#oregon health plan
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fitnessmentor · 1 year ago
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A health plan is a comprehensive healthcare coverage strategy that offers financial security and access to medical services. These plans, such as the Inland Empire Health Plan, Superior Health Plan, and Tufts Health Plan, are designed to ensure individuals and families have affordable and reliable health insurance. Health plans come in various forms, including high deductible plans, HMOs, and PPOs, catering to different needs and preferences. They often provide coverage for doctor visits, hospital stays, prescription medications, and preventive care. Whether it's through public options like Medicaid or private insurers like Aetna, health plans play a vital role in safeguarding people's well-being and easing the financial burden of healthcare expenses.
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Get Comprehensive Employee Health Benefits with Group Health Insurance
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Do you need the best Group Health Insurance? If yes, look no further than Health Insurance Exchange Online. We have the best solution for all health-care-related information and coverage. We provide the most comprehensive tool and resource for evaluating health plan options, obtaining a quote, and submitting an online application for coverage. Our Kaiser Health Insurance and Kaiser Medical Insurance are accessible in Colorado, Ohio, Washington, Oregon, Virginia, Maryland, DC, and Georgia, as well as California, and has received multiple positive reviews for their excellent level of care.
A sort of health insurance plan that covers a group of people who work for the same company is known as group health insurance. When a group of people wishes to be insured, they buy a group health insurance plan. This type of plan is more common in the corporate world, as employers purchase it for their employees. This health plan is also available to social groups, sports teams, and joint families. The premium is influenced by the size of the group, the industry in which the company works the demographics of the individuals participating, and other factors. Purchasing a group health plan reduces premiums, but it also reduces some of the benefits available in an individual health plan.
Medical insurance is expensive, mainly in the private sector, therefore getting a health insurance policy for you and your family is important. It will be considerably more difficult if the person who brings in the money is currently confined to a hospital bed. All of this can be prevented by paying a small annual premium that will take care of your worries in the event of a medical emergency.
Group health insurance coverage would often cover doctor consultation fees, medical test costs, ambulance charges, hospitalization costs, and even post-hospitalization recovery expenditures to some extent. If you want more information regarding our services, give us a call on (888) 492-7245 and visithttp://www.healthinsuranceexchangeonline.com/!!
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peaceandflourishing · 13 days ago
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Compassionate OHP Trauma Counseling
At Peace & Flourishing, we provide compassionate OHP Trauma Counseling services. Our experienced therapists specialize in helping individuals heal from the emotional and psychological effects of trauma. Whether you are dealing with past abuse, loss, or other distressing events, we create a safe and supportive space for you to process your experiences. Using evidence-based approaches such as cognitive-behavioral therapy (CBT) and trauma-focused interventions, we tailor each session to meet your unique needs. Our goal is to help you reduce the impact of traumatic memories, manage triggers, and build emotional resilience.
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roseband · 1 month ago
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#personal#i took my current job over one other offer cuz i felt like it was a tolerable place to ride out the recession that was obvious then#which we didn't have..... cuz we got the bidenomics soft landing (which the average american apparently does not like)#but i def made the right choice cuz we got our open enrollment documents and they're eating the difference of cost in health#insurance again 3 yrs in a row :)#so no health insurance premium raise other than $1 on the dental biweekly#and........ no change in coverage!! yippeeeeeee!!!#i have coworkers complain about our wages constantly and like.... a) we're paid above median for the field.... i checked#and b) our benefits are insane..... we have so much non taxed income.... better 401k match than average......and good health insurance#and they just.... DONT USE THE BENEFITS PACKAGE?#like that's the point.....?#like i know ppl leaving 5k on the table by not using their 401k match and my dudes that's 5k of free money even if it's trapped#and two years of that......... 10k is what u can pull with no penalty for first time home downpayment from ur 401k#so water they doing?#but yeah.... looks like my only FEAR FEAR during this shitshow is like.... something nuking fully obamacare#bcuz the subsidy is done w/ cuz it expires in 25...... but the preexisting conditions clause is in nys law already#(and ma.. ct.. nj.. most of new england tbh.. oregon.. ca.. wa etc.)#i mean im on employer plan...with no subsidy...........so it's only that godforsaken ''throw disabled ppl into the debt woodchipper''#permission somehow being allowed in nys against our state constitution that could hurt /me/
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autonom-us-project · 7 months ago
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Abortion Rights in Oregon
In June 2022, the United States Supreme Court overturned the ruling of the landmark 1973 case Roe v. Wade, which had previously provided federal protections of the right to abortion.
With the responsibility of protecting the right to reproductive freedom left to the states, it can be difficult to keep track of all the constantly changing laws and regulations. To help, we’ve gathered the most important information on your state’s current laws, restrictions, and related details. Below is what you need to know about Oregon’s current abortion legislation.
*Please note, information on this website should not be used as legal advice or as a basis for medical decisions. Consult an attorney and/or a physician for your particular case.
Where does the law currently stand on abortion in the state of Oregon?
Abortion is currently legal and protected in the state of Oregon.
When did Oregon’s current abortion legislation go into effect?
The state of Oregon repealed its Pre-Roe Ban in 1983, and has fundamentally protected the right to abortion under the law since 2023. In addition, Oregon has put several expanded protections for abortion access in place. 
For more information on your state’s abortion legislation, see our breakdowns of various abortion bans, restrictions, and protections in the U.S.
Are there any legal restrictions to abortion access in the state of Oregon?
Currently, there are no restrictions to abortion access at any stage in a pregnancy. 
What expanded protections are in place regarding abortion in the state of Oregon?
Interstate Shield Laws: In 2023, Oregon enacted Interstate Shield Laws protecting those who provide, receive, or help others access abortion services from the reach of out-of-state investigations, information disclosure, legal prosecution, or licensing consequences. The law also states that minors under the age of 15, which is the usual age informed consent can be provided without parental involvement, can consent to abortion care. 
Medical Funding: The state of Oregon provides public funding for abortion and requires private insurance to cover abortion as well. 
Abortion Providers: Oregon does not restrict which types of healthcare practitioners can provide abortion care. 
