#debt servicing costs

[thoughtlessarse]

Stone-throwing demonstrators scuffled Tuesday with Kenyan police who fired tear gas, rubber bullets and water cannon to disperse thousands of mostly young people protesting proposed tax hikes in the capital Nairobi, AFP journalists saw. The mainly Gen-Z-led rallies, which began last week, have caught the government off guard, with President William Ruto saying over the weekend he was ready to talk to the protesters. The demonstrations have been mostly peaceful, as Ruto noted Sunday in his first public comments on the rallies. But scuffles broke out on Tuesday in Nairobi as demonstrators threw stones at police trying to prevent them from heading towards parliament. Despite a heavy police presence, thousands of protesters marched through Nairobi's business district, pushing back against barricades as they made their way towards parliament. Police in full riot gear fired tear gas and rubber bullets into the crowd, according to AFP journalists. As protesters gained ground in their push towards parliament, many were livestreaming the action as they sang, chanted and beat drums. Crowds also marched in the port city of Mombasa, the opposition bastion of Kisumu, and Ruto's stronghold of Eldoret, images on Kenyan TV channels showed. […] Debt mountain The cash-strapped government agreed last week to roll back several tax increases. But it still intends to raise other taxes, saying they are necessary for filling the state coffers and cutting reliance on external borrowing. Kenya has a huge debt mountain whose servicing costs have ballooned because of a fall in the value of the local currency over the last two years, making interest payments on foreign-currency loans more expensive. The tax hikes will pile further pressure on Kenyans, with well-paid jobs remaining out of reach for many young people.

continue reading

In queue edit: At least five people reportedly shot dead at rally against legislation to raise taxes during cost of living crisis

[thepioden]

One thing that is often overlooked with federal student loan forgiveness is that for every outstanding loan, the federal government is giving taxpayer money to a massive private fintech contractor to service that loan. It actively costs the government money to have loans outstanding. It is more expensive for the government to have someone who is on a low or no-pay income driven plan sit on that debt for 20 years than it would be to just forgive it outright today.

So like. Your tax dollars could go to relieving the debt burden of some struggling millennial OR they can line the pockets of Aidvantage's CEO, but that money is being spent either way.

[bethanydelleman]

Darcy didn’t pay Wickham 10k

I repeat: Darcy didn’t pay Wickham ten thousand pounds to marry Lydia!

That is the number that Mr. Bennet said when he was freaking the fuck out and trying to think how he would get the money to pay his BIL back.

Mr. Bennet had no idea what was actually paid.

It’s in the letter from Mrs. Gardiner, and it’s about three thousand pounds. Because...

Wickham, of course, wanted more than he could get; but at length was reduced to be reasonable. (Ch 52)

[stillwaterseas]

saw one of those "paying ANY interest is theft" posts and my first thought is always "tell me you don't understand economics without telling me" but my SECOND thought was "ah, yes, the gut-level appeal of antisemitism"

[slicesofapple]

“… talked about the very odd dynamic that exist between the United States and Israel. Essentially, Israel would not be able to have ia sophisticated military, it would not be able to fund its military, it would not be able to go around threatening its neighbors or have protracted wars every few years and bomb people except for the fact that the United States pays for all that. In an agreement negotiated by Barack Obama and Benhamin Netanyahu on the way out of Obama’s administration, they signed a deal that automatically transfers 4 billion dollars of taxpayer money every year from the American treasury to the state of Israel… Some of that is required to be spent on American arms dealers, so it profits Raytheon… and Boeing, but a lot of it they can use the way they want to use it. All that.  Despite the fact that Israelis get benefits from their government that millions of Americans are without. The Israelis have a higher standard of living than millions of Americans…”

[My own transcription so there may be typos etc]

[wirefoxedterrier]

It’s so wild how many people I know who’ve began to support Scottish independence because of England blocking a Scottish law that benefits trans people. You know, can’t say for sure, but there’s a decent chance that transphobia may be the reason we get Scottish independence and that’s wild.

