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mousedetective · 10 months ago

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Please Help A Mostly Queer/Disabled Homeless Family Pay Off Their Debt?

PAYPAL | AMAZON WISHLIST | KOFI | GOFUNDME

VENMO: @penaltywaltz | CASHAPP: $afteriwake23 | ZELLE: DM me for email address

03/05/24

So good news! We're in a 30-day shelter with a caseworker and help from the City of Encinitas Homeless Support Program to get housing with 30 days. It's a brand new shelter and we're all together in a room with the cats, and they're really eager to help get us out of our homeless situation.

Right now, we have about $1000 in money we can save up each month. If we can pay off the debts that my mom owes that she's in credit consolidation for, that frees up another $187 each month. If I can pay off my installment loan, which is four payments totaling $475, that frees up another $124 a month. I think my mom just paid off a credit card debt, but we have $100 debt that I think has gone to collections, $500 we need to pay on a card before that one goes to collections, and $300 for my PayPal 4 in 4 payments. We also have two payday loans I'd like to pay off before they're due at $600.

So if I can cover all that debt this month, we'll have well over $1,500 to put towards a rental payment in May, if we can get help with a security deposit and first month's rent through housing programs. We might be able to afford a two bedroom apartment in Fallbrook with that much. We'd need to come up with money to move our stuff out of storage as well, but a friend of mine has covered the big units until April 1st and may cover them an extra month if needed.

Any help would be amazing. We are so close to getting out of hotels/our car and into something stable. I'm setting the goal at $3000 for now because I don't have wifi at the shelter and can't check exactly how much my mom owes for her debt consolidation still.

But any extra will help with gas to get to places where we can get things we need (birth certificates, Lena's social security card with her dead name, Lena's psych eval, my mom's dental stuff, and doctor/therapy appointments) and food in case the snafu with my food stamps isn't fixed right away (we get three meals here, which is fine for me and Lena, but my mom is basically still on a soft food/liquid diet and they're still needing to get stuff for her and the gentleman here who has no teeth).

Please help if you can, and please reblog as well! We would all greatly appreciate it.

$2500/$5000

EDIT: We found out today that Lena is currently uninsured. The meds she was prescribed for her mood disorder are $1,500 out of pocket. She needs the medication badly. Please help?

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thefallennightmare · 1 year ago

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Miracle-three

(gif created by me, the fallen nightmare. feel free to use, simply give credit)

Pairings: Noah Sebastian x Reader

Warnings/Tropes: forced proximity, slight enemies to lovers, slow burn, smut, angst, fluff, mentions of death, and swearing.

Summary: Reader is the merch girl for Bad Omens. It wasn't what she wanted to do with her life but when her mother got sick with Alzheimer's, reader took a job where she could to help with the costs. She thought it would be a one-time gig but the longer she was on the road with them, the harder she fell for Noah Sebastian; even if he wanted nothing to do with her. She needed a miracle to save her mom and her future.

Author Note: I forgot how much I hate slow burns. So we'll see how long it lasts. Tags are open if anyone is interested!

Tags: @ada-clarence @nonamessblog @thescarlettvvitch @malice-ov-mercy @crimson-calligraphyx @theoneandonlykymberlee @yumikitten @blackveilomens @cherrymedicine13

A yawn fell from my lips as I snuggled deeper into the bed, a blanket wrapped around me like a cacoon to keep in the warmth. It was my first day off in four days and with the constant traveling; I was relishing being able to sleep in an actual bed. The bunks on the tour bus weren't terrible but with Bryan's snoring I was thankful for the quiet night of sleep ahead. The sun was setting, the orange glow painting over the walls of the room, and I only left the bed to go to the bathroom or grab my room service. The entire day was dreading tomorrow because that's when I had to send Lana her first paycheck and I was about three hundred dollars short.

My mom had been doing great, even remembering who I was when we talked on the phone. Something about hearing my voice but not seeing my face must have helped. It warmed my heart that we had conversations about things like we used too before she got sick.

I could explain to Lana the situation. I'm sure she would understand.

