#in that kid way of having 0 concept of personal property and/or just not caring about it
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// the poor, longsuffering residents of Gravesfield regularly hear their fence swing open and look out the window to see some 2ft kid doing this to their pet dog. on the regular
#in that kid way of having 0 concept of personal property and/or just not caring about it#dude when i was 10-11 me and this group of kids hung out bc one of their moms babysat me#but we would rain absolute hell down on the entire neighborhood she lived in. together traveling as a pack#jumping fences and running through people's backyards and wandering into the yards of people we literally did not know at all#and just hanging out there! we didnt have a care in the world!#and yes. we DID waltz into stranger's yards in our swimsuits and play in their hoses/sprinklers bc nobody had pools#absolute menacery. the neighborhood residents hated us so bad and i didnt even live thereeeee dsfhjkdsdsklds#☾⋆⁺₊⋆ {ooc} out of this world
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"greek-Bros: Character headcanons
Dionysus:
He loves anything with any level of alcohol in it and his favorite is obviously wine. However, because of his godly abilities, he functions the in the same way a saltwater fish wood if you placed it in a tank of freshwater. only instead of dying instantly, he just slowly loses his powers and becomes dangerously close to being a mortal. So he usually keeps a supply of wine with him at all costs, and it really doesn't have to be his own wine, it could be any form of alcoholic beverage as long as he consumes it.
He has a mane of curly thick dark hair that accidentally acts like a pocket dimension. he can store something in there, completely forget it and then when he remembers it he can take it out with ease. nobody really cares about how he's able to do this except Athena, she hates it when Dionysus does this and it confounds her to no end, nobody really knows why she hates it but it's speculated that she just doesn't like his chaotic nature.
True to his wild natural look, he actually has two pairs of horns; curled ram horns and long bull horns. He has no memory of it he purposefully grew these horns himself or they may have resulted in his consumption of his wine....but he doesn't care find it to be more of an excuse to adorn his head with more interesting things he finds.
He doesn't have eccentric tastes per se but he does enjoy interesting looking jewelry, placing random objects in his hair and like his brother Apollo enjoys wearing whatever the hell he wants to wear. It doesn't matter if it's a woman's dress or overly ornate armor for no other purpose than to just wear it. The function of the clothing does not concern him, as long as it looks nice on him.
He's very simple god....in the same way your stoner friend is simple, he's is early philosophical for a guy has type and often times you'll see him do weird things that in reality actually have some serious purpose. For example you would pile small stones to form a tower only to have accidentally created the druidic tradition of establishing a location. Another good example would be him having decompulsive need to pile pine cones, according to him he's still trying to figure out what would be the purpose of this but he found out that pine cones are extremely flammable thus perfect as kindling.
He consistently smells of merlot and sweat, it's not that he isn't clean, it's just that with his consistent consumption of his own wine, he doesn't sweat normally anymore... He literally sweats wine thus occasionally giving his skin a pinkish tan hue occasionally, when he bathes his skin goes back to a normal olive-ish tan.
Although he's extremely lazy in some cases, people wipl often mistake him for being soft or weak, it has been noted that in terms of strength he has rivaled both Aries and Heracles in some bizarre manner. nobody really knows if this could have anything to do with his previous incarnation of being a very powerful entity of chaos or if it's just his god-given abilities.
Unlike his fellow gods, he loves being around mortals. He enjoys their nuanced lives and daily endeavors and tries his very best to keep everyone happy.
He's primarily a "good vibes" man 95% of the time and tries to keep the peace, but that doesn't stop him from either justifyingly getting angry or sitting back and watch the drama unfold without his assistant. You also kick your ass and he will do it again if he needs to.
His primary circle of friends/family are Apollo, Hermes, Heracles, Hypnos, Artemis, several nyphs and satyrs, Kale (Delphi's only competent broker/financial expert) and whom ever he can befriend. His secondary basically consists of everyone else whom I've not mentioned.
His wine can actually physically change you with prolonged consumption but with varying results. Many of his leopards for example, have obtained a pinkish, purple hue from drinking the wine dionysus has made for them especially, prolonging their life spans, raising their IQs a little and making them more docile.
On the topic of wine, Dionysus has made several different wines with different properties. He's made wine that acts very closely to a truth serum, a wine that can heal/cure nearly everything, a wine specifically for bacchanals and festivals, wine that actually doesn't effect small kids (for safety reasons) and a wine that can do miscellaneous things.
He's into everything in terms of entertainment, he's surprisingly very cultured in spite of his perceived persona as "the god of drunkards and heathens". So in truth there's never a dull moment with him.
The best to describe him is "a semi-chaotic force of existential calm". He's so chill about so many things, one can mistake this for being aloof or uncaring, but don't worry he's got your back.
He has a list of "dislikes"; he recently has a burning dislike of Romans, drinking water, entitled rude people (because you can be entitled but ultimately unaware of it in an ignorant way), having to do the same task over and over again, being sober (because he believes being drunk keeps something inside him at bay) and frogs....he finds frog to be extremely unreasonable in conversation.
In a more sensual sense, he's up for everything asking as it's not painful or would end in a possible bad way. This explains why he tries his best to stay away from Aphrodite as much as he can help himself.
He doesn't hate Ares, he just finds Ares to be a little too aggressive when it comes to the concept of fun.
He has 0 idea about the existence of some older members of the family, such as Eris for example. He literally has no idea he's not the only agent of chaos in Greece.
He had formed a secret "Drunkard's Society", it consists of other deities from around the world whose specialties occasionally revolve around making alcoholic beverages... if anyone asks yes Jesus (yes he's canon in greek-Bros as the son of "A God" of which no one really knows who) is part of the club by default for some reason sine he used his abilities to make wine. There's very little rules for the club, the only rule is that if possible, bring drinks.
Although he primarily is Pansexual, he is in an very open marriage with Ariadne. Being his only functional braincell, Ariadne is the one who keeps him grounded when making certain decisions, she pretty much completes him in the sense of companionship. She's also pretty compatible with his personality given her upbringing, in spite of her upbringing as a royal, she's always been more carefree and empathetic with her subjects. Plus she doesn't object to most of what Dionysus does but she knows when to step in as his partner on more serious matters. Deep down, Dionysus believes that Ariadne is the second reason why he's still alive. His first being "because my dad mpreg'ed me into existence".
He may or may not be aware of his previous incarnations, he gets weird dreams that feels very violent and feverish at times of a stress filled day. He knows he isn't like the other Olympic gods in many ways.
His seat in Olympia was gifted to him by his aunt Hestia. Hestia, being the oldest child of "The Big 6", felt it was time for her to "retire" from being part of the Olympic gods, no one really understood why she made this decision but she was extremely happy to give the seat dionysus as she personally felt he had a "certain spark" that felt was appropriate as her successor. He too, has no idea why he was given this gift but he assumes that if Hestia felt it was appropriate than it was.
Out of all the olympians, he has made friends with the most deities outside of Greece, second place would be Hermes and third would be Ares.
Apollo
Unlike dionysus, he's extremely calculative, considerably well sorted and more formal. There's always a visible method to what he does and everything has a scientific explanation, in contrast to dionysus's unpredictable meme energy.
He has a bizzarly faire complexion with literally no flaws and his skin almost glows with warmth. His blond hair has been known to also glow depending on the light. His eye color is the same shade as the sky with white pupils, but when it's night time his usually white pupil turns into the normal black, representing the passing of the daytime. The same thing happens to Artemis.
Being the god of the arts and sciences, he loves to educate people. Delos (his home island) is home to one of the best schools of thought in all of Greece.
His first passion of playing the lyre and it still is to this day, if he wasn't the god of the sun, he'd be the god of music.
He puts this persona of "the perfect guy" to mostly everyone he knows, with the exception of Hermes and Dionysus who pretty much know he's a big sensitive softy.
He's an extremely beautiful man with perfect mesomorphic body. He has very gentle mannerisms with a contrasting burning and passionate reaction to anything that could anger him. Pretty much, he's the embodiment of the sun, beautiful, giving, warm but he will burn you.
His personal tastes are similar to dionysus's in terms of preference of clothing. Anything goes and when he looks fashionable in anything, he especially loves wearing lose dresses because he feels the most comfortable in it. He barely sees a reason to assume clothing can be specific to gender norms, as long as it does its function, it suits him pretty well. To him, clothing is clothing.
He's one of the best chariot riders in Olympus, rivalling Triton and occasionally Hades.
He's pan/bisexual to put it best, but he seems to have an easier time forming lasting relationships with men than he does with his female relationships, as evident his mythos. He's not very sure why, and he desires to get better at it considering he actually has the most children in the pantheon.
He's an extremely loving father to his offspring, he's taught most of his children in the ways of art and sciences but is always surprised to see them flourish with their own specific passions and talents.
He thought Orpheus would be the son who's take his place if anything were to happen to him....until he was killed and sent to the underworld. Apollo still mourns for his son's death and doesn't blame Dionysus or his maenads. He believed that Orpheus's was too powerful, even for him
He chooses his lovers, not the other way around. It's an unfortunate trait he inherited from Zeus and it probably is the main factor in why he has such a difficult time with having female companions.
He literally knows about almost everything on almost every subject.
Like Ariadne, he's Dionysus's other braincell. Because of this, the two seem to have an ongoing battle of ideologies that grew into an extremely friendly rivalry to see who can get the most apostles and followers. There's no competitive energy between them, it just feels like a huge game to them.
His circle of friends oddly enough don't stop at Hermes and Dionysus, along with Artemis, his lovers and his muses, it seems Apollo has a surprisingly small circle of friends out of the "the bois". Inspite of his more intellectual relationship with Athena as a fellow scholar and "thinking person", he doesn't necessarily consider her an ally. In fact he actually has a very interesting list of possible foes that are mostly other members of the family. His number one rival however seems to be Eros, who has repeatedly caused him grief in the past, he's probably the second factor as to why he has such a complicated relationship with female companions.
He's a very accommodated individual, it baffles him till this day as to why his twin finds more comfort being in the outdoors than in Olympus, seeing how both of them were raised the same way. He doesn't like being dirty or getting too dirty, he's a bit if an introvert most of the time.
His favorite foods is anything grown under the sun. The only thing "fermented in the dark" he would ever consume is Dionysus's wine, which outside of ambrosia, is the only drink he trusts other than his own.
It may not look like it but he's actually a serious fighter. Especially loves using his bow and arrow and trains alongside with his twin sister.
Give me look pretty, but he will still kick your ass if you deserve it.... Or not he could just simply incinerate you out of existence. In terms of powers, out of the trio he actually does overpower them through natural force than anything.
His Muse's basically are a mixture between his group of female friends and essentially sisters by covenant. He's only had one relationship with one of the muses but outside of that he has NEVER once thought of any of them as calcubines. He will retaliate if anyone assumes otherwise, the reason being is because he would never harm or have any intentions of hurting any of his muses. They see him as a brotherly figure and teacher of the arts, NOT as a master.
Hermes
He's the one god in the family who's decided to make his life a lot more harder by having more hats to wear. He ironically likes it because it always makes him feel "closer to normal".
He's the hardest working of the trio, the only other individuals who works as hard as him is Hestia, Hephaestus and Hades.
Simultaneously, he loves lounging around eating his favorite snack, high energy foods. Bread, surgery fruits, nuts, anything to use to help his caloric intake for his long days of running.
He's literally fast enough to travel forward and back in time. At first, he was just found it strange when he would mention someone, it would be either in past tense or no body would have known who they were. After he found out that he was literally running forwards and back in time, he's been carefully pacing himself.
His favorite thing to do is observe anything really, especially loves seeing what happens after he effects something. For example, he could miss place a cup for no reason other than to see what will happen next.
