#bank term funding program

[jeromepowell]

Rest in peace to a real one 🙏🏻👆🏻💯

[mostlysignssomeportents]

Bank Term Funding Program is a zombie-bank life-support program

The new Fed facility allows banks to borrow against their Treasuries and agencies at par, not at market value. That's a way of extending support to banks that have failed at Banking 101 and mismanaged their interest rate risk. What that should tell everyone is that the game plan for dealing with this crisis is basically the same as in 2008:  extend and pretend. Specifically, banks will be given all sort of support to enable them to avoid immediate loss recognition (as many would be in prompt corrective action territory if their securities portfolios were marked to market) and to claw their way back to solvency through retained earnings. In 2008, the extend and pretend was about bank's loan portfolios. Now we're just repeated the song in the key of securities.

-Adam Levitin at Credit Slips

[the-cimmerians]

Today, ProPublica reports on yet another big change that stands to solve a decades-long problem we first learned about back in 2016, closing a huge loophole that allowed states to divert federal antipoverty funds to governors’ pet projects, like promoting abstinence, holding “heathy marriage” classes that did nothing to prevent out-of-wedlock births, funding anti-abortion “clinics” to lie about abortion “risks,” sending middle-class kids to private colleges, and other schemes only tangentially related to helping poor kids. It’s the same loophole that Mississippi officials tried to drive a truck through to divert welfare funds to former sportsball man Brett Favre’s alma mater, for a volleyball palace. [ ]

The agency has proposed new rules — open for public comment until December 1 — aimed at nudging states to actually use TANF funds to give cash to needy parents, not fill budget holes or punish poor people.

One change will put an end to the scheme Utah used to substitute LDS church funds for welfare, by prohibiting states

from counting charitable giving by private organizations, such as churches and food banks, as “state” spending on welfare, a practice that has allowed legislatures to budget less for programs for low-income families while still claiming to meet federal minimums.

Another new rule will put the kibosh on using TANF to fund child protective services or foster care programs, which are not what TANF is supposed to be for, damn it.

And then there’s the simple matter of making sure that funds for needy families go to needy families, not to pet projects that have little to do with poverty:

The reforms would also redefine the term “needy” to refer only to families with incomes at or below 200% of the federal poverty line. Currently, some states spend TANF money on programs like college scholarships — or volleyball stadiums — that benefit more affluent people.

[slyandthefamilybook]

since we now know that all those "my blog is safe for Jewish people" posts are bullshit, here are some Jewish organizations you can donate to if you actually want to prove you support Jews. put up or shut up

FIGHTING HUNGER

Masbia - Kosher soup kitchens in New York

MAZON - Practices and promotes a multifaceted approach to hunger relief, recognizing the importance of responding to hungry peoples' immediate need for nutrition and sustenance while also working to advance long-term solutions

Tomchei Shabbos - Provides food and other supplies so that poor Jews can celebrate the Sabbath and the Jewish holidays

FINANCIAL AID

Ahavas Yisrael - Providing aid for low-income Jews in Baltimore

Hebrew Free Loan Society - Provides interest-free loans to low-income Jews in New York and more

GLOBAL AID

American Jewish Joint Distribution Committee - Offers aid to Jewish populations in Central and Eastern Europe as well as in the Middle East through a network of social and community assistance programs. In addition, the JDC contributes millions of dollars in disaster relief and development assistance to non-Jewish communities

American Jewish World Service - Fighting poverty and advancing human rights around the world

Hebrew Immigrant Aid Society - Providing aid to immigrants and refugees around the world

Jewish World Watch - Dedicated to fighting genocides around the world

MEDICAL AID

Sharsheret - Support for cancer patients, especially breast cancer

SOCIAL SERVICES

The Aleph Institute - Provides support and supplies for Jews in prison and their families, and helps Jewish convicts reintegrate into society

Bet Tzedek - Free legal services in LA

Bikur Cholim - Providing support including kosher food for Jews who have been hospitalized in the US, Australia, Canada, Brazil, and Israel

Blue Card Fund - Critical aid for holocaust survivors

Chai Lifeline - An org that's very close to my heart. They help families with members with disabilities in Baltimore

Chana - Support network for Jews in Baltimore facing domestic violence, sexual abuse, and elder abuse

Community Alliance for Jewish-Affiliated Cemetaries - Care of abandoned and at-risk Jewish cemetaries

Crown Heights Central Jewish Community Council - Provides services to community residents including assistance to the elderly, housing, employment and job training, youth services, and a food bank

Hands On Tzedakah - Supports essential safety-net programs addressing hunger, poverty, health care and disaster relief, as well as scholarship support to students in need

Hebrew Free Burial Association

Jewish Board of Family and Children's Services - Programs include early childhood and learning, children and adolescent services, mental health outpatient clinics for teenagers, people living with developmental disabilities, adults living with mental illness, domestic violence and preventive services, housing, Jewish community services, counseling, volunteering, and professional and leadership development

Jewish Caring Network - Providing aid for families facing serious illnesses

Jewish Family Service - Food security, housing stability, mental health counseling, aging care, employment support, refugee resettlement, chaplaincy, and disability services

Jewish Relief Agency - Serving low-income families in Philadelphia

Jewish Social Services Agency - Supporting people’s mental health, helping people with disabilities find meaningful jobs, caring for older adults so they can safely age at home, and offering dignity and comfort to hospice patients

Jewish Women's Foundation Metropolitan Chicago - Aiding Jewish women in Chicago

Metropolitan Council on Jewish Poverty - Crisis intervention and family violence services, housing development funds, food programs, career services, and home services

Misaskim - Jewish death and burial services

Our Place - Mentoring troubled Jewish adolescents and to bring awareness of substance abuse to teens and children

Tiferes Golda - Special education for Jewish girls in Baltimore

Yachad - Support for Jews with disabilities

[ivys-garden]

Today on "what has he done"?

1. Ended birthright citizenship. This is unconstitutional.

2. Pardoned almost 1600 capital rioters who tried to overthrow the government

3. Plans to withdraw from WHO due to how much America pays them... nations choose how much they send to WHO and America could choose to send less. He knows this. He intentionally hid the truth. He wants to make sure no other country can influence his actions in America at the cost of thousands who will now die from disease as no other country can make up the difference to fund WHO as the largest economy pulls out.

4. Declared a national emergency at the border with Mexico. Apparently asylum seekers and refugees could completely overthrow the country. Despite the fact that they benefit the economy and are less likely to commit crimes

5. Withdraws from the Paris agreement. Again, America set their own goals in the agreement. He could have changed them but instead he'd like to fuck everyone else over. Climate change is happening, that is an observable fact. Don't Let anyone tell you otherwise.

6. Revoked the electric car mandate and opens the door for more oil drilling to "stop the energy crisis". He ignores that oil drills can't be established safely in this short a time.

7. Stops all American assistance programs for 90 days so he can "review them". Probably just looking at what countries would suck up to him and cutting everyone else off.

8. Removing sections on Israeli settlers in the west bank who are actively kicking Arabs of their land and attacking them.

9. Removing Bidens descion to remove Cuba from the lost of countries who fund terrorism. Cuba does not fund terrorism. This would be like adding Ireland to this list because the IRA used to exist.

10. Wants more people using the death penalty. The death penalty is more expensive than life in prison. Oh and is inhumane.

11. Stops his ban on tiktok temporarily. Former tiktok employees have admitted the ban was a political stunt and now tiktok is restricting access of terms like "fascism" in America.

12. Creates the Department of Government Efficency. Presidents cannot make departments through excetative orders.

13. Ended programs regarding to gender. Calls basic rights for trans people "gender ideology ". declears there "are only too genders" so hermaphrodites and native American two spirits don't exist I guess. There have been third genders for all of human history across the world. Same with trans people. Remember Americas, if the government asks you if you know a trans person, no you don't!

14. Declares cartels terrorists. They literally aren't by definition and the last time America tried to stop terrorism in another country you got Afghanistan.

15. Said a bunch of other bullshit about cist of living of that. Plans to impose Tariffs, taxes AMERICANS are forced to pay on foreign goods. You know, most of the goods in the country. He just wants to stop international trade he doesn't care about the cost of living. If he did he wouldn't be buddies with billionaires

[dandelionsresilience]

Dandelion News - December 8-14

Like these weekly compilations? Tip me at $kaybarr1735 or check out my Dandelion Doodles for 50% off this month!

1. Rooftop Solar Keeps Getting More Accessible Across Incomes

“The long-term trend is that the median income for a household with rooftop solar is getting closer almost every year to that of the median income for owner-occupied households.”

2. Endangered seabirds return to Pacific island after century-long absence

“"No native species were harmed during the removal of invasive rats from Kamaka Island,” Esposito said. […] The team also collected and planted native sedges and grasses while removing invasive trees to enhance nesting conditions.”

3. First-of-its-kind crew welfare measure adopted at Pacific fisheries summit

“The new measure establishes minimum standards on board, including access to clean food and water, medical care, and sleeping quarters. It stipulates that workers have “unfettered access” to their identity documents […] and “unmonitored access to communication devices to seek assistance.””

4. Greyhound racing is increasingly rare worldwide. New Zealand now plans to outlaw the practice

“New Zealand’s government rushed through a law to prevent dogs from being killed while the industry winds down, unless a veterinarian deems it unavoidable. This will prevent owners from euthanizing dogs for economic reasons, Peters said.”

5. Possible Win-Win for Wildlife Management and Food Security

“Wild-harvested meat donation programs can help improve food insecurity while also helping manage overabundance of wildlife species like white-tailed deer[…. In one program,] hunters donated 600,000 meals. But that’s only 5.7% of the amount of venison that food donation facilities could use, according to the Food Bank Council of Michigan. The researchers say this suggests there’s room for scaling up these programs.”

6. Poll of American Farmers Shows Strong, Widespread Support for Increased Farm Bill Conservation Funding

“The polling, which surveyed over 500 farmers and ranchers across the country, found broad support for continuing and increasing funding for climate-smart agriculture conservation programs.”

