#elizabeth signoff

[mossy-grove-system]

Hello everyone, I'm the host, Bunny/Grimm.

We're a questioning traumagenic or endogenic system called the Mossy Grove System, and we collectively use they/them pronouns. This is an introduction to all of us as of now! (This may be updated/added to ♡♡♡♡♡)

I'm Bunny/Grimm and go by she/they/it pronouns. I love everything arts and science, and hope to one day become a famous movie/tv show actress and a polyglot! I am going to add notes to everyone's intros :3

Also, I'm the host and front all or most of the time ♡

《 Hello. I am Elizabeth/Eliza :3 》

《 I use she/they/it pronouns 》

《 I love bows and the colour pink. I hope we get along. I find comfort in organisation and manners. I don't talk much, but typing is okay. Thank you 》

Bunny Note: Elizabeth is our comforter and protector, and they have the best garden ever! She tends to talk in chat bubbles with emojis in our inner world, and doesn't like to front/hasn't fronted before.

Hey you guys who read this!!! I'm Sakura! I'm wonderfully cheerful and positively excited to exist, generally. I use she/her pronouns! I super love picnics and cherry blossom trees and toasted marshmallows and chocolate and strawberries!

Bunny Note: Sakura is also a comforter, and she does a great job of looking after everyone! She loves to co-front, and will quite often do so. Also, she loves gossiping.

Hey, I'm Alex and I use he/they pronouns. I'm not great with intros, but I'm punk and like to belt out music. I like co-fronting, but don't do it often.

Bunny Note: My brother, also a protector, and gets in trouble for swearing a lot.

I'm Dr34m3r. Known by many other names as well. I use he/they and like the rain.

Bunny Note: Dr34m3r lives behind a waterfall, which is so cool. He's an emotion holder (mostly deals with sadness, depression, anxiety, etc). They don't tend to front unless dealing with negative emotions/states.

Heyyyyyyyyy~ I'm Neon. I started as hosts' OC/persona, so yeah. Here I am. I use they/it pronouns :)

Bunny Note: Neon is a trauma holder and emotion holder (in a sense - they deal with the extreme negative emotions, or deal with stuff that happens to do with extreme negative emotional/physical/mental states etc) and we love them, but they are sometimes unsafe to have fronting or co-fronting, so we have to supervise.

< I'm Watcher >

< I use they/it pronouns>

Bunny Note: Watcher doesn't speak much, and tends to lurk around the shadows. They seem to really like forests, and Eliza's garden (same)

1'm Miku. She/They/It/Nuclear pr0nouns. Please resp3ct them.

Bunny Note: Miku is fairly new to the system, and lives on the outskirts of the inner world. She seems to enjoy fronting or co-fronting, but doesn't speak much. She has her own account here as per her own request, so follow her if you so desire: @xxdystopianmikuxx

(Bunny again ♡)

Annnnnnd that's all of us. We hope to get to know everyone, and have some fun here ♡

P.S. We'll update this intro as we get to know ourselves and our space better ♡♡♡♡♡

[headmates-for-you]

Hi! The William requester here, thank you for doing that for us. He's already settled in and now has his wife and his eldest son with him. We were wondering if you could do his two younger children too? No specific requests, anything works but they probably have been very fucked up by their dad (that's the vibe we get anyway).

Hope these two settle in nicely with the family.

Name(s): Elizabeth, Lizzie, Liz, Beth, Eliza, Baby

Age(s): permakid, ageflux, 9-12

Pronouns: she/her

Gender(s): cisfemale

Orientation(s): straight, asexual

TransID(s): transharmed, transabused, permaabused, transdead, transmurdered, transgreeneyes, transblondehair, transginger, permacute

Source(s): Five Nights At Freddy’s

Paras: platonic plushophilia

Emoji signoff: 🎀💚

Positive trigger(s): vanilla ice cream, pigtails

Name(s): Evan, Freddie/Freddy, Gold/Golden

Age(s): permakid, 8, cannot age

Pronouns: he/him

Gender(s): cismale

Orientation(s): reluctantly paras

TransID(s): transharmed, transabused, permaabused, transdead, transmurdered, trisbrownhair, transcurlyhair, transtoothgap