Clinic Access: Oregon protects clinic access and safety by prohibiting the obstruction of healthcare facilities. 
The specifics can be read in the following Oregon Legal Codes HB 2002, 410-130-0562, ORS 743A.067, and 164.365
I am pregnant in the state of Oregon and wish to terminate my pregnancy. What now?
If you believe your pregnancy meets the requirements for a legal abortion in your state, schedule an appointment with a trusted physician as soon as possible. If not, you will need to arrange an appointment at a clinic providing abortion services out of state. Make sure the state you choose allows abortions at the gestational age your pregnancy will reach by your appointment date.
If you need financial assistance or other support to do this, there are existing funds to help cover both the procedure and travel costs. 
Abortion funds can assist with the medical cost of the abortion itself. Practical Support Organizations, (PSOs), can assist with any other needs or costs of seeking an out-of-state abortion such as travel, lodging, childcare, provider referrals, emotional support,judicial bypass for minors, etc. Here are a few resources available to those seeking support in Oregon:
Northwest Abortion Access Fund [Fund & PSO] – Provides support for those seeking an abortion from Oregon. Offers support and financial aid for abortion, transit (local and long-distance), lodging, gas money, food assistance, rideshare, and childcare. Provides Spanish language support. See their website for more information. 
Cascades Abortion Support Collective [PSO] – Provides support for those seeking an abortion from Oregon. Offers aid in the form of lodging, transit (local and long-distance), provider referrals, gas money, clinic escorts, food assistance, emotional support, rideshare, childcare assistance, abortion doula services, and emergency contraception (morning-after pill). Provides Spanish language support. See their website for more information. 
National Abortion Hotline [Fund & PSO] – Provides support for those seeking an abortion Nationwide. Offers financial aid for abortion, transit, and provider referrals. Provides Spanish language support. See their website for more information. 
Women’s Reproductive Rights Assistance Project [Fund] – Provides funding for those seeking an abortion Nationwide. Offers financial aid for abortion and emergency contraception (the morning-after pill). See their website for more information. 
Abortion Freedom Fund [Fund] – Provides funding for those seeking an abortion Nationwide. Offers financial aid for abortion. See their website for more information. 
Indigenous Women Rising [Fund] – Provides funding for Indigenous individuals Nationwide seeking an abortion. Offers financial aid for abortion. See their website for more information. 
Reprocare [PSO] – Provides support for those seeking an abortion Nationwide. Offers aid in the form of provider referrals, emotional support, language services, and abortion doula services. Provides Spanish language support. See their website for more information. 
The Brigid Alliance [PSO] – Provides support for those seeking an abortion Nationwide. Offers aid in the form of provider referrals, emotional support, language services, and abortion doula services. Provides Spanish language support. See their website for more information. 
Regardless of the legislation your state currently has in place, remember that safe and legal options are always available. The most important tool you can arm yourself with in these difficult times is knowledge, so stay informed about changes in law and policy where you live, and know that there are always resources available to help you through this ♥️
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batboyblog · 8 months ago
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Things Biden and the Democrats did, this week #16
April 26-May 3 2024
President Biden announced $3 billion to help replace lead pipes in the drinking water system. Millions of Americans get their drinking water through lead pipes, which are toxic, no level of lead exposure is safe. This problem disproportionately affects people of color and low income communities. This first investment of a planned $15 billion will replace 1.7 million lead pipe lines. The Biden Administration plans to replace all lead pipes in the country by the end of the decade.
President Biden canceled the student debt of 317,000 former students of a fraudulent for-profit college system. The Art Institutes was a for-profit system of dozens of schools offering degrees in video-game design and other arts. After years of legal troubles around misleading students and falsifying data the last AI schools closed abruptly without warning in September last year. This adds to the $29 billion in debt for 1.7 borrowers who wee mislead and defrauded by their schools which the Biden Administration has done, and a total debt relief for 4.6 million borrowers so far under Biden.
President Biden expanded two California national monuments protecting thousands of acres of land. The two national monuments are the San Gabriel Mountains National Monument and the Berryessa Snow Mountain National Monument, which are being expanded by 120,000 acres. The new protections cover lands of cultural and religious importance to a number of California based native communities. This expansion was first proposed by then Senator Kamala Harris in 2018 as part of a wide ranging plan to expand and protect public land in California. This expansion is part of the Administration's goals to protect, conserve, and restore at least 30 percent of U.S. lands and waters by 2030.
The Department of Transportation announced new rules that will require car manufacturers to install automatic braking systems in new cars. Starting in 2029 all new cars will be required to have systems to detect pedestrians and automatically apply the breaks in an emergency. The National Highway Traffic Safety Administration projects this new rule will save 360 lives every year and prevent at least 24,000 injuries annually.
The IRS announced plans to ramp up audits on the wealthiest Americans. The IRS plans on increasing its audit rate on taxpayers who make over $10 million a year. After decades of Republicans in Congress cutting IRS funding to protect wealthy tax cheats the Biden Administration passed $80 billion for tougher enforcement on the wealthy. The IRS has been able to collect just in one year $500 Million in undisputed but unpaid back taxes from wealthy households, and shows a rise of $31 billion from audits in the 2023 tax year. The IRS also announced its free direct file pilot program was a smashing success. The program allowed tax payers across 12 states to file directly for free with the IRS over the internet. The IRS announced that 140,000 tax payers were able to use it over their target of 100,000, they estimated it saved $5.6 million in tax prep fees, over 90% of users were happy with the webpage and reported it quicker and easier than companies like H&R Block. the IRS plans to bring direct file nationwide next year.
The Department of Interior announced plans for new off shore wind power. The two new sites, off the coast of Oregon and in the Gulf of Maine, would together generate 18 gigawatts of totally clean energy, enough to power 6 million homes.
The Biden Administration announced new rules to finally allow DACA recipients to be covered by Obamacare. Deferred Action for Childhood Arrivals (DACA) is an Obama era policy that allows people brought to the United States as children without legal status to remain and to legally work. However for years DACA recipients have not been able to get health coverage through the Obamacare Health Care Marketplace. This rule change will bring health coverage to at least 100,000 uninsured people.