7. Long-distance friendships enhance trust in conservation efforts

“Relative to a person with no long-distance friends, having even just one friend in another village led to a 15% increase in conservation activities such as beach cleanups, reporting illegal fishing practices and educating others about sustainable resource management.”

8. Two major Sunshine State airports make switch to 100 pct renewables

“Power for operations ranging from lighting and air conditioning to escalators and charging stations will be provided from renewable energy projects [...] at the beginning of 2025, ensuring clean energy operations for the more than 8 million passenger journeys averaged each year.”

9. Expansion of federally subsidized public housing may offer a path out of LA's homelessness crisis

“[… A] half-cent sales tax [was] recently approved by L.A. County voters expected to generate $1 billion per year to address homelessness. […] “Metros with higher concentrations of federally financed public housing tend to have lower rates of unsheltered homelessness," Schachner said.”

10. $20 Million Available to Advance Habitat Restoration Priorities of Tribes and Underserved Communities

“Through this funding, NOAA will help support community-driven habitat restoration and build the capacity of tribes and underserved communities to more fully participate in restoration activities.”

December 1-7 news here | (all credit for images and written material can be found at the source linked; I don���t claim credit for anything but curating.)

[clarisse0o]

Camp Wiegman-Part 45

Lucy Bronze x Ona Batlle

Alternative Universe : Military School

Words : 6k

Masterlist

———————————————————————

Thursday, February 4th; 9:30 AM - Parking.

Lucy revved her car up to the entrance where my mother was waiting for us. She was talking to the elderly lady at the reception, someone I’ve always liked. One of the few here, actually.

"Move to the back."

"What? Why?"

"You’re not seriously going to let your mother sit in the back, are you?"

The back door opened at the same time. Before I had a chance to react, my mother climbed onto the seat and closed the door.

"This is quite a car you have!"

"Thanks," she smiled proudly. "But you don’t have to sit in the back. Ona will give you her seat."

"Oh no! I’m perfectly fine here. And for the love of God, stop being so formal with me! It makes me feel ten years older."

I held back a laugh as I saw Lucy's expression. She definitely wasn’t expecting that response, unlike me. My mother has always been very friendly with my friends, even when we’re not on the best terms. Lucy gave up the battle and resumed driving through the streets of Manchester. On the way, she suggested we take a stroll down a pedestrian street, which seemed to delight my mother. I was pleased as well since I hadn’t had a chance to visit it yet.

"So... How long have you been doing this job?" my mother asked.

"This is my fourth year," Lucy replied. "I was trained for a year. I became independent quickly."

"Is this what you’ve always wanted to do?"

"Oh no," she chuckled. "It’s just a transitional job. My best friend and I are working on a project. We plan to start our own business."

The news caught me off guard, and I had a hard time hiding my surprise. She had never mentioned this to me before. Starting a business is a big deal. It takes a lot of motivation, but I’m not worried about Lucy in that regard.

"In what field?" my mother continued.

"Sports," she smiled. "We’re planning to open a gym with training programs and classes," Lucy explained. "Everything’s starting to come together... If all goes well, this will be my last year at Camp Wiegman."

"What!? Seriously?" I exclaimed, unable to hold back.

Silence fell after my unexpected reaction. It was already a lot to learn about her project, but finding out that this would be her last year? It was a complete shock. Lucy glanced at me briefly with a small smile.

"Sorry for breaking the news this way. We were struggling with the bank, but I just found out a few days ago that our funds to start the business have been released. So, it’s recent news."

"Hum..."

"Oh, don’t look so down. You know what you need to do now."

"What do you mean?"

"Well, you have no choice but to get your diploma this year. I want us to leave this school together."

"Of course... Things aren’t looking too good right now, though," I muttered.

"Defeatist. Just because you started this second semester off poorly doesn’t mean you won’t get your diploma. I’m going to make you work, just watch. We’ll even start tonight," she announced, making me groan.

"Seriously?" I complained. "Oh crap, speaking of studying! I had exams today and tomorrow!" I realized. "What am I going to do!? Do you think they’ll let me make them up?"

"Of course," she rolled her eyes. "That’s good news. We can study the subjects together this weekend."

What did she just say? Judging by the way she stiffened, she seemed to realize her big mistake. There’s no way we’re spending weekends together. She glanced at me out of the corner of her eye, making me uncomfortable. I noticed her hands tightening on the steering wheel as my mother questioned us.

"This weekend?"

"Wiegman requires me to stay at school when Ona is there," Lucy replied instinctively.

I released the breath I had been holding until then. I had forgotten that Lucy knew how to get out of awkward situations. The best part is, she does it without lying. I immediately backed her up by continuing:

"Bronze knows I struggle with some subjects, so she sometimes keeps me at school to work on my courses together," I said, fully aware that Lucy keeps me without official permission.

"Is that why you don’t come home as often?" my mother asked. "Joan keeps asking about you."

Joan... Oh my God, I’ve completely forgotten about him these past few days! I was so obsessed with my problems that I didn’t even think about my little brother. I felt a wave of regret. I sighed, running my hand through my hair.

"I’ll call him as soon as I can... How is he?"

"He’s fine."

"And the truth?"

I saw surprise in her eyes through the rearview mirror. As if a simple "he’s fine" would satisfy me. I hadn’t checked in on my brother for a month. The least I could do was ask now. Especially since he’s probably been feeling down, not having seen me for a while.

"He’s been having a lot of tantrums since you’ve been gone, and he sleeps in your bed a lot... he misses you terribly. You should come back to Barcelona sometime. This weekend, for example. We’re going away for the weekend with Marcus. You’ll have the house to yourself."

"When exactly are you leaving...?"

"You won’t see me if that’s your question. We’re leaving Friday afternoon and returning Sunday evening."

A small smile crept onto my lips. I discreetly glanced at Lucy, who had the same reaction as me. She must know what I’m thinking. I haven’t set foot in Barcelona for a month since she forbade me because of Feli. It’s about time I went back, and if she can come with me, that would be just perfect. It’s not an opportunity that will come up often.

"It’s not up to me to decide that kind of thing," I simply replied. "As I just told you, Bronze has the final say on my outings. We’ll have to discuss it first."

"We’ll talk about it when we get back," Lucy confirmed. "For now, wipe that silly smile off your face. I haven’t said yes yet. I just told you that you need to study."

"Oh come on! Think about my brother," I said, pulling an adorable pout.

"Playing the puppy dog, really Ona? You should know that’s not going to make me soften up."

I groaned, crossing my arms. She hasn’t said yes, but she hasn’t said no either. So, I still have hope. If it was a no, she would have already said so. Or maybe she’s uncomfortable with my mother’s presence and doesn’t dare say it. That’s one possibility. I can tell she’s not as comfortable as usual.

"Stop it," she growled.

"Stop what? I’m not doing anything."

"Yes, you are. You’re looking at me. It’s distracting me."

I hadn’t even realized it. To annoy her, I kept doing it while leaning against the car door. She furrowed her brow but didn’t take her eyes off the road. I smiled at the sight. Lucy is such a beautiful young woman. I’m lucky to have her. We finally arrived at a red light near downtown, where she took the opportunity to push down on my knee that I had lifted up.

- "Sorry," I mumbled, feeling sheepish.

She sighed softly, engaging the handbrake and shifting into neutral. The traffic lights here always take a while. I’m starting to know my way around this city, having come here so often. She turned slightly to look at me.

- "Just because you're banged up doesn’t mean you’re getting special treatment."

- "Oh, I know that, don’t worry about it, Commander!"

She rolled her eyes dramatically. It's crazy how much I enjoy provoking her. She seems to hate that nickname even more than before. Good to know if I want to tease her. I suppressed my smile at the thought, not wanting to provoke her further.

- "Sorry, I can’t help it."

- "Hmm."

She settled back into her seat as it was time to drive again. I did the same, glancing into the rearview mirror. Bad idea, as I caught my mom’s eyes staring at me with a strange expression. I pretended not to notice and focused on the suddenly heavy traffic.

- "Where exactly are we going?" I asked.

- "To the pedestrian zone downtown. It’s nice to see. There are also some good restaurants if you’re interested."

- "We trust you completely," my mom replied.

Lucy managed to get us out of the traffic jams thanks to her knowledge of the side streets. I should memorize them one day if I plan to live here. Then again, with my sense of direction, I’d probably still get lost. Lucy finally parked in a spot that wasn’t too crowded or too far from where we were headed. I took a deep breath before getting out. Here goes my first mother-daughter moment in ages.

Thursday, February 4th; 12:30 PM - Restaurant.

This morning was full of surprises. I’m still struggling to process it all. Just yesterday, I was on bad terms with both my mom and Lucy, and now, here I am, sitting with them around a table. I expected the morning to be a disaster, but against all odds, it went smoothly. No one brought up any sensitive topics, which was for the best. Even so, it was exhausting. I could have collapsed on the table when we arrived, but I restrained myself to avoid Lucy’s reprimands. For some reason, she kept putting me in my place in front of my mom. I guess she just wanted to assert her role, but her reactions were often over the top.

In any case, I’m glad it’s all over. My mom insisted on going shopping. The street was lined with stores, so she wanted to enter every one that had something she liked in the windows. Let’s just say I’ve never shopped this much in one morning, let alone with my mom. Lucy was probably right in saying that she was trying to rebuild our relationship. She bought me a ton of clothes. I definitely have enough to restock my school wardrobe. I started to enjoy it once Lucy joined forces with my mom. She was lucky to have Lucy help me survive the onslaught. Lucy also gave me her opinions whenever my mom wasn’t looking. The fittings were difficult with my injuries. My abdominal pain was so intense that Lucy had to help me more than once. Luckily, my mom was too busy finding me new outfits to notice.

- "Have you decided what to order?"

We all looked at each other before nodding to the waiter. I settled on a Caesar salad, not feeling very hungry today. Lucy seemed to be on the same page since she ordered the same thing. My mom chose salmon. The waiter jotted down our orders and left.

