#why is insurance so bullshit
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thelarsvolta96 · 2 months ago
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post about life lately
this is gonna be a long one so buckle up i guess. just wanted to explain why ive been gone and rarely active lately.
so ive been in and out of the ER lately, my most recent stay being 5 days long, because ive been having severe digestion issues and pain to the point where i couldnt eat or drink anything because it would just come right back up. my mental health has been down the fuckin drain lately as well. and i have no funds or health insurance to get help with any of this. thankfully before my ER visit i scheduled a mental health visit for tomorrow, which i totally forgot about until they emailed me asking for paperwork. but my follow up for my physical health isnt until october 3rd, and thats just to establish care, i doubt ill get any answers there. in the meantime ive lost 20 lbs without meaning to or trying, just because i cant eat very much at all. im somewhat convinced that i cant eat beef or gluten at all, and any time i eat a leafy veggie or something like broccoli that causes me intense pain and discomfort as well. but i dont know. i need to get allergy testing done and whatever other testing they can do on me. they did an upper endoscopy on me at the hospital and said i had "minor gastritis" which is ridiculous because of course its gonna look minor when i havent eaten in a week. i havent even been aggravating it. i dont know what to do. for now im eating what little i can and conserving my energy. im just so lost. not to mention my mental health just constantly spiraling, im sure in part due to me not getting the nutrients i need and also because i just feel so sick constantly.
the drs at the ER kept saying they think its cannabinoid hyperemesis, which i think is pretty bullshit, but they say the symptoms can last up to 6 months after ur last use. so i guess im gonna be off the weed until the end of march to see if thats really whats causing all of this. im hoping ill get a different diagnosis from the drs im able to see, but i dont know if i will. i just have to play it safe. unfortunately, the weed was like the single best helper for my physical pain from just existing as well as for eating food, so my appetite is basically nonexistent at this point as it has been for well over a decade now, only now i have no way to stimulate it. so now im in constant pain, constantly tired, constantly feeling sick. its hell.
anyway, im trying to keep a list of trigger foods, and so far its been any beef, and ive had a hard time with saltine crackers and pretzels. ive eaten chicken and rice alright, i was even bad and ate some french fries with sauce the other day and that was ok. hence my thinking that gluten might be fucking with me. but i have no idea. im just so distraught. i want answers. i need to be able to live my life.
i guess thats pretty much everything. hopefully i wont disappear for a large length of time again. sorry everybody
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tea-earl-grey · 2 months ago
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i deserve to kill insurance companies actually.
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ace-din-djarin · 2 months ago
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.vent post don’t mind me i just need somewhere to put it
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heylinfanclub · 3 months ago
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Late night brain: no point in living if (life struggle many people experience and survive fine with) is gonna be part of my life.
Time for eep time for eep.
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noswordinourlake · 1 year ago
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Honestly I'm pretty lucky¹ in that this doesn't happen to me too often but the next time some asshole asks why I still live with my family even though I'm an 'Adult' with a 'Job' or whatever I am going to staple the 100k USD² quote for my new wheelchair accessible vehicle³ to their forehead. Being disabled is so fucking expensive.
¹ for the value of lucky where you know, people only microaggress on you once in a while vs all the time
² no I'm not joking
³ no it's not a passenger van or like a bus. It's a modified Chevy Traverse. You know, those kind of cars that are like 35k USD⁴ off the lot brand new
⁴ for another fun trivia fact if insurance hadn't covered my wheelchair this is also the bill I would have got in the mail for that
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andromeda3116 · 1 year ago
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i know that the "adulting sucks" thing has been overdone to the point of obnoxious, but seriously
seriously
adulting fucking sucks
#running the numbers on my budget and calculating how much i can afford per month on things#bc i will likely need a new car soon and i need to figure out what kind of budget i have for it and what my options are#and i get a bill from a doctor's visit in fucking november for almost $150 after insurance payout and my copay and like.#hey i was told on my insurance shit that i would only have a $50 copay! and i had met my deductible!#it legitimately looks like they waited until it rolled over to charge my insurance specifically so i would no longer have met it#like the visit was in november. why did you wait until mid-april to payout?#my insurance rolled over at the beginning of april. huh. what a fucking coincidence.#idk who to call about this but this stinks of bullshit#i should not be owing that money. period. and there is absolutely no excuse for sending me the bill for it eight months later.#and i need to clean my apartment. and i need to feed myself at some point.#and i need to cancel att and set up the comcast internet that's recently been folded into rent as an amenity#i have already gone through and canceled all the subscriptions i don't use#so check that box off#and like. i don't want a roommate and i really am not looking for a relationship with anyone.#but doing all this shit on my own and having to pay every bill on my own and having to do all the cooking and cleaning on my own is just.#exhausting#i am so so tired#and i'm looking at things and i intend to go through online school for a communications degree which will be reimbursed through my job#and there may be a lead position opening up soon which everyone seems to be pushing me towards which would be a title change#and significant raise at the cost of added stress#and i feel like butter spread over too much bread#i need to work anti-burnout measures into my schedule and budget now to get the structure i'll need#but i am already so tired#but i need the raise and i need the degree to gtfo of this career
