#pet insurance us

[lady-raziel]

to bother jd Vance I think we should extend obamacare to cats (and dogs)

[eats-the-stars]

hate my sister's shitty good for nothing boyfriend. can you imagine being a 30yo man with two kids who won't even scramble an egg. Not for his kids, not for his girlfriend, not for himself. literally if my sister doesn't leave out pre-made meals when he's watching the kids he will rip up bread or pour them dry cereal or open a granola bar and make himself microwave dinners. like, lowest effort possible. but if i mention this to my sis, she'll be like "no he's definitely cooked for the kids! he scrambled an egg for them once! i watched him do it!" but it's like...so he scrambled one egg in the last five years. just to like, prove he can? at your direct insistence? should we all clap? like seriously. hate this guy. had to really hold back recently because he had someone over and he was interacting with the kids more than usual for appearances, and he had to keep asking me and my sis what the 5yo was signing because he barely bothered to learn his own son's primary form of communication. i was so tempted to say "that one means 'go home' but you wouldn't know that because you don't take them anywhere." so hard to hold that in. If I had to describe this man in two words they would be these: Low Effort. Not quite bare minimum, but JUST enough to convince my sister that it would be too much hassle to get rid of him. he's stupid as fuck, but just smart enough to quickly stop shit like screaming obscenities at the kids for doing normal kid things. and he once stomped on my headphones and broke them in a fit of rage, but gave my sister money to replace them so it was "fine." Like, my sister thinks that he's just struggling with his anger issues, because he had a bad childhood, blah, blah, and oh he would never actually hurt her or the kids. and like, good for you, but i don't trust like that. genuinely hoping he gets struck by lightning and dies instantly.

[autistic-shaiapouf]

I have to actually look at cars and test them and buy one all over again

[butts-bouncing-on-the-beltway]

I don't have a lot of energy these days [because of The Horrors] so I'm looking at my day and my priorities and trying to plan how I'm going to spend what energy I have, because I do need to be able to rest and relax but there are also things that need doing and that is a careful balance for me.

I managed to [mostly] clean the kitchen last night so I've kicked it out of the priority list until next weekend. Unfortunately the living room, bathroom, bedroom, and my office all need cleaning too. I think of the priorities, my office and the bedroom are the most important to me, so I'll probably push the living room and bathroom until at least Friday.

There's also the laundry. I don't have any clean clothes and as we're moving into winter I need to be more rigid about getting that done because days where the clothes can be dried on the line will be more limited. So I definitely need to wash an outfit or two and hang them up in the next hour.

That's already a really busy day, so I'll probably cut it there. But it's definitely going to still leave me a lot of work this week. Half my cleaning, at least one more round of laundry, settling dog food for the next couple of weeks, planting the fall/winter greens, doing some set up work on my computer, work on some writing projects, cleaning out the fridge, and patching some worn clothes. My work week isn't insane atm, but it is definitely limiting. Right now I have 6+4+0+4+2+5+5= 25 non work/non-survival needs (sleep, food, shower, etc) hours available each week. I need to figure out a regukar distribution of these that means everything is getting done and I still have an hour a day to myself as often as possible. I think it's probably not realistic to give myself more than an hour a day for free time/fun, which is a bit unfortunate because I've found in the past that my floor tends to be getting 2-3hrs of free time most days because of how I deal with transition and decision-making.

25-7 [1hr per day] is 18 hrs, so I just need to decide where and how to distribute those in order to keep pace with things.

Lets say the garden needs 3hrs per week, the laundry needs 4 hours (specifically 2 sets of 2 morning/early afternoon hours), the cleaning needs an hour a day to get through a maintenance clean of the house, and 3 hours once a week to work down any deep cleaning that's built up. Which is....already three more hours than I actually have each week. So I guess I'll make a plan to work in the garden for 20-40min of 4 of my free hours each week.

It really doesn't leave me any wiggle room. Only about 4 hours a week that isn't explicitly allotted to something that needs doing, which means there will probably me a lot of weeks where I only get an hour or so at best across the whole thing for free time. I guess I've had a hard time accepting that at this point, having actual time for myself or a time-intensive project is only available if I've taken a day off work. I love my job, but it's ... not comfortable to realize that it's the only love in my life I actually have time for anymore.