- "Are you sure you girls don’t want anything else?"

- "I’m not very hungry."

- "That’s surprising, you’re usually always hungry," Lucy teased.

- "Hey! That’s not true!"

- "It is. You’re a bottomless pit," she said, raising an eyebrow.

I stuck my tongue out at her and puffed out my cheeks. She pinched them playfully. Damn, she’s way too adorable.

- "I’m surprised to see Ona so open with you," my mom commented.

- "It wasn’t easy," Lucy replied honestly with a smile. "It started with floor scrubbing and arguments—"

- "Don’t exaggerate," I interrupted. "You just made me  clean a bathroom and some toilets," I retorted.

- "Oh no, scrubbing is the right word," she insisted with a mischievous smile. "I’ve never seen anyone do it so well. Anyone else would have done a sloppy job."

Is she joking? I remember that day like it was yesterday! It was my second day, and she pushed me to the limit by making me clean a locker room after my classes. I didn’t think my work was perfect, but Lucy had stopped me. I thought it was because it was time to eat, but it looks like I was wrong.

- "Don’t make that face. It was a good lesson for you back then. You taught me that you could be very meticulous."

- "You were testing me?" I asked, offended.

- "It was more of an assessment. Anyway," she continued before I could respond, "all Ona needed was a bit of attention, and I gave it to her. It was my job as a supervisor, but I quickly grew attached to her and her story. That’s what built her trust in me."

- "She confided in you?" my mom asked.

- "Yes, mom," I answered myself. "I confided in her."

- "I wanted her to see a therapist for a long time, but if I had known all she needed was a lovely young instructor, I would have changed my approach," my mom joked.

Lucy laughed at her comment, while I found myself embarrassed. A strange feeling washed over me. She’d never been so complimentary about my friends before. And we’d never managed to have such a pleasant time together. If it happened before, I don’t remember. It felt like Lucy’s presence changed everything, and that made me happy.

- "To be honest, I also considered that idea for a while," Lucy admitted once she calmed down. "I mean, about the therapist," she clarified. "But knowing Ona, I knew she would resist, so I didn’t even bother suggesting it."

- "Good thing you didn’t!" I replied. "I’m not sick; I don’t need to see a doctor."

- "No one said you were sick," she rolled her eyes. "It’s just that seeing a therapist might have helped. I sensed you were in a dark place more than once, and it could have done you some good, but whatever."

- "Hmm," I sulked slightly. "Just so you know, I’d much rather confide in you or Mapi than in some stranger in a lab coat."

- "Oh my," Lucy mocked, quickly joined by my mom.

I didn’t understand why they were laughing. Maybe my reaction was exaggerated, but that’s how I feel. There’s no way I’m talking about my problems with a stranger, even though I’ve gotten better about it. Back when I first came back, the idea was unthinkable. I shut down just at the thought of outside help. I barely left my room, so there was no way I was going to venture outside the house. My mom eventually gave up, realizing I wouldn’t change my mind on the matter. I turned to Lucy, who gave me a sad smile. Her sorrowful eyes affected me deeply. I didn’t mean to make her sad, but I’m so relieved that someone finally knows my secret. A weight has been lifted off my shoulders, but it’s clear it has been placed on hers instead. I hope she’ll be able to process it quickly. Thankfully, the server arrived with our meals, ending our discussion. That concluded the conversation as we wished each other a good meal and began eating. My mom restarted the conversation after clearing her throat.

- "So… this might not be the right time to bring this up, but… I’m curious why you chose management as a class option. I imagine Lucy had something to do with that choice."

- "That’s a slippery slope, mom," I warned. "The last time we brought this up was at Christmas, and it didn’t end well."

- "You didn’t tell me about that," Lucy whispered, making sure only I could hear.

I glanced at her out of the corner of my eye, remembering that I hadn’t mentioned it to her. Mapi wanted me to call her that very night, but I didn’t want to. It was a holiday, and there was no way I was going to bother her with my problems. I hadn’t brought it up again since.

- "I’m not going to judge your choices anymore, Ona," my mom continued. "It was just a simple question because it’s surprising. You were never very fond of math, as far as I remember."

"I didn’t like science either," I retorted. "But if you really want to know, it was a purely strategic choice. Management is always useful. Especially when you want to become independent quickly. »

I feel Lucy’s hand tighten on my thigh. She’s probably afraid I might lose control. She’s probably right, as I tend to snap when it comes to my mother. Her touch instantly calms me and even reassures me. I know I’m not alone.

“You want to go into the art field, don’t you?” she asks me.

“If I may,” Lucy interjects, “I’m the one who encouraged her in that direction. It might be a risky choice, but…”

She pauses for a moment to look at me before continuing with a smile on her lips.

“I would’ve preferred to tell her first, but you’re her mother, so you have the right to know as well… I’ve got a good chance of finding her some support to get started in that field.”

Her announcement makes me choke. I’m not sure I heard her correctly. Lucy helps me as I cough, patting my back and handing me a glass of water. I down it in one gulp to clear my throat, while she discreetly rests her hand back on my thigh.

“I didn’t think it would have such an effect on you,” she laughs.

“What do you mean by ‘support’?”

“I have a friend who knows people in the field. I gave him one of your sketchbooks.”

“You did what?!” I exclaim.

“Oh, listen to me before fixating on that detail,” she scolds. “He passed it on to an expert who thinks you’re very promising! You could thank me instead of complaining.”

“Where did you find it?”

“Maybe in your closet full of sketchbooks?”

She went through my closet… in my room? When? Did she see all the drawings I’ve done in recent weeks? Damn. I blush just thinking about it. I lower my head to avoid my mother noticing. Most of the sketches are of her, or places and landscapes we’ve seen together, from every possible angle. Deep down, I was desperate and just wanted to reconnect with her. My art is always better when my feelings are involved.

“I took the least personal one,” she tells me, tightening her grip on my thigh.

“You saw everything…” I breathe out as if it’s obvious.

I can’t believe it. I would’ve preferred if she had asked me before doing something like that. It’s way too personal. Yet, I can’t even be mad at her.

“What would happen if the professional took an interest in Ona?” my mother finally asks.

“I’m not exactly sure. My friend mentioned mentoring her or possibly helping her get into an art school to refine her skills. The man was very interested and plans to show it to his boss. There’s a good chance they might take her under their wing. Anyway, the most important thing is that she gets a foot in the door so she can start and get noticed.”

I’m still struggling to believe it. If she did all that, it’s to give me a golden opportunity for my future. I don’t know who her friend is, but I’ll have to thank him properly. My mother seems completely understanding of what Lucy is saying. It’s very surprising. I didn’t think she’d take it so well when she’s always preferred me to follow in her footsteps.

“I guess if it works out, she’ll stay here?”

“It’s up to her to decide…”

“I’m likely to stay here in almost any case, Mom. I like it here, and my new friends all have plans to settle down here. It’ll be my fresh start. It’s what you wanted, right?”

I’ve never been so clear about what I want for my future as I am today. The others talk about it all the time. I already know Alexia will do anything to stay here to be with Jenni. She’s subtly trying to convince her sister to stay too. As for Leah and Alessia, they already live here. Just like Lotte, who lives with her father at the school, along with Patri and Claudia. And then, of course, there’s Lucy. She’s my main motivation for wanting to stay. I’m not sure I want to live with her right away, for fear that things might move too quickly, but I’ll find a way to stay here regardless.

“I guess you’ve already made up your mind…”

“I never said that,” I sigh. “I’m just thinking about it, that’s all. You’re the one who sent me here. I just created the life I like.”

“It’s obvious,” she smiles sadly. “I haven’t seen you this happy in a long time. That’s why I want to thank Lucy, who’s surely a big part of that. Especially with her hand on your thigh at this very moment.”

Damn. How did she notice? Lucy was so discreet. She immediately removes her hand, making my mother smile. I don’t even dare look to the side. I’m sure Lucy is just as panicked as I am.

“T-that's not what-, Lucy stammers.

“Oh, come on,” my mother interrupts her. “I wasn’t born yesterday! I already knew about Mapi, if you’re still wondering, Ona.”

I open my mouth to speak, but my mother beats me to it.

“I don’t blame you for keeping quiet. I completely understand why, given our situation, but try not to lie to me again. You tried to be discreet all morning, but your looks and gestures when my back was turned were obvious.”

“I swear I-,” my girlfriend tries.

“You still dare to deny it?” my mother gently teases.

Lucy sighs and finally looks at me. I’ve never seen her like this… So embarrassed? Worried? Her behavior affects me even more than before. She nervously runs her hand through her hair.

“Fine,” she says. “I’ll be honest then. I tried to ignore your daughter, but I simply couldn’t.”

“Please, feel free to address me informally. You’ve done so well up until now.”

Lucy grimaces slightly. The situation must be different for her now. I’ve never seen her so uncomfortable. It’s my turn to place my hand on her thigh to reassure her. I thought she would remove it, but she doesn’t. She takes it and intertwines our fingers. I didn’t think we’d have to have this conversation so soon.

“If you want to report me to Wiegman, I’ll accept the consequences, but there’s no way I’m staying away from your daughter.”

I hadn’t even thought of that. I look at my mother with a panicked expression. Would she dare? Her face is unreadable until a small smile appears on her lips.

“That was never my intention. Ona would never forgive me if I did something like that,” she says with a genuine smile. “It’s a beautiful gesture of love, in any case. My intention was just to confirm my suspicions, and it seems I was right.”

Lucy’s grip on my hand loosens slightly. I think her wave of panic has passed. She gently caresses the knuckles she had just been crushing.

“So… I mean, it doesn’t bother you that we’re together…?” I ask uncertainly.

“Why would it? Ona, I know we didn’t always see eye to eye, but I’ve never wanted anything but your happiness, even if you have a hard time understanding that. If Lucy is the one who makes you happy, I’m not going to stand in your way. I should be thanking her for bringing my daughter back.”

“There’s nothing to thank me for. She makes me just as happy.”

