#how to buy out a loan
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assetalliance · 1 year ago
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cinnamonest · 2 years ago
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Male Majority AU brainrot has consumed me once again. Also cucking because we love it. Dropping this blurb here for no special reason, hoping you like it nonetheless hehe
Alhaitham is quite surprised when he finds out Kaveh got himself a girl. It was apparently, after his graduation right as the popularity of the architect spiked up. Before said architect fell into crippling debts as well. Only someone as brash as Kaveh wouldn’t see it coming, wouldn’t be prepared for that outcome. So it’s not as surprising to Alhaitham when his senpai beg him to house him and his girl. He accepts, though not without a price of course.
You see, Alhaitham has never paid much attention to the other sex before. Of course he has seen women, the Grand Sage, the Darshans, anyone of power has one always stuck to their side. Those higher-ups loves to brag, and frustrate Akademiya students even more since it’s practically impossible for anyone who hasn’t graduated to get a woman for themselves (and even then, it depends on how successful you are— beside, it’s difficult taking care of a being so delicate when you never have free time). But now that you’re here, living with him, he realises what he’s been missing.
You’re a bit shy, always worry about not bothering him, and you stiffen when he addresses you. You’re still adamant about showing how thankful you are for this housing arrangement though. While he’s working or reading at home, you always bring him water and snacks now and then. Always call him ‘sir Alhaitham’ or ‘master Alhaitham’. You try your best to greet him when he comes home, to compliment him, ‘W-well done at work today’ and it makes him laugh because you obviously have no idea what his job is. He acknowledges your efforts, but small things like you— they’ll never reach even an average man’s intelligence (you seem aware of that at the very least.).
He feels a bit bad for you too, your owner can’t see past his own nose. Kaveh does his best taking care of you, cuddling you, bringing you gifts, even ask your opinion on some of his architectural projects but he never tries to listen to you, does he? Anytime he finds you two interacting, the architect runs in-between screeching ‘Don’t speak to my darling you lunatic, you’ll corrupt my beloved! Are you alright sweetheart, he didn’t touch did he ?’. Such reaction only makes Alhaitham want to try to get closer to you more and more, see how far he can get away with things.
So he does, small touches here and there that ends up in cuddling sessions, bringing you some gifts now and then. ‘I need your presence at the Akademiya, please put this on and stick close to me.’ You’re unsure about putting the collar with a clear Alhaitham’s…. Yet you’re aware you don’t have a say in this, only following his order. You won’t do anything the whole day beside being arm candy, But what can Kaveh do about it, under the threat of removing him from the house? It teaches him a lesson as well— who is dumb enough to end up almost homeless while owning a girl? He truly doesn’t realise the danger he put you through there.
Perhaps Alhaitham should look into putting you into shared ownership. Stealing a girl is illegal of course, but cases of women who got a second owner because the first one fell under tough times aren’t unheard of. He’s getting tired of waiting, he’s been looking forward to bedding you for a while now.
AHHHHH I love this, Kaveh WOULD make a horrible financial decision like that lmao. Even in general it would be so awful, Alhaitham would absolutely be that third wheel that gets constantly inconvenienced because the other is constantly making adjustments and doing things without asking first lmao
Also since there's no like canonical heights to my knowledge, there's one part mentioning reader being comparatively shorter than them
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To be fair, it's an act of benevolence to begin with. This unjust world is a constant weight on Kaveh's heart and mind, he's one of the most unfortunate people to have to exist in this universe, given he's such a bleeding heart. They have those charities and such that are supposed to advocate for better conditions and humane practices for the poor girls, and he's emptied his pockets for those more than once.
But buying one was not a selfish act, no. It may just be one, sure, and there are still plenty more suffering out there, but at least he can sleep well at night knowing he has made a difference, even if it's just in one person's life. After all, it was so pitiful and heart-wrenching, passing by those markets in town all the time and seeing them put in cages and look so miserable, he HAD to get one. It weighed on his soul, you know?
Such is how he justifies it, when questioned on it. He's doing a good thing. He's very happy about it initially, too.
Granted, it's not particularly normal for someone of his current economic status to make this decision, even pre-debt, it's not like he's super filthy rich or anything. He may or may not have taken out a loan... but no big deal... right...?
It's also true that neither of them have had any real opportunities to interact with the opposite sex — the Akademiya, of course, has no female students. Well, except for the fact that there's actually been a few cases of some particularly brazen, stupid girls being caught managing to disguise themselves for some time in attempts to get educational certification (presumably try to maintain the act long enough to become self-sufficient), but of course it never lasts long and is swiftly dealt with, given that students are incentivized by the policy that if someone discovers and rats a girl out to the institution, that person will get to keep her. But regardless, neither of them ever encountered such a thing.