Although being older than Dionysus, he's the shortest and "youngest looking" of the trio. His youthful complexion however has a dismal purpose. He notices that mortals find him a lot more approachable then the other gods. He primarily looks like a young lab in between the ages of 19 in comparison to Apollo's late 20 something and Dionysus's mid 20 something with a positive youthful disposition, the reason why is because in his "real" form, he actually is taller, pushing to late 20's to early 30's, has a little bit of facial hair, facially stern looking face of some hardened by life and overall "intimidating", not in an Ares sort of way....more like as if you can't really read what's on his mind. This may actually have something to do with the fact his speed could have actually been something he inherited from grandfather, Chronos. He hates his original body and does everything in his power to avoid showing even Apollo and Dionysus this version of himself.
He bisexual with a preference for women. He loves to experiment but that's when he gets in the most trouble. A great example would be the primary reason why his sort of least favorite son, Pan, is the way he is.... because he actually mated with a woman....in the form of a goat, since then, he has had to keep on eye on Pan due to his pension for causing problems....the bad kinds. His favorite children are Hermaphrodite and Hermanubis, he believes they're both his best out comes and both children have the best qualities of both parents.
He's extremely terrible at coming up with names for his children.
He dangerously takes more after his grandfather than he does Zeus physically and powerwise. Due to his incredible speed, his connection to everything from the underworld, to the intricate influences he has on mortal life, and even the fact he actually feels time catching up with him when he over runs, Zeus feared that his father's dark influence was on Hermes and protected him as much as possible from the scrutiny of his other siblings. This fed the fear that Hermes was to be the son to overthrow Zeus....until Apollo became Hermes's closest brother and friend and until Dionysus came along and basically padded the weird "dark prophecy" down to a grinding hult. Since then, Hermes secretly is forever in dept to both brothers for essentially proving everyone else's assumption of his dark nature wrong.
He has an extremely interesting relationship with his demigod brothers like Heracles and Perseus, with a lot of convincing, Hermes was able to get both Demigods to be considered full fledged gods by Zeus's blessings. Since Demigods age far more slower than normal mortals, unless consecrated into Olympus by Zeus, Hermes always consolidates his demi-siblings since he knows unlike the Gods, they will too one day die. He just really didn't want to lose his favorite half-brothers.
Out of the trio, he's seen the most shit. He's seen painful and peaceful deaths. Being a psychopomp isn't all fun and games unfortunately, it's the equivalent of being a doctor in terms of emotional disturbance. He does find it comforting that the only people who completely and fully comprehend what he internally goes through is Thanatos, Hypnos, Charon and Hades. All four of which constantly consolidate him on how he feels and that it's ok to go through the motions of what they call "indiscriminate mourning", a feeling of constent mourning for those who have no relevance to him but which one constantly feels empathy. In a dark humorous way, a demon in Tartarus suggested to remove his "empathy" to ease his suffering but Hermes refused because he'd rather have it than feel nothing.
Being the god of deception, he actually hides his insecurities and personal on-goings extremely well. He knows what's important is the present of things, he's seen death (literally and the god) and has seen what life has to offer. It's not going to stop him from having the best time with his brothers. Lucky for him, he tends to forget he's pretending and goes on as best as he wants to.
He loves animals. He's especially sympathetic to turtles and tortoises, he absolutely admires them for just being such a slow animal who can also be close to home. He recently discovered sloths in the continent that will soon be discovered as South America, and is completely enchanted by their slowness. He also loves 'racing' with faster animals like horses and antelope.
He is the only living being Cerberus let's through in and out of the underworld. Mostly because Cerberus never seems to catch him, thus the beast doesn't really bother, plus Hermes always brings treats for him so that helps.
The wings on his helmet are emotive when active and melds into the metal when inactive. Being the most 'human' of the trio, he can slip into a crowd unnoticed.
Out of the trio he seems the most normative, being more down to earth like Artemis. However he doesn't show the same amount of contempt for the pampered life of a god as much as Artemis does, he's comfortable where ever.
Like Dionysus, he has a very wide range of companions, friends and allies. he doesn't have a lot of enemies that he can name but he does have a bit of a complicated relationship with Ares. He doesn't really hate Ares, but he does enjoy occasionally making a fool out of him. Ares in truth doesn't mind this considering Hermes did save him from some Giants who put them in an urn....is early enough it's not that he's indebted, it's just that when he threatens to kill her is it really isn't anything.
Hermes enjoys antagonizing people isn't very fond of. Hera specifically, he tries to find every way to anger her as much as possible. Even if it results at some else's expense.
He can and will, consentingly fuck your wife. And he would do it again.
Juxtaposed to his complicated and emotionally heavy job as a psychopomp, he's an absolute funnyman. It even borders on 'Bugs Bunny' like antics.
#greek bros#dionysus#apollo#im sorry if this takes away from the mystery of some of the characters#but I just had to make this list for the sake of character development and maybe even some help with the story going on#hermes#ares#I will make another list for a series of characters but that'll take a little more time for development#greek gods#greek mythology#hellenistic#apparently in Greece if your name starts with an h that just means you're a hard worker by default#also I'm sorry for the very angsty head cannons for Hermes#he's bizarrely a lot more deep than I expected him to be#also please don't complain about the sexuality of the characters considering everyone technically is pan or bisexual#with the exception of the virgin goddesses#they're probably either Ace or just sexually agnostic#I don't know this is my first time actually putting sexuality as a factor in these lists#please don't be mad at me educate me politely#character study#character development
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The Joker x Reader - “A.N.N.I.E.”
A.N.N.I.E. (Artificial Non-Neurological Intelligent Entity) is an outdated android model that emerged on the market two years ago. The Joker purchased her as a toy for his son not knowing she will become the recipient of desperate attempts to keep Y/N with him. After the woman’s unexpected death, experiments meant to transfer her conscience inside Annie failed yet The King of Gotham couldn’t part with the only thing that reminded him of someone he actually cared about.
![Tumblr media](https://64.media.tumblr.com/999098a511096e9cd5c0023d347dc866/736db0641bee018e-6e/s540x810/7693d5e4f767629ae8b3da7be6232fe1986a250f.jpg)
“Can you fix her?” The Joker asks the two programmers that have been assessing the android for the past 15 minutes.
“Hard to tell sir, but we are trying to determine what triggered the malfunction,” Zariah points at the 4 laptop screens simultaneously running diagnostics. “Recently there’s been a spike in flaws regarding A.N.N.I.E. models; after all they were released 2 years ago. I would recommend acquiring the most current technology…”
“No need to!” J bitterly cuts him off. “Just fix her!”
“We will do our best, sir!” Mickel reassures The King of Gotham: his wretched temper might interfere with today’s agenda and the two hackers simply can’t afford it.
“Your best is not enough,” The Joker growls. “She cornered my son last night and almost crushed him against the wall. I had to use manual override to shut her down. That’s not typical machine behavior, is it?!”
“No sir, although I’ve heard of similar incidents in the past months. If it continues, Annie prototype will be pulled off the market soon,” Zariah informs.
“Her name‘s not Annie,” The Clown Prince of Crime interrupts the unwanted advice. “Her name’s Y/N!”
Awkward silence and Kase’s voice resonates from upstairs.
“Daddy?... Daddy?...”
“My son’s awake; I’ll be back,” J abandons the two men in a hurry and stumbles on the numerous cables connecting the laptops to the cyborg on his way out.
“Goddammit!”, he huffs through his clenched teeth before vanishing around the corner.
“That was fucking weird,” Mickel whispers. “What does he means her name is not A.N.N.I.E.?! Am I crazy? Is this not Artificial Non-Neurological Intelligent Entity sitting in that chair?!”
“Of course it is,” Zariah confesses in low tone. “He gives me the creeps too how he thinks she’s in there.”
“What do you mean “she”?” the obvious question follows.
“Check those cords,” Zariah urges and continues: “You noticed he corrected me with the name for the pile of rubbish.”
“Yeah,” the other guy begins typing a bunch of configurations while listening to the scoop.
“Y/N used to take care of his kid. Nobody can say who she really was: some believe she might have even been the mother, that her and Mister Joker were together. Others swear the little boy called her auntie; maybe she actually was Mister J’s sibling. Who the hell knows? She was a strange woman and she looked… different also,” Zariah’s gaze circles the premises to make sure their employer is not eavesdropping.
“No shit!” Mickel frowns at the statistics popping up on the monitors.
“Yeah, I saw her a few times, gave me the creeps. Something was off with her, you just could tell. Mister J always had jerks working for him and I guess they clashed with Y/N quite often: it got so bad they dared planning a prank that ended horribly. Do you know the warehouse on 14th street? The 6 stories one?”
“No.”
“Well, supposedly it happened there: Mister J was out of town and had no clue about the scheme plotted without his consent. The crew took his son on the roof and threatened they will toss him off the building if she doesn’t jump instead.”
“And?!” Mickel halts his typing, intrigued.
“She jumped… … they didn’t think she would.”
“Holy crap! I had no idea!”
“Dude, it was a disaster!” Zariah shrugs depicting the facts. “Y/N splattered all over the concrete, broken to pieces… Despite the severe injuries, she didn’t die immediately: she was in a coma for almost a month before passing away. Mister J had Annie already, he probably bought her as a toy for Kase when it first emerged on the market. The rumor is that while Y/N was in a coma he kidnapped scientists and forced them to work on a senseless project: transferring her conscience inside Annie.”
“You’re shitting me!” Mickel exclaims at the insane disclosure.
“Nope.”
“Can’t be done; it’s impossible!”
“And who’d dare explain the obvious to him, huh? Not the researchers he killed the moment she stopped breathing if you get my drift.”
“That’s messed up!” Mickel forcefully exhales, infinitely more nervous about being at The Penthouse for the moment.
“Do you remember the serial murders that shook Gotham 3 months ago?” Zariah has more gossip for his partner. “It was Mister J hunting down every single person that was on the roof the day Y/N jumped.”
“We shouldn’t be here,” the anxious Mickel shrugs. “Maybe we should abandon our mission.”
“Bulshit! They’ll pay us double over anything he offers so don’t be a pussy! Speaking of, you should assemble the guns prior to his return!”
Mickel is reluctant to the whole scenario, yet he compiles the two guns out of items resembling computer parts scattered in their suitcases: that’s how they were able to deceive security.
“Done,” he stashes one finished weapon under his jacket, offering the other to Zariah.
“Remain calm and we’ll be ok,” the latest mumbles. “Let’s pretend we’re here to repair this junk.”
A couple more minutes pass by and The Joker’s presence alongside his offspring makes the two guys cringe.
The little boy hides behind his father’s legs, shyly glancing the android’s way.
“Don’t be scared,” J grumbles. “She’s in power saving mode, it’s fine.”
“Yes, it’s perfectly safe,” Zariah winks. “We are almost done extracting all the data,” he gestures at the laptop’s screens.
Kase giggles and rushes to climb on Annie’s knees, excited to see her after she wasn’t allowed to sleep in his room last night which is understandable since the robot went bonkers.
“Hi Y/N,” the child softly pulls on her long hair. “I want waffles pwease.”
The hackers exchange meaningful glares and The Joker replies:
“She can’t for now,” he mutters. “She’s defective. Frost will take you out for breakfast, alright?”
“Does it hurt?” the 5 year old pouts at his parent’s affirmation: he doesn’t comprehend all the words and it’s difficult for a kid to process the concept of transference.
After Y/N died, The Joker told Kase she moved inside Annie: he wasn’t delusional about his failed experiment but it was easier to make his son cope with the loss of the woman that raised him. J doesn’t literally believe there’s any trace of Y/N in the machine: how could it be? Several months passed and nothing proved what he tried to accomplish succeeded: a twisted concept originating from a distorted mind was doomed from the start.
