#home insurance in philippines

[filipino-homes]

7 Expert Tips for Home Staging You Can Implement Yourself

Make quick and easy improvements to your home, whether your home is for sale or not.

When it comes to increasing the value and speed of the sale of your home, preparation, and presentation are often the keys. Interiors are the most crucial selling aspect, even though curb appeal changes might be helpful.

Today, most home shoppers research online, making a property's web appeal just as significant as its curb appeal. 

You want to draw in as many potential buyers as possible to your listing to sell your house quickly. High-quality, staged listing images and videos are a terrific approach to increasing the virtual appeal of your home, and making it stand out in today's crowded market is one of the real estate solutions.

Even if your house is currently in good condition, home staging doesn't have to be an expensive or time-consuming procedure. Declutter your home and remove any personal belongings that make it difficult for purchasers to picture themselves living there.

Check out these tried-and-true suggestions from professional real estate agents and interior designers if you're prepared to try them.

Insert mirrors

A mirror not only gives a room some elegance, but its mirrored surface also makes it appear larger, brighter, and less claustrophobic. Consider purchasing a massive mirror from your neighborhood home store if you need artwork. Your area will feel more carefully chosen and arranged as a result.

Change window coverings

Replace any outdated, heavy draperies with lighter, more modern alternatives. When windows are open, simple, practical window coverings help a room feel airy and look more oversized and more relaxed. To give the impression that the room is taller, choose floor-length drapes and hang them close to the ceiling rather than at the top of the window frame.

Get white, fluffy towels.

Consider using monochrome colors to stage your bathroom. According to Marc Thee of Marc-Michaels Interiors, use only all-white towels in your bathrooms. Colored towels don't give off a spa-like vibe, and they might make a room appear gloomy and heavy. White towels have a clean, fresh feeling. 

Improved rugs

Purchase rugs that will complement your furnishings and rooms. Avoid a too-small carpet for your living room; ensure that at least the front legs of your couch or chairs touch it. The proper-sized rug in the right style will give the room a more significant, "pulled-together" appearance.

Sort out the bookcases.

Give your shelves some beauty while you're organizing things. Rearrange the remaining books so that some are stacked horizontally, and some are vertically by completely removing 25% of them. Put a few objects within the bookcase as accent pieces and bookends. This will brighten your bookcases and give the space more charm and character.

Deep cleaning 

Nobody wants to enter a house with a filthy toilet or scarred walls (and possibly not you!). Spend time cleaning each room in your home, but be mindful of cleaning odors.

Avoid filling houses with too many scents. They'll believe you're concealing something. Instead, make a batch of chocolate chip cookies, and keep it out on the counter for potential customers. This home staging tip will benefit your family even if you aren't selling your home.

De-Personalize

Although we know you took great pains to make your house a home, not all buyers will share your preferences when you try to sell it. Remove everyone's junk and personal photos. You want the prospective buyer to be able to picture living there.

Feel free to express your taste if you are selling your house later.

[dragonzair]

My 63-year old aunt, Merlina (Dina) Bayongan, is currently recovering at home from a broken hip, and the costs for surgery and medical treatment have become more than our family can afford on our own. Currently, the hospital has informed us that the bill is $20,000 CAD and likely to increase. My family and I are incredibly grateful for your assistance in paying for the costs of treatment so we can ensure her quality of life.

My aunt is a resident of the Philippines, who has been visiting my family for the last few weeks here in Canada. She broke her hip on November 28, after falling during a dizzy spell most likely due to a fever she had at the time. Being a tourist with no insurance, medical care is not covered under Canadian insurance policies. We ended up calling for an ambulance to take her to the hospital after we also realised she had developed an infection on her foot during her fever. This turned out to be a necessary call - during the ambulance ride, the paramedics became increasingly worried about the state of her hip, and X-Rays at the hospital confirmed that she had broken it in the fall.

My aunt stayed overnight at the hospital, where they informed us that her stay would cost $3000 per night out of pocket for the duration of her stay, and told us she needed to go into surgery the next day. Thankfully, the surgery has gone without any hitches, and she is recovering well, a fact that my family and I are eternally grateful for. They kept her a few days longer before she was able to come home. Despite everything, we are relieved that her injury occurred here in Canada, rather than back home in the Philippines, because the healthcare options for her are much better than what's available back home.

She is currently recovering at home, and has been improving in strength. We've been taking her for daily walks outside the apartment hallways, with the help of a walker lent by the hospital. We have a few other equipment on loan including a pushchair, and things to make our bathroom a bit more accessible, but we'll have to start covering the rental fees once the month ends.

She came to visit Canada after retiring back home in the Philippines as she wanted to experience snow for the first time, so we are really hoping she recovers well enough that we can at least take her outside to experience Canadian snow, and hopefully return home to her family and grandchildren back in the Philippines. The holidays will be rough for my family and hopefully with your help, we can make all this trouble worth it by getting our aunt back on her feet.

[copperbadge]

Good morning everyone, and welcome to Radio Free Monday!

Ways to Give:

rising-to-grace is raising funds for bottom surgery after insurance refused to pay for it; you can read more and support the fundraiser here.

gwydion has a busted fridge, which between capping the water pipe and replacing the fridge itself will cost $1.2K; you can give via PayPal here.

knitmeapony's cat Franklin J. Kittycat has been having a lot of health issues lately due to a mass that's growing in his stomach; they're fundraising to cover vet bills and treatment. You can read more and reblog here or support the fundraiser here, and also help out by buying art from their BigCartel shop.

Recurring Needs:

Anon linked to a fundraiser for Varda, who is facing a large ambulance bill in Australia (AU$1.2K) that they've already had to get an extension on once. You can read more, reblog, and find giving information here.

rilee16 is raising funds to get out of an abusive home situation, where their roommate has now started throwing out their furniture; they are also being harassed by text. You can read more, reblog, and find giving information here.

loversdoom is a college student from the Philippines, studying away from her family, and her parents are unexpectedly unable to support her education; she is dealing with a number of expenses and is now looking at costly dental work, and medical procedures to do with likely PCOS. You can read more and reblog here or give via paypal here.

chingaderita's partner recently lost their job due to a house fire that also destroyed the house; they're raising funds to keep food on the table for a family of nine, to try and get a supply of water to keep clean which is increasingly difficult during a drought, and for medications and bills until they can find new work. You can read more, reblog, and support the fundraiser here.

onedollopofsourcream is raising funds to help with food, transportation, medication for their family of seven, including two small children, and other expenses after a string of financial issues; they are also currently dealing with an abusive home situation including food control. You can read more, reblog, and find giving information here.