Source(s): Five Nights At Freddy’s

Paras: plushophilia and robophilia, confused about both

Emoji signoff:🧸🦾 or 🧸🤖

Positive trigger(s): plush animal bears, top hats

[the-thieves-gambit]

One thing that Elizabeth could not stand was when Charlie told her to believe in someone when not knowing who they were. Just because the detective had helped them forge signoff on the hours they needed to get their licenses and get Charlie's idea for a private investigators office off the ground did not mean that she fully trusted him. Peter was still on the force and employed them to do his dirty when his hands were tied by the law. But she also couldn't deny that any case that he just couldn't help was referred their way, which was great for business. That didn't mean she would let it go though.

Peter was always unavailable every couple of weeks or once a month which peeked her interest. First thing that came to mind was him being dirty, perhaps some racketeering. Whatever it was, she needed to know. She needed to have something over his head the way he had something over their head. She was always thinking three steps ahead, and if Charlie wasn't going to do it, she would.

That was how she found herself in Central Park confused. Peter playing catch with a kid that looked nothing like him as a woman with an infant in her arms looked on with a smile on her face. At first she thought perhaps a girlfriend, but as the kid yelled Uncle, she was more confused. The woman looked nothing like him, and there were glances there that were definitely not of the familiar nature.

So she made her way over, pretending that she was on a casual jog through the park. "Hey!" She called out with a smile as she made her way over. "I thought that was you Pete. It's a nice day aint' it?" Nothing irked the man more than to be called Pete. She could tell he was about open his mouth so she quickly turned to the woman and held her hand out for a shake. "Hi, I'm Elizabeth. Pete and I work together." That would be enough social norms being what they were she knew that the woman would return the gesture in kind. Thus giving Elizabeth what she wanted.

@mywilliingheart

[saladstuff]

Signoffs below cut

Endo systems, their supporters, and lesbian exclusionists dni

-Wyvern/Asriel 🩹 [he/her]

-Nightlock/Rebel/Brutus 🍄 [night/they]

-Clovis/Dex/Hazel 🍀 [🌻/it/she]

-Tallulah/North/Elle 🫶 [she/zhi/egg]

-Shroud 🛝 [he/they]

-Mulberry/Blue/Mercy 🫐 [berry/berrys]

-Michael Beloved 🖍 [he/him, hi/hem]

-Tex 🐔 [he/pog]

-Vex/Anika 🪄 [zy/zyr]

-Birdie/Budgie 🐦 [she/fluff]

-Cass/Cassidy ⚠ [ey/xem/theirs]

-Mary/Clara 🦇 [blood/tomb/zhi]

-Charlie Emily ☔️ [xey/it]

-Chayanne 💀 [he/she/nor]

-Clem/Mia 👁 [ce/hir]

-Elizabeth/Lizzy 🎂 [it/🎉/lush/cake]

-Ezzie/Esme/Mimi 🍓 [she/they]

-Evan Afton ☎️ [he/him]

-Kid/Mono 📺 [xe/xim]

-Nyx/Leslie 📞 [ce/cir]

-Six/Yellow 💛 [ey/em]

-Sunny/Meadow 🌻 [sun/rain]

-Frankie/Cas/Castiel 🌺 [moo/moos]

-Theseus/Zelda ❄ [he/him]

-Ansel/Tom/Tempest 🌄 [any]

-Delilah/Dani 🪴 [any]

-Rue/Liana [fai/fairy/🌙/☀]

[dertaglichedan]

Biden bizarrely ends gun control speech with ‘God save the Queen’

WASHINGTON — President Biden unexpectedly ended a speech on gun control Friday by saying, “God save the Queen, man” — after warning his audience they could be liable for the actions of people who steal their cars.

The 80-year-old president’s signoff confounded listeners, including journalists in the room at the University of Hartford’s campus in Connecticut.

“Several of you have asked me why he might have said that,” Todd Gillman of the Dallas Morning News wrote in a pool report describing the moment.