Somehow I doubted that which is why I was heavily researching my idea, wondering what the risks were and if the payout was worth it. Everyone online who had a page said they could pay for things they wouldn't have with a regular job. I would have my own rules and wouldn't worry about sharing it with a partner. I could post what I wanted whenever I wanted. The only risky thing would be someone recognizing me and with who I worked for, I wasn't completely sold on the idea yet.

"I don't have to show my face," I told myself as I sat up, deciding pretty hastily.

Desperation made people do drastic things and starting an Only Fans was my last resort; I had no other options.

The phone on my camera wouldn't do and I sucked in my bottom lip, wondering if what I was about to do was a good idea. I needed a better camera and set up while also having a credit card with a high enough limit, though it was for emergencies.

Isn't this one? Think of it as an investment.

Agreeing with the voice in my mind, I scrambled out of bed and quickly stepped into a pair of black sweats and hoodie to match. I cringed when I noticed myself in the mirror and made quick work to make myself look somewhat presentable.

The walk to the nearest store was only a few minutes, and I enjoyed the sounds of the hustle bustle of the city as people walked passed me, their own ideas for the night fueling them. I knew little about cameras and thought about asking Bryan some advice but knowing I might have to tell him why I needed one didn't sit well with me

As I was leaving the store, two bags in hand and $500 more in debt, I felt my phone buzz in my pocket and when I read the message, I couldn't help but let out a groan.

Davis, yet again, was inviting me out to dinner tonight with him and the crew. I ignored his first two because I really had plans to lie in bed all day. Now, the only thing I wanted to do was get my profile set up and start posting so I could make money as soon as I could. Plus, Noah was avoiding me ever since the night of the first show when Jolly caught us together. Nothing happened but to Noah, it was as if they caught us fucking.

The thought caused a flush to creep to my cheeks as another text came in.

Davis: If money is an issue, it's on the crew tonight. The last few days have been crazy and we want a night out to relax.

It was true; every show this tour is sold out which made for a crazy night. Everyone in the band and crew were exhausted so a night out was something we all needed.

Me: I'm already out, where should I meet you guys?

Davis: there's this Mexican restaurant right around the block from the hotel. Meet in an hour?

Perfect amount of time to set up and record my first video. I never was a modest person, even if I never had a boyfriend. A few hookups here and there gave me some experience, but I also knew what my body liked, hence me bringing a few differnt kinds of toys with me. After the first tour, I realized how lonely I got out on the road.

I refused to prove Noah right I was only here to fuck someone; which was not true. But that didn't mean I couldn't think of a certain tattooed vocalist while I filmed, right?

An hour and fifteen minutes and red flushed cheeks later, I was practically running out of the hotel to make it in time to the restaurant. As usual, I was running late, but that was because it took me some time to figure out how to edit and post the video to my page. What I filmed wasn't exactly raunchy but just enough to keep people wanting to come back.

I was in a rush to get to the restaurant that I nearly missed the body that I collided in. Strong arms wrap around me to keep me steady as I looked up into those dark eyes that haunted me every second of every day. My heart fell deep into the pits of my stomach as embarrassment filled my veins, knowing that face was the reason for my orgasm less than an hour ago.

Noah gave me a look as slowly removed his arms from me, Jolly and Folio standing on either side of him.

"Where's the fire, angel?" He asked while drinking in the sight of me with a wide grin.

In my pussy.

He was wearing a grey sweater; the hood pulled up over his head and white hat. I cursed my vagina as it throbbed at the sight of him and my pet name.

"Uh, I was meeting Davis and others for dinner," I pointed behind me, stuttering over my words a bit.

Jolly smiled. "We're headed there too. Care if we walk with you?"

Him and Folio, not at all. Noah, yes I minded.

I didn't appreciate him acting different around me when we were alone as opposed to when people were around us.

"Nope," I smiled.

The four of us walked quietly to the restaurant with Folio next to me, Jolly and Noah behind us. Folio bumped his shoulder with me which made me peer up at him.

"I feel like I haven't seen you in a while. Outside of work," he said.

I gave a half shrug. "Just been keeping to myself the last few days."