[smelly-fozzy]

How do they expect you to get job experience if they won’t give you the job? Like- they can’t train you after they hire you? You already have to go through training and rules, so can’t that be how you get experience??

[batboyblog]

Things Biden and the Democrats did, this week #24

June 21-28 2024

The US Surgeon General declared for the first time ever, firearm violence a public health crisis. The nation's top doctor recommended the banning of assault weapons and large-capacity magazines, the introduce universal background checks for purchasing guns, regulate the industry, pass laws that would restrict their use in public spaces and penalize people who fail to safely store their weapons. President Trump dismissed Surgeon General Dr. Vivek Murthy in 2017 in part for his criticism of guns before his time in government, he was renominated for his post by President Biden in 2021. While the Surgeon General's reconstructions aren't binding a similar report on the risks of smoking in 1964 was the start of a national shift toward regulation of tobacco.

Vice-President Harris announced the first grants to be awarded through a ground breaking program to remove barriers to building more housing. Under President Biden more housing units are under construction than at any time in the last 50 years. Vice President Harris was announcing 85 million dollars in grants giving to communities in 21 states through the  Pathways to Removing Obstacles to Housing (PRO) program. The administration plans another 100 million in PRO grants at the end of the summer and has requested 100 million more for next year. The Treasury also announced it'll moved 100 million of left over Covid funds toward housing. All of this is part of plans to build 2 million affordable housing units and invest $258 billion in housing overall.

President Biden pardoned all former US service members convicted under the US Military's ban on gay sex. The pardon is believed to cover 2,000 veterans convicted of "consensual sodomy". Consensual sodomy was banned and a felony offense under the Uniform Code of Justice from 1951 till 2013. The Pardon will wipe clean those felony records and allow veterans to apply to change their discharge status.

The Department of Transportation announced $1.8 Billion in new infrastructure building across all 50 states, 4 territories and Washington DC. The program focuses on smaller, often community-oriented projects that span jurisdictions. This award saw a number of projects focused on climate and energy, like $25 million to help repair damage caused by permafrost melting amid higher temperatures in Alaska, or $23 million to help electrify the Downeast bus fleet in Maine.

The Department of Energy announced $2.7 billion to support domestic sources of nuclear fuel. The Biden administration hopes to build up America's domestic nuclear fuel to allow for greater stability and lower costs. Currently Russia is the world's top exporter of enriched uranium, supplying 24% of US nuclear fuel.

The Department of Interior awarded $127 million to 6 states to help clean up legacy pollution from orphaned oil and gas wells. The funding will help cap 600 wells in Alaska, Arizona, Indiana, New York and Ohio. So far thanks to administration efforts over 7,000 orphaned wells across the country have been capped, reduced approximately 11,530 metric tons of carbon dioxide equivalent emissions

HUD announced $469 million to help remove dangerous lead from older homes. This program will focus on helping homeowners particularly low income ones remove lead paint and replace lead pipes in homes built before 1978. This represents one of the largest investments by the federal government to help private homeowners deal with a health and safety hazard.

Bonus: President Biden's efforts to forgive more student debt through his administration's SAVE plan hit a snag this week when federal courts in Kansas and Missouri blocked elements the Administration also suffered a set back at the Supreme Court as its efforts to regular smog causing pollution was rejected by the conservative majority in a 5-4 ruling that saw Amy Coney Barrett join the 3 liberals against the conservatives. This week's legal setbacks underline the importance of courts and the ability to nominate judges and Justices over the next 4 years.

[queercatboyrights]

what the FUCK since when did the college start charging 150$ for the railway pass that's supposed to be FREE for all college students????

[bizzview]

Navigating tax equity in the US presents its fair share of challenges. However, by skillfully leveraging tax incentives and mastering the system's intricacies, one can unlock the full potential of renewables. It's a clever way not only to drive economic success but also to make a significant positive impact on the environment. 💚💼 Making Green by Going Green! ✨ What sets this model apart? ✨  🔹 Tailored financial analysis that precisely addresses the needs of PV farm projects.  🔹 Efficient management of capital accounts and careful consideration of tax basis.  🔹 Flexibility to explore back leverage loan options for optimized financing.  🔹 Seamless allocation of income and cash flow/waterfall among partners.  🔹 Reliable projections to empower confident decision-making.  🔹 Robust reporting and analysis capabilities.