I don’t know what to say. So my mother knew all along, and I didn’t even realize it. Maybe Mapi told her, or maybe I’m less predictable to her than I thought. We weren’t on good terms, but her opinion still mattered to me. It could have completely torn our relationship apart, which is why I was afraid to tell her. In any case, this conversation was unexpected. Dimples form on my girlfriend’s cheeks as she smiles. I lean in to kiss her, not caring if my mother is watching. It doesn’t last long, but it’s enough to convey all my gratitude for facing this with me.

“So, how long have you two been together?”

Lucy and I look at each other for a moment before a small laugh escapes us. It’s probably the tension releasing.

“To be honest… Only since last night,” Lucy admits.

“Oh… I expected it to be longer than that,” my mother says with a hint of disappointment. “And how old are you? If it’s not too intrusive.”

“Mom,” I groan, rolling my eyes.

“It’s okay, Ona,” Lucy giggles. “I’m turning twenty-six this year. I’m older, but it’s never bothered us until now. Ona is very mature for her age… Stubborn when she wants to be, but mature.”

This is the first time she’s ever said that. I didn’t know she thought that about me. She usually calls me a “cheeky kid.” I look at my mother to see her reaction. She just smiles and nods. She doesn’t seem to want to contest it. She was always interested in the people in my life, which is why I was afraid to tell her about my orientation. When I was a teenager, I sometimes brought home a few boys, and that was the only time she asked questions and seemed to care about me.

“It seems you’ve found your rare gem, Ona.”

“I hope so. She scares me sometimes, but otherwise she’s perfect.”

- "Hey!" complains my girlfriend.

- "Sorry, but I used to think of you as a tyrant at first," I admitted.

- "Nice," she mutters.

Our conversation is interrupted by laughter, not from us, but from my mother. We look at her, unsure of how to react. I gently stroke Lucy's hand with a smile.

- "You two are adorable. Since yesterday, you say? You don’t seem like it, given how you act around each other."

- "We kind of delayed things because of me," Lucy admits, briefly glancing at me.

- "You're definitely welcome in Barcelona this weekend, since that's probably what's going to happen," my mom teases us.

- "That wasn't my intention..."

- "But you knew I was going to suggest it," I said. "You're not going to make me beg, are you? She’s giving you her blessing!"

- "And why not?" she raises an eyebrow. "If I'm supposedly a tyrant, you might as well beg."

- "You’re impossible."

- "And you're a fool."

I groan in frustration. I’m sure she would be capable of saying no. I move closer and kiss her on the cheek.

- "I’m sorry for thinking that. You know, of course, that I don’t believe it anymore. Now that you’ve had your apology... Will you come to Barcelona with me? Please?"

- "Hmm... I don't know," she teases with a smirk.

- "My mom is giving you permission to come," I repeated desperately.

Seeing that she only responds with a smug smile, I pout and return to my meal. I have to let go of her hand to pick up my fork, which doesn’t seem to please her. But I don't like being teased this much either. I hope she won’t refuse to let me go home if she decides not to come. My priority is to see Joan now. I wouldn’t want her to be mad at me for forgetting him.

- "We’ll talk about it later, okay?" she says more calmly.

- "It’s already decided. Either you come with me, or I go alone," I muttered.

Lucy sighs, catching my attention. I know she won’t let me go alone given the circumstances.

- "Fine. You win."

- "Really?" I asked, more excitedly than I meant to.

- "I suppose, yeah," she says, shrugging nonchalantly. "If I’m allowed," she adds, looking at my mom.

- "I don't see any problem with it. My daughter is an adult; she’s old enough to handle her love life."

- "See! So, you’re coming with me?"

- "Alright, alright."

- "Oh my God!" I exclaimed, jumping into her arms. "You’re the best!"

A sharp pain shoots through me because of my position, but it doesn’t stop me from kissing her cheek repeatedly. I’ve wanted her to see my world for so long. Now, that’s one thing that will finally happen.

- "But I haven't forgotten about your studying."

- "Are you serious?" I groaned. "Can’t you leave your responsible side behind for once?"

- "No. I’m not repeating a year because of you."

- "I’m not asking you to do that."

- "But I’m not letting you repeat a year on your own either. Who knows what kind of disaster that would be. I guess we can study tonight and tomorrow."

- "Good idea. That way we can relax this weekend."

- "That depends on how much you get done."

I roll my eyes as she laughs. Well, she’s right anyway. I didn’t start my second semester off well, and I need to get to work if I want to succeed. Especially after what Lucy just told me about my future. The rest of the meal continues mainly with conversations between my mom and my girlfriend. My mom is very interested in Lucy’s life and, surprisingly, in mine here as well. Maybe we’re finally ready to move forward. I still think Lucy’s presence has a lot to do with it. My mom must really like her. She’s nothing like Feli or my other boyfriends. She’s smart and full of charisma. I’m lucky she chose me as her girlfriend. To think she’s helping to solve all my problems with my mom.

Thursday, February 4th; 4:00 PM - Lucy’s Room.

I smile as Lucy collapses onto her bed just after we enter her room. For a day that was supposed to be relaxing, it was surprisingly busy. We just got back. Lucy kindly offered to drop my mom off at the airport after lunch. They connected immediately. We stayed with her until she took off. My mom took the opportunity to buy our tickets for this weekend. She got three after we discussed it with Lucy. I noticed she was uncomfortable with the idea of coming to Barcelona, so I suggested we bring Ingrid along. I like her, and I’ve heard she’s getting closer to Mapi. It’s a chance to thank her and make up for things.

- "This day was so unexpected," Lucy comments, pulling me out of what must have been an intense stare.

Her smile widens, probably thinking I was watching her. I blush and look away. That’s probably not the best way to prove otherwise, but it was an automatic reaction.

- "Yeah... I-I’m going to call Mapi. I’ll let her know we’re coming to Barcelona this weekend."

- "I think your mom was afraid I’d change my mind, which is why she bought the tickets," she laughs.

- "Probably. She really liked you."

- "Isn’t that a good thing?"

- "I don’t care what she thinks."

She sits down to take off her shoes. Meanwhile, I grab my phone from the nightstand drawer. Lucy tosses her shoes onto the floor, creating a loud noise, before lying back against her pillow with a satisfied sigh.

- "You know, Ona. You can lie to anyone you want, but definitely not to me," she smiles.

- "Alright... Maybe it matters a little."

She giggles and pats the spot next to her. I don’t like that she can read me so well. It feels like I can’t hide anything from her.

- "I expected your mom to be more difficult," she confesses. "She really cares about you, you know."

- "I know," I sighed.

I sit on the edge of the bed to take off my shoes, which quickly join Lucy’s on the floor. As soon as they’re off, I gasp in surprise when she pulls me back.

- "Gently," I grumbled. "I’m still recovering!"

- "Oh, sorry hermosa," she says, freezing me in her arms.

This new nickname from her feels almost strange. She presses herself against my back, burying her head in my hair.

- "Are you okay?" she whispers.

- "Yeah," I sighed.

I turn over, groaning as I move. The painkiller is starting to wear off. But I smile when she kisses my forehead.

- "Are you still in a lot of pain?"

- "It’s manageable," I say, running a hand through my hair.

She looks at me in a way that makes me finally see what she’s feeling. I wonder how she used to hide her emotions so well.

"I’m going to put more cream on you, and you’ll take another painkiller with dinner. That should keep you comfortable through the night. »

- "It's not necessary."

- "Don't argue," she says as she gets up. "You've been complaining about the pain all day, so you're going to let me take care of you."

- "Fine," I relented.

It's hard to argue when she's already in the bathroom getting the cream. I take advantage of her absence to lie down in the middle of the bed and lift my shirt up to just below my chest.

- "I'll take this opportunity to call Mapi, if you don't mind. She's going to give me an earful for not being in touch," I added.

- "Go ahead," she says, straddling me. "I told her I'd allow you to call in the next few days. Maybe you'll be spared since she thinks I was the one keeping you from it."

- "I doubt she believed that," I giggled.

I can't help but look at Lucy with soft, tender eyes. She seems so different from usual. She's much more... open. Maybe I wasn't the most closed-off one between us after all. I must be looking at her strangely, given the way she starts to smile.

- "What? Is something bothering you?"

- "No," I said, blushing. "It's just that you're acting differently."

- "In a good way, I hope?"

- "Oh yes, yes," I stammered.

- "Well... You'd better get used to it... At least in private, of course."

My eyes linger on her hands, now covered in cream.

- "Make your call. She's just waiting for you to do it."

I nod as I dial her number, feeling a slight knot in my stomach. I'm dreading her reaction after my long week of silence. She has every right to be upset with me. The call connects just as Lucy's hands rest on my sides.

- "Wow! A call from my Onita? I thought I was hallucinating. Is it really you?"

- "Hello to you too, Mapi... Yes, it's me," I rolled my eyes.

- "Oh, well it's a good thing it's you. Just so you know, I'm hurt by your radio silence, Ona."

- "It wasn't my fault."

- "Of course. What did you always tell me...? Oh yes, I remember. 'When there's a will, there's a way.' Isn't that right?"

What was I thinking? It was obvious she'd be upset. I close my eyes as a shiver runs through me, thanks to Lucy's gentle touches. It's such a contrast to the harsh, resentful words my best friend just said.

- "If you keep pouting, I'll hang up without sharing the good news."

- "Good news?" she scoffs. "Who am I talking to? Whoever you are, give me back my best friend. She hasn't had good news to share in weeks."

- "Okay, fine, you win. I'm hanging up."

- "Oh, there it is! I think I recognize my Onita now!"

I roll my eyes in amusement as I hear her laugh. There's some commotion in the background, and I frown, realizing she's not alone. It's rare for her to be with anyone since her breakup; she had isolated herself.

- "Who are you with?"

- "Miller and Bryan. They're helping me with a project for class. They send their regards."

- "Oh, that's unexpected. You're not in for an easy time with them. Say hi to them for me too."

