#affirm payment

[becauseanders]

HAPPY VEILGUARD EVE!

[a-finnish-janitor]

So I bought myself a new graphics card in preparation for this game, and boy am I glad I did. Ran pretty darn smooth, even with the graphics at the mids and the render resolution set to quality. Did start to encounter some stuttering in Watery, have a feeling due to the fog effects, and the Oceanview Hotel of all places. Saw some weirdness, where things rendered off or such, but otherwise this has to be one of the best looking games I've played.

Wish there was a way they could optimize graphics like this. I am a sucker for these photo-realistic kind of graphics, but yeah the cost of making sure you always have the most up to date gear and room to store it is... oof.

[sniperct]

damn they really do make decent cheap cintiq competitors now don't they?

[menkhu]

scream

[billtrackingtools]

How to Use Afterpay

This is a popular financial service that allows consumers to buy now and pay later in interest-free installments. This buy-now-pay-later option offers a convenient way to manage purchases without the need for credit cards. Here’s a guide on how to use the financial service effectively.

1. Setting Up Your Account

To start using Afterpay, you first need to create an account. Download the app from the App Store or Google Play and sign up using your email address and phone number. You will need to provide some personal details and link a debit or credit card to your account. After approval, you’ll have access to your account where you can manage your purchases and payments.

2. Making Purchases

When shopping online or in-store, check if the retailer offers this method as a payment option. At checkout, select Afterpay and follow the prompts to complete your purchase. You’ll make a small upfront payment, usually 25% of the total amount, and the remaining balance will be divided into three or four equal installments. These payments are automatically deducted from your linked card every two weeks, ensuring you stay on top of your payment schedule without having to remember due dates.

3. Managing Your Account

The app provides an easy way to manage your payments and track your spending. You can view upcoming payment dates, make early payments and check your order history directly from the app. It's important to monitor your account regularly to avoid missing payments, which could result in late fees or affect your ability to use this payment method in the future.

In conclusion, it offers a flexible way to manage your purchases by spreading costs over time. By setting up an account, selecting this payment method at checkout and managing payments through the app, you can enjoy interest-free buying power while staying on top of your budget.

Read a similar article about apple pay later here at this page.

[thefantasticone21]

Now Accepting Buy Now Pay Later as Payment for Photography Business

I’m now accepting Buy Now Pay Later as a payment option for my photography business. If this is a method that you would prefer to use for my photography services, just let me know if you would like to make full payments of your invoice or partial payments, and I will send the invoice via either my CRM or my accounting software, depending on the situation. Also, in case you’re wondering if I have…

[wingwaver]

hey can Mint mobile get their shit together? I shouldn't have to reset my password 200 times in one fucking night just to order my mom a new phone

[kicksnscribs]

man this fucking country is a predatory joke istg

i'm trying to get a small loan for replacement tires on the Old Man[tm] and these mf's have the nerve to tell me that "I would have a better chance of approval if I took out a loan for 10,000!"

Like??????????? why in the holy FUCK would i take out a loan that large with my piss-ass salary??????? wouldnt it be better for people to take out smaller loans so that it's easier to pay back?

Why is this country like this i hate it here

[everoutoftouch]

I got all ten of the Sailor Moon Eternal manga from a booksamillion order but they came damaged so I’m returning them, but… I wonder if I can read them all in the time frame before I have to send them back? 🤔

I’m gonna try lol

[celestial-moths]

The eternal struggle between wanting to be financially responsible and finding a 42" 4K OLED 138Hz monitor for $1,000

[rainbowtvz]

i can. technically. afford to do paypal pay in four for the thing but i would have like no money for my trip. i have no way to make up like 900 bucks right now. not without completely draining both my acorns and my checkings/savings.

[incorrectbatfam]

Honey, I want you to know, I mean this with love when I say it. We are all going to be fine no matter what happens. Nothing is going to change. If Harris gets elected then Harris gets elected. If Trump gets elected then Trump gets elected. Nothing will change. Your life won't change. If you want to see what will happen if Trump gets elected then look at his last term. He did nothing of importance and if he did, none of it went away while we had Biden. Harris won't do anything of any importance either. Your life won't change. I promise you, you and everyone else will be just fine.

