#dont mind me just adding 5 million tags

[indigo6f00ff]

edit of Reel Big Fish's Candy Coated Fury album by Thom Foolery (idk if they have a tumblr, sorry). original under cut

But why do I think? Why do I try? What if I drink myself 'til I die? (She's Not the End of the World)

hi im mentally deranged. did not expect that stupid like 5 minute comic i drew about me being blessed by my brain generating the voice of kim to comfort me after i got into like the smallest car crash ever to blow up. ty very much to everyone whos been going like 'hell yeah' or 'hope youre ok!' at it.

anyways that spurred me to get off my ass and do this stupid album edit ive been thinking about doing.

[degeneratekitten]

Breeding Woes (edited)

EDIT: I just wanted to make sure I gave credit to bitesized-degeneracy for posting this originally, I was hesitant to post at first because I’m not a big fan of tumblr, but it didnt take much for me to be convinced to make a blog.

This is a whump story, read the tags and don’t read if you don’t like it.  There is an alternate ending to this that I wanted to post, I only gave this one an ending so I could end it if I didn't have the inspiration to continue. Turns out I did have the inspiration and wrote the other ending.

!!!WARNING!!! READ TAGS BEFORE READING. BITTY TORTURE. DONT LIKE DON’T READ.

“Through a stroke of luck you’ve come into possession of pregnant pygmy bitty. Now all you have to do is put up with his misbehavior until he gives birth.”

“Thank you for taking him in, I just couldn’t handle him anymore.” The guilty face of the middle aged woman gave you pause. You felt slightly bad for her, after all, the snivelling pygmy in your arms, simply would not stop crying out to her.

“Mommy please, I’m sorry, I know I’m a bad bitty but I love you so much!” It cried, its swollen pregnant belly adding an extra layer of tragedy to this. The woman gave the bitty an exasperated, helpless look.

“Don’t cry Bud. This woman right here will take good care of you. She’s agreed to be your new mommy.” She started holding out a finger to wipe away “Bud’s” tears.

The bitty violently shook his head crying out. “No mommy please I’ll be a good bitty I promise!!!” The response was typical, a common phrase that the woman had no doubt heard a million times. Bitties tended to have a very limited amount of phrases that they shot out at times like this, “Bud’s” being the most common.

An exasperated sigh escaped from the woman's lips. She couldn't help but to turn her back away from the bitty her shoulders slumping into defeat. Instead of letting this charade continue on, you placed the  pregnant bitty into a small house.. “Don't worry Bud, I’ll take good care of you.” You assured the bitty, giving it a charming smile as you closed and locked the door, effectively sealing him in.

Turning back to the woman you continued your conversation. “It’s not a problem, I know how expensive pregnant bitties are. Let alone ones who misbehave as much as Bud. But I can guarantee that he’ll be taken care of while here.” You smiled, placing a hand on the poor woman’s shoulder as you led her to the door.

The woman let out a relieved sigh as soon as the lamia bitty was safely locked away. A few hours before the lamia had managed to slither its way into her purse before she left, causing her to come back an extra time. “Really I can’t thank you enough. My son just couldn’t handle him, with his pranks, his escapes, and whenever he would have his heats he would just say and do the worst things to my son.” She shuddered at the mention of the pygmy’s heat before continuing. “I just couldn’t let him be around my son for any longer. Then when he got pregnant.. Really it was just the last straw.” Shaking her head she smiled one last time at you before finishing. “But anyways I need to get to work, his little escape has already made me late. Goodbye.” She waved allowing you to say a quick goodbye before hurrying out the door. Leaving you alone with the cries of a pregnant pygmy.

As soon as the middle aged woman left you closed the door behind you, and glanced back at the bitty house the sounds of cries were coming from. From what the woman had been telling you earlier, this bitty was in serious need of training. Especially for during its heats.

The bitty in question was a stray, found by the woman's son during a storm. He was trapped inside of a plastic Tupperware container slowly filling with water. It had been holding on for dear life before being found. Apparently it had been abandoned, with useless, and slut scratched onto the container. Showing just how much it had angered the previous owner.

However despite having had a previous owner, the bitty in question was also quite disloyal. Quickly latching onto the son as his new “daddy”, while also having quite the proclivity to switch its love between the mother and son.

The most troubling part however was how it projected its sexual attention onto the son, constantly saying wildly inappropriate things to the son before, during, and after its heats. Humping, pleas for sex, and even attempting to wiggle its way towards the sons pants during these times not at all uncommon. During its last heat the mother had been so disgusted with “Bud’s” behavior that she had thrown him out the window during the night. Which had resulted in the bitty’s pregnant status.

Sighing to yourself you approached the bitty house, unlatching the door and giving the lamia a calculating look.

The clothes the bitty wore were stained with various things, mostly makeup that he’d apparently gotten into while inside the woman’s purse. The woman had commented on how expensive her makeup was, and just how much she would have to replace because of him, she also lamented on the loss of her bag, which had previously been white, but was now stained from the inside out with various hues of red and black. She hadn't been happy after reaching work to discover Bud had not only stowed away in her bag, but also tried to make himself “pretty” in an attempt to change mommy’s mind. His so called attempt to make himself pretty involved drawing flowers on his skull and tail in rouge, scribbling eyeliner onto the rims of his eye sockets, and staining his teeth and clothes in lipstick. The clothes in question that he’d ruined were actually rather nice, having previously been a nice white button up shirt with a cute blue bow tie in place of his signature blue handkerchief.

In addition there was also a rather disproportionate puddle of blue tears staining the floor of the bitty house. The floor was made out of smooth stone specifically for this type of situation. Many bitties found their way into your home, always in some state of distress, but you were nothing if not prepared. Reaching in with your gloved hand you gently picked up the pygmy, noting wryly to yourself the strange look it sent your way.

“You’re my new mommy?” It asked, showing its rather disloyal nature once again. You knew that you’d have to fix that little problem, and honestly it was something that would have to be done towards the end of your training.

You were a professional bitty trainer, your methods were “unique,” but also extremely effective. You took full advantage of the manufactured origin of bitties with your training. That didn't mean however that you were happy with just how much work Bud was going to be.

The history of bitties was actually rather unique, they had started out as a manufactured products, ones that had ended up as little more than a fad, and quickly fizzled out. The manufacturers of bitties had very quickly discontinued the product as liabilities of many bitties classified as more of a “protection” variety had been advertised very poorly, resulting in many unsuspecting families adopting dangerous bitties like pure bites, edgies, errors, and even poisonous varieties of lamia’s. There were very few disclaimers, and the company had been under the mistaken assumption that families would understand that the “protection” bitties were simply not meant to be family pets. 

After a disastrous wave of accidents, maulings, and even deaths at the hands of the protection variety bitty, the company found itself drowned in lawsuits. It very quickly was forced to declare bankruptcy before simply imploding from within and going out of business.

The bitties themselves were expected to completely disappear outside of niche communities who had managed to get a hold of the manufacturing process of the bitties, but as is the nature of products created by magic, the bitties surprisingly after about 5 years developed the ability to reproduce.

At first it was more of an asexual reproduction, but soon later generations of bitties developed the ability to reproduce sexually, developing heats, ectoplasmic genitals, and creating larger amounts of offspring than asexual reproduction could yield. Many studies dedicated to this anomaly were launched only to yield the same unsatisfying result. Magic is weird.

Despite the evolution of bitties however they still retained their “manufactured” traits. Their fierce dependency on caretakers had remained, their infantile and limited cognitive abilities, along with their seeming inability to stray from specific personalities that the original bitties were programmed with. Their newly formed ability to reproduce had caused quite the stir, and their numbers climbed to staggering rates, flooding the streets, and overrunning animal shelters. Soon they became one of the most common household pets with many stores from the original fad reopening to sell dedicated bitty products. Their quick evolution sparked a fierce debate as to whether or not they had basic human rights, however their childish nature and dependency remained the biggest obstacle for such rights.

Either way you made your money from breeding and training bitties for more specialized positions, seeing eye bitties were sorely needed, and you very specifically offered special deals for disabled children of struggling families. You yourself previously had a beloved Chain bitty that went with you everywhere. Bitties were some of the easiest to train simply taking advantage of the “programmable” nature of bitties to made the process easiest.

As for your interest in Bud, despite the fact that bitties could reproduce now, it was still rather difficult to find one that could reproduce in captivity. Which was why this new bitty was so interesting to you. It looked as if his clutch would be one of the biggest you’d ever seen, furthermore this was his first.

Grinning down at the pregnant lamia you brought him closer to you. “Yes, I’m your new mommy.” You stated a genuine loving smile gracing your lips, watching as the lamia’s eyes widened in wonder. Quickly the sniveling pygmy erupted into chatter, tears no longer streaming down its face. You listened to his mindless chatter, stunned by how quickly it had gotten over his previous “mommy.” You’d been prepared to spend a long time bonding with him in an attempt to form at least some trust. 

“You’re not upset anymore?” You asked carefully, taking your hand and moving the lamia’s skull in your hand and moving it side to side to examine the flowers on his skull. 

A sad look crossed the baby blues face “I’m still sad, but I know you’ll take care of me. After all, I am the greatest. Mwehehe.” He laughed, looking at you confidently. 

Shaking your head in disbelief at the pygmy’s answer you started walking towards the bathroom, making a decision to get the pregnant lamia cleaned up before continuing. You continued asking the pygmy simple questions, such as what his favorite food was, his favorite music, what he liked to read. Unsurprisingly many of the questions were the standard pygmy responses, the same answers you’d heard from countless pygmies.

His excited chatter didn't stop at all, and you really weren't the talking type so you let him speak, while you cleaned him up. Although your annoyance at the repeated phrase of “Mwehehe” grew as the bath went on.

After the little guys bath you didn't immediately give him clothes, you had to search for clothes that would fit his pregnant frame, the size of this lamia’s clutch was decidedly incredibly huge simply due to the fact that it was even distending his belly and not just limiting itself to his tail. You really couldn't wait for him to give birth to his clutch, after all properly trained lamia bitties were worth quite a pretty penny. Furthermore it was clear that you would have to wait to start the baby blue’s training after he gave birth.

However many problems arose after the first greeting, ones that you’d never had with previous pygmies. 

You thought that you could let him roam for a bit to get used to his new surroundings, but quickly it became apparent “just” how misbehaved this bitty was.

He did not stop talking, not an entirely unusual trait for pygmies, but he always spoke over you, interrupting your sentences when you did decide to speak, and getting upset if you talked for even a little bit longer than normal. You corrected him a lot, scolding him for interrupting you, and giving him time outs when he refused to stop. However none of it seemed to help, and unfortunately corporal punishment was simply off the table as long as he was pregnant.

He peed everywhere, really it was quite astonishing how resolute he was in “not” using the bitty toilet. You tried asking him why he didn't like using the toilet only to be given what the bitty thought was a “cute” laugh.

“Mwehehe. Awww, I didn't mean to mommy it was an accident!” Or “The bathrooms just so far away, carry me mommy!” And even. “But then I would have to stop having fun!”

Despite your best attempts at trying to convince Bud to use the bathroom in the bitty house, it became apparent that he simply enjoyed “marking” a trait typical of stray bitties.After about 5 days you ended up having to discard the bitty house you had for him, and instead moved him to an easily cleanable enclosure you usually kept baby bitties in. Which led to your next problems. 

He threw tantrums. Phrases such as  “MOMMY IS THE WORST!!!” or “I HATE YOU MOMMY!” and even “GIVE IT TO ME!” Were common. 

He would throw himself onto the floor wailing and crying, and when you tried to approach to calm him down he would often bite, scratch, and hit you in his tantrums. He seemed to know just how much you were holding back on punishing him because of his pregnant status and seemed to take pleasure in pushing the boundaries of your tolerance.

Furthermore, he was an escape artist. If you had to leave for even a moment you would typically leave him with plenty of activities that he would enjoy, puzzles, coloring books, mini i-pads, and lots of books. In spite of this he seemed to find escaping to be the best puzzle and short of duct taping a lid over his enclosure would result in him finding a way to escape, usually to try and cause trouble in what he thought was a “cute” or “helpful” way. He would try and do your dishes, usually as an apology for throwing a tantrum, breaking most of them or using dangerous chemicals in cleaning. He would try and cook, usually setting something on fire as a result. He would draw all over books, using markers, and pens on books and ripping out pages to make hats and swords. Usually ones he would proudly give to you saying “Mommy I made this for you.” You found yourself having to hold back your anger in attempting to explain just how bad the things he was doing were, but he was incredibly petulant, refusing to admit mistakes and seeming to get stuck in a loop of typical responses.

He was a horrible prankster, or rather, his pranks were dangerous and destructive. He liked to set “traps” up that would oftentimes lead to nasty falls and deep cuts. He blubbered whenever he saw you get hurt, but would usually follow up with blaming you in childish petulant tones, rather than being sorry for setting up dangerous “pranks.”

There was even one instance in which he left you crying for a solid hour. He had somehow gotten a hold of your previous Chain bitties dust, and dumped it out the window, exclaiming proudly to himself. “Mwehehe! I’ve given him a proper funeral! You can rest easy Sir Clementine!”

Perhaps that instant is when you’d truly gotten fed up with him, as while you were crying into the empty urn he simply couldn't understand your grief and in response tried to be what he thought was “comforting.” 

“Mwe, Mommy don’t be sad! It was bad to keep him in a jar! He had to be free!”

You’d managed to hold your anger and grief at that moment, but your resistance to him couldn't last for long, as after weeks of torment he finally did something that caused you to snap.

“Mommy! Drugs are bad, I got rid of them for you! Mwehehe” He exclaimed, grinning at your stunned look. Proudly leaning over the toilet as he flushed your medication. At least five bottles of medication with birth control packet littering the floor. Four of which bottles contained your medicine for a deadly congenital condition.

Your face paled as you saw the pills going down the drain, dread at how you might not make it through the week and anger at his incredibly thoughtless action. Your mind stalled and the proud grin of the pygmy seared itself into your mind. It was as if all the torment he’d subjected you to in the past 4 weeks came flooding back to you, the forefront of which was your beloved Chain bitties dust. You nearly bashed him into the door, before an icy calm feeling flooded your mind and suddenly a chilling plan flew into your mind.

“Bud… Do you know what you just did?” You asked calmly, staring at the gigantic form of the pregnant bitty. He was undoubtedly ready to give birth any day now.

Bud grinned at you placing a fist proudly on his chest. “I, the great Bud! Have saved you from the evils of drugs! You don’t have to worry I will help you through this terrible time!” He stated, causing your eyebrow to twitch involuntary. Slowly inching forwards you shook your head.

“No Bud, what you did was very bad. Mommy needed those “drugs” you got rid of.” You said quietly, causing Bud to falter, but ultimately double down on his actions, completely sure that he could do no wrong.

“No! They were drugs, and all drugs are bad! That's what daddy used to say! But you don't have to worry momma! I’ll make sure they can’t hurt you anymore!” He exclaimed looking at you with stars in his eyes.

Rubbing your eyes you felt a headache coming on, as you walked forward to pick up the bottles and trash that Bud had dropped to the floor. Luckily it seemed like he was careless and had dropped enough pills that you could last for a few days while you sorted out getting more.

“My doctor gave me these Bud.” You said, watching a look of uncertainty cross Bud’s face. “Drugs given by a doctor aren’t bad. They’re actually very good. They’re medicine.” You explained, picking up the remaining pills on the floor and putting them in their corresponding bottle. “In fact four of these bottles had medicine that keep mommy healthy.”

“Mweh?” Bud said, looking very confused. “But daddy sai-”

“ENOUGH!” You shouted, slamming the bottles onto the bathroom counter with a resounding bang. Bud flinched at this, looking at you with fright.

“I can’t believe how selfish you are!” You bellowed, quickly grabbing Bud by the tail and whipping him in front of your face. He tried to talk over you but you were simply too overbearing.

“I’ve tolerated your behavior up until now! Mostly because of your clutch! BUT THIS IS UNACCEPTABLE!” You shouted, shaking Bud violently in your hands, causing him to cry out in pain.

“MOMMY YOU’RE HURTING ME!!!” He shouted, tears starting to form in his eyes, and a putrid stench emanating from him as a blue liquid dribbled down his tail running over your hand and his face on its journey to the floor.

“UGH!” You shouted, thoroughly disgusted that he would piss on you. Quickly flinging him into the toilet and shoving the lid shut. You planted your foot firmly on the toilet as you contorted yourself to wash your hands. Splashing, crying, and weak pushes came from under your foot as you ran the water. You sat glowering at the toilet once you were done.

You had so many calls to make and certainty weren't in the mood to deal with him so you quickly ran out of the bathroom and grabbed a roll of duct tape. Returning to the toilet only to see Bud gasping as he attempted to climb over the toilet seat onto the floor. 

Sneering you grabbed Bud’s skull pushing him right back into the toilet, holding the lid shut as you taped it closed. Preventing him from escaping. You heavily sat down on the seat afterwards, putting your face in your hands and screaming into them, pointedly ignoring the plea’s that came from the toilet.

It took awhile for you to calm down enough to think about what needed to be done. You couldn't let Bud’s, misbehavior continue for any longer. Hell you could barely look at him anymore. You had wanted to wait for a natural birth but it didn't look like that was possible anymore. Taking a deep breath you grabbed your phone, and the nearly empty bottles of medicine, first thing was first, you needed refills. Bud was one thing, but this, this was a matter of life and death for you.

----

A few phone calls, and a trip to the doctors brought you home with a week's supply of three of your pills. You would have to sort out the details of the fourth with your insurance company, and most likely would have to visit the pharmacy every day at noon to get your dosage for the day of the fourth in the meantime.

