#why is insurance so bullshit | Explore Tumblr Posts and Blogs

thelarsvolta96 · 4 days

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post about life lately

this is gonna be a long one so buckle up i guess. just wanted to explain why ive been gone and rarely active lately.

so ive been in and out of the ER lately, my most recent stay being 5 days long, because ive been having severe digestion issues and pain to the point where i couldnt eat or drink anything because it would just come right back up. my mental health has been down the fuckin drain lately as well. and i have no funds or health insurance to get help with any of this. thankfully before my ER visit i scheduled a mental health visit for tomorrow, which i totally forgot about until they emailed me asking for paperwork. but my follow up for my physical health isnt until october 3rd, and thats just to establish care, i doubt ill get any answers there. in the meantime ive lost 20 lbs without meaning to or trying, just because i cant eat very much at all. im somewhat convinced that i cant eat beef or gluten at all, and any time i eat a leafy veggie or something like broccoli that causes me intense pain and discomfort as well. but i dont know. i need to get allergy testing done and whatever other testing they can do on me. they did an upper endoscopy on me at the hospital and said i had "minor gastritis" which is ridiculous because of course its gonna look minor when i havent eaten in a week. i havent even been aggravating it. i dont know what to do. for now im eating what little i can and conserving my energy. im just so lost. not to mention my mental health just constantly spiraling, im sure in part due to me not getting the nutrients i need and also because i just feel so sick constantly.

the drs at the ER kept saying they think its cannabinoid hyperemesis, which i think is pretty bullshit, but they say the symptoms can last up to 6 months after ur last use. so i guess im gonna be off the weed until the end of march to see if thats really whats causing all of this. im hoping ill get a different diagnosis from the drs im able to see, but i dont know if i will. i just have to play it safe. unfortunately, the weed was like the single best helper for my physical pain from just existing as well as for eating food, so my appetite is basically nonexistent at this point as it has been for well over a decade now, only now i have no way to stimulate it. so now im in constant pain, constantly tired, constantly feeling sick. its hell.

anyway, im trying to keep a list of trigger foods, and so far its been any beef, and ive had a hard time with saltine crackers and pretzels. ive eaten chicken and rice alright, i was even bad and ate some french fries with sauce the other day and that was ok. hence my thinking that gluten might be fucking with me. but i have no idea. im just so distraught. i want answers. i need to be able to live my life.

i guess thats pretty much everything. hopefully i wont disappear for a large length of time again. sorry everybody

#personal post #medical tw #vent #sorry for being so inconsistent #i fucking hate drs #why is insurance so bullshit

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tea-earl-grey · 8 days

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i deserve to kill insurance companies actually.

#i've been fucking around with this for two weeks now and i want to die #why is it legal for an insurance provider i am paying to decline a medication that i've been on for years #why does a doctor have to fill out a special form to prove that i Really Need this medication. that's just what a prescription is for.#and also why is my doctor's office closed half the week and i can't get ahold of them and they don't call me back #i'm already rationing my meds like this is not sustainable #the real bullshit is that from what i can tell my provider won't even let me pay for it out of pocket. which i don't want to do but. still.#(it's a maintenance inhaler. i still have plenty of my rescue inhaler left so i'm not like. gonna die without it. but i will be very #uncomfortable and pissed off about it.)#part of this is my own fault because i knew switching insurance would cause some Bullshit when i try to get my meds refilled #so i should have started this earlier #but TWO WEEKS SHOULD BE ENOUGH #i just want to find out what i can do bc every day i call and they go “huh that's weird that it hasn't been approved yet. i'll look into it #and then they don't call me back #well uh. with med rationing i have enough to get me to Tuesday so i fucking hope someone actually figures out what's going on today #vent #personal

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ace-din-djarin · 23 days

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.vent post don’t mind me i just need somewhere to put it

#sorry don’t mind me I want to tear my fucking hair out #I want to scream #I fucking hate health insurance and medicine pricing bullshit #IF I WAS GOING TO BE PAYING OUT OF POCKET ANYWAY #WHY NOT FUCKING TELL ME THIS AND NOT SEND ME ON A WEEK LONG WILD GOOSE CHASE TRYING TO GET A PREAUTHORIZATION THAT DOESNT EXIST #WHY MAKE ME WAIT UBTIL THE DAY BEDORE I NEED THE MEDS #WHYYYYYYYYY #god I’m going to explode I’m so stressed and angry and upset I cANT

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thetrekkiehasthephonebox · 3 months

