#mortgage resources

[workerty]

Your dream home awaits! Search, list, & connect with local agents on Workerty https://www.workerty.com/ #workertyhomes #buyandsellrealestate #findyourdreamhome #locallistings #propertydeals #makeamove #realestatemarket #homesweethome #propertysearch #buyahome

[xythlia]

it still boggles my mind that if I had applied solo for this mortgage I would've been rejected, even though I have good credit & stuff. I could "afford" a $1700 apartment smacking of landlord special & mold & a giant fucking hole in my ceiling they never fixed & two broken kitchen lights they never fixed & a balloon of paint in a different spot on the ceiling that was full of water because the apartment was water damaged n run down anyway before I moved in but I apparently couldn't afford a $560 mortgage payment for a decent, kinda old ish house but clean & not hazardous. okay silly ass

[srghousingfinanceblog]

SRG Housing Finance Ltd - Investor Desk

Welcome to the Investor Desk of SRG Housing Finance Ltd. Here, we provide valuable insights and resources for investors interested in our financial services. Explore our financial reports, investor presentations, and the latest updates on our performance and growth strategies. We are committed to transparency and maintaining strong relationships with our stakeholders. Stay informed about our initiatives and discover opportunities for investment in the housing finance sector with SRG Housing Finance Ltd.

[anarchistmemecollective]

ok realizing this needs to be said because not everyone knows:

building affordable housing is a red herring. a scam. a multilevel marketing scheme.

there is far more housing than there are people. you would think housing is expensive because the supply is too low and the demand too high. we’re taught to believe in the ‘law of supply and demand’ but that’s invariably a gross simplification.

real estate is always a great investment because land is a fundamentally finite resource, and fundamentally necessary for life. most investments tend to fluctuate, to increase and decline in value, but real estate almost always increases, and often at far higher rates than ‘the market’ at large offers.

so what does this mean? it means that there are many times more vacant homes than there are homeless people. it means buying a home and renting it for more than the mortgage while the equity only grows is an incredible investment. heck buying a home and not renting it is still a great investment. SO no matter how many homes you build, ‘affordable’ or not, they will be bought up and hoarded by the rich and housing will remain unaffordable for everyone else.

[g3sdogden]

People acting like I *must* switch to linux is why I've bounced off of linux so hard for so long, and the only reason linux has started looking even halfway reasonable is because windows has gotten so bad.

my only hope is that linux distros start getting their shit together as people DO swap to them from windows, because the big issue linux has coming is people like me who have no fucking clue what they're doing jumping ship at the last second out of desperation to get off of the property-as-a-service train as much as they can, not having anyone who understands what the fuck we're saying in IT, and the few people who CAN speak commoner instead of elitist jargon consisting 90% of three-letter acronyms being overwhelmed by the hordes of frustrated non-coder-brained people who tried switching to linux because they were sold a line of bullshit that it'd be a quick fix to stop their computer from trying to sell them shit while they search for where their variant of a chrome browser put the latest porn they downloaded

like, I have middling computer knowledge and can barely find information on errors with windows, and linux both supposedly works different fundamentally, and each distro is more niche (thus meaning the information I seek will be more buried under random bullshit). Also, 90% of the time I can't figure out heads or tails of the pages I get linked on github

Also, everyone who uses linux rn is like, the equivalent of someone who drives a muscle-car; they spend all their free time and energy tinkering with it because it's their hobby, so a lot of the fine-tuning bullshit doesn't seem like much to them, but everyone I've known to this point who has tried using linux who DOESN'T find enjoyment beating their head against random errors and not having a functioning "interact with the outside world" machine for a week, or memorizing how to use command scripts has bounced off of it roughly as hard as I have!

I talked about the problem of Windows system requirements being too damn high before, and how the windows 10 to 11 jump is especially bad. Like the end of Windows 10 is coming october 2025, and it will be a massive problem. And this article gives us some concrete numbers for how many computers that can't update from win10 to 11.

And it's 240 million. damn. “If these were all folded laptops, stacked one on top of another, they would make a pile 600 km taller than the moon.” the tech analysis company quoted in the article explains.

So many functioning computers that will be wasted. And it's all because people don't wanna switch to a Linux distro with sane system requirements and instead buy a new computer.

Like if you own one of these 240 million windows 10 computers, Just be an environmentally responsible non-wasteful person and switch that computer to Linux instead of just scrapping it because Microsoft says it's not good enough.

[udaysagar15]

Make the right choice for your vehicle and your wallet with comprehensive motor insurance!

[hyper-pixels]

How to Grow Up

A guide on how to grow up. It was originally posted by @/friendliness but half the links were broken. So I took what links weren't broken and added other links and more things to know.

This is USA based resources

Personal

Reasons to Stay Alive – A Tumblr post of 116 reasons to stay alive by @/friendliness.

How to Get Better At Asking for Help – Website is Harvard Business Review. The article is “5 Ways to Get Better At Asking for Help” by Wayne Baker.

What to do if you Can’t Afford Therapy – Website is Psych Central and the article is by Steven Rowe.

How to Quit Smoking – “The 22 Best Ways to Quit Smoking” by Debra L. Gordon and David L. Katz M.D. from the Healthy Digest.

How to Legally Change your Name – Website is Forbes.

Wanna Learn Something New? – A Tumblr post made by @/hamletthedane with various new things to try from language learning to ballet.

Free Harvard Courses – Harvard University’s free online courses.

Getting a New Computer? – A quick and dirty comprehensive guide by WIRED on what to look for.