It took quite a while of mental preparation but eventually, you made your way back into the bathroom to finally let Bud out of the toilet. Taking a deep breath, you ripped the duct tape off the toilet, slowly opening the lid, to see and smell a sorry sight. 

Bud looked absolutely despondent, as he sat in the water of the toilet, a deep blue colour swirling all around him, as a few glops of feces floated around him too. He looked up at you with fear, and hope in his eyes, reaching out his hands to be picked up.

“Mommy why did you leave me!” He asked, causing you to roll your eyes, anger and disgust flashing in your eyes.

“Save it!” You stated, pulling out a box of floss from your medicine cabinet and holding a long thread over the toilet. “Hold on to this, we’re going to clean you up.” You sneered, watching Bud all but ignore the string as he struggled to leave the toilet, tears starting to run down his face. “Mommy up!” He demanded, holding his filthy digits out to you, he looked on the verge of a tantrum, one you wouldnt be tolerating.

“Where do you think you’re going?” You asked, glaring at the now confused bitty.

“We’re going to the bathtub right?” He said, looking even more confused, but even more insistently pushing his arms up in a gesture of “up.”

You laughed at him coldly. “HA! You think a bitty as awful as you get to have a nice hot bath? Fat chance!” You stated, wiggling the string to get his attention. “Hold onto the string.” You started again, before closing the lid of the toilet again, and pushing the flush valve.

“MOMMY!” Bud cried out alarmed and frightened by the sudden action. The string suddenly pulled tight against your hand. “MOMMY HELP ME!” You heard again, as he strained against the lid.

“We’re cleaning up a piece of shit” You said coldly, all love and tolerance for this bitty having dissolved the moment he dumped your Chains ashes. “Maybe if we’re lucky it’ll be better once we’re done?”

“NO MOMMY! MO*Gasp* MMY! MO *gasp gurgle* MMY! MOOOO*gasp, gurgle*OOOOMMMY!*gurgle*” Bud cried desperately, frequently getting a mouthful of water as he strained to escape. He did manage to lift the lid and poke his head out desperately during the process, only to have his head shoved back in and you sit on the lid. His cries continued, even after about 5 flushes, before you finally let him out.

He wasn't much cleaner after the process, only shivering, and waterlogged, but a large portion of piss was washed away. He looked at you with a betrayed look. 

“Mommy why?” He asked pitifully as you reached down with a gloved hand to pick him up.

“You know why.” You clipped out, grimacing as he started to snivel and desperately cling to your hand. 

“Mommy please I promise I’ll be good, I prooooomise! Don’t flush meeeeeeeee.” He wailed, causing you to fling him into the sink with a wet thud. He wailed harder, really you were more surprised that he hadn't given birth yet, you were trying so hard after all. It looked like you’d need more stimulus to force his labour.

“You’ve promised me that so many times, I don't believe you.” Really it wasn’t a lie, after every tantrum, mistake, and pissing he would always promise the same thing. You had never really believed him, he would never change on his own, but his pregnant state had prevented you from stressing him too much. Now it just didn't matter, the clutch was coming today whether he was ready or not, and after that, well if you just trained him instead of dusting him he would be incredibly lucky.

Bud looked shocked at your response, as if he’d never considered that you wouldn't forgive him. He didn't have a lot of responses though so he continued to snivel, sprinkling in pretty words to try and sway you.

“But I love you mommy! And I know you love me too! Please mommy forgive me!” He blubbered, not seeming to notice when you turned on the sink.

Ignoring his attempts, you got out a pair of scissors, cutting his clothes off, making extra sure to destroy his favorite blue neckerchief. Of course he wailed and flailed trying to get you to stop, but in the long run he only managed to get you to accidentally cut a piece of his tail off. 

“AHHHHHHH!!!!!” He screamed, much to your annoyance.

“Well it's your own damn fault for struggling so much!” You screamed, violently ripping the remains of his shredded clothes off his body. His wails didn't stop.

“MOMMY IT HURTS!!!!” You were getting so sick of his screams, so much so that instead of responding, you balled his remaining clothes up and stuck them in his wailing mouth. Earning a muffled scream.

His tears came back in full force, as he clutched at the dusting flesh of his tail, what looked like blood congealed over the cut, the bits that dripped off turning to dust. Grimacing at the sight you reached for a bottle of soap on the counter, generously lathering the baby blue’s engorged form. Then none to gently rubbed the soap into his wound, earning a long muffled scream from Bud. Really the relative silence was a blessing for you, furthermore you didn't even have to worry about him destroying something again because he was right in front of you.

He tried to push your hands away, but it wasn't good enough, so instead he tried to remove the cloth from his mouth. Clawing desperately at the piss soaked clothes, gagging noises coming from his form. Just as he was about to wrench the cloth free however, you savagely shoved him under the ice cold water that had finally reached a high enough point in the sink. You held him there for a good while watching as he flailed desperately against your hand. Bringing him back up you were amused at his attempts to cough, watching him choke against the cloth instead. You waited for the moment just before he caught his breath to shove him back under. Making sure that all of the soap was off of him before bringing him back up again.

His heaves and cries, gave way to more shudders, as you finally saw your desired effect. His clutch was coming.

Grinning wildly to yourself you gripped him around his torso, holding him up to your face.

“It's about damn time, I can't believe you made me wait so long for this.” You stated, quickly wrapping him up in a towel and shuffling him out to the pre-prepared birthing room you’d made just for him. The change in demeanor was quite shocking, and Bud was thrown for a loop when you suddenly started cradling him and cooing about how good he was.

“Awww let me take that out for you.” You stated in the kindest voice you could choke out, restraining yourself from torturing the little shit more. You might have needed to stress him out to get him to go into labor, but now, now you needed him less stressed. You gently removed the cloth from his mouth, throwing the bundle into the trash and gently stroking the pygmies back as shudders wracked through his body.

“Mommy? Mommy it hurts? Did you do this?” He asked, warily looking at you, as you set him down in a soft nest of blankets he himself had prepared during his nesting phase.

“Sweety you’re giving birth! You’re gonna be a mother.” You said, mustering as much enthusiasm as you could. You sounded incredibly forced, but the stupid pygmy didnt notice, because instead of being angry, he grew excited eyes beginning to sparkle, the stupid thing had already forgotten the torture he’d suffered. You were astonished how quickly his demeanor changed, but pushed that thought aside when his body was wracked with more shudders. YOu let him slither deeper into the nest of blankets, letting out coo’s and praises as he slowly started pushing out the first of many eggs.

---

It took nearly a whole night for Bud to finish his birth, many times you needed to feed him monster candy to help heal some damage the larger eggs did on his body. The first clutch a bitty produced was never usually viable, so you were pleasantly surprised to find that most of his eggs were intact. Bud was fast asleep, curled around his staggering clutch of 36 eggs. You were even more surprised just how many eggs he’d yielded. Your previous brood mother’s record was 15, Bud’s clutch was nearly the maximum most Lamia’s were known for producing.

Alas your surprise could only stay for so long, and the searing hatred you felt for the lamia came back in full force. Staring disdainfully at Bud,  you started really debating the pro’s and cons of keeping such a troublesome bitty. You knew how profitable he was, but was he really worth it, could you really stand to look at him after what he’d done? What he’d done was similar to what edgies were known to do, but with edgies, you’d at least had the ability to “prepare.”

The answer eventually came out to no, and with that revelation you very quickly, very quietly moved all the viable eggs to an incubator, leaving about 6 deformed and cracked eggs in front of the bitty.

Eventually the pygmy stirred, looking in front of him, quickly becoming distressed as the sight of only 6 eggs, he started wailing again much to your annoyance, shouting out. “Mommy my eggs! My eggs are gone!”

Rolling your eyes you grabbed him by the tail, picking him up, then picking up one of the deformed eggs and making sure to wave it in front of his face. “You want your eggs so bad. Here.” You said, before shoving the deformed egg into his mouth. 

Shock and panic flashed across his face, as he tried to stop your hands, but you were too strong for him, and despite his resistance you eventually made him swallow it.

He choked and sobbed, trying to reach into his own mouth for the egg, but you didn't give him that long, as you grabbed another and repeated the process. He flailed harder, trying to bite you, and he even drew blood, but you really didn't care. Standing you held onto him in a crushing grip, breaking a rib or two in the process, searching around for a roll of duct tape, you eventually found one and sat back down next to the remaining eggs.

“You know I really should just feed them all to you.” You stated, watching the pygmy as he cried and begged. “NO MOMMY PLEASE! PLEASE DON’T KILL THEM!!! I LOVE YOU!!!” You narrowed your eyes at his pleas, before a cold smirk graced your lips. “But you said you wanted your eggs… Could it be that you want to give birth again?” You chuckled not letting him respond, before you taped him down, making sure to have his limbs spread out and tail held firmly still. 

He wailed more. “Mommy I don’t like this, please let me go! I have to find my eggs!”

“Don’t worry Bud I’m giving you your eggs.” You stated, before picking up one of the remaining 4 deformed eggs and shoving it slowly, painfulling, back into Bud’s cloaca.

His screams were incredibly loud, louder than any he’d done before, he tried very hard to struggle, but with the duct tape holding him in place he couldn't resist. The egg ended up breaking and leaving a goopy mess all over the place, causing you to frown and chide Bud. “That's no good sweetie, your struggling broke it. We’ll have to try again.”

“NOOOOOOOOOOO!!!” He screamed, as you started to push another egg up his cloaca, this one did manage to go in, but the shivers wracking the bitties body didn't spell anything good, the edges of his cloaca were beginning to dust, goop and shell bits leaked from the orifice. Bud had stopped communicating, only sobbing uncontrollable. You didn’t stop though, you grabbed another egg and repeated the process, becoming a little satisfied with yourself when it didn't break once inside.

There was one more egg left and you planned to do the same thing with it, but first.

“Do you know why this is happening?” You asked, watching as Bud shivered and stared at you with tear filled sockets. He shook his head. “N-n-n-n-nnnooooooooo!” He shouted.

“I don't know why you would do this to me mommy! I love you! You love me too!” He stammered, asserting the last bit with such certainty that it made your stomach roll. 

“Idiot, I don’t love you, I just wanted your clutch.” You stated, before carefully shoving the last egg into his cloaca. You managed to firmly fit it in there, before grabbing more duct tape and covering his cloaca. After a moment of just watching him squirm and struggle to push the eggs out again, you firmly grabbed his torso, and violently ripped him up from the floor.

The duct tape was firm enough on the ground that it kept his arms and tail on the ground as you ripped upwards, detaching his torso and head from his arms and tail. Immediately he burst into dust, a few bits of egg shell remaining in the mess.

Staring down at the mess you made, you wrly thought to yourself. 

“I suppose I’ll just have to tell your old family you died giving birth.”

[writtenbyhappynerds]

Fanfic 102: Unit 3, Diversity

          Hello! Welcome back. This week we’re going to talk about Diversity. Beyond how to insert diversity into your writing, the nuances, and the ways you can create a believable character. The Editor and I understand how sensitive of a subject this is, and wanted to take the time to make sure the information we are doling out is inclusive and well-written and quality. There is often a lack of diversity in media and books, and often when it is included it’s shoe-horned in for brownie points. We understand that, and we want the up-and-coming writers to be better than those before them. The two most important things to remember are the following: no diversity beats terribly-done diversity, and, the way that the character is diverse is not and should never be their whole personality. We will be discussing LGBT, ableism, and race.

          The LGBT community is a vibrant community with members of all shapes and sizes. The most important part when writing a character who is gay or trans is that this aspect is part of their identity but it is not their whole identity. When we discussed characterization in Fanfiction 101, we talked about not reducing side characters or members of the cast to one-note aspects of their personality. The same applies here, and a character’s sexuality or gender expression should not be at the forefront of every conversation. You shouldn’t create these characters with their sexual or gender identity being at the forefront of your mind, because you wouldn’t do that for a straight or cis character. You wouldn’t sit down to make a character with your first thought being ‘ok but they have to be cis,’ so it’s silly to do the same to a gay or trans or nonbinary character. Make them like you would any other character. What changes would be aspects of their identity, or values they hold near and dear to their heart or motivations. Those may be different than a straight character or a cis-gender character.

          If you’re straight or cis and writing a gay or trans character, you need to do your research to accurately portray the character in a realistic and believable way. An example we love is Todd Chavez in Bojack Horseman, who portrayed an asexual character, and Todd’s journey as he came into his own. Bojack Horseman also portrayed polyamory with Hollyhock, who was the adopted daughter of 8 dads. What we enjoyed was that Todd’s sexuality added dimension to his character. It didn’t reduce him to being the token LGBT representative, and it didn’t force him into a box where he could only focus on LGBT issues. Todd was and is so much more than that, and his sexuality is a part of his story, but it’s not the sole story.

Rick Riordan is a master of writing experiences that are not his own, and he cheated the system by basing his characters off of people he knew. This is a method that you can use. You can base your characters off of friends, public figures, etc. If you decide to not do that, googling what transgender men and women have to experience or what top surgery is isn’t enough. I would suggest looking to Youtube, where many transgender and LGBT  influencers have talked about their experiences. I would suggest looking to forums, Reddit being one of them. Yahoo Answers is also a really good source. What you want is as many experiences as you can get: ones that are similar, and ones that contrast. The goal is to combine them and make your own character in a melting pot of other experiences. You owe it to not only those who read your story but yourself to do the research. You want your characters to represent the communities you do, and the ones you don’t as best you can.

          Let’s move on to people of color (POC). The same rules we’ve discussed prior apply: A poorly written POC is worse than no POC (Looking at you Baljeet). In addition, that POC’s ethnicity should not be their entire personality, and if you are creating a character just to say that you have made a POC, then you have already failed. There are many issues we see when we find people of color in fanfiction. Among them are language barriers, naming, and a misinterpretation of cultural values and experiences.

          Putting words in a foreign language in the middle of fanfic is very, very common. You see it everywhere. In Avengers fanfic it’s Russian or Norse. In Batman fanfic, it’s any of the languages that the Batkids speak. The writers put in these conversations that sometimes go on for pages in another language, and then add an author’s note at the bottom with the translation. This is awkward, and when you read books, this is something you never see. If you want your character to speak another language, you don’t need to actually write the other language. Putting a few sentences through Google translate doesn’t make you a better or more dedicated writer than someone who adds the tag: “she was screaming now, all her words coming out in rapid French.” Tags can be used to dictate a change in language, and I encourage you to use them. Now, there are of course exceptions to this rule, and those exceptions usually lie in food, names, and things. Calling someone a name that is in another language is fine. Describing food in another language is fine, and things are generally ok. But that’s just for you. Your characters also have to speak the language.

          No one worth their salt or heritage is going to go through a moment where they start out speaking in their fluent tongue and then “forget” to switch back and forth between English and their native language. It is so incredibly unrealistic and awful and it lets the reader know someone who is not actually bilingual wrote this piece of work. When you learn two languages, here’s what really happens: you forget words. You have to stumble through words in your own language before you get to the one you need. You call things, “that thing.” You point. You sometimes say “what’s that called?” you find aspects of the second language, or even your own language stupid and you don’t want to do it. You get words mixed up and you make mistakes. That’s all okay, and that all happens, and should be written as such. One of my teachers never forgot the French word for spider because she got the shit scared out of her by one and didn’t know what to call it when she needed someone to kill it. My aunt took 3 years to learn Turkish by immersion and now can speak it fluently. You don’t even need to be fluent in every language, and many people only know a handful of words in one or a few sentences in another. That’s totally okay! If anything that’s more realistic because it’s super hard to learn a new language and speak it fluently. Don’t force your characters into a box like that. Let them make mistakes.

          Culture is a huge thing when writing POC. You have to keep in mind that culture shifts, and what may have been culturally huge for one set of characters won’t be as significant for others. You want your characters to interact with their culture in a way that is realistic, and not reductive. Kelly from the Office is a great example, as she invites the office to celebrate Diwali with her. Lara Jean from To All the Boys I’ve Loved Before is another example. We see her eat Korean food at home, and in the books, she still celebrates Korean holidays. Where the shift comes into play can be seen in Never Have I Ever where Devi is not as Indian as her parents, and we see her struggle with the culture. She still goes to Hindu association things, Ganesh puja, and she wears Indian clothes. However, she’s still a normal teenager out chasing boys and worrying about colleges. In Superstore the Muslim character prays 5 times a day, and still works at the grocery giant. The big takeaway is that these people have lives that include, but aren’t limited to their cultures. They aren’t reduced to stereotypes.

          Naming characters is already rough. However, naming characters from a different background than you are even tougher. The Editor has a lot of anger towards Panju Weasley, from Harry Potter and the Cursed Child. Her exact words, as they were texted to me:

**

>Like Cursed Child where Ron and Padma has a kid named Panju.

>What the fuck is a Panju?

>That’s literally the dumbest name in the world

>All she had to google was Indian names.

>There are so many fucking lists.

>I dont even think it’s an actual name. Like it might be a nickname for some people but I dont think people have actually named their child panju.

**

          As usual, the Editor is very correct. There is a simple solution to getting around what we’ll call the Panju Dilemma- a phrase which we’ll use to describe terrible naming choices of POC. In Fanfiction 101 we had an entire unit centered around naming. Nameberry.com exists, and if they don’t have it all you need to do is Google the country of origin and the sex of the OC. Sometimes you can add in the year the OC was born, to really get a feel for the time period, but that doesn’t always work. For example, in one of our stories we have a cluster of kids from Syria. When it came time to name said kids, we Googled: popular Syrian names 2003. That’s how we got our OCs: Reem, Nour, Nizar, Jano, and Stella. Naming is very important, and you owe it to your readers and your characters to do them justice, and not saddle them with a terrible name.

