#credit card debt from my mom? money

[valerian-chai]

Feeling so incredibly sad and hopeless and defeated these days and this time i can’t even blame it on being a teenager. I cant just “grow out of it”. It’s real now…

[strawberrybyers]

realizing i’m so funny and talking a lot and making a million plans right now is not because i am healing for a new year new me era but because i am entering a state of ✨hypomania✨

[swankpalanquin]

i sometimes forget that i grew up basically poor because my parents (mostly my mom tbh) were very good at hiding it from us and because we lived in a very depressed area so everyone was sort of like that anyways. like families who went on vacations every year or skied were considered rich and looking back, they were like lower middle class at best. i dunno... just something weird now that i have a stable income and my student loans almost figured out, it's like... what does one do with money when one doesn't have to worry about it all the time...

[just-a-cinnamon-bun]

Guess who’s struggling mentally because of their parents? :D

[lilgynt]

i don’t have the heart to ask my mom for the five she said send me for the water bc it’s literally five bucks and i’m using it too and if i wasn’t stupid broke i would even THINK about it but i just don’t have the heart to ask again which also don’t have the nerve to be like. when can i expect that 300 back. cause i straight up think im not gonna get it back

[knaveofmogadore]

Thinkin

[roamingbogwoman]

>pays $750 for my little sister to do gymnastics tournaments

>pays $100 for a portable AC unit because my mom's AC doesn't work in her car

>pays $20 for an undisclosed reason this morning

>am now being asked to pay for school supplies

What do I even do here

The one day im home this week, my mom wakes me up to squish my naked butt, calls it meaty, and asks for $20

[mousedetective]

Please Help A Mostly Queer/Disabled Homeless Family Pay Off Their Debt?

PAYPAL | AMAZON WISHLIST | KOFI | GOFUNDME

VENMO: @penaltywaltz | CASHAPP: $afteriwake23 | ZELLE: DM me for email address

03/05/24

So good news! We're in a 30-day shelter with a caseworker and help from the City of Encinitas Homeless Support Program to get housing with 30 days. It's a brand new shelter and we're all together in a room with the cats, and they're really eager to help get us out of our homeless situation.

Right now, we have about $1000 in money we can save up each month. If we can pay off the debts that my mom owes that she's in credit consolidation for, that frees up another $187 each month. If I can pay off my installment loan, which is four payments totaling $475, that frees up another $124 a month. I think my mom just paid off a credit card debt, but we have $100 debt that I think has gone to collections, $500 we need to pay on a card before that one goes to collections, and $300 for my PayPal 4 in 4 payments. We also have two payday loans I'd like to pay off before they're due at $600.

So if I can cover all that debt this month, we'll have well over $1,500 to put towards a rental payment in May, if we can get help with a security deposit and first month's rent through housing programs. We might be able to afford a two bedroom apartment in Fallbrook with that much. We'd need to come up with money to move our stuff out of storage as well, but a friend of mine has covered the big units until April 1st and may cover them an extra month if needed.

Any help would be amazing. We are so close to getting out of hotels/our car and into something stable. I'm setting the goal at $3000 for now because I don't have wifi at the shelter and can't check exactly how much my mom owes for her debt consolidation still.

But any extra will help with gas to get to places where we can get things we need (birth certificates, Lena's social security card with her dead name, Lena's psych eval, my mom's dental stuff, and doctor/therapy appointments) and food in case the snafu with my food stamps isn't fixed right away (we get three meals here, which is fine for me and Lena, but my mom is basically still on a soft food/liquid diet and they're still needing to get stuff for her and the gentleman here who has no teeth).

Please help if you can, and please reblog as well! We would all greatly appreciate it.

$2500/$5000

EDIT: We found out today that Lena is currently uninsured. The meds she was prescribed for her mood disorder are $1,500 out of pocket. She needs the medication badly. Please help?

[thefallennightmare]

Miracle-three

(gif created by me, the fallen nightmare. feel free to use, simply give credit)

Pairings: Noah Sebastian x Reader

Warnings/Tropes: forced proximity, slight enemies to lovers, slow burn, smut, angst, fluff, mentions of death, and swearing.

