#but y'all please look under the cut for their comparison
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sharonisthebettercarter · 11 months ago
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hey y'all how's it goin' oh by the way happy new years~<3
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sketchy sketch~<3
no better way to start it out with an absolute right and proper BAAAANG--...er...
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wanted to make them look slightly less like the actors and goddammit... welp-- havin' way too much fun playin' with that facial detail and other hwats like their expressions and mmmmmmhhmmmmmm~<3<3<3 no they're still not done cause i'm a fuckin' snail so please ignore the many flaws mah laziness~ and weird ass stray marks or like gimme pointers if yer good with male anatomy and especially growly expressions lmao but it's somethin' at least and here's the old one for comparison~<3
and learnin' moar about their features UGH<3<3<3 they've both got slightly crooked noses in opposite directions and it's just adorable, URBAN'S BIG BEAUTIFUL WIDE EYES AND CUTE SHORT NOSE--that beautiful soft baby boi jaw he hides under the damn beard... sir you are 50 some odd years HOW ARE YOU STILL SUCH A CUTIE--
ant just came out the womb fully manified with that square ass cut jaw i guess--he has such a nice fucking jaw lmao<3
same deal, probably tone it down once i do that style study<3
BUTT~<3<3<3
in this house~<3
we love to see those beautiful features as they come<3<3<3
in this house~<3
we love to give our bois MUSCLE<3<3<3
in this house~<3
we let these bois take over and play at their best~<3<3<3!!
no, we're not gonna talk about that random ass string thing in the middle of them--or billy bean's suspicious weight gain...
and no, we're DEF not gonna talk about butcher's boi bewbs... because then i will never shut the fuck up about butcher's boi bewbs. so please. really don't mention it i--
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juukeboxx · 2 years ago
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Mutant Mayhem Hype!
Hi everyone!
So today is a big day: The first official teaser trailer for Teenage Mutant Ninja Turtles: Mutant Mayhem was released! The trailer will be linked in case you haven’t seen it or want to watch it again. But I wanted to just share my thoughts on the trailer and share my hopes and dreams for this movie, which will all be under the cut.
Here’s the trailer:
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First and foremost: I am so excited for this movie. Everyine has been waiting so long for this first teaser trailer and I'm not gonna lie, I was sort of in disbelief when it dropped. There's a lot to cover so I'm going to break it down into sections, and the last section being what my hopes are going into this movie.
The Turtles
I know that people have talked about the designs of the turtles themselves since they were leaked a while back, but I adore how these turtles look. This is something I'll mention throughout this post, but it's very clear that Seth Rogen has taken a lot of inspiration from the original 80's cartoon when designing these characters. What's nice about it is that he's given their desings their own little twist that makes them unique and fresh i.e. Mikey's braces.
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I absolutely adore the voices they chose for these turtles because they are actual teenagers. Nicolas Cantu as Leo, Brady Noon as Raph, Micah Abbey as Donnie, and Shamon Brown JR as Mikey. I don't know of any instances where the turtles have been voiced by actual teenagers because as far as I'm aware they've all been voiced/played by adults. This also just feels like another breath of fresh air for the series.
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What they've shown of the turtles so far seems pretty promising.
Teenagers Acting Like Teenagers
One of the first things they show in the teaser trailer is the turtles goofing off the way teenagers do, and this absolutely made my heart soar. I feel like in other versions of the turtles we always see them so caught up in conflict that we never really get to see them hang out, goof around, and get to act their age. Rise was one version that I think showed this the most so I'm really glad to see more of it in this movie.
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This Movie Looks Stunning
I'm sure other people have made this comparison but this movie really does give off the same vibes as Into the Spiderverse. It wouldn't surprise me if Seth Rogen and the people who have been working on Mutant Mayhem took inspiration from that movie. The imagery in the movie is absolutely gorgeous, and I love that it has this "hand-drawn" style. Like Into the Spiderverse, I have a feeling they wanted to achieve this look as sort of a call back or an homage to how the turtles got their start: As a comic book.
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I personally really like that the colors aren't super overwhelming. In some shots from the teaser trailer there are nice bright pops of color that really stand out and liven it up. I'm not an expert, but I think it's a really nice design choice.
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Secondary Characters and Cast
This cast is absolutely stacked y'all. If you haven't seen it on Twitter I'll list the rest of the cast here:
Jackie Chan as Splinter
Ayo Edibiri as April O'Neil
Giancarlo Esposito as Baxter Stockman
Seth Rogen as Bebop
John Cena as Rocksteady
Maya Rudolph as Cynthia Utrom
Rose Byrne as Leatherhead
Natasia Demetriou as Wingnut
Paul Rudd as Mondo Gecko
Hannibal Buress as Genghis Frog
Post Malone as Ray Fillet
Ice Cube as Superfly
I don't think it comes as too big of a surprise that a lot of the other characters featured in this movie are going to be voiced by well known actors, but I'm honestly really pleased with this lineup. And based on this lineup I think we're going to see some really interesting takes on some of these characters like Leatherhead and Wingnut.
As a sidenote, I am so excitied to see Leatherhead in this movie. In general Leatherhead is just one of my favorite secondary characters.
The designs, like I said before, have taken a lot of inspiration from the 80's cartoon. Splinter's, what I can assume is a kimono (though I might be wrong), has the same pattern as Splinter's kimono from the 80's cartoon. April of course has her signature yellow jacket and I love that he outfit looks so casual but it's perfect for running around trying to get the best scoop. Bebop and Rocksteady's clothes are pretty much right from the 80's cartoon and I absolutely love it, and personally I think that Bebop and Rocksteady look great in this art style (honestly this applies to all of the characters).
I have a feeling, and at the same time I'm hoping, that the first official trailer or the next teaser trailer (whichever one comes first) shows off some more of these designs or even shows the designs of some of the other mutants that are going to be featured.
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Hopes for Mutant Mayhem
I know that this is only the first trailer of many between now and when the movie releases, but I genuinely have high hopes for this movie. This is going to be the first TMNT movie getting a theatrical release (clairfying with theatrical because the Rise of the TMNT movie was a Netlfix original) in 7 years since Out of the Shadows released back in 2016.
Even with this trailer being just under two minutes I think that they are taking these characters in the right direction and I'm genuinely excited to see their personalities shine. When Seth Rogen posted descriptions of the turtles on his (I believe) Instagram I knew that they were going to do these characters justice.
When Mutant Mayhem is released in August and I go to the theater to see it, I wanna walk out and say “That was amazing, I want to see it again”. From the developments over the months and with the release of this official teaser trailer I hope that I can say with confidence that not only did I like it, but also that it was a Ninja Turtles movie made by Ninja Turtles fans, for Ninja Turtles fans.
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its-captain-sir · 4 years ago
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BATTALION BREAKDOWN
Alright y'all, here it is, my breakdown of what I think a GAR battalion SHOULD look like. Full disclaimer before we get into it: I tried to research this stuff on wookiepedia as best I could but 1. there wasn't a ton of information out there on some of the things I had questions about and 2. some of it just makes No Sense when you put it together, so a lot of these numbers were made up by me and what I thought made sense based on what we see in the show and just simple logic. Feel free to accept/ignore parts as you please! Also, I'm gonna try to explain the rationale behind certain things as I go along but if you have any questions about this, you can send an ask/reply/reblog this post with your question and I'll do my best to answer it :)
Now that all that's out of the way, here's all the actual info beneath the cut.
Basic Organization
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Essentially, the GAR breaks down into four tiers at this level: battalions, companies, platoons, and squads.
Battalions are the largest groups with 576* members and are all numbered, such as the 501st, 212th, 104th, etc. The only exceptions to the numbering convention are the Rancor Battalion that guards Kamino and the Coruscant Guard. Personally I believe that both of these should be double, if not triple, the size of a regular battalion, which could potentially explain the difference in names. Battalions are led by a clone commander and Jedi general + a padawan commander if the Jedi has one. 4 companies make a battalion.
Companies consist of 144 members and are all named. Using the 501st for example, this would be Torrent, Tide, Wave, and Typhoon. Note: Torrent, Tide, and Wave are canon/widely accepted fanon, but Typhoon is something me and my friends came up with. You're welcome to use the name as the fourth 501st company in your wips if you want! The names don't have to be related, but my guess would be that they often are. Companies are led by a captain.** 4 platoons make a company.
Platoons consist of 36 members and are simply referred to as the 1st, 2nd, 3rd, or 4th platoon under their company. Platoons are led by a Lieutenant. 4 squads make a platoon.
Squads consist of 9 members and are named. I don't have names for any 501st squads unfortunately, which is why those spaces are left blank in the picture. As a content creator, you'd have a LOT of freedom when it comes to these because there's so many within a battalion and it seems like they can be named just about anything. Squads are led by a sergeant.
*Numbers for this and subsequent numbers in this section were taken directly from wookiepedia
**One problem people tend to have with this is that Rex is a captain, and yet he seems to be in command of all of the 501st. I think most people have figured this out already but the clone wars writers really just threw names around willy-nilly when it came to all the military stuff. Rex should by all intents and purposes be a commander, and my personal in-universe explanation for this is that while he was skilled enough to go through ARC/command track training, he wasn't originally meant to be a commander and his CT number is what barred him from the title initially. Keeli would be another example of this.
A few comparisons just to illustrate it a bit better:
1 battalion = 4 companies = 16 platoons = 64 squads = 576 members
1 company = 4 platoons = 16 squads = 144 members
1 platoon = 4 squads = 36 members
1 squad = 9 members
Please note that these numbers do not include the officers. There would be 64 sergeants, 16 lieutenants, 4 captains, and a commander added to this number to make a total of 661 clones in any given battalion.
Now I could have just stopped here but I have a tendency to want to get way too specific in my wips so I went a little further:
Internal Battalion Assignments
To make the numbers a bit easier, this just looks at what would be found in one company, you can do the extra math if you want to know the full battalion numbers.
I tried my best to remember what kind of specialized troops showed up in the show since wookiepedia wasn't much help, and I ended up breaking these assignments down into medics, heavy gunners, ARF and tank operators, scouts, tech specialists, and standard infantry.
Medics total 16* within a company, one for each squad. Within the medical corps, they're further broken down into junior medical officers (JMO), medical officers (MO), senior medical officers (SMO), and the chief medical officer of the battalion (CMO). Any internal promotions would probably come from the CMO, maybe a SMO on occasion. When pertaining to medical issues, they do often outrank any other officer, but in combat, JMOs and MOs only hold the rank of private (underneath sergeant) and SMOs and the CMO hold the rank of major (between sergeant and lieutenant).
Heavy gunners total 16 within a company, again one for each squad. These are the clones who have been trained to use the Z-6 rotary blaster, like Hardcase and Hevy.
ARFs and other tank operators total one platoons-worth spread throughout a company, or 36 members. ARF troopers are the ones who drive the AT-RTs (the really bouncy walkers you can see used on Ryloth and Umbara) and other tank operators encompass, well, the operators of all the other ground vehicles we see used. The ratio of each of these seems like it could be fluid based on the needs of the battalion and their mission, so I didn't go too much further into this.
Scouts total two squads-worth spread throughout a company, or 16 members. To me it makes sense that one of the lieutenants within their company would specifically deal with their recon reports, simply because it's more organized and practical.
Tech specialists total one squads-worth spread throughout a company, or 9 members. Honestly this is where I grouped anything else left over, like the bomb squad members we see in the blue shadow virus episode, any slicers, etc.
Standard infantry totals the remaining 49 members in a battalion. They're strictly the fighting force on the ground. This doesn't mean that they're the only ones who do the actual fighting, just that they aren't specifically trained for any other specialization.
*These numbers and the subsequent numbers in this section were not taken from any canon source. They were calculated simply by what I thought would make sense to have.
LAAT/is and Starfighters
Again, I tend to be way too specific in my wips so not only did I go through all of the ground fighting force, but I started figuring out the some of the space forces attached to a battalion as well. This doesn't go into a ton about the Republic Navy because frankly, as soon as I read "7400 crew members on a star destroyer" I exited out of that tab cause that's a little Too Much to try to figure out, but I will cover how I think the gunships and fighter squadrons should work.
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LAAT/is (gunships) total 48 per battalion, or 12 per company. However, two per company are usually held in reserve to make sure there's always something available for easy transport to/from the ground. This brings down the number to 40 per battalion, or 10 per company. Gunships take two people to man, so the total number of those pilots for a battalion is 96, or 24 for a company. There's also room for two gunners, which would bring the battalion total to 192, but from what I remember in the show the side guns rarely have someone in them, so I don't think the full 96 LAAT/i gunner positions would be filled. I also think the LAAT/i gunners could be temporarily reassigned from the main star destroyer crew (because 7400 is a LOT, they can spare 96). Wookiepedia said that the gunships could hold 30 troops for transport, but that seems like it'd be really cramped quarters. My guess is that each one would hold somewhere between 14-17 comfortably depending on how many people need transport and how many gunships are in use, which is what I kept in mind to come up with the original number of 48 for a battalion.
The Starfighter Corps consist of 5 separate squadrons, the standard* being two squadrons of Y-wings, one squadron of V-19 Torrents, one squadron of Z-95 Headhunters, and one squadron of ARC-170s. There are 12 in a squadron, plus a squad leader and two usually in reserve, so that's 15 total ships in a squadron and 75 total ships overall. Y-wings require a pilot and a gunner, so the total number of members in a battalion's starfighter corps equals 105. However, I believe some battalions could have up to double** these numbers if they're frequently in space battles, like Anakin and the 501st, or if they have a name that suggests it, like the 327th Star Corps. Squadrons seem to often be named after colors, but that isn't always the case, ie. Shadow Squadron.
*This standard isn't canon, it's just what I believe makes sense based on the number of ships types available and how frequently they are seen used in the show. The Y-wing bombers seem to be used a bit more than the rest, which is why I think there would be two squadrons of them.
**While double the number of ships is certainly possible, I figure it's more common to have three more squadrons instead of the full five so there would be two squadrons of each type of ship.
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That's all I got! Like I said earlier, use whatever you like, ignore the parts you don't, it doesn't really matter to me. This system is definitely what I'm going to follow in my wips if anyone is ever curious about what's going on with those.
Hopefully this is helpful to someone out there! And if you made it this far, thanks for reading! :)
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oddthesungod · 3 years ago
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nsfw text under cut
i'm so so so sad tumblr doesn't allow nsfw content anymore ajdhaskhj, i don't even think it's safe to post it under a read more...... shit sucks my dudes
anyway, i drew a dick comparison chart for jim, bones, spock and sybok because i have like......... 0 control of my life rn and i can't post it here because it's just........ dicks and theres absolutely no way to censor it like I usually do lmao.
they look good tho, they are nice lookin' dicks (i just,, i just really like drawing dicks y'all,,... they are aesthetically pleasing to me idk), I'll link it here but, yknow, DISCLAIMER; IT'S JUST DICKS
https://twitter.com/oddafterdark/status/1413621504546426894?s=20
I've thought wayyy too much about the biology of Vulcan dicks. Literally 0 control of my life rn yeah
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kylorengarbagedump · 4 years ago
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cocky. beautiful. bastard. - chapter 2
Read on AO3. Part 1 here. Part 3 here.
Summary:  It's time for you to learn the rules.
Words: 7500
Warnings: more delayed orgasm, cum eating, mando’a
Characters: Kylo Ren x Reader
A/N: Hello! I know I mentioned this would be expanded to three parts, but I actually decided to crank it up to five, oops. I have some shit planned for this fic--I needed a break, needed to write something fun and hot, haha.
I have been blown away by the feedback on this fic!! THANK YOU SO MUCH! I really really hope you like this installment, it's literally 7500 words and 6000 of it is porn. ToT LMAO. Let me know what you think!! I love y'all so very very much.
This morning, you’d woken up on your half-stuffed mattress, rolled onto your cracked stone floor, and bathed yourself in the kitchen basin, scrubbed your skin with the ratty sponge. You’d stuffed your face with the stale roll you’d made for your stew the previous night and shoved the bowls in the conservator before tugging on underwear and tossing your robe over it. In your tote, you’d carted your usual: a jar of lotion, mint cologne, and the little case that stored your identification and tip portions, and when you left your flat, you’d slipped on a pair of sandals and locked the door.
As you followed the Supreme Leader of the First Order onto the ramp of his sleek, knife-wing shuttle, you couldn’t help but wonder if you’d ever cross that threshold again.
He had been silent since the moment you’d left the brothel, and when you boarded the ship, you glanced around the empty hull, discovering that the both of you were alone. Before you could question it, he was in the cockpit, the ramp was whirring, and your mind was spinning, elated and confused.
Counting the handful of seats, your mouth screwed in consideration. Your eyes crept to the front, spying a pilot’s seat--occupied--and a co-pilot’s seat, invitingly empty. With a shrug, you strode over to it and plopped down, stowing your belongings on your lap. He did not address you, did not even acknowledge the weight of your stare as he fiddled with the controls, engine roaring to life.
Kylo Ren was not only beautiful. He was huge. Of course, by now, you knew he had a massive cock, equally large hands--but the rest of him was just as proportional, just as hypnotizing. His shoulders were broad, even swathed under his cloak, his arms thick, his whole torso wide and solid with muscle. In a flash, you pictured him naked, a little thrill shooting through your spine. He’d said you were his, whatever that meant, and in comparison to what you’d woken up to this morning, the idea was more and more inviting.
He stole a glance--his gaze arrested your breath--and gripped the controls; in seconds, the ship was hovering, screaming, shooting into the sky.
You watched, speechless, as the pane of transparisteel was swallowed by white yellow blue black starlight, and then you were careening through space, hurtling out of the atmosphere and toward an unknown destination. The vastness of it mesmerized you, an echo of this man’s own engulfing perpetuity--both of them equally perplexing, equally captivating.
Maybe that was a little dramatic, but to be fair, despite the sore throb between your legs and the ache at your ass, just being this close to him buzzed your skin.
He guided the ship toward another, larger vessel--a Star Destroyer, you knew that much--and as he docked it in the hangar, the reality of your arrangement descended upon you. Hordes of Stormtroopers marched across ebony tile, cut through by officers in black uniforms, all of them with duty, all of them striding with purpose. Meanwhile, you’d just been plucked from a brothel on Nevarro, clad in your skivvies and a chemise cover-up. There was no shame in that admission, but more so the recognition that you were now far from home, in the company of a total stranger--a total stranger with the power to crush you between his palms without blinking.
Said stranger went through a sequence on the dash--the engine died, the ramp lowered to the ground. He stood, a towering dark wall, and studied the bay before turning his eyes to you. They flicked over your figure for a moment--appraising--and without a word, he turned, marching off the ship. You scrambled to your feet and followed, walking in double-time to match his pace.
When you entered the bay, dozens of faces snapped to you, and then shot to the floor, perhaps due to your attire and with whom you’d arrived. It was strange, to be important enough to not only warrant a glance, but to warrant its immediate aversion. As you walked, the masses parted for their Supreme Leader, and you trailed in his wake, feeling altogether powerful and powerless, an ember wisp to his raging inferno.
The Star Destroyer itself was repetitive and long, but while you followed your new leader, you took in every detail. To you, it might as well have been a palace, some sort of opulent, obsidian cavern, with floors clean enough to reflect your anxious face. Not anxious out of fear, of course--if the chakaar wanted to kill you, he could’ve done so when you’d mouthed off to him in the brothel--but anticipation. How this had happened to you, you weren’t sure, but a portion of you hoped the arrangement wouldn’t be temporary.
Supreme Leader Kylo Ren stopped in front of a blast door, passing a hand over a sensor--it opened for him, and he stood to the side, observing you in expectation. The intensity of his gaze rippled heat through your thighs, and you entered, shoulders squared, ignoring the irritating thump of your heart. He stalked behind you, a heavy shadow, his presence both looming and lascivious as you glanced around his quarters. The ceilings soared high, stark white floors sweeping to white walls, a set of stairs descending in front of you, spilling out into an empty, bright floorspace.
You turned to him, gripping your bag. “Welcome home?”
He sniffed. “If you learn the rules. Earn your place.”
“My place?” A hand rested on your hip, and you cocked a playful brow. “And what exactly is my place?”
“It’s simple.” He stepped toward you, scorching you in his stare--your chest tightened. “Your place is wherever I direct you. Doing whatever I’ve ordered.”
You swallowed. His. “Mm. Okay. And what might you order me to do?”
Another long stride, and he circled you, skating a leather finger down your arm as his mouth swooped to your ear. “Bid etyc, kih tracinya,” he murmured. “You know very well why I brought you here.”
Though his release was dripping down your thighs, it was difficult to resist the urge to spin around and hop on top of him. How could you possibly help yourself? He was the most beautiful man you’d ever seen, and he’d made you cum hard on his enormous cock. Twice.
“Me? Dirty?” You went to lean into him, and he stepped back, making you stumble. You pouted. “Hey!”
He huffed, crossing away from you, and you turned to follow him down the steps, grumbling to yourself. His chambers were huge, at least twice or maybe three times the size of the entirety of your efficiency--so large you couldn’t identify the location of the refresher, or the food storage, or even the bedroom.
“So,” you said, still scanning your surroundings, “where do you expect me to eat and sleep? What am I supposed to wear?”
“I don’t care.”
You balked, staring at his back. “You don’t care?”
He opened a door, gazing over something, not bothering to look at you. “No.”
“Okay.” You snorted, rolling your eyes. “Chakaar.”
At this, Kylo Ren spun, cloak whirling at his ankles, stalking to you in long strides. The thump of his boots rattled your bones, his size consumed your sight. You didn’t flinch--only stuck your chin out with a smirk. He stopped inches from you, chest rising, eyes glittering under the searing light of his quarters, vestiges of a beast.
He took your chin between gloved fingers. “This nasty little mouth is going to be my first project,” he purred, and tugged you flush to his solid frame. “When you speak to me, you will address me as Supreme Leader. Do you understand?”
You didn’t reply--you were too busy trying to pull your brain from a sea of lust. Ren pinched your jaw, and you whimpered, your thighs pressing together, skin flush with heat.
“Say it.”
A slow breath left your nose, warmth washing over his hand. Despite your desire to antagonize him, there was a deeper, greater desire to please him--to earn your place.
“Yes,” you replied, “Supreme Leader.”
“Hm.” He thumbed your lower lip, his voice black smoke. “Good girl.”
Two words, but still you clenched. “I might not be good all the time, you know.”
“Don’t worry.” A tiny smirk on Ren’s pretty mouth, and he leaned to your ear again. “I’m counting on it.”
The Supreme Leader released you, your skin frosting in his absence, and he moved past you, up the steps. You tracked him, shrinking in the enormity of the strange, soulless room where he apparently meant to abandon you. Frowning, you crossed your arms.