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[fatehbaz]

Good question:

In the United States, many jails and prisons can and will charge you money for every single night that you spend imprisoned, for the entire duration of your incarceration, as if you were being billed for staying at a hotel. Even if you are incarcerated for years. Adding up to tens of thousands of dollars. What happens when you’re released?

In response to this:

---

So.

You’re getting charged, like, ten dollars every time you even submit a request form to possibly be seen by a doctor or dentist.

You’re getting charged maybe five dollars for ten minutes on the phone.

Any time a friend or family tries to send you like five dollars so that you can buy some toothpaste or lotion, or maybe a snack from the commissary since you’re diabetic and the “meals” have left you malnourished, maybe half of that money gets taken as a “service fee” by the corporate contractor that the prison uses to manage your pre-paid debit card. So you’re already losing money every day just by being there.

What happens if you can’t pay?

In some places, after serving just a couple of years for drugs charges, almost 20 years after being released, the state can still hunt you down for over $80,000 that you “owe” as if it were a per-night room-and-board accommodations charge, like this recent highly-publicized case in Connecticut:

Excerpt:

Two decades after her release from prison, [TB] feels she is still being punished. When her mother died two years ago, the state of Connecticut put a lien on the Stamford home she and her siblings inherited. It said she owed $83,762 to cover the cost of her 2 1/2 year imprisonment for drug crimes. [...] “I’m about to be homeless,” said [TB], 58, who in March [2022] became the lead plaintiff in a lawsuit challenging the state law that charges prisoners $249 a day for the cost of their incarceration. [...] All but two states have so-called “pay-to-stay” laws that make prisoners pay for their time behind bars [...]. Critics say it’s an unfair second penalty that hinders rehabilitation by putting former inmates in debt for life. Efforts have been underway in some places to scale back or eliminate such policies. Two states — Illinois and New Hampshire — have repealed their laws since 2019. [...] Pay-to-stay laws were put into place in many areas during the tough-on-crime era of the 1980s and ’90s, said Brittany Friedman, an assistant professor of sociology at University of Southern California who is leading a study of the practice. [...] Connecticut used to collect prison debt by attaching an automatic lien to every inmate, claiming half of any financial windfall they might receive for up to 20 years after they are released from prison [...].

Text by: Pat Eaton-Robb. “At $249 per day, prison stays leave ex-inmates deep in debt.” AP News / The Associated Press. 27 August 2022.

---

---

Look at this:

To help her son, Cindy started depositing between $50 to $100 a week into Matthew’s account, money he could use to buy food from the prison commissary, such as packaged ramen noodles, cookies, or peanut butter and jelly to make sandwiches. Cindy said sending that money wasn’t necessarily an expense she could afford. “No one can,” she said. So far in the past month, she estimates she sent Matthew close to $300. But in reality, he only received half of that amount. The balance goes straight to the prison to pay off the $1,000 in “rent” that the prison charged Matthew for his prior incarceration. [...] A PA Post examination of six county budgets (Crawford, Dauphin, Lebanon, Lehigh, Venango and Indiana) showed that those counties’ prisons have collected more than $15 million from inmates — almost half is for daily room and board fees that are meant to cover at least a portion of the costs with housing and food. Prisoners who don’t work are still expected to pay. If they don’t, their bills are sent to collections agencies, which can report the debts to credit bureaus. [...] Between 2014 and 2017, the Indiana County Prison — which has an average inmate population of 87 people — collected nearly $3 million from its prisoners. In the past five years, Lebanon’s jail collected just over $2 million in housing and processing fees.

Text by: Joseph Darius Jaafari. “Paying rent to your jailers: Inmates are billed millions of dollars for their stays in Pa. prisons.” WHYY (PBS). 10 December 2019. Originally published at PA Post.

