#personalfinancegoals

[jjbizconsult]

Couponing 101: How to Save Money and Live Your Best Life

[faveplus]

Your credit score is your financial fingerprint. Learn how to nurture it for a brighter financial future. 💡

Read our latest blog on 'How To Keep Up With Your Credit Score'. 📊

[proofnet-blog]

Breaking the Cycle: Strategies to Overcome Bad Money Habits and Create Lasting Change

Are you tired of being stuck in a never-ending cycle of bad money habits? Do you want to break free and create lasting change? Look no further! In this article, we will explore effective strategies to overcome your bad money habits and take control of your financial future.

Managing money can be challenging, especially when we fall into unhealthy patterns and habits. But the good news is, with the right mindset and strategies, it's possible to break free from these patterns and create positive change.

Understanding the cycle of bad money habits

Bad money habits often develop over time and become deeply ingrained in our behavior. It's essential to understand the underlying cycle that keeps us trapped in these habits. The cycle typically starts with a trigger, such as stress, boredom, or a desire for instant gratification. This trigger leads to impulsive spending or overspending, which then results in guilt, stress, and financial instability. Unfortunately, these negative emotions often lead to seeking comfort in spending again, perpetuating the cycle.

To break free from this cycle, we must first recognize the patterns and triggers that lead to our bad money habits. By understanding the root causes, we can develop strategies to combat them effectively.

[hardoreasyfinance]

Free Online Courses For Finance

When it comes to money, one of the most crucial things an individual needs to know is how to manage their money effectively. It consists of everything from how to earn money to how to save, borrow and invest it.

there are a lot of resources to learn about personal finance online. You can also take an online course for it. There are also a lot of people who are willing to help you learn.

Therefore here are the best free online courses for finance:

Personal and Family Financial Planning: (on Coursera)

Personal and Family Financial Planning will address many critical personal financial management topics in order to help you learn prudent habits both while in school and throughout your lifetime.

Personal Finance 101: (on Udemy)

This course is designed for everyone who wants to gain in-depth learning of personal finance. The course covers everything from taxes to credit cards. This course is designed with complete beginners in mind. This course has 53 lectures and more than 3 hours of content.

Introduction to Managing Your Personal Finance Debts: (on ALISON)

Learn how to manage and prioritize your personal finance, when serious financial problems come up because of debt, and after a while, people can not pay their loans. This course teaches how to manage your personal finance. this course is designed to teach you some great tips for alleviating and managing your personal finance debts.

for full post click here:

[saverspender]

I’m realizing I’ve been digging into my cache of pre-written blog posts (I blog daily on SaveSpendSplurge.com) a little too deep because I am now about 3 weeks off from having no posts scheduled. 😰 I am used to having 3 MONTHS so I need to start doing more of this typey-typey business 📇 as I’ve been letting my lazy ass coast… Still, $2000-ish in income is nice. Especially when I am doing nothing, means I still bring in $24K a year more or less? Sweet. Details here: Click on the link in my bio and this image to see more https://www.savespendsplurge.com/may-2021-income-budget-roundup/ I’m actually on track for $30K this year, with a secret goal of $50K in side income. But with minimal work, as I have an actual job 🤣. #savespendsplurgemoney #ilooklikeaninvestor #personalfinancetips #personalfinance #personalfinancecoach #personalfinancegoals #financialliteracy #financialgrowth #financialgoals #financialfreedom #financialindependence #debtfreejourney #debtfreecommunity #debtfreeliving #debtfreedom #debtfreecommunitycanada #wealthgoals #wealthcreation #buildingwealth #makeyourmoneyworkforyou #investingwomen #millennialinvestor #moneygoals #womenwithmoney #businessowner #entrepreneur #entrepreneurial #streamsofincome #sideincomehustles #businesstips https://www.instagram.com/p/CPl14pWHPt8/?utm_medium=tumblr

[toolsband]

Top tips for selling your home quickly.

All right. In today’s article, you will learn my seven tips when selling your home. The first tip and you’ve probably heard of this one but is to clean your home. Make sure your home is really clean. Read More

[coachhenton]

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A post shared by Seifuddin Henton | Defender of Faith (@coachhenton)

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[perfectoservicesinc]

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[bettermentlab]

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[hardoreasyfinance]

Importance of Personal Finance Planning

Planning and controlling financial activities including income creation, spending, saving, investing, and protection of money or savings, fall under personal finance. A budget or financial plan can serve as an overview of the process of managing one’s own finances.

