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[govindhtech]

GPT-4o Mini: OpenAI’s Most Cost-Efficient Small Model

OpenAI is dedicated to maximising the accessibility of intelligence. OpenAI is pleased to present the GPT-4o mini, their most affordable little variant. Because GPT-4o mini makes intelligence considerably more affordable, OpenAI anticipate that it will greatly increase the breadth of applications produced using  AI. GPT-4o mini beats GPT-4 on conversation preferences in the LMSYS leaderboard, scoring 82% on MMLU at the moment (opens in a new window). It is priced at 15 cents per million input tokens and 60 cents per million output tokens, which is more than 60% less than GPT-3.5 Turbo and an order of magnitude more affordable than prior frontier models.

GPT-4o mini’s low cost and latency enable a wide range of applications, including those that call multiple APIs, chain or parallelize multiple model calls, pass a large amount of context to the model (such as the entire code base or conversation history), or engage with customers via quick, real-time text responses (e.g., customer support chatbots).

The GPT-4o mini currently supports text and vision inputs and outputs through the API; support for image, text, video, and audio inputs and outputs will be added later. The model supports up to 16K output tokens per request, has a context window of 128K tokens, and has knowledge through October 2023. It is now even more economical to handle non-English text because of the enhanced tokenizer that GPT-4o shared.

A little model with superior multimodal reasoning and textual intelligence

GPT-4o mini supports the same range of languages as GPT-4o and outperforms GPT-3.5 Turbo and other small models on academic benchmarks in textual intelligence and multimodal reasoning. Additionally, it shows better long-context performance than GPT-3.5 Turbo and excellent function calling speed, allowing developers to create applications that retrieve data or interact with external systems.

GPT-4o mini has been assessed using a number of important benchmarks.

Tasks incorporating both text and vision reasoning: GPT-4o mini outperforms other compact models with a score of 82.0% on MMLU, a benchmark for textual intelligence and reasoning, compared to 77.9% for Gemini Flash and 73.8% for Claude Haiku.

Proficiency in math and coding: The GPT-4o mini outperforms earlier tiny models available on the market in activities including mathematical reasoning and coding. GPT-4o mini earned 87.0% on the MGSM, a test of math thinking, compared to 75.5% for Gemini Flash and 71.7% for Claude Haiku. In terms of coding performance, GPT-4o mini scored 87.2% on HumanEval, while Gemini Flash and Claude Haiku scored 71.5% and 75.9%, respectively.

Multimodal reasoning: The GPT-4o mini scored 59.4% on the Multimodal Reasoning Measure (MMMU), as opposed to 56.1% for Gemini Flash and 50.2% for Claude Haiku, demonstrating good performance in this domain.

OpenAI collaborated with a few reliable partners as part of their model building approach to gain a deeper understanding of the capabilities and constraints of GPT-4o mini. Companies like Ramp(opens in a new window) and Superhuman(opens in a new window), with whom they collaborated, discovered that GPT-4o mini outperformed GPT-3.5 Turbo in tasks like extracting structured data from receipt files and producing excellent email responses when given thread history.

Integrated safety precautions

OpenAI models are constructed with safety in mind from the start, and it is reinforced at every stage of the development process. Pre-training involves filtering out (opens in a new window) content that they do not want their models to encounter or produce, including spam, hate speech, adult content, and websites that primarily collect personal data. In order to increase the precision and dependability of the models’ answers, OpenAI use post-training approaches like reinforcement learning with human feedback (RLHF) to align the model’s behaviour to their policies.

The safety mitigations that GPT-4o mini has in place are identical to those of GPT-4o, which they thoroughly examined using both automated and human reviews in accordance with their preparedness framework and their voluntary commitments. OpenAI tested GPT-4o with over 70 outside experts in social psychology and disinformation to find potential dangers. OpenAI have resolved these risks and will provide more information in the upcoming GPT-4o system card and Preparedness scorecard. These expert assessments have yielded insights that have enhanced the safety of GPT-4o and GPT-4o mini.

