#wage staff

[undistortedworld]

OKAY THATS IT IM QUITTING MY JOB I CANT DO THIS SHIT ANYMORE

[elodieunderglass]

Hi Your Majesty Elodie! I have a somewhat amusing story for you:

So, I was at a Family Dinner just last night, and — as one does — the conversation happened to be circling the subject of Medieval Creatures. (Spit dogs, at the time.) I mentioned a bit of Horse Knowledge that I picked up from your jockeyposting, and my father casually said, "You actually have horse racers in your family."

Which. Demanded further ecplanation.

Apparently, one of my great-great-grandfathers was a harness racer. (This is also on the side of my family that includes obscenely wealthy silversmiths, a WWII airship gunner, and possibly (although this one may just be family apocrypha) Davy Crockett's sister. They're just kinda like that.)

So. Thank you, Mr. Cillian, for revealing that in an alternate timeline I, too, may have been trapped in the Horse Vortex, and a question for you: does Killie's family include any wild curveballs?

(Killieposting)

Oh my, that’s so funny and cool! I love that kind of thing! Congratudolences.

The immediate dynasty are portrayed here, and not finalised, there being more b-generation uncles and c-generation cousins I haven’t added. The main point is that the Properties, which they’ve fought like tigers to accumulate, and thus the influence, travels down the elder sons; Bren&Blaw thus being more influential (having more horses) than poor Bernard (practically horseless).

In this specific snapshot there’s no real surprises, as they all have done exactly what was expected and lived mostly-blameless horsey lives.

There is a mystery, in Albert’s wife Catherine, grandmother of The Boys. She came from nowhere, and there is no paperwork. She answered no questions. The kids remember being a bit of a Thing about the previous-generation’s equivalent of Bren’n’Blaw, the Family Fixers, having arranged some mildly dodgy false passport for her or something.

She said her birthday was January 1. Like a racehorse.

She was a very very pretty woman, seemingly much younger than Albert (birthdate unknown) and had been classically trained as a musician.

Charlie’s perennial distraction with music was always tolerated, and even mildly encouraged, being “just like his grandmother was.”

For a family obsessed with racehorse pedigree/provenance it was A Bit Weird and Increasingly So As You Think About It. One of those weird things that you reflect on later, adding up dots, convening with cousins. Like, it wasn’t like it was The Old Days, it was like…. The 1960s or something ??

Boring explanation: she was a Protestant from over the border who got divorced, and they buried it.

Twee Explanation Specifically for Pissing Charlie off: fairy wife from under the hill lmao

Unlikely given the circumstances but perfectly possible explanation: Traveller, no paperwork, never was.

Probable Explanation: abusive marriage, Albert and his siblings arranged a convenient death for the husband and nipped the wife away but didn’t fancy explaining themselves

Anyway, one single mystery: woman from nowhere, racehorse birthday.

[alwaysbewoke]

[nando161mando]

[tanadrin]

Do you think that people who invent things with very destructive consequences are blinded to the downsides of it more by money or more by scientific curiosity?

I think the downsides are not always immediately obvious. Coal-fired electricity looks a lot more attractive in 1882 when there's literally only one such power plant and the global population is like 18% its present value. TNT was invented as a yellow dye, and it's so stable its usefulness as an explosive wasn't discovered until thirty years later.

We have this collective mental image, promoted by simplifications of historical narratives, that the inventor is a lone genius who through his labor produces an artifact and all its consequences in a single moment in time, and without which the thing would never be invented. Pretty much every point in that narrative is wrong. New technologies are the culmination of many different discoveries; there are enough very smart people working at the cutting edge of these fields that if one of them did not discover the principles behind these inventions, another almost certainly would sooner or later; and the exact applications of new technologies, nevermind how they will change society when those applications are utilized, often take years or decades to discover.

Now, I think there is an extent to which, as a working scientists, you can reasonably be held to account for the work you do. If you work at the Acme National Horrible Death By Chemical Weapons Laboratory, and invent a new, horrible chemical weapon, you do not get to go "oh no!" in shock when somebody dies to your horrible chemical weapon. And sometimes scientists do have a pretty good idea of how their technology will be used--the Haber Process was originally invented to manufacture fertilizers, but its application to the manufacturing of explosives was pretty clear to Fritz Haber, and he joined the German effort to develop deadlier chemical weapons pretty enthusiastically.

Men like Haber seem historically to be motivated not by intrinsic greed, but by the things which motivate us all: the desire to provide for their loved ones, the approval of their peers and the respect of their colleagues, and their status in society. The problem with respect to scientists who know damn well what they're doing isn't that everybody working at the Acme National Horrible Death By Chemical Weapons Laboratory is greedy and the job pays too much; the problem is that society, by and large, respects you and looks up to you and fetes you at public events and talks about what a patriot and a community leader you are if you do really well at inventing new, horrible chemical weapons.