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apollo-zero-one · 2 years ago
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I wish capitalism was a tangible object I could bite and claw at I start foaming at the mouth like a rabid dog when I think about it gwrrwhrwgwwrgwr
#my mom shouldn't have to have a job she is busy all goddamn day every goddamn day taking care of her mom and her 6 year old child#and she takes care of me and my brother and her husband this woman is exhausted#and she makes us breakfast and dinner every day and she watches all the neighborhood kids and and and#she is already fulfilling an extremely valuable roll in society!! why the FUCK should she have to have a job too!!#not even going to say 'outside the home' because her job IS OUTSIDE THE HOME she contributes to this whole damn community#It's BULLSHIT it's UNFAIR she deserves justice#and it's also bullshit and unfair that a household with three workinh adults cant afford a 4 bedroom family home.#We collectively make enoigj money that we lost our fucking health insurance and are being kicked out of our subsidized housing#But there are no homes anywhere near any of our jobs that we can afford so WHAT THE FUCK#and every part of it is capitalism and I hate it I hate it I hate it I hate it#Is the purpose of life not to find and be with wnd care for loved ones?? are humans not born to love and be loved and help one another??#what went wrong? why did we let it get this far? why are we taking a mother away from her 6 year old daughter so she can afford#both of their medicines that they need to live healthy lives???#A caretaker away from a disabled elderly woman? A safe person to leave your children with away from the village? Why the goddamn divide??#sorry there was ten minutes begween that tag and this one because I had to cry I am calmer now#still heavily anti-capitalist tho
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killbaned · 17 days ago
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also i must complain once again how insane it is that i live in a state that will happily fuck up my life and institutionalize me if i say 'hm, this situation is making me suicidal a lot' to the wrong person at the wrong time but when i'm sobbing to every medical team member i come across about how mom leaves the burners on on the stove and doesn't remember to eat or bathe or take her meds and half the time can't carry a conversation because of how out of it she is most of the time they're like uuuhhhh well she doesn't think there's anything wrong, because she refuses to go to the doctors, and we think she has the right to do this :)
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713-4th-ward-g · 9 months ago
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#idk i kind of find it fucked up that my dad thinks it was a bad idea to tell me about his life insurance plan#he told my mom “ you think it was a good idea telling him ? you know people kill people for it”#almost if not is insinuating that i would do something like that#idk to me it speaks volumes on how he views me as a person to think i would even think of such a thing#it bothers me to think he would think id do that i definitely dont get along with the dude but i wouldn't do that 😂#like you really think that low of me 😂 bruh that shit is sad to me#i absolutely hated him when i was growing up; literally had everyone walking on eggshells#you literally quite literally couldn't say anything to him or he would get aggressively mad#literally so mad that his screams alone would make my ears ring and hed throw stuff around in his little shed#i would be so scared as a kid helping him with a car maintenance or anything around the house cause any inconvenience#would have the man screaming at me when I've done nothing but try and help and cuss me out for the thing he fucked up something#for years i couldn't hang out with my classmates outside of school near my house without him cussing at me and screaming at me to go home#if he saw me with them at the abandoned next door neighbors house he would literally scream at me and cuss at me to get in the fucking house#and would grab my arm and push me inside; i was just in middle school at the time and ive already been through so much mental abusive#i would get blaimed for anything he did wrong when i would try to help him fix something around the house and it wasnt my fault#screaming and cussing at me calling me fucking stupid in Spanish i hated him so much his excuses are work had him so stressed out#like if that excuses him for taking his stress out on my sister and i; its absolute bullshit the man he is now is just a toned down version#thats why when he did it again not long ago it triggered me so much it brought back so many horrible memories i didnt want to remember#he didnt even apologize to me he just told my mom he was embarrassed and didnt know what got over him like that's an excuse to scream#and cuss at everyone who had nothing to do with him fucking up the wall he had no reason of cutting and cutting a pipe in the process#he was cussing at me saying i dont want to be critique 🤣 like dawg all i was only giving him options to fix the problem#he took that as critiquing and he fucking exploded cussing and screaming in Spanish i was sure we were about to fight again#it wouldn't be the first time ive fought him before when i was a teenager cause he would scream at my mom and grandma#and i would stand up for them and just for that he would throw hands with a 13 year old me a 15 year old me a 16 17 amd 18 year old me#he was a horrible person and i hate it when people tell me he was a good person there that he was a good father cause he provided for my mom#like if thay excuses the abuse he put my sister and i through like fuck that dude he had not right hitting my sister in the face#and mentally abusing us its absolute bullshit and i still have not gotten over my childhood#literally the worst time of my life was my whole childhood for every good time i had there were 10 times more negative shit that happened#so i find it funny that he'd think i would kill him 🤣 for his insurance money i dont want his stupid money#he really thinks that low of me and it's quite sad honestly
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rosicheeks · 10 months ago
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Just saw your post.