How to Sew – Website is Autodesk Indestructibles. The article is “How to Sew” by Jessyratfink. Having a small sewing kit (that you can pick up from nearly any craft store) is super handy and has saved my life and clothes.

What to Look For in Clothes A YouTube video by Alyssa Beltempo titled “How to Identify High Quality vs. Poor Quality Clothing | Slow Fashion”. Here’s a WikiHow [x] if a YouTube video isn’t your style.

Dealing with Executive Dysfunction – A Tumblr post made by @/compassionatereminders. It's a list to more links on how to deal with executive dysfunction.

Another List Like this One – A Tumblr post made by a now deactivated account. It's a list much like this one.

Home

What’s a mortgage? – Website is realtor.com and the page is called “What is a Mortgage? Home Loan Basics Explained” by Cathie Ericson.

First Apartment Checklist – A checklist PDF. Here’s another link to a Tumblr checklist [x] 

What to Ask Landlords Before Renting? – “25 Questions To Ask a Landlord When Renting a Home” by Morgen Henderson.

What’s Renter’s Insurance? – Website is Forbes Advisor. The article is by Jason Metz and titled “How to Get Renters Insurance”.

Plant Care – A master list of how to care for plants made by @/difficults

Job

Time Management – Website is Entrepenuer and has 10 time management tips. One I personally recommend is keeping a physical calendar book on hand. I keep mine in my bag with a designated pen.

Finding the right job – Website is The Muse and it has 13 free career assessment tests.

Make a resume – Website is Resume Now. Many hirers look at your name, the middle of the page (where your experience list is) and skim the rest.

Job Interview Tips – Website is Linkedin. The article is titled “10 Job Interview Tips to Land The Career of Your Dreams” by Caren Merrick.

How to Write a Cover Letter – Website is The Writing Center. University of Winsconsin, Madison. It’s titled “Writing Cover Letters” and I can’t find the author.

Money

Couponing! – Website is Coupon Database :: Southern Savers. It has a list of mobile apps for coupons to places.

Call 211 for Help – the website leads to 211.org. It's anonymous and can help you get connected to food programs, paying bills and things like doctor appointments. Here’s a Tumblr post about it [x] by @/poessionisamyth

Groceries! – This is a Tumblr meme post, but scrolling through tags/reblogs/replies and there’s plenty of good tips. The post is by @/charlotten

What To Do if You Can’t Pay Your Bills – Website is Nolo. The article is “When You Can’t Pay Your Bills: Thiings To Know” that was updated by Amy Loftsgordon. 

Are You Paying Too Much for Your Phone Bill? – An article by Beht Beverman titled “How Much is Too Much to Pay for a Cell Phone Bill?”.

54 Ways to Save Money – Website is America Saves.

How to Do Taxes – Website is Wiki-How.

The 70/20/10 Method – Website is Business Insider. The Article is “A Beginners Guide to the 70-20–10 Budgeting Method” by Paul Kim.

Side Hustle Ideas – Website is Forbes. “30 Side Hustle Ideas To Make Extra Money In 2024” by Krista Fabregas.

Emergency

Your Rights When a Cop Pulls you Over – Website is Business Insider. Cops are allowed to lie to you, and they will, so be careful.

Hotline List – The website is DoSomething.org. Depression/Suicide, domestic abuse, child abuse and runaway/homeless/and at-risk youth hotlines.

What to Keep in Your Car – Website is MentalFloss. I live in a snowy area that gets blizzards and bad ice. I keep blankets, water and other aids in my car as well as a knife and road flare. I also own a self jumping car battery and it has saved my ass more than once. Heimlich Maneuver – A one minute video by the Mayo Clinic.

The Heimlich Maneuver on Yourself – A one minute video by The List Show TV.

What to Keep in Your Wallet – Website is PureWow. The article is by Rachel Bowie. Keep your drivers license, medical insurance card, and an emergency contact in your card. If you have a pet home alone make sure that you have a card detailing this. Free printable one here [x]

Traveling

Packing List – Website is Smarter Travel.

Traveling with Little to No Money – Website is Nomadic Matt.

How to Pack a Suitcase – Website is Real Simple. The article is by Thersa O’Rourke.

How to Apply for a Passport – Website is WikkiHow.

Making a Travel Budget – Website is Travel Made Simple. “How to Make a Travel Budget” by Ali Garland

[doubleca5t]

"As much as I love any group that fights and wins a war against the US" is a really shrunken-brained take even for you mildred. Aren't you like... what? 37? Haven't you grown past "America Bad" politics? Don't you have a mortgage?

1) I'm 29

2) I live in Los Angeles and I lack generational wealth so no I do not have a mortgage

3) To clarify my point, US foreign policy as it currently stands revolves around maintaining neocolonial resource extraction and exploitation of poorer countries and therefore I am opposed to any attempt to expand US influence abroad HOWEVER the unfortunate reality is that a lot of the most prominent enemies of US foreign policy have nefarious motives of their own and oppose American dominance only because it gets in the way of their own colonial/autocratic ambitions (e.g. The Taliban, Russia, China). Thus why under no circumstances do you have to hand it to the Taliban

[posttexasstressdisorder]

They killed our Jesus: A Lament for Generation Jones

Two things happened in 1980 that would ensure the iron grip of the fascist state would (first slowly, then quickly), tighten on the entirety of the nation's populace from that moment forward: Ronald fucking Reagan was installed as president, and a CIA-psyop'd Christian Nationalist shot and killed John Lennon.