Every time I hear someone say this, I think of this picture:

This is the San Francisco Gay Men's Chorus. The ones in white are the members who survived the AIDS epidemic. The rest did not.

I was a teenager when Trump was elected in 2016. I was 16 years old, just beginning to question my sexuality while also supporting my best friend who had come out as trans. The only adult I could trust to talk to about it was my geography teacher. After Trump was elected, corporations had the greenlight to price gouge every imaginable necessity, including the insulin my teacher relied on. He couldn't afford all the payments even with insurance so he started rationing. The last day of school before winter break, I wished him happy holidays, gave him a Christmas card, and never saw him again.

I know you mean well, but I say this in the nicest way possible: you are speaking from a place of luck. Just because you haven't lost anyone or anything as a result of the past Trump administration does not mean everyone had the same experience. I know my experience is not a unique one. I could cite the widely available statistics about abortion restrictions and maternal mortality, or gender-affirming care bans and trans suicides, or the pandemic, anything else we've been seeing when conservatives take power.

A lot of us are right to be scared, either because we've gone through this before or because we stand a real risk of losing something.

[whatinoblivion]

@ all of my mutuals (or anyone tbh!). are any of you currently attending college/university? especially if any of you are doing it all online. i've been out of school for about 8 years (college/university), and am going to be pursuing a certificate/diploma course for pharmacy technicians. if you have any helpful tips for this /older/ person going back to school, please let me know!

[gamersflix]

New Product has been published on GamersFlix

New Product has been published on https://is.gd/XVZyto

Affirm is Now Partnered with Us

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Affirm is Now Partnered with Us

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Affirm has partnered up with GamersFlix to give customers options. This is a system that major companies from BestBuy, Adidas, Nike, and many more… We will get into the depths of using a system like this on our site. This partnership is a great way to help buyers to budget their purchasing.

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What is Affirm?

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Affirm is basically a loan company for e-commerce sites (like ours).  It allows customers to pay off purchases in fixed increment monthly payments.  The best part of this Affirm is no hidden fees period.  As you know most loans will have an interest rate for late fees.  This type of loan if approved for buying products is a great thing to use.  Affirm is simple and straightforward financing for online purchases.

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How does it work?

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Fill your cart here at GamersFlix, if your cart is above $50 affirm will be available to request.

You must fill out a few details about yourself.  Affirm is fast with checking if you are approved in real-time.

If approved it will come back with a review page to confirm your loan.

That’s all folks! just make sure you pay your bill on time or before and you are good to go.  One more thing to say about Affirm is that is a plus.  If you have a great payment history it will help build your credit score as well.

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What is needed to sign up with Affirm?

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The first thing you want to do is sign up with Affirm: Click Here.

You must be 18 years old or older in the United States (Alabama 19 years old and Nebraska must be a ward of the state).

A valid address like APO/FPO/DPO or home address.

You will need a US mobile number or VOIP number and agree to allow sms texts.

And of course the basics:

Full Name

Email Address

Date of birth

Last 4 digits of your Social Security Number

This is needed to verify that you are who you say you are.

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Affirm Benefits?

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Affirm offers straightforward financing for online purchases in the United States and Canada.

Affirm does not charge late fees, service fees, prepayment fees, or any other hidden fees (Affirm loans vary between 0% APR or 10-36% APR.).

Customers can take out several loans at once.  Each closed transaction is evaluated separately.

Affirm does not do hard credit hits, they only do soft ones, so it doesn’t affect your credit score.

Affirm does push and help your credit score to the credit bureaus just make sure you can pay your loan over the time you selected.

Emails and Text messages are used to notify when an upcoming payment is arriving.

Affirm mobile app is usually to keep track of your payments and data.