“I have no idea. Other poolers likewise have no idea.”

Later Friday, deputy White House press secretary Olivia Dalton told reporters that Biden “was commenting to someone in the crowd,” without further clarification.

“God Save the Queen” was the name of the British national anthem under Queen Elizabeth II, as well as a customary nationalistic statement during her 70-year reign. She died in September and was succeeded by her son, Charles III, reverting the anthem and royalist motto to “God Save the King.”

The confusing remark recalled Biden’s inquiry “Where’s Jackie?” last September as he searched for the late Rep. Jackie Walorski (R-Ind.) despite publicly mourning her death and even calling her family to offer his condolences a month prior.

When reporters raised questions about Biden’s mental acuity after that gaffe, press secretary Karine Jean-Pierre would not concede the president misspoke and said Biden was looking for the dead congresswoman because she was “top of mind.”

[fernburgsystem]

Alter Introductions!

⚠ Warning: Long Post. Will be edited and expanded as need be ⚠

Adrien

Role: Co-Host

Age: 17

Birthday: 12/1

Pronouns: She/they

Boundaries: No talk of alcohol or drugs (especially weed)

<3: Drawing/painting, Math (contradictory, right?), reading

</3: cucumbers, the color #4287f5

Hello everyone, I’m Adrien, I normally go by Adri. I’m a painter and a writer and my favorite color is green.I’m the host alongside Micah and yeah!

Emoji signoff: 🎨

Alexander 

Role: Internal Caretaker

Age: 32

Birthday: 10/15

Pronouns: He/him

Boundaries: Taken

<3: Programming

</3: Programming

Hello, I’m Alexander, I’m the dad of the headspace. I love kids and hope to have some of my own one day.

Emoji signoff: 🐧

Amy

Role: Internal Caretaker

Age: 16

Birthday: 05/06

Pronouns: She/they

Boundaries: No romantic/sexual talk, you are all my children

<3: Baking, cooking

</3: Washing dishes

Hai! I’m Amy, I’m the mom of the headspace and I take care of the littles and honestly everyone (they’re all so dumb in their special little ways).

Emoji signoff: ❤️

Brendon

Role: Protector

Age: 29

Birthday: 05/11

Pronouns: He/him

Boundaries: No flirting

<3: Art/Art history, Cats, making coffee

</3: STEM in general

Hi I’m Brendon! I’m an arts professor at George Washington College, I’m married to Miles, and yeah. That’s me!

Emoji signoff: 💘

Brian 

Role: Introject

Age: 29

Birthday: 1/29

Pronouns: He/him

Boundaries: Nothing I can think of, will update in Future

<3: cooking, video games

</3: The United States Healthcare System

Hello everyone. I am Brian David Gilbert, the man with 3 white man first names. I am (was?) a YouTuber and yeah there’s not much else to say. Might post, might not, we’ll see where the tide takes us.

Emoji signoff: 🎮

Carolyn 

Role: Diversity hire

Age: 18

Birthday: 2/11

Pronouns: She/her

Boundaries: Got a gf so no flirting

<3: Fashion, Clothing design

</3: “historical” halloween costumes (if your going to do it, do it right)

I’m Carolyn, I like fashion and sewing. I used my powers for both good and evil, don’t test me. 

Emoji signoff: 🐞

Devon 

Role: Academic Protector

Age: 17

Birthday:

Pronouns: They/them

Boundaries: NO flirting,  compliments are okay

<3: studyblr, reading/writing, calligraphy

</3: mormonism (ex-mormons what's up), transphobia

Hey, I’m Devon. I’m the academic protector of the system, I love school and notetaking and ahhh yes yes yes.

Emoji signoff: 📚

Elijah 

Role: Unsure

Age: 21

Birthday: 09/27

Pronouns: He/him

Boundaries: Taken, platonic comments only

<3: Architecture, organization

</3: greek life (I don’t know why, I just hate it)

I’m Elijah, I’m an autistic Architecture major and I think that says everything I could say in the shortest way possible.