Those two things are connected.

First let's look at exactly who "Generation Jones" encompasses, and specific moments in the generational timeline that defined our future. The wiki page is actually quite good. Here's an excerpt that really hits it on the head:

"The name "Generation Jones" has several connotations, including a large anonymous generation, a "keeping up with the Joneses" competitiveness and the slang word "jones" or "jonesing", meaning a yearning or craving.[17][18][19] Pontell suggests that Jonesers inherited an optimistic outlook as children in the 1960s, but were then confronted with a different reality as they entered the workforce during Reaganomics and the shift from a manufacturing to a service economy, which ushered in a long period of mass unemployment. Mortgage interest rates increased to above 12 percent in the mid-eighties,[20] making it virtually impossible to buy a house on a single income. De-industrialization arrived in full force in the mid-late 1970s and 1980s; wages would be stagnant for decades, and 401Ks replaced pensions, leaving them with a certain abiding "jonesing" quality for the more prosperous days of the past.

Generation Jones is noted for coming of age after a huge swath of their older brothers and sisters in the earlier portion of the Baby Boomer population had; thus, many note that there was a paucity of resources and privileges available to them that were seemingly abundant to older Boomers. Therefore, there is a certain level of bitterness and "jonesing" for the level of doting and affluence granted to older Boomers but denied to them.[21]"

That sets the stage, for the most part. I was four when JFK was shot on TV. I was a wide-eyed, open-eared five year old when The Beatles were on Ed Sullivan and The Supremes were on the radio. I was ten when we landed on the moon, and I wanted to be a hippie at Woodstock at eleven. "Basketball Jones" came out when I was 12...I jonesed for a telescope because SPACE and got one from that great maker of fine telescopes, KMart.

Generationally, we jonesed to be ten years older, so we could have had all the cool shit THEY had. They had The Beatles, and we had the solo Beatles, they had Hendrix, Cream, Jefferson Airplane, and we had the fucking BeeGees and disco. It's like we, as a generation, were fated to live The K-Mart Knockoff of Life, instead of the bright, shiny Brand Name One all our older brothers and sisters got.

MUSIC and SCIENCE were EVERYTHING to us as kids/teens...the Eshittification Of Music truly began in 1973, and proceeded through SynthPop Hell in the '80s. Rock and Roll heroes became hairdos with guitars. The rock heroes of the '60s were getting married and having kids and baking bread. AM Radio ceased to be something you listened to for music...it began to replace music with strident, screaming hate voices that would eventually engulf all of AM Radio 24/7/365.

We were continually thwarted most of the way from our young adulthood on, blatantly from the moments in 1980 that the vile Ronald Reagan and the core operatives of evil for the next 50 years took over, and then the moment of what I call "Our Generational Wounding", the murder of John Lennon.

Back in '66, John had inflamed all the grandpas of todays magats by saying (truthfully) that with teens, The Beatles were more popular than Jesus. Beatle hate became a Very Big Thing in Bumfuck South Texas. Record burnings, merchandise burnings, book burnings, all were commonplace. A very palpable, and very specifically "Anti-Beatle" hate got instilled in a lot of kids/teens at that point, so anything to do with the Beatles was taboo for "good people" (read Southern Baptists) to like.

That, of course, made me love them that much more, and to follow their paths from their breakup forward with 'bated breath, buying every 45 they put out, trying to save pennies up to buy their albums.

John was the radical hippie, the one who wanted peace, the one with the weirdo wife, the one who held a "Bed-In" for peace. In a very fundamental-to-our-generation way, John Lennon was OUR "Jesus".

Richard Nixon (president from '68 to '74) HATED him.

In 1971, there was a true mass consciousness that incorporated us along with our older siblings, a musical mass consciousness. I became aware of many things in 1969, specifically fall of '69, so I was experiencing all this in real-time, as it happened. When the news that The Beatles officially broke up came across the AM radiowaves in May of '70, it was A. Very. Big. Deal. Everyone watched everything they did from that point on with GREAT interest.

George put out "My Sweet Lord" and "What Is Life" (first record I ever bought), John put out "Instant Karma", "Mother", then "Power To The People", then "Imagine". Ringo put out "It Don't Come Easy", and Paul & Linda had "Uncle Albert/Admiral Halsey". EVERYBODY was a "post-breakup Beatle critic", panning Paul's very first solo 45 "Another Day", "Uncle Albert" was the followup. This band called Badfinger that sounded suspiciously like The Beatles appeared on American radio, and would make 1972 one of the final "Golden Years" of AM Rock Radio.

In 1970 we heard about this Elton John guy, by the end of '72, I was playing as many of his songs on the piano as I could figure out. My favorite album was (still is) "Madman Across The Water". When "Goodbye Yellow Brick Road" came out in '73, a very noticeable shift was occuring.

Pop became much less political. It softened. It mellowed. It grew its hair long and lived in the country, learned how to grow potatoes and play the mandolin, making Country Rock the one lasting "legacy" of our sad sub-generation. By the time I graduated HS in May of '77, it was all there was on the radio, besides....disco. Oof.

One of my first TV memories was JFK getting shot. That was the Generational Wounding of our older brothers and sisters. When Mark Chapman (a Christian nationalist who changed the words of "Imagine" to "Imagine there's no John Lennon") shot John in December of 1980, it was the 2 in the 1-2 PUNCH done to our OUR generation. The first, of course, being the installing of Reagan and the evil Evangelical influence beginning in earnest.