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I have been in for-profit health insurance hell for months now and I feel like all the progress I'd made in not feeling ashamed has been fucking erased because I keep having to explain to strangers with no medical training what is wrong with my mind and body over and over and over again

#yeah sure I shouldn't feel ashamed but like goddamn this is ROOTED IN SHAME #and now I get to REPEATEDLY HUMILIATE MYSELF #something that I'm really only comfortable discussing with friends and family and my therapist and my doctor #and not even all my friends and not all my family #and most of the time I do cry when I talk or think about it #to have to educate the people in the system about it #to tell them the way in which I am broken #and getting the fucking runaround for MONTHS #MONTHS #and finally getting the information LAST WEEK that I needed MONTHS AGO #but no one actually LISTENED #I had to bare my shame and NO ONE FUCKING LISTENED ENOUGH TO TELL ME WHAT WAS ACTUALLY WRONG WITH THE FUCKING CLAIM #UNTIL MONTHS LATER #and someone asks how you've been and it's like Not great but I don't even have the words to explain it anymore #and I'm really trying not to have meltdown in public because that would be a bit of a bummer #but I am broken and I keep having to tell people about the specific way in which I'm broken so that my insurance company will pay correctly #and it's still not fucking done #and I was so proud of myself for doing it and now it's just this dragged out nightmare #how much of my energy is spent on this stupid fucking bullshit? and why does it feel like I'm punished any time I make progress??

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noswordinourlake · 10 months

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Honestly I'm pretty lucky¹ in that this doesn't happen to me too often but the next time some asshole asks why I still live with my family even though I'm an 'Adult' with a 'Job' or whatever I am going to staple the 100k USD² quote for my new wheelchair accessible vehicle³ to their forehead. Being disabled is so fucking expensive.

¹ for the value of lucky where you know, people only microaggress on you once in a while vs all the time

² no I'm not joking

³ no it's not a passenger van or like a bus. It's a modified Chevy Traverse. You know, those kind of cars that are like 35k USD⁴ off the lot brand new

⁴ for another fun trivia fact if insurance hadn't covered my wheelchair this is also the bill I would have got in the mail for that

#But the good news I'm finally in the process of getting a new car!#And insurance did end up totalling my last van after The Accident last month #So I won't be on the hook for all 100k. Thank god #disability #ableism #filing this under #quadriplegia problems #el problema es el capitalismo #why footnotes you may ask. because i think they're funny #i'm back on my bullshit

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andromeda3116 · 1 year

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i know that the "adulting sucks" thing has been overdone to the point of obnoxious, but seriously

seriously

adulting fucking sucks

#running the numbers on my budget and calculating how much i can afford per month on things #bc i will likely need a new car soon and i need to figure out what kind of budget i have for it and what my options are #and i get a bill from a doctor's visit in fucking november for almost $150 after insurance payout and my copay and like.#hey i was told on my insurance shit that i would only have a $50 copay! and i had met my deductible!#it legitimately looks like they waited until it rolled over to charge my insurance specifically so i would no longer have met it #like the visit was in november. why did you wait until mid-april to payout?#my insurance rolled over at the beginning of april. huh. what a fucking coincidence.#idk who to call about this but this stinks of bullshit #i should not be owing that money. period. and there is absolutely no excuse for sending me the bill for it eight months later.#and i need to clean my apartment. and i need to feed myself at some point.#and i need to cancel att and set up the comcast internet that's recently been folded into rent as an amenity #i have already gone through and canceled all the subscriptions i don't use #so check that box off #and like. i don't want a roommate and i really am not looking for a relationship with anyone.#but doing all this shit on my own and having to pay every bill on my own and having to do all the cooking and cleaning on my own is just.#exhausting #i am so so tired #and i'm looking at things and i intend to go through online school for a communications degree which will be reimbursed through my job #and there may be a lead position opening up soon which everyone seems to be pushing me towards which would be a title change #and significant raise at the cost of added stress #and i feel like butter spread over too much bread #i need to work anti-burnout measures into my schedule and budget now to get the structure i'll need #but i am already so tired #but i need the raise and i need the degree to gtfo of this career

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apollo-zero-one · 1 year

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I wish capitalism was a tangible object I could bite and claw at I start foaming at the mouth like a rabid dog when I think about it gwrrwhrwgwwrgwr