Summary: Reader is the merch girl for Bad Omens. It wasn't what she wanted to do with her life but when her mother got sick with Alzheimer's, reader took a job where she could to help with the costs. She thought it would be a one-time gig but the longer she was on the road with them, the harder she fell for Noah Sebastian; even if he wanted nothing to do with her. She needed a miracle to save her mom and her future.

Author Note: I forgot how much I hate slow burns. So we'll see how long it lasts. Tags are open if anyone is interested!

Tags: @ada-clarence @nonamessblog @thescarlettvvitch @malice-ov-mercy @crimson-calligraphyx @theoneandonlykymberlee @yumikitten @blackveilomens @cherrymedicine13

A yawn fell from my lips as I snuggled deeper into the bed, a blanket wrapped around me like a cacoon to keep in the warmth. It was my first day off in four days and with the constant traveling; I was relishing being able to sleep in an actual bed. The bunks on the tour bus weren't terrible but with Bryan's snoring I was thankful for the quiet night of sleep ahead. The sun was setting, the orange glow painting over the walls of the room, and I only left the bed to go to the bathroom or grab my room service. The entire day was dreading tomorrow because that's when I had to send Lana her first paycheck and I was about three hundred dollars short.

My mom had been doing great, even remembering who I was when we talked on the phone. Something about hearing my voice but not seeing my face must have helped. It warmed my heart that we had conversations about things like we used too before she got sick.

I could explain to Lana the situation. I'm sure she would understand.

Somehow I doubted that which is why I was heavily researching my idea, wondering what the risks were and if the payout was worth it. Everyone online who had a page said they could pay for things they wouldn't have with a regular job. I would have my own rules and wouldn't worry about sharing it with a partner. I could post what I wanted whenever I wanted. The only risky thing would be someone recognizing me and with who I worked for, I wasn't completely sold on the idea yet.

"I don't have to show my face," I told myself as I sat up, deciding pretty hastily.

Desperation made people do drastic things and starting an Only Fans was my last resort; I had no other options.

The phone on my camera wouldn't do and I sucked in my bottom lip, wondering if what I was about to do was a good idea. I needed a better camera and set up while also having a credit card with a high enough limit, though it was for emergencies.

Isn't this one? Think of it as an investment.

Agreeing with the voice in my mind, I scrambled out of bed and quickly stepped into a pair of black sweats and hoodie to match. I cringed when I noticed myself in the mirror and made quick work to make myself look somewhat presentable.

The walk to the nearest store was only a few minutes, and I enjoyed the sounds of the hustle bustle of the city as people walked passed me, their own ideas for the night fueling them. I knew little about cameras and thought about asking Bryan some advice but knowing I might have to tell him why I needed one didn't sit well with me

As I was leaving the store, two bags in hand and $500 more in debt, I felt my phone buzz in my pocket and when I read the message, I couldn't help but let out a groan.

Davis, yet again, was inviting me out to dinner tonight with him and the crew. I ignored his first two because I really had plans to lie in bed all day. Now, the only thing I wanted to do was get my profile set up and start posting so I could make money as soon as I could. Plus, Noah was avoiding me ever since the night of the first show when Jolly caught us together. Nothing happened but to Noah, it was as if they caught us fucking.

The thought caused a flush to creep to my cheeks as another text came in.

Davis: If money is an issue, it's on the crew tonight. The last few days have been crazy and we want a night out to relax.

It was true; every show this tour is sold out which made for a crazy night. Everyone in the band and crew were exhausted so a night out was something we all needed.

Me: I'm already out, where should I meet you guys?

Davis: there's this Mexican restaurant right around the block from the hotel. Meet in an hour?

Perfect amount of time to set up and record my first video. I never was a modest person, even if I never had a boyfriend. A few hookups here and there gave me some experience, but I also knew what my body liked, hence me bringing a few differnt kinds of toys with me. After the first tour, I realized how lonely I got out on the road.

I refused to prove Noah right I was only here to fuck someone; which was not true. But that didn't mean I couldn't think of a certain tattooed vocalist while I filmed, right?

An hour and fifteen minutes and red flushed cheeks later, I was practically running out of the hotel to make it in time to the restaurant. As usual, I was running late, but that was because it took me some time to figure out how to edit and post the video to my page. What I filmed wasn't exactly raunchy but just enough to keep people wanting to come back.

