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agent4justice · 7 months ago

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Scammers sophistication technique have reached a new apex, making Banking Fraud just like a walk in the park to this crime syndicates with richer background helter-skelters depositors and has been keeping most retirees that reinvested most of their retirement plan sleepless after words of the threat that swept the streets does not seem to have not weakened at all.

Masses are appealing for a more stringent countermeasure to be in place as soon as possible, such are adding more authentication request. Although retina scanner can slow down the process with the amount or rather the size of the data, but it also gives us an opportunity of having time to lockout perpetrators. The size of the data makes it at least 70% better than an iris scan and many more folds multiplied compared to a fingerprint.

Several years ago, I foresaw that the mCommerce (mobile commerce) would be ruled out as the mainstay of electronic processing for the sole reason that it is the most affordable business appliance that can serve the majority, representing the poor to medium class and the trending plot of global economic structure just like a triangle.

Having mCommerce | Mobile Technology as our economic transport offers the possibility of catering and adding the biggest chunk of our global population to pitch in the global trade for us to achieve having reserves and surplus will be more conceivable.

To make it a little impenetrable and globally under tighter scrutiny, I proposed that we adopt the universal identification system. We will integrate every other form of identity attached to it using our mobile number as the key index that will permanently our lifetime phone number. In the event of loss, the telco will make a SIM based on a secret code given to the subscriber upon the receipt of your subscription and issuance, which will be honored and will be service by other Telcos if subscriber opt to change carrier. The number coding of telcos should also compliment tracking effort, narrowed down within the radius and range of a few kilometers apart where the last signal was received or transmitted. The succeeding successful connection recorded by cell sites would enable us to speculate the linear direction as it trends.

We will enable the mobile technology to be a conduit of payment gateways or as a payment gateway itself. Our objective is to open the global trade and cover a larger scope and as far-reaching it could service most specially the marginalized poor a chance to lift their social status getting connected and finally be able to join our bandwagon to the brighter future. The fact can't be denied that they have been left without an adequate means to tap the convenience and business opportunity through eCommerce. Through the mobile payment gateway, even in the absence of a banking system in their region, they can now fulfill the checkout process by loading or charging it from your telco which is even less intricate than having a debit card or as to many known financial credibility.

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#Scammers sophistication technique have reached a new apex #making Banking Fraud just like a walk in the park to this crime syndicates with richer background helter-skelters depositors and has been k #Masses are appealing for a more stringent countermeasure to be in place as soon as possible #such are adding more authentication request. Although retina scanner can slow down the process with the amount or rather the size of the da #but it also gives us an opportunity of having time to lockout perpetrators. The size of the data makes it at least 70% better than an iris #Several years ago #I foresaw that the mCommerce (mobile commerce) would be ruled out as the mainstay of electronic processing for the sole reason that it is #representing the poor to medium class and the trending plot of global economic structure just like a triangle.#Having mCommerce | Mobile Technology as our economic transport offers the possibility of catering and adding the biggest chunk of our globa #To make it a little impenetrable and globally under tighter scrutiny #I proposed that we adopt the universal identification system. We will integrate every other form of identity attached to it using our mobil #the telco will make a SIM based on a secret code given to the subscriber upon the receipt of your subscription and issuance #which will be honored and will be service by other Telcos if subscriber opt to change carrier. The number coding of telcos should also comp #narrowed down within the radius and range of a few kilometers apart where the last signal was received or transmitted. The succeeding succ #We will enable the mobile technology to be a conduit of payment gateways or as a payment gateway itself. Our objective is to open the globa #even in the absence of a banking system in their region #they can now fulfill the checkout process by loading or charging it from your telco which is even less intricate than having a debit card o #mobilepaymentgateway #mobiletechnology #mCommerce #onlinefraud #RetinaScan #FraudAlert

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workersolidarity · 6 months ago

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⚠️WARNING: GRAPHIC FOOTAGE⚠️

[ 📹 Scenes from the first moments after the latest horrific atrocity against Palestinians after the Israeli occupation forces (IOF) conducted an airstrike on a residential neighborhood in the city of Rafah, in the southern Gaza Strip, killing a young man and severely wounding another. ]

🇮🇱⚔️🇵🇸 🚀🏘️💥🚑 🚨

DAY 233: HUMANITARIAN AID ENTERS SOUTH GAZA FOR THE FIRST TIME IN 20 DAYS, ISRAELI MILITARY AND GOVERNMENT FIGHTING TWO DIFFERENT WARS, AL-QASSAM FIRES 8 MISSILES DEEP INTO OCCUPIED TERRITORIES, MASS MURDER CONTINUES IN GAZA STRIP

On 233rd day of the Israeli occupation's ongoing special genocide operation in the Gaza Strip, the Israeli occupation forces (IOF) committed a total of 5 new massacres of Palestinian families, resulting in the deaths of no less than 46 Palestinian civilians, mostly women and children, while another 130 others were wounded over the previous 24-hours.

It should be noted that as a result of the constant Israeli bombardment of Gaza's healthcare system, infrastructure, residential and commercial buildings, local paramedic and civil defense crews are unable to recover countless hundreds, even thousands, of victims who remain trapped under the rubble, or who's bodies remain strewn across the streets of Gaza.

This leaves the official death toll vastly undercounted, as Gaza's healthcare officials are unable to accurately tally those killed and maimed in this genocide, which must be kept in mind when considering the scale of the mass murder.

The Israeli occupation authorities and the Israeli occupation army are fighting two different wars, one for the reestablishment of the security of the occupied territories' borders, and the other a war for the fulfillment of the Israeli extremist wing to see the entirety of the Gaza Strip, southern Lebanon and the West Bank come under Israeli military control.

That is the conclusion come to in an article published by Israeli Channel-12 (N12).

According to the piece, the Israeli war cabinet, including Ministers Bezalel Smotrich and Itamar Ben-Gvir, do not strive for a ceasefire deal that would see the Israeli hostages, being held in the Strip by the Hamas resistance, released, but instead fight to fulfill a "vision of a complete land of Israel."

This vision includes the "control of the IDF in the Gaza Strip and the establishment of new settlements- a matter that Smotrich and Orit Strook [Israeli Minister of Settlements] are already working on in earnest."

According to the N12 piece, elections must be held so Israeli colonists can vote on these two competing political visions for the goals of the war, which can be distilled down to either "settlements in Gaza and military control over the millions of Palestinians who live there; Or leaving Gaza while replacing Hamas rule with a Palestinian body that opposes terrorism, and forming a regional alliance with the moderate Arab states while promoting the two-state solution."

"Since October, the army and the government of Israel have been waging two different wars: the IDF is making tremendous efforts to restore security to our borders, eliminate Hamas and return the abductees. The government is fighting to cancel the disengagement and prevent a political settlement [in order] to return the kidnapped alive, and also sees that Hamas returns to the places the IDF left, in the absence of an alternative political plan."

The article goes on to say that Israeli military leaders are "growing frustrated" with the indecisiveness of the government, which is "missing opportunities" for military and political achievements and reducing the "scope of action."

"Therefore, and soon - Israel must have elections to make a decision. If Smotrich and Ben Gvir are convinced that the people are with them, let them put it to the test," the piece added.

"Let's see if there really is a majority for the Messianic fantasy of the extremists, or if most Israelis prefer to reach a political settlement. Let's see if the citizens of Israel want to send their children to secure outposts in the Gaza Strip as well. It's time to decide," the article concludes.

In other news, the Al-Qassam Brigades, belonging to the Hamas resistance movement, targeted the central areas of the Israeli-occupied Palestinian territories in a missile barrage that included at least 8 rockets launched from the Rafah area, south of Gaza.

According to the Israeli occupation army, 8 rockets crossed into the occupied territories, at least some of which were intercepted by "Israel's" Iron Dome air defense system, while others landed in central "Israel".

The attack caused no injuries, however, at least one rocket struck a car in Kibbutz Sa'ad, near the border with Gaza as it was driving to a nearby school in the area.

According to the occupation media, Kibbutz Sa'ad was previous evacuated of residents following the start of Operation Al-Aqsa Flood on October 7th, 2023, however, many residents have since returned to the settlement.

Additionally, a home belonging to an Israeli colonist was also damaged by shrapnel from a rocket fired by Al-Qassam from Rafah towards the city of Herzliya, just north of Tel Aviv, along the central Mediterranean coast of the occupied territories.

In response to the strikes, Minister without a Portfolio, Benny Gantz, part of Netanyahu's far-right war cabinet, said the strikes shows why the Israeli occupation forces (IOF) must continue its operations in the Rafah Governate of the Gaza Strip.

"The rockets shot from Rafah today prove that the IDF must operate in every place Hamas still operates from, and as such, the IDF will continue to operate wherever necessary,” Gantz declared at the Israeli occupation's Urim military base, east of Gaza.

“The world must know: Those who still hold our hostages captive, shoot at our cities and continue to propagate terror are responsible for the situation,” Gantz said, adding that “terrorist Hamas are war criminals, and we intend on making them pay for their crimes – whether sooner or later” (says a war criminal).

In more news, the Israeli occupation opened the Karm Abu Salem (Kerem Shalom) border crossing in the city of Rafah, in the southern Gaza Strip, with Humanitarian aid trucks entering southern Gaza for the first time in nearly 20 days.