The Department of Health and Human Services finalized rules that require LGBTQ+ and Intersex minors in the foster care system be placed in supportive and affirming homes.
The Senate confirmed Georgia Alexakis to a life time federal judgeship in Illinois. This brings the total number of federal judges appointed by President Biden to 194. For the first time in history the majority of a President's nominees to the federal bench have not been white men.
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theastrohub · 4 months ago
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what city you should live in based on your moon sign ⏾
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astrology can help you make an informed decision for something as significant as where one will live. and especially if you are a more hedonistic person like myself, choosing a place to live with a focus on personal satisfaction is a guaranteed upgrade in quality of life. it also helps you narrow down what your true emotional needs are and live a life more in alignment with your truest self.
choosing what city to live in based on your moon sign helps an individual with emotional fulfillment, being able to create a sense of belonging, stress reduction, enhanced creativity and productivity, better romantic and platonic relationships, and so much more.
here are my thoughts on your ideal city based on your moon sign:
⏾ virgo moon 一
kobe, japan + washington, D.C. (USA) + zurich, switzerland
you likely prefer a clean, walkable city that is health-conscious. ideal cities have paved roads, a lack of industrial machines or well-regulated factories, and a structured, straightforward urban planning model. a city safe enough to raise babies and young children is your benchmark. you value a city that emphasizes logical aspects of life. air pollution and trash management are crucial, so you'd thrive in cities with high air quality indexes, like those mentioned above.
⏾ libra moon 一
florence, italy + brooklyn, new york + capetown, south africa + amsterdam, netherlands + paris, france
as one of my favorite moon signs, you truly appreciate beauty, harmony, and aesthetics in where and how you live. you love cultured cities with plenty of artistic experiences. perhaps you're an artist yourself, seeking communities where you can express that creativity. a city that offers a balance of cityscape, mountainscape, and access to bodies of water appeals to your sense of harmony. you’re drawn to colorful, multicultural environments where you can accumulate luxury goods.
⏾ scorpio moon 一
new orleans, louisiana + mumbai, india + providence, rhode island
this one is tricky because scorpio Moons are known for being extremely intense and private, which doesn't always translate to a livable city (think Bermuda Triangle). however, you likely value transformative experiences and a form of social power. you want to be in a city that matches your intensity—a place that might be politically involved, spiritually inclined, or even part of some controversy. communities where you can explore taboo subjects or rise within social hierarchies are ideal for you.
⏾ sagittarius moon 一
toronto, canada + prage, czech republic + krabi, thailand + dubai, UAE
as one of the more hedonistic moon signs, you crave freedom—to be, to do, to have, etc. you prefer cities with a lot of versatility for living, offering options like big homes, sprawling lofts, small cozy one-bedrooms, and everything in between. cultured and religious cities appeal to your belief system, which is crucial to you. You need a place where you can live your philosophies freely and have fun. a city with many opportunities for adventure and easy access to other exciting places is essential. think road trips, bungee jumping, scuba diving.
⏾ capricorn moon 一
london, england + manhattan, new york + melbourne, australia
one word: old-fashioned. capricorns are often seen as traditional, and there's a reason for that. as a capricorn moon, you value cities that operate like institutions—places that have stood the test of time without much change to their foundation. ambition and hard work are of utmost importance, so cities with a professional or hustle culture appeal to you. you are drawn to cities in countries with a strong identity or culture that gratify your sense of tradition. cities where you can network, accumulate wealth, and indulge in luxuries are your ideal.
⏾ aquarius moon 一
san francisco, california + rome, italy + new orleans, louisiana + portland, oregon
with pluto in aquarius, I anticipate more moves for aquarius moons, which is great because this is the most community-centered sign in my opinion. aquarius moons value living in cities where they can positively contribute, socialize, and build relationships based on shared interests. you are drawn to innovative, creative cities that are always ahead of trends. you also appreciate cities that are civically mindful and contribute to humanitarian efforts on both local and grand scales.
⏾ pisces moon 一
bali, indonesia + bora bora, french polynesia + rome, italy + paris, france
pisces moons are one of the moon signs that truly need to feel "drawn" to a place before visiting or residing there. emotional fulfillment, romance, and creativity are non-negotiable for pisces moons. because of this, beautiful, artistic cities with many opportunities to be near bodies of water are ideal. beach cities and honeymoon destinations are perfect for pisces Moons' empathic and sensitive nature. A city with a calm undercurrent is essential to satisfy your need for rest and peace.
⏾ aries moon 一
rome, italy + los angeles, california + tokyo, japan + cairo, egypt + mumbai, india
similar to capricorn moon, its cardinal sibling, aries moons need the opportunity to keep on the go wherever they live. For this reason, you're best suited to "cities that never sleep"—places where you can stay active, compete in major global industries, and reach newer heights. you're drawn to cities with fiery traditions and those that excel in national rankings. you also appreciate cities that are vocal about their value systems and embrace trends.
⏾ taurus moon 一
honolulu, hawaii + havana, cuba + las vegas, nevada + ibiza, spain + tokyo, japan
much like libra moons, venus-ruled moons love venus-ruled cities. taurus moons enjoy cities that are comfortable in every sense—materially, socially, politically, and aesthetically. you appreciate cities that are openly hedonistic—notorious vacation spots are actually great places for you to establish yourself. cities with strong tourism markets are good for your desire for material success as they are epicenters of culture and attract people from all walks of life.
⏾ gemini moon 一
chicago, illinois + boston, massachusetts + cairo, egypt + lisbon, portugal
as a gemini moon, cities that are versatile, education-centered, and logical are appealing to you. you thrive in places where "everyone knows everyone" and socializing is a priority. cities known for their educational institutions and vibrant social life satisfy your need for variety and communication. cities with a strong tourist presence are also appealing, as you enjoy the ability to feel like a tourist in your own city at any time.