“Where are you going?” you asked, fumbling with your belongings. “Uh, Supreme Leader.”
“I’m departing.” Ren didn’t even bother to peer over his shoulder. “Remain here until I return.” In a flourish, he disappeared through the blast door.
You sighed, deflating. Nothing to do but become more familiar with what the Supreme Fucking Leader of the First Fucking Order had determined to be your new home.
If you earned your place.
You were alone for hours. After a bit of exploring, you’d located the food storage (a bunch of military rations, which you ate anyway), the refresher (replete with a tall standing shower), and the bedroom, at the bottom of another set of stairs--the most impressive to you. The Supreme Leader of the First Order slept on a wide mattress built into a nook, its supporting wall replaced with a massive pane of transparisteel. Beyond it, the galaxy floated by, a nebulous nightlight and blanket to his slumber.
You shrugged off your robe and underwear and climbed on top of the rumpled, soft sheets, curling on your side to watch ships wink in and out of existence. Nevarro was a tiny sphere in the darkness, everything and everyone you’d known shrinking to a speckle in the sky. Despite all of this newness, nestled in the bed of Kylo Ren, you were not afraid--you were exhilarated. You’d forgotten to contact Cerra, but in the moment, you didn’t particularly care. A sunshine vibration settled in your chest. At some point, your lids fell closed.
Thwack.
A sharp thigh smack ripped you to consciousness, and you squealed, whirling to face your attacker. At the edge of the bed stood the Supreme Leader, hair caked with sweat and filth, face smattered with dark red crust. You screamed, skittering back, until you realized he’d come from battle. This was his normal. And even as the stench of rotting copper filled your nose, when his gaze skimmed your naked body, you fought the urge to shiver.
“Uh, hello,” you said. “What was that for?”
“Come.” He gave no further instruction, and spun on his heel to climb the stairs.
The rules. You didn’t need to be told twice.
Kylo Ren led you into the refresher--a spark lighting between your legs at your impending reality--and activated the shower before peeling off his gloves. This was casual, emotionless to him, as if he was not the most powerful man in the universe, as if you, a former brothel wench, were not about to see him entirely naked. You could only stare, entranced, while he moved to his tunic hook by hook before shucking it to the floor, then pulled his undershirt free, revealing to you his thick, muscled torso. Carmine mud had soaked through his clothing, a mist over his skin.
The rest of his disrobing was similar--the removal of his boots, his pants and undergarments, until he was bare, human and ethereal, a deity decorated in blood and dirt. He gazed at you, face blank, urging you into the water with a nod of his head. Hiding your joy, you obliged, and stepped under the spray.
The moment the water hit you, Ren’s grip was at your shoulder, whipping you around and shoving your back to the chilly tile. You released a breath, staring at him, and his hand drifted to your neck, thumb rising to pry open your mouth.
“You will bathe me,” he said, tracing the line of your lower lip, “get me hard, and suck me off.” His thumb slid past your teeth, depressed your tongue. “And if you can make me cum, I might reward you.”
Heat--whether it was from the shower or your mind--rushed your flesh. You liked the idea of a challenge. You nodded, and he released your tongue.
“Yes, Supreme Leader.”
He gave your throat a warning squeeze. “Don’t make me wait.”
Biting your lip, you sought out the shampoo, finding it within an assortment of plain, regulation-type bottles. Everything you’d come across in his quarters had been quite plain, considering he had the opportunity to access the best of everything. Shrugging, you popped the top, squirted some in your palms before returning it, and lathered it between them. Turning to face him, your jaw dropped when you took in the enormity of his form. The Supreme Leader of the First Order was a molded machine, as gorgeous as he was terrifying. And you couldn’t wait to put your hands on him.
You crossed behind him, inspecting the collection of white scars that had faded across his skin before reaching to massage the shampoo into his hair. He was so tall, you had to stand on the tips of your toes to meet the top of his head, but you managed, working your fingers through the knotted tresses, freeing it of mud and blood. The water ran an eerie crimson as you combed through his dark locks, and when your nails scritched his scalp, you felt him tense, felt him fight a shiver from his spine. Hiding a grin, you did it again, drawing lines across his head, and you heard it--a soft, satisfied moan, caught in his chest. You swallowed, cunt throbbing.
“Do you like that?” you asked. “Supreme Leader?”
He only hummed, non-committal. You were determined to make him make that noise again.
Having finished with his hair, you let the water clear the soap from his head until his locks laid flat on his face, exposing his wide, rounded ears, flushed red from the shower. A devious little thought flicked in your brain--you grabbed the soap (also plain, a boring yellow bar) and made some lather, circled to face him.
The shampoo had loosened most of the muck from his face, but you decided to clean the rest, swirling tiny circles across his forehead, his cheeks, staring into his eyes. He stared back, watching you from behind an invisible barrier--and when you rubbed the shell of his ears, his gaze broke, lids fluttering in delight before he caught himself, lip curling in a hint of irritation. You smirked, another clench between your legs.
“What about that?” you murmured, ghosting your thumbs over the helix--another groan trapped in his throat. “You like that, sir?”
Ren stiffened his jaw, but didn’t move, almost daring you to continue. But you decided to move on with your task--there would be plenty more opportunities to tease him.
You cleared his face of debris before standing back to admire his body. To your disappointment,  his cock was still soft, but you knew this was through sheer effort, through a determination to make you earn it.
Starting with his shoulders, you ran your soapy hands down his strong neck, skimming across the long scar that arced over his eye, a pretty crevice in his flesh. You were close enough now that you realized he was covered in scars, marring his arms, his torso, his abdomen. Rather than repel you, they drew you closer--the evidence of his survival, the physical remnants of his conquests made your mouth water.
Stepping into him, you massaged the soap into his flesh, working it into his muscles, down his biceps, glancing at him when you did, a spark of excitement in his gaze. You kept his attention while you washed over his hands, circling each of his fingers with your fist, pumping them like you might his cock. They were thick, rigid in your palms as you cleaned them free of grime. His eye twitched.
Grinning, you gathered more soap, swirling large loops  over his broad, solid chest. His firmness made you throb, made you want to step even closer--but you focused on your duty, reminded of your mystery reward. You kneaded over his pectorals, flicking his nipples with your thumbs before dropping lower, smoothing soap across his abdomen. Kylo Ren tensed when you cleansed his stomach, and you glanced at him again. His pupils dilated--your fingers followed the line of his hip bones, inching toward his thighs, and he swallowed, shifting on his feet. You were getting close.
Licking your lips, you foamed more lather and shifted behind him, caressing suds into the powerful planes of his back. Here, you could see more scars, more war-made muscle, and you cleansed it all, digging into his shoulder blades, down his spine to his ass, squeezing handfuls of it--he tensed again. Keeping a giggle to yourself, you returned to face him, still juggling suds, and finally, finally dropped to your knees.
Kylo Ren’s thighs were just as large as the rest of him, big slabs of muscle smooth to your touch. He stared down at you, observing you with restrained desire, and you coasted over his quadriceps, the backs of his knees, his calves, rubbing up and down his flesh, all the while avoiding his cock. You marveled at him, at this marble-carved man, at the ripples under his skin as you kneaded over hard ridges of strength. Around you, the water faded to a translucent pink, filtering clear--you took the bar of soap a last time between your palms, placed it on the floor, and massaged a wide circle around his dick.
His legs and stomach tightened, and you smirked, keeping his focus and beginning at his hips, mouthing open, soft kisses to the inside of his thighs, moving closer while your soapy hand slipped over his length. Ren’s lips parted, and you did it again--a gentle graze of his shaft--and kissed his pubic bone, licking a stripe to the base of his cock. When you took it in your lathered fist, he gasped--you grinned, and started pumping it long, slow strokes.
A shuddered exhale escaped him, and you were spurred on, spreading your knees and continuing to kiss around the root, reveling when you felt him swelling and pulsing against your palm. You rolled your fingers around his shaft, cupped his balls, water washing bubbles to his feet, and you tickled the underside of his dick, making it twitch. With a grin, you wrapped him in your fist again, increasing your pace, letting him grow even harder in your hand--and Ren released a shaky, blissful breath. Celebrating an internal triumph, you peppered tiny kisses around the hilt of his cock before circling your thumb around the head, smearing precum into his skin.
“Don’t be coy, Supreme Leader,” you said. “I know you like that.”
He snatched your scalp, cranked your neck back into the water. “I don’t remember asking for your commentary.”
Wincing, you obliged him with a tight, languid stroke. “You’re right.” You squeezed his fully erect cock, wet and clean. He was even bigger up close. “I have a better idea.”
In one motion, you took the head in your mouth, dropping your jaw to seal your lips around it with a lewd moan. Ren strangled a gasp--you curled your fingers around the base of his dick, eyes trained on his while you swallowed his length inch by inch. He was thick, throbbing on your tongue, and you pressed it to his shaft as you pulled back, fist following your mouth’s lead. The dry rub of water scraped your grip, so you released him for a moment, locking with his gaze and dribbling a long line of saliva onto his dick. Ren gulped again, his amber irises hazy with lust, and you slicked him in preparation before sucking on the head of his cock.
Big hands coiled in your hair, and you groaned, pleased, twisting your wrist and bobbing back and forth on his length. His breath quickened, his grip tightened, and you whimpered, the ache between your legs burning you with desperation. But you were learning the rules--you already knew he would be serious about making you earn it. So you pressed your thighs together, another hand curving to grip his ass while you drooled and gagged on his cock.
“Fuck,” he hissed. “Can you handle all of me in that little mouth?”
You hummed in agreement, taking him deeper, driving him into the wet heat of your throat--you wheezed, but fought through the tears, your gaze on his own, even as the spray of the shower fuzzed your sight. Fist moving faster, slippery with spit, you suckled in another inch, jaw sore from his size. You could only imagine how obscene you looked--dripping with water, salivating down your chin, tears stinging your eyes as you swallowed his dick.
It was incredible, getting to please him like this; since the very first time he’d fucked you, before you even knew his face, you’d dreamed of making his massive dick twitch and cum in your mouth. But now with the knowledge that this dick belonged to the Supreme Leader--you were intoxicated, your clit stiff and screaming for attention, your skin crackling with need. Yes, you needed to make this bastard cum, because you just as badly needed him to return the favor.
You tightened your fist, jerking him faster, and he yanked your hair, pushing your nose against the patch of hair at his groin. Ren fucked hard into your throat, and you heaved, writhed, sobbing onto his cock, both hands burrowing into his thighs as he pistoned his hips against your face. He panted through hoarse groans, his face flush, cheeks red, cock pulsing with an impending climax. Between clenched teeth, he growled, thrusting deep, gaze black and feral.
“That’s it,” he breathed, “that’s it…” He snapped his pelvis, and you retched, slobbering around his cock, clinging to his flesh. “Take my cum down your throat, tracinya. Fuck, take it--”
Kylo Ren suppressed a groan, rocked into your face, heavy cock throbbing and spilling the hot, salty loads of his release. You moaned, sucking it down, watching his chin tremble as you drained him through his climax, humming until he started to soften. Grunting, he slid out, untangled his fingers from your hair, and ruffled the wet fringe from his face before focusing on you. He scanned you: skin soaked, jaw sore, smugly satisfied. You’d certainly earned your reward, now.
“Good girl.” He pinched your chin, thumbed your swollen lip. “Come.”
He turned off the water and exited the shower, leaving you needy and clenching in the dewy air. Frowning, you stood, seething from the ache at your knees, and peered through the fog to spy the Supreme Leader toweling himself off before exiting the refresher. You mimicked him, drying yourself too, and trailed him with a grumble as he strode through his quarters, still entirely naked. A glimmer of hope when he arrived at his bed--until he reached into one of the closets at the side and started pulling on a pair of compression garments. You paused, folded your arms over your chest.
“Uh. Excuse me. Supreme Leader?”
“Hm.”
“Aren’t you. Y’know. Gonna make me cum?”
He huffed. “No.”
You gawked. “I’m sorry, what?” You paced over to him, feet sticky on the cold white floors. “You said you’d reward me.”
“No.” Ren was impassive. “I said I might reward you.” He grabbed a pair of pants, pulled those on, too. “Perhaps you’ll have better luck in the future.”
Gaping, you blinked, laughing in disbelief. You’d played by his stupid rules, worked to earn your place. Had you seriously done all of that just to have him deny you? Whatever game he was playing, it was frying your patience. He’d had you convinced from your trysts at work that he’d want you to have a good time, too--but perhaps he was just like every other man. A whirlwind of curses flew through your mind, in Basic and Mando’a, but you settled on a language that he didn’t understand.
“Ugh! Doompa wermo nek!” you snarled, stomping past him and flopping on his bed. “Oto to crispo chuba!”
For a moment, Ren did not respond, his silence a thickening cloud in the room. For that moment--that short, foolish moment--you felt as if you’d finally gotten one over on him, and a smile snuck onto your face. But it was only a moment.
“You want to kill me, hm?”
“Oh.” He spoke Huttese, too. Your heart sank. “Fuck.”
The Supreme Leader clucked his tongue--you could feel him behind you, footsteps drawing closer. Squealing, you hid your face in his sheets, moving to crawl away, but he seized your ankle and tore you from the mattress, flipping you onto your back. A burgeoning brute, he pounced, palms on either side of your head, wet hair flinging droplets onto your face. His eyes were simmering honey, prepared to boil, igniting a clamor between your thighs.
“Look at what we have here,” he murmured. “A schutta of many talents.”
You sighed. “What language don’t you speak?” you asked. “Di’kutla chakaar.”
Ren hovered closer, placed a knee on the mattress. “Mm, don’t think I heard you, tracinya.” A warm, strong hand moved to your throat, thumb pressing into the divot under your trachea. “What was that?”
His touch stoked the fire in your belly, the greed in his gaze inciting your own. Whatever game indeed. This was a revelation--the Supreme Leader hadn’t lied to you about there being rules. You had just misunderstood them. Certainly, there was a part of him that enjoyed your obedience. But there was clearly another, greater part that craved your defiance.
“I called you,” you replied, peeling the words from your teeth, “a stupid bastard.”
Kylo Ren smirked.
In a single breath, your wrists were gathered and tacked above your head, your legs spread open. And when you tried to move, you found you couldn’t, held by invisible bondage, paralyzed by the air. You thrashed, to no avail, pulse skipping in your veins--he observed you in satisfaction, attention wandering your vulnerable body. It was the same magic he’d used to make you cum, you were sure of it.
“What is this?” You tried to wriggle again, but it was useless.
Ren leaned back, smoothing his palms over your thighs. “This,” he said, “is how I get you to do whatever I want.”
“Oh?” An eager flicker in your chest. “And what exactly do you want?”
“You.” A hand stroked up, over the roll of your belly and down your hip, painting goosebumps across your skin. “Begging for my cock.”
You snorted. “After the stunt you just pulled?” you asked. “I’ve had enough of your cock. It won’t be that easy.”
Delight flashed over his face. “You’re right, kih tracinya.” A snap of his wrist, and your knees were thrown toward your stomach. “It’ll be even easier.”
Ren bent forward, palms gliding up and down your sides, and pressed a hot, wet kiss to your throat. You shuddered, a groan escaping, head rolling onto his sheets, and he growled, nipping at the thin tissue, mouthing more nibbles along your neck. His lips were soft--softer than you remembered when they’d been at your cunt--his tongue laving at every tiny mark he left behind, his hands gripping, squeezing at your stomach, drifting to your hips and to your thighs. The heat of his bare skin inspired your own, pleasure quaking through you, a building fissure in your flesh--when he dragged his teeth across your collarbone, you whimpered in need.
A hand left your hip, curled in your hair and tugged your head back. “Poor thing. Listen to you whine.” Ren peppered heated kisses along your jaw. “When was the last time you fucked a man who wasn’t behind a screen?”
It was difficult to speak through trembling breath. But you managed. “When was the last time you fucked a woman without using magic?”
Face still buried in your neck, he huffed--a low, dark sound in his chest. “You think I can’t break you without the Force?” Kylo Ren sank his teeth into the exposed column of your throat, and you wailed in pain. He dug in, forcing a shriek before he released you, speaking into your ear. “You have no idea what I’m capable of.”
The Force--you’d heard it referenced before, in passing. You’d just had no idea it was a real thing. And that this man was someone who could control it. As you’d thought it, he released you from its hold, but the ache at your neck had stymied any snark in your mind for the moment. He took the opportunity to bind your wrists with his sheets before standing back, admiring his handiwork. You gazed at him--your chakaar was wild with lust.
He grappled an ankle in each hand and tossed them over his shoulders. “This should be a familiar position for you,” he muttered, before attacking your neck again.
This time, he was savage, groaning as he sucked welts into your skin, grazing his teeth over your shoulder, biting mark after mark into the muscle. Though you squealed, yelped with pain, you relished it, ecstatic at the show of possession, impatient to see the patchwork of bruises gifted to you by the Supreme Leader of the First Order. Ren hunched over you, finding your breasts, crushing them in his grip--you gasped, but he continued, punishing your tits under his palms. Voracious, he moved to your sternum in a streak of saliva, thumb and forefinger tweaking your nipples in pinching bolts of pleasure.
“Ka’ra,” you gasped. “You’re a dirty bastard, aren--mmf!”
Ren had crammed two fingers in your mouth, shoving them to the back of your tongue. “Come again?”
Before you could protest, he took a nipple in his lips, the other still battered by his thumb, and suckled, tongue swirling around it, gentle moans escaping him. You whinged, trying to buck your hips, finding yourself pinned by his weight--arousal controlled you, your core contracting in a cry for something to fill it. He must have known this, too, from the way his hand floated across your belly and between your thighs, petting your folds with a tender touch.
You moaned onto him, eyes lolling back, overwhelmed; Ren was in your mouth, at your tits, teasing your pussy--he may as well have been in your head, hijacking your mind, making you yearn for his cock. He sucked your nipple fat between his teeth, and you returned the favor, wrapping your lips around his fingers; he rewarded you with a slight spread of your pussy, earning a squeak, tempting you to crack.
“Ready to beg?” A quick bite to your nipple, and you released a muffled squeal, shaking your head. “No?” He stroked your engorged clit--you howled. “Are you sure?”
Without giving you a chance to respond, he wiggled his hand further into your throat while he stroked your clit again, and again, thumb catching on the hood, slipping to your entrance before teasing more. You writhed, lids squeezing shut as you fought his hold, but his natural strength rivaled the Force--he caged you, a warden to your orgasm. He tapped your swollen nub, testing a tiny circle around it, and you sobbed, bounced your wrists against the bed, staving the urge to bite his fucking fingers.
“Needy slut,” he muttered. “I can feel how wet you are. How badly this cunt needs to get fucked.”
He continued to glance over your clit, making you throb, making your pussy scream for more. Another swift circle, and another, flooding you with bliss--and he stopped, back to feather-light touches. You wanted to burst, you sucked hard on his hand, skating your teeth over his knuckles in complaint. Growling, he relieved your clit for a split-second, only to spank your pussy with his palm. Pain and pleasure ruptured through your thighs, and you shrieked, gagged around him.
“You can’t help yourself,” he said, and spanked your cunt again. “You’re dripping for my cock.”
Perhaps it was the delirium--the potent cocktail of your need, his torture, the extended denial--but you fractured. And you nodded, agreeing with him.
A grunt of approval. “There we go.” His voice was filthy with victory.
You loved it.
“Dush, etyc kih tracinya.” Ren shifted, pulled his fingers from your mouth to splay your legs wide with his hands, dipping between them to kiss down your belly. “Sucking me off made you want to cum. Didn’t it?”
You nodded again. “Yes…”
“Yes?”
The bloated, heavy ache between your legs took rein of your tongue. “Yes, Supreme Leader.”
“Mm. Good girl.”
The very same Supreme Leader rose to his feet, looming over you, displaying the huge, straining erection behind his pants. His eyes glued to yours while he pulled it free, circled his hand around its massive length, and you gazed at it, still agog. You supposed you’d never get used to how big he really was. Ren pumped himself once, twice, drinking you in, before shoving you further onto the bed and climbing over you.
His lips found your throat again, sucking softly at it. “Do you remember how I had to stuff myself in that little cunt?” he murmured. “How tight you were around me?”
Mouth dry, you replied, “Yes, Supreme Leader.”
“Good girl.” He propped your calves up on his shoulders, lowering himself to your entrance, taunting you with it. “And do you remember how good it felt to cum on me?”
“Yes,” you sputtered, growing frustrated, “yes, Supreme Leader.”
“And do you remember…” another false-thrust, another anticipatory clench. “... how you begged for me like a filthy little bitch?”
It took all of your power not to crack wise. “Yes, Supreme Leader.”
Humming, he nipped your ear. “Then beg for my cock.”
“Ka’ra!” You lost it. “Shut up and fuck me, chakaar!”
He clucked his tongue. “You were doing so well.”
Kylo Ren slicked the head of his dick on your juices before pushing in just an inch, sucking in air through his teeth as he enticed you with a hint of stretch. Staring at himself throbbing inside of you, he held it, and eased out, then driving back in by centimeters--prying into your cunt, giving you only a bit of bliss before stealing it away. He shook with self-control, drawing in more oxygen, hissing in pleasure at even the slightest squeeze from your core.
Whinging, you tried to jerk your hips to take more, but found it difficult with your ankles at his ears. Hair tumbling into his face, he slipped out, slid in again, giving you an inch each time, letting your walls clamp around the length that wasn’t there. Ren leaned up, allowing the both of you watch his hips roll, watch his thick, heavy cock push you open with its head and pull back out. Frustration turned to tears--the sight alone was enough to splinter you, but his steady breath, the agony of being empty, the twitching of your clit, all of it compounded. It made you break.
“Please,” you whispered, “please, Supreme Leader, please fuck me, please give me your cock.”
It was impossible to miss the arrogant shimmer in his eyes. “No.”
Your face fell. “What?”
“You’ll take what I give you,” he said, “and if you behave, I will make you cum.”
Hundreds, thousands of thoughts raced through your mind in that moment, most of them profane, all of them capable of getting you in trouble. Yes, you were learning the rules. And you knew the only way you’d be sated is if you played by them. Steeling your jaw, you met his gaze.
“Yes,” you mumbled. “Supreme Leader.”
Ren settled over you, nuzzling into your neck. “Jate, little flame,” he rasped. “Now take my cock.”
With a slow rock of his hips, he pushed in--millimeter by millimeter, digging you open, in and out, in and out, letting you feel every vein of his cock, every thump of his pulse as he drove deeper inside of you. You stilled your chest, trembling with blissful, beautiful pain, the sweet sting of being full, the addiction of being stretched. Kylo Ren seated himself, fully sheathed in your tight, slick cunt, exhaling as you clenched around him. Gritting his teeth, he dragged out, deserting you in the same, torturous fashion.