"Does that have anything to do with," Folio threw a thumb over his shoulder towards Noah.

"No," I said a little too quickly, afraid as if he could see in my mind what I had been doing back in my room. "I forgot how busy life on the road is, that's all."

"What did he do to make you avoid him?" he asked, seeing right through my lie.

This caused Noah to step closer to the two of us, forcing his way between Folio and I.

"I didn't do anything," Noah defended.

My body was still buzzing post orgasm so having him this close to made my stomach flutter and head hazy.

"Right," I muttered under my breath and gave myself some space from him, allowing Jolly to take my spot next to Noah.

"Did we do anything to put you off?" Jolly asked.

I shook my head. "No, not at all. Everyone has been nice. I meant what I said, I've just been tired."

Noah peered over at me past Jolly, something unreadable on his face, but said nothing while we turned the block, the restaurant coming into view. Davis, Byran, Matt, and Nick Ruffilo were already seated at a table outside as we walked up. My phone buzzed in my pocket and as I saw yet another notification from Only Fans, I didn't realize that the only open seat was next to Noah.

Cursing under my breath, I sat tentatively next to him and pocketed my phone, not wanting him to peak over my shoulder and see the notification.

I had a few new subscribers which meant people were paying for my content. Maybe soon things will start picking up and I wouldn't have to worry as much.

The server came over to take our order and I frowned at Matt as he ordered a pitcher of beer for all of us to share.

"Can I have a water and four chicken tacos please?" I asked with a smile.

"You don't want a beer?" Matt asked.

I shook my head. "I don't drink; well much anyway. I do for special occasions but not really feeling like it right now."

Noah muttered something under his breath, and my eyes snapped over to him.

"Care to share what you mumbling under your breath?"

"You seemed pretty into it last tour in Chicago," he didn't bother to look away from his phone.

I stared at him with my jaw slack, upset for him bringing up that night but also amazed that he remembered that. With the way his jaw ticked and his hand gripped around his phone, it was clear he thought of that night often. I got drunk after a show because the guy I'd been talking to all night and flirting with was actually married. His wife was the reason why he was at the show in the first place but decided to hang out at the merch booth instead.

"Is that why you're such a dick to me?" I wondered.

Thankfully, the server had left, so they didn't have to watch us bicker but for the rest of the guys at the table, it didn't save them.

"You guys get drunk all the time. The one night I did, you hold it against me? For what?" I snapped.

I wasn't yelling but the table next to us spared us a few glances of concern.

"We don't need someone to carry us from the venue to the hotel, three blocks," Noah finally met my gaze.

I scoffed, completely baffled this was why he was such an asshole towards me. Because I got drunk last tour and he had to carry me back to the hotel?

"You're fucking unbelievable, Noah." I shook my head and turned away from him.

If I wasn't starving, I would head back to the hotel. But I already ordered and didn't want my food to go to waste.

Folio, who was sitting on my other side, looked at me with sympathetic eyes and gave my knee a squeeze underneath the table. The rest of dinner passed by with Noah and I not speaking another word to each other while the others chatted amongst themselves. I ate my food and sipped at my water in peace, checking my phone every now and then to see if Lana had texted me back. It was almost eight in the evening, and I debated on wondering if it was too late to call to talk to my mom when my phone rang.

Excusing myself from the table, I walked down the block to answer the call. It was a fast phone call, my mom being too exhausted to talk. Instead, I caught up with Lana.

"Alright, well let me know how she is in the morning. I'll be in the bus for half of the day so I can talk with her," I sighed.

"I will, dear. She's so exhausted from today. I looked through some photo albums with her to help her remember but nothing. There was nothing in her eyes."

I swallowed the lump in my throat and nodded even though Lana couldn't see.

"Yeah, those vacant eyes. It's been happening a lot lately."

There was a lot of rustling on Lana's end before her soft voice came through. "I promise you. She's in good hands. When she remembers things, we have a lot in common."

That made me smile.

"Good. And I'll send you the first payment tomorrow," I said much to my dismay.

"No rush, dear."