Humanitarian aid trucks were to be delivered to the United Nations, where they will then proceed along the Palestinian-Egyptian border to cross into Gaza.

The aid will then be sent to a distribution warehouse in the Tal al-Sultan neighborhood of Rafah City, and following that, will be distributed to sites deep within the Strip, traveling along the coastal Al-Rashid Street to their destinations.

Around 200 trucks loaded with humanitarian aid and medical supplies are expected to enter the Gaza Strip today, each carrying between 15-20 tons of aid, including at least 4 trucks loaded with fuel.

According to the office of the Presidency for the State of Palestine, official contacts took place between the Palestinian Authority and officials with the Arab Republic of Egypt, which agreed to bring relief aid to the besieged people of Gaza through the Karm Abu Salem border crossing on a temporary basis until a long-term agreement can be reached.

Meanwhile, the Israeli occupation forces (IOF) continued its operations in the Gaza Strip, bombing and shelling large sections of the enclave, targeting civilian locations with massive American-made bombs, killing and wounding scores of civilians over the last day.

On Saturday evening, IOF fighter jets bombed the Al-Najma roundabout area of the Shaboura Refugee Camp, in central Rafah, south of Gaza, resulting in the martyredom of three Palestinian civilians and wounding several others.

This comes despite the decision on Friday by the International Court of Justice (ICJ) at The Hague, in the Netherlands, for the Israeli occupation to "immediately halt" its military operations in the Rafah Governate, or any other operations which "might inflict on Palestinians living conditions" that could lead to their "physical destruction in whole or in part."

The slaughter in Rafah continued despite this, with further bombing and shelling on Saturday, including an incident where Israeli aircraft targeted a residential home belonging to the Qishta family, near the Saddam Junction, in the Khirbet al-Adas neighborhood north of Rafah, striking the residence with a large missile, killing a child and resulting in several other casualties.

Also on Saturday evening, occupation warplanes bombed the market area of the Nuseirat Refugee Camp, in the central Gaza Strip, resulting in the murder of 6 civilians and wounding dozens of others, including women and children.

In Gaza's north, Zionist artillery detatchments shelled neighborhoods west of the Jabalia Camp, coinciding with Israeli military incursions into the camp for the last two weeks.

According to local medical sources, at least 45 Palestinians were killed in Israeli bombing and shelling in the Gaza Strip between Saturday morning and Saturday evening.

The mass slaughter continued into Sunday morning when Israeli occupation aircraft bombarded the Yabna Refugee Camp, in central Rafah, with a number of casualties transported to the Kuwait Specialized Hospital, west of the city.

Similarly, occupation warplanes bombed a residential apartment in Burj al-Iman in Camp 2 of the Nuseirat Refugee Camp, in the central Gaza Strip, while another raid targeted other areas in the Nuseirat Camp.

In the meantime, Israeli artillery shelling targeted residential buildings in the town of Abasan, east of Khan Yunis, in the southern Gaza Strip, resulting in the death of a woman and wounding a number of others.

The attacks continued on Gaza when Israeli fighter jets bombarded a residential home belonging to the Rasras family in central Rafah, leading to the death of a civilian and wounding several others who were transported to the Kuwait Specialized Hospital, west of Rafah.

In yet another criminal atrocity, Zionist aircraft bombed a residential house belonging to the Khalla family, in the town of Jabalia al-Nazla, in the northern Gaza Strip, slaughtering at least 13 Palestinian civilians, including several children and women, while also wounding dozens of others. Local paramedic and civil defense crews continue searching the rubble of the collapsed home for the dead and wounded.

A further occupation bombing targeted the Women's Work Center in the Nuseirat Camp, in central Gaza, killing 6 Palestinians, while yet another bombing targeted an uninhabited house north of the Nuseirat Camp.

According to reporting in the Palestinian news outlet Ma'an News, the Israeli occupation forces arrested some 180 Palestinian citizens from a center sheltering displaced families, before bombing yet another displacement center in the town of Beit Hanoun, in Gaza's north, killing 7 civilians.

In another horrific massacre, IOF warplanes bombed the Al-Nazla School in the Al-Saftawi area, north of Gaza, killing at least 10 civilians and wounding 17 others.

Occupation forces further targeted the "Obaid Freezer building", flattening the structure, which lies opposite the New Orient Bakery in the Tal al-Zaatar area, north of Gaza.

As a result of the Israeli occupation's ongoing special genocide operation in the Gaza Strip, the death toll has risen endlessly, now exceeding 35'903 Palestinians killed, including over 15'000 children and upwards of 10'000 women, while another 80'420 others have been wounded since the start of the current round of Zionist aggression, beginning with the events of October 7th, 2023.

May 26th, 2024.

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@WorkerSolidarityNews

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pankajbansal89newspatrolling · 27 days ago

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Cyber security challenges and solutions in india

BY: Pankaj Bansal , Founder at NewsPatrolling.com

India, like many other nations, faces significant cybersecurity challenges due to the increasing reliance on digital technologies, especially with rapid digitalization and expansion of internet usage. The country has witnessed a rise in cyberattacks on both individuals and organizations, impacting critical sectors like banking, healthcare, infrastructure, and government services. Here are some of the major cybersecurity challenges and potential solutions in India:

Key Cybersecurity Challenges in India

Increased Cybercrime and Hacking Incidents:

India has seen a surge in ransomware attacks, phishing attempts, data breaches, and other cybercrimes targeting both individuals and organizations.

There have been multiple instances of hacking into sensitive government websites, corporate networks, and even power grids.

Lack of Awareness:

Many internet users, particularly in rural areas, have limited awareness of cybersecurity threats and best practices. This leads to vulnerabilities such as weak passwords, falling for phishing scams, and downloading malicious software.

Small and medium-sized businesses (SMEs) often do not prioritize cybersecurity, making them easy targets for hackers.

Shortage of Skilled Cybersecurity Professionals:

There is a significant shortage of trained cybersecurity experts in India, which is critical to addressing and preventing cyberattacks.

The rapid digital transformation is outpacing the availability of cybersecurity skills, leaving many systems inadequately protected.

Weak Infrastructure and Legacy Systems:

Many organizations, including government institutions, still rely on outdated and unpatched systems, which are prone to vulnerabilities.

India’s digital infrastructure has grown rapidly, but with varying degrees of security across sectors.

Insufficient Data Protection Laws:

Although the Indian government passed the Data Protection Bill in 2023, there are still gaps in enforcement and understanding.

The absence of stringent cybersecurity regulations for private businesses and enforcement mechanisms means many companies overlook critical security updates.

Rise in Cyber Espionage and Nation-State Attacks:

India has been targeted by cyber-espionage campaigns, often attributed to foreign actors, attempting to compromise critical infrastructure, government systems, and defense data.

Complex Supply Chain Networks:

Many Indian companies depend on global supply chains, which introduce risks from third-party vendors who may not have strong cybersecurity measures, exposing the organization to indirect attacks.

Solutions to Cybersecurity Challenges in India

Strengthening Cybersecurity Infrastructure:

The Indian government has taken steps like establishing CERT-In (Indian Computer Emergency Response Team) to coordinate and respond to cybersecurity threats.

Enhanced infrastructure for monitoring, detection, and response to cyberattacks should be implemented at national and regional levels.

Promoting Cybersecurity Awareness:

Large-scale public awareness campaigns should be launched to educate citizens, especially in rural areas, on the importance of cybersecurity.

Schools, universities, and businesses should promote cybersecurity training, and best practices for safe internet usage, such as using multi-factor authentication (MFA), recognizing phishing scams, and securing personal data.

Development of Cybersecurity Talent:

India needs to invest in upskilling its workforce by offering specialized cybersecurity training programs, certifications, and courses in higher education institutions.

Encouraging collaboration between the private sector and academic institutions to create internship opportunities and research initiatives can address the talent gap.

Implementation of Stronger Data Protection Laws:

The Personal Data Protection Bill (now known as the Digital Personal Data Protection Act, 2023) outlines the framework for protecting personal data but needs stronger enforcement.

Regular audits and penalties for companies that fail to comply with data protection norms are crucial.

Use of Advanced Technologies:

Embracing AI (Artificial Intelligence) and Machine Learning (ML) for automated threat detection, behavior monitoring, and predictive analytics can help reduce the response time to cyberattacks.

Technologies like blockchain can be applied to sectors such as banking and supply chain to secure transactions and ensure the integrity of digital records.

Securing Critical Infrastructure:

Implementing Zero Trust Architecture in critical sectors like finance, healthcare, and power grids to ensure stringent access controls and network segmentation.

Proactive collaboration between the public and private sectors in securing infrastructure, with real-time threat intelligence sharing.

International Collaboration:

India must continue to engage in cybersecurity collaborations with other countries to share knowledge, technologies, and strategies to combat global cyber threats.

Participating in initiatives like Cybersecurity Capacity Building Programmes by organizations such as the UN or G20 can strengthen its cybersecurity posture.

Public-Private Partnerships (PPP):

The government should foster more partnerships with tech companies and cybersecurity firms to build resilient and secure digital ecosystems.

Incentivizing private companies to adopt better cybersecurity measures through tax benefits or certifications can help enhance overall security.

