#fuck health insurance

[sing-you-fools]

i wish everyone who works in health insurance a permanently lego-strewn floor

[tohelpmecopewithanything]

Nothing quite like my always slightly suicidal boyfriend telling me that I can have the insurance money

So I’ll just be crying all night trying to figure out how serious he is

I fucking wish he had bought health insurance so I could do someone about it like call or get him some help but knowing his finances I understand why he didn’t

[riewiggles]

How Healthcare is Designed to Fuck You All

I have Premium Healthcare through my Company (UH).

I even had a FSA last year.

I have PCOS.

I got Nexplanon in 2021.

It wore out this year.

I now have a cyst on my pelvic bone.

I'm bleeding out.

I woke up 4 times tonight having bled out 4 pads alone.

Last year for context I had a MRI because I have FBD and had a tumor in 2021 that was removed because it tugged on breast tissue. Last year's MRI is a financial burden and the bane of my existence.

I LITERALLY cannot afford to get the IUD my gyno recommended, hormone treatment, because she wants to tell insurance we exhausted all options before we do the partial hysterectomy next to treat my PCOS, and now I have a cyst on my thigh and idek if it's contributing to me bleeding out or if I have an ovarian cyst or multiple or if it's anything else contributing to me bleeding this fucking heavy omg but I can't afford to check it out because the system isn't meant to help you you can't fucking win

for additional context because I typed this half asleep and pissed at 5 AM, before Nexplanon I would bleed a box a cycle and my cycles would be so random I couldn't even keep track. I never even had PMS , they would pop up randomly. Now my Nexplanon is no longer working and it has to be removed. My gyno wants to switch it out and put in an IUD and start me on hormone therapy to stop the bleeding and get my hormones in a better place before going forward with a hysterectomy so that insurance will cover it. The fact that insurance will not even cover for me to get a hysterectomy is beyond me because the IUD alone scares me. My sister had one and it lodged up into her lower intestine and I've heard so many horror stories about them.

[halfwaybyaccident]

I had to have an MRI to confirm a suspected tumor.

I just got the breakdown today of how much my insurance paid of the $3,000.00+

$25.00

Less than 1%.

[reno-the-himbo-turk]

American healthcare at its fucking finest pt 1

So due to where I live being a red state being ran by assholes I started my Trans Journey properly roughly 4ish months ago. Now thanks to the fact I work 3rd shift I really can't be out and about during the day and my off days are weird. I really only have one solid day for appointments as the nearest trans care is over 30+ minutes away without rush hour traffic which is when I get off work assuming I am not forced/asked to stay late For those of you who live outside of America depending on where you are at in America there are multiple hospitals/doctors offices in your area and some of them are ran by different groups. Where I am at we have SSM, BJC/WASH-U, and MERCY are the big three. Now I do most of my medical stuff with BJC 95% of it for at least the last 15 or so years. Now this matters as BJC will share records with any BJC/WASH-U doctor no questions asked and will gladly refer you to another doctor if needed from BJC normally in pretty much the blink of an eye. Now they will not be able to access or share records with SSM/MERCY normally unless you go through a lot of paperwork and hoop jumping and if said doctor works at several facilities you can tell them I need paperwork sent to Blank place and more often than not they will mail/fax it to the wrong building (at least on my experiences) which then requires more waiting time (days in my cases) in addition to hoping they can basically look it up and be like "ohh it got sent to X place instead of Y place" Then going from there. Now why this is relevant. The doctor I see for transitioning is a specialist that with my insurance I pay a $75 copay to see. They deal with Endocrinology and issues of that nature. When I started seeing the doctor months ago I was able to get appointments for Thursdays which is the one day I am truly free to safely drive 30+ minutes to visit a doctor. My doctor for T no longer has Thursday appointments. They have 3 different facilities with different doctors I could in theory see, but after going through the hassle of telling them I need to change doctors for that reason, getting my doctor to approve it and then waiting on any number of other doctors to approve a patient switch I get told none of them have Thursday appointments. Instead I am told I have to do Zoom appointments on days that don't work for me which is an issue because I will have lab work that would need to be done and they still make you do in person visits every so often which if they only have non-Thursday days won't work. I also do not have a clean, safe, and private filming area for Zoom meetings because I do not live alone and cannot afford too when rent where i'm at is easily 1200-2000 a month and they would like you to make 2-3x that.