[/vc_column_text][vc_empty_space][vc_row_inner][vc_column_inner width=”1/2″][vc_btn title=”Affirm: Google App” color=”danger” align=”center” button_block=”true” link=”url:https%3A%2F%2Fplay.google.com%2Fstore%2Fapps%2Fdetails%3Fid%3Dcom.affirm.central%26hl%3Den_US%26gl%3DUS|target:_blank” css=”.vc_custom_1682916236584padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;”][/vc_column_inner][vc_column_inner width=”1/2″][vc_btn title=”Affirm: iOS/Apple App” color=”danger” align=”center” button_block=”true” link=”url:https%3A%2F%2Fapps.apple.com%2Fus%2Fapp%2Faffirm-buy-now-pay-over-time%2Fid967040652|target:_blank” css=”.vc_custom_1682916246290padding-top: 10px !important;padding-right: 10px !important;padding-bottom: 10px !important;padding-left: 10px !important;”][/vc_column_inner][/vc_row_inner][vc_empty_space][/vc_column][/vc_row][vc_row][vc_column][vc_single_image image=”148416″ img_size=”full” alignment=”center”][vc_empty_space][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]

References:

Affirms support information for more details: Click Here.

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[mostlysignssomeportents]

Marshmallow Longtermism

The paperback edition of The Lost Cause, my nationally bestselling, hopeful solarpunk novel is out this week!

My latest column for Locus Magazine is "Marshmallow Longtermism"; it's a reflection on how conservatives self-mythologize as the standards-bearers for deferred gratification and making hard trade-offs, but are utterly lacking in these traits when it comes to climate change and inequality:

https://locusmag.com/2024/09/cory-doctorow-marshmallow-longtermism/

Conservatives often root our societal ills in a childish impatience, and cast themselves as wise adults who understand that "you can't get something for nothing." Think here of the memes about lazy kids who would rather spend on avocado toast and fancy third-wave coffee rather than paying off their student loans. In this framing, poverty is a consequence of immaturity. To be a functional adult is to be sober in all things: not only does a grownup limit their intoxicant intake to head off hangovers, they also go to the gym to prevent future health problems, they save their discretionary income to cover a down-payment and student loans.

This isn't asceticism, though: it's a mature decision to delay gratification. Avocado toast is a reward for a life well-lived: once you've paid off your mortgage and put your kid through college, then you can have that oat-milk latte. This is just "sound reasoning": every day you fail to pay off your student loan represents another day of compounding interest. Pay off the loan first, and you'll save many avo toasts' worth of interest and your net toast consumption can go way, way up.

Cleaving the world into the patient (the mature, the adult, the wise) and the impatient (the childish, the foolish, the feckless) does important political work. It transforms every societal ill into a personal failing: the prisoner in the dock who stole to survive can be recast as a deficient whose partying on study-nights led to their failure to achieve the grades needed for a merit scholarship, a first-class degree, and a high-paying job.

Dividing the human race into "the wise" and "the foolish" forms an ethical basis for hierarchy. If some of us are born (or raised) for wisdom, then naturally those people should be in charge. Moreover, putting the innately foolish in charge is a recipe for disaster. The political scientist Corey Robin identifies this as the unifying belief common to every kind of conservativism: that some are born to rule, others are born to be ruled over:

https://pluralistic.net/2020/08/01/set-healthy-boundaries/#healthy-populism

This is why conservatives are so affronted by affirmative action, whose premise is that the absence of minorities in the halls of power stems from systemic bias. For conservatives, the fact that people like themselves are running things is evidence of their own virtue and suitability for rule. In conservative canon, the act of shunting aside members of dominant groups to make space for members of disfavored minorities isn't justice, it's dangerous "virtue signaling" that puts the childish and unfit in positions of authority.