It also began the buildup of the "Holy War" radical right, and an utter denial and clampdown of "hippie", of "counterculture" in general began, ensuring that John's vision of world peace would never come true, at least not on their watch. They had, effectively, killed OUR Jesus, along with our chances of the kind of security our older sibs got in spades. It also marked the unholy marriage of the evangelicals and the republican apparatus.

When Reagan got elected by virtue of the vile Newt Gingrich's 'Southern Strategy', a clampdown in earnest on the very SPIRITUAL EXISTENCE of our generation's incredible want and need, our collective JONESING for world peace began. Richard Nixon had planted the seeds. Nixon hated John Lennon with a passion. After Reagan was elected, I firmly believe Chapman was "activated" and they killed John as a Christmas present to Nixon.

It was after that, when the dream of a scientific future began to die, as well. When we were in high school, SCIENCE WAS EVERYTHING, so we wanted to be some kind of scientist "when we grew up".

I dealt with four years of college, majored in Biology, and in early 1981 realized my dream of being a Forest Ranger in Yosemite or some other national park somewhere, living in a cabin, giving talks to visitors about the biology aspects of the park....all that went POOF, almost instantaneously. My degree would get me nowhere, so I left before the end of that year and started working in record stores.

I was effectively the Cusack character in the movie about record stores, but it led to a dead end. Record stores weren't all that glamorous, and yes, the pay was dogshit. I tried working in record stores for the love of the music, while trying to BE a musician in a town FILLED OVER FLOWING with musicians, but that was quickly shat on by the beginning shrieks of late-stage capitalism.

It was like working in the record stores was my trying to keep holding onto the dream, our generation's dream...John's dream of world peace (along with my dream of being a working musician) died a pitiful death by the end of 1986.

What followed was nothing but a series of Jobs I Hated, and the beginnings of the true Jonesing for the life we'd been promised, because we didn't get the raises, the pensions, the house, the car, boat and camper, none of that shit for us. A life of being a low-paid, no-insurance drub, destined to be a life-long renter, unless a financial miracle happens.

So when people ask why we (as a generation) hate Ronald Reagan so much, let's just say I'm with Bugs on this one.

[spaceoracle]

My name is Austin. My family is homeless and has been since 2-2-22. My disabled, bed bound, immunocompromised father who is on oxygen 24/7, mom with a very painful disabled leg, cute as can be dog, wonderful and beautiful cat, and myself are in urgent need of support to keep us off the streets and in a motel room. We were evicted from our home after the passing of my aunt. She had a reverse mortgage and the bank took possession. We've been busting our butts to find a place ever since, with no luck finding housing whatsoever. Our daily motel fees eat up all of the money we manage to raise or save up, but crowded shelters are simply not an option because of my dad’s medical conditions. Catching COVID in a congregate shelter with his weak lungs and immunocompromised system would possibly kill him. We have been waiting for another Emergency Housing voucher as we were unable to find a place in the few days we were given to find one when approved previously. We are on countless low income housing waiting lists who have also told us to just wait. We have paid to apply for apartments and are rejected because of our low or non existent credit and low income. We are working with some new resources at the moment and hoping something comes of it. Basically, our issue is this: If we don’t have enough money for motel fees, we will have to sleep in our car which is super difficult for my parents and our pets, not even mentioning myself. There's honestly not enough room in our car for all of us to sit, let alone sleep comfortably. My dad’s oxygen machine needs electricity to run, and spare tanks only last a few hours each. The days are scorching and the nights get cold in California, especially this time of year, and we’re trying our best to stay together as a family and stay sheltered, healthy, and safe, and out of the triple digit summer heat. We would appreciate any donations you could spare to keep our motel room while we attempt to get on our feet during this awful experience. Thanks for your consideration, it means the world to us all. -Austin

The USA Today story featuring my family was published today. Apparently they have a policy that they can't link our fundraiser directly. So please help me spread it here.

[theromanticscrooge]

The Shipping Corner: Voxman, A Balm for Capitalist-Induced Angst

Note: I'm sorry this took as long as it did. I've been in a pretty bad slump recently and am just now coming out of it.

Lord Boxman is the black sheep among his peers. This is first established with Professor Venomous' initial distaste towards him and the later reactions he gets when he unexpectedly shows up at Billiam Milliam's villain yacht party. The only kinds of relationships Boxman has with other villains amount to strictly business transactions to create their robot minions. The shareholders that directly fund Boxmore are especially skeptic of Boxman's destroy the Plaza side venture and see this as a misguided, Snidely Whiplash-esque escapade. He's just a Saturday morning cartoon villain and they're the respectable big leagues. When Boxman funnels so much time, effort, energy, and resources towards the Plaza attacks, it takes precious time away from robot production; the one thing he does they consider valuable or worthwhile. They threaten to cut off their support if Boxman's production doesn't increase and then gladly replace him with Darrell when the opportunity arises. Darrell fits the exact mold they need for a CEO: he focuses exclusively on production.

There's no respect. There's no interest in or concern for Lord Boxman as an individual. The dislike is mutual. Of course Boxman doesn't get along with other villains. Most of the known names and faces on screen hold the purse strings and by extension, the fate of Boxman's entire operation. He feels like he has to put on his best face and performance to keep his business afloat. Without Boxmore, he seemingly has nothing and loses everything material. After Boxman was fired by the shareholders, he becomes absolutely depressed and floats around for awhile until Venomous finds him in his trash can. As much as he hates answering to corporate interests, he's locked in as a "robot manufacturer" as much as an Average Joe is stuck at a 9-5 job because of bills, a mortgage; and most frustratingly, how easily someone can fall into the trappings of letting a job define their self-worth or sense of self.