And this has been Radio Free Monday! Thank you for your time. You can post items for my attention at the Radio Free Monday submissions form. If you're new to fundraising, you may want to check out my guide to fundraising here.

[lboogie1906]

James Charles Evers (September 11, 1922 - July 22, 2020) was a civil rights activist and former politician. He was known for his role in the civil rights movement along with his younger brother Medgar Evers. He was made the NAACP State Voter Registration Chairman in 1954. He took over his position as field director of the NAACP in Mississippi. He organized and led many demonstrations for the rights of African Americans.

He was named “Man of the Year” by the NAACP. On June 3, 1969, he was elected in Fayette, Mississippi as the first African American mayor of a biracial town in the state in the post-Reconstruction era, following the passage of the Voting Rights Act of 1965.

He was born in Decatur, MS to James Evers, a laborer, and Jesse Wright Evers, a maid. He was the eldest of four children. He graduated from Alcorn State University.

During WWII, he and Medgar Evers both served in the Army. He fell in love with a Philippine woman while stationed overseas. He could not marry her and bring her home because the state’s constitution prohibited interracial marriages. After serving a year of reserve duty following the Korean War, he settled in Philadelphia, Mississippi. He began working as a disc jockey at WHOC, making him the first African American disc jockey in the state. He managed a hotel, cab company, and burial insurance business in the town. He moved to Chicago. He began working as a meatpacker in stockyards during the day and as an attendant for the men’s restroom at night. He began pimping and ran a numbers game. He gained enough money to purchase several bars, bootlegged liquor, and sold jukeboxes.

At the time of his election as mayor, the white officers of the Fayette city police “resigned rather than work under a Black administration”, according to the Associated Press. He then outlawed the carrying of firearms within city limits. He was married to Christine Evers until their marriage ended in annulment. He married Nannie L. Magee (1951-74) with whom he had four daughters. He lived in Brandon and served as station manager of WMPR 90.1 FM in Jackson. #africanhistory365 #africanexcellence

[beardedmrbean]

An Arizona mom has pleaded guilty to poisoning her US Air Force husband after he caught her pouring bleach into his coffee maker on cameras he hid throughout their home.

Melody Felicano Johnson pleaded guilty to two counts of poisoning food or drink for dumping the deadly chemical into the coffee machine before Roby Johnson had his morning cup of joe on July 11 and July 18, 13 News reported.

Melody pleaded guilty to the lesser crimes and the attempted murder charge she initially faced was dismissed in return, according to the local news station.

The poisonings occurred while the couple was undergoing divorce proceedings but were still living together at the airman’s duty station in Germany and in Arizona.

Roby noticed his coffee began tasting strange while they were stationed in Germany in March and suspected his wife, the mother of his children, had been trying to poison him.

“He stated she knew that he would prep his coffee pot to be ready at night so that in the morning he just needed to turn it on to make his coffee,” court documents show. “At that time he stopped drinking the coffee but continued to pretend to drink.”

Once back in Arizona, Roby set up hidden cameras in their home to try to catch his estranged wife in the act.

On July 16, Melody was filmed pouring liquid from a large bottle of bleach into a smaller container in the family’s laundry room.

Moments later, she was caught on another hidden camera walking into the kitchen and pouring the contents of the smaller container into the water basin of the coffee maker.

Roby also filmed himself testing the water from the coffee maker in an effort to collect more evidence to provide to police.

“You can smell it from here. You can smell it,” he announced in one clip.

“Look at that,” he said, pulling the positive, color-changing test out from the coffee maker. “Totally changed.”

In complete disbelief, Roby repeatedly said, “Wow,” and showed the bubbles inside the water holder of the coffee maker before ending the video.

He shared the videos with the Tucson Police Department, which detained Melody on July 18.

The airman believes his wife was trying to kill him to collect his life insurance benefits, according to court documents.

Melody was deemed a flight risk since she has family and property in the Philippines and has remained in custody since her arrest.

She will be sentenced on May 10. She faces up to two years in prison but could be released for time served as the minimum sentence is four months, according to 13 News.

[pannaginip]

Mobile platform services like Grab and Food Panda employ over 400,000 workers, according to research think tank Fairwork Philippines. These workers form the platform economy, a growing subset meant to describe those employed by delivery, ride-sharing, and other service applications.

Dr. Cheryl Ruth Soriano, principal investigator for Fairwork Philippines, stated that financial insecurity manifests through disproportionately long hours making minimum wage, the lack of provisions for added fuel cost due to infrastructure problems, and a lack of regulatory standards across payment methods, among others.

[...] Soriano noted that in many cases, workers took out loans to use as initial capital, usually to purchase motorcycles, fuel, shoulder maintenance costs, and so on.

However, low wages and irregular hours fail to offset these initial costs. Added costs such as processing fees and other charges made by the mobile platform service also serve to further shrink workers’ take-home pay.

In some cases, platform workers have to contend with ‘quota insurance’ schemes which stipulate that riders must first reach a minimum number of delivery orders serviced before being entitled to insurance benefits. Most delivery service platforms also mandate that the platform worker can only claim insurance if they were injured while on delivery.

Legally, platform workers are offered very little protection, noted Fairwork legal consultant Atty Jayvy Gamboa. Platform workers are considered as ‘partners’, or ‘independent contractors,’ or ‘third-party service providers,’ which leads to workers losing out on legally-mandated benefits.

According to the IBON Foundation, some 20.8 million Filipinos, or 42 percent of the total workforce, engage in outright informal work. If irregular workers in private establishments are also included, the total number can reach as much as 35 million, or 70 percent of the total workforce.

The rise of informal work, including work from mobile platform services, is indicative of a worsening problem with the labor market, says IBON. “The dirty little secret is that jobs are really of lower and lower quality and being reported as ‘employed’ means less and less in terms of livelihoods,” the research group said.

According to the National Union of Food Delivery Riders (RIDERS), organizing platform workers are still faced with challenges, ranging from union busting to legal loopholes. “We can say that we’re now on the radar of workers, the government, and platform companies,” said RIDERS National Coordinator Geoffrey Labudahon. “But we still face problems in organizing.”

2024 Nov. 20

[mostlysignssomeportents]

This day in history

Tonight (November 22), I'll be joined by Vass Bednar at the Toronto Metro Reference Library for a talk about my new novel, The Lost Cause, a preapocalyptic tale of hope in the climate emergency.