- "I have to spend time with people since you're not here. And you'd be surprised. They're actually decent help, against all odds."

There it is, the remark I was expecting. Mapi can be very bitter when she wants to be.

- "I'm sorry, Maps," I say, focusing on my stomach where Lucy's fingers are still working. I'm trying to make it up to her, but she won't let me get a word in edgewise.

I didn't know Lucy was so skilled at massages. It's making it hard to concentrate. My stomach is still covered in bruises, but she's being very careful not to hurt me.

- "Hey, Batlle!"

- "Hmm?" I responded absentmindedly.

- "You sound... quite occupied," she teases. "Maybe I should hang up instead of waiting for your apologies."

- "Sorry," I groaned. "I was just focused on something else."

Lucy chuckles at my response, finally looking up at me. I blush at the thought of what she might be thinking.

- "Oh, and what's so distracting that you're ignoring me, again?"

- "I'm not ignoring you," I rolled my eyes.

- "Hmm... Sure, whatever you say," she mutters. "Anyway, what's this good news? Since you couldn't manage to write to me for a whole week, you better tell me you talked with Lucy."

- "That's actually the good news, sort of," I replied, locking eyes with Lucy.

I bite my lip as I feel Lucy's hands move up my sides, a very sensitive spot for me since I'm extremely ticklish. I wonder if she can hear what Mapi's saying.

- "Explain. You owe me that much, I think."

- "Everything's sorted out. The good news is that I'm coming home to Barcelona this weekend, and she's coming with me."

- "Oh really, yo-... Wait. What!?" she exclaimed.

I smiled, imagining the expression she must have. I'd pay a lot to see it. I can hear the guys teasing her in the background.

- "She just figured it out?" Lucy asks me.

- "I think so."

- "Put her on speaker."

I comply, pressing the button before placing the phone beside us.

- "I assume you're with her? How could you hide this from me? Since when!? It's a disgrace! I’ve been supporting your relationship from the beginning and putting up with your broken hearts! I should have been informed the next hour!"

- "Calm down. It's very recent," Lucy replies.

- "Lucy!" she exclaims in surprise. "No, but seriously! I'm both mad at you and happy for you at the same time. You'd better take care of my best friend, and as for you, Ona, you'd better tell me everything! I want all the details!"

- "There she goes, we've lost her," Lucy jokes. "I don't need your threats to do that, you know," she retorts. "You've already done enough, and I've already had to face Ona's mom's threats."

- "It's thanks to my threats that you're together, in a way. Hey, wait. What did you say? Abby? What's this all about?"

- "It's a very long story," I say just as Lucy applies cream to my bruised eye.

- "You two are so mean to me," Mapi responds. "How dare you hide everything from me, of all people?"

- "We're not hiding anything from you. We'll explain everything this weekend, I promise."

- "Pff, yeah, whatever. It doesn't change the fact that you'd better take care of Ona, or you'll be hearing from me!"

- "Don't worry about that."

I chuckle as Lucy rolls her eyes. She smiles at me before leaning down to kiss me. We must not be very discreet because it triggers a disgusted noise on the other end of the phone.

- "Please, don't do that while I'm still on the line."

- "What's wrong, Mapi?" Lucy teases. "Isn't this what you wanted?"

- "Oh yes, but I'd rather not hear your kisses and cuddles. It's depressing for a single person."

- "As far as I know, you won't be single much longer."

- "What do you mean?" I asked. "Since when does Lucy know more than I do?"

- "Since you've been missing in action, duh."

- "Very petty revenge, Mapi. Once again, it's Lucy who didn't want me to text you at night."

- "No, it's not that I didn't want you to. It's just that you needed to sleep earlier, and she preferred being in Alexia's room before."

- "Yeah, whatever. Doesn't matter. Now that I'm here, is what she just said true?"

- "Of course," Lucy answers. "Mapi is just scared to take the plunge with Ingrid."

- "Lucy!" my best friend exclaims. "I thought that was supposed to stay between us!"

- "Oops?"

I giggle as Mapi sighs in frustration. So, she's scared to date my instructor. That's new and very unexpected.

- "You'd better stop stalling, Mapi. Ingrid won't chase after you forever," Lucy tells her.

- "I know," she sighs. "But it's complicated with the distance and all. I'd prefer to talk to her face to face."

- "It's your lucky day because she's coming with us this weekend."

- "What!?"

- "You heard right. I know you told her you'd give her a chance when you saw each other again, so if you want my advice, start coming up with convincing arguments. Ingrid can be a very difficult woman when she wants to be."

- "Wha-"

- "Don't say we never did you a favor. Now, I'd like to spend the rest of this afternoon with my girlfriend, if you don't mind."

- "No, no, wait, please! Don't hang u-"

- "Goodnight, Mapi."

I look at Lucy curiously as she hangs up on Mapi. She's not going to appreciate that. What bothers me more, though, is that Lucy knows more than I do.

- "What did I miss?"

- "Mapi is scared and keeps pushing things back. A bit like me. The situation is starting to frustrate Ingrid, and I just gave her some golden information. She'd better use it because Ingrid can be very unforgiving."

- "Oh... I guess she's afraid to open her heart again."

- "I don't know Mapi well enough to understand her reasons," she shrugs. "She just confided in me because I know Ingrid, and you weren't around."

- "Hmm... I hope things work out for them."

- "I'm sure they will. I said Ingrid was unforgiving, not heartless," she smiles. "She might just make Mapi sweat a little, if you know what I mean."

- "I know exactly what you mean."

I laugh against Lucy's lips as she comes in for another kiss. She doesn't stay long, though, as she gets up to return to the bathroom to put away the cream and wash her hands. Meanwhile, I don't dare move since I'm covered in cream everywhere, and I don't want to risk getting it all over. She comes back shortly after to put away my phone and then lies down next to me again. I smile as she wraps her arms around me. I hope Mapi finds the same happiness I've found. It's the best I can wish for her. One thing is certain, though: this weekend is going to be very interesting.

[bitchesgetriches]

Cheat on Your Bank—It’s Not Your Girlfriend

When it comes to banks, I am a proud philanderer. Practically a libertine! A player! I keep money here, I keep money there… it all depends on what’s most useful and effective for both my long- and short-term money goals. Here’s where I keep my money and why:

Bank 1: A large regional bank with lots of branches and ATMs in my area. Home of my checking and savings accounts. I keep these two accounts at the same bank so I can easily and quickly transfer between them.

Bank 2: An online-only bank. This is where I have the high yield savings account that I use as my emergency fund.

Bank 3: It’s fucking Vanguard, y’all. Birthplace of the low-cost index fund itself. Here I have my Roth IRA and non-retirement general brokerage account.

Bank 4: The bank my employer uses for employee retirement accounts. I don’t really have a choice on this one, so it’s just where my 401(k) lives.

Bank 5: Our beloved sponsor Acorns, because here at Bitches Get Riches, we practice what we preach. This is my happy little micro-investing account.

Start investing today with Acorns

Bank 6: Home of my very first credit card, Credit Card A. Because a long credit history is good for my credit score, I’ll likely never close this card. This is also where I keep the joint checking account I share with my husband for bills and household maintenance. This bank is the only one we share, as our finances are mostly separate.

Bank 7: Home of my second credit card, Credit Card B… which comes with a sweet rewards program.

Bank 8: Last but not least, this is a bank that specializes in small business banking. And it’s where Kitty and I keep the joint business checking account that we use for Bitches Get Riches.

That’s eight banks. I’m basically the titular boy in Brandy and Monica’s 1998 classic The Boy Is Mine.

Keep reading

[komsomolka]

Despite Israel’s ongoing brutal assault on the Gaza Strip and its 2.4 million Palestinians, Saudi Crown Prince Mohammed bin Salman (MbS) continues to pursue a controversial deal to normalize relations with the occupation state. Riyadh has persisted in deepening relations with Tel Aviv in multiple sectors despite receiving ‘death threats’ from opponents of normalization in the kingdom.

So why, then, does the crown prince insist on trudging down this unpopular path unless he believes that establishing ties with Israel is crucial for securing his ascendency to the Saudi throne? [...]

The two states share several strategic goals. Saudi Arabia is opposed to the regional Axis of Resistance, which includes Iran, Syria, Hezbollah, Ansarallah, Hamas, and other non-state actors, and has implemented repressive measures against the Palestinian resistance. The kingdom has for years targeted supporters of Hamas and individuals funneling funds to the Palestinian territories. This includes the arrest of more than 60 Palestinians in 2019, some of them Hamas officials and Saudi nationals who received lengthy prison terms.

As recently as May, Saudi Arabia stepped up its campaign to arrest social media users in the kingdom who attacked Israel online – this after more than 34,000 Palestinians had been killed in relentless Israeli airstrikes on population centers.

From the sidelines, Saudi Arabia has also supported the normalization efforts of Bahrain and Sudan while offering the occupied West Bank-based Palestinian Authority (PA) economic incentives to collaborate further with Israel. [...]

Economic normalization is crucial for MbS’s coveted Vision 2030 project, which aims to transform the kingdom’s economy and institute social liberalization. The deal with Israel includes opening Saudi airspace to Israeli flights and encouraging Israeli investment in Saudi heritage sites. Jared Kushner, the architect of the 2020 Abraham Accords, has played a prominent role in these efforts, working to establish an investment corridor between Riyadh and Tel Aviv.

Among the most ambitious projects is the fiber optic cable linking Tel Aviv to Persian Gulf countries, as well as a planned railway expansion that would connect Saudi Arabia to Israel via Jordan. Ibrahim contends that the Palestinian resistance’s Al-Aqsa Flood operation last October disrupted these plans, placing a whole host of these economic projects in jeopardy: The Al-Aqsa Flood came and thwarted this project and disrupted it for an unknown period. Therefore, the Saudi regime, along with the US and the Israeli entity, was the first to feel that the Al-Aqsa Flood was directed primarily at the normalization project in the region.