Recent Initiatives and Efforts in India

National Cyber Security Policy (2013): The policy lays the foundation for cybersecurity in India, but a revised and updated policy is in the works to address modern challenges.

Cyber Surakshit Bharat Initiative: Aims at creating awareness and building capacities among government officials to address cybersecurity challenges.

Cybersecurity Centers of Excellence: Various state governments, such as Telangana and Karnataka, have set up cybersecurity centers to focus on threat intelligence, capacity building, and research.

India’s cybersecurity landscape is evolving rapidly, but it requires continuous efforts to keep pace with global challenges. Enhanced cooperation between the government, private sector, and citizens will be essential to safeguard India's digital future.

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insightfulblogz · 1 month ago

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Blood Group Typing Market Growth, Analysis, and Industry Insights 2024 to 2032

Blood group typing plays a critical role in ensuring the compatibility of blood transfusions, organ transplants, and other medical procedures. It is a laboratory process used to determine the blood type of an individual based on the presence or absence of specific antigens on the surface of red blood cells. The most common blood typing systems include the ABO and Rh factor, which classify blood into different groups such as A, B, AB, and O, along with Rh-positive or Rh-negative. Blood group typing is essential in preventing potentially life-threatening reactions caused by incompatible blood transfusions. Moreover, it is widely used in prenatal testing to prevent hemolytic disease of the newborn and in forensic investigations.

The Blood Group Typing Market was estimated at USD 1.9 billion in 2023 and is poised to reach 4.05 billion in 2032 anticipated to expand at a compound annual growth rate of 8.8% for the forecast period of 2024-2032.

Future Scope

The future of blood group typing is promising as advancements in technology continue to improve the accuracy, speed, and efficiency of testing methods. Automation, point-of-care testing devices, and molecular typing techniques are expected to play a key role in transforming blood group typing. The demand for faster results and better compatibility assurance is driving innovation in this field. In the near future, molecular-based blood typing methods that detect genetic markers for blood groups will become more prevalent, offering greater precision and a broader scope of application, including personalized medicine and tailored therapies. Additionally, the expansion of healthcare infrastructure, especially in emerging economies, will drive the need for more efficient and cost-effective blood group typing solutions.

Trends

The field of blood group typing is witnessing several significant trends. One of the major trends is the shift toward molecular-based blood typing techniques, which offer higher accuracy and can even identify rare blood groups that traditional serological methods may miss. Another trend is the rise of point-of-care testing, allowing blood typing to be performed outside conventional laboratories, such as in emergency settings or rural areas. Automation is also gaining traction, with fully automated blood typing systems becoming more widely adopted in hospitals and blood banks to streamline processes and reduce human error. Furthermore, the integration of artificial intelligence (AI) and machine learning into blood typing systems is enhancing data interpretation and increasing efficiency.

Applications

Blood group typing is crucial in various medical fields. In blood transfusions, it ensures that patients receive compatible blood, reducing the risk of transfusion reactions. It is also vital in organ transplantation to match donor and recipient blood types, preventing organ rejection. Prenatal testing involves blood group typing to detect Rh incompatibility between the mother and fetus, which can lead to complications during pregnancy. Blood group typing is also used in forensic science for identification purposes, and in population studies, it helps understand the distribution of blood types in different regions. Additionally, blood group typing is essential in the development of blood-related therapies and in ensuring the safety of blood donation processes.

Get a Free Sample Copy of the Report: https://www.snsinsider.com/sample-request/2942

Key Points

Blood group typing determines ABO and Rh blood types based on antigens present on red blood cells.

Molecular blood typing is emerging as a more accurate and precise method for identifying blood groups.

Point-of-care blood group testing devices are becoming increasingly popular in emergency and remote healthcare settings.

Automation and AI integration are streamlining blood group typing processes in hospitals and blood banks.

Blood group typing is essential in transfusions, organ transplants, prenatal testing, and forensic investigations.

Future developments are expected to focus on personalized medicine and the expansion of healthcare infrastructure in emerging markets.

Conclusion

Blood group typing remains a cornerstone of modern medicine, playing a vital role in ensuring patient safety in blood transfusions, organ transplants, and various other medical procedures. With ongoing advancements in technology, such as molecular typing, automation, and point-of-care testing, the process is becoming faster, more accurate, and more widely accessible. As the healthcare landscape continues to evolve, blood group typing will see increasing applications, particularly in personalized medicine and global healthcare expansion. The future of this critical diagnostic tool is bright, with innovations set to drive improved outcomes and more efficient healthcare practices worldwide.

#Blood Group Typing Market

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howtoconfigurevpninipad2 · 7 months ago

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do you need vpn over 4g connection

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do you need vpn over 4g connection

Benefits of using a VPN over 4G connection

Using a VPN over a 4G connection offers a myriad of benefits that enhance both security and privacy for users. Here are several advantages of utilizing a VPN over 4G:

Enhanced Security: VPNs encrypt data transmitted over the internet, making it unreadable to hackers or snoopers. This encryption is particularly crucial when using public Wi-Fi networks, where the risk of data interception is high. With 4G connections often utilized in public settings, such as cafes or airports, a VPN adds an extra layer of security to safeguard sensitive information.

Privacy Protection: ISPs (Internet Service Providers) can track users' online activities, including the websites they visit and the data they download. By connecting to a VPN, users can mask their IP addresses and prevent ISPs from monitoring their browsing habits. This anonymity is essential for individuals concerned about their online privacy.

Bypassing Geo-Restrictions: Some content and services are restricted to specific geographical regions due to licensing agreements or government regulations. By using a VPN, users can change their virtual location and access geo-blocked content from anywhere in the world. This feature is particularly beneficial for travelers or expatriates who want to access their favorite websites or streaming services while abroad.

Secure Remote Access: For professionals who frequently work remotely, connecting to sensitive company resources over a 4G connection can pose security risks. By using a VPN, employees can establish a secure and encrypted connection to their company's network, ensuring that confidential information remains protected from unauthorized access.

Anonymous Browsing: In addition to protecting privacy from ISPs, a VPN also shields users from tracking by advertisers and other third parties. By hiding their IP addresses and encrypting their internet traffic, VPN users can browse the web anonymously without worrying about targeted advertising or invasive data collection practices.

In conclusion, using a VPN over a 4G connection offers numerous benefits, including enhanced security, privacy protection, bypassing geo-restrictions, secure remote access, and anonymous browsing. Whether for personal or professional use, integrating a VPN into a 4G connection can significantly improve online safety and privacy.

Risks of not using a VPN on a 4G network

In an increasingly interconnected digital landscape, the absence of a Virtual Private Network (VPN) while utilizing a 4G network can expose users to a plethora of risks. Here's a rundown of the potential dangers:

Data Interception: Without the encryption provided by a VPN, your data is vulnerable to interception by malicious entities. Hackers can easily eavesdrop on your online activities, including sensitive transactions like banking or sharing personal information.

Identity Theft: Operating on a 4G network without a VPN leaves your personal information susceptible to theft. Cybercriminals can exploit this vulnerability to steal your identity, leading to financial loss and potential legal complications.

Location Tracking: ISPs and other third parties can track your online activities and physical location when you're not using a VPN. This invasion of privacy can result in targeted advertising, profiling, or even surveillance by authoritarian regimes in certain regions.

Malware Attacks: Unprotected connections on a 4G network make devices more susceptible to malware infections. Cyber attackers can inject malicious code into your device, compromising its security and potentially causing data loss or system damage.

Public Wi-Fi Risks: While 4G networks are generally more secure than public Wi-Fi hotspots, they still pose risks without the added layer of protection provided by a VPN. Connecting to unsecured Wi-Fi networks via 4G can expose your device to various security threats.

Censorship Bypass: In regions with internet censorship or restrictions, using a VPN on a 4G network allows users to bypass these limitations and access blocked content. Without a VPN, individuals may find themselves unable to access certain websites or services.

In conclusion, the risks of not using a VPN on a 4G network are manifold, ranging from privacy breaches and identity theft to malware infections and censorship constraints. To safeguard your online presence and maintain anonymity, it's crucial to employ a reliable VPN service whenever accessing the internet via a 4G connection.

How to choose the best VPN for 4G connectivity

Choosing the right Virtual Private Network (VPN) for 4G connectivity is crucial for ensuring secure and fast internet access on your mobile device. With the proliferation of 4G networks and the increasing need for online privacy, selecting the best VPN becomes paramount. Here are some key factors to consider when choosing a VPN for 4G connectivity:

Speed and Performance: Opt for a VPN that offers fast and consistent speeds to ensure smooth browsing, streaming, and downloading over your 4G connection. Look for providers with a large network of servers strategically located around the world to minimize latency.

Security Features: Prioritize VPNs that employ robust encryption protocols like AES-256-bit encryption to safeguard your data against cyber threats. Additionally, features like DNS leak protection and a kill switch can enhance your online security and privacy.

Compatibility: Ensure the VPN is compatible with your mobile device's operating system (iOS, Android) and offers user-friendly apps for easy installation and usage on the go.

Server Coverage: Choose a VPN with a wide range of server locations, including servers in countries with advanced 4G infrastructure. This ensures better connectivity and faster speeds when accessing geo-restricted content or bypassing censorship.

