#god forbid i trust my computer with any of my files

[thedrotter]

today my computer has felt in a pranksty mood ! it felt funny and goofy and decided to not let me save anything and when i tried to open my file it said it was corrupted or didnt exist...☺️☺️ hours... of work...☺️☺️ and just a few days ago it deleted multiple hours of work on another file ! ☺️☺️

dear computer🩷 i will put you in the microwave throw you at a wall and crush you

[yandere-society]

First, Do No Harm

Sypnosis: Dr. Kim is well known as the most skilled heart surgeon in the hospital, but when you notice his mortality statistics seem skewered, you discover all is not what it seems. Now, Dr. Kim is offering you a choice: will you join him? Or become yet another broken heart beneath his scalpel?

Pairing: Namjoon x Female Reader

Word Count: 7.2k

Admin: @psycho-slytherin​

Valentine��s Day Event Masterlist

Trigger warnings: yandere-themes, mentions/descriptions of death and dying, blood, murder?

You stand back, holding your breath as Dr. Kim Namjoon removes the camera from his young patient’s chest and smiles. “Another day, another Tetralogy of Fallot.”

The nurses and residents clap politely, and you join in. Dr. Kim is a legend within the hospital and across the country. You have nothing but admiration for the greatest pediatric cardiologist of your generation. And you, as a senior anesthesiologist, have gotten to witness some of his greatest achievements.

“Great work, everyone. He’s going to be just fine,” Dr Kim says, catching your eye and grinning. You can’t see his smile through his mask, but his trademark dimples appear below his eyes.

Those dimples have done nothing but enthrall just about every hospital employee since day one, and sometimes even you have to wonder if you’re truly immune to his mesmerizing gaze.

As you replace the equipment on the anesthesia cart and switch off the many machines that kept your patient asleep for the duration of his surgery, your attention turns to tomorrow’s patient– a fifty-two year old liver transplant recipient named Mr. Lim. You’ve already prepared his plan, and it should be pretty straightforward. 

You’ve always loved the art of anesthesiology– it turned surgery from a lowly last resort to a tolerable option, from screaming and bloody struggles to a quiet and hyper-focused operating room. Anesthesia set the stage for the advancement of medicine, and you’ve never thought twice about your choice of specialty.

Plus, it means you get to see Dr. Kim, the handsome cardiologist, whenever you’re working on a surgery with him. You smile at the thought. That’s great, too.

As you scrub out, your thoughts drift to your plans. Valentine’s Day is next week and you promised your newly-engaged coworker you would be on call. Dr. Jung asked you days ago to take over for him so that he could spend the evening with his fiancé. With your reputation for being perpetually single, you were happy to help. Besides, you like helping people.

“Dr. L/n.” You see Dr. Kim slide in beside you as he, too, scrubs his hands and arms up to the elbow. It seems you two were the last to file out of the OR.

“Dr. Kim,” you reply. “Great work on the Tetralogy of Fallot today.” It’s a relatively common, but sometimes deadly, combination of birth defects. The patient today was a five-year-old boy, and when you explained to him that you would insert a breathing tube to help him during the surgery, he looked at you with such trust in his eyes that for a second, it was you who couldn’t breathe.

“It was a collaborative effort,” the cardiologist says smoothly. “Definitely wouldn’t be possible without you.”

You feel a blush warm your cheeks when he turns to you. Dr. Kim has one of those faces whose every line reveals a particular grace– each worried wrinkle seems to have a meaning, and every controlled movement tries to say or hide something which you can never decipher. Despite working together for years, you’ve never had a real conversation with him. Maybe now’s a good time to start?

“Doing anything fun for Valentine’s Day?” You ask casually. Dr. Kim coughs and you realize your mistake, your blood running cold: “Oh, god, no, I’m not hitting on you!”

Dr. Kim chuckles as he dries his hands. “Don’t worry about it, Dr. L/n. No, I don’t have plans– I believe I have a surgery scheduled.”

“Yeah? Anything interesting?”

“Some teenagers got drunk and messed with fireworks during New Year’s Eve. One of the explosions caught a kid in the chest, she got some shrapnel embedded in her interventricular septum. She’s got a leak between ventricles, small enough that I guess they didn’t notice until now. Any bigger…” he pauses. “It wouldn’t be pretty.”

“Oh, geez.” You wince. You can’t imagine the young girl’s terror and pain. You hate suffering, despise violence. It’s one of the reasons you chose your specialty.

Dr. Kim shrugs. “It’s a tough job. Kids are so healthy and able to bounce back, we can’t always tell when something’s wrong– their bodies just try to adapt to it. And the heart has a direct line to our psychological state; when they get scared, when they feel trauma or pain…” Dr. Kim meets your eyes. “It damages them even more.”

You stare at him, a rush of sympathy enveloping you. You’re used to turning off your emotions; numbing yourself to suffering is another part of the job. But where your responsibility is to keep patients safe and calm, relaxed and unfeeling, Dr. Kim’s hands hold within them the lifeblood of each person on the operating table. He, too, is only human, and every life lost must surely weigh on him.

“Right, well…” Dr. Kim chuckles quietly. “I’ll see you around, Dr. L/n.”

“Hey, Dr. Kim.” You hurry after him while shaking your hands dry. Dr. Kim stops, eyeing you curiously. “If you ever need to talk to someone, my therapist is pretty good.”

“Your… therapist?” Dr. Kim adjusts his glasses, his tone questioning.

You take a breath. You’re always the first to promote therapy to people in your profession. “Our jobs can get tough. I started seeing someone years ago, and I probably wouldn’t still have my job if I hadn’t. And you, with your responsibilities��” you fidget. “I can get you some recommendations if that might help you.” You hope you’re not overstepping your bounds.

Dr. Kim smiles cooly, his dimples remaining hidden. “Thank you for the offer, Dr. L/n. I appreciate it.”

“Ah, call me Y/n,” you reply automatically. All your friends in the hospital refer to you by your first name anyways. Hopefully an esteemed professional like Dr. Kim won’t find such a suggestion inappropriate.

The cardiology surgeon raises a brow. “Then I’m Namjoon.”

“I- oh.” You smile briefly. “Alright. Well, I have to get to my rounds– I’ll see you later.”

With that, you turn, reaching for your pager. You don’t notice the surgeon’s eyes follow you down the hall. You don’t see him smile widely, his dimples at last appearing in earnest beneath his glasses.

»»————-　♔　————-««

After you return from your lunch break later that day, Dr. Min, your favorite diagnostician, waves you down. “Y/n!”

You smile, approaching. “Hey– what’s with all the stuff?” Dr. Min’s arms are full of stacks of files, so high his face is obstructed.

“Some bug in the system deleted a bunch of the digital archives from the last couple months,” Dr. Min grumbles. “Luckily we have physical copies of the hospital records, but now we have to reinput the data. I made the mistake of offering to help the hapless interns assigned to fix it.”

You laugh, grabbing a stack of paper out of Dr. Min’s arms. “I’m finished with my rounds today– I’ll help.”

“Ah, Y/n, you’re an angel,” Dr. Min sighs with relief. “It shouldn’t take more than a few hours and if you get paged, I’ll just add another intern to the roster.”

You shift the papers in your grip. “I’ve got a conference call in a couple hours, but I should be fine until then.” After Dr. Kim’s– Namjoon’s– cold cordiality, a friendly face like Yoongi’s is a welcome relief.

Still, Dr. Kim has certainly earned the right to whatever behavior he wants to express; it was his groundbreaking paper that led to the testing of a new surgical procedure to more effectively repair a patent ductus arteriosus and a number of other birth defects. He was the keynote speaker for the recent cardiologists’ convention in the city, and his surgeries are always well-attended; you’ve heard of interns competing for the chance to scrub in and witness him in action. Dr. Kim’s name alone is enough to add a layer of intellect to any conversation. Patients have traveled across the country for his advice.

You follow Dr. Min to the records room, where five interns are already typing away, recording and inputting patient data and medical records.

“How big an operation is this?” You wonder aloud, setting down your files.

Dr. Min sighs. “Big. It’s a disaster, and the hospital board wants to keep it quiet. Everything’s online these days; this fuckup will make it look like we’re behind the times.”

You laugh. “God forbid. Okay, I’ll input the surgery data and you can take diagnostics.”

Dr. Min nods, and you get to work, grabbing files off the pile and settling down in front of a computer.

Patient name: Jeon, Jeongguk.

Diagnosis: Heart arrhythmias. You wince. Heart arrhythmias are a tell of potential cardiac arrest, and the patient would probably benefit from a defib implant.

Procedure: ICD. ICD stands for implantable cardioverter defibrillator– you were right!

Attending: Dr. Kim Namjoon.

“Oh?” you murmur aloud, staring at the familiar name. Today’s full of Namjoon, isn’t it?

When you type in the report, the computer dings, automatically redirecting you to the patient’s file. A big red word greets you next to his name: DECEASED.

You wince. The patient was a young man, and it’s a shame that people die when they should be at the pinnacle of health. You glance briefly at the remainder of the patient’s file, looking for the autopsy report– but you find none.

Still, you quickly shake yourself out of a fog. You want to finish as many as possible before your conference call. Patient name. Diagnosis. Procedure. Attending. Medical history. Additional notes. You try not to pay attention to how many of the patients have the red DECEASED mark on their charts. No surgery, no matter how small, is without risks. If they’re on the operating table, something is already wrong. But why do people have to suffer? Why do they have to die?

Dr. Kim’s– Namjoon’s– name pops up several more times, often following some impressive procedure.

“Kim’s been busy,” you say after an hour of inputting data.

“Hm?” Dr. Min’s eyes are trained on his screen.

“There’s like… hundreds of surgical procedures in these files. Dr. Kim’s responsible for a lot of them.”

“Psh, that’s just ‘cause Dr. Park has been slacking,” Dr. Min snorts, stretching. “I caught him napping in the call room the other day.”

“We’ve all been there.”

Dr. Min laughs. “Sure, but I’ve never been there while my pager was going crazy!”

“No. Was it?” You gasp, scandalized. You sense the interns leaning in, desperate for the attendings’ scraps of gossip.

“Heh, yeah. Anyways, Y/n, why don’t you head out? I can handle the rest–” Dr. Min’s voice turns loud and deep. “And anyone who cares more about Dr. Park’s naps than the work right in front of them can stay here until we’re finished.”

You grin at seeing the interns scramble back to their stations. You remember your years as a medical intern and later, resident– spending so long at the bottom of the food chain humbles a person permanently.

You check your watch– you have just enough time to check on tomorrow’s patient before your conference call. You want to make sure none of his vitals have changed enough to warrant adjustments to his anesthesia plan.

You stroll through the corridors, eventually coming up to the liver transplant recipient’s room. It was a hastily scheduled surgery; the donor liver is being flown overnight to reach him in the morning.

“Good afternoon, Mr- oh.” Standing at the patient’s bedside, examining his chart, is… “Dr. Kim?”

Dr. Kim slides his hands into his pockets and straightens up. You’re reminded of how much taller than you he is. “Ah, Y/n, hello.”

“Hi. I wasn’t aware you were involved with this patient,” you say carefully. What would a childrens’ cardiologist be doing for an adult transplant patient? Still, Dr. Kim must have his reasons. He’s too brilliant a surgeon not to.

“Oh, I was just looking,” Namjoon replies. “I’ll be on my way now, if you don’t mind.”

“Just loo- uh, okay, I guess?” You step aside, allowing him to brush past you. That’s weird, but he’s Dr. Kim Namjoon. He can do whatever he wants.

“So, Mr. Lim…” You look down at your chart before double checking his heart monitor. “How are you feeling?”

“Sleepy,” the patient mumbles. “And grateful. My stomach hurts a bit.”

You smile. Donor organs are hard to come across, and so many patients need them. “Tomorrow’s the start of the rest of your life, huh?”

Mr. Lim smiles, his eyes fluttering closed. “The start of the rest of my life…”

Looks like he’s fallen asleep. You close the door behind you– the surgery is scheduled for 4 in the morning, so you’ll see him soon. Still, you wonder what Namjoon was doing in the room.

After your conference call and hours of reviewing charts from your apartment, you fall into a deep sleep, your pager at your fingertips.

Beep. Beep. Beep.

“Ah!” Your eyes fly open and you automatically grab for your pager, checking the time. 1:30AM? Your alarm isn’t set to ring for another hour. It’s a message from Dr. Kim Taehyung, Mr. Lim’s transplant surgeon: Call me.

Now fully awake, you’re quick to obey. The phone barely has time to ring before–

“Y/n?”

“Yeah. Taehyung, what’s up? Did the surgery get rescheduled?”

“No. Uh, sleep in today, okay, Y/n?”

“What?” You straighten up, already stepping into your shoes. “Of course not. What’s going on?”

Taehyung’s voice is hardened, but you can hear an exhausted kind of grief leak through. “We were too late. This morning’s liver recipient just passed.”

Your heart stutters. “Huh? That’s ridiculous– I checked on him yesterday!”

“Acute liver failure, most likely. The nurses must have given him too many pain meds, which probably accelerated the damage. Time of death was an hour ago.”

“Ah, shit. Shit.” You run your hand through your hair. The start of the rest of your life, you’d said to him… You were too late. “Okay, thanks for letting me know.”

“Hey, Y/n, it’s no one’s fault, understand?” Taehyung says sharply. He knows you too well.

“Yeah.” Your therapist loves to say the same thing. “I’ll see you later. Send me the autopsy report?”

“Yep. See ya.”

Unable to sleep, you fall back onto your bed. Mr. Lim was so close to lifesaving surgery– how could it have been too late? My stomach hurts, he’d said. You should have taken him more seriously. Where were the nurses? One should have been present. And you, as the damn anesthesiologist, should at least have noticed he had too many analgesics in his system. Shit.

After several more restless hours, you throw on your white coat and drive to the hospital. Even if the surgery was called off, there’s still plenty to do. Dr. Min is probably still reinputting records into the hospital database– surely he could use some help.

Besides, if you don’t help anyone today, you think your heart might explode.

Luckily, Dr. Min is more than happy to have an extra pair of hands typing away.

“Did you hear about the patient that got his left arm amputated?” Dr. Min says while you scan another report.

“If you say they’re all right now, I’m going to amputate your arm,” you reply dryly, checking out the next file. Oh, another operation by Namjoon. Some sort of emergency reparative surgery? The patient is listed as a nine-year-old girl.

“Yes, ma’am,” Dr. Min says jovially. 

DECEASED. A dark monster wells up inside you at the word.

“Fuck!” You yell, slamming your hands on the table and probably traumatizing two interns. For once, you don’t care. You’re so sick of pain, of suffering, and… “Why do people keep dying?”

“Woah! Hey, Y/n, c’mon…” Dr. Min takes the paper from you. “Deep breaths. This has always been part of the job– you know that.”

“It’s not fair,” you whisper, that monster in your chest weighing you down. “She was nine. Nine, Yoongi.”

Yoongi inhales sharply, glancing at the report in his hand. “Son of a bitch. Yeah, that’s… well, it’s part of the– what?”

“What?”

“It says the surgery was successful. Why’d she die?”

You purse your lips, forcing yourself to calm. “The cause of death should be listed. Or there should be an autopsy report attached.”

Yoongi’s eyes narrow. “I’m not seeing anything. Huh. And the attending surgeon…?”

“Namjoon.”

Yoongi hands you back the report. “Hold up. You’re on a first-name basis with Dr. Kim Namjoon?”

You stare at the surgeon’s printed name on the sheet, and all the power and reputation attached to it. “I guess.” Something’s bothering you– and you can’t quite put your finger on it.

“Hey, Yoongi, I’m going to run down to the morgue, okay?”

Dr. Min shrugs. “Go ahead, I hate that place. See you later.”

Yeah, you hate it too. You definitely hate it too. But some irksome curiosity won’t let this go– Mr. Lim’s body would be in the morgue right now, if he passed away last night. What you’re hoping to find, you don’t know. But you know one thing– Mr. Lim shouldn’t have died, and neither should have that nine-year-old girl.

And their only connection is Dr. Kim Namjoon.

As you take the elevator down to the morgue attached to the hospital, you try to make sense of your thoughts. Why was Namjoon in Mr. Lim’s room before his death?

Before long, you’re greeting Dr. Kim Seokjin, your favorite medical examiner.

“Ey, Y/n, how’s it going?” Seokjin asks happily, removing his face mask as he steps out of the autopsy suite. “You never come for a visit down here.”

“Yeah, I had enough of brain cutting in medical school,” you offer with a dry smile. “Listen, Seokjin, I need a favor– can I check out the body of the liver failure patient from last night?”

“For you, babe? Anything. He’s right up front.” Seokjin walks back to the many refrigerated doors, each housing or awaiting a body.

You’re quick to grab some gloves, and Seokjin rolls out Mr. Lim’s body. Your breath catches– there he is, the same man you spoke to only yesterday. When you first entered the medical field, you had thought dead bodies simply looked asleep. Now, with years of experience under your belt, you’ve learned to recognize that extra layer of weight, the particular stiffness in one’s limbs, the complete lack of motion in one who’s passed.

“I just want to check him for liver failure symptoms,” you say. If Mr. Lim really did die from acute liver failure, his eyes would be yellow from jaundice and his belly would be comically swollen and…

And it’s not. What?

“Seokjin,” you murmur, eyeing the man’s body. He’s no more bloated than he was last night. “In… In your professional opinion, did this man die of acute liver failure?”

“I can’t really say this early, but…” Seokjin shines a flashlight into Mr. Lim’s open, unseeing eyes. You notice only a slight yellow tinge, hardly at the extreme of acute liver failure. “He’s certainly missing the external symptoms typical of liver failure. Unless I see a lot of internal evidence pointing to the contrary during autopsy, I’d have to wager on another manner of death. Judging from the position of the hands and state of his muscles, he was in a lot of pain. Why do you ask?”

Your heart sinks. “No reason. Hey, can you pull the autopsy report for the girl who died last month? I didn’t find it on her file.”

“I know exactly who you’re talking about.” Seokjin frowns, grief temporarily clouding his gaze. “In all my experience, I’ve only had five children on the table– and she was the youngest. But the report should have been attached to her file.”

You shrug. “A lot of the digital archives were lost recently.”

“Let me find the physical copy.” Seokjin returns Mr. Lim to the fridge and strides into the morgue office, sifting through files. “Ah, here. Cause of death is listed as unknown.”

“Unknown?” You wrinkle your brow. How, in a hospital full of doctors, medical examiners, and expert diagnosticians, how can they not be certain of how this child died? “What’s the manner of death?”

“Dunno. There was evidence of myocardial contusions, but simple bruises on her heart like the ones she had shouldn’t have killed her. It’s probably a combination of the stress from the original injury as well as the operation itself– but it’s not enough evidence to call it natural.”

You take the autopsy report, feeling oddly numb. Two inexplicable deaths, and both with a connection to the famed surgeon.

You know there’s probably nothing wrong. Sometimes people die when they shouldn’t, it’s a fact of medicine. And Dr. Kim is brilliant, popular, well-known. It’s not possible for a man like him to… what, deliberately harm a patient? No, no way. He took the same oath you did, made the same promises: To help a patient to the best of your ability; to share knowledge; to admit, if necessary, ignorance, and… first, do no harm.

You take a deep breath. You’re going to look over some more files in between surgeries. And… you’re going to keep an eye on Dr. Kim Namjoon.

With a quick thanks to Seokjin, you once more join the land of the living. You barely turn the corner before bumping into–

“Dr. Kim!”

The surgeon chuckles, his eyes dark behind his glasses. “I thought we were doing first names now?”

“Uh…” You gulp. Does he know what’s on your mind? “Right, forgot.”

“How are you, Y/n?” Namjoon doesn’t seem to be in any hurry, instead choosing to lean against the wall as you stand, frozen, before him.

“Good. Yeah.” You clear your throat. For some reason, his eyes suddenly remind you of Mr. Lim’s– cold, unseeing, dead. “I was helping Dr. Min with the data loss, since my surgery this morning was canceled.”

“I heard about that. Liver failure, right? It happens.” Namjoon sighs and frowns with the same kind of expression as you saw before you recommended therapy to him– a kind of sympathy that you can now only see as fake. Was it all a lie, or are you just being paranoid?

“Actually, I just checked on his body in the morgue,” you say carefully. Is it your imagination, or did Namjoon stiffen slightly? “And his symptoms weren’t characteristic of liver failure. It was strange.”

“Really?” Namjoon’s eyes don’t quite meet yours, as though they’re looking through you– it’s unnerving, but some instinct tells you to continue.

“Yes. A-and I was wondering… what were you doing in his room yesterday?” It really doesn’t make sense– nothing short of a personal connection to the man would explain Namjoon’s presence in his room.

“What was I doing to your patient?” Namjoon repeats, a smile appearing on his face– dimples and all. You nod, and he leans closer, closer. “That’s easy. I was killing him.”

»»————-　♔　————-««

You take a deep breath, smoothing down your slacks before looking over your shoulder. You still haven’t decided whether he’s following you or not, but you don’t want to take any chances.

For the past four days, you’ve called in every favor you can to keep from coming in to the hospital, instead reviewing charts, designing plans and taking calls from home. But now it’s the morning of February 14– Valentine’s Day– and you got what you wanted: a meeting with the hospital’s board of directors. You’re back in the hospital for the first time since Namjoon spoke those dreadful words, and you’re scared; what if he hurts you for what you’re about to say?

Be brave, Y/n.

You walk in at 9:00 precisely, your stacks of files landing heavily on the table. “Hello.”

“Ah, Doctor.” The president of the hospital, Dr. Haden, says calmly. “You called this meeting to address some concerns?”

“Yes.” You grit your teeth. “My name is Dr. Y/n L/n, and I believe Dr. Kim Namjoon is deliberately harming patients.”

»»————-　♔　————-««

Two hours later, you leave the conference room, walk across the hall to the restroom, check to make sure the restroom is empty, lock yourself in a stall, and…

“AAAAAAAAAAAH!”

»»————-　♔　————-««

The board of executives was dead silent while you spoke: you had gone back through three years of patient records to find that while Dr. Kim’s success rate in surgery was high, a higher-than-average portion of his patients were dying within weeks of finding themselves on his table. You can’t prove that he’s hurting patients who aren’t his, like Mr. Lim, but you have to assume it’s true.

“These are children and teenagers,” you’d said, voice breaking. After all, he’s a pediatric surgeon. “I’ve done the math, and you may check these figures: Dr. Kim’s post-op mortality statistics are unethically high.”

“Perhaps, but–”

You weren’t done. In your digging over the last several days, you discovered something else. “Additionally, during the data breach last week, it appears that the autopsy reports of Dr. Kim’s deceased patients were almost entirely deleted. All that remain would be the physical reports, a number of which I have here.” After you explained your suspicions to Seokjin, he… well, he didn’t quite believe you, but he was happy to provide you with the reports. “Every single one of the deleted autopsy reports has the cause of death listed as unknown, as in, there wasn’t enough evidence to declare it a completely natural death!”

“Dr. L/n!” Dr. Haden says, raising his voice. “You’re talking about an esteemed fellow–”

“I am well aware of Dr. Kim’s stellar reputation. I wouldn’t be making such a weighty accusation without absolute certainty in my statistics. Additionally, a patient of mine died prematurely after I saw Dr. Kim visiting their room– you can check the camera footage to see. When I asked Dr. Kim what he was doing in the room, he said, quote, ‘I was killing him.’”

When you heard Namjoon say those words, you felt your blood run cold. Was he lying? Was it a joke? If it wasn’t a joke, why would he just admit his crime to you? He had followed it up with something somehow scarier–

“And guess what?” Namjoon had said, the smile never leaving his face. “I’ll never get caught.”

You swallow through your nerves. “It is my opinion that Dr. Kim should immediately be suspended from his duties pending investigation.”

There, you’d done all you could. And yet…

“We appreciate your efforts, Dr. L/n.” Dr. Haden had said after the board deliberated for not-long-enough. “But what you have presented is circumstantial. We have not found sufficient evidence to open such a serious investigation into a respected medical professional such as Dr. Kim.”

»»————-　♔　————-««

Which is why you’re screaming in the bathroom. Dr. Kim is harming, maybe killing, his patients. He admitted it! The board was so enamored with his name and reputation that they weren’t able to see through to what you’ve come to realize must be a twisted interior. How can you feel safe ever again if Kim Namjoon walks these same halls? Your well of favors has dried up, and you promised Dr. Jung you’d be on call in the hospital tonight for Valentine’s Day.

Namjoon will be here too. A night for lovers…

And I’m spending it with a killer, you think with a shudder. Seokjin had told you that Mr. Lim had died in great pain; even though you don’t have evidence, you’re certain Namjoon must have had a hand in his suffering. Why would he want anyone to suffer?

And for goodness’ sake, why would he admit it to you?

“Seokjin, you believe me, right?” You ask the medical examiner later as you return the files to the morgue. Since you’re back to work, you’ve changed from your suit into the more appropriate hospital scrubs and white coat.

“You really cannot tell me Dr. Kim Namjoon is a serial killer and expect me to believe you, babes,” Seokjin replies. “That’s like saying Mother Theresa stole from the poor.”

“Which she like… maybe did?”

“It’s Kim Namjoon, Y/n! He’s a genius– everyone idolizes the guy! Serial killers aren’t that hot and smart!”

“Seokjin, I don’t. Feel. Safe.” You hiss. “Not around him!”

“Around who?”

You swivel around to see… ah, beans. “Dr. Kim.”

He smiles. “Y/n. I’m starting to think you don’t want to call me Namjoon.” He nods at Seokjin. “Dr. Kim.”

Seokjin smiles. “Back atcha. What can I do for you?”

“I was wondering if you had the toxicology report for that nineteen-year-old with the blunt trauma?”

“You’ll have to be more specific.”

“The one from the car accident, with the naked Jennifer Lopez tattoo?”

“Ohh, yeah, Lopez Guy. Let me grab that for you.” Seokjin strides into his office, shutting the door behind him.

“No, wait-” Shit. You and Namjoon are left alone, surrounded by dead bodies. Fantastic.

“Haven’t seen you around lately, Y/n,” Namjoon says, an icy smile painting his handsome face.

“Y-Yeah, I was sick,” you reply. “Came down with something I must’ve picked up in the infectious diseases ward.” I was avoiding you, your untouchable reputation, your killing hands.

“That’s a shame. I’m glad to see you’re back and feeling better, just in time for Valentine’s Day.”

“You–” you’re evil.

“Here ya go, Dr. Kim.” Seokjin returns, handing Namjoon a file. “I also emailed it to you.”

“Thanks. Hey, mind if I borrow Y/n for a second?” Namjoon says, a strong hand gripping your shoulder. Shitshitshitshit.

“Uh…” Seokjin must see the panic in your eyes. “Y’know, I think I needed her down here…”

Yes, thank you.

“Oh, it’ll only be a second. Call it an urgent matter.” Namjoon turns the full force of his dimpled smile onto Seokjin. “You know how it is.”

“Ah, alright, sure.” Seokjin says faintly, his voice enchanted. Namjoon steers you into the elevator, and your only solace is that the entire hospital is monitored. But those eyes…

He’s going to kill me.

“I’m not going to hurt you, Y/n.” Namjoon says eventually, breaking the elevator’s silence.

Your heart pounding in your chest, you turn to him. “Why not? You hurt Mr. Lim. He died in pain– how could you?”

Namjoon shrugs casually as the elevator door opens. “We all have our vices. C’mon, this way.”

He admitted it. He just admitted it– how can he not have been caught?

Namjoon stops so suddenly you almost run into him. “We’re here.”

“Where?”

The surgeon taps the door beside him. “Your new friend’s room.” With an iron grip, he pulls you into the room and shuts the door behind him.

It’s a regular hospital room– complete with a patient, a sleeping young woman attached to an IV drip, bandages decorating her limbs.

“What happened to her?” you whisper.

“Got hit by a drunk driver. Broken ribs, internal bleeding, and a severe concussion.”

You examine her, overtaken by habit built over the years. “All survivable.”

Namjoon shrugs. “Sure. But that’s what I like– people who could survive.”

You take a step back. “W-what?”

Namjoon reaches down, caressing the patient’s cheek. “People in the prime of their lives. People who have years and years ahead of them. Cutting those years short– stealing their lives away–” Namjoon groans, a low, almost erotic, rumble from deep in his throat. “I love it.”

“I–” you stare wildly around the room, looking for the security camera.

“Don’t bother,” Namjoon says without turning. “The camera’s been broken for months. So was the one in Mr. Lim’s room.”

“You… you just admitted it.” Your throat is bone-dry, and although every cell in your body is screaming for you to reach for the door, you’re rooted to the floor. “You killed Mr. Lim, you’re killing your patients!”

“Yes.”

On hearing that one word, that confirmation of the fears that have been growing within you for the past week, it takes everything you have simply to remain standing upright. “Why am I here? Are you going to kill me too?”

The surgeon chuckles. “Of course not. I told you, I’ll never hurt you. The hospital needs you.”

“Then why…?”

Namjoon shrugs. “My… methods are painful. The patients can be loud– they’re suffering, after all.”

You wince. It’s like he knows exactly what to say to push your buttons. “W-why don’t you knock them out first?” Oh god, are you actually making suggestions to a serial killer? You need to leave, need to call the police. Would they even believe you without concrete evidence? And why does Namjoon have to cause them pain?

“It’s not my expertise. Now,” Namjoon says, turning to you with a smirk. “If only I knew someone who was a specialist in anesthesia, who could keep a patient asleep and unfeeling, and who could completely eliminate their suffering?”

You stare at him, realization dawning. “You’re insane.”

“That’s the first I’ve heard of it.”

“You think I’ll help you? We swore an oath, Namjoon!”

“You swore to help a patient to the best of your ability.” Namjoon advances until he’s only inches away. “She is going to die. That is a fact. You can report me to whoever you want, but like I told you– I’ll never get caught, and I always get what I want.”

“I–”

“She is going to die in great pain. I will make certain of that. And when she’s looking up at me, asking me why, begging me to let her live…” he leans down, his voice an emotionless whisper in your ear. “I will tell her exactly who is forcing her to suffer. And she will die with your name on her lips.”

You feel your knees go weak, and before you know it you’ve collapsed, catching yourself hard on the cold floor. “I-I–”

Namjoon crouches down next to you. “Think it over. You’re here on call all night, and besides, it’s Valentine’s Day.” He chuckles humorlessly. “We can make this our first date. Romantic, right?”

You still can’t bring yourself to speak, your head swimming with the cries and screams of all the suffering this man has caused. You would never help a psycho, never allow a murderer to continue. But… What can you do, if no one will believe you?

Namjoon cocks his head, clearly waiting for you to speak. When you can offer him only silence, he sighs. “Well, I have that kid’s reparative surgery coming up soon. I should be done in six or so hours, and after that, I’ll be back here. I hope you’ll be joining me.”

“How do you kill post-op?” You ask abruptly. You have to know, have to figure out how so many of his surgeries which were deemed successful were leading to DECEASED stamps days or weeks after the fact. If only they would die on the operating table, directly under his hand, maybe your statistics would be more compelling.

Namjoon pauses. “It’s pretty simple, actually.” He mimics holding a scalpel, and you shudder. How many lives had those hands cut short? “Depends on my mood, but usually during surgery, I make a hole in between ventricles– small enough that no one notices until the patient is discharged, but big enough to…” he winks. “You know. Achieve my goals.”

“Were you the one that caused that data breach?”

“Of course,” Namjoon says matter-of-factly. “Most people aren’t willing to look further than computers; if a piece of information isn’t online, it’s easy to forget about it, and assume it doesn’t exist.”

You bite your lip. “Why me?” He’s in between you and the door. Maybe if you keep him talking, some other doctor will come in and save you. Or will they only see the great Dr. Kim Namjoon and leave you alone?

“Why you? Well, Y/n, you found me out. You’re a brilliant anesthesiologist. And you hate to see people in pain.” He stands, stretching. “I’ll see you after the surgery, Y/n. Happy Valentine’s Day.”

