#also if anyone happens to send me any u can specify or just leave it open

[umemiyan]

send me an emoji (or combination of emojis) and i’ll give you a headcanon about my selfship based on it!

[red-writes]

soft yan! shinsou x chubby! reader

summary: you keep receiving these letters in your mailbox from an unknown person, somehow you find yourself slowly falling for the creepy admirer until one day they decide to reveal themselves to you in the worst way possible—by looming over you while you sleep.

warnings: yandere behavior, insecurities, light smut.

Boo’s note: hi okay, this is dedicated to the annie that asked me for a shinsou fic, tbh I didn’t really know what to make it about bc u didn’t specify but here I hope you like it *^* uhh it’s also unedited im sorrrrry

Everyday at 7:00 am, the mailman drops off mail. Everyday at 7:10 am you’re rushing downstairs after stuffing half a bagel in your mouth to retrieve the stack of envelopes from the mailbox. The letters started appearing a month ago, pretty purple envelopes sealed with a cat sticker were amongst your mail everyday. You picked out the purple one and dropped the other unimportant, plain white envelopes on the coffee table. You took a seat on the couch and hurriedly opened it up.

My dearest love,

Last night I had a dream about you. You’re perfect face was smiling at me, you called my name and even held your hand out to me. You were so perfect I woke up crying. The more time that passes, the more I find myself falling deeper and deeper in the never-ending ocean that is you. So deep, so warm, comforting and gentle. Do you think that maybe one day, we could be happy together? That we could live a life together somewhere peaceful where you have me and I have you and that’s it. To me, that sounds like heaven, a world where the only person I only ever see is you. You’re my everything, my reason to live, to breathe and to continue living in this grueling world. I hope the rest of your day is good, I hope you enjoy yourself at the party.

xoxo,

shin.

After reading you couldn’t help the hard pounding of your heart, it was unusual yes, but you found his fondness for you quite endearing. You clutched the letter and held it to your chest. While it was strikingly odd that he knew about tonight’s party, you didn’t mind. Up until now shin had been harmless, never saying or doing anything too weird or creepy, nothing to warrant you to visit the local police station. You refolded the letter and tucked it back inside of the envelope. Instead of mulling over small details, you needed to find something to put on tonight!

+

The party was in full swing by the time you arrived. It was a charity event for the company you worked for, everyone from the hero deku to chargebolt was in attendance. Big parties like this were not your scene but you had to go, your boss invited you personally and you didn’t want to let him down. You took a drink off of one of the tables and made your way to a less crowded corner of the room. You took rare sips of your champagne as you sighed. This place was definitely not your scene.

“You look fabulous tonight” you hear from beside you, you’re quick to turn your head and your eyes lay upon none other than the mind-jacking hero, Shinsou!

You’re quick to bow, “ah! Mr.shinsou, sir, it’s an honor to meet you” you greet and he’s chuckling softly.

“Hey now, don’t worry about being too formal with me” he says, voice gentle as he rests a hand on your shoulder. Your face is burning, he told you that you looked nice! The number five hero just complimented you!

“Thank-thank you” you say and quickly take another sip of your drink to try and calm your nerves, “you look nice as well”

He gives you a genuine smile, “you’re so sweet”

You can hardly breathe right now, Shinsou first told you that you looked nice and now he was calling you sweet? Was this your lucky day or something?

“Well Shinsou I-”

“Oh! Hitoshi, I’ve been looking for you man!”

Chargebolt walked over to where the two of you were standing and wrapped his arm around Shinsou’s neck. He began pulling him away, going on about how ground zero almost slapped one of the patrons. Shinsou turned to wave goodbye to you and you did the same. Once he was out of sight you released a breathe you hadn’t know you’d been holding in. Tonight felt like a dream, you really didn’t want to wake up from it.

“y/n! There you are, I need to you take pictures of me and some of our guests!” Your boss yells and you’re sighing, downing the rest of your drink before you rest it on a neighboring table.

“Coming sir!”

well maybe you were ready to wake up from it now.

+

The next day at the same time you retrieved your mail, you’d shuffled through it several times and yet you hadn’t found that signature purple envelope. The day after that and even the day after that one there was no letter for you in the mail. It stung. Maybe they’d lost interest in you? Maybe they decided that you weren’t good enough after all?

The sixth day after receiving no letter you’d decided to give up, it wasn’t like you knew this was going to happen. You threw yourself onto your bed as soon as you got out the shower. You’d been doing poorly at work lately, your mind too busy focusing on those purple envelopes rather than the stack of paper work in front of you. You pulled the sheets up to your chin and shut your eyes, praying that you wouldn’t dream of that person or their kind words.

There was an odd sensation you got, it felt like cold air was hitting your body. Were you still dreaming? You didn’t leave your window open. Your eyes fluttered open, your vision still slightly blurry as you came to. Your sat up and rubbed your eyes. From the corner of your eye you saw a figure standing there. Fear that laid dormant until now began to unfurl itself in your gut, you slowly turned your head to face it and there he was.

“M-mr.Shinsou?!” You whisper yelled, he gave you a soft smile and held his hands up in front of him.

“You caught me” he says and begins walking towards you, you’re scurrying away from him on the bed.

“Why- why are you here?!” you hold the sheet up in front of you like a shield.

“I felt guilty about not sending letters for so long..I made you sad and I couldn’t forgive myself for that so I came to make it up to you” he explains and your still sleep filled mind was struggling trying to comprehend his words.

“Letters..you’re the one who has been sending me all of those letters?” You ask and he nods, he takes a seat on the edge of your bed and that familiar pounding of your heart is back. It was him, the person you’d been longing for, for so long now.

“Mhm, everything I said in those letters were true as well, how beautiful I think you are, how addicting your personality is, how absolutely sinful I think your body is..” he whispers and you feel air caught in your throat. Shinsou inches closer and closer to you and in a flash of purple he pins you underneath him.

“Mr.Shinsou..-”

“Hitoshi, call me Hitoshi” he corrects.

His head slowly lowers until his face is millimeters from yours, his breath is hot against your lips and you can’t help but shut your eyes, you’d been wanting this- wanting him for such a long time now. Shinsou’s lips press gently against yours and you find yourself kissing back, your lips move in a glorious synchronous. The kiss was one of passion and hunger; proof that the two of you had been longing for the other. You pulled away from him, lungs grateful for the ability to breathe again.

“Hitoshi..” you whisper and Shinsou sucks in a breath before his hands move downwards to pull at the hem of your night gown.

“Can I?” He asks and you find yourself nodding. The number five hero, the man who has been stalking you, sending you letters that if you were anyone else would find creepy, the man you’d fallen for…

You raised your arms in the air as he slowly began lifting the sheer cloth off of you revealing your nude body to him. Your cheeks burned in embarrassment, your arms folded to cover your exposed chest.

“Y-you might be disillusioned after seeing me completely naked..if you regret choosing me to give your heart to, I don’t blame you” you shyly confess and Shinsou’s eyes widen.

“I could never, I've merely dreamt about this day every night for months on end...you are the most beautiful person I've had the pleasure of laying eyes upon.” He says, his hands gently pry your arms away from your body and you can feel hot tears well up in your eyes as he lays you back against the soft blankets.

His lips are soft as they press themselves against every bit of exposed skin, his kisses don't shy away from stretch marks or any of your other insecurities. A warm, heated feeling that blossoms in your chest. 

Love? Desire? Serendipity?

It felt like all three combined into one big ball of sentiment. 

His hands gently massaged your breasts evoking soft mewls of his name from you. His hands slivered downwards to grope the flesh of your stomach.

“Soft beautiful...” he mumbles, his hands move even further downwards and cup the warmth between your legs. The feeling of his hand directly against you has your legs spreading, giving yourself completely to him. His fingers gently rub circles at your clit, your hips stutter up into his touch, moans and whimpers tumble out of your mouth dumbly. The situation you've been so eager for, for so long was finally upon you.

Your back arches off the mattress as he slides a slim finger inside of you, the sensation feels much fuller than your own fingers do. You beg him to go faster, add more and make you feel better than you have ever before and he's shushing your lust filled ramblings with a kiss. 

“I need to savor this moment, I won’t get many more like this” he expresses and your concern is evident on your face but he doesn't allow you to ponder on his words. He adds in another finger and curls them upwards, pressing them against the spongy sweet spot, his head ducks down and his lips wrap firmly around your clit and suck on the aching bud. Your eyes roll back into your head and your body shakes, unable to handle to the newfound euphoria.

“Ah- shinsou! I’ll- cumming!” your cunt spasms around his fingers as your orgasm hits you, you grip onto the sheets around you as your thighs shake.

“You look so pretty like this, so so pretty” he compliments, before you know it your eyes are involuntarily fluttering shut. You're scared, panic fills you at the thought of him not being here when you wake up, you don't want this to be another fever dream. 

+

When you awake the next morning you feel heavy. Your body slumped with the exhaustion of the previous nights activities. You're eyes widen as your hand feels around the bed, your fingers bump into the heat of another body and there is. The yellow halo from the sun is cast over his head as his chest rises and falls.

You scoot in close enough so that your noses are just barely touching. His eyes begin creaking open and purple gems meet your own.

“Good morning”

“Morning..”

Questions about what he meant last night could wait…you wanted spend your time right now loving him.

[ramblingthoughtsofayoungadult]

Nev, Max, Help!-Nate Jacobs Oneshot

Requested: Yes

Warnings: aggressiveness and rudeness from Nate and a brief panic attack scene

A/N: The reader is gender neutral since the requester did not specify what they wanted and I did not want to disrespect the storyline from the show. Also, it’s a long one. 

  For once, Amy Winehouse’s low, melancholy voice did nothing to soothe my nerves as I typed what I was looking for in the designated box. “Love is a Losing Game” was definitely not the best song for the mood but I loved her voice so much; it was like a really messed up security blanket for me. My thumbs shook as I kept typing and quickly deleting my words. 

  Someone to have fun with.

  No, that’ll bring every single creep to my profile.

  Someone to watch Netflix with.

  Ew, no, they won’t want to go anywhere or do anything. 

  Someone to discuss Maya Angelou with...

  This could go one of two ways: attract a sensitive, nice person or the ultimate softboi who was really just an f-boy in a sensible cardigan.

    Okay, Y/N, just add to it.

   ...and have adventures, great conversations, and watch the best movies.

   That seemed broad enough and, potentially, weeded out all the weirdos. Patti Stanger would approve of this. I took such a deep breath that I could feel the oxygen in my feet as I pressed the green check mark. An adorable buffering sign appeared before being quickly replaced by a CONGRATULATIONS, Y/N/N, ON COMPLETING YOUR PROFILE. 

   The air came out of me slowly, like a balloon, and I tried to make myself relax as I swiped through different matches. One person was too short, the other too tall, another had way too many pictures with reptiles in his profile, and one’s bio simply read: DM and you’ll find out. 

  Serial killer much?

  “That’s part of your problem, Y/N,” Jules had chastised me a few day prior.

 “What do you mean by ‘part’?” I’d replied.

 “Well, for one, you barely leave the house anymore unless I drag you out,” Jules argued.

  “I’m busy,” I’d defended. 

  “Rewatching Breaking Bad for the eighth time does not count as being busy. Plus, you’re so picky.”

  “Am not!” 

  “You said you’d only do DiCaprio in his Great Gatsby days,” Rue had added.

  “Did you see him in that suit?” 

  Jules then shrugged. “All I’m saying is if you aren’t careful, you will end up all alone.”

  “That’s not true, Y/N might get cats.” 

  That conversation had haunted me since and had driven me to making a dating profile after the required Saturday night family dinner. While my parents and brother were downstairs watching a movie, I was holed up in my room, cringing and regretting accepting any chat requests. 

   Half an hour on the app caused the images of various male genitalia to be burned into my mind. I would need my brain soaked in holy water for it to be erased. I huffed and kept scrolling, vainly hoping and wishing for a decent guy to pop up on my radar.

  Maybe Jules and Rue were wrong. Maybe I had all the right in the world to be picky, I thought harshly to myself. 

  I dropped my phone on my nightstand and flopped against my pillows as Me and Mr. Jones began playing. I sighed and felt myself being lulled into the comforting abyss Amy created. 

   Ding!

   I jumped out and glared at the source of the noise. Another chat request, another picture to ruin my young brain? 

  “Be positive, Y/N, this might be good,” I stated as I grabbed the phone. 

  Tyler wants to chat!

   I frowned and opened up the app, only to be met with the most sculpted six-pack I had ever seen. My heart began banging against my chest and my thumbs fumbled for a moment to answer the chat request. 

  Whoosh. 

  My stomach dropped as I stared at my first chat to Tyler: Shg.ismtle

  I’m. Going. To. Die. Alone.

  I quickly typed: Please ignore that, I’m so sorry!

  Seconds later, my phone dinged.

  Tyler: Really? I thought you were trying to send me a secret code and I liked that we were that cool already.

  This was not real, this could not be happening. Tyler had to be a bot, that was why he didn’t show his face in his profile. Bots were supposed to have a hard time recognizing and creating faces, right? 

   But, on the off chance Tyler was real, it would have been rude to leave the conversation so abruptly? 

   Y/N: Who knows? Maybe it was a secret code and I’m just testing you.

   Tyler: Ok, let me guess what it means.

   Tyler: Hi? 

   Y/N: Haha, you really thought I’d use such a simple code as a first message?

   Tyler: It’s my bad for underestimating u. I should have known u were smarter since you read Maya Angelou.

  Y/N: U a fan? 

  Tyler: “You can’t use up creativity. The more you use, the more you have.” 

  He knows Angelou? He could have Googled a quote though. Still, it’s a good quote to use if he had Googled it.

   Y/N: Nice, but, doesn’t get u out of the guessing game.

   As Tyler helplessly guessed wrong for several minutes, I couldn’t stop myself from smiling. I used to think online dating was a last resort or a breeding ground for predators. But, maybe there were decent people looking for something (or someone) meaningful after all. 

  Tyler: I give up, you’re really good. 

  Y/N: Thx. But, I can tell you what I meant to say. 

  Tyler: The suspense is srsly kiilling me. 

  Y/N: I meant 2 say hey.

  Tyler: I guessed that!

   Y/N: No, u guessed ‘hi’, there’s a difference.

  Tyler: C’mon, barely.

   For the rest of the night, Tyler and I chatted. He told me that he plays baseball at a school across town and he doesn’t like anyone around there. He liked John Mulaney stand-up, lemon bars, going to the gym, hanging out with his friends, and reading good books. He was an only child and his parents tended to spoil him. I told him about my friends and how I liked being on the swim team at my school as well as the different YouTubers and books I enjoyed. When I finally fell asleep, I dreamed of talking to him. 

   On Monday, Jules and Rue were hanging out outside the school as other people either headed to class or relaxed on the lawn. I could not stop my feet from bouncing as I walked up to them.

   “...and that is why Sailor Mercury is the most underrated character of the whole show,” Jules affrimed. 

   Rue seemed halfway interested as her head nodded slowly underneath the hood of her burgundy hoodie. “Cool, all I asked was who’s your favorite but, cool.” 

   Jules rolled her eyes playfully and straightened up when she saw me. “Hey, Y/N, nice shirt.” 

  “Thanks.” I wore a sky blue tie dye shirt with ripped jeans and white Converse.

  Rue leaned forward and squinted at me. “You’re not wearing black, something’s wrong.” 

  “Nothing’s wrong, she’s obviously been influenced by me!” Jules teased as she wrapped a slim arm around my shoulders.

  “Yeah, you can only hang out with this literal rainbow human so long before she starts influencing your outfit choices.”

  We started heading inside, which was really just Jules and me dragging Rue into the building.

   “But I don’t wanna be here. It’s so stupid that I have to wait six more months before I can legally decide where I spend my time,” Rue muttered.

  “It’s fine, you have us!” Jules insisted.

   “Yup!” I agreed.

  “Hey, Y/N, Rue, Jules!” Cassie greeted as she sidled up next to me. 

  We all greeted her.

  “Have a good weekend?” Rue asked. 

  “Yeah, there was this great party that Nick Davis threw. I swear, everyone there was on acid.” Cassie stopped herself and bit her bottom lip. “Sorry---” 

   Rue shook her head. “It’s fine.”

  “How were yours?” Cassie asked as we continued to our lockers. 

  “Fine,” Jules said.

  Rue shrugged in response.

  I opened my mouth to reply when my phone beeped and I wrestled it out of my pocket. 

  Tyler: Is it 2 late 4 a good morning text? 

  I smiled. 

  “You’re so cheesy,” I muttered under my breath. 

  “Who’s that?” Cassie asked, peeking over my shoulder.

   I jumped and cradled my phone to my chest like it was my child. “No one.” 

   Jules pulled open her locker and cocked a bleached eyebrow. “‘No one’ does not cause huge smiles like that!” She jabbed a sparkly-manicured finger at me. 

  “Yeah, show us,” Rue said. “We are your friends.” 

  “It’s nothing,” I insisted as I weaved around them. 

  I pushed myself against my locker and managed to open it with my free hand. Rue was on one side of me and Cassie was on the other. 

  “Is it a boy?” Cassie sang.

  “Or a girl?” Rue questioned.

  “It’s none of your business,” I gritted out as I grabbed my necessary books. 

  As I shuffled the books in my arms, Jules came from behind and slipped my phone away from me. I gasped, whirled around, and watched as Rue tried to look at the phone while Cassie playfully blocked me.

  “Guys, this is not cool! This is such a serious invasion of privacy,” I argued as I tried to move around Cassie.

  “We’re besties, there’s no such thing as privacy!” Jules retorted. 

  “Wow, Y/N, these are so----” Jules cut Rue off.

  “Adorable!” Jules squealed and turned to face me.

  Cassie took the opportunity to glance at my phone and she smiled. “Aw, this Tyler guy sounds so sweet.” 

  I snatched my phone from Jules. “Well, now you know. Can we please go to class now?” 

  As the other girls grabbed their things from their lockers, I got out my phone to reply to Tyler.

  Y/N: It’s never too late...until noon technically.

   Somehow, I started wandering away from the girls until I ran into someone. I tried to jump away, but they grabbed me by the forearms.

  “I am so sorry, I should have looked where I was going---” I stopped speaking when I recognized Nate’s direct gaze on me. I was pretty tall but I always felt like he could throw me into the lockers if he wanted to.

  “Watch it, Y/N,” he muttered. 

  “Nate, let go of them,” Maddy chided, her hand resting against one of his arms. 

  She seemed to have the magic touch because he relaxed and I joined my friends. As the couple continued down the hallway, I couldn’t help but admire them. In a very messed up way, they worked. Kat had told me only a little about what Nate would do whenever Maddy upset him and I felt so bad for her, angry at him, and then conflicted. Nate just had to have that stereotypical amazing all-American look.

  “You okay, Y/N?” Cassie asked.

  “Yeah, is it weird that I can still feel his eyes on me even when he’s not looking?” I asked. 

  “No, his need for dominance permeates everyone’s sense of autonomy,” Rue assured.

  “Nice,” Jules said. 

  “And scary accurate,” Cassie added. 

  Jule looped her arm with mine and steered us in the direction of our first classes. “Anyway, if he tries anything, I’m sure Tyler would gladly kick his butt for you.” 

   Throughout the day, Tyler and I chatted and I even had to get creative with responding. In English, I kept my head down during quiet reading time and made sure my phone was positioned just right in my lap. During geometry, I told Mrs. Packer that I was having some digestive issues and spent most of the class outside the bathroom, texting Tyler. At lunch, I could barely focus on my friends’ conversation.

   “Hello, Earth to Y/N?” Lexi waved her hand in front of my face and I blinked.

   “Sorry, I was----”

   “Texting her boooyfriiiend,” Jules sang.

   “He’s not my boyfriend, we’re just talking.” I started poking at my sandwich. “What did I miss?” 

  “Oh, nothing, just the fact that I nearly blew up the school during chem,” Cassie said. 

  “Magnesium chloride isn’t an explosive,” Lexi argued. 

  “Well, the tube overflowed and everyone was freaking out,” Cassie argued.

  “Yeah, because magnesium chloride can have bad side effects,” Lexi continued.

   “I wonder what would happen if the school exploded and we weren’t all here? Would they have to give us our diplomas?” I thought outloud.

  “Ooh, and I could go to fashion school early!” Jules cheered. 

  “I’d be happy not coming here anymore,” Rue admitted. 

  It was quiet for a moment as we all ate but that quiet was broken when Maddy yelled.

  “WHO ARE YOU TEXTING?”

  I couldn’t help myself but look. Maddy was standing behind Nate, who was sitting with his teammates at the center table. Bebe and Kat flanked Maddy a little behind. Everyone stared at them. Nate’s jaw tightened. 

  “Maddy, calm down,” his relaxed, controlled voice nearly echoed in the silent cafeteria. 

  “DON’T TELL ME TO CALM DOWN! YOU’VE BEEN ON YOUR PHONE ALL DAY!” she snapped. 

  “Maddy---” 

  “ARE YOU TEXTING OTHER GIRLS?” Maddy shouted.

  “Can we talk about this somewhere else?” Nate asked. 

  Maddy sighed. “Are you gonna let me see your phone?”

  “Maddy, we need to talk.” 

  “Don’t talk to me again.” 

  Before Nate could respond, Maddy dumped the contents of her lunch tray over his head and threw the tray aside. Kat and Bebe followed her as she strutted out of the cafeteria amid the shocked gasps. 

   “I’m gonna go check on her,” Cassie whispered.

  We all nodded and she quietly exited the room. As I stared at Nate, the supposed king of the school, drenched in soggy salad and fat-free milk, I wondered why he could never stay broken up with Maddy. Their relationship was not just toxic, it was volatile. Their breakups were always public and outrageous, but they always ended up back together. No one questioned it either. I never understood why people could continue to choose relationship they knew was bad over pursuing something new. I told Tyler as much that night. 

   Y/N: It’s like those dogs that get killed by electric fences because they keep walking into them.

  Tyler: U have a good point, but, that couple’s relationship is more complicated than u think. 

  Y/N: Probably, but, it doesn’t look that way. They hurt each other a lot.

  Tyler: How do u know? 

   Y/N: Bc I’ve seen it. I don’t mean 2 b judgy, but, I could never be in a relationship like that. 

  Tyler: Well, I don’t think anyone would b if they knew it would b bad. 

  Y/N: Good point. But, why would they get back together so much? 

  Tyler: Idk them, but, it could b bc it’s familiar and it’s what they know.

  Y/N: Still, it’s messed up.

 Tyler: Yeah, but I don’t wanna talk abt them anymore.

 Y/N: K, what do u wanna talk abt? 

  A few seconds later, Tyler sent me a picture so graphically beautiful that I was convinced I passed out.

 The next day, I showed Rue and Jules the picture during break time.

 “Holy crap!” Jules took my phone and leaned into it for closer inspection. 

 “Tyler is packing,” Rue agreed. 

  Jules slid my phone back to me. “You haven’t replied to him?”    “No, and he hasn’t talked to me at all today.”

  “He’s probably expecting a reply that’s similar to what he sent,” Rue said.

  My face warmed up. “I can’t send him nudes,” I hissed.

  “Why not? It’s like the greeting cards of our generation,” Jules stated.

  “Really? You’d send your grandparents a greeting card of your naked body?” I replied sarcastically.

  “Relax, if you’re uncomfortable, we can help you,” Jules assured.

  “We can?” Rue asked.

  “We can.” Jules gave her a look and Rue relaxed. 

  “It’s still weird, but, I guess you guys can come over after school.”

  “Sweet! Your mom still bakes cookies for you after school, right?” Jules asked.

  I nodded.

  “She might stop once she learns her darling favorite older child is sending nudes,” Rue snorted as she spoke.

  I recoiled in my seat, taking a second to bask in the sun’s warmth. “Don’t remind me.” 

  After swim practice, once my teammates left the locker room, I eyed my naked form in the mirror. I had nothing to be ashamed of, really, thanks to all the swimming, but, I just felt weird being naked in front of people. There was something so vulnerable about it, like, being on display in a museum or lying on a cold surgery table. But, online dating was supposed to get me out of my comfort zone and I’d found someone who’d made me feel comfortable enough to do it. With this resolve, I changed into a hoodie and some sweatpants and left the school. It was dusk and I typically walked home after practice since it wasn’t far. Plus, I’d told Jules and Rue to just go to my house after school. 

  The late breeze rippled past me and I dug my hands into my pants’ pockets as I started walking towards the parking lot. There was barely anyone around, except stoners hotboxing their cars, some couples making out, and dance team members and football players getting out of practice.

  I kept my head down as I maneuvered around the few cars and people around. It felt like someone could spot what I was about to do once I got home and it was nervewracking. All I had to do was get home, let Jules make me look even better, take these pictures, and never thinking of it again.

   “Something on your mind, Y/N?” Nate called.

   I froze and snapped my head up to look at him. He was leaning against his truck, looking like a model for Ford in only a tshirt and jeans. Ford should hire him. 

   “No, not really,” I said. 

   I started to side step the truck, eyeing the sidewalk that was only a few yards away as though it was a lifeline. 

  “Get in,” Nate ordered.

  I paused and looked at him. “Excuse me?” 

  “I see you walking home all the time, let me do you a favor, one athlete to another.” Nate was about halfway in the driver’s seat of the car and all I could do was stare.

  “We’ve...never really talked before,” I stated. 

  “We can talk during the drive.” 

   I stepped back and my eyes flittered around, like the best decision would hit me in the face. Then, I saw Maddy across the lot. She was standing with a couple of dance team girls, including Cassie. She stared me down as though daring me to do it. I glanced from her to Nate, who started the engine loudly. 

   I quickly climbed into the passenger’s seat and stared into Maddy’s reflection in the rearview mirror as he pulled out of the parking lot. 

  “How do you know where I live?” I asked.

  “You forgot that I gave you a ride before?” Nate asked.

  “When?” 

  “After Cassie’s sweet sixteen. You blacked out, your friends were panicking, and I offered to take you home. For some reason, you remembered your address,” Nate recalled.

  “Oh, thanks?” 

  “Sure.” 

  We pulled up to my house a few minutes later, Lil Wayne bragging about his conquests filling the quiet. I hopped out of the truck and grabbed my bag. 

  “Thanks for the ride, this one, I mean, I owe you,” I said.

  “Yeah, see you around, Y/N.” 

  I closed the door and headed inside.

  “I’m home!” I called.

  My mom poked her head out from the kitchen. “Y/N, how was school and practice?” 

  “Fine.” 

  “Was that Nate Jacobs outside?” 

  I hesitated. 

  How did she know what Nate’s truck looked like?  “Yeah, he gave me a ride today.” 

  “Aw, isn’t that sweet? Rue and Jules are waiting for you in your room. They took the cookies with them.”  

  I nodded and went to my room. As soon as I walked in, they bombarded me with questions.

  “Why did Nate give you a ride?” Rue asked.

  “What did you guys talk about?” Jules inquired. 

  “Don’t you hate him?” 

  “He’s kind of a dick, but, unfortunately, super good looking.”

  “Did Maddy see?” 

  “Do you think she’s gonna kill you?” 

  “Guys, I don’t know but I do know that if you do not take amazing pictures of me with no clothes on soon, I will delete my entire profile,” I interrupted. 

  They both nodded. 

  “But, we will ask for details later,” Jules insisted.

  “Okay, but, please give me a cookie, I’ll need it to get through this.” 

  Rue extended the plate towards me and I bit into the melty goodness as Jules began doing my makeup. It was simple, only bringing out my best features. I made them both turn around as I undressed. Once I had, Jules encouraged me.

  “You look amazing, I would be shocked if he didn’t jizz in his pants,” Jules said.

  “Lower your voice, Y/B/N can only play Five Nights at Freddy’s so loud,” I hissed.

  Jules held her hands up and Rue direct me to lay on the bed, my phone held up in front of her.

  “Okay, look sexy,” Rue said.

  I tried to smolder, but, by their expressions, I did not achieve it.

  “No, like, pout your lips, like, you just heard that TheOdd1sOut is not uploading for a month,” Jules directed.

  “And give the camera bedroom eyes, you know, as though it’s Tyler.”

  “Okay.”    After a few pictures, I slowly got the hang of it and even started posing a little naturally.

  “Oh my gosh, Tyra is shook!” Jules cheered. 

 “Yeah, these are pretty good if I do say so myself.” Rue handed me my phone and I flipped through the pictures. 

  She was a talented photogrpaher and I joked that maybe she should go professional.

  “Yeah, I’m sure I’d have a nice clientele.” 

  I laughed as I changed back into my hoodie and sweatpants. “Okay, help me pick one to send.” 

  Jules took my phone and she and Rue began scrolling.

  “No, the lighting’s off in this one,” Jules muttered.

  “No, it’s never off in any of these,” Rue argued. 

  “I’m not shading your talent, I’m just trying to find the best thing for Y/N to send Tyler.” 

  After a little more bickering, we all agreed on the picture and I sent it to Tyler.

  “Should I follow it up with something?” I asked.

  “Maybe say ‘Wrong person’? Guys want what other guys want,” Jules suggested.

  “Or say ‘Sorry for the late reply’,” Rue added.

  “I’ll go with Rue’s, sorry, Jules.” 

  Jules shrugged. 

  I sent everything off and my friends and I watched as Tyler typed a response.

  Tyler: It was worth the wait ;).

  We squealed so loud that my mom yelled for us to keep it down. We apologized as we descended into a fit of giggles. Through it all, I could not help but feel so bouncy and light all over. Was I...falling for this total stranger? 

  “What do you think he looks like?” Jules asked during lunch later that week.

  I shrugged. “It’s different every day, if that makes sense.” 

  “I guess that’s the nice thing about interacting with someone who doesn’t show their face,” Jules thought outloud. 

  “How do you see him now?” Lexi asked. 

  I sighed. “Right now, I think he’s tall, six feet at least. He’s got a mix of blonde and brown hair like a surfer because it’s lightened from all the time he’s spent in the sun. He has green eyes, freckles, and he dresses well.” 

  “Sounds amazing,” Jules said as she rest her chin in her hand. 

  Rue nodded slowly. “You’re not nervous or anything?” 

  “No, this is so cheesy, but, I feel like I know him, you know? He’s so easy to talk to and has so much to say.”

  “Y/N’s blushing,” Jules teased. “Do you love him?” 

  “I really, really, really, like him.” 

  “Do you think you’ll meet soon?” Lexi asked.

  I shrugged. “I don’t know, neither of us has brought it up.”

  “Well, it just matters that you’re comfortable, okay?” Rue said.

  “Okay.” 

  If I was honest, I did not know if I wanted to meet Tyler. I knew that I liked him more than I liked anyone before, but, there was something strange about breaking this wall the internet provided us. It was freer to talk on the internet than it was in person. What if I said something stupid in front of him? What if he thought that I looked different in person? What if he looked different in person? 

  I managed to keep these thoughts at bay for the rest of the day until I got home. Post-dinner had been officially declared Talk to Tyler Time. None of my family knew what I was doing besides blasting Amy Winehouse in my room for about an hour. My laugh nearly overpowered her high note in “Best Friends, Right?”. I had to blink away my happy tears as I replied to him. 

  Y/N: That did not happen!  Tyler: Yes it did! Do u want 2 c the scar????

 Y/N: No, I think I’m good.

 I wiped away my tears and settled under the covers. I wondered if his friends would agree that Tyler gets into some weird situations as well. Just as I started typing, Tyler beat me.

 Tyler: I want 2 meet u.

 The speed that I launched my phone away from me almost shocked me more than the text.

  Almost.

  My heartbeat thrummed in my ears. This was it, I knew I couldn’t avoid him much longer, but, I felt like I couldn’t move. All I could do was stare at my phone like it was the most offensive object in the world. Slowly, I regained mobility and grabbed my phone. I took a deep breath.

  “Take a chance, Y/L/N,” I whispered.

  Y/N: When and where?

    “You’re meeting him tonight?” Jules squealed the next day.

  I hushed her as people in the hallway paused to look at us. “Not so loud.”   “But this is so exciting. Please let me help you decide what to wear,” Jules pleaded with a pout. 

  “Sure,” I said. 

  Jules hugged me. “This is going to be so fun. I won’t go crazy with glitter since this is the first time you’re meeting this guy.” 

 “Thanks?” 

 “Do your parents know?” Rue asked.

 “No,” I replied as I slowly pulled away from Jules. “They’re coming Senior Night tonight, though. and I’m going to meet him at Mercy Park an hour before it ends.” 

 “Are you sure you even want to do this? I know that Jules and I tease you about your love life, but, this is risky,” Rue said. 

 “You weren’t saying that when you were helping me with those pictures the other day,” I shot back.

  “That was different. You’re...you’re actually meeting him now and he could be a psychopath or a sociopath or, just, a creepy old guy who likes to look at teenagers!” Rue insisted.

  “Rue, relax, everything’s going to be fine.”

  “You don’t know that!” She turned on her heel and hurried into the bathroom with Jules and I on her tail. 

  When we entered, Rue was leaning against the wall, panting and staring up at the ceiling. Jules and I approached her slowly as the girls who were in the bathroom quickly filed out. 

  “Rue, slow down your breathing,” I said slowly.

  “I...I can’t. You-you could get hurt or something and-and I would know about it an-and I-I couldn’t live with that!” Tears burst from her eyes as Rue began pacing and Jules and I were close but gave her room. 

  “Rue, Y/N is going to be okay, we both know what time she’ll be at the park. If anything happens, we’ll know the area she could be in,” Jules assured her.

  Rue shook her head and stopped in her tracks. Then, she looked between us helplessly before bowing her head and sobbing. Jules and I carefully hugged her and let her cry.

  “I’m sorry that I’m scared and I care about you and I don’t want you to get hurt,” Rue mumbled into my shirt.

  “It’s okay, I appreciate it. I really want to meet Tyler, though, and, I promise I will let you know if something happens, okay?” 

  Rue nodded and sniffled.

   It took Jules about an hour to make me look amazing. I had no idea my hair could be so fluffy and put together until she was done with it. She used eyeliner to make eyes look bigger and rounder and added sparkly lip gloss to make my lips look plumper. After she contoured and highlighted the best places she deemed that her work was done. My outfit, a fitted forest green long-sleeve shirt and fitted black pants with Jadons, was also approved by her.

  “Tell me everything later!” she insisted.

  Rue couldn’t join us since she had “prior commitments��� but I texted her that I would let her know when I head to the park and when I leave. My nerves didn’t let me focus on the soccer game my parents insisted I joined them and my brother at. I couldn’t care less that the forward on one team got a yellow card or that the goalie on the other team made illegal blocks. I was practically buzzing with excitement and fear so much that I had to give my pretzel to Y/B/N. Finally, the third quarter arrived and I told my parents that I would meet them at home since I’d promised Lexi that I would help her with some homework. 

