

I'm 17 turning 18 in december and want to start driving the bike .

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What make and model is the cheapest car to get insurance on?

what make and model is the cheapest car to get insurance on? for a 22year old female

How much is average insurance for a year on a sports bike vs a regular crusier?

Does a written warning affect your driver's insurance in Massachusetts?

I just got a written warning tonight in MA. I have a couple of questions, does it affect my insurance (I heard that it does not increase my insurance, but my insurance company is notified and my rates for next year will not decrease, is that true?). Also, how long does it stay on record? Much Thanks!""

Does your insurance cost increase if you get a ticket but no points on your license?

Looking for the best prices in auto insurance and Quick!?

I know there are some reliable auto insurance companies out there with killer rates. Anyone know something good?

I need to know which car insurance is both reliable and affordable?

What is the best insurance to start off on?

I'm 20, and thinking bout after college and trying to get ready to be on my own. So I was wondering of what is the best insurance company to have at the moment, and any advice I would love to have.""

How much should i pay for insurance of my car as a new driver in toronto?

Do the insurance companies in toronto accept my no claim record of driving from other insurance companies of the other countries or not? I have a 20 years record of driving in asia and a 10years record of no claim in my current insurance co. thanks to everybody who could give me information

Is there an insurance that will insure me and not my car?

my friend had an insurance that insured just him for any car he was driving idk what it was called but it was only for ohio residents anyway(im in pa) ....how would it work?

Can my parents insure my car that is titled and registered under my name?

I am 18 and in college and can't really afford to pay my own insurance. The car is titled and registered under my name. Im a full time student in college.

Is there insurance for a person that doesn't own a car and rental company doesnt provide insurance?

I want to rent a car but the rental place close to me doesn't provide insurance. They said I would have to provide my own. Is there insurance that will cover me while I rent the rental car? And if there is who will provide that for me?

What should I expect in car insurance?

Right now, I am seriously considering sharing a car with my boyfriend, so the insurance is lower than it would be for two cars. He is perfectly okay with the idea, but I would still like a truck to haul my horse (his Taurus SE can't do that long distance) for when I move, so it would be more convenient for me to have my own vehicle. I am a 17 year old female. My grades are a B average. I don't have a credit score, i pay with cash or my debit card. I want a truck (preferably an old cheap one that runs). I've heard insurance can be higher if you have a red vehicle, so I am going to avoid that. What else do you need to know to estimate my insurance? Thanks.""

Does car insurance pay sales taxes and destination charge if your brand new car gets damaged?

Does car insurance pay sales taxes and destination charge if your brand new car gets damaged? If your brand new car gets damage totally. what does the insurance company pay for? How long after buying brand new car does the insurance consider it not new any more?

Provisional Car Insurance?

I am currently looking for car insurance on a car I own, The car is an 04 punto. Basically I need provisional insurance for a month and I own the car so I need a policy that covers both of these, I am 18, Any suggestions? Thanks""

For how many traffic ticket you get before insurance rate increase?

i had a speeding ticket 3 yrs ago and it was dismissed after one yr. now i just got another red light ticket. will my insurance consider this red light ticket as second ticket or first and will they increase rate?? and for how many traffic ticket you get before insurance rate increase?

How does car insurance work?

So I am planning on asking my friend to borrow his car to drive when he's going to travel, but I do not have any insurance. Is it okay for me to drive? His car has insurance, but I do not have insurance under my name. Does that mean if I bump into something, I will get into trouble, even though the car has insurance?""

Life insurance for 18 year old?

My daughter will be 18 this year & she wants to know if she needs life insurance. She lives at home with us,is in 6th form at school (UK) & has no responsibilites like mortgage etc.She has a Saturday job so does work. It doesn't sound like she does, but my husband & I are not sure. Any advice? Thanks.""

""Where Can i Get Non-Owner's Insurance in Austin, Texas?""

Where Can i Get Non-Owner's Insurance in Austin, Texas?""

New driver insurance?

im a 17 year old male, just passed my test and trying to get insured. i've been on all the comparison sites with all stupid quotes. Does anyone know any cheap insurance sites/brokers Please Help!!!!!!!!""

How can I get heath insurance?

Im 21 college student and just got layed off I havent had health insurance for like 3 years and I need to go to a doctor like a gyno anywayz im going to the social services office to see if I can get like a low cost health insurance from the state or something I live in ct... but if they don't help me how much health insurance is a month? I can't afford more then 50 dollars a month I just got layeoff and I don't like getting help from the state but I really need to see a doctor

How many percent state farm increase insurance premium for 4 points in new york state?

Can an Insurance company still be held liable for the after affects of a car wreck?

Any advice is greatly appreciated. My problem is this, In July 2007 A man in a huge truck with a trailer hinge back up out from a parking space, it I saw him and the only thing I could at the time is speed up so he would not hit the middle of my car. He ended up hitting the side bumper and ripped it off. I have A 1999 Cryshler Sebring. It truely was a hard hit. Well the man's insurance did pay to fix the bumper, but now everything keeps going wrong. I did mention it to the person at the shop where we had arranged for the repair. I asked to please give me an estimated how much it would cost to fix it. When the time came, She did not do so and when I asked the lady she gave me a look like there is really something wrong with my car. I give two guys a ride to the bus so they do not have to walk the mile or so and they can attest that my car was running smooth. So many things one after another have gone wrong. I have put over 700.00 and still more problems. So my question is what do you think my chances are If I take it to the manufactor and they will rule in my favor. The Insurance Co-ordinator says if they say it was from the accident then they will pay for it. Straight from the start right after the accident my car kept dyeing out, so I had to drive it like a standard car with my feet on the gas and brake at the same time. So in the end , last I have heard there is a short somewhere so I took it to Spitfire and place that specializes in electrical problems and he told me my computer is bad. First of all the things my battery kept dyeing out, my car would not start up in the mornings,I took it to Auto zone and my battery was fat, swollen no good. Bought a new one, then I took it to a man at midas , he said I needed a valve cover gasket and he showed me my spark plugs we filled with oil, fixed that. Now Midas ran a scan and said I had either a bad map sensor or a short. Changed the map sensor the car is still barely running, so then another place said it was a short but had it for two weeks and could not find the short . I would like to know , if the guys Insurance is still on the hook for all the problems I have had with the car since the accident. Now I give these two guys a ride from work each day and they knew there was nothing wrong with my car before the accident. What is the best thing I can do. Many thanks , Sylvia""

How much can I expect to pay for a dented car door?