--

When Professor Venomous gets introduced, he's partly in Boxman's mental bucket of shareholder/necessary business relationships. Boxman goes to great lengths to hide K.O., Rad, and Enid after accidentally booking his business dinner on the same night as an antagonize the Plaza event. He's scared that his 'hobby' would dissuade Venomous from buying any more of his robots and break their already tenuous business deal. Instead, Venomous starts to see Boxman through literal rose-tinted glasses and becomes interested in Boxman's ongoing Plaza rivalry but uses the robots as a continued excuse to check in again on this weird, intriguing man.

Another interesting precedent is that Boxman is more fond of Venomous from the jump. When interacting with other business partners, Boxman is over-the-top and eager to please in video calls and plays the oblivious idiot in casual settings, but behind closed doors, he's bitter towards them. Boxman won't hug his own children and scoffs at open displays of affection. Yet he wants to touch or hug Venomous as often as he can reasonably get away with. Part of his behavior is the same eager to please facade he gives other interested business parties, but the bigger part is a legitimate interest in developing a more personal relationship with Venomous.

The pink shoujo sparkles and elevator eyes Boxman has for Venomous are a blatant indicator he finds him attractive. That's a surprisingly huge part of what kicks off his interest. Look at how he reacts to Dr. Blight in the Captain Planet crossover. Boxman initially shows skepticism and disinterest towards her crazy plans, but the second she flirts with him, the flip switches. The promise of romantic interest grants her access to the full power and force of Boxmore. When she leaves at the end of the episode, Boxman is disappointed. He wanted to continue their partnership, especially their potential interpersonal one.

In Venomous' case, he gets extra points for joining in the fight after the Plaza brats interrupt dinner. He asks about the design and Lego brick-esque connectivity of the Boxbots. He's not above participating in the Saturday morning cartoon skirmish. Rather, he misses that kind of fight and yearns to experience more exploits like it. Venomous is the only on-screen character outside of Boxman's kids that shows a willingness to listen to, try to understand, and engage with Boxman in a more personable, intimate way.

--

Professor Venomous fell into villainy after he lost his powers and realized how overbearing he found the moral code heroes have. Being a villain comes naturally to him; he likes the fruits of his labor in the vast amounts of wealth, prestige, and material power that he could gain. Fast forward to present-day in the series and he's the picture of a successful villain. He figures out the easy button for amassing stupid amounts of money by threatening a Congresswoman with a death ray. He's sought out for deals involving his scientific prowess. He's respected and liked among other villains to the point he's invited to Billiam's parties. Though while he has a comfortable position, he's become jaded.

Enter Lord Boxman. Compared to the villains Venomous is used to, Boxman dances to the beat of his own drum. He's more interested in defeating the Plaza than an endless vie for prestige, wealth, or power. He says he doesn't care what the other villains think of him and how he does things. No matter what happens, he's going to carve out his own path as a villain and do what he wants to with his life. Somehow, Venomous got tied up in a new, different kind of bureaucratic process as a villain. As a hero, he felt like an outcast and a loser everybody looked down on without super powers. As a villain, he has everything he thought he wanted but it was more of a means to make up for what he lost. It was more compensating and filling in an existential hole vs actually taking meaningful control of his life. In stark contrast to that, Boxman knows exactly what he wants and puts his all into every pursuit, consequences and obstacles be damned.

Collaborating with Boxman is an epiphany. Dreaming up new schemes and plots to challenge the Plaza is fun. It's fulfilling and satisfying to Venomous in a way that heroics and solo villain ventures weren't. There's one scene in particular after Boxman and Venomous join forces for the first time and lose spectacularly. Both of them are smiling; it's joyous. Boxman was down and out without Boxmore, but building Fink's attack trike was a spark of hope that he can rebuild even if its from the ground-up. Venomous just lost his nice house and all of his current material possessions because Boxman blew everything up. But then Boxman turned around and presented the exact existential solution Venomous didn't know he needed by suggesting attacking the Plaza. It's the dinner party attack, but this time, Venomous was a full part of the planning phases. He gets to share in and fully experience the devil-may-care and more whimsical parts of being a villain he thought were long gone.

Venomous offers to buy out Boxmore and root out the shareholders. Finally, Boxman is free of one of the bigger obstacles between him and his all-time favorite venture. Not only does Boxman have free reign, but also the equal partner he so desperately desired; someone that's on his same wavelength and as invested in his kind of villainy as he is.

--

Another important dimension to Venomous' character is his destructive spiral as Shadowy Venomous. Finding that 'missing piece' in Boxman and Boxmore respectively isn't a magic solution. There's significant baggage in how much emphasis Venomous placed on his need for power. This was such a huge quest and chunk of his life that its difficult to give up on the idea entirely. Its similar to how some people spend so much time chasing after a specific job title or promotion that this elusive thing becomes an important part of what defines them or contributes to their sense of self worth. Venomous left Carol because of a gross misunderstanding that she saw him as weak. He was missing the value he assigned to super powers for so long that every new solution was always a band-aid or a stop gap.

Someone can find a thing or circumstances that significantly improves their life, but they need to see and recognize this psychologically too for it to be completely effective. In other words, Venomous needed to recognize the real-time changes and results from joining Boxmore, then figure out how to weigh those continued changes with his own self-discovery or improvement.