This was, you realized, your consequence. He was going to make you beg for him until the very end.
“Supreme Leader,” you said, grinding your wrists together. “Please, fuck me.”
He huffed. “No.” Another slow thrust in, stretching you again, and he caught a groan in his chest.
“Please,” you gasped. “Please, I want your cock.”
Leaning closer, smothering you with his frame, he glided out. “Too bad.”
“Please,” you said, as he stroked into you, wet and hot around his dick. “Please.”
“Beg all you want.” He shuddered when you squeezed him, his hips twisting into you. “Fuck.”
Sex with the Supreme Leader before had been incredible, sure. But the warmth, the strength, the size of his body over yours, the ability to feel his breath, his heartbeat, the rumble of his voice--incredible became inconceivable. Never had you imagined that you could ever be so aroused, so desperate. Never had you considered pleading and squirming through tears for the fill of cock. Never, through any of your antics, had you been this entranced by any single man.
But Kylo Ren truly was not just a man, you were learning.
He was also an utter bastard.
He was also still, despite it all, a corporeal god.
Ren’s rhythm continued to torment you, pumping slowly in and out of your pussy. You could only wince, inhale, and clench around his girth with each thrust--a strategy that seemed to work. Though his hips kept their pace, his breath quickened, his heart pounded, another groan stopped in his throat. Spurred on, you continued, constricting him, walls milking his dick, working him to his peak inside of your pussy.
“Fuck,” he growled. “Nasty fucking whore. You want me to cum in this cunt, don’t you?”
Lust tore through you. “Yes, Supreme Leader, yes, I want you to cum in me, please, please…”
“Fuck.” Ren slammed into you, jerked out, slammed in again. “Yes.” Another hard, brutal thrust, piercing your cervix, and you quailed. “Fuck. Watch me.” He panted, propped himself onto his palms, sliding out until just the head of his dick was buried in your core. “Watch me fill you.” A quick snap of his hips, and he choked, trapped a deep groan--and came.
His cock, swollen and flush and veiny with the promise of orgasm, jumped and twitched inside of you, a climax so intense it pulsed to his groin. He gasped, tensing with every wave of pleasure as he poured hot cum inside of you, a rapid throb of release. A few aftershock ripples, and it dissipated, his cock softening.
“That’s right.” Ren’s chin dropped to his chest, his lungs filled with satisfied air. Exhaling, he glanced at you, a mischievous glint in his gaze. “I think you’ve earned it.”
In a smooth motion, he pulled out of you and tugged your ass to the edge of the mattress while he dropped to his knees on the ground. Sweat was a second skin, your arms strained, your heart ramming against your ribs. And you gaped, a mere spectator to two large hands wrenching your knees wide before the Supreme Leader dove face-first into your abused pussy.
The words that left you were nonsense, a multilingual damnation of his soft, skilled mouth. Ren devoured your cunt, staring into your eyes while he gathered his cum and your own on his tongue, gulping it down, his lips brushing your neglected clit. A feral, anguished cry escaped you, an appeal for mercy--you were so stirred, so edged that even the slightest attention to the nub hurled you near-orgasm.
“Fuck.” No other words would come to you. “Please. Fuck.”
Finally, benevolent god he was, Ren sucked your clit between his teeth. You screeched in ecstasy, head thrown back on the bed as he licked, lapped, suckled at it, humming at your flesh. He flicked the tip with his tongue, traced tight circles around it, and when your breath picked up in expectation of orgasm, a hand left your thigh, two fingers gliding easily into your core. You moaned, writhed in delight, and Ren crooked them inside of you, the intrusion forcing his cum and your own to drip onto the sheets. Like a starved animal, he abandoned your clit for only a minute to gather the creamy globs with his mouth.
“Supreme Leader,” you groaned, “ka’ra…”
Smirking, he swallowed, sealed his plush lips around your throbbing clit, and sucked. Pleasure commandeered your brain, shutting out rationality, logic, reality itself. Thick fingers curled in your pussy, and you spasmed around him while he groaned against you. The vibration of his voice ricocheted to your thighs, and you cried out, soaring higher, higher, until you were at the peak, a witless body suspended in space. A twist of his hand, a lave of his tongue, and you ascended.
A scream shredded your throat, submerged in a storm of euphoria, sight whiter than the walls of Ren’s quarters. Convulsions wracked you, quaked to your bones, and you heaved, hunted for air while he suckled you through the receding tide of your release. You felt your cunt quivering at his face, felt the mixture of cum at his chin, and you drifted to full consciousness, lids flitting open.
Ren smacked his lips, standing and wiping his face. At some point, he’d tucked himself away. He scanned your panting, exhausted figure before reaching over you and freeing your wrists from his sheets. A groan of relief fled you, and you winced when you dragged your arms down to rub away the fatigue.
Seeing this, the Supreme Leader took your wrists in his own hands, encircling them with ease, and massaged his thumbs where you’d been bound. Your breath skipped, your eyes widened--he did not look at you, did not acknowledge this gesture was his own, even as he adjusted his grip to rub the opposite side of your joints. When he was finished, he glimpsed you for a shooting-star-second--and released you, letting all of you sink into his bed as he paced to his closet.
“You are mine.” He said this while he clothed himself. “Expect to travel with me. Expect to serve me.” His voice was empty. Dead. “Expect me to use you however I please.”
You arched your head back and gazed through the transparisteel, the galaxy appearing just as infinite and enigmatic from this angle as it did from any other. This view, a comfortable bed, a real refresher, and the attention of the Supreme Leader of the First Order? You could be fine with that.
More than fine with that.
“Tracinya.”
“Yes, Supreme Leader,” you said. “I understand.”
As Ren continued to dress, you hoisted yourself onto a pillow, pulled the covers over you. He still hadn’t told you if you could sleep there, but he hadn’t stopped you, either. After a moment, he crossed to you, boots striking the floor, and a gloved grip pinched your shoulder like a handle, turning you to face him. His hair was still half-dry.
“You’re learning the rules well.” He thumbed your lip.
For some strange reason, you blushed. “Only the most sincere effort for you, chakaar.”
He huffed. “Good girl,” he said. “Welcome home.”
Then he turned and left you there, climbing the steps, his footfalls disappearing into the air.
Four words this time, fizzing your blood with glee--home. You wanted to encapsulate this feeling, inject it daily, like a drug. Sighing, content, you stared into the stars, your sterling sentinels. Nevarro was as distant in your memory as it was in space. For now, you belonged to the Supreme Leader. For now, you’d never felt more pleased.
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tamakeey · 4 years ago
Text
there are children present (pt. 1)
doctor! ushijima wakatoshi x doctor! reader
ushijima is was your typical pediatrician at the miyagi health clinic
the only difference is he’s 6′2 and very beefy which is pretty funny when he’s surrounded by kid-size furniture everyday
his rough exterior scares his patients at times but everyone in the pediatrics department knows he’s a real softie on the inside
everyone until y/n joins the pediatrics team at the miyagi health clinic
on her first day of work, y/n lost her way around the big building 
she looked in all directions hoping someone would see her confused stares and help a poor girl out
luckily ushijima spotted the girl while she was looking down at her phone, seeing the message her supervisor had sent her yesterday about the wing she would be working in
however, in y/n’s eyes, seeing a giant walking towards her with an intimidating aura made the girl shiver in her hospital clogs
as ushijima grew closer to her, she flinched in fear, and began chanting words along the lines of “pls spare me”
when ushijima saw her visibly shaking in his presence, his face morphed into one of confusion
in his mind he was questioning do I really scare people that much
 he took a deep breath and mustered up the most gentle, nurturing voice he could to speak to the woman
“I apologize if I startled you, it was never my intention. you just looked lost and I thought you would need some of my assistance” ushijima said shyly
y/n feels terrible having misjudged his intentions and forms a look of guilt on her face after hearing him speak to her, having a minor yachi panicking moment
“I’m so sorry, I’m just nervous around new people. I would greatly appreciate some help finding my way to the pediatrics department please. I would hate to be late on my first day” y/n responds while craning her neck upwards to look at the tower man
ushijima nods, letting out a quiet “follow me” as he led her to the department he works in everyday
as they arrive to the pediatrics department, y/n is in awe at the miniature chairs and table fit for toddlers, chalkboard cluttered with doodles, and small toys in the waiting area
suddenly she hears the receptionist greet ushijima from the counter 
“ahh hello yamagata, I see you came into the office earlier than usual today” ushijima replies stoically, proceeding to scan his card into the door, allowing him access to the department
y/n begins to question how he has access to the pediatrics department, believing he worked in a different department and only helped to guide her to where she needed to go
as she goes in, she is greeted by her supervisor
however, she did not expect for her supervisor to be a grumpy old man with the bushiest eyebrows she has ever seen
“hello, you must be y/n. I am your supervisor tanji washijou. I see you have met our top pediatrician, Dr. Ushijima Wakatoshi” the elder greeted the poor girl whose soul has suddenly left her body
not only did she misjudge ushijima when he was trying to help her, he’s also her coworker
“you will be assigned a nurse who will be your partner working here. your patients are now their patients, so it’s best to get to know your nurse as you will have to work together to help the patients that come in” washijou continues
the girl nods as she follows washijou down a long hall to an office area where she sees the room section off into cubicles that are labeled with a name plate for each pediatrician
y/n spots the cubicle that has her name plastered on one of its walls and walks towards it
“I see you have found your cubicle, this is where you will work when you have no appointments, whether it’s looking at documents and analyzing test results, all that will happen in here” washijou explains
y/n nods signifying that she understood the elder’s words and began looking around her cubicle, imagining the personal items she may store here to make it feel cozier
washijou brings her out of her thoughts as he walks out the door, informing the young woman that he will be bringing her assigned nurse to her cubicle so they could get to know one another. 
as y/n is unpacking her work bag, she hears the door open which causes her to see who is entering office area
she sees two men walking towards her, one immensely tall and the other shorter in comparison to the giant he stands next to
the shorter male has noticeable ash blonde hair with darker tips, although he looks tough, she notices a comforting aura surrounding him which makes her less frightened than her previous encounters
the taller male, for sure intimidated the poor new girl he’s 6′2 with dark ginger hair and although he is on the lankier side, his resting face is what causes the girl to avoid his piercing stare
as they stop in front of the girl, she realizes these are the nurses that have been assigned to her 
“hello, my name is semi eita. I am a registered nurse who has been here for a few years. I look forward to getting to know you and working along side you” the shorter male introduces himself
y/n notices his gentle, deep voice that has put her in a calmer state as she replies “good morning, I am y/n y/l/n, I am excited to work with you as well and hope we can build a closer bond as we work alongside one another” 
noticing the poor girl fiddling with her fingers as she glances at his taller counterpart, semi begins once again, “this is kawanishi taichi, he is currently fulfilling his residency requirements under my supervision, so he will also be working fairly close beside you” 
“I look forward to working with you” kawanishi speaks for the first time in his lazy tone while bowing to the girl
“thank you, I hope to provide a good learning experience for you” y/n responds, bowing back to the tall boy
soon, the door is being opened again, and y/n sees ushijima walking in with a tall red head wearing blue scrubs
“I’m just saying wakatoshi-kun, the content within the jump magazines are more amusing than the ads” the tall red head asserts
ushijima nods and then approaches the trio standing at y/n’s cubicle
“hello Dr. y/l/n, this is my nurse tendou satori. I apologize, he’s a little bit on the loud side” ushijima says quite bluntly
“wakatoshi-kun, that’s very harsh to say. I’m hurt” tendou replies
y/n giggles before responding back, “pleasure to meet you tendou, I hope to be able to get to know you better while working in the same department with you” 
the rest of the day was spent with the five getting to know each other due to the slow day in the office and none of them having any appointments for the day
during the next few months, y/n is forming close bonds with those she met on her first day (minus washijou) and adjusting to her job phenomenally 
getting to know her patients, noting all their symptoms, and diagnosing them in a fairly quick manner 
leading her to be fairly popular in the office as many parents are bringing their children to her office
ushijima, although very efficient in analyzing his patients’ records and diagnosing his patients very quickly, struggles with communicating to them in a manner that would not scare them off
especially today, when one toddler in particular was not fond of his scary appearance
the little boy had walked into the checkup room, holding his mother’s hand
his bangs cut in a slant direction (they’re basically uneven and looks like the hypotenuse of a triangle, I suck with descriptions so I’m hoping you all know I'm talking about shirabu LOL)
when tendou walked in to take the child’s temperature and blood pressure, the child was struggling to remain calm as a towering red headed male with crazy eyes kept looking at him dead on
after taking the necessary data on the child, tendou says quite animatedly “alright shirabu, Dr. Ushijima will be with you shortly, make yourself comfortable and help yourself to some books in the bucket”
shirabu’s mother hands him a little book which leads him to flipping through the pages and pointing at the cute animals within it
once an a while having to blow his uneven bangs out his eyes
all of a sudden the door opens and when shirabu looks up, his whole face pales and tears begin gathering in his eyes
 to shirabu, a giant, mean looking man stands in front of him, ready to yell at him, kill him, or anything horrible in-between
before ushijima could let a word out, shirabu begins to sob loudly on the examination table
ushijima stops walking towards shirabu, as his mom reaches out to console him
as shirabu’s mother is trying to comfort him and tell him how ushijima is here to make sure he's healthy, shirabu continues to sob louder and repeatedly scream “but he’s so scary”
ushijima freezes on the spot 
usually when children are frightened of him their parents are able to calm them down 
but shirabu is relentless and stubbornly continues to cry to his little toddler bum’s desire
ushijima excuses himself from the room, stating that he will be back shortly, shutting the door behind him
outside the examination room, ushijima was silently panicking
why was I cursed with such a big body
why do people always think my facial expression is scary, it’s just my resting face
I’m not mad at least 98% of the time
I just want the kids to feel safe and comfortable to tell me their problems so I can fix them as fast as possible :(
as he was having an internal conversation with himself, y/n walks by and notices the distress on his face
she begins to grow concern for the man, she’s grown to know as a giant teddy bear
yes she caught feels for him within the past few months
semi and kawanishi never let her live it down, making it their mission to fluster her on the subject at least once a day
she walks over to the conflicted giant, but not before noticing the three nurses around the corner staring at her with a smirk on each of their faces
ofc tendou is in that upside down position (y'all know which one I’m talking about)
rolling her eyes at her three spectators, she turned back to ushijima to deal with his internal crisis
“Ushijima, did you need help with something?” y/n asked as she approached him
“no, I do not understand why my latest patient is so afraid of me. I did not even get to speak a word before he started screaming. usually I at least get one word in” ushijima replies as the cries of shirabu could still be heard through the door
y/n winces at the boy’s shrill cries but is also impressed that it is able to resonate past the wooden door
“did you want me to try to talk to the patient first? hopefully, get him to ease into you” y/n offered
ushijima nodded curtly, handing y/n the patient’s information which she glances over fairly quick
y/n takes a deep breath and opens the door, which causes the cries to come at a higher volume
shirabu opens his eyes after hearing the door open, thinking the scary tall man came back to kill him only to be greeted by a smaller woman with gentle eyes
the child halts his cries, but the tears keep falling silently
y/n grabs some tissues from the counter and wipes the poor boy’s face which is red from all his sobs
she crouches down to the boy’s height and smiles gently at him
“hey little guy, I’m Dr. y/l/n. I heard you’re being a brave little boy visiting the doctor today” y/n speaks in a nurturing voice
shirabu nods shyly, still tucked away in his mother’s arms
“I promise you Dr. Ushijima is nothing you should be scared of, he’s the best doctor in the building who will help you feel better” y/n explains gently to the boy who shakes his head in his mother’s shoulder
“he’s giant and scary” shirabu speaks for the first time while fiddling with his smol bby fingers
“I'll let you in on a secret little guy” y/n whispers towards shirabu
being the curious child he is, shirabu lets go of his mother and scoots his little bum towards the edge of the examination table to listen in on the secret 
“Dr. Ushijima looks scary, but he’s really gentle and soft. just think of him as a soft teddy bear because really that's all he is” y/n whispers making the little boy giggle thinking of the tall mean doctor dressed as a soft bear
“with that said, will you be okay to see Dr. Ushijima now?” y/n asks
shirabu nods with the picture of his doctor dressed as a bear freshly engraved into his mind
y/n nods and bows to shirabu’s mother before stepping out of the examination room to fetch the giant pediatrician
“he’s ready to see you now, he might actually be very excited” y/n informs ushijima
ushijima nods, takes a deep breath, and walks into the room shirabu is in
shirabu look up to the tall doctor, eyes still slightly glassy from his previous crying session
although he is still shaking in his child boots (shoes? sneakers? whatever shoes your heart desires) 
he refrains from screaming out, imagining the big man as a teddy bear like he has been for the past couple minutes
“hello, I am Dr. Ushijima and I am here to help you fix your problems” the giant doctor voices out, still nervous on the inside
after half and hour of speaking to shirabu, ushijima concludes that the poor boy just jammed his fingers and just needs to tape them
“may I ask what you were doing that caused you to jam your fingers?” ushijima asks gently
the boy shakily replies “I was setting the volleyball to my friend but my timing was off” 
ushijima eyes light up at the mention of volleyball as he ask incredulously, “you play volleyball?” 
the child nods timidly as ushijima gets a glint in his eyes that is unfamiliar to the poor boy
“I played in high school, I was a wing spiker” ushijima replies causing the child’s eyes to also light up 
“really, that’s so cool. I’ve been watching old clips from high school nationals and the wing spiker on shiratorizawa is amazing. he has so much power, I wish to set for him someday” shirabu rambles before he looks at ushijima and recognizes him from the videos he’s been watching
“WOAH YOU WERE THE ACE OF SHIRATORIZAWA FROM THE VIDEOS I WATCHED?!?” shirabu exclaims with stars shining in his eyes
ushijima chuckles and hums a positive answer causing the little boy to spitfire questions to the man such as:
how many points did you score each game?
did you ever break the floor with your serve?
has anyone ever broken a bone from your deadly spike?
shirabu’s mom began to scold shirabu for bombarding ushijima with too many questions making the poor toddler bow his head in shame and slap his chubby cheeks with his own hands as a self-punishment
ushijima seeing the poor inflict pain on himself began to panic and continuously ask the boy to stop hurting himself
“I would love to answer your questions sometime but I have a patient coming in 20 minutes but feel free to contact me through my email or phone number on the clinic website if you want to continue talking about volleyball. I see you have a great interest for it” ushijima says making shirabu look up adorned with red cheeks and starry eyes
shirabu nods eagerly asking his mom to help him use the computer when he gets home so he can talk to ushijima
“I also wouldn't mind coaching you on my off days.  I haven’t played volleyball in a long time so please toss for me sometime” ushijima says crouching down to the shirabu’s height and giving him a small smile
said boy squeals in excitement and claps his little hands together
“THANK YOU SO MUCH DR. USHIJIMA” shirabu exclaims, going in and giving ushijima a hug
shirabu’s mom could definitely be heard in the background lecturing shirabu on his manners and personal space
but ushijima doesn’t mind
in fact, he is touched that a patient feels so comfortable with him and enjoys his presence
releasing himself from shirabu’s hug he then speaks, “well then I’ll be off, I hope to hear from you soon” 
shirabu hops off the examination table and bows to the tall man and exclaims, “yes, thank you for everything, doctor”
shirabu grabs his mother’s hand and leaves the room as ushijima holds the door open for them
as ushijima walks into the office room, he sees y/n typing reports on the computer
he approaches her and taps her shoulder causing the poor girl to jump in her seat
“I apologize for startling you, I just wanted to thank you for helping me calm down shirabu earlier” ushijima shows his gratitude 
“it’s no big deal, I'm glad to be of use to the best pediatrician in the whole unit” y/n replies with a smile on her face
ushijima then notices his heart beat quickening and thumping louder than normal
he believes that anyone could hear its rapid beat without requiring a stethoscope 
147 notes · View notes
rivkahstudies · 6 years ago
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requested by @niviasthoughts - thank you for approaching me!! I hope this post can help!
The IB Program is hectic enough without having to worry about where your stuff is, when you need it, and how you’re doing. Keeping track of things is pretty much essential for success, because once you get behind it’s difficult to catch up.
I graduated in 2018 with an IB score of 37 out of 45. I started the two years organized and ended even more organized than I thought possible. It’s definitely a program that tests your limits and forces you to surpass or reinvent them.
This is gonna be a pretty long post, so I'm going to put it under the cut.
part one: starting out
It's important that, before you follow through with any of the systems I suggest/inventing your own, you check that your teacher doesn't already have a system set up. In my experience, my teachers' systems have never worked as well as ones that I have determined for myself, because they haven't spent ages and ages developing it just for MY benefit like I have. However, just as life often does to us, you may not have a choice.
Some teachers (and in my experience, the ones I like the least) have a system that they don't just suggest but enforce, and will often take off points in grades such as notebook checks if you don't use their suggested materials/system. There's no way around this, so make absolutely sure you can use your own system on a class-by-class basis to ensure you're getting the best grade you can. Those points add up.
part two: materials
You do not need anything fancy or expensive. All of my stationery is pretty affordable and there are only a couple products I use that I saved for/splurged on. You. do. not. need. fancy. stationery. to. succeed. or! be! a! real! studyblr! say it with me y'all.