⏾ cancer moon 一
sydney, australia + niagara falls , new york + instanbul, turkey + berne, switzerland + mogadishu, somalia
cancer moons love domestic cities that are more feminine in nature. Like their sister sign capricorn, they strongly value traditions, both cultural and social, but in a softer manner. they prefer cities with a strong influence by women and things traditionally associated with women, like fashion, beauty, and the arts. cities with beaches and a strong luminary presence are essential, as they are the water-bearers of the zodiac. cities with a balance between domesticity and capitalism appeal to their need for material security and a good home. a city with a strong real estate market and that is ideal for newlyweds and families is also preferred.
⏾ leo moon 一
los angeles, california + miami, florida + mexico city, mexico + marrakesh, morocco + ibiza, spain
much like aquarius moons, the need to be around people is prominent with leo moons. leo moons value being in cities that honor appearance and aesthetics. being seen, being talked about, romance, and play are priority for a leo moon when moving. a city where they can explore artistic pursuits and new cultures. cities that promote health and wellness and image. cities with social hierarchies and strong social networks. cities that are "popular" with the whole world. also cities that are known for night-life and social life. cities where you can regularly rub elbows with important people and indulge in the grandiosities of life.
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the moon in astrology is a gateway to a deeper understanding of one's desires, needs, and motivations which can help in making better-informed decisions on where to move or establish a life. I highly suggest you take this into consideration on your next trip or relocation.
thank you for reading 💋
@astrobaeza
for more: [ paidservices ₊ masterlist ₊ tips ]
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reasonsforhope · 11 months ago
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In the Willamette Valley of Oregon, the long study of a butterfly once thought extinct has led to a chain reaction of conservation in a long-cultivated region.
The conservation work, along with helping other species, has been so successful that the Fender’s blue butterfly is slated to be downlisted from Endangered to Threatened on the Endangered Species List—only the second time an insect has made such a recovery.
[Note: "the second time" is as of the article publication in November 2022.]
To live out its nectar-drinking existence in the upland prairie ecosystem in northwest Oregon, Fender’s blue relies on the help of other species, including humans, but also ants, and a particular species of lupine.
After Fender’s blue was rediscovered in the 1980s, 50 years after being declared extinct, scientists realized that the net had to be cast wide to ensure its continued survival; work which is now restoring these upland ecosystems to their pre-colonial state, welcoming indigenous knowledge back onto the land, and spreading the Kincaid lupine around the Willamette Valley.
First collected in 1929 [more like "first formally documented by Western scientists"], Fender’s blue disappeared for decades. By the time it was rediscovered only 3,400 or so were estimated to exist, while much of the Willamette Valley that was its home had been turned over to farming on the lowland prairie, and grazing on the slopes and buttes.
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Pictured: Female and male Fender’s blue butterflies.
Now its numbers have quadrupled, largely due to a recovery plan enacted by the Fish and Wildlife Service that targeted the revival at scale of Kincaid’s lupine, a perennial flower of equal rarity. Grown en-masse by inmates of correctional facility programs that teach green-thumb skills for when they rejoin society, these finicky flowers have also exploded in numbers.
[Note: Okay, I looked it up, and this is NOT a new kind of shitty greenwashing prison labor. This is in partnership with the Sustainability in Prisons Project, which honestly sounds like pretty good/genuine organization/program to me. These programs specifically offer incarcerated people college credits and professional training/certifications, and many of the courses are written and/or taught by incarcerated individuals, in addition to the substantial mental health benefits (see x, x, x) associated with contact with nature.]
The lupines needed the kind of upland prairie that’s now hard to find in the valley where they once flourished because of the native Kalapuya people’s regular cultural burning of the meadows.
While it sounds counterintuitive to burn a meadow to increase numbers of flowers and butterflies, grasses and forbs [a.k.a. herbs] become too dense in the absence of such disturbances, while their fine soil building eventually creates ideal terrain for woody shrubs, trees, and thus the end of the grassland altogether.
Fender’s blue caterpillars produce a little bit of nectar, which nearby ants eat. This has led over evolutionary time to a co-dependent relationship, where the ants actively protect the caterpillars. High grasses and woody shrubs however prevent the ants from finding the caterpillars, who are then preyed on by other insects.
Now the Confederated Tribes of Grand Ronde are being welcomed back onto these prairie landscapes to apply their [traditional burning practices], after the FWS discovered that actively managing the grasslands by removing invasive species and keeping the grass short allowed the lupines to flourish.
By restoring the lupines with sweat and fire, the butterflies have returned. There are now more than 10,000 found on the buttes of the Willamette Valley."
-via Good News Network, November 28, 2022
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anethum-etcetera · 2 years ago
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anghraine · 2 months ago
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I love living in Washington—I wasn't born here, but my family moved from Oregon when I was in elementary school and I lived in WA until I was nearly 20 and then moved back seven years ago. So a lot of my life has been spent here and what hasn't been spent here has been in Oregon (mostly) or California (two years of grad school).
Obviously I love the Pacific Northwest and I love the West Coast in general, but nothing reinforces this like seeing the reminder I sent to myself to sign up for health insurance, answering a handful of questions, getting immediately approved by the system and picking a plan, and promptly being informed that I now have health insurance with dental, vision, mental health, etc and that my ridiculously low adjunct hell wages means it costs *checks* $0 (even as autumn makes the PNW more beautiful than usual!).
I know it's a very US American problem to consider. But I grew up on the Canadian border, which meant that when my parents went bankrupt from my childhood medical expenses after I hit their insurance's lifetime cap when I was... like, 12, I was entirely aware that Things Don't Have To Be This Way because I had friends and family acquaintances with Canadian citizenship. And meanwhile I have relatives and friends on the US side who have to incorporate health care so much into calculations about what jobs to take, where to live, what the cost of living really is with a medical condition.
Another guy in my department and I were actually just talking the other day about figuring out possible jobs/cost of living calculations not just from reported numbers for a state or city, but about the importance of calculating cost of living for yourself specifically because of health expenses, difficulties of transportation, etc. Like, people talk a lot about how expensive California is and it definitely is, but for me that was significantly offset by the state paying all my medical expenses despite me not even having California residency. The Portland metro area is expensive, but it is entirely possible to never drive anywhere because of good public transit+walkability.