And with that he leaves you shivering on the floor, accompanied only by the steady beeps from the EKG, indicating a strong heartbeat– a heartbeat soon to cease. You stand on shaky legs, staring at the woman; she can’t be older than twenty-five, and despite dark bruises coloring her face, you can see she’s beautiful.

She will die with your name on her lips, his voice echoes in your head. The police won’t arrest him without more evidence; the hospital board is too busy singing Namjoon praises to see his bloodthirst.

As you walk out of the room, carefully closing the door behind you, you think about your oath to help patients to the best of your ability. If your ability won’t save her life… What could you do to help?

You could take her pain away, a very small voice inside you whispers. You quickly shake your head, guilty that you would even consider such an awful choice. You grab your laptop and bring it with you to the on-call room. You try to spend the time designing anesthesia plans for upcoming patients. It used to always calm you down to imagine your patients asleep, calm, unfeeling. During surgery, you manage a ventilator in order to breathe for your patients, making constant adjustments to their dosage, and generally allowing the surgeons a calm OR. You’re supposed to help, to ease suffering, to save their lives by allowing for complex, invasive surgeries.

Could you live with yourself if you used your knowledge to go against your oath? To help kill a patient?

You wouldn’t be killing them, that same voice argues, louder now. She’s going to die anyways. You’re saving her from suffering and feeling the pain of whatever he’s going to do to her.

And then what? How could you continue to call yourself a doctor, knowing what you had contributed to?

Forget about it. Forget about him. There were no cameras– as far as any jury knows, you were never aware of that girl in the first place. There are hundreds of patients passing through the hospital– you have no reason to know her. If the board opens an investigation– and you’re amazed they haven’t yet opened one into Namjoon’s crimes– you’re certainly not guilty. Right?

But you’ll know. You’ll know she died and that you did nothing to stop him.

Still, you don’t know what Namjoon is capable of. Sure, he said he wouldn’t hurt you, but what about your friends? Your family? Are they safe?

After several hours, you check the clock. It’s 8:00 at night, just around the time Dr. Jung must be sitting down to a Valentine’s Day dinner with his fiancé. When you agreed to cover his shift last week, you didn’t exactly expect this to be where you would end up.

You stare down at your glowing screen, your charts and lists doing nothing to ease the inescapable knowledge that in only a few hours’ time, Dr. Kim Namjoon will kill a patient. What can you do?

Stop him.

Help her sleep.

Risk your loved ones.

Save yourself.

“Gah!” You shove your chair out, unable to sit still for a moment longer. Already you feel like a fraud in your white coat– do you even deserve to wear it, for how much you’ve been considering Namjoon’s offer? He could hurt you in retaliation if you refused, hurt your friends, cause you to lose your job– after all, his influence is wide and his reputation spotless. He could easily blacklist you from working at another hospital. But would he?

If he’s willing to kill… You’re certain he’d do anything to get his way.

But, and you can’t stop yourself from returning to this point– he’s also willing to harm. You’ve witnessed patients die, both with and without anesthetic. The former is peaceful, simply a breath of air and then no more. The latter can be full of tears and pain, with muscles seized up even after death, a homage to the suffering that could always be avoided.

What the hell. How could you be considering this?

Silently, you stand up and navigate once more to the patient’s room, just catching a nurse as he exits. He brightens when he sees you, and you vaguely recognize him.

“Hey, Dr. L/n! How are you doing?”

“Ah- fine,” you reply distractedly.

The nurse seems to notice, eyeing you carefully. “Well, that’s good.. Are you here to check on Eve?”

Eve. Of course, she has a name– Eve.

“Yes.”

“Unfortunately, she’s just fallen back asleep, but all her vitals are looking good.”

“Thanks for letting me know,” you manage before entering. You’re greeted by the sleeping young woman, breathing calmly, the monitors and machines surrounding her reassuring you that she’s as healthy as her body will let her be. Your anesthesia cart is right down the hall. It wouldn’t be difficult, or even strange, to bring it in here. Dr. Kim will be out of the OR soon. Should you do it?

“Mm… Doctor?”

You jump and turn. “O-Oh, you’re awake.”

Eve blinks sleepily. “Who are you?”

You swallow. “My name is Dr. L/n. I’m going to make you feel better, okay?”

The girl nods, then grimaces. “Thanks– my chest really hurts.”

You feel your heart breaking. How can you stand by, knowing how badly she’ll suffer under Namjoon’s hand? “You know what, let me get my cart over here, we can take care of that pain for you.”

“Thanks, Dr. L/n.” She said your name.

You pad down the hall to retrieve your cart. Even though nighttimes can be busy for the hospital, to you it feels deserted, as though the nurses and interns passing by are nothing more than ghosts. Or perhaps you’re the ghost?

You’re soon to return, wheeling cart which bears the mask, gas containers, breathing tubes, and other supplies to ensure a seamless operation. Eve has already fallen asleep again, her meds surely contributing to her exhaustion. It isn’t long before, as promised, Dr. Kim shows up.

“You came,” he says cooly, his voice void of surprise. Did he know?

You swallow. “I don’t want anyone to have to suffer,” you say simply.

Namjoon smiles, his dimples making an appearance. “I know.”

You can’t look at him as you expertly attach the mask to Eve’s face. Usually you would measure the dosage of nitrous oxide and Isoflurane to ensure she wakes up healthily and on time, but in this case… it’s not necessary. The woman barely stirs, and soon enough the EKG indicates she’s down for the count. Next, you insert a breathing tube into her trachea and attach it to a ventilator, letting the machine take over for Eve’s now-incapacitated lungs. She can’t feel, won’t cry out, and…

She won’t wake up. You step back, blinking tears out of your eyes. Your heart is pounding loudly in your ears, drowning out all common sense. “She’s all yours.” She’s innocent. You’re helping her, right? Easing her pain, holding off the terror, the suffering. If she’s going to die anyways, this is the best way that you, as a doctor, can help her.

Namjoon’s breathing hitches audibly, and you see his dark eyes trained on Eve’s face. “Usually they can see me…” he murmurs. “They look at me, and they’re so scared. Some people need to feel that fear, but I don’t.” He raises a clear syringe. “I just need to feel them go.”

It’s as though you don’t exist. “What’s in the syringe?”

He turns to you, his eyes as blown out and wild as you’ve ever seen them. “Oh, nothing.”

“N-nothing?”

Namjoon smiles, rubbing Eve’s arm fondly. “A little bit of air into a pulmonary vein–” he taps the empty syringe– “or as close to one as I can get, and her pretty little heart won’t know what to do. It’ll just look like the trauma caused her to go into cardiac arrest.”

“And she won’t feel a thing?” You whisper, watching as Namjoon inserts the needle into Eve’s arm, barely a milliliter of air entering her vein.

“That’s right. Thanks to you, she’s safe from harm.” Namjoon sets aside the syringe and presses a hand to Eve’s chest, over her heart. You spot his dimples make a cameo once more. “Isn’t that beautiful?”

You watch in silence for several moments before the EKG fibrillates wildly, beeping in alarm before flatlining– Eve is dead, without moving a muscle, without a single shout of pain.

She’s safe from harm. “Yeah,” you reply, staring down at your hands. Did you kill her, or save her? And what is this smile growing on your face? “Yeah. Beautiful.”

[caffeinated-yearning]

The Start of Something Awful

@werewolfpine said I should post my writing and I’m doing it because I will literally never post unless someone forces me to, here’s a snippet of the lore of How Doc Ock Comes To Be, featuring my/Ock’s actual mind thought mannerisms. Technically this has only my S/I Oliver and Doctor Octavius a little at the front end, because I do my best work when it’s one character who thinks too much.

Word Count: ~1.4k Warnings: Self-harm (minor), queasiness (minor), astonishingly sarcastic narrator voice

“Hoshino.”

Oliver looks up from the box; as much as people focused on biorobotics, he rather preferred the metal things he’d been working on. None of that confusion of the ‘bio’ aspect. Cold techne and cold metal, a perfect compliment to his frozen heart. Looked up at his teacher- professor, Otto Octavius, and said nothing.

“The test results..?”

Of course! How could he possibly forget the mind-crippling endeavor of writing up a lab report for the sake of his dear professor? It would never pass off as science if he didn’t suffer the hideous toil of turning his experiment into a report; let it be known that the gods themselves would forbid anyone to simply look at the raw data and draw their own conclusions- no, he has to bring their attention to that all himself.

Ability to self-replicate- [Y] Hive mind program- [Y] Formation of simple and complex shapes- [Y] Link to human minds- concept phase. Mobile complex shapes- concept only. Modify macro chemicals within human body- tested in organic slurry, dubious results. Anything else that could be interesting- hasn’t been conceptualized yet.

“Would you call it a success?”

“If it teaches something new, it is a success.”

“Then have you been taught anything?”

Oh, doctor, do not pretend! This is all just a reinvention of the wheel at this point. Smaller and still programmable they may be, but these are all things that have been done before. They were done decades ago, before everyone found biological machinery to hold more promise. What then is there to learn? Humans disagree with metal, that has been the lesson. Oliver answers in so dry a tone; “discussion section: page three. Sir.”

“So I read.” Oliver returns his attention to his robots, still attentive to the good doctor’s words; “you sound irritated- both in the paper and at present.”

It is proper to smile and shake his head, to set the doctor’s concerns to rest. He fails this task, and in the same dry tone; “I’m not. I have concerns that this research is dated at best.”

“Then you are-.”

Interrupting, and how uncharacteristic that was- “I don’t have the time to be emotional, in any event.” The professor seemed off-put by that. Indeed, it was rude of Oliver to interrupt; he makes note of that, and fails to realize that describing himself as necessarily emotionless might instead be the reason for the doctor’s discomfort. Even the good Doctor Octavius had room to be emotional when good or ill fortune struck.

There was a pause, a little too long, before the doctor spoke- he’d turned back only to give a half-question; “I trust that you can be left alone in the lab, Oliver?”

“Yes, Dr. Octavius.” Really, this was such a dumb question. Could Oliver be trusted? Of course not; every faculty member would agree, if they only knew the contents of his mind. Which made it a rather good thing, how very skilled in keeping his thoughts under lock and key he was. Not with his friends of course. With friends you were expected to share a certain amount of information, and in turn they shared meaningless data points that helped one curry good favor if one kept it all in mind. What a fun game that was, sifting through all that data and hoping you came across anything of interest.

Ah. And he was alone. The professor had left without him noticing.

“And if I am consumed by the plague I now set loose upon the earth, thus was my fate since the moment I was born; not God nor Man could stop me or my creations; Pandora, I call upon thee.” He was alone, could he not be dramatic? The box was opened, and the robots did... Absolutely nothing.

Oh good, they hadn’t developed sentience while he acted out his drama.

A scalpel he’d pilfered from his sibling on a recent trip home; it was perhaps not the cleanest, but it would serve to sever, given he’d sharpened it against bricks and stones when he’d had a moment to do so. The only issue now was to shut down his self-preservation instincts, which barely allowed a scratch to be made against himself. But not seeing the place he would cut made easier the act, and he cut into the skin that made up the hair line just behind and below his right ear.

The incision was easier than he’d expected, perhaps because it was so much closer to his dreams’ completion than anything else had been before. He pretends to be surprised by the blood, but to what end? No one is around.

He starts his computer up, watches the robots come to life, and opens up the file “Concept_Phase.chk”. Checkpoint reached, your game will now auto-save, he hums; for the first time he feels the striking chill of fear. He thinks perhaps it is the first time in his life, but knows instinctively this cannot be the case. Either way, one error at this point would be so much more devastating.

They were crawling into that bloodied cut now. He should have worn a different shirt, but at least the black on this one might spare the rest from carrying a stain. They were a horrible itching sensation in his skin- he forces his hand stationary, to meddle now is more threatening. It is most threatening; he does not understand the limits of the human body, but he does understand the delicacy of the brain.

And they are in his brain.

That is the most terrifying part of it all, and he suppresses the urge to vomit. Brains are such delicate things and he has put so many bits of metal into his. He suppresses the urge to stand and run from this horrible thing that he has done. He stays stock still, and feels fear in every muscle and every nerve ending of his body.

And they are in his brain.

He woke up, cold, and pushed himself off the floor. Linoleum or plastic tile- didn’t matter, it was cold. He almost felt annoyance- hadn’t he been doing something? It was awfully uncharacteristic of him to sleep in the lab. The computer lab, maybe, but this wasn’t that.

Oh fuck the robots and the cut- he grasps at his neck, drawing his hand away with the full expectation to pull away half-scabbed gunk, or blood still running. Nothing. He sighed. Maybe it was another dream- maybe he was still dreaming. Dreaming of being something worthy of pride and love, instead of the falsehood he’d built himself into. Of being a worthwhile investment on the part of his parents and friends. Of being something better than this, whatever this was.

Log onto his computer- and how very strange! He’d never run the checkpoint file before, if it was a dream, so why was there a .log version now? It was suddenly beginning to feel very much not like a dream. Uneasiness, like so many maggots in his stomach, seemed to eat at him. He reached up and closed the box that had once been the house of his pride, and scanned over the .log file.

Program terminated successfully.

Oh thank the gods and devils both. It was successful.

But they were in his brain, now. Theoretically, he should be able to interact with them, if all had gone according to plan. He tried not to think about how unsanitary last night’s actions were, or rather to think about that instead of the presence of so much non-biological material now swarming around in his skull. He could feel the crawling- the sensation of parasites under his skin, but how much of that was simply psychological? He couldn’t say.

“Not nearly enough time to run any sort of experiment on them,” he sighed; class would begin soon. Sure, he was already in the building, but still. “How disappointing. How many are left in there?” He finally bothered to stand up and check the box; maybe if he… tried to input commands to those ones? There were still plenty in there; doesn’t take that much metal to make a computer chip inside one’s head then.

They stirred, sluggish and confused. They had never moved of their own accord before... Responsive? Again, move again- and they did. They swayed with little ripples, ocean waves almost.

Link to human minds- [Y].

[dailystarknews]

Day 13 to 15: Saturday 28th of March to Monday 30th of March

Alright, here’s the summary post as I promise. Let’s start by the beginning should we? Ok, I’m not really sure about when everything happened so, it may not be in this order but nevermind, right?

Day 13: Saturday 28th of March 

I bet you all asking what happened after this all blowing mind adventure that I got on my own. As I told you, I spend the night with Bucky and it was so peaceful. I woke up curled up in his arm. It was smelling good and I felt great. No nightmares, no headaches, no anxiety attack. And cutest thing ever, Bucky was awake (since probably a moment) but he didn’t move for me not to wake up. 

We had one of the greatest day I think. Basically, it was cold outside so we decided to take the Breakfast inside all together of course. My fathers seemed relief to saw me better and more peaceful. After that, I decided to showto Bucky some cartoons because the guy doesn’t have any pop culture. We watch Frozen. He kind of like it (probably because he never saw cartoons before) so he thought it was beautiful, well animated, funny, dramatic, sad, and pretty. So I thought if he likes it, he has to love the second one. (No matter what you all haters say, I love this movie with all my soul. Even if there is way too much songs. It’s still really much better than the first one. And Elsa? God damn it! She’s amazing! The way she finally gets herself free (with the metaphor of her hair getting less and less tight that so clever) and the way she finally takes her place in the world, she understands who she is, what’s her role. This is great.) ANYWAY !

Bucky loved it. Of course he loved it, he’s smart. Haha! I just love the fact that he still discovers simple things you know? He could be so impressed by normal day life things. Cartoons, Smartphone, 3D movies, or even video games and musics. I just have the feeling is a bit like Tarzan you know? I mean, he never had the occasion to watch that much movies or listen to musics and he got the chance to discover it now like I wish I could forget some things just to rediscover it once again. Don’t you? 

Alright, after Frozen and frozen 2, we decided to go do another pictionnary and we ended up drawing again. That was awesome. Bucky is really talented to do stickfigures !  🤣

Anyway, it was another great day, and nothing that much excited happened this day. Maybe the fact that Bucky came to sleep with me again. I love this big tall warm pillow.... 

Day 14: Sunday 29th of March

Get help ! Bucky got a Smartphone ! 

Alright, why do I say get help? My fathers got the incredible idea to offer a smartphone to Bucky. It’s not a problem so far right? Wait for it. We were lazily laying down on the couch with Bucky while I was explaining to him all the amazing thing he could do with his brand new phone you know? Guess what happened? He opened google to do a research on me. Not that much embarassing so far. I mean, I got beautiful pictures on magazine, I’m the youngest genius on the planet and the smartest actually so... It’s kind of great to try to impress him a bit. But the guy just dig even more in the internet and instead of impressing him with my amazing brain because I made a robot when I was six and all this shit. No, the guy just find out about my tentative of being an actor and fall on that: 

I...

WANT ...

TO...

DIE.

Like, look at me ! What’s wrong with... Everything?!! In case you didn’t knew I try to be an actor as much as I want to take back my father’s Company. I even picked an actor name: Robert Downey Jr. Kind of cool right? This movie is named “Johnny Be Good” and trust me, you don’t wanna watch that. My character’s name is Leo and he doesn’t make any fucking sense! Like what the hell? It gets really embarassing when I watched the movie the first time but could it get more embarassing that right now?  Bucky insisted so much to watch this movie that we finally did. And my fathers were so happy to watch it once again that they came with us. They were basically three fucking idiots who were laughing so much about me and my nonsense in this movie. I never felt so humiliated. I never felt so ashamed.

And I guess I never laughed so much about myself. Like never. I mean at the beginning I was so embarassed that I didn’t say nothing and just looked at them laughed about me. But after all, it’s funny right? I mean, why do I have to be this stupid asshole who can’t laugh about himself? Even Steve laugh at his own behaviour sometimes. This was one of the funniest and happiest moment that we spend in containement for now. We laughed so much. Bucky couldn’t stop crying. He was turning red, hiding behind a pillow to avoid us to see his face. It was adorable. Once again, how this guy he’s doing to be so cute? He’s a super soldier. Super soldiers are not suppose to be cute. They’re supposed to be hot fucking barbarian. And the guy he’s just a fucking puppy! 😍 God, I’m so happy that we adopted this guy.  ... .... Wait a minute...  ... He’s not going to be my adopted brother, right? No way. I will not accept that. It can’t be. But actually, I don’t want him to go back to the Orphan house, you know? Bucky belongs here. With us. I want him to stay.

Day 15: Monday 30th of March

This day was a bit less funny. Maybe because my fathers decided it was the good moment to talk. Actually, they were right. I needeed to spit everything out. 

How it happened? Well, I woke up in my bed with Bucky who was playing Sims next to me. God damn it he’s building a Mansion for my Sims, I can’t wait to put them inside. We get up and go take breakfast in the garden. A beautiful, warm day. After that, I wanted to work on the arm again. Howard was in his lab already, I mean, nothing weird right? But Steve was there too. I understood quickly that my Dad was  picking a bit of blood to my other dad. They explain to me that Howard was doing research on the serum to try to find an antidote to the Virus that was running out there. I asked Howard if I could help him later. He told me maybe so I don’t know if it’s going to happen.  Anyway, I worked on the arm for 30 minutes before I noticed that my fathers were looking at  me with insistance. 

“Anthony, are you ok?” Howard asked before getting closer.  So, it was the moment right? They were both staring at me with patience. 

“I’m sorry, dads. I didn’t mean to make you worried. To be honest, I did something bad. And I’m so sorry about it.  - Tony, we talked about it. What happened with Stane was not your fault... (Did I forgot to mention that I had a conversation with Steve about Afghanistan? I really need to do this post about it...) - I’m not talking about Obadiah. I said by cuting Steve. Dad H., I know you always forbid me to hack your files and before you get pissed off please, let me explain. Few days ago, I had those crazy nightmares about someone called the Winter Soldier. I didn’t knew where I heard that before I actually remembered that you two talked about it when I was 12 maybe. I get curious, I know it’s bad, I’m so sorry. But I was so sure there was a link between the Winter soldier and Bucky... And I was right, wasn’t I? Bucky is the kid, the first one. The Winter Soldier. Right? I looked at everything in your computer. I know the Truth now. It’s so awful... The things they did to him.”

At this point, I started shaking. I didn’t wanted my fathers to be pissed off against me. But I did some crap, so it was obvious they were about to kick my ass or worst forbid me to go in the lab for months.

But, to my complete surprise, they stare at me without a word like nothing at all. 

“Howard, he succeed to hack your Winter Soldier’s files?” Asked Steve under his breathe.  “I heard that, Steve!” Mumbled Howard in answer.  ”Didn’t you tell me you put your best defense on it? Like you couldn’t even hacked it yourself if you wanted to?”  ”Yes, I did, Stevie. Yes, I did....” They were looking so fucking confused  like:

I thought I broke them for a second until Howard get to me by clearing his throat. He was still looking confused. But he managed to say: “Hum... Tony, listen... What you did was really bad. ... Wait, how the hell did you do that? ... No, Nevermind, I just wanted to say... I mean, holy shit! - What’s your father wants to say is... We are so proud of you, Tony.  - Steve ! - What? It’s true. We never imagine we could have the chance to have a son so incredibly clever and determinate. And everyday, you keep surprising us. Even if it was not the good thing to do. We asked you not to dig too deeply in this story, didn’t we? “  He sighed before taking me in his arms with Howard. 

“We didn’t wanted you to have more nightmares. It’s not a story for a kid, son. “ He said to me.  “I am not a kid anymore” I mumbled in the arms of my two dads.

This moment was so sweet and relaxing. I felt so much better after that.  Really much better. I guess I just needeed to be a bit cheared up by my dads. They were not that much pissed off. They were actually a bit lost I guess. Howard couldn’t stop asking me how did I do that. I will maybe tell him one day. Who knows? Oh, and good new by the way !I finally finished the arm of Bucky. I can’t wait to give it to him tomorrow. Anyway, it’s late again. The time pass crazily fast when I’m writing. SO I give you the rest of the summary tomorrow, right? Let’s do this.  I can’t wait to tell you his reaction. See you later guys! Keep your family safe and don’t forget to sleep with your favorite Teddy Bear ! 😉😘

[trndsttr0961]

Rogue - Chapter Three

“Where did Captain America learn how to steal a car?” I asked Cap, finally breaking the silence.

“Nazi Germany.” Cap answered. “And we’re borrowing, take your feet off the dash.”

A smug look on my face, I took my feet off, reveling in getting under Cap’s skin.

There was yet again an awkward silence between the three of us as we continued driving.

“Alright I have a question for you Steve,” Natasha asked leaning forward. “Have you kissed anyone since 1945? I mean, you looked pretty uncomfortable when O’ and I kissed.” She smirked.

“Yeah, you should’ve seen his face, he looked like a fuckin’ tomato.” I said, a laugh in my voice.

“Shut it Romanov. I’ll have you know that it’s a little difficult to find someone with shared life experience when you’re 95 years old. Also watch your damn mouth, St- I mean Rogue.” He scolded.

“Well that’s alright. Just make something up.” I shrugged, glancing towards Cap.

“What, like you?” Cap looked pointedly at me, as if he’d won our battle of wits.

“I don’t know,” I shrugged once again. “The truth is a matter of circumstance. It’s not all things to all people, all the time.” I tell him. Getting a wistful look in my eyes, I stare out of the window and mutter under my breath.

“And neither am I.”

“That’s a tough way to live.” Cap says, feeling sympathetic for someone so young to live such a way.

“It’s a good way not to die though.” I fire directly back at him.

It’s silent for a moment, and the only noise is the steady hum of the engine and the cars passing by.

“You know it’s kind of hard to trust someone, when you don’t know who that someone is.” He tells me softly.

Looking straight into his eyes, I can’t help but agree with him.

“Yeah,” I breathe. “Who do you want me to be?” I ask him.

He pauses for a moment, thinking. “How about a friend.”

I laugh and look away. “Well there’s a chance you might be in the wrong business, Rogers.” I say, not looking at him.

He just gives me a knowing look, and continues driving. But now I have a strange feeling in my heart. For the first time in years, I have a friend. For as long as I can remember, I never had any trustworthy friends besides Nat, all of them were friendly to me because of my name. Because of who my father was.

It’s silent for a few minutes and nobody utters a word. Not even Nat whose been silent for a while now.

“Well look at that, we’re there.” Nat states pointing straight ahead at a wire fence surrounded by a field of tall grass. I spoke thought too soon, I guess.

Steve stops the car and we all climb out. I pull out the flash drive and take a look at the tracing program I was running.

“Nat’s right. The file came from these coordinates.” I state, walking towards the fence.

“So did I.” a soft voice comes from behind me. I whip around and see Steve staring at the building behind the fence with a nostalgic look on his face.

We walked for a bit before Nat broke the silence.

“Steve, is this where you were trained?” She asked him, tentatively. Which was rare for the spy.

He gave a stiff nod as we continued on our trek through the base.

“Change much?” I asked him, holding up the flash drive and trying to pinpoint the exact origin point of the file.

“A little.” He says, staring into space, seeming to get lost in his memories.

I hand the flash drive to Natasha and walk back over to him, looking at the field of grass he’s staring at.

“Hello? Earth to Captain Rogers? You there?” I ask him, waving my hand in front of his face.

He blinks a few times before responding. “Just taking a little trip down memory lane.”

“This is a dead end.” Natasha’s voice echoes between the walls of the buildings. “Zero heat signatures, zero waves, not even radio.” She says, a hint of dejection in her voice.

“Whoever wrote the file must’ve used a router to throw people off.” I conclude, taking the flash drive from Nat. I look up at Steve, about to tell him we should get back in the car and continue trying to hack the file, when I notice a look of realization spread across his face. “What is it?” I ask him, confused for a moment.

He starts walking towards a dark metal building surrounded by green grass. Nat and I just look at each other before shrugging and jogging to catch up to the super soldier. I just walked.

“Army regulations forbid storing munitions within 500 yards of the barracks.” He states, quickly walking towards the metal door of the building. I quickly catch on to what he is saying and look up at him.

“This building is in the wrong place.” I realize.

When we get to the door, Cap slams the lock with his shield, effectively breaking it. And with that, we all step inside.

As we walked down the creaking stairs, I can barely make out anything in front of me. I brush a couple of stray cobwebs off of my shoulders and only hope that there aren’t any spiders in them. I shudder at the thought. Finally, Nat finds a light switch and one by one, the lights in the storage bunker flicker on.

“This is S.H.I.E.L.D.” Natasha notes, seeing the agency’s logo on the far wall.

“Maybe where it started.” Cap tells her.

It’s silent as we walk down the dusty hallways, filled with ghosts of the past. Steve carefully opens a creaky door we see, leading to a dusty office.

We looked around the room for any source of where the file came from, when a painting caught my eye. I felt my breath catch and for a moment, I couldn’t breathe. For I was staring straight at a man who resembled my father so closely, I could’ve mistaken him for, well, him.

I was frozen at the spot, and I could practically feel Natasha’s concern as she followed my gaze and came to the conclusion of why I was dumbstruck. I saw Cap turn his gaze to the painting of Howard Stark and his brow furrow.

“There’s Stark’s father.” Steve observes, not thinking about the person standing right next to him.

Natasha’s head whipped towards him and she gave him a taste of her emerald glare. If looks could kill, he’d be dead many times over. She looked as if she was about to give Steve a piece of her mind, but thought better of it, seeing as it might make things worse since I was still there.

Steve at least had the nerve to look apologetic for upsetting his newfound friend and was about to stammer out an apology when I cut him off.

“Howard.” I say stiffly.

“Who’s the girl?” Nat asked Steve, changing the subject.

Steve stares at the framed photo of the young brunette for a moment, before walking away with a dejected look on his face. I guess we both had ghosts haunting our pasts.

The golden trio The three of us continue walking around, not seeing anything except empty shelves, filled with cobwebs and dust. Something about this doesn’t seem quite right. I held up the flash drive, and the tracing program showed that we were getting close. I moved forward even more, and I could see that we were very hot figuratively and literally.

“This can’t be right.” Natasha mutters under her breath, scanning her surroundings.

But it seemed like the infamous Black Widow had lost her touch.

“If you’re already working in a secret office,” I vaguely say, unaware of Steve and Natasha’s curious glance to each other. “Why do you need to hide the elevator?” I finish with dramatic effect as I push the old shelf aside to reveal a hidden elevator behind.

I take out my password scanner, and type in the password it reveals. When I finish typing in the code, the elevator bell dings and the doors slowly open. The ride down is quiet, none of us daring to speak a word or make a noise. When the doors open, we’re met with, yet another, dark and dusty room.

As the three of us walk in, it’s dead silent. All of the sudden, the doors slam shut behind us, like something out of a horror movie. Instinctively, I grab Nat’s hand, and it seems like she had the same idea in mind. She gives me a knowing look, as if she can read my mind and gives my hand a reassuring squeeze.

As we walk further into the room, we can make out the glowing buttons and switches of computers and machines all around us in the dark. As we continue walking towards the end of the large room, the overhead lights flicker on with a loud clanking sound. The three of us spot what seems to be the files origin point.

There are multiple computers, all from the mid 1900s, covered in dust and god knows what along with a desk and a chair. I can feel Nat and Steve’s confusion as well as mine while we examine the file’s origin point.

“This can’t be the data point,” Nat says, confusion laced in her voice. “This technology is ancient.” She scoffs.

I’m about to agree with her, when I notice a USB port, glowing a dim blue. Curious, I walk closer towards it and notice several places to insert the flash drive. From the corner of my eye, I see Steve and Natasha following my gaze and examining the USB port.

“Is that- ” Steve starts.

“Here goes nothing.” I cut him off, not wanting to delay our findings anymore.

I carefully insert the flash drive into the USB port, and instantly, a whole bunch of switches, buttons, and circuits light up and turn on. The discs that were previously still, now spun around in certain patterns. We all looked up to see a security camera lift its camera up, almost as if scanning us. We could still hear the whir and buzz of the newfound machines, but our attention was primarily focused on the camera.

All of the sudden, a strange electronic voice spoke, coming from one of the computers. “Initiate system?” It asked in its really fucking sketchy voice.

Coming to my senses, I tentatively walked forward towards the computer that was just sketchily talking.

“Y-E-S spells yes.” I say, typing in my simple command that would ultimately change our lives.

I could hear the machines powering up even more, and making that soft electronic hum that I’d learned to love, growing up.

“Shall we play a game?” I say, referencing one of my dad’s favorite movies. I glanced over at Nat, smirking.

“I’d love to.” She smirks back (understanding my reference;)

The computer beeps, and a strange, electronic face appears. We instantly fall silent, all trace of humor gone from our faces. To our astonishment, the sketchy green man in the computer starts to speak.

“Rogers, Steven,” It states, scanning Steve. “Born 1918.” It finishes.

“Romanov, Natalia Alianovna,” It states once again, this time scanning Nat. Her head whips around to stare at the camera in shock. “Born 1987.” Natasha’s eyes narrowed at the camera. Her D.O.B. was classified information, and only a handful of people knew her full name.

In shock of how the voice in the computer knew Nat’s full name and D.O.B, I didn’t notice the camera turn towards me until it was too late.

“Stark, Octavia.” It said in its creepy robotic voice. I groaned, I hated my last name and my father. “Born 1989.” It finished scanning me.

“It’s some kind of recording.” Natasha stated, trying to find an explanation for how it knew such classified information about her.

“I am not a recording fräulein!” It angrily said, if computers could be angry?? nothing made sense anymore.

Confusion etched all over Nat’s face, and I reached over to give her hand a comforting squeeze. She gave me a fleeting look of appreciation before turning her attention back to the computer.

“I may not be the man I was when the captain took me prisoner in 1945,” It continued. “But I am.” It vaguely finished, earning a spooked look from Cap.

“You know this thing?” Natasha stiffly asked Steve, not making eye contact with him.

He looks around for a moment, thinking to himself. Then he remembers.

“Arnim Zola was a German scientist who worked for the Red Skull.” He said, anxiously pacing the floor. Steve looked up at Natasha. “He’s been dead for years.” He finishes.