I'm not even going to bother to list specific brands because it'll just discourage you from others. I'm going to be as vague as possible. For a reason. Decide for yourself what you like best.
rivkah's very basic IB shopping list
black/blue pens
(trust me, you'll need multiple. I went through a whole pack of 12 THE FIRST SEMESTER of my senior year because I was writing so much.)
a binder and loose leaf paper OR notebook, one for each class
this is entirely up to your personal preference. I prefer to have loose leaf paper because I can rearrange things as I wish (I'm so indecisive and often reorganize). I typically choose 1 inch binders and 4-8 tab dividers. It really depends on the class how I organize these dividers, but they're usually something like classwork/homework/projects/tests/etc.
a colored set of some kind of writing implement
markers, pens, highlighters, it REALLY DOESN'T MATTER as long as you have AT LEAST five colors. I prefer 7-10, because annotating history/english documents requires that you look for a lot of different things. pick whatever works best for you and figure out what your color systems are. it's best to have multiple, especially cross-subject, because your needs may differ depending on the document.
a pencil pouch/supplies organizer
again, whatever fits your preference. I like backpacks with pockets that have little built-in organizers or a pencil pouch that, likewise, has different compartments. I'm one of those people where I like to know EXACTLY where my materials are. I don't like wasting time rifling through a general pouch. if that doesn't bother you, go ahead and get one!
post-it notes
these are so versatile. annotations, reminders, misc notes, anything. I always have multiple colors and sizes on me because I use post-it notes for almost everything, including writing down ideas and reminding myself of deadlines.
planner/bullet journal
digital or paper, doesn't matter. but YOU NEED TO WRITE THINGS DOWN IN IB. don't rely on your memory, because it'll start failing you as soon as you get stressed and busy. also don't worry about spending too much money. I like my bullet journal because if I feel artsy, I can be. If I'm in a hurry, I can keep it minimal. plus I never need to worry about not having enough space to plan. whatever you pick, if it works, stick to it. don't try to have 5 planners because I guarantee you'll just confuse yourself.
misc materials like scissors, glue, white-out, tape, etc
I like to have these on hand just because you never know when you or someone else might need them.
part three: how to integrate these materials/systems
general tips
if something can be done in less than 15 minutes, do it as soon as you can--whether it's at lunch, in extra time at the end of class, or when you first get home.
if it's a large project/assignment, get something down the first day it's assigned. write up a schedule to work on it, or an outline/draft skeleton, or do a little research into what you'd be interested in covering if it's open-ended. something, anything. at the very least, if you don't make progress, it'll cement the assignment in your mind and you won't forget at easily.
do not leave readings to the last minute. they often seem small in comparison to presentations or essays, but they're important.
whenever possible, try to link projects or topics back to your interests. it makes things like the IAs or EE so much easier to write... because the only thing worse than having to write 2000 or 4000 words is having to write 2000 or 4000 words on a topic that puts you to sleep.
utilize your connections with your teachers. in most cases, they want to help and see you succeed. if you have any teachers you're close with, confide in them.
at the very least, if you can't be friendly with them, communicate with them. and suck up a little. because if you're in their good graces, they'll be more understanding when you have your 9th consecutive breakdown or run out of time and can't hand something in. And if they know you're having problems (mentally, socially, in your family, whatever) they can extend their hand to help more. even if it's just one or two teachers, it makes a difference.
set reminders in your phone/calendar for the end of the school day if you have to take a textbook home and you keep it in a locker (hopefully you do, it's bad for your back. IB is bad for your back lmao.) it'll save your life when you start on your way home, exhausted, not remembering. funny how stress makes you totally memory-less.
is a desktop and phone app that has saved my life on numerous occasions. it's more suited for college, but it's really nice because you can track your PROGRESS on assignments, not just on whether you've completed them or not.
obvious, but get sleep and eat good foods. it'll improve your concentration and memory.
it's really tempting when you walk into your room to just dump your stuff somewhere, maybe in a pile. try to make a bin/tray/spot that is specifically for "stuff to be done/sorted/taken care of" and then take care of it nightly.
I know it's often tempting to relax until dinner (at least, if you're like me) and then do your homework after dinner, but please. start your homework as soon as possible once you're home, or before then if you can. you don't have to study every second, but I know I got really tired of seeing 2:30 AM blinking back at me every night.
set your own deadlines and, for the love of all, hold yourself accountable for them.
schedule in at least a half-hour of you time, hopefully in the middle of your homework. you'll forget to have it otherwise and you'll be a zombie. I've been there.
English
stay ahead on readings. see above. if possible/time allowing, read/skim the first time and THEN go back to annotate once you understand what you're looking at. when you notice things the first time, you can start connecting the dots the second.
always know where your books are. have a specific place in your backpack/locker/desk/room. nothing's worse than losing a book you're halfway through and have a paper due.
keep detailed notes for your EA/IOP/IOC. my teacher made us do this thing called "grids" which dissected key symbols/motifs/themes to DEATH, and it was hell, but it helped a lot.
History
again, detailed notes. include not just what happened but why? what were the causes, the events, the effects, and the historical interpretations? this is a fancy little buzz word for "quotes others have on the subject." if you throw even one of these into each of your final papers during senior exams, it boosts your score. my history of the americas teacher never let us forget it. and boy, did I have it in my head by May 2018.
you don't *need* a book for your IA or History EE, but let me tell you, it's hard as hell to get a good score without one. get that deep, deep knowledge bb.
keep things in whatever order works best for you. for my purposes, I always did it chronologically, because I didn't want to jump around too much in an essay. but there's other ways to structure an essay and you need to find what your strong points are.
Spanish/French/etc language
I personally took Spanish. Got a 7 in it, too, so I know how to organize best for this class.
It's INCREDIBLY important that you stay organized in this class, particularly with vocabulary. It's up to you how you want to study and structure your notebook, but leave ample room to write words over and over and over.
You will most likely (assuming your teacher is doing their job) have readings. Devise your own color system, but I typically had three colors for Spanish readings: 1) words I don't know (and later define), 2) vocabulary we learned in class/need to memorize, if applicable, and 3) words I know/need more practice with. You can add/subtract depending on your strength and weakness in the language.
Math
The only class I kept a notebook for, not a binder.
You won't pass just by studying rules. You need to be able to apply them, too, so please keep a section of your notebook/binder for practicing problems. As many as it takes/you have time for.
Keep. All. Your. Tests. I do this for all my classes, but it is VITAL for Math that you're aware of your weaknesses. When it comes down to it, you need to study what you DON'T know, not what you know.
Science
I took Biology. My brother is currently taking Physics.
There will be math in both, just much more in Physics. Follow the rules above for Math when applicable.
Biology was so difficult for me that I rewrote my notes three times. First for studying for the upcoming test, then for the Year 1 "final" my teacher gave, then again for the IB Exams. It's incredibly time-consuming, and might not work for you like it did me. Whatever you do, organize your notes in a way that let you understand difficult concepts in a step-by-step order. IB Bio and Physics are super step-by-step and if you go out of order, you lose points.
Art
I took art, not psychology, so I'm sorry I can't help for psych. But I was basically on my own for art because my teacher was not up-to-date NOR ORGANIZED AT ALL. I had to do all the research myself for the rules before I could even start my work. And I had to do it all senior year, because she wouldn't let me start as a junior.
honestly, I could write a whole separate post just on this subject.
make sure your stuff is neat and in black pen. especially for your process portfolio, that's the only way they'll grade it. I did my Comparative Study on the computer.
TOK Presentation/TOK Essay/IAs/EE
I didn't mention this in the material list, but I was so paranoid about losing materials necessary for my History IA and EE that I literally had 2 folders, one for each of them, JUST devoted to all of the papers that were thrown at me for them.
I was instructed to keep one for my EA by my English teacher, AND I had another kept my grids (used to study for the EA) in a separate folder too.
This is completely optional, but I found it really helpful in making sure I knew where I was with all of my assignments. You could easily substitute all these folders for an accordian binder, it whatever works best for you.
Okay, I've covered all of the subjects I took and major assignments, as well as the general organizational tips. There's still so much more, but this is the bulk of what I did and what I remember. If any of you want to see anything on one of these subjects specifically, please reach out to me! And as always: IB is scary and confusing, as well as incredibly fast-paced, but it isn't impossible and you're not alone. My messages and inbox are always open if you need anything.
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natural-twenty · 6 years ago
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So I’m in a D&D campaign with my friends. I play a dark elf bard named Gleamwind. I kept getting told to write a backstory so I eventually caved. And then it turned into an actual story?? I don’t know. I’m posting it here because I’m happy with how it turned out and Gleamwind has turned into my favorite D&D character.
Important information:
Fexas is the region dark elves come from. They are generally chaotic neutral.
Fexans all have deep southern accents
High elves have been known to come down from the mountains and steal Fexan children.
Gleamwind physical description:
Hair: Straight, white. Goes down to pec level. Usually keeps it down and behind his back, though he’ll let someone braid it if they want to.
Eyes: Honey, with flecks of yellow
Face: Masculine, but soft.
Body type: Lithe, like a swimmers build. So some muscle, but not like a gymrat or anything.
Height: 5'7" 
“I always liked lis'nin to my momma's songs. Truth be told, they weren’t pretty, and they weren’t quite right, but it was her, and it was home. Been awhile since I last went back; I s'pose I should be visitin' again but… I don’t know. I can’t yet, ya know? Not yet. I made him a promise and I intend to keep it.” He reached for his pint and downed what remained. “Well, I reckon it’s time for me to get back on stage. I’ll see ya around.” Winking at the drunken patron, Gleamwind grabbed the lyre and pan flute he kept on hand and walked to the front of the tavern.
He took a look around at the location he's been playing at for the past few nights. It certainly isn't the largest, but the clientele is nice and the food is delicious, especially after being on the road for a week.
“WINDYYYYYYYYYYY. WINDY PLAY THE *hic* PLAY THE, THE FAMILY SONG.” A drunken voice shouted from somewhere in the crowd.
“Now now, ya know I like to end the night with that, and I’m not quite done yet. But don’t you worry your pretty little selves, Gleamwind knows how to keep ya satisfied. I think I've got one more piece before I wrap up. Feel free to join in if ya know it.”
He started singing, his words flowing energetically through the air:
“In the field, you know her well,
The gnomish lass,
And her big fat…heart.
The men would come to dance and play.
They come to throw their woes away.
They'd come to try to have a chance.
At the gnomish lass.
With the big fat…heart.”
His song, though crude, sounded as sweet as honeydew. It was almost cruel how rough Gleamwind's instrumental playing was in comparison. It was by no means bad, and could honestly sound quite pleasant if he sat down to play a slower song. But if he were to play a faster, jovial song? Well, you were there for the atmosphere he created and the smooth baritone of his voice, not the instrument.
Too soon the song came to its conclusion, the audience finally joining in for the final lines:
“So come to the field.
She’s waiting there.
The gnomish lass,
With the big fat…” Gleamwind cut out, letting the crowd finish the song. “ASS.” And they sang, as they always did, that.
He chuckled at the crowd, “One day y’all will say heart. It’s gonna happen.”
“FAMILY SONG, FAMILY SONG.” The crowd started chanting, their drinks pounding against the table.
“I said I’d play that next, didn't I? And just so y'all have it right, it’s called 'A Family, A Home.” It actually started out as what my momma sang to me when I was younger. And as I grew I took it and made it my own. Hope y’all enjoy it.”
Gleamwind's fingers danced across his lyre's strings as he started his song. It was as much a song as a story, a story of family. A story of love and of life. It was a story of him. He sang it with yearning in his heart and longing on his tongue.
Gleamwind likes to say that he was born with a lyre in his hand and a song on his tongue. Firelight, his mother, and Chillstone, his father, like to say that he screamed a lot. He preferred his version. It wasn’t that he was bad at singing. He, luckily, did not take after his mother. It was just that singing wasn’t a very public thing to the Fexans. Yes, bards would pass through and perform at the taverns. And yes, a mother would sing her child to sleep. But a Fexan growing up to be a traveling bard? Well, the idea was silly. It wasn’t like being a bard would be shame to the family or would get you laughed at. It was just known that a Fexan would not be a bard.
Gleamwind did not agree with this. He told his parents as much.
“Hush now, darling. Put down the strings and pick up an axe.” Firelight would tell him.
“But, Momma!” He would whine back. “I wanna sing and play!”
“Your mother’s right, son. Listen to her.” Chillstone would always reply. “We’re not always gonna be around. How are you going ya protect yourself if'n you’re off playing with that silly lyre?”
“I still could! Didn’t you see the bard who came through town yesterday? He could do magic!”
“Hmph, parlor tricks.” His father rolled his eyes, then bent down and ruffled Gleamwind’s hair. “You know we love you, and if you end up going down this path we’ll always support you. But think hard about it.”
“I know…”
-----------------------
Starbright was Gleamwind’s first love. She had hair the color of twilight that fell down to her hips. He would braid it for her, his fingers dancing through her locks.
“I should grow my hair out someday.” He would sigh.
In reply, he would always hear “That someday could be 'today,' you know.”
They were not together long enough for anything physical to manifest between them, but he still held her in his heart all the same.
-----------------------
Flownight was the first that Gleamwind laid with. Gleamwind would serenade him with songs of love, and in turn Flownight would hum, letting his hands idly running up and down Gleamwind.
But they wanted different things, and they too parted.
-----------------------
“Windy, Windy come on!” His younger brother and sister yelled in tandem. The twins, barely children, chased after the butterfly they had spotted the moment prior.
“Hold yer horses I’m coming!” He chased after the two spirited youngsters. “You two have too much energy for me.”
“You’re just old!” The girl responded.
“Why I never! What a blow, from my own sister.” He dramatically raised his hand to his head, before realizing where they were. “Breezemare, Ashdusk, stop. We need to go back. Now. It isn’t safe.”
While they were still children, Breezemare and Ashdusk knew to listen to their brother. Halting in place, they turned.
“What’s wrong?” Breezemare asked.
“Yeah, it’s just the mountains. We’ve been here tons of ti-“
“Well, well, look at what we have here.” A sharp timbre cut off Ashdusk, followed by a high elf walking out from the patch of trees shortly ahead of them. On his hip rested a shortsword.
“Breeze, Ash, get behind me.” Gleamwind grabbed his siblings arms, pulling them away from the stranger.
“Now that won’t do! I’m just saying hello.” He drew his sword from it’s scabbard.
Gleamwind yelled, and then prayed that his child self was right. He snapped his fingers, conjuring a bright flash of light in front of the attacker’s eyes. Grabbing his brother and sister under his arms, he ran as fast as he could back towards his village.
He burst through the door to his house, the children crying in his arms.
“Breeze? Ash? Gleamwind, what happened?” His mother exclaimed, looking from frightened face to frightened face.
“A high elf *huff* tried attacking us near *huff* the mountains.” He responded, taking deep gulps as he tried to regain his breath.
“He, he had a sword.” Breezemare sniffed.
“He wanted to take us!” Ashdusk cried.
“Thankfully I was able to blind him for long enough that we could run away.”
His father pulled everyone into a tight embrace. “I’m so happy you’re alright.”
---------------
“Momma, Dad…I think I need ta go.” It had been three weeks since the accident, and his family was still a bit shaken.
“Darling, what do you mean?” His mother questioned.
“I feel like I have so much potential. I saved X and Y with what little I know, think what I could do if I could travel and learn more! I love you and Dad, but Fexas isn’t suited for what I need.”
“You’re sure you don’t want to stay? I’m sure there’s room for you with the carpenters still.”
“No ma, this is what I am.”
“I’m assuming you’ve packed and all already?” His father inquired.
“Of course.”
“Then alright. We trust you, son.”
“Thanks Dad, Momma. I love you. And,” he bent down, ruffling the hair on his siblings' heads, “I love you two squirts.” Addressing his entire family, he told them “I promise I’ll come home. And when I do, I'll be strong enough to protect everyone. You four and all of Fexas. I promise.”
“Bye, Windy.” His siblings hugged his legs, crying.
And with that, Gleamwind left his home behind.
+ Events of the campaign that I’m currently in occur. +
Gleamwind’s voice grew fainter as he reached his song’s close, until at last the only sound that could he heard was the soft sniffling of a handful of the tavern's patrons.
“Well I reck'n that I've reached my end for tonight. Was a pleasure playing for y’all. Be sure to come back tomorrow night to hear some more.” He stepped off the stage, making his way back to the bar.
“Now look what you've gone and done! Nobody likes a sad drunk, Windy.” The barkeep jested as she passed a mug to Gleamwind. “If I have to clean up another dwarf's drunken teary snot from my tables…”
“Oh please, you know I gotta finish with that. Besides, you love it.” He flashed a grin at the barkeep, causing a faint blush to appear on her otherwise unmarked skin.
“Hmph, let’s see you clean up after this then.”
“Now let’s not get too hasty, darlin'. I’m just a simple bard. I couldn’t possi-“
“Oh my goooood, Windy.” A shrill voice cut him off. “That was amaaaaazing.”
Oh joy, not again. He thought, turning to the interrupting voice and plastering a smile on his face. “Well thank ya, Miss…?”
“Yennefyr. I adored your performance.” She sat down in the stool next to Gleamwind. “I was hoping you’d be amenable to give me a more…personal show?” She batted her eyelashes, the flirtation in her voice heavy.
“Well, Yennefyr, if you truly enjoyed the show then you'd realize that I’m not interested. Thank you for the offer, but no.” He denied the young half-elf, turning back to his drink. He felt a hand on his thigh, moving slowly upward.
“Are you sure? I think we could have a lot of fun.” Her chest was pushed out, the hand moving like a snake towards his center.
“I would be more than pleased to share a drink with pleasant company, but I have no interest in what you’re offering.”
“But-“
A deep voice cut Yennefyr off, the owner’s thick arm wrapping itself around Gleamwind’s shoulders. “Your performance was spectacular as always, love.” Gleamwind took his eyes away from Yennefyr to take note of the newcomer. He was a half-orc, probably a foot taller than himself, with short-cropped red hair.
“Ah, well, yes. I’m glad you could make it.” Gleamwind managed to stutter out.
“I wouldn’t miss it. And who might you be?” He directed to the half-elf, who was silently withdrawing her hand.
“Just a fan. Thanks again, Windy. Find me if you ever want something a bit”, she grimaced at the half-orc, “more petite.” With a wink, she fled.
Gleamwind let out sigh. “Thank god. I hate when they don’t understand. Thank you, by the way.” He addressed his new companion, who had by then taken the seat left behind by Yennefyr.
“You looked like you could use the help. People like her don’t seem to understand that sex isn’t always on the table.” He stuck out his hand. “I’m Asarak.”
Gleamwind smiled and returned the handshake. “A pleasure.” With a quirked eyebrow and a smirk, “Your voice seems a bit higher than a moment ago, ‘love’.”
“Yeah, well…” Asarak muttered out, rubbing the back of his neck. “People seem to expect the big scary half-orc to be gruff. It’s much too easy to just play to that.”
“Well, Mr. Big and Scary, let me buy you a drink. As a thank you for stepping in.”
The corner of Asarak's mouth pulled upward. “I’d like that.”
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mellowsobri · 7 years ago
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Spending A Winter/Snowy Day With Your Boyfriend Draco Malfoy Would Include...
some stuffs to get started
thats a long ass title 
maybe Draco is a lil OOC? idk this is what i personally see him doing in a relationship
masterlist
( house specific under the cut )
g r y f f i n d o r 
- you reckless brave little shit, you know what you did?
- you jumped into a lake when it was 15°F (-9°C for y'all non americans) that’s what.
- all because Blaise said you wouldn’t.
- “(Name), come on! There’s no way you’ll do it!”
- “Don’t egg them on, Zambini, you know damn well―”
- *SPLASH*
- you fucking did it.
- and when you rose to the water, you couldn’t right well move all that much, but you still had the biggest smirk on your face.
- shivering, you said, “I won’t do what now, Zambini?”
- Blaise was laughing even when Draco pushed him into the snow.
- Draco helped you out of the lake while wrapping his jacket around you, yet you just smirked at Blaise with all you had.
- so Draco spends the day in the the Gryffindor dorms feeding you soup and telling you how stupid you were
- you agreed with him, but you didn’t regret it.
- in fact, you were pretty proud of yourself.
- at first you denied that you needed help���
- but eventually you were just kind of like
- “lol yeah it was a bit colder than i thought it would be”
- “(Name) there were ice chunks floating in the water!”
- “oh yeah lol”
- even though you were one of those people who pushed their cold feet up against their cuddle partner’s legs, he still cuddled you while you shivered there.
- he was def the big spoon, but thats because of his broad frame
- the golden trio walks in on you two
- you’re asleep, Draco is awake.
- “What the bloody hell are you―!”
- “Shut your mouth, Weasley! They’re asleep.” 
- he glared at them until they left because you were stirring due to the noise.
s l y t h e r i n
- Hogsmeade it was.
- he asked you all fancily ‘n shit, showing up to your dorm and asking you on an official date.
- you teased him a bit and said no, to which he replied with stutters and sad eyes that you couldn’t help feel guilty for.
- “I’m kidding, babe. Of course I’ll go to Hogsmeade with you.”
- he gets a lil embarrassed and says that you shouldn’t scare him like that. 
- he treats you to sweets during the trip and you always feel obligated to pay him back, but he definitely won’t let you.
- Crabbe and Goyle followed you two around (well they followed Draco around for the most part) until you gave them money to go off and buy some food for themselves.
- “You know, I could’ve just told them to scram.”
- “I just wasted five bloody galleons on them!”
- he smiled at your reaction and offered to pay you back, but regardless of your irritation on the topic you wouldn’t let him give you the money.
- you both walk back to the castle with red faces (partly from the cold, partly from the soft kisses you were passing back and forth) as it starts to snow
- “Oh, Draco, we have to stay outside a bit longer! Please? Lets play in the snow!”
- he can’t resist the childish side of you that is rarely shown―
- so even though you were both at risk of frostbite, you both stayed in the snow for a few minutes longer.
- eventually some of his friends from the Slytherin house join the two of you in the snow.
- a snowball fight is formed.
- when you had first met Draco, he didn’t really understand the concept or the motives of a snowball fight.
- “So… You just pelt people with balls of snow? Well I do that to Potter anyways, so does that mean I have snowball fights with him?”
- “Draco… Usually, in snowball fights, everyone gets along with one another.”
- “Oh. Never mind, then.”
- the group breaks up into teams.
- Draco, Millicent, Crabbe, and Goyle versus you, Pansy, Blaise, and Pike.
- he tries to be playful and hold back… but you chuck a snowball as hard as you can at him, which splatters on his face.
- luckily the ball wasn’t packed hard with ice, rather soft snow, so he was only left with a freezing cold face and a shocked expression. 
- you eventually take him to his bed and baby him because according to him you “gave his face frostbite”.
- “You’re such a baby, Malfoy.”
- “But you love me.”
- “True.”
r a v e n c l a w
- you and Draco enjoy to spend the cold day indoors.
- well, okay
- let me rephrase 
- so this is basically how it went down:
- “(Name), do you fancy taking a stroll outside with me on this lovely day? The snow is gorgeous.”
- (he was trying to be romantic in the cheesiest way possible.)
- “Of course, Draco! I love taking strolls with you.”
- “Great! I’ll go get dress―”
- “But you know what I fancy even more?”
- he looked at you.
- “This book that you know I just borrowed.”
- he groaned and crouched next to you, spread out comfortably on a blue couch next to the fireplace.
- “I thought you finished that book yesterday!”
- “I finished one book yesterday. This is a new one. Did you know that ninety-nine percent of the Earth’s solar system is made up of the sun?”
- “What?”
- you couldn’t hold back a smirk whenever he sat next to you on the couch (ignoring your housemate’s stares) and attempted to occupy himself by reading your book along with you.
- “This isn’t even a book! It’s a bunch of useless mud-blood like facts about those weird balls of color in the sky.”
- “Watch your mouth, Malfoy.”
- you wouldn’t tell him this, but you thought it was a bit entertaining how regardless of his constant whining, he never left your side.
- in fact, he pampered you even though he was so called “mad” at you.
