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As it is widely known, college is a fantastic place to acquire skills and knowledge and get more open to jaw-dropping opportunities that would be essential for forging ahead in life.
Once you get to college, the task of effectively managing your finances would rest solely on your shoulders which can be a daunting thing to do if you are not an individual disciplined with money matters.
This implies that there won’t be any external interference (parents) when it comes to managing your finances.
So, whether you manage your funds wisely or squander your funds by living beyond your pocket or extravagantly, the consequences would be yours to bear.
#finance#financial#financial tips#financial dominance#financial planning#financial drain#financial services#financial literacy#financial freedom#college life#college#high school#college student#CollegeFinances#FinancialTips#MoneyManagement#CollegeBudgeting#StudentSavings#FinancialWisdom#BudgetingHacks#MoneySavvy#CollegeLife#FinanceForStudents#FinancialEducation#SavingsStrategies#CollegeSuccess#MoneyMatters#SmartSpending#StudentFinanceTips#FinancialWellness
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Are you worried about how you're going to afford college? 🤔
You're not alone. Many students and families struggle with the high cost of higher education. But there is hope! Our comprehensive guide 👇 on how to pay for college without going broke has you covered.
https://www.cademy1.com/blog/how-to-pay-for-college-without-going-broke-a-comprehensive-guide/ The guide is free and packed with tips and tricks on how to minimize your college expenses, from applying for financial aid to finding scholarships and grants. We'll also provide insights on how to choose the right college to fit your budget and help you make informed decisions about borrowing for college. Read now!
#payingforcollege#collegecosts#financialaid#scholarships#grants#loans#affordingcollege#savemoneyoncollege#collegebudgeting#collegedebt#educationfinance
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Best Ways to Save Money 💰 | Top Tips for Financial Success & Smart Savings
Looking for the best ways to save money? 💰 In this video, we share top tips and strategies to help you achieve financial success. Learn how to budget effectively, cut unnecessary expenses, and make smart investments. Join us to master the art of saving and start building your financial future today. Don't forget to like, share, and subscribe for more money-saving advice! 💡✨
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Are you a college student on a tight budget? Discover clever ways to eat well without breaking the bank. Learn how to meal prep, cook healthy meals on a budget, and find deals on groceries. #collegebudgeting #studentlife #savemoney #foodhacks #mealprep #moneysavingchallenge #budgetinghumor #personalfinance #funnymoneytips
#savemoney #makemoneyonline #savingmoney #makingmoney #savetheworld #foryou #money #helpothers #keepitsimple #moneymatter #ways #howtomakemoney #howtomakemoneyfromhome #howtomakemoneyonline #howtomakemoneyfast #yourways #moneysavingtips #moneysaving #to #thebest #save #savetheplanet #need #helpingothers #likeforfollow #earnmoney #bestfriends #you #moneysavinguk #moneysavinghacks #savenature
#savemoney#makemoneyonline#savingmoney#makingmoney#savetheworld#foryou#money#helpothers#keepitsimple#moneymatter#ways#howtomakemoney#howtomakemoneyfromhome#howtomakemoneyonline#howtomakemoneyfast#yourways#moneysavingtips#moneysaving#to#thebest#save#savetheplanet#need#helpingothers#likeforfollow#earnmoney#bestfriends#you#moneysavinguk#moneysavinghacks
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Cheap, Healthy Veggie-People Eats
It's hard to maintain a healthy vegan or vegetarian lifestyle when the price of food is rising and minimum wage is not. As a recent uni grad, here are some helpful tips that I have gathered from being an absolutely broke college student.
1.) Budget, budget, budget! If your budget is $30 a week then make it $30 a week. Think ahead of what bigger items you may need to buy later down the road and save parts of your weekly budget to buy a staple item in bulk.
2.) Stay away from prepackaged meals and meat replacements. Vegan doggies and beyond burgers taste divine but they aren't so good for your wallet. Instead of of buying a hamburger replacement find a way to use what you have already.
3.) In keeping with number 2, an easy recipe for vegan nuggets is to buy a block of firm tofu and create your own breaded coating. These are significantly cheaper than buying nuggets from Yves or anything vegan company. My favourite is dipping the nuggets in ketchup and soya sauce (a lot of recipes call for bbq sauce but I usually don't have bbq sauce lying around) and then dipping them in either quinoa or panko.
4.) Another easy and cheap meal replacement hack is using red lentils in the place of ground hamburger. I do this to make a sloppy joe (usually by adding leftover jarred pasta sauce because food waste sucks and I'm not buying a tiny can of tomato paste for the same price as a can of pasta sauce.) This lentil hack can also be used to make shepard's pie, bolognese sauce, and even lentil burgers.