[thefandomlesbian]

This is the grossest headline I've seen in a long time.

[vryivs]

I always forget that monarchists exist and then I see someone with the username duchessofmyheartforever or williamisababe posting about how it's mean to giggle at an ultrarich economic leech experiencing just a fraction of struggle and inconvenience (because lets be honest, he probably wont kick the bucket—his doctors are paid to keep his corpse animated long after it ceases to be humane)

[smokeys-house]

Got an email today from the union and basically they're taking one of the administrators to task for violating contract and state law regarding wages for support staff (me) or something like that, and today when I went to clean his office, the only thing in his trash can is a pamphlet for a $600 seminar in the next state over about labor contract arbitration which is just fancy talk for "how can I tell the union to shut up and let me do what I want"

[dervampireprince]

If you're a UK citizen, please sign. (You cannot sign unless you are a UK citizen). We shouldn't be punished for falling in love with someone from another country. And certainly shouldn't have to earn above the average UK wage.

[ID: Text that reads: Don’t increase the income requirement for family visas to £38,700. Currently the financial requirements to bring your spouse to the UK is £18,600 per year and now the Government wants to more than double it. Most people in the UK don’t make that per year. We believe this policy punishes those who fall in love with someone with a different nationality. 59,809 signatures out of 100,000.]

Link to petition: https://petition.parliament.uk/petitions/652602

[afragmentcastadrift]

Kroger, Lowe's, Testing Tech to Help Customers Get Locked-Away Items - Business Insider

Good Morning America ran a story today (Dec. 18, 2024) about this tech being adopted by CVS and Walmart. And I guess we're all supposed to be thrilled about a mitigation strategy to having to chase down a store clerk so that we can shop for our necessities. But of course this mitigation requires that folks have a smartphone (contrary to popular belief, not everyone has one), be willing/able to install the magic unlocking app, and be willing to have their data mined. And more and more, big companies are embracing this approach - provide products and services but only for a price that goes beyond what's on a literal price tag. Become a loyalty member! Get all these perks and deals, for the low low sacrifice of your personal information.

[phleb0tomist]

it is getting so ridiculously hard to access doctor’s appointments. the booking line for my doc’s office opens at 8:30am so i call at exactly 8:30 only for my call to be rejected because they are already taking a call. they don’t even put me into a queue, the phone just forcibly cancels the call. the system at my local doctors is for patients to call over and over at the designated time slot until a staff member becomes available to pick up the phone. they don’t have a better system than that. for me this took about 25 redials over 15 minutes (not all my call attempts even fit in my screenshot). THEN i am finally placed on hold in a queue. they can’t tell you how many people are in the queue, they can only tell you it’s ‘more than 5’. i wait in the queue for 10 minutes, and when i finally get to talk to a person she says that all appointments are booked, and i cannot book an appointment for a future date. the only way to get an appointment is to call back the next time the line opens up again. so i will be doing this again soon

[fincrif]

Personal Loan Eligibility for Housemaids, Drivers, and Daily Wage Earners

Introduction

A personal loan can be a lifesaver in times of financial need, offering quick access to funds without requiring collateral. However, individuals working as housemaids, drivers, and daily wage earners often struggle to secure loans due to irregular income and lack of formal employment records. While traditional banks may impose strict eligibility criteria, alternative lending options have made it possible for low-income workers to obtain financial assistance.

This article explores the eligibility criteria, challenges, and solutions for housemaids, drivers, and daily wage earners looking for a personal loan.

Challenges Faced by Low-Income Workers in Getting a Personal Loan

1. Lack of a Stable Income

Most banks and financial institutions require proof of a steady income to approve a personal loan. However, housemaids, drivers, and daily wage workers often earn on a cash basis, making it difficult to provide consistent salary slips or bank statements.

2. No Credit History

A credit score plays a crucial role in loan approval. Many low-income workers do not have a credit history because they have never taken a loan or used a credit card, which makes lenders hesitant to approve their applications.

3. Absence of Income Proof and Documentation

Financial institutions usually require documents such as salary slips, income tax returns (ITR), or Form 16 to verify income. Daily wage earners and domestic helpers often do not have these documents, making it harder to qualify for a personal loan.

4. High-Interest Rates

Even if some lenders provide personal loans to low-income workers, they often charge higher interest rates due to the perceived risk of non-repayment. This can increase the overall burden on borrowers.

How Housemaids, Drivers, and Daily Wage Earners Can Qualify for a Personal Loan

Despite these challenges, there are several ways for housemaids, drivers, and daily wage earners to improve their chances of securing a personal loan.