- he brought you hot chocolate, food, blankets, pillows, and even more books.
- “Draco, if you’re so bored, why don’t you go outside with Blaise and do something?”
- “Because I’m hoping to guilt trip you into ditching your book.”
- that was a lie.
- truthfully he just wanted to be around you.
- the guilt trip did work though, as after half an hour you marked your place in your book and got dressed to go outside with him.
- it was no comparison to your book, but you both spent a few hours walking in the beautiful scenery, enjoying each others company, and rolling up snowmen.
h u f f l e p u f f
- honestly to him every day with you is a day well spent, and every day without you is a day wasted.
- you were a bundle of surprises,
- so whenever you were shaking him awake at ten in the morning on a cold Saturday, he could only smile.
- you were already dressed, rushing him to get dressed as well.
- his dorm mates didn’t appreciate the sudden intruder on the weekend, but frankly you didn’t care.
- “Draco, tell your mate to shut up!”
- he was about to retort before you beat him to it.
- “I dare you to say that to my face, you pussy fruitcake.”
- you told him with a smile that completely contradicted your icy glare just a few seconds ago that you’d meet him by the kitchens. 
- whenever he met you he didn’t even have time to get a single word in before you were dragging him out into the kitchen.
- “Love, what has you in such a rush?”
- “Just wait! I have a surprise for you!”
- he found that the kitchen was completely empty of any people or house elves.
- “Where is everyone…?”
- “Oh, well… I ‘reserved’ the entire kitchen for a bit so we could have some fun!”
- and he wasn’t surprised at all.
- the Hufflepuff common room was directly by the kitchen after all, so it didn’t shock him that you knew your way around the place.
- the two of you spent about five hours simply goofing around and baking cookies, gingerbread houses, and peppermint bark.
- the house elves even brought you two utensils whenever you needed something specific.
- he wasn’t used to cooking the traditional way or even going out of his way to thank a house elf, so some of the processes were a bit new to him.
- you made fun of him whenever he attempted to pour a cup of flour out all at once, causing it to cloud up and poof all over his face and black attire.
- “How could you not know that that would happen? Have you ever even used flour?”
- “S-Shush! My dorm isn’t by the kitchen like yours!”
- “It’s common sense, Draco!”
- you both had fun baking Christmas themed cookies, even if they turned out like utter shit thanks to someone (Draco) not understanding the basics of baking.
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heller-obama · 5 years ago
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(Not So) Smol Guide to English
I know English is a general shitshow so here’s a guide to some basics (bitch please nothing about English is basic) of the more common errors I see in like fics and stuff
Their/there/they’re
okay so basically their is the possessive asshole. like their book or their problem or anything that someone owns
there is a place. like there is the ultimate fuckboy or everyone there is high off their shit
and finally they’re. they’re is a contraction, so it’s the lazy (not really) version of they are. most times I use they’re unless I'm writing a character that has a thing against contractions (like Captain Holt) or sometimes when I’m writing a character that doesn’t speak English fluently/speaks English really formally
it’s vs. its (honestly this is the most English-can-die-in-a-hole pair)
so it’s. it’s (haha) another contraction so it literally just means it is. like it’s hot out or it’s time to yeet you out a window
its sounds similar but nope. its is like the it version of a possessive, meaning it belongs to it. like that’s its natural habitat or that’s its resting bitch face
your vs. you’re
your is another possessive asshole, which means it’s used when something belongs to or it is someone’s. so your dog or your sister or your croissant
you’re is a contraction, which means English took two words and shmushed them together, which for you're is you are. if you want to use a contraction but aren't really sure, just think of the unshortened version word. like that is you are dog wouldn't make sense, but that is your dog makes sense
then vs. than
then is a transitional word. so like you could say they flipped him the bird and then continued to eat their popcorn. yeah not much about then.
than is a comparison word. while then is used to go from one action to another, than is used to compare two things. like you'd say normal brownies are much better than weed brownies but you wouldn't say normal brownies are much better then weed brownies because you're not transition form normal brownies to weed brownies in a singular sentence, you're comparing the two
lose vs. loose
so simple shit again but lose means you lost something like oh I lose every chess match I play against you. and loose is like the dogs are loose or your tie is loose or I've never had a pair of truly loose jeans made for girls and yeah
paragraphs (if you get one thing out of this let it be this)
you start a new paragraph when: you change topics (like trying to subtly deflect shit off you), when the speaker changes dammit, new ideas (like if your character is thinking about puppies and then switches to say that embarrassing story about that one friend), when the time or location changes (like from the kitchen to the front door or from breakfast to late afternoon), or (this is more artistic than proper) for dramatic effect like
She was falling
Falling
Falling
If only she hadn’t gotten defenestrated.
multiple paragraphs in a piece of dialogue (if you don’t really get this just avoid it it took me til someone just explained it like this)
okay so paragraphs in dialogue. basically the shit above, but in dialogue, which would look something like this
“*evil villain rant idea one*
“*evil villain rant idea two*
“*evil villain rant conclusion*”
so basically when you start a new dialogue paragraph you keep putting quotation marks in the beginning and don't put one on the end until the very end of your evil villain rant or whatever
punctuation in dialogue
so punctuation always goes in front of quotation marks and before the last quotation mark. so that’d look like she turned to her friend behind her. “If you want to sneak up on me, then you probably shouldn’t wear your metal soled boots, dumbass,” she said.
don't know whether to use a comma or a period in dialogue? so if there’s an action describing how the character spoke like he bitched or she ranted or they whined like babies. if an action that didn't describe how the character said something comes after dialogue it’d be a period like “you’re an asshole.” she swept his legs out from under him or “haha, you're so funny.” he nudged her with his shoulder as she said that
using shit like “?” or “!”? they stand alone. no shit like “you what?,” she said or “I tried!.” nope. if there’s a question, you always use a question mark. no “so where’d you go today.” if you want to show tone, then use something like “so, where'd you go today?” he asked nonchalantly. and if it’s an exclamation, use an exclamation mark. like “I tried!” or “I almost dropped my croissant!”. and finally, using “?!” or “!?”. when I'm writing fics, I usually avoid these because you can get the same effect using italics. it’s pretty much the difference between 
“you got a kangaroo as a pet?!”
and
“you got a kangaroo as a pet?”
you don't have to do this this is just my preference about the whole thing
using parentheses vs using en dashes (not to be confused with hyphens). you mostly just don't use parentheses in dialogue. ever. it’s like an unspoken rule of dialogue. an en dash is longer than a hyphen, so it’s used like “so this is the second time you've come to me to stitch up your face after you get into a fight with a kangaroo--not counting the time you broke your arm running away,” she said. so, basically with interjections. if the sentence continues after the interjection, you just add the en dash after the interjection and keep going, like “I have some work to do--just have to beat up my brother and write an essay for English--but otherwise I can come over at 10:00.”
interjections can also be in the form of commas. like you could say “that’s Carol, my sister, and she hates you, by the way.”
and finally, using an interjection in between dialogue. please, please, don't use “I'm fine *cough* I swear.” it’s just...don't. the proper way is to format it is “I’m fine--” he broke into a coughing fit--“I swear.” put the first en dash before you cut off dialogue and the second one right before the quotation marks before you start dialogue again
plurals (I had so much to say about punctuation wow)
okay so friends. if there's a plural (more than one of something) you don't use an apostrophe (’). you add “es” or “s” (unless it’s one of tricky shits like moose/moose, goose/geese, mouse/mice, fish/fish, etc.). it’s not cockroach’s unless something belongs to the cockroach, it’s cockroaches. it’s not the Johnson’s unless you're talking about something that belongs to that family, it’s the Johnsons
I feel like I should talk about possessives now
okay so possessives. if someone owns something or it’s theirs, then you use an apostrophe before the s. like Marco’s dog or Nadja’s girlfriend. pretty simple.
but if it belongs to multiple people, then you put the apostrophe after the s. for example, the students’ lunch or the girls’ lockers
contractions
so contractions are simple when you learn their secrets. contractions are any two words that are shortened to one. like y'all(you all), aren’t(are not), you're(you are), they're(they are), can't(cannot), ain’t(I actually don't know what the unshortened version of this is), etc. contractions have the apostrophe where the extra letters were erased like you all --> you’all or are not--> areno’t
capitalizations
Y’all gotta capitalize the proper nouns. proper nouns are the name of something. nO, don't capitalize cabbage in favour of France. proper nouns are names of people or places or companies or titles or shit like that. so like Amar, France, Jupiter, Tumblr. NOT Cabbage, or Sister, or Girl, or stuff like that.
also names like mom or dad or pet/nicknames are capitalized
for mom/dad or stuff like that, you capitalize that shit when you can replace it with a name. like if you said “hey Mom can I eat a Tide Pod?” you capitalize mom (and Tide but that’s not the point here) because you could replace “mom” with something like “Elyse” or “Javier” or something. you don’t capitalize mom/dad/etc when you say shit like “my mom said I can eat a Tide Pod” because if you replaced the mom with a name like Elyse you would get “my Elyse said I can eat a Tide Pod”, which doesn't make much sense
pet names/nicknames. ooh boy. okay, so when it comes this crap, it depends on what you call the person. pet names generally (but not always) don't get capitalized because if it’s something like baby, darling, or kid, then it’s more of a general pet name. basically if it’s not something “original” then you wouldn't capitalize it because (I think) it’s like you're calling them sister or friend or something like that. but if it’s a nickname then (most times, few exceptions with pet names) you capitalize it because it’s like you're calling them a name that’s not their real name. this shit’s confusing I know
just think of it as the difference between “I’m with you, kid” and “lead the way, Princess”. (the Princess one makes a bit more sense if you know the 100) while kid is the general just you're a kid and I’m pointing that out right now and Princess is a nickname that fits Clarke because that name is unique to her
also capitalize at the start of a sentence, if that wasn't clear
direct addresses
so basically you just put a comma before you address someone. like “Mom, can I go to the Fortnite tournament tonight?” or “that’s enough, kid.” it doesn't matter if the name you're addressing the person by is capitalized, just as long as you're addressing a person, you need that comma before/after that address
(whoops almost forgot) quotation marks
so quotation marks. so when someone’s speaking, you surround the dialogue with double quotation marks like “Yeet,”. but when someone’s quoting someone else or just any situation when you'd usually use double quotations while speaking you use single quotation marks inside double quotation marks like “And she was all like ‘yeet those assholes before you come to my party’ and I was like ‘wow bossy much’ and she had the nerve to flip me off!”
holy shit am I done did I finally finish this monstrosity??
this isn't everything by any small miracle but these are the typical mistakes I’ll see in fics and stuff but feel free to add your own shit 
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and-beastly · 8 years ago
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The Waterlogged Docter
A Astoria: Fate’s Kiss inspired Fic I blame Leah. Not only was she the start of all this, she helped write some of it too. So sit back, relax, grab a bag of popcorn, and hopefully enjoy this new adventure!
It all started out as just another day. The end of summer was fast approaching but the undulating heat still refused to give way. The sounds of cicadas and a melancholic piano could be heard drifting through the marshy forest. Meanwhile lazy moss balls and fat turtles could be seen bobbing in the cool lake waters. Every so often the wind would shake the leaves in the trees, and animals could be heard rustling all around, a reminder that the forest was full of life.
Yet the serenity of the space was broken by a fast paced young couple making their way along a well-worn stone path. The shadows cast by the towering pines accented the anxiousness and worry in the female’s eyes. She tightly held on to the accompanying male’s hand as they made their way forward. Their footsteps simply faded into the forest around them, as if isolating them from the world. Words of doubt followed by reassuring promises could be heard passing between the two as they continued on.
Breaking past the tree line they quickly shaded their eyes from the sudden increase of sunlight. Once their eyes were adjusted they were momentarily stunned by the sight before them. A small earthen shack with large stain glass windows and a slow moving water wheel, sat nestled between a beautiful lake and a large towering medical garden. A young satyr in a large straw hat, bright green apron, and matching gloves could be seen diligently weaving his way through the garden pulling weeds. As if sensing the new arrivals he quickly stood up and stretched, his deep green eyes zeroing in on the pair before him.
“Yo Doc! Ya got yourself some new patients!” A jarringly strong southern accent left his lips as he yelled towards the house. Brushing the dirt from his gloves he removed them and shoved them into his apron pocket. Easily jumping the garden fence he trotted over to the new arrivals, knocking the dirt from his hooves along the way. From under his hat a pair of droopy silver studded ears and curly auburn hair could be seen. With a knowing smile on his freckle covered face he reached out and happily shook their hands.
“Welcome to Doc Lylin’s magical miracle medicine menagerie! Haha! Try saying that five times fast! I’m his assistant Wallace. Wallace Van Hovet. But y’all can call me Wally. Y'all got an appointment? Or maybe y'all’re here for a lil’ somethin’ somethin’ to spice up your night with? The ol’ Doc’s got things even Miss Aphrodite will swear by-” All of a sudden a green flash flew from the house smacking loudly into the back of Wallace’s head cutting off his growing tangent.
Stunned the couple watched an odd little green ball bounce away quickly towards the lake, as if fleeing the scene. Afterwards they turned their attention towards the shack the ball had been shot from. Past the staggering and grumbling satyr, the soft sound of footsteps could be heard. From the door a petite and frail looking young man was currently making his way towards them. He had on a pair of slacks and a plain white button up that was open slightly, drawing ones eye to a large star shaped scar splashed across his neck and collar bones. Messy silver hair and lingering dark circles under his dull gray eyes made him look like a picture book example of an exhausted college student.
Ignoring the grief filled looks coming from Wallace he lazily stepped before the couple giving them a once over. The guy was aggravatingly tall and had muscles that would even make ‘The Rock’ jealous. With his lightly tanned skin and lively eyes shining from beneath his fluffy brown hair he looked like a walking embodiment of the sun. Resisting the urge to gag, Lylin turned his attention to the girl instead.
She was much smaller and mellower in comparison, making Lylin secretly thankful, he had a hard enough time dealing with Wallace, he didn’t need another sunflower child around. The young lady had long black hair that gracefully framed her face before casually draping over her shoulders. Her dark eyes where brimming with intelligence and seemed to draw in all the light around her.
Coming to a conclusion he snapped his fingers and textbook style words formed from water began to appear between them.
[I’m Dr. Lylin. You must be the ones Hades informed me about. Come on in and let me see if I can do something to help with that problem of yours.]
Not bothering to see if they read everything he turned and made his way back towards the shack the water words vanishing as he left. Having recovered from the earlier attack Wallace glanced between the pair and Lylin while scratching his head apologetically.
“Please excuse the Doc, he’s not a bad fella he just can’t talk ya see. But if it gets to the point where ya have any trouble keeping with his subtitles don’t be afraid to let him know. He’ll slow’em down for ya no problem.” Having said that Wallace smiled and lead them towards the house.
Once inside the strong scents of coffee, lavender, and rosemary wafted over them. Different types of ivies hung all around swaying in rainbow colored sunlight coming through the windows. Glass bottles full of a verity of liquids and the occasional moss ball lined nearly every surface. What wasn’t covered in bottles or aquariums was instead packed down with large leather bound books, or a patchwork quilt or two. Amidst the organized chaos, sitting expressionlessly on a hand carved wooden stool, was Lylin. With a coffee mug in one hand and a clip board in the other he watched as Wallace lead the pair forward. While pointing towards the worn leather couch across from himself, watery words began to form again.
[Take a seat. Wallace, go prepare some tea and a couple of snacks. Preferably the sweets that Persephone dropped off last time. Now then, how about you both introduce yourselves and enlighten me as to why Hades was insistent that I see to you.]
The tall, muscular man spoke up first, a disarming grin on his face. “I’m Cerberus; nice to meet you! Hades said that if anyone could help us, you were the man! I mean, help Leah, that is.”
He gestured at his companion, who had been looking around at the plants, books, and hand-made home décor with obvious admiration. She quickly smiled at Lylin and held out her hand. “Hi, Dr. Lylin; I’m Leah Chung. My issue is, well… It’s kind of a long story.”
She shrugged and gave a short, wry laugh before glancing at Cerberus. He nodded encouragingly and she turned back to Lylin.
“The short version is… Uh, I have an Aura, but I didn’t know it until a few weeks ago. It flared up on accident, and since then I haven’t been able to activate it on my own. Cerberus is trying to help me learn to control it, but the whole unpredictable activation thing is making it kind of hard.”
“Leah’s got a case with H.E.R.A,” Cerberus explained. “Her case worker suggested we look you up, and then Hades heard about it and told us he’d put in a good word. So… do you think you can help?”
The puppy dog eyes he gave the doctor were so insistent it was almost as if he needed the help instead of Leah.
               Looking at the puppy dog eyes being beamed his way, Lylin internally blanched. Forcibly ignoring the pleading looks he started jotting things down on his clipboard. While he wrote new watery words began to replace the old ones.
               [When Hades said that he was sending me something odd, he wasn’t kidding. So since your problem seems to be a lack of aura control I’m assuming, Zeus have mercy, that you’ve come here looking for a way to fix that?]
               Looking up from his clipboard, he glanced at them for conformation. At the moment Wallace finally returned along with a tea and snack covered tray. With a surprising amount of grace he placed the tray on the only clean table close by. With nimble hand he easily poured two cups before passing them off to Cerberus and Leah.
               “Here ya go! Two pippin’ hot cups of my own special blend.” With a proud smile on his face he enthusiastically watched the two, hoping to see their reaction. However the aggregated tapping he heard coming from Lylin’s direction rapidly reminded him of the other things he should be doing. Awkwardly nodding his head he quickly excused himself from the shack retreating to the safety of the garden.
               While watching Wallace escape, Leah brought the tea cup to her lips. An energizing earthy aroma with hints of raspberries attacked her senses. Taking a sip she couldn’t stop herself from sighing. Living up to its aroma, almost as soon the tea pass down her throat, a burst of invigorating energy seemed to spread through her body. Lost in the feeling she quickly took one sip after another. As if a blazing desert getting its first rain, her body eagerly absorbed the energy that was coming its way.
               “Wow, this teas amazing! It’s like I’m overflowing with energy!” Cerberus exclaimed, as if stealing the words from Leah’s mouth.
[Overflowing energy… oh no… Shit- WALLACE I’M GOING TO KILL YOU!]
Horror filled words suddenly started to flash through the air as Lylin franticly jumped from his chair. Sensing the impending disaster he grabbed ahold of Cerberus’ and Leah’s wrist. Completely ignoring the falling teacups and their shocked expressions, he quickly exerted his strength easily pulling them off the couch and towards the door.
As if on que, Leah felt that a dam had broken open inside of her. No sooner was she out the door, did an awe inspiring explosion take place. Having nowhere else to go, the excess energy from the tea, with the help of her already unstable aura, violently burst from her body. Time seemed to come to a screeching halt, as the majestic cry of an unseen bird resonated from the point of origin. Blinding silvery light brightened the surrounding area like a miniature sun. The force of the blast ripped Leah form Lylin’s grasp, before sending both him and Cerberus tumbling into the distance.
Unsteadily pushing himself off the ground, Lylin silently gagged as he coughed up the mud he’d been forced to eat on impact. While taking wheezing breathes he whipped the trace amounts of blood and remaining mud from his mouth. The blast had come so suddenly that he’d been unable to form his own aura in defense. Baring through the pain he surveyed the scene around him. Not too far off he saw Cerberus also struggling to get up looking just as miserable. Turning towards the cause of the blast, what he saw nearly made him black out. As the dust settled a disheveled looking Leah could be seen sitting solely in the middle of a three foot crater. Other than a few rips on her clothing, she appeared to be completely unscathed.  
From the garden a fearful Wallace poked his head. Upon seeing the wretched sight before him he started to panic. Darting towards the back of the house he went in search of a first aid kit. Lylin has just managed to get to his feet when Wallace came bolting towards him. An overwhelming urge to strangle the satyr bubbled up in Lylin as he watched the guy approach.  
“Lylin are you alright?!” Skidding to a stop by the staggering man, Wallace quickly let his aura loose. A large translucent lavender plant blossomed from behind Wallace, covering Lylin and even the distant Cerberus. Pale purple light cascaded down, slowly soothing and mending the pair’s wounds. Finally regaining he bearings Lylin begrudgingly pushed his was past Wallace, making his way towards Leah.
[Just focus on healing Cerberus.]
Leaving those words in his wake he carefully approached the dazed female. Taking a deep breath he gently released his aura. From the top of his head appeared a fragile waterlily. Yet as it bloomed the tiny bud became shockingly more glorious and ethereal. Its snow white petals slowly grew stretching out towards the horizon. A sweet smelling mist fluttered from the center of the petals pouring down with a strong healing power. Watching the healing mist gently cocoon around Leah he sighed.
[Well, you certainly know how to make an impression don’t you.]
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Tip cheap car insurance quotes illinois
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Tip cheap car insurance quotes illinois
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Tip cheap car insurance quotes illinois
Tip cheap car insurance quotes illinois
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Tip cheap car insurance quotes illinois
Tip cheap car insurance quotes illinois
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Hey I am 21 and passed my test last week. I am thinking of either buying a BMW Z4 or a Porsche Boxster [yes i know they are expensive] It will be a new one. I did not know but people were telling me it would cost thousands...really???? Considering that aren't that big. If my dad has a car i can't get on his policy but drive a different car???? Help...how do i make this cheaper.. I am not worried so much right now if it costs thousands but its going to be with me for atleast a few years and i will not know my position then.
Whats affordable health insurance to get for myself and son?
my job offers health insurance that is way to expensive and i cant afford the 666$ a month they wanna charge how do i go about applying for something that ll cover me and my son and is actually affordable
""Cheap teen car insurance, best car to get?""
16, licensed, in high school with a b average. I know some insurance places give a discount for a b average. I know older cars with a good safety rating tend to have cheaper insurance quotes, if you can, please list some cars that you know would be cheaper to insure. Also, if you know the insurance companies that do discounts for a b average I would like to know. I am a safe driver so I'm not too worries about good coverage, I'm only driving to school and back daily. I need to pay for this myself so doing high school, running start, and having a part time job I wont be able to pay for anything too expensive. So, best cars to get? and best insurance?""
What car in your opinion would cost the least on insurance?
A acura rsx, Lexus is300, scion tc""
How can you make insurance for your car cheaper?
Young driver and cannot find any reasonable insurance companies at all!
Why is health insurance important?
Why is health insurance important?
How much will insurance pay for month old tires and brakes?
I was in an accident after which the insurance deemed my car to be totaled. I had replaced all four tires and rear brakes on the car less than a month back. The claim adjustor says that they will include 50% value of the tires and brakes in the claim payment. Is this normal practice? I do not expect to be reimbursed the exact dollar amount for the parts but 50% seemed like a random value. I was expecting that they will pro-rate it using some formula.