Actually, an off-duty police office hit my 2000 Dodge Stratus with his 2002 GMC Sierra while turning into a parking spot. The rear passenger door has a fairly large (about one foot in length and about a half inch at its deepest point) dent. The paint (I'm assuming) has a large crack running under the dent. The scratch from the impact starts at the bottom left of my rear bumper, and continues on the bottom left side of my car before the door starts, and continues to halfway through to the other side. The paint isn't scratched too deeply, and could probably be fixed up without too much work. His insurance is paying for it all; but they're going to give me a check based on an estimate - I'm just trying to figure out, going into it, what kind of estimate I can expect so I don't get taken advantage of. Thanks! (Fast response of the Best Answer!)""

My car was stolen....how much is my insurance gonna go up ?

my loan is 25,000""

How much would motorcycle insurance cost for a 17 year old with a Kawasaki Ninja 250 in Texas?

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What is the best bike for me insurance wise?

im 17 just passed cbt i have 2000 pounds (money) to spend on it i can drive up to 125cc also i dont want a sport bike as they have high insurance rates plus one more thing what can i do to lower my insurance quote i have a chain and lock that cost me 100 pounds and smartwater to put on the bike

Does my son have to be put on my car insurance?

My son is 16 and he is driving my husbands car and my husband tells him that he cant drive the car everyday because he is not on the insurance. Does he have to be on the insurance?

Does my Jaguar qualify for classic car insurance?

I have a 1996 (N) Reg Jaguar XJ 3.2 Sport, is it eligible for classic car insurance??""

Where can I find cheap dental insurance for braces?

I'm 20 years old and I work at Wal-Mart...I'm not sure if I'm considered to be full or part-time.....some weeks I work 40 hours and some weeks I work 32 hours....I REALLY need braces and I have no insurance and I'm clueless to all of this....if I can't get insurance through Wal-Mart...where else could I get it? Help!

When do you get your infrant car seat base installed by the California highway patrol?

Do they check for insurance on the vehicle?

Can a 73 year old man get life insurance for $100K? What would the approx premium be if so?

I know it would be expensive-anyone have an idea? Thanks so much!!

Rental car insurance?

Do I have to get rental car insurance in va from hertZ

I live in new york city can anybody tell me who has the cheapest car insurance in the city?

Can Hit and Run increase my insurance rate?

I parked my car on the street and found on the next morning that it was hit. If I report this to the insurance company, will my premium get increased? It wasnt really my fault that somebody hit me. I have a perfect driving records and no accidents in the past 6 years.""

Question about first insurance quote for a young driver?

Last week I used autotrader to search for numerous quotes and found one for around 1450. Today I passed my driving test, and went back to the quote but it had to be renewed since last week which is fair enough. The lowest value today was 1576 which I am alright with. I refreshed the page a while later to find that quote had disappeared and the cheapest was 1620, with the company for that quote (elephant) at the bottom with an unable to find a quote detail. I thought it would come back soon, so I refreshed the page and then suddenly the price increased to 2950 minimum and many of the cheaper companies were now listed as unable to find a quote. Strange, but perhaps the websites are too busy to send data. An hour on though and the price is still 2950. Did anyone else have this problem? If so when was it fixed, the same day or next day? Thanks""

Help! i need to find out insurance costs if i add parts to a car?

hi, im 17 and i own a peugeot 206, im wanting to tune it, and i need to know where to find a cheap body kit, new headlights, and some wheels? just trying to make my driving life and little more better :) i need to know roughly how much it will up my insurance cost, im currently paying 1,650 for it, and i can mabye go up to 2,000 also i need to find some speakers to go in the boot of my car, will that make my insurance go higher to? thanks for your time.""

""Where to get the cheapest car insurance for new driver, and which combinations of options, to get it lower?""

I am 17 and lice in Hartlepool in England and I have got a 1.2 mk2 3 door Fiat Punto. And i need insurance, apparently Adrian Flux is cheep for young drivers, but just over a month ago i was quoted 1800, and now that i need it i am being quoted 2600, y? I was also surprised when i found out that my car is a group 4 insurance, with it being a little 60bhp 1.2 compared to my mates 130bhp car being a group 5. I cannot go on my mams insurance either as she can only drive an automatic. So I considered selling my Punto and try getting an automatic to go on my mams insurance as she has over 10 year no claims, but her 200 insurance went up to 2500. I guss alot of the price being because of where we live, there was multistory flats, in a big estate, and was a bad area, but now they have been knocked down and is now a new modern housing area. Is there anywhere I can contact, to come prove it is a nice area now? Thanks""

Paying insurance monthly?

ive never booked insurance myself before if your happy with your online quote can you ring them up tell them your saved quote ref and then arrange monthly payment/direct debit rather than having to go through all questions again on the phone? what will happen then? will they have to check stuff get your bank details and then send paperwork through? the insurance is going to be in my name but im giving my partners bank card details for direct debit would that be ok?

When is it too late to make a car insurance claim?

