#gpa insurance

[orcelito]

Oh yeah, so turns out I DIDNT flunk my 2 classes my last semester I took (spring 2023). I got a C and a D. Which normally a D wouldn't be passing, but bc it's not a prerequisite for anything, my advisor is making an exception for it. WHICH MEANS I only have 8 classes left to take before I graduate. Since my life insurance money will cover all my living expenses for A While, I'm not gonna look for another job and instead will just focus on studying and finishing my degree. 1 class in the summer, 3 classes in fall, and 4 classes in spring. Assuming I don't crash and burn again (which I'm going to do everything in my power to prevent), I should be able to graduate college by spring 2025.

10 years after I first started college. I should've graduated in 2019. But better late than never. So long as I do finish, it will be okay.

[kindnessoverperfection]

anyone else out there have npd that's like

"you're powerful, invincible, better than everyone else, and you can get whatever you want!! go out there and show them how impressive you are!!"

and then the moment you achieve it

"PSYCHE better leave quick before they have the chance to criticize you"

puts enough pressure on you that you get everything you want, and then yanks it away just as quick

[daddy-socrates]

still waiting on my last professor to get the letters of recommendation in. the due date for all 4 is in 5 days. if i get auto-rejected from programs because he doesn't get those letters in that he said over a month ago that he would do, ill be devastated.

[beemawala]

The Workman Compensation Policy, also known as the Employer’s Liability Insurance, is designed to provide financial protection to employers against liabilities arising from workplace injuries, occupational diseases, or death of their employees. Coverage for medical expenses, disability benefits, and legal costs is offered, ensuring that employees receive timely compensation and support in case of work-related accidents or illnesses. The policy is considered essential for businesses to comply with legal requirements and to demonstrate their commitment to the well-being of their workforce.

[silver-la-pixels]

help

[fletchingbrilliant]

🌙some wildly cheap commissions!🌙

🙃 for some even wilder reasons 🙃

hey y'all. long post thingie but it's got cute pictures so please check it out

TRANSCRIPT OF POST

hey frens got something kinda somber to talk about. most of you are very aware of the existence of my beautiful fiance and co-creator of basically everything i do. zae and i are getting handfasted (marriage for pagans) in october, and have been living together for about 10 years. in 2021, zae got really fucking sick, and after a few false starts, was diagnosed with a rare for of vasculitis called granulomatosis with polyangiitis, GPA for short. it’s an autoimmune disease that causes inflammation in blood vessels and other tissues, ultimately stopping blood from getting to the parts of the body that need it, affecting many areas, but primarily the respiratory system. while the cause isn’t known, it usually presents in people in their 50’s or 60’s, but complications from a third bout of covid-19 appears to have made it emerge way earlier for our boy. at least, that’s what we think. his case is extremely aggressive, advancing faster than anyone could have expected. in zae’s case, it actually attacked his kidneys first, and then went after his lungs, causing both to threaten shutting down for good. he was extremely anemic and needed a ton of transfusions, narrowly avoiding dialysis, and we spent weeks in the hospital keeping him alive. he was placed on two different kinds of chemotherapy to combat the disorder. he lost his hair, went through even more fatigue and pain on top of what the disease had already put him through, and had to accept a plethora of changes to his life that will last forever. a lot of you out there have harrowing experiences of your own when it comes to chronic and potentially terminal conditions, too, I’m certain. “it’s not fun” is an understatement. though there were a couple of really fucking close calls, zae’s GPA went into remission. his hair grew back fuller and more luscious than it had ever been before. (i later learned these are affectionately referred to as “chemo curls.”) remission for gpa is usually expected to last at least 5 years, potentially up to 20, before any symptoms resurface. but zae’s case was particularly aggressive, so of course he’s not so lucky. he’s relapsing now. his symptoms have been slowly returning, and it’s been decided that he’s going back on chemo. it’s no surprise that this shit is expensive, even with insurance. we’re still paying off the care he received last time because ‘murca. being disabled myself, work has been… let’s call it inconsistent, yeah? yeah, that’s a nice and comfortable thing to call it. no one’s doing well financially these days, so we of course have to get creative. long story short(er), i’m doing a commission special! for the next MONTH, i am offering fast commissions at crazy-low prices to try and help us create a cushion to keep us afloat and relatively comfortable while we begin the chemo process again. there’s several options for a variety of budgets, because i really hate the idea of seeking something for nothing, and i absolutely abhor having to reach out in this way. it makes me feel vulnerable and icky and… i’m sure you all understand that, too. i can’t thank you all enough just for following me, and engaging with mine and zae’s work. it may sound trite, but that really makes a difference to us, especially when we’re dealing with something so painful. so if you can’t or don’t want to partake of the sale, please know that you are still a huge help to us, and we seriously appreciate each and every one of you. like, so fucking much. thanks y’all love, fletch