Where to buy workers compensation insurance cheap in NY state?
Where to buy workers compensation insurance cheap in NY state?
Is selling mortgage protection insurance a good job?
I have been offered a job selling mortgage protection insurance. All sales leads are pre-generated and there is no cold calling. Of course, like any sales job, the company has assured me that I can earn a six-figure income within the first year; but I don't know what to believe. Anybody know anything about this industry? Is this a waste of time?""
Price of car insurance?
say im 17 and buying my first car and its a 2003 bmw how much will insurance cost for it per month?
Teen Insurance for a subaru wrx?
how much will insurance roughly come out to for a 2004 subaru wrx (turbocharged) and I am 17?
Question about auto insurance?
I've never had a car before so this is new for me. I don't have auto insurance yet and I'm going to check out a car today. In order to drive it home I will need auto insurance but I'm not sure if I'm getting the car yet. I already have my quotes set up and if I decide to get the car I can call and set it up right there but the policy doesn't go into effect until tomorrow. Can I still drive the car home?
""Insurance company, can I ? Urgent?""
I had a traffic accident with a bus and I had surgery, my health insurance payed 70% of all treatment fees and I payed 30%. now I have right to a compensation from the bus' insurance company because it was the bus driver mistake. they asked me for all the receipts to calculate the total cost. now I wanna include the amount paid by my health insurance company, do I have the right to do that ? I would like also to know if the 2nd insurance company can contact the hospital in which I had surgery to ask who payed the surgery fee. can they do that with my ID / or would the hospital provide them the information. Thank you so much, I need to now as soon as possible.""
Tip cheap car insurance quotes illinois
Tip cheap car insurance quotes illinois
How can I get the other driver's insurance co. to pay the full cost of rental car?
I was hit from behind and the other driver's insurance company has accepted liability but, they only want to reimburse me about $27/day for a rental car when I'll have to pay around $50/day. They are also dictating to me some terms about the duration of the rental car period based on the number of shop hours estimated for repair. I am wondering if there is some leverage I can use to make them pay 100% of the rental car cost for a reasonable car and duration.""
Ok how much would car insurance cost?
I'm asking this question for my 16 year old friend Gabby her parents just bought her a BMW 328i xDrive Sedan for 37,000 so she is wondering how much insurance is going to cost because she is in the proccess of trying to convince her parents to let her pay insurance or payments shes comparing which will cost less so insurance?? how much $$""
Best child Plan or best insurance plan or Mutual funds ?
hi iam 30 year male from india working in merchant navy..i want to invest for future of my child through monthly investment of Rs.5000..please suggest me right way to achive my goal of getting good amount when my child reaches age of 18...i already have LIC jeevan anand..with cover of 10 lakh..and i am also depositing 70.000 p.a in P.P.F...so where u should think i invest to get maximum returns..??
Which is the cheaper car insurance in uk.?
i m 29 new driver looking for cheap car insurance can any one helps me for it please
Estimate for car insurance?
I know there are SO many factors considered. I am considering purchasing my first car (I would get it new, have loved Mazda 3 forever) and curious as to what I would pay a month in insurance or what average is. Bit of details, I live in Ontario, Canada, I will be 23 this year, female, I have a clean driving record (granted I've only had my G2 for a year and a half), my credit history is very good if that matters, I took driver's ed. I have no idea about what is considered average. Thanks!""
What is a cheap car insurance plan?
Im 19 years old and I live in New York. I am looking for an affordable car insurance plan. Any suggestions?
Questions about health insurance?
I took my eye exam couple months ago, and now i need change my insurance company, so my question is can i take my eye exam again?""
Who's Car Insurance Would Handle the Accident?
My sister has been driving my mother's car (Loan, registration, insurance in my mother's name) Occasionally she allows her boyfriend to drive the car, although my mother has stated on numerous occasions that she does not want him driving that car. He was in an accident on Friday and claims the car is totaled. He claims that he called the police and filed a report, it can be picked up on Tuesday. He also claims that his insurance is covering the accident. My problem is, the car is insured in my mother's name, so he is not allowed to do this, correct? Also, even though my mother was not involved in the accident, can she still call the police and get a copy of the report? After all, the car is in her name. Please enlighten me, I'm trying to figure this all out.""
""UK!! How much, annually, would car insurance be for a 17 yr old just passed, Peugeot 206....rest of info here ?""
Peugeot, 2000, manual, petrol and 17 year old just passed. Also, if you get insured before you pass your license, it will be very high won't it? But if i get insured say 28 days before I pass my test, will my insurance company take notice of this if I tell them and reduce it seen as though I have passed? Many Thanks""
Car insurance write off?
Ok so wanting a slightly clearer answer for how exactly car insurance write offs work? I have a 92 Toyota lexcen market value on my policy is up to 2125, I have a damaged bonnet, bumper and headlight also my horn sounds really wrong now! Not sure if there's other damage, I was not at fault in the accident. Basically wondering how they decide whether to write it off or not and how much I could maybe expect to get back? Car was in decent condition low ks, although it's not the first accident it's been in""
California Medical for teens?
I am 19 & i have no insurance at all and i was wondering if theres a way to get on the Medi-caid or medi-cal that the state offers to usually younge kids or pregnant women? can someone give me info?
Motorbike insurance?
barclays motorbike insurance
""Car insurance decreases, when? 26 yrs old?""
I started driving when I was 22 years old, and never had an accident. Right now, I'm 26. I pay $116/month for insurance, which I think is kinda high. The vehicle I drive is a 2006 Hyundai Eantra. Car insurance is: Erie Insurance http://www.erieinsurance.com/""
Will my car insurance go up if the accident is not my fault?
if i get into a car accident that is completely not my fault, and the other person pays for the damages through his insurance company, will my insurance premium go up too? thx!""
My younger borother owns a moped how much would it cost for me to be put on his insurance?
i have a full driving licence i only need to be put for for 2 month or so not even that
Will my car insurance rate increase if my car is stolen and never recovered?
I also have GAP insurance.
Can I sue an insurance company if?
If the insurance company is putting stress on me and with holding information from me.It was their client who hit my vehicle he was cited a ticket. for being left of center he was flying down the road in a double yellow zone traffic was stopped 2 lanes and he had to go around them in order to hit me.He has a witness and he and his so called witness are saying that I pulled out of a lot that I was never in.Lucky for me I kept my proff of purchase.and they even have me on camera with the traffic stopped.Anyway his insurance company is treating me like I am a criminal and will not tell me anything.Which in turn is really stressing me out.So can I sue if I want to .I did try to be nice but his agent really makes me angry and stresses me out.I am just wore out from dealing with her.
Forcing to get car insurance?
Two years ago, my ex and I bought a car under her name. It was registered in her name, and the loan was in her name. The insurance was in mine. We split up, and now neither of us ...show more""
Cheap car insurance for 7 star driver?
Cheap car insurance for 7 star driver?
Who do you guys think is the cheapest motorcyce insurance company?
and if you are insured by them do you like the service you get?
Can i have both medi-cal and private insurance at the same time?
My father has me under his insurance plan and I also have medical in the state of California. My son's medical worker signed me up for medical when I became pregnant with my second child. Also, can I use medical as secondary insurance to pay the remaining balance of my hospital bill?""
Does anyone know what a UWD guidline for home owners insurance means ?
Does anyone know what a UWD guidline for home owners insurance means ?
Do you need auto insurance when your car is under Planned NON Operation ?
I have a old car that i am not going to use for the next 4 months till my wife comes back (she's out of country now). My Question is if i file for a planned non operation of the car with DMV, can i take this car out of my insurance. Currently i just have the liability on this old car. Is insurance mandatory even if your car is not driven / in public roads?. Please help.""
Why does my car insurance provider ask for other people in household?
Does it matter who I live with if they aren't going to be driving my car? How will it affect my rates? When I first got my insurance I lived with roommates - they had good driving records but still they never drove my car (they had their own!), now I live with my fiance who has a DUI - will my rates go up because of it? He has his own truck and SUV so we rarely ride my car and when we do I ALWAYS drive... so why do I need to tell my insurance company (Mercury) who else resides in my home?!""
Old bmws? Insurance? Cali driving age?
Hey, im 14 from California and will be 15 in september. I was wondering if anyone knew any nice older bmws, i like the e46 m3 and stuff but i was wondering if there were some other nice powerful ones i should know about. I dont want to spend more than 18k on the car itself. My next question is how much insurance usually is, i know its more expensive for a sports car but how much? The insurance doesnt factor into the 18k for the car, i was just wondering. And last, what is the absolute minimum age for driving in cali? My school is too far to walk or bike ( like 8 miles) and i cant really get a ride, i usually end up taking a city bus then walking 2 miles but the bus runs late a lot and im tardy for school. I say that because i heard there are special permits to just go and from school. Please reply of you know the answer to any all these question thanks!""
Tip cheap car insurance quotes illinois
Tip cheap car insurance quotes illinois
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Schroeder Minnesota Cheap car insurance quotes zip 55613
"Schroeder Minnesota Cheap car insurance quotes zip 55613
Schroeder Minnesota Cheap car insurance quotes zip 55613
BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 
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so, i went onto the website with the annoying singing fat man, got a reasonable quote for my classic car, declared all cars in my household, one of which is a company car with 2 years NCB. Paid the deposit and remainder was to be paid monthly by direct debit. After a couple of weeks now they've written to me wanting proof of the NCB I stated, wanting details of the previous insurance and policy number. So, I email them (as they stated in the letter that this would be the quickest way to resolve and avoid having my policy cancelled) saying the NCB was on company insurance rather than another private insurance which i think they assume I have (the option on NCB on the website included NCB on company cars), no response to my email, so I send another, now I've had a red coloured letter threatening cancellation of my insurance unless I provide the information. Tried phoning and it's either constantly engaged or answer phone. Emailed for a third and final time and put a copy of the email in the post with no response. I feel I have been totally mislead by assuming I have NCB on my company car policy, so, should they decide to cancel my policy can I get my deposit and 1st month's payment back? Citizens advice has told me that the policy was misleading and was not as described so I should be due a refund but how can I expect to get this if I cannot contact them? HELP and advice please!""
How much would a 1.1 litre car cost me a month?
Im 18 and starting my driving lessons, im also a stay at home mum. Cant afford a nice car so a 1.1 litre car is only in my range. Id like to know roughly how much my insurance would be a month? Thank you""
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Car insurance ?
ok heres my problem. i am 18 and i just finished a drivers ed program i want to get my license but i cant because in order to take the road test to get my full license (not a learners) i need a car on which i am insured but i cannot buy a car because in order to even buy a car you need to have some one in the house which you live in who has car insurance and no one in my family drives so they dont have insurance as you can see im in a cycle that i cant get out of... what do i do?
""Online resources, I need car insurance, but have a terrible driving record right now. Any suggestions?""
How can I get coverage at a decent rate when I have a crappy driving record?? Ive called about 4 different companies, the lowest rate i found was $209 a month for 6 months. I have 7 points on my record currently!! I cannot get insurance through my parents and i am not married so basically I'm screwed...or I should look into paying a driver to cart my butt around.""
""Does paying in full for car insurance cover 6 months, one year, or what?
Progressive has the option of paying in full for car insurance instead of paying monthly. The total is about $1500. Does this only cover 6 months? Or one year?
Which car insurance companies aren't on comparison sites?
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""Just had a car crash, but worried insurance won't pay out..?""
Just had a car crash on the 02/03/2014 at 8:20am crashing into a central reservoir fence accidentally, judging by the aftermath of the accident it's definitely an insurance write off. A week before this incident I had recently got my rear windows tinted (only light smoke) plus got alloy wheels put on but i didn't let my insurance aware of this (i planned on letting them know eventually but i didn't know i was going to crash so soon) Apart from this everything else is legit.. I am currently insured with Zurich just wondering will Zurich insurance still pay me out the value of my car or will I not get a penny ?""
""Will my insurance go up, if I jumped lights?""
Will my insurance go up, if I jumped lights?""
What is a 20 pay whole life insurance policy?
if you started your insurance policy at the age of 56 how long do you have to pay for your policy to be payed out if you are 74 now
""Can I report my (former) car insurance to someone, Texas?""
I was insured with a cut rate car insurance company because I needed a SR22 for no insurance from many, many, years ago that finally did catch up to me just now. Anyway, I was having my payment drafted out of my debit card each month. Well a few days before my insurance was due I realized that I unexpectedly was going to be short. It was due one day & I didn't get paid for another 2 days. So I called up my agent & explained the situation & asked if my policy had a grace period? They put me on hold to check. They came back on the telephone & said yes I had 7 days from the date it was due. They said I would be fine cause I got paid 2 days later. Well I go back up there a couple of days later to make my payment. Mind you, I'm still well w/in the grace period. The computer would not take my payment. The agent made a call, then spoke to someone, & then informed me my insurance was dropped for lack of payment. I was like whoa I was told I had a full week grace period She said to me Well, when you called you didn't inform us that you had your insurance drafted from your debit card. I was like A) Y'all didn't ask when I called & B) How in the world would I know to tell you that? Especially since y'all never asked. They basically said Oh well. She did make it clear that if I had not had auto drafting that the grace period would still stand. Maybe I'm clueless but I never had an incident where I was ever late on my car insurance. Now my DL is suspended. I don't know if this place gets a kick back by starting over my insurance w/a whole new policy. If I had had started over again the rate would jump & I would have to repay them to refile my SR22. Is that legal?? Like I said what do I know????""
Motorbike insurance for a 17 year old?
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Me and my dad are arguing about the cost of car insurance? Please have look?
On the final quote page it said that my full annual quote would be 611.49. I just paid a 101.49 deposit via my debit card. It says that my direct debits will be taken each month, next month 54 and then 8 months of 57. My deposit and the direct debits add up to 611.49, exactly as the quote stated. So what is that box (with the red arrow pointing to it); http://img829.imageshack.us/f/screenshotdi.png/ Can they take more money without saying? Can someone please explain what that means?""
Why does Health Insurance have so many deductibles?
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How much is it to add a new driver to your insurance on AAA?
I just got my license and my dads making me pay for my insurance. How much is that? He said he's just putting me on the insurance and I have to pay whatever the price that is added because of me. How much would it be? We already have two people. My mom and dad. We have and SUV, a big van, and a small sports car. How much is the insurance gunna go up? Give me a range. Please and thank you:)""
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Schroeder Minnesota Cheap car insurance quotes zip 55613
Schroeder Minnesota Cheap car insurance quotes zip 55613
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How much will insurance go up?
I'm 20 living in NJ. Been driving for about 2 years and under my parents insurance policy. I have no points on my license other than the ones that you start out with.I've gotten 2 tickets before but neither of them were point tickets and neither of them went to insurance. This ticket I just received was for speeding (over by 9 MPH). About how much will my monthly insurance rate increase by?
Quote for Motorcycle insurance for a Teenager?
I am 19 years old and I live in California. I have liability car insurance and I am on my dads policy. I am planning on getting a 250cc cruiser bike [probably a Honda Rebel (I dont know what year yet)]. I took a motorcycle safety course as well. How much do you think I will be looking at for motorcycle insurance added to my car insurance policy under these circumstances.
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Ok I'm 19 and currently own my own car and the pink slip is under my name but I know if I get insurance right now it will be high so I was wondering if my dad can insure it while I drive it under my name. I live in California and my dad has State Farm. Thank you.
Question where to get affordable dentures without insurance.?
Hello,I live in Renton,Washington and need new dentures.I have no dental insurance.I will be able to put down 300 dollars and make payments,only working PT.Any suggestions if its cheaper to go to a Denture Clinic,Dental Lab or regular dentist? Thank you...""
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i am a 19 yr old female with an 04 kia spectra, no tickets or accidents clean driving record! i live in virginia how much would getting my own car insurance policy cost me (average)""
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i was on a motorcycle and rear ended someone in a car, the car has a lil dent on the bumper and their insurance already covered it. i do not have insurance and im going to court for it. what is going to happen? is my drivers license going to be suspended eventhough it was on a motorcycle? i have insurance for my car just not my motorcycle.""
Best deal and coverage on auto insurance?
I just bought a new 2013 Ford Fiesta yesterday and only had liability on my previous 20 year old car. I am needing to get full coverage on my new vehicle and am wondering what the best rates and coverage are out there? What car insurance do you have? Is it good? I currently have AAA but am researching others. They're wanting about $100/mth. Ps: I am a 28 year old teacher with a clean driving record and live in Orange Cty, Ca.""
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Please give me a price range. Not any comments like a lot or to much. Please give me a price range. Many thanks.
Am i paying to much for car insurance?
my parents just got insurance for my first car it is a 1963 mercury comet i am 17 years old and my dad just told me the insurance for the car is $380 per month and that seems a little high what do you think? my other friend only pays $100 but he has a good student discount and has had insurance for a while.
Cheap car insurance quotes??
I've heard 'Co-op' is a good place to get cheap car insurance from.. However i've tried to get a quote of their site and it seems they want you to have a car already chosen or something. I don't have a car, im 18 and i neeeed one. Can anyone help me!? I'd like a fiat 500 orrrr a silver fiesta. Thank you!""
Lower car insurance?
I was wondering where i could find a class to take driving lessons to lower my car insurance and if that is even possible??
Whats insurances gonna be like on a red mustang convertiable?
Whats insurances gonna be like on a red mustang convertiable?
Full coverage Insurance question ?
Would I be covered if my fiance puts me on his full coverage insurance? I just sold my car so I will be driving his until I get my new one. I canceled my insurance. So I need to know if I need to have my own insurance, or if I will be covered by him just putting me on his. Thanks guys.""
Does auto insurance do this? Pay or Scam?
So it always seems that my Girlfriends mom is trying to slow her down by take her money or use her to get money from the state or what not. One of the new things is that her mom says is that geico called her up and told her because my girlfriend just got her Drivers License that she has to put her under her policy. She doesnt drive her moms car and is currently looking to get a new one. Is this a normal thing for the Insurance company to call up out of no where and tell them they have to pay because there is a new licensed driver that doesnt even drive the car the policy is on or Is it another way for her mom to gain more money
Schroeder Minnesota Cheap car insurance quotes zip 55613
Schroeder Minnesota Cheap car insurance quotes zip 55613
How much does life insurance generally cost?
im looking for a life insurance policy, somewhere in the neighborhood of 5,000,000, that ISN'T a term policy. in other words, when i die, however far away that is, my beneficiary gets 5 million. how much would that cost me?""
Car insurance question???
i have just had my car stolen and was wandering if it was worth claiming on. It is insured for 2500 and they are willing to right it off and pay up but I have a new car that I need to get insurance for. My cheapest qoute is 450. Anyone have a rough idea how much my insurance would go up if I claimed for my old car?? Basically... should i just accept my losses on the old car or claim. cheers
Is it true because of government changes my car insurance bill should be lower?
some lady @ work told me 0bama passed some kind of bill so i should change my insurance so it can be lower...its currently @ $400 a month i cant afford this anymore PLEASE HELP
What is the cheapest motorcycle insurance?
what is the absolute most shitty dirt cheap motorcycle insurance you can buy in the state of california?
How do i sue someone who doesnt have car insurance?
Last year I had a car wreck. The other diver ran a red light and my SUV done a roll and a half we were upside down after it happend. My teo kids were in the car. he totaled my 2005 ford explore, and then he said he had no insurance i have never been in a wreck so i dont know what to do. Now my doctor bills and the want the payout of the car. What do i do?""
Does car insurance cost change depending on the area you live in?
I went to college and I would really like my car. However, my parents say that the car insurance would increase because of where my school is located. Is this true?""
""If I finance a new car, how much insurance do I buy?""
I know it will have full coverage, but how much? I'm trying to get an accurate quote through geico to see if I can afford it before buying the car.""
Ideas for first car 10000 including insurance?
Hi i'm 17 male and have a budget of about 10000 to spend on a car and insurance. Looking for something fairly cool, nothinglike a micra or ka! Also want something pretty reliable no no american or french car suggestions please Thanks! :D""
What's the point of car insurance?
I pay insurance for my car. Shouldn't car insurance cover anything needing fixed on your car? What is the point of paying for insurance, when the insurance doesn't even cover repairs? I pay for supposed FULL COVERAGE , shouldn't this cover everything, ITS A BIG F-ING SCAM!!!""
Garage fire insurance?
My parents garage caught fire this weekend. It started in one of the cars and burnt the entire thing down pretty much. Two cars, a boat, and a camper were lost in the fire. Now the insurance company (Farmers) is trying to say that none of those are included under home owners insurance because they have their own plates. The cars is semi-understandable because they have their own insurance, but the boat and camper don't. Beside the fact I'd like to say how crooked this is, I'd like to ask a question. Now the boat hasn't been registered in two years. Because of this we have been told by another insurance company that it should be covered considering it is there because it's not being used. Anyone out there have any idea if this is true or not?""
What is the average cost of car insurance people pay annually?
Is 480 dollars annual payment for car insurance a good deal for one vehicle, single driver?""
How much would you estimate the annual cost of living to be in central New Jersey?
This would be for a simple lifestyle- one bedroom apartment, utilities, food, clothing, phone, internet, cable, basic car, car insurance, gas, car maintenance, computer, pet, gifts, and a one-week basic vacation. You can provide an estimate both with, and without, a basic health insurance plan premium. I am just trying to figure out about how much it would cost to live in this area. Thank you for your advice.""
Got a fine for no car insurance.?
I got a fine for no car insurance in CA, what will possibly happen to me? I'm fearing the worst...although there should be no excuse for it I didn't have the money at the time.""
Is it common for homeowners insurance to up without notice?
I have only owned my home for a year. I got a letter from my mortgage company stating that my payment would go up because my taxes and home owners insurance has gone up. I contacted statefarm to find out why my insurance went up (i was not notified) and was told that the company increased my dwelling coverage. Is this common?
2500???? Car Insurance!!!! HELP!?
I passed my driving test yesterday and have been looking for car insurance but the cost is crazy. 2500 I was quoted by Aviva and 3200 by my bank. I can only afford a car upto about 800, I'm never going to be able to pay that much. Do I go fully comp or the other one? (I don't even know what these mean). Does anybody have any advice? I could really do with it. Thanks in advance.""
Health Insurance - Early Retirees?
Does anyone buy their own health insurance? What is the rate usually for a 62 yr old individual plan? I have gotten 227/mo to as high as 969/mo. How to know if its a scam, too good to be true or a rip off? Thanks for helping. Is Aetna real? I rec'd calls from a broker underwriting with Aetna and worry that those prices of 227/mo were so affordable it must be a scam right? I would love to know what a normal price per month for health insurance is, with no employer involved, however earns too much to qualify for affordable coverage. This is NYS if that matters.""
How much is car insurance for a 17 year old boy who is workin fast food?