Boxman started improving on being a more proactive parent. Unfortunately, Venomous started getting lost in his own head and pulling away from his other responsibilities or general life. A change as big as a new partner, surroundings, and blended family would be enough to kickstart depression; especially because Venomous hadn't appropriately addressed why he needed this abstract concept of what it meant to be the 'most powerful being.' Success and self-actualization weren't included with the previous accolades he achieved as a villain. It wasn't obvious and forthcoming with Boxman either. The lack of introspection and vulnerable talks with Boxman or anyone else is exactly what led to the wind-up and eventual "I'll destroy everything if it means getting rid of the years of resentment and frustration."

--

Both Venomous and Boxman have some sort of adult trapped in the shitty corporate world element to their character writing. In a nutshell, Boxman struggles with the existential threat of losing who he is to one specific job he performs; Venomous finds villainy gratifying as more of a hobby or extracurricular activity vs a full-time job. He's successful at it but the version he's successful at is more of a distraction or a means to fill in a missing part of himself than true interest in his corporate role. Boxman's approach to villainy is considered juvenile and worthless. Venomous still loves villainy but he wants the freedom to have fun and go all-out without worrying about reputation or meeting the specific standards that comes with his current position.

In 2024, after the various rise of corporate buzzwords trying to guilt employees back to pre-pandemic work standards and inflation vs stagnant wages, there's new weight to the Boxman and Venomous character allegories respectively. These two are that success story of Boxman giving the middle finger to a crappy boss and Venomous making that leap of faith from an empty, soul-sucking job to the more wild, out of pocket thing. Venomous' ill-obtained funds becomes that treasured pile of "fuck you" money that so many people dream about having and using to take a risk on something personally, meaningfully valuable to them. Or just having a window of opportunity to enjoy life the way they want to without having to worry about bills and necessities.

More importantly though, while they describe themselves as business partners, it's two single, lonely men building a life and trying to healthfully blend their families together. Part of this life is making space for someone new that makes the other man want to work on becoming a better, more thoughtful person. Regardless of where a person sits in their job hunt or even at the height of personal achievement, the most important part is the support network they come home to or regularly interact with.

Thematically, Boxman and Venomous are the opposite side of the coin to the more straightforward found family K.O. builds and maintains. It's a reminder that no one has to be lonely. They can and will find someone that brings meaningful, valuable things to their life; someone that makes them want to change and grow. While this is about an explicitly romantic pair, the message applies whether that hypothetical person and relationship is romantic, platonic, or a new addition to a found family.

[mysterycitrus]

waving emoji,, hi i cant remember if youve already talked about this so sorry if you have😭 but do u have any thoughts on the class separation between steph & tim... bc there are definitely things to be said there (i was talking about this with a friend and they got confused, so to be clear im referring to wealth classes)

talking about steph and tim in relation to class economics is difficult cause the majority of their early and formative appearances were written by chuck dixon (pathological hater of poor people) but id say an underdiscussed point of comparison for them is the same as what separates tim from jason and dick — housing security.

if u have never been homeless, if u have never been housing insecure, if u have never had to rely on a dangerous person for financial security, then i cannot emphasise how difficult and emotionally disturbing a situation it is. ive been homeless, and it ages u decades. it’s terrifying. ur complete lack of control, ur reliance on others who can turn u away — it is such an insurmountable obstacle to overcome for anyone, but especially as a minor with literally no options.

steph doesn’t live in poverty in the classical sense — but she lives in a house with her father’s name on the mortgage. she has no access to support resources to protect her. growing up, that house isn’t safe. her security relies on her father’s ambivalence to her existence. the house relies on her father. she is always at risk. even with other heroes, her community with them is never guaranteed. that fear always stays with u. u are always in fight or flight. u can literally never let ur guard down.

dick experiences something tangentially related — he is removed from his home and placed with bruce. his staying with bruce relies on bruce’s acceptance, which bruce withdraws when he’s fired as robin. bruce is not the same as arthur brown, but the power dynamic is similar. jason is living by himself in the alley before being picked up by bruce. both dick and jason have everything to lose by trusting bruce. is that security ever really there? or will it crumple during the next disagreement, the next argument, the next benched patrol.

to be clear — this isn’t saying that tim has never experienced difficulty with housing and support. lest we forget the literal school shooting, or the fake uncle. but my point is that growing up, tim had a place. he had a guarantee that his parents (no matter how distant) would be there. that dick would be there. by the time of the accident, he was able to find support. jack drake truly loved his son. tim did not fear returning home (until the phone call, obvsly).

there are other points of comparison, but i think people underestimate how much that shit stays with u. ur always doubting everyone’s intentions, no matter how benevolent. if ur left with no options, who can u rely on? poverty is seen as a moral failing, and it’s a reflection on u. everything that happens after is because of that failure. u lack access to support because u are seen as less than. is it any surprise that steph’s writing lacks empathy whereas tim is trusted in ways she isn’t?

[greekmythcomix]

Excuse me I’m having a bit of a moment

When I started making my little comics it was for fun and for my classes and I had no life so I had all the time in the world to fall down endless rabbitholes of research and even do my own translations and make entire pages of panels in one night.

