#bankruptcy chapter 7 filing

[hungry-joe]

Went to sign lease renewal and landlord blabbed for a bit including how he enjoyed the Elvis impersonators at the Orpheum until they “went woke and left” and went to an arena across from Graceland. I guess he meant the Orpheum going “woke” but the idea of “woke Elvis impersonators” is actually making me laugh ngl

[rkb]

My New York Times article on personal bankruptcy

For the business section of The New York Times, I wrote a reported feature on personal bankruptcy, inspired by and including my own experience with it. I've included a gift link so anyone can read it. The article explores why people wind up needing to file for personal bankruptcy, breaks down Chapter 7 and Chapter 13 bankruptcy, features advice from two bankruptcy attorneys and a psychotherapist, and includes stories from three people who filed.

I'm very proud to have my first article in this section and branch out from my usual beats of books and culture and relationships, and especially that someone has already told me it inspired them to speak to a bankruptcy attorney and look into filing.

[jay-weller]

Navigating Contractor Bankruptcy: Options For Pool Owners

Navigating Contractor Bankruptcy: Options For Pool Owners - #jayweller #bankruptcy, #Bankruptcyassistance, #Bankruptcyattorneys, #BankruptcyLawyer, #BankruptcyTrustee, #Chapter11, #Chapter7, #FilingForBankruptcy, #Tampa, #WellerLegalGroup - https://www.jayweller.com/navigating-contractor-bankruptcy-options-for-pool-owners/

[lewisjurnovoypensacola]

Filing Chapter 7 Bankruptcy in Pensacola, FL - (850) 432-9110

Lewis and Jurnovoy is a local law office serving the Florida Panhandle for over 20 years. We specialize in bankruptcy law, including Chapter 7 and Chapter 13 bankruptcy. We will work to achieve the best financial remedy for your outstanding debts.

Lewis and Jurnovoy 1100 North Palafox St Pensacola, FL 32501 (850) 432-9110 https://www.LewisandJurnovoy.com

[expertreviewz]

Bankruptcy Utica New York

In New York, Chapter 7 bankruptcy attorneys specialize in assisting clients with the liquidation bankruptcy process. This process is designed for individuals with limited income who are unable to pay back all or a portion of their debts. To qualify for Chapter 7 in New York, you typically need to have moderate to low income, a significant amount of debt, and no substantial property that would be at risk in the bankruptcy process.

The success rate for Chapter 7 bankruptcy cases is high, with roughly 99% resulting in the discharge of debts. However, this rate doesn't include cases that are dismissed or converted to Chapter 13 bankruptcy. The cost of hiring a Chapter 7 bankruptcy attorney in New York varies, but on average, it ranges from $1,200 to $2,000.

There are many experienced bankruptcy attorneys in New York, such as those at the Law Offices of William Waldner, PC, Starr & Starr, PLLC, and The Law Offices of Robert M. Fox. These firms offer services like free consultations and have substantial experience in handling Chapter 7 bankruptcy cases.

It's also important to note that in New York, an individual can file for bankruptcy without their spouse if they choose. This might be advantageous in certain circumstances, depending on the specifics of the financial situation and the debts involved.

Related queries:

How to File for Chapter 7 Bankruptcy in New York Without a Lawyer

Qualifications for Chapter 7 Bankruptcy in New York

Chapter 13 Bankruptcy Attorneys in New York

Best Lawyers for Filing Bankruptcy in New York

Chapter 7 Bankruptcy Examples in New York

[bookmaking]

bankrupty attorney near me

[surra-de-bunda]

Toni Braxton photographed by Nick Vaccaro for YSB Magazine (September 1996).