So anyway ... thanks, Washington State, that is a huge load off my shoulders and it makes voting against right-wing bullshit in WA a pleasure as well as a civic duty <3
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healthinsuranceexchangeus · 3 months ago
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Get Fully Insured Health Insurance in Oakland, CA at Reasonable Rates
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Are you seeking Fully Insured Health Insurance in Oakland, CA, or nearby areas? If yes, Health Insurance Exchange Online is the right health insurance agency for you. We are one complete resource for all things healthcare information and coverage. We have the most comprehensive tool/resource for comparing health options, getting a quote, and applying for coverage online. Our Kaiser Health Insurance is available in Colorado, Ohio, Washington, Oregon, Virginia, Maryland, DC, and Georgia, in addition to California and generally has very positive reviews relating to the quality of the care it offers.
While buying health insurance online, you are in complete control over which is the best plan suitable to meet your needs and those of your family. Information related to policy quotation, benefits of coverage, and exclusion, along with any other terms and conditions, is at your fingertips. You need only to make a thorough comparison of the best plans. A health plan provides a host of various benefits in coverage like pre- and post-hospitalization coverage, coverage for medical check-ups, room rent cover, cashless facilities, and so on.
With each passing day, medical care becomes costlier, and treatments become more expensive. A serious ailment or a lifestyle disease may land you in a hospital and wipe out all your savings. Health insurance is the only way one can afford good medical care during a health crisis. If the insured person falls sick or meets with an accident requiring hospitalization, medical bills may arise. This is in exchange for a premium, which the policyholder must pay on a periodic basis to be entitled to the benefits covered by the policy.
Whether you need Health insurance for kids, individuals, or groups, we're your source for affordable healthcare information and coverage. Why wait until the emergency starts when you could be financially protected with a health insurance policy!
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synbiosys · 2 months ago
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So, I’m not proud of it, but I’m back to ask for help again. Above is the link to my Ko-Fi account; I can accept donations via Stripe and Paypal; I don’t have a preference of which method you use. Below is a more detailed explanation of the events that have led to my current predicament; it’s not entirely necessary to understand, but it should make sense of why this happened to me.
I’m dealing with some health problems and a recent car accident and I need help paying my bills for the next few months while I use that time to finish incomplete coursework for classes I took last year. In case it’s not clear, an “Incomplete” is a grade that can be given by instructors at some schools in situations where a student wasn’t able to complete a major assignment for a class due to circumstances outside their control, and allows students a pre-determined amount of time to finish that work beyond the end of the course. I had a plan for covering my expenses with a summer job at the Oregon State University Arthropod Collection (OSAC) while I finished the incomplete work, but the nature of my health issues, an outbreak of fleas, and a car accident have all prevented me from making it work. Now I’m kind of trapped; the cost of living in Corvallis is too high for food stamps to last an entire month, I don’t have a car anymore, and I’ll probably end up homeless if I can’t pay October rent and also pay November rent on time. I’ve managed to find some work doing landscaping and yardwork in my neighborhood, but I’ve realized that it’s impossible to make enough money and also handle the incomplete coursework; focusing on the former will impact the completion of my degree in June, while focusing on the latter will likely result in homelessness. The loss of my car is exacerbating all of this, in part because I live further away from all of the stores/banks/etc. in Corvallis, and public transit here is not very good.
Since late 2022, I’ve been experiencing sleep apnea-like health problems arising from swollen turbinate glands. I have some known allergies, but they’ve never caused swollen turbinate glands. The impact on my sleep quality became so severe that I had to resort to nasal strips every night. I saw doctors about this problem as early as spring of 2022, but none of them were helpful; most of them didn’t listen to me, and none of them considered trying any kind of testing. This ineptitude continued even after directly asking my primary doctor about autoimmune conditions and how we could test for them. Despite how obviously informative blood samples can be, nobody suggested a blood test. I finally lost my patience and demanded they give me a blood test for hypothyroidism at the end of August. Lo and behold, my thyroid hormone levels were an order of magnitude out of the normal range. Autoimmune problems run in my mother’s family, and it’s likely that I have Hashimoto’s thyroiditis; this disease is rarer in men, and the symptoms appear very gradually. While I can understand how this would delay detection of the disease, there were FIVE different doctors who saw me in relation to the sleep/allergy problems and none of them considered a blood test. I started taking levothyroxine the same day as the test results, but before being treated, my symptoms became so severe that my ADHD medication stopped working, my OCD symptoms went out of control, and I was experiencing severe brain fog. This is what forced me to request incomplete grades for my courses; I was trying to complete coursework despite all of this, and I was barely able to keep up. Once treatment begins, it takes at least a month to take effect, so my symptoms didn’t start improving until early October. Most recently, I found out that I needed to increase my dosage, but thyroid problems often have complex consequences, and any changes to the dose of the medication will result in unwanted side effects.
My original plan for this summer was to work at OSAC to cover my expenses while I tackled the incomplete coursework. I calculated the gross income I’d need to meet my expenses, and working 30 hours a week at this position well exceeded that amount. My duties as a curatorial assistant change slightly depending on the tasks at hand, but because I am paid from grant money, I must work efficiently, accurately, and in an organized manner. Because I have ADHD, extra measures are necessary in order to meet these requirements. I’ve worked this job intermittently since 2018, so I know how prevent my ADHD symptoms from interfering with my work. Because of the failures by my doctors to address my health problems, I was already struggling to arrive at work on time by June. By July, my symptoms had worsened to the point that I was no longer able to focus on work consistently, voluntarily cutting some days short because I wasn’t accomplishing much, and continuing to work in that state was inherently a waste of grant money. By August I could only make it to work sporadically. As a result, I missed most of the income I could have earned for August and September of this year. I was able to make up for some of this impact by selling old trading cards and video games from childhood, but that money didn’t last very long.
I was also confronted with a flea infestation that suddenly appeared in August. I rent a bedroom in a house with housemates; we tried to eradicate them ourselves, but the landlord suddenly informed us in early September that he hired an exterminator, who was arriving in less than 24 hours. I have some pet reptiles and pet invertebrates I needed to protect from pesticide exposure, so I suddenly had to move my pets to a friend’s house. I also had to re-arrange my bedroom to accommodate the exterminators. Based on the chemicals that were used, the only way I could make room safe again for my pets was by mopping the floor in my bedroom and the adjacent hallway three times. This ultimately cost me four days, and then the exterminators came back in early October, which forced me to repeat the process.