Based on these discoveries, OpenAI groups additionally sought to enhance GPT-4o mini’s safety by implementing fresh methods that were influenced by their study. The first model to use their instruction hierarchy(opens in a new window) technique is the GPT-4o mini in the API. This technique helps to strengthen the model’s defence against system prompt extractions, jailbreaks, and prompt injections. As a result, the model responds more consistently and is safer to use in large-scale applications.

As new hazards are discovered, OpenAI will keep an eye on how GPT-4o mini is being used and work to make the model safer.

Accessibility and cost

As a text and vision model, GPT-4o mini is now accessible through the Assistants API, Chat Completions API, and Batch API. The cost to developers is 15 cents for every 1 million input tokens and 60 cents for every 1 million output tokens, or around 2500 pages in a typical book. In the upcoming days, OpenAI want to launch GPT-4o mini fine-tuning.

GPT-3.5 will no longer be available to Free, Plus, and Team users in ChatGPT; instead, they will be able to access GPT-4o mini. In keeping with OpenAI goal of ensuring that everyone can benefit from  artificial intelligence, enterprise users will also have access starting next week.

Next Steps

In recent years, there have been notable breakthroughs in  artificial intelligence along with significant cost savings. For instance, since the introduction of the less capable text-davinci-003 model in 2022, the cost per token of the GPT-4o mini has decreased by 99%. OpenAI is determined to keep cutting expenses and improving model capabilities in this direction.

In the future, models should be readily included into all websites and applications. Developers may now more effectively and economically create and expand robust  AI applications thanks to GPT-4o mini. OpenAI is thrilled to be leading the way as  AI becomes more dependable, approachable, and integrated into their everyday digital interactions.

Azure AI now offers GPT-4o mini, the fastest model from OpenAI

Customers can deliver beautiful apps at a reduced cost and with lightning speed thanks to GPT-4o mini. GPT-4o mini is more than 60% less expensive and considerably smarter than GPT-3.5 Turbo, earning 82% on Measuring Massive Multitask Language Understanding (MMLU) as opposed to 70%.1. Global languages now have higher quality thanks to the model’s integration of GPT-4o’s enhanced multilingual capabilities and larger 128K context window.

The OpenAI-announced GPT-4o mini is available concurrently on Azure AI, offering text processing at a very high speed; picture, audio, and video processing to follow. Visit the Azure OpenAI Studio Playground to give it a try for free.

GPT-4o mini is safer by default thanks to Azure AI

As always, safety is critical to the efficient use and confidence that Azure clients and Azure both need.

Azure is happy to report that you may now use GPT-4o mini on Azure OpenAI Service with their Azure  AI Content Safety capabilities, which include protected material identification and prompt shields, “on by default.”

To enable you to take full advantage of the advances in model speed without sacrificing safety, Azure has made significant investments in enhancing the throughput and performance of the Azure  AI Content Safety capabilities. One such investment is the addition of an asynchronous filter. Developers in a variety of industries, such as game creation (Unity), tax preparation (H&R Block), and education (South Australia Department for Education), are already receiving support from Azure AI Content Safety to secure their generative AI applications.

Data residency is now available for all 27 locations with Azure AI

Azure’s data residency commitments have applied to Azure OpenAI Service since the beginning.

Azure AI provides a comprehensive data residency solution that helps customers satisfy their specific compliance requirements by giving them flexibility and control over where their data is processed and kept. Azure also give you the option to select the hosting structure that satisfies your needs in terms of applications, business, and compliance. Provisioned Throughput Units (PTUs) and regional pay-as-you-go provide control over data processing and storage.

Azure is happy to announce that the Azure OpenAI Service is currently accessible in 27 locations, with Spain being the ninth region in Europe to launch earlier this month.