END TRANSCRIPT

Commission Options:

Flash Sketches: $5USD/character

Comics: $5USD/panel - flat color

Comics: $10USD/panel - shaded color

Screenshot Redraws - $15USD/character (complex bgs, add $20)

all of this is posted with @zaebeecee's knowledge and blessing

please DM me if you're interested in something, and thank you again

more Hungry Games, fic fanart, and Persona stuff coming soon too

[patricia-von-arundel]

FOR ANYONE IN FLORIDA:

Governor Ronald McDonald McDipshit is trying to require public colleges to hand over info on transgender (or, I assume, otherwise gender-nonconforming) students.

Under both FERPA (Family Educational Rights and Privacy Act) and HIPAA (Health Insurance Portability and Accountability Act), this is illegal.

FERPA protects your college records if that college receives federal funding. Under FERPA, even your parents cannot request your grades, your classes, or your medical records in the hands of the college (among other things). Circumstances under which records can be shared without your authorization are limited:

"FERPA generally prohibits disclosure without consent, either internally or externally, of personally identifiable information from education records. But it permits (although it does not require) such disclosure without consent in certain situations. These include:

1. to other school officials, including teachers, within the institution who the college determines have legitimate educational interests;

2. to the parents of a student under age 21 concerning the student's violation of any federal, state, or local law or school policy or rule governing alcohol or drug use or possession; and

3. in connection with a health or safety emergency."

(https://www.cga.ct.gov/2005/rpt/2005-R-0195.htm)

HIPAA applies to all medical records, whether held by a college, a hospital, or a private doctor's office. Again, there are guidelines for exactly when your information can be shared without express, written permission from you:

"The Privacy Rule sets rules and limits on who can look at and receive your health information

To make sure that your health information is protected in a way that does not interfere with your health care, your information can be used and shared:

For your treatment and care coordination

To pay doctors and hospitals for your health care and to help run their businesses

With your family, relatives, friends, or others you identify who are involved with your health care or your health care bills, unless you object

To make sure doctors give good care and nursing homes are clean and safe

To protect the public's health, such as by reporting when the flu is in your area

To make required reports to the police, such as reporting gunshot wounds"

In other words, DeSantis cannot legally access your medical (or other college) records, either through the college itself, a hospital, or an individual.

Both FERPA and HIPAA are federal programs, so they apply no matter where you are in the US and how much DeSantis stomps his little feet and yells. FERPA protects your educational records; HIPAA protects your medical records (specifically, PHI, or Protected Health Information). DeSantis could ask to know how many people at the Mickey Mouse Medical Hospital have received prescriptions for hormones, had top or bottom surgery, etc., but he cannot demand access to your name, SSN, birthdate, specific treatment records, etc., unless you provide written authorization for him to do so. Along the same lines, he could demand the College of Rats in the Kitchen and Gators on the Stage tell him how many students total identify as transgender, nonbinary, genderfluid, gender non-conforming, etc. He could even ask for the average GPA of trans students compared to cis students (as a whole). But he cannot - again - ask for your personal records, or any of the information therein, without your express permission.