Emoji signoff: 🌲

Elizabeth

Role: Sexual Protector

Age: 17

Birthday: 4/4

Pronouns: She/her

Boundaries: Just shitposting, friends welcome

<3: WORMS, Andrew Garfield (my beloved)

</3: Slime, the smell of tomatoes

Hey hey hey, I’m Elizabeth, most people call me Liz because who wants to say Elizabeth. I’m a theatre tech kid and I’m autistic (loud and proud). Uh, yeah? Idk what else to add so that's me!

Emoji signoff: 🌟

Ezra

Role: Trauma Holder

Age: 231

Birthday: 3/9

Pronouns: He/him

Boundaries: I am married, just looking for friends! Ask me whatever :D

<3: Painting

</3: Ignorance

Hello everyone, my name is Ezra! I’m a vampire born in the early 1800s, I’m a painter and a seamstress. Nice to meet you!

Emoji signoff: 🦇

Jam

Role: Unsure

Age: 16

Birthday: 1/2

Pronouns: Changes, They/them

Boundaries: Don’t ask about Religion, I may be jewish, but please, I beg of you, ask someone more competent than me.

<3: PB&Js, floor time

</3: the english language, radical hate

Wham bam, I’m Jam! I’m a multimedia artist and I like shit music (I am very aware).

Emoji signoff: 🍇

Kathryn 

Role: External Caretaker

Age: 23

Birthday: 4/16

Pronouns: She/her

Boundaries: Nothing I can think of, talk to me 😘

<3: Make-up, the color pink

</3: Pick mes

Hi besties, I’m Kathryn! I like makeup and self-care and try to make Micah’s life better.

Emoji signoff: 💄

Katio

Role: Unsure

Age: 16

Birthday: 9/4

Pronouns: He/him

Boundaries: Aroace, so none of that romance/sexual shit

<3: tone tags, the color green, 

</3: Stupid people who assume they must be right all the time

I’m Katio, warning me: I’m very autistic so you will have to be patient with me. Please tell me if I say anything weird or wrong. Not much else I can think of, so yeah, that’s me 👍

Emoji signoff: 🦎

Leslie 

Role: Fictive (Harry Potter) 

Age: 18

Birthday: 2/12

Pronouns: Any

Boundaries:

<3: Twinkies, Twilight

</3: “ew cringe” people

Heyo, Leslie here. I went to Hogwarts and was an animagus, so yeah, uh, that’s me. Yup.

Emoji signoff: 🌀

Mae

Role: Fictive (Night in the Woods)

Age: 18

Birthday: 10/4

Pronouns: She/her

Boundaries: Just don’t be mean TwT

<3: Bass, drawing

</3: school

Hey hey, It’s Mae! I plan to post a bit, there’s a lot of cool art of me ^3^. 

Emoji signoff: 🔷

Michael

Role: Host

Age: 19

Birthday: 12/1

Pronouns: He/him

Boundaries: Taken, so no flirting. No venting pls & ty

<3: Video games, writing, organization

</3: joint pain (ow, always), everyone in my DNI

Heyo, I’m Micah. I’m the host of the system and the one who had the idea for the tumblr. Expect a lot from me, and yeah!

Emoji signoff: 💜

Miles 

Role: Trauma Holder

Age: 27

Birthday: 06/22

Pronouns: He/him

Boundaries: Married

<3: Drawing, Cats, Coffee

</3: Men

Hey, I'm Miles. I’m one of the oldest alters, oldest except for one of the littles. I make art so I might post that, we’ll see. I’m a tumblr elder, been here since 2009 so yeah

Emoji signoff: 💙

Monika

Role: Fictive (Doki Doki Literature Club!)

Age: 18

Birthday: 9/22

Pronouns: She/her

Boundaries: No explicit flirting, compliments are fine :)

<3: Reading and Writing, Poetry, the outdoors, my friends!