5.) In keeping with the magic of lentils. Another great cheap meal hack is a can of soup plus a cup of cooked lentils! My favourites are tomato based soups like vegetable and tomato. Cook the lentils first, then once you've drained them cook the soup by following the directions and adding the lentils. It takes a thin, measly Campbell's tomato soup to a cafe worthy lentil soup!
6.) Make your own bread. I asked for a bread machine for Christmas three years ago and very rarely have bought sliced bread since. I also use my bread machine to make pizza dough when I'm craving greasy pizza. AND homemade bread makes great gifts to people because who doesn't love bread!
7.) Spice it up! Add spices and herbs to all of your dishes. Only have rice in the cupboard? Well, add some dill or curry to that shit and it will taste a thousand times better than plain old rice.
Let me know in the comments if you have any other helpful tips!
#vegancommunity#vegan#veganism#veganfood#vegansofinstagram#food#food and drink#food diary#foodblogger#veganrecipes#veganblogger#veggies#veganfit#veganbreakfast#cheapfood#budget#collegebudget#college#university
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It's important to save money, maintain an optimal immune system, and stay fueled for any training you might be doing. For any athletes, (whether you're a student or not) who wants to know how to shop smarter during this time, give this a read.
#nutrition#studentathlete#collegestudentbudget#ncaa#budget#studentbudget#collegebudget#groceryshopping#groceryshoppingtips#sportsnutrition#sportsdiet#dietitcian#athletesdiet#collegediet#grocery budget#grocery savings#grocery coupons
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Afrodiziac by Le Juiceee; The Black Owned Skin And Hair Care Company That Is Making Sure Everyone Can Have “The Juice”
#beautytipsfashionblackgirlmagi#afrodiziacbylejuiceee#backtoschoolhair#beautytips#blackown#blackowned#blackownedbusiness#blackgirlmagic#blackhaiirstyles#boxbraids#collegebudget#collegelife#collegetips#entrepreneurseries#entrepreneurs#fashion#haircare#hairstyles#hairtips#naturalhair#relaxedhair#skincare#summerhair#theafroheartbeat#twilaamoure
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Meet Our Money Matters Fall All-Star, Rachel Geier!
With our Money Matters spring series up and running, we thought we’d take a look back at our Money Matters “poster child” from the fall! Rachel Geier took home a lot more than a TV at the end of our fall Money Matters sessions--she took home some serious financial knowledge. We asked Rachel to give us the low-down on her experiences with Money Matters and why she thinks it’s important. Thinking about participating in our spring series? We have a feeling her answers will seal the deal!
Who is our Money Matters all-star, Rachel Geier?
I’m a third-semester nursing student, working to graduate sometime this year. I work in Academic Services as a peer tutor and provide students help as a PASS (Peer Assisted Study Sessions) leader. I mainly provide one-on-one appointments for nursing and health students. Along with tutoring, I work as a CNA for hospice at Tomah Memorial Hospital. I commute about an hour and a half two to four times a week for school. When I’m not on the road, working, or studying, I enjoy spending time in the great outdoors. I’m especially fond of hunting and fishing with my dog, Duke!
How did you find out about Money Matters fall series?
I initially found out about Money Matters via an email sent out to students. I also follow Student Central’s Facebook page and continued to see information regarding the series.
Why did you want to participate?
I initially wanted to participate because I wanted to learn more about money management. I’m a firm believer that everyone should be somewhat educated when it comes to finances, as it’s applicable to anyone’s everyday life. While I feel like I’ve always had a fairly good grasp on money management, I was interested in getting more help with student loan repayment and being smarter about everyday costs.
What did you learn while attending the sessions?
I learned a lot about goal-setting and saving. In particular, I learned the importance of setting short-term, midterm, and long-term goals that are specific and achievable. I also gained a better understanding of managing credit cards and the difference between good and bad credit. Finally, I learned the importance of a monthly budget and how to update it based on lifestyle and circumstantial changes.
What would you say was your favorite part of the Money Matters series? Which presentation was your favorite?
I definitely enjoyed Budgeting the Benjamins the most. I found the hand-outs with information on building a basic budget to be applicable and understandable. I learned different ways to reduce spending by $5 a day for a full month and how it ultimately saves you a ton of money per year. That’s as easy as avoiding a Starbucks run or purchasing food every day at school. Through the Budgeting the Benjamins session, I gained a much better understanding of how all these little things add up. We also learned about shopping for generic or off-brands instead of brand name items and how it can help me save during trips to the grocery store. While I enjoyed this session the most, I definitely took away just as many tips and saving tricks from every other session I attended!
We know you took away a TV, but what else would you say you’ve been able to apply to your budgeting and finances since participating in the series?