In June 1996, Braxton released her second album ‘Secrets’. Motivated "to include a little bit of everything," Braxton reteamed with Babyface, but also worked with R. Kelly, Tony Rich, and David Foster on the album, which she co-produced. A major success, it peaked at number two on the Billboard 200 and reached the top ten on most international charts. After 92 weeks in the charts, ‘Secrets’ was certified 8× platinum, becoming Braxton's second straight 8 million-seller. Internationally, Secrets sold more than 15 million copies, further cementing Braxton's superstar status. The album's first single, "You're Makin' Me High", marked Braxton's first number-one hit on the US Billboard Hot 100, while follow-up "Un-Break My Heart", a ballad written and composed by Diane Warren, became the biggest hit of Braxton's career yet. It spent eleven consecutive weeks at number one on the Hot 100 and enjoyed worldwide top five success. As a result, Braxton topped several of Billboard's year-end charts, and won two Grammy Awards; one for Best Female Pop Vocal Performance for "Un-Break My Heart" and Best Female R&B Vocal Performance for "You're Makin' Me High" as well as two American Music Awards for Favorite Female Soul/R&B Artist and Favorite Soul/R&B Album. Still waiting on her financial rewards, Braxton eventually launched an unsuccessful lawsuit against Arista and LaFace Records. Soon after, she filed for chapter 7 bankruptcy. Public reaction to these events were very harsh, having been expressed most clearly in an interview on The Oprah Winfrey Show.

[ausetkmt]

At President Trump's rally in Tampa last week, a familiar face made it back in the national news. Maurice Symonette, also known as Michael the Black Man, was front and center in a crowd hurling invective at CNN reporter Jim Acosta, waving a "Blacks for Trump" sign.

Symonette has been a regular at Trump rallies all over Florida and as far away as Arizona. Just last month, he popped up at the U.S. border to appear in a video with disgraced sheriff-turned-pardoned-Senate-candidate Joe Arpaio.

All that national exposure raises an obvious question: Who is paying the bills for Symonette, a former member of Miami's murderous Yahweh ben Yahweh cult, to represent "Blacks for Trump" at Trump rallies? 

Since Blacks for Trump isn't a registered political organization with the Florida Division of Elections or the Federal Election Commission, there are no public records of any donations funding the group's operations.

It seems unlikely Symonette is fronting the cash for his travel himself because he filed for bankruptcy this past May. In federal court records, he reports that he's unemployed, generates no income, and has $0 in the bank. He also says four banks have staked claims on $2.9 million worth of property around Dade County. 

So how is he getting to Arizona and Tampa to stand behind Trump on national TV?  Reached on his cell phone, Symonette declined to discuss his group's financing. "You guys are horrible racists," he said. "You are lawbreakers and you're mean... God is going to punish you horribly."

Throughout the '80s, Symonette — then known as Maurice Woodside — was a devoted follower of Yahweh ben Yahweh, a charismatic preacher who wore white robes and called himself the Messiah.

Federal prosecutors later accused Yahweh, whose real name was Hulon Mitchell Jr., of ordering his followers to murder at least 14 people, including random white vagrants who were massacred as an initiation rite.

Symonette was charged in federal court along with Mitchell and 15 other followers in 1990; while the cult's leader was later convicted of 14 charges of murder conspiracy and served nearly two decades in prison, Symonette and six other cult members were acquitted.

In the decades since, Symonette has been charged with crimes including grand theft auto, carrying a weapon onto an airplane, and threatening a police officer, but has never been convicted. (He does have a pending case on a municipal ordinance charge in Hollywood after police showed up to a really loud party he threw.)

Since Trump's election, Symonette has carved out an unlikely new niche as one of President Trump's most visible African-American supporters. He has a knack for getting prime placement directly behind Trump and has handed out hundreds of his "Blacks for Trump" signs.

They advertise his website, which is full of conspiracy theories about Cherokees running the U.S. banking system. (Really.)

Symonette was even featured at a Miami Trump rally that prosecutors later alleged had been funded by Russian nationals looking to disrupt the election.

Symonette filed for Chapter 7 bankruptcy on May 16, listing Washington Mutual, Homecomings Financial, HSBC Bank, and Indymac Bank as his creditors; each institution laid claim to one of four houses. Three are in North Miami-Dade County, and one is near Kendall.

In court docs, his only listed assets are clothing, watches, various household items, and a pool table. He does say that his live-in girlfriend, whom he doesn't identify by name, provides him with $2,000 per month.

Could that money from his significant other cover Blacks for Trump's various trips around the country to support the president on TV? Symonette wouldn't discuss that with a New Times reporter. 

Instead, he spoke at length about his belief that the banking system is corrupt. He added that "Trump being the president is the greatest blessing we have ever had."

In his bankruptcy case, he's repeated those allegations about the banking system being crooked to Judge Laurel M. Isicoff. He's also repeatedly sought to change hearings that overlapped with Trump events. Symonette suggested the scheduling conflicts are a sinister plot to keep him away from the spotlight at Trump rallies.