I think that's probably why I end up here so much. It's this mindless little way of zoning out into my own head, dissociating away from the exhaustion, for a few minutes at a time. I keep thinking I want to use this space differently, make it more if the things I enjoy. But I think what I really want is just to actually have the time and energy to do things I love that take work. I keep crying a few times every day and I couldn't figure out why, but like

I dunno

Why **wouldn't** I cry a little every day? It's the closest I'm getting to actual emotional release or relaxation in my life. We'd probably all cry. Heck. A lot of us probably DO, capitalism being what it is.

I guess I'm starting to wonder why I'm doing what I'm doing. What is there left for me to sacrifice to this life? What is actually serving me about not just letting myself go up like a fireball and take my surroundings with me? What in the ever loving fuck am I fighting this hard for?

All I ever want, all I want now, is to be able to live. To really, actually live. How does wanting to live bring you this close to killing yourself, whether on accident or on purpose? What am I actually doing that is LIVING and what am I doing that is FACILITATION of living? It can't all be facilitation, or I'm not actually facilitating fuck all.

I'm 30 goddamn years old and I need to figure out what it looks like to actually love my life. I fundamentally refuse to zombify myself like this for everyone else around me forever.

[fbwzoo]

Blehhhhhh Ed is doing really well and I'm super happy about that but

We discovered over the weekend that one of the rats has something going on, Pippi. She's lost a lot of weight and was lethargic when we noticed she was off. Jack's been giving her a soft food mix we made every night since & that's definitely making a difference. She has more energy, and possibly gained a bit of weight back. But we're not sure what caused it in the first place.

She has a vet appointment on Friday, soonest we could get. But we can't afford to do bloodwork or anything. Hoping maybe it's a respiratory infection and they can hear from listening to lungs, and we can just try antibiotics to see if that helps along with the food.

But really upset at the thought that we can't do a work up on her because we've spent so much helping Ed.

[running-in-the-dark]

I just got an email from our pet insurance - they paid the bill for our cat's x-ray and tooth extraction surgery. thank god, I was worried about that... I'm so so so glad we have insurance for the cats. it was nearly 1000€ 🙃 we just have to pay 5€ for the cone lol

[supercantaloupe]

appt w my new allergist today. woo.

[aniseandspearmint]

Okay I DID IT, i just spent the morning calling basic Primary Care doctors and I found one that's actually taking patients AND will take my insurance.

They're sending me the patient packet thingy to fill out. Hopefully they're not gonna be terrible. They do have a decent amount of positive reviews online but those can be bs.

Imma just sit here and shake a while bc god i hate making phone calls.

[mangled-by-disuse]

I have such mixed feelings about the love languages thing specifically, because, like, gary chapman fucking sucks and there's no scientific validity to his work BUT

at the same time, i do think there's some value in recognising and discussing the fact that different people need different expressions of love in different amounts? Especially in relationships.

Like, I have just recently been having a discussion with my partner about how he really doesn't tend to express his affection through gifts, whereas (as someone who is mega-bad at expressing sincere feeling) I do rely heavily on giving gifts and doing things for people as a less scary way to express love. Joe doesn't like giving gifts, because he's scared he'll do it wrong, and is only so-so on receiving them. He prefers to express love through physical contact and saying nice things. I hate having nice things said to me unless I am allowed to immediately rebut them with a joke or sarcastic comment that makes them less scarily close to emotional honesty. too many words of affirmation and i will genuinely just start avoiding you because it is painfully awkward to me.

and none of that means we are fundamentally different categories of people, which is where the 5 Love Languages stuff falls into being absolute bollocks. but I have seen, and done, enough throwing the baby out with the bathwater on that to be a little defensive - I think reasonable applications of the concept are actually really quite valuable. and for me, the taxonomy Chapman suggests (words of affirmation, quality time, gifts, acts of service, physical touch) while not at all exhaustive or thorough, is a useful framework to hang those conversations on. bc, like, no, the way people communicate and receive affection is not universal, and from personal experience, assuming that it is can have really significant problems for a relationship.

...you could argue that this is parallel to BMI in terms of "tools being used in totally not the way they should be used" though, tbf.

I can't keep having the same conversations about love languages, mbti, iq, bmi, "brain fully formed at 25" and shit over and over again...