Poor Kaveh is rather awkward at first, but he openly acknowledges that -- that is, he's more just awkward rather than shy, has no trouble being up-front and transparent about never having spoken directly to or been so close to a female before. He's pretty confident in his capability to be a good owner, though, he's done a lot of research and knows how to be sensitive and careful.
It's a fascinating experience, though. He's very touchy, and not even in a sexual way, often just reaching out to brush his hands over your skin, almost in a sort of awe. He realizes that for whatever reason, he had more or less subconsciously thought of them to be like inorganic objects, perhaps in part due to having spent almost more occasions seeing them portrayed in statues in architecture courses than in real life (which is very common -- no matter what nation you look at, one learns that in the anthropological sense of things, females are constantly made the subject of art, music, marblework, poetry, and virtually every other aspect of culture, often by men who have very little experience with real-life ones beyond their own mothers and the occasional few hours with prostitutes).
So it almost feels surprising to be reminded that you are made of flesh and blood, and thereby are, in fact, soft and warm and fleshy. It's an exhilarating feeling, holding onto you, even just the slightest touches and wrapping arms around you gives him a sort of natural chemical high, a buzz that's nearly overwhelming. Which, sure, he's heard described before, and has even read about quite extensively in anatomy and biology in the first years of general education, but experiencing it for oneself is totally different, and far more intense of a feeling than he had imagined.
He's really one of the best possible owners you could get, though. Very caring and doting, often to a point that it's suffocating.
And, of course, protective... which becomes an odd dynamic when he's forced to seek alternative living situations and you end up living with Alhaitham, seeing as most protective people probably would not be comfortable with a living situation in which one is living with another guy all the while.
Well, he is uncomfortable, but he doesn't have much of a choice. When his finances go plummeting, he knows who to reach out to... and while Alhaitham knows full well he'll give in and take you two in, there is some hesitation when he thinks about it. It could invite trouble, if someone sees you walking around the house and all... he'll just have to be careful.
Thankfully, Kaveh's still only paying rent for one person. Alhaitham did think about increasing it to something reasonable for two people, but... well, you're not really a "person," so to speak. When it comes to public transportation fees, usually females are considered a carry-on object, like a dog or a large suitcase, and only add an extra fee, which is less than the boarding cost for a person. So, out of generosity, he just leaves it as is.
Alhaitham soon comes to realize, however, that the decision to take you both in has some unforeseen consequences, namely being nagged and hounded about every little thing he does.
He's constantly getting chastised — they're fragile, you know, need ideal conditions. Yes, there needs to be a fire because your kind are very temperature sensitive (shouldn't he know that? Did he not pay any attention in biology??), yes he needs to buy (read: Alhaitham needs to buy) silk sheets because your skin is more fragile, yes they need to start buying (once more, read: Alhaitham needs to start buying) higher quality food for you because your it is critical that you get certain nutrients and vitamins or it will throw off your hormones and biles and all that and make you sick.
It's... irksome. He acts like every little issue that arises is the end of the world, exaggerates any harm that may come to you. And, of course, Kaveh tends to blame him for every negative thing. You get sick for a day and he claims it's because the house is too cold or too dusty, you tripped and fell and got carpet burn and it turned into a five minute lecture on how Alhaitham must have been the one to have mistakenly bunched up the edge of the rug and how he needs to be more careful, having a more fragile creature living here now. You knock something off the top of a cabinet (where they both tend to keep some foodstuffs), trying to reach it and it falls on your head, and soon Alhaitham finds his entire cabinets rearranged, optimized for your reach, and with the snacks you like placed in front of the other stuff.
Not to mention, of course, it's very awkward when he has to listen to you two go at it.
Kaveh's quick to justify that matter when Alhaitham makes some mildly passive-aggressive comment about it. No, it's not unethical nor coercion to have sex with you just because you depend on him for survival or anything. They NEED to have sex or they'll get sick... and in his defense, that's the common belief.
See, Sumeru is, predictably, the origin of a great deal of pseudoscience. Whereas other regions are more prone to bizarre and dumb traditional beliefs and stereotypes with no real basis that simply persist over time, Sumeru inhabitants prefer their misinformation to be peer-reviewed and doctoral-degree-verified, based on "studies" and "research" that is definitely not the sort where they intentionally set up the research to achieve predetermined results. You can even major in things of the sort at the Akademiya, like female medicine or female psychology, very lucrative fields seeing as they deal with primarily high-wealth clients (and otherwise men who are still willing to pay out the nose for the well-being of their beloved).