"Creditors know that I have a rally in Arizona on July 25 and deliberately set the hearing on that date to cause me and my musical band to miss the performance and the rally with the bus we rented," he wrote in a motion filed the same morning as the Phoenix rally. "The creditors overheard that at the house we are disputing... and set that hearing on the same date just to harm me."

That motion was denied, as was another he filed on July 30, just before Trump's Tampa rally. "As founder of Blacks for Trump, (I) have rented vans to go to Trump's rally. We need to make the country aware how the banks (FOREIGNERS FROM THE EAST) are illegally taking WHITE AND BLACK PEOPLE'S houses away."

Maurice Symonette's story is baffling, to put it mildly. Symonette, who also goes by the name Michael the Black Man, somehow went from being part of the murderous Yahweh ben Yahweh cult to getting acquitted of murder charges himself to being a staple at Donald Trump's presidential rallies all over the country. Even among the rogue's gallery of rodeo clowns and Bond villains who make up Trump's core cadre of supporters, Symonette might legitimately be the weirdest person hovering around Trumpworld

.

After Michael the Black Man turned up at a Tampa-area Trump rally last week and led anti-press chants, it's worth taking note of all the bizarre places he's materialized since becoming a prominent Trump supporter:

1. At the original October 2016 Trump rally where he first popped up on TV:

Conservative Twitter is abuzz this afternoon with a trending hashtag: #BlacksForTrump. The spark is clear: Thousands have retweeted photos from Trump's rally in Lakeland, Florida, this afternoon showing a small group standing directly behind the Donald while enthusiastically waving "Blacks for Trump" signs. "Blacks are for Trump and the left can't stand it," writes @LawlessPirate, with another pic of the sign-waving man wearing a shirt reading "Trump & Republicans Are Not Racist." So who is this new face of Trump's elusive black support? He's none other than Michael the Black Man, also known as Maurice Woodside or Michael Symonette, who has made waves in Miami in recent years with protests against the Democratic Party and rallies for the GOP. He's also a former member of the murderous Yahweh ben Yahweh cult, which was led by the charismatic preacher Hulon Mitchell Jr., who was charged by the feds in 1990 with conspiracy in killings that included a gruesome beheading in the Everglades. Michael, along with 15 other Yahweh followers, was charged for allegedly conspiring in two murders; his brother, who was also in the cult, told jurors that Michael had helped beat one man who was later killed and stuck a sharpened stick into another man's eyeball. But jurors found Michael (and six other Yahweh followers) innocent. They sent Mitchell away for 20 years in the federal pen. In the years that followed, Michael changed his last name to Symonette, made a career as a musician, started a radio station in Miami, and then reinvented himself as Michael the Black Man, an anti-gay, anti-liberal preacher with a golden instinct for getting on TV at GOP events. He's planned events with Rick Santorum and gotten cable news play for bashing Obama. Since 1997, he's been charged with grand theft auto, carrying a weapon onto an airplane and threatening a police officer, but never convicted in any of those cases. 

2. At a Trump rally in Bayfront Park in Miami just before the election: 3. At a rally allegedly organized with the help of Russian agents:

A federal grand jury filed charges against 13 Russian nationals [in February 2018] for allegedly stealing identities, wiring money overseas, and staging a small series of flash mobs to help tip the 2016 election in Donald Trump's favor. It's unclear whether the social media campaign had any actual impact on voting, but the FBI alleges Russian money indeed affected one small group of Miamians who unknowingly used Russian cash to pay for supplies for an unnamed rally the September before the presidential election. There still seem to be online traces of that Moscow-funded rally. Only one publicized, pro-Trump rally appears to have taken place in the Miami area — #LatinosConTrump in Doral at 1 p.m. September 11, 2016. The event was pitched as an "anti-media" protest outside the town's Univision offices. The national group Latinos With Trump created flyers for the rally and noted that virtually all of Miami's most prominent pro-Trump groups — Cubans 4 Trump, Hispanas for Trump, Latinas for Trump, and the official Miami Trump Volunteers — would attend.