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Pay-to-stay, the practice of charging people to pay for their own jail or prison confinement, is being enforced unfairly by using criminal, civil and administrative law, according to a new Rutgers University-New Brunswick led study. The study [...] finds that charging pay-to-stay fees is triggered by criminal justice contact but possible due to the co-opting of civil and administrative institutions, like social service agencies and state treasuries that oversee benefits, which are outside the realm of criminal justice. “A person can be charged $20 to $80 a day for their incarceration,” said author Brittany Friedman, an assistant professor of sociology and a faculty affiliate of Rutgers' criminal justice program. “That per diem rate can lead to hundreds of thousands of dollars in fees when a person gets out of prison. To recoup fees, states use civil means such as lawsuits and wage garnishment against currently and formerly incarcerated people, and regularly use administrative means such as seizing employment pensions, tax refunds and public benefits to satisfy the debt.” [...] Civil penalties are enacted on family members if the defendant cannot pay and in states such as Florida, Nevada and Idaho can occur even after the original defendant is deceased. [...]

Text by: Megan Schumann. “States Unfairly Burdening Incarcerated People With “Pay-to-Stay” Fees.” Rutgers press release. 20 November 2020.

---

So, to pay for your own imprisonment, states can:

-- hunt you down for decades (track you down 20 years later, charge you tens of thousands of dollars, and take your house away)

-- put a lien on your vehicle, house

-- garnish your paycheck/wages

-- seize your tax refund

-- send collections agencies after you

-- take your public assistance benefits

-- sue you in civil court

-- take money from your family even after you’re dead

[mostlysignssomeportents]

Prison-tech company bribed jails to ban in-person visits

I'm on tour with my new, nationally bestselling novel The Bezzle! Catch me in BOSTON with Randall "XKCD" Munroe (Apr 11), then PROVIDENCE (Apr 12), and beyond!

Beware of geeks bearing gifts. When prison-tech companies started offering "free" tablets to America's vast army of prisoners, it set off alarm-bells for prison reform advocates – but not for the law-enforcement agencies that manage the great American carceral enterprise.

The pitch from these prison-tech companies was that they could cut the costs of locking people up while making jails and prisons safer. Hell, they'd even make life better for prisoners. And they'd do it for free!

These prison tablets would give every prisoner their own phone and their own video-conferencing terminal. They'd supply email, of course, and all the world's books, music, movies and games. Prisoners could maintain connections with the outside world, from family to continuing education. Sounds too good to be true, huh?

Here's the catch: all of these services are blisteringly expensive. Prisoners are accustomed to being gouged on phone calls – for years, prisons have done deals with private telcos that charge a fortune for prisoners' calls and split the take with prison administrators – but even by those standards, the calls you make on a tablet are still a ripoff.

Sure, there are some prisoners for whom money is no object – wealthy people who screwed up so bad they can't get bail and are stewing in a county lockup, along with the odd rich murderer or scammer serving a long bid. But most prisoners are poor. They start poor – the cops are more likely to arrest poor people than rich people, even for the same crime, and the poorer you are, the more likely you are to get convicted or be suckered into a plea bargain with a long sentence. State legislatures are easy to whip up into a froth about minimum sentences for shoplifters who steal $7 deodorant sticks, but they are wildly indifferent to the store owner's rampant wage-theft. Wage theft is by far the most costly form of property crime in America and it is almost entirely ignored:

https://www.theguardian.com/us-news/2023/jun/15/wage-theft-us-workers-employees

So America's prisons are heaving with its poorest citizens, and they're certainly not getting any richer while they're inside. While many prisoners hold jobs – prisoners produce $2b/year in goods and $9b/year in services – the average prison wage is $0.52/hour:

https://www.dollarsandsense.org/archives/2024/0324bowman.html

(In six states, prisoners get nothing; North Carolina law bans paying prisoners more than $1/day, the 13th Amendment to the US Constitution explicitly permits slavery – forced labor without pay – for prisoners.)