Don't panic, okay? I know the federal government isn't always trustworthy, but I've spent enough time dealing with both FERPA and HIPAA to know that they take this stuff very seriously. If you need to contact someone about a violation of either -

FERPA (college records) is under the US Department of Education, and you can find more info on reporting a potential violation here:

HIPAA (which covers all your medical info) is under the US Health and Human Services' Office of Civil Rights, and you can find more info on reporting a violation here:

At the moment, DeSantis is requesting only information not covered by either HIPAA or FERPA: "Republican Florida Gov. Ron DeSantis is asking state universities for the number and ages of their students who sought gender dysphoria treatment, including sex reassignment surgery and hormone prescriptions, according to a survey released Wednesday."

Source:

If you are concerned that your records either as a student or a patient may have been shared without your permission, either because of this or in any other circumstance, you have rights.

Hang in there.

[dreamyshifts]

Yuuei Academy of Advanced Heroics | Pro Hero Pop Star

*Under construction. Ideas welcome.

UA Academy for Advanced Heroics is Japan's premier institution for hero education, offering both undergraduate and graduate programs in heroics and related fields.

The academy features the following below.

- State-of-the-art training facilities

- Combat simulation rooms

- Disaster response centers

- Medical training wings

- Distinguished faculty of pro heroes

- Active heroes teaching specialized courses

- Industry experts providing real-world insights

- Comprehensive curriculum structure

- Theory and practical application balance

- Focus on field experience

- Emphasis on ethical hero work

The Advanced Heroics program is a rigorous 5-year course that combines intensive classroom learning with extensive field training, and guarantees students graduate with a high school diploma and associates degree. Students work closely with established agencies while completing their studies, ensuring they graduate with both theoretical knowledge and practical experience.

The academy maintains strong partnerships with hero agencies worldwide, facilitating international training opportunities and exchange programs for students showing exceptional promise.

Core Requirements (60 credits)

Hero Studies Foundation (9 credits)

- Advanced Combat Training

- Quirk Theory and Applications

- Emergency Response Systems

- Hero Law and Ethics

- International Hero Law

Specialized Training (20 credits)

- Crisis Management & Leadership

- Crisis Response Training

- Advanced Rescue Operations

- Psychological First Aid

- Emergency Medical Response for Heroes

- Advanced Stealth and Reconnaissance

Field Experience (20 credits)

- Agency Internships

- Supervised Patrol Hours

- Public Relations and Media Management

- Media Relations & Public Speaking

- Agency Management & Leadership

Research and Development (9 credits)

- Advanced Quirk Analysis

- Hero Strategy Development

- Quirk Enhancement & Control

- Hero Psychology and Counseling

Graduation Requirements

- Maintain minimum 3.0 GPA

- Complete 1000 supervised field hours

- Pass Hero License Advanced Certification

- Complete Field Case Project demonstrating mastery of hero skills

International Hero Law - Class Session Example

Topic: Cross-Border Hero Operations

Professor begins with a real-world case study of the Moscow Mall incident where heroes from 5 different countries had to coordinate rescue efforts

Key points covered:

- Jurisdiction protocols when crossing international borders during emergencies

- Required documentation and emergency clearance procedures

- Chain of command in multinational hero operations

- Legal liability and insurance considerations

Practical Exercise: Students split into teams representing different countries' hero agencies to simulate coordinating a response to a natural disaster affecting multiple nations.

Homework Assignment: Draft a proper cross-border operation request form and outline the step-by-step protocol for emergency hero deployment to a neighboring country.

[robobarbie]

If Onion sang the Blooming Panic Theme, how would that go?

Are you reading yet?

Have you studied for calc?

It's about to get real dark outside.....idiot

Are your grades up? Your expenses down?