How much is car insurance for a 17 year old boy who is workin fast food?
What insurance quotes car auto online?
what insurance quotes car auto online? i want to know about this.
How can I get insurance? Full time student and bulimic?
Hi, I am 19 years old and a full time college student. My mom works two 25-30 hour jobs but does not get insurancew through either jobs. I am bulimic and can't get any private insurance because of my bulimia and also cannot afford it. I paid out of pocket to have a physical and my doctor said I need to be hospitalized, as I am in critical condition. Problem is, I have no idea how to get insurance. Is it possible for me to get insurance? Should I speak with the Department of Health and Social Services or my college counselor? I am not lazy and not looking for free help and am willing to put all the money I make towards insurance...I just really want to get help before I die. Any supportive help is much appreciated, thank you""
Can I register and insure a car with a suspended license?in tampa Florida?
Can I register and insure a car with a suspended license?in tampa Florida?
What's the best auto insurance?
What kind of insurance do you have? Is it cheap?
Affordable health insurance/maternity coverage?
My husband and I are considering trying to conceive our second baby in the next few months. Only problem is went husband works construction and they don't offer insurance. We have private insurance but it only covers preventative. Have you ever been in this situation? What solutions have or did you find? Any help would be greatly appreciated. Thank you!
If your car gets stolen will insurance pay entire loan off?
if your car gets stolen will the insurance company pay the bank the entire balance of your loan off?
How much do you pay for motorcycle insurance?
I'm trying to get an idea of how much I'll pay for motorcycle insurance. I'm 20, with a good driving record, who is looking to buy a honda rebel as a starter bike. So, if you could tell me your age, gender, insurance company, and how much you pay, it would be greatly appreciated. Please only serious answers. TIA""
What FAST car can i get for under 20k and has a low insurance rate?
k my dad says i can get any car as long as he agrees to the insurance prices. he knows most of all the cheap fast cars you can get all turn expensive in the insurance. could you help me out? fast, cheap, low insurance. thanks""
Schroeder Minnesota Cheap car insurance quotes zip 55613
Schroeder Minnesota Cheap car insurance quotes zip 55613
What is some really good but not exspensive auto insurance?
my daddy is with progressive and its really high on him and he is looking for a better and less exspensive auto insurance any suggestions.
Does my liability only motorcycle insurance cover a bike I test ride?
Does my liability only motorcycle insurance cover a bike I test ride?
Insurance for unregistered cars?
I have a few unregistered cars in a garage- one is a show car that I trailer to shows, 2 are just cars I love but I dont drive, and 1 is a race car I occaisonally race. These cars are covered by insurance when I trailer them (add-on policy to trailer insurance), and the race car is covered when i race it (Race insurance with the group I work with)... however, I realize none of them are insured while they sit in my garage against damage or theft. What kind of insurance do I get just to protect these cars while they are sitting on my property? Thanks!""
Will the 2010 honda fit be considered as a sports car to insurance companies?
Thinking about getting one of these, but I'm a little worried that insurance cost is gonna be high since it's a hatchback. It is a sedan with 4 doors though, would insurers still see it as a potential car that might be used for racing?""
How to get seen by a doctor without health insurance?
I have no health insurance but I need to see a doctor! I have the mirena IUD, a week ago I was sexually assaulted, but was unable to get a rape kit because of the insurance issue. But now I am having cramps, alot of pressure in my uterus area, my lower abdomen is bloated out, I ended my period 6 days ago and every day a few times a day, when I wipe its a little pink with what looks like some skin particles? It feels like I am constantly leaking discharge, I can feel it leaking out! Idk if he moved my mirena, or if he gave me and STD but I need to see a doctor. Is there a way I can see one and make payments on the bill or what? I live in California""
Health Insurance Vs No Health Insurance?
Joe is currently unemployed and without health insurance coverage. He derives utility (U) from his interest income on his savings (Y) according to the following function: U = 5(Y1/2) Joe presently makes about $40,000 of interest income per year. He realizes that there is about a 5 percent probability that he may suffer a heart attack. The cost of treatment will be about $20,000 if a heart attack occurs. a. Calculate Joes expected utility level without any health insurance coverage. b. Calculate Joes expected income without any insurance coverage. c. Suppose Joe must pay a premium of $1,500 for health insurance coverage with ACME insurance. Would he buy the health insurance? Why or why not? d. Suppose now that the government passes a law that allows all peoplenot just the self-employed or employedto have their entire insurance premium exempted from taxes. Joe is in the 33 percent tax bracket. Would he buy the health insurance at a premium cost of $1,500? Why or why not? What implications can be drawn from the analysis?""
""Why do libs think health care is a right? What next, car insurance? How about free food for everyone?""
Life, Liberty and the Pursuit of 'Free' Health Care Every new 'right' the U.S. government has promised has turned into a massively expensive failure, yet the media continue to cheer supporters of tax-funded programs. Americans are obsessed with rights. We always have been. But the concept of rights our forefathers laid out in the Declaration of Independence has changed dramatically. Those rights  life, liberty and the pursuit of happiness  were acknowledged to come from the Almighty, given equally to all people. Todays rights come from Almighty Government. Health care is the newest right. From presidential candidates universal plans to the return of HillaryCare to Michael Moores movie Sicko, its all over the media. Calling it a right is an emotional argument advanced by those who want others to pay for their health care. They bring out the children and ask whether anyone can deny them the basic human right of health care  but dont bother with the evidence showing how health care in this country would be harmed by government control. A look at other modern rights might give us a clue about how well a new system would work. These rights started out as privileges, among them education and a paid retirement. Now education is not only considered a right, its a mandate. How well has it worked? American students attend school at least until their teen years, but 15-year-olds ranked 24th out of 29 countries in aptitude for real-life math problems, according to The Washington Post. Literacy surveys suggest one in five American adults is functionally illiterate. And taxpayers keep shelling out money to fund the system. Americans also cherish the right to retire  but we expect to be supported in our old age. Younger workers and employers are forced to support retirees, funding another right. And how well has that worked? The poorly designed, outdated Social Security system is disintegrating rapidly as the number of retirees balloons. But once youve established a right, its difficult to take it away. The government, which promises such rights, must go to its sugar daddy  taxpayers  to keep the rights coming. Were already well on our way toward the health care right/mandate. Want to be more like Canada? Its not that far off. Catos Michael Cannon has pointed out that third parties in America pay 86 cents of every dollar of our health care  about the same as Canadas socialized system. What we  or rather, those third parties  pay for health care is already determined by the government as well. Emory University medical professor Robert Swerlick has noted that the pricing of medical care in this country is either directly or indirectly dictated by Medicare. This market meddling even causes doctor shortages, he says, in needed areas of specialty. Prescription drugs are already considered a right, thanks to political moves like the Medicare drug benefit and massive media support. A Business & Media Institute study found broadcast journalists treating prescription drugs as though they grew on trees. Overall, the coverage supported the idea that medications should magically be available to everyone at far lower costs. Of course, the magic behind new rights is your money. Cannon and fellow Cato expert Michael Tanner explained problems with tax-funded care in their book Healthy Competition: Whats Holding Back Health Care and How to Free It. If health care is guaranteed to everyone, how much does everyone get? Who decides who receives what, and how would the care be administered? What happens if everyone wants the most expensive treatment available? With the wide variety of medical tests and treatments that consumers may claim as their right, someone at some point must decide where the right to health care ends, lest the nation be bankrupted, they wrote. Were well on our way toward that as well. Our rights to Social Security and Medicare devour about 40 percent of the federal budget. State and local property tax revenue, which normally funds education, mushroomed about 35 percent between 2000 and 2005, according to the Tax Foundation. We cant afford any more rights like that. But the left says tax-funded care is right for the children. Meanwhile, what becomes of them? Theyre growing up in an America where the rights mentality is deeply ingrained, and the media continue to feed them with it. When the children come of age, perhaps theyll want the right to a job. They wont remember that France already tested that idea for us, and it led to high unemployment and rioting. Perhaps theyll guarantee Disney vacations for all families and force childless Americans to pay for it. The pursuit of will conveniently fade away as they look to government to guarantee happiness. They will know less and less of a true right  liberty  and have no idea where it comes from.""
How much (about) would insurance cost for a Lamborghini Gallardo (at 16 yrs old)?
How much (about) would insurance cost for a Lamborghini Gallardo (at 16 yrs old)?
What is an SR22 insurance?
Why do i need an SR22 ? Can someone Explain what it does? How about the cost?
Can your school actually check out your health insurance?
My school is telling me I need health insurance, but I cant afford it, can i just give them my old insurance information? Can they actually check to see if its real?""
Considering suing my car insurance company?
As we all know car insurance companies in the United States of America charge males more than females to drive a car based on real world studies . This is the equivalent of not hiring females because they may get pregnant and take a lot ofdays off... Because this is truly a real world study i conducted that males dont get pregnant as often as females. So I am highly tempted to bring this up with a lawyer or at least send a letter to my car insurance company, and i want them to hurt for it because frankly it pisses me off that i am being descriminated against. Further more, in europe, this practice of charging males more because they are more likely to drive is highly illegal. I am in no way a liberal democrat but if this sensitivity bullshit is going to stop descrimination than maybe they should give a **** about me before i start caring about them...""
I recently got a dui and crashed my car how much will my insurance go up?
right now im paying 45$ a month on car insurance
Is there insurance on a person instead of a car?
What I mean is can you have insurance for say me to drive any car. If I drive my car I'd be insured if I drive your car I'd be insured if I drive my girlfriends car I'd be insured. Does such a thing exist because I heard something about it from a friend but I'm not sure what it is or where to find it. Help?
""How much does American spend on average on car monthy payments, insurance, gas, and maintenance each year?""
How much does American spend on average on car monthy payments, insurance, gas, and maintenance each year?""
Auto Insurance quote...please help!?!?!?
My sisters insurance..we live in CA by the way..has 2 cars insured. Her total premium for 6 months is 541 but we pay 114 a month. How did they get that monthly payment? If she was to add me to her policy the premium would go up 2 $740. My question is how much would the monthly payment turn out to be????
Cheap insurance?
im 17 & i live in toronto (CANADA) and i gotta 1992 honda civic , and i m looking for the cheapest insurance possible does anyone know some kind of insurance agency who can get me a cheap insurance $300 or less?""
Which car Insurance do you recommend?
The cheapest, but also good at the same time.""
New Driver and Insurance Rates?
Hello all, I have a couple of questions, this year I plan to purchase my first car. Through having a steady job for almost 3 years, I plan to buy it in my own name at the age 18, I'm 17 now, female, full time student, part time employee. I have just recently gotten my Learners Permit Nov. 2010. My questions are: Could I begin to pay for insurance without a car? Could I put down payments on a car and keep making payments (without driving it)? What are some good way to acquire the car of my dreams by my 18th birthday (Mazda3 2011; 4 door). I know being that I'm 17 there's not much I can do without parental consent. But I don't want to include my mom in much of this because she feels that I'm trying to run away or something (sigh, she's very overprotective) My last question is; What steps can I take to get the car that I want. I know there's saving, but what else? Thanks!""
Cheap Car Insurance UK?
I have been looking at quotes for a while now and I keep on getting the quotes for around 3,000+, there is no way I am paying that. Before anyone suggests go on your parents insurance or get a provisional not happening, I want my own car on my own insurance 3rd party. Does anyone know any decent places where I can get insurance for 2,500 or less, it would be much appreciated.""
Is homeowners responsible or car insurance?
The brakes on my aunt's car went out and when she turned into her driveway she hit the house. SHe is fine both airbags came out, but now the home owners says they will not pay and the car insurance say they will not pay. They said if someone else had hit the house they would. Can anyone give me some insight to the iNSURANCE industry.""
""What is the best cheap, reliable car insurance and why?""
So I'm buying car insurance by myself for the first time and need to know what you feel is the best cheap car insurance and why? And in case anyone feels like being a smart butt, yes I do mean in America lol.""
How much is the average price for full cover motorcycle insurance ?
Im going to buy a 2013 Honda 600RR , how much would insurance cost ?""
What would you recommend as a first car for a young driver?
must be cheap insurance, affordable and any good insurance companies for young drivers?""
Can you get car insurance in British Columbia from anyone other than ICBC?
I've been searching around and it seems that nobody will sell insurance in a province that has a government insurance agency?
""What are the best ways for a new, young driver to get cheap(ish) car insurance?""
I have been looking online on countless insurance websites and comparison sites and the lowest quote I get to insure a 689cc Smart ForTwo is around 2000. That is almost as much as the car!! The cheapest quote I have so far is from DirectLine (1800). I mean, seriously, all I want this car for is to travel back and forth from college because the public transport is so unreliable. I know it's going to be high because there are so many male chavs who drive around hitting everything and making claims all the time, but, its a Smart car! Not exactly a chav-mobile! What to do? I'm going to take the PassPlus, btw.""
Schroeder Minnesota Cheap car insurance quotes zip 55613
Schroeder Minnesota Cheap car insurance quotes zip 55613
https://www.linkedin.com/pulse/costco-homeowners-insurance-quote-albert-carroll/"
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Can i have the Title of the car in my name with another person’s insurance?
"Can i have the Title of the car in my name with another person's insurance?
Can i have the Title of the car in my name with another person's insurance? Example: Could i have title of the car in my name but use my Parents insurance??
BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
Title insurance on grant deed in California?
For California, if a Grant Deed was signed and notarized more than 1 year ago, and it was not recorded until today, will the Title Company provide title insurance for it when the house is sold later on? Is the rule on this the same for all title companies or is it up to each title company, in terms of the gap for when it was signed and when it was recorded?""
Why is my car insurance so high?
I'm 17 years old and hoping to pass my driving test ASAP. My parents own a ford fiesta 2009 Zetec and both have been driving for over 20 years with clean licenses and no claims. I've been on comparison sites to see what insurance will be like on their car when I've got my full license. But the cheapest I can find is 10,000 Surely I'm doing something wrong because I thought it would be maximum 5,000! I will only do around 1,000 miles and just use it to go McDonald's ;) Seriously though does anyone know any cheap insurance companies or explain to me why it's so high? Thank you!""
How much money will i be paying for car insurance? im a 25 year old man.?
i have a big interest in 80s and early 90s sport cars. i even like 60s cars. what websites can i find out car insurance plans. thank you yahoo answers.
Does school require health insurance?
I live in California, USA and my brother and I don't have health insurance. We are in middle and high school(public school). What are the disadvantages of not having health insurance?""
Can I afford to get pregnant?
My husband and I are both in school and working part time. We currently don't have health insurance because we can't get it through our jobs and can't afford any outside insurance. We really want to have a baby, but are worried about paying for all of the pre/postnatal care. Is there a way to get help without putting us in tons of debt?""
""Just a stab in the dark, anyone care to share what their insurance cost is on a Honda S2000?""
I'm looking at 2002 S2000. I m 36, good clean driving record.""
Is it illegal to fake my GPA for lower car insurance?
if so, can they do anything about it, like take me to court or have me arrested? i ****** up my fist semester of college and now that i have my license i have to get insurance. my dad said i better have at least a 3.0 or else.. should i just do it?""
Which car is the cheapest to buy and who are the cheapest to insurance with?
i thinking of taking my driving lesson!! i just wonder which car is cheap and who is cheap to get insurance with!
Should I pay insurance on a car that I can't drive?
I'm very frustrated with this car & I won't be able to pay to get it fixed until September. Some people are telling me to still pay insurance on it, & others are telling me that it doesn't make sense to waste money, & that I should cancel the insurance. I don't know. I'm about to cry.""
How much is car insurance for a 19 year old female in south carolina?
How much is car insurance for a 19 year old female in south carolina?
""New car, no insurance what happens?""
I bought a car in June last year, I paid the down payment, and make the monthly car payment. My mom consigned and pays insurance. I just got alerted saying I haven't had insurance since October 2013. What can happen, can they come and repo my car?""
Two-thirds of one months insurance coverage has expired?
I need accounting homework help! I'm stumped. Two-thirds of one months insurance coverage has expired? 2500 premium for 12 months. Please!
Can I use European car insurance in the uk ?
Insurance prices in the UK are insane. Can I buy a UK car but get it insured with a European company in a European country (Hungary for example has really cheap car insurance) will this insurance be valid in the UK ?
Car Insurance For An 18 Yr Old Female.?
I am a full-time student, studying at Brighton University and currently commuting from Bexhill to the Moulsecoomb by train and I have actually underestimated how expensive it is. I am currently learning to drive, and I am hopefully taking my test within the next month so I can drive to and from Uni. However, looking at some of the insurance prices, I have been put off slightly! I am hoping to also do pass plus which will make it a little cheaper, and I believe there is a black box that monitors your driving that makes it cheaper also? For those who know, what are some cheap insurance companies, and other methods to make the insurance cheaper? I am looking for a Vauxhall Corsa 1.2 (1999-2001), it will be kept at home on the driveway overnight, and will be parked in the car park at University, and I have no children under 16 (just things I have been told are some factors they consider). Any information will be appreciated. Many Thanks, Jade""
""Can I report my (former) car insurance to someone, Texas?""
I was insured with a cut rate car insurance company because I needed a SR22 for no insurance from many, many, years ago that finally did catch up to me just now. Anyway, I was having my payment drafted out of my debit card each month. Well a few days before my insurance was due I realized that I unexpectedly was going to be short. It was due one day & I didn't get paid for another 2 days. So I called up my agent & explained the situation & asked if my policy had a grace period? They put me on hold to check. They came back on the telephone & said yes I had 7 days from the date it was due. They said I would be fine cause I got paid 2 days later. Well I go back up there a couple of days later to make my payment. Mind you, I'm still well w/in the grace period. The computer would not take my payment. The agent made a call, then spoke to someone, & then informed me my insurance was dropped for lack of payment. I was like whoa I was told I had a full week grace period She said to me Well, when you called you didn't inform us that you had your insurance drafted from your debit card. I was like A) Y'all didn't ask when I called & B) How in the world would I know to tell you that? Especially since y'all never asked. They basically said Oh well. She did make it clear that if I had not had auto drafting that the grace period would still stand. Maybe I'm clueless but I never had an incident where I was ever late on my car insurance. Now my DL is suspended. I don't know if this place gets a kick back by starting over my insurance w/a whole new policy. If I had had started over again the rate would jump & I would have to repay them to refile my SR22. Is that legal?? Like I said what do I know????""
Raising money for individuals with health condition?
I'm just curious about why people ask for donation and fund raising for people with health condition here in Canada. Health care is free that will cover most of the medical ...show more
How much will insurance be on a 2006 mitsubishi eclipse?
Hi im 24 years old and I'm going to get a black 2006 Mitsubishi eclipse automatic v6. And just wanted to know how much the insurance will cost, i haven't been in any car crashes with my current car and have a good driving record.""
What is The Best Life Insurance Policy?
What is The Best Life Insurance Policy? I am Looking For the Best Life Insurance Policy We are having another child and I have to do something about not having any life insurance Can I get A free Online Life Insurance Policy Quote somewhere. Thanks for your time
Approximate monthly premium for State Unemployment insurance and the coverage?
1) My employer is in California and I have been working in Illinois for 8 years until last month for the client of my employer. My family is myself, spouse and two kids. The contract with the client is over and my employer might terminate me. In this case, should I file for unemployment insurance in California or in Illinois? 2)What is the approximate monthly premium to be paid for state unemployment insurance? 3)what things will be covered by this insurance? If various factors would affect the answers for the above questions, please try your best to give approximate estimation for the monthly premium and coverage details. Thanks.""
Luxury cars with low insurance rates?
I was wondering what types of luxury cars would have the lowest insurance rates? I would prefer either a sedan or coupe. So in the category of luxury sedan/coupe, what would be the lowest insurance rate? I don't care about the price of the car itself, I just want one that doesn't have me paying a bunch every month, non-stop. My definition of low is around the neighborhood of $60, preferably lower obviously. If there is no such thing, then please tell me the closest to it. Thank you in advance.""
How much would insurance be for me if i have kawasaki zx10r and im a newbie?
How much would insurance be for me if i have kawasaki zx10r and im a newbie?
Car insurance for 17 year olds?
Right ive recently passed both my theory and practical. Ive read things on here that insurance for me a 17 year old full time student living with parents would cost like 2000 per year. Which is 166 quid. Thats alright for me. But i checked with confused.com and comparethemarket and they're all giving me ridiculous prices such as 14.000 premium. I searched up for a Ford Fiesta, 1.2, petrol, 2002 model. What can i do? I dont mind paying 100 or 200 quid a month. What do you reccommend me doing?""
How to find out how much gas i need for a Mercedes Benz c300?
Ok so i'm suppose to do a career project and pick a job and where i'm going to live,health insurance etc.For my project i picked a Mercedes Benz c300 for my vehicle.For gasoline choice i picked shells and it cost 2.909 per gallon.How do i find out the average cost for a week and/or month?First resonable answer get best answer..i really need this so please help me!Thank you! :)""
Short vs. long term individual health insurance?
whats the better choice and why
Can the auto insurance kick you out?
1st time geting a license at the age of 63 then having 1st month of insurance then 3 weeks later geting an accident which involving crashing into an property which i assume the damage cost from the insruance eyes would be $25-30,000 where our eyes would be at maybe $10,000 plus they were 4 in the car all injured can the auto insurance kick a insurer out for this very 1st major incident? this shouldnt be suprising to any insurance company when it comes to New Drivers reguardless of age...bottom line can they kick them out and other insurance corps deny to sell insurance?""
Can i have the Title of the car in my name with another person's insurance?
Can i have the Title of the car in my name with another person's insurance? Example: Could i have title of the car in my name but use my Parents insurance??
""If i want lighter trnasportation like a motorcycle or scooter, how much do they cost?""
how much for insurance, my car is nothing but trouble, and really i would love to just have a scooter, how much for one?""
Car insurance scenarios?
i need help with a few car insurance scenarios, please. 1) A seventeen year old male has just purchased a used Corvette. Three insurance companies have turned him down. Is there any type of plan that will let this person buy insurance? What type of coverage will this person probably only be able to purchase? 2) A friend has just bought a two year old mid-sized car. What type of coverage would you recommend? 3) You just purchased a ten year old compact to drive back and forth to school. What type of coverage should you buy? If you could explain why, it would be greatly appreciated. I'm not exactly sure if the information given is enough to explain, based on what I know.""
Tell me Cheap Car insurance please!!!!?
im 25 got new car toyota 2010 Reaally need help with the GOOD car insurance? im having progreesive insucrance right now for which i pay 160 per month ...but i wanna know if there is ny cheaper car insurance but has to be RELAIBLE and GOOD one please? ALso if i can swtich to another car insurance easily and they refund my money? or its a contract for 6 months? Thank you so much in advance :)
About how much would auto insurance be a month for a beginning teen driver?