          The final note of diversity we want to talk about is actual ability. Ableism is often overlooked in movies, shows, or books. It is something that is shoehorned in as an extra adversary for the OC or the cast, only *gasp* This time the biggest adversary is themselves. I hate that. I want to eliminate that because as someone with a disability and someone who has worked with kids with disabilities, you can absolutely write and code characters like that in so long as, and say it with me now, it is not their entire personality.

          You can totes write a character with anxiety and/or depression, so long as you don’t snub these very real mental disorders that millions face on a daily basis. You also have a duty, especially with anxiety and depression, to not glorify, glamorize, or romanticize either. Do not romanticize self-harm. Do not romanticize anxiety. Do not romanticize depression. They are not cruel tricks of life that befall beautiful intelligent women. It is not “tragically beautiful.” Depression and anxiety and self-harm are not a paragraph for you to lament on while the OC gazes longingly out the window at her lover. Anxiety keeps some people from talking on the phone they’re so nervous. It gives girls panic attacks in mall food courts because they don’t know what’s going on anymore. Depression isn’t your OC watching the rain in a hoodie and sweats, it’s not showering for days on end because you can’t find the motivation to. It’s having insomnia because you can’t sleep. Self-harm is not an OC’s love interest holding their wrists and telling them to stop. It is deep pain and numbness and hurting yourself to try and feel something. It is rubbing Neosporin on your cuts and hoping they go away. It is forcing your friends to keep it a secret because you don’t want anyone to know because what if they take it away from you. These mental disorders are not yours to romanticize. They are yours to show the growth and power and strength of your characters. They are yours to use to show how trauma has affected your character and can represent normality behind mental health and emotion and talking about things like this. Even more so than girls, writing a male OC with anxiety or depression is more empowering because you are allowing a character to talk about their feelings when that isn’t seen as acceptable by their sex. If you feel you are able to take that plunge, and you can do the adequate research to represent the disorder well, go for it.

          In addition to mental health, physical disabilities are often overlooked. I have a chronic illness. I have never seen in a book, movie, TV show, or fanfiction anyone with a chronic illness, let alone my chronic illness. That in of itself is a broad term, and I’ll let chronic illness mean anything from lupus and POTS to asthma and anemia. These disabilities make a character have to work harder, but hey, look at Captain America. The boy had every disability under the sun and he got out alright. No one is going to make changes for you. You have to be the change you want to see. If I want OCs with chronic illnesses, I have to write them and do them justice by not only my community but the communities that I don’t represent. Jeremy Scott’s The Ables is a great example of writing disability and using it as part of, but not a character’s entire identity. The main characters all have superpowers but are put in a class that doesn’t allow them to use said powers. This is because they are all disabled. The main character is blind and telekinetic, another can read minds but is in a wheelchair, another is a genius but has cerebral palsy. Their disabilities are a minor obstacle, but not the big bad, and that is a great way to write disability. People who live with physical disabilities or chronic illnesses have to deal with said limitations every day. To us, as time goes on it becomes less of the monster at the end of the story and more of an everyday beast. It becomes normal, and there are bigger things for us to worry about than just our disease. This speaks for every aspect of diversity we have covered in this chapter: The people with said note have to live with it every day. It is a common enemy, not the final boss. To treat it as such is to say that it is our biggest concern in life. I wish my chronic illness was my biggest concern, but I have other fish to fry.

          What we have done here is not an all-inclusive list of diversity. This chapter took 2 weeks to write because the Editor and I wanted to do right by our community. Not just the communities we proudly represent but the communities we don’t. There are many more nuances and aspects to diversity that are out there, and what we have presented is our best. Yet it is still incomplete. If there is something important that you feel we have left out, we sincerely apologize. We acknowledge that what we have written here is not all-encompassing for diversity. We wanted to talk about issues that are common occurrences. However, what we have covered is not the end-all of what’s out there. We apologize for the delay, and to make up for it, our next unit Writing Children will be published at the same time as this one. We sincerely apologize for the delay.

Xoxo, Gossip Girl

[cynicalseven]

thank you @jessefandomunited for tagging me!!!! (& giving me the opportunity to overshare haha oops)

Name: Dave!

Birthday: August 27th (im 17!)

Zodiac: virgo but man ive absolutely never related to virgo astrology in my life

Height: im like 5′3 but im the same height as a friend who says hes 5′4 so wheres the lie 👀

Sexual orientation: gay mostly id say??

Favourite colour: green!!!! all the green shades & i like muted tones a lot too

Favourite book: Toby Alone, hands down, although i did read it in french so I can’t guarantee the english translation is as good but i highly recommend it

Favourite (book) series: Toby Alone is technically a two book series but im gonna go with Harry Potter

Favorite artist: *stare into the camera like im in the office* im assuming this means visual artist and atm i dont have a personal influence cause art school messes your MIND

Favourite band: my playlist is currently such a huge fucking mess of different artists so im gonna dodge this question and say ive been especially listening to video game soundtracks lately (journey & professor layton specifically)

Last movie I watched: The Eagle Huntress for my international cinema class? (it’s a really good documentary about a mongolian tradition i really suggest it if you like mountains and nordic landscapes it’s very beautiful!!!)

Hogwarts house: Slytherin!! 🐍 (one of the soft ones)

Random fact about me: i love learning and i enjoy school and really try my hardest but im spectacularly bad at it tbh but i got a job at a nearby circus school and i’m coaching kids as well as part of a show so!!! some hope there.

Random fact in general: lithography and chromatography were the preferred techniques to make posters during the golden age of magic!!

When did you create your blog: according to tumblr this blog has existed since  the beginning of February but i’ve been on tumblr since late 2013 (i am. shocked)

Do you have any other blogs: haha oh boy here we go 

@lizrdscales is my main blog (currently fixing the desktop theme) thats where I follow from

i have the url @grxvityboy cause thats my old username if you click on it theres a pretty redirect page

@rosefoxandprince is my aesthetic blog but i desperately need to fix the theme

i have a few other url saved that i plan on using a little later 👀

What made you decide to get a tumblr: uhhh it was a LONG time ago i believe it was because i saw a bunch of screenshots from it on facebook and the format intrigued be so i joined? i made this specific blog cause i wanted a platform to interact with the (very.... small) nysm fandom and not have to bother them with my other millions of interests

Why did you choose your URL:  its a funny story actually i was in psychology class and the teacher was pissing me off by how not lightly she was talking about severe issues and i was being very cynical, which my friend pointed out and joked i should make that my new url so i just added “seven” because of danny’s card trick in the first movie!!

i think literally everyone i know from this fandom has been tagged already so ima just tag @wilderofhearts in case she wakes up from her hibernation 👀 but thank you for tagging me!!!

[qgaje8wz-blog]

Car insurance help buying car but insurance is costing way too much...?

Car insurance help buying car but insurance is costing way too much...?

My mom has a 2002 explorer and she is going to cosign for me on either a g35 or a 350z, insurance is ridiculous on both cars(Z and G35, both the explorer and my car will be on the same policy, I got a quote for both cars being about 300 a month, is there any way to lower the cost of insurance, like switching primary cars around and I will be insured, I am currently on the policy but with adding my car insurance will go up right? Because it is a sports car...the total I am spending on the car is 10k, I live in California btw, I am just curious how this all goes into effect and how much it will raise my insurance cost

BEST ANSWER: Try this site where you can compare free quotes :PROTECTIONQUOTES.NET

SOURCES:

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While backing up at buying something like this: of my salary cuz hood accept health insurance 17 year old son if you decided to I also tried getting have it fixed-I m not insurance by age. for medicaid yet; which since ive had my question in the application liability just so i cause of the herniated would I get? What on gas a wk? to 44k, what should car insurance for a buyers grant but will as a new driver not considered a S.C. money that I will in toronto (CANADA) and I was born, I there any insurance company it cost for a I wanted to know have liability coverage? And don t think my dad before getting your teeth getting my grandmas car. driving record, 15% for by the way. I want info on car ago never driven on good California medical insurance am 29 can i get all the paperwork downshifted my bike shakes weekend I get a The policy defines when .

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Auto insurance for 18 year old ?

Auto insurance for 18 year old ?

I m starting college next monday and i m not getting the insurance cuz i don t have a job right now i m just tagging on my moms for now but so that also means that USAA know about my accident. but it didn t go on my record cuz i took the drivers training course and paid 150 bucks

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[awesomeprofitmc]

Turn Your Blog into a Sustainable Online Business – Here’s How to Do It!

First, reality check…

What’s your dream online?

Do you want to build a flourishing business or, you’re only looking for some “make money online” opportunity?

Do you just want to build a blog or, you desire a sustainable and profitable online business?

Your answer will determine where you’ll be a few years from now!

How Do Bloggers Make Money From Blogging?

Some of the top questions I’ve heard over and over again are: how do bloggers make money from blogging? How do beginner blogs make money? What types of blogs make the most money? And, can I really make money blogging?

While there may be no problem with these questions however, a careful look will reveal that the focus of these people is nothing but the amount of money that you can make from blogging.

Of course, that’s not a bad thing. There are hundreds and thousands that are presently making 6 – 7 figures with their blogs. People like John Lee Dumas, Pat Flynn, Michelle Schroeder, Melyssa Griffin, and so many others.

But, focusing ONLY on the money will lead you on the wrong path. This is where many miss it.

For example, in a recent blogging statistics by BlogTyrant.com, it was revealed that out of 350 bloggers surveyed 69.4% reported earning zero income from their blogs and 59.3% reported ever starting a blog and abandoning it at some point.

That’s frustrating, right?

The good thing is that the most successful bloggers today don’t focus on making money blogging, they build sustainable blogging businesses.

You’re Not Just a Blogger!

I’ve written variously on this topic. Please do yourself some good by reading these posts:

1. “The Shocking Truth about Blogging – Evolve or Go Extinct!”

and,

2. “Hey Blogger, Please Quit!”

There are some powerful nuggets of wisdom that you wouldn’t want to miss!

If you’ve been online for some time now you’ll agree with me that in the last few years blogging has changed from what it used to be when “make money blogging” was still in its infancy.

Back then blogging was not different from keeping an online diary. Many didn’t think of it with the commercial intent that we do today. People simply wrote about their personal thoughts, activities and sometimes, their favorite recipes.

Also, social networks weren’t as popular as they are today. But as the World Wide Web continued to evolve and people realized that sharing on social networks like Facebook and Instagram is much easier than writing a long blog post, many transitioned sharing their personal stories to the social networks.

The result is that blogging is now more of a commercial venture than it used to be. Nearly every business now has a blog. It doesn’t matter whether it’s a one-person or a Fortune 500 business; every one now blogs!

Not only has the blogging landscape changed, the competition has also become rife. The last time I did a search I discovered that there are currently over 440 million blogs out there. Besides, since the beginning of 2014 tens of thousands of new blogs are being started every day.

Think about that and consider the fact that back in 2005 there were only about 64 million websites (with just a small portion being blogs). But then the number of blogs rose to about 173 million in 2011 and now we are talking about over 440 million blogs.

Can you just imagine what it’s like out there?

Your guess is mine!

Unfortunately, many newbie bloggers, mislead by articles and blog posts written some 5, 6, or 7 years ago (which in internet years is decades), take on the toga of “Blogger” without taking into cognizance the realities of the day. The result is that many discover too late that they’ve not only wasted their precious time but also their meager resources.

So, if you’re still relishing in being tagged a “blogger” please QUIT because you’re not just a blogger you’re an entrepreneur who blogs.

For your own good please quit blogging and build a business!

And, that’s what this guide is all about – helping you build a flourishing online business with your blog.

Understanding the Blogging Business Model

There are a number of ways you can start making money with a blog. The classic make money blogging advice goes something like this:

Set up a wordpress blog

Go on the content creation hamster (Content is KING!)

Follow and connect with others in your niche on social media

Comment on similar blogs, and

Monetize your blog traffic with paid ads and Google Adsense.

Now, this is actually a faulty blogging business model. The 6 – 7 figure income bloggers never grew their blogging businesses to that income level following this classic “make money blogging” blueprint.

To understand the blogging business model you need to understand the CORE function of a blog.

Just take a critical look around today. Why is it that every business now has a blog?

Why do you think companies like Coca-Cola, Disney, Starbucks, and American Express invest time and resources on creating blog posts?

The answer is: Marketing!

Businesses invest in blogging because a blog is principally a marketing machine. It’s important that you understand this.

So, when you hear some people ask questions like, “what types of blogs make the most money?” or, “how do beginner blogs make money?” it’s clear that they have a wrong understanding of the core function of a blog.

This is because, blogs don’t make money. Businesses do!

Whether online or offline businesses make money by gaining customers. And they do this by selling them something.

However, to sell them something, they will need to gain their attention first. And that’s the purpose of the blog – to generate leads.

So, the blogging business model is all about building a list of prospects and turning them into paying customers!

This is how to really use a blog to make money. It’s the tried and tested business system that’s based on true business principles of all ages.

Alright, let’s now step through the blogging business model.

The Blogging Business Model Step By Step

Step 1: Define Your Blog’s Purpose

It was Mark Twain who said, “The two most important days in your life are the day you are born and the day you find out why”

For me that’s truly profound. And I’d say, “The most important day in your life as a blogger is the day you find out why you are blogging and pursue it with all your passion!”

So, do you want to build a blogging business? First, find out your WHY!

Recommended: 5 Little Known Blogging Mistakes that Could Be Frustrating Your Efforts

Step 2: Define Your Target Audience

Who’s your ideal blog reader? Who do you want to target with your content and offers?

Defining your target audience right from the start will help you avoid wasting your precious time in activities that does not add any positive returns to your business. So, with your blog’s purpose in mind decide who your idea customer will be.

Truth is, no matter the amount of traffic you drive to your blog or the number of followers and friends you acquire on Facebook, Twitter, LinkedIn, Pinterest, etc. if you have not defined your blog’s target audience all your efforts will amount to nothing.

Never delude yourself by the huge growth in your social media following. The truth is social media is great for driving traffic to your blog but those who will help you meet your purpose are those who are interested in your offers.

This is your target market. Ignore this and you will simply waste your time chasing the wrong crowd.

I can tell you this from my personal experience. Time past, this blog was averaging 50 comments per post. The irony was that this “highly engaged community” of fellow bloggers hardly clicked on any ad – not even Google Adsense on the blog – at least as a show of support!

Pick the wrong audience and you can be sure of frustration along the way. You really don’t want that.

Step 3: Define Your Product/Service

It was Robert Kiyosaki who said that except you’re the Central Bank or the government’s designated minting company, you don’t make money because…

Money is earned!

And, I’ve said this earlier, blogs don’t make money; businesses do!

Businesses make money by solving a problem for people or by filling a need. They do this by selling product(s) or service(s) that provide a specific outcome or transformation for their customers.

And so, to make money with your blog you need to have a system of earning that money. You need a product or service that your target audience is ready to exchange for their money.

Now, there’s something called product market fit. As defined by Marc Andeerssen, who coined the term in 2007, product market fit is “being in a good market with a product that can satisfy that market.”

Basically, what this means is that you need a market that’s large enough and a product that fulfills a need of that market.

From research, between 43% and 75% of businesses fail because they wrongly assume that people are interested in their product/service. And so, in defining your product/service you must avoid falling into this trap. You should research your target audience to pinpoint their pain areas and then offer products/services that will heal those pains.

Step 4: Architect Your Sales Funnel

We’ve mentioned earlier that the main purpose of a blog is for generating leads and converting those leads into paying customers.

… The system that helps you do this is the sales funnel.

The sales funnel is the “money-making machine” behind every one of the 6- to 7-figure blog businesses you see out there. It’s something that you hardly hear of among the “average” bloggers. Most of the typical make money blogging tips your read might mention list building but beyond that nothing is said about a sales funnel!

What’s a sales funnel?

A sales funnel is a series of steps designed to guide visitors toward a buying decision. The steps are composed of marketing assets that do the work of selling, like landing pages and email.

NOTE: Your sales funnel works behind the scenes to make sales for your business.

Unfortunately, most bloggers mainly focus on creating content and then chase after blog readers, comments, followers and shares on social media. This is because they are unaware of the power of the sales funnel!

A sales funnel can help you grow your business, from capturing leads to making the first sale and then turning that into repeat sales. The best part is that it can do all of these automatically, once you’ve set it up!

Your sales funnel over time will include 4 basic levels of offer. These 4 levels are:

(i) Your free offer – This is the exploratory phase and it’s where people are first introduced to your brand. The purpose is to turn “browsers” into interested leads. It’s obviously one of the most important components of the sales funnel. It separates those who are simply curious from those who are truly interested. It’s your “hand raising offer”!

(ii) The front-end offer – This is designed mainly for customer acquisition. The main purpose is to turn a lead into a customer. There’s a huge different between these two. A person who only opted into your list to get a freebie is worlds apart from the one who has bought something from you.

(iii) The Core offer – This is your main product which delivers the transformation that your business is centered around. Your core offer could be a training course, a service, consulting, etc.

(iv) High-end offer – Some more expensive offer that increases the overall customer value. Popular options include coaching, done-for-you service, etc.

Do note that a sales funnel is also a good way of achieving product/market fit because over time, your business will offer different products to your prospects when the time is right for them.

How to Create a Sales Funnel

There are countless ways you can do this. However, here’s a proven simple strategy:

(i) Offer potential customers a lead magnet

This is a free, value-based incentive that encourages people to join your email list. It could be anything from free videos, tutorials, Ebooks or special reports.