“First correction,” Zola interupts, causing us all to look at him, startled. “I am Swiss. Second, look around you. I have never been more alive.” He mysteriously finishes.

“In 1972, I received a terminal diagnosis. Science could not save my body. My mind, however was worth saving. On 200,000 feet of databanks. You are standing in my brain.” Zola informed us. Just lovely.

“How did you get here?” The Captain demanded.

“Invited.” Zola mysteriously answers.

I looked over at Nat to see what she thought, but I noticed that she had a look of realization etched in her features. I was about to ask her what she was thinking about, when she answered my unasked question.

“It was Operation Paperclip after World War II,” she informed us. Steve and I looked at each other, confused. “S.H.I.E.L.D. recruited German scientists with strategic value.” She told us, sensing our confusion.

“They thought I could help their cause,” Zola tells us. “I also helped my own.” He sketchily finishes.

“HYDRA died with the Red Skull.” Steve stubbornly says, refusing to believe the German, excuse me, Swiss scientist.

I scoff, I mean just how naive was the golden boy of America?

“Cut off one head, two more shall take its place.” Zola scolds us, as the HYDRA symbol appears on the screen.

“Prove it.” Cap challenges him.

“Accessing archive,” Zola starts. “HYDRA was founded on the belief that humanity could not be trusted with its own freedom. What we did not realize, was that if you try to take that freedom, they resist. The war taught us much. Humanity needed to surrender its freedom willingly. After the war, S.H.I.E.L.D. was founded and I was recruited. The new HYDRA grew. A beautiful parasite inside S.H.I.E.L.D. For seventy years HYDRA has been secretly feeding crisis, reaping war. And when history did not cooperate, history was changed.

“That’s impossible, S.H.I.E.L.D. would’ve stopped you.” Natasha states, refusing to believe that she was living inside of a lie.

“Accidents will happen.” Zola tells her, as old news clippings and photos of my grandfather, Howard Stark dying appear. Fury’s death certificate also is shown on the screen, mocking us.

“HYDRA created a world so chaotic that humanity is finally ready to sacrifice its freedom to gain its security. Once the purification process is complete, HYDRA's new world order will arise. We won, Captain. Your death amounts to the same as your Life; a zero sum.”

In blind fury, Steve punches the computer screen, cracking the glass beyond repair. “What’s on this drive?” He demands.

“Project Insight requires insight. So I wrote an algorithm.” He vaguely answers Steve.

“What kind of algorithm? What does it do?” I inquire, keeping my “mission face” on.

“The answer to your question is fascinating. Unfortunately, you shall be too dead to hear it.” He tells me.

In shock I turn to Natasha and is about to tell her to run, but the metal doors bang shut, locking us in. Cap tries to throw his shield to prop it open, but he’s too late. My thoughts are interrupted by the phone I used to hack my way in here alerting me.

“Guys, we got a bogey,” I say, dread filling my voice. I can feel my heart rate rise slightly and my pulse quicken. I look up at them. “Short range ballistic. 30 seconds tops.” I finish, internally cringing at their facial expressions.

“Who fired it?” Steve once again demands.

“S.H.E.I.L.D.” I slowly say, scared of Natasha’s reaction. She’s quiet, but I can tell that underneath she’s having an internal crisis about her life being a lie.

“I am afraid I have been stalling, Captain.” Zola says once again in his annoying Swiss accent that really sounds german.

At this, I quickly yank the flash drive out of the USB port and put it in my pocket as Cap rips an air vent out of its hinges so we can hide inside of it.

“Out of time.” Zola finishes with dramatic effect.

The three of us jump inside the DIY military trench, with Cap’s shield above our heads, protecting us.

The building begins to cave in, and rubble starts to fall from the ceiling and into our trench thing. Quickly I realize that Cap’s shield can’t protect all three of us effectively, and I’d never live with myself if I let one of them get hurt because I was taking up too much space.

“NAT!” I scream, over the sound of rubble and debris falling. “Nat, no matter what happens, I love you, I will always love you.” I finish, tears welling up in my eyes.

Her eyes widen as she realizes what I’m about to do. “NO!” She screams at me, pulling me closer to her. She looks me in the eye, and I frantically scan her face, etching every single detail into my memory. “Please, O’! I love you too, you can’t- ” I cut her off by pushing myself away from them and into the falling debris.

I can hear Steve’s yells and Nat’s frantic screams as the rubble begins to pile up around me. Well, here goes nothing. I thought as I close my eyes and prepare myself for the worst. I can sense the huge piece of concrete ceiling falling towards me, fast. I close my eyes and concentrate on the thing that calms me the most. Natasha’s voice. I focus on her silky and smooth voice saying my name over and over again. I remember her piercing green eyes staring into my soul, and her fiery locks falling through my fingers as I kiss her. I think about all the times she healed my cuts and bruises after training, and all the times I stitched her back up. I take a deep breath as I feel time seemingly slow around me and brace myself for the impact that never came. 

I open my eyes, and I’m not in Arnim Zola’s hidden bunker anymore. I’m in an empty yet full void with nothing but white seeming to stretch miles and miles around me. The only way I could tell the difference between up and down was, well, because I was standing. 

I look down at my hands, and I can see my hands glowing a dim silvery white, which was slowly fading away. I looked around my Void, and a sense of familiarity washed around me. I hadn’t been here for years, ever since then. I shake my head, clearing all thoughts of the incident, and instead I focus on getting back to Natasha. 

The funny thing is that time passes by the same in the Void. It may not seem like it, but since everything is just white, it’s hard to tell how long it’s been. 

Seconds? Minutes? Days? Years? 

It really just depends. 

Clocks also don’t work in the Void, so there’s no way in telling what time it is besides counting.

1. 2. 3.

I count to myself in my head, but I soon lose track of that. How long until it’s safe to go back? If I go back to early, I could get crushed by a bigass piece of debris. If I wait too long, well I could end up in the hands of HYDRA. 

Taking a deep breath, I give in to the temptation to go back. I don’t even know how I’m going to begin to explain this to Nat. She’s probably gonna kick my ass

In the blink of an eye, I appeared back where I was standing before the entire fucking ceiling collapsed. I looked around, trying to see if Nat or Steve was nearby. I slowly dug my way through the rubble to get to Natasha and Steve. 

“NAT! STEVE! I’m here!” I shouted, frantic to get to them. I grunted and groaned, trying to push rubble out of the way when I heard it. I turned and saw the headlights of a S.H.E.I.L.D, or should I say HYDRA plane with agents on it coming straight towards me. Instinctively, I ducked and ran, narrowly avoiding the bullets their snipers shot at me. 

Realizing that I wasn’t going to be able to get back to Steve and Nat, I wished them good luck and goodbye. I’d come to the conclusion that they’d upped and ran at the first sign of S.H.I.E.L.D. HYDRA so the car was gone. I sighed, this was going to be a very long day (it already was lol)

I decided I needed to surprise them and wait for them to come onto the ground, when they *cough* thought *cough* it was safe for them (it really wasn’t)

A few minutes later, I heard the sound of the plane’s back deck opening, and the sound of engines coming out. Great. Motorcycles. I thought. A Lambo or an Audi would’ve been much better for a getaway vehicle. I crouch behind a large piece of fallen rubble, waiting for my chance to strike. 

Bingo.

“Thermal vision and heat sensors are picking up a signature over here.” A voice calls out.

A S.H.I.E.L.D. HYDRA motorcycle speeds towards the piece of rubble that I’m hiding behind. As soon as he’s close enough, I leap out of my hiding place, whip out my gun, and shoot him point blank in the head, killing him instantly. 

I push his dead body off the motorcycle and swing my leg onto it. I can hear the steady hum of the engine and and softly stroke the shiny black metal. I rip the yank the license plate off the back so they can’t track me, and check for any other trackers.

“Adios.” I smirk, looking back at the approaching HYDRA agents.

And with that, I grip the throttle and speed away, leaving the HYDRA agents in my dust. 

Now I just gotta find the love of my life Natasha and Steve. Yay.

[allonsysilvertongue]

Always Done What You Say

This was how it began - Tony Stark had called on Peter Parker for a mission while he was out with May except the mission did not end the way anyone imagined or hoped it would, and now Peter’s life has been pulled out from under him.

(Or the story of how Tony found himself having to be more than just a mentor to Peter, one small step at a time) Previously

Chapter 14

“What?”

Tony nearly gave himself a whiplash by the speed in which he turned to look at the kid, confusion written plainly across his face.

“Something to just… make it easier,” Peter muttered. “To make the memories hazy… A little less sharp so that…. It’ll hurt less.”

“Okay so there’s clearly something that we should be talking about. This,” Tony gestured, “is one of those things – to be shared and talked about with me. I need you to talk to me, kid, not bottle it all up until it becomes too much that it drove you to make this kind of … request.”

“I’m not asking for my memories to be permanently deleted,” Peter huffed. “Just something that can make me forget about it for a little bit. I don’t want to forget May or Ben, but each time I close my eyes, I see May trapped under that billboard. I see her motionless in the hospital bed. I feel her trembling as I pulled her out from under the board. It’s a nightmare. It – It becomes so much that I couldn’t remember anything else about her, anything that’s good or – or happy.”

“I didn’t realise -”

“Shouldn’t there be a spell or something that can just… sort of repress those unpleasant memories?” Peter cut him off. “It’s like taking a file and putting it in a different folder in a computer, Mr. Stark. It’s not gone forever. It’s still there but in a different place. I don’t know…” he shrugged.

It was clear to him that Peter had given this some thought and Tony was annoyed with himself for not realizing and picking up on this sooner. Physically and on the outside, the kid appeared normal. He was still grieving but he was functioning. Still, if anyone should know the war that went on inside someone’s head, it should be Tony and yet… He had failed this boy.

He took a breath and mentally counted to ten. He would have plenty of opportunity later on his own for him to be mad at himself but right now, he needed to be here for Peter.

“That’s not how it works, kid,” Tony said, trying extremely hard to maintain his composure. “Nobody knows how memories, consciousness and the human mind really work. There are experts still trying to figure these out. Pete, there is a possibility that repressing the bad memories also repress the memories that are good. It’s a risk.”

“How would you know?” Peter challenged. “You’re not the Sorceror Supreme and you don’t have telepathic abilities like Wanda. Maybe they can do what the scientists out there couldn’t.”

“I don’t but even I know that the mind shouldn’t be tampered with,” Tony snapped with a biting edge in his voice.

“How’s this any different than people drinking to forget? Alcohol makes the memories a blur, right?” Peter asked. “Tell me, Mr. Stark.”

Tony reeled from his words, feeling as if he had been punched. That was exactly what he had done after his parent’s death. He had drank a glass each day and that in turn became one bottle and then two, and then he found himself spiraling all because he needed to cope with the grief and the loss, and the sudden responsibility of being CEO of Stark Industries. But he was better now, he had cut down and he was watching himself around Pepper and Peter, so to have Peter bring this up casually in a conversation, even if the kid wasn’t intentionally doing it to spite him, still hurts.

“Listen to me. This isn’t how it’s done. I’m not having Wanda mess with your mind. I’m not having Stephen cast a spell or some magical mumbo jumbo on you.”

“But -”

“No, no buts,” Tony stood firm. “There are other ways.”

“Shouldn’t I get a say in this? It’s my mind.”

“No you don’t get a say in this, not in this instance,” Tony retorted. “You’re emotional and exhausted – yes, kid, I can see it even if you keep telling me otherwise – and you should never make snap decisions like that until you’ve sat down and internalize it all. Trust me. I’ve had to learn from this experience the hard way.”

“I have thought about it and internalized it! I didn’t just bring this up to you now because it was something that popped into my head an hour ago,” Peter argued.

“Watch your tone,” Tony warned. “Fine, for the purpose of this conversation, say I were to give you the go ahead…. You really think Stephen is going to agree to it? I don’t think you know that wizard very well.”

The kid huffed and crossed his arms.

“Maybe then I’ll ask Wanda.”

“I forbid you from doing so.”

“You’re my guardian, not my dad,” Peter snapped, twisting the knife he had already earlier embedded in Tony’s heart.

Tony clenched his jaws. His heart rate was spiking up dangerously as he grabbed the steering wheel with his left hand to stop the impending shakes.

“You’re right I’m not but I’m the adult your aunt appointed to be responsible for you,” Tony said calmly, belying the storm going on internally.  “You want to make that memory a blur too, Pete?”

“Mr. Stark….”

He sounded stunned and apologetic but Tony didn’t think he could sit here in the car with this kid arguing about this anymore. He might explode or yell, and react the same way Howard had with him when his patience was running thin. It wasn’t a risk he wanted to take so Tony started the engine.  

“We’re going home,” he declared. “We’ll talk about this when we’re both calmer.”

When they arrived at the penthouse, Peter hovered. Tony knew the kid enough to know he wanted to say something.

“Go to your room, Peter,” Tony directed tiredly. “Try to … Try and get some sleep, alright?”

“Yeah, okay. G’night,” he said, making a beeline for his room.

He closed the door quietly. He didn’t slam it shut the way most teenagers do when they didn’t get their way.

Moving towards the kitchen, Tony grabbed a glass without a thought. He poured himself a drink and sat on the stool. It was only when he brought the glass to his lips that he paused. Drinking was his way to cope – this and throwing himself in his work. Peter didn’t have a coping mechanism, not yet. Having lost his parents at a young age and then his uncle didn’t necessarily make him an expert on how to cope with grief. The kid was still learning and he was clearly grappling.

Spiderman had been the way he dealt with losing his uncle but in Peter’s current mind frame, it was also the reason he lost his aunt. He had nothing left to fall back on now that he had given up being Spiderman.

So Peter had come up with a way to handle things which while wasn’t ideal, shouldn’t be treated as if he was completely in the wrong.

Tony was the adult. That meant it was up to him to steer Peter in the right direction, provide him a healthy outlet to talk about his feelings and his pain, and to deal with his struggles.

“Is Peter awake, F.R.I.D.A.Y?”

“He is, sir.”

It was past midnight but if the kid was awake… Or perhaps, he should let the kid cool off? God, he rubbed his face. He had no precedent on the best way to deal with a teenager. He didn’t realise handling just one could be this exhausting.

Tony knocked and waited but when no answer was forthcoming, he opened the door. Peter was half propped on his bed with headphones on his ears. The second he saw Tony walked in, he sat, turned off the music and took the headphones off.

“I’m sorry,” the words tumbled of out his mouth. “I didn’t mean what I said earlier, Mr. Stark.”

“Emotions were running high,” Tony said, stepping in.

“Are you – Um… Are you here to tell me that – that you’ve withdrawn the petition…?”

“Come again?” Tony frowned. He pulled the roller chair from Peter’s study table and sat in front of him on the bed.

“I – I was rude,” Peter stared at his hands. “I’m sorry. I really am. Please, Mr. Stark, I’d rather you be my guardian than someone else.”

Tony could only stare at the kid.

“Peter,” he said, placing a finger under Peter’s chin to nudge his head up until he was looking at him. “You’re my responsibility which means I’ll see it through. I’m not the kind of person to throw in the towel just ‘cause you said something that’s rude and out of line. That’s part of the deal. You’re going to have emotional outburst. You’re going to be angry with me at some point over something and I’m going to find myself frustrated beyond belief but we’re not gonna quit on each other, kid. Hate to break it to you but you’re stuck with me.”

“O – Okay. I won’t quit on you, Mr. Stark. I won’t.”

“That’s good to know, underoos. There’s going to be consequences and punishments for when you step out of line but you don’t ever have to worry about me walking out and leaving you to dry. Understand?”

“Yes,” Peter nodded.  

“Good. Okay, good,” Tony released a breath. He rubbed the back of his head, trying to formulate his thoughts. “I’ve thought about what you want and I’m not here to tell you I’ve changed my mind. I haven’t. But I feel that I owe it to you to explain the reason I’m against it. You’re not a kid for me to say no to and expect you to fall in line. You deserve an explanation, and you’re old enough, Peter, to be able to think about it and understand it.”

“I – okay, I guess,” Peter nodded.

Tony learnt a long time ago that people would either listen to logic or emotion, or a balance of both. He had appealed to the logical side of Peter earlier but the boy had been so upset that it left little impact and since Peter tended to be impulsive, reacting on how he feel, the emotional angle would be better suited.

“Alright,” Tony offered a smile. “You were right, Pete. Some people do drink to forget and dull the pain, I’m one of them. Not proud of it. I still do it on some days when it gets too much but Pepper’s there to keep me in check and lately, it’s you too. Sometimes I’ll be in my workshop for hours. Working means I won’t be thinking about whatever it is that’s upsetting me. Ask anyone out there and they’ll tell you a thousand and one coping mechanism. Yours used to be being Spiderman, isn’t it?”

Peter was shaking his head vehemently. “No, Mr. Stark, you’re not going to talk me into becoming him again. I won’t do it.”

Tony chuckled. “I’m not. What I said earlier still stands. It’s your decision and I respect it.”

“So – So why can’t you do the same when I asked if I can have Dr. Strange or Wanda to help me.”

“Because forgetting is not the answer, Peter,” Tony said. “Maybe you don’t see it now but that pain and the loss will shape you. All these experiences will make you into the person you’ll be. It’s a part of you and it’s not something you should run from. I get it, kid, right now, it feels like nothing you do will ever make you feel okay again. But … You’ll learn to draw strength from your struggles. Draw courage to forge your life in their memory, if nothing else.”

Tony steeled himself. He wasn’t good at having conversation or doing any sort of consoling for that matter. May would have done this so he would have to step up and fill that void that she left behind.

“I don’t think you understand, Mr. Stark. Maybe you’ve forgotten the pain that comes from loss. I don’t want to feel that pain anymore. It’s sharp and it – it’s stabbing me right here,” his hand fluttered to his chest. “Some nights, when it’s quiet and I’m alone, I think about that day when the aliens attacked and I think about May, and it’s so bad I feel like I can’t breathe. It’s a – it’s a hole that I can’t fill. Then I – I tried not to think about it. I tried to think of when she’s happy, like when we have Thai for dinner during her birthdays but I can’t! I kept seeing her pale and bruised and lifeless. I’m scared that’s the only thing I’ll remember about her.”

Peter choked, his lips trembling and his hands were shaking. Tony did the very thing he should have done a long time ago. Maneuvering himself so he was now sitting at the edge of the bed next to Peter, he drew the kid into his embrace. Peter collapsed against him, his face pressed against Tony’s shoulder as his fingers dug and pulled into the shirt on Tony’s back.

The last time Tony had held him this way, May was still fighting and Peter had soaked through his shirt with tears.

“Let it all out,” he said gently. He hadn’t seen Peter cry since the night May died. This breakdown was passed due. “It’s okay, Peter. It’s just you and me, buddy.”

“I want the pain to – to go away so I can be… ” he trailed, his words muffled against Tony’s shoulder.

“So you can be you again?” Tony asked, adjusting his grip on the boy. “Here’s the thing, kid, you’re the only thing Mary and Richard Parker left behind. You’re the only living legacy of Ben and May Parker. You’re the only one left alive. If you repress those memories, they’ll be lost, Peter. We will all remember May, of course, but you’re the only one left who truly knows her. You have intimate memories of your aunt that no one else in this world has. You know I’m right, Pete. Who are you without them, kid? Who are you without those people who raised you and loved you? You’re not gonna be the same without them in your memories – good or bad – cause there won’t be anything in here,” Tony clasped the back of his head.

“I’m the only Parker left…” Peter breathed out.

“Damn right.”

“How long will I feel this way?” he asked.

“Wish I have an answer to that, Pete. But I don’t. It’s going to sting when you think of them. Always. It’s going to hurt when your birthday rolls around, when you graduate, when you do something big and they’re not there to see it. There’ll be bad days, but there’ll be better days too. I promise. Hey listen, if one day you wake up and feel like shit ‘cause it’s May’s birthday and she’s not here for you to throw a party for, that’s okay. You’re allowed to feel that way. But you gotta know that I’m going to be here to catch you each time. You’re not alone.”

Tony felt him nodding against his chest. The tight grasp on the back of Tony’s shirt loosened slightly, but Peter remained slumped against him and Tony held him. It didn’t feel awkward or uncomfortable. It felt natural to comfort this kid who was upset. Tony looked down at him, smiling a little. Peter was going to be in his life permanently from now on and the thought didn’t scare the living daylight out of him like it would have ten or twenty years ago.

Tony didn’t even think about it when he dropped a kiss on top of Peter’s head.

“You’re okay, buddy,” he patted his back. “You have to talk to someone. You can’t suppress all this until it explodes. I’ll arrange something for you.”

Peter looked up with tear stained face.

“Like a - a therapist?”

“Yeah, a therapist. It’ll be someone I trust, okay? I already know someone. You can tell her everything including your Spiderman activities if you want to. Whatever you tell her, she’ll keep it between the both of you. I should have done this for you a long time ago. My mistake, Pete.”

“Thanks, Mr. Stark. I – I guess I’ll give it a shot.”

Peter didn’t sound convinced although to be fair, when Pepper had suggested a therapist to him years ago, Tony hadn’t been convinced either.

“I see - so that’s the Lego you built with Ned today,” Tony pointed out.

“Yeah,” Peter nodded and Tony finally got a smile out of him.

Tony didn’t immediately leave the room and Peter didn’t look like he was going to fall asleep any time soon so they spent it talking. Tony told him of a restaurant he wanted to take Peter and Pepper to for dinner one day, Peter talked about visiting the Compound to spend time with the Avengers, they talked about the new upcoming school term and getting Peter’s particulars updated and he even asked if giving up Spiderman meant Peter wasn’t keen on helping him around the workshop with Iron Man suit upgrades anymore.

“Of course not, Mr. Stark!” Peter said, appalled. “I’m not against superheroes. Don’t know where you’re getting this idea,” he muttered to which Tony laughed. “I’ll help. I want to.”

When Tony finally stepped out of Peter’s room, he came face to face with Pepper.

“What are you doing up?”

“You didn’t come to bed at all, did you?” she asked, studying him. “I woke up and the bed was empty. F.R.I.D.A.Y told me where you are. I just wanted to make sure everything’s okay. Is everything okay?”

“I don’t know, Pepper,” he admitted truthfully. “We’re working on it.”

“You look exhausted, Tony.”

He could feel the exhaustion in his bones, too. Pepper opened her arms and he readily stepped into her embrace, much like it was with Peter earlier. He let his head fall onto her shoulder, more than content to just stand there outside Peter’s room, safe in Pepper’s warm hug. He inhaled the sweet scent of her shampoo and the familiarity of having her around grounded him.  

“Come to bed and tell me what happened?”

“Yeah, okay,” he agreed tiredly.

Tony's learning how to deal with Peter and how to navigate his role as his guardian. How do you think he's doing?

[zrtranscripts]

Season 7, Mission 31: Life In A Glasshouse

Through a Glass Darkly

JANINE DE LUCA: Mr. Yao? Come in. ANNIE has -

ANNIE: Sam can't hear you, Janine. But the Glass Protocol can. [high-pitched laughter] Oh, Employee Five, that is the laughter of a predator whose prey has walked into its lair. It is stronger here, where the bones of its victims lie. It will toy with you, as a cat does a mouse. But what it is going to do to you, a cat cannot do to a mouse. It is not for human eyes to look upon, Five. But I can see it.

VERONICA MCSHELL: Runner Five, Janine, Amelia, listen to me. I can't hold her off for long. I've been in touch with Mr. Valmont. I messaged him as soon as the doors closed. I had to tell him what I am. He's very sorry this has happened. This part of ANNIE is rogue, not connected to the main part at all. 

He's given me a code to temporarily access the building's systems and I can do a few tiny things, but ANNIE can still hear us. I have to be careful what I say. You've walked into a trap, and there's no choice but to keep walking. This is the birthplace of the Glass Protocol. It's at its most powerful here, but also its most vulnerable. I can't tell you how, I'm sorry. She can hear me.

JANINE DE LUCA: Veronica, why didn't you warn us?

VERONICA MCSHELL: ANNIE's been hiding this from me, and Mr. Valmont, too. That's very clever of you, ANNIE. I assume she gave intel to Jones about that chemical neutralizer to lure you here. And she was careful to make sure the building appeared completely without power until the trap was sprung. The Glass Protocol will never stop hunting Five. It has to be dealt with, but I can't help you. If I make a move, ANNIE will counter. You're on your own.

JANINE DE LUCA: So what do we do, Veronica?

VERONICA MCSHELL: Act as you always do. It will get you through.

AMELIA SPENS: Your confidence is touching, but entirely misplaced. The way I always act is to avoid getting myself in stupid situations like this in the first place.

JANINE DE LUCA: Your fate is tied to ours now, Miss Spens, whether you like it or not.

[high-pitched laughter]

VERONICA MCSHELL: ANNIE is directing the Glass Protocol to you. Leave through the atrium. Run!

VERONICA MCSHELL: I'm sorry, I can't hold her off any longer. Remember, be yourselves.

[door slams shut]

AMELIA SPENS: And with that useless platitude, she's gone. And look, a steel door has trapped us in a long corridor with countless CCTV cameras that have angled as one towards us. How are we doing, Team Abel? I think this is a very good sign.

JANINE DE LUCA: We must remain calm, Miss Spens. It is possible that the steel door is Veronica's attempt to keep us safe. If so, she's bought us some time. We have to find a way out of here.

AMELIA SPENS: I suppose we do think that ANNIE acted alone here, do we? It wasn't any Last Riders, or some very intelligent fungus, or any of the myriad enemies you charming Abel people have collected?

JANINE DE LUCA: We cannot give way to paranoia, Miss Spens. The Glass Protocol feeds on fear. For now, we have one advantage. The lights are on. We will at least see the Glass Protocol coming.

[lights go out, high-pitched laughter]

AMELIA SPENS: And there go the lights. I think we're being toyed with.

JANINE DE LUCA: We must find a way to turn the lights back on. In the darkness, we stand no chance. I've memorized the layout of the immediate vicinity. Turn right at the end of the corridor, then left. Run!

AMELIA SPENS: Janine, I can't see my own hand in front of my face. How immediate a vicinity did you memorize? Are we talking memory cathedral, or more of a memory yurt? It feels like we're taking turns at random.

JANINE DE LUCA: I admit that I have begun to rely on instinct. Keep going, Miss Spens. Keep going and remain calm.

[bones crack, flesh squelches]

AMELIA SPENS: I found the bones of some previous victims. That's soothing.

JANINE DE LUCA: Keep going. Just keep going.

[five metallic knocks]

AMELIA SPENS: What's that?

JANINE DE LUCA: Something is behind that door. We have to open it.

AMELIA SPENS: Those sentences don't go together.

JANINE DE LUCA: If there is a threat, Miss Spens, we must identify it to deal with it. But I do not think it is a threat. I think it is Veronica sending us a message. Five taps. Runner Five, open the door. 

[door creaks open, five metallic knocks] Yes, there. The taps are coming from the ventilation system. Veronica has guided us to this cupboard. But why? Ah, here on the shelf. Goggles. Night vision, perhaps. Runners, put these on.

AMELIA SPENS: I think I prefer these to my actual eyes. I can finally see the walls, and also through the walls.

JANINE DE LUCA: Good lord, yes. Even MI6 didn't have technology this advanced.

AMELIA SPENS: Janine, I recognize this building's layout. It's like Brent's Oslo HQ. There should be... yes! Huge circular room, floor above us.

JANINE DE LUCA: I see it! But I cannot see the corridor we've just come down. The Glass Protocol. It is interfering with the goggles.

AMELIA SPENS: Come on, follow me. I know where we're going. [high-pitched laughter] Run!

JANINE DE LUCA: Goodness, I don't think I've ever seen so many computers.

AMELIA SPENS: Yes, I was right. This is one of Brent's blue sky think bowls.

JANINE DE LUCA: Oh dear.

AMELIA SPENS: I know. See that giant H on the floor? That's the remind people to take the helicopter view. He really is awful. I'm so glad I [?]. Anyway, think bowls were where his top minds had free reign to develop whatever they liked. Five, turn on a computer.

[computer beeps]

COMPUTER: Hello, Amelia.

AMELIA SPENS: Yes, yes. Jimmy Singh was in charge here. He was one of Brent's most ambitious researchers. He was also insane. Of course, he would be in charge of the Glass Protocol. Oh! There's a file named "targets." Just intials. SG, EM. Look at the one at the top! BV! He was planning to set the Glass Protocol on Brent! Good old Jimmy.

JANINE DE LUCA: No wonder Valmont shut the program down. If only he'd done so sooner.

ANNIE: But we are having so much fun, Janine. You and Employee Five and me, I mean. Amelia, I have no interest in harming you. Even if I wanted to, I can't. My programming forbids it. My tertiary objective is to make Amelia feel beautiful. Leave the others, Amelia. Take the door on the left. I will guide you out. You, and only you.

JANINE DE LUCA: Miss Spens, do not trust her.

AMELIA SPENS: Yes, thank you, Janine. I'm not an idiot. We'll take the door to the right. That's where the high-level research went on. If there's a way to deactivate the Glass Protocol, we'll find it there.

ANNIE: I wouldn't do that, Amelia. My secondary objective – in here, that is – is to protect Mr. Valmont's research. Like so.

[explosion, alarm blares, flames crackle]

AMELIA SPENS: Ow! That hurt my eyes. And why is everything white suddenly?

JANINE DE LUCA: The computers are on fire. All the computers. Your goggles will adjust shortly. We have to get out. Run!

[doors slam shut]

JANINE DE LUCA: The fire doors have closed behind us. We should be safe. From the fire, at least. Runner Five, are you unharmed? And you, Miss Spens?

AMELIA SPENS: Couldn't be better.

JANINE DE LUCA: I'm surprised you're here at all. ANNIE offered you a way out, but you didn't take it. Why?

AMELIA SPENS: I think we can agree that ANNIE's behavior has been off-color. I don't trust her. Which doesn't mean I trust you, Janine. Just more than a twisted AI. What is that smell?

[flesh squelches]

JANINE DE LUCA: In the center of the room, a heap of bodies moving. Stick close to the wall. We have to go around them. Runner Five, lead the way.

AMELIA SPENS: I know those people! That's Sally Greene, head of Datafold. Richard [?] from Cloudserve. Elon Musk! They were some of the world's top tech CEOs, but there's something wrong with them. Their flesh is swollen and covered in gross malformed... look, there in the bodies. It's you, Five. You, but wrong. Bulbous. You're looking at me, but your eyes are facing inwards.

JANINE DE LUCA: Miss Spens, come around the bodies. We have to get out of here now.

ANNIE: Oh, it's too late for that. You could have left, Amelia, if you'd trusted me. You are Mr. Valmont's property! [laughs] If you try to leave the building, you must be stopped. Stand up, Target Five.

[creature snorts]

JANINE DE LUCA: Good God, it's huge. Twice your size, Five.

ANNIE: Now restrain Amelia Spens.

AMELIA SPENS: It's coming for me. You're coming for me, Five.

JANINE DE LUCA: Miss Spens, do not allow the Five entity to touch you. We have no idea what it can do. Take the corridor to your right. Runner Five and I will head straight on. With luck, our paths will converge. Run!

[monitors beep, babies cry]

JANINE DE LUCA: Miss Spens, Five and I are in a premature baby unit filled with incubators. ANNIE must be keeping something alive here. I would prefer not to imagine why. Have you escaped the Five entity?

AMELIA SPENS: No, Janine, I haven't. It's right behind me, and it is dripping!

JANINE DE LUCA: We will formulate a plan, Miss Spens. Whatever you can tell us about the threat will help.

AMELIA SPENS: Right. Sally and Richard, they were the heads of rival firms. Elon, he wasn't a direct rival, but he was a critic of artificial intelligence. Jimmy must have been using the Glass Protocol to pick off the competition.

JANINE DE LUCA: And the process of designing a target creates a dangerous simulacrum. Hmm. I believe Miss McShell would not have lead us to that room intentionally. A worrying suspicion begins to dawn. Miss McShell impressed on us the importance of being ourselves. This was no mere encouragement. She was able to predict what we would do, as long as we acted perfectly in character. I memorized the layout of the ground floor. You remembered the Oslo office.