[yrrtyrrtwhenihrrthrrt]

In light of Brian Thompson being shot dead on my birthday (🎉🥳🎂) I'd like to share a personal story about UnitedHealthcare.

During the peak of COVID, my family all got sick. I couldn't be on my parents' insurance because they were both older and on Medicare. So, I had insurance through my University: UnitedHealthcare.

For some reason, rather than roll-over each year, I got a new plan each year that ended after May and didn't start until August, so I was uninsured for the summer months, but it was a weird situation that the university denied, and told us we were supposed to be insured year-round, it was messy.

Both of my parents went to the hospital, and I got sick too. I had to take care of my pets, and myself, and try to stay alive and keep my pets alive when I was so weak I could hardly move. When my parents came home, my condition got dramatically worse (I think my body knew it couldn't give out, because there was nobody to take care of me, so once my parents were okay, it completely crashed and failed.)

I started experiencing emergency symptoms. It was a bit hard to breathe, my chest hurt, and I was extremely delirious. I wanted to call my insurance to see if I was covered (this was during the summer) and I was connected to some nice person, probably making minimum wage, who told me with caution in her voice that my plan was expired. I had no active insurance, but she urged me to go to an emergency room. I remember saying something to the effect of "You just told me I don't have insurance, I can't go to the hospital, I can't afford it."

She sounded so genuinely worried and scared. I remember she said "You really don't sound good, you sound really sick, please call 9-1-1" and I think I just said "I can't afford it without insurance, don't worry, I think I'll be okay."

And she paused and said "I don't want to hang up the phone with you like this." And it sounded like she was holding back tears. And I don't remember what I said, I think that I would be okay, and I hung up.

I still think about her. I wonder if that phone call haunted her, or if she had dozens of calls like that a day. I wonder if she thinks about it at all, if she wonders if I died after she told me I didn't have insurance and therefore couldn't go to the hospital without incurring a tremendous financial burden. I wonder if she feels guilt or blame-- of course she shouldn't, it wouldn't have been her fault if anything had happened to me. Maybe it's self-centered to wonder if she thinks about it. I'm not the main character and it was just her job. But, still.

I think about how evil it was that we were put in that situation. Because offering year-long continuous coverage through the university plan would maybe cut into profits, maybe not benefit shareholders enough, maybe cut into Thompson's $10 million salary. While his minimum wage administrators have to feel afraid to hang up the phone, because on the other line someone might be dying, and they wouldn't know. While his patients hang up and decide to take their chances rather than put their family through that trauma.

This is UnitedHealthcare. This is Brian Thompson's legacy. This is why, understandably, an entire nation is jubilant that he was gunned down like the vermin he was. I don't care about his widow. I feel pity for his children, despite the fact that they will inherit millions, but I feel more pity for the children of his victims patients who are gone because they didn't want THEIR children to inherit crippling debt. Brian Thompson got what he fucking deserved. I pray that he not be the only one. I pray for continued safety, peace , and anonymity for his killer.

American healthcare is a disease.

[shitty-pigeon-nest39]

I swear. I step away from the news for a week and a half and my state is literally ON FIRE, the other side of my country is frozen, and our disgrace of a president is wanting to INVADE CANADA? and is pressuring Denmark to sell Greenland(???)provoking yet another one of our allies to become wary of us.... all amongst increasing tensions with other powers...

WHAT THE FUCK

[fagcrush]

Ok so bc of some weird speculative asks ive gotten I want to be a bit more clear, so my husband and I talked about what we CAN say publicly (also y'all need to realized how weird it is to speculate about a person's life)

We had a death in the family that is strongly affecting us both. A person's death. We did not want to say much because of jokes made by people when my aunt died of cancer in 2020 saying she killed herself due to being related to me. But we're both very sick of the weird assumptions and shit.

[samuraisharkie]

It frustrates me so deeply being so incredibly poor rn. I hate that I can’t afford to send money to every person that needs it right now. I hate that even the tiny amount that I have is more than many others. This world is absolutely fucking cruel. I will still send what I can, but it breaks my heart that I can’t send more.