Let's study flash cards another round

I hope these nights educate you

Don't care if you never want to

Are you lockin' up? I got the key.

Can't believe you tried to run from meeee

Hope that your icon is online

Know that we'll study until nine (in the morning)

I feel your GPA

Has seen some awful days

Can't you just sit still and study for once in your LIIIIIFEEE

It's FIIIINAAAALS WEEEEEEEEEK

You got me banging my headdddd

Click the guideeeeee

Can sleep when you're deaddddddddd

Finals stress is a mess you won't forget

But you gotta know what is coming next

Checkin linkedin on the weekend

Watchin everyone else get hired, despite your best (I JUST NEED INSURANCE)

You know you need my advice

I hope my words suffice aaand

Even tho it's dire, don't get tired

Can't let yourself just botch the end like this

I feel your GEE PEE AYE

Has seen some AWFUL DAYS

I'M TRYING TO HELP AND ENSURE SOMEONE HIRES YOUUUUUUUU

IT'S FINALS WEEEEEEEK

YOU GOT ME BANGIN MY HEAD

CLICK THE GUIIIDE

CAN SLEEP WHEN UR DEAAAAADDD

Hi guys! Sorry I'm late, there was a freshman with a beer keg and-

Come on, just study to page 20 and I swear it'll be worth it.

You keep this up, and I'm gonna kick you out.

Well... That's just the dumbest thing I've heard.

You haven't seen dumb yet. (hey, guys?)

What the hell does that mean? (guys? Guys?)

CAN YOU PLEASE SHUT THE FUCK UP IM TRYING TO SLEEEEEEP

IT'S FINALS WEEEEEEEEK

YOU GOT ME BANGIN MY HEAADDDDDDD

CLICK THE GUIDE (MOTHERFUCKER-)

CAN SLEEP WHEN UR DEAAAAADDDDDDDD

[rival-the-rose]

Oh and I found out yesterday that I didn't get into my second choice school. Still waiting to hear from my first choice school. I'm pretty conflicted about all of it

--second choice school is not a good vet school, but it's nearby and accessible and would be cheaper and I'd be able to keep all my doctors. They make their initial decisions solely on GPA as far as anyone can tell so I never stood much of a chance but it was worth a try.

--first choice school is a very good vet school but it's several states away. I would need new doctors and it will be very expensive to attend but cheaper to live there, like my partner could probably support both our living expenses on one salary. I think I might have a chance of getting in still bc they make it clear that they actually evaluate the entire application before making admission decisions.

--third choice school accepted me but they're still a shit show. They are in the Caribbean, so I will have difficulty accessing prescriptions and limited access to specialty care. I don't know for sure how accessible their campus is but based on video tours, not particularly. I previously tried to give them a seat deposit and it was just a comedy of errors so I didn't give them money. Currently I cannot experience temperatures over 75 without losing consciousness so tropical climate may not be great.

And that's without spiralling about my current physical abilities and whether or not this is even an achievable goal under ideal conditions, let alone in another country. And is it even worth this amount of debt if I don't have a typical career or I can't do the work I want to do. But if I'm likely to be off and on disabled then I think I need to get a degree that will let me get a less physical job that I won't hate and will make money and have insurance. But maybe I could do that with an MPH? I don't know I just wish I could have been figuring this out earlier or in like, a year

[piratecrew]

my mom said i get a reduced rate on her car insurance because my gpa is above a 3.0. ????

[bonginspector]

My friend Sara is facing homelessness and needs your help, im posting on her behalf. She hasn’t asked me to and doesn’t know I am, I’m just someone who has been homeless and cares about other people. Below is the bio of her go fund me, she’s had a very rough year. Rent is due, y’all know how it is. Link will be at the bottom.

Hi all.