The Akademiya is also the world's leading institute on research for female hysteria, neurosis and psychosis, and cures thereof. The cause of such disorders is, generally, an imbalance of the humors and biles caused by hormonal deficiencies that are a direct result of the creature being undersexed. The Studies™ show that they become depressed and psychologically unwell as a result of several directly related causes, namely lack of orgasm and lack of having their pair-bonded mate's seed in them. Throws their brains off-balance.
Which is why Kaveh's not like the typical cruel, heartless person that buys these poor victimized girls just to use them like toys and objects, no, he's doing this because it's a necessary part of your care. The intention is what matters, and thereby makes it non-exploitative... also, of course, actually having mutual love for each other makes it non-exploitative, which he insists is the case... he's especially insistent of this after a certain someone muttered an unnecessary comment just loud enough for him to hear that 'she has every incentive to *act* like she loves you, you know,'  which left him upset for some time.
He's not wrong... you do gladly proclaim you do. That's how you've always been trained to act — even if you met your master ten seconds ago, you are ready at any moment to muster a smile and say you love him. The universally understood rules are simple: you love your master from the moment you meet him, you show no signs of discontentment, and you pretend as if you came into existence that very moment — never mentioning your past, acting as if any previous owners or living situations have been wiped from your memory, and above all, never comparing your current owner to a past one in a negative way.
Especially seeing as Kaveh is obviously... on edge. It's not like he isn't well aware of the ticking time bomb of a setup he's managed to find himself in. Staying in a home with some other guy, while having you around... it's asking for something to go wrong. Most people wouldn't dare, and would view the choice as a rather stupid one.
Thus, Kaveh is always trying to deter you from interacting, telling you that the man who owns the home is either too calloused and will be a bad influence, or too insensitive and will hurt your feelings; there's no way someone as thoughtless and dense as him would ever be able to appropriately, properly converse with your kind, known for emotionally sensitivity and all. Besides, you have no real reason to even want to speak to him, right?
So you can talk only when they're both around, when he's there to ensure Alhaitham doesn't say something stupidly insensitive or offensive. Which leads to some disputes, the two bicker back and forth even more than they would normally. And you... well, they can't be upset with you for at least trying to intervene, trying to be soft-spoken and sweet so as to not make it worse. It's very awkward for everyone involved.
His affection for you makes him that much more infuriated when he finds out that Alhaitham has been taking you out of the house and, in his mind, forcing you to spend time with him when you obviously have no desire to, parading you around as if you're his. It frustrates him, it upsets him, but... he can't really do anything.
On Alhaitham's end, though, it's only fair, so he thinks. Come on. What was he thinking? Knowing full well that Alhaitham doesn't have one, and yet he still basically wants to torment him by having you there? It feels like rubbing salt in a wound, of course he should know this was bound to happen eventually.
It's just slowly building up to a much bolder move, or rather, a compromise. Just... once a month, maybe. It's what he's owed, you know? And he'll be sure to fill out the paperwork verifying that he has partial ownership, meaning he's entitled to physical relations anyway.
With no other options, Kaveh is more or less forced to agree, albeit very very begrudginly... but, of course, with limits! He doesn't exactly have any right to set those limits, really, but Alhaitham agrees to them if for nothing else but to save himself the complaining and chastising he'd get otherwise. It's only a very small allowance, once per month and only once, no more than half an hour, and absolutely no other exchanges of any affection outside of that! Not that he can be there to enforce that, but he trusts you'll tell him if that bastard makes any move to touch you or kiss you or try anything whenever he's not around... won't you?
Not knowing what else to do (and stuck between trying to keep two rather stubborn individuals happy at the same time), you're very quick to assure him that of course you won't allow such a thing, and, of course, that you love him so much more, he's so much better and he's the only one that can actually make you feel good, so on and so on... he's not exactly happy about the situation, but your words placate him. For now, at least, until Alhaitham keeps pushing the bar for what he's allowed further, and further, and further...
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meangan-thee-lesbian · 4 months ago
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I just had to share this email I got so all y'all can appreciate the absolute state of welfare services in Australia with me:
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The NILs Loan Scheme is a government funded, no interest loan scheme for people on low incomes, but this leaves me wondering exactly who tf can qualify for their loans. Because it seems like if you have any symptoms of poverty it's a no.
I applied because I need the clutch replaced in my van, which I live in. It's lucky that I actually CAN afford the cost myself (due to living in a van & not participating in Australia's increasingly ridiculous housing market). I thankfully can afford such an expense these days & was just looking for a responsible financial buffer, just in case. But if this had happened to me a few years ago when I first became homeless and was far less financially stable, then my next living situation wouldn't be "affordable housing" it would be a fucking tent.