Now it’s ten years later and I have no time because I have a kid and a DIY project with a mortgage attached and a husband I actually want to spend time with and I ache everywhere and am so damn tired and I can barely find time or inclination in the week for a single panel because the research takes about a week and even then it’s not enough

And I wonder why I bother because now I’ve found you here, all you amazing artists who make absolutely beautiful mythology art and my diddy little explanatory comics for my classes with black and white stickmen look like what they are, a bit crap really, and who even sees them, and what does my work matter and why am I even bothering with my You Are Odysseus project when there are so many other worthy projects I could be doing and should be doing and who wants to hear from me anyway

So here’s me trying to make myself feel like I matter:

- 18 years of teaching Classical Civilisation, building my knowledge and reputation

- 11 and 15 years respectively teaching the Iliad and Odyssey

- 200+ schools and homeschoolers helped to take on or teach the Classical Covilisation GCSE in Classical Civilisation with lesson resources I made available

- 4 years of ClassicsTober prompts (JOY!)

- two awards from institutions I deeply respect

- so many comments on my YouTube videos that are variations on the same theme: ‘you made me understand’

✨- and I just noticed there are over 1 million pageviews on greekmythcomix.com✨

- and I do still actually enjoy making my silly little comics because creating and teaching make me feel ALIVE

Never stop creating what you love. What is the point in existing if we do?

[owlbear33]

been thinking about space opera TTRPGs, and like the campaign model of taking dodgy cargo jobs to pay the mortgage and cover running costs of your spaceship, having to make sure maintenance is done and all that, and encountering problems on the way, space pirates, precursor ruins, customs checks, floating cryotubes containing frozen space princesses and the like

I've also been thinking about abstracting money, my background in playing ttrpgs leans more heavily towards D10 dice-pool games from white wolf than anything else, and generally in those games characters have a resource rating (between 0 and 5) that describes their living standard and access to spending money, that rating can change over the course of play but like usually characters are motivated by things other than money (trauma it's almost always trauma)

and really I'm wondering how to do the space opera thing, which usually contains rather a lot of accounting, while also abstracting cash (I don't want to do the accounting)

counting coins is not fun, I want there to be a more fun way to achieve that tone

[bluesturngold]

findhelp.org is the biggest aggregator of resources in the US, and if you're in a bad way (or if something is on the horizon that would put you in a bad way) it's worth looking through

if you reach out to the american red cross or united way for something they can't handle in-house, there's a good chance the caseworker is using findhelp to locate potential avenues of assistance

input your ZIP code to filter out programs that don't service your location, then you can filter by several categories based on what you're looking for help with. not all of them will be relevant to your situation, but i live in a pretty rural area and it's got just under 1,900 program results between the 10 categories.

if you check a subcategory and don't see what you're looking for there, try other similar subcategories just to make sure you aren't missing out on something.

just based on the work i've done helping people the past few months, here are some things i've noticed:

if you have money to pay some bills but not all of them, turn off auto pay for everything, then you'll generally want to prioritize rent/mortgage and your cell phone bill if you can.

do everything you can to not lose your cell phone number, even if that means transferring it to a really cheap prepaid service. if you can't help but lose the number, please reach out to someone beforehand and let them know where you are and where they might be able to get ahold of you (i.e. by calling a local library you intend to frequent, contacting your email, etc.). i frequently speak with friends and family members trying to help someone they lost contact with and i cannot stress enough how few options there are for locating and reconnecting people. if you're using a free calling/texting app on your phone, please make note of the phone number someone can call you back at. (also, they tend to rely on strength of wi-fi signal for clear service, there's a possibility a slow public wi-fi connection could make the call choppy.)

seek help early. some programs have caps on how much money you can request (this can make getting enough money to catch up on multiple missed payments difficult), or will only help after you meet a certain need threshold (this sucks, the US is deeply broken), but it's better to know the criteria ahead of time so you can reach out to them again later. and if that's not a requirement for the resource you reach out to, even better.

a lot of programs are likely to have turnaround times longer than you would like, and very few places have different tiers of urgency. if you expect to get an eviction notice or a utility shutoff notice, start looking for assistance ASAP, because if your landlord gives you a week to pay or get out, sometimes processing your application with a resource can take that whole week.

on that note, here's a resource for getting the gist of your state/territory's eviction laws: https://www.lsc.gov/initiatives/effect-state-local-laws-evictions/lsc-eviction-laws-database just in case you're being evicted unfairly, and here's guidance on how to deal with eviction: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-renters/what-to-do-if-youre-facing-eviction/

have exact dates and numbers, always keep record of the bills that are unpaid, whether it's emails, screenshots of online payment portals saved to your phone, or paper bills

it's demoralizing if you reach out to a bunch of places and they can't help. however, you should keep reaching out while you're still in a position where you can. the more people you talk to, the more likely you are to find someone especially knowledgeable who can point you in the right direction, because the people you reach out to will vary so widely in terms of expertise and ability to assist: you may reach people who are paid employees with very specific training and little else to offer beyond that, you may meet brand new volunteers who are eager to help but need time to ask others for advice, or you might talk to career employees/seasoned volunteers who can get you set on the right path even if their organization can't help personally

you should apply for state and federal resources also. some places will only help if you're turned down by the government, or government aid is insufficient, so that's always a good avenue to try first.

[nothorses]

So have you ever like. Talked to people that were homeschooled? Or did you just read one story online about a cult homeschooling their kids and went "fuck this is awful public school is so much better"?

I was homeschooled until 5th grade and then sent to public school. I lasted until 7th grade before I had to fucking beg my parents to homeschool me again. I was literally waking up for school in the mornings and immediately having a mental breakdown. I was constantly trying to fake being sick so I didn't have to go.