  Lexi wouldn’t mind being used for a lie this one time; it was an emergency.

  I tried to practice some calming deep breaths as I walked over to the park. The dark night sky provided a little bit of comfort to my walk. I wondered how different Tyler would look from the picture in my mind. I wondered if he thought I would look any different. Maybe (hopefully) it wouldn’t matter to either of us.

  Finally, I reached the park. It was empty, save for the oak trees scattered throughout the lush green scenery that seemed mysterious under the mooonlight. A few benches and wooden tables were around as well, but, Tyler and I had agreed to meet at the fountain which was further in the park. The breathing exercises had to have helped because I felt much more relaxed and I hoped that everything would go all right. 

   When I got to the fountain, there was a tall person facing it. All I could make out were dark clothes and broad shoulders. I took another deep breath and kept walking.

  “This is a nice spot, you have good taste,” I commented. 

  “I could say the same for you.” I stopped in my tracks as Nate slowly turned to face me. His face was unreadable but his eyes stayed on me. 

  “What? Wh-where’s Tyler?” I asked, my voice already hoarse. 

  Nate glanced down at his shoes. “I’m sorry, I didn’t know how else to talk to you.” 

  I shook my head. “No.” My vision got blurry but I could tell that Nate was looking up at me now. 

  “Just let me explain,” he requested softly. 

  He took a step towards me and I took two steps back .

 “I don’t wanna hear it. This....this is some sick joke to you or something?” 

 “No, never, Y/N, just listen to me.” 

 “I don’t want to!” The tears rolled down my cheeks and I swiped at them so hard that I thought I scratched myself. At least I could feel something because my heart felt numb. “You catfished me!” 

  “I just wanted to talk to you, I really do like you, Y/N. Tyler and I are the same, just different names,” Nate insisted, coming closer.

  For some reason, I didn’t move. I didn’t know if it was from emotional exhaustion or stress, but, I let him approach me. I kept shaking my head. 

  “No,” I hiccuped. 

  “I wanted to meet you tonight because I was tired of lying. I want to figure this, us, out,” Nate said.

  I sniffed. “Us?” 

  At that moment, I could actually see his face and Nate seemed so hopeful. There was a slight smile on his lips and his eyes seemed light for once. Maybe he wanted there to be an “us”. Maybe, despite all logic, he wanted to talk to me seriously and could not do it offline because of his reputation. Maybe, he was over the on-again-off-again situation with Maddy. Maybe, this was my chance, our chance.

  I wiped my face again, mentally cringing at how upset Jules would be for my ruining her masterpiece. 

  “Yeah, us.” Nate stepped closer to me, gently wrapped his arms around my waist, and pulled me into his chest.

  Gradually, my muscles relaxed and I relished in the feeling of his strong upper body and his warmth. Then, I began to feel pressure on my waist and gasped as it intensified. 

  “Nate, you’re...squeezing...too hard,” I rasped out. 

  And he started laughing, no, cackling. As he laughed, his grip tightened and I continued gasping and clawing at everything I could. 

  “Nate...stop!” 

  But he kept laughing and squeezing. When he finally released me, I looked up and saw nothing behind his eyes. Everything in me told me to run, but, I knew he could have easily caught up to me.

  “I really thought you were smarter than that, Y/N. C’mon, you couldn’t honestly think that I would do all this to be with you,” he sneered.

  “So why do it then?” I asked, my voice so small that I could have kicked myself for it. 

  Nate sighed and folded his arms. “Because you made it so easy and, to ask for a favor.” 

  “What? That makes no sense,” I argued. “I told you I owed you one that day you gave me a ride!” 

  “Yeah, well, I needed to make sure that you were available when I needed you.” 

  “Whatever, screw you,” I hissed as I pivoted on my heel. 

  “Too late for you, you’re already screwed.” Nate pulled out a folder from inside his jacket pocket. “Remember those special pictures you sent to Tyler? Well, they count as distribution of child pornography, which has a hefty fine and sentence.” 

   My mouth opened and closed several times before I faced him and responded. “But...but you held them, doesn’t that count towards possession? And, you’re extorting me!” 

  Nate glowered at me and stormed over. “Heresay, no solid evidence for your case. Plus, I’m a Jacobs, so, who are you kidding?” 

   I felt so sick to my stomach that I could have thrown up, fainted, or cried at that moment. This was not real, this could not be real.

   “What do you want?” I asked.

   “Like I said, just be available when I need you.” 

  “Fine.” 

  “Sorry, what was that?” He gripped my chin his hand and forced me to look up at him.

  “Okay,” I said softly.

  “Hmm.” His eyes scanned my face before he released me. “And if I ever hear you judging my relationship with Maddy again, these pictures are going to be the least of your concern.” 

  I nodded weakly, regretting every single thing I ever told him. Nate Jacobs was truly the devil. He wandered off into the night like a centurion leaving a victorious battle. It seemed like he always won. 

  I managed not to start crying until I was on the empty sidewalk. No, I sobbed so bad that my throat went dry. 

  How could I have been so stupid? I should have known it was him that day Maddy yelled at him for texting all day. 

  Stupid, stupid, stupid!

  My sobs continued as I grabbed my phone and texted Rue. 

  Y/N: U were right. 

[storieswrittcnarc]

ALRIGHT SINCE SOME OF Y’ALL CAN’T READ RULES, I’M PINNING THIS TO THE TOP OF MY BLOG SO U GOT NO CHOICE.

Hello. My name is Ares (formerly known as snow - please do not call me Snow). He/him pronouns please. 21+ and prefer to interact with those 18+. This blog is mutuals only and semi selective. I’m autistic, so i will be blunt, to the point where it may seem mean. i’m sorry in advance, i don’t mean it in any bad way, it’s just who i am.

Before we get started, I don’t write on discord. I do have it for ooc purposes though

I have had a callout on me in the past, people are STILL obsessed with me. I make no apologies for the things I’ve written as it has been FICTION. I will say one thing though - I have never ever written pedophilia, no matter what the callout says are “proves”. It was an aged up verse and it was written nearly a year ago anyway. Believe me, don’t believe me, I don’t give a fuck. If you don’t like me - block me. I will not apologize for fiction nor will I blame you for keeping yourself safe. I’m sorry if this seems harsh but I’m sick and tired of the bullshit. And since I know the people who are still obsessed with me will be reading this - call me out 100 times, I don’t care. You’re literally accomplishing nothing.

Call out culture: I want no part of it. Unless someone is being actively harmful and predatory, I want no part of it. Even then, I will not reblog it, and will block and go on my way. Call-out culture does more harm than good and I do not wish to be a part of it, leave me out of it.

Anon hate will be blocked and deleted, don’t even bother.

All muses within ships or involved in smut are 18+. Aged up verses may happen. I’m not writing pedophilia by aging people up and if you think I am, kindly get off my blog.

DO NOT USE ME AS A MEME RESOURCE.

There is rather dark topics present here. I will be handling these as delicately as possible but I will not be censoring myself from anything I wish to write. Just because I write them does not mean I condone them or am forcing them upon anyone/promoting them in any way, ya’ll pls don’t be gross in rl. This includes, self harm, implications of sexual assualt and dealing with the trauma that comes with it, incest, suicidal ideations, toxic ships, among various other things.  Please understand this. Tags will be provided for you to blacklist and no one is forcing you to follow me.

Shipping - I’m a multishipper and yes I ship toxic and incest pairings. If you want to ship an pairing like that, let me know or like the shipping call for that character. I’m not opposed to it but I also will NEVER force anyone into it.

I’m mutuals only. Do not message me if we’re not mutuals, do not send me memes, you will be blocked for disrespecting both me and my rules. However, you ARE welcome to send me headcanon prompts.

No drama. I’m not here to have drama on my blog. This is a stress-free, drama-free blog. Anon hate will be deleted. Callouts will get you blocked. It’s different if it’s a callout over actual predators but call out over things like fiction aren’t okay. Drama gives me anxiety, no one wants that.

I do not believe in policing people. If I see you policing people's blogs whether it's their portrayal, the things they write, etc, or you try to police me, you will be blocked.

Please specify a muse when sending something in.

Multiple threads with one person is okay!

Triggering material will be present. They will be tagged in the format of (trigger here) tw. I will write dark subject matter if I want to. I will write whatever I want, whenever I want. If I get hate about anything I write, it will be blocked and so will you. The few things that I will NOT write is pedophilia

My triggers are visuals of sharks and the c*nt word, please tag and avoid this word with me, thank you

NSFW is allowed and tagged simple as nsfw. I’m not really comfortable writing the dominant party in smut. So that probably won’t be a thing i do unless it’s like with m/f ships and even then i’m not sure if i can. If you don’t like that, you don’t have to smut with me.

I write all my muses as bi/pan/demi unless they are canonically gay because we’re not erasing that yo. Huge multi-shipper, I can probably ship just about anything (except for adult/minor ships) so feel free to ask to ship!

I don’t mind ooc talk, feel free to talk to me, I don’t bite.

Feel free to send as many memes as you want. Just specify muse when sending in. 

Writing: i prefer longer detailed threads such as multi-para and novella.short threads - as in one-liners to one paragraph threads - will probably be dropped

I’m not a fast rper. Some replies may wait months, if you can’t handle that, do not write with me

If I block/soft block/unfollow you please do not come to me asking why. Please respect that I’m mutuals only or that will get you blocked too.

Rules are subject to change.

[prorevenge]

Hell hath no fury like a teenager scorned...

It's a long story, spans years of time. ~~~Cue hazy flashback to 1997/8~~~

Growing up, my family ran a business dealing with water and wastewater pumps. By the time I was in high school, I worked for them outside of school as needed, and I'd grown up around the industry. At the time of this story I was 16, maybe 17. I got a few funny looks out in the field sometimes, but normally wasn't a problem, this time, it was.

Many sales they make do are bids. You go to the builders exchange, which is basically a library for plans and blueprints. You pull the plans, get to the part applicable to you, and see what they want or need. Then you submit a price you think will win you the job.

Many times the plans will actually specify a model that meets their needs, in which case you bid that or a comparable one. Other times, they will give specifications and selection and matching is up to you, going through books and software for curves (chart that shows how it flows under load).

This time was the former. The job is a retrofit/expansion on the city plant. The engineer had specified a model of pump he wanted, and I'd matched it's specs. Put in a submittal for approval on the substitution as required. It gets approved and we are cleared to enter a bid.

We proceed forward putting together the bid. At one point, I have the plans in front of me and I'm looking at the drawings. I don't like what I'm seeing, which is a lot of pipe and a lot of distance. I check and recheck and come up with the same result. The total head (head is how far you're pumping, calculated by distance and including losses from the pipe) is too much for the pump that was specified, way too much. This puts the pump way outside it's curve, it's going to be deep into overload.

I used my corrected numbers and found a proper match, but not only was it significantly more expensive, but physically different, would require large revisions. So I put together a revised submittal with the numbers I ran, and the recommended pump. It included the math from the drawings and the curves. Faxed it over to the engineers office, then I called him.

It did not go well. Not only did he not listen to me, he was more than happy to lecture me. How dare I, a kid, tell him how to do his job. No, he would not accept any revisions or resubmittals, I had no idea what I was talking about and I, personally, was no longer to have contact on this project. He did not use nice words.

This couldn't stand, it was going to cause serious problems down the line. So I did the only thing I could think of, I found the contact for city planning and told him. Made it about three minutes into trying to explain who I was and why I was calling before he cut me off and told me to refer to Engineer and not to contact him again. Tried again for someone else later, did not make it past receptionist.

As. You. Wish.

I took the revised submittal and filed it in the back of the job file and moved on. (I wasn't needed for the rest and I had other things to do, plus school)

Fast forward almost two years, now going to college, still working for my folks as needed. Construction complete, get called in for startup. Goes smoothly as it should, and the countdown to destruction begins.

I think the first one went after about three months? Only made it that long because those pumps are very well built. Emergency ship in a replacement. Second one a week or three after, then another, and another, then the replacements start failing. The whole time, these are being invoiced including emergency shipping, and having to run out to start them up every time. They have no choice, THIS is the model the pads were cast for and the piping run for. You can't directly substitute something else, like, say, the correct pumps.

Then it gets really fun. They start returning the burnt out units for warranty.

The factory starts receiving these and tearing them down for failure analysis. I told our rep straight up that they were being run way outside their design point knowingly, he was not amused. Warranty is denied and they are billed for the diagnostic time and shipping. Manufacturer was in Germany by the way (shout out to the fine folks at KSB, love ya). These units are neither small, nor light. Plus these are being shipped as emergency orders. It's not cheap.

Warranties officially denied to the buyer. We tell them in no uncertain terms that this isn't a problem with the units. (this is now almost a year after the plant was due to come online)

Now the shit has really hit the fan. City council gets involved, because this is a municipal plant. Lawsuits are threatened, and a council meeting is scheduled to discuss further action.

I marked the day, and arranged with my teachers to take a few days off (didn't live close to home). Drove 3 1/2 hours to see my parents, and, to visit their filing cabinet. Right where I left it. Out came the revised submittal, and a quick trip to Kinkos (local copy shop) provided some wonderful blown up posters of said submittal as well as the proofs behind it.

The next day, I drove another 2 1/2 hours up to said City, had a lovely meatball sandwich at a restaurant right across the street from the council building and showed up to the council meeting. I even dressed up nice for the occasion.

I didn't say anything to anyone, just sat in the back in my chair with my rolled up posters next to me and waited. Took about forty minutes.

The council finally brings up the plant. Guess who comes up to testify in front of the council? It's Engineer.

He goes on for about ten minutes talking shit about our company and how we are denying the warranties. Basically states that the problem is due to the substitution and that our pumps were substandard.

This is a loss now counted in the millions between the downtime and replacement costs and rejected warranties, labor etc. Council swallows his bullshit hook, line and sinker. He sits down and the council starts discussing among themselves. This is my cue.

I stand up, approach the podium, and wait for them to notice me, doesn't take long as I'm a teenager in a city council meeting. I introduce myself and unroll the posters.

Me: Hi! I'm Crispy Silicon from Goingtoruinyourfuckingday! Before you proceed any further, you should probably have a look at this, which is the revised submittal I sent to Engineer prior to the initial bid. You'll note the date. Also attached you'll find the supporting calculations, relevant drawings from the original plans, and the recommendation of a larger suitable unit. You'll also see the fax acknowledgement sheet, showing it was received by his office.

Me: Immediately after sending that, I contacted Engineer directly and advised him of these issues. He declined, I was told outright to keep my nose out of things I didn't understand and to leave engineering to the adults. He was well aware the units would self destruct if run at this point.

Me: After that I called your planner, who refused to listen, and referred me back to Engineer.

Me: If you'd like, I'd be more than willing to contact our phone provider, so they can verify that fax and those calls were placed?

I'm grinning like the Cheshire Cat at this point and I'm not holding back the evil one bit. I'm sure I looked like a psychopath, couldn't help it, also didn't care.

Dead. Fucking. Silence.

Me: So yeah, the warranties are void as all of the units were operated well beyond their design point. I still stand by the revised submittal, so feel free to call when you're ready. I'll leave these here.

Still completely silent. The entire council looks like I just dropped my pants and mooned them. Then after a few seconds, one of the ladies on the council gave me a "Thank you Mr. Silicon. You can go."

I left my posters on the podium, turned and walked, made full eye contact with Engineer as long as I could with that same grin. He looked like he was probably going to vomit, didn't stick around to check.

Stopped by to give my folks a hug on the way back to school and that was the end of my involvement.

No idea what happened to Engineer or Planner, but the City paid every invoice in full without another peep. They had continue to purchase replacement after replacement to limp it along while simultaneously trying to re-refit the plant. They finally got it fixed after about another year, but by that time, I can't even imagine how far over the projected estimate they were.

(source) story by (/u/crispysilicon)

[rafaelswaithe-archived]

Bike Lessons

Summary: So this was requested by the lovely and oh-so-flattering @analovesearth. I’m sorry that this took so long to complete, I hope you enjoy it!! Warnings: Minor motorcycle accident, injury Pairing: Sweet Pea (Riverdale) x Reader Word Count: 1874 Rating: T A/N: I don’t know how to drive a motorcycle, so if I got anything wrong, don’t judge me too harshly. All that I’m going off of is the short video I watched on how to drive one.

“Okay, put one hand here,” Sweet Pea instructed, guiding your hand to one of the handlebars and the other to the other side. “The other one here.”

“I could have figured that one out, Sweets,” you teased, smirking over at your boyfriend from where you sat on his motorcycle.

He narrowed his eyes playfully, pointing a finger at you, “Watch it.”

You giggled quietly, puckering your lips for a kiss, which he obliged, leaning over the handlebars to press a quick kiss to your lips.

“Alright, so, you have your clutch, gear shift, throttle, and your brakes,” he spoke, gesturing to each thing. You nodded as you listened closely, trying to retain all of it. You didn’t know how to drive a standard car, much less a bike, but you’d wanted to learn just in case. Plus, it was something that the two of you could spend time doing together.

With Sweet Pea’s temper and the way that he easily got irritated with most things, you half expected him to not be a great teacher. But with you, he’d been patient, and things had been great so far. He was hesitant to be too harsh with you, and it paid off, because it kept you from getting frustrated yourself.

“Alright,” he spoke, stepping from in front of the bike to stand beside it. “When you feel comfortable, take it out of neutral and let off the clutch, slowly,” he guided you, ensuring to specify that last part.

You did as he said, feeling the bike gradually begin to move forward, inch by inch.

“Okay, now give it some gas. Just a little to get it moving,” he said, moving alongside the bike.

Doing as he instructed, you felt the bike begin to roll forward a bit quicker then, and you grinned to yourself. You were actually doing it. Sure, this was only the beginning stages, but you were getting there, and that was what mattered to you at the moment.

“Good, babe, that’s good,” Sweet Pea praised you, a soft smile on his lips. “Let off the throttle and pull your brake to stop. Take the clutch and put it back into neutral.”

You did as he said, and he moved over to you, putting the kickstand down on the bike to level it. Leaning in, he pressed a kiss to your lips, and you let out a soft sigh as you returned it.

It had been a few months since the two of you had gotten together, but still, you swooned with each kiss. Sweet Pea was a great kisser, and despite his hard reputation, he was very good to you. You adored everything about him, even at times when he made you so frustrated that you could barely think straight.

“I didn’t think that the teacher was supposed to distract the student this way,” you teased, a sly smirk on your lips as you lifted a hand, your thumb moving to stroke gently over his jaw.

Sweet Pea rolled his eyes playfully, shaking his head, “Normally, I’d agree, but sometimes the temptation is just too much,” he replied, brushing his nose affectionately against yours before taking a step back and standing up straight.

“Alright, let’s give it another try, see how much you remember,” Sweet Pea spoke, gesturing for you to reposition yourself on the bike and do the steps that he’d taught you over again.

——————————

Sweet Pea had left about half an hour ago, catching a ride in the truck with FP to do a job for him and the Serpents. Spotting his bike keys on the hook by the door, an idea began to swirl around in your head.

You’d been having Sweets teach you how to ride his bike for about a week, and you were starting to really get the hang of it. You’d made it all the way down the street and back a couple of days ago, and you smiled to yourself as you remembered just how proud of you Sweet Pea had been.

Pushing yourself off of the couch, you moved toward the door, grabbing his keys from where they hung. You pulled on your jacket and your shoes, walking out of the house and closing the door behind you.

As you made your way over to the bike, you couldn’t help but smile. Just the bike itself reminded you of Sweet Pea, and the fact that you were able to share this experience with him now that he was teaching you to ride made it that much better.

You enjoyed making your boyfriend proud. One of your favorite things was when you managed to impress him, and you wanted to practice driving the bike a bit while he was gone, wanting to him impress him the next time the two of you had a lesson.

You pushed the key in, turning it and grinning wider than before as you heard the bike’s engine roar to life. You followed the steps that he instructed you to how to do, grinning as everything started to go according to plan.

You took off at a slow but decent speed, making your way down the street. Once you felt that you’d gone far enough away from Sweet Pea’s trailer, you decided to make a U-turn and head back.

You slowed down a bit, preparing to make the turn, but as you were halfway through the turn, you felt the back tire begin to skid against the road, and it was then you remembered it had rained earlier that day. You must have hit a patch of water, the bike leaning uncomfortably to one side. Panicking, you turned the handlebars to try and right it, causing the bike to spin out completely.

The bike spun out of control, sending you flying off. You cried out as your body slid against the wet ground, scraping against the hard cement as the bike landed on its side a few feet from you.

Wincing as you begun to try and move, you felt a sharp, stinging pain in your side. In the process of you crashing, you’d brushed over the concrete just right, leaving you with a number of scrapes and likely soon-to-be bruises against your ribcage. It could have been a lot worse, but it seemed that you’d lucked out for the most part.

You pushed through it, though it wasn’t easy, getting to your feet and moving to where the bike had crashed. Using most of your remaining strength, you guided the bike back into the upright position. Going through the motions to cut the engine, you decided instead to walk the bike the short distance back to the trailer.

You set the bike up back in its spot and headed back into Sweet Pea’s trailer, finding the first aid kit that you’d used on him so many times to clean yourself up.

——————————

You were already cleaned up and fast asleep when Sweet Pea got home from the job, setting his keys down lightly and trying to wake you by being too loud.

He slipped his shoes off, along with his jacket. As he made his way toward the bedroom, he discarded clothes as he went.

Sweet Pea reached the bed and you stirred slightly, feeling the mattress shift beneath his weight as he crawled in next to you. “Sorry, princess, I didn’t mean to wake you,” he spoke, placing a soft kiss against your forehead.

You shook your head lightly, “It’s okay, I don’t mind. I’m glad you’re home.”

His hand moved over your side to wrap around your waist and bring you in closer, and despite your best efforts, you cried out in protest. The pain from your earlier accident was too much to be touched right now.

Sweet Pea jerked his hand back in response, startled, but also concerned. “I’m sorry, I’m sorry,” he apologized, though he wasn’t sure what had happened. “What is it? What’s wrong?”

You bit down hard on your lip as you waited for the pain to subside, knowing that you were likely in for a lecture once you told him what you’d done. Instead, you lifted your shirt, showing him the damage done to your side, watching him wince sympathetically before his expression turned dark.

“What happened? Did someone do this to you? Talk to me,” he replied, anger growing as he thought about just what he would do if anyone had hurt you.

“No, no… no one hurt me. Well, no one else,” you started, glancing down toward the bed, averting your eyes from his intense gaze. “I took the bike down the street. I wanted to get a little practice in while you were gone, impress you with how well I did next time. I forgot it rained earlier and I hit a patch of water and spun out.”

“I’m sorry, Pea, I’m so sorry. It was dark, so I don’t know if there’s damage to the bike, but it was stupid. I just wanted to impress you and make you proud,” you explained, a frown on your lips as tears formed in the corners of your eyes.

Sweet Pea’s eyes widened slightly, his brow arching as you told him what happened. “Are you okay? Did you get help from anyone? Topaz or anybody?” he asked you, sitting up a bit and beginning to check you for injuries anywhere else.

You shook your head. “I’m fine. I cleaned myself up with the first aid kit. If I feel any worse, I’ll get checked out more, but I think I’m okay.”

He nodded, letting out a soft sigh. “Babe, you never had to learn to ride the bike to impress me. I’m impressed by you every day,” he spoke quietly, tucking your hair behind your ear as he looked down into your eyes, thumbs coming up to wipe at your tears.

“You’re not mad?” you asked, brow furrowing in a bit of confusion. “Your bike, it’s got to have some damage… I’ll pay for it if it does, I promise.”

Sweet Pea shook his head, “I’m not worried about the bike. If something’s wrong with it, I can fix it. I do it all the time. I’m just glad that you’re okay. The bike’s replaceable, you’re not.”

You nodded quickly, leaning in and pressing a soft kiss to his lips. You didn’t expect for him to be cruel to you, but you weren’t expecting this reaction either. You’d at least been waiting for a lecture.

He returned your kiss, thumb brushing gently against your cheek. “I’ll be honest, I’m not happy that you took the bike without me being here, but it’s only because I want you to be safe,” he spoke against your lips.

“I always feel safe with you,” you replied easily, closing your eyes as your forehead rested against his.

“I know,” he said quietly, “same for me with you.”

You smiled, kissing him again before pulling back just enough to snuggle against his side, resting your head against his chest.

“Get some rest, princess. We’ll figure everything out in the morning,” Sweet Pea said, pressing a kiss to your forehead.

That was all it took and you drifted off to sleep, safe and secure in his arms.

[impossible-rat-babies]

owen.... i can't believe you thought i would not ask you every question yourself in return.... go! dimitri or darva for All The Questions! ❤❤❤❤❤

Ooooo boy here we go! Vi, you’re a peach and wonderful

This is probs gonna be long so mostly below the cut?

Dimitri Enallasani, an Anderfels Elven Mage

art by haloneshiral

1. If not for the Conclave, what would drive your character to join the Inquisition?

Dimitri would be recruitable depending on if the mages or templars were sided with. If the mages were sided with, he would be an apostate who came with them to Haven who would be causing “issues” with the templars already there and the PC would be asked to step in. 

If the Templars were chosen, he would be brought with them as a “prisoner” and since the Templars are in no real position to judge others–especially if they were conscripted–they would turn him over the the Herald to judge then.

Both opportunities would give the chance to recruit him as a companion. As for how much he would want to join, it would seem the logical choice in both circumstances. He’d been helping the mage rebellion and with that effectively under the control of the Inquisition, it would be logical to change his focus. With the Templars he would be free to choose his own course and he would want to repay the person who saved him + they are the only people fixing things. Plus he is a mage with no shortage of skills in magic outside the Chantry influence, so he would be ideal with strange magic like the Rifts. 

2. How would they meet the Inquisitor?

They would get to meet him in Haven with his recruitment cutscene and one could meet him “better” after the choice is made, provided he would be allowed to stay. That would go something like him being very grateful for letting him stay and helping him out of a tight spot he hadn’t intended on getting into. He would also casually talk about the choice made with the templars or mages, which would be the first chance to get approval/disapproval with him.

3. What would some of their cutscenes look like?

A lot of them would play out in his private space in Skyhold since he is an exceptionally private person. But after Adamant, he would have a cutscene in the rotunda with Solas over what happened, especially if he was brought along. He would also have a special scene on the Storm Coast where he would find a wounded Great Horned owl and if the PC would let him, he would heal the creature and send her on her way. But she would keep following them and after three of his comments, another cutscene would trigger where she comes to rest on his shoulder.

Dimitri: She certainly seems intent on sticking around.

PC: Why not keep her around? She seems to have taken to you quite well.

Dimitri: Hm, I could see to giving her a good home.

From then on, she would be included with Dimitri when you take him out as a companion and she could be used as a scouting feature, reaching further distances and a way to plot out paths up complicated hills.

Dimitri would also have longer cutscenes by virtue of how his speech can be much slower and he takes his time to talk; it also goes along with his tendency to ramble on and on. He would be the kind of companion where one could have long simple cutscene conversations with.

4. What would their romance route look like? Would they be romancable?

Dimitri would be romanacble by male only Inquisitors of any race. A female quizzy could flirt with him, but he would shut that down at the first flirt and express his lack of attraction to her and anyone of her “fairer sex”. 

He would be a much slower romance and require a high approval for him to consider a relationship in the first place. He is very hesitant about getting close to someone and embracing a new kind of relationship like that. It would be reassurances of attraction and comfort that would evolve into him giving that right back. Like at Halamshiral, he would express that he is proud of him and comfort him if it was trying for them. He would grow much, much softer in the relationship, growing to laugh and smile more as time would go on. His reservations with a relationship aren’t like Dorian’s where he doesn’t have that sort of angst with his status as a gay man, but it’s more the intimacy and the need for acceptance of who he is with all his messy faults and bad choices he’s made.

EDIT: His first romance scene would be him pulling the quizzy out onto the ramparts near the garden room and him exasperating about how he can’t be serious in having affections for him. He’ll comment about how it won't work between them for a whole host of reasons, but if the quizzy presses and reassures him, he is more willing to try.

Later on after one of the main quests and his approval is high enough, he’ll prompt a talk about the relationship and he’ll have grown more comfortable with the idea and the idea of soft affection like holding hands and the like. It would be nothing big, just something sweet and soft between them.

The first kiss wouldn’t happen until after his personal quest is resolved and he feels more comfortable and certainly more trusting of the quizzy to let down more barriers and grow more comfortable with him. (His romance is very much about letting down the barriers and walls around him). 

His romance culminates in scene that can be sexy or not, but it’s that sort of final breaking down of walls--both physical and mental--and him letting the quizzy in completely. It would be the first time he would say “I love you” as well.

5. If they romanced someone as Inquisitor, would they still fall for that person as a companion? How would that play out? How would they react to that person being romanced by the “new” Inquisitor?

Maybe? See, I don’t think Dimitri would have the moxie as a companion to flirt with Bull or grow closer to him. He wouldn’t have the exposure to get out of his shell more like he would as Inquisitor. He wouldn’t rock the “lone wolf elf apostate” look that Solas has with the detachment, but he would be more passive in developing friendships. But him and Bull might’ve had a fling or two. Tbh most of their relationship if it did happen would be subtext and very on the down low. Both of them could be asked about it and there would be a few banters, but nothing like the romance with Dorian.

He wouldn’t mind the quizzy getting with Bull. He would be happy for the two of them with a few idle words; like I said, he might not have the moxie to approach that relationship, so there wouldn’t be anything to get upset about.

6. Write some of their party banter (in reaction to major events, scenery dialogue, or just shitting around. Askers can specify for which character/event, or leave it up to the writer).

(Exalted Plains, near the body pits) “Feels like the Veil is normal. Which to you is a bad thing.”

–

(Emprise Du Lion) “If you’re curious why I’m useless in the next fight, it’s because I’m using all my mana to make sure I don’t lose my fingers.”

–

“Tell me about Elrahal.”

(Only available with high approval +75)

“He was born a slave in Tevinter and never met his parents or any other members of his family. He was kept as a serving man which equaled to him standing around and looking pretty until his master needed blood for the rituals. He resented it or he wouldn’t have tried to escape a half dozen times. The final time he escaped, he ran to the Anderfels. He said that he ran to the Anderfels because if he was going to die, he would do it as a free man.”

*Chuckle* “Thankfully that didn’t happen. He found our clan first and we were used to taking in ex-slaves. If they ran to the Anderfels, they could make it in the clan. I was just shy of eighteen when he joined us.”

–

Banter:

Cassandra: I’m…sorry about what you had to witness in Kirkwall…

Dimitri: Why are you apologizing to me?

Cassandra: You experienced horrific things that could have been avoided–

Dimitri: The conflict in Kirkwall was far from inevitable, Cassandra. Any other Circle in any other city could’ve been a “Kirkwall”.

Cassandra: Undoubtedly it would have received the same treatment as Kirkwall.

Dimitri: Hopefully the chaos was enough–that the horror of it was enough for people to learn that the Circle as it stood was far from effective. The best we can do now is look to find a better way to move forward.

Cassandra: That is oddly optimistic of you, Dimitri.

Dimitri: I can be optimistic in affairs outside of myself.

Cassandra: *laughs*

–

Cole: It ripples around you, like a stone in a pond. It folds and folds and makes that sound–like when metal grinds upon metal.

Dimitri: I won’t rip it or change it.

Cole: I can see it around you. It wraps you up and the spirits see it and press back. They’re curious.

Dimitri: I’ll pull on them occasionally. Keeping the Veil thin makes moving to the waking world less…difficult. They won’t twist on themselves.

Cole: But then you let them go back. And then they come back to watch you. I don’t know if they know what to think of you.

Dimitri: Most people share the same sentiment.

–

Dorian: Dimitri?

Dimitri: Yes?

Dorian: It is you making that sound? The low bzzzz and the high pitched bit in the ear?

Dimitri: It’s the Veil making that sound. Well, me and the Veil. I make the low pitched sound and the Veil is the high pitched bit. Why do you ask?

Dorian: Curiosity is all. Why do you make such a sound?

Dimitri: The Veil in the South is kinda like a shirt too small for me. So I have to fill it out with mana to stretch it–thin it out. The high pitched sound is the Veil curling on itself and the low pitch is the mana interacting with the newly thin Veil and the Fade being closer.

Cassandra: It won’t rip a hole in the Veil?

Dimitri: I don’t have that much mana to expend to accomplish such a feat. I simply thin it down to draw magic through the Fade how I’m used to.

Dorian: *chuckles* Why not just adjust?

Dimitri: Force of habit. I could relearn how to do magic down here or I could simply rely on the methods I’ve always used. In the interest of time and my own stubbornness, I prefer the later.

–

Solas: You warp the Veil as to draw more mana through it?

Dimitri: I learned magic were the Veil is incredibly thin. Coming South was a drastic change and I had to find quick solutions. Thus, I expend the mana to thin the Veil to draw upon it in a way better suited to how I know.

Solas: What is it like without such measures?

Dimitri: Frustrating. Spells don’t burn as hot or have the desired effect with them. Glyphs come out…wrong. They don’t hit as hard or do as they’re supposed to. Spirits become twisted and wrong when the change is too drastic. I use more mana to create spells that don’t work. 

Solas: Doesn’t this mean that you push more mana out of your body and experience more highs and lows of mana imbalance when you thin the Veil?

Dimitri: I suppose. I know it has a negative effect on myself, but I’d rather not spend the time to relearn and just use what I have.

–

Cassandra: You have said you would do away with the Chantry, Dimitri?

Dimitri: Such as it stands, yes. It cannot survive in its current state; not as a headless beast with it’s ready made zealous army on the loose.

Cassandra: A rather unflattering picture you paint.

Dimitri: It’s the truth of the matter. Such beasts can only wither and die, or they can grow and change. Sometimes I hope it is the former, and other times the later.

7. What would be on their tombstone in the fade (what is their greatest fear)?

Dimitri’s greatest fear would be himself. Ultimately, Dimitri fears what his actions will cause and the pain he has already caused to others. He is terrified of what he could become if he fell to his demon or if he will look back on himself and see how he was so much better of a person. He is keenly aware of how close evil sits behind his eyes and it would take only one slip to fall into it. 

8. What kind of Inquisitor would drive them to leave the Inquisition/confront them about their actions (what gets their approval low? what does that scene look like)?