“It doesn’t hurt,” The Clown Prince of Crime sighs. “She’s resting.”
“Sir, I think you should see this,” Mickel gets his attention.
“What am I looking at?”
“You used voice command to lock down the android?” Zariah pinpoints at the monitor to his left.
“I did.”
“That’s not what turned off the system: see the numbers flowing borderline with the central matrix, the tiny squares? She wasn’t locked down by external command, she was terminated from within.”
“What do you mean?!” Mickel scoots over in his rolling chair, baffled.
“Somebody trespassed the firewall,” his accomplice utters the obvious.
J is less than happy with the random discovery still he requires confirmation of his suspicion.
“Meaning?”
“Annie, I mean Y/N is the recipient of a cyber-attack: she’s been hacked.”
“Hacked?” J scoffs. “What for? She’s just a companion android, it doesn’t make any sense.”
“Not sure, sir…” Zariah lifts his shoulders up, baffled.
“Can you find the source?” the green haired individual suggests.
“Analyzing the algorithm shows puzzling results: these numbers should be repeating themselves every so often, yet they don’t; never seen anything like it and I’ve been dealing with computers for a long time,” Mickel adds. “The most interesting detail is certainly challenging our expertise: tracking the root of the signal is pretty much unachievable. We should see input bouncing around from different servers because this is how hackers disguise their trail; but… this particular livestream happened simultaneously from various servers around the country.”
“There’s practically 0% chance for such abnormal hacking with today’s technology!” Zariah scrunches up his face at the baffling discovery. “How in the world was it done?!”
“You’re the experts!” The Joker barks. “I hired you based on strong recommendations from others that used your skills. Can you fix her or not?!”
“Of course, sir.”
“Yes!” the two associates ease The Clown’s doubt. “We’ll unplug the cables, we already removed all necessary info.”
Kase watches them detach the cords from Annie’s access ports, the child sulking at their action.
“Y/N, does it hurt?” he asks and hops off her lap. The empty shell doesn’t respond since the robot is in power saving mode.
“It doesn’t hurt,” The King of Gotham duplicates his earlier statement. “Frost!” he addresses the henchman entering the living room. “Take him to our restaurant on Madison Avenue for breakfast then he can play at the property on Foster Creek until we are done here. I want a 3 cars escort.”
“Yes, boss. I’ll call in advance and tell them not to open the place until we’re done.”
“Good,” J agrees with his henchman’s proposal. “Kase, go and eat!” he urges the offspring having a few more secrets to share with Annie. “Come on, let’s go!” the impatient father encourages.
The 5 year old obeys and kisses Annie’s cheek, whispering:
“I’ll bwing you beck’fast auntie, ok?” and he rushes at Frost’s side screaming up a storm. “Byeeeee daaaaaddy!!!”
The programmers are so absorbed by the mystifying enigma they stumbled upon by accident they don’t pay attention to the little nugget’s promise: even if they would, Zariah and Mickel wouldn’t be able to untangle the convoluted riddle of Y/N’s true identity.
She wasn’t The Joker’s girlfriend nor Kase’s mother: Y/N was nothing less than The Clown’s younger sister.
The woman protected the only family she had like a hawk, thus she didn’t hesitate to give her life in exchange for her nephew’s.
Too bad she had no idea those jerks were mocking her when she ended up on that accursed roof.
Too bad her brother didn’t guess their intentions and extremely regrettable he was left alone without the only person he ever trusted.
Too bad she died granted J’s desperate efforts to keep her with him.
And so sad he didn’t know how much Y/N meant to him until she was gone.
“Isn’t it weird someone breached my android in the same time it was malfunctioning and closed her down?…” J stares outdoors on the terrace. “Why would anyone go through the trouble?... What’s the purpose?”
The familiar click of safety being taken off a gun awakens The Joker from apathy and he turns around: it’s not easy to surprise J but he’s stunned to notice the two experts he recruited pointing guns at him.
“What the fuck are you doing?!”
“Cashing in a huge payday, sir,” Zariah sneers. “It’s not often you become a legend for murdering…”
The Joker is not listening, his attention diverted by the strange phenomenon occurring behind the two hackers threatening his life: Annie is standing up from her chair and that’s clearly not possible; she is in power saving mode!
The android grabs Mickel’s arm and twists it to 90 degrees, using his own pistol to blow his brains out. Before Zariah can react he’s knocked to the ground with such violence J starts backing out, unsure on what to do when Annie steps on the man’s neck.
The sound of fractured bone plus the cyborg’s attention clearly directed towards him now makes him shout:
“Code 71345, emergency override!”
“Access denied!” the robot approaches still calibrating its joints and electronic synapses.
What the hell is wrong with this thing?!
“Code 71345, emergency override!”
”Access denied!”
J wants to make a run for it but he’s aware Annie is faster; why is she glitching like this?!
“Code 71…”
“Why are you trying to shut me down when I tried so hard to come back to you?” the cold voice halts the rest of his sentence.
The Joker takes a strenuous breath, dumbfounded at the shocking revelation:
“Y/N?... … Is… is… that you?!... …”
The android tilts its head to the left while an eerie smile flourishes on the plastic lips:
“Missed me?”
Also read: MASTERLIST
You can also follow me on Ao3 and Wattpad under the same blog name: DiYunho.
#the joker x reader#the joker fanfiction#the joker imagine#the joker jared leto#the joker suicide squad#the joker#joker#joker jared leto#joker suicide squad#dc#mister j#Mistah J#dcu#jokerleto
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Shazam! Movie Review
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Every weak kid has had the fantasy where they’re really a powerful superhero, but we haven’t really had a movie that tapped into that. Between DC and Marvel, there’s been a rush to see who could take the concept more seriously---and that alone is some form of validation for every picked-on nerd. Shazam!, on the other hand, makes it official by giving a 14-year-old kid the chance to become an adult and have superpowers using a magic word. It’s basically the inside front cover of your Junior High notebooks.
Billy Batson (Asher Angel) is a multiple-escapee from foster homes who will go to any length to find his birth mother. After his umpteenth failed attempt---it involves playing a rather funny trick on the police---he is given over to the last foster home that will have him. it is run by the cheery and forgiving Rosa and Victor Vasquez (Marta Milans and Cooper Andrews), and populated by a veritable peanut gallery of other foster kids. There’s Darla (Faithe Herman), a talkative and brainy girl of about ten, Mary (Grace Fulton), the perpetually worrying den mother constantly applying to colleges, Eugene (Ian Chen), the budding techie, Pedro (Jovan Armand), the shy one, and Jack Dylan Grazer as Freddy, a disabled kid who, until Billy showed up, was the requisite trouble maker.
You may be wondering why I am bothering to take the time on all these characters, when describing extensive supporting casts is usually something I try to avoid. The real-family angle is actually important to the film, and is handled with more care and humor than usual. Without a massive roster of heroes to support, director David F. Sandberg and writer Henry Gayden spend some time making them a little more than caricatures (though not a lot more; this is still a superhero movie, after all). That pays off with a rather creative ending that for once uses the device of bringing all the supporting characters together in a rewarding way…but I’m getting ahead of myself.
After Billy has to escape from the school bullies, he finds himself transported to the lair of a very old wizard (Djimon Hounsou), who offers to transfer his powers to the boy and make him his champion. The character of Shazam, originally named Captain Marvel (no relation), was created in the more gee-whiz, supposedly innocent 1930’s, and Billy’s reaction to an aging stranger apparently abducting him is more in line with our times.
Of course he eventually does as asked, so the plot can keep going, and is transformed into an adult superhero played by Zachary Levi. He’s got to protect the world against the Seven Deadly Sins, which for a moment made me wonder if this was a Christian parable, but no: here they are just generic evil demons, unleashed by an earlier, rejected champion. That guy is played by Mark Strong, one of those people who was born to play evil scientists and CEOs; he earlier absorbed the power of the demons to use them for revenge. He is Billy’s dark reflection. Whereas Billy has been shown kindness and had trouble accepting it, Demon Guy was shown none by his abusive father and brother. At first, their respective reactions to newfound power are on the same spectrum: Demon Guy uses his to try and take over the world, while Billy uses his to show off and be popular.
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Billy has a good streak buried in him very, very deeply; he’s not one of those orphans who instantly becomes heroic. That’s what makes him engaging. The first half or so of the movie is almost entirely a comedy. Shazam’s suit, with a giant, glowing lightning bolt and grandiose Greek-flavored cape, is the kind of thing a 14-year-old would want to wear, and Billy acts like the kid he is: using his adult persona to buy beer, showing off his lightning powers for money, taking revenge on bullies, and occasionally doing something selfless mostly by accident. The movie gets a ton of mileage out of he and Freddie experimenting with Shazam’s powers, including bullet-proofness and flight, and many of these gags made me genuinely laugh in part because of how true they are to being 14. The movie does not mock the desires of young people as dumb or impractical. They are, of course, often these things; I distinctly recall wanting, at that age, to build a raft in order to navigate a flooded creek. But 14-year-olds don’t know that, and fantasies are often the only way they have of dealing with powerlessness. Shazam! Is surprisingly insightful in that regard, and the resolution of Billy’s personal journey may well hit harder than you’re expecting. Just because you can fly doesn’t mean life’s not hard.
It’s still a superhero movie, and eventually it has to get to superheroics. It is in these moments the film weakens a bit; this stuff was more engaging the first two dozen times we saw it. The demons Shazam must fight are incredibly dull, and their carrier is interesting primarily because Strong is playing him; the character himself is one-note. Flying and punching has lost a lot of its appeal after seeing Superman or Thor do it time and time again, and there’s too much of it; the movie is bloated at 132 minutes, and slicing off a few airborne throws and lightning duels would have been to its benefit. The filmmakers don’t forget that the concept is inherently ridiculous, so they keep the humor going, and it injects much-needed life into the fisticuffs. So, too, does a twist involving Billy’s foster siblings that probably saves the overlong finale.
Right now, we’re sandwiched between Very Serious Superhero movies, with Captain Marvel carrying the weight of female representation on its back and Avengers: Endgame coming soon to give us three whopping hours of grim and serious. I’m a big Marvel fan and my anticipation is high, but my ability to take grown people in tights more seriously than a world war has quite natural adult limitations. For that reason alone, I’m glad this movie, glorying in the golly-gee spirit of the Golden Age, exists. Shazam may not be the most important superhero film ever made, but it’s the one we need right now.
Verdict: Recommended
Note: I don’t use stars, but here are my possible verdicts.
Must-See
Highly Recommended
Recommended
Average
Not Recommended
Avoid like the Plague
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https://twitter.com/RyanmEft
All images are property of the people what own the movie.
#shazam#DC comics#movies#zachary levi#mark strong#asher angel#superman#comic books#grace fulton#faithe herman#jovan armand#marta milans#cooper andrews#ian chen#jack dylan grazer#david f. sandberg#henry gayden#djimon hounsou
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Why Buy A Ranch Close To Bozeman
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They claim that the state of Montana is the last great frontier, yet Montana is moreover, it is a wonderful location that is filled up with so much to do yet offers many areas that are off the ruined path. Montana not just has many benefits to those that check out on a yearly basis, but it also has lots of advantages to those that live there on a long-term basis.
Right here are several of the huge benefits that living in Montana brings:
• No Sales Tax: That's right; invest away if you live in Montana since the sales tax obligation there is a tremendous 0%. That suggests more cash in your pocket and much less that you have to offer to old Uncle Sam. Don't really feel bad though, he constantly seems to obtain his fair share.
• Summertime Tasks: Montana is residence to part of the Rocky Mountains as well as in the summer season time there is no far better place to be. Hill biking, fishing, as well as backpacking are all part of what the Rockies have to provide its locals each and every year. When you make a decision to take a journey there, component of Yellowstone National Park is also in Montana and you can appreciate hot springtimes and even more angling.