Global pay-as-you-go with the maximum throughput limitations for GPT-4o mini is announced by Azure AI

With Azure’s global pay-as-you-go deployment, GPT-4o mini is now accessible for 15 cents per million input tokens and 60 cents per million output tokens, a substantial savings over earlier frontier models.

Customers can enjoy the largest possible scale with global pay-as-you-go, which offers 30 million tokens per minute (TPM) for GPT-4o and 15 million TPM (TPM) for GPT-4o mini. With the same industry-leading speed and 99.99% availability as their partner OpenAI, Azure OpenAI Service provides GPT-4o mini.

For GPT-4o mini, Azure AI provides industry-leading performance and flexibility

Azure  AI is keeping up its investment in improving workload efficiency for  AI across the Azure OpenAI Service.

This month, GPT-4o mini becomes available on their Batch service in Azure AI. By utilising off-peak capacity, Batch provides high throughput projects with a 24-hour turnaround at a 50% discount rate. This is only feasible because Microsoft is powered by Azure AI, which enables us to provide customers with off-peak capacity.

This month, Azure is also offering GPT-4o micro fine-tuning, which enables users to further tailor the model for your unique use case and situation in order to deliver outstanding quality and value at previously unheard-of speeds. Azure lowered the hosting costs by as much as 43% in response to their announcement last month that Azure would be moving to token-based charging for training. When combined with their affordable inferencing rate, Azure OpenAI Service fine-tuned deployments are the most economical option for clients with production workloads.

Azure is thrilled to witness the innovation from businesses like Vodafone (customer agent solution), the University of Sydney ( AI assistants), and GigXR ( AI virtual patients), with more than 53,000 customers turning to Azure AI to provide ground-breaking experiences at incredible scale. Using Azure OpenAI Service, more than half of the Fortune 500 are developing their apps.

Read more on govindhtech.com

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LA FINTECH GLOBALPAY SOLUTIONS LANZA EN ALIANZA CON MASTERCARD LA TARJETA ROCKET MASTERCARD PREPAGO

GlobalPay Solutions recientemente anunció el lanzamiento de su tarjeta Rocket Mastercard Prepago, que cuenta con el respaldo de la red mundial de pagos de Mastercard, contribuyendo a la aceleración de las tiendas de barrio a través de la aplicación móvil Rocket para promover la inclusión financiera y la digitalización en Guatemala, El Salvador y Honduras. Este nuevo anuncio se une al lanzamiento…

[1worldblockchain-blog]

Welcome to GlobalPay X2

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Please use your existing GlobalPay v1.5 registered mobile number & password to login to GlobalPay X2. If you face any problem in logging in using your GlobalPay v1.5 credentials, then please do not panic. Just click on "Forgot password" or, send us a message on WeChat ID a13902907157 and we will help you to log in.

New users, please click on "Register" button on the login page to register a new account on GlobalPay X2.

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[floxypaypaymentgateway]

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[coinprojects]

New Post has been published on https://coinprojects.net/aave-price-prediction-for-june-2021/

Aave Price Prediction for June 2021

Aave price prediction for June covering current price, events likely to influence price and technical analysis of AAVE

Aave is a decentralised finance protocol that allows users to lend and borrow cryptocurrencies. As a lender, you will earn interest by depositing digital assets into specially created liquidity pools where borrowers can take out flash loans using the liquidity and crypto as collateral. Aave is a term that means ghost in Finnish. It was launched in November 2017 as ETHLend before rebranding to Aave in September of the following year. The platform’s native token is AAVE which serves as a governance token allowing owners to participate in the future development of the protocol and offers holders access to discounted fees.

The DeFi boom has seen demand for platforms such as Aave skyrocket. Currently, the project allows people to borrow and lend in about 20 cryptocurrencies meaning that users have a greater amount of choice. One of the platform’s flagship products is flash loans which are taunted as the first uncollateralized loan option in the DeFi space; however, they must be paid back within the same transaction. Another exciting thing about Aave is how borrowers can alternate between fixed and variable interest rates. This piece will explore the current price of AAVE, events likely to move its price and what pro traders think of its charts.

