#housing loans

[kazifatagar]

Malaysia Explores Two-Generation Housing Loans to Combat Rising Costs

https://twitter.com/syahirsyhr/status/1844632821312389174 PUTRAJAYA: The proposal for a National Housing Policy, including long-term housing loans, will be discussed by the Ministry of Finance (MOF) with Bank Negara Malaysia (BNM) and the Ministry of Housing and Local Government (KPKT). Deputy Prime Minister Datuk Seri Ahmad Zahid Hamidi said the aim is to help lower-income households own homes…

[batboyblog]

Things Biden and the Democrats did, this week.

The Consumer Financial Protection Bureau put forward a new regulation to limit bank overdraft fees. The CFPB pointed out that the average overdraft fee is $35 even though majority of overdrafts are under $26 and paid back with-in 3 days. The new regulation will push overdraft fees down to as little as $3 and not more than $14, saving the American public collectively 3.5 billion dollars a year.

The Environmental Protection Agency put forward a regulation to fine oil and gas companies for emitting methane. Methane is the second most abundant greenhouse gas, after CO2 and is responsible for 30% of the rise of global temperatures. This represents the first time the federal government has taxed a greenhouse gas. The EPA believes this rule will help reduce methane emissions by 80%

The Energy Department has awarded $104 million in grants to support clean energy projects at federal buildings, including solar panels at the Pentagon. The federal government is the biggest consumer of energy in the nation. The project is part Biden's goal of reducing the federal government's greenhouse gas emissions by 65% by 2030. The Energy Department estimates it'll save taxpayers $29 million in the first year alone and will have the same impact on emissions as taking over 23,000 gas powered cars off the road.

The Education Department has cancelled 5 billion more dollars of student loan debt. This will effect 74,000 more borrowers, this brings the total number of people who've had their student loan debt forgiven under Biden through different programs to 3.7 Million

U.S. Agency for International Development has launched a program to combat lead exposure in developing countries like South Africa and India. Lead kills 1.6 million people every year, more than malaria and AIDS put together.

Congressional Democrats have reached a deal with their Republican counter parts to revive the expanded the Child Tax Credit. The bill will benefit 16 million children in its first year and is expected to lift 400,000 children out of poverty in its first year. The proposed deal also has a housing provision that could see 200,000 new affordable rental units

[onlinetranslpro]

We are one of the leading boutique Mortgage Advisory & Strategy brokers in Singapore. Founded by Ethan, Jason & Esther, whom have a combined experience of 10+ years in the banking & finance, construction and property investment space.

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[insureninvest]

Insure n Invest is a Single window for all your financial needs

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[mxwhore]

warm up of the days is taking necessary risks

[dandelionsresilience]

Dandelion News - January 22-28

Like these weekly compilations? Tip me at $kaybarr1735 or check out my Dandelion Doodles!

1. Sunfish that got sick after aquarium closed has recovered — thanks to human cutouts

“A solitary sunfish […] appeared unwell days after the facility closed last month for renovations. As a last-ditch measure to save the popular fish, its keepers hung their uniforms and set up human cutouts outside the tank. The next morning, the sunfish ate for the first time in about a week and has been steadily recovering[….]”

2. Costco stands by DEI policies, accuses conservative lobbyists of 'broader agenda'

“[Each of the board of directors and 98% of shareholders voted to reject a measure against DEI.] Costco's board wrote that “our commitment to an enterprise rooted in respect and inclusion is appropriate and necessary[….]””

3. Nearly $37 Million Will Support Habitat Restoration in Coastal Louisiana

“The project will restore nearly 380 acres of marsh and construct more than 7,000 feet of terraces in St. Bernard Parish. […] Coastal wetlands help protect communities [… from] wind, waves, and flooding[… and] support a statewide seafood industry valued at nearly $1 billion per year.”

4. Cooling green roofs seemed like an impossible dream for Brazil's favelas. Not true!

“[… A Brazilian nonprofit] teaches favela residents how to build their own green roofs as a way to beat the heat without overloading electrical grids[…,] dampen noise pollution, improve building energy efficiency, prevent flooding by reducing storm water runoff and ease anxiety.”

5. Bacteria found to eat forever chemicals -- and even some of their toxic byproducts

“"Many previous studies have only reported the degradation of PFAS, but not the formation of metabolites. We not only accounted for PFAS byproducts but found some of them continued to be further degraded by the bacteria," says the study's first author[….]”

6. A father and daughter’s to turn oil data into life-saving water

“The aquifer [discovered through oil-owned seismic data], it turned out, was vast enough to provide water for 2 million people for more than a century.”