Likewise, prisoners' families are poor. They start poor – being poor is a strong correlate of being an American prisoner – and then one of their breadwinners is put behind bars, taking their income with them. The family savings go to paying a lawyer.

Prison-tech is a bet that these poor people, locked up and paid $1/day or less; or their families, deprived of an earner and in debt to a lawyer; will somehow come up with cash to pay $13 for a 20-minute phone call, $3 for an MP3, or double the Kindle price for an ebook.

How do you convince a prisoner earning $0.52/hour to spend $13 on a phone-call?

Well, for Securus and Viapath (AKA Global Tellink) – a pair of private equity backed prison monopolists who have swallowed nearly all their competitors – the answer was simple: they bribed prison officials to get rid of the prison phones.

Not just the phones, either: a pair of Michigan suits brought by the Civil Rights Corps accuse sheriffs and the state Department of Corrections of ending in-person visits in exchange for kickbacks from the money that prisoners' families would pay once the only way to reach their loved ones was over the "free" tablets:

https://arstechnica.com/tech-policy/2024/03/jails-banned-family-visits-to-make-more-money-on-video-calls-lawsuits-claim/

These two cases are just the tip of the iceberg; Civil Rights Corps says there are hundreds of jails and prisons where Securus and Viapath have struck similar corrupt bargains:

https://civilrightscorps.org/case/port-huron-michigan-right2hug/

And it's not just visits and calls. Prison-tech companies have convinced jails and prisons to eliminate mail and parcels. Letters to prisoners are scanned and delivered their tablets, at a price. Prisoners – and their loved ones – have to buy virtual "postage stamps" and pay one stamp per "page" of email. Scanned letters (say, hand-drawn birthday cards from your kids) cost several stamps:

https://pluralistic.net/2024/02/14/minnesota-nice/#shitty-technology-adoption-curve

Prisons and jails have also been convinced to eliminate their libraries and continuing education programs, and to get rid of TVs and recreational equipment. That way, prisoners will pay vastly inflated prices for streaming videos and DRM-locked music.

The icing on the cake? If the prison changes providers, all that data is wiped out – a prisoner serving decades of time will lose their music library, their kids' letters, the books they love. They can get some of that back – by working for $1/day – but the personal stuff? It's just gone.

Readers of my novels know all this. A prison-tech scam just like the one described in the Civil Rights Corps suits is at the center of my latest novel The Bezzle:

https://us.macmillan.com/books/9781250865878/thebezzle

Prison-tech has haunted me for years. At first, it was just the normal horror anyone with a shred of empathy would feel for prisoners and their families, captive customers for sadistic "businesses" that have figured out how to get the poorest, most desperate people in the country to make them billions. In the novel, I call prison-tech "a machine":

a million-­armed robot whose every limb was tipped with a needle that sank itself into a different place on prisoners and their families and drew out a few more cc’s of blood.

But over time, that furious empathy gave way to dread. Prisoners are at the bottom of the shitty technology adoption curve. They endure the technological torments that haven't yet been sanded down on their bodies, normalized enough to impose them on people with a little more privilege and agency. I'm a long way up the curve from prisoners, but while the shitty technology curve may grind slow, it grinds fine:

https://pluralistic.net/2021/02/24/gwb-rumsfeld-monsters/#bossware

The future isn't here, it's just not evenly distributed. Prisoners are the ultimate early adopters of the technology that the richest, most powerful, most sadistic people in the country's corporate board-rooms would like to force us all to use.

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/04/02/captive-customers/#guillotine-watch

Image: Cryteria (modified) https://commons.wikimedia.org/wiki/File:HAL9000.svg

CC BY 3.0 https://creativecommons.org/licenses/by/3.0/deed.en

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CC BY-SA 4.0 https://creativecommons.org/licenses/by-sa/4.0/deed.en

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KGBO https://commons.wikimedia.org/wiki/File:Suncorp_Bank_ATM.jpg

CC BY-SA 3.0 https://creativecommons.org/licenses/by-sa/3.0/deed.en

[urfavvcutiee]

🎀 TIPS FOR NEW ADULTS 💝

MONEY TIPS

Prioritize your emergency fund!!