No wonder you’re having a breakdown, it seems like you’re going through a lot at once.
It can be really overwhelming. Completely understandable.
You deserve to be happy, I really hope things turn around. It’ll take time and that’s not a bad thing!
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I’m fine I’m great I’m so so sooOoOooOoOooOoOooOooO good 👌
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slythernnn · 11 months ago
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This is the most ridiculous fucking fight oooooooomg
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lavender-femme · 11 months ago
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medicinemane · 1 year ago
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Oof, always feel so damn worn out after that 6+ hour trip, but can't sleep
So I can't do something fun and useful like minecraft, but... can't sleep and move on to tomorrow
#uncle was in town and had a good talk with him by the way#like both in the sense that we talked about my grandma's will and he was really happy to find we were on the same page#but then also just a good conversation about politics and tech and stuff#also found out that literally everyone there but my grandma is kind of paranoid about having too much money and losing benefits#my mom; her disability; me medicaid; and my uncle his workman's comp insurance#he was a firefighter and hurt his back real bad on the job; was forced to take early retirement and got pretty screwed#but this past year he's been teaching at the local university and really loving it#but he's not supposed to work more than 20 hours a week according to the disability insurance#but because it's so short staffed he's been having to work 30#and isn't it bullshit that a former fire paramedic might lose his benefits because he's teaching people too many hours a week#(cause universities suck at hiring teachers; why do that when you can just hire even more admin?)#like I'm a fucking bum; but my uncle's done a lot of good in the past and got hurt real bad while doing it#and now he's doing a lot of good teaching; and actually seems like a good teacher cause his students really seem to like him#and he could get penalized for it because by working 30 hours a week he might 'not be disabled enough'#despite the fact he's got like... real bad nerve pain; you can see him grimace when he's getting up and down#just pisses me off
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bugpov · 2 years ago
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i'd go like actually insane and throw myself out the window or smth if i didn't have any screens to entertain me like damn i got my phone taken away a lot when i was younger cuz i guess i was on it too much, so i just sat in my bed with all the dust and spider webs crying cuz i was alone with my anxiety and darkness and nothing to distract me cuz my family hardly talked or interacted with me and all my friends just liked to clown me and never wanted to hang out. like my family didn't even fucking feed me properly when i was little and they yelled at me and treated me like shit cuz i didn't wanna wash a sink full of their nasty ass dishes fuck u im not ur fucking child slave
#snail sounds#theyre fucking sociopaths like they don't even try to be empathetic#like it's one thing to be physically unable to feel empathy and still try to be emotionally considerate of others#but it's a whole other thing to *choose* emotional detachment and abuse#like oh you're depressed and that's why you're emotionally abusive well get fucked cuz we're all fucking depressed#there is no excuse for child abuse and neglect like im so fucked up now i can barely take care of myself#like im really trying here . i force myself to brush my teeth everyday and brush my hair and sit outside in the sun#i have to force myself to eat and to get up and go to work#i just wanna die my mom is the only one in my huge entire family who ever calls me#and she thinks im fucking delusional for thinking my brother raped me even tho i Know he did and i can't tell anyone how i know#cuz it's just too fucking disturbing and graphic and violent and so i just have to live with this shit#fuck therapy and fuck getting help i tried to do that several times and none of those therapists took me seriously about anything#and all my problems are downplayed#and now i owe almost 3k to my insurance company for meds that gave me hallucinations and fatigue#fuck meds and fuck therapy what i need is for the world to get it's shit together and start fucking gardening#i don't give a damn about property taxes or bullshit rules or anything like that#i will do absolutely anything to bring this broken system down to its knees and crumble#and we can all go back to living like normal human beings instead of these weird as fuck aliens tryna colonize the moon#i hope all these politicians and rich