Again, this does important political work. If you are ideologically committed to deregulation, and then a giant, deregulated sea-freighter crashes into a bridge, you can avoid any discussion of re-regulating the industry by insisting that we are living in a corrupted age where the unfit are unjustly elevated to positions of authority. That bridge wasn't killed by deregulation – it's demise is the fault of the DEI hire who captained the ship:

https://www.axios.com/local/salt-lake-city/2024/03/26/baltimore-bridge-dei-utah-lawmaker-phil-lyman-misinformation

The idea of a society made up of the patient and wise and the impatient and foolish is as old as Aesop's "The Ant and the Grasshopper," but it acquired a sheen of scientific legitimacy in 1970, with Walter Mischel's legendary "Stanford Marshmallow Experiment":

https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment

In this experiment, kids were left alone in a locked room with a single marshmallow, after being told that they would get two marshmallows in 15 minutes, but only if they waited until them to eat the marshmallow before them. Mischel followed these kids for decades, finding that the kids who delayed gratification and got that second marshmallow did better on every axis – educational attainment, employment, and income. Adult brain-scans of these subjects revealed structural differences between the patient and the impatient.

For many years, the Stanford Marshmallow experiment has been used to validate the cleavage of humanity in the patient and wise and impatient and foolish. Those brain scans were said to reveal the biological basis for thinking of humanity's innate rulers as a superior subspecies, hidden in plain sight, destined to rule.

Then came the "replication crisis," in which numerous bedrock psychological studies from the mid 20th century were re-run by scientists whose fresh vigor disproved and/or complicated the career-defining findings of the giants of behavioral "science." When researchers re-ran Mischel's tests, they discovered an important gloss to his findings. By questioning the kids who ate the marshmallows right away, rather than waiting to get two marshmallows, they discovered that these kids weren't impatient, they were rational.

The kids who ate the marshmallows were more likely to come from poorer households. These kids had repeatedly been disappointed by the adults in their lives, who routinely broke their promises to the kids. Sometimes, this was well-intentioned, as when an economically precarious parent promised a treat, only to come up short because of an unexpected bill. Sometimes, this was just callousness, as when teachers, social workers or other authority figures fobbed these kids off with promises they knew they couldn't keep.

The marshmallow-eating kids had rationally analyzed their previous experiences and were making a sound bet that a marshmallow on the plate now was worth more than a strange adult's promise of two marshmallows. The "patient" kids who waited for the second marshmallow weren't so much patient as they were trusting: they had grown up with parents who had the kind of financial cushion that let them follow through on their promises, and who had the kind of social power that convinced other adults – teachers, etc – to follow through on their promises to their kids.

Once you understand this, the lesson of the Marshmallow Experiment is inverted. The reason two marshmallow kids thrived is that they came from privileged backgrounds: their high grades were down to private tutors, not the choice to study rather than partying. Their plum jobs and high salaries came from university and family connections, not merit. Their brain differences were the result of a life free from the chronic, extreme stress that comes with poverty.

Post-replication crisis, the moral of the Stanford Marshmallow Experiment is that everyone experiences a mix of patience and impatience, but for the people born to privilege, the consequences of impatience are blunted and the rewards of patience are maximized.

Which explains a lot about how rich people actually behave. Take Charles Koch, who grew his father's coal empire a thousandfold by making long-term investments in automation. Koch is a vocal proponent of patience and long-term thinking, and is openly contemptuous of publicly traded companies because of the pressure from shareholders to give preference to short-term extraction over long-term planning. He's got a point.

Koch isn't just a fossil fuel baron, he's also a wildly successful ideologue. Koch is one of a handful of oligarchs who have transformed American politics by patiently investing in a kraken's worth of think tanks, universities, PACs, astroturf organizations, Star chambers and other world-girding tentacles. After decades of gerrymandering, voter suppression, court-packing and propagandizing, the American billionaire class has seized control of the US and its institutions. Patience pays!

But Koch's longtermism is highly selective. Arguably, Charles Koch bears more personal responsibility for delaying action on the climate emergency than any other person, alive or dead. Addressing greenhouse gasses is the most grasshopper-and-the-ant-ass crisis of all. Every day we delayed doing something about this foreseeable, well-understood climate debt added sky-high compounding interest. In failing to act, we saved billions – but we stuck our future selves with trillions in debt for which no bankruptcy procedure exists.