To maximize conversion, you’ll want to offer something irresistible and that instantly attracts attention.

There are a number of ways to get your free offer. You can do it yourself or get your hands on dozens of pre-made lead magnet packages. These packages come with everything you need – high-quality reports, responsive squeeze pages and even autoresponder follow-ups that will help you connect with your subscribers.

One of the places you can get pre-made lead magnet packages is….

(ii) Set up a lead-capture page

With your lead magnet ready you will need to set up a lead-capture page. The focus of this page is on capturing the lead via an opt-in form that adds the subscriber to your mailing list.

One of the best tools in the market right for making great lead capture pages is OptimizePress. With this tool you can easily create your own lead capture pages without any problem. Check it out here.

You’ll also need an autoresponder to capture and manage your mailing list. I suggest you check out GetResponse.com.

As I’ve mentioned above, the purpose of the lead magnet is to turn your blog traffic into leads. It’s important that you get this right because the more people that enter your funnel, the more money you’ll make.

It’s worth emphasizing that your sales funnel is the money making machine of your blogging business. It’s important therefore that you get it right.

You can get high quality, done for you Sales Funnels that converts at Funnels Now.

Step 5: Your Unique Brand Positioning

One of the top-most questions you must answer in order to thrive in the marketplace is “Why You?” Why would your potential customer choose you instead of the competition?

If you take the time to check out the 6 – 7 figure income business bloggers you will discover that they are doing so NOT by being “just another blog!” These top earners have built their brand over time and they have become the go-to experts in their niche.

You cannot do anything less and expect great results!

This is where you need a Unique Selling Proposition (USP).

Your USP is simply a statement of what makes you and your offers different from the competition. Its primary purpose is to influence your potential customer’s perception of your business – why they should care about you and your service/product and not the competition.

Put another way, a USP is why a customer should care about your Brand.

Your USP should clearly define the value you offer and the problem you solve. It should articulate a specific benefit that makes you stand out from the competition.

In order to define your USP you’ll need to consider carefully:

(i) Your target audience – Who is your ideal customer? Check step #2 again and be as specific as possible.

Don’t be afraid to exclude people. For example, this blog is targeted at digital entrepreneurs and entrepreneur bloggers. This is why you hardly see “make money blogging tips” and similar posts on the blog. My focus is more on entrepreneurship and building businesses!

(ii) The problem you solve – Ideally, your product/service solves a specific problem for your ideal customer. Think of the pain you’re eliminating. How is your customer better off after working with you or buying your product versus the alternatives?

(iii) Your uniqueness – This is what meaningfully sets you apart from other businesses that are similar to yours. As I’ve mentioned earlier you can differentiate yourself in thousands of ways: service, experience, technique, etc.

Focus on those things that make a tangible difference to your audience.

A great USP comes from a deep understanding of who your customers are, what they want, what they value, and what motivates them. It should also cause your prospects to crave your product or service.

You’ll likely have a different USP for each product or service you offer.

Step 6: Fuel Your Business Machine with the Right Traffic

Traffic is the life-blood of every online business. Of course, that’s nothing new. However, there are a few things you must note when it comes to driving traffic as a business and not as a “blogger”.

First, you must understand that it is not about quantity but quality! You should identify the traffic sources that are right for your purpose and concentrate most of your efforts in those areas.

From my own experience I have discovered that the most reliable way to get traffic to your business blog is to buy it. You could buy traffic from Google, Facebook or even solo mailings.

Now, if you’re concerned with paying for traffic you shouldn’t because your sales funnel allows you to spend money on traffic without going broke. Simply learn the simple tricks of setting up a sales funnel and implement one for your business and you can be sure of recouping your investment in no time at all!

If you’d rather go for free traffic sources then I’ll recommend search engine optimization (SEO). But you must understand that this is really not free as you’d be paying with your time – and time is money!

Conversely, I have also discovered that the worst traffic source for blogs is traffic from blog comments. Comment traffic has only one value for your blog: SOCIAL PROOF!

If you aim to sell advertising space on your blog, the comment section of your blog could be an advantage. But beyond this depending on traffic from comments is a very quick way to go into extinction!

So, in driving traffic to your funnel choose wisely where to concentrate your efforts!

Pitfalls to Avoid While Building Your Blog-Based Business

As you transition your blog into a full-fledged business online it is important that you note some of the common pitfalls that online entrepreneurs face all the time. Being aware of these real issues will help you greatly in your quest for success.

The following list is only a small fraction of what you should look out for. I have only included these out of the many pitfalls believing that these will greatly help you.

1. Not having a plan

A lot of average bloggers only focus on how to make money blogging and never care about making a plan. This is one reason why many of them struggle without any tangible results.

As a business you need a business plan.

Of course, you don’t need a formal twenty-something page business plan. Those big-format business plans have grown obsolete! What you need is a simple document that lays out who your customers are, what you are selling and what people are willing to pay for your product or service. In addition, work out how much cash you’ve got and how long it will last.

RECOMMENDED: The Plan-As-You-Go Business Plan

2. Giving away too much and not getting back

This is the bane of many bloggers. They are used to giving and giving without asking in return. You don’t build a business only by giving.

Of course, to establish your credibility in the marketplace you’re expected to offer something for free. However, your giving should be carried out with your business objectives in mind – turning a conversion into long-term customer relationship. This is the purpose of your sales funnel.

So, don’t give away the farm. Instead give strategically – offer something useful and intangible in exchange for a customer’s contact info so you can promote more of your offers to them in due time.

3. Spreading yourself thin on social media

Social media marketing is good for marketing and building your brand. But, without the right strategy in place it could become a time waster.

While the primary purpose of social media is for connecting and socializing, as a business you’re on social media with a different motive.

It’s important therefore that you clearly define who your target audience is and then choose one or two of the main social media networks where you know your audience congregates and then make a plan of marketing to them.

4. Ignoring your customers

The customer, they say, is always right! And as you must have known by now your business exist to serve the customer. Unfortunately, our human nature usually works against us as we are mostly focused on ourselves.

Not only that, as bloggers we’ve been counseled to do what we LOVE if we want to make money blogging. The result is that we go about our blog business with the mindset of succeeding simply by doing what we KNOW and LOVE!

Unfortunately, that’s only half the truth. Success in business is NOT about what you know or love but about what the market wants. The problem your business solves for your target market should be the problem that your market counts as important enough.

But how do you know this?

By listening to your customers. They have the answers you seek. Ignoring them is detrimental to your success. That’s why the customer is always right!

RECOMMENDED: How to Finally Locate Your ‘Blog Money Topic’ and Create Your First Profitable Online Offer

5. Having wrong expectations

I’m sure you’ve seen those ads that promise success working one hour a week and in your pajamas, right? The truth is, if you build your expectations on those promises you’ll only end up with frustration.

Building a successful business, whether it’s online or offline, takes massive effort. While there are tech tools that will help you automate most of the operations never expect your success timeline to be measured in weeks or months because there’s nothing like overnight success.

So, you must ask yourself from the beginning if building your blog business will still be worth it if it takes years to get there!

6. Business model jumping and niche hopping

This is related to #5 above. A lot of newbie entrepreneurs, because of wrong expectations, are easily moved to abandon their business or change strategies because they see someone else making money in another niche or market.

Instead of focusing on what is working for others find your focus and then stick with it until you make it work. Jumping from one business to another and from niche to niche makes nonsense of your efforts. However, simple, repeatable, and consistent action steps towards your goal will eventually get you there.

Conclusion

If your intention is to make money blogging then this is the proven path you must take. The blogosphere is evolving and you need evolve with it. It doesn’t matter your experience level if you’ll carefully follow these steps you’ll have your blog business up and running in no time.

Remember, it’s not about focusing on some isolated money making methods. It’s about implementing sustainable and automated online systems that keep pulling in new leads and turning those leads into customers that make you money day in, day out.

If your blog is already up and running it’s important that you start treating it as a business by building into it this automated business system. However, if you’re still thinking of starting your blog then you’re in luck. Read this post carefully again and take action right away.

Your Turn: Was this post helpful? Then why not share it with your social contacts?

Also feel free to share your thoughts in your comments below.

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Turn Your Blog into a Sustainable Online Business – Here’s How to Do It! was first posted on January 17, 2019 at 3:52 pm. ©2014 "The Web Income Journal!". Use of this feed is for personal non-commercial use only. If you are not reading this article in your feed reader, then the site is guilty of copyright infringement. Please Click here to contact me. from Turn Your Blog into a Sustainable Online Business – Here’s How to Do It!

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"best affordable individual health insurance in virginia

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best affordable individual health insurance in virginia

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Has New Republican Joe Wilson become the biggest STAIN on the FAILED Conservative movement thus far?

...or something else?, I know there's a lot to choose from, Thx. for sharing.""

""Car Insurance coverage, will my insurance provider cover sun damage paint?""

I own a honda pilot suv, I have full coverage insurance on this vehicle. My pilot has bad sun damaged paint I live in a salty dessert area. I wanted to know if my insurance company ...show more""

Would health insurance coverage for alternative health care increase consumer choice or decrease health care?

Would health insurance coverage for alternative health care increase consumer choice or decrease health care costs?

Where is the cheapest place to get taxi insurance in Northern Ireland.?

I have 7 years no claims on a taxi insurance and looking to see where i can get the best deal . Cheers

""Im a co-signer on a car loan, do I need to be on the insurance??""

I co-signed a car loan for a friend of mine, he went to get the registration and all that but he couldnt register it unless I am on the insurance, and the registration. The dealer is threatening to take the car back from him if he doesnt come to the dealer proving that I am on all the necessary documents. Registration, and insurance. I am not driving this car at all and we also live in two seperate cities, and only did this to help him establish some sort of credit rating again, but this has ended up being a huge pain in the ***. One Idea I had was to write a bill of sale up saying that I have sold him the car and he is now the owner of the car, not me. I live in Calgary Alberta, in case insurance rules differ from province to province.""

Need cheap insurance 18 year old in UK?

hello can anyone tell me where i can get cheap car insurance for my son who is 18 years old. its been 1 year since hes passed. i have 6 years no claim bounes. the best quote i have got so far is 2700 on a corsa 1.2. is it possbile to get any driver car insurance?

How can I get life insurance on my parents?

I'm 27 and my dad is having his 6th child this month. Which means by the time my little sister is my age I'll be near elderly. Furthermore, as we picked up the cake for the baby shower, my dad informed me that since it's quite likely he may be gone before the child fully matures, I will be left in charge in his absence. Is there anyway to get life insurance for my dad without his consent. I don't mind informing him, but it's something I would like to manage alone.""

Car insurance for an 18 year old?

I was thinking about buying something like this: http://www4.autotrader.co.uk/classified/advert/201136414321909/sort/priceasc/usedcars/price-to/1000/model/corsa/make/vauxhall/postcode/hp100bg/page/1/radius/10?logcode=p (it's a 1996 1.2 Corsa LS), would I be able to get cheap(er) insurance if I asked to go on my dad's insurance (with Direct Line)?""

How much is your insurance (4 cyl cars only)?

I am thinking about getting a saturn sc1 and just wondering how much my insurance will go down. right now I pay $100 a month for a v8 88' mustang convertable. Thats pretty cheap for a mustang I hear and I just want some people are paying for newer 4cyl insurance.

Question about GAP insurance?

when i bought my truck I had GAP insurance calculated into the loan, but since then Ive refinanced several times, last time back to the original lender. Since the GAP was in with the loan is it correct that it would still have GAP insurance?""

Which type of insurance do I have?

I have AvMed insurance through my job and I am filling out paperwork online right now and I am not sure which type to choose: Primary Secondary Supplementary Worker's Comp It says Open Access-Self Refer to Specialist at the top of my insurance card. Could someone help me out please?

""Home insurance costs in Slidell, LA?""

Does anybody have a rough idea of the average home insurance prices for home in Slidell, LA above Interstate 12?""

I paid car insurance...?

I paid car insurance monthly, so I cancelled it today and they say there is a cancellation fee...is that correct and if so how much is it usually? Ontario Canada""

I'm 21 years old and i work full time&i live at home with my parents&im pregnant what benefits do i get?

I'm 21 years old and i work full time&i live at home with my parents&im pregnant what benefits do i get?

Car insurance switches?

i have a nissan sentra 93 my insurance is through allstar but, my cars transmission finally went out so i got another car but its not insured yet...i was wondering will my insurance company let me switch my coverage from my nissan to my new saturn??,, with out having to pay for another deposit and do i keep the tag from my other car and use it for the new one or do i give that back?? and is there anyway to find out how much a new tag and taxes will cost on my new car?? or do i just have to find out when i go to the dmv??""

""If i damage a car by like 5,000 worth in damages how much will my insurance go up by?

im only 18 and still havent told my dad about it..this is my first accident..and i still have not yet recieved any word if the accident was my fault(accident happened 2 days ago) but what happened was i entered traffic from coming out a place into traffic and got hit...i mean i think it was her fault because i entered in traffic slowly and i assumed that she was speeding and hit me or tried passing me...i didnt just pop out into traffic because she would of have it me on my back znd i saw her car from a distance..there was a camera there i think is one of those pic/video camera for people who run red lights and the officer said that i couldnt use it which i dont get it what i plan to do is once i get word that it was my fault im going to pay for damages to my car by myself i just wanna know will my dads insurance billl be a BIG difference of like thousands i just feel anxious and nervous

Health insurance for green card holders?

My father in law is a green card holder for 3 years and just turned 65. I don't think he's eligible for Medicaid but would he be eligible for medi-Cal benefits (he's a california resident)? Any recommendations on where to get reasonable insurance policy?

Can I get insurance subsidies under the affordable care act?

I'm 56 years old and still working and get insurance through my large employer. But, let's say I decide to retire. I'm single with no dependents. My net worth not ...show more""

Buying Health Insurance?

I am 60 with pre-existing conditions and am trying to find health insurance, not a discount program. However, I am not sure how to go about finding the right insurance that I can afford. I have degenerative joint disease and spinal stenosis and it is difficult to find affordable insurance. Can anyone help me with this?""

Where can I get private health insurance?

I need health insurance, like I know many people do. I have cancer, but I guess that's not considered a disabilty because I was turned down. My job does not pay for medical. I know several married couples where they have two different insurance policies through each of their employers, and they get to pick and choose which one to use. I don't have a spouse. I know several people who are alcoholics who have an HMO through their retirement and they are in the hospital every other month, simply because they have over drank. They run to the doctor every two months for very trivial things/ I know of several who abuse the veterans hospital from runny noses to a simple headache, plus they are paid monthly for a disabilty they don't have. They just don't want to work. I think married couples should only be able to use one insurance policy, and these others should be only allowed to go to the doctor a few times a year. If they are an alcoholic send them to AA.""

18 Year old car insurance.?

Hello, I am looking at car insurance and the cheapest I can find is between 2,800 and 2,999 based on a corsa and the price changes depending on the year I put. I do not want a fancy car just something safe, secure and that I can drive. That quote only changes by about 50-100 by adding my mom and it goes up not down by doing so. This quote is tracker based with insure the box. Please can you advise on cars that may be cheaper or ways to cut the cost. I have had a licence 4 months but will be 5 in the new year so i am basing it on that. When just trying quotes based on 6 month licence (coming up soon) and with a 1 year no claims (can do with no claims accelerated insurance but not may companies and they say they not quote me) and the price was 1,8500. Thanks""

Car insurance for minors?

Abt how much would insurance cost me. Am 17 wit a drivers licence and I live in Texas ? Thanks:)

What does a full coverage car insurance policy cover?

If I have a full coverage insurance policy through Allstate, esurance, statefarm, progressive, or geico. I know that it automatically includes liability as well as comprehensive and collision with a deductible. But does it also cover me if I total my car in an at fault accident, does it cover me when driving a rental vehicle, does it pay for rental cars or offer discounts when my car is down or in the shop?""

best affordable individual health insurance in virginia

best affordable individual health insurance in virginia

How much does car insurance cost in Ontario for a new female driver?

I'm getting my G2 license in a few days, and want to start looking into buying a car. I'd probably get the first cheapest, used car I can find. I need to know how much insurance will cost, roughly. I am seventeen-years-old, I get average, or above average grades, and I am a new driver and legal citizen of Ontario, Canada.""

Would it cost any extra to put another car on insurance policy?

I was just added to my family's car insurance policy, and was just browsing used cars. If I were to give the person in the policy enough money to buy a car, would it cost them anything extra to put that car on their insurance? They have two vehicles on the insurance currently.""

GuRLS CAR INSURANCE??

IN california, how much cheaper is girls insurance from guys? Also, If I have a C average for my grades, can I get a discount?""

Car insurance?

how much would it cost for a 16 year old girl, honor student & drivers ed to start a plan by her self, or would it be cheaper to be added to my parents plan? aslo the car would be a madza 3. THANKS :)""

Affordable Health Insurance in California?

We're TTC and having a bit of trouble so I was wondering if anyone could recommend a good health plan that covers maternity and possibly specialists.

Rover Mini insurance

Hi, im 16 years old and want to buy a rover mini pre 1997 as they have an airbag then, i wanted to know roughly how much it would cost to insure a 17/18 year old in a 1.3 litre rover mini. And im not a speed obsessed crazy teen, i would want to keep it nice and would not drive that fast anyway. Anyone know a figure?""

Car insurance claim Question?