4. At a 2017 Trump rally in Phoenix, per the Washington Post:

And so it was Tuesday night before a crowd of Trump supporters in Phoenix who had come to watch another show. There was the president, whipping up the wildly cheering crowd, and then there was Michael the Black Man, chanting just beyond Trump’s right shoulder in that trademark T-shirt. The presence of Michael — variously known as Michael Symonette, Maurice Woodside and Mikael Israel — has inspired not only trending Twitter hashtags but a great deal of curiosity and Google searches. Internet sleuths find the man’s bizarre URL, an easily accessible gateway to his strange and checkered past. The radical fringe activist from Miami once belonged to a violent black supremacist religious cult, and he runs a handful of amateur, unintelligible conspiracy websites. He has called Barack Obama “The Beast” and Hillary Clinton a Ku Klux Klan member. Oprah Winfrey, he says, is the devil. Most curiously, in the 1990s, he was charged, then acquitted, with conspiracy to commit two murders.

5. With noted racist Sheriff Joe Arpaio at the U.S.-Mexico border just last week:

Via our sister paper Phoenix New Times:

Former sheriff Joe Arpaio filmed a video at the U.S.-Mexico border with a former Florida cult member who goes by the name Michael the Black Man. In the video posted on Thursday, Michael has his arm around Arpaio as the ousted former sheriff promotes his improbable race for Arizona's open Senate seat during a visit to the border fence in Naco, Arizona. Michael was a follower of the Yahweh ben Yahweh cult, a black-supremacist religious sect in Florida. In 1990, the feds charged Michael and over a dozen fellow cult members with conspiracy related to brutal murders in Florida. Alongside Arpaio and Michael in the video is an independent Senate candidate in Massachusetts, Shiva Ayyadurai, who shared the live video on Twitter. Born in India, Ayyadurai is a scientist and MIT graduate who claims that he invented email. He began his Senate campaign as a Republican before switching to run as an independent. Ayyadurai’s campaign uses the slogan, “Defeat #FakeIndian Elizabeth Warren,” as a derogatory jab at his Democratic opponent. “First of all, I’m from Massachusetts, so of course I’m supporting this great guy,” Arpaio says of Ayyadurai in the video. “He’s gonna win.” Michael says, “We’re at the border right here, between Arizona and Mexico.” He turns to Arpaio to ask if he has anything to say to the camera. The aging former sheriff brings up his law enforcement background. “It’s great to see the border again; I haven’t seen it in a while,” Arpaio says. 

If you've got any info on who's paying Symonette's travel bills to Trump rallies, email [email protected] or [email protected]

For a second, Donald Trump seemed to be backing off his vitriolic attacks on the free press. After five journalists were massacred at the Annapolis Capital Gazette, Trump briefly toned down his slurs. He even invited New York Times publisher A.G. Sulzburger to the White House to clear the air. But it didn't last.

Trump quickly returned to his Stalinist, enemies-of-the-people label for journalists and then lied about his meeting with Sulzburger to insist that truthful reporting is "fake news." Those insults have a real effect, and that fact was never frighteningly clearer than at Trump's rally last night in Tampa, where an unhinged-looking mob screamed insults and waved middle fingers at journalists, particularly CNN's chief White House correspondent, Jim Acosta.

The scene left many political watchers deeply shaken, including Acosta:

Just a sample of the sad scene we faced at the Trump rally in Tampa. I’m very worried that the hostility whipped up by Trump and some in conservative media will result in somebody getting hurt. We should not treat our fellow Americans this way. The press is not the enemy. pic.twitter.com/IhSRw5Ui3R— Jim Acosta (@Acosta) August 1, 2018

But most national press watchers didn't notice who was right at the center of that mob hurling invective at Acosta and his colleagues: Yep, it was Michael the Black Man, AKA Maurice Symonette, a former member of Miami's murderous Yahweh ben Yawheh cult who once faced charges of conspiring in the group's murders.

That's him with his instantly recognizable "Blacks for Trump" sign:

.@Acosta is trying to do a stand-up at #trumptampa and the crowd is booing and chanting “CNN sucks” behind him. pic.twitter.com/XiULajB1Li— Emily L. Mahoney (@mahoneysthename) July 31, 2018

Symonette has been a mainstay at Florida Trump rallies and over the past year has popped up at other Trump-linked events around the nation. Just last week, he flew to Arizona to film a video at the border with disgraced former sheriff Joe Arpaio. Trump's staff regularly gives Symonette front-and-center seats where he waves his black-and-white sign on national television.