By convincing us not to invest in retooling for renewables in order to make his billions, Koch was committing the sin of premature avocado toast, times a billion. His inability to defer gratification – which he imposed on the rest of us – means that we are likely to lose much of world's coastal cities (including the state of Florida), and will have to find trillions to cope with wildfires, zoonotic plagues, and hundreds of millions of climate refugees.

Koch isn't a serene Buddha whose ability to surf over his impetuous attachments qualifies him to make decisions for the rest of us. Rather, he – like everyone else – is a flawed vessel whose blind spots are just as stubborn as ours. But unlike a person whose lack of foresight leads to drug addiction and petty crimes to support their habit, Koch's flaws don't just hurt a few people, they hurt our entire species and the only planet that can support it.

The selective marshmallow patience of the rich creates problems beyond climate debt. Koch and his fellow oligarchs are, first and foremost, supporters of oligarchy, an intrinsically destabilizing political arrangement that actually threatens their fortunes. Policies that favor the wealthy are always seeking an equilibrium between instability and inequality: a rich person can either submit to having their money taxed away to build hospitals, roads and schools, or they can invest in building high walls and paying guards to keep the rest of us from building guillotines on their lawns.

Rich people gobble that marshmallow like there's no tomorrow (literally). They always overestimate how much bang they'll get for their guard-labor buck, and underestimate how determined the poors will get after watching their children die of starvation and preventable diseases.

All of us benefit from some kind of cushion from our bad judgment, but not too much. The problem isn't that wealthy people get to make a few poor choices without suffering brutal consequences – it's that they hoard this benefit. Most of us are one missed student debt payment away from penalties and interest that add twenty years to our loan, while Charles Koch can set the planet on fire and continue to act as though he was born with the special judgment that means he knows what's best for us.

On SEPTEMBER 24th, I'll be speaking IN PERSON at the BOSTON PUBLIC LIBRARY!!

If you'd like an essay-formatted version of this post to read or share, here's a link to it on pluralistic.net, my surveillance-free, ad-free, tracker-free blog:

https://pluralistic.net/2024/09/04/deferred-gratification/#selective-foresight

Image: Mark S (modified) https://www.flickr.com/photos/markoz46/4864682934/

CC BY 2.0 https://creativecommons.org/licenses/by/2.0/

[flowerfreya]

Sympathy

This is part 4 of the office AU

Masterlist

About this: Reader wears something that gets the boys on their knees then the boyfriend comes in and ruins it. I think next chapter they are going to break up

Please let me know if there are any major typos

The next morning instead of Simon just getting there early, they all do. Gaz, Soap , and John. They turned off the automatic lights and came in as quietly as possible to not wake you up. Your alarm for 7:30 went off, and you saw that it was still dark in the office but their faces were illuminated by their computer screens. 

You checked your phone to make sure you didn’t sleep in and Simon must have seen the confusion on your face, “We got here early”, then shrugs his shoulders like it wasn’t a big deal. 

“Oh”, then you look around and,”everyone?”, you questions.

“Just the boys”, he affirms. 

John comes out of his office, “Do what you need to do sweetheart, not on the clock yet, yeah”.

You nod and stand from the chair , you walk around your desk and start to head towards the bathroom to freshen up when there is a loud noise behind you. 

When you look behind you, there are three things that get your attention: one, Soap is on the floor for some reason two, Simon is amused and has a smile on his face which this the first time you have seen him smile since you’ve worked here, and third, John has taken a big interest in ceiling , he looks so interested that you look up too, “Is there a leak or something ?”, you glance at John ,then back up the ceiling. Maybe you missed something. 

“No leak,Hen,just thought I saw something”, he answers. 

Then you look down at Soap,”why are you on the ground?”. 

He just shakes his head with a big smile, you look at Simon to see if he will give anything away and he just also smiles at you, which is unsettling considering he's never done that before. 

“Okay….., you guys are acting weird” , you slowly back away and then turn and head towards the bathroom. When you're done there you run into Gaz , he’s sitting at the same table that is housed in the kitchenette. He gives you a wide eye stare and then looks down into his coffee cup, “What!”,  you exclaim , everyone is acting weird towards you and you know you just started working here but you thought that the vibe was good. 