We talked for a few more minutes before I hung up, suddenly exhausted and wanting nothing more than to crawl into bed for the rest of the night. When I returned to the table, I halted seeing that only Noah sat there. He heard me walk up and handed me my to go box of leftover food.

"The bill's been taking care of," he said.

I didn't meet his gaze, still upset with him, as I snatched the box out of his hand.

"Don't worry, I didn't flirt with anyone to get free food."

Noah sighed then pushed himself out of his chair, immediately towering over me.

"Do you always have to talk with such an attitude," he gritted out through clenched teeth.

I stood toe to toe with him. "Only for you, baby."

The pet name was supposed to come out as playful, no meaning behind it. But with the way Noah's eyes flashed and a low noise vibrated from his throat, I knew it had the opposite effect on him. His tongue rolled over his bottom lip and I wanted nothing more that to taste them.

"Can I walk you back to the hotel?" Noah asked.

Unbelievable.

"Oh, now that no one is around you act like you give a shit?" I snarled.

He raised his hands. "I'm trying to be nice, Y/N."

"Here's a piece of advice," I snatched my purse from the table, "If you want to be nice to me, stop doing it when we're alone. It makes me think you're embarrassed to be seen with me."

Noah's face fell and began shaking his head. "It's not that."

"Oh, right? It was because of that night in Chicago where you had to carry me back to the hotel. News flash, Noah. I didn't fucking ask you too. So do me a favor, unless it deals with work, don't talk to me the rest of the time were on tour."

Not bothering to listen to him come up with another excuse, I turned on my heels and stomped back towards the hotel.

#noah sebastian #noah sebastian and reader #noah sebastian x reader #noah sebastian reader insert #noah sebastian smut #forced proximity #enemies to lovers #slow burn

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pastalbird · 2 months ago

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Emergency fundraising! (I got scammed)

This is gonna be a long post, so if you don't wanna read all of it, here's the summary:

I fell for a bank scam call while grieving the loss of my grandma and the election results. Now I owe PayPal 900 dollars and have no means of paying it.

I hate asking for money, but if anyone could please contribute with absolutely anything, I'd be endlessly grateful. We're in a rough financial spot at the moment, so this is our only option.

Any donations can be sent to

https://ko-fi.com/pastalbird

About 2 weeks ago, right before those harrowing election results, my grandma passed. With all that was going on, on top of my full time job and other life responsibilities and struggles, I was pretty rattled.

It was then I got a call "from the bank".

They were friendly and familiar, and asked me questions that sounded official, claiming my credit card info had been stolen, and making me go through different steps to resolve the issue.

(Looking back, it's frustrating how obviously scammy this was, but at the time I was under so much stress I truly didn't notice. Or rather I did, but dismissed it as paranoia.)

They had me try and send money through Zelle, where there was a request for 900usd. Since it didn't go through, they tried through PayPal, which also failed. They then told me to not use the account for 24 hours so they would try again the next day.

(Again, I know there were burning red flags, but unfortunately I didn't fully process it until it was too late.)

It got even more ridiculous, as they called the next day, asking me to redo all the steps and even demanding I go to an ATM.

I said I couldn't. They claimed my debit was "infiltrated" and that I had to mail them my card.

It was at this point I told my mom about all this, hung up, called the bank, froze my account, removed the account from PayPal, and changed my password.

I thought that would be the end of it... Until the next day, when I checked my PayPal and found my balance to be -900usd, meaning the failed transaction went through after all.

Another one for 800 was also pending, but luckily I managed to cancel it in time.

Immediately, I reported the transaction as a scam. However, PayPal said they couldn't return my money since "the transaction had been approved" and that "no unusual activity had been detected". I have called my bank once more, but they say it's out of their hands entirely.

We are in the middle of a move, my husband is coming to visit later this week.

We were already very tight for money, since my husband's boss was sick for half the year, meaning he got no work before July. And just last month we had to pay 2000 in lawyer fees for an unrelated issue, so timing could absolutely not be worse.

We do not have the financial means to cover this debt. I really don't know what we'll do now. Normally, I absolutely hate asking for money, but if anyone could spare anything, it would be more than welcome. We'd be immensely grateful.