An Inquisitor who is cruel without provocation and has an open hatred of mages or a lack of wanting to understand the complexity of magic and the situations surrounding it. He has lived enough of his life with ignorant people who don’t care to understand, so he isn’t going to be bound to a willfully ignorant attitude. So things like conscripting the mages, agreeing with the Circle, cruel options. Those sorts of things would bring his approval down.

His scene would be of him packing his bags in his now empty room, only having a few terse words to say for their actions before storming past them. If one would grab to stop him, a sharp flash of lighting would immobilize the PC and he would walk away without a word. The PC would then be left to lay on the ground for the next two minutes–in real time–to think of their actions.

9. Where in Skyhold would they be found? (e.g. Cole is in the tavern rafters, Leliana in the top of the tower, Varric in the throne room, etc.)

Dimitri would be found in a room off the balcony overlooking the garden and it would be an organized disaster. It would be a sort of self contained set up. Like he has a pot over the fireplace and several bowls that would have potions or leftover food in them sitting near a bucket of water. He would have a place to prepare food, fruits and veggies sitting out along with herbs in glass jars, mugs and ceramic pots across the window sill. He would have a whole alchemical station set up, scattered with all sorts of herbs, gems, precious metals, strange magical objects and dozens of jars. Much of it would be bubbling along, magical flames to keep it going. Rugs would cover the walls and old paintings and tapestries would cover the old walls, many of them colored blues, greens and yellows. His bed would be shoved off in a corner, piles of blankets and pillows in various colors and furs too. Books by the stack would be scattered across the room too. 

But the most notable thing would be the floating charms and crystals all across the ceiling with wisps dancing between them in orbiting patterns. They would be colored soft white and cast shadows across the room. They would be mainly used as mana reserves as rather simple little spirits that don’t have much to them beyond being reserves. They come in handy for making magical potions and the like. He has a very liberal use of magic.

10. If Inquisition operated like DA:O, what would their gift items be? What would their approval and disapproval Feast Day items be?

His main gifts would be a book on the Flora and Fauna of the Anderfels, pastries imported from the Free Marches, an Ironbark necklace charm, and some fine Tevinter wine.

His major feast day approval gift would be a handwoven wool blanket from the Anderfels, made by the Orth people: it would be decorated with patterns of Harts and Varghests across the orange sands, the sun blazing down upon them.

His gift for massive negative approval would be a book full of Chantry teachings on the dangers and practices of Maleficarum.

11. How would they grow as a person? How would they compare at the end of the Inquisition as a companion to who they were as the Inquisitor?

He would be changed like he is as quizzy, albeit with less friends and connections than before. But he would have peace and a new direction which he hasn’t had in over twenty years. His path is free and he can do what he wants, but most importantly, he has people who care, respect and love him for who he is and that is what truly makes him feel like he has a new chapter of his life.

He would be content in a way he hasn’t felt in ages.

12. Do they believe the Herald of Andraste is really the Herald of Andraste?

He isn’t keen on the Chantry, so he is inclined to believe that they ended up in the wrong place at the wrong time. He sees how the Inquisition is going to use that holy status to their advantage and he knows part of it is necessary, but also unsavory. He would support a quizzy who also rejects there Herald status–bonus points for a dalish quizzy–and be critical of a quizzy who thinks they are the Herald. It would be questioning them on how they know that they really are and if it’s not just a play into the power fantasy or getting caught up in the grandeur. He would be condescending about it to a quizzy he has low approval with.

13. If the Herald didn’t have them tag along to prep the trebuchets, what would they do during the battle for Haven? (bonus: would they join in on the impromptu Dawn Will Come choir practice in the camp?)

Dimitri would be fighting against the forces that would get loose from the others and protecting those he can, sheparding people to the Chantry. In the mountains he would be helping tending to wounds and wouldn’t pay any mind to the music, the task of healing and tending to the wounded much more important. He also doesn’t care for Chantry music.

14. What nickname does Varric give them?

Chatterbox, because it’s ironic.

15. Without the influence of their decisions for the Inquisition, which of the companions do they get along with? Which ones do they bicker with?

Dimitri would get along with Iron Bull, Dorian and Solas for the most part with him heavily bickering with Vivienne and Cassandra based on drastically different views of the Chantry and magic.

16. What would the Fear Demon say to them in the Fade to try and discourage them?

Nightmare: Look at you, Dimitri. Come so far and still so lost. How many people will die this time? How many will die and you won’t remember them? The screams last time were so delightful.

Nightmare: Do you remember how Elrahal screamed? *laughing*

17. Where do they hang out in the Winter Palace? What’s their thoughts on the nobles/The Game?

Dimitri hangs out on the Vestibule, up near the entrance to the library where he can watch everyone. He is intrigued by the Game and loves to watch it happen.

Dimitri: I do enjoy watching them spin circles around each other, trying to be polite to no real end. Killing each other in dark spaces is the same as killing them out in the open–they end up equally dead. Difference between assassinations and all out war, one would think.

18. What’s their reaction to a dragon showing up?

Dimitri: Oh….oh! *laughing* Chasing her, yes?

19. Once Corypheus is beaten, what do they do during the party? Do they stay with the Inquisition, or go somewhere else? What could the Inquisitor do to convince them to stay?

Dimitri would hang back in the hallway near the door, sitting on a bench with a drink in his hand. He wouldn’t much like the sound of the party/all the people around. Even after everything, he is still an introvert. Him staying or not staying would depend on approval level.

Dimitri: (low approval) I am leaving in the morning. I have no more reason to stay and I suspect you will not want me to stay. Congratulations, I hope the world doesn’t realize you made a tyrant trying to take one down. (He can’t be convinced to stay).

Dimitri: (high approval) I am going to stay for a while. I know I talked about joining the clan we met in the Exalted Plains, but….they are sorely lacking the company you keep. I…was looking for a place to belong and I think I found it right here. If you will continue to have me.

Dimitri: (romanced): I am staying, vhenan. I…can’t think of a better place to be than in this place made into a home and…anywhere else will lack my one, most precious love.

20. How do they react to learning abominations can retain their consciousness and identity, and even live peacefully with their spirits/demons, as seen in Stone-Bear Hold?

It’s not surprising, given how he’s lived much the same way for many years now. Its far from being the exact same with the Veil separating him from his demon, but they have an existence that could be called peace in a sense. Well his demon being rabidly possessive of him isn’t exactly peace. But it does give him a shred of hope that things could turn into a peaceful solution someday.

21. What do they think of the discoveries made in the Deep Roads? Do they make any comments on anything?

He thinks it’s groundbreaking and interested in the implications of such a find to a great deal. It shouldn’t be something to keep a secret and a fact of history to be remembered. But he would be extremely interested in what will happen to in regards to the Titans. If they can wake, then they are alive; maybe they can move or change or shape the world. The implications are staggering.

22. If you have another Inquisitor, how would those two get along, specifically?

Darva and Dimitri would get along well enough. Casual friends, but mostly at Darva’s insistence. But he would grow on Dimitri in that sort of protective caring manner.

23. In trespasser, what “gift” would they give the Inquisitor, if any?

He would give a friendship quizzy a beautiful indigo colored silk wrap that he had imported from the Anderfels. The gold would seem to shine in it’s way as if powered by magic or runes. It would also be incredibly tough and tear resistant on account of the magic weaved into the fabric. He would tell them he counts them as one of his greatest friends and that he wouldn’t trade their kindness and affection for the world.

For a romanced quizzy he would give the same gift and the idea of getting married would be shared between them. A slide in Trespasser would indicate they did get wholeheartedly married.

24. What are their plans for after the Exalted Council? Will the Inquisition staying in tact or being disbanded make a difference?

I have a whole thing written about that! He goes back to his given name of Dar’thenaras and during the two years he spent time in the Dales and the reconstruction work in the area.

(Unromanced, Inqusition peacekeeping force):

Dar’thenaras returned to his duties in the Dales, still trying to mediate the squabbles between the nobles of Orlais and the Dalish clans. Eventually, an accord is reached between the Dalish and the leaders of Orlais. Under offical decree, the land of Dales would be rightfully returned to the elves with reparations. The land would be protected by the new Inquisition under the Divine. The land would not be lost again. Many clans joined the new settlements and Dar’thenaras became the leader of the settlements, a voice for the Dalish in the courts and in the land.

(Inquisition disbanded): …The land would be protected by various agents, all with suspicious ties to the old Inquisition. However, few would question their origins.

(If romanced, peacekeeping Inquisition): The continuing work of the Inquisitor frequently lead him back to the new Dales, and back into his lover’s arms. The meetings they had were treasured moments of reprieve for both of them in their new duty. It wasn’t long before the Inquisitor and Dar’thenaras were spotted wearing matching rings, an enternal promise of love.

(If romanced, Inquisition disbanded): With the Inquisition disbanded, Dar’thenaras found himself with frequent company during the reconstruction efforts in the Dales. Even with the frequency of such company, they both treasured the moments they had with each other. It wasn’t long before they were spotted with matching rings, an eternal promise of love.

25. In the alternate reality, if they were corrupted with lyrium, how do they act? What’s their attitude about the end of the world/their inevitable death?

Dimitri–if the corruption would last long enough–would turn into an abomination and slowly lose his mind and turn into a beast. His speech would be a slurred mix of half spoken words and hissing sounds like two voices competing for one mouth. He would be twitchy as well, hunched over and a pale shadow of his former self. If it was late enough, he would attack on sight, unable to be reasoned with as a great beast, half metal and half man, wielding both magic and a sword and shield.

Beyond that, he would be excited for his death and the end of his life; he would have struggled so much and changed so much that death would be the only escape and saving to be had with him.

–

[haespoir]

honestly, i’d like to start this post off by saying thank you!!! never would i have thought that i would ever reach over 100 followers,,, so the fact that i’ve hit 1000 followers seems so unreal to me,, so thank you guys! for supporting my writing and dealing with my nonsensical rambling!! 

with that being said: in honour of reaching 1000 followers, i’ve decided to start a little series on my blog. i’ll be writing for five main groups: nct ( all units ), loona, twice, red velvet and the boyz. these are my favorite groups to write for though i’ve really only ever written publicly for nct. 

i’ve complied a list of 60 aus ( most are from this masterlist and i’ve just chosen the ones that i like ) and 20 songs so just pick one and send me a request! note: most things will be written in bulletpoint and this post will serve as a masterlist for everything! 

example requests: 

“competitive au #1 w doyoung?” 

“angst song #2 with sana?” 

if a prompt is taken, it’ll be bolded with the name of the idol next to it! i’ll also include who requested it uwu basically, it’s a first come, first serve type thing! you can also request more than once!

ok with that being said,,, have fun! 

songs

angst

01. [ younghoon | anon ] “love letter” jinsoul and kim lip 

02. “push and pull” kard

03. “rumor” kard 

04. “lady” exid

05. “see saw” gowon and chuu and kimlip 

06. “walkin’ in time” the boyz 

07. “hard to love” bol4 

08. “destiny” lovelyz 

09. “we were in love” t-ara and davichi 

10. “dont recall” kard 

fluff

01. “hi” lovelyz

02. [ donghyuck | anon ] “walk u home” nct dream 

03. [ heejin | anon ] “what is love” twice 

04. [ jaemin | anon ] “shine” pentagon 

05. “imagine” bol4

06. “nevermind” jeong sewoon 

07. “real man” the east light

08. [ doyoung ] “a girl like me” gugudan 

09. [ yuta | @jenofanclub ] “heart attack” chuu 

10. “the day of confessing my love” jo kwon 

aus

roommate aus

01. friend of a friend needs a place to stay before they get evicted

02. my roommate fell nd broke their arm in the shower,,, what do i do

03. [ yeri | @najaeminclub ] new roommate cooks for the first time and almost burns the house down

04. overheard you singing in the shower you sound angelic 

05. [ doyoung | anon ] your clothes ended up in my laundry and now im wearing your favorite tshirt 

enemies to lovers au 

01. you’re a jerk barista who purposely screws up my name when i order 

02. [ jihoon | @lovejihoonie ] you saw me crying and you weren’t supposed to,, why are u trying to hug me 

03. you come to the restaurant i work at and choose me as your server every time just to annoy me nd i can’t do anything or i’ll get fired

04. [ yuta ] look i know we haven’t said anything nice to each other for years and this is a bit sudden but can you hold my hand and pretend to be my partner for the next few minutes cause my ex is coming over and i can’t be on my own for this so lets just pretend we aren’t mortal enemies okay? omg, you’re saying nice things about me and your arms are around my waist and my heart is pounding in my chest and oh god no out of all the people i could crush on why you?

reincarnation aus

01. [ jaehyun | anon ] i meet and fall in love with you in every lifetime at the same age but your age is always different so it never works out and for the first time i’m meeting you when we’re the same age and i’m horrified that i might fuck this up

02. [ doyoung ] i skipped like four cycles of reincarnation and i know you’re pissed at me for leaving you all those lifetimes but it wasn’t my fault please please will you take me back

03. [ yukhei | anon ] i don’t know how to tell you this but the reason you didn’t see me in our last reincarnation cycle is because for some fucked up reason I was reincarnated as your dog

04. [ taeyong | @najaemini ] we keep reincarnating as people who speak different languages and it’s kind of pissing me off because i can never initially confirm if it’s you but at least i keep learning a bunch of cool new languages each lifetime

height difference aus ( specify who is the tol nd who is the smol pls !! ) 

01. [ jacob | anon ] you were trying to reach for a box of cereal and a whole shelf’s-worth of cereal boxes fell on you here let me help

02. [ jeno | anon ] we’re both baristas and sometimes i have trouble reaching for things and i show up to work one day to find a personalized stool with hearts and my name on it i hATE YOU 

03. we’re in art class tgt and i just opened a cupboard to find a tiny person (you) squished inside and you just looked at and said “shh i’m hiding” we’re on the bus and im really not trying to take up your space im sorry i just have rlly rlly long legs 

04. [ juyeon | @jenofanclub ] you’re afraid that you’ll lose me in big crowds so you always hold my hand but now you just hold my hand when there’s only, like, five people around and I’m getting vry suspicious

05. you’re super short and i’m sorry but it’s really really cute whenever you try to reach that book on the top shelf here lemme help you- oh no don’t be embarrassed, your face is all red and you’re even more adorable now i am going to die

competitive aus

01. [ jaemin ] we’re both ‘team leaders’ at a summer camp for little people and you may be hot but goddammit my collection of twelve-year-olds are going to beat yours into the dust

02. i used to be the best baker in the neighbourhood but then you showed up at Mrs Appleby’s 80th birthday with a stack of brownies which almost gave me an orgasm my honour is at stake and im going all out for the next event

03. [ renjun | @najaeminclub ] a mutual friend invited us to their laser tag party and we’re the last two alive on opposite teams and goddammit if im going down you’re going down with me

04. you’re going to be at the halloween party and you’ve won best costume for the past three years but this year i am wearing the best costume ever if you defeat me i will eat my - wait you actually look really cute when did you turn hot what the fuck um

05. [ donghyuck | anon ] we’re always making stupid bets like ‘bet you can’t drink this whole bottle of BBQ sauce’ but then you did and now you’re sick and i feel really bad here let me look after you

06. did you actually just blue shell me on our date you fucker

college aus 

01. [ momo | anon ] excuse me, I know we don’t have assigned seats in college, but I’ve been sitting in this one for eight weeks and it seems you’re in my spot

02. [ lucas | anon ] bless the spring semester stage combat class for practicing on the North Lawn, because watching my crush get sweaty and worked up while pretending to fight people really Does Things to me, okay

03. i was abroad last semester and forgot to fill out the housing form, but your old roommate dropped out so hi, hey, how’s it going, I guess we live together now

04. both of us turned up at the wrong room for this lecture but don’t know where its meant to be 

05. [ lucas | @najaemini ] we live in halls opposite each other and i keep seeing you changing through your window 

witch aus 

01. listen, i know im new at this and all, but you screeching at the top of your tiny frog lungs isn’t going to help anyone, is it????? don’t you dare croak at me in that tone

02. [ jeno | anon ] we’ve been friends for years, so are familiars are really good friends with each other too. nd recently, while we’ve been doing witchy stuff, i’ve noticed that our familiars are growing extremely close and being affectionate towards each other. that’s weird because like our familiars are supposed to represent our subconscious and that’s not how we feel about each other at all… right?

03. [ seulgi | anon ] i borrowed the broomstick you keep in your wardrobe, and while i was cleaning up some lint; it suddenly shOT UPWARDS AND SMASHED INTO THE CEILING WHILE I WAS STILL HOLDING IT AND IT WON’T STOP MOVING GET ME DOWN FROM HERE I SWEAR TO GOD.

ghost aus ( in which one person is a ghost ) 

01. the neighbours asked one time if I had any roommates and i said no and they just looked really confused because they can always hear me shouting or talking to someone. yea, my neighbours think I’m crazy now, so thanks for that.

02. we’ve been arguing for a solid hour about whether Amelia Earheart actually died when the plane supposedly crashed; i don’t care if you met her one time when you were in purgatory. that doesn’t make a difference!

03. my ghost is really temperamental so i sometimes just scream “FUCK OFF” at it really loudly. it quietens down after that.

04. i’ve become so used to all the weird shit that happens in my house that when i invited people over and you were just throwing books around in the hallway, i completely forgot that they aren’t used to it like i am and now they just ran out of the house screaming. 

05. [ johnny | anon ] you’re a ghost and you scared me so much that i died and i literally rose out of the floor two minutes later as a ghost, now we’re stuck together for eternity and now i’m gonna beat your ghost ass.

06. CAN YOU NOT POSSESS DOLLS PLEASE IT’S NOT FUNNY AND IT”S JUST A DICK MOVE AND SCARES THE HECK OUT OF ME EVERY TIME

you know them but you don’t know them aus 

01. my friend can’t stop talking about how they want to set me up with their other friend so we start texting each other and they’re hilarious but shy about meeting and ALSO there’s a cute bike delivery guy who brings my mail at work and winks at me whenever i sign for a package 

02. [ sana | @jenofanclub ] i’m obsessed with a food blogger who writes about cheap ways to be gourmet in your 20s and i flirt with them over comments but they never post pictures of their face and ALSO there’s a really cute grocery bagger at the store down the street who teases me and always asks to join me for dinner and i definitely want to say yes

03. [ jaehyun | @jaehyunclub ] there’s an overnight IT person at school who always answers the phone when i call about a problem with my computer and i totally have a crush on their voice and their exasperation and ALSO the bakery down the street is always running out of my fave scones and the adorable person behind the counter can’t hide their amusement and i think it’s super rude but also super cute 

04. [ lucas | @najaeminclub ] my boss is always telling me how perfect her son would be for me and she promises he’s coming to the next holiday party and don’t worry he’s heard all about me too and ALSO there’s this dude i slept with once a couple of months ago and sometimes he still sends me dick pics when i ask him to at 3 in the morning cause seriously dude’s got a good dick 

05. our kids are bitter rivals and the only time we ever meet is when we’re both called to the principal’s office and whatever maybe i think you’re kind of cute but your kid’s a monster and ALSO someone keeps buying the last everything bagel at my favorite coffee shop 2 minutes before i get there in the morning and has heard about my plight and has started leaving me bragging notes about it 

06. [ changmin | @lovejihoonie ] i hired a dog walking company and i’ve never met the person who comes to my apartment but they leave me really cute notes and they give my dog presents and i kind of love them because my dog does and ALSO one of the artists at this gallery opening is hella cute and i want them to paint me like one of their french girls

??? aus

01. [ jacob | @lovejihoonie ] im calling to cancel our date bc im actually in the er right now, sorry,,,, i mean,,, i guess u can come here,,,, bring me fries 

02. we’re both meant to be going on blind dates with other people but we sat down at the wrong table and got our hopes up

03. a scary-looking person who unintentionally makes kids cry and a daycare volunteer meet at a children-filled park

04. [ sunwoo | anon ] you’re infamous for being an asshole nd i had to sit next you in class. turns out you’re kinda nice one-on-one. 

05. i let you cheat with my answers on a test and then you got the highest grade possible nd now you owe me a HUGE favour.

06. i just got bowled over by your huge-as dog in the park nd now you’re profusely apologizing while trying to hold your dog off 

07. [ kun | anon ] i kind of naturally spoil people and like taking care of them, you’re always getting sick in class / feeling down in class nd omg i think the teacher ships us???

08. [ yuta | @najaemini​ ] you always like to make me embarrassed by leaning in too close or hitting on me, but i’m used to it now nd one day i decided to retaliate

09. [ ten | anon ] ok so when we were little i accidentally mentioned that i had a crush on you but i always thought you didn’t hear me because you just looked at me weird and never commented but now we’re in high school and omg you just introduced me as your boyfriend/girlfriend/datemate wtf we never discussed this!!!

10. [ donghyuck | anon ] why are you so clingy people will think we’re dating- i know we are but you’re the one who wants it to be secret you moron!

11. [ taeyong | @najaeminclub ] i understand that you’re my bodyguard but that was a freaking FRISBEE not a nuclear bomb jesus christ- hey why are you still on top of me and why have i not noticed how beautiful you are? 

12. you’re so perfect and i’m in love with you but i’ve never actually met you and you keep avoiding meeting up, so i called nev and max to help me figure out whether or not you’re catfishing me

13. [ irene | anon ] you had a party and i got really drunk and stole your toaster, so i showed up the next day to return it and you were really hungover so i made you breakfast (but i burnt all of it)

14. [ jungwoo | anon ] you have dimension-jumping powers and you’re mad that literally EVERY OTHER VERSION OF YOURSELF is dating ( insert idol ). then ur idol asks u out and is confused when u screams ‘FUCKING FINALLY, JACKASS!’

15. [ hyunjae | anon ] i suggested we play spin the bottle so i could kiss you, but now everyone else is kissing you except me :/

[joylessholland]

Deadline (Part 1)

TOMXREADER & HARRISONXREADER 

(1,525 words)  Warning: Swearing?, Thrist (later), Tom and Haz are hardly in this part but stay tuned for more of their love story!

A/N: So before you COME FOR ME yes this idea came from the app Choices, that game has taken so much of my money its time I get payback. Yes Haz and Tom are both gonna be in the series, and the rest of the boys are thrown around as well, If I fuck with their sexuality (*cough* Harry) please just go with it. Love Y'all ENJOY! Again this BEAUTIFUL board is by @kingquackdaddy wuv u!

Masterlist   Requests (feel free) 

The metal of the ramp creaked as you boarded the ship. The cruise would take you all throughout Europe, your wealthy grandmother had passed a month before, her last wish was you your sister and brother all get-together. Of course, she couldn't send you to her beach house oh no she had to send you on a cruise to Europe with your siblings. Walking the top deck your eyes meet a very familiar set the features, familiar because they were your own. Standing taking pictures with the ocean with your twin sister Veronica. Her smile widened as she saw you, putting down her camera she ran into your arms. "Oh Y/N, it’s so good to see you." Smiling brightly, you embrace your sister mentally thanking your grandmother for bringing you together. A strong hand meets the small of your back as you turn to meet your brother’s bright blue eyes. "Graham" you squeal jumping into your brother’s warm embrace. "Can you believe gran?" he says in awe of the ocean. "Not really" you smirk as your sister hugs her brother. "I can't wait to get some serious sun on this vacation,” Veronica says pulling you into the shoot. Taking a selfie, Graham offers to buy you and her a drink to catch up. “We have four months to catch up” she air quotes “I wanna go to the front and wave a scarf to the people,” she says scurrying off “Shall we,” he asks walking in the direction of the main deck “Sure” you agree, catching up with him.

Sitting with your legs crossed Graham waves the bartender over, the boy was scrawny with short curls. “What can I get you?” he asks “I’ll have a Cosmo” you politely ask nodding he sets off to make your drinks “So Veronica was too full of herself to ask so I will. Where is he?” tucking your hair behind your ear you shyly look over at your older brother, giving you a soft smile you swallow the lump in your throat. The “he” Graham was referring to was Andrew Gilroy your fiancé or should you say EX-fiancé. “He slept with his receptionist,” you say quietly as the bartender brings you your drink back. Slurping it down “That little asshole” Graham says a little too loud causing the boy to almost spill a drink “Oh sorry” he looks at the nametag “Harry” throwing the boy a ten he looks back to you “You left right?” Graham asks placing a comforting hand on your shoulder “Yeah I got out of there” you assure him as he kisses your cheek “you okay” nodding slowly you see Veronica out of the corner of your eye “What’s with the pout fest” she asks waving over the barman “Andrew cheated on Y/n” “That little asshole” she quips as Harry walks back over “Hmm, your cute enough” she says “I’ll give you five bucks to pose for a picture” she says holding a five between her fingers “Lose the apron” she says as he takes the small bill. “What are you doing?” you ask as Harry hops over the bar “Andy still follows me on Instagram, it is now my personal mission to make him a little jealous” she giggles unbuttoning Harrys top three buttons showing a little chest. Getting in close she snaps a few pictures posting the best one with the caption “Off to a good start”

After a long day of selfies and fireworks, you finally made your way to your bedroom. Getting undresses, you wash your face ready for bed.  Lying in the silk sheets you sigh into your pillow, feeling your eyelids grow heavy you give in and slip into a deep dreamless sleep.

Someone grabbing at your hair tie startles you ”Wear your hair down it suits you better” Veronica says sitting to breakfast “So when’s the suit gonna be here with the will” she asks grabbing a mimosa off a waiter’s tray. “He should be here any minute,” Graham says sipping his drink. “How are you feeling today Y/n?” he asks seeing as you’ve been quite quiet during the meal “Look, Gray, she’s not suicidal. Her fiancé cheated, look at her. Look at me, he’s not gonna find anyone like her ever again. You shouldn’t feel bad Y/n, you deserve so much better than that guy” she snaps. Grabbing her hand, you mouth a thank you as a tall man in a suit strides up to the table. “Hello. I’m  Mister Hudson, your grandmother's lawyer. I’ll be handling the will” he says asking for permission to sit.

“This is the official reading of Pamela Y/l/N’s last will and testament” Mr. Hudson begins opening a blue folder taking out three envelopes one blue, one pink, and one green along with a sheet of white paper with your grandmother’s signature on the bottom. “ready?” he asks nodding eagerly your sister grabs your hand under the table. “To my darling grandchildren Graham, Veronica, and Y/n, I leave each with a sum total of one million dollars.” Squealing in excitement “Gran was fucking loaded” Veronica shouts causing other patrons around you to stare “on the condition that they complete each task that I have assigned them, see envelopes” immediately growing frustrated “Of course” she says as Mr. Hudson hands out the envelope, handing you the blue, Graham the green, and Veronica the pink. “and now for individual inheritance, To Graham being the oldest comes with many responsibilities I leave you Cherrywood manor and my all the content, unless specified.” Mr. Hudson says handing Graham another envelope “To my sweet Veronica, I give you the contents of my closet, the keys to my car, my spot at the country club, and my prize horse Pegasus” gasping in awe Veronica wiggles around in her chair “it’s not a mansion but…” Graham jokes sipping on his drink “and to Y/n, my beautiful bride I give you the beach house, and my the spot of CEO of fashion company as well as all my shares.” Your breath comes out shaky as Mr. Hudson closes the folder “The whole company?” you ask holding your head in your hands “Yes Pamela thought that it would help you with the new family you and your husband will start” before you can protest he cuts you off “Now all the transfers will happen after the four-month cruise and each of you have completed your tasks” Mr. Hudson reads from the will “Failing to complete your tasks will cause your inheritance to be split between your other siblings. And this last little part is some advice from your grandma. My sweet grandchildren each of you have been given things that if used correctly can make you a lot of money. Complete your tasks and most importantly have fun.” Putting away the will Mr. Hudson stands “I will be on the cruise with you and I will monitor your performance of the tasks. Thank you for your time. If you have any questions I’m in room five o two” smiling her walks off loosening his tie. “Open them together,” Graham says grabbing his green envelope “On three, one,” Veronica says “Two,” you say “Three” Graham says as you all tear into your envelopes. Scanning the words your heart drops “oh no”

Y/n, your task is simple, at the end of your trip a beautiful wedding is set up at port. Get married and have an amazing time my love. Try and keep your sister in line will you please. Grandma Pam

“This can’t be happening” Veronica yells “What?” Graham asks folding his letter and stuffing it nervously in his pocket “Dear Veronica, you have always taken after me in the best ways but also in the worst, I learned at your age to value a good job. I have pulled some strings and gotten you a job in the kitchens. Keep this job for the whole cruise and your inheritance is yours. Love Grandma Pam” Veronica scoffs placing the letter on the table. “what do you guys have to do?” she asks gulping down another drink “Y/n?” Graham asks placing a hand on your arm “I’ve…I’ve got to get married” you breathe as Veronica scoffs “easy…oh, wait. Y/n” she gasps “well figure something out there has to be an Andy being an asshole clause or something,” Graham says “There is!” Veronica says holding your letter “It says Get married and have an amazing time. She never said anything about…” “Andrew!” Graham says happily “What do you have to do?” You ask trying to forget about your problem for on minute, Graham blushes “Well come on tell us” your sister backs you up “well” he starts getting really red “It starts with me…coming out” a smile spread across your face “Oh Gray” you coo as he blushes harder. “I’m so proud of you” Veronica says pushing her chairs back into a man causing him to trip and fall. Cold liquid soaks your sundress as the man stutters an apology. “Great” looking up, your eyes meet those of a muscular man with big brown eyes and chestnut curls “I am so sorry, I’ll buy you a new dress,” he says grabbing napkins.

Thx for Reading (Stay Tuned)

[malachitelibrary]

About Goetic/Underground Hell and Hellborns Under Goetics

Hellborns, true to the name, are demons that reside in Hell. Note that this post obviously does not cover the entirety of Hell; this is written mainly from a LOW-CLASS GOETIC MILITARY PERSPECTIVE and interaction with royalty from that class perspective. By “low-class military” I mean the military of a Goetic Marquis, which is one of the lower ranks of Goetic Hell Nobility.

EDIT: It has come to my attention that there are portions of Hell above ground, and the above ground portions are generally much nicer than the underground portions. THIS POST PERTAINS MAINLY TO GOETIC HELL/THE EXTREMELY DEEP UNDERGROUND PORTIONS, where most of the Goetics that are actually fallen angels or demons reside. 

What is Goetic/Underground Hell culture like?

So you know in old Europe, wars were held for…”fun” and “honor” to put it basically? At least, for the nobles it was considered “fun” and “honorable”? Well, think of the same concept in Hell, except that the top nobles are immortal and powerful enough to wipe out an army of non-nobles with a wave of their hand!

With War/Fighting/Making Enemies being a sign of honor and respect, and the Nobles participating in it never needing to fear death, you can imagine how it’s Hell for everyone else besides the nobles and those they favored. With Making Enemies(™) being a sign of respect, as ironic as that sounds, nearly all Hellborns have fragile egos and do not tolerate even the slightest of insults.

With armies being raised purely for fun and “honor”, most military Hellborns are born into the army. Yes, a child military. A military of children where children are trained to kill as soon as they understand commands! I’m talking like 5 year olds here. 

Those that aren’t born into the army are usually born into something related to the army in some way; whether it’s military research, weapons forging, etc.

A “survival of the fittest” mindset, taken to the absolutely-most-fucking-extreme, and as a source of enjoyment (again, only for nobles anyways) basically summarizes Hell.  

Yet a lot of nobles also take pride in being “civilized” and by civilized I mean they hold fancy parties so they can still see themselves as like. Not disgusting, in some way. Just another thing to be pretentious about. At these parties, there is usually tons and tons of wine, ballroom dancing, etc. There’s also an uneasy peace- uneasy in that yes they are enjoying partying without fighting, but that they would all start ripping each other to shreds immediately if someone started it. And again, with their fragile egos, “starting it” could be as simple as accidentally bumping into someone on the dance floor.

Additionally- favoritism. Favoritism, favoritism, favoritism. Favoritism literally makes all the difference in how much someone’s Goetic/Underground Hell life sucks- the only people who are like “(underground/Goetic) Hell wasn’t that bad!!” are those who were nobles, favorites of some noble, and/or weren’t prescribed to the military. 

Or, hopefully, they came from the above-ground and not-so-awful parts of Hell, and it’s just a miscommunication/difference of experiences.  

What’s the class structure of Goetic/Underground Hell like?

There’s like 30000 layers of nobles and different ranks of nobles. Rank is so important that there’s a bunch of subdivisions within each rank so that nobles of the “same rank” still know where they stand relative to the others. So for example: There’s Great Kings, High Kings, Kings, Sub-Kings, etc.

How often does the class structure of Goetic/Underground Hell shift?? Are demons ever overthrown/overruled?

Never. When all the top nobles are immortal, it never, ever shifts. At least, to my knowledge it has never shifted. 

Besides entertainment (for nobles), what other reasons could they be at war?

As all non-nobles, and even non-immortal nobles are told the bare minimum of information, my only guess is training demons for the (possible) war against Heaven. I have no idea if that war is going to be an actual thing that will happen eventually or not.

What is the Goetic military like?

Well, to summarize how much is sucks:

You’re born into it. Or, you could be a dumbass and join the military.

Once you enter there is no leaving. No time off at all; you’re in until you die. The only “time off” you’ll get is if you’re injured and your superiors consider you worth enough to keep alive.

Torture is 100% Legal and encouraged as well!

Haha what payment?? You don’t get paid, are you kidding me?

You are told the bare minimum of information. Like only just as much to do your mission, IF you’re told anything at all. Nobody except the nobles knows why we even do any of this.

The only clothes you’ll ever have are your uniforms.

But to be a little more informative, here’s some info about the specific divisions you might find in your average Hell military. There’s more, but these are the only ones I know a decent amount about.

Stealth Division:

Avg height is 5 ft, ranges from 4-lower 6 range

Have a lot of tests

Physical Tests: Balance, Speed

Cunning Test: You are given “special” information from a Commander/General and instructed not to tell anyone, but members of your division will (stealthily) attempt to grill you for that info. Realizing you are being tested = passing. Failing to realize, or giving away the “info” = fail.

Also have a bunch of weird tests where u can die-

Assassination Test: With permission, certain members of the division may try to kill you. If they get caught, you are allowed to kill them. All methods are allowed, as long as they are stealthy (poison,physical assassination, etc)...Yep! You try to kill members of your own division and the members of your own division try to kill you too!!

Front-Liners:

Average height usually ranges 7-9 feet. Anything below is considered short.

The dudebro fraternities of hell (but 1000x more violent and aggressive than humans)

100% GRADE A BEEF. A regular gun would probably do jack shit (in more pleasant words, nothing) against a front-liner. A single front-liner could probably take out a tank.  