As if this wasn’t enough, I had a serious car accident in late September that annihilated my car and left me with severe lacerations to my left arm and a fracture in my thumb. The car spun out and flipped in the process, landing in the opposite lane. If another car had been about to pass me, it would have caused a direct collision at around 55 mph, and I probably wouldn’t have survived that. I realized the danger immediately and crawled out of the car, but most of the other possible outcomes would have involved my demise. I’m very lucky, but it took almost a month for the lacerations to heal, and one of them was deep enough to cause nerve damage, which hasn’t completely healed yet. My left hand has healed enough for me to use it, but I’m still having some issues with my thumb.
I wish I could say that I had help from my family, but my parents were impacted by both of the recent hurricanes that made landfall in western Florida. Even before the hurricanes, my parents weren’t really willing to understand what I was dealing with. I grew up in an abusive household; my sister and I were neglected by our parents, and we experienced emotional abuse from them as young adults. This is particularly true of my father, who himself is the product of a highly abusive upbringing. Unfortunately, research on the dynamics of child abuse has shown that children from abusive households often suffer a lack of economic mobility relative to children from more supportive family backgrounds as a result of mental health impacts. This has absolutely been the case with my sister and I; both of us are well into our 30s, and neither of us is anywhere close to long-term financial stability. That’s why it was deeply hurtful to hear my father blame me for being unable to fly to Florida on a whim to help him clean up the house, blame me for paying $950 a month for rent, and shame me for being 35 years old without a “stable job”. Both of my parents visited me in Corvallis in late July; they could tell that I was struggling, they apologized for neglecting me, and they told me they’d be more supportive, but apparently everything they said to me then must have been an act.  
Hopefully, this explanation sufficiently articulates the situation I’ve ended up in. I almost have enough money to pay my October rent, and I need to have my November rent paid by 11/5. I would have tried using Ko-Fi sooner, but in the interest of upholding my own responsibility, I wanted to exhaust my other options before resorting to donations again
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covid-safer-hotties · 3 months ago
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Also preserved on our archive
by Miles W. Griffis
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Atinuki “Tinu” Abayomi-Paul, a prominent writer and disability advocate, died on September 26 at home in Texas. She was 52.
Abayomi-Paul was well known in the Long COVID and disability community for her writing, speaking, and mutual aid organizing. She was the founder of Everywhere Accessible, an advocacy organization which she launched in 2019 to educate the public about accessibility and center the experiences of Black disabled women.
In 2022, she was hospitalized with COVID-19, leading to COVID-induced pneumonia. She later developed chronic lymphocytic leukemia, as well as Long COVID, myalgic encephalomyelitis (ME), and other chronic illnesses.
She recently spoke with The Sick Times about her experience with extreme heat and postural orthostatic tachycardia syndrome (POTS).
“My fear for the future is that those of us who cannot tolerate the heat will die,” she said. “Another fear I have is that no one will listen.”
Abayomi-Paul frequently wrote about and helped break stigmas about immunocompromised people. She centered the experiences of the most marginalized, who were left behind in the government’s failed response to the continuing COVID-19 pandemic.
“I hope my story humanizes the experience of having COVID for people,” she wrote in an essay following her hospitalization. “Those of us at high risk aren’t abstract people you’ve never met. We’re people you know and love, and we might die because you won’t wear a mask.”
Over the past week, friends, family, and members of the disability community have written tributes to Abayomi-Paul for her leadership, care, and community building.
“She had such giggly personality, but was often so tired from just trying to stay afloat,” disability advocate Imani Barbarin wrote on Twitter/X. “Still, she loved this community and consistently felt like she wasn’t doing enough. Tinu, you were enough.”
“She gave so much of herself and cared about the disability community deeply,” Alice Wong wrote. In another tribute, Sarah Reneé stated that she “advocated with spoons she didn’t have not just for herself, but the entire community.”
“Many of us owe our lives and the evolution of our politics to disabled Black women like [Tinu] and [Shafiqah Hudson],” writer Clarkisha Kent posted.
Like Abayomi-Paul, Hudson died while battling Long COVID and cancer. Hudson passed in February 2024 at an extended-stay hotel in Portland, Oregon; she stated before her death that if she died, Long COVID was the cause.
Abayomi-Paul’s cause of death has not been stated. She wrote on August 3, 2024: “People not masking is literally killing me… If I do die, this is what killed me, people not masking or believing Long COVID lowers your immunity…”
While research has extensively documented the disabling symptoms and scope of Long COVID, science and health institutions have paid less attention to the disease’s potentially deadly consequences.
The Centers for Disease Control and Prevention reported in early 2024 that over 5,000 Americans have died with Long COVID since the start of the COVID-19 pandemic, but experts say this number is likely a significant undercount. Along with improved reporting standards, people with Long COVID need immediate support to prevent further fatalities, experts and advocates say.
Abayomi-Paul’s family and friends are currently fundraising for her funeral, medical expenses, and other costs. They are also planning a service — the date has not yet been released.
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rebeccathenaturalist · 7 months ago
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Help Stop a Clearcut - Deadline May 17, 2024! Reblogs appreciated!
Hey, folks, got a time-sensitive request for y'all--even if you aren't a PNW resident, can you please put in a word to save the legacy/mature forest on Mothball Hill just outside Astoria, OR? Comments to NOT clearcut the forest on Mothball Hill can be sent to [email protected] and need to be received by 5pm Pacific Standard Time on May 17. Reblogs ALSO help!
As per this article:
"North Coast Communities for Watershed Protection requests your consideration and immediate action to help safeguard drinking water and residents’ health in rural neighborhoods east of Astoria. Written comments are needed by Friday, May 17, regarding ongoing and upcoming Oregon Department of Forestry timber harvests in Clatsop County. Anybody may submit a comment to ODF; you do not need to be a resident of Clatsop County. Please see below for more details.