Privacy Policy: Look for VPN providers that have a strict no-logs policy, meaning they do not collect or store any user data. Transparency about their data handling practices is essential for maintaining your privacy.

Customer Support: Opt for VPN services that offer reliable customer support channels such as live chat, email, or phone support. Prompt assistance can be invaluable, especially if you encounter connectivity issues while using 4G networks.

By considering these factors, you can select the best VPN for 4G connectivity that meets your speed, security, and privacy needs, ensuring a seamless and protected online experience while using your mobile device.

Security advantages of a VPN on 4G

A Virtual Private Network (VPN) offers numerous security advantages when used on a 4G network. When you connect to the internet using a 4G network, your data is susceptible to interception and monitoring by cybercriminals, government agencies, or even your internet service provider. By using a VPN, you create a secure and encrypted connection between your device and the VPN server, ensuring that your data remains private and protected.

One of the primary security advantages of using a VPN on a 4G network is encryption. VPNs encrypt your internet traffic, making it unreadable to anyone trying to intercept it. This encryption ensures that your sensitive information, such as passwords, credit card details, and personal messages, is safeguarded from prying eyes.

Additionally, VPNs provide anonymity and privacy by masking your real IP address with the IP address of the VPN server. This makes it difficult for websites, advertisers, and other entities to track your online activities and identify your physical location.

Moreover, using a VPN on a 4G network allows you to bypass censorship and access geo-restricted content. VPNs can help you circumvent restrictions imposed by governments or streaming services, giving you unrestricted access to the internet.

Overall, the security advantages of using a VPN on a 4G network are significant. By encrypting your data, ensuring anonymity, and bypassing censorship, a VPN provides a comprehensive security solution for protecting your online privacy and maintaining a secure connection while browsing the web on a 4G network.

Impact of VPN on internet speed over 4G

Using a VPN (Virtual Private Network) over a 4G network can have both positive and negative impacts on internet speed, depending on various factors.

Firstly, let's discuss the potential benefits. VPNs encrypt your internet traffic, providing an added layer of security and privacy. When using a VPN over a 4G connection, your data is encrypted before it travels through the network, making it more secure from potential threats like hackers or data thieves. This encryption process typically doesn't significantly affect internet speed on modern devices and networks. In fact, in some cases, using a VPN can even improve your internet speed by bypassing congestion or optimizing routing paths.

However, there are also potential downsides to using a VPN over 4G. The encryption and decryption processes that VPNs use can introduce some overhead, which may slightly decrease internet speed. Additionally, if you're connecting to a VPN server that is located far away from your physical location, there may be increased latency due to the longer distance that your data has to travel.

Furthermore, the overall quality and speed of your 4G connection will also play a significant role in determining the impact of using a VPN. If you have a strong and stable 4G connection with low latency, the impact of using a VPN on your internet speed may be minimal. However, if your 4G connection is already slow or unstable, using a VPN could potentially exacerbate these issues.

In conclusion, while using a VPN over a 4G network can provide added security and privacy benefits, it may also have some minor impacts on internet speed depending on various factors such as encryption overhead, server distance, and the quality of your 4G connection.

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gfablogs · 1 year ago

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The Cost of Cleanliness: Rural Sanitation Challenges and Economic Disparities

In our global quest for improved sanitation, it’s essential to focus on the distinctive challenges faced by rural communities. While strides have been made in urban areas, rural regions often grapple with formidable obstacles in their pursuit of clean and accessible sanitation facilities. According to the Pan American Health Organization (PAHO), as of late 2019, 15.5 million people in Latin America and the Caribbean practiced open defecation, highlighting the prevalence of this issue in various regions.[1] In this article, we delve into the specific issues hampering rural sanitation, shedding light on the importance of addressing them.

The Rural Sanitation Dilemma

Limited Infrastructure Accessibility

Rural communities frequently lack the necessary infrastructure for sanitation, including sewage systems and proper waste disposal. The absence of such facilities forces many to rely on rudimentary methods, contributing to open defecation and the contamination of local water sources.[2]

Scarce Financial Resources

Economic disparities between urban and rural areas further exacerbate the problem. Many rural families struggle to afford sanitation solutions, with limited access to financing or government subsidies. As reported by the World Bank, the global costs of inadequate sanitation were estimated at a staggering $260 billion even before the COVID-19 outbreak in 2020, underscoring the financial implications of this issue for communities.[3]

Cultural and Behavioral Factors

Understanding the cultural dynamics of rural communities is crucial when addressing sanitation challenges. Deep-rooted practices and beliefs can impede the adoption of improved sanitation methods. Breaking away from traditional practices requires education and community engagement.[4]

Geographical Isolation

Geographical remoteness poses a significant challenge to rural sanitation initiatives. Inaccessible terrain and long distances to resources hinder the implementation of effective sanitation solutions. Communities in remote areas face greater isolation and lack of support.[5]

The challenges associated with rural sanitation are deeply intertwined, making the situation particularly complex. The absence of infrastructure, combined with financial constraints, fosters a cycle of inadequate sanitation practices. Cultural norms often resist change, making it challenging to introduce new technologies or habits. Moreover, geographical isolation compounds these issues, limiting access to support and resources.

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umairuworx444 · 1 year ago

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How to Implement Cashless Payments in Your Business?

In today’s digital age, cashless payments have become increasingly popular and are transforming the way businesses operate. According to a report by PwC’s 2025 & Beyond: Navigating the Payments Matrix, Global cashless payment volumes are set to increase by more than 80% from 2020 to 2025, and to almost triple by 2030.

With the rise of mobile wallets, contactless payments, and online transactions, consumers are expecting convenient and secure payment options. Implementing cashless payments in your business can enhance customer experience, streamline operations, and boost sales.

If you’re considering transitioning to a cashless payment system, this article suggests some key steps to help you successfully implement it.

But first, let us understand the difference between contactless and cashless payments.

Are Contactless Payments the Same as Cashless Payments?

Contactless payments and cashless payments are related but not exactly the same. While they both involve electronic transactions and the absence of physical cash, there are some distinctions between the two.

Cashless payments refer to any transaction that does not involve physical currency. It encompasses a broad range of electronic payment methods, including but not limited to contactless payments. Cashless payments can be made through various channels such as mobile wallets, debit or credit cards, online transfers, electronic funds transfers (EFT), and even cryptocurrencies. It essentially means that customers can pay for goods and services using digital forms of payment rather than traditional cash.

On the other hand, Contactless payments are a specific type of cashless payment method that utilizes near-field communication (NFC) technology. This technology allows the transfer of payment information between a customer’s payment device (such as a smartphone, smartwatch, or contactless card) and a merchant’s payment terminal by simply holding the device near the terminal. Contactless payments eliminate the need for physical contact or the insertion of cards into a machine, making transactions faster and more convenient.

While contactless payments are a popular form of cashless payment, not all cashless payments are contactless. For example, online transfers or payments made through mobile wallets without physical contact are considered cashless payments but not specifically contactless. Similarly, traditional card payments that require inserting or swiping a card are cashless but not contactless.

Cashless Payments Today

There are several types of cashless payment methods available today. Here are some common ones:

Debit and Credit Cards

Contactless Cards (tap-and-go cards

Mobile Wallets

QR Code Payments

Online Payment Gateways

Bank Transfers

Peer-to-Peer (P2P) Payment Apps

Cryptocurrencies

Prepaid Cards

Biometric Payment

Buy Now, Pay Later

It’s important to note that the availability and popularity of these cashless payment methods may vary depending on the region and the specific merchant infrastructure.

Steps to implement Cashless Payments

Here are some steps that you need to take to implement Cashless Payments in your business :

1.Understand Your Business Needs

Before implementing cashless payments, take the time to evaluate your business requirements. Consider the nature of your products or services, customer preferences, and the existing payment infrastructure. Assessing your needs will help you determine the most suitable cashless payment options and the necessary technological upgrades.

2.Research Cashless Payment Solutions

There are various cashless payment solutions available in the market, ranging from mobile wallets like Apple Pay and Google Pay to card-based systems and online payment gateways. Research and compare different options to identify the ones that align with your business needs. Look for features such as ease of use, security, compatibility with existing systems, and transaction fees. It’s also essential to consider the payment preferences of your target customers to ensure you’re offering the most convenient options.

3.Upgrade Your Payment Infrastructure

To enable cashless payments, you’ll need to upgrade your payment infrastructure. This may involve installing point-of-sale (POS) systems that are compatible with contactless payments, such as NFC (Near Field Communication) technology. If you have an online presence, you’ll need to integrate payment gateways into your website or app. Collaborate with a reputable payment service provider or consult with a technology expert to ensure a smooth and secure transition.

4.Train Your Staff

Implementing cashless payments successfully requires educating and training your staff. They should be familiar with the new payment processes, including how to operate POS systems, handle mobile wallets, and troubleshoot any issues that may arise. Conduct training sessions or provide comprehensive guides and resources to ensure your employees feel confident and capable of assisting customers during the payment process.

5.Communicate the Change to Customers

Informing your customers about the transition to cashless payments is crucial for a smooth adoption process. Utilize various communication channels such as social media, email newsletters, website banners, and in-store signage to spread the word. Highlight the benefits of cashless payments, such as increased convenience, enhanced security, and faster transactions. Address any concerns or questions your customers may have to alleviate any potential resistance to the change.