About 3-4 months ago I was parked in a supermarket car park. My mum, opened the passenger door where the wind blew and hit the car next to us. Upon packing the car, the passenger in the alleged 'chip' car stated that their car was damaged- the damage was barely even visible- something you would expect as a driver to occur. I even questioned whether that 'damage' was the fault of ours because the car was that battered. Anyway, 3 months later I received a letter stating that I was involved in an accident on the 21st of June. This date is also incorrect where this 'accident' actually happened on the 1st May (my car insurance renewal date). My insurance know this happened in this time as I called them to ask what may occur. Could anyone provide me with details of when it is the latest time to make a claim. Also, what would usually happen for the 'chip' in question since I know this day that it allegedly happened was a lie. (UK answers only please)""

Two Questions for Automobile Insurance?

Can u guys help me to answer these questions? These questions are about Automobile Insurance 1) How can coverage needs change as you go throughout life? 2) Utilize Insurance Terminology. TY!!!

Some Health Insurance Companies Offering Decent and Cheap Plans for International Students in the US?

I will be studying my Master in the Boston area, this September. The grad-school health insurance is a little too expensive to me. What would be some companies offering decent and affordable health insurance plans?""

Full coverage insurance for a 350z in Cali?

Age: 26 Started: 16 2005 Nissan 350z 85k miles How much in general (ball park) would it be for insurance for this car in California? so many insurance places have you go through tons of crap and then get swamped with junk mail, I'd rather just get a ballpark estimate.""

What type of businesses that are good to call for all kind of insurances?

Like Health Care Insurances, Life Insurances, Employee Benefits""

Should I get my own health insurance?

Right now I don't have any health insurance but I'm considering paying it out of my own pocket. Is this wise?

Seeking an auto insurance company who offers independent spouses insurance?

married, but want to buy separate auto insurance""

What would be Cheaper car insurance?

im 18 and just wondering, what would be cheaper on insurance in belleville ontario? car, a truck, or a suv??""

""My parents are in the process of putting my name on the car insurance, can i drive it in the meantime?""

My parents are sending the paper work out tomorrow, it'll take a few days for the insurance compant to get it, does this mean I can't drive the car until they get the papers or can I drive it now?""

How do I get a no insurance ticket dismissed? ?

Im covered by my parents ins, but the truck I was driving hadnt been added yet!""

Owning a car? car insurance?

Hi, I'm 18 and im living by myself, how can I own a car? I'm in the search of buying a car but before that I need to know after I buy it what do I need to pay when I registrate it under my name. Also when I get insurance? How much do I pay?""

What is the best way to go about auto insurance for an 18 year old purchasing a Mustang GT?

Hey, I have a job @ walmart and i make pretty decent money & next thursday when i get paid im going to e-z way auto sales which is a pay here buy here car lot for no credit car buyers to go to establish car history credit & the car that caught my eye was a black on black on black 2004 Ford Mustang GT, I have to have it and the payments wouldn't be that much, something I could afford. What about the insurance? What's the cheapest for my age? I just turned 18 last month & i don't wanna pay more than $200 for car insurance, that'll be more than my car payment. HELP ME OUT!""

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spookyenemyperson-blog · 7 years ago

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Whats the best place to get auto insurance from???

"Whats the best place to get auto insurance from???

desperate for cheap good car ins. please help...

BEST ANSWER: Try this site where you can compare quotes: : http://howmuchisinsurance.xyz/index.html?src=tumblr

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I hate insurance. I have no reason so far to need it. I'm a safe driver and i do not want my money to be drained into some company, which in time, will get more money from me than they spend to fix whatever may happen to my car. I don't want a flashy car. I only need a cheap one. So i could care less about dents and stuff. What is literally the cheapest auto insurance plan i can get in California? cheapest dollar for dollar.""

Why is insurance in ontario so expensive compared to insurance in other provinces?

why is insurance in ontario so expensive compared to insurance in other provinces? what factors affect this? i would assume that the amount of accidents affect it. does population affect it in any way? how about living areas? wouldn't insurance in detroit be high because of the amount of crimes? i've been studying a graph and it says CPPV (claim cost per private passenger vehicle) and it compares that with average net premium. is CPPV the amount that the insurance company gives back to us policy holders on average? thanks guys. i'm sort of new to this insurance thing and i'd like to know more about it

Does anyone knows of a good Health Insurance in Florida?

HMO, PPO or whatever... I need to know asap. The work insurance is horrible!""

Will a comp claim cause an auto insurance rate to increase?

Scenario: A drunk guy vandalized someone's car in a fit of rage. I have a few questions... #1. Do the police need to be involved in order for the victim to file a comp claim with his auto insurance? #2. Can a comp claim cause the victim's insurance rate to increase? After the incident, the drunk guy (sobered up!) apologized and offered to pay for the damages he caused... problem is the victim is handing out an outrageous estimate for the damage. He claims he doesn't want to file an insurance claim so that his rates won't increase. I understand with comp claims there will be a deductible to pay, but will the rates increase? Thanks!""

How much would insurance be on a hummer?

A hummer h2 2003 and up. I live in tennessee, and am 16. Parents use state farm. I have never had a car so i have a clean drive record. Its a used hummer, just give me some guessing please""

California New Driver Law penalty?

My son just got his drivers license in California. I'm trying to get him to understand the penalty of driving with other kids in the car, when he's not allowed to. Does anyone know the penalty for doing so? How much is the ticket, what it could do to his insurance, etc.? Thanks everyone""

Question about applying for health insurance?

Okay so I applied for medi-cal a few weeks ago and I didn't qualify, because i have more than $2000 on my savings account. I'm twenty one years old living with my parents and going to college with no job; would I qualify for Cover California?How much money can I have on the bank to qualify?""

Cheapest car insurance for tri state area?

i heard cure is the cheapest car insurance? you guys know any other cheap car insurances?