Basics of personal finance

These are the basics concept of personal finance, you should know:

Building an Emergency Fund

Avoiding a Credit Card Balance

Paying Your Bills on Time

Save For Retirement

Investing

Buying Insurance

It is very important to have a financial plan especially for achieving financial goals. With the financial plan, you will be in a better position to understand your financials.

What are some common personal finance mistakes?

Mixing Life Insurance with Investment

Buying a Property at a young age through a home loan

Not having sufficient Health Insurance coverage

[hardoreasyfinance]

Best Personal Finance Books For Your 20s

Personal finance is the process of managing your money through different channels, including banking, mortgages, budgeting, insurance, taxes, and retirement planning.

Here are the best personal finance books for your 20s : (Must Read)

Rich dad and poor dad

This book is controversial, but it is effective in getting you to take action. It is based partially on Kiyosaki’s life, who learned two different ways of handling money from his dad and his best friend’s dad.

Robert Kiyosaki explains what he learned from his father and his friend’s father while growing up in “Rich Dad Poor Dad,”. This book covers topics like assets and liabilities, how you don’t need to make a lot of money to be wealthy, why schools won’t teach your kids what they need to know about personal finance, and much more.

The Psychology of Money

The book “The Psychology of Money” explains how people actually make financial decisions and enables readers to understand their own financial actions.

In Morgan Housel’s psychology of money, you will learn how to have a healthier relationship with money and make wiser financial decisions. He shatters the myth that humans are infallible when it comes to money matters and reveals how your psychology can be your best asset or your worst enemy in financial planning.

This text is interesting because it delves into the psychology of money and how your ego, preconceived notions, and even your pride can affect your decisions around money.

Think and Grow Rich

The book “Think and Grow Rich” by Napoleon Hill is a collection of the 13 habits that most wealthy and successful people have. These habits were distilled from studying over 500 individuals over the course of 20 years.

This appears to be the most commonly known book about achieving success. Napoleon Hill spoke with successful individuals for 20 years before publishing the findings in this book, in 1937.

The book has been bought by 70 million people and is designed to teach readers how to think and see success, as well as take the necessary actions to achieve it. If you are a young entrepreneur, this book is likely meant for you.

I hope you like the post. For more visit: hardbuteasy.com

[hardoreasyfinance]

Importance Of Budgeting And Money Management

There is a lot of debate surrounding the topic of money. Some people believe that money is the source of all evil, while others believe that it is the key to happiness. No matter what your opinion is, it is important to have a good understanding of the Importance Of Budgeting And Money Management.

Money management is the practice of managing one’s financial resources to achieve financial goals. Money management may involve setting financial goals, creating a budget, monitoring one’s spending, and making wise investments. It may also involve conserving or managing one’s income.

Budgeting is the process of creating a plan for spending your money. This spending plan is called a budget. Having this spending plan allows you to determine in advance whether you will have enough money to do the things you need or would like to do.

Importance Of Budgeting And Money Management

Helps Ensure You Don’t Spend Money You Don’t Have

It Helps you Lead a Happier Retirement

Keep Track of Your Expenses and Save Money

For the full article visit: hardbuteasy.com

[hardoreasyfinance]

Understanding the basics of personal finance is essential for achieving financial stability and success. Budgeting, saving, and investing are key components of personal finance. By mastering these fundamentals, you can build a solid financial foundation that will serve you well throughout your life. Whether you are just starting out or looking to improve your financial situation. Taking the time to learn about personal finance and develop a sound financial strategy can pay off in long run.

[toolsband]

Why setting financial goals is important

Setting up financial goals may seem like a daunting task, but it doesn’t have to be. By taking some time to think about what you want to achieve and breaking your goal down into smaller, manageable steps, you can set yourself up for success. Read More

[toolsband]

How To Make A Budget

A budget is an essential tool for keeping your finances in order. It allows you to track your income and expenses so that you can make informed decisions about how to best use your money. Read More

[toolsband]

Middle-Class Money Traps That Beaks Your Financial Wealth

Today, I’m sharing with you the middle-class money traps that are keeping you broke, so you can know what those traps are and actually get out of them and become a millionaire or become as rich as you want to become. Read more