6.Ensure Security and Compliance

Security is a top priority when it comes to cashless payments. Implement robust security measures to protect sensitive customer information and transactions. Use encryption technologies, adhere to industry security standards, and regularly update your systems to safeguard against potential threats. Additionally, ensure your business complies with relevant data protection and privacy regulations to build trust and maintain customer confidence.

7.Monitor and Adapt

Once cashless payments are implemented, continuously monitor and evaluate their performance. Track transaction volumes, customer feedback, and any technical issues that may arise. Stay updated on emerging payment trends and technologies to ensure your business remains relevant and adaptable. Regularly review and optimize your payment processes to provide the best possible customer experience and maximize the benefits of going cashless.

Wrapping Up

By implementing cashless payments in your business, you can streamline operations, improve customer satisfaction, and stay ahead of the competition. Remember to thoroughly research your options, upgrade your payment infrastructure, educate your staff, communicate with your customers, and prioritize security. With careful planning and execution, cashless payments can revolutionize your business and drive its success in the digital era.

#cashless payments #implementing cashless payments

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ayejayque · 1 year ago

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Financial Management, Economic Development, & the Role of the Government

Financial Systems and Economic Development The financial system is made up of financial institutions and markets. For any national economy, this acts as a virtual backbone. The efficiency of the financial system plays a very vital part in the economic development of any nation. We assume the financial system to be a sure shot given. This is why the role of the financial system may not be that apparent. When we pay attention to the financial system, we understand its importance to the economic development of a country. I write this blog to explain how financial systems are the backbone of the economy of any nation. Interest rates balance: The financial system makes sure that all entities that are a part of it, behave in unison. Healthy competition is encouraged between all the players in the financial system. This means that this competition will be based on the lowering of the costs. In this manner, the positives of lower interest rates are given to the consumers. Because the financial system exists, it guarantees that interest rates remain constant across the nation. The central bank, which is leading the whole banking system makes this a possibility. If n financial system was non-existent, every region will have its own interest rate. This is entirely based on the accessibility of capital. If the financial system is stable, interest rates remain stable across the whole nation too. This means that all businessmen and entrepreneurs in any nation are on an even footing. Helps trade and commerce: Credit risk obstructs trade and commerce. If a seller is not sure about receiving payment for the goods sold, they will cease to do so, unless the previous payment is cleared. This decreases inventory turnaround and leads to a deterioration in trade and commerce. Financial systems make sure that payments are prompt and timely. When advanced technology came on the horizon, it became easy to remit cash to any part of the world, and that too in real-time. So financial markets and institutions help in commerce and trade. They even help improve the GDP of any country. Aids global trade: In international trade, the inherent risks become manifold. This is due to the fact that the seller and the buyer are in different locations and legal jurisdictions. It becomes difficult to enforce the contracts. The quantity of goods that are a part of import and export transactions is huge. This way the outstanding receivables become large too. This increases the overall risk of the transaction. All financial systems aid the global trade process. All importers and exporters use banks as intermediaries. The importer makes a deposit known as the LC or a letter of credit. This letter of credit is then given to the exporter by the bank, as soon as the goods reach the destination and are received. No party relies on each other. Both of them rely on and trust the bank. The bank has a higher credit rating. This rating aids in the reduction of risk. Many nations have special boards for export credit and promotion. They provide insurance and payment guarantees in global trade. If there were no financial markets, it would have a very negative impact on global trade. Attracts capital: If the financial markets are stable, it raises investor confidence. When this happens, investors from both domestic and international markets start to invest in the capital markets. This way more capital is available to domestic markets. With this capital, they can increase their economies of scale. This makes them extra-competitive in the global market. In the absence of financial institutions and markets, international investors will have a hard time seeking investment opportunities and also to follow through with them. Aids infrastructure development: Financial markets help in infrastructure development, too. It is difficult for the private sector to raise large sums of funds for projects with a high development period. Financial markets give the liquidity required by the investors. These investors can dispose of their securities and cash out as and when they like. The same investor is not under any compulsion to hold on to the security for the whole tenure of the loan. Crucial sectors like power, oil, gas, transport, telecommunication, and railways get huge funding at concessional rates because of the financial markets. Financial markets also permit governments to raise large amounts of cash. This allows them to continue deficit spending. When financial markets are not around, the governments won’t be able to persist with deficit spending. Deficit spending is very necessary to fund infrastructure schemes in the short run. Helps in creating jobs: The financial system funds entrepreneurs who are desirous of starting business operations. When businesses are created, they directly and indirectly, need the services of many kinds of professionals. This way a lot of employment is created in the economy. A lot of employment is provided by the financial services sector. Most of these are lucrative white-collar jobs. They allow an employed person to enter the fray of the middle class. Financial systems are like the foundations and bricks of any building. The financial system is imperative. There is no economy without it. The Part of Government in Financial Systems The government maintains the financial system. Too much government involvement is also not advised. It interferes with the laissez-faire policy, which is significant for financial markets. The role of the government is a challenging role too. It must ensure the proper working of the financial systems. This must be done without any form of direct intervention. Interest rates and loanable funds: The central bank is the determinant of the interest rates in an economy. This number is of great significance to the economy. This decides the preferred time of the people. If the rate is high, people will postpone consumption till a later date. If it is low, we will see immediate consumption. The savings rate will also go down. Whatever is lendable in an economy is greatly impacted by the interest rates. The lendable funds have a great influence on capital formation and the economic process as a whole. Reserve necessities: The central bank of any nation can alter the lendable funds’ supply by changing the reserve requirements. The present banking system is a fractional reserve banking system. All banks need to keep a fraction of their reserves with the central bank. This is done prior to lending out the remaining money. So, if funds with the central bank increase, so does the total amount of lendable funds and vice versa. This way the government can increase or decrease the reserve requirement. This is simply done to regulate the money supply. Minting of money: The only authority that can create new money is the government. The government must make sure that extra money is not printed and floated in the market. Excessive inflation in the economy results in the failure of the whole financial system. A good example is the case of countries like Zimbabwe. Fiscal policy: The government regulates the financial system via fiscal policy. Countries with huge expenditures do not have well-developed financial systems. There is an infrastructure to sell government-backed securities. If there is no flow of money into private hands through the equity markets and banking, all alternate channels of financing remain weak. If everything is done by the government, the financing channels for the private sector remain paralyzed. There must be a balance between private and public sector spending. Transaction costs and taxes: If the transaction costs are high, the government can impact the credit markets. Transaction costs create resistance in the financial market. They do not allow investors to trade more often. The taxes and charges on the financial markets should be minimal. This is because whenever there is a turnaround in the financial markets, there is bound to be more liquidity in the financial system. Liquidity promotes investments. It also increases economic growth as well as prosperity. Deposit insurance: The banking system must be stabilized by the government. This is done through deposit insurance. Governments guarantee the safety of depositor funds all across the world. If this is not guaranteed, there would be very little funds in the bank. This way, the flow from idle to industrious will be impacted. Regulatory role: All financial institutions should have their own regulator. This regulator is supposed to stop malpractices. Malpractices endanger the safety of the funds of the investors. There are practices that diffuse the competition in the sector. There are guidelines that define the role of regulators in all nations of the world. Governments are supposed to keep up with the ever-evolving technology. This also is a very challenging task. The government is responsible for the growth of the financial system. What has been written above is just a trailer that depends on the actions of a government. This is why a government change has an instant and harmful effect on the working of the entire financial system. Read the full article

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securcharge · 1 year ago

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The Rise of Crypto Payments: Revolutionizing the Way We Transact

Introduction:

In recent years, the world of finance has witnessed a significant shift with the emergence and growing popularity of cryptocurrencies. Cryptocurrencies, such as Bitcoin, Ethereum, and Litecoin, have not only captured the attention of investors but have also paved the way for a new era of digital transactions. One area where this transformation is particularly noticeable is in the realm of payments. In this blog post, we will explore the rise of crypto payments and how they are revolutionizing the way we transact.

Understanding Crypto Payments:

Cryptocurrency payments refer to the use of digital currencies as a medium of exchange for goods and services. Unlike traditional payment methods that rely on centralized financial institutions, crypto payments are decentralized, secured through cryptography, and facilitated by blockchain technology. This allows for peer-to-peer transactions, cutting out intermediaries and enabling faster, more transparent, and secure transactions.

Benefits of Crypto Payments:

2.1. Security and Privacy: Crypto payments offer enhanced security through encryption techniques that protect user identities and sensitive financial information. Transactions are recorded on a decentralized ledger, making them tamper-proof and resistant to fraud. Users can maintain their privacy without having to disclose personal details during transactions.

2.2. Global Accessibility: Crypto payments transcend geographical boundaries and eliminate the need for currency conversions. Anyone with an internet connection can send or receive crypto payments, enabling seamless cross-border transactions without the traditional hurdles of international banking systems.

2.3. Speed and Efficiency: Traditional financial transactions, especially international transfers, can take days or even weeks to settle. Crypto payments, on the other hand, can be completed within minutes or even seconds, thanks to the decentralized nature of cryptocurrencies and the absence of intermediaries. This speed and efficiency make crypto payments particularly appealing for businesses and individuals seeking instant transactions.