I took away a lot of great information from the Money Matters series! I went into the sessions hoping for ways to save, and I was definitely not disappointed! I gained helpful tips on ways to pay my debt and feel much better about my daily spending now. With all the knowledge I gained, I will likely be able to pay off my debt sooner than originally expected!
Would you recommend the Money Matters series to other students?
Yes, I would definitely recommend it! I think everyone could benefit from the information it provides because everyone works with money! I’m excited to participate in the Money Matters spring series as well – especially the Frugal Foodies session! I find that I’m always being wasteful with food at home with my busy schedule and I’m excited to learn some new, time-saving recipes!
We want to thank Rachel for participating in our Money Matters series and for telling us all about her experience. We know that between work and school, many students have little time to dedicate to our sessions, but if Rachel can do it, so can you!
Want to know about our upcoming sessions for spring? Make sure to like and follow our Facebook page, or stop into Student Central in room 113 of the BEC. You can also check out our Money Matters page by clicking “Money Matters – Financial Coaching” under the “Pay for College” tab on MyCVTC.
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Double fisting like a boss 😛 Essentials: 2L+ water a day and kombucha whenever I can afford it 😂 I may start making my own because the #collegebudget is real but my gut wants it every day 🙈 But on the real, this @hummkombucha flavor is my new favorite! So good and cheaper than GT's 😉 Found it at Target.
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Shopping on a Budget
-Download apps like Ibotta or store apps in order to see what’s on sale and then plan your meals around that
-This website is amazing: https://www.freestufffinder.com, it shows you coupons and deals on brands and stores! I’ve found some amazing deals on this website
-Buy frozen pre-made burgers: First, you have an easy dinner and lunch. Second, you can use the meet to make chili, tacos, etc from recipes like https://www.iheartnaptime.net/healthy-turkey-chili-recipe/ ,http://www.itscheatdayeveryday.com/low-carb-teriyaki-turkey-bowls/, or https://houseofyumm.com/best-ever-taco-meat/
-Make your own seasonings: Most pre-made seasonings are made with stuff around the kitchen. You can add to your spice cabinet by buying dried herbs and other spices while saving money by making your own rubs and marinades! https://www.rachelcooks.com/2011/10/28/homemade-taco-seasoning/
-Buy almond milk: It takes longer to expire so you avoid throwing away any excess milk.
-Buy frozen fruit: First, they’re an amazing snack. Second, your can add it to yogurt/milk/etc to make ice cream and other smoothies
-Buy greek yogurt: This one is a little strange but it saves a few bucks. First, you don’t need to buy sour cream since greek yogurt is a healthy substitute. Second, adding honey and peanut butter to make flavored yogurt.
IF YOU GUYS HAVE ANY OTHER SUGGESTIONS, LET ME KNOW!
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Gift Guide for your bff under $20
Finals are finally over and we are officially on winter break! Towards the end of the first semester it can be tough to make time to get Christmas gifts when you’re just trying to finish out finals and get home for the holidays. Not only is it hard to make the time to go Christmas shopping, but when you’re on a college budget you’re super limited to where you can shop. I always really want to…
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#christmasgiftguide#collegeblogger#collegebudget#eastcoastfashionista#eastcoastfashionistagiftguide#giftguide#giftsforyourbff#giftsonabudget#holiday
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Going to college can be expensive, but with a little bit of planning and some smart money-saving strategies, you can cut down on your college costs and graduate with less debt. Follow these steps:
👉🏻Apply for scholarships: Scholarships and grants are forms of financial aid that do not have to be repaid. There are many organizations that offer scholarships and grants to students, so be sure to do some research and apply for as many as you can.
👉🏻Consider taking out a federal student loan: Federal student loans typically have lower interest rates and more flexible repayment terms compared to private loans.
👉🏻Attend a community college: Community colleges often have lower tuition fees compared to four-year colleges and universities. You can start your education at a community college and then transfer to a four-year institution to complete your degree.
👉🏻Enroll in a work-study program: Many colleges and universities offer work-study programs that allow students to work part-time on campus in exchange for a reduction in tuition fees.
👉🏻Consider attending a public college or university: Public colleges and universities generally have lower tuition fees compared to private institutions.
👉🏻Take advantage of tuition reimbursement programs: Some employers offer tuition reimbursement programs for employees who are pursuing a degree related to their job.
👉🏻Apply for financial aid: Many colleges and universities offer financial aid to students who cannot afford to pay for their education. You can apply for financial aid by filling out the Free Application for Federal Student Aid (FAFSA).