Scary as fuck

The entire front-liner area is made really tough because of the frequency of brawls, which would result in a lot of things breaking if everything wasn’t made of rock. Fights were most common in the cafeteria.

No limit/extremely high upper limit to your food ration at the cafeteria

Front-Line Mages:

Really rare, as in, almost none--for lower ranked militaries, at least. (I believe they are much more common in higher-up militaries as higher militaries recruit from lower ones but I’m not 100% certain on this)

Usually don’t live longer than 2 years

If they live longer than two years they usually become really OP, like a one-man army

Okay, the Goetic military really sucks. What about outside of the Goetic military but not nobility? Like those weapons forgers or research demons?  

Outside of the military is nowhere near as bad, you’re a lot less likely to get tortured, beaten, you actually get paid, you (usually) get your own house/apartment. However, you still can’t leave Hell. 

What do non-nobles do for entertainment?

This is mainly what lowly Goetic military demons do for entertainment:

Fuck- there are absolutely no rules on sex within the military. Although, males and females are usually housed separately so as to prevent babies when not at...specified breeding times. So yeah, basically each base was and even (literally) had giant orgies of the same gender. Especially after winning a battle/mission.

Alcohol- There might (MIGHT) be one (1) bar at a base. Maybe. Though (in my experience at least) there’s no bar at the front-liner base because they’re too rowdy andb break everything.

Sleep- Self-explanatory.

Brawl- Brawling is absolutely encouraged, especially with the front-liners. It’s both a form of training and weeding out the weak.

Yeah, there really isn’t much to do at all in Hell if you’re not a noble and if you’re in the military.  

What about morals? If...any.

LMAOOO what morals?? You think of something bad, it’s probably embraced, even seen as a form of empowerment. Torture? Yep! Non-consensual sex? Definitely! Abusing your partners (especially if one is a noble and the other not)? Absolutely!!  

Will I go to Hell if I’m not a Christian/some variant?

This is totally my take but I didn’t see a single damn human the entire time I was down there. And no, I didn't do anything to be placed in Hell, I was literally just born there. So no need to worry, that’s just a form of fearmongering.

---------------------------

Feel free to send in any more questions about Goetic Hell/Hellborns! 

[decadenttimetravelmentality-blog]

Madera California Cheap car insurance quotes zip 93639

"Madera California Cheap car insurance quotes zip 93639

Madera California Cheap car insurance quotes zip 93639

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

How cheap could i get insurance?

im 17, gonna be 18, no parking violations tickets or accidents whatsoever. the reason i ask is because the state i live in requires insurance.""

Why does auto insurance rates go up after manditory insurance laws pass?

the insurance companies promise that passing these laws would always lower them

I need cheap car insurance keep in mind I am 19 & I need full coverage on m car any suggestions?

I need cheap car insurance keep in mind I am 19 & I need full coverage on m car any suggestions?

Alternative ways to insure a car?

Im 17 and looking for car insurance someone told me that you can insure it by giving some company a certain amount of money around 15k and then at the end of the year they would give u it back, however if you were to claim, the cost would come out of the money you gave, is this true and anyone know what its called if it is? ty""

Affordable Health Insurance?

I was in a pedestrian accident earlier this year. The case has since been settled and I was awarded $25,000. That was the maximum insurance the driver had, after lawyer fees, etc., etc., I didn't end up with much. I am unable to work and have no health insurance. My back is still scarred. Everyday, all the time it aches. I stopped treating with the chiropractor because he was making me feel worst the entire 2 months I treated. I need prescriptions and medical attention period! I have about $4,000 left, but I am unemployed and do not want to continuously dip into my savings. Since my lawyer has been paid, I seem to be of least concern.""

Cheapest car Insurance companies for younger drivers?

Does anyone know any car insurance companies in UK that are cheapest for first time young drivers. Im a 21 year old male and will be putting my parent as the second driver to reduce it. Im not asking for cheap car insurance, I know that doesnt exist. But Im just asking for cheaper insurance companies because some of them are asking for ridiculous prices like 6,7 grand. I only want a second hand Fiat Punto, please help I cant afford this its just too much. Thank you.""

What cars have the best insurance rates?

What cars have the best insurance rates?

Medical insurance question?

I'm 21 and under my parent's military insurance, I had to be a full time student in order to be back under their insurance. I got my new ID, I'm back on medical insurance but I'm struggling intensively in one of my classes, and I can't find tutoring for this specific class. There's also no book or feedback from my professor, thus making me withdrawing from it. Withdrawing from the class would leave me with 11 credits. Since I already have my ID card, and I'm under medical insurance and have my insurance card and everything, will this effect my eligibility or will I still have medical insurance under my parents?""

How much would my usaa insurance be?

I was pulled over for 3 violations (no license, insurance, and running a red light) and next year it will be 3 years. The court said they gave me 1 point on my license (I paid off my ticket because I couldn't go to traffic school). I read that insurance companies could see up to 5 years of your driving history. I plan on completing an online course to be certified. I've had my license for over a year. I'm a female in california, currently 19. I was wondering how much my insurance would be (I'll be under my parents usaa insurance) if I complete the course and wait until the 3 years are up. Serious answers only please. Thanks!""

Insurance question?

My friend has a 1990 Mazda B-2200 Club Cab 4x2 and he's paying $140 per month for insurance. I keep telling him that if he gets a new car his insurance rate will go down because of the safety features on that car. His truck has no ABS, airbags or any other safety features besides seatbelts. He's looking to get a 2008 Volkswagen Rabbit. Now the Rabbit has standard 4-wheel ABS, front, side and curtain airbags, traction control, etc. The price of the car is around $17,000-18,000 but he's still worried that he'll pay more each month. Is that actually true or am I completely wrong?""

What happens when fail to pay Car Insurance premium? Details Inside.?

Hello Friends, I know that failure to pay car insurance will lead to termination. What I basically want is to cancel the insurance, because I plan not to drive that car for few months to save on Insurance premium. My first question is do they allow termination for such reasons? and in case they don't allow that what would happen if I simply stop paying premium? But remember that I plan not to drive it for few months, so why I need insurance after all. What is the immediate consequence and what is the effect when I would like to drive that car again and want an insurance then? If it is of any relevance, my car is of New York. Please answer me. Thank you""

What car insurance coverage is actually necessary?

And how much of each do you really need?

How long do I have once I cancel my auto insurance in Florida?

Okay so I just got a quote from Geico that is half of what I'm paying my current insurance company. My insurance payment is due the 23rd though. Now they told me that the whole process of signing up would take from a few days to 30. I wont be driving my car these holidays so would it be possible for me to cancel my coverage with the other company and sign up with Geico. If I cancel will my license get suspended? I just don't wanna have to send the tag back because it cost me 400 dollars to take out.

I was wondering who has the cheapest auto insurance rates in the bay area california? please help.....?

I was wondering who has the cheapest auto insurance rates in the bay area california? please help.....?

How much would insurance on a Mercedes C230 cost?

2008

Cost of insurance on a mercedes Benz each month?

i have to do a gay project

What Are Some Good Health Insurance Companies?

I used to be a 1099 worker but just recently got switched over to a salary but i still do not have health insurance. Are there any affordable health insurance companies out there that ...show more

License in insurance?

What would it be for? How would I go about obtaining one, and is it a solid field to get into? I currently work in member service for health insurance and am looking into getting into a different type, but I see a lot require a license in insurance.""

Car insurance help.first to answer gets best answer.?

I want to get a 2003 Nissan 350z. im worried about insurance cost though. for a 17 year old with no tickets and no wrecks how much do you think car insurance would be? first to answer gets best answer.

""Dose the bank charge insurance for car under 3,000 dollars?

I'm needed a newer car used/wholesale something to fix up. I can't afford full coverage on any vehicle and I heard they don't charge full coverage insurance for cars under 3 grand.

My car insurance is 6000 and im 17 can anybody help pleeeeeeeeese.?

Hi on average my car insurance is 6000. I got these from price comparison wesbites. I am trying to insure a 2002 1.2 litre Vauxhall Corsa, on Third Party Fire and Theft. I am going to do about 10000 miles a year. I live in Lozells Birmingham United Kingdom. Can anybody get my Insurance done for cheaper. I have shopped around so much, i even put my mum on as main driver but it only gets 500 off my insurance. Can anybody help me maybe anyone that work in car insurance.""

How much should an attorney charge for helping someone with an insurance claim? (average charge?)?

I don't wanna over pay. ..and does anybody know any good attorneys?

We are looking for cheeeep insurance?

What is the cheapest insurance available out there?

Insurance costs for two and planning for a baby?

Hello Gurus, I am getting my wife to the USA and i should buy insurance since we are planning to have a baby. Any suggestions on which insurance to go with? I need a good coverage and affordable too. Any help greatly appreciated. Thanks, Raj Thanks, Raj""

Question about motorcycle insurance.?

I was wondering if anyone could tell me, on average, although there are multiple considerations...how much difference would there be in monthly insurance premiums between a 500cc bike compared to a 650cc bike? I heard that its actually quite a bit of difference, as I think I've heard that anything less than 600 is quite less than anything above 600cc's. I was just wondering if anyone could confirm this, and hopefully give me some estimated figures. Thank you""

Madera California Cheap car insurance quotes zip 93639

Madera California Cheap car insurance quotes zip 93639

Car insurance question?

i had a non fault accident for which the claim is still ongoing as the 3rd party is not admitting liability and we both are with same insurance. The problem is that our car is booked in for repairs but and we have fully comprehensive insurance but the insurance is saying that they cannot guarantee us courtesy car as no one is admitting liability??? and they told me to phone hire company to ask them if they can provide one, i have always thought that with fully comp you are guaranteed courtesy car but i do not understand what they are doing.""

How much do you pay for:car insurance? Home insurance? Furnishing your first apartment?

How much do you pay for:car insurance? Home insurance? Furnishing your first apartment?

What insurance information do I need for my driver's test?

The DMV specified I need insurance information...

Does anyone know where a couple in their early 60's might find affordable insurance.?

We had really great insurance but, it went up from a little less than $600.00 to over $1000.00. We cannot afford that.""

Which insurance companies will let me drive other cars whilst fully comp at 21?

Which insurance companies will let me drive other cars whilst fully comp at 21?

If my auto insurance cancel how much grace period is there after the due date?

If my auto insurance cancel how much grace period is there after the due date?

""An insurance company will insure a $260,000 home for its total value for an annual premium of $590. If the com?""

An insurance company will insure a $260,000 home for its total value for an annual premium of $590. If the company spends $30 per year to service such a policy, the probability of total loss for such a home in a given year is 0.001 and you assume either total loss or no loss will occur, what is the company's expected annual gain (or profit) on each such policy? I think maybe 300$?""

How much would car insurance be for a 19 year old teen with plenty of tickets?

How much would car insurance be for a 19 year old teen with plenty of tickets?

Cheap V8 cars to buy? (under $15k)?

I am looking to buy my first car in about April and I need something cheap to start with as I will be selling it for a better car once I make the money. I am going to start working after April so need a cheap car to get to work. I have always been interested in V8's because of the sound. I would like a 4 door too. What do you have in mind?

Do you have to have car insurance to drive a motorbike or a car?

hi there i was wondering do i have to have car insurance to drive a motorbike or a car ? oh and how much do you think they would charch a 19 year old guy oh and do i pay weekly or monthly or yearly ?

What is the cheapest auto insurance for college students?

There are so many companies I can't check them all. I should mention that I live in Michigan. I'm not a full time student so I generally don't apply for those discounts. But I have a clean driving record and have had my license for almost six years. So far I have found the esurance is the cheapest. But I was wondering if there is anything cheaper out there?

Unemployment insurance disadvantage? california?

is there any negative impact if you file for UI???

..new driver in CA? insurance?

does the DMV automatically alert your insurance company that theres a new driver? or do you have to yourself? and if i havent yet, what happens if i get pulled over? should i not be driving?""

Planning ahead for car insurance ADVICE.?

OK, So I have recently passed my driving test and am now currently trying to sort out a car for myself. As a young driver I know insurance is high. All I want to do is find out how much the insurance is on each small car, so I can find the cheapest. E.G KA ETC. I have looked online such as confused.com and they ask you for the number plate and ask questions about the specific car. Obviously I can't fill it in because I haven't got one. Is there a website that will show all insurance companies and their prices????? Many thanks.""

Insurance Card?

Is it true that your insurance company can refuse to cover you if you didn't have possession of your card in the car at the time of the accident? This is what I was told by a police officer at the scene. (I have a valid insurance policy, but I just didn't have the card there.)""

I have an insurance question?

I was a passenger in an auto accident, and I am supposed to receive a payout from the drivers auto insurance. However I am concerned whether or not my heath insurance(who paid for my medical bills), will be able to access that money that was offered to me by the auto insurance company. Will they be chasing after the money for reimbursement?""

What are the different kinds of insurance out there?

I know there are some insurance that is offered as benefits by your employer such as medical insurance and Dental insurance. By how do you get insurance such as car insurance, Home owners insurance. By the way what is home owners insurance. I might go to become a nurse I know a doctor definitely needs it but how do you get malpractice insurance. What is auto insurance? What are the other different kinds of insurance out there that is necessary to make a living with out in this world. How do you get some of these insurance too. I know medical insurance covers like doctor visits and hospital stays. Dental insurance covers Dentist appointments. Car insurance is suppose to cover if you get into an accident and I believe if your at fault of it your insurance goes way up and what I mean is it is more money you have to pay them. How would you get car insurance. What is home owners insurance, and Auto insurance. What is Life insurance. I know it is usually offered by your employee.""

Car insurance for a 17year old.?

Ok, The car I'm going for when I'm 17 is a 2002 PEUGEOT 307 1.4 16V S [AC] 3dr Hatchback. It was 8337.01 for car insurance on Auto Trader (The cheapest). I was intending placing it on my fathers name (Although I was told it was supposingly illegal, but I won't be doing anything dangerous, and I have drove a few cars before (onboardtraining.co.uk etc..)) I was also told about i-kube, but I can't drive between 11pm and 5am, which could be a massive concern for me as I may need to go out at night for emergencies. Is there any way I could actually get quite cheap insurance? I was really into the idea of puttiing it on my dads name and splitting the insurance money with him every annual. Looking for Alternative ways or tips of lowering my insurance (I will still be in full time education when I get the car) Thanks. Any help is appreciated.""

Will the healthcare reform change the age limit on children on parents insurance?

I'm 25 and one of the great things about the affordable care act was that I was allowed on my parents insurance until I'm 26... Will this change? I'm still in school and there is no way I can afford insurance on my own!!!

""When you get car insurance, is it the car itself that's insured, the person, or...?

does each person in the household have to get insurance for each car they use?

How much more is it to insure two personal cars vs. one?

I am just one guy, I live by myself and nobody drives my car but me. I keep insurance on it but conditions may turn out that I will end up with a 2nd car. I would ultimately drive them both and have them insured but how much is it for one person to insure a 2nd car? Is it (premium of one car) X 2 or more like 1.5(P) I hope this wouldn't be too expensive and make it not worth it.""

What the lowest someone can get on Social Security Disability Insurance?

The one where you have worked at least a few years. I read that if you don't make more than $700 then SSI will kick in and give you the rest is that true, do you have to apply for it after the fact or is it already done for you? My husband is working on getting disability, he worked several years but his income was not continuous, he never kept a job for very long (He's Bipolar) anyways, we are trying to figure out about how much to expect he will get once it gets approved. I'm just hoping it's not like $300 a month because that's not really that helpful when we are just barely scraping by as it is. Anything will help but I am hoping this will let us breath a little and enable us to own a home for once.""

Motorbike insurance?

barclays motorbike insurance

Unemployment Insurance in California?

I currently receive unemployment insurance. On the check stub it states that my claim expires on 07/2008, although the balance noted on there is less than what I usually receive. I believe its because the 6 month period has ended. My questions is, can I reopen up the claim? Am I still eligible to receive my unemployment insurance until my claim has expired which is 07/2008? I was told that you can claim unemployment insurance for a year, so I don't understand why I only received it for 6 months. I was with my previous employer for 7 years, so it's not like I worked wherever for a short period of time. And I am actively seeking a job, although I have a few expectations so I haven't accepted any offers plus I'm a single mother and I have to work around my parent's schedule cause its way too expensive to leave my daughter at a decent daycare that I can trust. Hopefully someone out there can help me with a few information.""

Car insurance admin charges?

hi i am having problems with my car insurance people i had to get a car as i am disabled .i am on benefits i told the insurance people that my benefits come in on the 27 after midnight .but they tried to take the money on the 26 instead of the 28 .as i did not have the money in my bank .i was also charged by my bank ..i phoned them on the 28 and tried to pay the car insurance and told them i would have to sort out the admin charges another time but they would not take the money ,they said i would get a letter to in 7 days to tell me when i can pay the whole amount ..plus the admin charges ,its 140 .this is interfering with my other bills can you advise please no silly replies thank you .""

Madera California Cheap car insurance quotes zip 93639

Madera California Cheap car insurance quotes zip 93639

Life Insurance Policies???

What is the best life insurance company to go with so that my wife and children will have something in the event of my death?

I have 10 years old car and 1200cc and international driving licence. how much insurance to pay in london?

I have 10 years old car and 1200cc and international driving licence. how much insurance to pay in london?

Is a 1994 Eagle Talon Esi good for a teen Insurance and Saftey wise?

Hi I am look at an 1994 Eagle Talon and I thinking about buying it. But is it a good car for a teen just for a daily driver? How about the insurance rates will it be high?

Car accident insurance wont pay?

Its been about 1 month since the car accident happen a police cruiser tea boned another group of serial killers into a group of cars one car total and others with heavy damage.one of the passengers died two were injured in the crash.we have tried getting a layer but the only thing they say is that they cant really be anything done cause there was a death.we called the insurance but they said that they could not do anything they need it a police report and police wont release the report there because of one death and the case is still under investigation.one month passed we called again and they told us that all of the owners of the cars that were hit had not reported and did not know how to spit what the insurance money covers. now my parents are worried they might not be able to fix there car and not get anything at all we have no idea what to do except keep calling the car insurance.my parents were going to get together with the other drivers to see what they can do. but so far only time has passed and they have not done anything or have gotten anything from the insurance.

Driving on someone elses car insurance?

I'm 18 and shopping for car insurance and the quotes are ridiculous, (like 280 a month for minimal coverage). However would it be possible/legal to have my girlfriend who is 20 and in college be the legal owner of the car and have the car under her policy, but I drive it daily and still be covered? The insurance quotes for her are MUCH cheaper, like (40 a month). The reason I'm asking is because a friend of mine told me that as long as the car I'm driving is insured by someone, and I'm driving with their consent, I'm insured. Is this true?""

How much home insurance & tax for a cheap studio?

I know 0 about this: are home insurance rates annual or monthly? Could someone give me just a very rough idea about how much a cheap studio's home insurance & tax would cost? (in upstate ny)

What is the cheapest Sr22 insurance in california?

I am 20 years old Dwv suspended my liscense for a year,i payed all my ticket fees,they were all mostly speeding,i had a total of 6 points on my record.where can i find cheap liabilty insurance?""

Cheapest Vans to insure?

Hi, I was looking into getting a van as a first car, ideally I was after something like a van/car cross, basically an estate with no back windows, I'm not sure of the group. I was wondering what decent vans are out there and what would be cheapest to insure? The main reason for wanting a van is I regularly surf and would sleep in the back occasionally.""

How much would insurance cost for a 22 year old to be insured with his mother?

My mum has been driving for 24 years . The car I want to be a secondary driver is the Honda Jazz 2004 which is 1.3 Litre. How much is insurance looking to cost around?

How much would car insurance be for an 18 year old in Ontario?

I am an 18 year old living in the Windsor area in Ontario, Canada. I was wondering approximately how much car insurance for me would be. I've been driving for 2 years, never had an accident, speeding ticket, etc. I've also taken drivers ed.""

Cheapest car for a learner driver to insure?

my mums insurance wont insure anyone under 21 and my dads insurance want just under 3000, so i wondered which would be the cheapest car for a learner driver to insure? thanks xxx""

How much would insurance be for a seventeen year old female driving 1999 Chevrolet?

I am sixteen i turn seventeen soon. My grandma will not keep me on her insurance About how much will insurance be for me as a 17 year old female driving a 1999 Chevrolet

My daughter was in a multi vehicle car accident and i cant seem to find an estimate for car insurance?

It was a 2001 hyundai elantra. My insurance was 9 star. My daughter just turned 21 and wasen't given permission to drive the car.

Auto insurance involuntarily cancelled?

I got a new auto insurance begining June. And I had an hail damage and hit and run case towards the end of June. On July 30 there was an accident, other person involved was at fault as he rear-ended my car. I reported all these occurances. I get a involuntary cancellation of the auto insurance policy after a couple of days. They sent me this notice and also made me aware of the right to dispute this with the State commisoner for Insurance. Now, when I go shopping for new insurance, I get an increased premium quote. None of the reported claims are my fault and I do not know if I have to dispute this case with the commisioner for insurance or not and not sure how much money I have to spend towards it. Please advice what to do in this situation, thank you in advance.""

Trying to find cheap car insurance?

I am looking for a decent cheap quote for car insurance, I'm 18, male and my car is a 2001 Ford Fiesta Flight 3 Door 1.3L. I'm being quoted around 3000 upwards, this is my first car as ive only just passed my test on friday 6th january 2012. please give me some help, thanks.""

Where can I get the cheapest motorcycle insurance quote for a brand new VESPA?

I'm 20 years old and looking into buying a vespa to use in Toronto! Looking for the cheapest insurance possible!

Is it misandric that young men have to pay more for car insurance?

I mean, its noted that young men tend to have more severe accidents, than women and older men - but isnt this just another case of generalising based on age and sex? A similar generalisation made about women, would have caused an uproar and certainly no policies would have been based on such generalisations about women - as it would face immediate protest, then why is it OK to generalise young men like this? Source : http://education.yahoo.net/auto-insurance/articles/why_do_men_pay_more_for_car_insurance.htm""

How much will my parents car Insurance go up when I get my drivers licence?

I live In Missouri, by the way. Doesn't the Insurance automatically go up for them?""

Auto Insurance Quote?

I am 16 years old living in California and I am newly licensed. I have a 4.167 GPA, am a female, and I drive a paid off car. What is a reasonable insurance quote?""

Would my insurance go down if i trade in an 08 liberty or an 2012 patriot?

I currently have an 08 liberty that we got screwed buying, the gentleman that works at the same dealership is going to try and reverse the loan however which is a good thing. i was wondering though if from previous experience would my insurance go up or stay the same. the liberty we have now has several features. (convertable sunroof, built in media center etc.) where as the patriot doesnt have those features.""

How much do you pay for auto insurance?

I just spent a few hours getting an auto insurance quote from a number of companies. I got a real good rate ($573 for a whole year) for our 2004 car and all the extras. I think this is a pretty good rate but wonder if others are paying more or less. How much are you paying?

What auto insurance should I have for a car that stays in garage?

I live in California, I do have a car that I am not using anymore and it stays in the garage until I decide to sell it. By California law, is there any law that you must have insurance for car? even if it is not being used. if there is a law then what is my best options for auto insurance? Thanks, I appreciate any answer!""

Collision claim - will your insurance go up?

I hit a pole the other day with the side of my truck. There were no other cars involved and there are just a few scratches and one big dent. If my insurance company (Allstate) pays to fix it under my collision coverage will my rates go up? I know I have to pay the deductable - just wondering if my monthly payments will be higher.

How much will my car insurance go up?

I received a speeding ticket today i was doing 56 on a 30 : /...balls. Now I obviously know that car insurance rates are different for everyone so i called my insurance company today and they said that my insurance would roughly go up by 2 points and that each point is roughly 100$ dollars each... I forgot to ask if that meant i would be paying 200$ plus each month or for the entire year, i tried calling again but they closed for the weekend. Anyone know or have an idea? I pay 125$ a month now, could I really end up paying 325 a month?!""

""It's mandatory in California to have auto insurance at ALL times, am I right?""

If yes, to whom can I go to, in order to check the validity of the car's insurance policy? A car hit me last Tuesday (I was a pedestrian). I am gonna be reporting the incident to a DMV office tomorrow. Will they give me the insurance information of the car? The other party didn't give me insurance information on the vehicle.""

Madera California Cheap car insurance quotes zip 93639

Madera California Cheap car insurance quotes zip 93639

Why are my insurance quotes higher when I list an accident I was not at fault for?

I've been getting online insurance quotes lately because I am getting a new car that will be more expensive to insure and I think my insurance now is already too high. So as part ...show more

How much would it up my car insurance if I started a weekend driving school business?

I currently pay about $700 per car.

Car insurance denied claim because they cannot contact its insured.?

Hi. On April first, my neighbor hit my dad's car in our neighborhood. Our garages are facing each other, and my dad was going backwards to get out of our garage. He was already in the street and he was ready to go in his way. Suddenly, our neighbor back out from her garage very fast and hit the driver door of my car. She didn't stay in that position, she moved and my dad did the same. The white bumper of her van had no visible damages, but my door needs to be replaced. Also, there is white paint in car in the place she hit it. We asked for her insurance, but she didn't have it in that moment. We wrote the plate number and took some quick pictures. I called my insurance to report the accident. In the night, when she returned home, we asked for her insurance, but she refused. We called the police and she agreed to give us her insurance information. In fact, she wrote the information herself. I called her insurance(Geico) the next day, and she had already made a claim, and she only said she didn't hit my car; she didn't give more details. My dad gave his version of the accident with a lot of details, but she didn't do it. Her Insurance tried to contact her, but there is no answer from her. I see her everyday, so I am sure is not responding on purpose. Now, her insurance called me and told me that because she is not responding, there is no way to confirm she was involved in the accident. therefore, they denied liability. I was shocked because they took that decision only because they cannot contact her. They didn't came to take pictures of the place or the cars. So, I tell them I was going to send the pictures I took. I did send the pictures but now, the adjuster is not in his office, and he will be back next week on Thursday. Right now, I don't know what to do, I could pay for the reparation of my car, but I don't believe that's fair. Please, if someone can guide me with this case. What can I do?""

How much is motorcycle insurance ?

How much is it if your 18 and have no accidents or tickets. Any cheap insurance companies? And it's not a sport bike or anything, just a normal starter bike that only goes about 100mph.""

Car insurers recommendations?

hi there people, Since passing my test in December, I have been looking to buy (and insure) a car. Shortly I will be able to afford a little run around and have been getting insurance quotes for cars like the Fiesta and Corsa. I have noticed that over the last few months comparison site quotations have jumped from an average of 1800 to 3000 for someone in my circumstances. I have read and understand why car insurance has been hiked up, no win no fee claims are more popluar, fraud and bogus claims and economic recession are responsible for a massive increase in car insurance premiums...Im so angry at these things. I cannot believe this as I though 1800 was extortionate to begin with. I have found Elephant insurance who are quoting me reasonable prices however, back to around the 1800 mark. Please can you recommend any other good car insurers for first time drivers. I am 33 and live in Manchester England. All the big name insurance sites that appear on comparison sites see like a rip off, so any smaller insurers you have had experience of would be useful;, Thanks.""

Why no free health or low cost insurance ?

Do you suppose one of the reasons why we have no Free insurance in the USA is so society keep people working ?

How much should a family budget for insurance?

disability,life,homeowners,car,umbrella""

""I am 18 and can't find car insurance under 2000, does anyone know anywhere?

its insurance for a toyota yaris 2003 Y reg 3 door hatch back for an 18 year old boy with a 1 month old full uk lisence.

What cool yet cheap car is suitable for a 17 year old boy?

I was thinking a classic mini cooper maybe? they got really cheap insurance but tbh I shudder probs look at life insurance not car insurance. I saw the MG ZR and that's cheap and looks good and with airbags... what do u reckon?

What is the *cheapest* car insurance for a 20 year old female driver in TX?

I'm going to pay. I don't have any close family that can put me under their insurance, so please give me the CHEAPEST choice... Thank you.""

Which is the best Life Insurance for a 33 year old?

I have family of 1 child

""Anyone with Progressive, are they a good reliable insurance?""

I am thinking of switching to them, due to a good rate and seems like a decent coverage. Has anyone had any problems with their insurance though?""

Is there a car insurance that will give a young driver a reasonably quote?

i recently purchased a mk1 ford fiesta. theres no mods to the car and tax wise i think its a classic. its a 1984. i have wanted a mk1 fiesta for years now and its the car i want to drive. im 17 and the cheapest quote on any car ive been given is 2000. are there any companies that will give me a good quote on my fiesta

Cheapest method for car insurance for 17 year old male?

Cheapest method for car insurance for 17 year old male?

Not paying car insurance?

I have currently had my permit for 13 months and I am 20 years old. My mother inlaw was telling me I could get something called my fleet affidavids license and I wouldn't have to cover insurance on the car i'm driving as long as I have the same last name that is on the insurance. I honestly can't be expected to pay insurance when i'm just now getting my license and had no transportation what so ever to get a job to make money for insurance. Does anybody know anything about fleet affidavids license or have any information that might help me out? I can't afford insurance.

Car insurance cheaper at 17 or mid 20's?

im 17 in January and getting my driving lessons for my birthday - when and if I pass I'm not getting a car till I'm in my 20's. will the insurance be cheaper when I'm mid 20's than it would be at 17?

""Help! If my car insurance deductible is $750 and repairs cost $489, How much will the insurance company pay?""

My car was vandalized. The adjuster sent me an estimate for $489. This is lower than my deductible. Does this mean that the insurance company does not have to pay anything? If so, i'm going to find some better insurance.""

What is general insurance?

i want to know abt general insurance.

Exceptional First Car With Low Insurance?

I am straight 'A' student, and I have completed the Driver's Education course at my highschool. My family does not really make that much money, but my parents would like to buy me a car at an exceptional rate. I am probably only going to live in Florida for another year, and then I am moving out to California. Depending on what type of car I decide to get, I don't know if I will be taking it with me or not. My mom wants to buy me a brand new car, meaning a current 2008-09 model, but I keep explaining to her that it's very hard to find a cheap new model (unless someone knows something I don't?). I would just like some third party input on this decision. What is the best car company, and what car model would have the lowest insurance rate? I have tried researching Mazda, Acura, Nissan, and Honda, because I prefer these companies; however, I haven't had any luck because I'm so new to shopping for a vehicle. I like hybrids, and it would help if I am able to get a car with great mileage as well. Of course, I'm sure many of you know this is because of our depleting economy, lol. Ok, I don't mean to make this a book, I'm just trying to give as much information as I can so I can maybe get a clear answer. Thanks in advance =).""

How much will Insurance cost me?

I'm 16, and I want to buy the 2012 Ford Mustang GT. I live in a nice area where the auto theft is low. I live in nothern Ohio if that makes a difference. And my parents are not paying for my insurance. Can any 1 give be a ball park estimate on a 16 year old with a sports car?""

Do you need insurance to drive a car?

i live in alberta and i am wondering do you have to get insurance in order to drive a car will you be in trouble if you drive without insurance?????

How much would a 17 year old new driver roughly be paying for insurance?????????????????????...

for a reasonable priced small car, maybe push the boat out and go for a slightly sporty hatchback, maybe honda civic 1.6 sport what roughly do new drivers pay any other persons experiences???""

How much is car insurance for a 23 year old male in Ontario?

How much is car insurance for a 23 year old male in Ontario? Hi I am thinking about buying a car in the $3000-$6000 used car range. Can someone give me a rough estimate or range as to how much it would cost me for insurance? I have never had an accident and have no recent demerit points on my record. So I have a clean driving record. And I am only interested in the required by law insurance.

Question about car insurance.?

I just got my drivers permit, and i don't have a car of my own, my finance has been teaching me to drive in his car, and said once i get my license his parents will let me drive one of there old cars. I don't really know how car insurance works.. my finance is still on his family's insurance, since they get a discount for multiply cars (they have 5). My question is, would there insurance cover me driving there car? or would i have to get my own plan? and can i get a plan on a car i don't own?""

Should Keep or Look into term Life Insurance Quotes?

I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look into term insurance?""

Madera California Cheap car insurance quotes zip 93639

Madera California Cheap car insurance quotes zip 93639

https://www.linkedin.com/pulse/how-much-does-insurance-cost-super-cars-gregory-burke/"

[lovenerdywinnerbouquetfan-blog]

Sardis Tennessee Cheap car insurance quotes zip 38371

"Sardis Tennessee Cheap car insurance quotes zip 38371

Sardis Tennessee Cheap car insurance quotes zip 38371

BEST ANSWER:  Try this site where you can compare quotes: : http://salecarinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Will my parents car insurance premiums go up?

So to make this easy, I'll give a basic idea of what happened. I was driving a friends car that I got into an accident with. My friend has liability insurance and everything to cover the damage of the other vehicle. Now, the thing is I personally do not buy car insurance. The car that I drive is insured by my parents, but I am not named in their insurance policy. So my first question is, when filling out a motorist report, what do I fill in for the section under MY insurance, since I don't buy nor am I under anyones insurance policy. Second is there any way my parents premiums will go up?""

I double paid home insurance?

I just found out that I paid my homeowners insurance seperate and my morgage is paying for it as well. Its been 2 years....should I ask for a refund or what?

Does anyone know a cheap car insurance company?

Im About to Turn 17 and am Male,, I need to know if anyone knows of a cheap car insurance company, I have a 2002 Citroen Saxo VTR, I live in Dudley,UK Preferably i would like to pay less than 3000 (i am only a student) Preferably i would like to go in my name but i do also have the option to go in my 44year old dads name. If anyone could get back to me on this i would be very greateful p.s -- I have tried all of the comparison sites and have only found 1insurance company cheaper than 3k Gett Back to me please Thank You xx""

Would insurance costs go down if more people had a license?

A lot of undocumented immigrants don't have a license but would them getting a license help the insurance costs go down? I need actual statistics/ proof. It's for a debate we are having at school. Your help is appreciated. If your opinion is otherwise then don't post it. I'm only looking for facts. Thank you.

I got pulled over in someone else's car that doesn't have insurance but I have my own?

Ok so I'm driving one of my friends car and I got pulled over for making an illegal u-turn. The car had no insurance and the cop told me to just show up to court and show them that I have proof of insurance on my own car and the ticket will be dropped? Is this true? Please help me, I don't really wanna pay an $800 for driving without insurance""

Does insurance follow the car?

I have a license, and want to drive, but i can't afford a car of my own. I want to drive my grandmother's car, but my mother won't let me because your insurance doesn't cover that . But, i thought that the rule of thumb was that the insurance follows the car? If i was pulled over in my grandmother's car, and she had insurance, and the insurance i have copied in my wallet is under a different car, would i be in any legal trouble?""