</3: the American government 

Hi, I'm Monika! I run the Literature club at my school and I love writing poetry. Yes, I am aware of what happens in the games. No, I am not really like that. I want to protect my friends! Nice meeting you all :D

Emoji signoff: 🖋️

Nim 

Role: Protector

Age: 19

Birthday: 11/11

Pronouns: They/it

Boundaries: Aroace, will do anything for the homies, do with that what you will

<3: Eyeliner, macabre art

</3: gay people (is gay)

I’m Nim. Not much else to say, you’ll see. :)

Emoji signoff: 🖤

Patton 

Role: Fictive (Sander Sides)

Age: 29

Birthday: 4/24

Pronouns: Any

Boundaries: Aro ace, I’m ur dad

<3: Baking, crocheting, reading

</3: deep cleaning, people who hurt my friends

Hey Kiddos! I’m Patton, most call me dad, so go for it if you wish!

Emoji signoff: 🐶

Roe 

Role: Introject

Age: 17

Birthday: 12/21

Pronouns: They/them

Boundaries: Please no mention of SA/R@pe

<3: Poetry,  writing

</3: the church

Hi, I’m Roe! I like poetry and cottagecore stuff, and yeah yeah yeah!

Emoji signoff: 💛

Roman

Role: Fictive (Sander Sides)

Age: 29

Birthday: 4/24

Pronouns: He/she

Boundaries: Taken 💞

<3: Fancy dresses, sword fighting, singing, acting

</3: I don’t like to define myself by hate, voice cracks

Hello guys gals and nonbinary pals! I’m Roman (sometimes shortened to Ro, often confused with Roe 😅) and I’m the embodiment of creativity and romance. Nice to meet you all!

Emoji signoff: 👑

Sal

Role: Fictive (Sally Face)

Age: 15

Birthday: 12/20

Pronouns: He/him

Boundaries: Yes I aware of chapter 4, don’t bring it up

<3: Sanity’s Fall, drawing, ghost hunting

</3: dogs

Sup, it’s Sal. Yes, that is Sal from Sally Face (hold your applause, I know). Uh yeah I’m not super used to the internet yet so forgive me while I learn how to tumblr 👍😁👍 

Emoji signoff: 🎸

Samantha 

Role: Physical Caretaker

Age: 20

Birthday: 08/04

Pronouns: She/her

Boundaries: Platonic comments only

<3: Backstreet Boys, photography

</3: Bees (they're cute but I will die)

Wassup, I’m Samantha or Sam. I’m 20 but I was born in 1979 so yeah, ⋆☆90s baby☆⋆.

Emoji signoff: 📷

Shane 

Role: Fictive (Stardew Valley)

Age: 26

Birthday: 4/20

Pronouns: He/him

Boundaries: Do not mention guns, shootings, or anything related

<3: Video games, football

</3: pop music

Hey, I’m Shane. I might post sometimes 👍

Emoji signoff: 🐔

Silas 

Role: Unsure

Age: 18

Birthday: 11/08

Pronouns: He/they

Boundaries: None I can think of

<3: collages, physics

</3: chemistry, high literature

Hello, my name is Silas and I am from a hypothetical future? I think? I was the first civilian minor to live on the EES (called the ease), a satellite orbiting earth helping the future terraforming of Mars. I like physics and art.

Emoji signoff: 🛰️

Undyne 

Role: Fictive (Undertale)

Age: 26

Birthday: 6/4

Pronouns: She/her

Boundaries: Don’t bring up the other children. please.

<3: Working out, Anime, learning

</3: Violence for violences sake

Hi!!! I’m Undyne :DDD I’m a physical protector for Micah and Adri, and yeah, ask me stuff!

Emoji signoff: ⚔️

Victoria

Role: Trauma Holder

Age: 19

Birthday: 2/7

Pronouns: She/her

Boundaries: No flirting, my bf will kick ass

<3: 💜ezekiel💜, webcore, rock music

</3: foster care system

Hai!!! I’m Vic(toria) and I have my own sideblog! I don’t post super often because I don’t front much anymore, but still ¯\_(ツ)_/¯

Emoji signoff: 🎧

Virgil 

Role: Fictive (Sander Sides)

Age: 29

Birthday: 4/24

Pronouns: He/him

Boundaries: Friend talk only, any questions are fine

<3: MCR, Purple, sleep (when I can get it), my headphones

</3: bright colors, loud sounds

Sup, I’m Virgil. Not much to say, if you don’t know me watch sander sides. 