I was in a rush to get to the restaurant that I nearly missed the body that I collided in. Strong arms wrap around me to keep me steady as I looked up into those dark eyes that haunted me every second of every day. My heart fell deep into the pits of my stomach as embarrassment filled my veins, knowing that face was the reason for my orgasm less than an hour ago.

Noah gave me a look as slowly removed his arms from me, Jolly and Folio standing on either side of him.

"Where's the fire, angel?" He asked while drinking in the sight of me with a wide grin.

In my pussy.

He was wearing a grey sweater; the hood pulled up over his head and white hat. I cursed my vagina as it throbbed at the sight of him and my pet name.

"Uh, I was meeting Davis and others for dinner," I pointed behind me, stuttering over my words a bit.

Jolly smiled. "We're headed there too. Care if we walk with you?"

Him and Folio, not at all. Noah, yes I minded.

I didn't appreciate him acting different around me when we were alone as opposed to when people were around us.

"Nope," I smiled.

The four of us walked quietly to the restaurant with Folio next to me, Jolly and Noah behind us. Folio bumped his shoulder with me which made me peer up at him.

"I feel like I haven't seen you in a while. Outside of work," he said.

I gave a half shrug. "Just been keeping to myself the last few days."

"Does that have anything to do with," Folio threw a thumb over his shoulder towards Noah.

"No," I said a little too quickly, afraid as if he could see in my mind what I had been doing back in my room. "I forgot how busy life on the road is, that's all."

"What did he do to make you avoid him?" he asked, seeing right through my lie.

This caused Noah to step closer to the two of us, forcing his way between Folio and I.

"I didn't do anything," Noah defended.

My body was still buzzing post orgasm so having him this close to made my stomach flutter and head hazy.

"Right," I muttered under my breath and gave myself some space from him, allowing Jolly to take my spot next to Noah.

"Did we do anything to put you off?" Jolly asked.

I shook my head. "No, not at all. Everyone has been nice. I meant what I said, I've just been tired."

Noah peered over at me past Jolly, something unreadable on his face, but said nothing while we turned the block, the restaurant coming into view. Davis, Byran, Matt, and Nick Ruffilo were already seated at a table outside as we walked up. My phone buzzed in my pocket and as I saw yet another notification from Only Fans, I didn't realize that the only open seat was next to Noah.

Cursing under my breath, I sat tentatively next to him and pocketed my phone, not wanting him to peak over my shoulder and see the notification.

I had a few new subscribers which meant people were paying for my content. Maybe soon things will start picking up and I wouldn't have to worry as much.

The server came over to take our order and I frowned at Matt as he ordered a pitcher of beer for all of us to share.

"Can I have a water and four chicken tacos please?" I asked with a smile.

"You don't want a beer?" Matt asked.

I shook my head. "I don't drink; well much anyway. I do for special occasions but not really feeling like it right now."

Noah muttered something under his breath, and my eyes snapped over to him.

"Care to share what you mumbling under your breath?"

"You seemed pretty into it last tour in Chicago," he didn't bother to look away from his phone.

I stared at him with my jaw slack, upset for him bringing up that night but also amazed that he remembered that. With the way his jaw ticked and his hand gripped around his phone, it was clear he thought of that night often. I got drunk after a show because the guy I'd been talking to all night and flirting with was actually married. His wife was the reason why he was at the show in the first place but decided to hang out at the merch booth instead.

"Is that why you're such a dick to me?" I wondered.

Thankfully, the server had left, so they didn't have to watch us bicker but for the rest of the guys at the table, it didn't save them.

"You guys get drunk all the time. The one night I did, you hold it against me? For what?" I snapped.

I wasn't yelling but the table next to us spared us a few glances of concern.

"We don't need someone to carry us from the venue to the hotel, three blocks," Noah finally met my gaze.

I scoffed, completely baffled this was why he was such an asshole towards me. Because I got drunk last tour and he had to carry me back to the hotel?

"You're fucking unbelievable, Noah." I shook my head and turned away from him.

If I wasn't starving, I would head back to the hotel. But I already ordered and didn't want my food to go to waste.