What is the Current Price of Aave?

Aave 1 year price chart: Source Coinmarketcap

Aave is the leading lending protocol based on Ethereum today, with over $12 billion total value locked. This popularity brought good fortunes upon its native token AAVE, which has grown 5x over the past seven months and currently trades at about $323 at the time of writing. The price is still 52% down from its all-time of $666 registered over three weeks ago. As an asset, AAVE remains one of the most profitable projects with an ROI of over 60,700% and this shows how popular this platform has become within the cryptocurrency space. As you will see in the section below, there are plenty of reasons why Aave is likely to see more gains over the rest of the month and by the end of the year.

Where to buy Aave today

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Disclaimer

What Events Might Move the Price Of Aave In June?

This section will cover factors that are likely to influence the price of AAVE in June.

Continued Interest In DeFi

DeFi craze kick-started the ongoing crypto market bull run. Since the start of last year, the sector has seen a 5600% growth despite the recent market slump. Aave leads the sector with 15.28% of the total value locked on Ethereum. DeFi has made it easy for most people to access financial services that were out of their reach in traditional finance markets due to bureaucracy and bias. Currently, there is so much interest in DeFi as more individuals come up with noble platforms solving various problems that plague the traditional financial market. This continued interest should serve Aave well since it is already the market leader. As more people get into DeFi and platforms such as Aave to lend and borrow, expect to see this interest reflected on the native token’s price.

The Continuation of The Market Bull Run

The crypto market may have dipped to the tune of $900 billion. However, many experts believe the bull run isn’t over just yet. Institutional and retail interest in digital assets is still strong, and the market is likely to pick up momentum soon. When this happens, expect to see the price of AAVE revisit its all-time high.

Investors Buying The Dip

Most experts feel the bull run is still on, and savvy investors will know these dips present opportunities to accumulate tokens on a discount. Judging by the trading volume of this token, there is a lot of buying going on and as more traders buy the dips, then expect this action to push the price up over June.

AAVE Price Forecast in June

Aave trading analysis: Source TradingView

According to FieryTrading, during BTC’s erratic moves over the last couple of weeks, a bullish triangle has appeared on AAVE’s chart. After showing some consolidation at the triangle support yesterday, it seems that AAVE has now bounced off the support and is resuming its upward move. Be aware that AAVE is highly correlated to BTC. So before trading, check where the BTC price is headed. Also, wait for the price to break out of the triangle to confirm the break-out pattern.

Aave trading analysis: Source TradingView

P_S_trade wonders what is more frightening for market participants at the moment—the past panic wave of the fall or the very passive recovery of the cryptocurrency market. Indeed, looking at the charts of most coins, you can see an attempt to start a new wave of growth that looks very dubious. Low trading volumes and a strong decline in volatility give the impression that coins will never recover their previous price level.

Based on the above chart of the AAVE coin, the analyst adds that we can see that a new wave of growth in the market began on May 29. The main reason is the complete exhaustion of sellers. The rise in the price without volumes to the range of $400-430 begins to hint that at least a local correction awaits the market with the target of $355. There is a local upward trend line at this mark, which separates the AAVE price from a fall to a strict range between $300—311. It is in this range that buyers are very interested.

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Full Regulations:

AMF, ASIC, CySEC, FCA

Cryptoasset investing is unregulated in most EU countries and the UK. No consumer protection. Your capital is at risk. CFD crypto trading is unavailable for clients residing in the UK and US.

Please note, the above is a purely opinion-based piece, based on relevant data available. It should not be deemed as direct investment advice.

The post Aave Price Prediction for June 2021 appeared first on Coin Journal.