#my mom shouldn't have to have a job she is busy all goddamn day every goddamn day taking care of her mom and her 6 year old child #and she takes care of me and my brother and her husband this woman is exhausted #and she makes us breakfast and dinner every day and she watches all the neighborhood kids and and and #she is already fulfilling an extremely valuable roll in society!! why the FUCK should she have to have a job too!!#not even going to say 'outside the home' because her job IS OUTSIDE THE HOME she contributes to this whole damn community #It's BULLSHIT it's UNFAIR she deserves justice #and it's also bullshit and unfair that a household with three workinh adults cant afford a 4 bedroom family home.#We collectively make enoigj money that we lost our fucking health insurance and are being kicked out of our subsidized housing #But there are no homes anywhere near any of our jobs that we can afford so WHAT THE FUCK #and every part of it is capitalism and I hate it I hate it I hate it I hate it #Is the purpose of life not to find and be with wnd care for loved ones?? are humans not born to love and be loved and help one another??#what went wrong? why did we let it get this far? why are we taking a mother away from her 6 year old daughter so she can afford #both of their medicines that they need to live healthy lives???#A caretaker away from a disabled elderly woman? A safe person to leave your children with away from the village? Why the goddamn divide??#sorry there was ten minutes begween that tag and this one because I had to cry I am calmer now #still heavily anti-capitalist tho

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scarecrowgolem · 2 years

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Remembering that my dad would literally tell me he seriously believed I was "possessed" as a teenager just cuz I was idk fucking gay and suffering from mental and physical illness all the time due to being neglected lmao wtf

#and hes still like i did my best im a good parent idk why u hate me 💔#like okay. 1. the incest #2. making me feel guilty for expressing any normal human emotion #3. thinking all my health problems were due to fucking. dumbass spiritual bullshit and not even taking me to see real doctors #and then if i did have to see a doctor guilted me about it even tho we had insurance so itd be fine anyway so idk what the deal was #4. letting unsafe people around who abused me and never protecting me or standing up for me #5. using me as a scapegoat constantly #6. making me act like a fuckin house wife and caregiver to u a grown man with a job when i can barely take care of myself #7. kicking me out of the house and neglecting my brother whom is in juvie now bc u wouldnt fucking parent him #and bc u decided ur new gf u barely know is more important than ur kids #8. letting a fucking alt right bastard around me a jew and not defending me when he was microaggressing me #and putting me in huge danger #and MORE #g-d im so angry rn i hate remembering shit #vent #to be frankie #cant wait to put u in a nursing home asshole

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heylinfanclub · 1 month

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Late night brain: no point in living if (life struggle many people experience and survive fine with) is gonna be part of my life.

Time for eep time for eep.

#me.#(cusp of my wisdom tooth is so deep it’s hard not to FURIOUSLY LICK IT #(I feel I need to see a dentist before my mouth starts hurting one of these days #(I’ve been riding a thin line of Having Holey Teeth with No Pain for a while now.#(Catastrophizing says I rotted out nerves and that’s why it doesn’t hurt #(but that would’ve hurt!#(I say remembering my mouth hurt once upon a time but I stopped feeling it #(I started googling if any dentists take my insurance and it’s. Not Promising.#(and obviously if it doesn’t take my insurance that means I can never go right #(none of this ‘debt’ or ‘pay later’ bullshit nah #(I’ll just die #(weeps in teeth fears #(BED TIME NO DREAMS OF TEETH PLS