#10yrsago NSA hacked 50,000 global networks https://www.nrc.nl/nieuws/2013/11/23/nsa-infected-50000-computer-networks-with-malicious-software-a1429487

#10yrsago Prisoners return to Philippines jail after escaping home to help their families https://www.rappler.com/environment/disasters/44412-prisoners-return-after-yolanda-typhoon-mass-escape/

#10yrsago Six ways that NSA and GCHQ spying violated your rights, and six things you can do about it https://web.archive.org/web/20131128062334/https://www.openrightsgroup.org/campaigns/take-action-against-mass-surveillance

#10yrsago How an enraged mom chased revenge-porn slime-king Hunter Moore offline https://web.archive.org/web/20131121172634/http://www.xojane.com/it-happened-to-me/charlotte-laws-hunter-moore-erin-brockovich-revenge-porn

#5yrsago Insurance companies gouge on CPAP machines and consumables, use wireless modems to spy on your usage https://www.propublica.org/article/you-snooze-you-lose-insurers-make-the-old-adage-literally-true

#5yrsago Chinese Iphone ownership is a marker of membership in the “invisible poor” https://www.scmp.com/tech/article/2174310/research-highlights-class-divide-between-poor-apple-iphone-and-rich-huawei

#1yrago Citizens United and the FTX meltdown https://pluralistic.net/2022/11/23/incentives-matter/#blockchain-eight

[mwcowan]

A Whole New Chapter

In past blogs I’ve written every week or two. Here I am nearly 3 months into this current adventure and I finally sit down to write. I was really planning to give this up but I’ve endured a fair amount of grief from some of my readers, and with a hopefully blog-worthy event coming up (road trip!) Georgia has encouraged me to get back with the program.

Lots of catching up to do! But before I even get to the Philippines, I’ll take you back all the way to our previous trip. One day, as I was paying the bills necessary to maintain a home in the mountains of California, I thought about the monthly costs for electricity, propane, water, sewer, home & auto insurance, property taxes, etc. and wondered why we were paying so dearly for a home we only used half the time, and planned to use even less in the future. Georgia and I thought about it and talked and decided to downsize and relocate our base in the US, and spend most of our time over here – maybe 9-10 months a year.

And between May 2023 and our return here in March, that’s just what we did. We first found a small home on a ¾ acre lot, still under construction, in Fernley, Nevada. This promised much lower expenses than Graeagle, plus Nevada has no state income tax. As one example, our homeowner’s insurance is $328 per year, while we paid more than that every month for the house in Graeagle. Everything else has scaled accordingly, and though we’re not particularly in love with Fernley, it gives us what we need when we’re there, and we feel safe just locking up the house and leaving for 5-6 months at a time.

The new US Headquarters in Fernley

The house in Graeagle was put on the market in September, and in one day we had a buyer, with cash, and the deal was done! We stayed in the house until after Georgia’s son Matt was married (in Graeagle) then began the move to Fernley. By November 15 we were Nevada residents.

Max

Although Max was well taken care of while we were gone, by Georgia’s sister Dignah, we were the ones who suffered, missing him terribly. We decided to bring him with us, and leave him here during our short return trips to the US. Our caretakers love dogs so it should work out well.

I asked my nephew, who flies for a major airline, about the best way to fly a dog overseas. “Easy” he said, “he just needs to get registered as a medical service dog then he gets to fly in the cabin, for free.” Lucky for us, he’d done that for one of his own dogs and knew the ropes. Soon enough, Max was a “trained and certified” service dog, able to alert to Georgia’s condition. And no, ADA laws do not allow you to ask what that condition is.

Doesn't he look handsome on his ID card?

That was indeed the easy part, and only guaranteed Max a comfy seat on the plane. The path started with Max’s vet, who researched the health and vaccination requirements both for import to the Philippines and export from the US. Max got to know his vet well over the next few months but, as attested to by the lengthy USDA export form, he was perfectly healthy. A complete medical and vaccination history was provided to the Philippines Bureau of Animal Imports to receive an import clearance, and various US DOT forms had to be completed.

Thus armed with a large stack of paperwork, and a suitcase full of Wubbas and Chuckit balls, we set off for our flights from Reno to SFO, then SFO to Manila. The gate agent in Reno didn’t want to see any of the papers; she told us that it would be handled at SFO before the international flight. Nope, at SFO we just walked onto the plane and settled into our business class seats. Max had it pretty good for sure!

Surely we’ll have to provide paperwork to get Max through the airport in Manila, right? Well, again, no. Through Immigration, baggage claim, and Customs, Max just trotted along beside us. The whole trip and not once were we asked to provide any documentation. Welcome to the Philippines, Max!

The most amazing thing though, was Max’s bladder control. He used an animal relief area outside the Reno terminal before our first flight, wouldn’t go near the stinky in-terminal relief station in SFO, held it through both flights, then through the terminal in Manila, finally taking a potty break outside the terminal. Super-human!

Kawayan Cove

It was nice to get back to our home, after being back in the states for a very busy 10 months. Nice especially as the caretakers had done a good job maintaining both home and gardens. Ready to move in and relax!

After greeting everyone and making some instant friends, Max spotted the swimming pool. It was a hot day (and he soon found out that every day is hot here!) and in he went. A quick lesson on where the steps were so he can get in & out and now swimming is a daily activity. Usually when one of us is there to throw the Chuckit ball, but we’ve seen him go down by himself and sit on the bench with water up to his chest, just cooling off.

Mabini

Last trip, I wrote about our visit to nearby Mabini/Anilao, a famous dive spot in the Philippines. We noted that the second hotel we stayed in was dog-friendly so for Georgia’s birthday this year we decided to go back, taking Max this time. We all enjoyed relaxing, swimming (both pool and beach for Max), getting massages (sorry, not you, Max), and of course the bar and restaurant. We went diving one day and I got in a couple enjoyable dives, spotting lots of fish, octopus, nice corals and crinoids, turtles, and a number of colorful nudies (nudibranchs).

Where's Dad?

New Car

I had a plan for this trip to replace our Innova with a Toyota Fortuner SUV (a model not available in the US but similar to the Toyota Highlander). More luxurious, better ride and handling, but still retaining a lot of utility for hauling people and stuff around. Georgia had a better idea (as she's prone to have), to get a really small car mainly for use in and around town, something that will be easier to drive and park in the crowded markets.