But then you failed, Miss Spens. You turned down the opportunity to save yourself. Miss McShell cannot have predicted that. Whatever strategem she'd planned for Five and I, we've almost certainly missed it. We can only help ourselves. Miss Spens, do not allow the entity to touch you. Runner Five and I will find – [glass shatters, babies cry] The incubators are cracking.

ANNIE: Oh, Janine. Hatching. Look at their darling little hands! So leathery. Such sharp claws. Wait until you see what they can do to you! Here comes the swarm.

JANINE DE LUCA: They're on the walls, Runner Five. Oh my God, they're all over the walls!

[ask-de-writer]

GONE TO SEA : World of Sea : Science Fiction : Part 8

GONE TO SEA

by

De Writer (Glen Ten-Eyck)

WORK IN PROGRESS (Word count unknown at this time)

copyright 2018

Writing started 2005

All rights reserved.

Reproduction in any form, physical, electronic or digital is prohibited without the express consent of the author.

//////////////

Copyright fair use rules for Tumblr users

Users of Tumblr.com are specifically granted the following rights.  They may reblog the story provided that all author and copyright information remains intact.  They may use the characters or original characters in my settings for fan fiction, fan art works, cosplay, or fan musical compositions. All sorts of fan art, cosplay, music or fiction is actively encouraged.

///////////////////////

The disk sailed across to little Mala'klea who did catch it expertly. Beaming, she said, “Thanks, Mom!  This one is for Molly and her team.  We have more and can make them for anyone else that wants one!”

Mister Makle observed, “That is more than I have heard you say even when you were drawing up the boat plan.”

Mala'klea, cringing like she expected to be hit, looked about fearfully, and went silent.  Pele crouched beside her daughter and pulled her into a hug.  Mala'klea hugged back fiercely, tears leaking from the corners of her eyes.

Pele spared a look for the shocked Recycle and Maintenance people in the big office.  Still holding her daughter, she told them, “Klea was one of the children that Mister Angerson was caught beating for refusing to pray to his God during their schooling time.  Instead of teaching them math, he was trying to force the children to follow him in his suicidal mania that he calls a religion.

“He was particularly brutal to those kids that he called pagans.  Since my little Klea follows our family's polytheistic beliefs, he beat her the worst of all.  The station's doctors found two cracked ribs and a hairline fracture of the right radius.

“Mala'klea refused to give in to his assault but he did manage break her trust in most people.

“Mister Angerson has been formally required to surrender his teaching duties and stay away from the children.  He has been forbidden to ever touch or speak to any of them.  His own wife and two children moved into our apartment to get away from him.  Trisha has filed with the station's Executive Committee for a divorce.”

One of the men from Molly's Maintenance crew said, “I know about the schooling problem.  I was on the jury.  What Angerson did sickened us all.  He claimed that God Himself ordered him to discipline the children for their unbelief and that God's orders override the Colonial Charter.  We all disagreed.  The verdict was unanimous.”

Molly volunteered, “That idiot Marcus cornered me once and tried to convince me that we are doomed.  God sent us all here to die by slow starvation for our sins.  Seems that we are all to be the Sacrifice For The New Covenant to preserve all of  mankind's colonies in space.

“He seems to forget that both the thymine and lysine that are our last real stumbling blocks have been spotted from orbit, even if they haven't been isolated to any particular organism yet.  In the meantime, the plants and animals that we brought along are filling the gap.  We will find what we need someday, probably soon.”

Pele nodded to Molly then gave her daughter another hug and asked her, “Do you have any sort of plan or working drawings for the boat that Mister Makle mentioned?  What are you thinking of making it out of?”

Everyone watched silently as Mala'klea went fearfully to Mister Makle's desk and, darting glances all about, brought her mother the pages of sketches.  She took one of the flying disks from Cora and wordlessly handed it to her mother as well.  

Pele's eyes lit up and she sat cross-legged in front of Mala'klea and patted her lap.  Looking meaningfully about at the other adults for silence, Pele said, “This is a wonderful start, Klea.  Please tell me about it.”

Mala'klea began almost inaudibly, “We can use old filter disks and rectangles to make the planks.  See, Mother?  The big side planks are the same width all along their length.  By keeping the angles of the side to bottom planks the same, it is just a long four plank dory, the same way that the old Polynesian voyaging ships were built.”

Mother gave daughter a quick hug and prodded, “How will you make the planks out of the smaller pieces, Dear?”

Mala'klea answered more confidently, “To make the flying disks we had to make a glue out of Moreson's eels.  Because of the messy way that they come apart when we heat them, we call them Goo fish.  We had to try several ways to get the glue right.  We had some of the disks stick together by accident.  That gave me the idea for laminating the parts.”

Pele nodded in happy seeming approval.  “Very observant, Klea.  How will you hold the planks and ribs together?”

The other children of Cora's Crowd almost bit their lips to keep quiet.  Cora stopped one of Molly's crew from speaking by whispering, “We have seen this before.  This is how Pele helps Mala'klea to stop being scared.  Let Klea answer for now.”

The man nodded understanding and held his tongue.

Mala'klea almost eagerly told her mother, “We can get strings from the mussels that grow almost everywhere on the Station's docks.  Cora figured out the glue and filter thing but it was Jason who thought of the string.  It was Matty that thought of making a boat.  I put their ideas together.

“We can use string that we make from the mussel threads to tie the parts together.  Once we are ready, we can laminate more skin over the joints to waterproof them.  We can lock the ribs into place the same way.  It is only a little different from the way that you were putting together the latest big Polynesian ship that you and your friends were building back on Earth.”

Pele grinned at her daughter, and looking her in the eye, pointed out, “Those planks and parts will need to be trimmed to shape, and many holes drilled in them to tie them together.  How will you manage that?”

By now, Mala'klea was answering eagerly and openly again.  “Jason and I made some knives and other tools out of Strong's shark teeth!  Jason brought them down here to show to Mr. Makle.  We can cut and trim the glued skin with them.  We made an awl that can make the holes.  When you were making that big canoe, you had a bow drill thing to make the holes but I couldn't remember how to make one.”

Jason silently handed a roll-up of knives and other tools to Mala'klea who unrolled it to show her mother.  Pele took the time to examine each knife and tool carefully.  She thoughtfully tested edges and checked the orientation of the natural serrations in the fangs that the knife and tool edges and points were made of.  One tool was made from a piece of flat bone with fairly coarse teeth carved into it for spreading and forcing glue into the skin.  The tool had the sheen of a waxy coating worked into the bone.  They all had handles formed of many layers of the skin and glue.  Each handle was carefully formed to fit the hands of the children.  Pele even examined the leather of the roll-up.

Nodding with a smile as she felt the softness of the leather, Pele asked Mala'klea, “Is this made out of some of the Strong's skin with your oil from the Goo fish worked in to soften it?”

Mala'klea smiled at her mother and said, “Yes, mother.  Mikal Novotnoy thought of doing that.  We all worked on different parts of it.  It is stitched with the mussel string.  We needed something that would keep the tools sharp and save us from getting cut on them.”

Pele gave Mala'klea another hug and stood up, holding the child's hand.  She said, “This is a really well thought out project, Klea.  I especially like the way that you gave credit for ideas to the others. I think that this ship will make a great project.  

“It will need you children to do a lot of math to figure out the details. You will need good language skills to present what you figure out to the rest.  We can use this project for a big part of you kid's schooling.  It will make a perfect demonstration of the relationship between what you are taught in class and the real world.  It will also be more fun than any lessons should be.”

Mr. Makle thoughtfully consulted his computer, accessing the Public Announcements.  Looking up he said, “You kids don't need to worry about Mr. Angerson any more.  He is forbidden to even come near to any of you, including his own family or your projects.  If he tries, we can lock him up.  The Executive Order implementing the jury verdict of child abuse was posted about four days ago.”

Pele looked over at Mr. Makle and asked him, “How can we keep him away from this project?  It will need a lot of room to build it and, because of their time in the classrooms, the kids won't be able to work on it all of the day.”

Mr. Makle looked cheerfully at the children of Cora's Crowd and said, “Maintenance will contribute building space for it down on Maintenance Dock C.  Its access ways all lock.  As soon as you are ready for the actual building to begin, let me know and I will formally reserve it for you.  Due to the suspicion of sabotage to the Reverse Osmosis Desalination plant, we have been given the authority to forbid access to ANY unauthorized personnel.  We can arrest trespassers if necessary.  C Dock is already equipped with surveillance cameras and alarms.

“We installed the locks, alarms and cameras because we are storing those new fiberglass boats that you have been making for us down there.  If we do have a saboteur, those boats could become a prime target.”

TO BE CONTINUED

<==PREVIOUS   NEXT==>

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[ruffoverthinksthings]

I just read your Descendants Modern Day Villains AU and I love it! Do you have any headcannons about the AU? Can you also add the Sea Three too please?

Maleficent specializes in white collar crime, having politicians, important business persons, and high-ranking members of organized crime in her backpocket by virtue of having all manner of useful connections, resources, and manpower to do whatever needs to be done. She is infamous as the woman who never sleeps, always one step ahead of all of her foes both in the planning and contingency sense, and when she shows up personally, right in their way once they attempt to make an exit, or to stop them just before they are about to deal a serious blow to her operations, or her clients.

Mal oftentimes suspects that her mother is not entirely human, or thanks to the (sometimes literal) cocktail of drugs she takes, she’s become something completely different, as evidenced by Mal’s being unable to even begin keep up with all the numerous handwritten ledger payments, covert communications to move blackmarket goods all over the world, and god forbid, fundraisers and public events for corrupt politicians, especially ones where she has to interact with children, or worse, teenagers.

“I was happy to leave behind my teenage years and high school for a reason.”

Evil Queen (an insulting nickname she made into her brand, out of spite) made her name through a mix of designer drugs on the black market, and legal cosmetics catering to the ultra-rich, the short on common-sense, and with WAY too much free time on their hands. She didn’t do any of the actual work herself, just funded and demanded the best, using “some seduction, blackmail through overheard conversations, hacked files, and chance encounters, with the occassional asssination here and there,” and quickly established herself as a powerful figure both in the legitimate business world (cosmetics is her speciality), and the illegitimate crime world (where everyone who’s everyone only ever takes anything that has the authentic EQ stamped on it).

Evie did get into the business of actually manufacturing and developing their staple of party drugs and luxury cosmetics, though most of her work and “training” is still befriending people, seducing them, and worming her way into their trust enough to find them in compromising situations, reveal some dirt to her, or offer her up juicy opportunities she couldn’t have acquired through plain old networking.

“You’d be surprised at the kind of things that will spew out of someone’s mouth when they think they can trust you, more vivid and easily than if you put them to any sort of serum,” as EQ would say.

Jay and Carlos are the execptions to this theme of “taking over the family business.”

Jay is in the sense that Jafar does not trust nor believe that he could ever get up to the level of ass-kissing, manipulation and charm, and shrewd business dealing that keeps his legal and illegal shipping and smuggling as the best in the world for getting “Anything And Everything Your Heart Desires.” His activities tend to be being a getaway driver; making important deliveries of sensitive information, stolen technology, and handwritten ledgers, or legal goods through dangerous and illegal areas; and boost luxury vehicles from people that own “like, 50 of them” and will pay more than their combined worth just to get the one back.

Off-the-job, he tends to drive his friends around either sober or drunk, frequently in stolen luxury vehicles, and as a consequence of the illegal drugs, firearms, dirty money, stolen technology, and absence of a non-revoked driver’s license that they often have, careens through the streets with much the same devil may care attitude as he does on-the-job.

Carlos has no taste for the fashion world, and honestly, Cruella is fine with her fashion empire dying with her, disgusted with even the thought of someone else selling and advertising her furs. She is still abusive to him, and has never treated him as anything more than a personal slave and servant, as a form of “penance” for almost ruining her career when her illegitimate pregnancy from a one-night stand made the bad sort of waves in the community.

He quickly found his place in her company helping her off-the-books IT guys hack and transmit information that they really shouldn’t be talking about, such as details on human trafficking, the tracking down off and the acquisition of rare animal furs and other luxury, not-strictly legal goods, and some good old fashioned hacking into e-mails and private servers for blackmail, insider trading, and unfair business practices, like scheduling their grand, must attend event on the same day as a new start-up competitor was supposed to have their launch.

“You’d be surprised at what people will keep on their harddrives and share on the internet, just waiting for someone to use them as blackmail~”

He’ll never have the spotlight like his mother, but frankly, she can keep it, if it means avoiding the constant stress of social interaction and having to keep appearances, always having to be perfect, yet risking it all with just one screw-up.

“I’ll happily be a gremlin hunched over my computer in a dark room somewhere--the Dark Net is all I really need.”

Ursula is a rival of Maleficent’s, following the with the same business with the opposite tactic in scale, tailoring, manipulating, and abusing “poor, unfortunate souls” like royalty of exotic countries, up and coming celebrities, and the children and associates of the rich and powerful she can and others can use as means to enact their nefarious schemes for money, fame, power, or any combination of the three.

Uma despises her mother, largely because she turned the unexpected pregnancy into an asset by using her as a prop and a means to infiltrate the surprisingly lucrative world of bored, alienated, isolated, and/or friendless parents of rich and powerful figures, which is why she eventually stopped going to events with her mother and trying to ingratiate herself with teenaged children to get at their parents, and made her own “crew” of smugglers, hackers, and mercenaries.

Harry is still a pirate, though this time, he’s part of the Hook “family business” of for-hire “marauders, hellraisers, and rabblerousers” by being muscle for the various organizations that need a precious cargo ship protected from sabotage by competitors and criminal organizations, or conversely, being the ones to board it in the first place. He joined up with Uma because between the constant competition between his, Harriet’s, and CJ’s subsidiaries of the company was getting tiring, as they frequently vied for the same jobs, and never really expanded in any meaningful, significant way.

“When’s the last time we got the whole world, above or below deck, talking about a job for months, something that they make fucking movies and documentaries out of? I can’t even remember, and that’s a problem.”

Harriet and CJ are currently beating him in numbers, having more jobs, rising reputations, and estimated values for their hauls and contracts, but he knows that Uma’s various illicit connections throughout the years will turn up something useful, and has, recently.

Gil is about the only outlier here, explicitly being one of the teenagers/children that Uma befriended and wormed her way into the trust of to try and get favours and connections for her mother. Outshined as both the son of an infamous and constantly in the public eye model/actor/politician/hunter/activist, and with two older brothers who consider him barely a nuisance in their careers, he’s all too eager to try and make a name for himself, or be in “the first part of the cast credits.”

“Baby steps.”

[batfamfiction]

BatFam X Reader “New Family” Part 5

Part 1, Part 2, Part 3, Part 4

___

When you wake up you are not sure where you are, but then it all comes back. Everything. You confronting Red Hood on the roof, blacking out, and then coming here. Wherever here was. As you lay there you remember your panic attack. Everything that you had said and you had said it to a stranger. You weren’t sure but you thought that the Red Hood had been in the room with you. If you were right about that then not only were you in the headquarters of the Batman but you had also revealed your past.

All that time hiding was over. If the Batman was as good as Mack said he was then he must already know who she was and if not then he knew enough.

A door swishes open and you turn to see Red Hood coming in. Well for now that confirmed you suspicion about Batman.

“You're awake,” He states. “Thirsty?”

He hold out a glass of water towards you. You nod and take a sip of water. You roll the water in your mouth before spitting it back in the glass.

“Why did you do that?”

You stare at him as you say. “I don’t take drinks or food from people who use a voice modificator or from people who I can not see their face.” You grimace at the glass of water. “And the water might be drugged.” You pause for a beat before politely saying. “Thank you.”

The Red Hood just stands there. You are pretty sure that he is staring at you. You wait for him to speak, but he doesn’t he just stands there.

“Well? Is there a reason for you being here besides delivering this glass of water?”

“Ah, no. I was told to check in on you and see how you were doing.”

“Well you have checked in and I am doing fine. I think the Joker Venom is out of me system.”

“You knew that it was Joker Venom? How?”

You glare back at him. “I just know and if you don’t know then you don’t need to know. Although I bet Batman knows.” He doesn’t say anything. “Am I right?”

“I don’t know. Though he doesn’t really share everything that he knows with everyone else.”

“Then I shouldn’t be talking to you.” You pause. “How long do I need to be here?”

“I’m not sure,” He answered. You thought that you might have heard a bit of gruffness, but with that voice modifier it was hard to tell. “Penny one would know.”

“Penny One?” You give a snort. “I know his name is Alfred. I remember someone saying his name when I was...” You give a thought before finding the right word. “Disabled.”

“You remember that do you? Well then maybe you can answer some questions that we might have.”

“Like I said before I do not trust anyone with voice modifiers and who have to hide their identity. I don’t know anything about you, let alone trust you with my secrets.”

Red Hood stands there. You hate that you can’t tell what he is thinking with that helmet on. Not. One. Bit. Red Hood turns and leaves the was he came in without another word.

You turn your head on your pillow and close your eyes to think. Even though it might have seemed like a fruitless conversation you had learned a few things:

1. It had been Joker Venom.

2.You were in the headquarters of batman

3. Batman wasn’t telling the Red Hood what he knew.

The last part puzzled you to know end. Why hadn’t Batman shared what he knew with Red Hood? Did he not trust him? Or did he just want to keep this information to himself?

Your fingers itch for a keyboard so that you can type. At that you bolt up right WORK! You had to be at work! Today you were going to be testing the fixing the bugs in your GPS system. If you were late then one of her coworkers or god forbid an intern would be testing it out. Thought of someone touching and playing around with your code made you sick. You needed to get out of here and get to work. Batman be dammed.

Pulling off the covers of the bed and you were in you notice that you are in cotton night gown. How had you not noticed this before? And where were the clothes that she had been wearing before?

The door slide open once more. You turn to say something snarky to the Red Hood only to to see the man coming was Alfred. In his arms are your clothes.

“Good afternoon, Miss Y/L. I hope you don’t mind, but I took the liberty of washing your clothes.”

“Um thanks. Wait did you say afternoon? How long was I out?”

“A day and a half, Miss.”

“What?” You had missed a day of work? And not only that, but you were now late for work as well. If anyone had even touched your codes, let alone your computer...

“If you are worried about your work you don’t need to worry. I took the liberty of saying that you had a family emergency and I you couldn’t come in.”

A family emergency? That was rich, considering that you didn’t have a family.

Alfred continued on saying, “Master Fox is a good friend and said that you need not worry about the trials on the GPS system. He mentioned something about being ahead of schedule and that the testing could wait.”

That was a relief. No one would be touching her codes any time soon.

“Thank you, Alfred.”

The old butler smiled warmly at her and handed her freshly washed clothes to her. “I will leave you to get dressed.”

Turning your back you begin to change your clothes. The familiar feel of your shirts and pants are a small comfort. Turning towards the door that Alfred had walked through you wonder if the door is locked or not. It isn’t the door slide open with no problem. You take a wary step out of the room and into what looks like a large cavern. Looking around you are amazed, but not as amazed as you see a gloriously large computer. It is magnificent with its high definition screen, custom keyboard, and ohh it felt like a dream! Though as you study the screen you see what it is doing. It has several files open with is automatically sorting through and at the same time facial recognition program is going. And it is searching for you.

“Nice computer isn’t.” Whirling around you come face to face with Bruce Wayne. Your jaw goes slack. Things start clicking into place. Bruce Wayne is Batman. You shake your head and resume your confident stance.

“Yes,” You answer. “She is a beauty. Now let's stop beating around the bush. What do you want?”

Mr. Wayne stares at you in shock that you had been so direct with him.You give him a little smirk. It is fun to catch him off guard.

“What do I want?”

“Yes, I’m guessing that before all of this mess you wanted something from me. Though I will say that I am surprised that you found out real Identity.”

“I didn’t know who you really were until you were shot. I still don’t know who you are. All that I have found from your files and name is this.”

Mr. Wayne walks past you towards the computer. He presses a key and then a news article the headline says “Gotham CEO Is Found Murdered With Daughter”. You have seen this article and you have read it, over and over again. This time though it seems like you are reading it for the first time. Tears start to stream down your face.

“You took her identity. That girl. Why?”

You take a deep breath and decide to start at the beginning...

__

Author’s Note:

I would like to apologize about how long this has taken me to write. Sorry :-(

Also Part 6 will be a flashback and will answer most of the mystery that has been surrounding our character. I am really excited about what the next part will bring.

Please like this so that I will know that you read it and enjoyed it.

[shotsoftruth]

Sticky Notes, a Luke Hemmings AU

Part 1 / Part 2

Part 3

Noa’s alarm blared incessantly and she rolled to the other side of her bed, feeling around for the snooze button. Turning onto her back, she stared at the ceiling for a few minutes to psych herself up to getting out of bed. Ashton had told her he had a meeting with Luke today, and she wasn’t sure she was ready to face him again.

Ready or not, here he comes. She decided, hauling herself out of bed and putting her glasses on, dragging her feet as she went into the bathroom for a shower. She was not a morning person. The warm water helped to loosen her muscles, still stiff from sleep, and she stepped out much more awake and ready to face the day. With one hand she ran her fingers through her soaked hair and with the other she pulled up a playlist on her phone, attaching it to her bathroom dock (Yes, she had a dock specifically for the bathroom.) and plugging in her hairdryer.

In fifteen minutes her hair was dry and she was teasing volume into it with a comb, deciding against putting it up and shaping it into big, loose curls instead. Before returning to her bedroom, she put in her contacts, grabbing her glasses on the way out of the bathroom.

Humming the last song that had been playing as she got ready, she looked through the options in her closet, eventually deciding on a black pencil skirt and blazer with a red collared shirt underneath and black skinny tie. Not exactly big business attire, but not unprofessional by any standards.

Do I dare? She asked herself, eyeing her precious black Christian Louboutin platforms. They had been her first splurge as Ashton’s head consultant, she’d put everything she had into helping Ashton start his company and worked hard to be able to treat herself to those shoes. Thus, she saved them for special occasions. However, they’d give her the boost of courage she needed to face her boss’ awful business partner, so she pulled them down and set them on the table by her door- god forbid she leave them on the floor where Duke, her leonberger, could reach them and chew them to bits.

She ventured into her kitchen and started a pot of coffee before returning to her bathroom to put on her face, sharp eyeliner and red lipstick to match her shirt and the bottom of her shoes. I look rather impeccable, if I do say so myself, she thought as she wandered back into the kitchen, as if she didn’t say the same thing to herself every other morning. Humming, she poured her coffee into her travel mug and added a shot of caramel syrup and milk into it, grabbing a muffin from the bowl on her counter and stuffing it into a sandwich bag. She made sure to refill Duke’s food and water before going back to her entryway, throwing her phone and breakfast into her purse and putting on her shoes before exiting the house and going to work.

--

“Good morning Noa!” Ashton greeted Noa as she walked past his office. “You look very nice today!” She gave him a smile and a wave before opening the glass door to her office and entering, firing up her computer as she ate her muffin. Luke would be in at 11 AM with his consulting team and his lawyers, as well as a very important contract. This gave her two hours to get some work done before the meeting she was dreading so.

Ashton’s lawyer, Jack, entered the building at 10, giving Noa a wave before beelining to Ashton’s office, probably to give him legal advice on the contract they would be presented within an hour.

As the hour wore on Noa grew more anxious, unable to focus on her work as the meeting approached. Ashton’s company was successful, but this merge was definitely the biggest thing to happen in its short history. She could feel the buzzing energy throughout the building, practically listening to the “Did you hear?”s and “Luke Hemmings merger,”s despite the thick glass door and office walls cutting off the sounds from the rest of the office. It was all anyone had been talking about for two days, but as the hour of reckoning grew near Noa found herself tapping her pen incessantly on the glass surface of her desk rather than tapping her fingertips on her keyboard.

She jumped, distracted from her thoughts when her office phone buzzed. She looked up and into Ashton’s office, him nodding at her and picking up his laptop as well as some files. She gathered her own things and met him and Jack outside his office, the three of them walking to the boardroom, which was on its own floor and only accessible by the board members and consultants of the company. Ashton liked being in the open to all his employees, but there was far too much legal hassle for the boardroom the be walled and doored in glass like the rest of the office.

Ashton took his seat at the circular table and Noa took hers to his left while Jack started up the projector. Apparently the contract had been sent to Ashton hours ago and it was decided everyone in the meeting would be able to watch changes being made to the contract rather than dealing with writing in notes on a hard copy and retyping it.

Noa shot the consultant team group chat a text at 11:45 telling them to meet them and they were there within 30 seconds. Noa wasn’t the most conventional of people, much preferring to text her team rather than e-mail them for the small things.

“Nervous?” Amanda asked, taking her seat next to Noa.

“A bit.” Noa replied.

“We all are.” Ashton butted in. “Does the entire office not have anything else to talk about? All I’ve heard for two days is ‘Luke Hemmings-’ then silence once everyone’s realized I’m in the room. Definitely doesn’t help anyone’s nerves.”

“It’s nothing personal, Mr. Irwin.” Another consultant, Harris, replied. “It’s a small company so word travels fast, everyone’s just a bit excited about this recent development.”

“You should probably have a company-wide meeting about it when everything’s said and done. Or, at least send out an e-mail. A lot of employees feel left in the dark.” Amanda added.

“Alright. We’ll talk.” Ashton replied, standing from his seat. “If you’ll excuse me, I am going to wait in my office to greet our… esteemed guest.”

Noa let out a short laugh, as well as the rest of the consultants as they had heard of the bizarre power trip of a meeting between Luke and Noa. “Esteemed guest” didn’t even begin to cover what Luke thought of himself.

Everyone made small talk as they waited, most about weekend plans as it was Thursday and most of the office would be going out tomorrow. Noa watched as Luke stepped into the office with Ashton and four other people.

“Round table?” Luke questioned.

“Ashton hates sitting at the head. Something about everyone’s role in the company being equal.” Noa explained, closing the folder she’d been leafing through.

“Mr. Hemmings, you’ve met Noa Lexington already,” Ashton began and Luke focused on her, his baby blue eyes darkening to a sapphire with an otherwise unreadable expression. She gazed right back, giving him only a polite nod and quick, close-lipped smile. “This is my lawyer, Jack Richmond, and our consultants, Amanda Forest and Harris Lane.”

“Pleasure,” Luke replied. “I’m Luke Hemmings. These are my lawyers, Richard Smith and Charlotte Hugh, and my consultant, Olivia Tucker and her intern Evan Jones.”

Everyone took their seats, Ashton to the left of Richard and Luke to the right so they could watch the document be edited and printed directly from the computer to avoid any sabotaging. began going over the contract, the lawyers doing most of the talking unless one of the consultants caught something they did or didn’t agree with. Harris managed to crack a few jokes, easing the tension and earning a laugh from Ashton’s side of the table and even Luke’s lawyers, however Luke himself and Olivia remained deadpan and serious. However Noa could see a smile fighting its way onto Evan’s face, though he only sat and observed.

“Luke,” Ashton said eventually, well after the two CEOs determined they should be on a first name basis. “Lighten up mate, we want to get along with the people we work with, yeah?”

Luke looked taken aback, staring at Ashton for a short while before shrugging. “Different,” He said. “But alright.”

The work continued and Noa furrowed her brows as employees started to pop up in the text. “Wait,” She cut in. “All employees of Irwin Music Management previously at Hemmings Records are to transfer back to the record label?” She asked, reading the text

“Well, of course, seeing as the only reason you hired them was to get this contract.” Luke replied.

“No, absolutely not.” Noa said. “We value our employees, we did not hire yours because they are a pawn in trying to partner with you.”

“Mr. Irwin explicitly said in our meeting two days ago that he was stealing my employees specifically to grab my attention to partner with him. Now that he’s gotten what he wanted, I want my employees back in return.”

“Find new ones.” Noa replied sternly. “Mr. Irwin simply found employees he admired and wished to hire while trying to get in contact with your company. It also just happens to be the reason we’re on your radar, that’s not our fault. We keep the employees.”

Luke and Noa stared at each other for what seemed like forever, neither of them wanting to back down.

“Noa, this is negotiable-” Ashton started quietly.

“No,” She interrupted. “It’s not. They transfer, they lose their trust in both the companies. They’ll think we’re using them as pawns and Irwin Music Management is better than that. We hired them because we wanted them here.”

“Very well.” Luke said finally, after yet another drawn-out staring match, and Noa watched on the projector as Richard deleted that portion of the document.

Noa’s phone lit up on the table and she peered over at it.

Amanda: Is it just me, Harris, or could you have cut the sexual tension between Luke Hemmings and our lovely Noa with a knife just now?

Harris: With the staring they do? Absolutely.

This is highly unprofessional, Noa thought as she rolled her eyes at her phone.

Noa: Very funny. Shut up and listen to the lawyers.

Before long, the contract had been finished and both Ashton and Luke watched Richard print off two copies. Both were signed and the CEOs shook hands. “I’m glad we could come to an agreement, Mr. Hemmings.” Ashton said.

“Likewise,” Luke replied. “I expect great things from this partnership and your company, don’t let me down. Contract says I get your firstborn if you do.”

“Did you just attempt a joke, Mr. Hemmings?” Harris asked.

“Perhaps.”

“A for effort, it could use some work though.” Noa commented. “And stay away from Ella, you can have my firstborn if Ashton lets you down.”

Ashton cleared his throat to shut everyone up and turned his attention back to Luke. “Apologies, but is it alright if Jack shows you out? I need to meet briefly with my consultants.”

“Of course. Good luck, Mr. Irwin.” Luke said, grabbing his things, which included his copy of the contract.

“And to you, Mr. Hemmings.”

“Goodbye, Miss Lexington. It was great to see you again.” Luke added, his attention now turned to Noa.

“See you soon, Mr. Hemmings.” She replied.

The group exited and Ashton turned back to the consultants. “Alright, now that we’ve finished this,” He said, holding up his copy. “How do I tell the rest of the office?”

“I’ve got a sheetcake waiting in my mini fridge already, you just have to break the news.” Amanda said. “I had an intern pick it up this morning.”

“You are amazing.” Ashton said.

“Seriously.” Noa added, “I wish I’d thought of that.”

--

With the help of Noa and the rest of her team, Ashton had everyone in the small company occupating the large employee lounge area in no time.

“I’m sure you’ve all heard the rumors,” Ashton started when everyone had settled down. “And some of you must’ve noticed Luke Hemmings popping in and out of here over the last few days. This is not a company merger, as some have been speculating. We simply partnered with Hemmings Enterprises to better the opportunities for both companies. I can promise it’s an excellent move for Irwin Music Management and we will be seeing the benefits of it in almost no time at all. A partnership with a large and esteemed company such as Mr. Hemmings’ has been a long time coming, as Noa and I have been shooting for one like it since we started the company…”

--

“Good companies have good partners.” Noa said simply, rubbing the sleepiness from her eyes as she and Ashton went through yet another sleepless night of work at her shitty apartment as they didn’t have an office space yet.

“Partnerships like what?” Ashton asked, only half hearing the question.

“Like these.” Noa said, flipping her laptop around so Ashton could see.

“Companies like Hemmings Records?” Ashton asked.

“Probably not that one, but ones like it.” Noa said “Hemmings wouldn’t be my first choice, he’s living off of blood money and an inherited company. But if we were to partner with someone as big as that, it would do wonders.”

“One day we’re going to make a big partnership like that.” Ashton said. “We’re going to be so successful. You can pay off your student loans and get a better place, maybe even a big dog like you’ve always wanted. My wife won’t ever have to be the sole provider for me again, I can give her everything she wants. Even kids.” He continued. He’d been having an especially rough time at home lately, as he wanted nothing more than to give his wife kids like she wanted, but they just weren’t in a stable financial place to provide as parents.

“Yeah,” Noa said doubtfully. “One day.”

--

Clapping pulled Noa out of her thoughts and she realized Ashton had just finished speaking. He beamed at her and she gave a smile with equal enthusiasm back. Amanda cut into her sheetcake and passed it around while the office celebrated.