Emoji signoff: 🕷

[deniscollins]

Key to the Wells Fargo-Fed Deal: Holding Directors Accountable

Wells Fargo got into trouble in 2016 for charging millions of customers for bank accounts they did not want and for auto insurance they did not need. The bank was repeatedly penalized and fined by regulators. The Federal Reserve Board decided to hold Well’s board accountable by blocking Wells’s assets from going beyond their current $2 trillion level using a rolling average, and required the bank to submit a cleanup plan. If you were advising the Fed, how long would you maintain this penalty: (1) 1 year, (2) 2 year, or (3) until Wells provided evidence that the problem was solved? If Option 3, what evidence would convince you the problem was solved? Why? What are the ethics underlying your decision?

On a Thursday evening in mid-January, a group of top Wells Fargo executives sat down for dinner in an upscale surf-and-turf restaurant near the White House. At nearby tables, power brokers ate seafood on ice and sipped cocktails out of copper mugs.

The Wells Fargo executives — including the chief executive, Timothy J. Sloan, and the finance chief, John R. Shrewsberry — enjoyed their crab legs, but they were in Washington on unpleasant business. The Federal Reserve planned to impose tough sanctions on the San Francisco-based bank for years of misconduct and the shoddy governance that allowed it.

The executives’ mission, according to three people directly involved in the negotiations, was to avoid further shaking investor confidence in the bank and its management team.

Officials at the central bank had a different goal, according to people familiar with their thinking. They wanted to send a message to the Wells board that it would be held responsible for the company’s behavior.

After three weeks of frenzied negotiations, a deal was announced on Friday night that represented a milestone in the evolving relationship between regulators and banks. Wells Fargo, one of the country’s largest banks, was banned from getting bigger until it can convince regulators that it has cleaned up its act.

“We cannot tolerate pervasive and persistent misconduct at any bank,” Janet L. Yellen, the Fed’s chairwoman, said in a statement on Friday. It was her last act at the Fed; hours later she finished her four-year term.

As part of the announcement on Friday, the Fed and Wells said the bank would replace four members of its 16-member board, although the changes were not mandated under the so-called consent order.

The settlement is an attempt by the Fed to impress upon banks that their boards of directors should be vigorous, independent watchdogs — and if they fail, there will be consequences. That reflects a shift from regulators’ historically hands-off approach to corporate boards, and the boards’ role is likely to grow in importance as regulators appointed by President Trump and Republicans in Congress generally loosen the reins on big banks.

Ms. Yellen’s successor, Jerome H. Powell, was the top Fed official overseeing the negotiations with Wells Fargo, and he is likely to maintain the Fed’s emphasis on holding bank boards accountable.

“Across a range of responsibilities, we simply expect much more of boards of directors than ever before,” Mr. Powell said in a speech in August. “There is no reason to expect that to change.”

This account is based on interviews with six people involved in or briefed on the negotiations, representing both the bank and the Fed, who were not authorized to speak publicly about regulatory matters.

Wells originally got into trouble in 2016 for charging millions of customers for bank accounts they did not want and for auto insurance they did not need. The bank was repeatedly penalized and fined by regulators.

Executives had convinced themselves last year that they were out of the woods, according to the people familiar with their thinking, who were not authorized to speak publicly about interactions with regulators. But that illusion was shattered in September, when Ms. Yellen said the bank remained under investigation.

In early January, Wells officials heard from the Fed that the central bank planned to impose stiff new penalties. Executives were furious that the proposed sanctions seemed more draconian than those imposed on banks that nearly cratered the global economy a decade earlier, according to people familiar with the thinking of top bank executives.

Then, on conference calls and face-to-face sessions in Washington, the negotiations began.

One crucial participant was Wells’s general counsel, C. Allen Parker. His advantage was that he was new to Wells, not part of what one bank adviser called the “ancien régime.” He joined last spring after more than two decades at Cravath, Swaine & Moore, the white shoe law firm where he had been the presiding partner.