Folio, who was sitting on my other side, looked at me with sympathetic eyes and gave my knee a squeeze underneath the table. The rest of dinner passed by with Noah and I not speaking another word to each other while the others chatted amongst themselves. I ate my food and sipped at my water in peace, checking my phone every now and then to see if Lana had texted me back. It was almost eight in the evening, and I debated on wondering if it was too late to call to talk to my mom when my phone rang.

Excusing myself from the table, I walked down the block to answer the call. It was a fast phone call, my mom being too exhausted to talk. Instead, I caught up with Lana.

"Alright, well let me know how she is in the morning. I'll be in the bus for half of the day so I can talk with her," I sighed.

"I will, dear. She's so exhausted from today. I looked through some photo albums with her to help her remember but nothing. There was nothing in her eyes."

I swallowed the lump in my throat and nodded even though Lana couldn't see.

"Yeah, those vacant eyes. It's been happening a lot lately."

There was a lot of rustling on Lana's end before her soft voice came through. "I promise you. She's in good hands. When she remembers things, we have a lot in common."

That made me smile.

"Good. And I'll send you the first payment tomorrow," I said much to my dismay.

"No rush, dear."

We talked for a few more minutes before I hung up, suddenly exhausted and wanting nothing more than to crawl into bed for the rest of the night. When I returned to the table, I halted seeing that only Noah sat there. He heard me walk up and handed me my to go box of leftover food.

"The bill's been taking care of," he said.

I didn't meet his gaze, still upset with him, as I snatched the box out of his hand.

"Don't worry, I didn't flirt with anyone to get free food."

Noah sighed then pushed himself out of his chair, immediately towering over me.

"Do you always have to talk with such an attitude," he gritted out through clenched teeth.

I stood toe to toe with him. "Only for you, baby."

The pet name was supposed to come out as playful, no meaning behind it. But with the way Noah's eyes flashed and a low noise vibrated from his throat, I knew it had the opposite effect on him. His tongue rolled over his bottom lip and I wanted nothing more that to taste them.

"Can I walk you back to the hotel?" Noah asked.

Unbelievable.

"Oh, now that no one is around you act like you give a shit?" I snarled.

He raised his hands. "I'm trying to be nice, Y/N."

"Here's a piece of advice," I snatched my purse from the table, "If you want to be nice to me, stop doing it when we're alone. It makes me think you're embarrassed to be seen with me."

Noah's face fell and began shaking his head. "It's not that."

"Oh, right? It was because of that night in Chicago where you had to carry me back to the hotel. News flash, Noah. I didn't fucking ask you too. So do me a favor, unless it deals with work, don't talk to me the rest of the time were on tour."

Not bothering to listen to him come up with another excuse, I turned on my heels and stomped back towards the hotel.

[radioactive-synth]

update! i finally managed to pay off the debt and now i am free from that bank, hopefully. i thank you all for the help💙💙💙 your help meant a lot to me.

hello. i have to make another post like this, but i need help again.

3 years ago, my mother took a credit card to repair her car and to end debts we gathered due of us being out of work for a few months cause of the pandemic.

since last year, after mom passed away, me and my dad took over to pay the min. rate of the card, but it would take us a long time to gather all money, and it puts a strain on our budget, and winter time is harsh for us.

if you can, please help us out with even a small donation towards my KOFI, as all extra money goes into closing it faster.

i asked my mom's mother, which is the worst person ever to deal with, to help me out, but she never respected any of promises she done to us over the years, not even to her own daughter (my mom). i know she will manipulate me again just cause she thinks i own her for helping me (and my mom) with the credit card.

please do take care of yourselves first, and even reblogging this will help me greatly.

thank you again.

[catierambles]

Blood Moon Ch.14

Pairing: Syverson x Annalisa Caulfield (OFC)

Annalisa limited herself to one burger, claiming that she was full. His mother did end up “convincing” her to try some desert, though, a homemade peach cobbler with a scoop of vanilla ice cream on top, of which she ate an entire bowl.

Sy walked into the kitchen, his mom at the sink getting the dishes squared away and into the dishwasher.

“Ya need help?” He asked and she looked over her shoulder at him.