Here's some background on Symonette from New Times' earlier reporting on him:

He's also a former member of the murderous Yahweh ben Yahweh cult, which was led by the charismatic preacher Hulon Mitchell Jr., who was charged by the feds in 1990 with conspiracy in killings that included a gruesome beheading in the Everglades. Michael, along with 15 other Yahweh followers, was charged for allegedly conspiring in two murders; his brother, who was also in the cult, told jurors that Michael had helped beat one man who was later killed and stuck a sharpened stick into another man's eyeball. But jurors found Michael (and six other Yahweh followers) innocent. They sent Mitchell away for 20 years in the federal pen. In the years that followed, he changed his last name to Symonette, made a career as a musician, started a radio station in Miami and then re-invented himself as Michael the Black Man, an anti-gay, anti-liberal preacher with a golden instinct for getting on TV at GOP events. He's planned events with Rick Santorum and gotten cable news play for bashing Obama. Since 1997, he's been charged with grand theft auto, carrying a weapon onto an airplane and threatening a police officer, but never convicted in any of those cases. 

In other words, he's exactly the kind of guy you might not want to drive into a blind rage at journalists who are just trying to do their jobs. Yet there he was in Tampa, right in the middle of the crowd screaming at Acosta — who, incidentally, took time to talk to the crowds who were so angry with him:

After each live shot, @Acosta would walk down and politely talk to the people who just heckled him. He talked to one group for at least 15 minutes. pic.twitter.com/J26nlxfD6k— Christopher Heath (@CHeathWFTV) August 1, 2018

There are two safe bets on this topic going forward: Trump won't stop throwing insults at the media, and wherever the president is whipping up that anger, Michael the Black Man will probably be there with his signs, happily taking the bait.

[mightyflamethrower]

Biden’s ironically named Inflation Reduction Act (IRA) was supposed to create millions of green jobs and launch the “sustainable power” industry.

Subsidies flowed to support electric vehicles, wind farms, and solar energy.  We have been covering the slowdown in the EV market, and residents of the East Coast are questioning all the promises made by the wind energy companies after the Vineyard Wind blade failure.

Now, it’s time to turn our attention to solar power. SunPower, the company that provides solar panels to many Californian homes in the sunny Coachella Valley area, filed for bankruptcy this week.

It is the latest development in a saga that has seen the company facing numerous serious and seemingly escalating challenges over the past several months, including allegations about executives’ misconduct related to the company’s financial statements and a recent decision that SunPower would no longer offer new solar leases. Days after the latter announcement, Coachella Valley-based Renova Energy, which markets and installs SunPower systems, said it was ending its partnership with SunPower and temporarily pausing operations after not receiving required payments from SunPower. SunPower’s executive chairman wrote in a letter posted on the company’s website on Monday that the company had reached an agreement to sell certain divisions of its business and suggested it was looking for one or more buyers to take on the rest, including the company’s responsibilities to maintain solar systems it has previously sold or leased.

It is important to note that SunPower was the industry’s “darling” to understand the magnitude of this development.

Founded in 1985 by a Stanford professor, SunPower was, for the past two decades, a darling of the solar industry. The company helped build America’s biggest solar plant, called Solar Star and located near Rosamond, California, and has installed solar panels on more than 100,000 homes. The company’s stock price has fluctuated dramatically, peaking during the solar stock frenzy of late 2007. As recently as January 2021, SunPower’s valuation momentarily reached $10 billion, buoyed by the expansion of its residential solar panels program. But since then, the company’s value has cratered — and this year, its situation became particularly dire.

It is also important to note that earlier this month, the bankruptcy of a solar-powered company in South Florida created an array of problems on the South Coast of California. Subcontractors are scrambling to find ways to guarantee payment for work on homes with equipment from the firm.

Meanwhile, homeowners are regretting their misplaced trust in eco-activists and city officials.