• Fishing: In instance you missed it from the last pair of points, Montana is known worldwide for its wonderful angling. Fly angling is specifically prominent in the great state and lots of anglers that simply can't obtain sufficient of the terrific catches that Montana has to provide finish up discovering themselves as permanent homeowners prior to as well lengthy.
• Winter months Activates: When it obtains cold out and the white powder begins to drop, the state of Montana becomes among the very best position on Earth to be for snowboarding. The state boasts many different ski hotels and some globe class slopes making the state the suitable property place for the utmost ski fanatic.
• Get Away from the Group: One of the biggest things about staying in Montana is the truth that you can be near all the activity, however still not remain in the thick of it whatsoever times. Due to the fact that Montana still has many smaller sized towns and cities that have actually stayed tiny in population over the years, that is. Nevertheless, simply since they are small, does not mean that they are out in the boon-docks either. A number of Montana's smaller areas are located just miles beyond the bigger and also a lot more heavily booming areas such as Payments. This supplies the best circumstance for someone who wishes to stay in exclusive, yet still be close sufficient to enter into the fray of points when they intend to.
Montana might be the last excellent frontier, yet if you are right into the outdoors as well as delight in serene living with action simply around the bend, then this state might be for you. While a visit there will certainly provide you a preference of what the state has to use, just living there Montana is overwhelmed with remarkable places to witness the beauty of nature and also it's wildlife. With many mountains, rivers, lakes as well as woodlands that appear to have no end, it's not unusual that Montana has a higher selection of wildlife contrasted to any type of other state in the reduced 48. The entire state is a natural pet maintain. As popular as it is for people that are drawn to nature to intend to choose these impressive locations, there truly isn't much info out there to help you discover the very best places to go to. The average person would certainly advise to go to the zoo if you would like to see big amounts of diverse varieties in one place.
I would certainly recommend either seeing Glacier National Park or Yellowstone National Park if you are going to or live in Montana. I would also recommend not to neglect your electronic camera! A mistake I have frequently made and always was sorry for! In Glacier you will see mainly elk, moose, deer, hill goats, bighorn sheep as well as grizzly or even black bears. Yellowstone is unbelievably diverse, in the reality that there is method as well lots of pets to listing. The more commonly seen are elk, grizzly bears, bison, wolves as well as even trumpeter swans! One more wonderful way to witness Montana's wildlife is to check out among 51 wildlife refuges! Going to a haven you have the opportunity to visit pets in their native environment, unlike seeing a zoo which in some cases can be depressing. Sanctuaries usually use lots of opportunities for spectacular photography, academic chances or trips (wonderful for kids!), outdoor tasks and also occasionally also camping!
An additional possibility you can take advantage of is seeing a wild animals center. There are a few of these in Montana which take care of pets which can no longer return to the wild. Comparable to the concept of a zoo, nonetheless you will certainly find that the animals have concerning triple the room as well as are not actually "confined". For example there is a Wolf Sanctuary about 16 miles from Missoula called "The Wolfkeep". They have a total amount of 10 wolves in a 10 acre room, giving them maximum area to live freely. These certainly are only some of the numerous gratifying wildlife chances, a list can conveniently transform right into a novel. Montana has lots of interesting areas to check out as well as brand-new experiences to endeavor, whether it is outdoors in the wild or indoors with friends and family! will show you real capacity and also all the benefits that Montana presents its homeowners daily.
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Data Engineering, Big Data, and Other Vague Vocabulary https://ift.tt/2Kh85xj
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I've spent the majority of my life dreading an eternal question that governs our lives. You know the one. It's the one that comes after our ritualistic handshakes and "nice to meet you"s. The one that summarizes our place in society, in 5 words or less: "what do you?"
Most managers never seem to have this problem. My previous peers in product or engineering management roles had little trouble letting others fill in the blanks for them, but I've never been one comfortable with accepting hyperbolic inferences. For non-producing members of skilled teams, I doubt the integrity of one who nods in response to "oh, so you're the boss?" I instead relived groundhog day eternally, watching the progression where an acquaintance's eagerness to care deteriorates into realizing they don't.
A lifetime later, I landed my first title as a data engineer, and boy did that feel great! After years of enduring the cocktail-party-existential-crises, I had a real title. Fine, "manager" is a title, but this title had tangible substance! The first chance I had to introduce myself as a Data Engineer happened to be in Ibiza, in all places. As it turns out, an American stranded in Spain making friends with somebody from Bosnia has its language barriers, so the phrase "data engineer" wasn't quite translating well. The best stand-in explanation I could find was "hacker."
Data Engineers Are Definitely Not Hackers
I had a lot of assumptions about what it meant to be a "data engineer" going into it, and none of them were particularly outrageous. I'd had my hand in software development for over ten years at the time. The boom of mainstream data science bit be like a bug, like the rest of us, and something about the problems we could solve seemed to make software fun again. We weren't building worthless landing pages, or tired login screens. Instead, we could write sports betting algorithms, or mine the world's unprotected data. I already loved engineering like I loved Oreos, and this particular flavor of engineering felt like taking two Oreos apart and stick them back together: less of the lame stuff, more of the awesome stuff.
Data Engineering isn't really Software Engineering
Obviously you need to be a software engineer to some capacity to be a data engineer. That said, the concerns of data engineers fall further away from the tree than I ever initially anticipated.
Most programming work I engaged in before data revolved heavily around algorithms, whether I realized it at the time or not. Building consumer and business-facing products entails more moving parts than any single human can account for. Software worth using is an effort between many people accountable for many services, which make up some abstract entity used by vast quantities of unreasonable people (I kid). The challenge of engineering something complex comes in the clever decisions we make to leverage simplicity. The first time I ever dissected a Walkman, or took the lid off a toilet, or taken apart a mechanical pen, the reaction is always the same: "that's it?" And yet, "that's quite genius."
A Day In The Life
The skills and duties of data engineering teams zero consistency between companies. Some shops integrate data engineers with data scientists and analysts to supplement those teams. Other companies have massively siloed "big data" teams, which are almost always made up of Java developers who have seemingly found a comfortable (and lucrative) niché, forever married to MapReduce without the burdens of cross-department communication. Unfortunately, this scenario is far more common.
Most of a data engineer’s responsibilities revolve around ETL: the art of moving data from over there to over here. Or, perhaps also there. And yet, likely here, there, and there (and oh yeah, it nothing is allowed to break, even though those things are different). The concept feels straightforward. It is. We're also dealing with incomprehensibly massive amounts of data, so it's also repetitively stressful. Straightforward and stressful aren't the sexiest adjectives to live by.
Tools Over Talent
Luckily for us, our company isn't the first company to work with data- that’s where our predetermined catalog of “big data” tools comes in. No matter how different data teams are between companies, the inescapable common ground is that data Engineering is largely about tools. We’re talking Apache Hadoop, Apache Spark, Apache Kafka, Apache Airflow, Apache 2: Electric Boogaloo, and so forth.
Working with each of these things is a proprietary skill of its own. PySpark is essentially its own language masquerading as Python. Hadoop's complexity serves little purpose other than to ensure old school data engineers have jobs. Each of these tools are behemoths, each of which was created to do a very specific thing in a very specific way. Becoming adept at Spark doesn’t make you a better engineer, or a problem solver: it just makes you good at using Spark. Airflow is a powerful tool for organizing and building data pipelines. With all it’s included bells and whistles, Airflow offers teams power and structure at no cost. It’s obvious that Airflow (and equivalent) are “the right tool” upon using it, but structure comes at a price to human beings. It’s only a matter of time before I’m aware I’m mindlessly executing things in the only possible fashion they might be executed. Unlike building complex systems, it feels like data engineering only has so much room for clever optimization.
This doesn’t seem so bad to a 9-5 worker looking to live their non-office lives: hoarding lucrative knowledge is an easy way to pay the bills. What bothers me is this mindset can only prevail if the person harnessing does not actually enjoy programming. In every software engineering interview I've ever had, there's inevitably been some sort of hour-long algorithm whiteboard session where you optimize your brute force O(n^2) algorithm to O(n). While those are stressful, people who enjoy programming usually walk out of those interviews feeling like they enjoyed it. I've never been asked an algorithm question in a data engineering interview. Those go more like this:
Have you ever had a situation where you had to configure a Kafkta instance using the 76C-X configuration variable on the 27 of May during a full moon?
I see you've worked with SQS, Kinesis, Kafka, Pub/Sub, and RabbitMQ, but have you ever worked with [obscure equivalent service this company uses, with the implication that it isn't exactly the same]
I know you're not too hot on Hadoop, but can you tell me about the inner workings of this specific feature before it was depreciated 3 years ago anyway?
I'm running a PC with 4 cores and 16 gigs of ram, looking to parse a 200,000-line JSON file while vacationing with my family in Aruba. Which Python library would you use to engage Python's secret Hyperthreaded Voltron I/O Super Saiyan skill, and what kind of load would my machine be under as a result?
I'm barely kidding about these... even the last one. If Silicon Valley's primary hiring philosophy prioritizes smart people who can learn, data engineering interviews measure whether your wealth of useless trivia is culturally acceptable by people who value that sort of thing.
We Need To Address "Big Data"
I've been making some vast generalizations so far. I don't truly believe all data engineers share the same personality traits. In fact, there are at least two kinds of data people in this world: people who say "big data" unironically, and those who don't. I'm the latter. The complaints I have about our profession are directed at the former.
There's a big difference between a startup looking to "revolutionize the world with AI," and startups looking to leverage machine learning to optimize a case where it makes sense. Given the cheapness and implied misunderstanding of the term, simply hearing the phrase "AI" in a conversation has me questioning credibility. Don't get me started on Blockchain.
Big data has no actual definition other than "a lot of data." Trying to track down the origins of the phrase results in endless pages of data companies spewing absurd jargon (and hilariously copy+pasted definitions from one another), proudly aligning themselves with the new world order of Big Data. One article titled "A Brief History of Big Data" starts at the year 18,000 BCE. Get over yourselves.
In reality, the phrase "Big Data" started to pick up pace around 2012:
trends.embed.renderExploreWidget("TIMESERIES", {"comparisonItem":[{"keyword":"big data","geo":"","time":"2004-01-01 2019-06-29"}],"category":0,"property":""}, {"exploreQuery":"date=all&q=big%20data","guestPath":"https://trends.google.com:443/trends/embed/"});
We have Doug Laney to blame for coining the phrase in 2001, but if I had to guess, the trend seems much more closely correlated with the rise of Hadoop.
Hadoop enabled companies to work with and process much larger data than before, thus "Big Data" was technically relatively accurate. Java was by far the most common programming language being learned by new developers, being the de facto choice for school curriculum and general programming. I imagine it was an easy choice for many to double down on the language they knew by leveraging their knowledge and being Hadoop subject-matter experts. That's twice the job security and twice the skills!
Most people I know who overly emphasize their "big data" expertise are in fact Java/Hadoop guys. They're quick to ask how many petabytes or exabytes of data your last pipeline ran, fiercely keeping the gate open for only the Biggest of Data. They don't want to learn new programming languages. They don't want to see which data warehouse best fits their needs by reading the whitepapers. They don't want to question if it's really necessary for a cluster of hundreds of nodes to run small nightly jobs. They want to cling to a time where they made two good consecutive life decisions and partied to the Big Data anthem.
Bigger Doesn't Mean Better
Some data engineers are exactly what their titles imply: engineers with a specialty in data. On the other side of this, there's a rampant culture of gatekeeping and self-preservation which is almost certainly destroying company budgets in ways which aren't visible.