Prioritizing your emergency fund is useful for saving money because it provides a financial safety net, reducing the need to rely on high-interest debt during unexpected expenses.

2. Plan your meals and cook in bulk.

Planning meals and cooking in bulk saves money by reducing food waste, lowering per-unit costs through bulk purchases, minimizing impulse buys, saving time and energy, and encouraging healthier eating habits.

3. Look to split costs with others if possible.

Splitting costs with others saves money by reducing individual expenses on shared items or services, such as rent, utilities, groceries, and transportation, allowing each person to pay a smaller portion of the total cost. I usually recommend doing this with a family member, relative, or a good friend.

4. Learn independence skills.

Learning independence skills saves money by reducing the need to pay for services such as repairs, cooking, and cleaning, allowing you to handle tasks yourself and avoid outsourcing costs.

5. Maintaining a budget.

Having a budget keeps your spending in check and makes sure that your savings are on track for the future. Budgeting can help you set long-term financial goals, keep you from overspending, help shut down risky spending habits, and more.

6. Practice no-spend days.

It refreshes a budget and prioritizes “needs” over “wants.”Try to not spend money for a set period of time, like a week or a month. Soon enough, you would have control on overspending, changed your financial management habits, and saved extra money.

7. Buy frozen vegetables.

Frozen vegetables are usually picked, processed and frozen on the same day, to preserve freshness. Unless you can guarantee your fresh vegetables are that fresh, you are just adding days of starchy conversion to your otherwise fresh vegetables.

HOPE THIS HELPS 💝

[gothhabiba]

hey guys, I could use your help with something! Sue is a Black disabled mother, migrant, and PhD student at Newcastle University who urgently needs solidarity. Newcastle University is reporting her to the Home Office in retaliation for her complaint about her abusive supervisor, in full awareness of her Stage 5 kidney disease. this is a life-and-death situation.

here's how you can help:

retweet Unis Resist Border Control's tweet about Sue's abusive situation at the University of Newcastle

sign the open letter to Newcastle University by 22 May

pass a motion with your UCU branch (template here)

donate to help Sue find a kidney donor, apply to Leave to Remain, pay solicitor fees, and cover living costs

Sue's story from the #WeAreAllSue toolkit:

In 2022, Sue Agazie, high-achieving in her field, was promised financial support for her tuition fees through scholarships and paid opportunities and enrolled into the PhD programme at Newcastle University Business School with this understanding. When Sue arrived in the UK in 2023, however, she learned that all of this financial promise was a lie; the scholarships that she had been promised never materialised. Instead, she has gone into horrific debt and is having trouble surviving.

For almost a year, Sue sought financial support for herself and her family, including grants and opportunities that would burnish the reputation of her supervisor and university as a whole. However, in that year, her supervisor not only prevented her from applying to scholarships and paid opportunities, but further controlled her research and day-to-day quality of life, with a high-level of surveillance, inappropriate supervisory practices, and escalating harassment of both her and her family.

These practices include this supervisor repeatedly preventing Sue from taking part in important professional development activities, such as research presentations, within the Business School. He also isolated her from her senior colleagues, forbidding her from attending particular activities they were facilitating, or spreading malicious rumours about them. Further, the primary supervisor repeatedly ignored Sue's pleas for support on funding applications and other opportunities that would alleviate the precarious financial situation into which she had been placed, telling her to “stop sending me links to scholarships”.

This behaviour would culminate in the primary supervisor verbally abusing Sue a number of times, and maligning Sue’s husband, alleging that he has been too lazy to financially support her. These inappropriate supervisory practices belie Newcastle University’s commitment to gender equality under the Athena SWAN Charter, for which it holds a Silver award, and for which the Business School holds a Bronze award.