The business — Electriq Power Inc. — was putting solar panels and batteries on Santa Barbara rooftops at no expense to homeowners and with the blessings of the cities of Santa Barbara, Goleta, and Carpinteria. But then Electriq filed Chapter 7 on May 3, freezing all its operations. This prompted one of its subcontractors, Axiom 360 of Grover Beach, to place mechanics liens on homes for which it had yet to be paid. This preserves Axiom’s options for full payment of its installation work and is not unusual among contractors. But for homeowners who didn’t expect any financial outlay, it came as a shock, especially as the recording notice lists foreclosure in 90 days among the penalties. “You’re helping the environment. You’re not paying high rates to Southern California Edison,” said homeowner Randy Freed, explaining why he signed on to Electriq’s PoweredUp Goleta program. He was pleased with the savings in the solar array and storage batteries, but then he received the mechanics lien in June. The possibility of foreclosure was unanticipated, Freed said, and he’d relied on the cities’ endorsements. “It’s a great program; we’ve checked them out,” he recalled the cities saying on a postcard he received.

Hot Air's Beege Welborne takes an in-depth look at the cascade of warnings that indicate SunPower and the residential solar market are in serious trouble. She also hits on a point that is true for all green energy schemes: Today’s technology cannot keep up with the promises being made about tomorrow.

The technology side still hasn’t ironed itself out and may never with as saturated as the market is. With interest rates as high as they are and home prices through the roof, no one wants to pay a fortune for something that’s not rock solid. …That “sustainable” growth is only possible once all the artificial supports are knocked away and the technology proves viable and worth the cost once and for all.

Of course, the solar industry isn’t helped by the fact that the cost savings for customers aren’t quite as lavish as originally promised.

[allthegeopolitics]

Conspiracy theorist Alex Jones has asked a U.S. judge to convert his bankruptcy into a Chapter 7 liquidation, a move that would kick-start the selling off of his assets, including his stake in Free Speech Systems, the parent company of Infowars, in an effort to pay off the Sandy Hook settlement. Jones is on the hook for a massive US$1.5-billion legal settlement owed to the families of Sandy Hook victims after they sued him for defamation. Jones claimed for years on his Infowars website that the 2o12 Sandy Hook school shooting, which killed 20 students and six staff members, was pulled off by crisis actors as part of a plot to seize Americans’ guns. Jones has since acknowledged that the massacre was real. Two years after courts in Texas and Connecticut found Jones liable for defamation and emotional distress, the families of Sandy Hook victims still have not seen a single cent of the settlement they’re owed. Jones filed for Chapter 11 bankruptcy shortly after the settlements were awarded, which allowed him to retain control of his assets while working to restructure his debt.

Continue Reading

[titanomancy]

End of an era.

[follow-up-news]

Right-wing conspiracy theorist Alex Jones on Thursday moved to liquidate his personal assets, agreeing to demands from the families of Sandy Hook victims whom he owes more than $1.5 billion in damages over his lies about the 2012 school massacre. The seismic move paves the way for a future in which Jones no longer owns Infowars, the influential conspiracy empire he founded in the late 1990s. Over the years, Jones has not only used the media company to poison the public discourse with vile lies and conspiracy theories, but also to enrich himself to the tune of millions of dollars. Prior to Thursday, Jones had resisted converting his personal bankruptcy into a Chapter 7 liquidation. But facing mounting legal pressure, he reversed course and caved to the demands of the Sandy Hook families, who have still not seen a penny from Jones since juries in Connecticut and Texas found him liable in 2022 for defamation and emotional distress. His lawyers said in a filing that there was “no reasonable prospect for a successful reorganization” and that continuing down the path would only result in additional expenses incurred by Jones.

[jay-weller]

The Effects Of Bankruptcy On Homeownership

The Effects Of Bankruptcy On Homeownership - #jayweller #bankruptcy, #Bankruptcyassistance, #Bankruptcyattorney, #BankruptcyLawyer, #Chapter13, #Chapter7, #FilingForBankruptcy, #Tampa, #WellerLegalGroup - https://www.jayweller.com/the-effects-of-bankruptcy-on-homeownership/

[lewisjurnovoypensacola]

Taking the First Step to Filing Bankruptcy

Lewis and Jurnovoy 1100 North Palafox St Pensacola, FL 32501 (850) 432-9110 https://www.LewisandJurnovoy.com

Lewis and Jurnovoy is a local law office serving the Florida Panhandle for over 20 years. We specialize in bankruptcy law, including Chapter 7 and Chapter 13 bankruptcy. We will work to achieve the best financial remedy for your outstanding debts.