#loan on gold

[sahibandhu094]

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[dandunn]

People will say wildly unfounded shit like reddit is a "leftist hive mind" and then an aita post will show up about a guy who won over a million dollars and wanted to use it to become a landlord.

If the first reply isn't "kill yourself you fucking leech" I don't think you can really say that

[dakuistiredart]

A commission piece for my friend Solrockmartin of their leonin barbarian! For our Wednesday group

[reasoningdaily]

A ceremonial cap worn by courtiers at coronations is among the items now on display in Kumasi

African countries have repeatedly called for the return of looted items with some regaining ownership over precious historical artefacts in recent years.

Looted artefacts from the Asante kingdom are finally on display in Ghana, 150 years after British colonisers took them.

Ghanaians flocked to the Manhyia Palace Museum in Kumasi, the capital of Asante region, to welcome the 32 items home.

"This is a day for Asante. A day for the Black African continent. The spirit we share is back," said Asante King Otumfuo Osei Tutu II.

At this stage the items have only been loaned to Ghana for three years.

This loan can be extended, but only with the approval of the British culture secretary.

The agreement is between two British museums - the Victoria & Albert Museum (V&A) and British Museum - and the Asante king, not the Ghanaian government.

The Asante king, or Asantehene, is seen as a symbol of traditional authority, and is believed to be invested with the spirits of his predecessors. But his kingdom is now part of Ghana's modern democracy.

"Our dignity is restored," Henry Amankwaatia, a retired police commissioner and proud Asante, told the BBC, over the hum of jubilant drumming.

The neck ring or 'kanta' (R) was worn by the king at important funerals

The V&A is lending 17 pieces while 15 are from the British Museum.

The return of the artefacts coincides with the silver jubilee celebration of the Asantehene.

A guide to Africa's 'looted treasures'

UK to loan back Ghana's looted 'crown jewels'

Some of the items, described by some as "Ghana's crown jewels" were looted during the Anglo-Ashanti wars of the 19th Century, including the famous Sargrenti War of 1874.

Other items like the gold harp (Sankuo) were given to a British diplomat in 1817.

"We acknowledge the very painful history surrounding the acquisition of these objects. A history tainted by the scars of imperial conflict and colonialism," said Dr Tristam Hunt, director of the Victoria and Albert Museum, who has travelled to Kumasi for the ceremony.

The display is part of the silver jubilee celebrations of Asante King Otumfo Osei Tutu II

Among the returned artefacts are the sword of state, gold peace pipe and gold badges worn by officials charged with cleansing the soul of the king.

"These treasures have borne witness to triumph and trials of the great kingdom and their return to Kumasi is testament to the power of cultural exchange and reconciliation" said Dr Hunt.

One of the returned items, the sword of state, also called the "mpompomsuo sword" holds great significance for the Asante people.

It serves as a sword of office that is used in swearing the oath of office to the kingdom by paramount chiefs and the king himself.

Royal historian Osei-Bonsu Safo-Kantanka told the BBC that when the items were taken from the Asante it took away "a portion of our heart, our feeling, our whole being".

This gold headpiece known as "krononkye" was used when royalty was grieving

The midnight knife (L) was used for covert operations. The gold badges (R) were worn by the king's soul washers

The return of the artefacts is as controversial as it is significant.

Under UK law, national museums like the V&A and British Museum are banned from permanently giving back contested items in their collections, and loan deals such as this are seen as a way to allow objects to return to their countries of origin.

Some countries laying claim to disputed artefacts fear that loans may be used to imply they accept the UK's ownership.

Many Ghanaians feel the ornaments should remain permanently. However, this new arrangement is a way to overcome British legal restrictions.

African countries have repeatedly called for the return of looted items with some regaining ownership over precious historical artefacts in recent years.

You may also be interested in:

Top Belgian museum rethinks its Africa relationship

'My great-grandfather sculpted the Benin Bronzes'

France gives back sword of anti-colonial fighter

[moltenzephyr]

Disco Vanessa!

[hauntingblue]

In the old style they all look so scrungly but zoro is something else.... and mainly well proportioned nami I miss you....

[must-home]

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What Sets Must Home Apart

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[flowerygraves]

graduating from a private university is literally soooo embarrassing im sorry i went to the cringe rich white republican kids school the public school didnt want me ):

[askmistergold]

Don't you think it was a little rash to take away Moe's van right before Valentine's Day? He would have gotten your money? Could it be it didn't really have to do with money?

I thank you for answering your own question and saving me the trouble, dearie. You've chosen the answer that satisfies you, I'm sure.

[sellgoldncr]

How Genuine Gold Buyers Ensure You Receive the Best Price. Explore the key practices and characteristics that reputable buyers employ to offer top value for your precious gold items.

[sahibandhu094]

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[webuniseo]

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[productservice2345]

tumblr tuesday: velociraptors, our beloveds

It's national velociraptor awareness day! What is there that we need to be aware of regarding velociraptors? No idea! We're just here to enjoy renditions of these swift plunderers from 73ish million years ago the raptors, not the art.

And before you get up in arms about the specification of some of these little guys, we've broadened the scope to include all types of dromaeosaurs...because the art was pretty, and frankly, mistakes were already made before we got here ,we're looking at you, Jurassic Park.

So, please enjoy this raptor and raptor-adjacent art. And, while we have you, can the paleo plushie experts please take a look and see if they can help this user find another Hammer?

Click Here For more Update

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[pinkgoldloan]

Gold Loan with low-interest rate

Pinkgold offers a gold loan @ very low interest rate starting from 0.45% pm.