It is with a heavy heart that I am starting another fundraiser. Less than a month ago I started a fundraiser after an incident on December 23. My car was damaged when I ran a flat hitting a pothole, and without cell phone reception or a jack. As I was up a mountain on a forest road I was left with no other option than to drive on the rim to get to cell phone reception. This broke not only one but two axles on my car and rendered it with more mechanical damage and cosmetic issues. Devastatingly, yesterday January 11, my insurance company came with the final verdict: my car, not even a year old to me, has been deemed a total loss. I am now completely without wheels. I work a job that pays $7/ hour with barely any tips. I am walking 20.000-40.000 steps a day walking to work, walking at work, from work, doing errands, and walking my dogs, and it is all breaking me. This car loss comes atop a very traumatic half year. At the end of August, my husband and partner of 20 years abandoned me with no means. I was left unable to pay rent as I was a student only working part-time making 960/month and my rent is $1600. Then, a month later, my stepfather died suddenly and unexpectedly. As if that wasn't enough, my childhood friend killed himself in November, and my car got damaged in December. I've struggled to find a reliable roommate, and the one I had turned out to not be, and he broke the lease in December. I can not make this rent alone. My current job doesn't pay enough for me to sustain myself on my own.

The picture above is from dinner on my graduation day this past May, 2022. You see a pin on my blazer. That's a Phi Theta Kappa pin that I got when I graduated with the highest honors from the graphic design certificate program I attended. As a continuing student, I am still at a 4.0 GPA and with major scholarships. Sadly, this new situation is causing me to forfeit my school and scholarships. The only person who has offered to help me by providing a roof over my head and a safe place for me to rebuild my finances and self is my high school friend who lives in Morgantown, West Virginia. This fundraiser is created to help me avoid homelessness that will inevitably come if I can't get myself and my pets to Morgantown. I am needing to pay for a shipping container to move a small number of my belongings there. I will also need to rent a car, and pay for hotels/motels along the way. I am begging you and everyone you know to help me so that I don't have to give up my pets and move into a homeless shelter. Please help me get to my safe place — My friend's house in Morgantown, West Virginia.

Kindly but regretfully,

Sara

[kingofangst]

Facts of Seraph Kingfisher

1. Has a GPA of 4.75, just under Lydia Martin

2. Has earned a title in the school named "Icy Enigmatic King" due to roasting an entire grade of seniors when he was a freshman

3. He is biracial and bisexual, has a few preferences but nothing too serious. He's 5'11 1/2 feet

4. He likes to wear preppy and dark academia fashion. He dislikes sporty wear.

5. He hates asparagus and vinegar.

6. He plays violin, piano, and flute. He can also create art.

7. He wants to be a Life and Health Insurance Broker

8. His childhood friends were Isaac Lahey and Matt Daehler. (They used to be childhood friends😔)

And that's all folks

(For now)

[scottandrewhutchins]

Post-College Timeline

1999: graduate from college with a 3.46 GPA in my major, struggle to get interviewed except by temp services, which provide me with only sporadic work. It becomes increasingly difficult to get responses because of the Bush recession and 9/11. By 2003, unemployment insurance benefits have run out without getting so much a temp job. Get a work from home job scoring tests for Educational Testing…

[scrabbleknight]

I've been thinking about continuing my studies in my Master's and I found a degree I'm quite interested in. Unfortunately, I run into problems:

It's expensive. If I take a chance in Germany, it'll cost me roughly €22k for the next 2 years, on account of living expenses and rent and insurance. That's about RM110k and well, that's not an insignificant amount.

I'm 0.1 GPA short the minimum. I'll have to do an appeal and stuff, and probably get recommendation letters from my professors, even though I'm not that close to them.

I'm scared. Like, literally freaking out of my mind. I haven't been mentally right for a while and it's left me an anxiety-riddled mess. Despite the support I have, I'm not in the best place mentally and emotionally.

I'm only posting this online because I need a way to vent it out. Getting a Master's could change my life but I don't want to go to debt for it.

Damn, why am I such a panicky mole?