An environment of terror and retaliation

This environment of surveillance, harassment, and terror has grossly impacted the health of Sue as well as that of her spouse and children. In particular, her kidney condition escalated to stage 5 kidney disease, a severe and terminal illness that causes disablement and time-sensitive, highly-delicate medical needs, during this ordeal. The National Kidney Foundation in the United States indicates that “stress and uncontrolled reactions to stress” can “lead to kidney damage.” These compounding issues have also understandably affected Sue's studies, although she has bravely persisted in her research, meeting important deadlines.

Sue raised these issues using relevant avenues of informal complaint, including her supervisory teams and student support services; there are multiple complaints that have been raised in this department. However, she did not receive sufficient support. Further, her severe health issues were not treated with the urgency and importance that they deserved. In October and November 2023, Sue's supervisor accused her of allegedly plagiarising his work in what Sue sees as a malicious act of retaliation and victimisation over her informal complaint, and an attempt to sabotage her reputation not just at Newcastle University, but to prestigious global networks. Following all of this mistreatment, Sue filed a formal complaint against her supervisor in February 2024.

Newcastle University is closing ranks

The university came back to Sue on 5 March 2024 with its response, alleging that she had fabricated the complaint against her supervisor in retaliation for his accusations of research misconduct against her, painting this vulnerable, disabled African student as a malicious liar. The supervisor even denies the relevance of her terminal illness and implicates her young child's behaviour in his response, while maintaining that her terminal illness "has nothing to do with her studies or work pressure here". Sue maintains: “During the time that I was supervised by the primary PhD supervisor, he neither kept in regular communication about my disability nor did he signpost me to relevant services within and outside of Newcastle University that could help me. It is dangerous for the primary supervisor to maintain that my disability would not have affected my studies. His comments show a gross level of disability discrimination that does not befit the reputation that Newcastle University seeks to cultivate as an inclusive place.”

Now, the university is claiming that Sue is not "engaging" sufficiently with the programme, and is threatening to report her to the Home Office, despite a written promise in January 2024 that her status would be unaffected due to the ongoing complaint process, and full knowledge of her terminal stage 5 kidney failure. Adding more insult to injury, Newcastle University Accommodation Service has been hounding Sue for rent arrears, even though they know she is critically ill and in a complaint with the university, surviving with the support of Food & Solidarity. Sue has pleaded with the university’s Accommodation Service for a rent freeze, indicating her urgent health complications and her complaint underway with the university. In all correspondences, the Accommodation Service has ignored Sue’s pleas for clemency. There is real fear that the Accommodation Service will evict Sue, her husband and their child. This will, no doubt, cause real precarity to Sue’s already fragile health condition.

We are appalled that the Newcastle University Business School is utilising obvious misogynoirist tropes to close ranks around a disabled Black migrant student who has been treated horribly, and weaponising her precarious migrant status against her as she attempts to seek justice. We are also aware that Sue is not the only student in this situation and that there have been other complaints in this department. It is a stark illustration of the pernicious institutional racism at Russell Group universities that a disabled Black migrant woman with caring responsibilities has been treated this way not only by a supervisor, but by the institution, as well as the abject way these universities instrumentalise migrant students from the Global South as sources of income that they can afterwards dispose of.

Sue maintains that this ordeal has not diminished her resolve to complete her PhD studies at Newcastle University Business School. She says, “I want to finish my PhD research. But for that to happen, Newcastle University must provide the necessary support for a disabled student in a non-abusive environment. I hope that the university listens to me and we can come to a resolution on this matter soon.”

[robertreich]

The Truth About Trumponomics

Trump and Republicans want to wreck your bank account. Here are 5 things you need to know about Trumponomics.

1.Trump wants tax cuts for the rich, at your expense.

Trump’s tax cuts for the rich and big corporations added about $1.7 trillion to the national debt, with few benefits trickling down to the middle class — in fact, it raised taxes for more than 10 million American families.