OK here's a good one. I have a 2002 Dodge 4 door Neon. I need insurance fast. But I need it cheap.?

As cheap as I can get it. I need it for work. I have not had it covered before. Also I live in Illinois. Im seperated and the only one driving it. And I need it fast and cheap. Any ideas on where I can go? Please I need only serious answers, please! Ty""

Cheapest cars to insure for a 17 year old?

I was wondering what cars would be the cheapest to insure for a new driver, aged 17. I heard there is all these different groups which relate to the amount of insurance you would have to pay. Also, I would prefer a decent car, so if you know any decent, cheap to insure cars! pleaseeee let me know! thanks! :D""

What type of lawyer do I need to fight a car insurance company?

I was involved in a car accident where the car insurance company for the other person involved is supposed to pay for my car andnhave accepted liability for the accident. But. I haven't received any payment from them. And it's been 4 months! I want to hire a lawyer, just need to know what type do I look for...???? Thanks in advance""

How much is Car Insurance for a 17 year old Boy in NJ?

I recently got my license and my mom added me to her insurance. For 1 month they are charging approximately $400. This seems really outrageous. Car is a 2007 Toyota Camry. I also have above a 3.0 average and supposedly get some kind of discount. What are your opinions on this price?

Discount car insurance by putting another name on my insurance?

I know plenty of people the same age as me, 19 who have put another persons name on their car insurance eg. family or friends so its cheaper due to the other persons experiance, my mum passed her test when she was 21 but has never drove a car or owned a car herself since... so would putting her name on my insurance be pointless.???""

High cost of insurance for retirees which is using up pensions.?

I worked 33 yrs at McDonnell Douglas (Boeing) Aircraft Corporation and retired in 1996. I received a fair pension and insurance that I had to pay, which was affordable. What started out to be affordable in 1996 has now reached unaffordable in 2007. My pension is being quickly absorbed by the cost of my insurance, which is now $933 a month for just me. Needless to say my insurance costs outweigh my monthly pension allowance now. I am a cancer survivor since 1992 yet I am unable to choose another insurance provider because I am considered, like many other survivors and patients, high risk and uninsureable. I didn't ask to be dianosed with cancer. In fact, I have always taken care of myself. Why should I/we be discriminated against after 10 or more years of being cancer free.""

Car insurance for girls?

I am 18 and looking at starting my driving lessons and buying a car, BUT insurance is so expensive for a first time driver. Does anyone know what the cheapest car will be for me to insure,?? Thanks.""

Is it illigal to drive without having the proof of insurance IN your car.?

I have insuarance and i will be getting the papers tuesday. Is it legal in Texas to drive without the pyhsical papers, even though I have the insurance.""

Auto Insurance for a non-owner in Michigan?

My son, who has never had a ticket or any violations at all, does not own a vehicle. He will occasionally drive my vehicle. I live in Ohio and have insurance on the car in Ohio. Is that ok? Does he also need to maintain some type of coverage in Michigan. I do not see that Michigan has something like a non-owner policy if you do not have any violations and are not required to have the SR22 policy.""

Best insurance companies for 17 year old passed my test!!?

ok ive pased my test a month on friday and i gettin a car this week and i need some insurance on the car obviiously lol, well basically whats the cheapest car insurance all you 17 year old have and who is it with, please :)""

Does car insurance cover vandalism?

My husbands crazy ex wife. Keyed my car, slit my tires, and put something in my gas tank because my car wont start now. Does my insurance cover it? I have full coverage.""

If my car is registered in california..how can i get car insurance in nevada?

Which medical insurance is the cheapest?

I want to apply for a good quality and low cost medical insurrance. Whihc one is good for me. I am in SF, California. Please advice. Thanks.""

""Has anyone heard of this company Affordable Health & Benefits, LLC.?""

I'm looking to get health, dental, and vision insurance. I looked online at a couple sites and found this one. It looks really good but I'm a little worried it might be a scam ...show more""

Who sells auto insurance for $300 per 6 months for CO?

Senior, perfect driving record, recent driving course, excellent credit rating, lives in 80104 Colorado. Retired and drive approximately 10 miles per week.""

Does anyone have car insurance through Wawanesa Insurance?

http://www.wawanesa.com/ I got a quote that is very, very good!! Looking for any feedback, good or bad. Thanks Note: Currently it is only available in California and Oregon (And Canada)""

Whats the best place to get auto insurance from???

desperate for cheap good car ins. please help...

600cc sports bike good for a beginner? gsxr600 or zx6r?

ive never ridin a motorrcycle before and im looking at getting a gsx-r600 or zx6r. Im taking the safety course which is 10 hours of riding and 5 of classes which i realize isnt a lot. I drive stick shift cars so i get the point of shifting the bike. Ive ridin a dirtbike once and quads once but i seem to be a natural on anything with a motor so im not nervous at all about getting a racing bike starting. A lot of people say a 600 is to big for a first bike but i know people that have them and say they arent that bad as long as you dont drive it like an asshole. I plan on really taking it veryyyyy easy the first summer out and not pushing anything untill i feel extremly comfortable with it. My question is should i get this for a first bike? Im not getting a 250 dont even bother with that. Ive seen the 650's which are more begginer friendly but i just feel ill outgrow that within the first year and ill lose my money by selling it and buying a 600 instead of getting the 600 in the first place

How much will my car insurance cost?

I am seventeen years old, I live in New Jersey and my car is a two door 1997 Honda Civic EX. I am turning eighteen in two months. Which car insurance providers will be the most likely to give me good deals, and roughly how much would I be paying?""

Cheapest full coverage car insurance for an 18 year old?

i'm eighteen years old and im about to get my first car. i think im going to work all summer and just save up so by the end of the summer ill either have enough to fully buy a car or have enough to make payments. my mom said i have to get full coverage insurance. what is the cheapest insurance i can get. and what is a quote?