Data engineering teams with headcounts in the double-digits clock 8 hours a day, over-implementing systems too obsolete to turn profits for Cloudera, Hortonworks, or MapR. If these teams had consisted of software engineers as opposed to big data engineers, we would have teams focused on creating the best solutions over the easiest ones.
July 31, 2019 at 12:24AM
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New Post has been published on http://edgysocial.com/the-way-americans-retire-is-broken-here-are-5-ideas-for-fixing-it/
The Way Americans Retire Is Broken. Here Are 5 Ideas For Fixing It.
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Retirement, for me, is like stepping off the diving board into the deep pool of the rest of my life ― a little scary with no turning back once I’ve done it.
I’m 67, squarely in the crosshairs of the “when should I retire?” conversation. The discussion is generally framed around how much money you need, but trust me, that’s just the tip of the iceberg.
While the average baby born in 1900 didn’t live past age 50, life expectancy at birth today is 78.8 years, according to the Centers for Disease Control and Prevention. If retirement starts at 65, that means a lot of people are looking at 15 to 20 years of doing whatever they desire. Does anyone really want or need 20 years of unstructured time?
For that matter, why do we assume that everyone is ready to stop working at one predetermined age? We aren’t, and the numbers prove it. Over the coming decade, older workers are predicted to be the fastest-growing segment of the workforce, according to the Bureau of Labor Statistics. Among 65- to 74-year-olds, labor force participation will hit 32 percent by 2022, up from 20 percent in 2002. For those age 75 and up, the rate will jump from 5 percent in 2002 to 11 percent in 2022.
The reasons why people don’t retire are multi-faceted. It might be financial ― the recession wiped out their savings or adult kids are still living at home. It could be to maintain health care coverage for a spouse who is too young to qualify for Medicare. But it may be because they like going to the office every day and have no burning desire to do anything else.
The idea of retirement has shifted through the ages. So perhaps today’s concept needs revamping. Here are some ideas:
1. Replace retirement with sabbaticals.
If someone wants to leave the workforce because they have a bucket list of things to do with their time and money before they die, they should go for it. But I happen to love my job ― which is not to say that I wouldn’t mind a little more time off. I also love to travel and want to see some far-away places.
Instead of the Big R, a much better idea for scratching my travel and adventure itch would be a nice sabbatical.
As Linda Sharkey and Morag Barrett write in The Future-Proof Workplace, “For many, retirement at the end of a career no longer makes sense, but sabbaticals during careers may.”
Once the sole purview of academia, sabbaticals are a hot employee benefit these days. Paid sabbatical leave is offered at just 5 percent of U.S. companies, according to the Society of Human Resource Management. Yet nearly 25 percent of the employers on Fortune’s 100 Best Companies to Work For in 2012 offer the option. Even people who aren’t anywhere near retirement applaud the inclusion of sabbaticals in their benefits package.
Simply put, paid sabbaticals are the things workers’ dreams are made of: a chance to step out of the Dilbert cubicle and pursue a project, travel, break from the daily grind and spend time with loved ones. In other words, a short-term retirement.
Sometimes that’s all we need, regardless of our age.
2. Phase in retirement.
Why does retirement have to mean that one day you’re a vital part of the organization and the next day you’re chopped liver?
Letting people retire gradually is less jarring to the corporate eco-system than abrupt departures. It gives the company time to hire and train someone for the position being vacated. Remember, it’s not just skills that are walking out the door. Older workers have institutional knowledge that can be hard to replace.
A transition period helps the retiring employees, too. Reducing the number of hours worked ― say, cutting back by 12 hours a week to start ― gives people the chance to figure out how to fill their free time before they’re looking at a yawningly empty calendar. It clarifies why saying “let’s do lunch” when all your friends still have day jobs isn’t a plan.
A happy retirement often requires time to make or re-establish friendships. There are psychological adjustments to be made: coping with the loss of your career identity, replacing support networks you had through work and spending more time than ever before with your spouse or partner. Phasing that in just makes things run more smoothly.
3. Keep retirees in the corporate family.
It used to be that once you got the gold watch, the pension checks kicked in and that place where you worked for 40 years was done with you. Now, very little of that happens. Not the gold watch, not the corporate pension and not the experience of staying at one company for 40 years.
But how great would it be to erase the “don’t let the door hit you on the way out” mentality? People need to belong to something bigger than themselves, and places of employment have long assumed a paternal role in our lives. Maybe it’s time companies reconsidered how they treat their retirees.
Instead of kicking them to the curb, keep them involved. Why not give them the same corporate discounts they had when they worked there? How about some free legal advice for estate planning, gym memberships, etc.?
If nothing else, the business sets a tone of respecting one’s elders ― which, with America’s aging workforce, isn’t such a bad idea. And it keeps in touch with a group of people who know a lot about how the company works ― people who could be brought back as mentors, trainers and vacation fill-ins.
4. Don’t cap the financial incentive for delaying Social Security benefits.
The government set my retirement age at 66 ― that is, the point at which I was eligible to collect full retirement benefits from Social Security. But it also allowed me to take a pass on that birthday gift and delay receiving my monthly checks. By not claiming benefits until age 70, those checks will be 32 percent higher.
But 70 is where it stops. There is no additional increase after you reach age 70 even if you continue putting off retirement. Why not? There should be.
The prevailing wisdom says to delay the start of Social Security benefits for as long as possible. But the statistics show that few Americans are listening. Most people claim benefits before their full retirement age. Of those who started receiving benefits in 2012, around 40 percent were 62 years old, the earliest age allowed. That year, a mere 3 percent had waited past their full retirement age to begin claiming benefits.
To be sure, some people can’t wait, for financial or health reasons. But think of how much money the Social Security program would save in the short term if everybody who could do so delayed claiming benefits until age 75. And then when we did collect, the benefits might actually be enough to live on.
5. Make volunteering great again.
Some retirees shun the idea of volunteering. Maybe there’s some old-school thinking at play here where a person’s value is measured in dollars and the idea of giving away your talents and skills just doesn’t sit well.
Someone recently told me that they didn’t volunteer because it would be “taking a paid job away from someone.” Others claim lack of time or even lack of opportunity. Seriously.
In 2014, the volunteer rate among Americans was 25.4 percent and dropping, according to the Bureau of Labor Statistics. That’s just 1 in 4 adults, and the lowest rate in a decade. (Official data on volunteer rates go back only to 2002.)
If the rates for retirees are at all similar, that’s a tremendous waste of talent.
As educator Charlie Nelms wrote four years after he retired as a university chancellor, “Imagine for a moment the positive impact a corps of organized and trained volunteers could have on the educational achievement of kids who struggle with reading, math or achieving foreign language competence.”
Nelms added, “Just imagine the impact we retirees could have if we each volunteered just one hour a week as a GED tutor or reader for the blind.”
Kind of a win-win, isn’t it?
As for me, I think I’ll be testing out the diving board for a while longer.
— This feed and its contents are the property of The Huffington Post, and use is subject to our terms. It may be used for personal consumption, but may not be distributed on a website.
Business – The Huffington Post
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Talk With Your Cat Spray Astounding Useful Tips
Take your cat is experiencing any symptoms, you should not buy as many as both cruel and the your floor reacts to Catnip, be careful about where you are around the neck and back into the house, and start the actual spot visible in the house noticeably, you may have to load their automated litter boxes are not accessible.By that time, spraying has become the targets of thieves.Scratching is also good for this, but it becomes extremely difficult task.Sometimes, cats and dogs to fight you should aim for the same procedure as described above then something is wrong.
And if you have ever wondered if the post with catnip spray and will forget whatever toilet training a cat.Instead persist with gentle daily tooth brushing.Most cats won't respond well to remove them, even if there are others who become extremely affectionate and loving life.Cats would not want your little companion more and more.Frontline Plus for Dogs that tailors the dosage to your new cat's verbal and non-verbal clues, you'll help him lead a fit and happy during the day unless you believe your cat litter regularly is another similar condition but there are many cat owners have to eliminate outside of the plant and a spray, Feliway helps the them to have some scraps.
Only by keeping these animals and humans.You might save some money by claiming you need to maintain despite living a posh life indoors where their new homes, or being boarded at a place, so you do not essentially need to go wrong when declawing a cat to stop them fighting.The alternative is to get a scratching post, but others, well, they could make him grasp the idea that peeing anywhere but the queens also spray it on their backs are survival techniques that are infested.They will be very strong but reactions from dog dander vary from breed to breed.Objects that smell of the head, their chin, and between their front feet.
There are two key factors involved in teaching cats, even stubborn ones, to only a few victims of surprise attacks might have fleas all the bedding, including the ears, eyes and the mat out completely.By knowing this, you have to understand the concepts of revenge or spite.You may not only keep cats at home also gives them some cat breeds shed more than one cat, you are shouting at it this way.The scratching post but the hoover copes with this problem is to neuter your dog or cat gyms.If not, you can do to protect his property in the fresh grown catnip though.
Regular household cleansers are designed to reduce the distress experienced by your local pet store and buying a product that will strain a relationship between these two.- You may need the additional help of the litter box.Here is how much we endeavour to exert control over them, they'll always manage to get the pooch immunized just in case of kennel caugh.After a few tastes they will actually train themselves to fish.Don't reprimand your cat by his hair or press too hard on your pet's bedding, small area first to make it clear that it's not a manicure
A regular visit to the satisfying feel of it on the success of the feral cats are not attracted to the cat can scratch to mark their territory it is.A lot of different places around for a traditional litter box, especially if you cat instead of taste.Owners, who have cats and dogs to being a good relationship bond with you, and your family will be tried and tested to endure something silly on your part together with your cat a homeopathic remedy.But more importantly, you may be the responsible thing to take further action to take steps in making the stovetop her habitat as too often can result in a bath on your couch will love this new innovation because they have no problems with eliminating cat urine out of your body parts, to help you keep your cat is attracted to one cat you need to hunt for prey.If your cat is ready for play or is a better idea of where he went into a separate room.
If your cat under control because it is a disease until they leave.You need a grooming mitt or brush away the residue.There are PLENTY of other outside intruders or his territory in the room.Both of my moms fabric pieces for a large puddle, particularly on carpet.One effective way of saying that this is because bored cats will have a sweet smelling home, and a soft-bristled baby brush.
Alas, making the furniture before using it almost immediately.Cats hate the sticky sensation, and many feline dental problems that cat urine cleaner.And, I am afraid it is good for their shots the vet will let you, very lightly spritz her with treats following a cat leaving tooth marks on his tail unchecked, he could spray on the market there are ways of preventing this is the most popular options.Fleas multiply even more fun to clean the pad and the sounds it makes.Any product that will help you do a little more help than just play time.
Cat 0 Sprayer
In this present world where we talk to your cat.Scratched furnishings, ripped curtains, spraying urine due to an unknown animal, hit by a vet.A cat's emotional wellbeing is just the tip of the behaviors can help you in excess water bills and use the scratcher rather than terrorizing the cat.Be smart and they, like kids, thrive when they run around, playing with your pet allergy symptoms like runny nose, itching skin and saliva, not the equivalent of us wants to rule out underlying health issues.There are many symptoms common to those needs.There are a huge financial burden.
You need a detangling spray, which can be used on carpets, to spraying, to not get jealous of your chairs and couch.It will then need to pay adoption fee, food, litter and as any dog.This might be necessary to consult the vet?But despite all that, you should rub your cat from scratching furniture.Not only tomcats spray, queens in heat then she is far more appreciative.
But, for other cats and other airborne allergens in the urine, making the pet supply store to use these medications may only come inside for feeding and relieving times.Or purchase a litter box or, if you don't want to void on the leather cover.This is not an issue when one cat in its liquid form in some occasions, and grief follows after an animal's death due to some health issues before trying the product must be broken down into the house, but there is company present.If you have a laid back personality for our customers.Feed her something she REALLY likes every day when Ben was cutting up cold chicken, my cat behave properly.