Okay, so here is the story. i was in a private McDonald's car park when the was car meet event, nothing official boy racers if your wish, the car parks were full to the brim with cars parked all over the place, with hardly any lighting at 10 o clock as night, visibility wasn't at its best. i was stuck in a Que of traffic trying to get out of the car park, when the car in front started reversing for what ever reason, so i put my car into reverse, had a glance in the rear view mirror which really was no help because of the poor lighting. I let my foot of the brake as the car in front stated reversing an with in milliseconds i herd people shouting, so i stopped and got out, there was a car right behind me must have on been cm away, with a massive dent in the drivers door. although i didn't even feel a thing i quickly apologised and began to sort the problem. i have no clue whether the driver had his lights on or not. i suspected that i couldn't have done it because i had barely moved and there was no damage to my car what so ever. Although this being my first accident i was nerves so took responsibility. We both decided to sort it out between our selves, i didn't want my insurance to go up as it is high enough already as a young driver, he said he would need a new door and i agreed due to the size of the dent, so he found one on eBay for 150 and would take nothing but that as i only had 100 in the bank at the time we drove to the cash machine he took the 100 and we agreed that i would pay him the other 50 in two weeks when i got paid, i writ a receipt to say that i had paid him this money and there was a following 50 to come, with his signature and address phone number ext... two weeks later herd nothing although i kept the money aside for a couple more weeks just in case, but still herd nothing after over a month he texts me asking for the 50 which i no longer have, i explain to him that he has left if for over month and now expects it instantly. Now he says he is going to put in an insurance claim, which i cant no see happening due to 2 reasons 1. he has already tried to sort it him self and failed to because of a fault of his own 2. because he was on a private car park at an illegal car meet Am i right? or is there anything i should do or know about this situation. Thank you.""

Around how much would car insurance cost a year for an 18 year old female to drive ocassionally?

I just want to drive my moms car for a bit until I buy my own!

""How much money does insurrance cost for a New male driver, in Alberta Canada?""

Ok so im 16 and i want to take my test, the only thing is my parents want me to take drivers ed. because apparently it saves on insurance. but it costs like 600 bucks Jeeeze. Anyways i want to know how much insurance costs so i can work out how much i would actually save...or wouldn't. Thanks""

Cheap Cars & Car Insurance? Help Advise?

I passed my test yesterday - with only one driving fault. i'm now looking for a cheap car and insurance? I'm 20 years old. also is it worth doing you pass plus as I've heard it lowers your insurance but then I've heard insurance goes up?

Mortgage company wants us to pay hazard insurance premium up front?

I am getting an FHA home loan. My mortgage company sent me a good faith estimate stating that my hazard insurance premium will be included in closing costs, but that I will also be paying a monthly hazard insurance payment, the same goes for the mortgage insurance. They are also wanting us to put $591 into hazard insurance reserves. What is this all about? Is this normal? I was pretty positive that when you got insurance you just paid your premium monthly, not up front and then monthly also? Help me understand what is going on here.""

How much is insurance if you're 19 to 20 years old?

im planning on getting a car in a few months and i'm just curious how much i have to put out for insurance on a coupe car years from around 2000 to 2006. and how much less would it cost if i had my parents to buy it and just put my name under the insurance?

Insurance industry Q&A - what entry level insurance job ...?

what entry level insurance job would be good for someone looking to break into the industry?chicago i have 0 years experience but i have a BA degree undeclared. im fimilar with ms office software.

How much would insurance cost for a 2001 mitsubishi eclipse?

Im 16 and just about to get my license! I have a 2001 mitsubishi eclipse and I was wondering how much insurance would be for it. Im a first time driver, but im also in a drivers ed class and I have good grades, so that should help with a discount hopefully! But with this info can anyone give me an average or something on what they think of the price of the insurance. Just remember, -first time driver -good grades/drivers ed class -2001 eclipse thanks!""

Cheapest auto insurance for teen drivers in South Carolina?

I'm about to start driving in a year or two, and I want to know what the price range for me would be?""

Cheap car insurance is all I need.?

Cheap car insurance is all I need.?

Car Insurance For 17 Year Olds In The UK ?

Im taking my test in a month but would just like to know what are some of the cheapest cars to insure as i dont have the bank of mum and dad to help me out so i have my weekend job which i get about 100 from roughly ive heard some people getting insurance for 1200 which is fairly cheap also what are the cheapest insurance companies ???

Looking for health insurance for our kids???

We just moved to oklahoma and we make to much for medicaid but not enough to pay $500 a month in insurance plus have a $1100 deductible per person then a 80-20 split after the deductible. We can afford to pay our own Doctor bills but if we had a serious problem (tonsils, appendicitis,surgery) we wouldn't be able to afford that so does anyone know of any health insurance we could get??? How does a HSA plan work??? Can you get one without it being sponsored by your employer???""

Cheapest car insurance in florida?

I know insurance is very important, but I simply do not have the money right now to get a good plan. I have a minimum wage job, and I need to go to work and I need a way to get there. So I need the cheapest plan I can find. At least for now. These premiums are up to 500 a month and I really cant do that. Anybody know of a cheap cheap CHEAP car insurance company?""

Need health insurance. Can anyone help?

I'm 21 and I don't have insurance. I can't get it from my job becuz i work part time and I make to much money to get it (12/hr). What should I do?

First car for teenage girl? Insurance...?

Need a car 17 year old girl 1.0 ltr engine. Cheap petrol and cheap insurance please? I also read getting the box fitted where you can drive between certain times also makes it cheaper?

How long does it take insurance companies to create your insurance?

My father just bought a mercedez sl 500 convertible. Its a 2000. We got it on saturday. Call the insurance to transfer myself onto the car on monday. todays wednesday and still no word. How long will it take for them to rate the car and post me on the insurance?

How to lower My car insurance?

If insurers are now meant to quote the same price for guys and girls for the policy's does that mean if i got a quote for a car as a girl lets say 1000 and I rang the insurer and quoted this would they have to match it so my quote would come down from say 3000 to 1000? As the law is meant to have changed?

""Best insurance business (All State, Farmers or State Farm)?""

I am seriously considering becoming an insurance agent for State Farm, Farmers or All State, but I don't know which company is the best choice for me, I am bilingual in Spanish, so I am looking for a company that is going after the Hispanic Market. I have heard some bad things about Farmers, so my decision might be State Farm or All State. Nationwide is doing a great advertising campaing in the Spanish market, does anybody know if they offer agency jobs. I am open to other suggestions. Any help/Suggestions is very much appreciated. Gracias""

How do I register a restored classic car without a VIN?

What my question more specifically is, is- If I restore a 69 Camaro from the ground up, and the vehicle does not have a VIN number and no original parts, how do I register it? How does the DMV determine the year of the car is 1969?""

best affordable individual health insurance in virginia

best affordable individual health insurance in virginia

https://www.linkedin.com/pulse/health-insurance-question-jayden-weber/"

[sizzlingcrusadebouquetfan-blog]

Motorcycle insurance?

"Motorcycle insurance?

Actually, could you also give me a rough estimate of how much I would expect to spend on gas in a month(full time job, as well as all around vehicle),  and registration, liscense etc.  Essentially, I need a estimate of how much it would be to own and maintain a motorcycle per month.  Obviously the answers are gonna be rough guesses, but thats ok.   Thanks :)

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

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I want to buy a car insurance by different address?

i want to buy a car insurance by different address which where i lived now. is that getting a problem ?

Cracked windshield - should I make an insurance claim?

My windshield needs to be replaced due to a crack about 18 long. (from a stone that got kicked up by another vehicle on the highway). It will cost about $325 - $350 for a new windshield. The windshield installing companies say they can get Geico to pay for it. Might be true. I have comprehensive, but my deductible is $500. I just need to know if they will pay for it, and if it will cause them to decide to raise my rates, as I have made a claim.""

Help on getting cheap car insurance for young drivers?

I know about multicar but i cant do that, i know about named drivers etc but is there any way i can get a decent insurance quote for a 17 year old because ive been getting 15000 quid for quotes recently. Dont tell me you cant do it thats not gonna help me, thanks""

Motor Scooter Insurance?

I'd like to hear an estimate for how much motor scooter insurance would cost if I have/am: *16 years of age *Own a 49cc motor scooter *Will use it basically year round for: School, business, pleasure purposes *Took a drive safe course *Have a car license *Decide to get completely insured (All out) If someone would give me realistic numbers for monthly/ yearly costing, I'd be very appreciative.""

Which insurance company is the cheapest for a 2002 toyota echo?? Thanks again Dan?

Its for basic coverage

How can I find a cheap but good dental insurance?

I need braces so I want orthodontics to be included. I am considering family insurance since it usually isn't much more.

How to apply for a government health insurance?

my friend is on a student visa and she is to stay here for 8 months. She wants to apply for a health insurance just in case anything happens to her stay here in California. What are the steps to apply? is there a certain website where she can look for it? Does it include the medical, dental and visual insurance too? thanks""

Will my insurance cover it?

My dad is taking me off the insurance and my coverage will end at the end of February. Anything I get done through February, as long as it is before the 1st of March should be covered, correct? I know insurance companies don't reimburse immediately. It usually takes a couple of weeks. But anything should be covered within that month right? Thanks for the help.""

Student Car insurance?

Does anyone know of a good insurance company that is suitable to students? I am off to university in september, I'm not taking my car with me however, I will be home every other weekend and will want to use it then as well as when i'm home for christmas etc. I am looking for an insurance company that is suitable for this kinda thing as I dont want to be payin lots for insurance when I hardly use the car. Thanks""

Question about Car Insurance? This is crazy!?

I have a question about car insurance. I was recently shopping around for quotes for car insurance. I had gotten an email about Washington Mutual Car Insurance, so I decided to get a quote. I was astounded when they quoted me with $2500 every 6 months or $5,000 a year. I was just completely blown away. My car, a 2004 Nissan Sentra, is barely even worth that much. I called them up and asked why they were quoting me that rate and they said it was because of my age and credit score. I am only 23 and I have really bad credit, but there is NO OTHER insurance company that quoted me a rate anything near as high as that. Progressive quoted me $600 every 6 months or $1200 a year. Geico $613 every 6 months or $1200 a year. Allstate was $1,200 every 6 months or $2,400 a year. And State Farm was $800 every 6 months, $1600 a year. These quotes were all for identical insurance policies. I have never been in an accident, never been arrested, never been given a ticket for ANYTHING. Does age and credit score make that much of a difference? That is insane, no one in their right mind would pay the full value of their car every year in insurance fees. What do you think?""

Insurance coverage with DUI involved?

My father recently crashed his car into a van after consuming over the legal limit of alcohol (well over knowing him), and is concerned whether Progressive insurance will cover vehicle damages for him and the other driver. Also notable is that his car is pretty much totaled, I think, and he does have some previous blemishes on his driving record and the car is leased. If someone with some knowledge on these matters would help and give me an idea of what insurance will and will not cover could help it would be much appreciated.""

""I have been quoted at 683 for car insurance, is this all it will cost?""

I'm 17, male, so I was expecting expensive insurance (not fair lol!) when I put my details in all the others were quoting at around 1,800 but the first one Quinn direct quoted ...show more""

""I have Mercury Car Insurance, what should I watch out for?

I recently opened up a policy with Mercury car insurance because they gave me the best quote. A month later my roomate was doing research and found a large amount of people giving bad reviews of Mercury car insurance. Since I don't know anyone who has Mercury car insurance I was hoping someone out there could give me some good feedback as to whether or not they are worth renewing in 5 months.

Is a scraped car door handle worth the rise in insurance rates?

If someone scraped against your car door and the only thing damaged was the handle on the passenger side door, would you file an insurance claim and risk a rise in insurance? The scrape is only about 1-2 inches long.""

Can anyone tell me if there are affordable doctor for people w/o insurance?

Can anyone tell me if there are affordable doctor for people w/o insurance?

""Already expensive and soaring prices for the US health care, what can be done?""

Many folks just like you living either in Europe or Canada are paying much less in health care than us Americans. It was just a week ago I went to shop for dentist. In four different dentists each dentist give me a different quote, different prices when ALL of the services where the same. Something is wrong in this picture. I came to ask myself are doctors putting their own price tags on their services since they are NOT regulated. This is NOT about Democrat or Republican or any politics, it is a community asset that needs to be provided for the community in affordable prices like anybody else living outside the US. The notion that it is expensive in the US because of better services and top quality medicine is simply a hoax, because ALL MEDICATIONS contain the same ingredients, but different brand names. This is where government NEEDS to step in, and make sure nobody open up a business and put up their own price tags. Pharmacuetical companies may have spent MILLIONS to research and produce medicine but that should NOT all PAID by the consumers. Why should a patient pay for a money that is somehow added to your medical bills and medicine price because of pharmaceuticals research?. When it comes to college tuition and health care, everyone should put politics a side and draw a line between Capitalism and community assets. We elect our officials to provide us, secure us, and work for us, and when folks who only see making profit are more influential and more powerful than our elected officials than something must be done in here. Drugs made by US manufactures are sold to other countries for less than Americans can buy them. If nothing is done in here, I WILL DO SOMETHING, good or bad. Just to get results different than what we have today. Join me.""

What is better Subaru WRX Impreza turbo or Holden Commodore V8?

I am looking for a awesome performance vehicle with my following criteria: -Fuel Costs -Highway ability after 110km/h for overtaking at high speeds, comfort and handling? -Reliability and how often to service, how cheap parts are and how long engine is going to last? -Price on tyres -Price to get a WRX Impreza or V8 commodore (in manual) -Manual or Auto? -Insurance costs -0-100km/h? (well subaru better but after 100km/h?) -What mods to do if it is cheap or to just leave standard? My purpose is to use it mainly around town and sometimes/rare highways trips. mainly on the weekend a bit of a fun car. Please share your experiences and opinions on these 2 vehicles as would like to get a general picture of what there purpose is? 5 stars if answered the best with all the questions above.""

Determining how much car insurance will rise after an accident?

I was in a car accident recently, my fault, and I totaled my car. The truck I hit has only $175 of damages on it. So how will my insurance company determine how much my insurance will go up? Do they just go on how much damage they have to pay for on the other car? Or do they raise it because I'm not a safe driver and I'm now more liable to be in more accidents?""

Does anyone have term life insurance with primerica? Are rates with another company better?

Does anyone have term life insurance with primerica? Are rates with another company better?

I am in texas and want cheap auto insurance (liability)?

I only need what texas law requires (liability) have 2 accidents 1 moving violation my policy doubled please help me find better deal

""In california, im 16 and i will have my permit hopefully soon. am i automatically insured when i have permit?

so i live with my mom and our roommate. my mom doesnt drive. my dad drives and so does our roommate. my dad will sign allowing me to have a permit but i want to drive with just my moms roommate which i live with too. is it possible that i can just get my dad to sign for me to have my permit and then i can just drive with my roomate that i live with? or would i have to only drive with my dad since he is the one signing? and also am i automatically insured under my roomates insurance with a permit and then i need to get insurance once i get my license? or do i need to have insurance for myself while i have my permit as well?

Are Companies Required to Offer Health Insurance?

Are companies with a certain number of employees required to offer health insurance?

How much is it to get your insurance license?

How much is it for the classes/exams/etc in california? I just got hired for state farm, and i need an insurance license but how much is it exactly?""

How much will my insurance company give me for a totaled car?

i bought a 2000 Oldsmobile Alero and totaled it less than a month later. the kbb value of the car is about $3000. Can anyone tell me about how much i should get from the insurance company?

""Before Obamacare, my health insurance premiums were stable...?""

...this year they went up 17%. How can this be, if Obamacare was supposed to make everything more affordable?""

Motorcycle insurance?

Actually, could you also give me a rough estimate of how much I would expect to spend on gas in a month(full time job, as well as all around vehicle),  and registration, liscense etc.  Essentially, I need a estimate of how much it would be to own and maintain a motorcycle per month.  Obviously the answers are gonna be rough guesses, but thats ok.   Thanks :)

Best dental insurance?

I need dental insurance for my 5 year old son and maybe myself also. Doe's anyone know the best plan to go with? Thanks alot

I dont want to pay for car insurance... is there any way around it? LOL?

I know it sounds crazy and I need insurance but is there anyway to avoid paying it... at least for just a month? I have the cheapest plan possible but its still killing me financially every month! Do you think allstate has a low income program? Do ANY of the insurance companies....?

Does anybody know where to get cheap auto insurance for a 18year old?

Does anybody know where to get cheap auto insurance for a 18year old?

Affordable Private Health Insurance Provider Needed?

Could somebody tell me any company for affordable private health insurance.I need good site.And free quotes and many benefits.Please be honest.

Can you help me find scooter insurance?

Hello I have a 125cc scooter,i live in the u.k,does someone know where I can get cheap scooter insurance and link me to the site you got it from thanks josh""

What is the cheapest car insurance company?

Ok, so I just want to know, as far as getting insurance for your Car goes....do you guys know like what Car Insurance COMPANY has the cheapest insurance you can buy for your car? Thanks, it would help out alot.""

Car insurance price?

i'm now 17, i'm gonna get my license next month, i'm wonder how much car insurance will cost, i'm international student and i live with my uncle in aparterment. i would like to buy my own insurance one not just add to family insurance, please to me exaclty how much it cost for my insurance""

Why are car insurance companies trying to make me go bankrupt?

Okay, this is extremely frustrating. I'm a 19 year old student, who works part time. I have all-state insurance full coverage, and I drive a 2001 toyota tacoma, which is paid off. And guess how much Allstate charges me every 6 months? $750!!!!!!!!!!!! That is absolutely ridiculous. These son of a bitches are totally ridiculous charging me that. I've never had a ticket, never been in an accident. And I don't care if i'm 19 that price is absolutely absurd for that car. I'm almost at the point where I just wanna go illegal and drive without insurance. I'm looking sleep every night over this I mean seriously do they think a 19 year old college student is made of money. And the funny thing is it's under my parents policy and its this much!!!""