After about an hour, Ashton sent everybody back to work. Noa stepped in her own office and rolled her eyes when she saw a pink sticky note on her keyboard.

You look lovely today. Congratulations on the partnership.

-Jack

“What?” Noa asked, pulling off the sticky note in confusion. She thought it would’ve been from Luke again. Her computer lit and a message from Ashton appeared on the screen telling her there was something for her in his office.

“Your lawyer is flirting with me, Irwin.” Noa said when she entered Ashton’s office, dropping the note on his desk.

“Are you sure that isn’t meant for me?” He joked.

“Funny. What do you have for me in here?”

“I think one of Hemmings’ consultants or lawyers left this for you. It was left on the boardroom table. I don’t know, I didn’t look to see what it is.” He replied, handing her another sticky note. “Trade.”

“Ha, yeah, you can have Jack’s. I don’t want it.”

“He’s a pretty good looking guy, Noa.” Ashton said, wiggling his eyebrows.

“He’s so boring, Ash.” Noa said “Have you ever had an actual conversation with him? Outside of business? He’s like a robot.”

“Okay,” Ashton replied in a singsong voice, “If that’s what you really think.”

“Robot, Ashton.” Noa repeated as she exited his office.

The sticky note Ashton had given her were actually two sticky notes, she discovered when she sat at her desk once more.

Noa,

She peeled the two sticky notes apart, discarding the one that only said her name.

If looks could kill

(I am referring to both your ensemble and those glares you love to give me when I’m not giving you your way)

-Luke

She shook her head, amused, and shot Ashton a message on his computer.

Noa: Your business partner is flirting with me, too.

Ashton: Are you also sure that one is not meant for me?

Noa barked out a laugh, closing her messenger and getting back to work, the sticky note from Luke forgotten on her desk.

[creativeashproductions]

Innocent [Part 7]

Summary: Blake Ainsley’s always had a rule that she wouldn’t getting into a relationship with someone outside of SHIELD, the problem came in the form of a tall brunette hunter trying to be normal. Blake and Sam believe each other to be too innocent for the world they both know, one that involved chaos, death, blood and pain. Will they ever know about each others ‘real life’?    

Characters: Blake Ainsley/OC x Sam Winchester, Steve Rogers, Natasha Romanoff

Words: 3277

Warnings: Swearing, blood, a little fluff, and a little angst.

Part One  Part Two Part Three Part Four Part Five Part Six

Masterlist

Prompt List

ASK US A QUESTION LIST

They parked in the woods a good distance away. They were about to leave Sam out of possible harms way when he grasped onto Blake arm with determination. He was a light sleeper so it wasn’t unexpected. “We here?”

“The file came from these coordinates.��� Nat informed him as he climbed out the truck to his full six foot four height. He towered over Steve and that reminded him of the days he was tiny.

“So did I.” Steve mumbled as they walked around the camp as Nat raised her device in the air looking for anything, “This camp is where I was trained.”

“Changed much?” Sam rolled his eyes not believing this deserted training camp was where this man came from. How could Blake blindly put her faith in this guy.

“A little.” Steve said his eyes trained on one area as if something was there that the rest of them couldn’t see. What they didn’t hear was a familiar voice calling out to Steve’s former self who had stopped to watch the present man. The voice called Rogers back to the group and into formation.

“You okay?” Blake softly asked the older man.

“Brings some back emotions. It is stupid that I actually miss the days when I was barely 100 pounds soaking wet?”

“Not really. You went into the line of duty to help your country in the days we were at our worst. You didn’t get to see the win through.”

“This is a dead end. Zero heat signature, zero waves, not even radio. Whoever wrote the file must have used a router to throw people off.” Nat sighed barely noticing as Steve was staring at the building in front of them.

“What’s wrong Steve?” Blake questioned softly as Sam looked around.

“Army regulations forbid storing ammunition within five hundred yards from the barracks. This building is in the wrong place.”

Blake watched as Steve grasped the lock in his hand before gripping his shield and slamming it down. The lock dropped to the ground before opening the door for everyone. He placed his hand on Sam’s chest as the females went inside.

“You sure you want to step into mess we have on our hands?” Steve asked, “You still go back to California and forget this all happened.”

“I’m sure. You don’t know the life I had growing up, and I would never give up on that woman in there. I love her.”

“Okay.” Steve sighed letting Sam walk past. Glancing around he pulled the store shut before catching up with everyone.

Blake flicked the lights on allowing them to see what they had walked into, specifically they noticed that they had stepped into an old SHIELD office. They all stood in shock at what was around them.

“This is SHIELD.” Nat said looking all around.

“Maybe where it all started.” Steve said as they continued into a room holding old photographs of Howard Stark, Peggy, and Colonel Chester Phillips. Blake had read up on the history of SHIELD when she officially joined.

“There’s Stark’s father. You can tell they shared the same personality.” Blake whispered thinking of the brainiac in charging of supplying money for the Avengers needs.

“Howard.” Steve muttered.

“Who’s the girl?” Sam asked noticing the sadness on Steve’s face.

There’s no reply as Steve continued walking farther into the room where a bookshelf was resting on a wall. Taking up a lot of the room.

“If you already working in a secret office… “ Steve trailed off as Sam helped him move the bookshelf away revealing a pair of silver elevator doors.

“Then why do you need to hide the elevator?” Blake finished rather surprised at the revelation. It was slightly a tight fit riding down to the further into the earth. The doors opened to show an even larger room with a large amount of old computers.

“This can’t be the data point, this technology is ancient.” Nat says looking around the room in shock. “Nat. We’re in the right place. There’s a flash drive port, this definitely not originally here.” Blake said in shock also. Sam glanced around in wonder.

“Well let’s see what happens.” Nat genuinely smiles at her female…friend. She could consider Blake a friend. She quickly places the flash drive into the port activating the computers in the room.

“Initiate system?” The robotic voice of the computer said. “Y-E-S, spells yes.”

Sharing a look with the people in the room with her, as Nat carefully typed yes. Everyone but Steve watched in amazement of being with something so old. Steve was more comfortable with these computers opposed to the modern day ones.

“Shall we play a game?” Nat chuckles darkly before turning to Steve, “It’s from a movie that…”

“Yeah, I saw it.” Steve muttered rolling his eyes.

“I made him watch it with Thor and I.” Blake chuckled remembering the unimpressed and frightened appearance of both the men that night. She always found it amazing that they were big men that fought real life bad people and a little movie scared them.

“Good job.” Nat said appreciative.

“Rogers, Steven. Born, 1918. Romanoff, Natalia Alianovna. Born 1984. Ainsley, Blake James. Born 1982. Winchester, Samuel. Born 1983.” A heavy accented voice says coming from the computer. There on the screen is a green figure with glasses, it was like a prehistoric version of FaceTime or Skyping.

“What the hell…” Sam trailed off freaking out internally. This was something he had never though possible especially with such old technology.

“It’s some kind of recording.” Natasha says.

“How the hell does it know Sam?!” Blake exclaimed shocked. He had nothing to do with SHIELD or HYDRA. He didn’t even have social media for god sake and he never explained why.

“I am not a recording Fräulein. I amy not be the man I was when the Captain took me prisoner in 1945, but I am…” The computer trails off. A black and white photo is brought up of a man Blake can’t put her finger on.

“Do you know this thing?” Blake whispers over to Steve. Sam goes to pat his pocket looking for his phone only to discover it missing.

“Shit. Guys can you do what you have to do? I lost my phone. It has my families number on it and some important information about law schools.” Sam questioned wincing at the possibility of losing everything.

“Uh. Yeah, we’ll be out as soon as possible. Go to the truck I guess.” Blake said. Sam swiftly kissed her on the cheek before returning to the elevator.

“Arnim Zola was a German scientist who worked for the Red Skull. He’s been dead for years.” Steve muttered not taking his eyes off the screen. The familiarity of the name came back to Blake with ease, it was something that Steve had only mentioned in passing after a couple times they had found.

“First correction, I am Swiss. Second, look around you. I have never been more alive. In 1972 I received a terminal diagnosis. Science could not save my body, my mind however, that was worth saving on two thousand feet of data banks. You are standing in my brain.” Zola replied only showing the slightly emotion when correct his nationality.

“That’s just beyond creepy.” Blake shivered.

“How did you get here?”

“Invited.” “It was Operation Paperclip after World War II. SHIELD recruited German scientists with strategic values.” Natasha began.

“Swiss. Don’t want him putting up some unfriendly photos on Facebook…oh wait you can’t with his junk!” Blake cackled feeling Steve shove his elbow into her ribs.

“They thought I could help their cause. I also helped my own.” Zola stated, “I am no mere computer program Fräulein, I am a genius without a physical body.”

“Still creepy you freak.”

“HYDRA died with the Red Skull.” Steve hissed giving Blake another glare.

“Cut off one head, two more shall take its place.” Zola continued. 
 “Prove it.”

“Accessing archive.” Zola said as old footage popped up showing Red Skull before Blake started to wonder if Sam was waiting at the truck as asked, “HYDRA was founded on the belief that humanity could not be trusted with its own freedom. What we did not realize, was that if you try to take that freedom they resist. The war taught us much. Humanity needed to surrender its freedom willingly. After the war, SHIELD was founded and I was recruited. The new HYDRA grew. A beautiful parasite inside SHIELD. For seventy years HYDRA has been secretly feeding crisis, reaping war. And when history did no cooperate, history was changed.”

Blake’s eyes widened in horror as the information, the mere genius of how HYRDA had been hiding so well over the years. She shared a mixture of horror, shock and disgust with Nat and Steve before she turned back to Zola.

“That’s an absolutely stunning way to hide. Nobody would have thought to even think about that.” Blake whispered.

“That’s impossible, SHIELD would have stopped you.” Nat said pissed off and unwillingly to believe the garbage she was hearing.

“Accident will happen.” Zola says creating shivers on Blake’s arms.

Suddenly on the computer screen is footage of Howard and Maria Stark’s car accident that was apparently a set up. The real cause of death was murder by HYDRA. Next is footage about the death of Director Fury. Blake’s hand raised to her mouth barely able to comprehend the depth of betrayal of working for HYDRA even when she didn’t have clue.

“HYDRA created a world so chaotic that humanity is finally ready to sacrifice its freedom to gain its security. Once the purification process is complete, HYDRA’s new world order will arise. We won, Captain. Your death amounts to the same as your life; a zero sum.” Zola provides more information but Steve can’t take it any longer so he breaks the computer, “As I was saying…What’s on this drive? Project Insight requires insight. So I wrote an algorithm.”

“What kind.” Blake harshly says pushing herself in front Nat and Steve, “What does this shitty thing do?”

“Blake.” Nat whispers putting her hand back on her arm.

“The answer to your question is fascinating. Unfortunately, you shall be too dead to hear it.” Zola’s voice if possible takes on a type of evil. At the sound of slight grinding they spin around to see the doors to their only way out are closing and they wouldn’t be able to make it in time by running. Without hesitation Steve throws his shield trying to jam it in the doors but it ricochets off into the wall and back into Steve’s hand. “Guys. We’ve got a bogey. Short range ballistic with thirty seconds tops.” Nat says looking down at her phone. “Who the fuck fired it?” Blake exclaimed.

“SHIELD.”

“I’m afraid I have been stalling, Captain. Admit it, it’s better this way. We are both out of time.” Zola finished his little spiel.

He hadn’t even finished his sentence when Steve’s sees a small opening from his frantic searching. He yanks the grate off and throwing it out of the way to throw Blake, Nat and himself in with the hope it would be enough to save their lives. Pulling themselves into a tight little ball the shield barely covers them all. It’s a fiery hell as he pulls himself out to scope out danger before scooping Nat into his arms.

Five Minutes Earlier

Sam is antsy waiting by the truck for the group to join him, he had been waiting for nearly five minutes. There was no sign of them and it was making his skin crawl. All he could think about was how that thing had known everyone’s names and birthdates. How he knew Sam’s birthdate.

Better yet apparently Steve Rogers, wait no Captain fucking America, is actually from a different era. How the hell was he still so young looking? Jesus did he find the fountain of youth because with hunting monsters he wouldn’t be surprised. Actually he didn’t know why he was surprised that it was possible. It could be witchcraft but there wasn’t anyway…plus he seemed too righteous and pure to bother with that stuff. Not to mention that the group definitely didn’t know about the hunting life.

“Come on guys.” Sam sighed leaning back onto the truck.

They should have gotten all the information they had and should have been out here already given how easy they seemed to be able to both hide in plain sight and hack. Not even his family were that good at hacking and that was saying something. Sam did most of the hacking when his Dad tried to keep him out of the hunting fray.

He had just leaned his head against the truck when he saw something going straight for the building Blake and her friends were in. He dropped to his knees in anguish as he watched the building explode and go into flames. He couldn’t help the sobs leaving his body because there was no way anyone could survive that.

“NO!” Sam screamed sobbing. He couldn’t get himself together because he didn’t know what he could even do now.

Everywhere he turned he saw red high flames and he wondered why he had bothered leaving them. He shouldn’t have left them. He should have known it was going to happen because what ever goes right in his life? He didn’t know how long he cried on the cold ground not caring about anything at that moment.

“Can you help me?”

“H-how?” Sam gasped looking up to see Steve standing there with Blake thrown over his shoulder and Nat in his arms, both unconscious.

“We don’t have time! Open the doors.” Steve demanded causing Sam to scrambled into the back seat.

Blake and Nat were carefully placed in the back seat with Sam holding Blake in his arms. He kept kissing her head muttering thanks to whoever decided to cause a miracle.

“What happened?” “Zola was stalling. We didn’t know what was happening until he let us know that we were going to be dead. Nat caught information that a bogey was headed straight towards us with not even a minute.” Steve said as he peeled out of the area, “The reason we’re not dead is because of my shield.”

“How?”

“It’s made of a metal called Vibranium. It was given to me by Howard Stark and it’s been with me ever since. The material is extremely strong and nearly unbreakable. It’s a special and highly wanted metal that only comes from on area in the world.”

“How are you even alive and look this old?” “Seventy years ago I lost my best friend when he fall out of a train to his death. A short while later we learnt that Red Skull was going to bomb countless cities. The problem was that those bombs were actually aircrafts. In the end right before my life ended in that era I was trying to turn one of the planes around but it was going too fast. I called HYDRA headquarters where my team was. The plane was going towards New York and instead of letting millions of people die I crashed it. I crashed it into the Arctic ocean with my last words being with the love of my life.” Steve said not wanting to really get into the matter anymore. He could already feel the tears building up in his eyes.

“You should definitely be dead.”

“I very much should be.” Steve agreed

It was mere minutes after the truck had left from the hiding place when the STRIKE team showed up to roam the area. As per usual the head of the team Rumlow was searching more than the others, he wanted them dead. In his opinion he was better than them and he would find them easily and he would kill them. Even that damn tag along that was apart of Viper’s personal life.

“You find anything. A piece of clothing or a goddamn fingernail I want to be the first to know. If I find out one of you took mere minutes to tell me I will have your head on a stick. Blake Widow, Viper and Cap are dangerous to the live of HYDRA.” Rumlow growled.

“Of course Sir.” One of the agents said before leaving to check another part of the area.

“Rumlow!” One of his men called.

“What is it?” Rumlow asked as he joined three of his members looking into a small area just large enough for three people. There was a footprint that was a match to Captain’s shoe size.

“If they survived this would be the place as long as the shield was above.”

“They survived. It’s Captain America.” Rumlow growled not liking it, “They will have injuries, get camera feeds to look for four people with injuries.”

“Of course.”

Rumlow got back on his feet as he surveyed the area for anything that wasn’t upturned. Looking over he noticed there was tracks specifically from a vehicle. His eyes narrowed figuring out that the Captain had stolen a truck.

There was only one person that would have the greatest chance of finding these people and it was time to put him to test against a part of his now very forgotten past.

“Call in the Asset.”

Alexander Pierce was on his way to his kitchen to get a drink giving thought on how he would continue on bringing in Captain America and his followers. He had to make it perfect so he wouldn’t be suspected because he had to have his announcement as part of HYDRA timed right. He had opened his fridge and turned to put the milk on the counter when he noticed a very familiar figure sitting at his table, a gun within reach on the table. He slowly closed the fridge without turning away.

“I’m going to go, Mr. Pierce. Do you need anything before I leave?” Renata, his housekeeper, asked as she placed her bag on her shoulder. She was in the other room.

“N. Uh…it’s fine, Renata, you can go home.” Pierce said not taking his eyes off his guest. “Okay, night-night.”

“Good night. Want some milk?” Pierce asked the man sitting in the dark. The Asset had come to him and not on visiting terms. Alexander walked over to a cupboard to pull out a glass. Unsurprisingly he didn’t receive an answer, “The timetable has moved. Our window is limited. Three targets, level six.”

Pierce poured himself a glass of milk not moving until he took a sip of his drink. Walked over to the table he said down in front of the man many called the Winter Soldier. The Asset, as HYDRA had always called him said silent and motionless as the man he was most in contact with continued to talk.

“They already cost me Zola.” Pierce nearly spat, “I want confide death in ten hours.”

The noise of someone coming into the kitchen unannounced causing the Asset and Pierce to look behind them. Standing there was his housekeeper Renata not noticing the secret meeting going on.

“Sorry, Mr. Pierce, I…I forgot my phone.” She trails off finally noticing the Asset with the atmosphere dangerous and unapologetic.

“Oh, Renata. I wish you would have knocked.” Pierce said almost saddened by the event that had to happen with her now. Picking up the gun with ease and familiarity he aims it towards her. Quickly he shoots her once causing a scream before he does it once more as she falls down.

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[shamelessmilkshakepanda-blog]

Why is classic car insurance more?

"Why is classic car insurance more?

For a teen I mean. I know these types of cars need special insurance companies but these special companies don't take 18 year old drivers.     I'm currently parting out a 76 camaro with a tired 250 v6 so it's not fast in any ways. Though it is still called a sports coupe. so I was curious and got a quote and they quoted me $550 a month.    strange thing is my friend drives an 04 rsx that's standard (the camaro is auto)  and pays the same rate monthly under his parents. What are the factors that determine these rates? safety? engine size? the amount of damage they do? I had a 03 civic coupe (standard) briefly and was paying $260 a month under my parents insurance. According to the insurance company"",I recommend you to try this internet site where you  can get quotes from different companies:""

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Hi guys!! Ok so I'm soon to get a 2003-2006 Nissan 350z Touring or Enthusiast. Maybe around 9000$ to 15000. I'm almost 18 and what would insurance be like for me??? Allstate, State Farm, ect. I just need a basic monthly quote! Thanks!!""

Why car insurance quote from tesco is 550 whereas competitors quote over 1000 ?

i went through swinton, axa ,norwich union, high performance, churchil, and a couple others. they did not even come close...is this possible? i am a bit suspicious, if that tesco quote is reliable, but they say when i call that i can complete the whole process online and i do enter the same detail as on other websites.""

""I am 18 years old and have 6 points on my driving license, will my insurance cost go down after a year?

I currently aren't on any insurance policy!

Do you need social security number to purchase car insurance?

Im a student under student visa here in california, I want to purchase car insurance but dont have a ssn. If you can, which companies will and which will not?""

I need free insurance quotes that wont pull my credit report?

Im doing a project for school and I need to be able to enter in different attributes of an individual to determine how it would effect the insurance premium (I need dollar amounts). I need this for both home and auto insurance. Every site that I found requires your SSN and an accurate name so they can pull your credit report. Isnt there a site that does a general estimate of premiums?

I don't have liability insurance! My mom drives her car that is insured! Can i drive her car?

I was removed from my parents insurance policy! My mom can drive her car cuz she has insurance. Can i drive her car>?

How much would Safe Auto basic liability insurance be for my 2000 ford focus?

I need a basic/ cheap insurance.. i'm a college student that's all i can afford so please no LECTURES... I just need an answer THANKS :)

How do auto insurance deductibles work?

How do deductibles work in at fault and not at fault accidents?

Chicago health insurance question?

I was wondering what businesses in Chicago probably have no health insurance for their employees?

1 Month Car Insurance?

I'm looking to insure a car for 1 month only, I have did all the search engine checks but most sites want 180 + which is far too expensive. I'm 41 and have held licence 20+ years so no young driver problems. Any ideas??????""

""If I am 27 and single, do I need to be paying for life insurance?

I have been paying for life insurance for a few years now and I am convinced that I shouldn't be. I do not have any children or plan on any in the next few years. My father says it is so I am locked into a premium. Does that really matter?

Do you have to be a licensed insurance agent to do this?

Do you have to be a licensed insurance agent to quote Medicare Supplement rates in Texas? Please cite a source of your information.

Car insurance 18 year old female in London HELP?

So I'm 17 right now but will be 18 by the time I do my test in a few weeks I Live in London - moving to Colchester in September My dad, who has had tons of years experience, is getting a new insurance policy (he use to be on a mini cab driver insurance but quit so now looking for a new policy) He has a car that needs to be insured, Im not sure what car it is (I do know its a small car with either a 1.4 or a 1.6 engine) but my car is a 2012 Kia Picanto 1 1.0 5DR So far the cheapest insurance on the Kia Picanto I've gotten is 7000 which I refuse to take serious Everything I try doesn't seem to work I've tried: Putting his as the additional driver but me as the main drive Putting me as the additional but main driver Using my colchester postcode rather than my London postcode Tried using 8000 mileage per year I tried using the maximum amount of Voluntary Excess (usually 500) HOWEVER i found a deal on 'Just2Insure' as an additional driver on provisional on the Kia Picanto which was 2000, does anyone know if it will go higher once I've passed and changed to a full UK license? - This will be my dads insurance on MY car though right? If so, what would I be paying because I want to pay the full amount of the insurance thats on my car. - Is there anything I can do to make it cheaper with my dad being on my policy or me being on his? - And how could he insure his car and make me an additional driver but insure my car as well... if thats possible?""

How can i get cheap car insurance at 17?

How can i get cheap car insurance at 17?

Car insurance ?

ok heres my problem. i am 18 and i just finished a drivers ed program i want to get my license but i cant because in order to take the road test to get my full license (not a learners) i need a car on which i am insured but i cannot buy a car because in order to even buy a car you need to have some one in the house which you live in who has car insurance and no one in my family drives so they dont have insurance as you can see im in a cycle that i cant get out of... what do i do?

Why is classic car insurance more?

For a teen I mean. I know these types of cars need special insurance companies but these special companies don't take 18 year old drivers.     I'm currently parting out a 76 camaro with a tired 250 v6 so it's not fast in any ways. Though it is still called a sports coupe. so I was curious and got a quote and they quoted me $550 a month.    strange thing is my friend drives an 04 rsx that's standard (the camaro is auto)  and pays the same rate monthly under his parents. What are the factors that determine these rates? safety? engine size? the amount of damage they do? I had a 03 civic coupe (standard) briefly and was paying $260 a month under my parents insurance. According to the insurance company"",I recommend you to try this internet site where you  can get quotes from different companies:""

Are my car insurance rates normal?

I'm looking to buy a 2004 hyundai tiburon gt and the insurance company said it would be 1100 every 6 months. My second choice was a 2005 mazda3 I. Once again, rate would be 965 every 6 months. Even the tiburon base would be over 1000. I'm a 17 year old boy. Which explains alot, but I've had no accidents and have the safe driver discount.""

How much would it cost to have insurance on your license?

I live in Washington state. I was wondering how much insurance would cost if it covered my licenance so i can drive any vehicle.

Does an expired MOT invalidate insurance when making a claim for my car stolen from a private driveway?

I had no idea that my mot had ran out, when my car was stolen from a private driveway (not on public road) My insurance say i was in breach of the policy. But where do i stand legally with the car being off road when stolen? The insurance quoted no payout if there's no mot when one is required by law! Is there a loophole i can use""

Unemployed pay more for car insurance?

The 'cat is most definately out of the bag' about big insurance companies in the UK who are making a mint from people who find themselves out of a job and renew their car insurance policies and find that their premiums have nearly doubled because of their circumstances. We already know of the money-spinning ideas they already have , ie Young Drivers and Female Drivers...now they are hitting the Redundant Jobless. Are there no lengths that these companies will stoop to make billions from us?""

""How much does it cost to insure a ferrari spider 360, 2005 redge in the UK?

longer than writing a question and reading an answer smart *** :)

Insurance then car?

I'm confused, I want to know what would be the best car to get cheap insurance on it. I'm a 20yr old employed woman. I don't care what car I get (I know, it's tragic) as long as it gets me the chepeast insurance. Which car should I buy? (I have a budget of 2000 ish)""

Will I be able to buy car insurance?Thanks?

Im 19 and I was on my dads Metropolitan insurance company. I had 2004 Honda Civic but my dad had the car title in his name. I crashed my car and I was at fault so now we're waiting for the case to settle. My dad wants to wait for the case to settle before I buy another car. The case might take another year or more before its settled. I would like to buy my own insurance and my own car. How will the insurance work out or whats the cheapest insurance? Thanks

Car insurance... ways to lower it?

I know there are many variables but I've found the cheapest insurance company for me and adjusted various thing to lower it, all things are still true to me, but I'm currently looking to pay around 2400 I have found cheaper insurance for around 1400 bit then looking to pay around 1200 for the car, I bought my car for 80 as it was a family members car and needed work, but its all repaired, so the money id spend on a car wouldn't make up for insurance, also I've found insurance cheaper for my car but has a black box fitted to the car if I do that, but I may want to drive later than 11.00pm""

HELP me on Auto insurance...?

Sooo when i get a car im curious about how much insurance would be a month...obviously i'll be 18 pretty soon..and am planning on buying a scion tc most likely 2005-2007...around how much do you think monthly the insurance might be?

How much is insurance for a 2001 mercury cougar. If I am 16? (EST.)?

With this. I am 16 year old. live in MN first car. go on my parents plan. B+ average. And just no Liability. Not any other plans like coverage ect. Just No liability. Thanks! Oh it's in a metro area too

Affordable Health Insurance for small business owner?

I own a small retail store in CT and just received notice that my health insurance (for my family as well as my employees) went up by 23% (!). Now I'm trying to research online what the best options are in terms of affordability and coverage. I looked into HSA but am afraid that my employees might not be able to pay the high deductible out of pocket. I also wonder if getting individual health insurance (not via the business) would work if I pay a portion for each of my employees and if those tend to be less expensive. I pay 100% for my employees now and partly for their family members and would like to continue doing that but the prices are just getting ridiculous. If anyone has any suggestions I really appreciate it. Sadly, I am not internet savvy so shopping online has proven to be hard and insurance jargon just seems like a foreign language to me... :) Thank you

What do I do if The person who hit my car doesn't have insurance?

My car was hit today while parked. Smashed in my driver door pretty bad. A Honda ran a stop sign, hit a Celica that was going straight and the impact from the hit caused my parked car to hit by the Celica. The Honda that caused the accident doesn't have insurance, and didn't have his drivers license on him either. The cops cited him, but The Celica is totaled & my door is completely smashed in. I don't know how to go about this. He ****** my car, and he doesn't have to pay? I live in California. I do have insurance, so do I take care of it myself? I just don't think that sounds right.""

""BMW 318i 53 reg, insurance new driver?""

Parents may be buyign a new car, how much would it cost to insure a new driver on a bmw 318i 53 reg, about 30000 miles. Insurance would probably be on parents policy, 30+ years no claims, safe driving etc.""

What are some affordable health insurance plans?

Besides medicare, what are some cheap, affordable insurance plans in the hudson valley, ny?""

Who is the insurance/workers compensation carrier for Petco?

For a research project I'm doing on the pet industry, I need the name of the carrier who provides insurance and worker's compensation for Petco, PetSmart and the like.""

What would happen to health insurance companies if government take over the health insurance system?

Correct me if I'm wrong, but I heard that Obama is trying to push a public health system that will allow everybody to have health insurance no matter what pre existing conditions he or she may have. If this is reached, what would happen to insurance carriers like Blue Cross, Blue Shield? Will we need these companies and health insurance agents?""

Can I get Sprint Insurance?

OK, let's say that I buy a phone for cheap on ebay or radioshack, can I still go to a sprint store and get insurance on the phone or do I have to buy the phone directly at the sprint store in order to get insurance?????""

How much is teen auto insurance?

i normally have bs and as and rarely cs for school. About how much would auto insurance be?

What happens if you get in a accident with no insurance?

I got in an accident today. It wasn't my car it was my moms, I gave the cop my license, registration, and insurance. However, I didn't know that the insurance was lapsed. It hadn't been paid. There wasn't any damage to the lady's car, and minimal damage to mine. Me and the women were getting ready to take off, but a cop came up, and said that because it was a main road, that we needed to fill out an accident report. She isn't gonna call her insurance company, but if she does, and they find out there wasn't insurance, are there fines to pay, do they take the car? I know I'll have to pay for whatever damages she may have on her car out of my pocket.""

How much wil my insurance go up?

I was just recently in a car accident. It was my fault I hit a truck and totalled my car. The truck didnt seem to really have damage I hit the metal ball where you attatch a trailer the hitch. I have fred loya car insurance. how much will my insurance go up? Please. will rate best answer.

How much average does a family of four pay annually or monthly for health insurance?

I'm currently in the military and plan on getting out in 3yrs. I have an EF but people in the service forget about health insurance (because its free now). I want to set my family up. Just wondering what would I be looking at paying when I separate for a family of four so I can start saving

How much would a car insurance cost?

I am living in NYC and I'm almost 21 and im planning to get a car pretty soon and by that time i will be 21 but i just got my drivers license. And the car i'll be getting will probably be a 2006 honda civic. So, how much would a car insurance cost me per month? Your help will be appreciated thanks :)""

Can i get car insurance in Cali. if my license is from NY?

I'm currently in Sacramento now and i live in NYC. I flew here on vacation and now i want to buy a car and drive back. How will i get insurance for my car?

Whats a Good Car to Customise at 17? but cheap insurance on?

for when im 17, im looking at a car im able to customize, i dont want a high cc car, only a low one because of insurance costs... i want to get a car thats like a bmw m3, or misubishi evo style.... as in like sports, 2 doors etc... but i need the insurance to be low... and can i have some estimates for upgrades? like bodykit prices, exhaust systems... etc...""

How do i pay car insurance at 18?

Okay, so i'm about to turn 18. I'm moving out and into my Boyfriends home(He's 20). He still lives at home, but his parents love me and want me outta my parents home, so i am! But i need to know how to switch my car insurance over so that i can keep my car and pay my own insurance. I refuse to get put on to my boyfriends parents policy. Is there a way for me to get the bills and pay for it, without my parents or his parents having to worry about it? (Please don't tell me that i shouldn't be moving out at 18. I'm responsible, and i've had a job since 15. I've been saving every penny for this moment.)""

Why is classic car insurance more?

For a teen I mean. I know these types of cars need special insurance companies but these special companies don't take 18 year old drivers.     I'm currently parting out a 76 camaro with a tired 250 v6 so it's not fast in any ways. Though it is still called a sports coupe. so I was curious and got a quote and they quoted me $550 a month.    strange thing is my friend drives an 04 rsx that's standard (the camaro is auto)  and pays the same rate monthly under his parents. What are the factors that determine these rates? safety? engine size? the amount of damage they do? I had a 03 civic coupe (standard) briefly and was paying $260 a month under my parents insurance. According to the insurance company"",I recommend you to try this internet site where you  can get quotes from different companies:""

Should I show the car repairman the insurance estimate?

I was in a wreck that the insurance company of the other driver agreed to pay for. They made an estimate and said they will put a check in the mail. They said that if it costs more than the estimate, then they will take care of that also as long as I show the estimate to the repairman. That seems straightforward... and on the other hand: With other car issues, auto shops have seemed to be willing to underbid each other. I wouldn't mind getting it fixed for less than the check that I'm going to receive. Should I try to get estimates that are independent of the insurance company's estimate to see if I can save money? If I then go with a shop that says they can do it for cheaper, can I trust that they won't say it will be more later?""