people fucking kill themselves or some shit im so tired of being nice#they didn't earn their success they all trampled innocent people and gods beautiful land to get to where they are now#and deep down theyre all terrified cuz they know they're done for#capitalism is coming to an end and these rich bastards are gonna be begging for mercy for us all to come back and be servants again#these stupid bitches love to act like theyre god so theyre merciless and have the power to make all kinds of miracles happen and they dont#i have reason to believe that god is basically powerless at this point cuz people dont believe in him#it's time for the gardening revolution#everyone is just gonna chill the fuck out and garden instead of exploiting immigrants#no one should be eating off of shelves anymore it's time to go back to eating off trees and vines#im sick of going to this cold as fuck grocery store scanning peoples groceries even tho they can do it all themselves#proportionatly ​being paid way more than someone whos getting blisters out in the sun picking vegetables all day#it's undignified like this is the most important job in the world and they get treated so badly it's undignified and im pissed
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chaosandmarigolds · 5 months ago
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(Did the poll say happiness and rainbows? Yeah but I’m having fun with my angst so here’s more! :) )
“No I want to see him.”
The officer looked at the man, who looked like he had just rolled out of bed, and she narrows her eyes, “As I had told you, sir, Mister Taylor asked for no visitors unless family. And are you related to Missus Taylor or Oliver?” The question was a mock because she knew the answer.
So, with a bite of a tongue Price relented, “Who’s your supervisor?”
“He’s out of office.”
“Fuckin- course he is. Where’s Riley?”
“Mister Riley is currently in questioning.”
Price frowned, “But you already questioned him.”
The officer shrugged, “Our lead detective thought it best to do a second round.”
“Then I want to speak to your lead detective.”
“You and everyone else, take a ticket.”
-
To say your hands were shaking would be an understatement, you had been sitting in Johnny’s car for a close to an hour and so far you probably lost half your body weight in tears. It seemed unreal, there was no way it was actually reality, after all you had been through. It was just….
You jolt when someone knocks on the glass window, only to see Eliza by the door and you let out breath, quickly getting out of the car and into her arms.
“T-they still have Simon in questioning and-and he’s not answering my calls-“
“I know, John’s taking care of it. Oh honey,” her voice was a bit rasped and she looks you over, “You look like a mess.”
Your chest heaves for air as you ramble to her, telling her about how they took you all to the station at four in the morning and how everything was working against your favor. You both sat on the curb outside, as Johnny’s car was an incubator, her arm loosely wrapped around your shoulders and hands holding the coffee she had gotten you.
“Johnny went-Johnny went to be with Ollie, they…they wouldn’t let me see him.”
Eliza scoffs at that, “Bastards. Keeping a child from his mother.”
In hindsight it wasn’t best idea.
However, it did do its job. What job was that? Who knew.
“Uh oh,” Ollie whispered from the other side of the conference table, looking to his biological father (who was currently doubled over while clutching his nose), “You made uncle soap maaad.”
“You fucking bitch!” Caleb practically screamed, “I’ll have your job!”
Johnny stood perfectly still for a moment, as if he wasn’t sure if he had just imagined he punched him or if it was reality and he then snapped into the situation, “Ah please, as i’ you go’ a job tha’s all high n mighty.”
It took about a minute before an officer came back in to check on everything, and thanks to a somewhat threatening stare Caleb had just said he got a bloody nose and everything was alright.
“Oliver, come on. We’re leaving.”
“But I don wanna go.”
With a tug and hoist Oliver was being carried on Caleb’s side, “Didn’t ask we have a flight to catch.”
-
“For the fucking millionth time she had Oliver when I met her.”
“According to these files Oliver was with his father.”
“Bullshit!!!” Simon snipped back, his anger growing with each second. Every file, data bank, Facebook post made it seem like Oliver lived with Caleb until he went ‘missing’ two weeks ago. “Look at the bank statements why would she pay insurance for a child she doesn’t even have?”
The detective sighed, “We did, Mister Riley, she’s not paying for any child’s health insurance.”
This was insane.
“Mister Riley, I am going to ask one final time: did you help Missus Taylor take her son?”
With a glare Simon leaned forward on the table, “Didn’t fucking take him, because he’s ’een here wit us for ‘is entire life.”