[fbwzoo]

Thoughts and Prayers for my care credit card please. In the next few weeks we have:

annual exams & vaccines for Addy, Phoebe, & Shilo

6 month tooth check for Spring

Sedated exam & vaccines for Emma

Exam & tooth check for Spoon

And a rat euthanasia/cremation, though that's not scheduled yet. But Sauce's tumor is the size of an egg now :/

[shubbabang]

Hi 👋

For those who have not seen on my other social medias, we were involved in a house fire on the 31st of last year. A grease fire started in the apartment below us and spread to our apartment causing extensive damage to the living room, kitchen, and smoke damage to every other part of the house.

My cat, and one of my roommates cats and pet rats were in the building still during the fire, (smoke was bad enough there was only time to grab one cat, I was out getting the mail when it started) but thankfully all animals were rescued and got vet visits.

Unfortunately we are now in the moving process again, so I will be unable to work on things for a time. We have renters insurance, however due to the damages we might still have to pay for a lot of things, plus the cost of moving to a new apartment, so once we’re more settled in, I am toying with the idea of small emergency commissions (chibi head icons or something akin to that) while I get back to work on my Patreon related things and other bigger commissions to help mitigate the financial impact.

Some people on other social medias have asked if there was anything they could do to help, and currently all I can do is plug my Patreon and commission info. Nothing is expected of course since I will not be able to work on things for a bit, but if you’d like to get a commission set up or would like to support me on Patreon, any help is greatly appreciated, including reblogs.

Thank you all in the meantime and I hope you all have a good 2025 and stay safe out there!

[ceeberoni]

EDIT: WE DID IT WERE MOVING INTO THE HOUSE YAY!!!! THANK YOU EVERYONE PLEASE DONT SPREAD THIS POST ANYMORE CUZ I DONT NEED HELP. FOCUS ON OTHERS WHO NEED HELP HERE INSTEAD. THANK YOU FOR WHAT YOU DID FOR ME. THANK YOU FROM THE BOTTOM OF MY HEART.

hey so i need mad help at a pretty terrible time!!

TL;DR I NEED ABOUT $1900 FOR ME AND MY PARTNER TO GET INTO THIS HOUSE WE GOT WITH SOME FRIENDS. ILL BE ABLE TO PAY RENT ONCE IM IN BUT THESE ARE THE REST OF THE COSTS WE HAVE LEFT BETWEEN ME AND MY PARTNER TO PAY THE DOWN PAYMENT/FIRST MONTHS RENT/PET DEPOSIT FOR OUR SHARE.

not including moving or like, living, during this time into those costs. i already feel bad asking for this much sdklfjslkdfskldf

PAYPAL - chocolatebananapop@gmail.com

VENMO - ceeberoni

KO-FI - ceeberoni

OR IF U WANT ART

COMMISSIONS - REDBUBBLE

ive been boosting my commission post to try and Earn My Money The Noble Way but no ones buyin so i need to do real ebegging cuz im really bad off right now and of course i feel fucking RANCID having to ebeg right now especially when so many other people are in much more dire straits than me at the moment

but im finally getting a house with my childhood friend and his partner (along with my partner) and i will FINALLY be moving out of a house owned by my abusive mom! and i no longer have qualms saying this about her because every one of my friends fucking hates her even when i try to stick up for her and im pretty sure that means shes probably the bad guy and not me but im not sure yet. i will keep you posted

anyway to cut right down to it i got kicked out of my house of 6 years by her cuz my sister and her kids needed a place to live (which like, yeah that tracks, she got all the kids and herself in a studio with a basement but theyve got a roof over their head, the kids at the end of the day are who i number one want a roof over the head of so its fine) and have been house hunting since like idk. late july or early august at this point idr when it was anymore. and it has been such a fucking shitshow but FINALLY after all these months we have a place with our friends and its NOT MY MOMS PLACE and were ALMOST FUCKING THERE

and like right now im in half of a fucking garage with no running water no kitchen no bathroom paying $400/m rent with no bathroom and no ability to save to move and im also paying $200 for mine, my sisters, and my nephews phone bill, no bathroom, i got my car insurance, i got the internet i cant even fucking use anymore that i pay for out of pocket so the kids can watch shit or whatever so do you see where the situation is like fucked up here also i have to walk across the street to take a shit and shower did i mention

umm so any money help would be lit, boosting would also be lit, have a nice day,