We originally settled on a Toyota Wigo (again, no equivalent in the US), a very compact “city car” with a mighty 1.0L engine. Buying a new car here isn’t like in the US, where you practically have to shake salespeople off your legs. Even a test drive isn’t standard here; we actually had to go to 3 dealerships to get one. OK, one dealer did let us drive a Wigo, but only around the dealership parking lot! In the 3rd dealership though, we noticed a little bit larger mini-SUV called the Raize. About the same height and width as the Wigo, but somewhat longer and with lots more room inside. Comparison drives between the Wigo and Raize convinced us that the Raize’s even mightier 1.2L engine was worthwhile, plus it was more comfortable overall. A deal was struck and we’re now enjoying our new mini-SUV!

Georgia’s mom is also wanting a car for the Philippines, and it turns out that our Innova is exactly what she’s looking for. We’ve made a deal to sell it to her, so now we’re looking for its replacement. I may get my Fortuner after all!

Driver’s Licenses

Regarding the story above, I got to test drive the cars; Georgia didn’t. The salesperson noted that her license had expired the day before, which was her actual birthday. Mine didn't expire until July so I was good to go.

We’d been clued in to the existence of a Land Transportation Office (LTO) branch in a nearby shopping center that only handles driver’s license renewals, which was said to be very efficient compared to dealing with the full-service LTO. The requirements for renewal are basically passing a medical exam and a written test. We went to the medical office, conveniently next door to the LTO, for our exams. After filling out a short medical history, my exam consisted of getting weighed, height measured, and reading one line of inch-high letters on an eye chart. Every other result of the required “exam” was just filled in by the staff. And then, as I was waiting for my exam results to be registered, I was handed a certificate stating that I’d passed the written test with a score of 92%. VERY efficient indeed, considering that I’d never seen a test. I do wonder what questions I got wrong though…

In less than an hour overall, we both walked out with 10-year renewals on of driver’s licenses. I’ll be almost 80 when this one expires, hope I’m around to get it renewed!

And BTW, I’m mad because Georgia outscored me on the written test, getting a 96!

Billiards

Billiards is a popular activity in the Philippines, probably because it’s played indoors in air-conditioned rooms. I’ve played occasionally here with Herve, who has a table, but this year we’ve hooked up with Kawayan Cove neighbors Graham (of English garden fame) and Andy (a New Yorker who lives mostly in Singapore). Also in our group, from neighboring developments, are Jean (Belgian), and Robert (Canadian). We call our informal group the “Sandy Balls Billiards Club” and we play a “tournament” every weekend, each putting 100 Pesos (about $1.75) into a winner-take-all prize pool. I’ve won once, hoping to continue to improve my game.

L-R: Robert, Jean, Graham, me, Herve (Andy not pictured)

Road Trip!

We’ve been talking about a road trip to the far northern reaches of Luzon for some time; we finally decided to do it. And just like our road trip to Baguio and Sagada in 2018, we’re not driving or taking our car, rather hiring both. Reminds me of an old commercial…

Car rental = $40/day

Driver = $20/day

Food and Lodging for Driver = $10/day

Sitting in the back and enjoying the ride = Priceless!

Our itinerary will include La Union, Vigan, Pagudpud, Santa Teresita, Tuguegarao, and Baguio. Stay tuned!

Sunset(s)

We’re still enjoying our sunsets, nearly every evening. Since it’s been almost 3 months I’ll throw in some bonus photos!

From our home:

From Mabini:

All for now, take care everyone!

[purplesurveys]

1823

Would you rather have another job?  I would, but the job market sucks and it's been a challenge trying to apply to new ones even though I had been actively looking every day of February. I got a little impatient so I've ultimately settled for a new role, still in my current workplace – so I've still resigned from my current post, but the new role will allow me to continue to be in the industry I like while removing the shit I don't want to deal with and had originally resigned over.

Did you ever live in a house with more than one story?  I currently do. It was the house I grew up in that didn't have an extra floor.

What room of your home do you spend most time in? My bedroom, since it's also my workspace.

Is your second toe longer than your big toe?  Just super slightly, but yeah.

Have you ever given yourself a tattoo?  Nope.

Do you own any clothes you wouldn’t wear in front of your mother?  Not really.

Do you have health insurance?  Just Philhealth. What are some medical issues you’re currently dealing with?  Just what I'm presently sensing as anemia, but other than that there aren't any.

Why did you last take pain medication?  Can't even recall. I just apply a cooling ointment whenever my back and shoulders are sore lol, and I've been proactively lessening my Biogesic intake because I don't want to be too dependent on it every time I get a headache.

What physical traits have you inherited from your father?  I find that my smile and mouth are similar to his. I think my eyes too? Idk but in general I'm the most well-balanced among me and my siblings when it comes to genetics haha, so it's hard for me to tell which of my features look more like my mom's or my dad's.

How about your mother?  My overall face structure? IDK IT'S REALLY HARD TO TELL LOL

What personality traits do you wish your children would inherit from you? I take pride in how devoted and loyal I am in my friendships, so it'd be nice for my hypothetical and likely-to-never-exist kids to get that from me. Also, passion for their hobbies! I'd listen to my kids ramble on all day about whatever it is they're interested/invested in.

What parts of the world are your ancestors from?  Philippines, and that's pretty much it lol. I don't think I have ancestors from Spain.

Have you ever had a strange pet, outside of the normal animals people keep?  No.

Do you believe in astrology?  Hell no.

Do you drive an electric car?  No. It just wouldn't be the smartest decision to get one at this point as we barely have the technology or network to make owning an electric car a feasible long-term thing. Philippines was already late as it is when it came to the internet, so I imagine it would be the same - perhaps even longer - with the electric cars.

Do you like facial hair on guys or do you prefer the clean shaven look?  Eh, it depends on how they look with the hair.

Who was your first celebrity crush?  It was a tie between Zac Efron and Ashley Tisdale, haha.

Are you good with kids?  I honestly don't know. I was good with kids before as a First-Born Asian Daughter™ lol, but I haven't been arounds kids in YEARS so idk if my abilities still hold up.

Are you usually late, early, or right on time?  At this point tbh I'm a mix of all three. I try to make it on time but it sometimes also depends on how invested I am in the thing I'm supposed to be at. I arrived at the Seventeen concert by 11 AM, but at work I will sometimes arrive at 10:30 AM lol.

Are you good at applying makeup?  I'm horrible at it, but that's also because I'm not the least bit interested in makeup.

Do you like pastel colored hair?  It's alright!

