#insurance sucks

[awfullybigwardrobe44]

I continue to have complications with medication, and now my insurance isn’t covering what I need it to cover because they think they know more than my doctor 🙃 Plus I am afraid I am going to have to have a certain type of painful procedure so please pray I don’t have to and that there’s another way

[ldysmfrst]

Hello, dearest readers,

Thank you for your continued support.

I am still in the hospital because of a few things.

My kidneys are not doing well (but very slowly improving) because of the antibiotics I was on to clear up the sepsis.

Apparently, those two meds are great for infections but highly toxic, and now I have a minor/moderate kidney injury.

My original Hospitalist Doctor, who was off for a couple of days, has returned.

She found out that I can’t leave the hospital because they are still fighting about wound care.

We thought I had been accepted into Valley Presbyterian Hospital for daily wound care, but they will not let me start until September.

So now they are trying to find somewhere to go for wound care that the insurance will cover between now and September.

My insurance is fighting it because they don’t want to cover anywhere.

So even if my kidneys are good to go, I can’t go anywhere.

I still have major brain fog and what not which the doctor says may take a while to get over since when she first saw me I was “one foot in the grave,” and I need to give myself a break.

To be perfectly honest, I am getting clearer every day but exhausted easily.

So we will see.

I am not giving up on you guys or my love for writing anytime soon!

💜💜💜

[mugloversonly]

My insurance denied my top surgery because it wasn’t deemed “necessary”

My doctor: this will be good for the patient

Me: this will be good for me

Insurance: isn’t there someone you forgot to ask

[hotpotatoshealthjourney]

I’ve woken up feeling worse every single day this week. No idea what is causing all this, and my neurologist is out of town so I can’t even ask until next week. Woken up with new symptoms several days, which is always concerning, especially today when I had the same new symptoms I had yesterday, which means 2 days in a row. That’s usually the standard where they say get it checked out.

I don’t even know if they’d let me have more steroids rn though since they just did that recently, so I’m at least going to wait until my doc is back in town to ask her. I have pt tomorrow and I have no idea if I’m even going to be able to do much of it. I haven’t even been able to shower all week. It’s been very frustrating. It hasn’t been any hotter than the rest of the summer so I don’t think it’s a heat thing. Genuinely no clue.

Not a fan, that much I can tell you. I am so so tired. Been sleeping soooo much but still soooo tired. Gonna probably go take a nap soon. I’ve mostly been sitting here staring off into space doing nothing since I woke up like an hour ago. Can’t focus, can’t even eat cuz it takes too much energy.

On the plus side, my insurance out of pocket max is net, so I’m basically getting free healthcare and meds till the end of the year which is great. Need to schedule a bunch of chiro and massage and acupuncture appointments. Also gonna get prescriptions for all the dme (durable medical equipment) that I need and get it all now while it’s free. Normally insurance would only cover 30% but right now they’ll cover all of it. Time to get the things I need but can’t normally afford! And it lasts until the end of the actual year. This is a huge relief for us cuz medical bills have been insane this year.

Keep sending happy thoughts and asks please. It really does help. Love yall.

[phoneboxfairy]

So... as the title of this link suggests, I'm trying to raise funds for that cataract removal I've needed for a while. Here's a link to the gofundme. Please share for a signal boost.

https://gofund.me/9dbf4016

[starr-angelofnarnia]

Seeking out needed medical care is hard enough without insurance fucking stuff up and making it harder

[dirtielemon]

an initial hour of being on hold only to be not listened to and now i have to go and be on hold again it has been 30 mins so far hopefully i can either explain myself more fully or get someone willing to listen to me

[overly-obsessed-fangirl1]

FDA: this medication is approved only for people over 5

Insurance: we will cover this medication but only for children under 5

[insidemydiaries]

I cannot call insurance one more fuckin time about medication coverage.

I give up and am accepting that troubles with breathing and congestion are my life now ☠️

[mindrottinglystupid]

Insurances sucks

They pay for absolutely nothing useful and don't give medicne to the people that actually need it. It's so infuriating to me bacuse there was one medicine that helped with my migraines, it helped more than I could have ever imagined. But they wouldn't pay for it because it was

1) Too expensive (we pay you enough stfu)

2) it was new and hadn't been proven helpful yet

Complete bullshit.

Not to mention, because I can't absorb or keep food down, I need help getting nutrients, literally to survive. But they won't pay for that either because its "unnecessary."

Honey how is that unnecessary? Hm? I'm doing it to keep myself alive. Got something to say about that?

[funsimplethings]

[ldysmfrst]

A little about me:

I am a mother of two beautiful children. One of which is special needs, and on 3/28, they lost 75% of their vision. I have had to take time off work to accommodate many MANY doctor appointments.

I started a Ko-fi if you feel the heart to donate to help with the costs of appointments, medication, and house modifications, which insurance doesn't cover.

If you are unable to then your thoughts and prayers are more than enough.

[dawneternal]

insurance decided not to cover my ADHD meds and I can't afford to pay $400 soooo until my next psych appointment I will either be writing EVERYTHING or nothing at all 🤷

[ofsilentthings]

Gonna be backed up for a bit fulfilling comms (thank you all again!) so the next chapter of TVAW is going to have a small delay. But don't worry, I haven't forgotten! Rickard needs to actually use the money he raised in the auction, and surely Astarion AND Taviana won't leave him alone for long....

I'm still taking a few more emergency comms if you're interested. Basically need some cash to bridge the gap for a dental implant. (Thought insurance would cover more than 20% but that falls harder than Djura when you push him off the tower haha).

Thank you all for staying with me and being proof that there are still some cool humans on this planet :)

[trailmixedup]

Just learned that the insurance I’m on should have kicked me at 19 and are in the process of going through and ending service for ppl, so I might lose my surgery and my t unless I figure out my own insurance. I- I can’t do this anymore. What the fuck?! What the fuck? If they cancel my top surgery I will kill myself. That is the only thing keeping me going right now, is knowing that there’s an end to some of the fucking shit that I’m going through. If they take that end away from me I don’t know if I’ll be able to take it.

[existinginnegatives]

Life is going to shit, and it won't stop...

So, this is mostly a vent post honestly. I have too much going on and even more medical issues keep coming up.

The biggest issue is split between two insanely expensive treatments. One I can more or less live without as it just will help prevent migraines and my light sensitivity. There are lenses that can help. No insurance will cover the lenses though. On top of that one singular pair of glasses is roughly $1000+.

Now I find out that I have an OCD Lesion in my right knee and need to go to a specialist in Atlanta to get it taken care of. I already have the referral, but I worry about the money needed to go.

On top of all that, I am trying to patriciate in a study abroad over the summer and don't know how the funding will work out.

With everything that is going on in the world, this seems so small. But I'm honestly to exhausted and frustrated by everything. Money would definitely help with everything but asking feels wrong.