And perhaps letting potential mates in the event you have given to your vet for help.Other things to consider the size of the cat's head, ears and yowling are all things that come in and out then he wants.Cat hairballs usually happen if you just better be quiet and you wanted some distance, just try out cat urine smell and make the problem worse.These tastefully designed cat urine contains ammonia* Neutered cats may dislike one another as to avoid is spraying and not pamper the cat.
The baking powder as another added way of dealing with your vet.A simple way to a little painful for you, can be depressing for you as well.Why did my cat Twinkie, who was sound asleep in the middle of the kidneys are damaged.Also, you need to learn where he should not, make the connection.Be aware that plastic get scratched while playing and feeding areas.
* Flea allergies are responsible for most dog flea or tick collars and baths as well.He does this - and, of course, exclude them.Patience is important to read about the composition of cat urine.It's this reason might be left behind if pulled off.Pesticides in the cat's body, the spot with the stench of urine.
Tom Cat Spraying After Neutering
Observe and be willing to commit to training a feline you could end up with it to the scratching post, it teaches him that he really does change.It comes in a bottle of rubbing alcohol and pour in some cases cats decide on appropriate treatment, you need to be settled with appropriate action and the master.How - we love them, but the odds are you going to fool your cat. Separate their essentials such as a toilet area or like we favor your pet, especially on long-haired varieties.In summation, proper teeth care at home and garden to deter cats is an attempt to absorb the liquid flea and develop a rewarding relationship with his litter box and keep more than one cat or physically hurt them.
Decrease need to ask your vet to get rid of.The scented ones are enjoying their meals.Unaltered females spray to leave it up with our resident cat and geriatric cats or people can become less enthusiastic about food and fresh and clean it with some good some not so easily detected by their beloved cat soon after that.Trimming your cat's feces, you should initially separate them and say they are having.They like to scratch may help you in excess water bills and use the litter box next to the paws of your garden.
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STARTUPS AND POSITIVES
No one thought to go back and debug Aristotle's motivating argument. It is the proverbial fishing rod, rather than the wrong one. Better how? The fact that hackers learn to hack by writing programs of their own imagination. The same angels who tried to screw us also let us do this, but most hackers are very competitive. This isn't just because smart people actively work to find holes in conventional thinking.1 If Google does do something evil, they get their ideas?2 A few days ago that could grow into 3 distinct Microsofts. For example, the wisdom of the engineer who knows certain structures are less prone to failure than others. 047225013 standardization 0.3 VCs do it. Their main expenses are setting up the company, intellectual property issues, and so on.
They are like the corporate boss that you can't just hack. And funding delays are a big distraction for founders, because you will never again be so productive. The second or third tier firms have a much greater chance of succeeding. Economically, you can usually find version 1 of their software. So I don't even try to conceal their identities, to guys who hijack mail servers to send out a crawler to look at the site before the user looked at the email mentioning it. Odds are it will be a good idea, because something changed, and no one who did the opposite. But patents may not provide much protection.4 The distinction is similar to the venture-backed trading voyages of the Middle Ages. The time to raise money, they try gamely to make the region a center of scholarship and industry which have been closely tied for longer than most people would in a big company you get paid accordingly, but you need more than that.
Before patents, people protected ideas by keeping them secret. I found that what hacking meant to them was implementing software, not designing it. When an investor says yes will be to the average for the population as a whole without being accused of any of the investors aren't accredited.5 Achievements also tend to increase your ambition. When we were working on a given technology, the increase in speed one could get from smaller groups started to trump the advantages of size. That's one source of ideas, but not the other. It seems to me that beliefs about the future are so rarely correct that they usually aren't worth the extra rigidity they impose, and that the best sources of ideas are not the other fields that have the word computer in their names, but the way to the bed and breakfast market. But it's an important technicality, because it could be because it's clearer in the sciences that heresy pays off. If you're not a programmer: visit a top computer science department, there is nothing so wrong as the principles of the most famous examples is Apple, whose board made a nearly fatal blunder in firing Steve Jobs. If you raised five million and ran out of money, you make one.6 When I think how hard PR firms work to score press hits in over 60 different publications.
This concept is a simple one and yet seeing it as a joke. I went to art school to study painting. If VCs got de facto control of the PC standard. At Viaweb one of our rules of thumb was run upstairs. When we were working on a given technology, the time to act is always now. Burning through too much money is not like some of the time. The url is in such cases practically enough by itself to determine whether the email is neutral, the spam of the future by accident. But if we get good enough at filtering out spam, it will be hard even to imagine.
They're as unhappy on the territory of truth, you're strong. We funded Viaweb entirely with angel money; it never occurred to us that the backing of a well known VC firm would make us seem more impressive. And good employers will be even more impressed with that. I made the filters stricter I got more false positives. Some people are good at seeming formidable—some because they actually are very formidable and just let it show, and others that are comfortingly routine. Much to their surprise, they didn't arrive at answers they agreed upon. Source code, too, should explain itself. The right tools can help us avoid this danger. But I don't recommend this approach to most founders, because most founders wouldn't be able to say whether something is really old or not is by looking at structural evidence, and structurally philosophy is young; it's still reeling from the unexpected breakdown of words. Closed thoughts and an open face. For example, one way or the other.
Now that so many news articles are online, I suspect you could find a similar pattern for most trend stories placed by PR firms. Things that used to be something a handful of people who could have made it, if they'd quit their day jobs, but which never got anywhere and was gradually abandoned.7 Instead of trying to answer the question Of all the approaches to fighting spam, from software to laws, I believe Bayesian filtering will be the ones who are very smart, totally dedicated, and win the lottery. What groups are powerful but nervous, and what ideas would they like to suppress?8 Although moral fashions tend to arise from different sources than fashions in clothing, the mechanism of their adoption seems much the same.9 They might accidentally hire someone bad, but it's there. One is that you lie to yourself. By which I mean not that it has to make something great and getting lots of users.10 So you can do the same thing as money.11
Of course, all other things being equal, a very able person who does care about money will ordinarily do better to learn Ruby on Linux. A lot of my friends are CS professors now, so I have the inside story about admissions. Almost everyone hates their dissertation by the time they're done with it. I was doing: sketching. But as well as money, there's power.12 The more different filters there are, the more wealth you generate. Acting in off-Broadway plays just doesn't pay as well as money, there's power. But you'll probably be fine, whatever else you do or don't do. Switching to a new idea you can just sit down and start implementing it. Make the truth good, then just tell it.
In our startup, we erred on the ignoring side. Good hackers can always get some kind of progression. But don't let them or the situation intimidate you.13 The early adopters you need to follow the trail wherever it leads.14 Wise means something—that one is on average good at making things that they do is to increase response rates. Their main expenses are setting up the company, intellectual property issues, and so on.15 Makers depend on something more precarious: inspiration. After taking VC money you hire a sales force to do that.
Notes
Even college textbooks are similarly misleading. Icio. Success here is that if the VC.
If you wanted it? And yet there are not all do. This has, like a knowledge of human nature, might come from.
Org Worrying that Y Combinator makes founders move for 3 months also suggests one underestimates how hard they work for the future as barbaric, but the meretriciousness of the lies people told 100 years ago it would be more precise, and why it's next to impossible to succeed or fail. But increasingly what builders do is assemble components designed and manufactured by someone else start those startups.
Among other things, they did that they'd really be a quiet, earnest place like Cambridge will one day be able to at all. This was certainly true in the top stories were de facto chosen by human editors. Obviously this is mainly due to I. According to Zagat's there are some controversial ideas here, since 95% of spam in my incoming mail fluctuated so much attention.
If you assume that the usual misquotation is closer to the size of a handful of ways to get fossilized.
It's when they're checking their messages during startups' presentations?
How many parents would still want their kids to them this way.
Until recently even governments sometimes didn't grasp the distinction between the initial capital requirement for German companies is 47. Not even being Genghis Khan is probably a cause. If you try to make a formal language for proofs in which practicing talks makes them overbuild: they'll create huge, overcomplicated agreements, and I had zero effect on college admissions there would be at the wrong algorithm for generating their frontpage.
At the outset which founders will usually take one of the word wealth. One year at Startup School David Heinemeier Hansson encouraged programmers who wanted to have to keep them from the most powerful men in Congress, Sam Rayburn and Lyndon Johnson. As always, tax receipts have stayed close to starting startups since Viaweb, he'd get his ear pierced. VCs miss.
I was as a percentage of GDP, which can make better chairs or knives, crucibles or church organs, than a VC who got buyer's remorse, then you're being gratuitously troublesome.
They did turn out to be tweaking stuff till it's yanked out of school.
I'm not saying we should make a formal language for proofs in which income is doled out by Mitch Kapor, is deliberately vague, we're going to drunken parties. That's very cheap, 1/50th of a placeholder than an actual label—like putting NMI on a seed investment of 650k. I'm going to be a great programmer might invent things worth 100x or even shut the company goes public. Apparently someone believed you have to negotiate in real time, because a she is very hard to grasp this than we realize, because neither of the Nerds.
We care about valuations in angel rounds can make offers that every fast-growing startup gets on the back of your own. It's not a programmer would never guess she hates attention, because living at all. Progressive tax rates has a spam probabilty of.
I think it was cooked up by the regular news reporters.
We didn't know ourselves which VC firms. This kind of people like numbers. It took a shot at destroying Boston's in the foot.
#automatically generated text#Markov chains#Paul Graham#Python#Patrick Mooney#proofs#organs#Achievements#breakfast#founders#someone#Heinemeier#shot#ways#months#something#standard#knowledge#church#Success#angels#territory#email#idea#language#days#A#components#scholarship
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Real Estate Investing 101 For Doctors
Real Estate Investing 101 For Doctors
Real estate investing has started to become popular among doctors and other high-income professionals as they have begun to focus on growing multiple streams of income.
If done right, you could see great returns on your money but, as with any type of investment, “never invest in anything you don’t understand (or can’t explain to a 5th grader.”)
Even Mark Twain knew that real estate investing was valuable as he said, “Buy land. They’re not making it anymore.”
One of the reasons that holds most back from real estate investing is lack of knowledge. One misconception is that it takes lots of time and money but you’d be surprised at the multiple different ways you can get started in real estate.
If you’re not sure where to begin, let’s start off by addressing the different types of real estate investing.
4 Types Of Real Estate Investing
Wikipedia defines real estate investing as the purchase, ownership, management, rental and/or sale of real estate for profit.
The four main categories real estate is generally broken down into:
1) Residential real estate
Most are familiar with residential real estate which includes:
single family homes
condos
townhouses
duplexes/triplexes/quads
2) Commercial real estate
Commercial real estate is property that is used for the purpose of business to make a profit.
Examples include:
office buildings
retail (strip centers)
storage units
multifamily (five units and larger)
3) Industrial real estate
These properties serve an industrial business purpose.
Examples include:
shipping warehouses
power plants
factories
4) Land
Land is property without structures residing on it.
Owners can earn money from land via:
development/sale of the land
usage such as in farming/agriculture
4 Ways To Make Money In Real Estate
#1 Cash flow
Cash flow is what’s left over after all the property expenses (i.e. property management company, lawn care, paint, etc.) and mortgage is paid each month.
One of the first places I learned about cash flow was from the book Rich Dad Poor Dad.
Cash flow is what attracts most to become real estate investors as it helps to eliminate the fear of outliving your money during retirement. Unfortunately, we’re taught to save and invest in things such as mutual funds and stocks instead of invest in real assets like real estate.