What do you think about the most?  Career options, opportunities to take care of myself or find new hobbies...I've been getting paranoid about mortality lately as well and I hate it.

Do you like to see it snowing outside?  I wish I could experience that, but I don't live in a country with snow.

Do you have your national flag hanging up anywhere outside your house?  Nopes.

Have you ever been in a choir?  I have not.

Do you look older or younger than you actually are?  I used to get 'younger' all the time, but idk now. Work may have aged me physically enough to start actually looking 25 hahaha.

When is the next time you’ll be up on stage?  I'm assuming June because my mom has asked me to host a surprise party we're doing for my paternal grandparents. I never committed to it, but I know ultimately it'll come down to me hosting anyway lol.

Where did you spend your last birthday at?  I was just at home. My friends came over though.

What was the last show that you watched a full episode of?  Friends.

Is there anything you need to work on doing soon?  Little bit, yeah.

Were you ever a boy or girl scout?  I was not.

Do you take your medications in the morning or at night?  I don't take any medication at all.

Have you ever bought a YouTuber’s merch?  Nah, merch is usually next to impossible to get when you're from an Asian country that's not Japan anyway. The merchiest I got with YouTubers was going to the first-ever YouTube Fanfest haha.

What is the best type of donut?  I like a good classic – chocolate frosting with sprinkles! My favorite local doughnut shop also makes this fantastic roasted brown butter brioche doughnut that I could have every day.

Do you like thrift stores?  Not the first place I would go to, but still willing to check them out.

What is your town known for?  Aesthetic cafes with shitty food, car accidents, pilgrimages, and our waterfalls. We're all over the place lmao.

Have you ever used a fake name at Starbucks?  I once referred to myself as Audrey as in Audrey Hepburn but it came back as fucking Aujie hahahaha. Haven't really done it since because I don't see the point.

What color is your lava lamp?  I've never had one.

Who is your favorite Lisa Frank character?  We were too short on money for my parents to be spending overpriced Lisa Frank shit on me.

What’s your favorite movie that you remember seeing in the theater?  Portrait of a Lady on Fire.

Do you know anyone who has ten cats?  I think Val may have? She posts about her cats all the time and it's always different ones every time lol.

Have you ever had a cat?  My sister had Arlee.

Have you ever had a dog?  Yes, three of them.

Have you ever any other kind of animal?  Yes.

Have you ever had a pet rock?  That I never have.

What were you voted in the senior class polls?  We don't have that tradition.

Who was your favorite teacher in high school?  My music teacher. I never even liked what she taught, but she had a teaching style that let her relate life lessons to whatever music theory she was explaining at the moment and that resonated with me all throughout high school.

Do you want to give your kids common names or unique names?  Common, but not too mainstream in that they can still stand out but also not get bullied.

What collection are you thinking of starting?  I currently collect BTS merch and I plan on continuing it, especially since I'm not even done getting all the albums yet.

Do you organize your clothes by color?  No, I just have them fixed according to article of clothing.

What do you want to name your first child?  I've stopped having a go-to pick for a name because I've also stopped wanting kids.

List ten favorite girls names.  Mia, Scarlett, Charlotte, Emilia, Harper, Elliott, Lily, Juliana, Rosie, Dylan.

List ten favorite boys names.  Seth, Liam, James, Lucas, Julian, Matteo, Noah, Owen, Jacob, Leon.

What season do you want to get married in?  Continued from last night. We don't have seasons but I'd pick out a colder month – so anywhere between December to February.

Is your Pinterest cluttered?  I don't use Pinterest enough to make boards.

What is your favorite insect?  None of them.

What bugs scare you?  All of them, but especially cockroaches.

Who picked your name, your mom or your dad?  My dad picked my first name, my mom chose my second.

Have you ever fallen asleep in a significant other’s arms?  Sure.

Do you have a television in your room? If you do, is it one of the old school big ones? Or i it a new flat screen?  I do. It's a flat-screen but it's not a new TV – it was originally from our living room until we got a new one last year. Anyway, the TV I have is like 16 years old.

What was your favorite cartoon or television show as a child? What about movie?  I liked Spongebob and Drake & Josh. For movies, Toy Story was and continues to be my favorite.

Did you have sleepovers at your friends’ houses a lot as a child? Or did your friends come over to your house more often?  No. I was never really allowed to, but also I didn't have many friends so eh. As for me, I lived in a very crowded duplex so the house was never the most visitor-friendly.

Do you have any significantly older siblings?  No, our age gaps are small.

When opening presents on Christmas or birthdays, do you first try to guess what is in the package? Do you tear the wrap off slowly, or just rip it to shreds? Are you polite no matter what the gift, and say you love it anyways?  I rip it to shreds haha, and yes I always say thank you.

What happened last time you got drunk?  I dropped a wine glass and injured my foot.

What are you listening to?  Friends.

Which parent do you feel the most affection for?  My dad.

How do you feel about God?  "If there is a God, He will have to beg for my forgiveness.” A quote that reached fame by being found carved in a concentration camp wall. And I will forever agree with it, violently so. <– I like this answer. < There you go. <--- yep. < That's the best answer yet, because that's exactly how I feel with the shit I went through growing up.

Which platform do you use to listen to music on the most?  Spotify.

Who do you care about the most?  Myself and my dogs.

[mint-moon25]