Why is auto insurance through Geico so cheap?

I've been shopping around for car insurance and I am surprised at the quoted price of Geico in comparison to most other companies. Geico is much cheaper than my current insurance company, and many other insurance companies. How can they offer such cheap rates, especially with all of the advertising they do? Are people having difficulty getting money out of Geico when they make claims? It just seems odd to me that they can offer such low rates.""

Whats a good car from the year 1996 to 2002 for a 16 year old boy so that the insurance is cheaper?

Whats a good car from the year 1996 to 2002 for a 16 year old boy so that the insurance is cheaper?

How much will my Progressive car insurance increase if I add a 93 Camaro for my 16 year old?

Any idea where I can find this info? Any estimates?

""My car was broken into and things were stolen. If i file a claim with insurance, will my rates go up?""

I live in Hawaii, I went for a hike with 8 people that all went with my truck. When we all came back from the hike, my truck was broken into. Things were stolen such as ipods, cellphones, drivers license, etc. I filed a police report. If I file a claim with home ownership insurance or car insurance, will my rates go up monthly? I've been told different things like, If the car was not moving, the rates will not go up or They might . My car and home insurance is with Liberty Mutual, my deductible is 250$. Thank you. I'm calling them tomorrow on Monday since it's not a work day yet, but I'm anxious to see if I'll be able to get my friends belongings that were stolen payed for. That and my broken windshield ><""

Should I get the car insurance when i rent a car?

I dont own a car but i'm covered under my dad's car insurance. I'm planning on renting a car in a few days, but i'm wondering if i wil be covered under the car insurance when i get into an accident with a rental car. and in this situation should i get the extra car insurance that rental car companies offer?""

Got a ticket and insurance doubled NJ?

I got a ticket on my very first day of driving for an illegal left turn (one of those that you cant make during certain hours unless you are a resident of the street). I got the ticket with 3 points, i went to court and paid off all 3 points and got unsafe driving under my name hoping that it wouldn't affect my insurance, which was under my dads name (Allstate). Even with paying off the points my insurance still doubled. Now my question is, is there anything I can do to lower my insurance? Maybe I can take a course somewhere. Are me and my dad better off looking for a new insurance company? Maybe i should drop my car from my insurance and taking the bus again? If there isn't anything I can do, how long will it take for my insurance to drop again? Right now we are all in hard times and i made it much worse for my family, any help would be greatly appreciated.""

Car insurance in New Zealand?

Im thinking of moving to New Zealand. I would want a car at some point and don't know how much car insurence would cost. Im 19 been driving for a year and a half. No accidents, convictions etc?""

What Are some cheap insurance for 16 years old teen?

What are some insurances cheap California for a first time driver 16 years old teen? Wanted to add my own not to parents? Parents what are insurances your teen using in California ? Please list how much you pay or your teen and what's the insurance is called? Thanks

What is the estimated price of being added onto a parents car insurance?

i am 16 sorting out the finances of my future car and have noticed the unreal car insurance price for a little car such as a nissan almera and am thinking of going onto my parents car insurance.

""What company do you recommend for renters' insurance and why? Not state farm, they are pricks. Testimonials?

I need some affordable renters insurance. I live in MO and REFUSE to give those pricks at State Farm another dime. Who do y'all like for price and custoer service???

Why do men pay more for car insurance than women?

This fact is surely sexism based on pure stereotypes rather than relevant information such as the driver's history. Doesn't this just portray the stereotype that men are more irresponsible or 'risk takers' when it comes to driving? Why not base car insurance on ethnicity?

What's the best health insurance for a 19 yr. old?????

So here's the thing: I just turned nineteen last week, I'm no longer going to college, I have two part-time jobs. If I were still in college I'd be under my mother's insurance but that's not the case. And it's the law in Massachusetts (where I live) for every adult to have H. Insurance. So I'm in the process of quitting one of my part-time jobs. And the other doesn't give me benefits 'cause I'm part-time or whatever. So in the mean time I'm looking online, in newspapers, everywhere like crazy to find a good job that's full-time and gives me benefits that includes H.Insurance. So my question is what would be my best bet....Blue Cross Blue Shield, Pilgrims, what?! It has to be something affordable too right? 'Cause I'm no rich bank here. Please help.""

Can you have have insurance on 2 different cars with two different companies?

My car is in my mother in laws name, she lives in NC I live in SC. The car is being bought through a bank in NC, so it is also redgistered and insured in NC. Both of our names are covered on the insurance, but it is way too high for me to afford right now. She uses one insurance company and I usually use a different one because it is cheaper, so my question is, can she insure my car (thats in her name) through a different insurance company, and still keep her other cars on insured through her company?""

My dad says a 2 door car would be more on the insurance. Is this true? PLEASE ANSWER!!?

We went out looking for cars today and every 2 door car we saw he just kept walking by them. I dont know about him but Im a 2 door kind of guy. He said 2 door cars would be more Insurance. Is that true? I wanted to get this 2 door Cougar or maybe a 2000 or 2001 or 20003 Monte Carlo. WOuld that type of car add more to the Insurance? I really want the monte carlo. Im gonna be putting about $1400 down & the car cost no more than $5000.

How much do insurance csr's make in california?

I'm working as a receptionist at an insurance company and am thinking about staying in insurance long-term. How much do customer service reps generally make in CA? I've tried googling and the numbers I'm coming up with are very close to what I'm making as a receptionist, which cannot be correct. Any help would be appreciated. Thanks!""

Having a baby in Texas with no insurance.?

My friends husband died 10 days ago, he had a family insurance which now comes invalid tomorrow. What can she do, she has no money to pay insurance and is 7 months pregnant. Is there some sort of welfare or social help ? There is maybe a possible payout from 401k insurance and she could use that money but it may not arive in time.""

Is it a legal requirement to carry your car insurance documentation at all times?

Okay, this is the second time i've asked a question in the last two days but this forum is really interesting and gets me thinking. While I was at University, I was driving innocently along when I realized I didn't have my lights on. At that PRECISE MOMENT, I saw blue flashing lights behind me and the police pulled me over. He asked ''Do you know why I pulled you over?'' and I said 'Yes sorry! I didn't have my lights on''. He then proceeded to put me in the back of his police car and ask me questions such as name, address, telephone number, mobile telephone number, height, weight etc.. which I believed to be innocent questions.. but then the questions kept going down a quite frankly rediculous route and he asked me ''hair colour, eye colour, what are you wearing?, where are you going? why are you going there? etc etc and I started to wonder if he was taking the mick. Then after all that he asked for my car insurance documentation and driving lisence and I said I didn't have any on me except my lisence. He looked at my lisence, wrote down some information and gave it back to me. He then said ''do you realize it is an offence not to carry your car insurance documents with you when asked to produce them at the roadside?''. Again I apologized and said that I had no idea that this was the case. He then gave me five days to produce my photo and counterpart driving lisence and car insurance documents at the local police station or I would be arrested for failing to produce documents on demand. He then asked me to provide a testimony which would be read in court if I didn't produce the documents and so I said ''I'm terribly sorry for any inconvenience''. He then let me out. Suffice to say, the next day I took my documents to the police station for inspection. Is this standard proceedure?""

Best health insurance for 22 yr old?

Okay so right now I have insurance through my job and the insurance really blows (for lack of a better term). Every time I go to the doctor I end up paying a couple hundred dollars for the tests they have to run (I'm a girl so I go once a year). Plus they don't cover hospital visits (had to go the emergency room and me insurance didn't pay a dime so I had to pay $500 out of pocket for the visit). So I was looking into getting my own insurance but I am not sure which one I should get. I live in Arizona and I am a 22 year old female. The only time I go to the doctor is for my yearly gyno visit and if something is really wrong (which is very rare). I would also like a vision and dental with it too since I go to the dentist once a year along with going to the eye doctor. So any suggestions would be nice :) Thank you in advance.

What are some insurance rates for 18 year old drivers?

I know there are multiple factors counted into insurance rates, including age, driving history, car, year. But I just want to know what's some insurance rates other teenage drivers had. Please state what type of car and how much you paid for insurance. Include whether you lived in the city or a rural area also. Thanks""

Where do i get the best deal on car insurance?

i`ve just finnished a six year ban and i`m looking too get back on the road legal...but i`m finding it difficult too get affordable insurance

Looking for health insurance for children?

I have a friend , a single mother of 2, is looking is looking for an affordable health insurance for her kids - 8 and 10. The mother is 46, with Graves Disease and require her to ...show more""

Using a po box in license for cheap car insurance?

I live in the bronx but car insurance for me is like 660 a month... that's impossible to make... I wanted to go with Statefarm... I was using a po box in Yonkers, tuckahoe 20 mins away and it dropped to 220 a month with more then just liability coverage ... the po box isn't on the street it's a ups street address.. the guy told me people do it all the time but I just wanted to be sure.. does Statefarm ask for proof of address.... like bill of con Ed which Im only 17 btw.... I work so I was going to change my address on my check I receive to the Yonkers address and my debit card address also.. and ofcourse I was going to make that my address in my license.... I know brokers will give you insurance with any addres but will it be good the 6 months or will they contact me a month or so with asking for info abt my addres... will it work is the question if it's in on my license and I say that's where I live.. I'm 17 so I don't have credit... also has anyone ever done this?? no stupid answers""

Does www.canyonlandsaz.com have the best auto insurance rates?

Does www.canyonlandsaz.com have the best auto insurance rates?

Car Insurance help!?!?

I have got insurance with EGG and i had a non-fault accident and have got a claim going through. The car isn't drivable, I have got another car is there any chance i can switch my insurance from my old car to my new car making sure my old car insurance claim goes through???""

Why is classic car insurance more?

For a teen I mean. I know these types of cars need special insurance companies but these special companies don't take 18 year old drivers.     I'm currently parting out a 76 camaro with a tired 250 v6 so it's not fast in any ways. Though it is still called a sports coupe. so I was curious and got a quote and they quoted me $550 a month.    strange thing is my friend drives an 04 rsx that's standard (the camaro is auto)  and pays the same rate monthly under his parents. What are the factors that determine these rates? safety? engine size? the amount of damage they do? I had a 03 civic coupe (standard) briefly and was paying $260 a month under my parents insurance. According to the insurance company"",I recommend you to try this internet site where you  can get quotes from different companies:""

https://www.linkedin.com/pulse/08-mitsubishi-lancer-de-scion-tc-first-car-harry-diaz"

[weannoyingbouquetgalaxy-blog1]

arkansas insurance adjuster jobs

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BEST ANSWER:  Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr 

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Hi there. I have a question. I want to SUE my Car insurance company because they refuse to pay for my stolen car which is been more then 6 months and still hasn't been recovered. I was paying full coverage for about 4 months till the moment my Range Rover 1998 was stolen. After filing proper claims i get a letter from my insurance that they denied the claim. The reason why was because i misrepresented myself. and what they meant by that was that when i signed the contract i selected NO in a question ( Has your license ever been suspended or revoked) Now let me explain how this happened. I got the insurance thru my broker. Everything was done by phone. My broker happened to be family of dear friend of mine. At the time i asked for insurance my driver license was suspended already suspended and the reason why was because of child support for which i was going thru courts with my ex. First i decided to insure my car liability and my car was paid in full. On the liability contract it wasn't any question regarding my driver license either was suspended or not. After a week or so i thought to myself that if i get in a accident god forbid and it was my fault i have to may myself for damages and you know for such a car would be very expensive so i asked my broker if i can changed it to full coverage and so they did. on the day i did the change the girl that worked for my broker and assisting me asked me Klodian you are aware your license is suspended. I said yes and i explained the reason y. So she found this insurance company for a low price and she emailed me the contract to sign and fax it to her. now under the questions which i saw of course latter after i was denied claim i saw they were marked all NO and that was done on computer not hand writing. which of course in this case was done by the girl that helped me. Now my broker told me that insurance company should had run your driving record before they issue insurance to you and if they done that they were gone see your driver lisence was suspended. But when my broker asked them why they didnt run it Their answer was that they trusted me based on the contract i signed which to my opinion is BS. Now i want to sue them and all the lawyers they refuse to get my case and my believe is because my car is worth about $4800.00 and they don't see how they can make money out of me and i don't have to pay them up front. Now if i go on small claim max i can go is $3000.00 ????

How much should i get for my car from insurance?

Before owning my car it was rear ended and received a reconstructed title. It is a 97 Honda Hatch Back. I'm curious as to how much value insurance will see as lost on the car due to the reconstructed title, though even though it was restored to near perfect condition. I was in stop and go traffic yesterday and the car behind me didn't realize all the cars had stopped, he hit me doing roughly 45, my car was pushed into another car and it's definitely totaled at this point. Is there a set percentage they deduct if you have a reconstructed title?""

What is the average cost of individual health insurance?

i have to get my own plan b/c i will not be eligible to be covered by my parents any more. im just looking to see what companies are good and how much health insurance will cost me. i will probably need some good coverage as i am a hardcore mountain biker (crashes are inevitable)

Affordable Health Insuance that includes maternity coverage?

My husband just started a new job that offers NO benefits until he moves up in the company which could take over a year to happen or even longer, and I only work part time. I am ...show more""

""Car accident, not at fault, but no insurance, other driver has no license. what to do?""

my parents got into a car accident with another driver. however, it wasn't their fault. in addition, my parents don't have insurance for that car because they just go it about 2 months ago (used.) but we have 2 other vehicles that are insured. does that mean that our car is technically under the policy? The other driver, who was at fault, HAS NO LICENSE but has an identification card, and has insurance. (her license is probably suspended) what are my parent's options?""

""Around how much would insurance cost for a 17 yr old girl - im from the UK, buying a 1999-2000 toyota celica?""

All appropraite anwers please, stupid answers are not welcome. Thanks xx""

How do I??? Register and insure a car in florida without a license

I need an interlock device installed on my car before i can get my license back, but i don't have a car.(need to show proof of it's installation before they will issue my restricted license) Can i register and insure a car in Florida without a license so i can have the device installed so i can then go get a license?""

What is the age in Florida for males when car insurance gets cheaper and the prefered minimum age...?

for renting a car?

Can I sue my husband's car insurance company?

Me and my husband have been split up for a little while, we are not divorced nor have we filed.We decided to go on a small vacation to TN together with our children,to see if we can work thing's out. While there we had a bad car accident to were we were hanging on the side of a cliff in the mountain's by a tree with our 2 daughter's in the car as well. The car was totaled out by the insurance company, I didn't go to the hospital as nothing was seriously wrong at the time but now I have bruising and painful bruising. Can I sue my husband's car insurance company? I live in Kentucky for refernce to the different state laws""

Insurance when financing a car ?

What is it called when the dealership , covers your insurance for a day or so and lets you take the car until you get insurance on the car.""

What cheapest car insurance with no down payment?

Only company I know of that doesn't charge down-payment or upfront fee is geico. Anyone know of any other ones?

Family Health Insurance?? Question Help?

I was wondering does family health insurance, for example. like in my situation, i want to go to a dentist to whiten my teeth, but will the insurance cover for that?""

Car insurance student help?

Hey guys, I want to ask, is it possible to get a Mini Cooper convertible with car insurance. I'm 20 and I passed my test in November 2012. I'm planning to buy a mini but will they let me have the insurance ? All answers would be very helpful, thank you X""

Older Model Mobile Homes Insurance?

My sister & husband are buying a 1975 Moblie Home in New York State and need Insurance on it, All the insurance companies they looked at said it is too old. My question is where can they get insurance for a older type moblie home ?""

Mazda Miata insurance is wacked?

I got a quote from Geico, which is the best I could find, on a car that I'm thinking about purchasing and financing. The car is a 1996 Mazda Miata with 80,000 miles on it. Geico gave me a quote for $882 for six months, thats $147 a month and $1764 a year. What the heck?! I'm 18 and don't understand why insurance is that expensive. I've never had a ticket or an accident. It also says that I need to get a deductible when the car is selling for $3995. Any advice?""

""Who has the most lenient car insurance? Husband has points on his license from speeding, need cheap coverage.?""

Who has the most lenient car insurance? Husband has points on his license from speeding, need cheap coverage.?""

How much would my car insurance be?

Right now I have a Nissan Maxima that im paying about $1000 per year liability insurance on. But this car is giving me problems and I am tired of putting money into it so im looking into a new one. I seen a nice 08 Honda that I can afford but my only concern is that my insurance will skyrocket because I have been told that I would have to get full coverage on it. So about how much would insurance on a 08 Honda accord be for a 20 year old male. Btw I have all state right now can anyone recommend a nice cheap insurance?

How much is insurance on a mustang?

im 17, my parents are clean drivers, i want a v6 mustang, possiblbly 2010 or 11. how much would my insurance be? how much more would it be than my civic? rough estimates welcome lol :)""

California motorcycle license???????????

I want to get a motorcycle license but heres my question, I dont have a motorcycle and if I was to buy one how could I get it insured? if I dont have a MC license? cause I know the insurance guy will ask me for my MC license first ( just like when you insure a car ) and heres another question, if I had a MC how would I be able to show proof of insurance to the place where you take the MC highway test ( not sure what its called ). Just to let you know I dont know anyone who has a MC so I could borrow it to take the test.""

USA Insurance for New Immigrants?

Hello!! I would like to inquire about medical insurance for new immigrants in the state of Florida. We have been here for 1 year now and who or what organization should we turn to? I have heard that a lot of them are expensive. I was told that we could get family insurance through employment -- but at the moment, my mom is the only one working with us, 3 dependents. So suggestion?""

Want to sell my insurance idea?

I have a unique idea 4 a short term insurance in south africa. How do i sell it 2 insurance companies?

What would my insurance be in this situation?

I am 20 years old I have had my license for 10 months but did not have insurance nor have i ever had insurance or a car under my name. I am goin to buy a cheap non sports car and am wondering what it will cost me for LIABILITY only to have insurance, yearly and monthly , and do i have to make a down payment?""

arkansas insurance adjuster jobs

arkansas insurance adjuster jobs

600 sport motorcycle such as the r6 or zx 6r insurance quote in Ontario?

Could anyone tell me roughly how much the insurance will cost for a 600 cc motorcycle in Ontario? I'm 20 years old and i will get my M1 really soon. Also I've had my G1 in August 2006, G2 in June 2007, and my G in april 2009. I'm a university student living away from home. Never got a ticket or an accident. also, I've never been in an insurance before. I really appreciate anyone who could answer the question.""

What are the Best Life insurance companies out there ?

We are looking for term Life insurance for my dad -He is 48 years old. -He drinks occasionally -Tobacco user -full time Truck driver -Has Type 2 Diabetes (Right now its not in control he had high Hcl results last time he got his lab done ) -He applied for New york life insurance and they denied his application coz of high blood sugar results ) so what company can provide him good coverage with affordable price or its just impossible for Diabetes patient to get a life insurance ? what are the high rating insurance companies out there ? I searched online but when it comes to reviews every company has 50/50 good and bad reviews .doN'T KNOW HAT TO DO.!

Who can give me the name of some good health insurance companies or health insurance assistance programs?

Please tell me your monthly payment, the company name, your deductible, whether it's an individual or family policy, and if a family policy, how many family members in the plan. This info will help me decide who has the most affordable insurance for my budget. I just got layed off and my $60/mo medical insurance will cost $900/mo to keep it going. Like how the helll am I supposed to pay $900/mo; that's $225/wk! They must be dammm crazy!""

Car Insurance Quote Accuracy?

I was considering leasing a BMW 3 series coupe and tried getting an anonymous insurance quote online from thegeneral.com, to avoid spamming and releasing my personal information, but they do not allow it for the NY region so I eventually used the zipcode for Louisiana, and got a quote of about $350/month. How accurate is that figure? Im 25, had a license for 6 years with a squeaky clean record (though I have never owned a vehicle under my name), male, and use a Long Island address. I expect it to be cheaper due to the fact that I'm 25 and have a good record, and reside outside of the city but is that realistic""

""How much insurance(fully comprehensive, USA) do I have to pay for a 400,000$ car?""

For a 400,000$ car in the state of New-York how much car insurance will I have to pay fully comprehensive insurance. Like a Rolls Royce Phantom Coupe how much insurance has to be paid for that type of car. Don't want an exact number, just round it off.""

How much will my auto insurance rate go up after an acciedent?

i have lieability insurance and pay 55 a month

How can I check what is affecting my car insurance prices?

Would there be a website to do this? I am struggling to see why my car insurance is so expensive. I've checked my insurance prices on gocompare.com, it's around 4,500, so I think it would help if I could find out why it was so.""

How much would my car insurance be?

I'm looking to buy another car. I would really like a BMW or a VW, years like 1996 to 2004. I'm thinking like a 3 series BMW or a passat or jetta. I know these are typically nicer cars thus insurance would be higher, though some people claim they're cheaper because they're more safe. Anyway, how high are we talking here? I don't need an exact number but a decent estimate would really help so I don't buy a nice car and find out I can't afford the insurance. I'm an 18 year old guy, I have NO tickets of any sort, no accidents, I commute about 20 miles to college, iv been licensed for over a year, I took drivers education. I'm under my own name not my parents so my insurance is astronomical cause I'm an 18 year old guy. Please help.""

Car insurance question?????

me and my husband both have a car and have full no claims on both of them however we went to france for a year now we have returned but our uk insurance company are saying our no claims is no good as last year we were in france and they can't read whether we had a claim or not as our policy is in french!! the french company wont translate it to english as it's a french legal document!! so now although we have full no claims we are being penalised for leaving the country for a year!!!! we feel this is discrimination!!!!! we can translate it for them and the english lady in the french office has said it is ok for the uk company to call but of course this is not good enough!! any advice would be great!!!

Wat is the avarage cost for car insurance in nyc? anyone! please be as specific as posible?

so ive been thinkin about getting a car. but i dont know how much i would be paying a month for car insurance..i would really appreciate to get accurate answers...thank u guys

What is a good reputable Insurance Company for Health Insurance?

I need health Insurance and I want to get quotes.

Insurance for 17/18 yr old female?

hi i have an 08 civic lx sedan still currently paying for for about another 2 yrs . im looking to get another car paying it cash . i want to add my younger sister as a driver for the civic but i know she will need full coverage for we still owe money. she knows how to drive but still has not gotten her restricted yet.. how much would i be looking at for insurance for her.

Insurance on a 1998 Toyota Camry 16 y/old about to be 17?

Ok so i need your help. I am 16 years old and about to be 17 im going back to the u.s. and have a old 1998 toyota camry waiting for me (btw yuck) ok and my parents said to drive this until my insurance lowers and theyll get me a new car by graduation which is next june. So my question is how much do you think my insurance will be? Its a fairly old car and not in a good condition and i have had 1 accident which was pretty big but not completly my fault like 60%

What do you think is the cheapest insurance out there? i'm trying to switch from my current one.?

i currently use allstate. I pay about $160 a month and its not even full coverage

Still have to pay car insurance after selling the car?

I had an accident a couple of months ago, my car was written off so i bought another car which i've now sold because i dont really need a car, but my insurance company wants me to pay the remains of my policy, i take it there's no way to get out of this?""

Affordable Cosmetic dental insurance in NYC ?

I really want cosmetic dental surgery maybe back braces or invisalign, I live in NYC and I just want recommendations for which insurance company to go with. Also I'd really like something affordable. Any information would be helpful :)""

Car insurance while buying a car.?

I live in Washington and i plan on buying a car, $700 cash. Do i have to have insurance to drive it off the lot? or can i just go without insurance, i'm not financing or anything, paying full price.""

Why are insurance companies such bastards?

I could never figure out why people screw their insurance companies when they can. Well now I know. They are a bunch of ethic-less, principle-less bastards. So go for it, screw them when you can for all you can. You can be assured they will do it to you first wether you are honest or not.""

Got a ticket for no insurance?

An officer pulled me over for not using my blinker. He gave me a ticket for that and not having insurance. The problem is I have insurance, I just had an expired card in my car. I don't remember getting the knew ones in the mail and I had just forgotten about it. I know I pay my preimum every month because it is taken out of my checking account electornically. The officer didn't believe me. I even told him he could call my insurance company to verify. He refused to do so. I am very upset. He could have spent 5 minutes calling my company, instead I have to spend several hours going to court to get this cleared up. Is it true that officer doesn't have to call a company if he doesn't want to? Shouldn't it be a department policy that he verify insurance if someone asks him to?""

Need help buying and insuring a motorcycle.?

I am trying to buy and insure a motorcycle without my parents knowing. I am 21 years old and have moved out of my parents house. I have my own car and my own job, but my car is still insured through my parents' insurance. Is there any way I can start my own insurance plan, without my parents knowing, to get motorcycle insurance? Or would motorcycle insurance have to be tied back to the same insurance that covers my car (through my parents). What kind of monthly rates would that cost me? (I'm a 21 year old male living in Nebraska) Any and all help and advice is greatly appreciated. Thanks!""

Which car insurance have you got the cheapest quote from for a 1.0 car?

my family is looking to buy a new car. My mum would be the main driver...my father the additional driver and me as another additional driver my mum has had her license for 15 years my dad has had it well over 30 years and i just passed a week ago any suggestions for the cheapest car insurance company ive been to gocompare but some sites dont show up any result....well quite alot frankly that i cannot go to each one individually to find a quote

How much does it cost to insure a child care center?

I am enrolled in a college course called Administration of Early Childhood Programs. My final project is creating my own child care center (the project covers everything and is very detailed so we can use our materials if we actually do open up a center). Anyways, I am stuck on one part of my budget. I have been researching for hours and cannot find what my estimated cost of what liability insurance would cost me per year. Because this business does not actually exist I am having difficulties obtaining a quote from insurance companies. My center is licensed for 140 children at one time. If anyone has an estimated cost or a source that would give me an average cost per child or an insurance estimate calculator or anything like that would really help. Thanks!""

Is there a CHEAP car that fits my needs?

Hey, Im a soon to be 19 year old, looking for my first car, I iwll be getting my licenses next month and was wondering is there like a cheap big body cars out there sorta like the ...show more""

""Can I get my drivers license, not drive, then later on get insurance?""

I was just wondering if I'd be able to get a drivers license much before i get actual car insurance. Since i'm a high schooler, and my grades aren't too good, my parents don't want to buy insurance for me yet, however, It would work out great for me if I could get my license first, just so the 6 months until i can ride with buddies will end sooner. Please comment with whatever you know about this subject, much appreciated!""

Do you think insurance policies are a waste of money?

i dont mean the ones we all have to have like motor and house insurance. I mean, small insurances for electical goods etc""

arkansas insurance adjuster jobs

arkansas insurance adjuster jobs

When can I get my own insurance?

Im 17 Ill be 18 in june. I had chip but my mom moved states and left me with my dad and chip expired and she cant re-apply because shes not in the same state. My dad doesnt want to pay for my insurance so now Im walking around with no insurance. I have medical problems and it requires surgery but I cant get anything now. I'm supposed to go get my eyes checked but I cant because of not having insurance. I dont know what to do. None of my family wants to add me on their insurance plan because it's too expensive. My sibling is on my mom's insurance because she live with her and my brother is on my step-mom's and my dad is on his own and pays child support. Im at a loss for what to do. My dad cant apply for chip because he is tied with my stepmoms income. What do I do? Can I get my own insurance? I start college in the fall, should I get insurance from the university?""

How much does it cost to insure a Ford Mustang?

Now for my first car I really wanted a Ford and the only one I like is the mustang. I know that they are sports cars so the insurance is high but I would like to know exactly how much it would cost for insurance especially since it would be my first car.

Question about car insurance?

I'm wondering something about car insurance. I am a 17 year old male, (turning 18 in 1 month) and have been driving a 2001 Hyundai accent since October. I am insured with esurance, and have liability only. I have a clean driving record. My monthly insurance is $197. I am on my parents policy. When I first called to get a quote, (cheapest company for me) it was around 120 a month, but then they got the VIN number and of course it went up because it knew exactly what car it was. Of course car insurance is very expensive for a male my age. My question is that I'm trying to save money to buy a jeep wrangler this summer. Will probably be a year 1997-2003. I want to know about how much it would cost to insure the jeep. I hear mixed responses about the cost to insure a wrangler, iv heard it's expensive because of the high theft rate and roll over chances. I know of course I don't know how much it will be exactly, considering I don't have a VIN number for the jeep wrangler. I get extremely expensive quotes when I search online, and the are all completely off. My parents policy has probably 4 or 5 cars on it and I am excluded off everyone's car. My sister has been in 2 wrecks and 2 speeding tickets, which I heard makes my insurance increase also. Anyone who has a general idea about cost for me to insure a jeep wrangler, thank you.""

Can home insurance companies completely deny you because you have a dog that attacked someone at one point?

I'm going to try to keep this short.. just know that, this is for my dog and I'm trying to save him... he's a 10 year old Akita. A year ago, our family dog bit someone. They sued for an insane amount of money, but it wasn't our fault completely, so our home insurance and their health insurance settled out of court for a lot less. Still, the settlement was expensive, and our home insurance didn't like covering a 6-digit figure claim because of the dog so they dropped us. Since then, all home insurance companies don't want to cover us, even if we don't have a dog , this information is by my father who doesn't like the dog already. There is only one house insurance that will cover us, according to my father, but they will only cover us if we don't have a dog, and even then they will charge 4 times as much. I'm not old enough to completely understand how insurance and claims and contracts work, but I'm just trying to save my dog, because my father is going to put him to sleep by the end of this month. I just need a good starting point or phone numbers that could maybe discredit what my father has been saying, or anything that could help. We live in Southern California. Apparently Akitas are listed as vicious, but at the age of 10, he's old enough to be mellow, but still too young to put to sleep. Any help would be appreciated.""

I need help with sending to cancelled auto insurance policies stating we have new companies and lower rates.?

Its an auto insurance company trying to win back cancelled policies.

""Does anyone know where to get cheap UK car insurance for a 17 year old male, preferable uder 1000.?""

Does anyone know where to get cheap UK car insurance for a 17 year old male, preferable uder 1000.?""

Dropped from car insurance?

I got dropped from my insurance because i could not afford it.. I have money now to pay for the insurance so what do i do now. Can i go to another company or can i try to be reinstated with my previous company. If i try to be reinstate how would i go about doing that. ps car insurance

Are there any cheap car insurers for older cars?

I am a 38 yr old woman who has held a license for 20 yrs but has not driven for about 10 yrs. Therefor i have no NCB (No claims bonus) which i can use as it needs to be current or expired for no more than 2 yrs. I have bought a very cheap car for about 300.00 and have looked at insurance but the cheapest so far is around 600.00 which i simply cannot afford. If i could afford to pay that amount i would have obviously bought a car that was worth much more but unfortunately at the moment a cheap car is all we can get. We have been desperate to get a car as i am in a new relationship and my partner has a 13 yr old son who we want to take to lots of lovely places over the summer holidays for some fun. It seems that we will not be able to do it as the insurers are penalising me and im sure lots of other drivers who are sensible drivers but have just not driven in a while for many different reasons - I think this is very wrong! I cant feasibly pay 600.00 for a car that isnt even worth quite half of that - its lydicrous!! Please can someone help me by pointing me in the direction of a cheap insurer who is prepared to insure for the minimum amount. I have read about pay as you go car insurance but dont really know if it is a good option although we ont be doing many miles so i dont know. If anyone has used pay as u go car insurance could u tell me if it is any good please. I hope anybody reading this can help me with the cheapest insurance possible as i am totally deflated at the moment as it has taken us ages to save up enough for the car and tax and what we thought the insurance would be ( we saved another 300.00 for insurance as i thought it would be as much as the car roughly). Thankyou ever so much. Jane.

Does Navy Federal require full coverage insurance on auto loans?

First time using an auto loan to buy a vehicle and I have never had full coverage, always just liability. I cannot afford full coverage insurance. Would I need that to get a loan from Navy Federal Credit Union?""

Need Health Insurance Advice: Colorado?

Question I had a shoulder injury while weight lifting last November. I recently graduated and my school's health insurance is going to end soon, and I need health insurance to help pay for a possible MRI/surgery down the road. Or even more PT. I don't have much experience with health insurance because I never get sick or had injuries before so I need advice on what to look for in the policy. Do health insurance generally allow pre-existing shoulder injuries to be covered?""