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713-4th-ward-g · 7 months

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#idk i kind of find it fucked up that my dad thinks it was a bad idea to tell me about his life insurance plan #he told my mom “ you think it was a good idea telling him ? you know people kill people for it”#almost if not is insinuating that i would do something like that #idk to me it speaks volumes on how he views me as a person to think i would even think of such a thing #it bothers me to think he would think id do that i definitely dont get along with the dude but i wouldn't do that 😂#like you really think that low of me 😂 bruh that shit is sad to me #i absolutely hated him when i was growing up; literally had everyone walking on eggshells #you literally quite literally couldn't say anything to him or he would get aggressively mad #literally so mad that his screams alone would make my ears ring and hed throw stuff around in his little shed #i would be so scared as a kid helping him with a car maintenance or anything around the house cause any inconvenience #would have the man screaming at me when I've done nothing but try and help and cuss me out for the thing he fucked up something #for years i couldn't hang out with my classmates outside of school near my house without him cussing at me and screaming at me to go home #if he saw me with them at the abandoned next door neighbors house he would literally scream at me and cuss at me to get in the fucking house #and would grab my arm and push me inside; i was just in middle school at the time and ive already been through so much mental abusive #i would get blaimed for anything he did wrong when i would try to help him fix something around the house and it wasnt my fault #screaming and cussing at me calling me fucking stupid in Spanish i hated him so much his excuses are work had him so stressed out #like if that excuses him for taking his stress out on my sister and i; its absolute bullshit the man he is now is just a toned down version #thats why when he did it again not long ago it triggered me so much it brought back so many horrible memories i didnt want to remember #he didnt even apologize to me he just told my mom he was embarrassed and didnt know what got over him like that's an excuse to scream #and cuss at everyone who had nothing to do with him fucking up the wall he had no reason of cutting and cutting a pipe in the process #he was cussing at me saying i dont want to be critique 🤣 like dawg all i was only giving him options to fix the problem #he took that as critiquing and he fucking exploded cussing and screaming in Spanish i was sure we were about to fight again #it wouldn't be the first time ive fought him before when i was a teenager cause he would scream at my mom and grandma #and i would stand up for them and just for that he would throw hands with a 13 year old me a 15 year old me a 16 17 amd 18 year old me #he was a horrible person and i hate it when people tell me he was a good person there that he was a good father cause he provided for my mom #like if thay excuses the abuse he put my sister and i through like fuck that dude he had not right hitting my sister in the face #and mentally abusing us its absolute bullshit and i still have not gotten over my childhood #literally the worst time of my life was my whole childhood for every good time i had there were 10 times more negative shit that happened #so i find it funny that he'd think i would kill him 🤣 for his insurance money i dont want his stupid money #he really thinks that low of me and it's quite sad honestly

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rosicheeks · 9 months

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Just saw your post.

No wonder you’re having a breakdown, it seems like you’re going through a lot at once.

It can be really overwhelming. Completely understandable.

You deserve to be happy, I really hope things turn around. It’ll take time and that’s not a bad thing!

I’m fine I’m great I’m so so sooOoOooOoOooOoOooOooO good 👌

#totally not broke and still living at my parents at 25 with no career and no friends #hahahahahahhahah I’m great #definitely not turning 26 this year and going to have to figure out insurance and all that bullshit #when I feel like I just graduated high school?#im not doing the math cause that’ll kill me but 2016 was how many years ago?#so yeah #also think it truly went all downhill when covid hit #not gonna get into that and I don’t fully blame it cause I was already going downhill before that happened but that definitely did not help #do you ever just feel…. not real?#idk sometimes I just feel like I take up space and I’m a human and ya know that’s it #I look in the mirror and I don’t know who the fuck that is #I look at pictures and I just don’t process that it’s me #idk idk #I’m doing great though #super duper happy #found my purpose in life #and singing and laughing again #so so great #but yeah this is only part of why I’ve disappeared for so long #shut up rosie #ask #anon

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slythernnn · 10 months

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This is the most ridiculous fucking fight oooooooomg

#asked him to stop being so pushy and now I’ve been text arguing for an hour 🫠#I don’t even understand why this is such a big deal #he’s obsessed with the idea of me getting my license claiming it’ll give me more freedom??#I don’t have the money for a car or insurance or maintenance #I’ll just have a license and still have to Uber/have Alex drive me/take public transit #but he’s acting like it’s gonna change my life and it’s soooooooo important and I’m repressing myself it’s so weird #some of his shit is sounding real gaslighty/red flag #between that and me admitting I’m worried about the longevity of our relationship bc I’m not really involved in his life #bc his friends/family don’t know about me so I feel like a dirty little secret #and his response was ‘I never see them anyways’#like what???????#and he’s trying to frame it as me being the problem #this is such bullshit #what fucking ever man #shut up rian

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lavender-femme · 10 months

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#love feeling like I wanna end it all (the world. not my life) because of fucking medical bills and insurance bullshit #how are you gonna send me an EOB for something that happened in April that I already received EOBs for from both of my insurances saying I #didn’t owe anything only to now be told I owe $1900?????#like hey hi you already sent me EOBs months ago and it was fine why are you sending me a new EOB that is completely different???#also got an EOB for something that happened in October 2022 I’m gonna fucking SCREAM #I’m so so so fucking mad #and frustrated #because a month ago I spent like 3 hours on the phone with my one insurance and they told me I’d get a call from their coordination of #benefits department in 10-15 days and I never did but I also can’t fucking find their information anywhere to contact them on my own #and I feel like I am getting fucked over entirely #i fucking hate this #i hate it here #privatised healthcare is a fucking scam #i’m talking

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medicinemane · 1 year

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Oof, always feel so damn worn out after that 6+ hour trip, but can't sleep