#scam #fundraising #fundraiser #paypal #scam alert #emergency funds

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radioactive-synth · 2 years ago

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update! i finally managed to pay off the debt and now i am free from that bank, hopefully. i thank you all for the help💙💙💙 your help meant a lot to me.

hello. i have to make another post like this, but i need help again.

3 years ago, my mother took a credit card to repair her car and to end debts we gathered due of us being out of work for a few months cause of the pandemic.

since last year, after mom passed away, me and my dad took over to pay the min. rate of the card, but it would take us a long time to gather all money, and it puts a strain on our budget, and winter time is harsh for us.

if you can, please help us out with even a small donation towards my KOFI, as all extra money goes into closing it faster.

i asked my mom's mother, which is the worst person ever to deal with, to help me out, but she never respected any of promises she done to us over the years, not even to her own daughter (my mom). i know she will manipulate me again just cause she thinks i own her for helping me (and my mom) with the credit card.

please do take care of yourselves first, and even reblogging this will help me greatly.

thank you again.

#blue.txt #donations

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feral-creep · 3 months ago

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y’all i just…. AAAAAH

vent about work and creativity and grief incoming

ever since my mom got sick i had to give up my more lucrative “career�� day hustle (video editing) and pick up night shifts at a bar. and like. it’s a college dive bar, so the tips are not great.

this particular dive bar is known around the community as the hardest place to work, and the reputation is not for nothin’:

the average server at a normal place has a 4-5 hour shift and covers 3-5 tables. WE, on the other hand, work 10-12 hour shifts with zero mandated breaks and cover 8-10 tables, many of which can seat 8-10 people at a time.

it is exhausting work that has kept me in amazing shape and has kept my sanity during the grieving process… but it’s undeniably hard as fuck.

and i feel like i’m constantly just treading water, not making enough to fully get rid of my credit card debt and move out of this shithole town… i could make so much more money serving in chicago…

yet i’m never working so little as to be able to actually, y’know, write

BUT. but. the job is not why i don’t create as much. the job is not the reason.

the reason is my own dumb brain and my own dumb shame about not being a “responsible” member of society, not being “where i should be” or “where i thought i would be” at 36 years old.

because that concept? it is bullshit. even though my peers who i used to work with in video are all flourishing, it doesn’t matter—they did not have a terminally ill mother living in bumfuck college town of nowheresville, midwaste! so what if they are now getting deals with HBO! that sort of life was maybe never in the cards for dirtbag little ol me!

and also, since like WHEN did i ever care about being a dirtbag loser anyway? being a dirtbag loser is punk rock as fuck????

i am trying to force myself out of thinking that creative pursuits are a “luxury” that must only be pursued once Everything Responsible Has Been Completed—because frankly i don’t even do that shit anyway!!! lmao (what ends up happening is that i spend 5 hours on social media, 0 hours doing laundry, and also 0 hours writing)

so maybe like, fuck twitter, fuck instagram, fuck frittering away my life 5 minutes at a time trying to convince myself i’m totally going to get up and sort thru the mail, and just. do the things i like doing. because THAT is punk as fuck.

basically i’m coming to the conclusion that i have been flailing around trying to escape a situation i am trapped in by being “responsible”—diligent with my money, a good little worker bee, etc etc—and like, very obviously not succeeding, so i might as well live “selfishly” (i.e. creatively)

when i’m dead no one’s gonna be like “feral creep touched our lives by being so on top of her laundry and having a very organized pile of receipts”

no, no they will not!

i still get comments every week or two from readers about how much [save scum] means to them, and fuck if i don’t want to somehow adapt portions of this story and Lethe so she can resonate with even more people outside this fandom…

after, of course, i finish the fic. lmao.

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brehaaorgana · 5 months ago

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This whole process is gonna be a nightmare. My dad did not handle his finances well. The first time I told him he had a problem I snapped and my email included a detailed breakdown of how much money he was spending on wine all the time. (I was rightfully pissed because he was screwing me over but ALSO owed my mom alimony and brother child support).