[autisticslp]

Anthem: Refuses to pay for medical care I need

Me:

Thanks @seahagg-blog for the inspiration!

[eelfuneral]

Dealing with the American Healthcare System almost always triggers a meltdown or anxiety attack for me, especially when insurance is involved.

[jay-wasstuff]

-

Bonus: the old man (+insp)

[vvixes]

The American Healthcare system makes me want to shoot myself in the foot.

[hafwen]

My health insurance decided that I don't need 2 hours of therapy a week and I only need one hour therapy and then 30 minutes of help doing paperwork stuff so that's going to be a fun argument my therapist and I get to have with them now

[myspace-dot-com]

you guys have no idea how much I want to shove my middle finger up the asses of the bastards who run my family’s former insurance

[danysscribbles]

So You’re Not Preferred

My brain finally works again! Sure, my medication is costing me $100 a month because my insurance doesn’t “prefer” the drug that works best for me. But I will pay what I have to in order to feel this way. To feel like I can DO THE THINGS. Which I’m sure to some sounds so ridiculous; ludacris even. The medication allows me to harness the ideas and plans that are always there, and actually carry them out.

Need the dishes done? Don’t sit on the couch and berate yourself for hours while scrolling through your phone in task paralysis, actually do it. Best part? It only took ten minutes! Your bed needs clean sheets? They’re already washed and just need to be put on? I got you bro, 15 minutes it is! No more sleeping on the bare mattress for a week or two, HATING the sensory feeling of the scratchy mattress against you all night. Clean sheets for you. Dog’s toenails need to be clipped, but can’t stand the thought of sitting on the carpet because it’s so scratchy, has dog hair because you hate the smell of the vacuum? Get it done in 30 minutes, dog feels SO MUCH BETTER! Instead of having to play a guessing game of what can I pull out of the freezer that will take the least effort but still be edible, I FEEL like making dinner. ENJOYING making dinner. I love cooking, creating, testing.

Tasks no longer take a Herculean effort, or mentally exhaust me. I can do more than one thing in a day. So yes, I’ll pay your $100 for this “non preferred drug” because I prefer being able to live a fulfilling life.

[multifariousmayhem]

i hate doctors, hate pharmacists, hate health insurance

hate

hate

hate

just give me the fucking medication i need to LIVE

[reno-the-himbo-turk]

American healthcare at its fucking finest pt 2.

After explaining that zoom won't be a long term fix and the fact that I live 30-40 minutes away from the doctors office so going after work isn't an option as I would be driving into Rush hour traffic and have no idea how long it takes me to get there, plus I don't leave work on time often. The scheduling person no joke tells me "that I could just burn my vacation days and take vacation days or swap shifts with a coworker" or "that I could just go to work and request to switch my days off, or call in ill." Now the issue with both of these statements is swapping shifts whilst allowed isn't overly common at my job, I have a chronic condition that doesn't leave much sick time.

Swapping my days isn't feasible as the company went through a restructuring thing while back. If I request to change my days off though that means I'd be working with horrible manager more often and that I would no longer be guaranteed a full 40 hours as I agreed to this set of off days and signed a piece of paper saying if I keep these days off I will get 40 hours guaranteed as it was their big push to cut peoples hours if they tried getting premium days off (So weekends like Friday, Saturday, Sunday) as a weekly day off. They let you have one but not both. Most people want their days off to be back to back. If I am not Full time I loose my medical insurance.

Come the end of my call with Scheduling I am told that "I wasn't her problem and If I was inflexible then I needed to seek treatment at another set of doctors and hospitals" at this point 95% of all my medical care for my adult life is through them.

When I wrote my doctor back via the online patient portal and explained all of this and asked her what do I do/how do i keep getting medical care the nurse fucking writes me back and just tells me "Sorry we can't see you on Thursdays."

[emmuffins]

we can dismantle the health insurance industry. we have the technology. I want to see it all in flames.

[gandalf-the-bean]

the us healthcare system is going to make me punch every god in the face, im so done with this shit

i’m literally having chest pain and tightness, trouble breathing, lightheadedness, and a headache. and they’re sending me home because they can’t find anything wrong and i can still technically walk