So I can't do something fun and useful like minecraft, but... can't sleep and move on to tomorrow

#uncle was in town and had a good talk with him by the way #like both in the sense that we talked about my grandma's will and he was really happy to find we were on the same page #but then also just a good conversation about politics and tech and stuff #also found out that literally everyone there but my grandma is kind of paranoid about having too much money and losing benefits #my mom; her disability; me medicaid; and my uncle his workman's comp insurance #he was a firefighter and hurt his back real bad on the job; was forced to take early retirement and got pretty screwed #but this past year he's been teaching at the local university and really loving it #but he's not supposed to work more than 20 hours a week according to the disability insurance #but because it's so short staffed he's been having to work 30 #and isn't it bullshit that a former fire paramedic might lose his benefits because he's teaching people too many hours a week #(cause universities suck at hiring teachers; why do that when you can just hire even more admin?)#like I'm a fucking bum; but my uncle's done a lot of good in the past and got hurt real bad while doing it #and now he's doing a lot of good teaching; and actually seems like a good teacher cause his students really seem to like him #and he could get penalized for it because by working 30 hours a week he might 'not be disabled enough'#despite the fact he's got like... real bad nerve pain; you can see him grimace when he's getting up and down #just pisses me off

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bugpov · 2 years

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i'd go like actually insane and throw myself out the window or smth if i didn't have any screens to entertain me like damn i got my phone taken away a lot when i was younger cuz i guess i was on it too much, so i just sat in my bed with all the dust and spider webs crying cuz i was alone with my anxiety and darkness and nothing to distract me cuz my family hardly talked or interacted with me and all my friends just liked to clown me and never wanted to hang out. like my family didn't even fucking feed me properly when i was little and they yelled at me and treated me like shit cuz i didn't wanna wash a sink full of their nasty ass dishes fuck u im not ur fucking child slave

#snail sounds #theyre fucking sociopaths like they don't even try to be empathetic #like it's one thing to be physically unable to feel empathy and still try to be emotionally considerate of others #but it's a whole other thing to *choose* emotional detachment and abuse #like oh you're depressed and that's why you're emotionally abusive well get fucked cuz we're all fucking depressed #there is no excuse for child abuse and neglect like im so fucked up now i can barely take care of myself #like im really trying here . i force myself to brush my teeth everyday and brush my hair and sit outside in the sun #i have to force myself to eat and to get up and go to work #i just wanna die my mom is the only one in my huge entire family who ever calls me #and she thinks im fucking delusional for thinking my brother raped me even tho i Know he did and i can't tell anyone how i know #cuz it's just too fucking disturbing and graphic and violent and so i just have to live with this shit #fuck therapy and fuck getting help i tried to do that several times and none of those therapists took me seriously about anything #and all my problems are downplayed #and now i owe almost 3k to my insurance company for meds that gave me hallucinations and fatigue #fuck meds and fuck therapy what i need is for the world to get it's shit together and start fucking gardening #i don't give a damn about property taxes or bullshit rules or anything like that #i will do absolutely anything to bring this broken system down to its knees and crumble #and we can all go back to living like normal human beings instead of these weird as fuck aliens tryna colonize the moon #i hope all these politicians and rich people fucking kill themselves or some shit im so tired of being nice #they didn't earn their success they all trampled innocent people and gods beautiful land to get to where they are now #and deep down theyre all terrified cuz they know they're done for #capitalism is coming to an end and these rich bastards are gonna be begging for mercy for us all to come back and be servants again #these stupid bitches love to act like theyre god so theyre merciless and have the power to make all kinds of miracles happen and they dont #i have reason to believe that god is basically powerless at this point cuz people dont believe in him #it's time for the gardening revolution #everyone is just gonna chill the fuck out and garden instead of exploiting immigrants #no one should be eating off of shelves anymore it's time to go back to eating off trees and vines #im sick of going to this cold as fuck grocery store scanning peoples groceries even tho they can do it all themselves #proportionatly being paid way more than someone whos getting blisters out in the sun picking vegetables all day #it's undignified like this is the most important job in the world and they get treated so badly it's undignified and im pissed

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airbornearachnid · 2 years

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Prior authorization this pay claim that call your insurance this “i never got the fax” that please just GIVE ME THE DRUGS CHRIST

#spectre posts #fuck pharmacies #fuck insurance #all of it is so tiring. why is it this hard to get testosterone bruh #they’ve gotta add rates of detransition to statistics for folks who stop using HRT just because of how much of a fucking nightmare #pharmacies and insurance can be. because this is such bullshit

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