“Don’t think I’ve seen you where a skirt before”, he says, that has you looking down at your outfit which is a fitted skirt and a nice top with a cardigan over it. You thought that you looked nice and professional but maybe not and since Gaz is HR for this branch maybe it’s not, maybe he’s about to tell you to go change but you don’t have a car, that means you would have to pay for an uber there and back and you just saved enough to put a down payment on a car. 

“Oh, is it too much?”, you say, smoothing your skirt down and then looking up at Gaz, he meets your eyes and then shakes his head from side to side. 

“No, it's fine, you look fine”, turns and walks away. (It’s more than fine and that why he has to walk away, he’s the HR for this branch it would be very inappropriate for you to notice the tint in his pants when your boyfriend still works for the company and the paperwork has not been filed that you are having a consensual relationship with the boys.)

You head tilt in a confused manor than you head back to your desk, just hoping that it is a weird morning. 

~

It’s around lunchtime when your boyfriend comes in, he says that he wants to take you out for lunch, his treat. You glance at Simon as you're getting your purse to go when your boyfriend fires up ,”This is what you wore to work?”. You nervously laugh and glance around as everyone starts looking at you and him,”Yes…”, you trail off , hoping, praying, wishing , he will not embarrass you but you know that he will. 

“Don’t think that a little too tight”, then points at your stomach. You're thankful no one can see you blush but you do start to sweat a little. 

And because your glutton for punishment, you ask,”What do you mean?”. 

He then explains that maybe you should skip breakfast for the rest of the week to reach an equilibrium of how many calories you eat at night, and to maybe not to drink so much coffee or to drink it black (which is disgusting) and then mentions that maybe you should skip lunch. 

“Oh , of course”, you start to put your jacket back on the rack, your boyfriend gives you a kiss on the cheek and then leaves the space. You start to zone out and wonder maybe about your body, you’ve always been midsize , never getting rid of your stomach no matter how much you worked out and it was one of your biggest insecurities, and he knows that and he loved to mention it over and over and over. 

You don’t notice that Soap has come up to your desk and he’s trying to get you to laugh but it’s not working. You're sad , and you're hungry because you had breakfast, it was just toast so you could drink your coffee, but you didn’t bring lunch and you don’t have a car to get any food.

John get up from his desk and stomps over to Simon, he whispers something in his ears and they both get up. They have darkness on their faces like they are about to do something dangerous but you think they are mad at you because of your boyfriend interrupting your work day, you make a mental note to apologize to John when he gets back from wherever they’re going. When they get back they are carrying a bag of food , and it looks like it’s from your favorite Indian place.

“Should I postpone your meeting that starts in 10 minutes ?”, you ask John, he got lunch later than usual. 

“Sure, but then you take a break too , and eat something”, he answers back. You're a little confused but then you see more food than hopefully the both of them can eat, “This is for the whole office, but you get first pick,Hen”.

You smile at him and just pick a small butter chicken plate,”That's all you want?”, no you really want some garlic naan but you already had toast this morning and you don’t want to overdo it. 

“Yes, that it”, he raises his eyebrows in a questionably manor and that makes you give in with the naan. You eat it up happily and they have some left over , so you take some for dinner. When everyone is getting ready to go is when John calls you into his office, Simon is already there. 

“Am I in trouble?”, you scared that they weren't actually okay with you getting here early. 

“No , but I want to ask you about your boyfriend….do we need to ban him from coming up here?”, your startled, of course , this was the furthest thing from your mind about what you got called in here for. 

“Wha-, no , no of course” 

“After he left, you seemed….sad”, well of course you were sad but more to that you were just hungry. 

“No, no that won’t happen again”, you felt your phone buzzing in your pocket, you know your boyfriend, it's past the time you need to be at the car. 

“If that’s all then I really need to go”, you're standing up and rushing towards the exit when you see your boyfriend's car leave the parking lot and you know he’s not coming back no matter how much you beg. 

You're still standing there when John comes out, “Where’s your boyfriend?”, your head is down and tears are welling up in your eyes, ”he left”.