Watch "15 Minute Korean Rice Bowls For Your Busy WEEKNIGHT DINNER" on YouTube

KEVIN - ILLEGAL - HISPANIC -

CUBA - ENGLISH - SPEAKER -

ILLEGAL - WORK - HOURS & -

DAYS - 6 CONSECUTIVE DAYS -

ILLEGAL - IT's - 5 CONSECUTIVE -

ONLY - HE - ASST - HISPANIC FL -

CAN - EAT - DRINK - NEAR - PC -

ILLEGAL - DESTROYS - PC FOR -

THEY - HIPOCRITES - ILLEGAL -

ALL - HISPANIC - DIB HERNANDEZ -

MANAGER - TAKING - PLACE -

ILLEGAL - KEVIN - 8:30A EDT -

PARKED - ONLY - DISABLED -

DISPLAYING - LT PINK - HE's -

CATHOLIC - JESUS HANGING -

CLOTHED - MIDDLE - AREA -

AGE 33 - JESUS - MOST BEAUTIFUL

MALE - ON - EARTH - MUSCLES - 10

PACK - ABS - HALF - HUMAN - THEY

SPEARED - APENDIX - WATER ALSO

CAME - OUT - NAILED - HANDS - TO

WOOD - CROSS - SPIT - ON - HIM HE

WAS - NAKED - KEVIN - TOUCHES -

ROSARY - BELOW - JESUS' - WAIST -

PERVERTED - HE - DOESN'T CLEAN

TOILET - HE - IS - REQUIRED - BOTH

ROUND - MUST - B - FILLED - EACH

SUNDAY - NO - TOILET - PAPER -

ALSO - ILLEGAL -

3 PEOPLE - GRAY - HYUNDAI - A -

BLK - MALE - ALSO - EST - 6:05A -

ILLEGAL - HRS - SHOULD - B LIKE -

METROMOVER 5A - 12A MIDNIGHT

INSTEAD - STILL - RARE -

EXTRA - SPACE - STORAGE

6A - 11P - DAILY - HOLIDAYS

1103 SW 3RD AVE

MIAMI FL 33130

COUNTY - MIAMI-DADE

METROMOVER - BAYFRONT PARK

NOT - AFFECTED - BY - LOOP FOR

OMNI - BRICKELL - UNTIL - MID -

JUNE - LIKE - OTHER - SIDE - FL -

SCHOOL - BOARD - UNTIL -

ADRIANNE ARSHT CENTER -

BUS TERMINAL - MACHINE -

1 DAY PASS - $5.65 - BUSES -

METRORAIL - TRAINS - 'TIL -

MIDNIGHT - 12A - FRM - 5A -

EDGES - NOT - AFFECTED -

STORAGE - UNIT - BLDGS -

MANAGER - ASST -

REQUIRED - COLLEGE GRADS

BUS - ADMIN - MANAGEMENT

KEVIN - PUBLIC - HS - GRAD -

PER - PRINCIPAL - ELEMENTARY

WEE WEED - ON - CHAIR - FLOOR

IN - CLASS - MANY - TIMES

ASST - SHE - HS - EXAM FL

HOME - SCHOOL - EXAM 4

HIGH SCHOOL - SHE - CAN

COME - AT - 6A - CLEANS

TOILETS - DELIVERS PKG

PACKAGE - LETTERS AND

CLEANS - 'EACH' - FLOOR

KEVIN - ILLEGAL - SHE - CLEANS

TOILET - KEVIN - SAW - LINE DID

NOT - OFFER - THEIR - TOILET -

SAID - 'CORONA - VIRUS' - PER -

STORAGE - UNIT - $29 - FEE -

ADMINISTRATIVE - THEIR FL -

FRIED -CHICKEN - $11 - INSURANCE

CAUSED - BY - THEM - RATS - AND -

ROACHES - HE - SAID - THEY - EAT -

BURGERS - ( NO ) - FLOODING FRM -

THEM - ILLEGAL - WATER - TRUE -

SPRINKLERS - EXPLODES - BULBS -

IN - LAMPS - DESTROYS - LAMPS -

FELONY - 'DESTRUCTION PUBLIC -

AND - PRIVATE - PROPERTY' - FL -

FEES - RULES - 8TH - 'CRUEL AND -

UNUSUAL - PUNISHMENT - TRUE -

INFLICTED - KEVIN - PARKED ON -

DISABLED - JUST 1 - PARING AND -

ILLEGALLY - 8:30A EDT - TUES -

11 APR 2023 - SADISTIC - 2 YES -

PREGNANT - ASIANS - SAID -

NO - ONE - CARES - U WERE -

KNIFED - AT - BACK - TWICE -

SHOT - TWICE - WE - MIAMI -

DON'T - HONOR - SOCIAL -

SECURITY - 4 - BLIDNESS -

AS - ORTHODOX - JEW - THAT -

PUBLIX - SADWICH - YOUR FL -

LAST - MEAL - ADOLPH HITLER -

CHRISTIAN - GETLEMAN - GAVE -

ALL - THEIR - LAST - MEAL - GR -

KEVIN

(REFUSED - 2 - GIVE - NAME)

HYUNDAI - ELECTRA - SE

GRAY - LT PINK - ROSEMARY

MEMORY

LHB J40

YELLOW - STICK - ( 8 - 23 )

EXPIRES - AUGUST 2023

BLK PLATE - TOYOTA - KEDRALL

MY FLORIDA.com

SUNSHINE - STATE

ILLEGAL HISPANICS - ATTACKING

ICU - LIC - REGISTERED - NURSES

PHILIPPINES - $50, 000 - YEARLY

4 - MISS UNIERSE - WORD - MISS

TOURISM - MORE - OLYMPIC GOLD

WOMEN - WEIGHTLIFTING MAJOR

[mysticdreamcafe]

Hi,

Not much going on here. I'm trying to reclaim the house from all the boxes that come from online shopping. It's not that we bought much but some where in HUGE boxes. The sink we installed was 33x22 so imagine the box that came in. The faucet wasn't much better. Then the add-ons like the strainer and disposal connector.

I broke down and purchased a new disposal. I didn't know they came this quiet these days. Heavy as all get out but quiet. I upgraded the motor so it's supposed to tear through most organic kitchen waste.

We can't put bones in the composter. I'm putting this out there for those who like to read that people are trying to be greener.

I never got the garden set up so it'll have to wait till spring. We keep getting snow and rain tag teaming it so the blocks at the neighbors will be stuck together. I don't own a flame thrower and refuse to get a hernia so spring it is.

As for my health...in case you haven't figured it out I use Dream Cafe as a organizational, thoughtful, work things out board for myself. So, my health is still a bit of a roller coaster. So much so that my daughter brought home 3 library books about traditional Chinese medicine. I've made it through most of the Chinese herbal one. The philosophy is intriguing, but not realist when you are working on a budget and your health insurance won't pay for the herbs or visits to a herbal pharmacist or Dr. practice traditional Chinese medicine.

I do like the idea behind it vs our western medicines take on health. So, we went to the Asian markets an hour from us and I got some greens and other fruit/veg the Dr., from the Philippines, said I should eat. I'll make a veggie quiche a bit later today.

I'm hoping they, the greens and more veg...I'll be a bunny soon...will help the infusions work better. I've been getting ill between treatments since I went through the 2 rounds of antibiotics a few months ago. So increased veg, kettlebell swings, and trying the Chinese exercise called Chi Kung, one of the three books my daughter brought me, is my plan for the new year.

It's time for my tarot cafe posts.

Enjoy the cooler weather,

MV

Books in post are from the 90's but detailed.

Chi Kung. Increase your energy, Improve your health. Authors: Wei Yue Sun, MD. and Xiao Jing Li, MD.