What is the cheapest car insurance to get for a 22 year old for full coverage?

What is the cheapest car insurance to get for a 22 year old for full coverage?

Temporary Car insurance?

I just got my first car (I'm 17 years old) and I need it to go to school which is a good 80 miles away. On top of that I need to find a job which I couldn't do because I didn't have a car. However I can't drive my car because it doesn't have any insurance on it and the insurance is incredibly expensive. For now I just need it to go job hunting. Is there such thing as a temporary car insurance or maybe a waiver for students or SOMETHING that I can use?

""If I send a demand letter to an insurance company, do I have to ask for a specific amount?""

Or can I leave it open-ended? I was in an accident in June '09. The other driver was found to be 100% at fault. I received a settlement offer from the at fault driver's insurance company that was ridiculously LOW. I replied with a letter stating that I would not accept their low offer and explained why. I'm wondering now, though, if I should have specified an amount that I expect to receive. I simply told them to get back to me with a real and significantly higher offer or I would be seeking legal representation. Did I make a mistake?""

Cost of insurance for 2nd gen Toyota Mr2?

Would you pay a higher insurance on this car than a normal car? what about a turbo? I got an online insurance quote and it was about $600/year for liability and $1000/year for collision coverage, does this seem like a fair price? I'm almost 19 years old and have a clean drivers record.""

Which Health and Life Insurance Company?

I'm 53 and just become a self-employed. I want to have health insurance what is affordable and trust able. Also I'm thinking about a life insurance - any advice thanks, even in my private email.""

What company offers the cheapest insurance?

I am looking to buy an insurance policy for my car. It is a 1999 Mercury cougar, I have a perfect driving record, and I am an honor roll student at the University i attend. I drive the car about 20 miles weekly, so i'm looking for something ultra cheap. Something to get quotes online with the otion to purchase online is preferred, as i live in a small town with not many insurance companies available. Cheapest car insurance rate wins! PS I want state minimum insurance.""

Help on insurance?

does anybody know were i can find an affordable full coverage insurance in Los Angeles? its for an Escalade.

Which insurance to go with?

I am trying to buy a new auto insurance and renters insurance plan. I am 23 years old, married and I have never caused any accidents (or received any tickets). I am looking for an affordable quality insurance company that isn't going to keep messing with me like Progressive and their lame sub contracted renters insurance agency. I have never had any property claims either. A reliable, affordable company...""

Car insurance for girls?

I am 18 and looking at starting my driving lessons and buying a car, BUT insurance is so expensive for a first time driver. Does anyone know what the cheapest car will be for me to insure,?? Thanks.""

How does the whole car insurance thing work?

I am a 19 year old boy. My parents are buying me my first car. It is a nice pre-owned car. How does the insurance for the car generally work? Is it required? I will be in college next year. Can they take care of my car insurance? How does it work? I heard that they can put my car under their insurance. Is this true? Please explain.

Health and travel insurance for the US?

Hi, I am a British student undertaking an internship in the U.S for 6 weeks this summer. I need Health insurance that complies with the requirements for the J-1 Visa, and though I have found a company that can help me (http://www.isoa.org/compare_plans.aspx) with Health insurance, they don't offer any travel insurance. The companies that I have found for travel insurance don't tend to provide the level of Health insurance that I require. Do people normally take out 2 seperate policies when travelling to the U.S? (e.g. one health, one travel?) If so, can anyone find me somewhere that provides travel insurance to the U.S without health insurance included? Thanks!""

""Help selling a car to an Italian, Insurance problems.?

I have just sold my car to an Italian and he now wants to drive the car to Italy. He's been told he can't insure a car that isn't registered in Italy and my Insurance company can't help. How can he get Insurance for the Journey? What other pitfalls can we expect?

Cheap car insurance? and cars that are cheap to insure?

Im 17 and had my licence about a month and really want a car but insurance is a killer. anyone knoe of any cheap cars in insure and companys that are cheap for people my age? thanks

Cheap UK car insurance UK - Student?

Hi , I'm 18 I'm looking for cheap car insurance What company do you have ? How much do you pay ? per annum/month Co - op student insurance in cheap but they put a box in your car that monitors your speed, how you turn corners etc. which I think is a bit ridiculous and I really dont want to settle for that. Thanks""

Does anyone know of cheap insurance?

I just recently found out I have a nodule on my thyroid but I have no medical insurance. Its causing me relationship problems. I need help quick. I had a lung removed three years ago due to a cancer scare the doctors all thought it was cancer. The first place thyroid cancer matastisies to is the lung now Im afraid.

Good cheap car insureance?

need help wiht insurance for my car my car is a little ford fiesta 1.3 cheap 2 insure i no but i have 6 points :( so im gettign qoutes of artound 4000pound to insure my fiesta and im jsut wodneriing there must insuracne companys out there hu specialize in this field if no any can u let me me cheeers

Insurance company and liability coverage on a leased car?

My sister is leasing a car and she changed insurance company last month. Don't know how this insurance Company gave her liability on a car that's not her's but they did it. She said they didn't even ask if she was leasing and when she asked how but full coverage was she said it would be to much. So lets just get this one. Now she just got into and accident on xmas day and her car is damage badly. The insurance people said they cant do anything with her car because of the coverage but I think that's not fair because she is still leasing on that car. What can be done can she sue the company on is it just her lost.

Life Insurance help?

I need help in determing how much life insurance I need to take out should something happens to me Facts you may need to know - I have a 1 month old daughter and I want her to be taken care of if something was to happen to me - Her father and I aren't married ~ with that being said is it recommended to leave him some money to provide for her - Also if something happened to me before she is 18 insurance companies I have contact stated that the money would be set in a trust (this is good but like I said I also want to have money available sooner than 18) - Funeral expenses - I am currently am in debt about $4,000 which I am continuously paying down abd I have a car loan $ 18,000 All this being said please help me in determining how much insurance I should take out and how much to leave to her dad and please suggest what other factors I may have left out in determing how much insurance""

My own car insurance help?!?

I've been a named driver on my boyfriends policy for over a year. I've started a new job and they've said I have to have business insurance and I cant get that upgrade from my boyfriends policy because we dont live together and are not married as such. I've bought car insurance now, but am wondering if anyone knows what happens to my 'named driver' part on my boyfriends insurance as he really only has the policy for me, cos his work etc pays all his for his company vehicle. Can he get refunded my 'named driver' bit? or cancel the whole policy?! Any advice would be great! Thanks""

Sardis Tennessee Cheap car insurance quotes zip 38371

Sardis Tennessee Cheap car insurance quotes zip 38371

Why do kids with lower grades pay more for car insurance?

And would a kid with a C average compared to a kid with a A average pay the same after 1 year of both them having a clean driving record and no accidents... if not that is bs.... grades shouldn't come into play it should be how good of a driver you are its unfair to do that I am so sick and tired of how good grades get you this that..... I have a c- average in high school and i dont do any drugs or alcohol or w/e.I workout on a daily basis,eat right, and i am extremely physically fit. I really just hate school and never put my mind to it.""

""What is the best health care plan for student while attending medical school, like nursing?""

I'm a student nursing and ASAP need some health insurance, including Emergency Room coverage. Does anyone know any type of Health Insurance for medical student like that, ...show more""

Health Insurance coverage?

I'm now covered by the employer's health insurance (with dental) plan. After I quit/leave current job, how does this health insurance coverage work? Before I'm hired by other company, what options do I have on the health insurance?""

Which insurance company offers the best rates for car insurance in ONT?

for one with no insurance history at all, with a G2 licence""

I need to find out what company offers affordable....PRIVATE INSURANCE...?

I am looking to buy private insurance for a short term. Does anyone know of insurance companies in Utah that offer affordable, decent health insurance for families?""

Affordable health insurance in Arizona?

My dad needs to find some good health insurance in Arizona. He wants to cover himself and my little brother. Any suggestions?

Where is the cheapest car insurance in the UK?

Looking for a really cheap car insurance quote in UK? Trying to shop around a little and wanna know if anyone has any ideas

Classic car insurance for 18 year olds?

I was wondering whether it is possible to be put on a classic car insurance policy at 18. I've looked around and nearly all say you have to be over 25. I would like to somehow be insured on an Escort XR3i or RS turbo. I understand that because of may age this isn't going to be very easy. would it be cheaper to be a named driver if my dad owned the car ?

First car - Cheap insurance?

NOT a tiny one, such as a corsa, fiesta, polo or golf. I'm looking to pay between xx- 2000. I'd like something sort of saloony, in black. I WAS looking at a Hyundai Coupe. So something like that if possible. I do choose best answers!""

How to Find Quickly Best Term Life Insurance Quote?

How to Find Quickly Best Term Life Insurance Quote?

Kit car insurance for new driver?

how insurance companies are looking at new drivers that are thinking of getting a kit car, is it based on value of the car or just what engine it has or what it was made from? what it be higher then standard insurance? thank you""

Health insurance and medical abortion?

so i just took a pregnancy test today im 18 and pregnant. i cant sleep i cant eat im a mess. i need to terminate this pregnancy asap so i can get on with my life. i called my health insurance HealthNet, and they DO cover the medical abortion (abortion pill) thats not plan B. its the abortion by medication. they also said i need to find an obgyn to approve it or something then its all covered. so i called one and they said i have to pay 750 dollars!!!! even if they do cover it i still have to pay that! im in california btw, and i dont even have 100 dollars. could i go to a hospital that covers me and get it for free? or for atleast 100$? at most? or do i have to go to plan parenthood at spend the 350.""

I got a speeding ticket. How much will my insurance go up?

What up Doodey's & Doodettes! Anyways, I got a speeding ticket doing 80mph on a 65mph speed zone. This is my first speeding ticket violation. Roughly, I'm wondering how much will my insurance go up too? I'm currently paying like 60 bucks a month. I'm living in Los Angeles, California by the way. Please let me know! :) Thanks!""

Does the new Health care law say any thing about Dental and Vision insurance?

Does the new Health care law say any thing about Dental and Vision insurance? What does it say about those things Dental and vision? Is it going to make them cheaper and require them to cover more, like almost 100% of the bill for those services? When will this take affect? Will it require us to have them to? Will it give us more affordable options for Dental and Vision plans? What are they going to call affordable on those? I need a plan that will cover 100% of my Dental and Optical visits.""

Affordable Health insurance Ideas?

I enrolled in health insurance that is costing me 92/mth BUT I'm really feeling it as I have many other expenses. Can anyone suggest any low price healthcare insurance for me. currently with Coventry. I need an insurance that has good therapist that make home visits. Thanks

First car accident - forgot to get insurance info?

I just got into my first car accident ever today. I have his license #, plate #, address, cell number, but I totally forgot to get his insurance info. The CHP officer did come and file a report though. Do I still need to get it or amI ok? Am I supposed to report to my insurance company now or wait until 5-10 days after the report is finished? Sorry, this is my first time so I don't know anything. My car is is a 95 Honda and he drives a Lexus. There were only some scratches on his car (very minor damages) and mine is pretty bad. Any advice would be appreciated. Happy Vday to me. =[""

""Insurance- Cabin, not sure which insurance?""

We live ouside of Canada, but own property with a cabin on it. My dad and aunt own it. According to the insurance if one of the owners (ppl on the insurance) are not on the property (say, 500 miles away) if something happens (like someone falls breaks there leg) to someone we take there, we are not covered and could sue us. If my dad put me on the insurance would our aunt have the right to sell the property without us having any say? He thinks that if I am put on the insurance I will be on his half and my aunt will still have her half therefore giving her more power. Is there any way around this insurance and suing thing if I want to go up there with some friends without them?""

""If u wrote-off a $5000 car, on average how much would ur insurance company give you back?""

If u wrote-off a $5000 car, on average how much would ur insurance company give you back?""

Estimated Cost per. monthly Payments on this car....?

I dont really have time to call my bank & ask.. seeing how my job hr's suck... nor can i go there cause i just sold my car. BUT does anyone know how much i would be looking at for monthly payments of a $7600 dollar Fairlady. If you dont know what this is ..its a 300zx Twinn Turbo but its a RHD ( right hand drive). I make a lousy 8.50/hr but i work 56 hrs a week. ... theres insurance. gas.. tuneups.. etc etc i know i know. just wanna rough estimate on it. thanks. Will choose Best Awnser -Kyrstie

""If I get liability only insurance, and somebody else crashes into me, will I get my car repaired?""

My grandma recently gave me a 2005 civic as a gift. Its great but comprehensive insurance is $230 a month. Ive looked around and thats about as cheap as it gets (I am a teenage male that's why its so expensive, despite my flawless driving record). I have been considering getting liability only insurance for a month or 2 because I need to get more hours at work to be able to afford comprehensive. If I get into an accident thats not my fault will i be out of luck or will the at fault driver have to repair my car?""

Confused about insurance law in CA?

Hey guys, I obtained my license a couple weeks back but I do not have insurance, meaning I was not added to my parent's premiums yet and do not have my own as well. However, the car that I drive does have insurance on it. Just clarifying, but technically, it is illegal for me to drive as of right now correct? Or is it legal for me to drive as long as the car has insurance? Thanks!""

""What is classic car insurance, what cars are eligable and how much would it cost?""

basically i was told that classic car insurance is dead cheap and im a first time driver at the age of 18 and was wounderung how mcuh it would cost?, what cars are eligable ? and is this a cheaper option also my favorite car is vw golf mk 2 gti would this car be eligable for this insurance seen as tho it is quite an old car""

I receive a health insurance stipend but keep it in savings instead. is this okay?

i went from being fully covered with my company in los angeles, but i moved to new york 7 months ago, where their insurance doesn't cover. in lieu of this, they give me a stipend. however, it's not nearly enough to cover cost of insurance here, so i've been putting it in a savings account until i can afford a plan in my budget and/or emergency health situations. my boss just asked me for proof of insurance. i will tell the truth of the matter, but what will happen? what can they do?""

Insurance question?

i just posted a question about buying a new car, im 19 years old, and someone said at my age if i finance a new car i have to get full coverage insurance, is this true? how old do i have to be not to have to do that? what if i buy the car under someone elses name-say my mom or dad? i live in california in case that matters""

How much would it cost to insure a 17 year old boy on a ford escort gti?

any answers much appreciated

Sardis Tennessee Cheap car insurance quotes zip 38371

Sardis Tennessee Cheap car insurance quotes zip 38371

How do I go about this? Car insurance for myself and get the car in my name?

My mom is giving me her old car. She has it in her name, and I want to put it in my own name with my own car insurance. I'm moving out so this is the reason for it. I live in Florida.""

Average cost Motorcycle Insurance?

Hello, Does anyone know the average cost for motorcycle insurance in Arizona?""

Car Insurance in Connecticut?

I just got my license back after my first DUI arrest over a year ago. I want to get a car but insurance would be around $5,000 a year for a car that only costs $1,500. Does anyone know what the laws are in CT about car insurance and if I need it to drive my own car. Does the car need to be insured to be on the road?""

How much would my car insurance be?

Im 19, in about 2 and 1/2 years after i save about 30,000 I plan to get the 2012 Audi A7, how much do u think my car insurance would be monthly??""

Factors that determine the price of insurance?

i would like to know how certain factors determine the price of insurance. 1) how does costs affect the price of insurance 2) how does amount of claims affect the price of insurance 3) how does risk levels affect the price of insurance 4) how does predictability of risk affect the price of insurance 5) how does return from investments affect the price of insurance 6) how does level of interest rates affect the price of insurance 7) how does profit margin affect the price of insurance 8) how does competition affect the price of insurance 9) how does goverment regulation affect the price of insurance

Does auto insurance cover theft of vehicle if you leave keys in car?

i got my car stolen from my home driveway in the middle of the night. i carry full coverage with $500 deductible and also gap (guaranteed asset protection) but could not find my keys the next morning either. i feel sure i could not have left them in the car (08 accord) because it dings extremely loud and that is something that i never do. i always lock my car and i am mystified as to where the keys are. i am concerned that my policy will not cover me if it is determined that keys may likely have been in the vehicle. thoughts or advice?

Is there a place I can get affordable life insurance?

for someone who is terminally ill and not expected to live for another year?

What's the best dental insurance provider for an individual that is not through an employer benefit package

I'm a freelancer so I can't really get insurance through my employer now. But I need to get my wisdom teeth removed, and will need braces as well. I may need jaw surgery eventually too. So what is the best dental insurance for individuals. Only respond if you have got the insurance yourself and are pleased with it.""

My friend got hit from behind and his car got totalled. How much $ can he get from insurance/lawsuit?

he's ok but was told to take 4 weeks off of work.

Can I finance or lease a car without auto insurance?

( I know I need the insurance to drive the car) I am getting ready to purchase my first vehicle, I can afford a hefty down payment, but would like to lease or finance so I can build up my credit. The problem is that I currently do not have any auto insurance whatsoever. How would I go about financing or leasing a car. Am I able to get non-owners insurance and transfer that to the new car, or show it as proof of insurance, or maybe sign the papers, get the insurance on the car.. and then show them the proof of insurance???""

How much will i pay in car insurance for a used mid range priced vehicle?

i am a 20 year old single mother who lives with her parents and works full time.

Car insurance change of address?

My car is registered in upstate but I came to ny recently because of my recently wife. I just leased a brand new car like two weeks ago and they are asking me for proof of residency. I registered the new car in hicksville li not in upstate. So i want to change my car insurance to hicksville but after a week change it back to upstate. Will there be any conflicts with my car insurance? Please help..

What is the CHEAPEST car insurance anyone can find for a 17 year old male!?

i no this is a problem for many my age but i can only find quotes for 3000, i dont want any answers saying that is the cheapest or things like that, i no now some jerk will now ive said it, but there is a way i just cant find it!!""

Do I need insurance to register my car in Illinois?

I just bought a car and wanna get the plates and everything right away. Can I register my car without proof of insurance? Remember its Illinois

I'm pregnant. Can I use my boyfriends insurance?

I am only 6 weeks pregnant and we aren't married yet. I was wondering if there was a way I can use my boyfriends insurance (Kaiser) for doctor visits and child birth. I have heard that we may have to add me on his as a domestic partner, is this right? And does Kaiser add domestic partners on a members plan? Any advice would help.""

What is better - socialized medicine or affordable health insurance?

What is better - socialized medicine or affordable health insurance?

""How much would a car payment and insurance be a month for a $40,000 car?""

im turning 16 so ins. would be more. Thanks

If I take out home/car insurance?

But don't declare a conviction for violence from 20yrs ago (when asked do you have any convictions ) would the insurance be void or if I declare would the quote shoot up

What is voluntary access on car insurance?

i saw it on the go compare web site but i dont know what it is as im a 1st time driver

Rover75 rear hit by a 4x4. Garage says not repairable what do I do? how much will the insurance pay?

The 4x4 damaged the rear end of my Rover 75, impossible to shut boot and lights not working. The garage and insurance now say it is not repairable. - but even after the accident, the car was driving perfectly. How much will the insurance company pay? Will they? Is there any way I can get the car fixed?""

Can i switch my health insurance policy -?

hello, i work for a small consulting firm , < 10 employees..on their w2. they provide me a group health insurance for my family (me ,wife and < 1yr old kid) and i pay around $900 every month without vision and dental coverage..all my contribution..and it is with united health care group now - with this new obamacare what options do i have 1. if i switch , will i get a cheaper coverage ? 2. what is that policy exchange ..i hear this a lot these days 3. if i had to switch my policy.who should i approach.. what would you advise for me..pleae advise me on getting a cheaper coverage""

First car accident - forgot to get insurance info?

I just got into my first car accident ever today. I have his license #, plate #, address, cell number, but I totally forgot to get his insurance info. The CHP officer did come and file a report though. Do I still need to get it or amI ok? Am I supposed to report to my insurance company now or wait until 5-10 days after the report is finished? Sorry, this is my first time so I don't know anything. My car is is a 95 Honda and he drives a Lexus. There were only some scratches on his car (very minor damages) and mine is pretty bad. Any advice would be appreciated. Happy Vday to me. =[""

Do insurance companies use mortality rates to set premiums and other costs for certain age groups? Why?

Do insurance companies use mortality rates to set premiums and other costs for certain age groups? Why?

What is the cheapest insurance for a teen?

what insurance company will be more affordable for a teen

Please Recommend Cheap & Hassle Free Car Insurance?

I am looking for cheap car insurers that DO NOT - Ask to see license sent through the post or does not check records with the DVLA or has the option to refuse. Please only recommend if you use yourself or know someone who does. No reviews please, just insurers that don't check at the start of the policy. My initial thought was Tescogood or bad idea? 10 points today for most relevant answer. Thanks!""

Sardis Tennessee Cheap car insurance quotes zip 38371

Sardis Tennessee Cheap car insurance quotes zip 38371

Question about Student Discounts for car insurance?

I took the following two courses during high school and was just wondering if car insurance companies accept both courses as a student discount or will they only accept one? -->I paid and took for the Driver's Education course with my high school. -->I later took a free course called the Defensive Driving Courses - Alive at 25 . Are both accepted into my policy for discount or only one?

How much would full coverage auto insurance in California cost if i've had my license for 9 1/2 years?

Plus a good driving record & I am 29 years old.

What are short-term life insurance needs?

I currently have a 5 year term life insurance policy with State Farm and I was wondering if it were possible for me to make a withdrawl or loan from this policy. I researched this some and on some websites it said it wasn't possible; however whenever I look on State Farms website it says the below: The State Farm 5 Year Term policy provides affordable life insurance protection for a five year period and is renewable for subsequent 5-year periods until age 85 (age 80 in NY). It is great for covering any short-term life insurance needs you may have. Short-term life insurance needs may include such things as: * Car loan * College tuition * Home equity loan * Mortgage loan * Business loan * Student loan * Key employee Term insurance may also be appropriate when your life insurance needs are great but your budget is tight. Does this mean I can make a withdrawal so that I can pay off my student loans? Also, it seems that my policy has ended in December; however, I was still charged this month. The policy started in 2005.""

What is the cheapest insurance in alberta for a new driver?

What is the cheapest insurance in alberta for a new driver?

Will making two collision claims (one major/ one minor ) within a 6 month period raise my auto insurance rates

I've never made a claim before this first one, a deer ran in front of my car and caused severe damage. Now five months later someone hit my car in parking lot (I think) nothing major just a 6 black mark that pushed the body in a bit. Will they raise my rates? If so then I would just go a get it fixed and pay for it all out of pocket.""

""Oh, crap...How much will this little incident raise my car insurance?""

Not too long ago, my friend skidded on a turn & took out the left-tailight area of my car. The light bulb was still working so my parents said I could go ahead & drive to school the next day; things were fine for days. But last night after the movies we were headed to one friend's house. But before we went there, she had to pick up her brother & his friends at some playground they were hanging out at. Her 5-person car was filled & so her brother & one friend needed to ride with me. I don't have my 6-months up (for being able to drive others beside family; I know, bad) but since the hangout was so close to her house, I said go ahead, jump in & we'll go home. So we head up a hill from that spot & at the very first turn, I see those nasty red & blue lights & pulled over. The cop said he pulled me over for having a tailight out (not true by the way--the whole bulb thing) & then he charged me with a nasty ticket, $532 of it for not having my insurance card with me. Which after the whole...""

Is it illegal to not have insurance?

I was looking online and saw something in my state for someone getting arrested for not having insurance. My car is insured, but the insurance is not in my name and is under someone else's name and they pay for it. Is it illegal for there not to be an insurance in my name as well?""

Why is car insurance so expensive?

I'm going in for my test in a few weeks and I'm looking to get just a cheap car to get me from a to b but prices are so ridiculous. I got a quote on a 106 3door 1litre engine the cheapest was just under 900 with a company iv never heard of and my dearest was 4600 with asda even though my beautys going to be sleeping in the garage:) why are they such ridiculous prices?

Which of the following medical expenses are deductible for AGI?

#NAME?

Cheapest car insurance company in michigan?

I used to pay 25 bucks a month for car insurance, but now I am in michigan, the chepast from progressive is about 70 bucks a month, that's 3 times what I used to pay. Is there a company that will offer a cheaper rate than progressive? If it wasn't for the possibility of being arrested by cops for driving without insurance, I will never buy insurance period. Never had an accident caused by me EVER.""

No insurance and pregnant.?

Serious answers only please. I'm currently 13 weeks pregnant without insurance. Also, I live in Pennsylvania. I have had prenatal checkups and bloodwork and stuff done, but my mother-in-law in paying out of her pocket for everything. My husband and I already applied for Medicare/Medicaid through the assistance office, but we got denied because we slightly make too much money. At my work, pregnancy is a pre-existing condition and it won't be covered on my insurance if I picked it up. The only other thing that I have done so far is apply for something at our hospital called the I-Care Fund. It only pays a % of laboratory work that you get done at the hospital such as bloodwork, etc. And they are going to pay 40% of the laboratory fees and a woman at the office said that it might cover the labor, but she's not sure. If anyone has any other advice on what I should do, please tell me. I feel really bad that my mother-in-law has to pay for everything.""

What are the best/cheapest insurance companies in the uk for motorbikes?

and yes i will only of just passed my Direct Access and likely to be riding a 600cc.....thanks

How much money off my insurance will driving school save me?

I live in calgary alberta and my dad just put me into driving school. I was wondering, by how much money would my parents monthly insurance costs be raised with out driving school if i were an occasional driver. How much money is it going to go up by after i take the driving school? im a 17 year old male. i dont have my licence yet but im taking the road test on friday, the day of my final driving course.""

Any affordable health insurance?

i am trying to look for health insurance right now and im trying to look for one thats good any suggestions?

Would insurance for a mustang cost alot for a 16 yr girl with a B average?

i would be on my dad's insurance. i wouldn't get a new one; the one i'd get would probably be from the 80's or 90's. and if it would be alot, is there another fast-looking (it doesn't have to actually be fast) that wouldn't be too expensive for insurance?""

What is more important? Health Insurance or House/Car Insurance?

If you could only afford one. Which would you pick? Health insurance or House and Car insurance.

Auto insurance question (Mitsubishi Lancer?

I can call Allstate and find this out. However, I don't feel like staying on the line forever. Is the Mitsubishi Lancer consider a sports car according to auto insurance poilcy or is it just your average everyday sedan?""

Any Car insurance in boston open past 5pm?

any Car insurance in boston open past 5pm

Does color of car affect insurance rates?

In the market for brand new car. Does color matter with insurance? I've heard red is most expensive.

Car insurance for 16 year olds...?

How much difference would the insurance be for a 16year old if the car make was either a comaro with a v6 or something else with a v6, like a nissan or mazda. Does the make of the car make a difference? I have good student and a bunch of other thngs that make discounts but was wondering if there is a big difference between just the make of the car. Im looking at buying the 2010 comaro if the insurance doesnt change tht much...... any info is great! :) thanks!""

Speeding ticket question on car insurance and notifications.?

Alright, so recently I recieved a speeding ticket out of my state while driving my friends car. I was wondering if this makes either his or my car insurance rates go up. Also, is there any way that our parents would be notified of this ticket? I heard a notification gets sent in the mail. Also, in the event that it does affect car insurance or a notification is sent in the mail, is there any way our parents would find out where the ticket took place? Thanks""

""Getting a used car, and insurance the same day (which first)?""

Today I will be looking at a used car a costumer has in their mechanics shop. There is a Geico agent right around the corner from where the vehicle is, and I would like to know, if I should get insurance on the car before I test drive it, or after I know I want to buy it. I also would like to know how will I drive it after I have bought it without it's license plates, and if I can would I be able to take it to the DMV, and get plates the same day?""

Cancer survivor getting health insurance or life insurance.?

I'm a childhood bone cancer survivor. I had osteosarcoma back in 1992 and had my leg amputated but the cancer never returned and the only issue after is I can't donate blood. I'm Canadian living in the province of Newfoundland. and while Canadian's have most of their health care covered though taxes most medications, private rooms, ambulance services, dental, and other services are not covered by all provinces. ( the big one for me is no coverage of prosthetic limbs) I was covered under my parents health insurance and will continue to be covered until I finish university. I'm also covered partly under my Fiance's work health insurance ( not very much) I'm getting married in 2010 and want to get some extra coverage for myself and any future family. I also want to get life insurance because I want my Fiance and family taken care of should any thing happen. The only other health concern I have is hypothyroidism. but I'm on medication which controls it and it's not serious. Can I get life and health insurance. any experience from other cancer survivors would be appreciated.""

How much will insurance cost? (teen driver)?

im 16 and im getting my license in a week or so and i was wondering how much will the insurance cost? im going to be driving a 2003 corolla and my parents have state farm. any help? thanks!

Which company provides the cheapest car insurance in the UK?

I recently passed my driving test, so for a first time driver its going to be high but what if i am an additional driver""

Sardis Tennessee Cheap car insurance quotes zip 38371

Sardis Tennessee Cheap car insurance quotes zip 38371

https://www.linkedin.com/pulse/what-health-insurance-can-i-get-low-income-american-college-stuart/"

[furiousharmonykryptonite-blog1]

South Lake Tahoe California Cheap car insurance quotes zip 96157

"South Lake Tahoe California Cheap car insurance quotes zip 96157

South Lake Tahoe California Cheap car insurance quotes zip 96157

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

""2nd speeding ticket in 13 months in the state of CA, how do i avoid insurance rates going up?""

So in california you can only go to traffic school once every 18months and if you take another traffic school (before 18 months is up) your insurance company can see that you took a traffic school. Although your record will be clean (they remove the point) if the insurance company sees that 2nd traffic school will they raise the insurance rates? also, this is my 2nd speeding ticket (1st one was in may last year, but cleared cause I went to traffic school) If I fight the ticket will it affect my insurance rates?""

Can u have two car insurance policies in your name?

Can u have two car insurance policies in your name?

""Hello, Does anyone know what is the cheapest health insurance company for a 30 years old male living in NJ?

I am looking to buy health coverage with a decent company. Thanks for your help.

Republicans whats the difference between being forced to buy health insurance and car insurance?

If it is unconstitutional to force some to buy to health insurance how is it constitutional to force people to buy car insurance??

How much does your credit rating affect your car insurance premium?

The CSR from my company just told me that continuous coverage is much more of a discount than a good credit rating gives you. So, overall, about what percent do folks in the know think that the credit rating matters?""

Best home insurance in ma?

best and lowest home insurance in MA

2003 Hyundai tiburon 2dr coupe. Insurance price?

So I'm a 17 year old girl.I'm getting my first car. Idk if where I'm from makes a difference, I'm from texas. Would a 2003 Hyundai tiburon 2dr coupe be considered a sports car on the insurance? If so, how much more would it be vs. a normal car? Please help me!!!!""

My car has been broken down for some time do I need insurance?

My cars engine blew up in June. I could not find an engine I could afford at the time. I canceled the insurance due to this. I received a letter in the mail wanting proof of insurance for the state of Ohio. I have purchased a engine now but still haven't had anyone install, so the car is not operational. What do I do? Can I show the receipt for proof the the vehicle wasn't operational?""

What is a cheapest insurance in PA?

The questions simple. I'm looking for insurance in name only. It's going on an old beater I maintain that goes from a to b and back again working each day. No prior insurance on it (well their has been for 4 years or so now but under a different name without mine being on the policy soo you know.) If it crashes and burns thats where the thing will stay after I haul it out and get any salvagable parts. Seems the general is a bit cheap especially when you can pay a years worth of coverage in one payment. (I can) Any other dirt cheap sites?

No proof of insurance ticket in CA?

I got pulled over for speeding, but also cited for no proof of insurance. I was in the process of getting it since I had just bought the car a couple weeks ago. I got insurance a couple days after the ticket. My question is, if I decide to plead not guilty, can I change the date of the insurance and show it to the judge? Would they call the insurance? The insurance sent me the proof through an e-mail so I can try to change the date on it if I wanted to. I dont want to pay the $480 fine for getting insurance after the citation...let me know, thanks""

Any suggestion for an auto insurance?

I'm currently under geico but I realized that they charge me too much.Do you know any auto insurance that is cheaper?

Hi there!Does anyone have a clue for cheap a car insurance?

i got my licence since june last year ,in november 2009 i bought a vw golf mk3 1.6 manual and i got it insured with swiftcover for 154 a month now the insurance is due for renewal and they send me a new quote for 138 a month,wich i think is still a bit too expensive! PLEASSE HELP!!! THANKS""

""I need auto insurance, I am 17?""

Ok, So I really need auto insurance, Looking to spend a good price per year for insurance, what is the cheapest insurance company??? How much do you pay per year? Thanks, I am tring to get insurance asap!!!! Thanks.. I need to drive to school and I am a senior""

What's the best and cheapest Insurance Company for Motorcycles?

I want to buy a 2007 Honda CBR1000RR. I live in Georgia. I was quoting online and the prices are insane!!! I could buy a Range Rover with those monthly payments!!!

Please suggest cheap health insurance for couples.?

Which insurance company offers the most affordable health plan for couples?

How is Term Insurance different from Life Insurance?

I am planning to buy an life insurance policy of around 25-30 lakhs. I have heard about this new insurance product- term insurance. I wanted to know its benefits and how is it different from life insurance. thank you for your help. I would really appreciate your efforts if you can help me out with this as soon as possible. thanks!

Who knows the best Health Insurance out there for individuals. Plan and pricing must be affordable. Thanks.?

It must come with an appropriate and flexible plan, with affordable pricing for a college student.""

Ways to make car insurance cheaper?

I know this question or something similar has been asked a lot but i'm 18 and i've just passed my driving test and i'm looking for insurance. I have 2000 saved up and all the quotes i've been given are around this, I know i'm not going to get it much cheaper than this. Does ringing up the insurer and saying you've been given a cheaper like for like quote etc. work in getting the price down? And what companies are recommended for younger drivers? Thanks :)""

Insurance premium increase for life insurance.?

Can my insurance company increase premiums (from $175.29 a quarter to $331.86 per quarter)when ever they wish? I retained my group life insurance for myself ($70,000)and for my husband ($50,000)after leaving my employment 15 years ago. Connecticut General(CIGNA Group) recently increased the premiums to the amount specified and said if we did not like it we could cancel. I've paid so much money into these policies and I do not wish to cancel now. There's no cash value on either one. We are in our fifties and preparing to retire and will not be able to afford premiums this high. What can we do, if anything? Any light you can shed on this issue is greatly appreciated. Thanking you in advance for your time and assistance.""

Month to month insurance question?