Anyway, the backwards ass state of a GOVERNMENT FUNDED welfare scheme refusing to assist those who need welfare the most because they don't want to encourage homelessness or whatever the dumb fuck? Just really rustled my jimmies tbh. Just screams "yet another govt welfare scheme that's actually just about handing out money to fake charities & not helping the poor". Good Shephard just got on the "do not donate to these grifters" list along with the Salvos😒
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ilkkawhat · 6 months ago
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(Disclaimer: I'm quite drunk and looking (dis)respectfully at gifs of Niko)
I really hope this doesn't sound creepy, but I just love how Ilkka's body looks. He's obviously fit and in good shape, but he looks so *normal*. A lot of totally normal squishiness. A bit of a tummy and drool inducing biceps and pecs I want to rest my head on. He looks so hugable. Just a handsome, normal dude.
(it's okay i'm on my way to drunkville myself lol made a possible poor choice in buying basil hayden again that shit always gets me wasted no matter what I do)
no no no but i legit know exactly what you mean!!! and 100% agree!!! finland's fourth hottest dad (though i'd argue he's in first lol) showing us all that it's okay just to be a normal dude regardless of what society might classify as attractive (though i do think he is objectively attractive but...i might be biased lmao)
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ivan-fyodorovich-k · 1 year ago
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Good News Everyone!
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new guitar
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turnedpalefromlackofsun · 7 months ago
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God knows how many years I've had this bad boy for
I'm going to start building
Tomorrow
I'm tired
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munch-mumbles · 1 month ago
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PAYCHECK JUST HIT AND I HAVE MORE CASH THAN ANTICIPATED
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starfieldcanvas · 2 years ago
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for every "how dare you plan to spend money out of your entertainment budget while i, a complete stranger to you, am still poor" post i see i am buying another $3 worth of crabs
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arts-i-enjoy · 1 year ago
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AHHHHHH
#this post brought to you by: me#i. applied for a preapproval letter for a mortgage yesterday. and spoke to a realtor to start finding me houses#i want to move several states away which further complicated things. but the houses there are CHEAP#like under 100k for a 2 bedroom move in ready#anyways i got approved for 80k with a 20k down payment. and im FREAKING THE FUCK OUT#and because i got that pre app letter i have a loan officer calling me today to talk#and we literally work at the same bank so i can SEE that hes active and hasnt read my message#even though its been 45 minutes. KEVIN MESSAGE ME BACK. IM NOT GONNA BE ABLE TO FOCUS UNTIL I DO THIS CALL#AHHHHHHH S C R E A M. it might happening!!!! i might be finally.mov8ng out in a few months!!!#i mgiht be a HOMEOWNER by the end of the year#i have been saving money for this since i was. 16? 17?#ive had a good well paying job since i was 18.#AHHHHHHHHHHHHHHHHHHHHHHHH#once i have a house then i start job searching in that area. and start getting really serious about LEAVING my very good job#which is soooo scary. this job was supposed to be my lifelong career. but then everyone fucking moved to other states and left me behind#so theres no point staying here.#i might never have this kind of job security again.#but also my realtor said that theres a lot of bank jobs in that area so maybe itll be easy to find something#on the fence on if i tell my parents that im Making Moves right now#on one hand its hard to not talk about it becuae im STRESSED TF OUT#but on the other hand when i tentatively mentioned the state i want to move to#richard started yelling and swearing el oh el#might be better to wait and avoid the tension as long as possible?#but also i dont know how they can stay angry when its literally my best option#the other places where my friends live either have 0 opportunity and high housing prices. or are even moe liberal than where im going#idk. why do half of my problems come down to “my parents will be mad” like im a 12 year old or something. shit fucking sucks#this is why i want to get out of here#also it feels weird and bad to talk to my friends about how stressed i am about buying a house when all of them are stressed about#not being able to make rent or something. my problems feel like a brag in a really odd and shitty way. but hey!#if this works out maybe ill start being stressed about how im going to make my mortgage payments! :') yay!