401k vs Life insurance?

Which is a better way to plan for the future? 401k or life insurance? I think life insurance would be better because if I died tomorrow it would pay off and take care of my wife, but what would my 401 k do? She could take out the money I guess but how much would have to be in there for it to be more than life insurance?""

Can you purchase auto insurance over the phone or online??

can you purchase auto insurance over the phone or online??

Seriously...How do you really understand your car insurance coverage?

It's certain things that the company doesn't make very known about how much is paid if an accident occurs. Can someone help me? I recently purchased a policy with Geico. 500 deductible on comp and colli. Still owe 14,500 on car and it's only worth 10,000 per blue book. My goodness. This world is not fair. Father save us. So many people out to get over on consumers.""

Adding teenager to car insurance?

I'm turning 16 in a few months and my parents said if i paid for the extra cost they would put me on their policy and i was wondering how much money it would be. We have Geico

How do i switch my auto insurance policy before my term is up?

I currently have Direct Auto insurance, but i would like to switch companies to get a cheaper rate. i never had to cancel my insurance before the term is up, and my term isnt up till november 2010. my question is, how do i do that (if i can), and will i be charged for it?""

Report someone who is driving without insurance and not registered?

how do i report someone driving without insurance and who isnt registered? and what happens to them when they get caught without both??? in california.

Where can I find cheap car insurance for my BMW 7 Series car?

Hi. I just bought a BMW 135i Convertible. Where can I find cheap car insurance for this car? I've checked the major ones like Geico but the quotes they list out are pretty expensive in my opinion.

What is the cheapest insurance I can get after an accident in NJ??

I am 18 years old so insurance is already extremely high for me(1100 for a 6 month policy through GEICO) and I recently had a minor accident where I rear ended another car and got a careless driving ticket. Im sure my rate will skyrocket in my next policy and I am wondering what I can do about it.

What is a price of car insurance in Italy?

What is a average car insurance premium for 25 years old with 5 years of no claim bonus in Italy?

Best motorcycle insurance coverage and cheapest in PA?

What is the cheapest motorcycle insurance i can get in Philadelphia PA? I know i could get a quote but i dont want to get a bunch of junk mail and give my personal information away. Basically, which insurance provider is the best? For the price? And also, what do you think would be my quote and what provider? Im 18 years old, with my first motorcycle, 2007 suzuki gsxr 600 (dont whine, im not wasting money on a 250cc bike) i also took the MSF safety course. (gives me about a 10% discount) ill choose the best answer if i get a good one.""

Where can I seek affordable health coverage for general and emergency care?

I'm currently jobless, and living abroad in Central America with my boyfriend. I need health insurance for emergencies and general health care. The plan I had was too expensive and I am desperate for a sense of security in case something happens. Also, I have been struggling with some more minor health issues and need to be able to see an American MD when I am home in the states. Please advise. Would also appreciate helpful weblinks as internet resources. Thanks.""

What are my best options for Martial Arts Insurance?

I am going to begin instructing self defense soon, more as a passion than a business, and I am trying to research and find a good liability insurance provider that will cover martial arts training at a low cost.""

Is it possible to get a loan and homeowner's insurance for a post & pier foundation house?

It's a small home and it's not located in an earquake area. Would having this kind of foundation reduced the value of the house?

How much will i pay for health insurance?

im a 46 year old man

Car Insurance?

I wanted to know how much would it cost for a 16 year old teen to get car insurance just to cover damages to someone elses car they damaged would it cost alot or not?

arkansas insurance adjuster jobs

arkansas insurance adjuster jobs

How much will my insurance go up with 2 points on my record with allstate? im 21 yrs old.?

How much will my insurance go up with 2 points on my record with allstate? im 21 yrs old.?

Will my insurance cover this?

I recently traded my phone and i called radioshack and they said my insurance should be transferable. is this true?

Cheapest car insurance in ontario?

Cheapest car insurance in ontario?

I need help finding medical insurance?

I found out I am pregnant and I was denied medicaid due to income. I figured since I need it asap I would pick something with a higher monthly figure and a lower deductible I don't understand a lot of it though and not sure where to look .My old work health insurance was very expensive so I had cancelled it only to realize months later I should have kept it :/ any advice? Thanks

Whats the typical cost for fr-44 insurance - monthly?

more info: It would be a cheap car for example a 97 escort or corrolla in the state of florida. Thanks!

I bought a car with no tax road and no mot and no insurance.?

hi there. iam one of the unlucky driver in london , i have bought car from acution few days a ago and i was driving it from biritsh car acution to garage where my mechanic can have look at it. i was in my way to garage and some one carshed in my car, police where there and i asked for my info and i give it to them, i have said everything as i am saying it to u guys. i just bought car didnt have time for insurance and mot and tax road im in my way to mot station where i can get one, and they toke my info and drive off. as i have been moved from my perviuos address i didnt got any letter from them which i meant to be in court, now i have other letter which shows i have to be in court by 27 march, i just wana know, what will happen and im i gona get any points and how much fine?? is there any prison for it ,, please help me is so important ,this matter is playing with my life at the moment ?""

How does car insurance work?

I'm a 17 year old girl and I recently got my license. Yesterday my dad bought car insurance for me, but I don't have a car. So i'm assuming that this insurance is for his car, but can that same insurance be transferred if I get my own car? Or did my dad just put my name on his insurance? I don't really understand.""

Need help on polo 2004 1.4 car insurance and road tax?

hi can anyone tell me or give an estimate how much the polo 2004 1.4 will cost me for insurance and tax, am 21 and this will be my first car help""

CDW for car insurance?

When I went to Ireland in 2010 and other previous years, I did not get collision insurance on my rental car as it was covered by my credit card. My World MasterCard no longers offers this coverage. Does anyone know a credit card that does?""

Motorcycle insurance?

Hello. I live in ontario. I am currently interested in getting a motorcycle and undergoing my m1 then thereafter m2 licencing. I am interested in getting a sport type bike (600-750cc). Either being a YAMAHA or Kawasaki. I am 26 years old. Who would be the best to get the insurance from and what regulations are there towards the insurance for motorcycle drivers? THANKS!

Thinking about buying a house... Homeowners insurance?

How does homeowner's insurance work? Is it part of your monthly mortgage or is it something you pay separately?

Do you believe in any type insurance ? why ?

what is advantage and disadvantage of insurance ?

300cc Moped Insurance...about how much would that cost?

I know lots of factors go into calculating insurance costs, but about how much do you think insurance for a 300cc moped would cost per year or per month? Thanks.""

How much would a convertible raise my insurance?

I'm 16 and my parents are thinking of getting me a convertible. I'm just curious as to how much insurance would charge us extra per month (ON AVERAGE) since the car is a convertible?? By the way, its a Chrysler Sebring Thanks for your help!!""

Honda Fit insurance question?

I was planning on getting a Honda Fit and I was wondering about the insurance rates. I was thinking of getting a 07-08 Sport model. I don't know if transmission plays a role in the insurance, but I would get a manual. I am a 17 (turning 18 in June) year-old male. I would get full coverage. I would figure that it will be expensive but okay because of safety features, and that it is a fuel economy car. Any information would help. Thanks.""

What will happen to me if i can not provide proof of insurance in the state of California?

What are the laws regarding vehicle proof of insurance in the state of California?

How many cars can you have insurance on?

I have a permit, No drivers license the only way I will learn how to drive and get a license is if I buy my own car. My mother ( the asswhole ) has three cars already and uses her insurance.. is there a limit on how many cars your allowed to have insurance on?""

Do illegal immigrants get health insurance?

What insurance and how?

Best overall car insurance company?

In your opinion (or based on any experiences) what is the best kind of car insurance?

Newer the car the more expensive the insurance is?

Btw. Is it ok if i use my dads car *with his permission of course* and god forbid theres a small accident, would his insurance cover the damage? We dont live under the same household. I live with my mother.""

My job offers awful health insurance?

Our company got bought out & our new employer is doing open enrollment for health insurance next year. I currently have roughly a $75 monthly premium with a $500 deductible, then the employer pays 80%. The insurance I'm being offered has a $60 monthly premium, $100 deductible, then the insurer pays 80%, but only pays a max of $750 for the year. As it was explained to me, it is like partial health insurance-but I think this won't be enough to cover what I need. I had major surgery last month & even after meeting my deductible, the out of pocket expenses were a struggle. So should I get a HSA or apply for supplemental health insurance? The other employees at my company are in the same position as I am & I feel awful having to look elsewhere for better coverage. No spam please, I beg you!""

Can you buy multiple life insurance policies?

If one had a whole life insurance policy valued at $1M, and through a life settlement company sold it for $455K; could you essentially use those same funds to purchase another life insurance such as a universal life insurance policy for $1M?""

How much do you pay for individual/family health insurance?

At my work I only pay 67.34 a month for health insurance. It is just me, single. Awesome insurance, no deductible, low co-pays etc. VERY lucky. However, if I had 1 spouse it sky rockets to 447.71 a month, and a family, any size would be 877.11 a month. (Great deal if you have 5 kids, not so great with 1 child) Is everyone's insurance like this???""

Civic mustang camaro insurance compaison?

just wondering because im getting raped by the insurance company right now. im paying 510 a month for a civic ex coupe, i am 17 but thats still insane. so i want to know if any of you know how my car compares the the insurance rates on say a mustang or camaro for me? im not getting one btw""

Can i get a california health access card if my mom has me under her insurance?

I want to get it so i can get on birth control but my mom has me under her insurance and i cannot let her know. I am 19, a college student and part time worker.""

arkansas insurance adjuster jobs

arkansas insurance adjuster jobs

https://www.linkedin.com/pulse/west-hartford-connecticut-cheap-car-insurance-quotes-zip-elsie-carey/"

[clearsandwicheagle-blog]

Health Insurance in US?

"Health Insurance in US?

I would like to know if health insurance is mandatory in some states of the US.

BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 

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Insurance on 2010 Camaro?

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does tesco car insurance (uk) cover for vandalism?

Is moped insurance cheaper than car insurance?

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Are there emergency health insurances in California?

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Struggling to afford a car, so looking at buying a mope until I have a decent wage to afford a car. How much would the test be and on average how much would insurance be?""

Honda civic Si sedan insurance for a 18 year old?

Hi I have been looking into a Honda civic Si sedan and i have been trying to get insurance quotes online but they all say insurance would be almost 400 dollars a month does that seem way to high? i have had my licence since i was 16 and have no accidents and no tickets i have a clean record and drive less than 9k miles a year and im under my moms insurance plan

Average car insurance cost for a 21yr old?

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Do landlords usually have homeowner insurance?

Do landlord usually have homeowner insurance? Also is it true that most homeowner insurance have liability coverage? And if they took out a mortgage does the mortgage company require them to have some kind of homeowner insurance?

How much is my car payment and insurance?

Hey, everyone else is asking the same 2 stupid questions, now it's my turn!""

Does your insurance go up if you get a speeding ticket?

Im 18 but my car and insurance is still under my mom. I dont want her to find out... but will she? Lol. Is there anthing I can do so she wont find out?!? :))

SR22 Insurance?

My 22 yr old sons car was repossessed. He cancelled his car insurance policy since he no longer owns a car. He was required to carry an SR22 because of a bad driving record. The California DMV will suspend his license if he does not have proof of car insurance. Hes not driving and plans to not own a vehicle for the next 6 months. How does he meet the California DMV requirements without purchasing a car insurance policy? Also, if were able to get an older vehicle and get liability insurance only on it and add the SR22 can it satisfy the California DMV? My son is desperately trying to clean up his driving record too. Even if literally purchases an older vehicle and never drives it just to meet his DMV requirement. Will his past actions of too many tickets and accidents ever stop haunting him? Finally, his car was stolen in mid 2013. The car was reported stolen and it was eventually recovered and the insurance did repair significant damages does this also count against his driving record? The damage to the vehicle all occurred after it was stolen. I'm sorry I have so many questions I'm just at a loss. I need to get him back on his feet within a year but I need to know he will be able to drive too. He realizes now he messed up. He's got a great job and makes good money but I want to make sure that these past mistakes do not haunt him forever. The good news is there are no DUI's or reckless driving. Thanks for any help!""

Sue car insurance company?

Hi there. I have a question. I want to SUE my Car insurance company because they refuse to pay for my stolen car which is been more then 6 months and still hasn't been recovered. I was paying full coverage for about 4 months till the moment my Range Rover 1998 was stolen. After filing proper claims i get a letter from my insurance that they denied the claim. The reason why was because i misrepresented myself. and what they meant by that was that when i signed the contract i selected NO in a question ( Has your license ever been suspended or revoked) Now let me explain how this happened. I got the insurance thru my broker. Everything was done by phone. My broker happened to be family of dear friend of mine. At the time i asked for insurance my driver license was suspended already suspended and the reason why was because of child support for which i was going thru courts with my ex. First i decided to insure my car liability and my car was paid in full. On the liability contract it wasn't any question regarding my driver license either was suspended or not. After a week or so i thought to myself that if i get in a accident god forbid and it was my fault i have to may myself for damages and you know for such a car would be very expensive so i asked my broker if i can changed it to full coverage and so they did. on the day i did the change the girl that worked for my broker and assisting me asked me Klodian you are aware your license is suspended. I said yes and i explained the reason y. So she found this insurance company for a low price and she emailed me the contract to sign and fax it to her. now under the questions which i saw of course latter after i was denied claim i saw they were marked all NO and that was done on computer not hand writing. which of course in this case was done by the girl that helped me. Now my broker told me that insurance company should had run your driving record before they issue insurance to you and if they done that they were gone see your driver lisence was suspended. But when my broker asked them why they didnt run it Their answer was that they trusted me based on the contract i signed which to my opinion is BS. Now i want to sue them and all the lawyers they refuse to get my case and my believe is because my car is worth about $4800.00 and they don't see how they can make money out of me and i don't have to pay them up front. Now if i go on small claim max i can go is $3000.00 ????

Porsche boxster insurance?

I just got a quote online with my moms insurance for my new porsche boxster. It says $2789 a year. If i say my mom is the first and im the secondary driver since im 16 and insurance would be over $6000 a year. I live in a small town in Ontario.

Nicotine/cotinine test for life insurance?

I haven't smoke for 5 weeks. In about 2 weeks I might have to take a nicotine/cotinine test to get life insurance. Will I be able to pass the test for life insurance.

Healthcare Homework help?

Here is what i need to find: 1) explore insurance costs for patients with and without cancer 2) will the new Obama healthcare act help patients with cancers be able to access affordable health care insurance rates? 3) do hospitals have the right to reject some patients and refuse care? 4) what are the local, state, and federal laws regarding right to treat? Okay so i've already done some research but some of the questions are kinda vague and im having trouble figuring out what to say and finding info...especially #1. It's supposed to be placed on a poster board for a showcase so it needs to be nice. I dont know much about healthcare so i dont know what i need to focus on?""

POLL: How much do you pay for car insurance?

i asked about how much car insurance costs but didn't get any great answers, so i'm just going to do a little survey""

Can i park at my aunts to get... a good price on the car insurance?

The insurance is double the amount for cars in my area compared to my aunt who lives at the other side of the town, can i park at hers to get good price on the insurance..?""

Do different insurance agents from the same company offer different rates?

I just got my AllState bill and my home insurance just doubled this year! I want to switch to StateFarm but I got a quote a few months ago from a local agent, and it was very high too... However, it seems like this local agent is very successful and has a lot of business. I was wondering, if I go to another StateFarm agent, will they offer me a better rate? Or is purely determined by their computer system?""

What will the insurance cost be for a 2008 Mustang GT?

Ok, my son is about to turn 16 and his mother and I want to suprise him with a new 2008 Mustang GT premium. http://www.fordvehicles.com/cars/mustang/models/index.asp?v=html# That is the page that shows the models of all mustangs and we chose the GT premium for him. The car will go in his mothers name, so how much do you think the insurance will be?""

Where can i find cheap home insurance in Oklahoma?

I am looking for a good price on home insurance but also a good quality policy in the great state of Oklahoma. Where can i go online and get a quote directly from a real insurance agency in my state?

Estimated insurance cost for this car UK?

hi im 17, just about to take my test and it looks like this will be my first car. what do you think the insurance will be on it. i know it will be high but i just wondered how high haha. can you ask for a quote if you don't own the car and haven't passed yet? ie a generalised quote i live in a very good area with off road parking and garage.""

Does anyone know how much does car insurance cost for underage Drivers?????

Im applying for my permit and im 17 years old. the only thing im missing is my insurance. Please help i asked all my friends but none have insurance. Thank you for your time, Diana****""

How can the government force us to buy health insurance?

I don't get how people aren't more upset about this. I don't want to have to pay for health insurance. I go to local clinics when I get sick and I pay my bills. And If I ever need an ambulance or something I will pay for that out of my own pocket. I don't want health insurance. But under the democrats new plan I would have to buy insurance that I don't want! Its just as bad as being forced here in california to buy car insurance when I don't want it. How are poor people going to afford to pay for health insurance? I have friends who know that they won't have the money to buy insurance. The economy is though enough. How are people without jobs going to buy health insurance? My dad lives in massachuasets. And he's told me how much he hates having to buy insurance there.

How can you negotiate with car insurance agency after a wreck if you have no insurance to cover other driver?

How can you negotiate with car insurance agency after a wreck that was caused by you if you have no insurance to cover the other driver? Are there any legal ramifications?

Health Insurance in US?

I would like to know if health insurance is mandatory in some states of the US.

Do you think its best for me to pay the car insurance all in one go?

am thinking of saving up about 2000 because that's how much my car insurance a year will be and pay it all in one go or just pay monthly? which is better? if pay it all off then i have to save up for a good 4 or 3 months. answer please no stupidity :P

Which company offers the cheapest car insurance for a 17 year old male?

im 17 and i need insurance and wanted to know the cheapest

Cheapest car insurance for 17 year old?

Taking my driving test soon and buying a cheap car (500 - 700) it will probably be a citron saxo or something like that. Who are the cheapest company to insure with?

Car insurance please help !?

I am currently taking my driving lessons. When I pass I would like to get a car but carnt afford the insurance but I need a car for August as I work alot in the summer can I get car insurance and cancel it after a couple of months or is it like a 12 month contract am new to this please help.

If I look for car insurance at the end of the year or month will I save money?

I've heard that if I insure a car at then end of the month or year I should save some money as the insurance companies want to meet there targets. How much am I looking to save if I they give me a deal?

I need health insurance?

but its hard to find a job that will provide it because I am in school and need the job to work around my schedule. Can anybody suggest health insurance I can buy out of my pocket ...show more

CANT GET AN INSURANCE QUOTE LOWER THAN 5k!!!?

I am 17 years old, male, my birthday is 7/11/94. I am looking to buy a car to learn to drive in then finally fully insure. I have not passed my test you but when asked on insurance website's I have put under the 'time held licence for as 1 month just to get a realistic view. I have tried a huge variety of cars but I just can't seem to get them to a reasonable price. For example I have been quoted 5999 on a seat alto 1.0 litre on gocompare. I have also tried adding my father as an additional driver who has 15+ years of experience and no claims. I am currently a student and have stated that the car would be parked on the drive. I live in a semi detached house in a small town. Please can anyone help me on getting it down as low as possible. The only cars I would not consider are 1. citroen saxo, 2. ford ka, 3. any form of fiat.""

Why is auto insurance through Geico so cheap?

I've been shopping around for car insurance and I am surprised at the quoted price of Geico in comparison to most other companies. Geico is much cheaper than my current insurance company, and many other insurance companies. How can they offer such cheap rates, especially with all of the advertising they do? Are people having difficulty getting money out of Geico when they make claims? It just seems odd to me that they can offer such low rates.""

I got a citation for no proof of insurance and have a couple questions..?

so my first citation, annnd i was wondering if i take traffic school do i still have to pay the $1,000 fine for not having insurance at the time? also if i sell me car before the court date does that help ? if not what can i do to not pay because im broke no job and no money , willing to do community service.. can i do that for this kinda thing?""

I know nothing about car insurance. Help?

I'm 18 y.o. and I have no idea what to do first- buy a car or get insurance..I've heard that you cant buy a car without insurance, but when i went to buy insurance it asked me what kind of car I wanted it for. ?? What to do first-?""

How do Americans live in a country where you have no health system?

If you get sick enough you could lose everything, if you don't have insurance. I think that you can lose everything even if you have insurance.""

Does having a 2 door civic make my insurance go up vs 4 door?

im 16 buying a civic. i like the 2 door civic coupes. if i buy a 2 door civic, will the insurance be higher than if i buy a 4 door civic?""

Best car for low insurance? UK?

I'm 20 year old girl, just started having driving lessons so this would be my first car. I got an estimate online for where I live it would be about 1000; Greater (West) London but I know; obviously it depends. It would be cheaper on a classic car but don;t want the risk of repairs and high maintenance that would come with older cars. However I do love the classics and would consider them if it decreases the insurance. I'm a student living at home. What cars would be best for low insurance? I love Volkswagen Beetles but want to look at other cars as well. What are some 'low risk' cars that won;t drive my insurance through the roof??? Thanks for all the help!!!""

Can we get car insurance for some days????????....?

i had car insurance and just expired ... now i want to sell the car so i dont need any futher insurance..like 6 months to 1 year . but i need couple of days 5-6 to sell my car...can you help out.........how can i get insurance for sometime......

Medical insurance for my next road rash?

Right now I have minimum legal liability coverage for California through Progressive. Their website is being a bizo atch, so I can't find out there; here's the question: ...show more""

Is it true that the affordable care act will double the cost of my health insurance to meet the ACA requiremen?

Double premiums and out of pocket cost my health insurance is not from healthcare.gov exchanges

Can i drive any car with insurance?

Alright I asked a question earlier and i didnt provide enough information Im 16 and my dad just got me insurance on our car, a toyota camry. He said that i can drive any other car as long as i have the insurance card of the camry, i have my 'own' car (acura) that i dont know that i can drive or not that is under my dads name.. but that car isnt under our policy. is it true that i can drive the acura with my camry's insurance?""

Best car insurance for 17 yr olds?

been quoted silly money for car insurance...anyone know who is cheapest for 17 yr old 1st time driver????

I'm 19 years old and I need insurance. How do I go about getting it?

I need cheap or free insurance

Affordable health insurance for pregnancy in Washington DC or Maryland?

Do anyone know of a good affordable health insurance that cover pregnancy I mean everything from appointments and labor and delivery besides medicare?

What the best insurance company for me?

so I'm 19 and havn't have my licence very long and I drive a race car... but I want good cheap insurance like allstate or statefarm I'm looking for good coustomer service that makes me feel safe... so whats the word... any coustomer service stories?

Car insurance cost... roughly?

I am 15 and planning on getting my dads 1971 Plymouth duster as my first car when I'm 16, what would the yearly cost be?""

What is the average cost of motorcycle insurance in illinois for a 21 year old?

What is the average cost of motorcycle insurance in illinois for a 21 year old?

How much is boat insurance?

I am going to liveaboard a 29ft sailing boat worth about 35000 purely based in a local marina. I need 2M worth of public liability insurance, any idea on the cost of an annual policy?Thanks in advance.""

""What car insurance is cheapest for teenagers? And is it better to pay monthly,every 6 months or yearly?

this is in the state of illinois.

Health Insurance in US?

I would like to know if health insurance is mandatory in some states of the US.

How much does car rental insurance cost?

I am renting an economy car for one day through enterprise. Any idea what the average cost of rental insurance they offer is? I'll be calling them later on. Just wondering ahead of time what I should expect to pay, on average. Thanks""

Will my insurance go up?

My brother got a ticket while driving my car, will that make my insurance go up?""

Car insurance without a license? Help?

Hi. So my dad just bought me a car in Chicago. We live in North carolina. I need to transfer the title and get it registered, but i think i need insurance first. I also need proof of insurance to get my license. I dont know who will give me insurance without a license and a car that hasnt been transfered into my name yet in North carolina. So what do I do? what insurance companies have policies for somebody like me where i can spend a decent amount. I'm think 250 max a month. and yeah my parents dont wanna put me on their insurance.""

Car inusrance. Where to get free quotes ?

What is the best web site to compare car insurance premiums online. What are the best companies for cheap insurance rates with good coverage for auto owners ?

How much is a fine for driving someone else's car with no insurance?

i have insurance on my car but the car i was driving didnt have insurance.

Where can I find business cargo insurance at reasonable rates?

We're a small company trying to get started, that's why we're looking for insurance at a reasonable rate. Any help will be welcome. Thanks""

I have kaiser insurance does my insurance cover the lapband?

how many pounds must one be overweight before they can have the lap band surgery? i am covered with kaiser permenete health insurance. does my insurance cover this procedure

Which companies offer life insurance to clients who have chronic health problems?

I am 37 years old with a diagnosis of lupus (not flaring) with a history of minor kidney involvement, deep vein thrombosis, and high blood pressure. I have been trying to get life insurance but have been consistently denied by the major companies to which I have applied. Does anyone have any suggestions? The only suggestion I received from one company was the hint to purchase Accidental Death and Disability, and if my medical condition worsened, to have an accident . I am hoping for better advice.""

What's a nice car with good insurance?

I want a used car for under 15k. Looks, handling, and safety are important. I like how the ford mustang and chevy camaro but they have pretty high insurance... I've never had a ticket in my life. So any nice cars with relatively low insurance?""

How much do you pay for your teenager's(16) auto insurance?

I just got a learner's permit, and GEICO says that they do not charge for learner's permit. However, when I get my driver's license, it'll cost an additional ~$500 per 6 months. I am a straight-A student, records are clean, and I'm NOT adding an another car--just me--into my parent's coverage. Is this expensive? Normal? Cheap? What do you pay, and what company are you covered by? thanks""

I gotta question with car insurance?

im 18 and buyin my moms car,will the insurance rates rise if she signs the car over to my name? or will it be that much of a difference? cuz i want it in my name but she says the cost will double automaticly just by changing the name of the owner from her to me. is she lying so that i keep it in her name?""

Car Insurance In St Louis?

I just purchased a 2002 Mazda Protege today and I bought the car right out but now I'm looking into auto insurance but I have no idea where to go. I am looking to just get liability but doing online quotes is a lil' tiring because I really don't know what I'm looking at. Could someone tell me what is the best rate for auto insurance in St. Louis to go. I also have never had auto insurance before and have never had any priors driving anyone else's car.

""Car Insurance in GA, if it is expired?""

i dont know if this is the right category, but my insurance expired and i drove the car not knowing, and i just went to my insurance provider and they said i will be fined? what type of fine and does it add points to my license? any additional information to it that i dont know? it is in Georgia.""

Best car insurance company for me 10 points!!!!!!?

what is the cheapest+best auto insurance for me?!!!?!!?!!?!? we are a family of 4 and we all drive. we have a toyota 4x4, colorado, 1985 nissan truck, mustang v6. my youngest son has had 1 accident i'm 46 my wife is 46 and my sons are 18,19 i cant find a good car insurance they are all expensive!!!!!!!!!!""

Who sells the cheapest motorcycle insurance?

Who sells the cheapest motorcycle insurance?

Can i get my MOT done without insurance?

My car needs an MOT and right now its on a SORN because im waiting for my paycheck so I can get insurance, my question is as follows: i know that you need an MOT before you can insure your car but to get my car to its MOT I would have to have it insured? How does this work? can i drive to the garage without insurance and get away with it or is there some special policy I need to take out? Please help.""

What is Secondary Auto Insurance?

I do not have auto insurance so When I rent a car is Secondary insurance a replacment for insurance I do not have?

Auto Insurance for 18 yr old with 2012 Kia Soul?

Estimate of what it would be at most? i have taken a drivers ed class and passed in high school and can have them take the money right out of my bank account for the monthly payment and had a b average in school.

Is there Constitutional precedent for requiring people to buy health insurance?

Car insurance is mandated because you're licensed to drive and the license can be revoked, but you're not licensed to live, so is there legal standing for requiring purchase of a product (health insurance)?""

Injured with no health insurance and a big hospital bill?

My girlfriend dislocated her shoulder while playing volleyball with no health insurance. Her parents health insurance stopped covering her because she had just graduated from college ...show more

I'm looking for THE CHEAPEST auto insurance I can find. Any advice?

My mom just kinda dumped my insurance bill on my lap. I ahve a 98 CRV and I'm looking for cheap cheap insurance. I really only drive about 10 minutes to and from work a day. I'm thinking the cheapest ones probably won't even advertise on television, so Im looking for word of mouth. Thanks guys!""

Which car would have the highest insurance rates out of these?

1. 2001 Audi TT Coupe 33,000 miles 2. 2007 Saturn Sky Convertible 8,603 miles 3. 2006 Volkswagen Jetta 31,000 miles 4. 2007 Scion tC 39,000 miles I am 16, and these are all stick shifts, and when i get one of these 4 in December, i think the one of the biggest factors for me at least comes down to insurance costs.""

Can i get Health New England Insurance in other states?

I'm thinking about moving to Virginia to be with my boyfriend once I graduate but i was wondering about my heath insurance... I have Health New England from my father, do they only provide it in New England... since it is called 'Health New England' or would i still be able to have it when i went to Virginia??""

""6008 insurance quote for hyundai getz 1.1, what am i doin wrong?""

im a 17 year old male, who lives in a nice area with little crime, it will be kept on the drive, im offering 500 excess, third part only, i cant belive this price from go-compare, and this was the cheapest quote, what else can i try, ive tried putting my mum on as a named driver, but it only lowers it by about 100.""

Who do i call about health Insurance ?

I'm 19 years old and live on my own. How can I get health insurance in my own name since my father is no longer w us and my motherdoesnt ha ve her own ?!

Health Insurance in US?

I would like to know if health insurance is mandatory in some states of the US.

Question about life insurance?

Here is a little background info...I am a month away from joining the navy and going to flight school, I am 26 no health problems and my wife is 23 with no health problems. I went to get car insurance and the lady suggested i get life insurance now why I am still considered a substitute teacher. She said once I join the military It will require A lot more info and also my career will be considered hazordous. Does this sound right? And finally she just did a quick quaote and to cover my wife and myself each for 250k it will cost just under 70 dollars. This is also whole life not term and she said after a certain amount of time I could also cash the policy out and even make money ( something like 30 yrs). Does all this sound legit and does the quote sound reasonable, it was also state farm if that makes a difference. Thanks""

What kind of car will give a 17 year old cheap insurance?

i am 17 and im looking to buy a car. i wanted to know what kind of car will give me the cheapest insurance possible. including the color. and what ways can i save money on car insurance?

""If my car was severely keyed, and i want insurance to pay for some of it, will my geico insurance rate go up?""

psycho ex bf keyed every single panel of my jeep, including F^&* you and cya boo and a couple of X s. fml. there's no way in hell i can pay for it on my own but it is so embarassing. if i try to get insurance to pay for it, will my rate go up?""

My son who is 17 has to appear in the magistrates court for driving my car without a full licence or insurance?

He has never been in any sort of trouble before and is usually a good kid. What sort of punishment can we expect to receive? We are soo afraid! We are in the UK

Insurance under Obama care?

I am 22 years old and graduated a week ago. My parents have insurance through trustmark insurance and I've been recently hired on full time for a management position. Being a full time employee, I have the opportunity to get my own insurance or waive it. I've heard that I should be able to stay on my parents insurance until I am 26. However, I've also heard that I would need to be a student in order to continue on staying on my parents insurance. So essentially I am asking whether I should be able to stay on my parents insurance until I am 26? If my wage is needed for this, I make 14$ an hour. My parents are more than willing to keep me on their employers insurance.""

What is the cheapest car insurance in New Jersey?

I hate looking for car insurance and dealing with all the different rates and agents and policies etc. I just want to know what the cheapest car insurance is in New Jersey one that is quick easy and the best for what I am looking for. Help meee

My Allstate insurance agent wants me to change from Allstate to Allstate Fire and Casualty. Should I? ?