For more details, visit cademy1.com✅
#collegesavings #tuitiondiscounts #scholarships #grants #studentloans #fafsa #collegeaffordability #highereducation #financialaid #studentdebt #collegebudget #affordableeducation #frugalstudent #studentdiscounts #tuitionfree #educationcounselor #studyabroad
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the college life brings me to food trucks // new blog post is up, starting my new series; “Bougee on a Budget” *** link in bio - #sunshinelanding #boujee #boujeeonabudget #cleaneating #collegeeating #foodbloggers #newrecipe #collegebudget #homecooking #falafels #veganeats #foodismylife (at Gray's College Bookstore)
#boujeeonabudget#collegebudget#foodismylife#veganeats#collegeeating#foodbloggers#newrecipe#homecooking#falafels#boujee#sunshinelanding#cleaneating
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Healthy eating is hard, but especially when you are a college student. I am putting together meals, and a weekly grocery plan for that fits even a college student's budget. If you are committed to eating healthy, this is a post you will want to check out. It will go live later this week. This right here is a meal prep! Yippee! This is a meal prep for one of my favorite healthy meals: Sausage & Veggie Stir Fry. It takes chopped potatoes, chopped green onions, asparagus, and sausage. So delicious. This recipe will be on the blog as well. . . . . . . . . . #floridablogger #mealprep #healthyeating #healthblogger #wellnessblogger #pensacola #pensacolablogger #pensacolabloggers #collegestudent #studentlife #collegebudget #finances #financial #workaholic #lifestyleblogger #uwfargos #uwfnursing #universityofwestflorida #uwf #campuslife #food #foodblogger (at Pensacola, Florida)
#mealprep#studentlife#finances#workaholic#foodblogger#uwfnursing#lifestyleblogger#healthblogger#pensacolabloggers#pensacolablogger#uwfargos#wellnessblogger#pensacola#collegestudent#floridablogger#collegebudget#financial#campuslife#healthyeating#uwf#universityofwestflorida#food
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Homemade gourmet college budget ramen. #thingspoorpeopleeat #collegebudget #ramen #homemade @katiekruelly #katsux
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Afrodiziac by Le Juiceee; The Black Owned Skin And Hair Care Company That Is Making Sure Everyone Can Have “The Juice”
#beautytipsfashionblackgirlmagi#afrodiziacbylejuiceee#backtoschoolhair#beautytips#blackown#blackowned#blackownedbusiness#blackgirlmagic#blackhaiirstyles#boxbraids#collegebudget#collegelife#collegetips#entrepreneurseries#entrepreneurs#fashion#haircare#hairstyles#hairtips#naturalhair#relaxedhair#skincare#summerhair#theafroheartbeat#twilaamoure
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Meal Prep on a Budget: Lexi’s Turkey Tacos
Total Cost: $2.07/ meal
Macro Breakdown: 69 Carbs (g); 9.9 Fat (g); 31.3 Protein (g)
Ingredients Needed:
Ground Turkey- Jennie-O (3 oz/ serving)
Two Cups of Black Beans (canned, low sodium)
Two Cups of Corn
400 Grams of Brown Rice
Xtreme Wellness Spinach Tortilla
olive oil and all-natural butter
salt
cumin
garlic
taco seasoning
Directions for Cooking:
Place one cup of dry brown rice into a large metal pot and add two cups of water. Add a couple pinches of salt and a capful (one teaspoon) of olive oil. Taste the water to determine the salinity, and add salt if needed.
Bring the stove to a medium heat and cook the rice for about 45 minutes, stir occasionally.
While the rice is cooking, move on to prepare the black beans. For this recipe and for convenience, I used low sodium canned black beans, but you can use dry black beans if you’d prefer. Bring the stove to a medium heat and place the contents of the can into a pot.
Add a couple pinches of salt, cumin and garlic into the pot while the beans are cooking, stir occasionally.
While both the rice and beans are cooking, mix the ground turkey into a bowl with taco seasoning; I used a packet that already had all the seasonings premixed. Don’t be afraid to use clean hands to mix the turkey meat, you’ll get better mixing and consistency.
Place the turkey meat in a pan or a pot (whichever you have at hand) and cook on medium heat for 20 minutes, or until it has been cooked thoroughly.
After all the other foods are cooking, move on to preparing the last item in the meal prep, which is the corn. Place two cups of corn into a small pot, and place two cups of water. Cook the corn in medium heat for about 10 minutes. After cooking, add a tablespoon of all natural butter and mix the corn thoroughly.
When all the items are finally all fully cooked, lay out all the meal prep containers and have a food scale at hand. With a measuring cup, portion out all the foods to the right, predetermined measurements. Place the measured contents into each bowl, as seen below.
Enjoy your prepped meal for the rest of the week!
(All photos were taken by me.)
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