A Handbook of Chinese healing herbs. Author: Daniel Reid

The Complete Book of Chinese Health Healing. Author: Daniel Reid.

[granilkhate]

How Can We Compensate Better Our Workers in the Philippines?

Improving the lives of Filipino workers goes beyond just paying them fair wages. Although the Labor Code already sets minimum wages, benefits, and worker protections, many workers still face financial difficulties. To truly improve their situation, we need to consider adding extra benefits that can help workers not only survive but thrive. There are several areas where we can make changes that would significantly improve the lives of workers in the Philippines. One key improvement is offering flexible work arrangements. The pandemic showed us that remote work and hybrid work setups can be highly beneficial for workers. These setups help workers save on transportation costs, reduce the stress of long commutes, and improve their work-life balance. To build on this, we could pass laws that guarantee workers the option to work from home or have flexible hours, as long as it doesn’t affect the quality or amount of work. For jobs where remote work isn’t possible, like those in manufacturing or healthcare, we could introduce shorter workweeks or staggered shifts, where workers take turns coming in at different times. These measures could also improve workers' productivity and reduce stress.

Another important area to address is healthcare. While PhilHealth provides some medical support, it often doesn’t cover all the medical expenses that workers face. Many workers end up paying out of pocket for treatments and medicines, which can be a heavy financial burden. To fix this, the government could require employers to offer additional health benefits, either through private insurance or by providing supplemental health coverage. This would help workers and their families manage medical costs better, reducing the financial strain during health emergencies and ensuring workers have access to proper healthcare. Childcare support is also an issue that needs attention. Many Filipino workers, especially women, struggle to juggle their jobs and take care of their children. The cost and availability of childcare services can be a huge challenge. To help with this, the government could introduce subsidized child care services or offer tax breaks to employers who set up childcare facilities in the workplace. This would not only help working parents, particularly mothers, balance their work and family responsibilities but also promote gender equality in the workplace. When workers don’t have to worry about their children while they work, they are more likely to focus better and be more productive.

The rising cost of living in the country is another challenge that affects workers. Prices for basic goods, housing, and transportation have increased, making it harder for workers to make ends meet. To ease this burden, the government could offer more housing programs to help workers find affordable homes close to their workplaces. Having affordable housing options near industrial zones or urban centers would cut down on commuting time and transportation costs. Additionally, transportation subsidies, such as vouchers or shuttle services provided by employers, would help workers, especially those in big cities like Metro Manila, save money on commuting. These measures would reduce the financial pressure on workers and make their daily lives more manageable.

In conclusion, improving the compensation for workers is not just about raising their wages. It’s about addressing their overall needs and creating an environment where they feel valued and secure. By offering flexible work arrangements, better healthcare, childcare support, and subsidies for housing and transportation, we can help workers thrive in their jobs and in their personal lives. These changes would make workers feel more motivated, productive, and loyal to their employers. When the workforce is supported and well-compensated, the whole country benefits. Investing in workers is investing in the future of the nation.

[abrlann]

FAMILY CODE OF THE PHILIPPINES

TITLE 1. MARRIAGE

Article 43. The termination of the subsequent marriage referred to in the preceding Article shall produce the following effects:

(1) The children of the subsequent marriage conceived prior to its termination shall be considered legitimate;

(2) The absolute community of property or the conjugal partnership, as the case may be, shall be dissolved and liquidated, but if either spouse contracted said marriage in bad faith, his or her share of the net profits of the community property or conjugal partnership property shall be forfeited in favor of the common children or, if there are none, the children of the guilty spouse by a previous marriage or in default of children, the innocent spouse;

(3) Donations by reason of marriage shall remain valid, except that if the donee contracted the marriage in bad faith, such donations made to said donee are revoked by operation of law;

(4) The innocent spouse may revoke the designation of the other spouse who acted in bad faith as beneficiary in any insurance policy, even if such designation be stipulated as irrevocable; and

(5) The spouse who contracted the subsequent marriage in bad faith shall be disqualified to inherit from the innocent spouse by testate and intestate succession. (n)

The law recognizes the fact that even if there is a prior existing marriage, children born or conceived of the subsequent marriage are legitimate.

CASE RELATED: borrowed from article 42 p. 497

TADEO-MATIAS v. REPUBLIC

Facts:

Estrellita Tadeo-Matias (Estrellita) and Wilfredo N. Matias (Wilfredo) were legally married in 1968. Wilfredo, a member of the Philippine Constabulary, was assigned to Arayat, Pampanga, in 1979. He left their conjugal home for duty and never returned, with no communication or contact with Estrellita or his relatives. Wilfredo was declared missing in 1979 by the National Police Commission.

Estrellita, after over three decades of waiting and hoping for Wilfredo's return, sought to claim his death benefits as a former military officer. She filed a petition for the declaration of presumptive death of Wilfredo before the Regional Trial Court (RTC) of Tarlac City.

Issue:

Whether or not a petition for declaration of presumptive death solely for the purpose of claiming death benefits a viable suit.

Ruling:

The Supreme Court upheld the CA's decision, ruling that a petition for declaration of presumptive death solely for the purpose of claiming death benefits is not a viable suit in the Philippines. The Court emphasized that the presumption of death under the Civil Code is a rule of evidence, not a cause of action, and therefore cannot be the subject of an independent action or proceeding.

[copperbadge]

Radio Free Monday

Good morning everyone, and welcome to Radio Free Monday!

Ways to Give:

doriandangerous is raising funds to escape their abusive family and get themself and their partner to a safer home; you can read more and support the fundraiser here or reblog here. (Warning for some reference to suicide in the text of the fundraiser.)

mtdewwhore is a queer nonbinary person raising funds for a hysterectomy, to treat for uterine cancer initially misdiagnosed as pregnancy; they have no insurance and need to pay upfront, since it has not yet been deemed life-threatening. You can read more, reblog, and find giving information here.

Buy Stuff, Help Out:

Anon linked to thyfleshc0nsumed, whose main income has come from Tumblr recently and whose main account Tumblr recently terminated; since the item was submitted the account has been restored but she is still working hard to get by on sales of her leatherwork, which is largely queer and BDSM themed. You can check out her shop here.

News to Know:

soc_puppet linked to summerofthe69 on Dreamwidth, a creative fest inspired by the 69 sexual position, which opened on Sunday; it's open to all fandoms and original works, and runs through September 6th, with a comment prompt post and weekly themes. You can read more and find links to the rules and prompts here.