I know he filed for bankruptcy at least once. He asked for money to go to Ukraine from my late grandmother who was at the time, slowly dying from cancer. He wanted to meet some random woman (scammer, I'm sure). He didn't have enough money to get back home, one of my aunts bailed him out. But he worked a job. Did he spend all his retirement money? No idea tbh! He would absolutely do something like take out loans from retirement funds. He probably had a ton of medical debt. Maybe credit cards. I do know the car was a lease. He rented.

But this is gonna take so much time and work and possibly an estate/probate attorney. 😔

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honeygrandpa · 6 months ago

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tw warning: family death and animal injury

this has probably been the worst week of my life. on sunday my uncle had a heart attack on his way home from a trip so i drive from ga to tn to pick up his wife and then 10.5 hours to ia to get her to the hospital before he passed and we didn’t make it time. then i drive her back to tn and stayed with her because she couldn’t take care of herself and she wouldn’t eat (she’s diabetic so this was a real problem) and she didn’t know how to pay her bills or how to live without him. i got back to ga yesterday and then today, my dogs were outside on the chain and 2 neighbor dogs came into our yard off leash. 1 of my dogs attacked 1 of the neighbor dogs and that dog has to have an emergency procedure in the morning to drain the wound. i know legally it wasn’t my fault but i feel so so awful and i don’t know what to do. i don’t have the money to pay her vet bills. with all of the travel with my uncle, im already have debt on my credit card that i can’t pay off. and i have to drive to ia again next week for the funeral and pay for boarding for my dogs. i paid $1000 to a trainer who says they specialized in aggressive dogs last year and she basically told me to not bring them around other dogs. my dogs are rescues and they used to be ok around other dogs but my brother’s dog bites people and made them really nervous and ever since 1 of my dogs bit his dog to keep him away from me, they’ve both struggled with dog aggression. they like little dogs and calm dogs but get really bad around bigger energetic dogs. everything is awful and i really really don’t know what to do. im also struggling to finish my master’s degree and already am taking an incomplete for my culminating project so i have more time to finish writing. i am struggling to get everything done and apply to jobs so i might end up being too late to get a teaching job before the school year starts and i turned 26 this month so i wont have health insurance and i wont be able to see my therapist even though my panic attacks have been worse than usual this year and ive had really awful ones where i cant stop throwing up a few times this year when i used to have the really bad ones once every few years. im overwhelmed, i cant afford to move out of my moms house even though she doesn’t want me here, and im never going to see my favorite uncle again. i cant even afford to take care of these dogs but ive been trying for like 3 years now because they needed a home after being abused and neglected by their previous owner. they’re also the only thing i have in my life that make me feel happy most days. like lucky is currently in my lap, licking my tears. i don’t even want to consider it but should i give them up? i probably wouldn’t make it without them but i really don’t know what to do. should i try to pay for the neighbor dog’s vet bills with my credit card?? the neighbor told me that she doesn’t hold me responsible and that she’ll keep her dogs on leashes going forward but she said this while sobbing with her hands covered in her dog’s blood. i don’t think this week could get worse honestly. ive never cried so much in one week

#i know no one is going to read this but i just needed to type it all out tbh

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smegmafactory4ever · 5 months ago

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credit card tip from my mom who still uses a physical checkbook: she deducts the credit card purchase directly from her checking when she makes the purchase to be sure she can always pay the balance at the end of the month and not have to pay interest. i personally don't do that but i do make sure not to spend more than I can pay off in a month.

more than anything, whatever you do, pay more than the minimum payment on it, even if you can't clear the whole balance--only paying the minimum is the fastest way to a debt trap. similarly, it's worth making enough purchases on your card every month to total more than the minimum payment or you're also just giving them free money

I'm starting to get a hang of it but dear fucking God is this complicated... I should just start selling drugs or stealing

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metalheadsforblacklivesmatter · 2 years ago

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Things about America that would give Europeans a heart attack.

Many Americans are expected to drive AN HOUR to work every day. Europeans don't even visit their mom regularly if she lives 30 minutes away.