Temporary car insurance? ?

I recently bought a vehicle from a private party sell. I thought there was a grace period to get insurance but I was wrong. Is there a way I can get temporary insurance just so it'll be street legal? Like a 24 hour insurance or something similar? I need to move soon and the truck needs to come with. Let me know. Thanks.

""Would insurance be more expensive for a Nissan Sentra, or a Ford Fiesta?""

I live in Pa, either car I get will be financed. I got an offer for the Sentra for 72 Months for $275 a month, and the lowest car insurance for that would be $180 so far for that. I did not yet go out to look for a Ford Fiesta, but from what I hear they are less expensive on car insurance. I aparently have til Monday to give the Dealers my decision before the deal drops which I highly doubt , I think they were just telling me that to pressure me into making a quicker decision/mistake. Please give me your advise. Can they really only give me a certain amout of time for the offer? They claimed it had to do with other customers possibly taking any of the money toward loans from the banks... I am new at this stuff and what is more expensive to have insurance on?""

I got a ticket for haveing a expired drivers licence how will this effect my insurance rates?

The only ticket given was for the expired drivers licence. does that effect the insurance? im not sure cuz it does not mean i am a bad driver. anything will help! need to know fast. and i am in wyoming if that makes any differance.

Where is the best place to get cheap car insurance for young drivers?

Health insurance question for college student?

I'm a dependent college student under my parents health insurance plan and I was wondering if I take a semester off does the college notify the health insurance agency of my absence or do I have to notify them? health insurance provider is CSEA.

What if I upgrade my car insurance because someone threatens to mess up my car?

An old roommate stole a lot from me the day he moved out. I've been waiting 5 days for the police to take the report (they're busy according to them). In the mean time I contacted him telling him to return my stuff or I'll involve the police, and he said if I do that he's going to f*ck up my car. Right now I have basic insurance but after he told me that I want to upgrade my insurance just in case. My question is what happens if I upgrade and he does mess up my car? If I file a police report about the threat can my car insurance deny the claim? What if the police are still too busy and he does this before I get to file a report? What should I do? I already started parking 2 blocks from my apartment.""

Auto insurance Price?

I have USAA for auto insurance and I have been paying about $1,000 every 6 months. I did a online quote with Geico and for the exact same coverage(supposedly) it will be $364 every 6 months. How are they THAT MUCH CHEAPER? Is there any reason why I should not leave USAA today and go to Geico?""

Car insurance for 17 year olds - UK?

Im about to turn 17 and wanted to start driving, how much would car insurance be for a Ford Ka? Are there any cheaper companies to go to and any ways of bringing down the price like installing trackers etc. Would it be much cheaper to be put onto parents insurance, even if they are really bad drivers!?""

Motorcycle insurance for a 20 yr old?

i just got a 2004 ninja zx10r, any one know of a place that has motorcycle insurance for cheap??""

Insurance Part II: Is it better to purchase insurance or to insure myself???

Witnessing the treatment clients in the Gulf Cost are getting from the insurance companies I was wondering if Insuring myself <Paying myself premiums into my own controlled account> would be safer than to continue to buy insurance through a company. Then I wouldn't have to argue about the fine print in the policy should I ever need it!!! What do you think? http://answers.yahoo.com/question/index;_ylt=AiXHGfR0V4Wu_wR4yFSL9Xvsy6IX?qid=1006042106706 <I have no mortgate; so no banking requirements to make me buy insurance: I am dicipled to pay to my own account>

What does insurance mean?

Well I'm 16 and I don't know what insurance means : so I heard that louis' bum has insurance? What does that mean

Annuity insurance in colorado?

what is my coverage for an annuity under Colorado law?

How can I buy car insurance?

Sorry, my real question is as follows: My mom owns a car, and I want to drive the car and get it insured. I do not know if I can find an auto insurance agent and tell her or him that I want to insurance the car for myself alone, without paying insurance fees for my mom. I just want to insurance my mother's car and drive it by myself without paying any premium fees of insuring both mom and I. Any one has experience about that? Is it possible?""

The average price of car insurance?

Bankruptcy and life insurance?

I have plain old life insurance with my husband as beneficiary. Do I have to cancel life insurance if I file bankruptcy? I want to have this for security for my husband and five children should anything ever happen to me. It has no cash value.

Cheap car insurance for 21 yr old?

I have a 2003 Grand Am. I've had it for a year. Until recently I had it in my mothers insurance policy. But hers has expired now and I would like to have it put under my own policy. I've had my license since I was 19. I've never had any violations, not even a speeding ticket. What are some cheap car insurance for my situation. I live in Kentucky.""

How much is car insurance for a....?

28 year old first time driver in a BMW 3 series?

Is it worth it to pay $300 a month for health insurance when you qualify for medi-cal?

My kids qualify for healthy families and we are paying for their insurance anyways. We now need a new car, and were trying to figure out if we should switch to healthy families and buy a new car or keep their insurance through my husbands work?""

How does health insurance work - when insurance premium can generally increase?

If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up? Please advice. Thanks.""

How much does u-haul insurance cost?

People are force to pay for car insurance but been force to pay for health insurance is a problem?

You get fine for not having car insurance, car will get impounded, n you can go to jail for it also. Where is the logic here?""

Florida Health Insurance Question?

A friend of mine has Blue Cross Blue Shield through his employer in Florida. His premium is a whopping $600.00 a month. He wanted to lower his premium and his employer says he can't change his insurance plan. He wanted to cancel his insurance and his boss says he can't, unless he fires him. I told him it sounded as though his boss is ripping him off. He contacted Blue Cross Blue Shield and they told him his boss has the right to charge ANY amount he wishes. They would give him no information about his premiums and referred him back to his employer. My friend doesn't even remember if he ever got his paper policy. All the links to write the insurance commissioner has not worked. Can anyone tell me out there if it isn't true that it is anyone's civil right to cancel an insurance policy and what my friend might do next?""

