#and life insurance

[sniperct]

fun fact, if you live with someone and they die, even if your spouse is their legal, blood daughter, the probate court might still make you sell the house even if you have nowhere else to go and can't afford rent and you're already dealing with a mess of your own medical issues and resulting debt(which is an entirely different stresser we've been dealing with over the last year), just to cover their debts!

fun fact 2, I still have a bankruptcy on my credit report so guess how hard it's going to be to get a mortgage, which would be a lot cheaper then rent!

[sarcasticmothdraws]

I'm realizing now that I could've saved these for like valentines day or something. Like bullshit these as valentine cards. Oh well.

[call-memissbrightside]

Imagine having to sit with Bakugo as he puts you on his insurance due to the fact that you have none and he has great coverage (due to being a hero and all)

It feels oddly domestic the way you and Katsuki go through the endless sheets of paperwork

You can’t help but giggle at how perfect his signature is, and he scowls at how yours isn’t even legible

“I’ll kick yer ass if the agency send all this shit back just because they can’t read your fuckin handwriting!”

The two of you were going strong in your relationship, more than just the typical boyfriend-girlfriend phase but not necessarily ready for being husband and wife just yet— you were finishing up getting your masters and Katsuki was now making high ranks in the hero world

Yet— Katsuki imagined your signature with his last name and how bad it’d look with your sloppy cursive… but his heart flutters at the idea

[chasemarsh]

Art commission by Nash Romi (aka door-insurance) 🥰🫶 Please hit him up for all your Chasemarsh needs!

[aivry]

.

[felsicveins]

Animus

[2readiscworld]

Hmm. Nanny ogg reading tarot off a pinup calendar is this something

[bamsara]

hot take but i think if someone's parent(s) have died the government should support the remaining child/adult children with financial stuff to the age 26 (the age it is for other adult children to remain on their parent's healthcare plans, car insurance, ect) because I should not have been paying bills or losing healthcare at 17

[honeypleasejustkillme]

every single time something good happens i’m always on edge, cuz it never stays good for long..

[beesarekindaswag]

Accidental Internet Fame

Gothamites filming a bat sighting : "Is that Nightwing? Doing flips for no reason?"

Danny, clutching a milkshake in one hand & scrolling tumblr with the other, passing by, deadpan: "Very acrobatic"

---------

Gotham Reporter after an attack by Mr Freeze : "Rogue, Mr Freeze has finally been defeated by the Batman but not without leaving a trail of destruction in his wake"

Sleep deprived teenager, unfazed : "Who fucked with the thermostat?" (He isn't complaining though, ice boy likes the cold)

--------

Joker, holding a group of hostages whilst doing his dramatic villain thing on livestream : "Tick tock, Batsy!"

The most clown hating teenager coming out of unconsciousness to see this shit : "If I kill you, do you think I'll get arrested or a medal?"

Gotham would 100% give him a medal if he did kill the joker.

--------

Just,,, Danny accidentally becoming this internet meme not as Phantom but as this random twink who keeps appearing in random videos & say either the stupidest or most unhinged shit.

Bonus points if he begins to look into cameras like he's on the office. Pretend his ghost powers let him know when he's being filmed or something and so one day when a rogue says something dumb during a monologue he just looks to where he knows a camera is with a "WTF" face.

[wildhannimal]

Before you pay that not-covered hospital bill:

I want to take a min to spread awareness for the No Surprises Act after noticing a reddit post earlier.

This protection for patients just popped up in the past couple years, and the one major downside is that it's up to the patients to speak up to make use of it, but not everyone knows what it is.

"If you have private health insurance, these new protections ban the most common types of surprise bills. If you’re uninsured or you decide not to use your health insurance for a service, under these protections, you can often get a good faith estimate of the cost of your care up front, before your visit."

Consumer fact sheet

Typically, health insurance companies will help pay for bills from "in-network" providers, AKA their VIP inner circle gang turf. They won't help pay if you get medical care from another gang's henchmen (out of network).

This means that sometimes, a person would go to the hospital, which they knew had been covered by their insurance before, so they expect it's going to be relatively affordable. But they didn't know that multiple medical "gangs" were working in the same hospital. Their anesthesiologist, for example, was from a different gang. That specialist was out of network even though the surgeon and nurses were all in network.

Boom. Big bill for thousands of dollars and their insurance refuses to help pay it.

But now we have this law! The No Surprises Act means that insurance companies need to cover "surprise" expenses (under certain conditions).

If you don't have health insurance, hospitals and clinics need to give you an accurate quote before you get services, then foot the bill if they were too far off the mark.

The Fact Sheet section (UPDATE: this consumer toolkit link is better) of the Centers for Medicare and Medicaid services have some wonderful user-friendly resources for you about health insurance and how this act works.

Keep in mind that Medicare and government-run programs always have weird rules for everything, so you might have different (yet similar) protections through those programs.

If you have a medical bill that wasn't covered by insurance and you think it might count as a surprise bill, please check out your rights and consider fighting it instead of letting it become a stressful expense or debt you can't repay.

Go here to start figuring things out for your situation:

Health insurance companies have way, waaaaay too much power over our lives. We need every drop of protection we can get - but it only counts as much as we can understand and use those protections!

[kaktusaufbalkon]

Tommy kissing Buck and then strolling off as if nothing happened, meanwhile Buck looks as if his whole world got capsized like the boat in the episode prior 😅 Buck bewildered indeed.

[thatsbelievable]

[dnpbeats]

how many times do you think phil lester clumsiest person alive has smacked the back of his head on the bondage bar 😔

[cozylittleartblog]

my ACEN tip gimmick has been fulfilled, aaand i got a little carried away with it. I haven't had time to draw for myself (or at all, really??) in like two weeks, i needed to Doodle and Have Fun. ... also, i did not think he would get so many donuts. people understand the value of giving treats to fictional characters :) its what he deserves

also shoutout to snazzyskeletons who had the same Tip Theme i did. we took pictures with our tip jars together. they are adorable v

i'm glad their vash got some donut money too :) 🍩 please check them out if you want some cute trigun stuff

[bamboo-bees]

nice 👍