Recurring Needs:

rilee16 is raising funds to get out of an abusive home situation, where their roommate has now started throwing out their furniture; they are also being harassed by text. You can read more, reblog, and find giving information here.

loversdoom is a college student from the Philippines, studying away from her family, and her parents are unexpectedly unable to support her education; she is dealing with a number of expenses and is now looking at costly dental work, and medical procedures to do with likely PCOS. You can read more and reblog here or give via paypal here.

And this has been Radio Free Monday! Thank you for your time. You can post items for my attention at the Radio Free Monday submissions form. If you're new to fundraising, you may want to check out my guide to fundraising here.

[laughingblue12]

Good Times

My wife’s mother passed away on my birthday. My wife is now in the Philippines. Tronald Dump is now going to be Pumpkinhead President again. Maybe when the funeral and affairs are settled, he won’t let her come home again. And my daughter is sick with severe flu and has no health insurance or job. I can’t afford one trip to the emergency room. So, we are walking the tightrope over a pit filled…

[metatechinsights]

Fertility Tourism Market Size & Forecast 2025-2035

Industry Outlook

The Fertility Tourism market accounted for USD 0.92 Billion in 2024 and is expected to reach USD 17.5 Billion by 2035, growing at a CAGR of around 30.8% between 2025 and 2035. Fertility tourism refers to the process by which people travel to another country to seek treatments for infertility, which include IVF, egg/sperm donation, or surrogacy. They include low charges, legal requirements, or the existence of better treatment alternatives in the patient’s home country. Some patients prefer fertility tourism to get better success stories, technology, or procedures that are banned in the country. Frequently visited countries are those that boast a stable healthcare system and permissive legislation on reproductive services.

Report Scope:

2024

2035Market Size in 2024 & 203520.0015.0010.005.000.0020242035ParameterDetailsLargest MarketNorth AmericaFastest Growing MarketAsia PacificBase Year2024Market Size in 2024USD 0.92 BillionCAGR (2025-2035)30.8%Forecast Years2025-2035Historical Data2018-2024Market Size in 2035USD 17.5 BillionCountries CoveredU.S., Canada, Mexico, U.K., Germany, France, Italy, Spain, Switzerland, Sweden, Finland, Netherlands, Poland, Russia, China, India, Australia, Japan, South Korea, Singapore, Indonesia, Malaysia, Philippines, Brazil, Argentina, GCC Countries, and South AfricaWhat We CoverMarket growth drivers, restraints, opportunities, Porter’s five forces analysis, PESTLE analysis, value chain analysis, regulatory landscape, pricing analysis by segments and region, company market share analysis, and over 10 companiesSegments CoveredType of Treatment, Service Type, Gender, Age Group, Provider Type, and Region

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Market Dynamics

Access to advanced reproductive technologies attracts international patients seeking treatments.

Several factors give rise to fertility tourism among patients, including the high cost of treatment in the patient's home country, readily available advanced techniques, and freedom in legal measures on ARTs of different countries. Almost every patient wants to find a place where new methods of treatment or technologies, such as preimplantation genetic testing or freezing of eggs, are used at affordable prices. Besides, several countries permit ART and surrogacy, and egg donation draws patients from other countries seeking personalized treatment, onsite care, and niche services.

It was estimated by the American Society for Reproductive Medicine that about 7.4 million women in the United States are infertile, placing them in a situation to seek services in other countries, especially where the service is inadequate or too costly. It further supports our belief in the increased need for extended fertility services within the international healthcare market.

Lack of insurance coverage increases out-of-pocket costs for patients.

The Fertility Tourism market embodies several limitations related to fiscal and governance constraints. There is still no insurance coverage for fertility treatments, most patients have to incur out-of-pocket expenses. This may discourage anyone who would wish to travel to other countries for treatment because the financial burden can be overwhelming. Furthermore, it is proven that even in different countries, the rules might be different, and this may cause contraindications for patients. That includes various standards of their treatment, the legal aspects of used treatments, and possible difficulties in further treatment.

Other factors likely to discourage would-be patients include distrust over the quality and safety of the facilities in other countries. However, cultural and ethical factors may play a role in the decision-making process. Therefore, people may refrain from traveling to seek other procedures they deem ‘unethical’ or are publicly acceptable by society. All these factors make the decision-making process very complicated by influencing the general growth of the Fertility Tourism Market.

Growing Research and development leads to new fertility treatment options

Fertility Tourism Market has emerged because of the rising need for assisted reproductive technologies, regulations, prices, and accessibility in different countries. Couples looking for better treatments or cheaper ways of having the baby, through IVF, egg donation, or surrogacy, among other services, move around and seek state-of-the-art equipment and services. Spain, Greece, India, and Thailand now benefit from their well-developed medical tourism sectors since they provide global-class fertility services. Fertility tourism itself offers destinations a means to develop their healthcare industries, attract global consumers, and create substantial revenue while offering patients fewer waits and more choices. However, there are issues of ethics, the law, and the safety of patients, which are always probed as this market develops.

Industry Experts Opinion

 “As the field of fertility medicine expands, so does Inception, and through effective marketing and communication strategies, we can deliver key educational messages and introduce new products and service line offerings that will enhance the fertility journey for every aspiring parent,"

TJ Farnsworth, CEO and Founder of Inception.

“Infertility is an emotionally charged experience for any couple. During a consumer research we had conducted, we found that nearly 2 in 3 couples undergoing treatment found it extremely challenging, and over 90% couples lacked the financial support for the same. We noted an emerging sentiment of insurance coverage, especially among the Tier-2 population, where the spending capacity on healthcare delivery is extremely limited. This proposition is a unique and first-of-its-kind to be offered to couples,”

Vikas Anand, CEO of SafeTree Insurance said in a statement.

Segment Analysis

Based on the type of treatment, the Fertility Tourism market is classified into In Vitro Fertilization (IVF), Intracytoplasmic Sperm Injection (ICSI), Artificial Insemination, Egg, Donation and Surrogacy, Preimplantation Genetic Diagnosis (PGD), and Others. In Vitro Fertilization (IVF) is the dominant type of treatment in the Fertility Tourism Market because many people prefer this method. This treatment is preferred by many due to its efficiency and the level of technology used, and it can deal with most causes of infertility. The treatment is generally less costly in some countries and is one of the core motivators of medical tourism. IVF also presents combined methods such as egg/sperm donation and Preimplantation Genetic Diagnosis (PGD), making the procedure attractive for international clients who need reproductive help.

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