7. Trump’s funding pause won’t impact federal student loans, Pell Grants

“[… T]he temporary pause will not impact “assistance received directly by individuals,” including federal direct student loans and Pell Grants, which are government subsidies that help low-income students pay for college.”

8. In Uganda, a women-led reforestation initiative fights flooding, erosion

“[… T]he Kasese municipality has established nurseries to provide free tree seedlings, particularly to women, to support reforestation efforts. [… They] plant Ficus trees near their homesteads to provide shade and help control erosion, and Dracaena trees on their fields to retain soil moisture.”

9. [A Texas school board] votes yes to provide low-cost housing to staff at no cost to the district

“The program will include 300 homes[…] only a short commute to campuses. […] Rent will be determined on a sliding scale based on their salaries, with those making less receiving a larger discount. The proposed community would include amenities, like childcare facilities[….]”

10. Heat pumps keep widening their lead on gas furnaces

“Americans bought 37% more air-source heat pumps than the next-most-popular heating appliance, gas furnaces, during the first 11 months of the year. That smashes 2023’s record-setting lead of 21%.”

January 15-21 news here | (all credit for images and written material can be found at the source linked; I don’t claim credit for anything but curating.)

[stelly38]

Because one deal with the devil wasn't enough, apparently.

[kaxtwenty]

Y’know, considering all the mass-adoption and assimilation Mandalore has done, Mando’a probably has some of the craziest differences between regional dialects.

You will NEVER be able to convince me that clan Wren and clan Vizsla speak the same Mando’a. They probably have an easier time communicating with each other in Basic than their native language.

Just an absolute clusterfuck of a language, the Romans would pity them.

[voxmilia]

Oh Sklonda's righteous fury hits so hard, as a kid who WAS taken advantage of in many ways by her friends when she was in school, and whose mom tried to tell her they were being unkind and who didn't believe her until she got kinder friends

[here-comes-the-moose]

When I’m writing my Modern AU but then try to figure out and calculate how the life I gave the Batch is financially possible:

[tiredyke]

tumblr doesn’t even have baby feminism it’s all “men deserve rights too” and “feminism means letting women wear makeup and shave and date men”

[batboyblog]

Things Biden and the Democrats did, this week #27

July 12-19 2024

President Biden announced the cancellation of $1.2 billion dollars worth of student loan debt. This will cancel the debt of 35,000 public service workers, such as teachers, nurses, and firefighters. This brings the total number of people who've had their student debt relived under the Biden Administration to 4.8 million or one out of every ten people with student loan debt, for a total of $168.5 billion in debt forgiven. This came after the Supreme Court threw out an earlier more wide ranging student debt relief plan forcing the administration to undertake a slower more piecemeal process for forgiving debt. President Biden announced a new plan in the spring that will hopefully be finalized by fall that will forgive an additional 30 million people's student loan debt.

President Biden announced actions to lower housing coasts, make more housing available and called on Congress to prevent rent hikes. President Biden's plan calls for landlords who raise the rent by more than 5% a year to face losing major important tax befits, the average rent has gone up by 21% since 2021. The President has also instructed the federal government, the largest land owner in the country, to examine how unused property can be used for housing. The Bureau of Land Management plans on building 15,000 affordable housing units on public land in southern Nevada, the USPS is examining 8,500 unused properties across America to be repurposed for housing, HHS is finalizing a new rule to make it easier to use federal property to house the homeless, and the Administration is calling on state, local, and tribal governments to use their own unused property for housing, which could create approximately 1.9 million units nationwide.

The Department of Transportation announced $5 billion to replace or restore major bridges across the country. The money will go to 13 significant bridges in 16 states. Some bridges are suffering from years of neglect others are nearly 100 years old and no longer fit for modern demands. Some of the projects include the I-5 bridge over the Columbia River which connects Portland Oregon to Vancouver Washington, replacing the Sagamore Bridge which connects Cape Cod to the mainland built in 1933, replacing the I- 83 South Bridge in Harrisburg, Pennsylvania, and Cape Fear Memorial Bridge Replacement Project in Wilmington, North Carolina, among others.

President Biden signed an Executive Order aimed at boosting Latino college attendance. The order established the White House Initiative on Advancing Educational Equity, Excellence, and Economic Opportunity through Hispanic-Serving Institutions. Hispanic-Serving Institutions (HSIs) are defined as colleges with 25% or above Hispanic/Latino enrollment, currently 55% of Hispanic college students are enrolled in an HSI. The initiative seeks to stream line the relationship between the federal government and HSIs to allow them to more easily take advantage of federal programs and expand their reach to better serve students and boost Hispanic enrollment nationwide.