Cultural and media strategies have played an advanced role in acclimating Saudis to normalization with Israel. Since the events of 11 September 2001, Saudi Arabia has worked on revising its education curricula, gradually removing references to Israel as an enemy and promoting a more neutral stance on the occupation state. Art and media have also played a role, with Saudi TV channels airing programs that subtly promote peace with Israel.

The media, in particular, has been a powerful tool in shaping public perception, with Saudi outlets often hosting Israeli officials and broadcasting reports from within the kingdom. This propaganda campaign has aimed to create a climate conducive to normalization, although public support for such a move has fluctuated, especially after the events of 7 October.

At the heart of the crown prince’s Vision 2030 is his desire to position Saudi Arabia as a global sports hub. The Public Investment Fund, Saudi Arabia’s sovereign wealth fund, leads this expansive project by purchasing major foreign sports franchises and hosting international sporting events in the kingdom.

The sports sector has been yet another tool of soft normalization, paving the way for official Israeli teams to appear in Saudi Arabia, where they raise the occupation state’s flag and sing its national anthem. Official matches and competitions are held between Saudi and Israeli players, and the Saudi national football team has even participated in matches held in the occupied West Bank.

[delulu-with-wandanat]

International Affair

Welcome to my shameless self-insert series🤭 Part 1 | Part 2 | Part 3 | Part 4 | Last

Reader Description: Masculine style, They/He, AFAB, International Student, 20 Years Old. Sometimes will be describe using masculine terms (man, boy, handsome, etc)

Pairings: Wanda Maximoff x InternationalStudent!Reader

Warnings: Specified age gap (Wanda is 34).

Summary: For their summer break, Y/n decided to spend it in a little town called Westview. It was there when they met Wanda Maximoff. A woman in her 30s with two kids, who seems to be attracted to the college student despite being married.

New York University's tuition was fucking ass. It really is, at a whopping $64,000 tuition fee per year. And that's only the tuition fee, the total estimate of studying in NYU plus living cost was probably over $90,000. Exactly it's fucking insane. Despite receiving a sponsorship from their parent's good friend and also financial aid from NYU, he still needed to figure out how to pay it back.

Sometimes they feel like smacking their head for choosing to study in a city where it's known for its back bank breaking living cost. Can you blame him though? Those tall buildings, shining lights, bustling nightlife, sounds of gunshots, and a huge opportunity for a creative person such as themselves, along with a dash of capitalism. Y/n couldn't help but be fascinated. That American dream that he had been chasing since he saw the Devil Wears Prada.

It was now summer vacation. Instead of going home for the summer, Y/n decided to join this Homeshare Summer program. Basically an elderly person provides home for students to share during the summer. The benefits are plenty, but most notably, cheaper housing rent. His roommates also joined this program, together they sublease their apartment. Adding extra funds to their breaking bank account.

In return, the students must help their elderly host with basic domestic needs. Mostly light household tasks; preparing and sharing meals, tidying up, chores, walking a pet, etc.

Y/n ended up matching with someone in a small town called Westview somewhere in New Jersey. As much as he loves New York, he wanted to spend his summer somewhere else in America.

He matched with a lovely widow named Melina Vostokoff. He learned that she has 2 daughters, both whom are adults with their own respective career. She needed a companion, understandably so, and Y/n was more than happy to assist her in anyway she might need.

"Y/n." Melina called.

"Yes, Mrs. Vostokoff?" Y/n looked up from their laptop, they were sitting on the dinner table editing some footage.

"Oh dear, please, I told you to call me Melina."

"Sorry, Melina. Force of habit." He said with a smile. "What's up?"

"Would you please send all this batches of cookies around the neighborhood? I already have a list of houses on where you can drop them." Melina is known for sharing batches of cookies for free around the neighborhood. Why? Out of kindness.

And also the fact that she loves baking, but ended up not being able to finish it all. So she shares them around the neighborhood.

"Sure, Melina! I'll do that right away."

So he sets of to drop off delicious dessert for Westview citizens. Melina had told them that this was a good chance to ask around for a summer job as well. Which is what he had initially planned to do anyway. Finally they reached the last house, Maximoff Household. They weren't so lucky with the other neighbors, but last one's a charm right? He rang the doorbell.

A person then opens the door. "Hello, I was just-" Holyfucking shit. This woman was absolutely gorgeous.

"May I help you?" She ask, god her voice is sexy.

"Uhhh..." Snap out of it! "Sorry! I'm Y/n, I'm the student staying over the summer at Mrs. Vostokoff. She told me to drop off her Bi-Weekly batches of cookies."

Wanda wasn't stupid, she noticed their nervousness and found it adorable. "Lovely to meet you, Y/n. I'm Wanda, Wanda Maximoff." She offered her hand.

"Pleasure to make your acquaintance, Mrs. Maximoff." He shook her hand.

"Do you go to Westview University?" She was rather intrigued by the younger one.

"No, ma'am. I actually go to NYU, I'm studying film production."

Wanda raised an eyebrow and smiled. "How impressive. Though I must ask, why choose to spend your summer here?"

Damn... her smile.

"Mainly a much cheaper living cost, other than that I figured It'll be good for me to explore other parts of America. New Jersey is not far so it's a good place to start."

"Ah, an International student I see. Is it one of those Homeshare programs?"

"It is!" The student beamed.

What a charming smile he has, Wanda thought to herself. "Say, how old are you, Y/n." She ask while leaning against the door frame, her tone was... rather flirty.

"Um... I'll be turning 21 this year." Wanda hummed at the answer. For what reason Y/n doesn't know either. "Here are your cookies, ma'am." Well shit, he was getting nervous again. Obviously, Wanda staring at him with a look he can't quite pin.

"Oh! Thank you, dear. My sons absolutely love Melina's cookies." She took the container from them.

"Well that's no surprise, I could live off from those cookies alone." They said while laughing lightly. "So I take it you've lived here for a while?"

"Yes, I've lived here for years with my twin boys and husband." Damn it, they thought. "Anything you would like to know?"

"Yes actually! I've been looking for a summer job, but I haven’t had any luck."

"Well, lucky for you, a friend of mine who owns the Cafe in town is looking for a new Barista. She just recently opened the position."

"That's great news! Thank you so much for letting me know, Mrs. Maximoff." They said with a smile, Wanda had another idea in mind.

"However, I think they're only offering part-time. If you're looking for some extra work, I may need a few... help around the house. Would you be interested?" She asked with a devilish smile.

Y/n, being too excited at the possibility of finally landing a job, failed to notice the flirty undertone in Wanda's sentence. "Absolutely!"

"Splendid! Come over to my house tomorrow and we'll discuss the details."

"I will see you tomorrow, Mrs. Maximoff. Thank you again!" The young man said with a bright smile, he started walking backwards onto the sidewalk.

"See you tomorrow, Y/n." Once they turned their backs on her, Wanda bit her lip. She had multiple things in mind for Y/n to help her with.

I did a quick research on the law of international students working in the US. I didn't get into detail but it basically said yes but there are restrictions. So ignore the actual laws, and y'know just - whatever man it's a fanfic :') When I saw the estimated cost of studying in NYU i almost cried-

Also I hope you guys don’t mind I go with a more masculine reader for this one (i really want to be called a good boy by Wanda)

I hope the reader description doesn’t confuse you guys, if it does. Its ok, i self inserted myself and im very confused abt my gender-

[covid-safer-hotties]

Coronavirus vaccines, once free, are now pricey for uninsured people - Published Sept 3, 2024

As updated coronavirus vaccines hit U.S. pharmacy shelves, adults without health insurance are discovering the shots are no longer free, instead costing up to $200.

The federal Bridge Access Program covering the cost of coronavirus vaccines for uninsured and underinsured people ran out of funding. Now, Americans with low incomes are weighing whether they can afford to shore up immunity against an unpredictable virus that is no longer a public health emergency but continues to cause long-term complications and hospitalizations and kill tens of thousands of people a year.

The program’s elimination marks the latest tear in a safety net that once ensured people could protect themselves against the coronavirus regardless of their financial situation. Health experts worry that the paltry 22 percent rate of adults staying up-to-date on vaccines will erode further. And they fear that the roughly 25 million people without health insurance in the nation will be especially vulnerable to covid because they tend to be in poorer health and avoid medical care when sick.

Nicole Savant, a 33-year-old part-time paralegal and dog walker, lost her Medicaid benefits last year when her income rose. She wants the latest shot because she knows people who died of covid before the vaccines became available and because she faces a higher risk of severe disease being overweight.

She was floored when she was quoted $201.99 at an appointment to receive the vaccine at a St. Louis-area CVS. She wasn’t sure if she even had that much money in her bank account.

“I have so little money, and I have other needs as well, like monthly medications,” said Savant, who doubts she will get the vaccine if she has to pay out of pocket. “I would hope for the best, which I really don’t want to do.”

At least 34 million doses of last year’s vaccine were administered to adults, according to the Centers for Disease Control and Prevention. Of those, 1.5 million were funded through the Bridge Access Program, which was originally set to end this December, allowing vaccinations ahead of the usual winter wave.

But it expired ahead of schedule because Congress rescinded $6.1 billion in coronavirus emergency spending authority as part of a deal to avert a government shutdown. Congress also declined to fund the Biden administration’s proposal for a Vaccines for Adults program that could provide routine immunizations, including for the coronavirus, for free, similar to an existing Vaccines for Children program.

Private insurers, along with the Medicare and Medicaid government programs, are required to pay for coronavirus vaccines. The Bridge Access Program offered a backup option for people encountering insurance snags.

The CDC said it identified an additional $62 million to buy coronavirus vaccines targeting the latest variants for distribution through state and local health agencies — which local officials say is a sliver of the overall need. CDC spokeswoman Jasmine Reed said the partnership with state and local officials can provide shots to 1 million insured and underinsured Americans.

Raynard Washington, who leads the Mecklenburg County health department in North Carolina, said it’s difficult for financially strapped health agencies to tap their own funds for coronavirus vaccines. Under CDC contracts, health officials spend $78 a dose for the vaccine from the drug company Moderna and pay $100 for the version from Pfizer-BioNTech, compared with $15 to $20 for flu shots.