I am about to sell a 2003 Chev Silverado that hasn't been driven, registered, inspected or insured in several years (I am in Texas, if that helps). I am getting everything up to date as far as inspection plus some repairs that need to be done before completing the sale, so I will need temporary insurance. I have been shopping for just the next month, and have even googled month to month insurance in Texas but keep coming up with insurance companies that only quote a full year. Since I don't currently drive or have any reason for auto insurance, I don't have the option of adding it to an existing policy for a month. I do have an active license so I am eligible to get insurance, but I don't want to pay a huge down payment on the premium and lose it once I cancel after I have handed the truck over in 2 weeks. Are there any companies or websites designed specifically for temporary or month to month insurance? What are the options?""

What insurance company in bc offer out of province insurance?

Just asking for cheap insurance!

Do you pay for motorcycle insurance all year round?

I have my M1 and am taking the m2 course in may but I will not be riding by myself until June. The insurance companies want 4600$ a year (18 male,Ontario). Do I still pay 4600$ for the remaining few months I can ride or does that cover me until June o next year? Someone please explain. Thanks""

What happens if you are about 10 days late paying for your car insurance?

School is about to start, and i have an insurance payment coming up on the same week i needed money the most to pay for school supplies including a graphing calculator that costs over $100. If i spend this money, i won't be able to afford car insurance till the week after and i might be 7-10 days late paying for car insurance. Will anything bad happen if i'm late?""

Does anyone know an insurance plan for health and dental?

I am in need of health insurance and dental and i a in between jobs does anyone out there know a decent affordable insurance company that offers help to people like me thank you in advance

Job doesnt offer health insurance. What to do?

Does anyone know where I purchase affordable health insurance? I work, but job doesnt offer it. Im not in a position where I can change jobs.""

South Lake Tahoe California Cheap car insurance quotes zip 96157

South Lake Tahoe California Cheap car insurance quotes zip 96157

21st Century Car Insurance?

I have a weird question. I'd thought I'd ask you guys first. Here goes: My SUV got broken into. The steering column was damaged. My insurance, 21st century, had a tow truck take it to a shop. It was fixed.......TWO WEEKS LATER! I have full coverage, but my policy doesn't cover rentals. Well anyways my question is: Will my insurance pay for HALF my car payment since it took two weeks for it to get fixed? I know it sounds dumb, but I had to ask. Thanks.""

Why does bad credit affect my auto insurance when i have a clean mvr?

so i have a bad credit score. but i have a clean mvr and pay my insurance on time so why are my rates credit has nothing to do with the way i drive?

What would the premiums cost for government health insurance?

How much will people have to pay to be covered by Obama care? Are there estimates? Do many people believe it will be free? It's good to know the price of things before you buy them.

What happens if my employer forgot to deduct my health insurance?

I just started a new job and my employer seemed to forget to deduct my health insurance from my paycheck. I called the benefits department and they said I was signed up for the health insurance. I called the health insurance company and they said I'm signed up. I called the accounting department and they said I'm not signed up for health insurance. What happens now? Am I going to get hit with a huge bill for that not being withheld from my paycheck?

How much would insurance cost for a motorcycle?

I'm 16 and I live in va. I was wondering how much insurance would cost for a 600cc and a 250cc. A sportbike. Like the ninja 250. But I'm trying for a 600cc, either yamaha r6 or a ninja 650r. Thanks""

Car insurance loopholes?

What are the loopholes for lowering your car insurance? Ie. will putting the car in my parents name lower the insurance? Adding someone else on? Lowering the estimated value? etc.

Can anyone tell me what finding a cheap car insurance company?

I am a 60 year old female. I live in the rural part of Mississippi (little traffic and no heavy traffic, if it matters) I have two cars that are insured with Geico Insurance company. I am paying $93 dollars per month. One car is a 95 and the others one is (new) a Hyundai 2012. I never drive the 95 Buick. I will be driving the new Hyundai to and from work around 7 miles round trip, each day. My driving record is clean with everything intact and I am the only driver. I was informed by Geico that the 94 dollars is cheaper than other insurance companies. Are there any cheaper insurance out there.""

What insurance comapnies are best?

I just bought a 2007 Toyota Corolla, and am trying to find insurance for it. I've been researching different companies and getting quotes on insurance. So far Geico and AIG are the best. Are there any others that people recommend?""

Can I drive a car without teenage insurance?

My uncle said I can borrow his car for new years, but he doesn't have teenage insurance. Would he need it if I'm only borrowing it for one day and night? Can I still drive it? If something happens will regular insurance cover? I've been driving for a while I'm good at it. Plus a few of my friends riding are also licensed, the oldest 23. I'm 18.""

How much would auto insurance cost me?

Im 16. The car im going to get is a chevy comaro 40k.? Dont tell me to go to my local car dealer thing to ask.

Cost to insure a 1987 Fiero GT?

Hi, I'm 16 and I currently drive a 1999 Honda Civic sedan and I'm wondering how much more money it would cost to insure me driving an '87 Fiero GT? My dad won't let me get it because of the up in price, any suggestions from you guys to persuade him???""

""Getting my first car,without license or insurance?""

Hi i live in California and im getting alot of money to get my first car withing a 90 mile radius,the problem is that i have no DL or insurance.My question is what happens if i get stopped?Im only going to be driving it to my house and thats it until i get my license.Im also buy it off a person not a dealer.""

My grandma says TEENAGERS arent covered on her car insurance. Is this possible?

i want to drive her car cause im 16 and just got my temps a couple weeks ago and all she keeps saying is that her insurance only covers people 21 and older. i totally think shes lying! cant anyone drive the car? the insurance is already one the CAR, not the person, so shouldnt the insurance cover the car regaurdless on who's driving??""

Where can I find health insurance in alabama?

Where can I find health insurance in alabama?

2003 350z or new altima coupe? (insurance costs)?

I'm an 18 years old male. What's the smaller of the two evils and by approximately how much? The 350z would be the enthusiast trim and the coupe would be S trim. Both automatic

How much do you pay for your car insurance? 10pts?

I have Geico and my vehicle is a lease...Jeep Liberty 05...I was charged $55.72 for this months insurance, it's always low but UM wtf??? How much are you paying? Do you own your vehicle/ lease? Year /Model? Thanks!""

I am wondering if anyone knows what insurance would cost on a Mustang V6 for a 16 year-old female in Tennessee?

If anyone has a idea of the price range I would appreciate some input. Please don't say alot . I have had no tickets and I have not been involved in any wrecks. Thank you!

Best Insurance policy for children?

Pls help me in selecting the best insurance policy for children. Should I go with LIC or private insurances like HDFC Life, Aviva, Max Newyork ?? Is unit linked policy reliable ?""

When will a 1989 Mustang GT Convertible become a classic?

The car is in good shape, runs great, new top and no dents. Should I sell it or keep it?""

Get a 50cc moped help please!!?

m turning 16 next month and have been saving to get a moped. I just need some more info on them first, such as how much will tax mot and insurance cost? What do i need to legally drive it on the road? Where can i NOT drive? Also if anyone knows where i can get a cheap moped or scooter from in the essex area second hand is fine. Im a soon to be 16yr girl in the essex area if that helps. Thanks""

18 years old insurance for vw golf group 6 incurance?

Im 18 years old male with no claim bonus, i want to buy VW Golf 05 1.9l tdi group 6 incurance, where can i find cheap insurance ? what is the best company? i can pay like 150 per month maximum. Pls help thanks.""

""Car insurance sent me SR-1 form, What to do on SR-1?""

I got into a solo or at-fault accident cause i skidded off the road due to the road being wet after the heavy downpour. Nothing major and my first ever accident so i decided to report it to the insurance for a claim but decided to disregard the claim since nothing needed to be repaired except an alignment because i work on cars so nothing seemed broken. Now that it's been disregarded, mercury insurance sent me an sr-1 form stating i must fill it out or my license will be suspended within 10 days. If i fill it out and since there was no damages over $750, will there be an inspection to my vehicle?""

HELP! Insurance company trying to low ball estimate?

Back in April I was driving and a lady tried switching lanes and struck my vehicle. I immediately went to an auto body shop and got an estimate for the damage, they took photos and everything. I've been contacting her insurance and dealing with this for over two months... I had to send them the police report because the woman tried lying and said I hit her, so I had to prove she was at fault. They would never return my calls. Until I talked to the field adjuster. He then called me yesterday told me he got the estimate from the body shop which was one of their recommended shops, and was mailing me the check for the damage. However he failed to tell me the check he was sending was for $1000 less than the estimate. I don't agree with this, what do I do? I called and no one will call me back from the company Also, I own my car outright. It's a 2004 tiburon is excellent condition. The insurance company was giving me issues about me wanting the check sent to me. I plan on getting the damages repaired that are necessary but leaving what isn't and keeping the money that's left over. I'm not even making them get me a rental for the time I don't have the car! Please help The company is American family.""

07 honda civic Si insurance?

hello peps...i hav a 07 honda civic Si coupe and its red T_T..actually its kinda dark orange...i was wondering how much do i hav to pay for the insurance for it...we hav 3 cars insured right now NOT including the civic yet...my dad plans to insure it with him as the primary driver cuz im still 19 and it will prolly make the price higher....

Insurance on a car for first time driver?

Hi there, Im hoping to take my driving test very soon do I have started looking at second hand cars. I have typed a couple into comparison sites, but seem to be getting 2000+!! I was just wondering if you could give me a list of cars 1litre or 1.1litre that would be cheaper to insure. Im 27 and have 2children, if that makes any difference to insurance? Thankyou""

South Lake Tahoe California Cheap car insurance quotes zip 96157

South Lake Tahoe California Cheap car insurance quotes zip 96157

Aircraft insurance rates with DUI/DWI charge?

If one is a partner in a small aircraft, what effect does a potential DUI/DWI have on aircraft insurance rates?""

Child only health insurance?

I have done some research and haven't been able to find any decent child only insurance. My daughter is four months old, and we are looking to insure her in the state of Connecticut. What insurance companies supply insurance for just her? Thanks!""

Can insurance find out you have a license if you don't tell them about it?

hey guys, i'm about to get my license but before i do i was wondering:can the insurance company find out if you get your license without you telling them and jack up your rates? the reason i ask is because i'm not interested in getting insurance for myself at the moment i just wanted to get the test out of the way.""

How much does car insurance? Please Read!?

OK does anyone know how much does state farm cost? because I would really like to know thank you.

Car accident/ car insurance/ what happens?

I had just got into a car accident. The other lady was at fault, she got a ticket and I didn't. I have no-fault car insurance. How does this work? I've never been in an accident. Does her insurance pay for my damages? What happens??""

What happens if you drive without insurance?

My dad got in a car crash like a minor few weeks ago and it was the other driver faulth and her car was really old. she got my dads licesnce and today they called from their insurance and they asked my dad to confirm his insurance number and my dad said he cant speak english. and my dad went to the lady and he left a message. and then the lady called with private number and she said it cost about 3000 my dad said he can pay her somehow she said no my car is in insurance and blah blah and my dad asked her can i have ur number since you called in private and she said no sorry and my dad said bye.. so what happens when the insurance calls and ask for it and like can the police be involved in this? plss answer thank you so much

Does federal violation notice of violation affect my insurance and DMV history?

I live in California and I received a Federal violation notice during a trip to grand canyon and it was because I passed a stop sign ( it is stated as unsafe operation in my ticket). Within the instructions on the ticket it says if you plead guilty and pay the fine, we may or we may not report it to the DMV. Does anyone know if this ticket is going to be counted as a point and affect my car insurance? It seems too complicated and costly to go to court in this case and I paying the fine seems the only practical way!""

Is mental health treatment covered by insurance?

Is counseling and drug therapy typically covered by insurance in the United States? Thanks!

How can they justify the cost of car insurance?

Hi I want to know how are car insurance company's able to justify the extra costs for men over women, I've just had to pay 2620.18 for my insurance (the cheapest i could get) and have just checked to see how much i would be paying if i was female and the same company was charging only 1693.19 and the new cheapest is now 1549.89. I can honestly not see how they are allowed to charge me an extra 926.99 purely because I'm a guy. I'm sure there would be an uproar and complaints if company's started charging more for people of different ethnic origins so can they get away with this?""

Im placed under my moms insurance- but i live with a freind. and im using there car-?

if im put under my moms car insurance - but im livving in another house hold and using someone elses car - would i still be covered(with my moms insurance) ? or you cant do that? becuase if i get in an accident in my friends car - does that cover me and them? or me? there car? someone please explain !

First speeding ticket? Insurance?

I just got my first ticket for speeding ever. First time I've ever been pulled over. I got a ticket for going 9 mph over. He didnt say anything about points but he said I needed to pay it within 30 days which I will be doing tomorrow. Will my insurance go up? We have geico and live in FL if that helps. Thanks so much for all answers and God bless!!! (:

I made a little damage in a car today. Do my insurance pay the fix ?

Hi made a damage when I was parking the car. Little Damage in my car and other person's car. Do my insurance pay it ?

""What's the cheapest car insurance company in Fresno, CA?""

What's the cheapest car insurance company in Fresno, CA?""

Teen insurance for a car!!!!!! 10pts?

Ok. For Christmas.. I'm getting a 2007 Toyota Camry. I Live in Florida, I was wondering what's the cheapest insurance I could get ? I don't want to pay for expensive insurance.. I will need full coverage I'm guessing? I'm 16. If I just add my car too my grandmothers insurance will that be cheaper ?? Thanks ????""

Would this be legal ? start own car insurance company and insure self.?

We were talking about the price of car insurance at work today about how the cost is becoming ridiculous. I came up with this idea its entirely hypothetical but it got me wondering if it was possible. Just say i started and registered a insurance business. I offered 3rd party only insurance to my close friends and family people that i know personally are careful drivers.Say 50 people get a years cover for just 100 and i insure my self for free. Now i know what you might be thinking what happens if some one has a bump? Well i have 5000 in the business account so it should cover minor repairs however and hear comes the is it legal part if someone puts in a large claim that i cannot cover.Say my grandma writes off some rich mans Bentley. I just declare the company bankrupt ! Thinking about it its not to different to what the bankers have been doing .

Do any of you have insurance?

Car insurance cell phone insurance life insurance health insurance renters insurance homeowners insurance Title insurance Troll insurance No matter what the product its good to have insurance AM I RIGHT?

Car insurance question?

I only need to drive for 1 month. Could i be added to my dad's car insurance for only one month or do i need to do 6 month minimum etc

Car insurance?

I got my license 2 weeks ago and I am getting a car this week. What insurance company would you recommend that I go with? Progressive, Gieco or AIG. If you have any others, feel free to throw it out there.""

Would insurance be higher on suv/truck or car/sedan?

For example Mitsubishi Montero Sport vs Volkswagen passat, Nissan maxima, or Mitsubishi galant.""

How can I get dental and medical insurance?

I turned 18 back in 2011 and now I'm not on my mom's dental or medical insurance. How do I get dental and medical coverage?

Need to find Cheap Car Insurance?

I live In Wisconsin does anyone know of cheap insurance or a site where i can see how much its gonna cost me every month or something. Please Help really need insurance

Car insurance under 4000 for 18 year old male?

I passed my test back in november, and completed my pass plus not long after, i have been un-able to acquire a quote which has been under 4000 at all, i have tried all the main comparison websites etc, and im only trying to insure a 1.2L Ford Fiesta Finesse. Ive tried putting parents on as named drivers to lower it etc but nothing works, im not looking for miracles, just an insurance quote that is around the 3000-3500 mark. Im wondering whether smaller insurance companies would be able to offer me slightly cheaper insurance if anybody knows any good ones? Any help is MUCH appreciated as i am getting desperate here!""

How does american income life compare to other insurance companies?

anyone ever use american income life insurance and other?

How much will my car insurance go up?

I recently had an accident and my car was totaled, it was my fault, i did have full coverage so they did pay for my car and the other person, can someone give me an idea like a percentage or something that will help me determine how much more i will be paying, i am currently paying $95/month.""

Question about changing term life insurance companies?

My term, no medical exam life insurance is almost up for the 10 years and it's going to renew higher than what I can get from another company, so I am going to apply at another company online and cancel the old one, but it says are you planning on replacing another policy? if yes, you can't buy this insurance, if no then you can buy it. I don't understand, why wouldn't they be happy to get another customer, is it illegal to change companies? I am in California. Should I just put no so it will accept it?""

South Lake Tahoe California Cheap car insurance quotes zip 96157

South Lake Tahoe California Cheap car insurance quotes zip 96157

General Liability insurance?

How much will General liability insurance cost for my company? We have been incorporated for 2 years, with no claims against us. We are a parking revenue and security company. I have called dozens of brokers. i just need a ball park so I can tell if i am being ripped off. We have insurance now but feel it may be to high. Please advise""

Car insurance help for teens?

im getting my drivers license this summer and next year november we have an extra car that a hundai that we can trade in to get a new car i was wondering if i buy a Mitsubishi lancer es or even something better would my insurance go sky high??

How much do you pay for your car insurance ?

I have a mini van about 10 years old. I pay $250 every six month I believe ... premium. Covers 1000K Injury, 50K, 25K property damage, and 10K injury.""

Car Insurance -civil court?

My friend was at fault as she rear end another vehicle causing minor damage to the vehicle in front of her. She is now being sued by the insurance comp of the other driver in the civil court for driving in a negligent manner. Wouldnt this be covered under her insurance company? Why is she paying for the insurance in the first place?

How much would car insurance cost for a Corvette?

If you are 16 years old and a Male

What does it mean to have full coverage?

It's too late to call a auto company so I am asking it here, I live with my girlfriend and was wonder about getting full coverage on my car, we want to know if I get full coverage would she be able to drive my car legally without putting her on my insurance?""

What's an average for tax and insurance cost for commercial property of very low rent?

I need to know what I'm at least getting into before I jump in headfirst. before starting all you need to know is that this is the space I'm looking at http://commercial.exitrealestategallery.com/homes/1738-Kings-Ave/17576657/?index=17 And probably be using it as a non-alcohol club/ rental and recording space for musicians.

Buying health insurance for the first time?

I'm looking to buy health insurance, but not sure what type to get. I'm very healthy and have no children so it would be just for myself. Should I do a co-pay plan? HMO or PPO? Not sure.""

Insurance companies (health insurance)....need help?

hello, anyone know anything about insurance companies? meaning how do they make their money? to to setup? for example a health insurance company.... what does it exactly do? how hard is it to setup? tried searching the net on how to setup a health insurance company, no help...thanks""

""Who will pay for my flooded car, the city or insurance company?""

This past weekend I get a knock at the door from some neighbors during a storm telling me that I should move my truck out of the street. I walk outside and see that my truck is sitting in nearly four feet of water. The water level rose up to cover the seats and nearly reached the dashboard. We put it in neutral and pushed it down the street so most of the water ran out. We used towels to get out what we could that night. I didn't try to crank it, and I unhooked the battery cables. When I tried to crank it about 18 hours later it would not start. My question is, can I sue the city for the flood damage to my truck since their sewer drainage system was responsible for the localized flooding on my street? Can they be held responsible for this? Or will I just have to settle with what the insurance company will give me for the truck since it is undoubtedly totaled? I have already paid about $19500 on the truck, but I still owe about $8600. How much can I actually expect to get?""

Best health care insurance for 25 year old?

I just got off parent's insurance because it's only until I'm 25. I can't use my job's since I work part time, because I'm trying to finish college. I hardly get sick and see the doctor, but I know things happen. (Like whenever I got appendicitis not that long ago) What's the best affordable one's out there for me?""

How do Car Insurance Deposits Work?

I am new to the whole car insurance thing, and so I would greatly appreciate it if someone who knew what they were talking about would give me some help on how deposits work. I don't want to ask this help from the insurers cos they'll try to persuade me to pay for their insurance before I'm ready. Basically, my cheapest and most covered insurance is quoted as 3,889.98. I will be initially paying a deposit of 780.05 and then monthly payments of 314.66 for the next 11 months. What I want to know is an explanation of how deposits work in terms of Car insurance, and what I also want to know is does this deposit have to be paid more than once in your entire time with the company? Thank you in advance guys :) Micky.""

Cost estimate of motorcycle insurance for female?

I'm 18, female, live in Colorado, with a clean driving record and no bike yet. I'm thinking about a Kawasoki Ninja or Sportster. I cant find insurance estimates! Can someone help me figure all this stuff out? What I need to get and how much its going to cost me?""

Motorcycle Insurance costs amd monthly payments on a motorcycle for a 17 year old male?

Ok, I know you're just going to tell me that I need to have a car first or that I'm too young to have a motorcycle and I need experience and all that ****. But I'm 17 and I want a Honda Shadow Spirit 750 (which I've been told is a great starter bike) I am a safe and cautious driver, if I get one I'll have a helmet, gloves, pants, jacket, boots, etc. I'll take a class for it (which is required in the state of Fl), I've also already had driver's ed last year and I may take another one. I'm th exact opposite of the douche bag teenager on a crotch rocket with no gear weaving in and out through taffic going 90mph in a 45mph zone. In the state of Fl legally you don't need insurance for a motorcycle but I'll have it anyways. I was thinking of maybe putting down $2-3000 and getting a loan for the rest. My mom said that with a load I have to have full comprehensive coverage because I don't own the bike yet. Can you give me an estimate of how much the insurance would cost for a 17 year old male with driving classes and gear and a 3.8GPA, and I'm only going to school to home or to school to work then home (I don't get out much because I don't have many friends) and I have State-Farm. Also how much do you think the monthly payments will be? I'm working on getting 2 jobs. Please and thank you. And please don't be a douche or try and shoot me down or whatever to make yourself feel better about yourself, just please answer my question to the fullest :)""

WA Instruction Permit & Car Insurance?

I have recently been issued a Washington State Instruction Permit and was wondering if I need to be included to my mom's insurance before I can use her car to practice my driving? (I am of legal age already) Just want to know about the insurance thing. Thank you so much!

Should i go on my mothers car insurance ?

Ok so i have been looking around for car insurance because im about to get a car.... but the lowest rates i found were Progessive which was 7000 for 6 months and State Farm which was nearly 5000 ..... so if i go on my mothers insurance will it be lower ? by how much ? or will it be the same ?

What would be the insurance policy on a 2013 Mustang GT/CS?

Make believe it is the summer of 2014 and I just bought the stated car above. How much would a typical insurance go for a used Stang with around 7,000 miles in a small city(like Gainsville) go for?""

Short term car insurance for driving abroad???? (in france)?

I am 19 years old and heading to france for the day, the yearly car insurance I already have does not cover me abroad, so I need to get insurance for the day. I have looked online but most companies only insure people who are 23 years old+""

Need a car with VERY cheap insurance. 17 year old male.?

Im just about to pass my driving test and i'm looking to buy a car, something very small like a 1.1L. I've had a few insurance quotes and then results are coming up as 7000?! Even for a ford fiesta or a peugot 306. I put the annual mileage down to 3000 and put my dad as a named driver but it is still very high. What cars could be lower thn this, and any good insurance company that offer low quotes for younger drivers.""

How does the age of a car factor into the cost of car insurance?

Obviously there is more than one factor that influences the cost of car insurance. I know that when a car is newer, it usually costs more to insure than a car that is older. For example, a 2009 Chevy Impala is more expensive to insure than a 1983 VW. But, suppose I bought a vehicle like a 1957 Lincoln, 1955 GMC, or a 1956 Plymouth (or some other car from that time period)? If it wasnt something that people easily recognize like more popular cars from that time period, would it cost less to insure? (They arent as recognizable or popular, in the sense that if one was driving a 1957 Chevy, or a 1959 Cadillac or a Thunderbird, most people would instantly know what it was, but if I drove a 1957 Lincoln or a 1955 GMC, most people wouldnt immediately know what it was.)""

Health insurance for wrestling..?

hi im a soon to be freshmen joining the wrestling team, and i dont have health insurance.. coach says i do, or i cant play. can someone please tell me a cheap health insurance coverage? my family is not financialy strong.. so please help me out here""

""I need auto insurance, but do not know where to start. any help?""

I am planning to move out and am looking for a car, that part is easy. It is the insurance that I am worried about. I am wondering a few things. 1. What from of insurance will I need to be safe? 2. How much of my money will it kill? 3. What is the best decisions to make when doing this? I am currently 18 and have been driving for only a year with no accidents. I have to be able to afford rent, insurance, and groceries with a job paying 10 an hour at 25 to 35 hours a week(sometimes even less depending on work flow). I am a little worried as it seems impossible to do, and was wondering if there was insurance that does not cost $450+ a month? O.O Also, do I need to purchase the insurance before I purchase the car?""

Is it illegal to drive without auto insurance in Fla?

Someone told me that I absolutely need insurance on my car or I could face charges. Is this true?

Suggestions for health insurance.?

I'm an owner operator truck driver which a means I need to get my own health insurance. I'm seeking the best coverage for the money.

How Much Would A 2001 Trans Am Cost On A 18 Yr Old Males Insurance?

How Much Would A 2001 Trans Am Cost On A 18 Yr Old Males Insurance?

South Lake Tahoe California Cheap car insurance quotes zip 96157

South Lake Tahoe California Cheap car insurance quotes zip 96157

https://www.linkedin.com/pulse/low-income-health-insurance-jose-chan/"

[deafeningcreationperson-blog]

Etoile Texas Cheap car insurance quotes zip 75944

"Etoile Texas Cheap car insurance quotes zip 75944

Etoile Texas Cheap car insurance quotes zip 75944

BEST ANSWER:  Try this site where you can compare quotes: : http://freeinsurancequotes.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

What to do if i don't have auto insurance before purchasing a used car?

Im buying my first car. Im just looking for vehicles at the moment and ive never had insurance. Anyone been in this situation and can help me out?

Car insurance Questions?

I have comprehensive coverage (collision, fire, theft. etc)on my car it is a 2001 bmw 325 in very good condition, very little scratches inside and out. Mechanically sound. also well maintained and optioned if somebody was to rear-end my car (i live near the sr 91 in california, accidents everyday) what is going to happen? is the the one at fault's insurance company going to pay for the value of the car? since i pay comprehensive coverage? and is the value of the car based on pre-crash value or post cash value? what if i was to hit somebody's rear end? and is my insurance rate going to go up if i was rear ended""

What kind of car insurance do u have and how much a month do u pay and what kind of car do u drive?

im trien to find a cheap full coverage insurance i have an accident last year the cheapest i found in esurance its about $140 a month

Allstate Insurance Price Estimate?

I was wondering what the price of a 1993 2.3 L V4 Mustang LX would be for a 17 year old male would be with less than 100K miles on it

""Insurance quesion, help!?

Cash value life insurance is more expensive than term insurance because a. it is usually sold to older people who have higher mortality. b. higher rates of interest are earned on term policy investments. c. whole life is subject to adverse selection. d. the whole life contracts include both a protection element and a savings or investment element. e. none of the above. Is this one C? Past efforts to address the growing imbalance between tax-paying workers and social security beneficiaries have included a. increasing the social security (FICA) tax rate. b. increasing the maximum income subject to the social security tax. c. increasing the normal retirement age. d. taxing part of social security benefits. e. all of the above. This one E? The Consolidated Omnibus Budget Reconciliation Act (COBRA) contains provisions that a. allow continuation of group health insurance by employees and certain dependents upon the occurrence of designated events. b. apply to all employers offering group health insurance to employees. c. require an employer to pay the cost of continuing former employees' health insurance for up to 36 months. d. allows terminated employees to continue their group health insurance for up to 36 months. e. all of the above. This one E?

Is Bluecrossca a good medical insurance company?

is Bluecrossca a good medical insurance company?how much it charged in a year?is there any health insurance company better?anybody gets any suggestion?

Do i need personal car insurance to drive an ambulance?

Im going to school to be an emt and i know that at some point, as scary as it is, i will have to drive an ambulance but i wanted to know how or if it would affect my personal car insurance or if the company i worked for even needed my car insurance. For example: what if i had a valid drivers license but did not have a car of my own to even have insurance? How does that work? Currently i do not own a car because i have been a full time student for a few years living on campus so thats why im asking..""

Should I get earthquake insurance?

I live in California. The quote I got was $150K dwelling, $5K personal property. The deductible is $22,500 and the annual premium is $370. Is this worth it?""

What are some cars that look good and are cheap?

Well it's time i can almost actually get a car and drive... I'm a teen so obviously my first car can't be to expensive.. i'm looking for any cars that look good and hopefully people can tell me some that would look good.. i know i shouldn't care as much about looks but basically i'm trying to find a used car around 100,000 miles maybe a little more or less for under $6000... i can't get a real expensive car because of insurance i'll have to start off on basic so i'm wondering if there are any nice looking cars that are cheap... I had in mind an eclipse or something but i'm really not sure if i want something like that but thanks...""

What is the best car to get low insurance?

i'm thinking of getting my first car. what is the a good car with low insurance rate?. and what are the best ways to make the insurance go less ?

Term Life Insurance Ownership?

My wife and I are in our 40's and 50's. We have created A/B trusts and transferred our assets to them, and expect to have estates that will benefit from the estate tax saving these trusts afford. We recently both purchased $1M 10-year renewable term life insurance policies that we expect to keep for 10 years. We chose not to use life insurance trusts because the purpose of the policies is to replace the lost income of the deceased spouse if one of us dies relatively soon, not to increase our final estate, and the trusts are somewhat costly. We each specified our own trusts as the beneficiaries, because we want the disposition of assets specified there to be used for this money. The trusts provide for the income, and principle if needed, to be paid to the spouse, and for the remainder to be paid to our child at the remaining spouses death. The question of ownership of the policies is less clear. My lawyer says that it doesn't make much difference who owns them, because the value (estate) taxed is only one year's premium, not the $1M. My accountant says that the $1M is taxed, and that each policy should be owned by the other spouse to avoid tax on that amount. A friend said that there's no way to avoid or significantly decrease the tax, so just leave the ownership as is (each spouse owns their own policy). A further fly in the ointment is that the insurance company (Massachusetts SBLI) makes some forms of trust ownership more difficult and costly. I'm confused. What ownership is the best? What is the benefit of that choice? Thanks for your time.""

How do i pay for car insurance?

i'm 17 years old and moving out. me and my parents do not get along. i'm buying my own car but i do not know how i'm going to pay for the insurance? i do not know much about anything. i can't get a credit card because i'm not 18 so what should i do? is there a different way?

Does a wet reckless charge always increase insurance rates?

I plead a DUI down to a wet and reckless for a reduced charge. This was over a year ago, and my insurance premium hasn't changed a bit. Does it have anything to do with the fact that i have minimum legal coverage, or do they simply not acknowledge this charge? Im asking because I want to switch to comprehensive coverage but im afraid that will trigger something in their system. I would call and ask but I don't want them to raise my rate in case they overlooked something. I'm with Mercury insurance. Thanks""

California low cost health insurance?

i need an innsurance with a low cost monthly fee.. i just need it for birth control. i dont want to pay full price it gets pricy please let me know of some good ones that you have experience with

Home insurance wants to raise dwelling coverege?

I purchased a townhome in March of 2013 for $183k in Florida. It is in a 200-unit subdivision that just completed all construction and sold out all last remaining units a few months ago. When I signed up for home insurance, the insurance company set my dwelling coverage to $183k. I told them that it isn't accurate for them to base dwelling coverage on market price because the replacement cost must be lower since market price includes land and profits the builder makes. Long story short, they convinced me to stay at $183 because they said costs were rising and so forth. I decided not to fight it. Fast forward to this year, and now they are proposing to increase the dwelling coverage to $203k (11% increase). Funny thing is that for my exact townhome model, about 20 units were sold in the last year with prices averaging in the upper $180s (slightly above what I paid). I called the insurance company to let them have a piece of my mind, and they told me they use an independent 3rd party company to price the replacement costs. I told them it's BS because it's way above average market price and replacement costs is always below market price. They asked me to send them documents from when I purchased the home that details the construction materials used and upgrades so that they can reevaluate the dwelling coverage. My question is, why is the burden of proof on me to prove to the insurance company that dwelling coverage should be lowered? Why can't they just reduce it to what I tell them to reduce it to? After all, I am the customer who pays for the insurance. If my house is ever destroyed and I underinsured, that's my problem not theirs. I just find it strange that I'm paying for an insurance service and the insurance company decides what the replacement cost is, not me. Even though it doesn't affect them.""

Buying a motorcycle and driving without insurance in ontario?

I was considering to buy a motorcycle in ontario a cbr125r, and if i do make the purchase and drive without insurance, how much could i be fined? and im 18 and i would be considered to be a new driver, how much does motorcycle insurance typical cost for a year?""

Can I get affordable car insurance with a company if I currently hold a policy with them?

I have a pretty ba driving record from about a year ago. I recently just bought a motorcycle and got insurance through them for $306 a year which is awesone. But it would also be nice to have a truck considering rain a cold weather. Now I've priced insurance through many different company's for my 1996 mitsubishi mirage 2 door, and I was quoted at $219 a month with liability and that was the lowest. Now I want to buy a truck and add it to my current policy, will it be remarkably cheaper to do so, or how long till it will be cheaper, or should I say very affordable. I live in the state of louisiana if that information helps at all. Answers are greatly appreciated. Thank you""

What would be the average cost for these with a Hyundai i20?

what would be the average cost for these with a Hyundai i20 budgeting for running costs -car repayments -ongoing insurance and registration payments -car maintenance -tyres -petrol

How much should I pay for liability insurance for a non-profit?

I'm from a non-profit volunteer organization that wants its volunteers to teach a 16-session class. Normally, we teach in a local high school, but given the time in the school year, I would like to teach in a public/community setting over the summer. In order to get a public place (library; community center) to host this class, I need to take out liability insurance. I've asked my supervisor whether our organization has liability (no response yet). If we don't currently have it, what is an affordable company to buy it from? How much should my organization pay for a minimal premium?""

Need to start paying for own insurance. help?

So, im 19 almost 20 and im going to be graduating from college this semester, so naturally i have loans that will be due, but i also know that i will have to start paying my own insurances and all that because my parents wont be able to claim me anymore. my question is, how much roughly (average) would it be for health, car, and possibly life insurance?monthly,yearly, however it gets paid. i dont make a whole lot of money so i would like to know about how much it will be, so can figure out if ill be able to afford it all and to make a budget. i dont get any of those benifits at work right now, but i plan to become an apprenctice electrician next fall or spring, which im sure will handle the insurance costs but untill then im some what limited with money. thanks, any and all good help is appreciated""

Are petrol cars or diesel cars cheaper to insure?

Are petrol cars or diesel cars cheaper to insure?

How much will my insurance go up with one point on my license?