I know your not going to be able to give an exact price. I just need a legitimate number. I'm 16, and just fully paid for a nice car on CL. So I do fully own it if that helps the price any. Just an estimated number per month please.""
Which type of Insurance help more in tax deduction?
I am earning more than 3 lacs per annual, now i have to pay tax but i have heard from my colleagues if i do invest in some insurance policy tax deduction will be less.So in which type of insurance should i invest?.""
Health insurance???
my family doesnt have insurance but we re really need one and there is a insurance called IOB or something. the website is www.ameriplanusa.com i dont really understand it. can u guys help me??? thanx alot!!!
Car Insurance Problem!?
Hey all heres my problem. I go in the navy in 4 weeks and my car insurance does'nt run out until april 2009. While im at base i wont be using my car until maybe feb 2009. Is there anyway i can cancel due to the fact that i wont be using my car. I don't want to be paying 121 a month when im not using my car at all for a while. Much help appreciated, mark!""
Question about car insurance?
I called up my car insurers the otger day to change my circumstances (Recently become unemployed) and they proceeded to tell me that car insurance is more expensive if you don't have a job, why is this and how in gods name is that fair, surely if anything car insurance should be cheaper for those who struggle to pay bills as it is, instead of increasingthe bloody premium, I was lucky enough to have the charge waved however how the hell are people on benifits expected to afford to run there cars? Lol really they are just making it harder to find work due to only being able to find jobs locally, is it just me or does this sound unfair?""
What is the insurance expense on average per month to insurance an auto repair shop?
I'm trying to find information on approximately how much insurance costs for an auto repair shop. Specifically this shop will have one full time mechanic and one customer service representative. Two people, basically how much will it cost to insure (per month) this small auto repair business. The minimum liability required by law and between $25,000-50,000 to cover theft/fire/flood/etc.""
At what age should you get life insurance?
Healthy 24yr Female no kids. Just wondering when should I invest in a good life insurance.
Can I wait to report damage to insurance company till car payed off?
My car was parked on a busy street in icy conditions and when I returned to it, it had clearly been hit but no one left a note, etc. It will probably be very expensive to fix...although it is only cosmetic damage and it isn't horrible. In fact, from a distance, you don't notice it much. Anyway....my husband passed away recently and my finances have been limited. I have full coverage on the car (It is a 2004 ford escape)....because I am still making payments on it. We have a $1000 deductible, which I cannot afford right now. Besides, my brother-in-law tells me he can spruce up the damage and make it look better..and of course won't charge me much for that. So....here was my plan. Please tell me if I'm doing anything illegal here or just tell me if my plan will work: So...I'm expecting a large enough tax refund that I can pay the car off in March if I choose to do so. Once that is all complete...and before I drop my full coverage to just liability, I was going to report the damage....and go through the process of getting estimate, etc...and then not have the car fixed and just take a check. With that check, I was going to pay off some other bills I'm very behind on (mainly hospital bills). That plan will help me get my finances in order and get out from under debt. But I'm not sure if I'm thinking clearly on this! Someone please tell me if this plan is an option. Thank you!""
What is the cheapest car insurance for women college students?
19 year old female. 1999 Toyota 4runner
""An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy.?""
An insurnce company charges a 21-year-old male a premium of $250 for one-year $100,000 life insurance policy. A 21-year-old male has 0.999 probability of living for a year. a. From the perspective of a 21-year-old male (or his estate), what are the values of the two different outcomes? The value if he lives is _____ dollars. The value if he dies is _____ dollars. b. What is the expected value for a 21-year-old male who buys the insurance? The expected value is ______ dollars. c. What would be the cast o the insurance if the company just breaks even (in the long run with many such policies), instead of making a profit? _____ dollars. d. Given that the expected value is negative (so the insurance company can make a profit), why should a 21-year-old male or anyone else purchase life insurance? O A person who buys a one-year policy will expect to make a profit. O Insuring the financial security of loved ones compensates for the negative expected values. Please show your work""
Did I get a cheap Auto Insurance?
Not sure if I got a good deal from Geico. I insured my new 2008 Mazda and and old Honda Civic. I live in SoCal. Liability Coverages for both: Bodily Injury = $500,000/$750,000. Property Damage = $50,000. Medical Payments = $25,000. Uninsured and Underinsured Motorist Bodily Injury = $500,000/$500,000. Plus Collision and Comprehensive Coverage for the new car. Total Premium = $528.70 (6 months coverage) Is this expensive? Did I choose the right amount for the coverage?""
What are some cheap Auto Insurance Quotes for Oregon?
I am looking for a cheap and reliable auto insurance company for just liability insurance. I have had one accident back in 2009, totaling my dads toyota 4-Runner and wrecking into an Audi A4. As well, I have 2 tickets on my record, both happened in 2008, the first one I got was running a stop sign and the second one (which happened literally the next day.. by the same cop) I got an illegal lane change or turning into a turning lane to early I cant remember which one it would fall under. Some of the quotes I got have been like 350 $$ which is way out of my price range. Anybody have any good ideas? I'd appreciate it.""
How much will motorcycle insurance cost for me?
I'm 18, i live in austin, texas, and i plan on getting a kawasaki ninja 250 for my first bike""
How can a 21 year old male get lower insurance on a sports car?
Currently, My Insurance is 98$ a month and I am insured on my Dad's 2012 BMW 328i and as a secondary driver on my 2012 Camaro RS, my lease is up and I am hoping to lease the new Corvette and go on my own insurance plan when I move away for work. However, my quotes so far are really high, like $200 a month high. I was wondering if there was any way that I could bring my insurance rates lower. Thanks! Additional Details- I got a speeding ticket when I was 16 but does not reflect my payments No Wrecks or claims I usually drive over 15k miles a year I Live in Tennessee""
What are the best cars for insurance?
i am a 17 year old male living in the u.k. so far the best car i have found is a 1978 austin morris mini. insurance is 1600. btw, cars like saxo's and corsa's are around 2500 for me. basically, does anyone have any ideas for cars. i have already looked at putting my mum as a named driver, but it does not make much of a difference. any help would be brilliant, thanks""
Are there any good temporary car insurance companies in america?
Are there any good temporary car insurance companies in america?
How much does insurance on a Catamaran cost?
In USD$, what is the average price for insurance on a newer catamaran?""
Classic Car Insurance for a 17 year old?
im wanting to buy a classic mini (1989) its a 1l what is the best way to go about insuring it..? i've seen adrian flux do cover you if you ring up but its limited mileage, how does that work :) Thankyou very much!""
Would insurance on a small pickup truck be more than a small compact car?
I am thinking about getting a small pickup truck (Toyota Tacoma, Chevy S-10 type truck). Would the insurance on it be higher than a Small car like a Honda Civic or Hundi Access? I am 18 years old so my rates are already high and have a clean record and I live in New York.""
Why is the co-pay for dental insurance more expensive than health insurance?
I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?""
Motorcyle insurance laws in Michigan?
I know motorcycle insurance is required in MI, but what is the penalty for being caught without it? I am planning on buying a used bike that I saw for $250 but to get it insured, it would cost me $200 per year. It doesn't make sense.""
How do i switch my auto insurance policy before my term is up?
I currently have Direct Auto insurance, but i would like to switch companies to get a cheaper rate. i never had to cancel my insurance before the term is up, and my term isnt up till november 2010. my question is, how do i do that (if i can), and will i be charged for it?""
Can i have the Title of the car in my name with another person's insurance?
Can i have the Title of the car in my name with another person's insurance? Example: Could i have title of the car in my name but use my Parents insurance??
Do You Have to Get Car Insurance....?
Do you have to get car insurance when you get you temporary permit at the age of 15.5. I am fifteen and I am getting my permit soon and i was wonderin if i had to get insurance. Just Wondering. Thanks Alot:>
Does anyone who is under 18 and doesn't have health coverage automatically qualify for MassHealth?
We live in Massachusetts and I previously heard that ANYONE who is under 18 and does not have health insurance will automatically qualify for the free state insurance, MassHealth. Does anyone know if this is true because it doesn't really specify online.""
""In California, how long does an auto insurance company have to respond to a claim?""
So i'm going on week 3 of dealing with another a car accident claim. A landscaping truck backed into my parked car a few weeks ago. I got the company's insurance info and reported it to my insurance the same day. A week later I hear back from my insurer telling me that the other persons insurance company was unable to reach the driver or the owner of the landscaping company for a statement and they could not accept liability until they receive a statement. In California, is there a limit on how much time an insurance company has to accept a claim? Luckily, the gas station where the accident happened was nice enough to give me the secularist film which makes this pretty cut and dry (should push come to shove). Thank you!""
Registering a salvage motorcycle in california?
Owner has salvage title, completely fixed and the tags are expired. If i bring it to the dmv, will it need to be reinspected by the chp? Or will it go off like any other title switch and registration? Ive searched the dmv website but had no luck finding what I was looking for. If anyone has any experience id love to hear it. Thank you very much.""
Where can i find cheap no faught insurance in Detroit Michigan?
Where can i find cheap no faught insurance in Detroit Michigan?
I need to know if there is any College to learn Insurance in the World.?
any Insurance Instituet or College in the World
Is the renault twizy cheap for teenagers?
Is the insurance cheap Im looking around below 2000 a year
If you are in the military does your car insurance rate go down?
If you are in the military does your car insurance rate go down?
Why wouldn't you call your auto insurance company when you have collision and comprehensive coverage?
My impression is that they're worried about their policy rates going up, or maybe they don't have auto insurance? But why not take advantage of your auto insurance whether you end up pursuing the claim or not?""
Is Aetna Health Insurance any good?
I am healthy, but if something happens I want to be sure I am covered. Have you had any good or bad experience with this company. I currently have Humana, and they don't want to pay for a minor office visit, so I am changing. Anything you could offer would be great. Thanks.""
Why is auto insurance cheaper in quebec than ontario?
Why is auto insurance cheaper in quebec than ontario?
Honda cg125 or cb125 and running cost and insurance please?
Honda cg125 or cb125 and running cost and insurance please?
Medical insurance...? 10 points?
I am 14 and I have a medical insurance covers my doctors appointments and my medication but at what age would I lose all that.... If I do what can I do? What covers my medication and medical appointments? By the way I'm not illegal if that helps...
I have geico insurance for Arizona. Will I still be covered if I go out of state?
I have Arizona insurance. But I might take a job in California. Will I still be covered if I move there. I don't know how long I will be. Maybe six or so. I don't want to change driver license and such over if I am not going to permanently live there. Anyone know if I will still be covered if I go out of state.
Why insurance co. do so much not to pay out a fair claim?
Insurance co. will do anything to deny your claim. They make billions a year to pay out on fair claims but never do. It is ridiculious how they have charge people all this money for coverage that they dont even provide when it is needed. They will try every trick in the book to not pay out. They also ask you roundabout questions, than have there co. take it apart word by word than deny the claim. Have any one ever think about how they have very strict laws on people commiting fraud, but shouldnt they set laws for insurance commiting fraud to? They rip off people day after day that is a sort of fraud as well. Insurance co. have been getting away with this for many years it is time that this is stopped. Funny this is we cant live without them. If you have a car you HAVE to have insurance its a must. But you dont have to have it for a home if it is all paid for. but who want to lose on investment of their home in a case of a fire. Shouldnt congress or lawmakers set some rules?""
Who thinks eligibility for car insurance/rates should be based solely on your driving record?
I read a story that says that insurance companies are trying to base their rates for car insurance on your credit rating, age, and gender etc. Is that right/do you agree or disagree with the practice, what do you think the right way is to determine insurance rates etc?""
Will my car insurance increase due to a traffic violation?
I have 2 ticket's prior last night 2 of which were speeding and last night's is a traffic violation. 1 ticket was paid for and had to do some traffic school 2nd ticket i paid for but did not go to traffic school that's when i noticed that my insurance rates went up due to a speeding ticket. The ticket from last night was infraction of a wrongful left turn from oncoming traffic should have yield. Now i will pay for the ticket aswell as attend traffic school will my insurance rate go up?
Who offers the lowest cost car insurance with 4 cars total and 1 teen driver? Good driving record in Louisiana
I currently have Liberty Mutual.
Does anyone here pay less than $2000 per year on auto insurance?
And you're under 25 years old..? If so, what company are you with? Rates are so ridiculously expensive from what I've seen.""
Car insurance any idea's ? !! :@?
Heyy people Just so anoyed i spent about 800 on driving lessons and test etc.. Now iv passed well about 6 months ago! I would really love a car as i have to get 4 buses a day to college costing about 8pd! I can afford to buy the car the mot and petrol and other little costs apart from the major issue of insurance the cheepest iv found is 1,900 and that was on a 1ltr 02 corsa i simply carnt afford the insurance its so stuipid i am the most cautious carfull driver im a 19 female why are all yound people judged on bad boys with their sportyed up cars that drive like dicks and make the rest of us suffer! Does anyone have any idea's as to how i can find cheep insurance :( ??""
Would this car make my insurance go up?
I'm thinking about purchasing a 97' Cavalier LS Convertible, would this car make my insurance go? and by how much? Also does anyone know anything about these cars? Are they good cars? Mechanically wise and gas wise. By the way, I'm 16 in case that effects your answers.""
Any suggestions on affordable utah health insurance?
Well, im working on moving back to Utah, after a near 9 year stay in PA, and i don't remember what insurance i had when i lived in Utah so i cant go back to that, and when i move away from PA, my current Health Insurance will be deactivated and shut down, so i need to find some new affordable health insurance in Utah. Anyone got in any suggestions? For now my budget is $669.00 a month if that helps at all, but it may change after i move.""
What type of insurance i need for a driving test does it have to be a full coverage?
do i need to bring a vehicle with full coverage insurance or could my car that only has a cheap insurance plan work for the DMV's driving test
What is an affordable health insurance for a 61 year old woman?
my mother needs a new helath insurance plan. any suggestions?
Which Life Insurance policy best?
Can someone suggest(help) me in advice which Life Insurance policy is best and with Tax benefits, Im planning to get a policy in future""
Can i have the Title of the car in my name with another person's insurance?
Can i have the Title of the car in my name with another person's insurance? Example: Could i have title of the car in my name but use my Parents insurance??
Which car insurance companies have you found to be cheapest for a teen?
Im 17 years-old and plan to be added to my parent's car insurance. I have good grades, took drivers ed, will be driving an older car and live in Idaho. Which company will work best for my situation? All help is appreciated.""
How much would the average cost of car insurance for a 16 year old male in ohio be?
How much would the average cost of car insurance for a 16 year old male in ohio be?
What is a good cheap sports car for a teenager?
I just learned to drive a manual transmission so now i am interested in a more sporty car. I want something that is initially fast and doesn't require modificatons. I have a limit of about 5 or 6 grand.
Cheap car insurance for first time drivers ?
what is the cheapest car insurance company for first time drivers ? Age:23
How much insurance money do you think i can get?
Seven weeks ago i got into a very bad car accident on the freeway. I'm 15 and was NOT driving. my 19 year old friend was driving. from the accident i was rushed to the hospital with a broken arm. my left arm was very badly cracked and they said in a week they will hit it into place then put it in a cast. so, a week later i went into surgery and there was complications and my arm snapped in half and so they cut open my arm and put in a 5 inch titanium plate and 7 pins. i just got my cast off after 4 weeks. my arm is in pain all the time. and i cant do much. how much money do u think i could recieve?""
""Teen car insurance,HELP!!!!!?""
im going to get my license in december, and i want a 2008 honda civic hybrid, im going to be 16 by then, my gpa is 4.0, and im a female, live in california, and how much will be my insurance approximately if the car is under my parent's? and what do i have to bring on the day of my road test other than my permit and my drivers training completion certificate? thx""
How can i get disability insurance?
I think i need disability insurance for wife because she is disable through accident.
""How much will insurance be on a bmw 5 series 3 litre 17 year old, SECOND DRIVER!?""
im looking on how much it would be for my father to make me his second driver so I could also drive his car, it is a bmw 5 series 3 litre, im 17 year olds I have only just passed my test, please no stupid remarks/commentx""
Does my car insurance go up if I got a speeding ticket out-of-province?
So I have an Ontario license and I got a speeding ticket (15mph over - 24km/h over) in NY near the border. Keeping in mind that this is my very first traffic ticket: 1. How much am I likely to pay? 2. Does it affect my insurance? 3. (I don't really care cause this probably won't happen again) Do I lose any points?
Health insurance for dependent parent?
Am I correct that I cannot add my dependent parent to my health insurance plan at work And my dependent parent who lives in my household and has no income of their own cannot qualify for medicaid because of my income level?When applying for medicaid they ask for the household income not just the applicants income.If this is the case it is a very unfair situation for adult children who support their dependent parent.Whats even stranger is I was told that if I had a gay live in partner they could be added to my health ins policy? BUT not a parent? Is this really true?
Car accident/Insurance options?
a friend was trying to pull around a city bus that was idling for several minutes to catch a left turn on a green light ...when the bus went in closer to the curb, its backside jut out and her car swiped it she is a new driver and new to the country and she continued where she was going without stopping. pretty shook up. She claims she didn't think it was too bad, a swipe, the mirror was gone and she just took it as a loss. But when she got out, she realized there is damage all along the side, from front to back, including the mirror missing and a serious dent on the front passenger (the front is peeled back, exposing the hinge mechanism. Rain now gets in through the top as the seal is broken as well. She is insured and believes she has coverage but she's scared cause she left the scene. This was 3 weeks ago - there has been no follow up. She hasn't called the police but kept an eye out for whether or not it was reported and she needed to come forward. It was in a pretty run down part of town. Anyway - I don't know what to tell her so i'm coming here - can she report this to insurance and admit that she swiped a bus and didn't stop? Will they fix it, up her insurance, and move on or will they investigate into the bus - making her pay for the bus and having the legal issue of leaving the scene. - not sure what to tell her??? She's also considering just putting a new skin/shell on the door was affected - not seeing if this is possible though - replacing the entire door is expensive and seems unnecessary. Any insight is greatly appreciated.""
Can I get my own auto insurance?
I am 16 years old and about to buy a car. My mother doesn't drive, so she doesn't have auto insurance. Would I be able to get insurance if she doesn't have her license? If so, with what company?""
Do you need to stay with a certain car insurance for a period of time?
I need to get new car insurance but i'm short on money. Can I have one car insurance for a month or two and then switch to a new one?
Buy a car? No License or insurance?
Is it possible for me to buy a car with no license or insurance and have my dad drive it back to the house and keep it there? I dont intend on driving it untill i get it all sorted, i just want the satisfaction on knowing its there and its mine. Im from the UK""
CAR INSURANCE~with points?
if someone has 2 or more convictions on there licence, they have to declare thses, but is there a car insurance company that does not take theses convictions into account ? long shot i know but ya never know.... points were for exceeding 30 mph (34) and 50 (59)...no lectures please.....""
Car shopping???? and auto insurance?
I am planning to buy a car before school starts again.. I was shopping on craigslist.com and some cars are cheap and sound too good to be true. like this one: http://philadelphia.craigslist.org/car/741877685.html but should i go for it anyway?? should i hire a mechanic to check the car out? if so where can i find one and how much would one cost? will my insurance be expensive?, (im under 18)""
Can i drive my car without insurance for the time being in California?
I'm 16 and i just got a new car yesterday. My parent's have already added my name to their insurance, but that was before they bought me a car. Can i legally drive without insurance for the time being?""
Motorbike cheaper than car insurance?
Is motorbike insurance for learer motorcycle 125cc, significantly cheaper than car insurance for a small city car, for a young man?""
Help solve my High Car Insurance problem...?
Thanks everyone for your valuable opinions. I just purchased an '07 black Toyota Yaris with about 24 k miles. I am a 20 yr old male living in Texas. Well my insurance went sky high from my last vehichle, an old '90 clunker Geo. It went from like 100 and something to like 350! I have Farmers Insurance. What are my options on things to do??? The title of the car is in my name. I pretty much do not have any credit. My mom happened to mention something about changing the title over into her or my grandma's name...and then she could add me as a driver to her insurance. I really don't know, the situation is very confusing. Please help me know my options, I can't afford this! P.S. All insurance companies will charge me about the same givin my age, etc.""
""Car insurance, when does it drop?""
Im 19 years old, and payed $155 a month for my car insurance, a year later, no accidents tickets or anything and its $106. Definately not complaining, but i was just wondering if theres some sort of formula insurance companies use.. because i always thought when you turn 25 it goes down dramatically, but this for me is pretty dramatic. And also one year from now can i expect it to go down 50 more dollars?? thanks in advance""
Car Insurance?
How much does a demerit point affect the insurance in premium outflow? I mean if I get a point how much more would I pay in insurance per month? Also which carrier is the best for point heavy drivers? Thank you
State Farm Life Insurance... 30 year term? Whole Life? Select Term? Universal?
What insurance should I get? I'm in my late 20's and I'd like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on their feet. The 30 year term is affordable, but the life expectancy of my great grandparents, grandparents and parents, across the board is at least over 65. I'm as healthy as an ox now, but I know that diabetes, high blood pressure and high cholesterol run in my family. I'm very active so I have no signs of any disease related to heart disease. It's a fear that I've had since I was a kid and it's the main reason why I stay active. That being said, what should I get? I already have 2 cars and condo insurances through State Farm so I'd get something like 17% off my car insurance. I'm struggling to figure out which policy to choose. I need some insight.""
What is The Cheapest Auto insurance?
I want to find out how much auto insurance would cost. Im 16 and I just got my license. If i do get a car it would probably be an old car from around the 1990's and it would have a lot of mileage. Im looking for the cheapest answer possible. Please don't answer by saying that it depends on something or a website to look it up on.
Car insurance rate 2 driver 2 car under one policy?
I am 25 yrs old and my mom is 40 yrs old. Been shopping around for insurance and found out it is cheaper to put 2 drive and 2 cars under one policy. Is there any pros and cons in doing this? Could doing this affect me later on if i want to be under my own policy ?
What would be the best sports/muscle car for a 16 year old girl?
As far as insurance costs, gas, problems with the way the car runs -if any- what car would be best? Even old muscle cars from the 60s and 70s may be suggested as long as u have the year and car name for me, u did ur job! Thanks :) think most affortable and sporty/ muscle car look! List year too! Oh and pleaseeeeee keep price in mind! She has to pay for the whole car and everything that has to do with it....absolutley nothing over 15000 and even that might be too expensive""
Can i have the Title of the car in my name with another person's insurance?
Can i have the Title of the car in my name with another person's insurance? Example: Could i have title of the car in my name but use my Parents insurance??
https://www.linkedin.com/pulse/would-insurance-greatly-different-grand-am-gt-prix-gtp-eulah-rosenda"
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