Now Trump and Republicans want to make the tax cuts for the rich permanent, blowing up the debt even further. And then they’ll use that debt to justify this:

2. Trump would cut Social Security and Medicare — programs you’ve been paying into!

In every year of his presidency, Trump submitted a budget that tried to cut Social Security and Medicare. And he knows that’s the only way he can even begin to pay for extending his tax cuts for the rich.

3. Trump and his allies are pro-junk fee.

When the Biden administration issued a rule capping credit card late fees at $8, Sen. Tim Scott, a Trump surrogate, tried to overturn it in the Senate. And then a Trump-appointed judge issued a temporary injunction that blocked the rule from taking effect. Eliminating that rule would cost American families an estimated $10 billion a year.

And when the Biden administration required airlines to issue automatic refunds for canceled flights, Trump’s allies in Congress fought to block that too.

When Trump was in office, his administration fought against efforts to rein in airline junk fees.

Corporations nickel and diming us like this makes inflation worse. If Trump gets back in the White House, buckle up for more junk fees.

4. Trump would send health care costs soaring.

Republicans have committed to repealing the Inflation Reduction Act, which would strip Medicare of the ability to negotiate drug prices, and let Big Pharma send the price of insulin and other life-saving medicines back through the roof.

And Trump is still fixated on repealing Obamacare, with no plan to replace it.

TRUMP: Obamacare is a disaster. We’re gonna do something about it.

That would strip coverage from tens of millions of Americans, drive up premiums, and let insurers charge more or deny coverage to people with preexisting conditions.

5, If you’ve got student debt, you’re out of luck with Trump.

In contrast to President Biden, who’s canceled more than $160 billion of student debt so far, Trump is against student debt relief. In his first term, he tried to eliminate the popular Public Service Loan Forgiveness program for people like teachers and nurses, and he’s called the idea of debt relief “unfair.”

What’s unfair, is how student debt hurts not just the roughly 40 million Americans burdened by it, but the entire economy, since Americans with debt have less money to spend, are less likely to start a business, less likely to buy a home, and more likely to rely on government assistance.

The MAGA agenda would make nearly every aspect of your life more expensive, while making the richest Americans even richer.

Teddy Roosevelt’s economic plan was called the Square Deal. Franklin Roosevelt’s was the New Deal.

What Trump is offering is simply a Raw Deal.

[marvelsmostwanted]

This is sad but unfortunately I think this is just going to be the norm for the next few years as streaming services die a slow death.

HBO Max should in theory be able to make money from a show that was at one point the top new series in the US. At the time, David Jenkins said "This is what happens when a major media company invests in inclusive mainstream stories" (agree!) but unfortunately that major media company, like all streaming services, has a terrible business model that can't support that investment.

This is an interesting article about how streaming services are losing money and scrambling to make it back by trying to convince people to buy cheaper, ad-supported options or bundling with other streaming services. Unfortunately for them, I think that's like... all of the options? At some point they're just going to continue to lose money. Making shows is expensive and very few consumers are willing to pay more when they could just cancel and use a cheaper service (or, you know. 🏴‍☠️)

This is also a good article that was written after Shadow and Bone was cancelled by Netflix about whether it could be saved:

"The problem is that while saving shows used to be plausible, at times, the cost of Shadow and Bone combined with the fact that streaming services are really, really starting to cut back on spending means that this would be an extremely tough sell. WB Discovery’s Max is being lambasted for killing finished projects for tax breaks to chip into its massive debt. Disney Plus has done the same thing and has said they will cut back on things like expensive Marvel shows. Amazon Prime is mired in expensive creator deals going nowhere and throwing insane amounts of money at projects they are realizing are not panning out. Paramount Plus losing $500 million a year. NBC’s Peacock is losing $650 million a quarter."

TLDR; Streaming services have reached such a dire point financially that they have to cancel some of their most popular content (Marvel shows on Disney+???? These have seemingly been very successful; it's wild to read that they're "cutting back") in the desperate hope that a new season of something that's cheaper to make will get more attention.

What I gathered from these articles is that steaming services are dying a slow death and sadly, a lot of good shows are going to go with them.