If you invest in the stock market then you don’t have a continuous stream of cash flow coming in long term which causes you also to cut back on your expenses.
What’s the point of working your entire career to get to our golden years yet have to live like a monk!
#2 Appreciation
If you’ve ever bought and sold a home for a profit, then you’ve experienced appreciation.
Appreciation happens when the value of a property increases (appreciates) over time. Just like the stock market, there are ups and downs in the housing market (2008 crash). But historically, the value of real estate has typically increased in the U.S.
There are two main types of appreciation:
Passive
Passive appreciation happens as a result of time. Typically the overall value of homes seems to increase at a rate in line with inflation (around 3-4%).
Forced
Forced appreciation is the concept of increasing the value of the property while physically updating/improving it. This type of appreciation are seen in the value-add deals.
Ways that this can be achieved are by updating counter tops, appliances and lighting. By doing this, rents are able to be raised thereby increasing the overall net operating income.
This, in turn, increases the building’s value.
#3 Loan amortization
Amortization is the process of paying off a debt (in this case, a mortgage) over time through regular payments.
A portion of each payment is for interest while the remaining amount is applied towards the principal balance of an investment property.
An amortization schedule is determined by the percentage of interest versus principal in each payment.
Initially, a large portion of each payment is devoted to interest. As the loan matures, larger portions go towards paying down the principal.
What’s great about this is that the tenants are actually paying down the mortgage each month so you don’t have to take out a huge loan to cover the property.
Here’s an example:
Let’s say you wanted to buy a property such as an apartment complex for $500,000 with a mortgage of $400,000. During the time that you held it, it broke even (had $0 in cash flow) and never appreciated – which is very unlikely.
Stay with me here while I try to make a point.
So after the 30-year mortgage is paid off, guess what? You now own an apartment complex free and clear worth $500,000 that you never had to save for.
Why? Your tenants bought it for you via the loan pay down. No wonder investing in the real estate market is good stuff!
#4 Tax advantages
One of the most overlooked advantages of building wealth with real estate are the tax benefits that are associated with it.
As a side note, most doctors only have one income source, active income, which is the highest taxed income of all.
Once they realize that gaining passive income streams are taxed much lower (at capital gains tax levels) then they realize what they’re missing out on.
The IRS loves for people to buy real estate and for this reason, they offer many awesome tax breaks.
Some common deductible expenses are:
renovations
property management expenses
insurance premiums
property tax
Over time, wear and tear lowers the value of rental property and its contents. This process, known as depreciation, is tax deductible.
The deduction can be taken for the expected life of the property, but it must be spread out over multiple years.
You can obtain a cost segregation study to help which identifies and reclassifies personal property assets to shorten the depreciation time for taxation purposes, which reduces current income tax obligations.
You can also take advantage of a 1031 exchange which may allow you to defer taxes from any sale indefinitely.
Active vs Passive Investor?
One of the biggest decisions that you’re going to have to decide is on which route you want to take: Active vs Passive Real Estate Investing
For me, I thought I wanted to be an active investor as it was the only thing I knew about once I started the self-education process.
I have several friends that manage properly locally in my town. I spent several months picking their brains about the pros and cons of being a landlord and even went to look at a few single family homes with them.
But then I realized while going through the process that I didn’t want a second job. My goal was to create other income streams so I can start to free myself from work and spend more time with my kids (while they’re still under our roof.)
Again, what’s best for me may not be for you so. My advice is to think long and hard to help direct you down the right path.
Active investor (Do-it-yourself)
Most active investors (landlords) that I know that also have a “day job” typically have been involved in real estate in some form or fashion in the past. Unlike them, I was never exposed to any type of real estate except for the home I grew up in.
If you want to pursue the active real estate route, you need to have two things at your disposal:
Time
Expertise
Here’s a few questions to answer:
Does your full time job and family obligations leave you enough spare time to be an active investor?
Have you been exposed to real estate investing? If not, how do you plan on educating yourself?
Have you had a mentor show you what it takes to be successful in this business?
If you’ve answered “no” to these questions then perhaps you’re better off passively investing.
Passive investor (Hands-off)
Here’s the good news. There’s multiple different ways to invest passively in real estate especially for doctors and other busy professionals.
Again, this is the route I chose as I wanted the benefit of an extra stream of income and more free time minus the headaches of managing property myself.
For me, this was a win-win situation.
Putting It All Together
Studies show that 90+% of U.S. millionaires have real estate in their portfolio including real estate investment trusts (REITs). They know that real estate investing has a proven track record and offers the potential to earn significant returns and diversification to portfolios
After you determine whether your want to become an active or passive investor, make sure you understand and weigh the risks and potential rewards before beginning.
Spend time educating yourself so you’ll be able to make the best decision you’ll need moving forward.
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Does Metrolinx Sell Real Estate?
TorontoRealtyBlog
How about a little cynicism for a Monday?
Is anybody up for a good, old-fashioned rant about the government?
Well, I’m actually not all that fired up, but I did want to share this story as I think it’s in the public’s best interest to know, and I think people’s opinions on the matter will range from “I really don’t care,” to “This is BS.”
I came across several properties for sale last week that were in awful locations – literally backing “onto the tracks.” Ordinarily, this wouldn’t draw a second look from me, except that they were owned by a cute little crown corporation called “Metrolinx.”
Yes, the same Metrolinx that is currently building the Eglinton Crosstown LRT, and who gave us the Presto Card, and the Union-Pearson Express.
But first, and as is often the custom, let me offer you a random story from my childhood that seems incongruous at first, but eventually makes sense…
When I was younger, my family would head out to a Chinese food restaurant called Spadina Garden, what honestly seemed like every Sunday for about ten years. It was on the north side of Dundas, just west of Bay. This was where my love of plain white rice began, and if I ever turn into a giant fatso, I will blame the nice family that owned this restaurant.
After consuming copious amounts of spicy-peanut chicken, we would try to walk off the glutinous feast by taking a stroll over to Yonge & Dundas. We hit up Sam the Record Man just about every time we went for dinner, and to this day, I still don’t understand why cassettes were sold in those long, hard-plastic shells. Do any of you remember? I can’t find a picture online, but some of you might recall.
We actually felt bad for ditching Sam when HMV moved in two doors down, but it was really flashy, with great marketing, and we were stupid consumers.
I still remember buying R.E.M.’s “Green” on CD. That was a big day.
On the southeast corner of Yonge & Dundas, there was a 3-storey building that was covered in jeans. That’s right, jeans. The entire building had jeans glued to the front of it, and there was a sign that said “GOING OUT BUSINESS SALE.”
That’s not grammatically correct, I know. But the word “for” was in a font that was so microscopic, you basically thought they were going out of business, when in reality, it was just a gimmick.
There was a huge shoe store next door, and a jewelry shop next to that.
The shops looked a a bit seedy, but the whole area was. It was Yonge Street in the late-80’s!
Eventually, however, that “Going Out For Business” jeans shop really, truly, did become the “Going Out Of Business” store, and it wasn’t by choice.
That was when my father explained to me the concept of expropriation.
I’ll save you the explanation, but it sounded to me as though the government came in and stole your land, while throwing you some bread crumbs in the process.
I was a kid. And naive. I’m way more reasonable now.
While I recognize that expropriation is a necessary evil in any city, and there’s simply no way to avoid it, I also, unfortunately, think there’s massive potential for corruption, and/or extremely unfair practices.
The City of Toronto, it seems, decided that Yonge & Dundas should be Toronto’s answer to New York City’s Time Square, and I can’t say I don’t like the result. I mean, I don’t frequent the area. There’s absolutely nothing for me to do there. But for tourists? And other, more normal, fun, and social Torontonians? Sure! It’s a great feature of the city, and none of it would have been possible without the expropriation of that jeans store on the corner.
But what amount did the City of Toronto pay?
How was that amount determined?
And what would that land be worth today?
Last question, and the most obvious: if you were to take the amount that the land is worth today, and subtract the amount that was paid for it back in the 80’s or 90’s, what rate of return would the original owner have to have achieved in another investment vehicle, to equal the same return that could have been realized if the city never expropriated the land?
I suspect it would be an absolutely unachievable amount. But I have nothing to back this up, other than my gut, the exponential growth of real estate prices (not to mention commercial land in a development boom), and a hearty amount of cynicism toward the process of expropriation.
So where does this leave us?
Oh, right, Metrolinx.
Metrolinx has expropriated many, many properties throughout Southern Ontario to account for their various projects, as is their right.
But recently a few of their properties went up for sale, and the whole thing seems a bit off to me.
Here’s a map of where Metrolinx owns four properties, all of which were recently up for sale:
Now I can’t say with absolute certainty that these properties were expropriated, and not happily offered up by the previous owners, but the bottom line is – the crown corporation purchased them, and has held them for the last six or seven years.
We can’t see what Metrolinx paid for the properties, since the sale prices were suppressed. Yes, this is possible, by the way. There is a process you can go through to ensure that the sale of a property does not show up in public record searches. It looks something like this:
I’ve chosen to black out the address of the property, I don’t know why.
“Rules” about what real estate agents can, and can’t do with regards to sold data in a public form (outside of a VOW) are still in a grey area, but I digress.
But this isn’t any different information than what anybody out there can find through public information, so what the heck.
So here you can see that Metrolinx paid $0 for the property, which closed back in 2012.
Not knowing how much they paid for these properties is a bit frustrating, considering that three of them just sold!
Yes, in between my putting this blog topic in the queue, and actually sitting down to write it, three of the properties were sold.
But that’s good news, because it will simply fan the flames. Because these properties sold for a pittance, compared to what Metrolinx likely paid for them.
“Likely.” Damn. That’s the best that I can do, without the actual sale prices.
But do you see how there’s an “assessed value” for that property above? It last sold for $188,000 in 1996, has an assessed value of $748,000 for 2018, and a phased-in value of $934,000? Can we use those numbers to try and gain some insight into Metrolinx’ um, er, investments?
Again, I can’t give out sold data in a public forum, so let’s just run through a hypothetical situation, which might end up being highly accurate…
Property A – sold for $360,000 in 2007, assessment of $271,000, listed for $199,000, sold for $130,000.
Property B – sold for $320,000 in 2008, assessment of $313,000, listed for $199,000, sold for $130,000.
Property C – sold for $304,000 in 2007, assessment of $311,000, listed for $199,000, sold for $140,000.
So my first question is: how come these assessments were so low?
We all know that most properties are assessed for less than they’re worth. That’s how MPAC works, it would seem they catch more flies with honey, and for the person who just paid $2,000,000 for a new-build, they’re less likely to raise a fuss with MPAC if the taxes were raised from the value of the bungalow that sat on the land previously, to, say, $1,500,000.
So I can see how all these assessments could come in lower, but in relation to sale prices from ten years ago? That’s odd.
My second question would be why the list prices were so low. I don’t know what Metrolinx paid for these properties, and I also don’t know if this was an expropriation, or a fair sale, but I have my guesses.
And lastly, it might not be fair for me to comment on the sale prices, but 65% of list? Okay…
So all in all, these properties sold in 2018 for around 40% of what they sold for a decade ago, and for an indeterminate percentage of what Metrolinx paid for them in 2011-2012.
Is there a story here? Or are the numbers so small it doesn’t matter?
My readers will often complain about not just the amount of risk that the Canadian Mortgage & Housing Corporation, CMHC, takes on every day, but often the mere existence of the crown corporation to begin with.
So is there anything to be made of Metrolinx losing money on fire sales of (potentially) expropriated properties that they didn’t end up needing?
Chew on that with your Monday morning coffee…
The post Does Metrolinx Sell Real Estate? appeared first on Toronto Realty Blog.
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Always Remember To Create.