“I'm fine, sweety, almost done anyway.” She said but he joined her at the sink anyway, taking the plates from her hands and loading them into the dishwasher trays. “I like her.”

“Annie?”

“I like her.” Denise said, “She's good with the dogs, great with the kids, and...she makes you happy, I can see that clear as day. After what that woman put you through...you deserve to be happy.”

“Thanks, ma.” Sy said, “And yeah, she does. Hey, ma, ask you somethin'?”

“What, sweety?”

“You still got grandma's engagement ring? I know Pete, Brian, and Jake went with their own when they proposed, but I didn't know...”

“Bit soon, ain't it?” She asked, “You only been together for what? Less than three months?”

“You and dad were together for only six when he popped the question.”

“I know, but it was a different time and we were sure.”

“And I'm sure about her.”

“Are you?” She asked, looking at him. “Kyle, Tiffany rung you out, hurt you bad. I just don't want you to get hurt again.”

“What happened to Annie makes me happy?”

“Just because you're happy now, don't mean you'll be happy a year from now. I just don't want you to rush into anythin' and regret it later.”

“I'm not. I love her, ma.”

“Kyle...” She sighed, pinching the bridge of her nose. “You can't possibly, not this soon. Your relationship with her is still new, still fresh, you ain't thinkin' clearly. What if she don't love you back?”

“She does.”

“She tell you that?”

“Yeah.” Sy said and his father walked into the kitchen, heading for the fridge.

“Everythin' all right?” He asked, pulling a bottle from it.

“Kyle's thinkin' about proposin' to Annalisa.” Denise said, “Asked me for mamas’ ring.”

“Bit soon, ain't it?” Jack asked, “You ain't been together that long.”

“Oh for fucks—”

“Language.” Denise said and he sighed. All three looked over as Mike came running into the kitchen.

“What, Mikey?” Sy asked.

“Something's wrong with Annie.” He said, “She was fine and then she got pale and green and asked where the bathroom is. I think she's throwing up.”

“Is that why you wanna ask her to marry you?” Denise asked, “Because she's pregnant?”

“She ain't pregnant, ma. She can't have kids.” Sy said.

“She tell you that, too? How do you know she ain't tryin' to baby trap you?”

“Yeah, because a woman who I'm pretty sure has more money than god is definitely gonna baby trap an Army vet with credit card debt and drives a ten year old truck. That's somethin' that happens.” Sy said and left the kitchen, moving around Mike.

“Downstairs bathroom!” He called after him and Sy headed for it. The door was locked when he tried to open it so he knocked gently, gently moving Aika aside who was scratching at the door and whining.

“Annie, it's Sy.” He said and winced when he heard the retching and gagging sounds. “Baby, you okay?”

“I'm—” It was cut off by coughing, “I'm fine!”

“No, you ain't. Open up or I'll force the lock.” It clicked back and he eased the door open, seeing her sitting against the tub with her eyes closed. She was pale, gaunt, dark circles like bruises under her eyes and sweat shining on her skin. “The food?” She nodded and he walked into the bathroom, closing the door behind him and keeping Aika out. “This what happens?” Another nod.

“Thought—” She shuddered with a small sound, “Thought we'd be gone before it hit me.”

“Food poisonin'?”

“Close enough.” She said, “It's like if you tried my diet. It'd make you sick as your body rejected it.” Another shudder and she twisted, coughing violently into the toilet bowl before reaching up to flush it, sitting back against the tub. He went over to her, kneeling next to her and brushing her hair out of her face. Her skin was clammy and cool and she leaned against him, breathing through the rolling nausea. “I think—I think it's over.”

“You need anythin'? Water?”

“Water will kick it off again.” She said, shaking her head. “I need—fuck.”

“What?”

“I need blood. I basically have internal injuries and need to heal them. I need blood.”

“Where you wanna take it?”

“Sy—”

“Annie, you look like the walkin' dead and will worry everyone if you go out there like this. Be more questions than I think you wanna deal with right now. Where do you wanna take it from?”

“I love you.” She breathed.

“I love you, too.”

“Wrist. You have an artery in the wrist that's close to the surface.” She said and moved slowly at his urging so he could sit behind her, positioning himself so she was sitting between his legs against his chest. Her hands were cold and trembled slightly as she took his wrist, bringing it to her lips. “It's going to hurt. I'm sorry.”