HUD announced $325 million in grants for housing and community development in 7 cities. the cities in Tennessee, Texas, Alabama, Florida, Nevada, New York and New Jersey, have collectively pledged to develop over 6,500 new mixed-income units, including the one-for-one replacement of 2,677 severely distressed public housing units. The 7 collectively will invest $2.65 billion in additional resources within the Choice Neighborhood area – so that every $1 in HUD funds will generate $8.65 in additional resources.

President Biden took extensive new actions on immigration. On June 18th The President announced a new policy that would allow the foreign born spouses and step children of American citizens who don't have legal status to apply for it without having to leave the country, this would effect about half a million spouses and 50,000 children. This week Biden announced that people can start applying on August 19, 2024. Also in June President Biden announced an easing of Visa rules that will allow Dreamers, Americans brought to the country as children without legal status, to finally get work visas to give them legal status and a path way to citizenship. This week the Biden Administration announced a new rule to expand the federal TRIO program to cover Dreamers. TRIO is a program that aims to support low income students and those who would be the first in their families to go to college transition from high school to college, the change would support 50,000 more students each year. The Administration also plans to double the number of free immigration lawyers available to those going through immigration court.

The EPA announced $160 million in grants to support Clean U.S. Manufacturing of Steel and Other Construction Materials. The EPA estimates that the manufacturing of construction materials, such as concrete, asphalt, steel, and glass, accounts for 15% of the  annual global greenhouse gas emissions. The EPA is supporting 38 projects aimed at measuring and combatting the environmental impact of construction materials.

The US announced $203 million in humanitarian assistance for the people of Sudan. Sudan's out of control civil war has caused the largest refugee crisis in the world with 11 million Sudanese having fled their homes in the face of violence. The war is also causing the gravest food crisis in the world, with a record setting 25 million people facing acute food insecurity, and fears that nearly a million will face famine in the next months. This aid brings the total aid the US has given Sudan since September 2023 to $1.6 billion, making America the single largest donor to Sudan.

The Consumer Financial Protection Bureau put forward a new rule that would better regulate popular paycheck advance products. 2/3rds of workers are payed every two weeks or once a month and since 2020 the number of short term loans that allow employees to receive their paycheck days before it’s scheduled to hit their account has grown by 90%. the CFPB says that many of these programs are decided with employers not employees and millions of Americans are paying fees they didn't know about before signing up. The new rule would require lenders to tell costumers up front about any and all fees and charges, as well as cracking down on deceptive "tipping" options.

[lafemmedefxndom]

Trying to articulate how much I respect Camila Noceda

Picture this. You've been a widow for a few years now. You and your daughter have been moving on as best you can, but you're worried she's retreating too much from reality to healthfully cope with it. So, despite how it makes you feel like a villain, Reality Check Summer Camp, it is. And things turn out fine... but then they actually don't. They are, in fact, much, much worse than you could have ever imagined.

But you deal with it. You absorb the confusion and outright, helpless terror you feel. You have a proper introduction with the magical creature (who is also a scared child) who has been impersonating your daughter for months. You keep the house clean. You go to work like normal, like your perception of the universe has not just been flipped like a car over the guardrails.

Then your daughter comes home. Your baby comes back to you alive, scraped-up, but safe...and not alone.

The world nextdoor apparently almost ended. Now you have four more refugees to host. And you deal with it--these are kids, and you're a mom. You learn what kind of foods they like. You relearn how to cut coupons. You pay attention when they work up the courage to tell you things (and even closer attention to everything they don't). You see that their days have structure. You make sure they feel safe.

When the time comes to see them home, you pocket the trauma of what you have just witnessed, and you step into the unknown. You try to keep up with the new faces, the rules of this world as you encounter them (giant skulls are normal, pastel space cherubs are not, got it). You get to see firsthand what your baby girl is capable of. You tell her the truth about your fears for her. You apologize. You do better.

~~~

Masterclass Mom

@volvolts

[mugiwara-lucy]

So I saw this and…..

This guy is a disgusting, sexist, misogynistic pig and we can NOT let him get back into office.

Could we have better choices? Yes. Could the genocide for Palestine be handled a lot better? YES.

But for my fellow women followers, that guy in the screenshot is THIS guy and should he worm his way back into the White House, THIS guy will be the one dictating what WOMEN should do with their bodies:

And don’t forget he was found guilty of RAPING E JEAN CARROLL as WELL as Katie Johnson who was THIRTEEN at the time of the crime:

https://www.washingtonpost.com/politics/2023/07/19/trump-carroll-judge-rape/

PLEASE check your voter registration status and make sure you’re registered to vote as we can NOT let this creep BACK into the White House.

The ONLY way to keep him out is through KAMALA HARRIS and NOT a Third Party candidate which ONLY works for LOCAL and NOT PRESIDENTIAL elections.

Thank You 🙏