Adoption of Crypto Payments:

3.1. E-commerce: Numerous online retailers and e-commerce platforms have embraced crypto payments as an alternative to traditional methods. By accepting cryptocurrencies, these businesses cater to a growing segment of tech-savvy customers and tap into a global customer base that prefers the convenience and security offered by digital currencies.

3.2. Peer-to-Peer Transactions: Crypto payments have also gained popularity in peer-to-peer transactions, where individuals can transfer funds directly to each other without the need for banks or third-party payment processors. This provides a more efficient and cost-effective way to settle debts, split bills, or send money to family and friends.

3.3. Remittances: Remittance services have traditionally been associated with high fees and slow transaction times. However, crypto payments present a viable alternative for remittances, especially in regions where access to traditional banking services is limited. By leveraging cryptocurrencies, individuals can send money abroad faster and at a fraction of the cost compared to traditional methods.

Overcoming Challenges:

While the adoption of crypto payments continues to grow, there are still challenges to be addressed. These include regulatory uncertainties, price volatility, scalability issues, and user education. However, with ongoing advancements in technology, increased regulatory clarity, and improved user interfaces, these challenges are gradually being overcome.

Conclusion:

Crypto payments are reshaping the way we transact, offering security, speed, and accessibility previously unseen in traditional financial systems. As cryptocurrencies gain wider acceptance and new solutions address existing challenges, we can expect crypto payments to become more commonplace across various industries and everyday transactions. Whether it's purchasing goods online, sending money globally, or engaging in peer-to-peer transactions, cryptocurrencies are revolutionizing the world of payments, paving the way for a more decentralized and inclusive financial ecosystem.

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homecctv5 · 2 years ago

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best Tips For Purchasing CCTV Cameras That Will Let You Make The Right Decision

CCTV cameras are ideal observation hardware and spy contraptions. Is it true or not that you are pondering purchasing a CCTV camera for your home or office security? Try not to hustle - Take as much time as necessary and get your work done prior to putting away your well deserved cash.

Today, the market is overwhelmed with reconnaissance hardware and spy contraptions which contains different CCTV cameras furnished with best in class innovation. With such countless choices, it becomes challenging for a typical client to pursue the ideal decision; and a significant number of us wind up settling on an off-base decision because of absence of information and newness to the innovation. Here are a few focuses that you ought to remember while buying a CCTV camera:

1.Evaluate Your Observation Needs: The most importantly thing is to assess your necessities prior to making the arrangement. Make the buy as per application region where the camera is to be conveyed and the lighting and weather patterns of that area. There are different kinds of cameras accessible, like secret cameras, IR Day/Night cameras, vault cameras, shot cameras, skillet slant zoom camera, and that's just the beginning. Look at the elements of each as per your necessities to settle on an educated choice.

2.Check the speed of the camera: The fps (outlines each below average) ascertains the speed of the video or all in all the quantity of pictures handled each second. It is fitting to choose the fps relying on the reconnaissance area. For instance 30 fps is really great for getting a club or bank, 15-20 fps for retail locations and shopping centers and 5-7 fps for private reconnaissance needs. Picking a powerful fps camera without the prerequisite is only a pointless excess and wastage of cash.

3.Check the Goal of the CCTV Cameras: The estimating unit for goal is level television lines (TVL). Higher the TVL better the image quality. The goal of typical cameras goes from 350 to 400 TVL while for high goal CCTV cameras, it goes up to 480 or 500 TVL. Higher goal cameras produces completely clear precise pictures and are the most appropriate for reconnaissance of swarmed and wrongdoing inclined regions.

4.Do you really want an Infrared camera: Infrared cameras work even in pitch dimness and hence give 24x7 security, yet they can be an over the top expensive interest over the long haul as the LEDs that produce infrared pillar last just for 1 to 3 years. Infrared cameras are recommendable just for full alert reconnaissance needs in basic regions.

5.Color or monochrome cameras: Again relying on the need and financial plan you can either go for variety CCTV cameras or monochrome CCTV cameras. Despite the fact that variety CCTV cameras are more well known because of their fantastic picture quality, yet monochrome CCTV cameras are less expensive, have a fair picture quality and are not difficult to work.

6. Check for comprehensive bundles: It is practical to go for DVR all inclusive bundles as you get all the CCTV gear gathered in a solitary bundle which settle the similarity issues as well as wipes out setup issues by making establishment simple and adaptable.

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truthblockchain · 2 years ago

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Tackling Issues On How Blockchain Can Serve The Unbanked

But even crypto has its challenges in servicing the unbanked. The Taliban’s takeover of Afghanistan in August 2021 pushed the country’s banking system to the brink of collapse nearly immediately, and the system remains in a crisis state still today. For some, crypto and other blockchain-based solutions quickly became a safe alternative for vulnerable people to receive aid and safely pay for critical things like medical expenses and food.

The challenge, though, was that many people had no access to smartphones or the technological literacy needed to send and receive crypto. Sanzar Kakar, the founder of a crypto payment system called HesabPay, started using QR code cards to meet this need. On the ‘Payment Revolution is Now’ Panel discussion at the Decipher conference, he stated,

“Our niche is not someone that necessarily understands [how to send and receive crypto] or have a smartphone and internet access. So we use QR codes. We recently provided 7500 of these to widows in Afghanistan – where they can use them to pay for things without understanding how blockchain works or having access to a smartphone. They just went to the shop every month with their QR code card and showed the shopkeeper who scanned it to deduct donated funds from their Algorand wallet.”

These QR codes, linked to blockchain wallets, also protect against the security risks that exist in informal money transfer systems that are still common across the Middle East, South Asia, and other parts of the world. With HesabPay, anyone holding a QR code card wallet can receive outside donations and remittances even in the absence of traditional banks.

These innovative efforts may offer a scalable model that can onboard even the most hard-to-reach people to the rails of blockchain payments. Therefore, as Nigeria’s CBDC and others like it fail to even reach its general population, governments may seek greater interoperability with the system that is working in the most remote regions.

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agent4justice · 8 months ago

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Modern Fraud Reaches New Alarming Record

#mobilepaymentgateway #mobiletechnology #mCommerce #onlinefraud #RetinaScan #FraudAlert

#Fraud #fraudprevention #Mobile Technology #Mobile Commerce #Retina Scan

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bitcofun · 2 years ago

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This is a viewpoint editorial by Arman The Parman, a Bitcoin teacher enthusiastic about personal privacy. The Problem To grow, mankind requires to return to free enterprise cash (not provided by reserve banks or federal governments, however developing from the marketplace) that can't be controlled by reserve banks and/or federal governments, nor removed. This cash likewise requires to be digital, to assist in worldwide worth transfer, yet limited (digital tokens have actually constantly been "copyable"). Gold utilized to work well, however being physical, as trade broadened beyond the regional town to worldwide trade, peer-to-peer exchange of gold ended up being not practical. The option to that weak point was to centralize it (utilizing bank journals rather, or bank "notes"), and digitize it (digitization of notes/contracts), enabling banks to end up being intermediaries of all non-P2P transfers of cash. Gold's physical nature resulted in the intro of gold-backed paper/digital cash, however then eventually to fiat cash-- government-issued cash not backed by anything, not even gold. Fiat cash costs absolutely nothing to produce, is not limited, and permits federal governments to prevent market forces. It enables the federal government to constantly broaden, assisting in a ruthless and progressive march to around the world totalitarianism. Satoshi Nakamoto fixed this issue with Bitcoin. The Solution Using a dispersed journal (journal, suggesting a record of all the deals; dispersed, suggesting existing in lots of locations simultaneously, all in synchrony), and vanishing from the general public, he generated a cash that has no main authority, no CEO-- no one at all, who can be asked/forced to shut it down. Each and every single node requires to be eliminated to remove Bitcoin, and there are thousands spread all over the world. That absence of main authority in a digital token would leave an issue-- double-spending. How can anybody ensure the real state of the journal? What if a token existing in wallet primary that has been invested, is invested once again from wallet top? Who chooses which payment was initially, and which was later on (and is invalid)? This was resolved partially by producing the timechain(" blockchain"). Deals are put in blocks-- information organized together, like pages in a book-- and each block consists of the hash of the previous block. For more information on how the blockchain works and what it's for, check here With the blockchain, the order of these blocks can't just be altered around without anybody seeing. If someone modifications deals in block top, then the hash of block one will alter. The hash of block one belongs to the information of block 2. That indicates altering block one will trigger the information (the hash) in block 2 to be incorrect. That makes obstruct 2 void. If block 2 is void, then every block after that would be void. You can't have block 750,000 stand if block 2 was not legitimate: The blockchain makes the journal tamper-evident. The 2nd part of the service to double-spending was proof-of-work. Keep in mind that a re-ordering (or rewording) of blocks is in fact rather simple (and practically costless) to do-- it simply needs a computer system to renovate the hashes and connect the blocks together. If a brand-new variation existed to you, there isn't a method for you to understand which variation is proper-- without proof-of-work. What Satoshi Nakamoto did was usage PoW (developed formerly by Dr. Adam Back) to make these hashes pricey to produce. This costliness was presented by including a guideline to the Bitcoin procedure, positioning constraints on what hash outcomes stand, demanding numerous brute-force efforts at hashing in order to fulfill the requirement. Random strength efforts by a computer system, that cost electrical energy, is how it's done, however it is typically discussed in a manner that's incorrect and disliked by notified Bitcoiners. "Bitcoin miners are searching for options to challenging mathematics issues.