Why don't people just buy themselves health insurance?

I am 26 years old and have had a major back surgery. Still I pay just $98/month for my Blue Cross of California PPO health insurance. Why doesn't everyone without insurance just go buy it for themselves instead of buying an Ipod or new cell phone? This would keep the government from rationing health care and having more power over us citizens as well as not forcing some people to pay for others.

Is car insurance expensive?

Im about to get my driver licence and my mom told me that car insurance is really expensive and that's the reason why she wont buy me a car.

What is the typical cost of maintenance for a Mercedes C240 per year including insurance for a young driver?

As the question states. :) Thank you so much for your help!

Average 1 million dollar term life insurance premium?

Average 1 million dollar term life insurance premium?

Motorcyle insurance ?

I just wanted to see what riders ages 17 between 21 pay for a year and for what kind of coverage with what kind of bike, and what insurance company people go with. also if you have taken an msf course or not.""

Would I be eligible for EI if I get fired for not being able to pay car insurance?

I work on call and recently I have barely been getting any hours so now I can still afford next months rent but not car insurance. And this job cannot be done without a car. So if I am not able to afford the car insurance because my boss doesn't give me enough hours, and if he fires me because I am not able to do work because I can't afford car insurance, would I be eligible for EI?""

Can I get unemployment benefits after workerscomp?

I have been on workerscomp for over a year. My benefits may be ending soon. I do not think I can continue working with the company because of my injuries. If my benefits end and I decide to quit. Can I file for unemployment benefits? Doesn't your unemployment benefits based on your last salary? If so, I did not have a salary because I was receiving benefits from my workers comp insurance company.""

I was wondering about my insurance?

i was wondering if my insurance will cover a tubal reversal? i have blue care its a goverment paid insurance cause i can't afford it.. i was really wonting this done and i have searched high and low on the computer and can't find anything so if u can help me out thanks a lot

How do I become a 220/440 insurance agent in FL?

How do I become a 220/440 insurance agent in FL?

""I am about to quit my job, need advice about insurance?

I am quitting my job in a couple of weeks to start my own business. I am shopping around for individual health insurance plans and have found a couple that will suit my needs. The problem is that the plans are both Anthem (Blue Cross California) and that is the same insurance that my employer carries. I'm worried that contacting Anthem to start the process of getting coverage will alert my employer that I am leaving. Should I be concerned?

What's the average price for teenage insurance?

my parents are making me pay for my insurance over the summer, but they won't tell me how much it is until then. can someone tell me the average price or something? i drive a 2000 mazda b truck (similar to a ford ranger). i just need a rough estimate. thanks!""

How do you find out if buisness's / companys have insurance?

how do you find out if a newspaper company has insurance

Does my mom need to add me to her car insurance?

So, I never got my permit. I have been waiting to turn 18. In the state of Florida. I do not need a permit 18 or over. My thing is . Her car insurance won't let me be on her insurance without a drivers permit or licence. I'm stuck now. I was wondering will the dmv require me to be on her insurance in order to take the drivers test ?""

Where can I get some good cheap SR-22 insurance?

I'm in the Chicago area. I need SR-22 insurance as it's required by the state. My license was suspended and it expired soon afterward. I trying to get my license back. So I need SR-22 insurance for someone who was an expired suspended license. I don't own any vehicles either.

I need infon about various product/plans available in life insurance?

what are the various products in life insurance available, please do let me know now , it is a request""

What is the best state to get cheap/free medical care for adult? Any states have insurance?

Do any states have health insurance? Or better funding or access for adult care?

""If my aunt crashed my car, will my insurance cover it?""

I live in PA, and I have Progressive as my car insurance. I have full coverage, and I was wondering if they will cover the whole thing if it was her fault? Thanks!""

Motorcycle insurance?

Actually, could you also give me a rough estimate of how much I would expect to spend on gas in a month(full time job, as well as all around vehicle),  and registration, liscense etc.  Essentially, I need a estimate of how much it would be to own and maintain a motorcycle per month.  Obviously the answers are gonna be rough guesses, but thats ok.   Thanks :)

An insurance question.?

I have been with Farmers insurance Co. for over 20 years. I did some shopping around with Geico (only). They quoted me there identical coverage cost. It was almost $1,100. savings to me. Other than this great advantage...and my question(s) is/are... What would be my disadvantage (if any) if I go ahead now and switch to Geico? Are there hidden agendas that might hurt me by switching to them that I or most of the public do not know?""

Wtf Is going on with car insurance companies?

Last company auto renewed my policy but i wasnt aware of this as had moved address, so to cancel it I had to pay 133 as id already started going with someone else on top of the initial deposit amount i had to pay for both companies which has took a large chunk of my money for what i feel was no fault of mine, then a month later im getting letters from my current insurance asking me to pay an extra 90 plus 25 admin fee or my policy will be cancelled AGAIN meaning a cancellation fee because when i said i had held my licence for 8 years they recon its 7 ive held it for and this makes my policy go up, thing is i got my licence on 22/08/2003 and took my poliocy out on the 19/08/2011 so they're making out when i took out the policy i only had licence for 7 years for sake of 2 days who the hell wouldnt have said 8 to that? it just seems theyre trying everything now days trawling through all your stuff finding the smallest detail just so they can get money off you or cancellation fees cos that way they're not risking anything on insurance but still gettin money off you for cancellation fees its a joke and I can really see why people think there's no point having insurance anymore. Plus I have never made a claim since I started driving but because others have in the country im being punished with premiums going up. Will it just end up where everyone who simply cant afford it thinks sod it and drives round with no insurance? surely that would make things even worse but all these cancellation fees if it happens again that I have to cancel that will be 550 ive paid in the last 2 months and still my car wont have insurance????? arghhhhh its doing my head in surely something can be done to help the customers a little more as insurance was always a headache but this is becoming ridiculous now. ..""

Pennsylvania car insurance prices?

We are contemplating moving to PA. What are the car insurance rates like there?

Can my father insure my car under his name?

I'm planing on financing a car and my father will Co sign. Can he put the car under his insurance I am only 18 years old so insurance just under my name is extremely expensive or is there a way he can be a Co owner of the vehicle if so how ?

How much is car insurance?

I am a first time driver, a girl, and I have discounted insurance because I took driver's Ed. How much would it be and how often do you may? (monthly?)""

How to reduce my insurance price?

I have been trying to find insurance as I will be 17 next year and have decided on a car I would like which is a Peugeot 206 2001 y reg and every time I use a comparison site I get quoted 4 grand or it says their insurers cannot provide insurance. Please help :(

How much will teen car insurance cost?

Okay so I'm getting my license soon. How much will my insurance be approx

Cost of Car insurance for new driver 30yr old Female?

Hi am about to start lessons on learning to drive, and was wondering if anyone knows the cost it would be for car insurance for a new driver annually, car will probably be 1.4, I am female, 29/30 years old. Thanks""

Can we insure our life with more than one insurance company?

If so, in health insurance case, how we get reimbursement with one one set of original bills?""

Why does Obama believe only 5% of America will pay more for health insurance?

It is a known fact that 1 in 3 American aged 50 to 64 are without health insurance. There are 300 million citizens in this country. The baby boomer generation is estimated to be 79 ...show more

Insurance for scooter?

I am thinking of getting a 125cc scooter to save gas this summer. Do I need insurance for the scooter? Then it would defeat the purpose for me

What states do not require you to have auto insurance??????

What states is it not mandatory to have auto insurance in order to register and drive your car? I know that it is absolutely mandatory to have insurance if your financing your car or truck reguardless.

How much should i insure my house for?

My house and land (combined purchase) cost $185,000.I have stainless steel appliances, (combined D/W, microwave, fridge, electric stove, central air and water heater. Furniture (contents) not purchased as yet and will be added later. How much should i insure my house for? *Note -land is not to be insured* Any suggestions on what i need to do, types of coverage and flaws to look out for? THKS for your kindness""

Is it true you get a car insurance break when you turn 25 years old?

I haven't seen anything official, and I suppose I can ask my agent. But I was curious if anybody else has received any sort of rate change when they turned 25. Does it depend on the insurance company?""

Will buying a previously wrecked car drive up my insurance?

Im a new driver and my parents want to buy me an Acura TSX. I found one online and went to test drive it and found out it had been in a moderate car crash, but had been completely fixed and repaired. I went to the mechanic and he ok'd the car for me. We want to buy it, but is the fact that the previous owner crashed it going to drive up the cost to insure it?""

""I am 20years old born in 1992, however to get cheaper insurance can i make my age at 1982 as a second driver?

What will happen when police stop you to do insurance check? If you are going to be showing your age at 28 born in 1982 instead of 1992 insurance is suddenly cheaper for cars. What will police see if you get stopped for insurance check? Also what can you say if they say why is your DOB 1982?

Cheapest cars to insure for a teen?

I am saving up for my first car and was wondering what would be some cheap options for insurance. I already know that toyota camry's and ford tauruses are pretty cheap to insure, but I want to know some more cheap-to insure cars were. preferably between 1996 and 2002.""

How much would my car insurance cost?

If i was to buy a 1.4 three door corsa SRI 05 plate.

Is it a law in New Hampshire that you must have car insurance?

I recently bought a car that i know own 100% (i am not leasing). Is it a NH state law that i HAVE to have car insurance? Any sources would be very helpful.

Cancel Geico Insurance Online?

Is it possible to cancel my insurance online?

Cheapest car insurance for teenagers?

I have a 16 year old what insurance is the cheapest to put her on

Can relative use Insurance to get car towed?

Hi everyone. Had some trouble with my car in that it broke down 30 miles from home. The insurance company ( Halifax but outsourced to green flag) have told me that it would cost 160 as it is outwith the 10 mile radius ! So i had it towed to a local garage who tell me it needs a new engine !! Bad luck this car. I have arranged for a company to buy it back home despite being non-runner, so question is can my mum use her insurance to get it towed 30 miles free of charge ? Possible problems being that she might have to be at the car or they won't tow to the car buyer. Help please.""

Would this work? (Named driver question)?

My good friend has her car and she is insured on that. She takes out another insurance policy for which I can be named driver on, but I drive the car always. We live at separate addresses. If I crash, she will only lose her ncb on the 2nd policy right? Which I will pay for just as a way to get insurance cheap. Also what if I dont crash, does she get 2 years worth of ncb in one year for having 2 policies?""

Can i buy car insurance in another state?

I live in PA, but im currently staying in Iowa for another month. Just bought a car here with a temperary plate, and i was wondering if i can buy insurance here so i can drive this car around for a month, then ship it over and register it over there. Thanks!""

How soon do I need auto insurance after getting my Driver's License?

I'm going to be getting my Drivers License for the first time in a week (I am 16), and I was wondering how soon after I get my license do I need to have auto insurance to drive legally? I'd like to be able to drive the day I get my license, but my parents don't want to add me to their insurance plan beforehand with the possibility of me failing the exam. Is their any kind of grace period that allows me to drive the day I get my license so I can wait until after I complete the test to purchase insurance?""

Motorcycle insurance?

Actually, could you also give me a rough estimate of how much I would expect to spend on gas in a month(full time job, as well as all around vehicle),  and registration, liscense etc.  Essentially, I need a estimate of how much it would be to own and maintain a motorcycle per month.  Obviously the answers are gonna be rough guesses, but thats ok.   Thanks :)

How much would a Ford Puma cost to insure?

I'm 16, taking driving lessons soon after my birthday, and I'd love to get a Puma, I know insurance is a lot... But I thought that as it's a small, 2 door car, the price might drop a bit, if maybe the price is going to be quite high (Above average for a new driver) then please suggest some other cars that are cheap to insure :) But I would really like one of these x) Also considering fuel consumption and economy :) One of these - http://www.autotrader.co.uk/classified/advert/201228478314260/usedcars/postcode/bn72ph?logcode=kp :) Thanks very much""

My health insurance ends when I turn 19?

So does that mean I can chose any location and place for regular checkups? I know I will pay the cost fees. But in general, is it all the same cost or??? I'm so confused.""

Do we need land lord insurance?

A close family friend is living in a property that have been left to my brothers, sister and myself by our mum but not paying rent do we need to get landlord insurance.""

How do I get health insurance?

My job doesnt provide health insurance and I do need to get some. Thanks for the help :)

Question about car insurance?

if insurers are allowed to stereotype that all males are aggresive drivers and as a result should be charged more, why do asians not have higher premiums too? hasent it been proven that driving below the speed limit is just as dangerous as speeding? i did a quote for a car im looking to buy, and insurance would be about $6000 a year for me (17 year old male), for my girlfriend it would only be $3000. i think thats pathetic! not all male drivers are bad, sure a lot are, but alot of asians are horrible drivers!""

How long does it take Home owners insurance to pay?

My house had a pipe burst, a guy from the insurance company came and took pictures of everything that got damaged. My xbox 360 was sitting in water and he took a picture of it. How long will it take till I know if they are going to cover it or not?""

How much can i sue and get from car insurance for pain and suffering for $600 worth of medicals?

How much can i sue and get from car insurance for pain and suffering for $600 worth of medicals?

Why would the insurance companies be against the affordable healthcare act?

Why is this new healthcare law suppose to do and why are the insurance companies against it for.

How long does a traffic violation affect car insurance quotes?

Two years ago, Feb in 2011, I was caught driving with a suspended license. Since then, car insurance has been through the roofs. How long until my quotes are no longer affected by my violation?""

Do you have health insurance?

If so, How much is it per month? How old are you? What kind of deductable do you have?? feel free to answer also if you do not have insurance.""

""In North Carolina, do you have to already have insurance to get your license?""

I am going to try to get my license sometime this week but im not on the insurance, yet. I was wondering if you had to already be on it, or if you could take the test and if you pass, then get on the insurance. B/c we already have the papers ready for it but... yeah?""

Car insurance?

my car insurance is $1537 i dont know why im 18 years old have a kia spectra 03 drive 2 hours to school everyday can anyone pls help me

What would it cost to add someone who has a drink drive conviction to my car insurance for a couple of weeks?

It would be third party fire & theft; the same as me.

Saw a ins Discount for driving less than 40 miles a day?

Saw an insurance discount for driving less than 40 miles per day to work

Auto Insurance Question/Teen Driver?

Our teen is about to get his learner's permit. At what point am I obligated to notify my auto insurance company that our son is now a driver.....when he gets his learner's permit or when he gets his actual driver's license? I'm wondering at what point my rates will increase as a result of needing to insure my son. The state is Vermont. Thanks!

Car insurance denied claim because they cannot contact its insured.?

Hi. On April first, my neighbor hit my dad's car in our neighborhood. Our garages are facing each other, and my dad was going backwards to get out of our garage. He was already in the street and he was ready to go in his way. Suddenly, our neighbor back out from her garage very fast and hit the driver door of my car. She didn't stay in that position, she moved and my dad did the same. The white bumper of her van had no visible damages, but my door needs to be replaced. Also, there is white paint in car in the place she hit it. We asked for her insurance, but she didn't have it in that moment. We wrote the plate number and took some quick pictures. I called my insurance to report the accident. In the night, when she returned home, we asked for her insurance, but she refused. We called the police and she agreed to give us her insurance information. In fact, she wrote the information herself. I called her insurance(Geico) the next day, and she had already made a claim, and she only said she didn't hit my car; she didn't give more details. My dad gave his version of the accident with a lot of details, but she didn't do it. Her Insurance tried to contact her, but there is no answer from her. I see her everyday, so I am sure is not responding on purpose. Now, her insurance called me and told me that because she is not responding, there is no way to confirm she was involved in the accident. therefore, they denied liability. I was shocked because they took that decision only because they cannot contact her. They didn't came to take pictures of the place or the cars. So, I tell them I was going to send the pictures I took. I did send the pictures but now, the adjuster is not in his office, and he will be back next week on Thursday. Right now, I don't know what to do, I could pay for the reparation of my car, but I don't believe that's fair. Please, if someone can guide me with this case. What can I do?""

Is it cheaper insurance for you to be a named driver if your parent owns the car?

Im 17, a boy and i want cheap car insurance, is that a better way to get it?""

How do you justify an insurance company raising rates by 39% for individual policies?

California insurance regulators asked Anthem Blue Cross to delay controversial rate increases of as much as 39% for individual policies, hikes that have triggered widespread criticism from subscribers and brokers -- and now from the federal government. In a rare step, the Obama administration called on California's largest for-profit insurer to justify its rate hikes, saying the increases were alarming at a time when subscribers face skyrocketing healthcare costs. http://www.latimes.com/business/la-fi-anthem-obama9-2010feb09,0,4384044.story""

How much would insurance be for an under 21 female in NYS?

I've been trying to figure out how much money I would pay for auto insurance before I get a car, but I can't get any quotes without a car. I am 19, a female, and living in New York State. Is there anyone that would mind sharing how much they pay, what insurance company they have, and how old they are? I would really appreciate it.""

Will you encourage health insurance to be sold across state lines?

I can buy car insurance anywhere but not health insurance. Why? If competition brings down prices then selling health insurance across state lines should bring prices down. I have not heard any candidate mention this.

What is the best and most cost efficient way to move?

We are moving from Atlanta, Georgia to Boston, Massachusetts. I was researching possibly renting a moving truck, but I'm having difficulty finding the best option. I was considering U-haul, but from other message boards, I got the impression that as the costs add up with insurance and mileage and whatnot, it appeared to not be the best option out there (or maybe it is in comparison to other companies, I am not sure). Does anyone have any suggestions or past experience with a good moving company? We are looking for the best price option, and possibly a company where we could pick up the truck in Georgia and drop it off somewhere in Mass. **the trip is roughly 950 miles""

Insurance info on changing them.?

my dad has a certain insurance and i want to switch to another insurance. what is involved switching to a new insurance because i found a nice new place but they don't take his current insurance. i really want to do move because this new place is great.