Whats the best place to get auto insurance from???

desperate for cheap good car ins. please help...

Insurance rates for 2004 Pontiac GTO?

I am almost 18 and looking for a new vehicle. Currently I am driving a Mitsubishi Eclipse Gt (5 speed) and am paying $200 a month! They messed it up so I need to call them back it should only be $120 a month. Anyhow, I am looking to upgrade. I have been looking at Srt-4's which are quite high on insurance, Ion Redline's aka Cobalt SS which is cheaper than the Srt-4, and have currently spotted a 2004 Pontiac GTO (6 speed) , sticker price $12,000 I will try to talk them down to 9 or 10k which might be pushing it even though the car is almost 8 years old. Anyway for the minimum amount for full coverage I only want to be paying no more than $250 a month. Do you think this can be achieved? I have the good student discount and have taken driver's ed. Thanks Guys""

Where are the best Extended Auto Warranties Online - An Extended Auto Warranty that isn't too overpriced?

Where can I find an extended auto warranty online that is also good value? The one that came as standard with my car is very basic but their extended auto warranty plan is way overpriced. I'm now worried I'll have to pay out thousands in repair costs because something goes wrong with my car, conveniently just after the warranty expires. Is an extended auto warranty something I can get from an independant source?""

""Can't get insured, what to do?""

In April 2008, my wife totaled out my Impala(at fault, fault of my wife). In Jan 2010, some lady totaled out my Saturn which was sitting in front of my house, we were inside the house at the time. I had full coverage, but the lady did not have anything. Of course my insurance went up. I am trying to get insured for a motorcycle that I want, but all I keep getting is that I am uninsurable. I personally have not had any at fault accidents. How can I get around this, Is there an easier way? I have to get full coverage 500 deductible and collision on this motorcycle. THIS SUCKS! HELP Please!""

How much is car insurance for a 19yr old N driv er in BC?

I am nearly 19 about to buy a cheap car and insure it for the bare legal minimum how much approx will that cost me

What does rated separately mean in auto insurance?

i am a 19 year old on my parents' insurance. do i share all of their benefits or am i rated separately?

Why did my car insurance go up instead of down after i turned 25?

In November I turned 25 years old. I've always been told the two good things about turning 25 is that I can rent a car for cheaper and I will have cheaper auto insurance. I was excited about this. But when I turned 25, my insurance went up. When I turned 18, my insurance was $80 a mo. I have had insurance since then, I have nothing on my record (never had a speeding ticket, nothing). I've always payed bills on time, and since I was 23 I had full coverage. I've had the same car since I was 23 which is a newer model and nothing has changed with my driving info since I was 23. At age 23 and 24 my insurance went up to $130 a month with full coverage, the same car, nothing on my record, etc... But on my 25th birthday, I went in to renew my insurance. Now since I turned 25, my insurance went up to $210 a month. The woman who gave me my quote said she was unsure why my insurance went up instead of down since I had nothing on my record and I am a valuable customer. She was really confused and has never seen auto insurance go up instead of down when someone turns 25 unless they have something on their record. i payed the price but they are investigating it but as of right now, they don't have any answers. Does anyone know why it went up?""

I am unemployed and need dental insurance to get 2 root canals & 2 crowns. Help!?

I do not qualify for medicaid or family health plus. I have to pay for 2 root canals ($1400), 2 crowns($2000), 1 tooth extraction ($200) and cost of adult orthodontic treatment ($7000)!!! I am looking for private dental insurance but am having a very hard time finding... anyone can suggest any or other ieas to help me in this situation? I live in New York City... am 25 year old woman, single no kids, receive unemployment benefits after lay-off.""

Car insurance estimate dispute?

I recently was bumped into in my parking lot and am trying to settle with their insurance company for how much the repair fee would be. I took it to one place and it was around $2100 with damage to both the front and back door (they said the front door would need to be replaced). I spoke with their insurance company and they said I needed to take it to their place to have an estimate. I took it to their place, and the guy asks me if I was going to have it repaired their or somewhere else. I told him I would get it repaired somewhere else, which meant I would get a check he told me. He inspected it and told me that there was a 50-50 chance it would need to be replaced on the front door so his estimate was only for $1300. He said if I go get it fixed and they say it is more, that their insurance will pay the difference. This sounded to me like they are trying to say if you want the cash you only get $1300. What should I do? Should I try to negotiate with their insurance company for the difference or get more estimates that say I would need the new door? I would like the check, but I feel like I am getting ripped off since it would take more to actually fix it more than likely.""

What's the average state-farm-auto-insurance quote?

For a young woman getting her first car under her name with good grades (good student discount)? I'm trying to find out for a friend getting her first car

I want to choose my insurance instead?

how will i know if there is a place for me in my insurance option

""Can I get my car towed home, from a car lot without insurance? Or can I keep it there until I get insurance?""

Can I get my car towed home, from a car lot without insurance? Or can I keep it there until I get insurance?""

Car insurance situation.....?

one of our cars', 93 Toyota Tercel just got totalled out in a fender bender that was caused by another driver. since we only have collision insurance with AmFam on it, the other woman's company made the pay out to us (~$2K) and let us keep the car. we decided to fix the car up mechanically, and give it a bit of a face lift on the mangled front side fender, but didnt really put too much money into it. so the question is.... as we continue to drive the car, and G*d Forbid, anything similar should happen again, when we are not at fault and there's no bodily damage, just car damage, would we be able to get the other insurance company to pay for the car repairs? or will they say, well, you already had it totalled out once, we're not gotta give you $ to fix a car that not worth much... or how does this work? anyone have any experience with this? anyone here an insurance adjuster? thanks in advance""

Is this the only way I can get cheaper car insurance at 17?