" They are not mathematics issues. If assailants were to customize block one, they 'd need to likewise discover a legitimate hash (by going into and repeating some useless information till the hash stands), then get in the brand-new hash into block 2 and in doing so revoke the hash of block 2. They 'd need to alter block 2 in such a method to make it hash properly, and after that put that hash in block 3, customizing block 3. Then they 'd need to duplicate the work done to hash block 3, and so on, all the method to the existing block. The energy used up in mining Bitcoin obstructs therefore safeguards the network from attack by making it too costly to duplicate all the energy usage. To reword Bitcoin from block one would need a repeating of the whole world's cumulative energy used up on Bitcoin up until now. Proof-of-work makes the blockchain tamper-proof. The other function of PoW is to fix the " Byzantine Generals' Problem" This develops in a dispersed network of computer systems all requiring to understand the present state of affairs, and no message in between computer systems can be depended report the present state (much like the dilemma of the Byzantine Generals. The Byzantine Generals' issue is resolved by developing a guideline that the chain of Bitcoin obstructs with the most cumulative work is the legitimate chain (typically estimated as "the longest chain"). This removes any requirement to rely on an authority to state which variation of the timechain is the legitimate one, ought to there be any inconsistency, and just depends on everybody consenting to that guideline of "a lot of work=the legitimate chain." Another issue that Nakamoto thought about when producing brand-new cash is the issue of reasonable issuance, and how to do it in such a method to make the most of adoption. Nakamoto accomplished this by staggering the release of brand-new coins, permitting a few of the later adopters access to freshly released coins. For a comprehensive expedition of the fairness of Bitcoin's circulation, see this essay.50 bitcoins are launched to miners every block, which takes place typically every 10 minutes, which variety of coins provided is cut in half every 210,000 obstructs which is approximately every 4 years. Due to the set halving of issuance, there will come a day (approximated in the year 2140) where no additional department is possible past the tiniest system (1 Satoshi=0.00000001 bitcoin), and for that reason the supply is mathematically capped and extremely near 21 million coins. The problem modification was likewise essential to avoid the supply cap of 21 million coins from being generated ahead of schedule-- it's fascinating to keep in mind, for the knowledgeable Bitcoiner, that the problem modification does not impact the supply cap of bitcoin as such-- it simply avoids a modification to the schedule of release Even if there was no trouble modification, the 21 million cap can not be breached. For those thinking about how mining works and the trouble change, this essay will describe Finally, the production of this cash impacted something outside the code-- video game theory. In the exact same method that the human genome is eventually accountable for splendid monoliths and artworks, those things are not really discovered in our hereditary code. This is explained by " The Extended Phenotype," a book and term created by Richard Dawkins. Bitcoin's code leads to people acting in such a method to guarantee its success. When you learn more about Bitcoin in depth, and the video game theory surrounding it, you naturally concern this conclusion: The only thing that can stop Bitcoin is around the world collaborated authoritarianism, and the only thing that can stop worldwide collaborated authoritarianism is Bitcoin. This is a visitor post by Arman The Parman. Viewpoints revealed are totally their own and do not always show those of BTC Inc or Bitcoin Magazine Read More

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pixelgrotto · 3 years ago

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The long process of making a king

I have like, no time for long video games anymore. My days of being able to play The Witcher 3 for ten hours straight are gone, and most of the time I’m lucky if I can get an hour or two at night. Enter Pathfinder: Kingmaker, a particularly long game which took me almost two years to finish. I started it in June 2020, back when the pandemic was still relatively new, and I finally finished it in April of 2022, after months of just playing here and there in the evenings and whenever I had some alone time on weekends. Oh, I took some long breaks as well, to play stuff like Cyberpunk 2077 and Resident Evil Village, which is probably why this game became an unusual constant in my life.

For a game that I played for nearly 24 months, Pathfinder: Kingmaker is sort of a mess. It’s an adaptation of the Kingmaker Adventure Path of the Pathfinder tabletop roleplaying game, which is a very nifty sandbox campaign where your ragged band of heroes free a region called the Stolen Lands from a bandit lord, become monarchs, and deal with all the business of setting up a new kingdom in a fantasy world - invasions of violent trolls, sabotage at the hands of a rival king and an angry fey lady who wants the world to burn. There’s possibly an argument of “Hrmm, this campaign kinda sounds like the player characters are doing some light colonization,” but since the plot takes pains to present the Stolen Lands as constantly suffering under the control of bad guys who are going to abuse the populace in your absence, I’ll avoid giving myself a headache by looking too close. Kingmaker’s a grand enough campaign that I decided to bank the Pathfinder 2e crowdfunded conversion, which was supposed to come out in 2020 but got hit with a ton of Slow spells and will hopefully release this year.

But we’re not talking about tabletop stuff here, we’re talking about the video game made by smallish Russian developer Owlcat Games. Kingmaker was released in 2018 with a whole bundle of bugs, and even though most have been fixed by now, the game’s still kinda fiddly. The encounters feel like they were designed by min/maxers with the computer straight up seeming to cheat the farther you get, and there’s a ton of stuff that the game just doesn’t bother to explain to you, ranging from the intricacies of the Pathfinder 1e ruleset to the unexplained methods of romancing your comrades - some of which barely seem to have any internet info on them, three and a half years after release. Oh yeah, and I only somewhat understood the whole kingdom management system, which is a funny thing to make perplexing especially in a game named, err, Kingmaker.

For all these reasons, I don’t know if I can recommend Kingmaker to anyone who hasn’t played a computer RPG before, or D&D/Pathfinder on a table. It certainly doesn’t have the same sort of mainstream appeal as the Divinity: Original Sin games - but honestly, I like Kingmaker a lot more despite its messiness. The fact that I’m a fan of the Pathfinder setting certainly helps, but there’s a sort of enjoyable Eastern European jank that shows up a lot in computer RPGs which always feels like, “a small studio bit off way more than they could chew with this monster of a game, but they committed to releasing it, the mad lads.” I felt that way with The Witcher 1, for instance, and I feel that way with Kingmaker. Despite its annoyingly designed encounters and obfuscating mysteries, the game radiates quite a lot of charm and re-creates the modules it was based on with staggering accuracy. Owlcat also improved Nyrissa, originally the big villain of tabletop Kingmaker, by injecting her with way more personality than she ever had in the original campaign. They even listened to fan response throughout Kingmaker’s life, and when the people demanded a turn-based combat mode, they got the blessing of the dude behind a popular mod and stuck it in the game itself. Good form.

I also found Kingmaker interesting because it marks the longest time I’ve spent with the Pathfinder 1e ruleset. I GM the second edition of the game every other week, but I’ve never actually played or run its predecessor or the D&D 3e/3.5e rules it was based on. I got my start with tabletop games relatively recently, in 2017 with D&D 5e, and even though I read the Pathfinder 1e books and hacked together versions of their systems for my D&D games, diving into Kingmaker was the first time I got to truly see the system for what it is. And man, that Pathfinder 1e ruleset is a beast, forever making me alternate between thinking “huzzah there’s SO MUCH crap here” and “oh GOD there is so much crap here.” Let it be said that on some of those nights when I only had two hours to play this darn game, I spent an hour and a half of that time just leveling up my characters. Also, I will never miss Arcane Spell Failure.

At the end of the day, if I’d played or GMed Kingmaker when it came out as a tabletop adventure, it probably would’ve taken two years of real life to complete. In that sense, this game was hellacious accurate. Play it if you can tolerate overcomplicated systems or like min/maxing. If that’s not your style, just play it on Easy mode and install the Bag of Tricks mod, which lets you do everything from instantly teleporting your party across the screen to romancing characters you might’ve pissed off. Or check out Wrath of the Righteous instead, Owlcat’s other adaptation of a Pathfinder Adventure Path which seems to fix most of the problems of their first effort. I’m gonna start that one soon; if all goes well I should finish it in 2024. Yippee.

#pixel grotto #favorites #pathfinder #pathfinder kingmaker

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fatehbaz · 4 years ago

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Deforestation, dispossession, displacement for plantations and industrial harvest as agri-business uses catastrophe as smokescreen, especially in Latin America:

It is even a rich time for the shareholders of smaller players in the industry, like the oil palm and rubber plantation company SOCFIN. The two French and Belgian families that essentially own the company, received EUR20 million (around US$22.5 million) in dividends and remunerations from SOCFIN’s group operations while communities where it operates in Nigeria, Ghana and Cameroon cannot access clean or safe water. The labourers in the corporate food system, those who are quite literally dying on the frontlines to sustain the lifestyles of shareholders and executives, are not faring well. [...]