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reflectionsofgalaxies · 6 months ago
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tomorrow is my first day of classes as I go back to school for the first time in eight years and my family has picked today to blow up at each other and drag me into it
#VERY long story short#after my Papa died my dad buying the house out from my mom became a real possibility again#so all of us slowed down on the house sale stuff#and that included me shifting my focus from packing and looking for a place to getting ready to start school#but as of about two and a half hours ago my father is again freaking the fuck out#and saying we need to have the house ready to go on the market in seven fucking days#bc my mom has asked for a downpayment which he says he can’t afford#(when I asked him how much she was asking for he said he didn’t know. so it’s less ‘can’t’ and more ‘doesn’t want to’ but whatever)#anyway I asked him to ask bc if it comes down to it I would prefer to loan my dad the money for the downpayment#bc in exchange I get stability while I go back to school and the money I lose in interest would just be going to increased rent anyway#so now I get a text from my mother saying ‘do not give your father money for the downpayment’#and I’ve been trying so hard to be supportive of them both without it seeming like I’m ‘taking sides’#but I kind of snapped and said ‘I love you but don’t tell me what to do. I’m not doing this to ‘bail dad out’’#‘I’m doing this bc it’s the best option for me right now.’#and now she’s not responding to me#I fucking hate this#she needs the money. I need a stable place to live. let me loan him the money so YOU have the money mom!#I know you’re worried he won’t pay me back bc he’s proven to be less than honest with his finances in the past but also.#I’m his only kid. not to be macabre but I’ll be getting it back eventually one way or another unless he somehow writes me out of his will.#just fuckin. I’m supposed to be reading through my syllabuses and figuring out bullshit websites for school rn.#I don’t want to be dealing with family drama and impending homelessness rn pls chill#personal
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applesandbannas747 · 1 year ago
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Students will take my classroom economy and build a mafia, successfully control at least half of the class’s fake money with predatory loans and interest rates, then expect ME to deal with it when someone steals from them
Like little homies I am so sorry to tell you this because I am so sorry it’s true but I am the government in this situation. The Man, if you will. You make a mafia, you deal with running it
Anyway, they decided to threaten thieves with breaking their knee caps and I’m helping them build a spreadsheet to keep track of their finances
They have not, however, relocated the jankass box made out of roughly hacked apart pieces of cardboard glued together that’s always sitting in the middle of the class library and bursting with their dirty fake money nor seem to have any intention to make ‘the mafia’ more secure
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ningningkittie · 1 year ago
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🦨
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areyouwho-ithinkyouare · 2 years ago
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me internally when i’m trying to respect and recognise that my dad has unaddressed autism that impacts the way he handles social interractions while also trying to not just excuse the shitty insensitive behaviour that has absolutely contributed to my mental health issues
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#it’s like. haha yeah he handled that situation terribly but remember it wasn’t intentional and he doesn’t understand how that came across!!#i can’t be mad at him i can’t take it personally and get upset haha. hahaha.#and also it’s like. being autistic isn’t an excuse to be a dick. being autistic doesn’t mean you have to like. emotionally damage ur kid ✌🏻#which i AM. growing up with him has fucked me up!!! and i’m allowed to be mad at that i’m allowed to be upset!!!!!!!!#but also oh god is that shitty of ME??? is that insensitive???? do i need to just be more empathetic and understanding#but ALSO also. when ur a kid that shit doesn’t matter. when ur a kid and ur dad is making you cry that doesn’t matter.#and those years of damage stick with you even when ur older and trying to be mature and understanding#literally this evening started with me trying to do something nice for him. trying to give him a gift. actually literally giving him a gift.#and it has ended with me feeling fucking….. shit.#and disrespected. and useless.#i try so fucking hard with this man and with our relationship and every fucking time i try to connect with him he throws it back in my face#like. hey! you’ve been saying how much you want to play gran turismo 7!!! i will loan you my PS5 for a while bcus i’m not playing anything#and i will BUY YOU the fucking car game for you to play it while me and my mum are away on our girlie beach holiday#like i will happily and enthusiastically do those things for you because you have been so vocal about wanting to play this game!!!#so it will make you happy right? it will be something positive for you to enjoy!!! right?!!!????#i will bring my console down to the family tv room for you and i will send you the money so you can buy the game!!!!#oh. oh you’ve clicked around the main playstation menu for 2mins and then turned it off to watch the news. and then just open ur laptop.#not even gonna buy the game huh. just gonna open ur laptop and zone out and act line i’m not even in the room. oh ok. ok ok.#not even a fucking thank you. not even a HINT of recognition. ok ok. ok. ok. now you’re literally ignoring me when i talk to you. ok. ok.#and like!!!! i know this seems so dumb and minor and insignificant but you have to understand. it has been 25 years of this shit.#25 years of me trying to make this man happy and 25 years of him rejecting all of those attempts.#and 25 years of……. a lot of other shit also.
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theriverdalereviewer · 2 years ago
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HOW BAD DO THINGS NEED TO GET IN THIS COUNTRY FOR THINGS TO CHANGE
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gopissbepis · 2 years ago
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I think I might hate my boyfriend.....
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