Homeschooling was SO much fucking better. I didn't have to sleep in jeans and a bra and t-shirt so that I was already dressed when I woke up, just so I had time to eat a small bowl of cereal before being forced to leave.

I didn't have to worry about classmates making fun of me behind my back, or my "friends" insulting me or going out of their way to embarass me in front of my crushes.

I didn't have to worry about having a cold or the flu or my period and being forced to go to school and be miserable all day covered in blood and snot.

I didn't have to worry about being given lunch detention because I forgot one book (probably because I have memory issues from severe ADHD)

I didn't have to worry about being overwhelmed with homework. I didn't have to worry about my teachers or classmates making me feel like a fucking idiot because I couldn't do math (wow turns out I have a severe learning disability that somehow no one noticed).

I didn't have to worry about being forced to run the pacer test in gym and not being allowed to rest, resulting in me throwing up.

You can't tell people "omg just because YOU had a bad time in school doesn't mean you're allowed to dislike it!!! Not all public school is bad!"

and then turn around and go "Homeschooling is awful it's just a bunch of religious bigot cultists teaching their children how to be bigots and children never getting to go out and socialize with their peers!!!"

All I learned from public school was:

Keep my fucking mouth shut, do not speak unless spoken to

Don't do anything "weird" or "different" (AKA show signs of having autism)

If you don't stay in school and go to college (AKA put yourself in thousands of dollars of debt in exchange for a piece of paper that doesn't actually guarantee you a job) then you'll die in a ditch somewhere

Don't even bother trying to make friends, they'll just treat you like shit

I was never taught anything useful that I couldn't have just learned by myself at home. I was never taught how to pay bills or what a mortgage is or how to grow my own food or raise my own animals for meat or how credit cards work or how to take care of myself after my parents die.

Public school is there to terrorize children and destroy them mentally until they conform to what society wants, so that they become the perfect unquestioning unthinking cogs in the machine that will work until they die.

It's there to make money for colleges because kids are never taught about trade jobs or making their own businesses/companies, they're taught that college is the be all end all and if you don't go there (and give them your time and money) then you'll become homeless and die.

It doesn't teach you how to think for yourself, it teaches you to shut the fuck up and obey or be punished.

I'm sorry you had that experience with public school, genuinely- and I know you aren't the only one, and this is honestly something I feel really passionate about. Like, actually; a big motivator for getting my Master's in Ed- and likely my Ph.D in Ed after this- has been that it positions me to get involved in a way that I can make larger changes than most classroom teachers might be able to influence.

I'm also really glad that homeschool was a positive thing for you! And I don't believe in outlawing homeschool or anything either; I do think it needs more regulation and resources, and I think there needs to be a wider array of options overall, but like. Given how education has historically been weaponized against indigenous communities to carry out cultural genocide (in the form of boarding schools), I think any laws against homeschooling would just end up repeating that same history.

But like, you can't ignore that homeschool has absolutely been used as a tool of abuse, too. And you can't ignore that abusive families and home environments exist, and you can't just... refuse to acknowledge the push from the conservative right to de-regulate homeschooling & break down public ed in order to further empower them to isolate and brainwash kids.

Hell, you wanna talk about how kids are taught to stop thinking, stop talking, and follow orders? Take a little day trip to a fundamentalist homeschooling network sometime.

You talk about public ed like it's this homogeneously evil entity designed for, and only capable of, abusing kids. But you wanna know what?

My family is abusive! My upbringing was abusive!

And sure, there's a chance they may have been able to pay for private school or something if public school had not been an option- for a few years, anyway. But that's because my grandparents have money, and because my mom was just neglectful enough to want me out of her hair.

I went to three elementary schools, two middle schools, and four high schools. All of those were public schools. Some of them sucked more than others, but all of them offered me:

An escape from home that I needed so desperately that, for a long time, I extended by hiding out at the public library for an extra 3+ hours.

Reliable lunches, even when my mom wouldn't pay for them.

Adults that I could trust, and did trust.

Adult role models and examples of a better future, especially in the queer adults that taught me.

Social connections, one of which was with a current roommate and my best friend.

Directly applicable knowledge and skills: cooking, online research and internet safety, everything I know about safe sex, finances, how to do my taxes, basic governmental structure, local, national, and world history, basic court proceedings, how to navigate colleges/university, (some) critical literacy & critical thinking skills, social-emotional learning, (some) critical race theory...

An array of options for different paths into an adult career: understanding (some) options like trade schools, community college, university, and the military (gross), and why I might choose one of those options vs. going straight into work.

Examples of and exposure to different & diverse ways of being, from home lives, to cultures, to queerness, to experiences I would never have firsthand.

Like, I have definitely grown up in pretty progressive areas & school districts, and that's a big part of it (though the conservative-leaning school I went to was also the school where my creative writing teacher read us a short story that he wrote about some gay star-crossed truckers).

These schools exist, and these experiences exist, and it's silly to dismiss them out of hand because your one stint into public school once was a nightmare.

And it's worse to dismiss the resource that these places are to so many families & kids. It's free childcare, it's one sure meal every day, it's community, it's exposure to diversity.

The practical alternative to that, for a lot of poor families, is child labor.

You don't have to like public education. I certainly have mixed feelings on it, and understanding & addressing the deep-seated problems in it are, like, the cornerstone of my life's work at this point.

What you should do, imo, is learn to recognize when you might not have all the context and information you need to make a judgement call like "destroy public education forever", look around at the people saying what you're saying & why they might be saying it, and perhaps consider listening to the people who have already been doing the work you've assumed is impossible.