Currently, the NCCWP Astoria Chapter is working to notify residents whose property is in close proximity to proposed 2025 ODF timber harvests in Clatsop County. On May 5, we surveyed Unit 2 of the Mothball Hill Harvest and met some of the concerned residents whose property is immediately adjacent to the timber sale. We are working with them closely.
Leading up to the May 17 deadline for comments about the ODF Annual Operations Plan (AOP), we are hoping to visit as many of these sites as possible — knocking on people’s doors directly adjacent to these potential timber harvests. Many people who live in these houses may not be aware that the forestland near their homes is scheduled to be clearcut and sprayed with a “cocktail” of pesticides. Our goal is to notify these homeowners and provide them with appropriate resources and support so that they can get involved and comment on the AOP before the opportunity ends. These clearcuts and pesticide applications may directly affect people’s health, livelihoods, recreational activities, and property values. Ultimately, they will adversely affect the quality and quantity of coastal drinking water by exacerbating the climate crisis, perpetuating drought, and increasing the risk of wildfires, landslides, and the runoff of sediment and pesticides into waterways.
Here’s a letter sent to community members, ODF, BoF, and Clatsop Co. officials from Darren Orange, a resident neighboring the Mothball Hill Harvest: 
A request for your consideration and action,
The Oregon Department Of Forestry released their 2024 Annual Operations Plan and has selected a previously unmanaged, non-intentionally planted, natural “Legacy Forest” for CLEARCUT AND AERIAL SPRAY. The location is in Clatsop Forest Astoria District on “Mothball Hill” east of Astoria in the John Day estuary. This proposed clearcut will impact a previously unmanaged biodiverse forest with trees, and mycorrhizal networks well over 100 years old. The geographical location is extremely steep and the boundaries for cutting would push into the Columbia River at its northernmost point. Slide potential is high, threatening the railroad, and homes both on private drive Phil Rd., Highway 30, and Deer Valley Rd. 
Located between Astoria, (2 miles to the west) and the Twilight Eagle Sanctuary (2 miles to the east) this rich habitat and watershed is home for bald eagles, beaver, blue heron, cougar, bobcat, coyotes, and waterways for native salmon.  The year-round streams run directly into the John Day and Columbia Rivers. The location will be seen on Highway 30, and visible from both rivers as a monstrous scab. 
The home and hobby garden I share with my wife borders 300′ of Clatsop Forest. Neon survey markers now weigh heavily, glaring at us 20′ from our kitchen window. Trees marked for cut purposely planted by homeowners over 50 years ago as property lines now marked for harvest. We watch: protected migratory birds, marine birds, bald eagles, blue heron, osprey, and others. We’ve listened to the call of bobcats and coyotes from their resting and breeding dens. We’ve seen beavers in the estuary. Salmon and crayfish are commercially harvested here. The rich native flora and mycelium network show the health of the forest and offer many plant medicines. This is just a window of the species we see everyday. 
The impact and damage on this ecosystem is vast. The unintended consequences of aerial spray, blowdown due to compromised forest integrity, slides, and aesthetic harm to private property value, boating/kayaking and tourism, commercial and recreational fishing are all part of the cost vs minimal $1.1 million dollar profit.
PUBLIC COMMENTS ARE ENCOURAGED, AND CLOSE VERY SOON ON MAY 17TH!
I’m asking the greater community to please write and pass along your concerns to the Oregon Department of Forestry about this clearcut timber sale in one of the oldest stands in the area. This stand has not been managed or replanted so it represents a key forest in its health and history. I ask that ODF look into alternative locations such as managed/planted forests with less impactful methods that follow the soon to be Federal Habitat Conservation Act that would preserve older stands. I ask that ODF follow their own Key Performance Measures of complex layered forest structure. I ask ODF NOT TO MOVE FORWARD WITH THIS TIMBER SALE.
Sincerely, 
Darren Orange
local resident of 25 years
business owner
property owner
interactive map
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batboyblog · 7 months ago
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Things Biden and the Democrats did, this week #20
May 24-31 2024
The EPA awards $900 million to school districts across the country to replace diesel fueled school buses with cleaner alternatives. The money will go to 530 school districts across nearly every state, DC, tribal community, and US territory. The funds will help replace 3,400 buses with cleaner alternatives, 92% of the new buses will be 100% green electric. This adds to the $3 billion the Biden administration has already spent to replace 8,500 school buses across 1,000 school districts in the last 2 years.
For the first time the federal government released guidelines for Voluntary Carbon Markets. Voluntary Carbon Markets are a system by which companies off set their carbon emissions by funding project to fight climate change like investing in wind or solar power. Critics have changed that companies are using them just for PR and their funding often goes to projects that would happen any ways thus not offsetting emissions. The new guidelines seek to insure integrity in the Carbon Markets and make sure they make a meaningful impact. It also pushes companies to address emissions first and use offsets only as a last resort.
The IRS announced it'll take its direct file program nationwide in 2025. In 2024 140,000 tax payers in 12 states used the direct file pilot program and the IRS now plans to bring it to all Americans next tax season. Right now the program is only for simple W-2 returns with no side income but the IRS has plans to expand it to more complex filings in the future. This is one of the many projects at the IRS being funded through President Biden's Inflation Reduction Act.
The White House announced steps to boost nuclear energy in America. Nuclear power in the single largest green energy source in the country accounting for 19% of America's total energy. Boosting Nuclear energy is a key part of the Biden administration's strategy to reach a carbon free electricity sector by 2035. The administration has invested in bring the Palisades nuclear plant in Michigan back on-line, and extending the life of Diablo Canyon in California. In addition the Military will be deploying new small modular nuclear reactors and microreactors to power its installations. The Administration is setting up a task force to help combat the delays and cost overruns that have often derailed new nuclear projects and the Administration is supporting two Gen III+ SMR demonstration projects to highlight the safety and efficiency of the next generation of nuclear power.
The Department of Agriculture announced $824 million in new funding to protect livestock health and combat H5N1. The funding will go toward early detection, vaccine research, and supporting farmers impacted. The USDA is also launching a nation wide Dairy Herd Status Pilot Program, hopefully this program will give us a live look at the health of America's dairy herd and help with early detection. The Biden Administration has reacted quickly and proactively to the early cases of H5N1 to make sure it doesn't spread to the human population and become another pandemic situation.