-
“Caleb?” You slowly move to stand up as you watch your ex husband carry your son out of the station, and within a millisecond your blood was cold, “Oliver?”
“Mommy!” The boy practically screeched at the sight of you, trying to pry himself away from the man’s grasp, “Mommy I don’t wanna go!”
Before you had the chance to get to the car Caleb was currently putting Oliver into, you were held back.
“Lassie, lassie easy-“
“Johnny let-let me go.”
Johnny, with close to zero effort, turns you to face him, “Leave it. It’s gonna be okay, go’ a plan yeah? Ollie’s gonna be in his bed tonight, promise.”
(Teehee, that’s all for now)
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sanctus-ingenium · 1 year ago
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we need to talk about Inprnt.com
Following a really good post with more screenshots and evidence by @dynasoar5 i'm going to talk about my own experiences with @inprnt and why I am about to put my shop on indefinite hiatus from Monday the 14th of August.
First of all I'll say that since starting my print shop last year it has been a significant help to me financially - I was able to not worry about affording car insurance or motor tax (together commonly over a thousand euro) when I bought my first car, for example. I am immeasurably grateful to anyone who chose to buy one and I treasure all the pictures I've been sent of my prints hanging up on people's walls. Right now they are displayed in a real (if small) art exhibition in my home town.
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(top right print is not from inprnt though)
They're great prints. Never had any complaints about them. But here's what's going on behind the scenes.
Earlier this year, around March or April, Inprnt sales started increasing in regularity. I'd made as much as $600 a week during previous sales when I made proper promo posts here, but with this increase in regularity, I felt that I couldn't make promo posts every single week. And then one day, I'm not sure when tbh, the sale just never ended. It just didn't stop having that "Ending soon! 15% off your order" banner at the top of the site. Right now it says "Final Hours: $5 Worldwide shipping and save up to 35% off your order!" and not even for a second do I believe in this final hours bullshit. It's been 'final hours' for weeks now. Months, even.
Why is this a problem? Well, how tf am I meant to make a promo post for a sale that is always "ending soon!!" and then never ends. One week it'll say "this weekend only!!" and then when the weekend is over, the sale banner just changes its wording and the sale doesn't end. I can't promo this, it makes me look like a liar and a skeevy salesman by association! It makes the site look like it's 1 week from crashing and burning, and the site owners are just scrabbling to suck as much money from artists as possible before they drown.
And they are sucking money from us. To peel back the curtain, Inprnt money can only be transferred to my paypal account 30 days after the sale is made, just in case the order is cancelled and refunded. This means I used to make one withdrawal every couple of months, when there was enough build-up of money to make it worthwhile. It also forbids withdrawing any sum under $50 btw. I would make a withdrawal request and then, after a 10 business day wait, it would reach my Paypal account.
Not anymore! The past few withdrawals have taken over a month to complete. They are straight up keeping my earnings from me for longer the agreed period. This was my last fulfilled withdrawal:
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Note the date.
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Almost two months.
And here is the latest withdrawal request that still has not been fulfilled.
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It's coming up on 1 month and if the pattern continues, it could literally be November or December by the time I fully clear all sales.
So what's going to happen to my print shop? Because my art is currently being exhibited with a QR code linking to the shop, I can't close the shop this week. Instead I will close it on Monday the 14th of August, next week. That means that on the 14th of September, I can withdraw all of the remaining money without having any left over. My account balance will go to 0 and stay there. Although I'll de-list my prints I will leave my account there, because at the end of the day I don't want to leave Inprnt. It still offers the best artist margins and as I'm now unemployed after graduating, the additional support is such a load off my mind. So this is a chance to wait and see - if they improve their services, I'll happily re-open.
It's a big deal to me because selling prints is sort of my ideal life as an artist. I never had the attention span or self-discipline for commission work and I found that it left me creatively stagnant. I always want to try new things, new concepts and ideas, and being able to think "yeah, people will like this as a print" while I experiment is honestly very reassuring. And I know that in going on hiatus, it'll break a lot of "buy a print" links in my circulating posts. Oh well lmao. If you want to buy a print right now - go ahead, it might be your last opportunity. Another way to support me would be to check out my ko-fi for once-off donations or some nice sketchbooks/comics/book samples you can buy, or subscribing to my Patreon.
As of right now, Inprnt owes me $381 (the unfulfilled request submitted above for $186.60 and my current standing balance of $194.80 which takes 30 days from each transaction to clear).
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