“Don't be sorry, just take what I'm givin' you.” He hissed as her fangs broke though the skin and she was right, it hurt. There was none of the warmth from all the times she had fed from him previously, pain radiating up his arm, growing with every beat of his heart. “Fuck.” Her skin grew warm and soft against his, her lips full and plush against his wrist.

“Hey, is she—” They looked up as Mike came into the bathroom without knocking, his eyes going wide at the sight of Annalisa's blood stained elongated fangs, her lips crimson as she pulled away from Sy's wrist. “Holy shit.”

[gemsofthegalaxy]

Greg and Marianne are so interesting, in addition to Greg and Ewan (and the fact we somehow never got any interactions between Marianne and Ewan?). @mossiestpiglet said in the tags of a post that we don't talk about them enough, and I concur. So allow me to do so.

I really do need to re-watch the early episodes to confirm, but from my memory, Marianne says she can't give Greg money and encourages him to go to New York City to ask for a job from Logan despite having, like, $20 left when he arrives (which makes it a huge gamble to do, given how fucking expensive NYC is otherwise). And despite the fact her own father would hate this, and wants Greg to have nothing to do with Logan. I always took it to mean she was not willing to give him money, but later on Greg talks to Caroline how his mother is solvent, debt free now. And even later, he's paying for her credit cards. So perhaps she simply had none to give.

Still, I remember getting the feeling that she was tired of dealing with him in the first few episodes and I sort of think that's part of it, but I also think she just can't help him any more than she has. She probably feels like a total failure, I mean, look at her cousins in comparison. Sure, we as the audience know they are complete messes, but at least they're rich and have the freedom to do whatever the fuck they want. Marianne at the very least does not have that luxury, and I'll say more on the financial situation throughout this post.

Greg is very clingy to her early, on and I believe they're implied to still be in contact afterwards. I think Ewan says that Marianne asked him to make sure Greg ate at Thanksgiving- that means Marianne is worrying over him going hungry (and he was going hungry, he was stealing food from work and Tom made fun of him for it).

Despite one mention in the script, Greg is vaguely not in contact with his father canonically, and I take his father's marked absence (when Greg is so reliant on his mother) to mean that he was raised by a single mother (I strongly believe he would have asked for support from his father too if he was in contact with him. It doesn't make sense to me that he wouldn't.)

Many people have noted that Marianne's scenes are often held in a bedroom, and it gives her a vaguely depressed vibe, and with her alluded financial issues, it seems like she struggled, alone. Even though her own father has millions of dollars he refuses to use.

Greg, although he is taking care of his mother financially (after she was unable and seemingly less willing to do so for him), is also a brat to her despite being an adult. No more than in the scene at a funeral where he tells her to shut up. (I personally have fairly chill parents who I can get fairly angry at and we bitch at each other, so,) I don't see this as majorly out of line or horrific, but rather as portraying that they are very casual with one another and she probably did not do a great job with discipline or, arguably, boundaries.

One thing I do want to take as canon despite it only being in the scripts is Greg's post-funeral fight with Ewan, and what I want to point out is that Greg says "mom and I have been talking and We are not coming to Christmas" which is only one line, but it feels HUGE in put together with the rest of their scenes.

Here, Greg is presenting himself and his mother as a united front against Ewan, a rich man whose child was in debt severe enough to be a topic of family gatherings, and whose grandchild was in such poverty he was sleeping in a church at one point... We have almost nothing to go off with Ewan and Marianne, but, I say again: it is quite absurd to me that he was sitting on 250mil for Greg while she struggled to raise him, presumably on her own. While she clearly checks in with Ewan about Greg back in Thanksgiving (again, unless i am mistaken then oops), Greg sits between the two of them at the funeral although he is her father, not his.

I have had friends tell me that even with their limited interactions, they get a strong impression that Marianne and Greg are quite codependent with one another, and I feel like I agree; he relies heavily on her for guidance and does not want to do things alone, but also takes care of her financially and comes across as mildly defensive about her towards Caroline, at least trying to make sure the family knows she's in a better place than she used to be. And, then with Ewan, he goes out of his way to say something to feel like it's him and mom against Ewan, when he is feeling incredibly, incredibly defensive and upset at Ewan.