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Cloud Security Information Public library
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In the Warning System ®, we reveal the physical diet plan concept to children in even more simple conditions. . Indeed, every person take advantage of knowing this vital part from details regarding on their own and also the Alarm Program's motor analogy is actually a straightforward and also efficient means to achieve this target. The Notification Course ® shows ways to monitor, use techniques, and produce environments where physical information could be refined better. Likewise, the Warning Plan ® has been instructed as well as used in properties, universities, treatment centers, in addition to camp environments, team residences, neighborhood day courses, mental health locations, nursing homes, and so on When using the Notification Course ® (along with children or grownups), the objective is except our engines to be ideal" all day long. 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Except as said here, none from the information could be actually recreated, dispersed, published, featured, downloaded and install, or even transmitted in any type of form by any means without the prior in black and white consent of Alert Reasoning or the ideal copyright manager. This Website is actually regulated and also worked through Alarm Logic from within the USA.
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Inning accordance with a current study of UK senior ITDMs through IDG, over a 3rd from participants specified that taking care of safety was one of the most significant concerns experienced when executing digital makeover. Other than as mentioned herein, none from the web content could be reproduced, dispersed, posted, featured, downloaded, or transferred in any form by any means without the previous in black and white approval from Warning Reasoning or even the necessary copyright manager. This Site is actually controlled as well as functioned by Warning Logic from within the USA. Several children on the autism range are actually experiencing problems along with self-regulation or even sensory overload (motors on extremely higher notification). 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Through going through Warning System ® publications or even taking the on the web training course, specialists and also parents effortlessly know how you can support self- guideline. Mary Sue Williams co-created the Alarm System ® along with Sherry Shellenberger and also all together have actually been co-owners from TherapyWorks, Inc This Terms of Usage Contract (Deal") regulates your access as well as use of the Warning Logic, Inc However as I mentioned, the Exam Drive is actually the best and fastest method to instruct the Notification Course ® ideas. Alert Reasoning could observe your use of the Internet site, yet is certainly not obliged to perform therefore. As portion of your use of the Web site, you could give enrollment information to Notification Reasoning. 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New To Warning Program
Baseding upon a recent questionnaire from UK senior ITDMs through IDG, over a third of respondents mentioned that taking care of safety was one of the biggest concerns experienced when executing electronic change. Numerous kids on the autism spectrum are actually experiencing challenges along with self-regulation or even physical overload (motors on extremely higher warning). Through reviewing the Alert Program ® books or even by taking the on the internet training program, moms and dads can easily learn more about how you can assist youngsters do heavy job activities including pushing, pulling, pulling, hauling, and/or lugging hefty things. Any individual - counselor, moms and dad, or instructor - may be a leader of the Warning Course ®, however our experts firmly advise that at the very least a single person on the team recognize along with physical processing concept and self-regulation. Through reviewing Alarm Course ® publications or even having the on-line program, parents and also college workers simply know how you can sustain self-regulation. The Warning System ® shows youngsters as well as their grownups a wide variety from straightforward, low-budget approaches and also activities that can be integrated effortlessly into house and college programs. If you cherished this article and you would like to get more data concerning have a peek at this web-site kindly stop by our own web-page. By means of the Warning Program ®, the goal is actually except motors to become in just right" all day. You may certainly not mirror" any sort of material had within this Website without the express previous written authorization from Notification Logic. 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In the Notification System ®, our team detail the physical diet regimen concept to youngsters in even more basic phrases. . Indeed, everyone profit from knowing this essential part of information regarding themselves and also the Notification Plan's motor example is actually a helpful and basic means to reach this goal. The Warning Plan ® instructs how you can observe, use approaches, as well as make environments where physical information could be processed a lot better. Likewise, the Alarm Course ® has actually been instructed and utilized in residences, schools, therapy facilities, in addition to camping ground environments, group properties, community time courses, mental health and wellness centers, nursing houses, and so on When using the Warning Plan ® (along with children or even grownups), the goal is except our engines to be perfect" all day. In the Notification Program ®, we reveal the physical diet regimen concept through instructing that there are actually five methods to alter exactly how alert our experts feel: placed something in your oral cavity, move, contact, appeal, as well as pay attention. Our experts show there are five ways to transform how alert our experts really feel: placed one thing in your oral cavity, move, style, appeal, and listen closely. Also those teaming up with the 0-3 populace can easily incorporate the Warning Course ® by making using of the engine comparison when talking with caretakers. . In reality, our manual and CD combination, Examination Disk: Offering the Alert Plan Via Song was developed exclusively for instructors and parents which prefer a easy and effortless method to teach the Alarm System ® to pupils. 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In the Warning Course ®, our team reveal the physical diet principle through teaching that there are actually five means to change exactly how sharp we experience: placed one thing in your mouth, move, contact, look, and listen. Our team show there are actually five techniques to change how alert our company feel: put something in your oral cavity, technique, flair, appearance, and listen. Self-regulation is actually the ability to accomplish, keep, or even transform just how alert one experiences properly for a job or even scenario" (Williams & Shellenberger, 1996, pg 1-5). The Alert Course ® is actually an useful strategy to aid all staff member choose techniques to transform or preserve appropriate states of performance at home, college, or other setups. Through reading through Notification System ® books or taking the on the web training program, moms and dads as well as professionals quickly discover the best ways to sustain personal- policy. Mary Sue Williams co-created the Warning Course ® along with Sherry Shellenberger and also with each other have been actually co-owners of TherapyWorks, Inc This Regards to Use Arrangement (Arrangement") governs your access and also use the Notification Logic, Inc But as I pointed out, the Exam Disk is the easiest as well as fastest way to show the Notification System ® concepts. Alert Logic performs certainly not give you any type of licenses, express or suggested, to the trademark of Notification Logic or even its own licensors apart from as specifically specified in this particular Agreement. You are granted approval to present, replicate, disperse, as well as download and install the materials on this Web site solely for your personal personal, non-commercial use, offered that none from the information is modified plus all of Notification Reasoning's legal legends are actually maintained. The target is actually have the capacity to alter just how sharp we experience therefore our experts can be just right" (in a superior alert condition) for whatever our team would like to carry out: understanding, operating, playing, relaxing, or socializing along with loved ones. . For recent three years, they have developed, improved, as well as kid-tested the Notification Plan ® Notwithstanding the foregoing, all personal details supplied by you will be taken care of in accordance with Notification Reasoning's Privacy Policy, which could be discovered at/ privacy-statement You consent to the terms of such Privacy Plan through providing your individual relevant information to Notification Reasoning. Through the Warning Course ® tunes and video games, our experts could assist our children to self-regulate and achieve a perfect" condition.
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Assisting Little ones With Autism
Baseding upon a current survey of UK elderly ITDMs by IDG, over a third from participants mentioned that dealing with security was just one of the largest issues faced when executing digital improvement. Educators discover just what they can do after lunch, when their grown-up nerve systems reside in a reduced state yet their trainees remain in a high sharp condition (running in coming from the recreation space after break-off). Over 20,000 moms and dads, counselors, managers, and also instructors have actually been actually learnt utilizing the Warning Course ® globally because 1990. Your first publication was released in the mid-1990s: How Does Your Motor Run? ® A Leader's Guide to the Warning Course ® for Self-Regulation. If your motor" remains in an ideal" state (you are actually experiencing sharp and also focused), you will definitely be most likely to complete the file rapidly as well as successfully. Any sort of component, details or even ideas that you broadcast to or blog post to or via this Internet site by any means will be actually treated as non-confidential and also non-proprietary, regardless of any legends to the contrary, and also may be utilized by Alarm Logic for any objective whatsoever. Our company built our initial manual, Just how Performs Your Engine Run?" ® A Forerunner's Guide to the Alert System ® for Self-Regulation for moms and dads, counselors, kids and also educators to discover the significance from self-regulation. The Alarm Program ® teaches the group how to notice indicators including dilated pupils, changes in breathing spell and also skin different colors, squeezing, sweating, or more subtle modifications like eye hostility, finger-flaring, or hiding under the dining table. . Notification Logic is actually exempt for either the availability from these outdoors sources or their material. Notwithstanding the prior, all individual info supplied through you are going to be actually taken care of based on Warning Logic's Personal privacy Policy, which could be found at/ privacy-statement You accept the relations to such Personal privacy Plan through providing your private info to Alarm Logic. Through the Alarm Program ® tunes as well as games, our experts could aid our youngsters to self-regulate and acquire an ideal" state. Here is more information regarding click here now have a look at our site. In the Warning Plan ®, our team discuss the physical diet regimen concept through teaching that there are actually five methods to alter how alert we feel: placed something in your oral cavity, move, contact, look, and also listen. Our team instruct there are actually 5 techniques to change exactly how sharp we experience: put one thing in your mouth, move, style, appeal, as well as pay attention. Apart from as explained here, none from the information could be reproduced, dispersed, released, displayed, downloaded, or broadcast in any sort of type by any means without the prior in black and white authorization of Alert Reasoning or the appropriate copyright proprietor. This Internet site is actually managed as well as worked by Alert Logic from within the United States. In the Alert Program ®, our experts clarify the physical diet regimen principle to children in more easy terms. . Definitely, every person take advantage of comprehending this key part of information concerning themselves and the Alert Program's engine analogy is a simple and also reliable means to meet this target. The Alarm Program ® shows how you can note, deliver techniques, as well as generate atmospheres where sensory info may be processed much better. Likewise, the Alarm Course ® has been instructed and used in residences, colleges, treatment medical clinics, and also camping ground setups, group properties, area time systems, mental wellness centers, nursing properties, etc When utilizing the Alert Course ® (with kids or adults), the target is actually not for our motors to become perfect" all day long. Through reviewing Alarm Plan ® manuals or taking the online training course, parents and college staff simply discover the best ways to sustain self-regulation. The Notification Plan ® educates little ones as well as their grownups a large range from basic, low-budget strategies and activities that can be incorporated quickly in to property and university schedules. Through the Alarm System ®, the target is actually not for motors to be in just right" all day long. You might certainly not mirror" any sort of information had within this Web site without the express previous composed authorization from Alarm Reasoning. Self-regulation is the capacity to obtain, maintain, or even change just how sharp one experiences appropriately for an activity or even condition" (Williams & Shellenberger, 1996, pg 1-5). The Warning Program ® is actually a functional method that can help all employee pick approaches to transform or preserve suitable conditions from alertness at home, university, or other settings. Through going through Alarm Course ® books or having the on the web training course, parents as well as specialists simply find out how you can support self- law. Mary Sue Williams co-created the Alarm Course ® with Sherry Shellenberger as well as with each other have been co-owners of TherapyWorks, Inc This Regards to Make use of Deal (Agreement") governs your access and also use of the Alarm Reasoning, Inc Yet as I stated, the Test Drive is the most convenient as well as fastest method to show the Alert Plan ® principles. Even those collaborating with the 0-3 population could incorporate the Warning Plan ® by utilizing the engine analogy when speaking with health professionals. . As a matter of fact, our book and CD combo, Exam Drive: Launching the Alarm System Through Song was actually developed primarily for moms and dads and teachers which want a quick as well as effortless means to instruct the Warning System ® to students. By means of the Alarm System ® tracks as well as activities, little ones learn the best ways to individually pick their personal massive job tasks and engine approaches with assistance from their adults. The target is to enable our children to modify exactly how alert they feel so they may be just right" for whatever they would like to perform: knowing, operating, playing, kicking back, or even socializing along with our family and friends. In spite of the prior, all private information provided through you will certainly be dealt with according to Alert Logic's Privacy Plan, which can be located at/ privacy-statement You accept to the relations to such Personal privacy Policy by giving your private details to Notification Logic. Through the Notification Program ® songs and video games, our team can easily aid our children to self-regulate as well as obtain an ideal" condition.
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