#accounting salary

[milescpareview]

Accounting Careers in the USA: Salaries and Opportunities

Accounting careers in the USA offer lucrative opportunities, with salaries ranging from $45,000 to over $300,000, depending on experience, industry, and certifications. CPAs, particularly, can see significant salary boosts and career growth in top financial hubs. Discover your path to success with Miles Education's comprehensive programs! Visit: https://bit.ly/4ciN5RP to know more

[theladyofbloodshed]

when my brother in law gifts me a house that i can't get in and out of BUT the woman who doesn't like me and constantly interferes in my relationship can come as she pleases to my house! oh! and my house still needs to be used for official functions! Thank you for the gift, so generous of you to lend me one of your spare houses after i saved you, your mate and your child <3

[moonshynecybin]

as marc marquez's unofficial accountant hypothetically how much sponsorship money do you think he brings along with him to a team?

no idea. do you all want 2 see something insane.

the nastiest most disgusting least talented fourth liner-that-plays-two-minutes-a-night player the national hockey league has ever seen makes almost half a million base salary more than marco bezzecchi, who came THIRD in the championship of jettsetting DEATHSPORT last year

[whosname]

[Id. Salarymen au Takasugi, suffering from the drinking too much yakult agonies, lies on Gintoki's legs. Ginsan says "Wait for me in hell (end of year extra time), Takasugi... I won't let you run away (just need to get snacks and tummy medicine for you)." End Id.]

It's end of year extra time crunch at Gintama inc., Sugi, I'm so sorry. You'll not suffer it alone, tho. Part 1 | Part 2

[miazeklos]

Just hit 5k words on a """PWP""" I've been writing since mid-December. Not a single naked person in sight yet. Many such cases.

[andreeds]

i think its soo funny how when you’re an adult every time you think 'hey this month ill actually be able to save up some money' you will experience an Unexpected Expense

[bberetd]

going back to the slammer 💔💔💔 (classes start today)

[milescpareview]

Are High-Paying Jobs A Reality for Accountants?

Introduction

Accounting, often deemed the language of business, offers a plethora of career opportunities. However, a burning question lingers: Are high-paying jobs a reality for accountants? In this blog post, we will unravel the layers of the accounting profession, exploring the diverse avenues that lead to lucrative careers. From traditional roles to emerging opportunities in the digital age, let's delve into the factors that determine an accountant's earning potential and the strategies to secure those coveted high-paying positions.

Traditional High-Paying Roles

Traditionally, accountants have been crucial assets for businesses, managing financial records, ensuring compliance, and offering strategic financial advice. Roles such as Certified Public Accountants (CPAs) and Chartered Accountants (CAs) have been associated with substantial earning potential. These professionals navigate complex tax laws, conduct audits, and advise businesses on financial decisions, commanding high salaries due to their specialized skills and expertise. In India, CPAs earn up to Rs 8,00,000, while in the USA Indian CPAs can earn a minimum of $60, 000 (INR 50,00,000)

Other High Paying Accounting Jobs Are:

CMA: Certified Management Accountant

The CMA certification, awarded by the Institute of Management Accountants (IMA), emphasizes financial planning, analysis, and control. CMAs are instrumental in strategic financial decision-making within organizations. Their expertise in cost management, budgeting, and performance evaluation makes them highly sought after, leading to substantial salaries. CMAs often occupy roles such as financial managers, controllers, or management consultants, earning competitive compensation due to their strategic financial insights. The average salary for CMAs in India is 5-6 Lakhs PA.

CFA: Chartered Financial Analyst 

This designation, offered by the CFA Institute, focuses on investment analysis and portfolio management. CFAs are experts in assessing financial markets, managing investments, and analyzing investment risks. Their proficiency in financial modeling, asset valuation, and investment strategy makes them indispensable for investment firms, asset management companies, and financial advisory services. CFAs often secure high-paying roles as investment analysts, portfolio managers, or research analysts, commanding substantial salaries in the finance industry. The average salary of a CFA in India is around Rs. 9 lakhs PA. 

FRM: Financial Risk Managers

Financial Risk Managers, certified by the Global Association of Risk Professionals (GARP), specialize in identifying, assessing, and managing financial risks within organizations. FRMs are instrumental in risk mitigation, ensuring businesses navigate uncertainties effectively. Their expertise in areas such as credit risk, market risk, and operational risk positions them as essential assets in the banking, insurance, and corporate sectors. FRMs often work as risk analysts, risk managers, or compliance officers, earning high salaries due to their critical role in safeguarding financial stability. The average salary for FRMs in India is 4-6 Lakhs PA.

Emerging Opportunities in the Digital Era

In the digital age, accountants are not just number crunchers; they are data analysts, financial consultants, and technology experts. High-paying jobs now extend to areas such as forensic accounting, financial planning and analysis (FP&A), and management accounting. Furthermore, accountants proficient in business analytics and artificial intelligence (AI) are in high demand, contributing to the rise of FinTech companies and driving innovation in the finance sector.