I live in California and I have Farmers insurance, got a ticket for a speeding back in December and I didn't take traffic school so there's now a point on my ticket. Anyone know if Farmers cares about one point on the license and if so how I will be affected?""

Will my car insurance premium increase for passing a red light in NY?

This is my first moving violation, it originally was failure to stop for a school bus but it got reduced to passing a red light and is now only 3 points. I have a clean record otherwise and my auto insurance is under my mothers name, I am just a secondary driver under her quote. Will my insurance premium go up and if so will it be much? Is there anything that I can do to lower it if it does go up?""

""If you take drivers ed online, will it still reduce your insurance cost?

I am fifteen almost sixteen and i want to take drivers ed online instead of during the school year. If i take it online will it still reduce my insurance cost? I also live in the state of Montana.

Where can i find cheap car insurance?

Im 18 and male and all the quotes i've looked at are coming back from 3000 to 7000, does anyone know where i can get it under 3000?""

Etoile Texas Cheap car insurance quotes zip 75944

Etoile Texas Cheap car insurance quotes zip 75944

New Insurance?

Hey. I'm 16 and male and I am getting my license in about a week. I know that I have to have insurance to drive alone in the family car. I just would like an estimate on how much insurance would cost. I am being added to my mom's insurance through Allstate, with a family car. Just until I have enough money to get my own. I know it isn't the same price as hers but I know its up there. If anyone can help me out on anything that would be great.""

Loan insurance?

is it worth getting loan insurance? or is the whole thing a big scam

Should i get life insurance or not?

i know the end is near for me and i think it would be good for me to get life insurance ive destroyed myself and my own life i think it would be appropriate for me to get life insurance so the funeral could at least be covered thanks 10 points

What aspects of insuring a car make it cheaper?

I'm new to insuring a car, i haven't bought a car and i'm open to ideas. I know i'm looking for a small engine around 1.0 litre but what else helps to keep the insurance as low as possible? And i've heard Ford KA's are one of the cheapest cars to insure? Any help and advice you give me about what to look for and insurance would be very appreciated Thanks, Drew :)""

How much is typical car insurance for a teenager?

I am a 19 year female in college (in new jersey) and by the time I get my car and licence I would be 20. I was wondering if anyone knew how much typical car insurance would be for me, so I could figure out how much I would need to save up before I get my car. What is the best company to go with?""

Wich car is cheaper for insurance?? 93 civic hb or 91 talon non turbo?

im 16 i would also like know how much cheaper sedans are on insurance than coupes.........and if hb are cheaper than coupes also thanks

""Why do the Cons enjoy that insurance premiums are avg. $13,000 per year?""

And expected to get up to $25,000 within ten years? Do they enjoy that average Joe might spend about half of their annual income on insurance? I'm interested to know how either s bankrupt nation or an illness plagued nation is good for the country. ? These statistics are all over the news today""

""Can a person with a driver's license but no insurance, legally drive another person's car?

I live in Pa. Can a friend who is a licensed driver but has no car insurance drive another person's vehicle legally? What are some problems which could happen?

Could health insurance work if we used the free market system?

The history of Health Insurance is that employers started offering it as a benefit as a way to entice employees to work for them. Prior to the Affordable Health Care Act, the only real choice consumers had was to go with whatever their HR Director, or Benefits Director, said they could have. I've wondered for a long time, why does health insurance not work like car insurance, for example. Why not completely seperate the relationship between Health Insurance providers and Employers and let people get Insurance from whomever they choose? That way, if you change jobs you can just keep your insurance. If your insurance company is screwing you over then you can go somewhere else? I am not a finance or economics expert. Can someone please explain to me why we don't severe the dependency between employers and health insurance?""

What is the name of place where I can go to pass some test of driving and get lower prices for car insurance?

What is the name where I can go to pass some test of driving and get lower prices for car insurance? I remember smb told me if I go there and pass test they will provide me documents allowing me to decrease my insurance for car. Currently cause I just got my license and had no any experience of driving, I am paying about $780 for 6 months. How can I go down on that price?""

Motor trade insurance for 46 year old and a named driver at 18?

Currently have an motor trade insurance policy with motrade. However they are closing down so need to find another insurance company. The problem is that the name driver is only 18. Motrade allowed named drivers from 17! Does anyone know of an motor trade insurance company that will insure an 19 year old on a policy. The policy holder is 46. Thanks! :)

Any 17 year olds just got car insurance? (UK)?

Hi, I was wondering if anybody aged 17 has got car insurance recently and would be able to tell me how much they paid. I've been told 3k-4k but when I look on the internet most people are saying 800-2k even if you haven't just got insurance which of the two price ranges is more likely for me? I live in an area where car theft is low and I can keep the car in a garage. I'm a 17 year old male.""

What is the cheapest car insurance agency???

What is the cheapest car insurance agency???

Car Insurance...????

How much would it be for a 16 Year old boy to be added on his parents insurance policy... Completed Drivers Ed Lives in Baltimore, MD Has really good grades It would be liberty mutual if that helps... thanks!""

""To obtain my permit in the state of California, do I need to have my parents get insurance for me?

Or when I apply do I have to show proof that my PARENTS have insurance?

Was it wise for me to cancel my car insurance?

I had gotten into an accident. ICBC says it's 100% my fault, and I did just file an injury claim for myself and my family members that were in the car with me. I don't think my car is drivable, but if it is, then it's not worth fixing because I don't have collision and it would cost more to fix than how much I had bought it for. What I did yesterday, was cancelled my car insurance. But I was just talking to someone who told me that it wasn't a good idea to do that. And now I'm doubting myself. Will this be held against me? The person in the other car claimed injury and her car is also damaged. Did I just dig a deeper hole for myself?""

Where can I find cheap dental insurance for braces?

I'm 20 years old and I work at Wal-Mart...I'm not sure if I'm considered to be full or part-time.....some weeks I work 40 hours and some weeks I work 32 hours....I REALLY need braces and I have no insurance and I'm clueless to all of this....if I can't get insurance through Wal-Mart...where else could I get it? Help!

Does getting stopped by the police affect your car insurance?

i got stopped by the police a couple days. i had my car insurance and everything. He took my license plate number. . will getting stopped affect my car insurance in any way?

""If i trade in my car, which doesn't have gap insurance, and get a new car with gap insurance will the total lo?""

I owe $13k on my current vehicle and am looking for an upgrade. we've had horrible weather the past few months and am afraid of wrecking the (potential) new vehicle and still being stuck with a bill. would gap cover the entire cost of the loan, i.e $38k= 13k owed on my car plus the 25k for the new car.""

Would my car insurance be expensive?

IF I WAS TO GET A 2005 NISSAN MAXIMA CAR WOULD THE CAR INSURANCE BE EXPENSIVE.........

Best insurance company for full coverage?

What's the best insurance company that's pretty affordable?? I am financing a Toyota Camry (new) and need full coverage. I have a DUI on my record but have my license. I'm 21. =\

Health Insurance for a College Student in California?

I am a 19 year old who is a full time student in college. I just moved out of my parents home a while back and well I dont have Health Insurance. I'm in desperate need to see a doctor and as well as a Gyno due to menstruation problems and I tried applying for Medical but on the application it said i couldnt go further unless I was a pregnant person or have children. I just need a affordable plan. Any suggestions for a new-adult?

Do I Really need to tell my insurance company about my Conviction?

Hi, 4 and a half years ago, I had 2 speeding convictions. Both with 2 months. My driver is European (German) so there is no paper part and no part which shows points. My insurance runs out in 4 months however today I realised in the insurance papers that it does not show my convictions. I called DVLA and they informed me that the convictions had been removed because they were over 4 years old. My insurance ask about convictions from 5 years ago, Should I tell them?""

""What do i do first, title or insurance?""

so i figured out what insurance company i'm going to use, and my cousin is giving me her car. do i need to get the title of the car before i get insurance or do i have to get insurance first. i'm 17 by the way.""

Questions about car insurance(Personal Injury Protection)?

http://lh5.ggpht.com/_4cB1MyCtlwM/TN8WP-b6ciI/AAAAAAAAA70/PKN_oape-9s/PIP.jpg http://lh3.ggpht.com/_4cB1MyCtlwM/TN8WQEQb-UI/AAAAAAAAA74/K7-lBKERzf8/GEICO_%E9%A1%B5%E9%9D%A2_1.jpg It is my first time buying an used car, the car does not worth too much money, so the insurance is more about people, not car. Can someone help explain the choices in Personal Injury Protection ? Especially for the word waived , what does the word mean here? Is my car insurance(amount) reasonable? How is the geico price? I did not compare with other insurance companies. Thanks.""

Etoile Texas Cheap car insurance quotes zip 75944

Etoile Texas Cheap car insurance quotes zip 75944

Car insurance cancelled?

i have been with the same car insurance company ever since i past my test 3 years ago, 2 years ago a neighbour accused me of backing into his car I NEVER, i phoned my car insurance company to notify them there was a claim being made against me just to keep them up to date in case they had a phone call from anyone!, Anyway after weeks of Police investigation i managed to prove i was not involved and no claim was ever made, i thought this had all disappeared but now 2 years later and still with the SAME company they are saying i have lied on my no claims and have told me by letter they no longer wish to insure me, then 5 days later they took there payment from my bank ? i only received the letter this morning (sat) and none of the offices are open until mon, i am so worried they wont reinstate my car insurance ? has anyone else been in the same situation ? and what was the outcome ? ( and they also said in the letter that i would have to pay the outstanding amount on my policy withing 7 days or they will send me to a debt collector ?""

Metlife Autoinsurance claim. Will rate increase?

I am under my parents metlife auto insurance.. recently my 03 DTS was hit in a hit and run while parked in the parking lot and my right bumper is cracked and tailight is slightly damaged.. I took it to local body shop and got an estimate of $932.00 for repair. Insurance deductible is $250 There are no claims on my familys auto-insurance, My parents are to worried that it may increase their insurance rate if a claim is filed... When I called Metlife to ask them would there be an increase if claim was filed they gave a B.S. answer saying that they dont know until after everything is done and then they decide.... So from your guys experience do you think rate will increase?........ If I cant proove that it woulnt increase its looking like Im gonna have to pull $932 out of my pockets""

Do I need to be insured to test drive cars I want to purchase?

I am looking to buy a new car, so far I have test drove 3 cars this week and my colleague at work has just notified me that I am probably breaking the law. I am buying a car either through auto trader or ebay (Fiat Stilo incase anyone is selling) so most the sellers are private, I currently drive a VW Polo fully comp, does that insurance not cover me to drive someone else's car even if they are in it ? What about their insurance, does that not cover me ? And if I'm not insured, what would I have to do to make sure I am not breaking the law ? A temporary insurance costs me nearly 100 as I am quite young, its an absurd amount to pay just to test the car (about 10%) and its completely ill advised to buy a car without first test driving it ? Regards Omar*""

Insurance for teenage mustang driver?

Ive made enough money from my jobs. I have enough to buy a newer mustang (definitely not the newest one but over the 2005 brand) with help from my parents and grandparents. They are all throwing in 2000 dollars for me. But anyways, some backround information, I'm a teenage girl, have taken the driving defensive class, drivers ed, and also get higher than a 3.0 grade average. Would insurance be very high still?""

What's more expensive in America? Healthcare or Health Insurance?

I keep hearing Americans spend more on health care than other industrialized countries. and I also hear they spend more on health insurance. So my question is: On average, do we spend more on Healthcare or Health Insurance than other countries? Or de we spend more on both?""

How much will my insurance cost?

If i was 18yr old with a 92' 240sx with clean driving records how much would my insurance cost? any estimation? how about 17 then?

Health insurance just for the baby?

What health insurance is out there that i can just get for the baby? My current job offers family coverage to what i have now but it will be $83 EXTRA per WEEK for family...thats over $300 per month! i was wondering if there was a health insurance program that would do just the baby. THOUGHTS ANYONE?

Insurance Cost on Muscle Car?

Sooo I know that insurance costs vary from state to state, and also on your carrier... but I was just curious as to if anyone could give me something to go off of. I'm 16, and I'm seriously thinking about buying a 2002 Pontiac Trans Am. (Yes, I know it's got a V8, and no, Mommy and Daddy aren't helping me with a penny, so please no trolling on that subject) I planned on going through my Mom or Dads' insurance. They both have multiple cars on their plans, and are carried through State Farm. Does anyone have any idea on how much it woud cost to be put on one of their plans? Or is there any tips or tricks out there to get a lower payment for me? Just curious.... lemme know what you got please! :)""

First car accident - forgot to get insurance info?

I just got into my first car accident ever today. I have his license #, plate #, address, cell number, but I totally forgot to get his insurance info. The CHP officer did come and file a report though. Do I still need to get it or amI ok? Am I supposed to report to my insurance company now or wait until 5-10 days after the report is finished? Sorry, this is my first time so I don't know anything. My car is is a 95 Honda and he drives a Lexus. There were only some scratches on his car (very minor damages) and mine is pretty bad. Any advice would be appreciated. Happy Vday to me. =[""

Where do I get cheap car insurance in california?

Where do I get cheap car insurance in california?

Do i need motorcycle insurance to get my tags?

I have my first motorcycle, a green 2002 kawasaki ninja 250, green of course. I am working on getting insurance but its going to take about 5 more days. Can i get my tags without insurance?""

What kind of cars are good for teens insurance wise?

I know it depends on where I live and many other variables but I'd like to know in general what gets the best rates. I'm looking at a 1993 chevrolet s10 5speed with a 4.3l v6 right now but I don't know how the insurance would be on it yet. I'm 18 years old in Canada and I've been driving for 2 years total (1 year g1/permit 1 year g2 class license) and now I'm about to go for my full g license. What should I be looking for? import/domestic? engine size? number of cylinders? cars or light trucks? size of engine in relation to size of car? I thought I might get some relief on the s10 since it's domestic, manual (less people want to steal?), I can make some extra money at work, and since only 3 people can fit (originally a 2 seater) less people would be injured in an accident? I don't know, what do you think i should be looking for?""

Do I need to buy car insurance before driving a used car that I purchase home?

I am thinking about buying a car. I won't know if I'm buying this used car until I go look at it. How do I drive it home, if I won't have car insurance at the moment that I buy it?""

Roughly how much would the insurance cost on an Audi A3 1.4 cost at 17?

Roughly how much would the insurance cost on an Audi A3 1.4 cost at 17?

""Car accident, no insurance?""

I just got into an accident 5 days ago. I still don't believe it was my fault if anything maybe both of ours. Regardless she had minor damage. She was on the phone obviously not paying attention as I was pulling out of the driveway when she was attempting to pull into a drive way across from the one I was pulling out of. So as you can imagine it's hard telling. We both have scratches on our left hand side bumpers but she has a dent that can be fixed. She had her friend with her so it was hard to really even defend myself because it was her word against mine. She called the police, thank God they passed because no one was hurt. They just told her to take down my information and deal with it. She took down my license plate, took pictures, such a drama queen, it honestly wasn't that bad. She has my license number too but when I when I went to call my insurance provider, they said it wasn't renewed. No police report, and she hasn't called me with a quote. How much trouble can I get in??""

About how much is car insurance in British Columbia?

About how much is car insurance in British Columbia, particularly Vancouver or nearby? Perhaps if you could share how much it costs you or someone in your family with a good driving record. Perhaps give a hint of what car you have, liability limits, etc. In the U.S., you can get online quotes. For Canada, I've never seen anything like it.""

I'am 16 and does anyone has an idea how much would be my car insurance. i live in toronto?

16 yr old and wondering

How does the age of a car factor into the cost of car insurance?

Obviously there is more than one factor that influences the cost of car insurance. I know that when a car is newer, it usually costs more to insure than a car that is older. For example, a 2009 Chevy Impala is more expensive to insure than a 1983 VW. But, suppose I bought a vehicle like a 1957 Lincoln, 1955 GMC, or a 1956 Plymouth (or some other car from that time period)? If it wasnt something that people easily recognize like more popular cars from that time period, would it cost less to insure? (They arent as recognizable or popular, in the sense that if one was driving a 1957 Chevy, or a 1959 Cadillac or a Thunderbird, most people would instantly know what it was, but if I drove a 1957 Lincoln or a 1955 GMC, most people wouldnt immediately know what it was.)""

USAA Full coverage auto insurance covering theft?

Last night my husband and I were hanging out with some friends and someone broke into all of our vehicles and stole stuff. However, my husband and I drive a 2009 Mitsubishi Lancer and it was locked, yet someone managed to get in without causing any damage whatsoever and stealing our xbox 360. Weird thing is, my purse was in the car with everything in it, and so were the guitars for guitar hero and our entire CD case, and the only thing that was stolen was the xbox...Weird I know. We go through USAA and have full coverage. My question for anybody who knows or has a good guess is, do you think that our insurance would cover that? We don't have a receipt or anything since it was bought so long ago. Thanks for all your answers in advance and remember best answer gets 10 points =] Happy answering! Amberly""

Cheaper on insurance 1980 lincoln or a 1995 blazer?

i have a 1980 lincoln mark VI it has a 351 (5.8 liter engine) and a 1995 chevy blazer im 16 and im trying to decide which one to drive they both get the same gas mialage about cause the blazer is an suv so im deciding which would be cheaper on insurance for a 16 year old i think the blazer but im sure hoping not cause the lincolns prettier lol

How do Insurance companies pay for medical bills?

I was in an accident last year that led to me being in the ICU for a few days. I incurred a hefty medical bill as a result. The accident was not my fault, and the driver was insured. I am going to a mediation to decide how the money the insurance company can pay will be divided between those of us that were injured. My question is, when we come to an agreement, will the insurance company send me a check or will they send a payment to the hospital where I owe money?""

Can I get decent car insurance through Aetna?

I have them as health coverage through work. I just moved from FL to DE and my insurance through Geico DOUBLED!!! I am trying to find a better rate.... any ideas? Thanks

Car Insurance???????????????????

I am going to be 17 years old in April and I want to get my license. I was just wondering how much my insurance would be. I am a male and I live in New York, more specifically my zip code is 11040. I am a good student (3.5 gpa) and I have taken drivers ed. With these discounts how much do you think my car insurance would be with State Farm (my parents have state farm? And the car i am going to insure is a 2009 Honda Civic (blue). Can i have a specific number range?""

What's the cheapest insurance company or booker they've come across?

The cheapest iv encountered is onlyyoungdrivers.com the next being RAC insurance a few hours quid more, followed by 4youngdrivers.co.uk that is myself being under 25. Also has anyone found it cheaper to ring the direct in attempt to get cheaper quote, iv stayed away from this as of yet because of the cost of calling.""

Should i gain my CBT license to lower insurance on a 125cc scooter?

I currently have a full driving license and interested in buying a scooter. To lower insurance even further should I gain my CBT license or any other awareness courses?

Etoile Texas Cheap car insurance quotes zip 75944

Etoile Texas Cheap car insurance quotes zip 75944

What's the cheapest auto insurance ?

What's the cheapest auto insurance ?

Is credit used in determining health insurance rates?

I am licensed in GA for property & casualty insurance, so I know credit is used to help determine rates for auto & homeowners insurance, but it is considered in health insurance?""

I just got a great site for car insurance on here... lets go for dental.?

I now need some affordable dental insurance... please send me a site or two?

Insurance company would not like to insure me a sole proprietorship?

I am a film major, a student and very involved in different projects. I decided to open my own film company a sole proprietorship, meaning I DBA (Do Business As). I am looking for liability insurance for my business for wedding and events. They asked me if I was doing any other type of work currently. My reponse was that yes I am involved in being cameraman for one project and editor for another. I have not signed a contract or getting paid for any of these projects, simply volunteer. They came back stating that if they were to insurance me, I as an invidividual would no longer be able to be part of any project or post anything of my personal stuff on youtube. I understand that they are trying to protect themselves and that they are insuring me personally I guess since its a DBA. Has anyone else come upon this problem? I see many videographer put their stuff up on vimeo, youtube etc.""

How much is Car Insurance in the US for a new driver?

Does it depend on the state? Just give me an average price. Im from the UK and my Insurance was 1700 for 1 year.

Insurance for first cars?

When I'm 18 an hopefully passed my test I want to get either a VW scirocco, a Peugeot RCZ or a Mazda mx5. But I've been told insurance companies will refuse to insure me because it's my first far so is this true or how much would it roughly cost Thanks""

How much would you estimate the annual cost of living to be in central New Jersey?

This would be for a simple lifestyle- one bedroom apartment, utilities, food, clothing, phone, internet, cable, basic car, car insurance, gas, car maintenance, computer, pet, gifts, and a one-week basic vacation. You can provide an estimate both with, and without, a basic health insurance plan premium. I am just trying to figure out about how much it would cost to live in this area. Thank you for your advice.""

I'd like a bigger bike but what will the insurance cost me?

I'm looking to trade in my 125cc for a bigger bike, most likely a 600cc, but I'm wondering what the insurance will be considering I have 3 points on my license for speeding. I'm looking to get it for my 18th, and it will be restricted to 33bhp. Can anyone give me a ballpark figure of what the insurance will be? And what bike should I get?""

Scooter insurance/plates/registration. How much?

Im moving to portland maine and my work is going to be only a few miles away, i have a jeep but i wana get a scooter for the lower gas milage and i always wanted a bike of some sorts. so how much am i looking at to buy a scooter insurance and everything else that is needed to start off? im thinking i probly gota get plates registration and insurance, anything else? also if anyone can post some cool scooters that would be nice, i want something thats prity fast and almost like a ninja bike. anyways thanks for the help guys =D ps. I know scooters arnt fast, i just want one that is a little faster than average.""

What's good insurance for young adults?

I'm 21 & I currently have insurance with the car lot I purchased my car from. What are good full coverage but affordable insurances?

Where can i find the cheapest insurance??

im 19. i live in california. ive never been in an accident and ive never gotten a ticket. i drive a 2004 suzuki forenza and i pay almost 200 dollars a month for insurance!!! i have to have full coverage because im still paying off my car, but come on i think thats a little ridiculous.. its more than my car payment. Any idea where i can get it cheaper and if so, how do i go about changing it?? any help is greatly appreciated!""

Two-way car insurance?

if a car is damaged by someone else except the owner, will the insurance pay?""

Cheapest car insurance????

looking for a cheap car insurance guys, plz help""

Home and car insurance question?

I live in Michigan. Do we have to buy our car and home insurance locally, within this county? Or can we get it from any agent in the state?""

Where can i buy cheap insurance for 13 years olds in Atlanta?

I Have a 13yr old and i need to get Cheap insurance for him to play.

I'm trying to get Heath care insurance?

I'm a type 1 diabetic I'm trying to get a job but if I do my current insurance will not pay for my diabetic supplies.My medical supplies are really expensive what are my options ?

Help with Car insurance cost?

ok so im 17 1/2 year old male and ive been driving since i was 15 1/2. As of right now im covered under my parents insurance with Mercury auto insurance and i pay $500 for 6 months of coverage ($1000 a year). I am currently covered for the three cars that my family owns 1996 Acura 2.5 TL (my crappy car) 2008 MBenz C300 (moms) 2011 Mazda 3 (Dads) So heres my question.. My car (the TL) is starting to break down and the cost of service is outmatching the value of the car. So ive been saving up to try to get another car and i am going to put down 40-50% of the money and my parents are gonna pay for the rest. The cost of the car is not the issue i was wondering more about my cost of insurance for the cars that i am interested in. I know that my most accurate response would be from the Insurance companies themselves, but i dont have time right now. I just wanted to know what you guys thought about how much i should pay per month for these cars. So the cars im interested in ( theres alot lol) are: 90's Toyota MR2 (preferably turbo, but i could live without it) Subaru WRX (Non-STI) Nissan 350Z Honda S2000 BMW 330i (coupe only) 00'-04' Ford Mustang GT There are others but i cant remember them right off the top of my head.. I know its gonna be WAY more expensive then what i pay now and that most of these cars are 2 door and 2 seat which will just make it worse. But im really willing to work for it and like i said i pay my own insurance bill. So how much do you think each of these cars cost for monthly insurance? And of the cars listed which would you most recommend?""

""Why don,t we have the auto industry make a car that won,t exceed the speed limit and not start?""

if driveris impared, reducing insurance, heath, saftey and legal cost

How much money does your insurance go up after a car accident that was your fault?

I am doing an essay on distracted drivers and I just wanted to know the statistics.

How much can I expect my car insurance to go up?

I was in an accident tonight where I was at fault. I was turning left, and my view was blocked by a large line of cars with a few large trucks in front, so I couldn't see anything. I inched out a little bit to see if I could see if there was any oncoming traffic and a car came flying out from behind the lineup and glanced off of my front end, and skidded into another car. After the writeup was done, I got a citation for $84.00 for failure to yield the right-of-way while making a left hand turn in a 3 car accident, and got 4 points tacked onto my license. One woman was apparently hurt , when she hit her head on the steering wheel, and said she needed an ambulance, but she walked over to the ambulance when it arrived all by herself, didn't seem too hurt. Anyways, I am 18 years old and this is my first accident. I was wondering how much I can expect my insurance to go up per month and how long it is going to be raised up?""

Insurance high for red cars?

Is it true that Car insurance is higher for red cars? if so, how much more expensive is it?""

Insurance companies will have 32 million new customers because of Obamacare. How is this socialism?

The Affordable Care Act was modeled after a Republican health care plan by the Heritage Foundation and was first implemented by a Republican governor. All this bill does is makes sure that insurance companies have 32 million new customers. I could understand if you called Single Payer socialism (which I highly support), but calling Obamacare socialist is pretty stupid.""

Insurance in USA for people above 45 and below 60?

Hello, My parent just moved to USA (NY) a few months back and my father works at a grocery store. My parents do not have health insurance and I want to get them medical insurance somehow, something that is affordable since my father's job does not offer any health coverage. I am there only daughter and I asked my employer if I can add my parents to the my insurance policy but he said that will not be possible. My dad has been searching for a job which offers medical coverage but unfortunately it is a tuff time to find a job. My mother is suffering from Sciatica pain she went to one of the walk in clinics and got the medicine and ended up paying 200$ which did not do any good. Any suggestions how I can resolve this issue?""

ChEAPEST CAR INSURER FOR?

I want to get either a reno clio 2001 or an old mini. i know the mini is likely to be cheapest. I'm a 17year old male. Which company would give me the cheapest car insurance? DON'T TELL ME TO GO TO GOCOMPARE.COM TRIED THIS ALREADY, AND ON VARIOUS OTHER COMPARISON SITES. Thanks""

Average car insurance estimate?

How much would insurance cost for a 17 yr old male to drive an insurance group 13 car e.g. Mercedes C200 etc - as a second driver! It will be parked in a driveway and is about 8 years old! Thanks for your help

Etoile Texas Cheap car insurance quotes zip 75944

Etoile Texas Cheap car insurance quotes zip 75944

https://www.linkedin.com/pulse/how-much-motorcycle-insurance-utah-edward-walker/"

[yourcertainstudentlight-blog]

Car insurance help! advice needed.?

"Car insurance help! advice needed.?

Hello and let me thank you in advance. Age: 19 Location: las vegas nevada Length of driving experience: permit at age 17, drivers license at 18, am 19 atm. Clean record no tickets no incidents, no dui's nothing. I am a collage student and i hold a 4.0 gpa Im 19 years old and have purchased my own vehicle 3 months ago Vehicle type: 2005 dodge stratus sxt 4 cylinders ( clean title, only one incident which was a fender bender.) Has had 3 owners, i am the 4th Car had 100k miles its at 105k miles and still prefect have taken good care of it. My current car insurance is Geico, which is the cheapest rate i could find. MY rate is $222.05 ( more then liability) I was wondering if anyone has had children and how did they handle car insurance for them, did you find a better rate, or if your my age how much do they charge you. (i do know that location is a big part as well.) if you can specify location will be much appreciated. If anyone knows a website that can help me lower the cost of car insurance, but has to be more then liability. Thank you for your help.

BEST ANSWER:  Try this site where you can compare quotes: : http://freeautoinsurance.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Car insurance?

I PLAN TO PURCHASE A USED CAR. THIS WILL BE MY FIRST CAR SO I DO NOT HAVE ANY CAR INSURANCE. I KNOW THAT I CAN NOT DRIVE THE CAR OFF THE LOT UNTIL I HAVE CAR INSURANCE. SO WHAT DO I DO? CAN I SIGN UP FOR CAR INSURANCE AT THE LOT? WHAT IS A GREAT CAR INSURANCE COMPANIES? ANY HELP YOU COULD GIVE ME WILL BE GREAT. THANK YOU SO MUCH :)

Is my car insurance in place.?

basically i applied for a car insurance and in the quote i put in a false licence held date as i only had my licence a month ago but i put in march 2012. They have taken the deposit of 300 already from my account so does that mean i got away with the lie about the licence held date and does that mean my insurance will be in place soon. I lied because i think insurance is cheaper if you have old licence. thanks

Driving with no car insurance?

i missed a car insurance payment last month but wasnt aware as i dont really check my bank as i assumed the money was in.. i got pulled up by the police the other night saying i didnt have insurance to which i replied yes i do the company is called ... they tried to ring them but as it was 2am they were closed... they let me go and have given me 7 days to report to the police station with my insurance documents. i rang up my insurance company asking for a certificate of my insurance as i lost mine to find out my policy had been cancelled (which i wasnt aware of).. so naturally now i am scared of what will happen. if i insure my car again and take down my new certificate to proove i have insurance and explain what has happened, how bad with the outcome be? HELP""

Car insurance?

I was given a car from Texas would I be able to insure the car with Texas plates ? If not how would I go about getting it smogged & insured if I can't drive it ?

Cheapest women car insurance on a provisional?

im 23. got my own car, white, k reg, clio, automatic (1993) im only on a provisional license an ive found so far that my quotes r not very good. my highest as been 2027.57 an my lowest is 678.98 will i get anything lower. i know its cos of my age an cos im the main driver but if any women or men know any insurance companys that ave good lower prices then help me out thanks u never know wot ur get in return lol""

I got a citation for no proof of insurance and have a couple questions..?

so my first citation, annnd i was wondering if i take traffic school do i still have to pay the $1,000 fine for not having insurance at the time? also if i sell me car before the court date does that help ? if not what can i do to not pay because im broke no job and no money , willing to do community service.. can i do that for this kinda thing?""

How much does medical insurance cost per month?

I'm talking about medical insurance gotten through an employer. And I'm interested in the FULL premium, not just the employee's share. (So if your employer pays half, multiply your payment by 2.) Whatever your situation, please let me know. Because I want to know what to expect for each of the following situations: - Employee Only Insured - Employee + Spouse - Employee + Child - Whole Family Thanks!""

Cheap insurance for Mustang GT?

I am 21 years old, and its hard to find an affordable insurance rate. Does anyone know of an insurer in Ontario that has very good insurance rates for a Mustang GT and young male drivers?""

Tips on how to get first time drivers car insurance down?

Hey, so I have my driving test on June 3rd but i am looking to buy a car before then in these next few weeks. Ive been getting some quotes on some possible cars but the cheapest quote i am getting is 4,500, which is absolutly ridiculous! I thought 2,000 was pushing it and i dont intend to pay more than 2,000 a year. The cars ive been looking at are Peugot 206s, Vauxhall Corsa SXI, and Renault Clio's. Which i believe are in the cheapest insurance band. I just dont understand why im getting quotes of 4000/5000. Most of my firends with similar cars pay 1,500 a year which seems right. I must be doing something wrong. Can anyone give me tips on how to get the price down. Should i add my mum as an additional driver? Do modified cars (alloys and tinted windows) dramatically increase the insurance price? Any reccomended insurance companies? Thanks guys!""

Whats the best California insurance ?

I want full coverage what's the best company

Insurance Rate difference Between hatchback And Sedan?

hello everyone, im interested in some information regarding insurance quotes. Im in the market for a 02+ Gti, or a 02+ jetta. The gti is 2 door hatchback and jetta is a 4 door sedan. Im 16 years old but im concerned now how much higher will insurance quotes be between the 2 when i start driving. Theyre both going to be manual. If someone has any idea please let me know.""

What bike would be cheapest on insurance?

scooter?street+trail?chopper?crotchrocket? or anything?which bike out of all bikes street legal and able to achieve 50mph is the cheapest insurance wise

Should I pay insurance on a car that I can't drive?

I'm very frustrated with this car & I won't be able to pay to get it fixed until September. Some people are telling me to still pay insurance on it, & others are telling me that it doesn't make sense to waste money, & that I should cancel the insurance. I don't know. I'm about to cry.""

Would insurance company likely settle for 15K?

Auto accident....my lawyer asking for 25K, insurance company said 12K (my lawyer wants to go to court and all that, I really do not want to; I just want to get this over with) My lawyer said it's worth much more than 25K but that's all the limit is. If I ask the lawyer to try & negotiate 15K w/o going to court; how likely or unlikely that the insurance company (State Farm) agree? If they do agree, how long before they send the check? I need to pay my doctor bills off and get another car (I am so ready for this to be over with!!!!) Thanks.""

Where can I get individual health insurance that will cover Pregnancy?

I live in a small town in Texas, I was recently married in June 2008, we got pregnant with twins but unfortunatly had a miscarriage...one of hardest things I have ever had to deal with...anyways...we want to try again but I really want to have health coverage and not have to pay out of pocket...does anyone know of any health insurance that covers pregnancy...from what everyone else is telling me no individual policy will cover me if i get pregnant...if anyone can help I would appreciate it...""

""On average, how much does car insurance cost for a 17 year old male?""

Dear reader I am a 17 year old male. I am searching for car insurance once I get my driver's license I will be required to pay for my own car insurance. I want to get an average cost (monthly) for someone my age- regardless of the company I am not sure what factors play into a policy's amount- however, if it does matter, I am a straight A student with a 4.2 GPA (scale of 4.0)- I have never been convicted, nor prosecuted for a felony or anything of that sort. To sum up, I am quite responsible for a male my age. Please do not be rude in your responses I appreciate your help PS. the car that I would be driving is a Toyota Camry 2005 (all paid for). I also live in the state of MD""

""Cars been stolen, will insurance pay up?""

My sisters car has been stolen roughly 30 mins ago. Shes customized it a bit (tinted windows to a legal degree, subwoofer in the boot) will the insurance pay up if it cannot be found. And what are the chances of it being found""

Affordable car insurance company's?

I am currently with farmer's insurance but i feel they are too expensive so is there any company's that are cheaper and affordable rates?

What life insurance policy should I get?