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[shriram-finance-loan]

Top Gold Loan Solutions for You

A gold loan is a secured loan where borrowers pledge their gold assets, such as jewelry or coins, as collateral in exchange for funds. Gold loans are popular in many countries, particularly in regions where people traditionally hold gold for savings or investment. Here's some comprehensive content on gold loans:

1. What is a Gold Loan?

A gold loan is a type of loan where individuals can borrow money by depositing their gold items with a lender. The loan amount is determined based on the value of the gold deposited. Borrowers are required to repay the loan amount along with interest, and upon repayment, the gold is returned to the borrower.

2. Key Features of a Gold Loan

Collateral-Based Loan: The gold you deposit acts as security for the lender, minimizing the risk of default.

Quick Disbursement: Since gold loans are secured, they typically require minimal documentation and are approved quickly, often within a few hours.

Loan-to-Value (LTV) Ratio: The loan amount is a percentage of the value of the pledged gold. In many countries, the maximum LTV ratio is regulated (e.g., 75%-90% of the gold value).

Repayment Flexibility: Borrowers have various options to repay the loan, such as bullet payments (paying the principal and interest at the end of the tenure) or regular EMI (Equated Monthly Installment) payments.

Short-Term Loan: Gold loans are usually offered for short to medium terms, typically ranging from a few months to a couple of years.

3. Advantages of a Gold Loan

Low Interest Rates: Gold loans often have lower interest rates compared to unsecured loans like personal loans because they are secured by gold.

No Credit Score Requirement: Unlike other loans, your credit score does not play a significant role in determining eligibility. Even people with poor or no credit history can get a gold loan.

No Income Proof Needed: Most lenders do not require proof of income, making it accessible to people who might not qualify for other types of loans.

Quick Access to Funds: Borrowers can get funds quickly by simply pledging their gold, making it an ideal solution for emergency financial needs.

5. Eligibility Criteria

The eligibility for a gold loan is usually very simple:

Age: The borrower must be above 18 years.

Gold Quality: The gold pledged must meet the lender’s quality standards (usually between 18 to 24 carats).

Ownership: The borrower must own the gold being pledged.

6. Process of Taking a Gold Loan

Application: Visit a bank, non-banking financial company (NBFC), or financial institution that offers gold loans.

Gold Appraisal: The lender will evaluate the gold items you pledge to determine the loan amount.

Loan Approval: Based on the gold's appraised value, the loan amount is approved. Interest rates and repayment options are also discussed.

Loan Disbursement: Once the terms are agreed upon, the loan amount is disbursed, and the gold is held in secure custody.

Repayment: The borrower repays the loan based on the agreed schedule, and upon full repayment, the gold is returned.

7. Documents Required

Proof of Identity (Aadhaar Card, Passport, Voter ID, etc.)

Proof of Address (Utility Bills, Passport, etc.)

Recent Photographs

8. Gold Loan vs Personal Loan

Security: Gold loans require collateral (gold), whereas personal loans are unsecured.

Interest Rate: Gold loans generally have lower interest rates compared to personal loans.

Eligibility: Gold loans don’t require a credit score or proof of income, while personal loans typically do.

9. Conclusion

Gold loans are an excellent option for individuals who need quick funds without having to liquidate their assets. The process is fast and straightforward, with minimal documentation, and does not require a high credit score. However, it's important to repay the loan on time to avoid the risk of losing your pledged gold.Also know more about Two Wheeler Loan.

[bestinformation00]

Gold Loan Calculator: Simple Steps to Get Your Amount

A simple way to find out how much one can avail in the form of money against their gold assets is through using a gold loan calculator. Gold loans turn out to be very popular because one may need immediate liquidity at any time for any unexpected expenses that are necessary to cover; thus, it has turned out to be a very workable solution financially. Well, here is a simple guide on using a gold loan calculator effectively.

Understanding Gold Loan Calculator

A gold loan calculator is essentially an online tool to help you estimate the loan amount you are eligible to receive based on the gold in your possession. The weight of your gold ornaments, which you are willing to pledge, along with their purity and type, is considered in this tool. You can very easily calculate the probable amount of the loan and how much interest must be paid for the same during the loan tenure by simply entering these details.

How to Use a Gold Loan Calculator

Collect data: You shall collect information about your gold, which you will then put into the calculator. You need to have the weight and carat of your gold ornaments.

Go to the calculator: You can log in to any reputed financial website that has this calculator facility. Many banks and financial services have this type of calculator available free on their websites.

Enter details: The transaction details are typically entered into the calculator, which may include the following information: 

 Type of gold ornament (e.g., jewelry, coins)

 Weight of the gold in grams

 Purity of the gold (in carats)

Results of review: The calculator will also give an indication of the interest rate and total repayment amount on a selected period of the loan. You can easily modify the loan tenure to observe the impact on your monthly repayments.

Advantages of Gold Loan Calculator

Instant estimates: A gold loan calculator gives you instant estimates, allowing you to make smart decisions without doing cumbersome math.

Budget planning: If one is certain about his or her possible EMI, then the monthly budget can be planned more properly and accordingly fit the loan in one's financial scope.

Flexible option: You can try different amounts of lent and tenures to arrive at the most feasible option.

Conclusion

A step that anyone could take while going for a gold loan is to use the gold loan calculator. It makes it so easy to understand how much one is eligible for and what the cost of borrowing will be. IIFL Finance offers an easy-to-use gold loan calculator that allows you to input your gold details and get instant estimates. By following these simple steps, you can make informed financial decisions and select the right loan that meets all your requirements. Remember, always check the up-to-date prices of gold, and at the same time, policy changes of various lenders for correct calculations.