Have my mam as the main driver on my car and add myself as a driver, my mam has 6 years no claims bonus and i've only just passed my test.""

Which Insurance Company?

I am a 20 year old male and i'm looking for insurance for my car. The prices range from 1000-3000. I know it depends on Claims, how long you've been driving, your age etc etc but just wondering does anyone have any suggestions about which insurance companies are quite cheap for people around my age?""

Van insurance for youngsters?

I'm 17 and i do Motocross and because of this i need a van to transport my bike to and from tracks (i don't want to get a trailer) it will only be used on weekends, but i am getting ridiculous insurance quotes. where can i get good insurance for young drivers?""

BMW coupe 1.9 / 2L how much insurance cost for age 22 had clean driving license for 2 years? UK?

BMW insurance for age 22 had clean driving license for 2 years

Car Insurance Claims - EVERYONE UNDER 25 MUST LOOK - Will I lose my No Claims Bonus?

I have had my insurance for nearly a year now. I am the main driver and my dad is the second driver. My dad had a small bump in the car. If we have to claim in his name will it effect my No claims bonus and next years insurace quote, ([I will though be taking my dad off next years insurance)]""

Do you pay a fine if you dont have health insurance in the U.S.?

and in california? i heard that you have to have health insurance or you will have to pay a fee/ fine or something is that true? it doesnt make sense because people who dont have health insurance cant afford it but now there's medicare and obamacare so does that mean you are forced to have health insurance?

Which Car Insurance is better for a teenager in Texas?

I'm 18 years old and trying to look for a cheap car insurance. I am at College seeking a job and the cheapest is Acceptable Insurance,110/month.""

""In general, How much does car insurance go down after marriage?""

I live in Seminole County Fla, am 22 and getting married. I pay 135ish a month now, how much does it usually go down???? I'm not asking exact just a rough estimate?""

Insurance differences based on Gender?

I'm curious... If insurance companies made you pay a different amount of Insurance on your Car based on race, would that not be racist ? ie. How does this differ from Women and Men paying different Insurance rates ? How is that not Sexist ?""

Are States legally allowed to require car insurance?

Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with ...show more

Motorcycle insurance in the UK?

My husband has just brought a new bike, a Suzuki UH125 Bergman. What is the best and cheapest motorcycle insurance??""

Are annuities good for young people?

Does anyone know if annuiites are good for young people, like in their late 20's. Starting a family and reading about many investment options. It seems like we've only heard about annuities for older or almost retired people, but with new prods that guarantee 7% yearly if your investments don't make that much...seems it's not a bad thing to add to a portfolio.""

""Car insurance for a person, not a car?""

haha if that makes any sense. my friend was telling me about how her friend is insured as a person...so she can drive say her moms car, her friends car, and her boyfriends car. she doesn't have a car of her own so she got insurance to drive other peoples cars? can you do that? if so, what company offers that sort of coverage? thanks""

Whats the best place to get auto insurance from???

desperate for cheap good car ins. please help...

Is their insurance for pregnant women?

Hi, I am about 30 weeks pregnant and very scared. I do not have ins at this time. I had a ppo a few months ago that did not cover anything! My bf (ridiculous we were not married) of 11 years just walked out on me and the kids for his selfish reasons. So he is no help besides paying the mortgage. Im not trying to get free insurance, I just need some help on what affordable insurance there are if any that will pick me up. I pay for my visits but im running low on cash. I am on bed rest for incompetent cervix and I am losing it trying to figure ways. I return to work 6 weeks after I have the little one but for now I have no job! Im at lost. Any suggestions would be greatly appreciated. I can pay monthly's but I know that delivery bill is gonna kick me in the butt. I just want to have a little security...""

How much approxinately for motorcycle insurance?

My mom is planning on buying me a ninja 250 for my birthday. I have never had a motorcycle. Unfortunately I have 3 speeding tickets (wrong place,wrong time). I will be 24.""

Insurance Question??

Can you get insurance if you have a salvage title????

Is aviva car insurance website down?

aviva car insurance says its unable to process your quote? Its been doing this since yesterday:s I'm just looking at quotes for different cars, just looking what will be better for me, i don't actually want to get insured yet until I've found the best price! It just keeps telling me to ring them up!! Any ideas? Oh and btw ive tried changing my email address to see if i was just doing too many but it still comes up with it? And its not because its too high for me to be insured which ive seen from looking into it because some cars ive put in again because i lost the quote reference? Nothing works:/""

""For USA: If i got hurt in a car accident, will my heath insurance cover the expenses? or the car insurance?

I am an international student studying in NJ. It is mandotory for all students to have heath insurance so i got one. I recenty bought a car from NJ. I m looking for insurance prices now. I m confused about that issue! In my country (cyprus) car insurance companies only pay for your damages to cars or environment. Your health insurance cover the medical expenses. I think it is different in here USA...

When is the best time to talk to an insurance adjuster?

Someone hit my car and admitted fault while I was looking for a parking spot. The damage to my car was $1500. My gf was injured and goes to the chiropractor 3 times a week. The first day to the chiroprator cost like 400 dollars, and everyday after for treatment cost about 125. They want to treatment for atleast 1 month. The doctor told my gf that she was going to miss 2 weeks off work. The adjust wants to talk to us in one week after the accident. Should I contact a lawyer or no? They want to do a settlement. How much should I expect? They are already paying for the car repair, and car rental (6 days) But my insurance is paying for the doctor visits and stuff. I never been in an accident before that was caused by someone, so I'm not really sure how to deal with an adjuster. As soon as possible or wait till all treatments are done?""