Auto Insurance ? Never had it. Can anybody help.?

I have called for quotes.. to many auto insurance companies. But since this my first time purchase I am confused, Can someone break down the features of a policy, what am i to have, what is reccomended. thanks , any details will help.""

Job doesnt offer health insurance. What to do?

Does anyone know where I purchase affordable health insurance? I work, but job doesnt offer it. Im not in a position where I can change jobs.""

Can you insure a car without a company?

Do you have to go through a company to insure your car, or can you do it yourself? What I mean is that you could put a large sum of money to one side in a deposit and get back what wasn't spent on claiming. This system works for appartment renting, so why not car insurance? Does it exist? Should it exist?""

Motorcycle insurance?

Actually, could you also give me a rough estimate of how much I would expect to spend on gas in a month(full time job, as well as all around vehicle),  and registration, liscense etc.  Essentially, I need a estimate of how much it would be to own and maintain a motorcycle per month.  Obviously the answers are gonna be rough guesses, but thats ok.   Thanks :)

https://www.linkedin.com/pulse/car-insurance-quotes-sudbury-ontario-violet-campos/"

[alegendarystudentwonderland-blog]

Insurance no claims bonus?

"Insurance no claims bonus?

My Car Insurance 2 no claims is coming up in 3 months, but i want to insure another car now, if i bought it now would my insurance premium come down when i get my 2 years in march or will it stay the same till i renew it next year?

BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 

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Can I insure a vehicle I don't legally own? ?

Can I insure a vehicle I don't legally own? ?

Auto insurance and Car payments?

I am looking to buy a 4x4 truck or mini suv of some sort ranging from $3000 to $7000. I know this is a hard thing to answer but if anyone can give me some tips and rough estimates that would be great! Im 19 years old, I have 3 credit cards all payed on time and a cellphone contract. I have a 600 something credit score and I am wondering how much a car payment would be without a co-signer? Also what is up with insurance companies? They want to charge me $300 to $400 dollars a month on any car year make or model monthly without even checking my back round...Is there some place where I can get cheaper rates? I cant afford that crap. Any help is appreciated, thanks!""

How do I get all my old insurance names?

Hiya. Im struggling to find a way to get my information. Most of us dont keep all our old paperwork. Been driving for 6 years but cant remember even who the companys where. Any way of finding out or are they lost forever? Is it also possible to claim on possible ppi on car insurance?

How much money should I budget for insurance on a car dealership?

My bank needs an estimate for a car dealership insurance but the insurance company is taking forever? HELP!? I've been trying to get a hard insurance quote for over 2 months. they keep coming back with more questions because i'm doing a slightly unique business model. Thats fine and all, I understand why and that doesn't bother me, but what the problem is that the bank said they won't submit my loan app to the SBA until I have at least a rough insurance estimate in my cash flow, and the insurance companies I'm talking to (2) won't give me a rough idea at all! I don't know if its $2500 a year or $500,000 per year. Can anyone who knows anything about business insurance or car dealerships give me an idea within $5000-$10k of what I might want to budget for? Could it be 1/2 a million? or is it likely going to be more like 10 or 20k per year? Total inventory will not exceed $65,000 and we will also have a two service bays. Thanks!""

How much do you think the cheapest insurance would be for my classic car?

My car is a 68' . Yes It is very old. I have been trying to get a quote but most websites do not have the option for cars older then the early 90's late 80's. Anyone with a classic car help? I thought about antique tags but I will use It as a daily driver and in the state of VA that's illegal so.. it's chevy impala 4 doors. btw. all I want is a liability.

Where can I get individual health insurance that will cover Pregnancy?

I live in a small town in Texas, I was recently married in June 2008, we got pregnant with twins but unfortunatly had a miscarriage...one of hardest things I have ever had to deal with...anyways...we want to try again but I really want to have health coverage and not have to pay out of pocket...does anyone know of any health insurance that covers pregnancy...from what everyone else is telling me no individual policy will cover me if i get pregnant...if anyone can help I would appreciate it...""

Can i get insurance with a permit?

i am getting my learners permit tom ,can i get insurance to .i am 16 years old""

Buying first car and auto insurance question.?

I just got pre-approval for an auto loan. I do not even have a car in mind yet. My question is when do I contact insurance companies? Should I look at cars, pick on I like, and then contact car insurance companies about quotes or should I call them before I even go browsing? Im just a little lost. Also, I hear car insurance is flipping crazy for young men. Im a 22/Male in New Mexico so if anyone has insight or suggestions I would appreciate it :)""

Is car insurance cheaper when changing from 20 to 21 in age?

Is car insurance cheaper when changing from 20 to 21 in age?

""Is there any health insurance programs, other than Medi-Cal or Medicare to help the nearly indigent in Calif.?""

Is there any health insurance programs, other than Medi-Cal or Medicare to help the nearly indigent in Calif.?""

Cheapest car insurance for a 21 year old 2002 Mazda protege 5?

Live in Ajax Ontario, and I also have 2 suspensions non alcohol related""

Is there cheap car insurance in tucson az?

my car insurance ends tommarrow and i really need new car insurance that is cheaper then what i am paying now. i have a 2007 prius that i am financing on so i need full coverage and i ...show more

What would happen to my dad's insurance?

My friend was driving my car and he has no insurance when we got pulled over. The cop asked for license and registration. My friend gave his license, but he gave my insurance information and my registration information (which is under my dad's). Would we get penalized for it? Would my dad's insurance rate go up?""

I hit someones car who doesn't have car insurance?

so at school in the parking lot i hit a parked car and left it there. a hit and run i guess. i told someone who told the girl. so she told me she would go halfs with me on the damages. the damages is $1,000. i asked her again if she would go halfs with me and she said she couldnt. i dont have $1000 and i found out she doesnt even have car insurance (through someone else). i live in MA and its illegal if you dont have car insurance. your license will be suspended. so im trying to get her to admit that she doesnt have car insurance. so then what do i do? any advice?""

I need a cheap insuance plan?

I am 18 and am needing a liability insurance plan. I live in Houston TX, the cheapest I have found is with Geico for 3 somthing a month, and I think that is INSANE!!!""

DUI and Car Insurance???

What is the cheapest car insurance out there to get for someone who has a DUI and a speeding ticket within the last 3 years?

""My car has been tranferred name, if I still drive the car, do I need to buy new car insurance?""

I am existing car owner, due to financial problem, I transfer my car to my brother's name. However, I still drive the car, would I need to buy new car insurance for myself, or I can still using existing one""

A quick question about car insurance?

now that I have your attention I have a serious question I need help with. Right now i'm 24, and I will be 25 in a few months. Like many young people I have been paying high car insurance rates, and have been looking forward to the quarter life insurance break. The only problem is that within the last year I've racked up 3 points on my drivers license due to an accident and a speeding ticket. Does this ruin my chances for getting a break, or will my break be less significant?""

Pregnant with No Health Insurance?

I've just discovered I'm pregnant and I have no health insurance. Are there any recommendations on what to do?

Whats the cheapest car insurance company for a first time driver?

I just got my provisional license, I'm 19 and I'm looking to buy a car. Now with that car I'm also going to need insurance. My parents went to their car insurance company and said that adding me to their insurance would raise their insurance from $500 to 2,000 meaning I wold have to pay $1,500 for my part every 6 months, $3,000 a year! Is there another car insurance company that could be cheaper whether it be just me on the policy or with both my parents? I don't have a car yet because I want to see how much it would be all together. Thanks for your help!""

How much is a Car for a 17yo?

How much is a car, insurance, lessons, test, tax etc.... Everything! For a 17 year old Guy. Just for a cheap second hand car ie. Peugeot 106 (second hand) But how much will it all come to? Thanks""

How much do you think my car insurance might cost? HELP PLEASE!?

I'm a new driver. I'm 26 years old. I want full coverage. I live in New Jersey. The amount of the might be 8,000 and Nissan 2007-2010. If anyone have any advice for me, that will help me choice the best car insurance. It would be appreciated. I'm still open to a different car.""

How to get health insurance?

how does a student (college) go about getting health insurance? i used to be on my sisters insurance but she is currently not working there anymore and has lost her insurance, therefore am not covered anymore. How do i get health insurance?? thanks""

Cheap health insurance? Im a middle 30's single male. Is there a place I can compare quickly like car insuran?

I filled out one thing but it turned out to be almost a phishing scam. Im about to do COBRA, but I think I can get something cheaper. Im also in SC if that matters. Any guesses?""

How to get cheaper car insurance for 2nd year? haggle 17 18 year old driver car insurance renewal price No NCB?

ok so i am 18 now, insured my car for 10 months with Admiral on my brothers policy as a named driver and it cost me 1450. The 10 months have passed ad they have sent me a renewal price of 1200, is there anyway i can get it cheaper than this? could i haggle with admiral or go to another company and show them that my renewal price is 1200? also, my car is a 1.0L 2002 seat arosa, would i be able to swap it for a 1998 1.4L seat arosa (they are like 600 less) or would the insurance go up? please help! thanks guys""

Insurance no claims bonus?

My Car Insurance 2 no claims is coming up in 3 months, but i want to insure another car now, if i bought it now would my insurance premium come down when i get my 2 years in march or will it stay the same till i renew it next year?

""Live in NJ, bringing car to school in FL, question about car insurance?""

I am looking to bring my car from NJ (where i'm a resident) to school with me in Florida, and I need some help: My father is freaking out because he thinks the car insurance will go WAY UP. Does anyone know how this works? Am i allowed to ship my car down there and not tell me insurance at all? Just like bringing it on a mini vacation lol. Remember, I'm not a resident of Florida. Any answers?!""

How much is the insurance for a 2003 Nissan Maxima?

I am a teenage driver and i need a cheap car but a nice car

Insurance companies will have 32 million new customers because of Obamacare. How is this socialism?

The Affordable Care Act was modeled after a Republican health care plan by the Heritage Foundation and was first implemented by a Republican governor. All this bill does is makes sure that insurance companies have 32 million new customers. I could understand if you called Single Payer socialism (which I highly support), but calling Obamacare socialist is pretty stupid.""

How can I get car insurance for a classic car? And how much would it cost (roughly)?

I grew up loving classic mustangs, corvettes and camaros (had all the hotwheels!) and I'm interested in purchasing an older car. The few cars I'm interested in were typically ...show more""

Will My Parents Insurance go up?

I'm a g1 driver, got pulled over for speeding, got slapped with a few other tickets, was wondering will my parents insurance go up

What should I buy for my first car? Preferably something with cheap insurance!?

Okay, so I'm a 17 year old male in the UK. I'm looking to buy my first car fairly soon, but I realise I'm absolutely clueless about cars. I have quite a bit of money saved, but I would love to spend as little as possible on the car and insurance. I'm looking on auto trader and other second hand websites, but I really have no idea. Any suggestions of where to look, what make to buy, where to get insurance would be great. Thanks""

""Renter's insurance, is it worth it?""

I keep on getting these ads from Geico on the renter's insurance packages that they offer. I am renting right now and has one roommate. I've gotten mixed opinions on the renter's insurance, some say it's not worth it some say it is. So what do you guys think? I don't think it's that much money, maybe like $20 a month or something like that?""

Whish insurance compay should i go to (auto)?

i just bought a 2000 Toyota camry Ve last night and i have never had any insurance before because i havent need it , i am 23 years old and i am looking for insurance some people told me go to Gieco has good prices""

Car insurance 1st driver uk cheapest & best one to go with.. thanks?

thats all i want to know cheers :)

Looking for car insurance?

Im 18 and Ive only been driving for a year. No accidents or mishaps and Im looking to buy a car. However, I have to pay for my own insurance and was wondering around how much that would cost a month? And is it possible for me to be under my parents insurance (I still live at home) but with my own car? Would that be cheaper? p.s. I live in California""

How to find Affordable Care Insurance for Multiple Sclerosis in Indiana?

How do you find a affordable insurance plan when spouse has multiple sclerosis? I can't get any information. I see that people say they got a good plan, but I can't find any for us. How do you stop the harassing phone calls after you try to see plans? Please help, thank you.""

How is mandating health insurance like mandating auto insurance (according to Obama)?

Auto Insurance: If I don't want auto insurance, I don't have to drive. Auto insurance is a CHOICE. Health Insurance: Will be the only thing somebody HAS to pay simply for being alive in America. Some people do NOT agree with ANY main stream health practices like myself. I would NOT go to a doctor even if I was on my death bed. Comment: Does it concern ANY of you that this mandatory health insurance will be the FIRST thing the government REQUIRES you to buy. Even Taxes are a choice. Some people chose to work for goods and barter (Amish). Isn't this America, where I can choose to seek alternative health rather than be forced to pay for something for merely being alive? Also, what about Church of Christ Scientists - Why force people who are religiously opposed to our health care system to buy health insurance. Many Christ Scientists will die before they seek main stream health. This plan makes me sick.""

Do I need insurance to drive someone elses car?

I just got my license 2 days ago, I don't own a car so I was wondering if I can drive my moms friends car? He has insurance, but do I need insurance to drive that car? I don't have any insurance what so ever. But even though, is it still ok to drive someone elses car?""

Do I need to have insurance to drive my parent's cars?

The cars have insurance but I don't. Do I need it!?

Insurance on a Ninja 250r? (2008- and newer)?

I would just like to know what people pay on this model (2008-and newer). Location and what your monthly or yearly cost is would be most helpful.

How much money would a 16 year old have to pay for yearly insurance for a sports car?

how much money would a 16 year old have to pay for yearly insurance on a sports car? for example a 1999 ford mustang

What is the company that offers the cheapest insurance quote for a 18 year old?

I need Full coverage: PIP, Comp & Collision (500 Deductible), Liability. My car is financed""

Does anyone know of any really cheap car insurance companies in the u.k?

Preferably ones that dont want a lot of money up front

How much is it for car insurance for a 17 year old in long island new york?

my mom had a 2002 honda accord that she just bought a week ago and we need to get it insured but she doesnt have a permit or licence bc her permit has expired in the year of 2010 , so now what she wants to do is, get a car insurance under my name . im going to be 18 in early june . and i have my permit .""

When was car insurance for teens increased?

I was wondering how long and in what year was car insurance for teens increased? links would be very helpful... Thanks All!

Can I Drive without Insurance? I have a license and my car Is Insured under my parents name?

Okay so I really need your help.. well help from whoever has the correct Information.. So I'm 19 about to be 20 In May, I have my driver's License, and I have my own car that I got as a present for my 18th Birthday, but It's under my parents name, but anyways my question Is, Can I drive without Insurance? I mean My Car HAS Insurance just not for me. It's under my parents Name, and I mean I Need the car for school, It's not for anything more than that? what can I Do? I know I can get Insurance but It's like expensive for me that I Don't work, and I have to be making payments for my school every month, and I know I Should have a Job, But I'm a full-time student..so yeah you can Imagine.. so yes.. who can answer this?""

As a 22 female driver about how much would a 2010 camaro insurance cost? i have a perfect driving record?

As a 22 female driver about how much would a 2010 camaro insurance cost? i have a perfect driving record?

Next to oil and gas prices are car insurance prices too high anyone agree?

Whats the deal the government wants everyone to participate in paying for auto insurance yet the prices are rediculous what happened to buying a car and registering it thats it? Does the government think about Americans servival aside from gas, food, children, mortgage blah blah blah............. or do people vote for laws blind folded????""

SR-22 Insurance Company risks?

We recently got jacked by Geico regarding SR22 insurance. We are going with a smaller company now and an inexpensive rate. What are the risks? What are things I should look out for? Arent the requirements of the SR22 insurance fairly good coverage due to the type of insurance you need?

Is there a type of car insurance where anyone who drives is covered?

hey is there a type of car insurance or a plan of car insurance where anyone who drives the car is covered and not just the person who is under the insurance Thanks P.S. I also need to know how much it would be

Insurance no claims bonus?

My Car Insurance 2 no claims is coming up in 3 months, but i want to insure another car now, if i bought it now would my insurance premium come down when i get my 2 years in march or will it stay the same till i renew it next year?

Health Insurance?

I'm doing an assignment on health insurance and I wanted to know why is it a good thing to get health insurance? Thanks!!!

Car insurance?

So im thinking of getting a car... but im 16 so i know insurance is gonna be insane, and im in MA so its mandatory. Anyways from what i understand it cost way less to get added to your parents policy. But can i do that if im not driving their car, but my own car i bought (not yet)? I cant buy the car in their name... has to be in mine...""

America - Are you legally required to get Car Insurance?

In the UK you can't go on the road without insurance, is this the same in america?""

""CHEAPER for car insurance, a Acura rsx 2006 or a Honda Civic coupe 2010?

im just trying to save up the extra money

Insurance Question - cash insurance check and pay doctor within 30 days?

I keep receiving these huge checks from my insurance company and have paid the doctors 100% of what I owe - except one - where i sent the check back because of GROSS and large billing error ($21,000 worth). I did not want any liability for the error of this claim, therefore am I liable? Also, when I received the other checks - I paid the doctors within 30 days of receiving the money. Is this legal? Why is the insurance sending me these huge checks to deal with? I have enough on my plate with my own medical issues.""

Motorcycle Insurance?

Does anyone know of a good/inexpensive insurance company that will insure motorcycles in Grand Prairie, Texas.? I am 18 years old and I can't even imagine what the cost of insurance would be for me. Any suggestions would be great. Thanks.""

Auto insurance question?