1. Apply for a Loan Through Microfinance Institutions

Microfinance institutions cater to low-income individuals who do not qualify for traditional bank loans. They offer smaller loan amounts with flexible repayment options, making it easier for daily wage earners to access credit.

2. Consider NBFCs and Fintech Lenders

Non-Banking Financial Companies (NBFCs) and fintech lenders provide personal loans with relaxed eligibility criteria. These lenders may consider alternate income proof such as utility bills, rent receipts, or employer verification letters.

3. Maintain a Bank Account

A bank account with regular transactions can help in proving financial stability. Even if a housemaid or driver is paid in cash, they should deposit their earnings in a bank account regularly to create an income trail.

4. Use Alternative Income Proof

Many lenders now accept alternative income documents such as:

Employer verification letters

Income certificate issued by local authorities

Bank statements showing consistent cash deposits

Utility bills in the borrower's name

5. Build a Credit Score

Opening a savings account, fixed deposit, or taking a small loan can help in building a credit score. Using a prepaid credit card or repaying small loans on time can also enhance creditworthiness.

6. Apply for a Joint Loan or Get a Guarantor

Some lenders allow joint loan applications, where a borrower with a higher credit score or stable income can co-sign the loan. Alternatively, having a guarantor with a good financial background can improve loan approval chances.

Best Personal Loan Options for Low-Income Workers

1. Government-Backed Loan Schemes

Some governments run special financial assistance programs for low-income individuals. Housemaids, drivers, and daily wage earners can check for government-backed microloan schemes with lower interest rates and flexible repayment terms.

2. Self-Help Groups (SHGs) and Cooperative Banks

Many self-help groups and cooperative banks provide small loans to workers in unorganized sectors. These loans typically come with lower interest rates and flexible repayment options.

3. Gold Loans or Secured Loans

For those who own gold or valuable assets, a gold loan can be a good option. Gold loans require minimal documentation and provide instant cash at a lower interest rate.

4. Salary Advance Loans

Some employers offer salary advance loans to their domestic workers and drivers. These loans are deducted from future wages, making repayment easier.

Documents Required for Personal Loan Approval

Though formal documents may not be required by all lenders, having the following documents can increase the chances of getting approved:

Aadhar Card / PAN Card (Identity proof)

Voter ID / Ration Card (Address proof)

Employer verification letter (Income proof)

Bank statements of the last six months

Utility bills or rental agreement (For additional proof of residence)

Things to Consider Before Applying for a Personal Loan

1. Compare Interest Rates

Check and compare the interest rates offered by different lenders before applying for a loan.

2. Understand the Loan Terms

Read the loan agreement carefully, including repayment tenure, interest rates, and processing fees.

3. Avoid Fraudulent Lenders

Beware of lenders who ask for upfront processing fees or guarantee instant approval without verifying your details.

4. Borrow Only What You Can Repay

Taking a loan beyond your repayment capacity can lead to financial stress. Borrow only what you can comfortably repay.

Conclusion

Getting a personal loan as a housemaid, driver, or daily wage earner may seem challenging, but it is possible with the right approach. By exploring microfinance institutions, NBFCs, and fintech lenders, maintaining a bank account, and using alternative income proof, low-income workers can improve their chances of securing a loan. Always compare loan offers, verify lender credibility, and ensure timely repayments to avoid financial difficulties in the future.

If you're a low-income worker looking for a personal loan, explore the best options tailored to your needs and financial stability.

[endlessfuckup]

can someone from another country adopt me please

[esmeislewd]

Feederism restaurant where all the servers are feedees and whenever you order a meal you can choose whether you or they get to eat it. I'm just imagining parties of feeders showing up and ganging up on the poor feedee working the area their table is in by stuffing them until they can't even waddle back to the break room. Despite there being a lot of space between tables it's never quite enough and guests always have to be mindful for getting bumped by a belly or hip~

[megayogiposts]

RTI Response on Daily Wage Regularization in Lucknow

Registration NumberLKDPA/R/2023/60545NameYogi M P SinghDate of Filing25/12/2023StatusREQUEST DISPOSED OF as on 13/12/2024Reply :- PLEASE FIND THE ATTACHMENTView Document  PIO Details  PIO NAMESnigdha ChaturvediDesinnationNayab TehsildarPhone No.9918001502Email Id  Nodal Officer Details  NameRekha DohareyEmail-IDldartionline@gmail.com Online RTI Request Form Details Public Authority Details…

[zenosanalytic]

The reason you can't raise the price of vidja games over $60 without ppl freaking out, even though the cost of production has risen massively over the last 20 years, is because wages haven't increased AT ALL in the last 40.

Thank you for coming to my TED Talk u_u