Source link By Basil Kimathi

#Altcoin #Bitcoin #BlockChain #BlockchainNews #Crypto #ETH #Etherium #RippleNetwork #XRP

[investopay]

Phishing attacks are on a rise! During the first quarter of 2022, 23.6 percent of phishing attacks worldwide were directed toward financial institutions. Prepare for today, tomorrow and beyond with Investopay - A comprehensive, secure, quick payment toolkit for your business. Most payment solutions are still not optimised for large B2B transactions. Because of low transaction fees, as well as a lack of transparency and security, high-profile websites and databases are being hacked. However with Investopay lead ahead of the curve with the leading payment Gateway. . . #investopay #globalpay #phishing #cybersecurity #hacking #malware #ransomware #cyberattack #cybercrime #hacker #security #infosec #datasecurity #hackers #ethicalhacking #cybersecurityawareness #informationsecurity #privacy #cyber #dataprotection #technology #internet #databreach #computer #linux #bhfyp #itsecurity

[jackitnews]

In a statement, Safaricom noted the new M-Pesa Visa virual cards will open global shopping for Kenyan consumers allowing secure cashless payments at merchant locations in over 200 countries through Visa’s global network. “M-PESA has over the past fifteen years evolved from a simple money transfer service to become a robust payment platform and driver of financial inclusion for Kenyans. This has paved the way for numerous innovative services and by partnering with Visa to provide the M-PESA GlobalPay Visa virtual card, we are looking to bridge the gap for our customers who would like to use M-PESA anywhere across the world,” said Peter Ndegwa, CEO, Safaricom. https://www.instagram.com/p/CeVlPkWIQkW/?igshid=NGJjMDIxMWI=

[mediaronity]

Kenya: Visa and Kenya's Safaricom Launch Virtual Card to Support Global Digital Payments Via M-Pesa

Kenya: Visa and Kenya’s Safaricom Launch Virtual Card to Support Global Digital Payments Via M-Pesa

Global digital payments giant, Visa, and East Africa’s biggest telecom Safaricom, the operator of the M-Pesa mobile money product, have today launched a virtual card, enabling millions of M-Pesa users to make digital payments globally, and giving Visa extended reach across Africa. The launch of the M-Pesa GlobalPay Visa virtual card follows a partnership between the two companies forged in 2020…

[tknewskenya]

How To Pay Gotv Subscription Online Via GlobalPay Nigeria

How To Pay Gotv Subscription Online Via GlobalPay Nigeria

GlobalPay Gotv Subscription Payment Online Log in to your GOtv account online as guided below.Go to ‘Pay’ >> ‘Pay Now’Type in either your icu number, surname or mobile number. Then click on sign in.Now go to ‘Complete Payment GlobalPay.com/your country code. For example if you’re from south Africa you shall select ‘Complete Payment GlobalPay.com/zaYou will be taken to the GlobalPAY…

[laedicion]

GlobalPay Solutions, en alianza con Mastercard y Microsoft, lanza la App ROCKET para pequeños comerciantes

GlobalPay Solutions, en alianza con Mastercard y Microsoft, lanza la App ROCKET para pequeños comerciantes

Cortesía GlobalPay Solutions, en alianza con Mastercard y Microsoft lanzan oficialmente ROCKET, una aplicación móvil para tiendas que permite, desde un celular común, ofrecer a los pequeños comerciantes servicios de pago con tarjeta de crédito, recaudo de pagos de servicios públicos, conectar en un marketplace con sus distribuidores y proveedores y ofrecer venta de recargas para telefonía…

[1worldblockchain-blog]

Cross Boundary Payments

A cross-border settlement is a warm market, it is likewise very competitive and also encumbered with serious regulative requirements. Doing well in this room calls for sound operating methods, the ability to adapt to changing markets and a deep understanding of myriad regulations. GlobalPay developing pre-paid debit card solutions for specific niche Cross-Border Settlements Markets for over 6 years. 

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