For one reason or another, whether it be depression or financial mismanagement (probably a combination of both that fed into each other) Greg probably has not had much stability from Marianne but seeks her out anyway. Sure, he is an adult, and you may argue that he should be able to stand on his own feet by the start of season 1, he doesn't seem to have much else support besides her- and her him, from what very little we have seen. And honestly, parenthood does not stop at 18 years old, parents in my humble opinion should be prepared to support their kids for their whole lives as best as they are able.... and from what we can tell, this very well might be the best Marianne could have offered Greg, with how little support she must have gotten from Ewan who is incredibly gruff and only interested in his own 'environmentally-friendly' agenda. I doubt he was much help if she is indeed depressed, as many have taken her to be.

I am not even sure how to wrap this up. Just- the little glimpses that we get into Greg, Marianne, and Ewan paint such a sad fucking picture to me. Single mom, obstinate grandfather, and child who tries to please both of them but still never quite measures up. Growing up poor, with a grandfather who has millions but thinks money is the root of all evil and would rather nearly starve his own family than give it to them. And Greg doesn't even seem to resent this, although Marianne might at this point; at the start of the series he genuinely wants to make a good impression on Ewan and be sweet with him still. We didn't actually get their funeral fight, either, we got Greg saying "that was a good speech grandpa", playing both sides to the bitter end, still wanting to please Ewan in what tiny way he might be able to after his show of trying to stop him speaking. Greg desperately wants love and approval from Ewan, and he seems to get some but not a ton of support from Marianne, and we have almost no way to know exactly what goes on between father and daughter with the other two but... I cannot imagine it's a strong or loving relationship.

[feral-creep]

y’all i just…. AAAAAH

vent about work and creativity and grief incoming

ever since my mom got sick i had to give up my more lucrative “career” day hustle (video editing) and pick up night shifts at a bar. and like. it’s a college dive bar, so the tips are not great.

this particular dive bar is known around the community as the hardest place to work, and the reputation is not for nothin’:

the average server at a normal place has a 4-5 hour shift and covers 3-5 tables. WE, on the other hand, work 10-12 hour shifts with zero mandated breaks and cover 8-10 tables, many of which can seat 8-10 people at a time.

it is exhausting work that has kept me in amazing shape and has kept my sanity during the grieving process… but it’s undeniably hard as fuck.

and i feel like i’m constantly just treading water, not making enough to fully get rid of my credit card debt and move out of this shithole town… i could make so much more money serving in chicago…

yet i’m never working so little as to be able to actually, y’know, write

BUT. but. the job is not why i don’t create as much. the job is not the reason.

the reason is my own dumb brain and my own dumb shame about not being a “responsible” member of society, not being “where i should be” or “where i thought i would be” at 36 years old.

because that concept? it is bullshit. even though my peers who i used to work with in video are all flourishing, it doesn’t matter—they did not have a terminally ill mother living in bumfuck college town of nowheresville, midwaste! so what if they are now getting deals with HBO! that sort of life was maybe never in the cards for dirtbag little ol me!

and also, since like WHEN did i ever care about being a dirtbag loser anyway? being a dirtbag loser is punk rock as fuck????

i am trying to force myself out of thinking that creative pursuits are a “luxury” that must only be pursued once Everything Responsible Has Been Completed—because frankly i don’t even do that shit anyway!!! lmao (what ends up happening is that i spend 5 hours on social media, 0 hours doing laundry, and also 0 hours writing)

so maybe like, fuck twitter, fuck instagram, fuck frittering away my life 5 minutes at a time trying to convince myself i’m totally going to get up and sort thru the mail, and just. do the things i like doing. because THAT is punk as fuck.

basically i’m coming to the conclusion that i have been flailing around trying to escape a situation i am trapped in by being “responsible”—diligent with my money, a good little worker bee, etc etc—and like, very obviously not succeeding, so i might as well live “selfishly” (i.e. creatively)

when i’m dead no one’s gonna be like “feral creep touched our lives by being so on top of her laundry and having a very organized pile of receipts”

no, no they will not!

i still get comments every week or two from readers about how much [save scum] means to them, and fuck if i don’t want to somehow adapt portions of this story and Lethe so she can resonate with even more people outside this fandom…

after, of course, i finish the fic. lmao.