Another was Elizabeth A. Duke, a former Fed governor, who became chairwoman of Wells’s board in January, well after the account-opening scandal came to light.

The lead officials for the Fed were its general counsel, Mark E. Van Der Weide, and Michael S. Gibson, the director of supervision and regulation.

In a twist, the official that Mr. Trump had nominated to the Fed to play the lead role on regulatory issues was sidelined. That official, Randal Quarles, the vice chairman for supervision, had recused himself because he had been a longtime investor in Wells.

After an opening round of talks, Wells concluded that the Fed was not likely to budge on its central demand: that the bank put the brakes on any growth until it proved that its governance was substantially improved. That meant the bank would not be able to increase the assets — like loans or investments — it was holding above its current level of about $2 trillion.

Wells wanted wiggle room. Executives negotiated to have the assets calculated over a rolling two-quarter average. That meant they could swell above $2 trillion at times, as long as they dropped lower at other times.

The top priority for Wells was that the order be lifted quickly, said participants in the talks. The bank’s negotiators wanted the Fed to commit to a speedy timetable for reviewing its progress. The Fed responded that it wanted Wells to move quickly, which Wells officials interpreted as meaning the Fed would act swiftly, too.

The future of the bank’s board was a thornier issue.

Wells had already replaced about half of its scandal-era directors.

The Fed wanted more change, according to people familiar with the central bank’s thinking. The regulators had taken notice of public anger about the government’s past practice of taking actions against corporations without holding people responsible. Senator Elizabeth Warren, a Democrat from Massachusetts, had met twice with Ms. Yellen last year to push the Fed to force out Wells’s directors, according to a participant in the meetings. Ms. Warren also made the argument to Mr. Powell, the incoming Fed chairman.

While not adopting Ms. Warren’s suggestion, Fed officials emphasized to Wells the importance of “refreshing the board,” said people who participated in the negotiations.

Bank executives responded that they already planned to replace four more directors. That would leave no more than three directors who had been around during the misconduct.

That appeared to satisfy the Fed.

The central bank also alerted Wells that Mr. Gibson, the Fed’s top regulator, planned to write public letters to two former Wells chairmen, scolding them for their inadequate oversight. Wells officials pushed Mr. Gibson not to be too harsh, according to a person familiar with the matter.

The two sides reached a rough agreement early last week. It blocked Wells’s assets from going beyond their current level, adopting Wells’s request for assets to be calculated using a rolling average, and required the bank to submit a cleanup plan. It also established a timetable for the Fed to review the bank’s progress, leaving Wells executives hopeful that the handcuffs would come off within a year.

The replacement of the four directors wasn’t part of the written agreement, which still needed signoffs from the boards of both the Fed and Wells.

Friday was Ms. Yellen’s final working day as the Fed’s chairwoman. It wasn’t clear if that accelerated the settlement talks, but that morning, Wells’s directors held a conference call and voted to sign the consent order, said people close to the bank. A bank executive phoned Mr. Van Der Weide at the Fed to tell him.

On Friday afternoon, Ms. Yellen went to the PBS NewsHour studios to tape an interview, not expecting the Wells deal to come to fruition on her watch.

By the time she returned to headquarters, the news had arrived from San Francisco. The Fed’s board held its own vote and announced the order shortly after 6 p.m. It also published Mr. Gibson’s scathing lettersto the two ex-chairmen.

The Fed’s announcement described the consent order. The headline of its news release announced the pending departures of four Wells board members.

When they saw that, Wells officials were irate, said the people familiar with executives’ thinking. They thought it sounded like the boardroom changes were being done at the Fed’s instruction.

The bank’s own announcement of the consent order had mentioned the pending boardroom departures only in passing. The bank had hoped to make the changes without assigning blame to the departing board members.

In a hastily convened conference call on Friday night, Mr. Sloan, Wells’s current chief, tried to reassure analysts and investors that the bank would be able to maneuver around the asset cap by selling certain assets and continuing to lend to customers.

He estimated on the call that the Fed’s order could shave up to $400 million off the bank’s 2018 profits. That represents less than 2 percent of what Wells earned last year.