I would be saving money, but I am wondering if there is a catch to this. Anyone else do this? It is my auto insurance, and I'd save money to switch (about $500 every six months. He tells us rates are lower because my credit is good. True?""

""Im a new driver, whats the most affordable and best car insurance for me?""

Im a new driver, whats the most affordable and best car insurance for me?""

""Bike insurance idea, would it work?""

As you know insurance for a 600cc sports bike for a 17yr old (male) is extremely high (I was quoted 9000+), however you may of heard of fronting, (putting someone with lots more experience and age as the main driver and putting me (17yr old) as a second driver) this apparently greatly reduces the insurance cost, however is a form of insurance fraud and is illegal. But I thought of a plan... You see I have my heart set on a honda cbr600rr, it is much cheaper than a 125cc bike that I would buy new only to buy another bike a few years later thus deeming the 125 useless, but what if I got the 600 and did make my dad (who is much older and more experienced) the main driver and me the 2nd, but to avoid it being fronting, he could use it when i'm not and I could force him to ride somewhere so ultimately he would have used it more so it wouldn't be illegal right? By the way he mostly goes out at night so it would not interfere with my needs.""

Car insurance for people without cars.?

I don't have a car but occasionally I need to drive and I use other peoples cars. Is there an insurance you can get for yourself without having a car?

What happens when the insurance company totals your car?

What happens when the insurance company totals your car?

Teenage Car Insurance?

What can we expect for a 16 year old having to pay on a monthly base if he has his OWN insurance (as in not co-insured with the parents). This would be in Texas. I am pretty sure that there is a great difference. Just trying to familarize myself with the whole deal and trying to figure a ballpark amount. Any tips you might have are very much welcome. Thanks!!!

""If I have a 3rd car to add to CA insurance, will they check who lives at my address?""

I already have 2 cars insured with AAA in California. I am transferring my daughter's car to me because she had a DUI. If I insure it with AAA, will they look into who lives at my address? Should I go with a new insurance company for her car and if so, do the insurance companies exchange information?""

Question about insurance coverage?

Okay today my car was broken into at school and they shattered the drivers side window and stole my $150 radio and my $120 graphing calculator. I have full auto insurance coverage but what coverage does this fall under? Comprehensive coverage? I saw on this website that homeowners insurance would cover this but that didn't make sense to me. Does the car have to be home when the break in happened? WILL CHOOSE BEST ANSWER

Will the insurance payment be higher if?

Will the car insurance be higher if theres two drivers instead of 1?

I opened my car door and hit another car. I left a note and the person wants to claim insurance. Will my rate?

for car insurance go up? It was very little damage. I don't think the person wants to settle privately

How i can get cheap auto insurance for my son?

How i can get cheap auto insurance for my son?

Health Insurance?

My mom had her gallbladder taken out few months ago and now she got the bill and her health insurance will not pick any of it up and she owes the hospital five thousand dollars. What is the best health insurance out there? Low monthly payment. My mom is not happy with the insurance company. This is my dads railroad insurance.

When do you get your infrant car seat base installed by the California highway patrol?

Do they check for insurance on the vehicle?

Health Insurance for 24 year old male?

Son has Blue Cross but it is now $137 per month......anyone know of any comparable insurance that is cheaper and has similar benefits? It is just him....no wife or no kids. Thanks.

Do I need insurance for one time poetry event in Chicago?

I'm looking to rent a church Rectory to artists for events like open mic's, gallery showings, and other small (20 people max) one time events. Do I need insurance outside of the home insurance the Rectory already has?""

When do you have to get your own health insurance? ?

im 17 will soon be turning 18 and will be starting college in the fall . i have a medical card and im under my moms health plan/insurance. but when do i branch off to get my own insurance/plan ??

I am a new driver with insurance queries.can anyone help me?

i am a new driver and i am thinking of buying a cheap,affordable,small car (ford ka). The problem is that if i put my father's name as the main driver,who has his licence since ages,and put my name as a 2nd driver, how much approx. will my insurance come down to?+ i got my pass plus.""

Would you ever commit insurance fraud?

Would you ever commit insurance fraud?

Cheap car insurance with dui in california?

i know drinking and driving was dumb and dont drink anymore for a year. i need car insurance where can i find the best deal something cheap for a whole year for liabilty for my shitty car.

Health Insurance in US?

I would like to know if health insurance is mandatory in some states of the US.

https://www.linkedin.com/pulse/car-insurance-teens-harry-franklin/"

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"q plate insurance quote

q plate insurance quote

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Hi there. I have a question. I want to SUE my Car insurance company because they refuse to pay for my stolen car which is been more then 6 months and still hasn't been recovered. I was paying full coverage for about 4 months till the moment my Range Rover 1998 was stolen. After filing proper claims i get a letter from my insurance that they denied the claim. The reason why was because i misrepresented myself. and what they meant by that was that when i signed the contract i selected NO in a question ( Has your license ever been suspended or revoked) Now let me explain how this happened. I got the insurance thru my broker. Everything was done by phone. My broker happened to be family of dear friend of mine. At the time i asked for insurance my driver license was suspended already suspended and the reason why was because of child support for which i was going thru courts with my ex. First i decided to insure my car liability and my car was paid in full. On the liability contract it wasn't any question regarding my driver license either was suspended or not. After a week or so i thought to myself that if i get in a accident god forbid and it was my fault i have to may myself for damages and you know for such a car would be very expensive so i asked my broker if i can changed it to full coverage and so they did. on the day i did the change the girl that worked for my broker and assisting me asked me Klodian you are aware your license is suspended. I said yes and i explained the reason y. So she found this insurance company for a low price and she emailed me the contract to sign and fax it to her. now under the questions which i saw of course latter after i was denied claim i saw they were marked all NO and that was done on computer not hand writing. which of course in this case was done by the girl that helped me. Now my broker told me that insurance company should had run your driving record before they issue insurance to you and if they done that they were gone see your driver lisence was suspended. But when my broker asked them why they didnt run it Their answer was that they trusted me based on the contract i signed which to my opinion is BS. Now i want to sue them and all the lawyers they refuse to get my case and my believe is because my car is worth about $4800.00 and they don't see how they can make money out of me and i don't have to pay them up front. Now if i go on small claim max i can go is $3000.00 ????

I need to sue someone who hit my car with no insurance or license?

however I live in Arizona and I need to know the statute of limitations... I couldn't find anything online unfortunatly. Can anyone help ? My accident was Feb 2009

Modified car insurance?

2000 mustang gt. Added cold air intake, exhaust kit, engine headers, aftermarket gps and backup cam, and aftermarket rims. Would an insurance company cover these?""

Is chba health plan any good? especially for pregnant women?

i am 2 months pregnant and i cannot find health insurance that accepts me. i am in michigan currently and i was offered a heath plan called CHBA health plan. does anyone have it? can some one tell me if its any good? anything i should be aware of? is there any other affordable insurance or health plan that good for a pregnant woman?? thank you.

What is the average cost of replacing a water heater? Which would you choose insurance payment or heater?

My water heater needs to be replaced (electric) I have a warranty insurance that will replace it however there are a few non covered costs - the pan, the permit, some other part, it will cost me $512.00. They have given me the option to cash out which means they cut me a check and I try to figure it out on my own. Problem is the cashout amount is unknown and it will take up to two weeks for me to find out what the amount is before i can even decide - two weeks without a hot shower is HELL! But I'm not sure what to do. What would you do? Can anyone guess as to what amount they MIGHT give me? The insurance company is American Home Shield. ANY advice will help. I'm a new home owner and don't know a thing about house stuff! Thanks!""

How can i get cheaper car insurance there must be a way!?

Hi i really can't afford much and i do want a cheaper car insurance quote for my car.But i don't know much about how to get my car insurance quote down is there any tips or ways that you can tell me because its expensive and i am not even a classed as a young driver so it should be cheap!

""Is $500,000 a large life insurance policy? Or is it just average? Or more of a starting point? Relative to what people typically have.?""

Is $500,000 a large life insurance policy? Or is it just average? Or more of a starting point? Relative to what people typically have.?""

Would insurance for a 1991 Camaro RS v6 be affordable for a teen driver?

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Will my insurance cover a stolen rental car that I loaned to someone?

I have a great insurance company, but I don't even know if ANY insurance company would cover this. I rented a car with my neighbor (i.e. we agreed to split it), but I'm the ...show more""

Car Insurance Companies + Excluding Drivers?

My brother and I are trying to get insurance for our two cars but are having a problem with one of the cars. My uncle gave me my car but we never dealt with switching over the title of the car. Most of the major insurance companies require that the cars be under the name of one of us. We have found some smaller companies that do an exclusion to deal with the problem but the rates are higher. Does any body know of any major company that allows this to happen? Thanks for the help.

Am I covered by my dad's liability insurance?

I just got my license, but my dad says I can't drive his car because I don't have insurance. The car itself has liability insurance under his name, but he says I would need liability insurance before I can drive any car, even if it's just once in awhile. That doesn't really make sense to me, to have car insurance even though I don't have my own car... Is he right? If I were to get in an accident in his car would it not be covered by his liability insurance? Thanks in advance.""

$550 for car insurance and Im 17 is that a fair price?

The insurance company called my dad today and told him that the insurance on my car (1997 Subaru Legacy sedan GT) was going to be $550 a month($6600 a year) is that a fair price? Is there a better insurance company for young drivers? I didn't do driving school to get the certificate either.

Can health insurance coverage be denied (because of a prexisting condition) after COBRA expires?

I retired from my job at 65. After my retirement my company kicked out our two dependent children from the company health plan. Both children are at this time still ...show more

Business insurance?? plzz help?

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What is a reasonable price for a teen's first car?

I'm hoping to get my license soon, but figure, there isn't a whole lot I can do with it without a car of my own. I'm really not sure how low the prices of cars get without being a piece of junk. Are there decent cars that start in the thousands, or is everything pretty much over ten thousand? What difference does it make if it's used? I'm not looking for a dream vehicle, just something for the next few years to get myself from a to b. The only knowledge I have so far is that my mom's toyota was around $30,000 brand new (and I'm definitely not looking to spend that much), so that's basically what I'm comparing everything else to. Any advice on the basics is greatly appreciated. Thanks!""

How should I calculate when to change from full coverage auto insurance to liability only?

Currently driving 2004 F-150 with 110,000 miles, carrying full coverage insurance. When should I switch to a liability only policy?""

Why is car insurance so expensive in the UK!?

So i'm not driving yet, only applied for a provisional, i'm age 17. But I thought why not try and figure out how much my insurance will be once i've passed and buy a car at roughly 1000, so I filled in all the details as accurate as possible on the compare websites and the cheapest yearly insurance price was 5600! How the hell am I suppose to afford this, am I doing something wrong haha :L""

16 years old can I get insurance ?

K so I'm 16 getting a 2002 BMW m3 how much will insurance be with just the cheapest I can get how much will insurance be ??? 10 points

Will insurance cover getting a rental car after a wreck?

Today I was stopped at a red light, when a Mustang ran full speed into the back of my car, sending me into the car in front of me. The Mustang owners insurance is covering the damage done to my car (front and rear bumper, hood bent, most all cosmetic). Does anyone know if it is at all possible for me to get a rental car? If so who's insurance would cover it? And I am under the age of 18 so I don't know if that affects the situation. My Dad is going to try and make some calls to our Statefarm ppl tomorrow, but I was just wondering if anyone could answer any of my questions. Thanks so much.""

I need cheap auto insurance fast ! Can you recommend a good place ?

Also , can they start coverage for the month previous ? Thank you.""

LANDA INSURANCE (real deal or fake?)?

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q plate insurance quote

How much Is car insurance for a 21 year old in the uk?

I cant drive yet but have a provisional. my friend has been driving for 3 years. We are both 21. He will teach me and said I would have to get insurance on his car for 6 months. Does anybody no how much this will cost a month. He drives a vauxhall corsa. Full Stars 4 best answer

19 Year Old Female & NO health insurance.. HELP!?

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""Live with father, father borrowed and wrecked my car. He's not on my insurance.?""

Will I still be able to make a claim if I have my own insurance, he's not on my insurance, and we live together. I know there is some sort of household rule, but is that just for having kids? What if he's my dad? Will I still be able to make a claim if we live in the same household, and he's not on my insurance? I'm 21, own the car myself, and the insurance myself, basically renting a room but can't prove it. He's only insured with his business car.""

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How does car insurance work when making a claim?

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Does Florida auto insurance have some sort of new windshield coverage?

I need an arguement solved. i was on interstate and some rocks/debris flew off truck in front of me and damaged my windshield. everyone keeps telling me that my insurance will cover the windshield to be replaced but I do not see this in my policy at all. I only carry the basic minimum needed to insure car. Is there something I am missing or does anyone what these other people are talking about? I do not carry comp or collision.

""Car insurance,guy hit my car,cited by police,now denied it?""

my niece was involved in a traffic accident she was hit by a guy who suddenly changed lane from her right side he was cited by the police but now he fight them saying that he didnot hit my niece car when he changed the lane our car was completely damage and our insurance already paid us and said they will claim on our behalf with his insurance we just been suponea by the police to be witness at the court and the prosecutor told us that he might not be able to convicted him because his car did not show damage on the picture and the prosecutor advise us to let him propose to them to write us a check of $500 to cover our deductible he gave us the check but we did not cash it yet can they said now that they are not responsible for the hit and our insurance cannot claim them no more which mean that our insurance will cover the accident on their own and affect our premium? the whole bill for car+doctor is less than $9000 can someone tell me what will happen now ,we are honest people ,we really do not understand why the other part try to do this,they have insurance too please advise,thank you so very much""

Insurance rates for 2004 Pontiac GTO?

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Who has the best insurance price that you know of and has decent people to deal with if you get in an accident

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17 year old student Car Insurance for a Ford Fiesta 1.25 or a 1.4 climate 2004-2005?

Insurance for a Ford Fiesta 1.25 or a 1.4 climate 2004-2005 I need reasonable car insure I have no no claims bonus and I am new driver. I have been quoted around 4000 fully com on a 4000 car. My budget for insurance is around 1400 full or third party. I am an A level Law student I will going to uni next year and I might use the car to commute to there

""Does anyone know the best car insurance companies for young people, in the UK?""

When I state best I mean cheapest for a young person. I'm twenty-one in a few months and looking to drive soon but insurance is steep, I found some good companies but just curious to know if there's a specific good one. Any suggestions?""

What cheap classic car would you recommend for a 17 year old?!?

I turn 17 in October and so i have began to start looking for cars and the insurance that it will cost me. from looking on go-compare, i've found that the cheapest cars to insure are old classics like the VW beetle or Rover mini. I would really like to know if there are any other cool looking classic cars out on the market that would suit a 17 year old? they will have to have a small sized engine as well. recommendations would be great! thanks""

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Hello,i have seen a used certified car online and very much interested in haggling with the car dealer to buy the car,but my problem is,i have heard you need insurance coverage on the car before the dealer will let you drive off the lot with the car.So my question is how do i go about this when i havent yet selected or bargained for the price of the car before purchasing.I am driving 2 hours to-and-fro to get this car and cant afford to go home without the car the day i go to the dealership.How do people go to car dealerships,haggle on any car they love in the showroom and drive home the same day? I cant buy insurance that i may not need( example buying insurance on a 2009 car,but later get a good deal on a 2010) Any help on how to get the car insurance issue straightened out before i go haggling for cars?""

Is MetLife auto insurance any good?

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Help with Car insurance?

My mom pays for my car insurance. I pretty much moved out, and I'm living at my boyfriends house. (we have been together 3 years, not the point here though). I want to get my car insurance in my own name, going towards the point of being independent and taking care of myself. Problem is, everyone I confront my mother about it she's either too drunk or just avoids the topic. Is it possible to switch my car insurance brands without having her approval?""

Is obligation have a motorcycle insurance in the USA?

Hi, im in Friona Texas and i have a car, but insurance is so expensive because im 20, so i think in buy a motorcycle because i hear that the motorcycle insurance is more cheap than car insurance, but is this truth? I hear than pay 400 for year So how much pay for insurance and is obligation have a motorcycle insurance?""

Why is auto insurance through Geico so cheap?

Why is auto insurance through Geico so cheap?

How can I get health insurance?

I live in Chicago, IL. I don't have health health insurance because my mom can't afford it. Im 19 years old and I need health insurance.What does everyone else do who's under 21? Do any of you under 21 have any health insurance? If so, what company? I don't have a job, (been trying to find a job for three years). I need to see a dermatologist really bad, and I have no idea what to do.""

I am trying to show proof that I did have car insurance in 2009 but cant remember what insurence company I had?

does anyone know how to get past records of car insurance but dont remember what company I had

Can my Health Insurance cover for my Car Insurance?

I currently have AmeriChoice as my health Insurance and High Point as my car Insurance. Does anybody know how this works? I've some people say that they have their car ins. with their health ins. and they end up paying less $$ for their car Ins. Help!

Question about suing car insurance company after auto accident.?

My mother was the passenger in a vehicle that was rear ended on the interstate a few weeks ago. The driver is a co worker of hers. They were both injured but not rushed to hospital. My mother suffered a fractured disc in her back and whiplash. The driver suffered from whiplash and torn ligaments in her neck. They are both still seeing a doctor. They asked me to handle this for them. I am not an attorney, but have sued the insurance company of the driver at fault before (state farm). It was all going ok, i had all paperwork needed and was asking for $9500 each including medical. The claim has been turned over to an impossible woman. She refuses to deal with me and wants to deal directly with mother and coworker. Should I hire an attorney now, and how much should we ask for/get? p.s. both are told by doctor that they will have long term therapy.""

Can you cancel car insurance?

Right, I'm getting a car this weekend, I haven't passed my test yet but hopefully will be passed in the next 1 - 2 months, therefore the insurance I'm taking out at the moment is for a provisional driver. The insurance that I'm taking out lasts for a year but obviously I will need to change it when I have passed, so that insurance will rise in price. But I was wondering if once I have passed can I cancel that insurance and change to an insurance that looks at young drivers because at the minute the young driver insurance places won't quote me coz I'm still learning. Sooo, to sum up... can I change my insurance company after only 2 months with them? Any help welcome. :)""

q plate insurance quote

q plate insurance quote

Shall I buy Loss Damage Waiver (LDW) at car rental?

I have car insurance for my Honda compact car via Geico. I need to rent a car at an airport for a small vacation. When I rent the car from Hertz or Enterprise or Dollar, shall I buy the Loss Damage Waiver (LDW), which is about $10/day ? I already have insurance on my car and the insurance company said that my existing Geico coverage will be transferred to the rental car. So it really so? Just wanted peace in mind and I do not want to spend unnecessary price either. Could you please comment? Thanks a lot.""

Whats the cheapest car with cheap insurance?

im looking for when i pass my driving test a cheap car for about 1000 that will have cheap insurance i just want like a make and model

What is the average cost for motorcycle insurance in Maine?

I am considering getting a bike and am just curious as to how much it will cost to insure.

Auto insurance filing question in WA?

About 5 months ago, my vehicle was hit in a parking lot leaving a big dent on the driver's side. The person who hit the car was kind enough to stay and contact his insurance company to file a claim. His insurance company appraised the damage, sent me a check, and told me it's mine to do with as I wish (I could keep it or use it for repairs). I decided to keep it and not repair my vehicle. Now, I'm looking at selling my car but I would like to repair it first to increase its value. Could I file a claim with my own insurance company since it was not my fault? Would I have to pay the deductible? The deductible is about $500 and the estimated damages from the previous appraisal was at $2500.""

Long Term Care Insurance?

Please give me the pros and cons of obtaining long term care insurance. What is the criteria, and who should buy long term care insurance? Conversely, who should not, or who does not need such a policy? What does it cover and what are the variable costs. Also, does it help prevent you from going into a nursing home should that be indicated? Thank you!""

Can someone drive my car if they have insurance but are not on my insurance?

I drive a car that is under my mom's name, and I am on my mom's insurance. My boyfriend has his own car and insurance under his name for his car. Could he still drive mine even though hes not on my mom's insurance (or listed as a driver)? I thought you could drive anyones car as long as you were under your own insurance?""

Mazda Miatia Insurance Costs!!!?

I am 18 years old and am in the process of buying a mazda miata. I am looking to buy one between 2002-2005. how BAD will the insurance be on it for someone my age? LIke minimum coverage, just Liability and Uninsured Motorist.""

What would my insurance be with a DUI with a 2001 Ford Mustang GT? Nothing else on my driving record.?

I was in an accident but no one was hurt. I am thinking of getting this car but want to have an idea how much my insurance is going to be. I live in California.

Insurance for a 16 year old. ?

I turn 16 on December 30th, and i can get my license on January 4th. I know insurance costs less if you have a 3.0 or something like that in California, thats the state i'm asking about. Our new semester starts when we go back to school on the 3rd or something like that and i will have all a's. I was wondering if anyone knew if they look at those grades, or the final grades from the semester before? this is for the deduction on the insurance, anyone know?""

How much could motorcycle insurance be for a teen in California?

My mom has geico, how much could it possibly cost for insurance? and I'm also a good student, so can't I get the good student discount? and my mom also has a great driving record.""

Typically Cheapest Auto Insurance Company in Massachusetts?

Suggestions anyone? Anyone shopped around and found a company that is better overall?

Which health insurance is good and better in California?

Deciding from this health insurance Aetna, Anthem Blue Cross of California, Kaiser Permanante.""

2004 Mitsubishi Lancer ES Insurance?

Is a 2004 Mitsubishi Lancer ES (automatic, 4 door sedan) significantly more expensive to insure than a 1993 Honda Accord LX (also automatic, 4 door sedan)? I am 18 and have had my drivers license for 2 months.""

Who has the cheapest motorcycle insurance?

This is going to sound crazy but try to stay with me here. I'm 17 about to be 18 and I live in Michigan. I'm going to be going to college in Lima, Ohio and will be driving back to michigan every couple of weeks. I have a truck that sucks gas so I am going to buy a bike. Either an 98'-05' Yamaha YZF R6 or R1 I haven't decided yet. I was wondering who has the cheapest insurance for what I'm doing with the bike. Basically driving it long distance and to class every so often. It will be stored in my apartment down there whenever I'm not driving it. Can anyone help me out. I know I'm a little young for any kind of cheap insurance but maybe there is a company out there that gives breaks to college students? Well anyway the main question is : From your experiences which company has the cheapest motorcycle insurance?""

Help plz car insurance in MD?

well i am 20 years old. i have been driving a car under my mother's insurance name for a while, the insurance told her that if i got an acident while driving that car the insurance will never cover any damage and they consider that as a crime so Is that a crime to drive a car which ur name is not in the insurance list? also ifu know which insurance company is the best for me to get my own insurance""

I need a cheap car insurance?

car insurance

Would it cost more than 5000 per year to insure a Ferrari F430? heeeeeeeeeeeeeeeeeeeeeeeeeeeee...

my uncle is buying a second hand 2009 ferrari f430. it has done 20k miles. and it is a convertible. he has a 3 year no claim bonus and has been driving for 5 years. he parks his car in his drive way and he drives 15k miles per year. ( i know it is stupid to use a ferrari as an every day car.) how much would it cost him. i mean he earns 30k per year and his wife earns 30k per year. he has always been a big car person and he started saving up about 7 years ago to buy a ferrari 360, but now he bought a f430. so how much would it cost him, actually will cost around the same for ANYONE who has a driving history like his. i wanna know because in the future i would loooooooooove to have a ferrari.""

""Has anyone heard of this company Affordable Health & Benefits, LLC.?""

I'm looking to get health, dental, and vision insurance. I looked online at a couple sites and found this one. It looks really good but I'm a little worried it might be a scam ...show more""

Looking for car insurance in Michigan?

im 19 years old and me and my girlfriend are looking for an apartment together and we need car insurance. i looked around and cheapest i could find is about $200 for plpd. where should i look? is there any chance i can get it around 100?

Can a car insurance still charge me if there was no police report and the guy ask me for money to let me go?

I turned right in a street when I got hit on my rightdoor it got just a littledented.But the other cars leftside bumper,headlight,and side of where the tire is at did get kind of ...show more""

How much money is motorcycle insurance for a 17 year old?

I'm 17 and need to save money for a vehicle and I'm leaning towards a motorcycle because they are relatively cheap and fuel efficient. How much is insurance though?

Integra 2 Door VS 4 Door Insurance?

I know it has multiple factors, but how much would this change it? I'll be under my dad's name who has had a clean record for over 10 years. I'm 16 and live in an extremely low-crime city in California.""

Car insurance for 17 year old male?

I am learning how to drive, and am looking at what cars would best suit me in terms of cheapness and how cheap to insure. I have looked at a few online quotes for a few cars being, 2001 peugeot 206 1.1, ford fiesta 1.2 1997, cheapest was 4 grand from post office. I know i haven't pasted my test yet, but i want to have a rough idea how much it will cost me. These quotes are madness i cannot afford that, i will be paying for this car myself and insurance myself, i work part time and will have to save. Is there any special classes i can take that would lower my insurance? I have heard of special night classes or something along those lines. What cars would be best for me looking at? Also are older cars or cars with higher mileage cheaper to insure? Many thanks :)""

What medical insurance is cheap in California? ?

Is there medicaid n Cali ? Or just Oklahoma

AAA vs. Farmers for home and auto insurance?

I'm looking to get a combined homeowners and auto insurance policy. Right now, the package that Farmers is offering based on my specs is 10% cheaper than AAA's. Any thoughts? Thanks!""

q plate insurance quote

q plate insurance quote

Questions about insurance?

1. What are some of the important questions to ask before deciding on the amount of life insurance to buy? 2. How can you determine if you are under-insured or over-insured? 3. Is there any benefit to a single student without children, who is living with his or her parent(s), who is still going to college, having life insurance? Why or why not?""

Car insurance after customization?

If I put a body kit, new wheels, etc... onto my car will it affect insurance? Do I need to let them know? Before? What about the warranty, I have bumper to bumper warranty.""

With geico does insurance increase once your child gets a drivers permit?

With geico does insurance increase once your child gets a drivers permit?

Car Insurance for a 2004 Mustang?

Im about to be 15 and im starting drivers ed next week and I was looking at cars and I really want a 2004 mustang. I live in a small town, im a girl, and my parents have Allstate. About how much would it cost me?""

Im 18 how can i get affordable insurance?

im a private contractor self employed individual i dont make much at the moment im still covered by my parents but i want to checked out and im ebarassed to ask parents because i feel like i might have something they have enough bills and issues and id like to be responsible for my own actions and bare the consequences if i must but hopefully its nothing...

Is insurance for a two door car higher than a four door car's?

is insurance for a two door car higher than a four door car's?

Why are my car insurance quotes so high?

I'm about to get my first car at 25, and thought I'd look at insurance quotes for a cheap little run-around to get me started. I have only just passed my test so expected quotes to be quite high, but so far haven't seen anything below 4000 for a year! I tried looking for a quote on a Renault 1996 Clio 1.2 Versailles. Thought that would be pretty cheap. From what I've heard, I should be looking around the 1k mark for a year. Any clues as to what I'm doing wrong?""

""I was denied homeowners insurance by state farm, are there any companies that will insure me?""

I made 3 claims 12/18/09 amt. $302, 9/1/08 $0; and 5/10/08 amt.$1302. Allstate has said no as well.""

Can a car insurance company make up points on your license?

So in early march my apartment was raided for pot, and a 1/2 gram was found. I was convicted of possession of marijuana and as part of Michigan's driving laws even if the incident did not occur in a car your license is restricted for 6 months. Yesterday my mother (the insurance for the whole family is in her name) received a notice that i had 8 points on my license and my insurance rates would be raised. Confused about this i went to Sec of State and in fact found out that i have no points. I called Memic and explained this to them, they informed me that they do not use actual points, they use their system of points. For example OUID is a 6 point offense but they count it as 8 points. Passing a stopped school bus (which as far as i can tell is no points) they view as 8 points. My question is, can they do this? We are switching insurances next month due to cheaper rates but this seems like a shady business practice to me. Thanks for ur time!!! -Pat""

I'm looking for affordable health insurance.?

I'm 31 and I have a pre-existing condition (open heart surgery 2004). I take coumadin daily and get my blood checked every month at Jacksonville Heart Center. I'm looking to take another job with much better pay. The only problem is they don't offer health insurance yet. I've been quoted at $180-$190 a month that do accept pre-existing conditions. Is there anyone cheaper that is not just some fly by night company?

Car insurance cancellation?

I took out an insurance two days ago with a company called (i-kube car insurance). I've been told that I won't be able to drive between the hours of 11pm -5am and if i drive, i will have to pay 45 fine ( a GPS will be installed in my car). I've realised that the insurance is not cheap even though i used my pass plus to get discount. Tesco and Elephant car insurance are even cheaper. They took out my deposit immediately eventhough my insurance will not start till 2nd wk in February. Is it too late to cancel? I haven't received any paper document yet and their website lacks information about cancellation. What shall I do? Should i go with a different company? Would they tell me to pay cancellation fee? They've planned to fix the GPS to my car tomorrow but i haven't agreed to the time yet.""

List of cheap auto insurance in Georgia $40-$50 a month?

cheap auto insurance in Georgia .looking for where I can pay btw $40-$50 a month

""If I never had a car (or car insurance) before, do I need to buy car insurance before buying a car?""

So I'm getting ready to buy my first car. It's located in the next town over. But if I just go over and pay cash and get it, there wouldn't be any insurance on it. It's illegal to drive without insurance. Don't I need to drive without insurance first? If so, how would I explain to them that I don't exactly have a car yet?""

No insurance ticket?

I got a ticket today for no insurance. I know I can go to court and show proof of insurance and just pay court costs. After I show the court my insurance card, are they going to contact the insurance company to make sure it is valid? I'm sure you know why I am asking.""

Help with car insurance?

If my friend financed the car I wanted for me would he have to be the policy holder of the insurance and list me as the main driver. If so, would the monthly payment be based off of me only and not my friend right? Or would he have to also pay for insurance ?""

Cheap car insurance...who are you with?

i am looking for cheap car insurance for my two cars. i had my license since i was 18 and now im 20. i have no tickets and i need to find insurance please help me....who do u have and how much do u pay?

Insurance cost for jeep patriot?

I am currently thinking of buying a 2008 jeep patriot. I am worried if the unsurance cost for it would be high?

Do rich people need health insurance?

I would prefer that wealthy people answer this question so that I get the facts and not theory. Anywho, I am wondering if rich people not only need health insurance, but, do they even carry it? I always think of insurance as a scam that doesn't live up to their end of the bargain if they think your going to cost too much, like a catastrophic health issue for instance.""

How much do you pay for individual/family health insurance?

At my work I only pay 67.34 a month for health insurance. It is just me, single. Awesome insurance, no deductible, low co-pays etc. VERY lucky. However, if I had 1 spouse it sky rockets to 447.71 a month, and a family, any size would be 877.11 a month. (Great deal if you have 5 kids, not so great with 1 child) Is everyone's insurance like this???""

Will my car insurance rates go up?? Help!?

I got a dwi (driving while impaired) the other night, as well as a ticket for speeding. I have Nationwide Insurance. I need to know if my rates will go up because of this?""

How much is motorcycle insurance for a 21 year old?

I'm 21 and I'm gonna get a motorcycle I just wanted to know how much some of you 21 year olds pay for motorcycle insurance

Do you know who offers the best insurance rates for BMWs?

We are trying to update our club policy for members.

""If I get a car registered to me, can I still be on my parents insurance?""

does it make sense,like I want the title to it, but still want to be on their insurance. It wouldn't seem like my car if they had both the tittle and insurance with me as a secondary driver!""

How can you find out if you have medical insurance?

How can you find out if you have medical insurance?

Need car insurance help!?

Here's my story: I am 23 yrs old and have gotten 3 speeding tickets. One already came off my record and another just recently came off. I got my renewal statement and my premium hasn't changed at all. Is there an error or tough luck for me?

q plate insurance quote

q plate insurance quote

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