How much is insurance??????????

i want to buy a used car/motorcycle but i need to pay rent and im scared my job wont cover insurance anyways how much would insurance be for 1 year? can i get a better deal also if we have a family plan thing or w.e i mean we got 3 cars and have insurance but i want my own car idk if my parents are up to pay but would it be cheaper if i put it under their name with the plan or w.e PS. WE DO NOT HAVE ANY DUI's OR CRASHES OR ANYTHInG WHATSOEVER that has to do with our cars getting hit or dmged or anything.

Health insurance question?

can your parents drop your health insurance he your not 26 yet????

Cheap car insurance for young drivers?

Ok im 20 years old ands i expect to get my full licence soon. i think a Ford KA is my best option for price when thinking about purchase price, Insurance bands, TAX bands and repair costs. The problem is all the insurance company's i have looked at will charge me around 2500. Can anyone recommend any good insurance company's for young drivers. I have tried some price comparison websites none seem to come up with anything new.""

I have a ??? about car insurance?

hey last saturday i wrecked my car...totaled. well i still owe about 3000 left on it so of course i had full coverage ins on it will ins company give you retail value or trade in value it was a 2000 stratus and i had about 109000 miles on it and have had a lot of work done on it i did have a cracked winshield that was not cause of the wreck about how much money am i looking at???

Car insurance: how to save if i have 2 cars?

i am with AAA and been with them for 5 years, full coverage on my honda civic 2004. i bought a new miata 2011 convertible the other night. how do i save on my car insurance now that i have 2 cars? i am very happy with my new car and so with my old honda. just want to save on my insurance. thanks!""

Can I get free health and car insurance or any kind of insurance if my parent doesn't want to help pay?

My mom died and since im 18, i decided to continue to live with my grandma like i originally was with my mom and when im suppose to live with my dad he isnt responsible for me anymore. emancipated me. but im not living alone im with my grandma. so im wondering if there was a way to get health and car insurance. can i get it for free? is there a plan?""

I cannot find any cheap car insurance quotes?

Does anyone know any cheap car insurance companies?

Boss mustang & insurance?

here's the thing. im 16 and live in VA. im saving up to get my dream car, a 1971 boss mustang. ive had my permit and hopefully about to get my license next month. everything would be perfect if it wasn't for the insurance price. are there any discounts that are available that would help out a lot? and does it cost anything if i just get my license and for now not drive? if so around how much? thanks a bunch in advance""

How much can I expect to pay for cobra insurance?

I was recently offered a job that pays much more than my current job. The downfall is the employer is small and does not currently offer an employee insurance plans. I'm 30 years old and I've never had any major health issues. I know I can keep the insurance from my former job thru cobra law. But what will i expect to pay. Currently as an employee I pay 26.35 per each pay period (2 week pay periods) for medical insurance and 9.53 a pay period for dental. In summary i pay roughly 71 dollars a month to cover myself only (no dependents). the company i work for has 7000 employees worldwide. probably 2-3000 u.s. employees. How much can I expect to pay for cobra?

Which car insurance company is the cheapest in California?

i have a 1993 toyota camry xle v6 4D....im a single parent that has never been in an accident....and i'm going to insure with my son whose had a non at fault accident

Homeowner's insurance?

if you own a duplex and reside in one half and rent the other half, is the homeowner's insurance only for the rental part or both?""

What is the best car insurance company for a 16 year old?

I'll be turning 16 next year and i want to get a headstart on what the best car insurance is for a 16 year old male in New York

Car insurance for new driver 16 years old?

my son just got his license and he is 16 and he will be insured on a 1962 vw bug and i was wondering what the average cost would be a month for insurance and what is the best but also cheap insurance he could get help?

How much would motorcycle insurance be in ontario?

Okay, so I turned 16 this past december and I am getting a motorcycle. I'm also doing a motorcycle safety course which I heard decreases your insurance. My first day at the course is today and I should have a m2 by April 3rd (I got my m1 on Feb 1st). I'm getting a used Kawasaki Ninja 250r, probably between the years of 2008-2010. I will probably get the bike for around $3800. (the Kawasaki Ninja is $1000 more expensive in Canada than USA). I live on the edge of Brampton, Ontario, very close to where the farms start (literally almost on the edge of Brampton). I will be driving for 2 or 3 days a week for pleasure. Not really going to take it anywhere besides taking it to my school occasionally. My driving record is clean. So, how much do you think I will have to pay and can you recommend me some companies but please give me a estimate of how much you think I'll have to pay. Lastly, my area has no crime rates and I think that I live in a safe neighbourhood.""

I need to get rid of my car because the payments are way to high and insurance sucks?

I bought a 2003 Toyota Avalon a little more than a year ago from a dealer. I put 7000 dollars as a down payment and now am paying 240 a month for 60 months. Its getting kind of hard to pay off the car now with all of the costs going up. The total price of the car was 15000 and I got a bumper to bumper warranty for 5 years/100,000 miles when I bought it at 35,000 miles. The car now has 54.000 miles. How do I trade it in for a car that would cost me less than 200 a month Thanks""

How much does company car insurance cost for your personal car?

If i was to take out insurance for my car to cover it for company use how much does this usually cost??? i guess every car/individual is different but on average whats the usual cost??? thanks

Car insurance question?

how much is car insurance for a Mitsubishi lancer for a young driver

How much is car insurance in NYC monthly ?

I'm 21 and i'll be getting a car in 3 months, I would like to know\ how much is car insurance in nyc monthly""

How much do you pay for a car insurance living in New York (brooklyn)?

Whats the cheapest way to get it? im 19 so my rate would be around 5 gran

Whats the best place to get auto insurance from???

desperate for cheap good car ins. please help...

https://www.linkedin.com/pulse/do-i-need-auto-insurance-rent-car-through-hertz-ruby-holder"

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