I have the option of variable whole life, whole life, and term life. I know term life is the best, but i am only 18 and i don't have time to go out and invest in mutual funds unless its really easy and quick. I am a college student, and I have no income. I am planning on becoming a nurse, but of course that is not guarenteed. Which one should I get and why? Please don't just say don't get whole life! it sucks yeah i know that but i need details. Also what about for my parents who are in their early 60's . Which one should they get??""

What's the best health insurance company for a self employed family?

Self Employed. In Georgia. What's the most cost effective company that pays great? Thanks

What are my best options for self-employed health insurance with maternity in Illinois?

I am leaving a well paid corporate job with great benefits to work for myself. I was recently married and my wife wants to have children soon. She does not have benefits through her job so I need to ensure we are covered well. What are some great options for affordable health coverage in Illinois that includes maternity and what's the time frame before maternity coverage kicks in?

Insurance on Lotus Elise for 18 or 19 year old?

I want to get a new Lotus Elise when I am 18 or 19, but it really depends how much the insurance will be. I reside on Long Island, NY but when I get the car will be going to school in either Albany, NY or Tallahasse, FL. Some help? Thanks.""

Looking for individual/family health insurance in Arizona...?

I am a stay-at-home mom (in Arizona) and I need to get health insurance. My boyfriend (and our toddler) have insurance through his employer but it's like $400/month for just the two of them and it doesn't cover much. To add me to his plan we would have to get married first and it would be over $200/month more than he's already paying now. So that's over $600/month for insurance that doesn't cover much. It doesn't seem like a very good deal at all. So I'm looking for a health insurance plan that would take all three of us as an unmarried family, for less than $600/month. So far I don't see any that cover maternity, and we do want to have another child within the next year or two... We don't get sick often, but our baby needs her regular checkups and vaccinations, we need our regular checkups, vision and dental, and of course catastrophic coverage in the event something really bad were to happen. I don't see much purpose in me having insurance for myself, a young woman, that doesn't cover maternity or birth control, other than for the sake of catastrophic coverage. But if need be I could get my own insurance plan for maternity/birth control/whatever if I could find an affordable one, and they can be on their own plan that doesn't cover maternity. Blue Cross Blue Shield has some cheap rates but they don't cover maternity. Neither does Aetna. Cinergy is too expensive for just me, let alone my family too. So my question(s) to you specifically are: Can you suggest any health insurance companies that cover maternity? Can you suggest any that are affordable? Can you suggest any that would insure us as a family even though we are unwed?""

Lowering insurance premiums in BC?

In BC after I get my class 5 drivers license(no longer an N) Is it likely my monthly insurance cost will go down?

Why don't republicans want Americans to have access to affordable health insurance?

Why don't republicans want Americans to have access to affordable health insurance?

Car insurance help! advice needed.?

Hello and let me thank you in advance. Age: 19 Location: las vegas nevada Length of driving experience: permit at age 17, drivers license at 18, am 19 atm. Clean record no tickets no incidents, no dui's nothing. I am a collage student and i hold a 4.0 gpa Im 19 years old and have purchased my own vehicle 3 months ago Vehicle type: 2005 dodge stratus sxt 4 cylinders ( clean title, only one incident which was a fender bender.) Has had 3 owners, i am the 4th Car had 100k miles its at 105k miles and still prefect have taken good care of it. My current car insurance is Geico, which is the cheapest rate i could find. MY rate is $222.05 ( more then liability) I was wondering if anyone has had children and how did they handle car insurance for them, did you find a better rate, or if your my age how much do they charge you. (i do know that location is a big part as well.) if you can specify location will be much appreciated. If anyone knows a website that can help me lower the cost of car insurance, but has to be more then liability. Thank you for your help.

Will my car insurance rate rise if someone on my policy gets in an accident?

If I add someone onto my car insurance policy and that person gets in an accident, will my rate climb. If it does can I remove that person from my policy to keep my rate the same.""

Cheap cars to insure for 17 year old male in the UK?

What are the cheapest cars to insure for a 17 year old male in the UK. Also if you know any cheap insurance companies that cover Northern Ireland that'd be great. Thanks

Buying insurance to drive someone elses car?

My dad says if I want to drive his car, I need to pay for my own insurance on it incase I get into a car accident. How much would you think it would cost per month with the cheapest and best insurance company? - state farm and ect.""

Loans for older/classic cars?

Any banks or financial institutions out there give loans for older cars? I know most banks only give loans for cars less than 5-6 years old, but I want something in good condition that may appreciate in value, or at least not depreciate so long as I take care of it. But I do need a loan. Links to companies that do these kinds of loans will get you a best answer.""

What is a good dental insurance provider for a 22 yr old male in S. Illinois?

I live in Carbondale, Illinois. I live on my own. Work and go to school. I pay my own bills and tuition. Basically what I'm saying is that I don't have alot of extra money. All 4 of my wisdom teeth need to come out. And im looking for a simple, effective, and affordable insurance plan.""

Are auto insurance rates determined by credit score & not driving record?

I see a lot of people complain that they have a good driving record but bad credit & their insurance rates go up.. Is having good credit better then having a good driving record?

Rough estimate of my insurance?

im a 17 year old hispanic male I live in Mesa AZ and I have finished a drivers ed class in my school and passed with a B, I just got my license yesterday and my car is a 1983 Ford ranger two door, manual transmission how much would my insurance be (a estimate) if you need more details please ask and i will provide it.""

Car insurance?

Does anyone know of a website where you can find out how your occupation affects your car insurance quote? im a postman and i was just wanting to know what grade i was in? cheers

Where can I find affordable health insurance with no waiting period for maternity coverage?

We're residents of Virginia, but use a doctor and hospital in North Carolina, and can't seem to find a thing. Doesn't need to pick it up as a pre-existing condition. Ehealthinsurance.com didn't find a thing for us. Any help is appreciated.""

Do insurance companies cover a chiropractor after an accident?

i was rear ended and had to see a chiropractor because of severe whiplash. the insurance company of the girl who hit me is offering a settlement and almost half of it will be going to ...show more

How on earth is car insurance cheaper for woman when more than 65% of crashes is by woman?

How on earth is car insurance cheaper for woman when more than 65% of crashes is by woman?

When is car insurance invalid?

Is car insurance invalid if a car is neither taxed nor Sorned? I forgot to tax my car - is my insurance invalid until I renew it?

Insurance on a 2005 hyundai tiburon?

17 year old guy First car Blue exterior Automatic car 4-cylinder Allstate insurance

About car insurance a few questions please answer all thanks?

If my aunt was a Co signer on my car but it's under both of our names does her name have to be put on the insurance ? And can I get insurance with my mom's under her policy ? In other works if I'm a partial owner of the car does her name and my name both have to be on the insurance or even any of our names have to be on the insurance?

Low cost healthcare insurance for kids?

Are there low cost healthcare insurance for kids other than Healthy Families? I had healthy families but due to sending my premium late, they disenrolled my kids. I am covered by my employer through Kaiser but there is a significant amount of money deducted if I cover them. Thanks in advance.""

Dental insurance?

Hi, i'm looking for a good dental insurance and a good dentist in philadelphia.""

Can someone please explain health insurance to me?

I'm looking for individual health insurance and it is very confusing. Can someone explain what things like deductible, copay, and coinsurance mean? Also, what's the difference between a PPO, Network, Indemnity, and a HSA-qualified plan? Lastly, how do I know exactly what is covered before I apply? People have sent me things in the mail and I'm looking online and I was given a list of things covered, but then it says that this isn't everything and once I sent in my payment I will get a full list of my policy and coverages. That seems shady, and these are top companies like Aetna and Health America, so I don't think they would rip me off. Plus, how come these companies aren't offering a bundle plan, where I can get health insurance, vision, and dental all in one plan with one monthly payment?""

""Speeding tickets and traffic safety school, does the insurance find out?""

I was issued a speeding ticket today in Illinois (cook county) and I have a question regarding one of my options: If you are 18 years or older, to avoid a conviction on your driving record, plead guilty, register for traffic safety school, pay $115. So let's assume that I pay the fine and complete traffic safety school. My question is regarding my insurance company...do they see that I was issued a speeding ticket but completed traffic safety school or is there no trace of it at all? I've read many things about this; some say that the ticket remains on record but simply does not count against you. Others say that the ticket will be on record and the insurance company can still choose to raise your rates but there is no penalty with the DMV for speeding. I'm hoping that the ticket is completely thrown out as if it never happened but I'm not sure. I have state farm insurance by the way.""

When I turn 26 will I be dropped from my parents health insurance plan right away?

Or will I be dropped with the insurance plan term is up?

Where can i get cheap car insurance?

I am an eighteen year old and i need to get cheap car insurance on a 1999 grandam

Is a business insurance payout taxable.?

The company suffered a burglary where a number of capital assets were stolen. They received an insurance payout. The insurance premiums paid were treated as a deduction in the profit and loss account. Basically will this pay out be taxable for Corporation Tax

Is it up to age 26 or through age 26 for insurance coverage on parent's plan?

With health care reform, young adults can now stay on their parent's insurance longer. Is it UP TO the day they turn age 26 or through the age 26 that they are able to have the coverage?""

Car insurance cheapest provider?

I'm under 25 and ive got a ford focus st,am paying 170 a month for insurance just wanted to know if anyone knew a cheaper company.im with elephant insurance""

How do I know which insurance is primary?

I'm a full time student and I'm nineteen. I have insurance through my mother, empire blue cross blue shield. But I also work part-time at a hospital and receive local 1199 health insurance from them. Which one is primary?""

""Can Doctors offices charge you, when they lost your medical insurance card?""

I got my appendix removed in California and used the state insurance at the time (since I was low income and never had insurance). All the hospital bills are payed for; however, the surgeon has charged me an additional 1,445.00. I never even saw the surgeon after the hospital. I went in for follow-ups to his office but would always miss him. I gave my insurance card to front desk girl and she told me she didn't need it but just in case she made a copy. Now two years later I come to find out that there is this bill!!!???? What can I do?""

Car insurance help! advice needed.?

Hello and let me thank you in advance. Age: 19 Location: las vegas nevada Length of driving experience: permit at age 17, drivers license at 18, am 19 atm. Clean record no tickets no incidents, no dui's nothing. I am a collage student and i hold a 4.0 gpa Im 19 years old and have purchased my own vehicle 3 months ago Vehicle type: 2005 dodge stratus sxt 4 cylinders ( clean title, only one incident which was a fender bender.) Has had 3 owners, i am the 4th Car had 100k miles its at 105k miles and still prefect have taken good care of it. My current car insurance is Geico, which is the cheapest rate i could find. MY rate is $222.05 ( more then liability) I was wondering if anyone has had children and how did they handle car insurance for them, did you find a better rate, or if your my age how much do they charge you. (i do know that location is a big part as well.) if you can specify location will be much appreciated. If anyone knows a website that can help me lower the cost of car insurance, but has to be more then liability. Thank you for your help.

Changing grades for car insurance?

so my car insurance company wants my transcript so that i can get a discount. my GPA is high enough for the discount, but not high enough for my dad. if i make a copy and slightly adjust it and give it to my dad, there shouldn't be a big problem right. its not like they check the grades with the school to see if its perfect. and i'm not changing an F to a b. just like raise my low 70's to 74's or 75's. theres a possibility of this working correct?""

Will obamah care effect temporary staffing agencies?

considering that the main reason behind temporary staffing agencies is that they give employers a way to retain the labor and productivity of employees, without having to pay for their benefits, mainly health insurance. if everyone already has their own coverage, it seems to me that employers won't be as reluctant to hire people if they don't have to pay for health care. the temp services would then become overkill.""

Can I take out a life insurance policy on someone else?

My sister and I would like to take out some sort of life insurance for my mom since my mom does not have any savings/401k nor does she have any life insurance. We just want to be prepared for when she dies so that there won't be such a financial burden on the family. So, can we take out a life insurance policy on her? And do we have to have her consent to get her covered because she is very resistant to talking about dying and such?""

I'm looking for free car insurance quotes?

As I'm a new driver, my parents told me to seek on the internet for insurances quotes, to help me handle my own things. So yeah i'm looking for websites that offer free car insurances quotes.""

Need help with Car Insurance?

I am a 18 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance.""

""Best first car, with low insurance?""

i want a car, with low insurance, cheap to run etc

Car insurance question?????

me and my husband both have a car and have full no claims on both of them however we went to france for a year now we have returned but our uk insurance company are saying our no claims is no good as last year we were in france and they can't read whether we had a claim or not as our policy is in french!! the french company wont translate it to english as it's a french legal document!! so now although we have full no claims we are being penalised for leaving the country for a year!!!! we feel this is discrimination!!!!! we can translate it for them and the english lady in the french office has said it is ok for the uk company to call but of course this is not good enough!! any advice would be great!!!

""If the mandate to buy health insurance wont stand the supreme court review, why am I forced to buy...?

car insurance in the state of California?

""If I get liability only insurance, and somebody else crashes into me, will I get my car repaired?""

My grandma recently gave me a 2005 civic as a gift. Its great but comprehensive insurance is $230 a month. Ive looked around and thats about as cheap as it gets (I am a teenage male that's why its so expensive, despite my flawless driving record). I have been considering getting liability only insurance for a month or 2 because I need to get more hours at work to be able to afford comprehensive. If I get into an accident thats not my fault will i be out of luck or will the at fault driver have to repair my car?""

I need to get some car insurance quotes!?

What are the best sites to get a free quote? Also what is the basic insurance you should get?

""If I buy a car and plan to restore, is car insurance usually alot cheaper? Can I still drive it occasionally?""

I am planning on buying a 84 blazer and fixing it up, it runs and stuff, so I can a discount on insurance if I plan on restoring it?""

Can someone tell me about life insurance? What is term? whole?

What company do you recommend? Anything else you can educate me on would be terrific! Thank you very much.

""Car accident, not at fault, but no insurance, other driver has no license. what to do?""

my parents got into a car accident with another driver. however, it wasn't their fault. in addition, my parents don't have insurance for that car because they just go it about 2 months ago (used.) but we have 2 other vehicles that are insured. does that mean that our car is technically under the policy? The other driver, who was at fault, HAS NO LICENSE but has an identification card, and has insurance. (her license is probably suspended) what are my parent's options?""

I need cheap car insurance?

I am a 18 year old female and i have some violations against me such as speeding, driving with a suspended license and failure to yield ticket. My parents won't put me on there insurance so i need to find my own but they are all wayyy to expensive so far, anyone got any ideas? please""

""What is the average insurance rate for a 19 year old male in Austin, Tx?""

PLEASE give me an actual number, not just how I could find out and what important information I left out. I have had no accidents and an attending school and will be buying an average car. Thanks in advance""

What can I do for health insurance for my child and myself?

I am contemplating quitting my job, which offers health insurance, to open a home business. I have been slowly building up my business and it's getting to the point where I have to either decide to quit my full-time job or stop developing my business. I have the potential to make much more with my own business than I do at my current job. Before I make the decision to quit my job, I am researching my options about health insurance, which is very important to me because my daughter has special needs and I do not want to jeopardize her health in any way. I also don't want to get myself into a tricky situation where I end up bankrupt because I get sick and don't have health insurance. I have contemplated taking COBRA after quitting my job, however that is very costly. My boyfriend and I toyed with the idea of him putting me on his health insurance as a domestic partner, but my daughter would not be included in that. We live in Minnesota and I'm wondering if MinnesotaCare would be an option for us, at least to tide us over until I can afford to purchase health insurance or my boyfriend and I get married and my daughter and I can go on his plan. However, I did read that to qualify for MinnesotaCare you must not have had insurance for the last 4 months and that's not a gamble I want to take. My daughter is already on TEFRA (MN disability health insurance) so I am wondering if she was dropped from my plan if TEFRA would cover her 100 percent. My worry about that is if another group health plan wouldn't accept her pre-existing conditions going forward because she would be off a group plan for more than 62 days. Does anyone have any ideas about affordable health insurance options that I should look into? Or know more about the HIPAA laws? And before someone suggests calling the state for information...I have and I'm waiting for a call back. Thanks!""

Can you cancel your life insurance policy anytime you want?

Can you cancel your life insurance policy anytime you want?

Is there a loop hole in motorcycle insurance?

I'm going to finance a motorcycle at a dealership. I know I will need full coverage insurance, and being I first time rider it will be expensive. My question is, can the dealership find some loophole through the system to make insurance cheaper? I live in california""

What is the cheapest but most reliable car insurance?

What is the cheapest but most reliable car insurance?

Just passed her test and then crashed before they got the insurance sorted.?

Hi, I am interested in people's views of the following: A friends daughter is 17 and last Friday passed her driving test to much family celebration. She went out driving to see her friends, grandparents, and to get some experience. On the Monday the family tried to get insurance quotes but hadn't made a decision on which one to go with until Tuesday. Tuesday lunch she went out with three girlfriends and lost control of her car. No-one was seriously hurt but there are some stiff necks, bumps and bruises. She rolled the car after losing control over a hump back bridge. No other vehicles were involved but her own car is written off. The Police were called and paramedics. She is still on Provisional Insurance as the call hadn't been made to change the insurance, mum and dad were just moving money about so they can pay. The Police say she wasn't speeding just lacked experience and was taken by surprise on the road in question in the rain. So the questions for them are: 1. What is the legal position? Neither parent is concerned about making an insurance claim or anything like that. It was one of those awful moments in life and they are not interested in the value of the car just the welfare of the girls. 2. What does she have to present to the Police - I think they said that she would have to present her licence? 3. Do the parents have to tell the insurance company if they don't intend to claim? They are very honest people but don't want to do anything that would unnecessarily impact their daughters ability to move forward. 4. What should they do going forward with her? They would like to get her over the situation by putting her on the road again as they believe that she is a safe driver and has just been very unlucky. Any thoughts are appreciated, All the best, CF""

What happens if to my insurance if i get married?

My parents pay for my insurance and ill have it till I'm 19 if I get married would I no longer have insurance?

How up to date is DMV information used by Car Insurance?

Hi, California DMV screwed up my driver's record causing my car insurance premium to go up. Now DMV says the problem is corrected, but agent (Farmers) says their direct access to DMV record says it's not corrected. How up-to-date is the information they're accessing? Are they really accessing DMV or some 3rd party supplier like ChoicePoint? Thanks""

Wrong birthdate on auto insurance?

my parents wont help me out with insurance, i bought my own car, i have a full time job and i am really responsible. i am 4 months from being 18 and need to get auto insurance for my new car. i live out on my own already and handle everything by myself. Do I have any options with auto insurances that would take a 17 year old in washington state. OR what would happen if I put I was one year older for the next four months than changed it? Does the insurance company verify?""

What is the best individual orthodontic insurance?

Hey there, I am a student in college right now and I just got braces on a few months ago. Then my mom lost her job and we lost our insurance. Does anyone have any good orthondontic insurance out there for the individual? I'm searching but I am having a hard time even starting. The total cost is 2845.00 and cigna was only paying 345.00 anyway. Anyone else getting a better deal out there?""

Anybody know health insurance provider which is inexpensive and trustable?

gimme the name and website address?

Car insurance help! advice needed.?

Hello and let me thank you in advance. Age: 19 Location: las vegas nevada Length of driving experience: permit at age 17, drivers license at 18, am 19 atm. Clean record no tickets no incidents, no dui's nothing. I am a collage student and i hold a 4.0 gpa Im 19 years old and have purchased my own vehicle 3 months ago Vehicle type: 2005 dodge stratus sxt 4 cylinders ( clean title, only one incident which was a fender bender.) Has had 3 owners, i am the 4th Car had 100k miles its at 105k miles and still prefect have taken good care of it. My current car insurance is Geico, which is the cheapest rate i could find. MY rate is $222.05 ( more then liability) I was wondering if anyone has had children and how did they handle car insurance for them, did you find a better rate, or if your my age how much do they charge you. (i do know that location is a big part as well.) if you can specify location will be much appreciated. If anyone knows a website that can help me lower the cost of car insurance, but has to be more then liability. Thank you for your help.

How much would car insurance be for....?

a 16 year old driver in PA monthly? with a used car?

Can i get car insurance in Cali. if my license is from NY?

I'm currently in Sacramento now and i live in NYC. I flew here on vacation and now i want to buy a car and drive back. How will i get insurance for my car?

What's the cheapest motorcycle insurance for a 17 year old owning a motorcycle and holding a Motorcycle L....?

Learner's permit and no DL in viriginia? Serious answers only please. I want to be the only person on the insurance.

Would financing your first car make your insurance go up?

would financing your first car make your insurance go up? As in, a payment plan for a used car.""

Is Unitirin a good insurance company?

I need to get new insurance ASAP... is Unitrin OK?

""I am 19 and am a good student, not a reckless driver. How much would my car insurance be for a 2001 Porsche Bo?""

How much would insurance be for a 2001 Porsche Boxster S. My parents have good credit; we have a $2 million house, live in a good neighborhood in San Francisco. I consider myself a good driver. (I'm male btw)""

Need to find Cheap Car Insurance?

I live In Wisconsin does anyone know of cheap insurance or a site where i can see how much its gonna cost me every month or something. Please Help really need insurance

How much would auto insurance be for a 16 year old?

When i'm 14 in a year I would like to get a summer job, and store half of my paycheck in the bank because I want to save up for a car when im older and I get my lisence. I want to know how much insurance would probably be for lets say... a Mitsubishi Eclipse (1990s-2004) or a Nissan 200sx.""

How much will insurance cost for a kawasaki ninja 250r monthly for a 20 year old beginner?

i think i might go with state farm.

Auto insurance claim?

My car came out of the autobody shop this week and I paid my deductible based on the insurance. Now my insurance expires the same month. I am transferring the title over because I wont be in the states for next two years and leaving at the end of the month. Will I get a surprised invoice from the auto body shop because I didn't renew my auto insurance and the insurance company decide not to pay? Thanks in advance

My 70 year old grandmother's car insurance a rip off?

My grandmother is 70 years of age, drives a 2004 (54) 1.2l Vauxhall Corsa for personal reasons only - no commuting, work etc. Tesco car insurance have quoted 350 for fully comprehensive cover for 12 months. This seems a little steep as my father's 2004 RX8 which is classed as a 2.3l, or thereabouts, costs less than 300 & he's considerably younger. Each have full no claims bonuses. Please don't refer me to comparison sites because I'm sick of entering the necessary details only to receive ridiculously high quotes from them all. Thanks!""

Car insurance for teenagers?

Im 18 and I own a used car. Never a trouble maker. I have a part time job. I want to know what insurance I can get for my car that is affordable.

Do you have health insurance?

If so, How much is it per month? How old are you? What kind of deductable do you have?? feel free to answer also if you do not have insurance.""

Health Insurance for 20 yr old in NJ.?

I live in New Jersey. I'm 20. I havent had health insurance since i was about 15, and I live with a friend's family because I have no parents. My Mom died in 2008, and my father is absent. Is there anyway i can get medicaid or any type of affordable insurance ? I read that Medicaid is only available to the elderly, disabled, and people with children. If thats correct, do i have any other options ? (My mom had medicaid and i was on her policy before she died). Also, im in school full time, but not at a university, so the school doesnt offer healthcare. Any opinons/information is appreciated.""

Insurance company's that cover weight loss surgery?

Anyone know of an insurance company that covers weight loss surgery

What is the difference between group health insurance plan and individual health insurance plans?

What is the difference between group health insurance plan and individual health insurance plans?

Insurance company and liability coverage on a leased car?

My sister is leasing a car and she changed insurance company last month. Don't know how this insurance Company gave her liability on a car that's not her's but they did it. She said they didn't even ask if she was leasing and when she asked how but full coverage was she said it would be to much. So lets just get this one. Now she just got into and accident on xmas day and her car is damage badly. The insurance people said they cant do anything with her car because of the coverage but I think that's not fair because she is still leasing on that car. What can be done can she sue the company on is it just her lost.

Where can i find cheap auto insurance in buffalo ny?

looking for insurance for my dodge caravan

Is it cheaper to have your spouse put onto your car insurance.?

Someone told me it workes out cheaper. Are they correct.

Are insurance companies allowed to take skin colour into consideration when working out a cost?

If it is found that black people make more claims can the use this

Car insurance for first time drivers?

im 18 and looking to buy a car soon, i need to know what i should expect to be paying monthly for car insurance.""

How much would car insurance cost for me(2010 camaro)?

alright...I am finally getting my car this summer! im turning 17...and im thinking about what car im going to get...im pretty settled on a camaro 2lt or one of the ss's. I was just wondering how much insurance would cost for that...since im so young and its a brand new sprots car...are there some companys that would be a little cheaper or would all of them be pretty much the same?

Cheapest car insurance in san antonio?

Cheapest car insurance in san antonio?

Can my insurance company get away with this?

My payment was due November 20th and I sent the check on November 3rd. At the time, I made several checks, you know, paying bills and I didnt notice but I sent my insurance check to a Charity (I have a little boy that I sponsor and every month I send a $20 check) and the Charity check to the insurance company. Well, apparently my insurance company cashed the check and cancelled my insurance without letting me know. The only reason I know my insurance was cancelled is because the Charity returned my $300 check and thats when I realized my mistake. When I called my insurance, it was already cancelled 5 days prior and even though they cashed the $20 check, that wasnt even made out to them, they refused to reinstate my policy. I had to make a whole new policy and set up for them to take the money directly out of my checking account. My question is, is this fair? Did I just get screwed out of my money?""

Motorcycle insurance?

about how much should it cost?

Car insurance help! advice needed.?

Hello and let me thank you in advance. Age: 19 Location: las vegas nevada Length of driving experience: permit at age 17, drivers license at 18, am 19 atm. Clean record no tickets no incidents, no dui's nothing. I am a collage student and i hold a 4.0 gpa Im 19 years old and have purchased my own vehicle 3 months ago Vehicle type: 2005 dodge stratus sxt 4 cylinders ( clean title, only one incident which was a fender bender.) Has had 3 owners, i am the 4th Car had 100k miles its at 105k miles and still prefect have taken good care of it. My current car insurance is Geico, which is the cheapest rate i could find. MY rate is $222.05 ( more then liability) I was wondering if anyone has had children and how did they handle car insurance for them, did you find a better rate, or if your my age how much do they charge you. (i do know that location is a big part as well.) if you can specify location will be much appreciated. If anyone knows a website that can help me lower the cost of car insurance, but has to be more then liability. Thank you for your help.

https://www.linkedin.com/pulse/what-auto-insurance-offices-offer-reduced-cost-program-carlene-ostara"

[aiimaginesbts]

Rain and Sunflowers Chapter 8: They Say Time Can Mend a Broken Heart

Genre: Angst

Word count: 1,931 words

Chapters 1 | 2 | Halloween Special | 4 | 5 | Valentine Special | 7 | 8 | 9 | 10 | 11 | Epilogue

Disclaimer/Copyright

It was like a whirlwind had barreled into my class in the form of a golden haired, spitting mess. I looked up at one of the student's dishes, thankful for the distraction from the mediocre food at first, until I saw Selia glaring at me from the doorway, panting as she tried to catch her breath.

"We are in the middle of class." Shooting a cold stare at her, I hoped that it would be enough to send her away. I had a feeling that I knew why she was here.

"Well, excuse me," she said mockingly. "But I have something that I need to discuss with you, so if you don't mind, I'll wait." Without waiting for my consent, she entered the room and sat on a chair at the back, ignoring the students watching her in awe.

She was undermining my authority, and I did not like it one bit. However, if I took it up with her now who knows what chaos she would cause? The last thing I wanted was to look like an even bigger fool in front of my class, so I kept my mouth shut and continued with the lesson like nothing happened.

The occupants of the room had already noticed my lack of focus in class today, even before Selia arrived, and I knew, but I couldn't help my mind from wandering to the events of yesterday. I was cross with my girlfriend for acting like she did, but if I were honest with myself, I had it coming. Despite my initial wishes of giving this relationship my all, I was aware that I had done nothing to break out of the shell that I had trapped myself in. It was a wonder that she held out for so long in the first place.

Class flew by that day, probably because I was dreading the end of it. Selia waited until the last of the students slowly trickled out before marching across the room towards me. She didn't manage to get a word out as I stopped her by holding up my hand in a 'stop' sign.

"Let's talk in my office." I was sure that a number of curious ears were pressed against the walls, and luckily Selia nodded in agreement. Sure enough, when we exited into the hallway, several familiar faces were loitering nearby, pretending that they belonged here when I knew that no one ever spent more time here than necessary.

Gesturing that she sat in one of the more uncomfortable chairs in my office, I dropped into my leather swiveling chair opposite her and waited for it to come. Sure enough, as soon as she opened her mouth Selia berated me for not treating my girlfriend like I should have. I had expected this; not talking much, lack of interest in her and being closed off were all things that I knew I lacked as a boyfriend, although I could not stop myself from raising a brow when Selia said that there are others who would treat Rainie better. I had some suspicions about 'others' who would treat her better but I did not expect to hear it from Selia.

Then the inevitable question burst forth from her mouth. "Why do you treat her that way, Charles? You're not a bad person so I want to know what is so wrong with her that you can't treat her the way she deserves to be treated."

I tried to keep my cool. This woman already held me in low esteem. I did not want to make myself look worse in front of her. Mostly because of my ego, I had to admit, but truthfully a part of me did not want her to think that Rain was completely wrong or stupid for staying with me up till now. On the other hand, my past was not something that I desired to share with anyone.

"I don't owe you any explanation for my behaviour. We hardly know each other."

Her face got so red with anger that it would have been comical under different circumstances. Then she took a deep breath. "Maybe you don't owe me anything, but Rainie deserves to know why she feels more lonely with you as a boyfriend than when she was single."

A bad boyfriend I knew myself to be, but those words still felt like a punch to the gut. I blinked twice before I told her what I planned to do after thinking all day today. "Then I will explain myself to her."

"Make sure you do. I will be out of town for a while, and when I get back I'd better find her in better spirits than she is in now." With a last glare thrown in my direction, she got up and left, leaving me to figure out just what to tell my girlfriend.

~•~•~•~

**Several years ago**

A pair of arms wrapped around my stomach made me grin as I stirred the contents of the pot.

"Hands off when the chef is cooking, young lady."

The limbs slinked away from my body before Kate appeared by my side, her mouth in a pout I knew was pretend. "You're no fun," she said.

"Hey, you get to focus when you're working. Let me focus on mine," I countered, taking in her breathtaking appearance in her business suit. It did not bother me that my girlfriend was beautiful, sophisticated, successful, and probably way out of my league in every single aspect. She loved me and supported my dreams, and I loved her just the same, and that made her perfect for me.

"How come you're home early today?" she asked, picking up a napkin from the counter and pulling at the edges. She seemed nervous, but I didn't know why. Maybe it was just my imagination.

"Ah, I forgot that my shift ends early today," I said in reply to her question. "Is there something wrong? You seem nervous."

Realising the way she was behaving was out of ordinary, she released the napkin from her grasp. But I bored my eyes into her as my hand kept rotating the ladle until she attempted to answer.

"Uhm, well, I... Remember when you proposed to me?"

I paused in surprise. Never would I have thought that she would ever bring up that topic first. "Which time?" I tried to joke. Over the past two years I had broached the issue, wanting to ask what she thought of it because I wanted to marry her, but she had said that she wasn't ready, that she still had so much to do and marriage would just get in the way. I was disappointed but decided to respect her decision.

Her laugh was shallow, another mark of anxiousness. "I'm thinking... that I'm ready."

Luckily the ladle was in the pot, because otherwise I would have dropped it onto the floor in shock. "What? But just a week ago when I asked you said that you weren't!"

She shrugged. "I changed my mind. Thinking about spending a lifetime with you as husband and wife... I just can't wait. Maybe we can have a few babies too."

Looking back later, I would have questioned the strangeness of it all. Kate was a steadfast woman who didn't change her mind easily. A change of heart within the span of one week after two years of unwavering refusal was very sudden. I would scold myself for not being more observant as the years passed after this but at the moment I was so overwhelmed with happiness that I could only hug her and promise her that I would propose to her properly later.

"When?" She asked. I told her that it would be a surprise and she laughed. I needed some time to save money to hold a big, beautiful wedding that she deserved, but she was having none of it.

"That's not really necessary. I'd rather our wedding be small, just close friends and family. I just want to do this as soon as possible." She flashed a winning smile that had me wavering, but I knew I had to do her justice, so I simply said that I would work on it.

She seemed satisfied with the answer, but not for long. A few days later she started asking again. After over a week of what I recognised now as pressuring and guilt-tripping, but what I thought then was excitement, I secretly bought her an engagement ring and started planning my proposal.

Most of my friends were also Kate's friends, so I couldn't ask them to help as I didn't want to risk them talking about my plans to her. The best person for it was my brother. Granted, he was also friends with Kate, but I trusted him and knew he could keep a secret. I called him up and he readily agreed to do whatever he could to assist me.

The plans went on smoothly. I already had a reservation set at our favourite restaurant, hired a quartet to serenade us when I popped the question, flowers, chocolates, the whole nine yards ready to be put into action for the big day. Starting the car, I drove happily home, preparing myself to ask Kate to go out for dinner with me tomorrow. I knew she would be off from her busy schedule tomorrow night. Then I slapped my forehead with the palm of my hand when I remembered that I had not specified the song that I wanted the quartet to play.

Sticking my hands-free into my ear, I quickly dialed my brother's number, wanting to ask him to relay my song choice to the players, as I did not have their number. I groaned in frustration when the call went into voicemail and made a u-turn to head for his terrace house. I was glad that my sister-in-law and their children were out of town at her parents' I would rather not have her know about my plans to propose until Kate said yes, even though it was already a done deal.

I arrived at his house after a five-minute drive. A knock on the door and a call for his name did not bring forth any answer. I cursed under my breath. "The man is as deaf as a doorknob." Fishing the spare key under a pot of plant, I unlocked the door and entered the house.

He was nowhere to be found on the ground floor so I headed up the stairs to the bedrooms. I saw that his bedroom door was slightly ajar but as I approached, I overheard a conversation beyond. Is she back? I hesitated, then shrugged. It was going to happen tomorrow anyway, so what's the harm in my sister-in-law knowing about the proposal one day in advance? I grinned as the thought of surprising them and hearing her scream in surprise made up for her unexpected appearance. I knew my brother wouldn't mind, we were extremely close, and even though she often complained that neither of us have any boundaries around each other, I knew my sister-in-law loved me to bits.

"Surprise! Christine, what are you doing back so early?" My question was directed towards my sister-in-law, but the surprised answering scream was not one of righteous indignation or playful rage, it was a scream of shock and fear, and definitely not Christine. The woman beside my brother David tried to bury herself under the covers, but she did not move quickly enough for me to miss her face.

"KATE?"