Washington, who also leads the Big Cities Health Coalition, an organization representing metropolitan health departments, said vaccine manufacturers should charge health departments less to help vaccinate more people without insurance.

“What’s at stake is we are reverting back to a system where a person’s financial ability to be able to pay will determine their ability to be healthy,” Washington said.

Pfizer and Moderna said their vaccines would be available through patient assistance programs that offer free vaccines, but spokespeople did not offer details on the scope and eligibility of those programs. Novavax, whose vaccine was approved by regulators last week, said it does not have a patient assistance program for the upcoming fall season. Moderna and Novavax did not respond to questions about the rate they charge health officials. Pfizer defended its pricing practices.

“Pfizer has priced the vaccine to ensure the price is consistent with the value delivered and with the goal of uninterrupted access for every American,” the company said in a statement provided by spokesman Kit Longley.

Community health centers that often provide low-cost care to uninsured people administered 24 million shots when the federal government provided them, according to the National Association of Community Health Centers. Now, the facilities will have to scale back those programs and rely on local health officials for vaccines, some of whom would have little to share, said Luis Padilla, the association’s chief health officer.

“This country doesn’t provide enough for public health infrastructure and resources,” Padilla said.

The approval of updated coronavirus vaccines on Aug. 22 sent some Americans dashing to get shots before the end of the month. The CDC webpage about the Bridge Access Program, until Friday, said it ended in August without making clear it funded only the previous vaccines, which could no longer be administered after the new shots were authorized.

Adrianna Ruiz, 32, and their girlfriend showed up Wednesday to a CVS appointment in Atlanta hoping to get vaccinated before a Labor Day weekend cross-country road trip to California to help a friend with cancer move their belongings.

Ruiz lost insurance after getting laid off from a nonprofit job in July but believed the vaccine would be free based on the CDC website. But a CVS employee confirmed the program was no longer in effect. Ruiz gets about $300 in weekly unemployment benefits.

“If I want to eat and pay bills, then I can’t afford to pay $200,” Ruiz said.

Instead of getting new shots, Ruiz looked up options to enroll in subsidized insurance plans during the road trip. And the precautions they are embracing on the journey, including taking a PCR test before embarking, wearing N95 respiratory masks at gas stations and packing lunches to eat on picnic blankets in parks, have become more urgent.

Shannon Donnell, a critical care nurse in New York, plans to eat the out-of-pocket costs of an updated coronavirus vaccine. She works on contract without health benefits and said the plans she qualified for through the state’s Affordable Care Act marketplace were too costly with $500 monthly premiums and a $5,000 deductible.

She believes in the urgency of vaccines after watching covid patients die while she worked in Manhattan during the devastating surge in spring 2020 and later cared for unvaccinated patients struggling to breathe in a Texas covid intensive care unit right as the shots arrived. Coronavirus patients no longer flood the intensive care units where she now works, but when they arrive, they are often immunocompromised or unvaccinated.

“It feels like health-care workers are still being left to fend for ourselves in many ways,” Donnell, 48, said. “No one is stepping up to say, ‘Hey, I’ll cover that for you’ before you go into your shift of covering covid patients.”

The Bridge Access Program also extended an opportunity for free coronavirus vaccines to international visitors and undocumented immigrants, who have limited health insurance options.

Vasu, a 56-year-old undocumented and uninsured immigrant in Chicago, hoped to get vaccinated again after hearing about friends getting sick, including one in his 30s whose symptoms lasted for months, and after the outbreak at the Democratic National Convention. A friend offered to pay for her vaccine when Vasu lamented in a Facebook message that the end of the Bridge Access Program left her “screwed.”

“We are talking about a large group of people who are going to lose access or are too nervous about accessing vaccines,” said Vasu, who spoke on the condition she be identified only by a middle name to avoid the scrutiny of immigration authorities. “The government keeps saying it’s your responsibility to be vaccinated. But you are not making it easy.”

The changing landscape for the coronavirus vaccine stands in stark contrast to 2021 and 2022 when free shots were widely distributed. But the urgency of vaccination has subsided as the virus’s toll lessens now that nearly every American has built up immunity from previous infections or shots and hospitals are no longer overwhelmed. People 65 and older, who are at the highest risk of severe illness and death, qualify for free vaccines through Medicare.

Still, health officials recommend young and middle-aged adults receive updated coronavirus vaccines because most Americans have risk factors for complications and because the vaccine reduces the threat of the lingering debilitating symptoms of long covid.

Adriane Casalotti, chief of government and public affairs at the National Association of County and City Health Officials, said the success of the early distribution of coronavirus vaccines “showed us what can be done when you make vaccines accessible and easy to get.”

“But that shifted now,” she added. “We are back to the traditional health-care system we’ve had, and the struggles we’ve had in that health-care system.”

[butts-bouncing-on-the-beltway]

Projects continue apace. My current (Jan 2025) focuses are

Processing the paperwork for incorporation (LLC with long term goals of NFP or cooperative structuring)

Continuing to develop the Pilot Program for Community Food Forestry as a protective feature against food insecurity in the region (build greenhouse and continue to build modular chicken run, monitor hurricane and flood resilience, track supply capacity and timeline, plant appropriate food crops and companion flora, discuss "food fridge" shed affiliation with local food banks and coordinate to fund the construction, etc)

Purchasing equipment for long term growth and expansion (carpentry tools, looms and spinning wheels, sewing findings and notions, wire and bead work equipment, smoker and hot house, etc)

Continue monitoring and documenting Canine Behavioral Rehabilitation model for maintenance of recovery from stress-related reactivity (track recovery of current subjects, monitor the human-canine clinical interactions and their role in prognosis and recovery, document the process and identify common areas of resistance, setback, or difficulty, etc)

Document and create educational/outreach material for Stress Modeling and anti-psych community mental health initiatives/alternatives suggested by the research

Maintain access to infusions (current access to specialist who can prescribe is delayed until Sept. 2026 with some possibility of sooner availability via consultation with non-specialist care management) to manage the severity of my OH/dysautonomia symptoms and reduce my risk of falling/head trauma

If you want to help me with my work or support me in doing what I do, there are a few options!

I accept cash donations and can currently do so digitally via: Venmo at morbidly-queerious, CashApp at $RazTalks

You can send digital gift cards to the email subsistence_botanicals@proton.me from any of the following online shops: webstaurantstore.com, seedsavers.org, southernseeds.com, sowrightseeds.com, tractorsupply.com, rowhouseyarn.com, dickblick.com

It's not necessarily my preference due to the company practices, however here is an Amazon Wishlist for those who may prefer to purchase specific gifts or donations for the work. It includes low-, mid-, and high-budget options, and the most helpful items are typically either seeds or animal feed, but folks are always welcome to reach out and ask directly if there are any currently pressing needs!

As always, I would prefer people only support us if they can genuinely do so in comfort and without sacrifice. We do the work we are doing so that we and others can be safer, not for anyone to put themselves at risk to support us.

[coffee-at-annies]

I feel like I should take a page out of @patrichornkissed’s book and start shouting out local charities that are doing work in the area against the current administration. I know most of my followers are only interested in the city through the lens of the sports teams but idk some of us do actually live here.

For those who care about immigration I’ll shout out a couple places:

Casa San Jose is charity that serves the Latino community and operates as a resource center that provides youth programming, ESL classes, and support with legal and immigration proceedings.

City of Asylum Pittsburgh provides sanctuary to artists and writers who are under threats of persecution and death in their home countries. It also provides art education with free community poetry and jazz events.

JFCSPGH (Jewish Family & Community Services Pittsburgh) is a multi-entity organization that provides comprehensive social services for people of all backgrounds including counseling, career development, immigration legal services, and refugee resettling and support. Their career counselors are the people who helped me find my current job after I was laid off due to COVID. Currently there’s a refutation of Tr*mps executive order on their website. You can donate specifically to the cause/entity you most care about if you just want your money going to refugee services.

If you’d like to support queer charities, SistersPGH is a black and trans non-profit serving the southwestern PA community. They’re the ones who organized the non-corporate local pride parade.

Since its black history month, consider donating to a local bail fund. I don’t think I need to explain why bail funds are important, most of us were online during the BLM protests.

If food is your no. 1 charity concern consider donating to the Greater Pittsburgh Community Food Bank or 412 Food Rescue which takes in food that would become waste and connects it with people who are experiencing food insecurity.

If none of these charities appeal to you, consider looking up your own local chapter or local charities. Figure out who is doing the work in your own community and support them.

I would recommend supporting multiple charities in addition to any sports charities in terms of charitable giving and action. The Pittsburgh Penguins Foundation supports a lot of initiatives but it’s mostly focused on youth hockey and education, along with medical issues like cancer research through the Mario Lemieux Foundation. There’s nothing wrong with supporting these charities but it’s not the same as donating directly to black, trans, or immigrant causes directly. The Pens Foundation will likely shoutout and donate a portion of the proceeds to local black charities as part of tonight’s Black Hockey History Game. If you feel moved, consider donating to those charities directly so that they get more money.

[copperbadge]

Radio Free Monday

Good morning everyone, and welcome to Radio Free Monday!

Long one this week so I've broken out giving into two segments, "Personal" for individuals needing help and "Organization" for orgs that are fundraising.

Ways to Give, Personal:

mousedetective has been homeless since January; until recently she was in a safe parking program with her mother and trans daughter, but is now in need of safe housing and has been divided from her family, plus can't save when they're having to pay for short-term housing. They have a number of ways to give and an Amazon wishlist for supplies available; you can read more, reblog, and find giving information here or give via KoFi here.

Anon linked to a fundraiser for sobeautifullyobsessed, who has been homeless for some time and is raising funds to secure even temporary housing; she often has to sleep in her breakroom at work for the warmth. You can read more, reblog, and find giving information here or give via KoFi here.