We measure distance traveled in time. Because sometimes driving 15 miles can take as long as driving 45 miles. How long you'll be in a vehicle is most important.

Zoning laws. Many of us actually do like to walk. Our major cities were designed by automotive lobbyists to force us to buy cars.

Food deserts. There's some places in America with literally zero grocery stores within 5 miles of your home.

Hospital bills. 1 emergency room visit can cost tens of thousands of dollars. Not to mention the $15,000 of you need an ambulance.

Mental health. You can be forced into grippy sock jail against your will. Then stuck with a bill that costs tens of thousands of dollars when you get out.

Speaking of medical bills. Credit reports. Remember that medical bill that costs tens of thousands of dollars? That goes on your credit report if you can't pay it. Which makes it harder to rent, buy a house, buy a car, or get a credit card.

Retirement. You can't get social security until you're 62 and social security isn't enough to live on. You're supposed to be saving money to retire on, on top of that. And based on your family's health history and cost of living. It's not unusual to need $1-2 million to retire. And it's not unusual for people to have to work into their 80s.

College. A hundred thousand dollars in student loan debt isn't unheard of and many Americans are never able to pay it off in their lifetime because interest is like 5-8%. Also. That goes on your credit report.

Minimum wage. I don't necessarily believe that Europeans would be shocked that minimum wage doesn't cover the cost of living here. But there's people that live here that are suprised to find out our minimum wage is $7.20. I've gotten into arguments over this, several times. If Americans don't believe it, how can I expect a European to?

Lack of public transit. Only like, major cities have public transit, and only a few of them have reliable public transit.

Lack of labor unions and union busting. Many European countries like France will go on nation wide strikes if an oligarch sneezes wrong. Companies in America will shut down business in entire states if the unions are getting too strong. Honestly I'm kinda surprised that we don't strike more.

Lack of paid vacation time. In a lot of countries 6 weeks is like normal. My last job I got none. And people legitimately didn't believe me when I said I had to work on Christmas or not get paid (yeah, it was a desk job). Again. If Americans can't believe it. Why would I expect Europeans to? Also I feel like Europeans would just die from the burnout because it's not uncommon for Americans to literally work themselves to death.

No. For real. I have people mad at me because I couldn't go to a family friend's wedding because they didn't believe I didn't have labor day off.

-fae

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arytha · 5 months ago

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panicking about money related problems ⬇️

anyways im super close to a panic attack rn we had bills come in from my dermatologist (which i have a followup appt tuesday. lol) that are way more than we thought they were going to be and we're also 7k in credit card debt (WHICH IS JUST COST OF LIVING. COST OF LIVING!!) which we will never ever fucking pay off we barely do the minimum payments every month we support 4 people on two incomes that make maybe 40k a year and im just. we'ee living paycheck to paycheck whatdo i do. fuck. first instinct is i want to die. being faint and fucking exhausted because of my goddamn period is also not helping hahaha. its still going way too strong for me to be confortable. i want to cry but i have work in 10 minutss

i glanced at debt relief stuff but its all like. if you cant make uour minimun payments and shit like no thats not it i kust cant make the number in the account go fuckign down!! my tax whatever every year for tye last 3 years has compeltely gone towards this i havent been able to afford getging anything for myself (wrong. dont need it its just a want. whatever) for the last 3 years of my life (again this is whatever. at leadt i have an apartment and can eat.) thats 2k a year including my mom's tax refund that we have put towsrds this and it just keeps going up. im going to cry. at leadt we only have one credit card. what is fuckijg life. sorry

#mara's shit #sorry needed to write this down to hopefully calm myself down enough to work without issue

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bellybiologist · 1 year ago

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TLDR: Verzi Need Money. Here Link for Helping Fill Money Bar with Money Juice. -Ko-fi -Commission form (Open again! Note the price increase!) -Patreon -Paypal.me

Okay! Verzi need money. So! Here's this.

This shitty meter here is just for a bit of transparency (Graphic design is NOT my passion), cuz people like to know where there money is going. This will fill up as with funds from my patreon (money I got this month is already there!), from commissions, and from any tips/extras given by kind souls in passing, and I need to hit these marks EVERY month for like… a year. (This is after fees and such of course, cuz god forbid we don't pay the middle-men their dues.)