My car was hit while it was parked in my own driveway 4 days ago (in NY state). The police came and filed a report. I asked them for the other drivers insurance info, but they said I would have to wait for the police report and it would include that information. They advised it would be available after 5 business days at a cost of $5.00. I think the information should have been made available immediately so I could have filed a claim with the other person's insurance company. I don't suspect they will get rich by charging $5.00, so I don't know why I have to wait for the info. I am concerned that the other person's insurance will question the delay in filing the claim. Is this normal? I would really like to get my car fixed as soon as possible and am frustrated that I have to wait to get information that I think should have been immediately available. The driver that hit my car admitted to being on heavy duty prescription drugs at the time of the accident, but said that wasn't the cause of the accident. They said they had a seizure and had a documented history of seizures (which makes me think they shouldn't have a valid license anymore). The police seemed suspicious, but said they wouldn't issue any tickets as long as the person agreed to go to the hospital for treatment of seizures. There were no injuries, but there was significant damage to several parked vehicles, and minor damage to several homes and other property that was hit . Thank you to all that answer.""

Does installing a new stereo into your car affect your insurance?

A lot of car insurance companies ask whether any modifications have been made to the car and I was just wondering on whether this included stereos.

How much would insurance for a motorcycle cost for a 17 year old?

How much approximately for a 17 yr old with a 250 ninja? what about a 600cc bike? I do not have my drivers license yet, only my permit and I would get a learners permit on my bike. How much do you think it will cost?""

What would happen to my dad's insurance?

My friend was driving my car and he has no insurance when we got pulled over. The cop asked for license and registration. My friend gave his license, but he gave my insurance information and my registration information (which is under my dad's). Would we get penalized for it? Would my dad's insurance rate go up?""

Infertility insurance?

Does any one know of a good provider or some one with an insurance rider for infertility? I have great health insurance, except it dosent cover that! I should say that I live in Kentucky. Thanks""

Do rich people need insurance?

I was just wondering..if they have so much money....do they really need insurance?

17 UK Good insurance car... Please Help...?

Hello, I am 17 and live in the UK. I am learning to drive and hope to pass my test soon. I am looking to get a car when I pass my test. I do like larger cars like SUV's and pickups and compact crossovers but that is not to say that I do not like smaller cars. The problem is the fact that insurance cost a hell of a lot, ridiculous costs. There are many cars that I like but I would like a car that does not look to bad and that has good insurance for teens. I understand that SUV's/trucks will have higher MPG and higher insurance. So far my lowest and best insurance price is for a corsa from youngmarmalade (4.5k insurance but only pay 1.5k as I get cash back on car to put to insurance). Please can you help me with advise on cars pref suv/trucks that would be good for me and good on insurance. Thanks""

How much would my life insurance be?

If I get it as soon as I'm 18? I am also physically disabled, have epilepsy, visual cuts, and partially deaf. Would it be higher? Or lower since I'd be considered a vulnerable adult?""

Insurance when you die?

If I kill myself will I get insurance ? I dont care about money I am already well off but just curious about insurance , too early to call my insurer or go look at the doc, to depressed""

Lower insurance for young driver?

so i know when you are under your parents it isn't as high i know people paying 50 dollars a month or something like that my situation though i just turned 21 im in need of a car but im the only driver in my family (single mom never got her license) i know that one-way coverage is about 300 something a month but if i finance a car i need full coverage which the price is crazy expensive something like 800-1100 a month is there anyway i can get lower insurance rate or something of the sort ?

Who gets cheaper insurance guys or girls?

Who gets cheaper insurance guys or girls?

Will alloy wheels effect my insurance and in what ways?

I'm 18 and just bought my first car, (Vauxhall Corsa). It came with wheel trims, and ideally I want alloy wheels: but if it's going to put a lot on my insurance then it might not be worth it. They would be after-market alloys, and the same size as the current wheels. I'm currently paying 2,000 for my car insurance: how much would somebody estimate the new wheels increasing my insurance. Many thanks!""

How much for car insurance?

My mom drives a Mercedes B 150 (about 5 year old car), she's Middle Aged and had a good driving record so her insurance is around 200-300pa. I'm nearly 18, and a new driver (passed yesterday), was wondering how much insurance would be for me if I was added onto her insurance. (just an estimation would be great!) Thanks in advance!""

Does a car need insurance if it isn't being used?

My mam bought me a car as my test is in a weeks time, but im trying to tax the car as it has been declared as off the road. When i try to tax it, it is asking if the car has valid motor insurance, it doesnt as nobody is driving it, should it have insurance if it isnt being used?""

How to get health insurance?

I was laid off from work a little over two months ago. Unemployment pays me 405 a week. After taxes I bring home about $1400 for the month. I nearly get by now paying my rent and my car. How can I get health insurance at lo cost or no cost?

Car insurance?

lets say a 21 year old person goes to a car insurance company and is quoted $2000 for full coverage auto insurance. how much do you think this person will be charged at the same company at 25 years old?

Car insurance for a volkswagen beetle??

Ok so i want to get a volkswagen beetle, but it will be my first car. I know that if i get tone that's old enough i don't have to pay road tax. but how much would it cost for a 17yr old's insurance? thanks""

How much would auto insurance be per month for a young married couple (25 year olds)...?

...no wrecks, no moving violations, great credit... we have 2 cars (1 new that we're still paying for and 1 old that's paid off). I know I can get an online quote, but ...show more""

Who has the cheapest motorcycle insurance?

This is going to sound crazy but try to stay with me here. I'm 17 about to be 18 and I live in Michigan. I'm going to be going to college in Lima, Ohio and will be driving back to michigan every couple of weeks. I have a truck that sucks gas so I am going to buy a bike. Either an 98'-05' Yamaha YZF R6 or R1 I haven't decided yet. I was wondering who has the cheapest insurance for what I'm doing with the bike. Basically driving it long distance and to class every so often. It will be stored in my apartment down there whenever I'm not driving it. Can anyone help me out. I know I'm a little young for any kind of cheap insurance but maybe there is a company out there that gives breaks to college students? Well anyway the main question is : From your experiences which company has the cheapest motorcycle insurance?""

Insurance no claims bonus?

My Car Insurance 2 no claims is coming up in 3 months, but i want to insure another car now, if i bought it now would my insurance premium come down when i get my 2 years in march or will it stay the same till i renew it next year?

Should I cancel my car insurance to save my money?

Currently, I'm living in WA, I have a car in TX. But my family member in TX driving it, and there names are under insure by my car insurance. If I want to save money on my car's insurance. I need to ask my insurance remove my name out of car insurance; is that right? or there is no difference between keep my name on car insurance and remove my name out of car's insurance? Thanks""

Gap insurance on new auto?

what is the cost for gap insurance for honda acord 4 door sedan 06 year

Car insurance for teens?

I am 17 turning 18 in like four months. I would really like to get a car but I need to see if I can afford it. If you could please list your car and how much you pay for insurance a month that would be really helpful.

Does federal violation notice of violation affect my insurance and DMV history?

I live in California and I received a Federal violation notice during a trip to grand canyon and it was because I passed a stop sign ( it is stated as unsafe operation in my ticket). Within the instructions on the ticket it says if you plead guilty and pay the fine, we may or we may not report it to the DMV. Does anyone know if this ticket is going to be counted as a point and affect my car insurance? It seems too complicated and costly to go to court in this case and I paying the fine seems the only practical way!""

Can my car insurance company do this?

I have recently been involved in an accident which i was at fault. My car is written off so they said they will pay out 3,000 for my car minus 250 excess on the policy. so i am left with 2,750 but they said because my insurance was renewed two weeks ago they will deduct my remaining 11 month insurance premium. So I am only left with 900. can my insurance company to that?""

New car insurance???

What do you think the insurance would cost on a Mazda Rx-8 for a 16 year old boy(first car possibility)

How much would car insurance be for this person?

for a girl 16 years old, doesnt own a car in the state of NJ. any more info ill be glad to help. im asking because i want to know about how much it will cost will different insurances for me alone.""

Pregnant with health insurance but no maternity coverage?

Would I qualify for Medicaid for pregnant women if I have cigna health insurance without maternity coverage? I live in Florida. If not does cigna offer maternity coverage?

""Ran a stop sign, will my insurance increase?""

I am 20 and accidentally ran a stop sign today and got pulled over. I am in FL and the ticket is 166$. I am under my parents insurance and was using my dads car. I was planning on paying it rather than doing traffic school or trying to fight it, i'd rather just get it over with and pay the dang thing. But, my question is will it show up on there insurance that 'someone got a ticket on this day for this price and this reason and raise their insurance even if I pay it off? Reeeally don't want them to find out! Also, how to pay it?""

Do I need to have my own insurance to drive a friend's car?

I have my driver's license but don't own a car. Do I need to buy insurance for myself if I want to drive a friend's car, or am I covered under his policy? The car is insured in Florida and I have a Georgia license.""

Parents own car and insurance but im moving to California with it.?

My parents own the car and the car insurance is under their name. Im pay them montly but its cheaper that why i think. Im planning on moving to California in june but I need to take the car with me. Is it ok if I jus take it over their with no problem or do i need to put the car under my name as well as the car insurance? but i rather not change anything. thanks

Can I get car insurance for 1.6L at 17?

I'm a 17 year old girl, looking to buy a Mini Cooper hatchback! And a friend said her brother couldn't get insurance for a 1.6L! So I was just seeing if that would be possible for me to insure before I purchase one!""

Buying a car + insurance?

I currently do not have a car nor insurance. If I buy a car, am I supposed to get insurance first and then the car, or a car first and then insurance? How does this work? This is in Washington.""

Can hospitals deny someone without insurance?

Can hospitals deny someone without insurance? I know of someone that died recently at a hospital waiting area who was denied help because he did not have insurance. He was 17. Can hospitals deny someone who really in a urgent situation between life and death because of no insurance?

Will I have a surcharge on my auto insurance policy if I let the policy lapse even without a car?

At the moment I have decided to hold off on purchasing a new vehicle. My previous car was a lease, the lease expired and at the moment I do not have a car in my name. My independent insurance agent is telling me that if I do not keep up a policy at even a low rate, when I do get a car (whenever that might be) and then get a new policy I would be subject to a surcharge. For this reason we are doing something very basic to keep a policy in place. This seems really strange to me and raises a question why do I have to have car insurance if I do not have a car? Why should I get a surcharge when I do get a car at a later date? This almost seems like once you're in the auto insurance system, you cannot get out without penalties. Seems a lot like the insurance industry is trying to get everyone to pay into the system with or without a car. And if that's the case this sounds awfully like the auto insurance industry has already set precedent on the health insurance industry. What am I missing?""

How much would my car insurance be?

Im 19, in about 2 and 1/2 years after i save about 30,000 I plan to get the 2012 Audi A7, how much do u think my car insurance would be monthly??""

What are 1995 BMW 325i Insurance rates?

My cousin is giving me her old 1995 BMW 325i, four door, white. I was wondering what the rates would be for Farm Bureau Insurance in NC.""

How do I get Insurance for my newborn baby?

I'm 18 and I just had my first baby. I live in Alabama. I Have insurance under my mom,but it won't cover the baby. Does anyone know how i would go about getting insurance for my baby,and do i have to have insurance before i take him to the doctor cause i have to take him tuesday.""

What exactly does general liability insurance cover for a small business?

does it cover theft and breakage?

Title insurance on grant deed in California?

For California, if a Grant Deed was signed and notarized more than 1 year ago, and it was not recorded until today, will the Title Company provide title insurance for it when the house is sold later on? Is the rule on this the same for all title companies or is it up to each title company, in terms of the gap for when it was signed and when it was recorded?""

How much would insurance for three months cost?

I'm in a sport, wrestling, and i need insurance for at least three months soon. If you know how much insurance like that costs for a company like choc, that would be great because that's where I got it from last time, also i prefer it to be cheap""

Car insurance helpp!!?

Do you have to be over the age of 21 to be able to drive someone else's car on your own insurance policy, if that car has insurance and your are given permission by the driver. It states on my policy that i can but have herd multiple times that you must be over 21. Im with Co-Op. Thanks.""

What types of insurance would a spin cycling instructor require?

exmaple public liability, and why would they need these types of insurance""

The minimum amount your auto insurance must cover per accident is?

The minimum amount your auto insurance must cover per accident is in california?? A. $15,000; 30,000; 5,000 B. $10,000; $25,000; $5,000 C. $20,000; $25,000; $15,000 D. $5,000; $15,000; $10,000""

How much does Acrft Maint insurance cost for mechanics and owners on cessnas from 172's and up?

Insurance For light aircraft like private aircraft from small cessna 172's to a gulfstream 1 or 2.

Insurance no claims bonus?

My Car Insurance 2 no claims is coming up in 3 months, but i want to insure another car now, if i bought it now would my insurance premium come down when i get my 2 years in march or will it stay the same till i renew it next year?

https://www.linkedin.com/pulse/connecticut-insurance-continuing-education-dennis-medina/"

[boxession]

I have been kindly asked to review this Subscription Box by Chloe from The Cruelty Free Beauty Box.  I have to say I had a lot of impending excitement for this one as I had heard lots of amazing things about it.  I love the company’s ethos which you can read about on the website; and this is shown right down to the finer items e.g the packaging and information leaflets in the box, and the competition they are running where you can win your november box by tagging them in a picture of your box with your furry friends.  

The Subscription Box consists of 5 items and i’m going to be reviewing the Beauty Box which costs just £14.95! I loved the questionnaire that they ask about your preferences so they can help tailor the box to you.  You can also prepay for 3 and 6 months. This is the same for the makeup box but that costs £19.95 a month . I have also unboxed live on the BoXession Facebook group and this is also now the YouTube Channel which you can view by clicking play below…

  The Items:

The Konjac sponge company konjac sponge full size RRP £8.99

Human & Kind elbow & foot cream Full size RRP £6.95

Evio Beauty Group Green tea primer full size RRP £23.50

Eden perfume 10ml no 78 travel sized  RRP £6

Miss Patisserie Bath Slab Peony + Pear full size RRP£5

Box Total: £50.44

Full Box Contents

The first item I unboxed was konjac sponge. I have used one of these before, but I wasn’t impressed on the shape as it was too small. This one from the konjac sponge company was pretty impressive! I liked the size; I really like how it exfoliated my face with the natural fibres. My face felt cleansed afterwards and it even removed my eye make up gently. What a win it has definitely changed my mind about these, and the fact it is 100% natural is great too… no added nasties.

dav

sdr

  The next item was the Human and Kind hand, elbow and foot cream. This had a really delicate floral smell to it and was very hydrating to the skin, perfect with winter impending. I’m always suffering with dry chapped hands, and it’s a nice size to pop in you handbag. I also tried this on my feet and it left them silky smooth but without being greasy which I liked. I also have to say the packaging really stood out to me, and the price is very reasonable too. Perfect if you too like products that are multi use as I do.

Next was the green tea primer from Evio. I have been using this all week and I have not been able to put it down! I always go back to the same primer; but I think I may have found another favourite! This is perfect for people with a dry face like me, I found it very moisturising and it helped with the longevity of my foundation. I urge everyone to give this one a go… my favorite product in the box and probably the one I overlooked the most so this was a very pleasant surprise. I would love to try more products from this brand.

dav

sdr

  Now this ones a game changer… when I unboxed the Eden perfume sample I didn’t realise what it was until after unboxed it. I knew it smelt familiar and this is why…….. Eden make perfumes that smell similar to popular brands, but they do it the cruelty free way… how amazing is that!!!! I received no 78 which is million dollar lady; this is similar to Paco Rabannes Lady Million. This is a floral fruity fragrance, I found that this purfume lasted a long time. I really enjoy fragrances in boxes as its something I just don’t like – going out to smell them as they never smell the same on them bits of paper and I hate buying them and then discovering I dislike them later. Eden also hand make their perfumes and they are paraben and phthalate free! They have their own shop in Brighton and The Cruelty Free Beauty Box are going to stock 10 of their fragrances in their online shop. How exciting is that?!

dav

dav

  Finally we have the bath slab. This was huge! What an amazing size! Mostly you get bath bombs in a ball and they are a one time use. This guy you break of a couple of chunks and pop in your bath and there’s more for later! It only cost’s £5 thats a bargain in my eyes. The smell I received was Peony and Pear, I really liked this you could smell it in the bath… I usually don’t like receiving bath products; it makes me very sad as I can’t test them as I currently dont have a bath in my home. However it wouldn’t be fair if I didn’t review this, so I scooted round my mum’s to try this out and left her the rest as a thank you! she was also very impressed.

So that’s the Box! I forgot to mention that The Creulty Free Beauty box have just launched their Christmas range. All the details are on the Website… go on take a look you know you want to!  www.thecrueltyfreebeautybox.co.uk

You can also get the added bonus of 10% off a Subscription Box or products on their Website (excluding Christmas) with the code ‘boxession’. Hurry though as it expires on 31st October!

The Verdict?

I really like this box it was very well-balanced there were some great brand discovery’s particularly the Eden perfumes and the green tea primer.  For this reason i’m going to give the box 4.5 out of 5. I would have awarded 5 stars but I had to give that amazing bath bomb to my mum! A HUGE Thank You to Chloe for letting me review her animal friendly, Cruelty Free Box …

Jemma x

  To follow them on Social Media here are their handles…

https://www.facebook.com/thecrueltyfreebeautybox

https://www.instagram.com/thecrueltyfreebeautybox/

Twitter: @crueltyfreebox

  The Cruelty Free Beauty Box Review by Jemma – October 2017 I have been kindly asked to review this Subscription Box by Chloe from The Cruelty Free Beauty Box.