The White House announced a partnership with 21 states to help supercharge America's aging energy grid. Years of little to no investment in America's Infrastructure has left our energy grid lagging behind the 21st century tech. This partnership aims to squeeze all the energy we can out of our current system while we rush to update and modernize. Last month the administration announced a plan to lay 100,000 miles of new transmission lines over the next five years. The 21 states all with Democratic governors are Arizona, California, Colorado, Connecticut, Delaware, Hawaii, Illinois, Kentucky, Maine, Maryland, Massachusetts, Michigan, New Jersey, New Mexico, New York, North Carolina, Oregon, Pennsylvania, Rhode Island, Washington, and Wisconsin.
The Department of Transportation announced $343 million to update 8 of America's oldest and busiest transportation stations for disability accessibility. These include the MBTA's the Green Line's light-rail B and C branches in Boston,  Cleveland's Blue Line, New Orleans'  St. Charles Streetcar route, and projects in San Francisco and New York City and other locations
The Department of interior announced two projects for water in Western states. $179 million for drought resilience projects in California and Utah and $242 million for expanding water access in California, Colorado and Washington. The projects should help support drinking water for 6.4 million people every year.
HUD announced $150 million for affordable housing for tribal communities. This adds to the over $1 billion dollars for tribal housing announced earlier in the month. Neil Whitegull of the Ho-Chunk Nation said at the announcement "I know a lot of times as Native Americans we've been here and we've seen people that have said, ‘Oh yeah, we'd like to help Indians.’ And they take a picture and they go away. We never see it, But there's been a commitment here, with the increase in funding, grants, and this administration that is bringing their folks out. And there's a real commitment, I think, to Native American tribes that we've never seen before."
Secretary of State Antony Blinken pledged $135 million to help Moldavia. Since the outbreak of Russia's war against neighboring Ukraine the US has given $774 million in aid to tiny Moldavia. Moldavia has long been dependent on Russian energy but thanks to US investment in the countries energy security Moldavia is breaking away from Russia and moving forward with EU membership.
The US and Guatemala launched the "Youth With Purpose” initiative. The initiative will be run through the Central America Service Corps, launched in 2022 by Vice President Harris the CASC is part of the Biden Administration's efforts to improve life in Central America. The Youth With Purpose program will train 25,000 young Guatemalans and connect with with service projects throughout the country.
Bonus: Today, May 31st 2024, is the last day of the Affordable Connectivity Program. The program helped 23 million Americans connect to the internet while saving them $30 to $75 dollars every month. Despite repeated calls from President Biden Republicans in Congress have refused to act to renew the program. The White House has worked with private companies to get them to agree to extend the savings to the end of 2024. The Biden Administration has invested $90 Billion high-speed internet investments. Such as $42.45 billion for Broadband Equity, Access, and Deployment, $1 billion for the The Middle Mile program laying 12,000 miles of regional fiber networks, and distributed nearly 30,000 connected devices to students and communities, including more than 3,600 through the Tribal Broadband Connectivity Program
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morlock-holmes · 7 days ago
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youtube
Did you know that if your insurance provides you a CPAP machine the medical supplier charges monthly payments until the machine is paid off, such that if coverage lapses before the machine is wholly paid off, the customer must make the payments?
"Hey, Coordinated Care Organization, I had a lapse in Medicaid coverage during which I had trouble paying for my CPAP machine. Since Medicaid covers the CPAP machine, can the supplier send you a bill for the back-payments for this service that you cover?"
"Nope! You can either pay out of pocket or maybe the medical supply company will take the machine back and waive payments, in which case you could get a new appointment with a new sleep specialist, who would prescribe a new machine, which we will cover."
"Hey, that sounds like a giant waste of my time and it will cost your organization like, what, ten times what my plan would?"
"Hey, you can't expect us to make sense, that's just the way it works.
"Okay, well, how would I appeal this decision"
"Well, you haven't filed a claim, so there's nothing to appeal."
^^^^100% true statement which I am not paraphrasing
Call up the Medical supply company,
"Hey, so, I had a lapse in my insurance, and I owe you some back-payments, can you submit that as a claim to my new insurance, which will definitely cover it?
"SIR," Everytime one of these people says "SIR" it is in all caps, "We can't do that, if you want to get something retroactively covered you have to call your insurance, Medicaid will sometimes backdate coverage if you would have qualified during the time you weren't covered."
"They just said literally the opposite but OK."
"Hey, CCO, I was told that sometimes you can backdate coverage in instances where a person did not have coverage but would have qualified for coverage?"
"Oh, no, We don't do that, Oregon Health Plan does."
"I thought you were Oregon Health Plan."
"No, we're the Coordinated Care Organization which Oregon Health Plan assigned you to, we don't make those decisions, but I can give you the number for OHP"
Call OHP,
"Hey, I want to do all the stuff I talked about earlier in this department,"
"Oh, sorry, we're the claims department, you want elligibility, I'll transfer you,"
"Sorry sir, Oregon Health Plan can backdate coverage, but you're on Oregon Health Plan Bridge, and you can't backdate coverage on Bridge plans."
"Okay, I am losing my patience, I need to see where it says that in writing,"
"You can just Google Oregon Health Plan and the website has lots of info,"
"I'm sure it does, but I need you to tell me the place where it has the info I asked for, your policy on backdated coverage."
"Please hold"
And some people say he is on hold to this very-
Oh shit, I typed this entire story up while I was waiting on hold and he just answered.
"I've emailed you an internal document that we've been given, but I wasn't able to find, like, the full rules that are available to the public, that would probably take another hour while I find someone who knows where to look for that."
Anyway that process took about two hours.
Weird nobody has much sympathy for that CEO that got shot.
It is frustrating that my question is, "Hey, Insurance Company, can we do this in a way that doesn't waste my time and will cost you quite a lot less money?"
and the answer is, "No, sorry I'm afraid we're highly dedicated to wasting time and money."
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