I will update this thing as time passes so ya'll will know where I'm at. Reblogging/Sharing is welcome, encouraged, and greatly appreciated!

A bit of info for each section under the Readmore:

-Rent and Bills: The Most Important thing to Keep Verzi Kickin'! I pay half my apartment's now $1368 rent PLUS the utilities, which range from 100~200 bucks, splitting with my aunt who works 2 jobs to make sure she pays her half. Since my mom passed away from Pancreatic cancer in 2021, this has been rough since it used to be split 3 ways.

-Dental Costs: The face bone doctors want my money after drilling holes and pulling out the insides!! My face actually feels BETTER so i'm not as mad as I COULD be about this, but this needs to be paid for the next 12 months. (And they want MORE money to do a cleaning and I almost laughed. Like, no buddy you ain't getting 750 out of me when I don't even have a refrigerator.(See Below))

-Big Purchase+Credit Card bills: It wont pay off ALL my credit card debt, but it keeps me from falling behind. Since the passing of Michael and Fred (my microwave and refrigerator respectively) I need to make some big purchases so my kitchen functions. Michael has been successfully replaced by Mikaela, and we are still looking for Fred's replacement. Ms. Frida, the chest freezer who is literally older than I am (I am 33!!) and STILL functions is holding down the fort while we look for a refrigerator. We can live without a fridge thanks to her constant service, allowing us to keep frozens. Also, like, literally on the 30th of July, Monty the Monitor must've succumbed to heatstroke so i had to buy one of THOSE too for my computer setup. I will name all my appliances to cope.

-Extra+Taxes: Once we get here, I'm in the clear for the month's expenses! However!! Taxes are due in October. I DO NOT know how much that will be, and since the whole Covid relief thing that lessened business taxes ended last year, I MAY be paying for quite a bit!! Anything past this point will be prepping for Taxes AND forming a buffer for More Happenings (God forbid).

===== Rewards??? Rewards!! =====

I considered a Drive like other kink artists in these circles, but I don't like drives for several reasons and those reasons are why I've never done one in the past. Despite that, I STILL want to do something that at least feels like a reward or incentive for people keeping me Alive™, so I'm going to do some simple doodles/sketches, and possibly try to stream those doodles in my discord!

Every 100 bucks past the "Rent and Bills Paid" section (meaning at 900 dollars and onward), I will do a RANDOM drawing from any requests/suggestions from the pool made by people who threw some cash monies my way!

Suggestions can be sent in through Ko-fi messages, Paypal notes accompanying payments/donations/tips, and a Patreon-only post (they are always giving me money, so patrons have access by default!). Commissioners who send in the form can ALSO suggest something for the pool if they like! (there's a question on the form for it) Now, like all requests, it's ultimately up to my discretion on whether or not I will draw something, but I will still try to keep it random and let it be a roll of the dice (or a RNG app).

There is no minimum requirement either! So people throwing only $1 at me, buying only one Ko-fi, or dropping anything bigger are free to offer a suggestion. But please limit requests/suggestions to one entry per person.

Now, as to what these will and can be:

-It will be a simple lined sketch with one color or flat colors. Depends on how many need doing, how I'm feeling when I draw it and how complicated it is.

-It can be up to 2 characters, but they may be less refined compared to a single character one. They can be the same character in 2 different states, or 2 different characters interacting with each other.

-No private requests please! It will have to be something that can be publicly posted and that you're fine with being perceived by others.

-In terms of kinks/sizes/etc, it will be something that you'd normally see on this blog or for my work! Mileage may vary, but more extreme stuff that I'd normally avoid may be glossed over when I'm constructing the pools.

-Unlike commissions, these will not go through a WIP stage/be modified after the fact! They end up how they end up. If you wanna be nitpicky, please use this opportunity to order a full commission!

-You're allowed to suggest OCs as long as it's yours or its owner has given permission to draw them in the context I am known to put boys in!

#Help a sista out #verzi's art

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