Brazil’s soybean exports, which are up 38 percent from last year, are another potential hotspot [...]. When the local government of the port town of Canarana in Mato Grosso tried to take action by issuing a decree to pause the export of soybeans and other grains in the absence of proper health and safety conditions, the agribusiness giants Louis Dreyfus and Cargill intervened and were able to reverse the decree within a few days. [...] All this export frenzy has a tremendous impact on the ground. According to Deter, the real-time detection system of the Brazilian national space research institute, deforestation of the Amazon in Brazil has increased by more than 50 percent in these first three months of 2020 – at the height of the coronavirus pandemic, in comparison to the previous year’s first quarter. Taking advantage of the pandemic smoke screen, with fewer inspection agents able to carry out inspection, agribusiness and mining operations are advancing on protected areas and indigenous territories, increasing the contagion of Covid-19 in indigenous populations. Many observers fear a genocide as a result of these reckless advances of agribusiness and mining operations during the pandemic.

Amidst the national quarantine in Argentina, soybean exports and forest clearings have not ceased either. In one of the most preserved forests in the entire Gran Chaco ecosystem, an area of 8,000 hectares is being prospected for clearing. Furthermore, based on monitoring with satellite imagery, Greenpeace denounced that almost 10,000 hectares were cleared in the North of the country since the lockdown began. [...]

We have also seen it in Brazil where the Bolsonaro government approved a record 96 new pesticides in the first months of 2020, more than all the approvals for 2019. The same government deliberately used the cover of the pandemic to try and pass a law that would legalise land grabs and deforestation covering 80 million hectares in the Amazon and Cerrado regions.

On April 23, 2020, with the world in the grips of the Covid-19 pandemic and the FAO warning of a looming global food crisis, Nestle’s shareholders and executives awarded themselves a record dividend payout of US$8 billion. In a time of a global health and food crisis, this handout is worth more than the entire annual budget for the UN’s World Food Programme and would be enough to cover the average annual expenditures on health care for more than 100 million people in Africa. Nestle’s massive 2020 dividend payment was, in fact, just a fraction higher than the previous year’s. [...] Other notable shareholder dividends, announced in April this year, include a US$2.8 billion payout by the world’s largest seed and agrochemical company Bayer AG, a US$600 million payout by the world’s largest poultry producer Tyson and a US$500 million payout by the world’s largest pork company, the WH Group. Cargill, the word’s largest agribusiness company, is on track to top last year’s record payout of US$640 million, which it makes to just a small number of Cargill family members. [...]

Worse is yet to come. Many governments are employing global consulting firms, like Mc/K!nsey, to shape their plans to open their economies back up. These secretive firms which are deeply connected to the world’s largest corporations, including those from the food and agribusiness sector, will no doubt influence who emerges [...]. We are also seeing the IMF and World Bank use their Covid-19 emergency funds to push countries into implementing agribusiness-friendly reforms.

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GRAIN staff. “Agro-imperialism in the time of Covid-19.” CADTM Online. 16 July 2020.

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qqueenofhades · 4 years ago

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Question: were medieval peasants always on the edge of starving, as in couldn't waste food? Or did that vary with time and place? Thanks in adavance!

Well, I have to say that it must be fairly obvious that when we’re talking about a span of roughly one thousand years in an entire continent, in multiple countries/kingdoms/geopolitical situations, and over the course of large-scale, macro-level geographical, climate, crisis, and cultural incidents, it would indeed vary, sometimes wildly, and this is the case for almost any factor that you could possibly think of. It will not surprise you to learn that “medieval peasants were always on the brink of starving” is yet another tired old cliche from the Bad Old Middle Ages grab bag, and while it reflects a different system from modernity, it is not necessarily the case that it was always worse (especially considering the prevalence of hunger in the modern world and the parallel universes in food access between rich and poor, which were simply never that extreme in the medieval era). Today, there’s no relationship whatsoever between how rich people eat and how poor people eat; they exist in completely separate realms. Rich people simply have no worry about disruption to food supply, reliance on local economy or agriculture, the impact of natural disasters, or anything else; globalization and worldwide supply chains means that they can be assured of whatever they want, whenever they want it. Even wealthy people in the Middle Ages did not exist in their own ecosystem the way modern rich people do. Their food was grown on the same land, was subject to the same possible impacts of famine or crop failure, was reliant on having farm labor to cultivate it, and otherwise came from the same place as the food of poor people. Obviously class, status, and money affected what goods a medieval citizen had access to, whether in food or anything else, but food inequality and disparity is WAY more of a thing in modernity than it was in the Middle Ages.

Next, when we say “medieval peasants,” do we mean literal peasants, i.e. manual laborers tied to a single plot of land who worked it, harvested its crop yields, owed rent to a local landlord, and were often rural and on the subsistence level? Because obviously, there are social differences among peasants too, and some of them could be quite wealthy. In his usefully titled “Did the Peasants Really Starve in Medieval England?”, Christopher Dyer points out that the upper class of peasants, who had about thirty acres of arable land and access to common pastures, would easily be able to provide themselves with bread, potage (soup) and ale on a daily basis, have consistent access to dairy and meat, and even enough money to buy extra fish, meat, and prepared foods like pudding and pie from the village or market town. It would be easy for them to eat the usual 2000 calories a day, and their diet would be relatively flavorful and nutritious even by modern standards. Poorer peasants would be more reliant on just bread, potage, and ale, and have less access to meat and dairy, but they still weren’t outright starving. Manual labor doesn’t go well if the laborers are constantly underfed and/or weak from malnutrition, and while the poorest peasants’ diet would have been fairly monotonous and carb-heavy, it still would provide raw calories for energy.

Nor were food economies exclusively local, as that equally tired cliche that people never traveled more than ten miles from home would have you believe (honestly, where did that even come from?) As Food in Medieval Times puts it, “A remarkably wide variety of foodstuffs was available to consumers in the Middle Ages. Besides homegrown and raised products, exotic fruits and spices were brought by Arab merchants into the Mediterranean markets and sold across Europe at premium prices. Although bad harvests resulting in famine and disease occurred periodically, the staple foods -- bread, dairy products, cheap cuts of meat, and preserved fish -- were usually available to the general population. In richer households the foodstuffs were more exclusive and the dishes more sophisticated and varied.” Regional differences would obviously thus play a part. Common people in Iberia, Italy, and southern Europe would be more easily able to access certain delicacies not available in relatively barren England and northern Europe, and would be geographically closer to the Mediterranean markets. They still would not be able to afford expensive delicacies like saffron or other fine spice, but that doesn’t mean they never had it at all. There were many feast days and festivals in the religious and liturgical calendar, and communities would come together with food just as they do now.

There were also social welfare systems and safety nets, wherein, for example, ageing peasants could retire and be provided with a food pension by their landlord (there are numerous legal contracts of this nature, which had to be written down since what a surprise, the landlords didn’t always keep their word or honor their obligations). Even serfs didn’t have to work until they keeled over; they could take retirement and be provided with a portion of the food yield of the estate from their working-age peers, indeed rather like Social Security. There were also almoners at churches, monasteries, and other religious houses, who relied on donations from rich patrons with guilty consciences in order to feed the destitute poor, like a modern-day soup kitchen. These arrangements would obviously not have covered everybody (once again, we note, food banks and food stamps and other arrangements don’t do that for modern people either), but it doesn’t mean there was no recourse.

Of course, the food economy was more perilous than it is now, and more prone to natural disasters and agricultural disruptions. There are certainly famines recorded throughout the medieval period (such as the Great Famine of 1315-18), and several years of bad harvests could have a devastating impact on rich and poor alike. (Since again, the rich didn’t have their own entirely separate ecosystem; their food had to come from the same place as their poorer counterparts.) Climate change, too little rain, too much rain, drought, fire, pestilence, or anything else, in the absence of industrialization, mass farming techniques, factories, or anything of the sort, meant that food supplies were vulnerable to the natural environment, and people did die of hunger in the bad years. While standards did also change and improve over time, the earlier (pre-11th century) medieval period was not necessarily always worse. After the Black Death, when there were simply much fewer people than before, and increasingly so in the late fourteenth and fifteenth centuries, peasants usually had fairly reliable access both to raw food and cash to purchase prepared food. By the sixteenth and seventeenth centuries, the threat of widespread food catastrophe had largely subsided; there aren’t any major famines recorded in Europe at this time, though we daresay they had plenty of other problems (not least the wars of religion). Of course, that little thing in 1492 had also happened, opening up the Columbian Exchange and new routes of supply to the New World, including large-scale transportation and trade of food.

As I’ve mentioned in at least one other ask, people also knew how to cook food properly; someone studied the latrines at Warkworth Castle in northern England (don’t ask me who thought that this is a fun research project, but it takes all kinds) and discovered a remarkable lack of food-borne pathogens. In other words, even without modern safety standards or exact temperature guidelines, people were well aware how to cook food so it tasted good and wouldn’t kill you. They also took pride in doing so. In “The Evolution of Culinary Techniques in the Medieval Era,” Barbara Santich explores the evolution of written recipes from a few notes intended to remind the chef of something they already knew, to a more detailed programmatic for someone who might not have actually made the dish before. Skilled cooks were highly prized members of middle-class and upper-class households, and people who had money to spend on food enjoyed banquets, diverse dishes, and whatever delicacies they could get from their local merchants and markets. The extensive system of medieval trade networks, as mentioned above, meant that consumer goods could travel a very long way indeed, and while you couldn’t walk into a supermarket and get whatever you wanted whenever you wanted it, there would be at least some opportunity for you to acquire something new.

Anyway, yes. Medieval peasants: usually not starving. There you have it.

#history #medieval history #history of food #anonymous #ask

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