[brehaaorgana]

This whole process is gonna be a nightmare. My dad did not handle his finances well. The first time I told him he had a problem I snapped and my email included a detailed breakdown of how much money he was spending on wine all the time. (I was rightfully pissed because he was screwing me over but ALSO owed my mom alimony and brother child support).

I know he filed for bankruptcy at least once. He asked for money to go to Ukraine from my late grandmother who was at the time, slowly dying from cancer. He wanted to meet some random woman (scammer, I'm sure). He didn't have enough money to get back home, one of my aunts bailed him out. But he worked a job. Did he spend all his retirement money? No idea tbh! He would absolutely do something like take out loans from retirement funds. He probably had a ton of medical debt. Maybe credit cards. I do know the car was a lease. He rented.

But this is gonna take so much time and work and possibly an estate/probate attorney. 😔

[honeygrandpa]

tw warning: family death and animal injury

this has probably been the worst week of my life. on sunday my uncle had a heart attack on his way home from a trip so i drive from ga to tn to pick up his wife and then 10.5 hours to ia to get her to the hospital before he passed and we didn’t make it time. then i drive her back to tn and stayed with her because she couldn’t take care of herself and she wouldn’t eat (she’s diabetic so this was a real problem) and she didn’t know how to pay her bills or how to live without him. i got back to ga yesterday and then today, my dogs were outside on the chain and 2 neighbor dogs came into our yard off leash. 1 of my dogs attacked 1 of the neighbor dogs and that dog has to have an emergency procedure in the morning to drain the wound. i know legally it wasn’t my fault but i feel so so awful and i don’t know what to do. i don’t have the money to pay her vet bills. with all of the travel with my uncle, im already have debt on my credit card that i can’t pay off. and i have to drive to ia again next week for the funeral and pay for boarding for my dogs. i paid $1000 to a trainer who says they specialized in aggressive dogs last year and she basically told me to not bring them around other dogs. my dogs are rescues and they used to be ok around other dogs but my brother’s dog bites people and made them really nervous and ever since 1 of my dogs bit his dog to keep him away from me, they’ve both struggled with dog aggression. they like little dogs and calm dogs but get really bad around bigger energetic dogs. everything is awful and i really really don’t know what to do. im also struggling to finish my master’s degree and already am taking an incomplete for my culminating project so i have more time to finish writing. i am struggling to get everything done and apply to jobs so i might end up being too late to get a teaching job before the school year starts and i turned 26 this month so i wont have health insurance and i wont be able to see my therapist even though my panic attacks have been worse than usual this year and ive had really awful ones where i cant stop throwing up a few times this year when i used to have the really bad ones once every few years. im overwhelmed, i cant afford to move out of my moms house even though she doesn’t want me here, and im never going to see my favorite uncle again. i cant even afford to take care of these dogs but ive been trying for like 3 years now because they needed a home after being abused and neglected by their previous owner. they’re also the only thing i have in my life that make me feel happy most days. like lucky is currently in my lap, licking my tears. i don’t even want to consider it but should i give them up? i probably wouldn’t make it without them but i really don’t know what to do. should i try to pay for the neighbor dog’s vet bills with my credit card?? the neighbor told me that she doesn’t hold me responsible and that she’ll keep her dogs on leashes going forward but she said this while sobbing with her hands covered in her dog’s blood. i don’t think this week could get worse honestly. ive never cried so much in one week

[smegmafactory2024]

credit card tip from my mom who still uses a physical checkbook: she deducts the credit card purchase directly from her checking when she makes the purchase to be sure she can always pay the balance at the end of the month and not have to pay interest. i personally don't do that but i do make sure not to spend more than I can pay off in a month.

more than anything, whatever you do, pay more than the minimum payment on it, even if you can't clear the whole balance--only paying the minimum is the fastest way to a debt trap. similarly, it's worth making enough purchases on your card every month to total more than the minimum payment or you're also just giving them free money

I'm starting to get a hang of it but dear fucking God is this complicated... I should just start selling drugs or stealing