Anon linked to a fundraiser for fatiguesupreme, who is facing eviction with her mother and needs help to fund a move as soon as possible; they have had to pay for car repairs and been unable to work without their car, and are just now getting back to work doing food delivery. You can read more, reblog, and find giving information here or give via KoFi here.

risingtograce linked to a fundraiser for a close friend, Erin, who was recently hit by a bus; they are currently in recovery and need to raise funds for living expenses while they are unable to work, plus medical bills. You can read more and share on Facebook here or give at GoFundMe here.

localdorkincombatboots is raising funds for help with bills, medical expenses, and housing for them and their family after several financial blows; you can read more, reblog, and find giving information here.

winteryserpent has had to take unpaid time off for illness, and is behind on bills; he's working again but struggling with bills and anxiety over bills, including an overdrawn bank account and a late internet bill. You can read more and give at GoFundMe here.

like-the-midnight-sun is a queer, multiply disabled Jewish conversion student; she and her wife, also queer and Jewish, are currently living in the US, are trying to move somewhere safer, and are fundraising for an international move to Norway. You can read more and give at GoFundMe here.

Ways to Give, Organization:

mxbuster linked to No Surrender, an Ottawa-based pet rescue which is raising funds for community support; they've collected dog coats that are being distributed to community members through a mutual-aid and food-sharing kitchen, and have the opportunity to buy bulk cold-weather clothing for dogs if they can raise $450. You can read more and find giving information at Facebook here.

melayneseahawk linked to Worlds Elsewhere Theatre Company, a socially distant and socially responsible digital theater which is going into its fourth season; their 2024 fundraiser is about to begin, and in the meantime they have several ways to support the theater one-off or on an ongoing basis. Giving supports production expenses, paying cast and crew, and fees for things like maintaining their nonprofit status legally. You can read more and give to the theatre here.

Recurring Needs:

mid-nighttiger linked to a fundraiser for a friend, Katherine, a cosplayer (501st and Rebel Legion, among others) who was in a serious car accident and has had a gofundme set up for her medical expenses; you can read more and reblog Mid-Nighttiger's post here or support the fundraiser here.

chingaderita's partner's family house recently caught fire and completely burned, killing his grandmother and causing extensive property loss; they're raising funds in part to help support their partner, who is understandably in a bad place emotionally and has since last week been laid off from his job. They're also in need of money for medications. You can read more, reblog, and support the fundraiser here.

rilee16 is raising funds to cover utilities after having to use bill money to cover rent and late fees; Rilee also needs to be able to pay for medication. You can read more, reblog, and find giving information here.

gwydion's very elderly car broke down in late October; the repair, to a cooling hose, has cheap parts but expensive labor, and ate most of zir budget for the month. Ze can't do without a car, being disabled, but can't afford to replace it either; ze's raising $280 to help cover bills and the repair. You can give via PayPal here.

gwydion linked to a fundraiser for Squirrel, a good friend who has recently lost his job and needs to raise about $800 to cover bills and food; Squirrel has had a lot of interviews and believes he will have an offer but won't start work until December. You can give via paypal here.

gwydion linked to a fundraiser for a friend, whose dog Rosie needs medical care, dental work, and special food; you can read more and give here at gofundme.

And this has been Radio Free Monday! Thank you for your time. You can post items for my attention at the Radio Free Monday submissions form. If you're new to fundraising, you may want to check out my guide to fundraising here.

[random-thought-depository]

I've signed up for a program that will pay me for doing in-home caretaking work for my mom's elderly partner (it's work I've already been doing for free for years, might as well get paid for it). I got my first paychecks yesterday and my bank cleared the funds by this morning!

I was owed a few months of back-pay because of how the application process worked (I started the application process November last year), so yesterday I went from having $70 in the bank to having almost $2700! My regular pay is going to be about $900 per month. It's not much, but it's a big step up from where I was a month ago both in terms of family/household income and in terms of my personal financial autonomy!

Lately I've had the frightening realization that I'm almost 40 now, my life for the last 10 years or so has resembled that of a bird atrophying in an austere cage, this state of affairs has enough inertia that there's no obvious inevitable end to it except me dying of old age or being social murdered (likely some combination of both), and even this low level of safety and comfort is fragile, the obvious plausible default ways my situation might change in the near future are that it gets much worse, e.g. that I quickly end up homeless after my elderly mom dies and her social security deposits stop coming. This realization frightened me enough that I have begun to make more systematic efforts to improve my life. That probably sounds like some Jordan Peterson bootstraps thing but actually a big part of the economic/financial side of this project for me is to stop listening to the neoliberal eligibility worker in my head, stop doing welfare avoidance, get a lot more strategic about leveraging the welfare system to try to get my family into better conditions. So far, my big project to improve the living conditions of my family and improve my own life has achieved two big successes:

- The thing I talked about in the first and second paragraphs of this post.

- I have spent my life from puberty up to now semi-voluntarily celibate, I think mostly because of a heterosexual male version of lesbian sheepitude induced by a combination of over-correction away from being a type of guy women complain about a lot, former bullied kid alief that other people are likely to experience me soliciting interaction with them as an irritation, and assessment that most women wouldn't want a male partner who starts with my socio-economic condition (poor and still lives with my mom). I would like to begin having an erotic life that at least occasionally includes sex with one or more other people, and to that end I have made a resolution to be more forward in expressing romantic/sexual attraction/desire. By doing this, I was able to make "Tumblr is a hook-up app" work for me, I have an appointment with a woman who wants to take my virginity in June!

These feel like good signs. My wings are not powerless and dead!

The next big thing on my agenda is to try to get my family out of our tiny overcrowded slum apartment and into a better place, one where we can have a kitchen, a bathroom we don't share with other tenants, and where I can have a private room. My mother and her partner are both elderly and I'm now an officially registered caretaking worker for my mom's partner, so I am hoping I can find some housing assistance for seniors program that will give them a better apartment and let me live in it too as a live-in caretaker.

[justinspoliticalcorner]

Oliver Milman at The Guardian:

A slew of falsehoods about Hurricane Helene, including claims of funds diverted from storm survivors to migrants and even that Democrats somehow directed the hurricane itself, have hampered the response to one of the deadliest hurricanes to ever hit the US, the nation’s top emergency official has warned.

Misinformation spread by Donald Trump, his supporters and others about the hurricane has shrouded the recovery effort for communities shattered by Helene, which tore through five states causing at least 230 deaths and tens of billions of dollars of damage. Many places, such as in western North Carolina, are still without a water supply, electricity, navigable roads or vital supplies. “It’s frankly disappointing we are having to deal with this narrative, the fact there are a few leaders having a hard time telling the difference between fact and fiction is creating an impedance to our ability to actually get people the help they need,” Deanne Criswell, administrator of the Federal Emergency Management Agency (Fema), told MSNBC on Monday. Trump has accused Joe Biden’s administration of “abandoning” people to the crisis and, baselessly, of being short of disaster relief funds due to money spent on undocumented migrants. Such claims are “frankly ridiculous” and creating a “truly dangerous narrative that is creating this fear” among affected people, Criswell said.

In multiple rallies in the past week, Trump has accused Biden and Kamala Harris of favoring migrants over disaster-hit areas. “They stole the Fema money, just like they stole it from a bank, so they could give it to their illegal immigrants that they want to have vote for them this season,” Trump has said. “Kamala spent all her Fema money, billions of dollars, on housing for illegal immigrants.” Trump added the places worst hit are “largely a Republican area so some people say they did it for that reason”.

JD Vance, Trump’s Republican running mate, echoed this theme on Monday, telling Fox News that Fema’s focus on migrants is “going to distract focus from their core job of helping American citizens in their time of need”. Last week, Stephen Miller, a far-right Trump adviser, said that “Kamala Harris turned Fema into an illegal alien resettlement agency”. Fema does, in fact, have a housing program that offers shelter to migrants leaving detention but this is separate from its disaster relief program. “No money is being diverted from disaster response needs. None,” the White House has stated. In remarks on Monday after speaking to Criswell by phone, Harris urged politicians to stop “playing games” with lives at stake. According to the White House pool, the vice-president said: “There’s a lot of misinformation being pushed out there by the former president about what is available, particularly for the survivors of Helene. First of all, it’s extraordinarily irresponsible. It’s about him, it’s not about you. The reality is Fema has so many resources that are available to those who desperately need them.” Congress recently provided an extra $20bn for disaster relief but Biden has warned that more funding will be needed to help the long-term recovery of places increasingly assailed by powerful storms fueled by global heating.

Other conspiracy theories and erroneous claims have swirled online and in areas affected by Helene, such as the assertion that Fema will give only $750 to individuals as a loan (it is, in fact, a grant, and can be followed by further claims for more than $40,000) or that the agency is seizing people’s land. Fema has, unusually, put up a web page to counter these claims, with a spokesman saying the misinformation is “extremely damaging” to response efforts as it deters people from seeking assistance. “We are going to continue to message aggressively so everyone understands what the facts are,” he said regarding the looming Hurricane Milton, which is set to hit Florida. Some social media posts spreading misinformation about the hurricanes called for militias to be formed to confront Fema workers, while other posts contained antisemitic hatred aimed at figures such as Esther Manheimer, mayor of Asheville, North Carolina, a city badly affected by the storm.

[...] So far, Biden has declared the federal government will pay for the entire cost of activities such as debris removal, search and rescue and food supplies for Florida, Georgia, North Carolina, South Carolina, Tennessee and Virginia. The president has also already approved disaster help for Florida ahead of Milton’s arrival. This approach has garnered some rare praise for Biden from Republican governors of affected states, with some Republican lawmakers calling for the conspiracy theories to abate. “Will you all help STOP this conspiracy theory junk that is floating all over Facebook and the internet about the floods,” Kevin Corbin, a Republican state senator for western North Carolina, posted on Facebook last week. “Please don’t let these crazy stories consume you or have you continually contact your elected officials to see if they are true.”

FEMA Chief Deanne Criswell calls out the dangerous misinformation about Hurricane Helene peddled by Donald Trump and right-wing media pundits. FEMA