Demand for Indian Accountants in the USA:

Highlighting the present shortage of accountants in the US, the Bureau of Labor Statistics projects a substantial 5.6% growth in accountants’ job openings from 2021 to 2031. This forecast underscores the urgency of nurturing a new generation of accounting professionals (CPA/CMA/CFA/FRM) to bridge the gap left by the retiring workforce.

At Miles Education, we offer a comprehensive and cutting-edge MAcc (Masters in Accounting) program that equips Indian accounting professionals with the knowledge, skills, and international exposure needed to excel in the US accounting landscape. A notable advantage of our MAcc program is that it allows Indian students to become eligible for employment in the US for a period of 3 years, broadening their horizons and opening up new opportunities on a global scale.

Conclusion:

In India, accounting experts like CPAs, CMAs, CFAs, or FRMs typically earn between 6-10 LPA, whereas in the United States, their earnings can reach up to $60,000, roughly 50 lakhs in Indian Rupees. This significant income highlights the robust demand for accountants, ensuring attractive pay and job security in both nations.

[moontxt]

my coworker JUST reached out to me to get my key after I quit 2 weeks ago. I said I threw it away chat am I going to get sued??

[fincrif]

How to Get a Personal Loan Without a Bank Account

In today’s world, having a bank account is usually a requirement for obtaining a personal loan. However, if you do not have a bank account, there are still ways to access financial assistance. Whether you need urgent funds for medical expenses, home repairs, or other personal needs, some lenders offer alternative lending solutions. This article will explore how to secure a personal loan without a bank account and what options are available for borrowers in such situations.

Is It Possible to Get a Personal Loan Without a Bank Account?

Yes, it is possible, but it can be challenging. Many lenders require a bank account to deposit loan amounts and set up automatic repayments. However, some financial institutions and alternative lenders provide options for borrowers without traditional banking relationships. These loans often come with higher interest rates and different repayment structures.

Alternative Ways to Get a Personal Loan Without a Bank Account

1. Credit Unions and Community Lenders

Credit unions and community-based lenders may offer personal loans without requiring a bank account. They often consider factors like income, employment status, and credit history rather than just banking details.

2. Microfinance Institutions

Microfinance institutions provide small loans to individuals who lack access to traditional banking. These lenders operate with minimal paperwork and may disburse funds through prepaid cards, mobile wallets, or cash payments.

3. Payday Loans and Cash Advance Lenders

Payday loans are short-term, high-interest loans that do not necessarily require a bank account. Instead, lenders may request proof of income and a valid identification document before approving the loan.

4. Pawnshop Loans

Pawnshops provide secured loans against valuable items such as gold, electronics, or vehicles. Since these loans are collateral-based, they do not require a bank account. However, failure to repay the loan can result in the loss of your pledged asset.

5. Salary-Based Loans from Employers

Some companies offer salary advances or employer-backed loans. If you work for an employer that provides this benefit, you may be able to borrow against your future paycheck without needing a bank account.

6. Digital Wallet and Mobile Loan Apps

With the rise of fintech companies, many digital wallets and loan apps offer instant loans. Some of these apps allow users to receive funds in mobile wallets rather than bank accounts, making them an ideal choice for those without traditional banking.

Steps to Take When Applying for a Personal Loan Without a Bank Account

1. Check Your Credit Score

Even without a bank account, having a good credit score can increase your chances of loan approval. If your credit history is poor, consider improving it before applying.

2. Gather Required Documents

Lenders will still require proof of income, identification, and sometimes a guarantor. Be prepared to provide salary slips, business income records, or other financial proof.

3. Choose the Right Lender

Research and compare lenders that provide loans without requiring a bank account. Check their interest rates, repayment terms, and customer reviews to find the best option.

4. Provide an Alternative Mode of Payment

Some lenders may disburse funds through checks, prepaid debit cards, or mobile wallets. Be sure to ask about available payment options in advance.

5. Consider a Co-Signer or Guarantor

If your credit score or financial standing is not strong enough, having a co-signer with a bank account can increase your chances of loan approval.

6. Understand the Loan Terms

Read and understand all loan terms, including interest rates, fees, and penalties for late payments. Avoid predatory lenders who charge excessively high rates.

Pros and Cons of Getting a Personal Loan Without a Bank Account

Pros:

Provides access to emergency funds for individuals without a bank account.

Some lenders offer flexible repayment terms.

Alternative lending options may not require a strong credit history.

Cons:

Higher interest rates and fees compared to traditional bank loans.

Limited loan amounts and strict repayment terms.

Risk of losing collateral if opting for a pawnshop loan.

Final Thoughts

While obtaining a personal loan without a bank account can be challenging, it is not impossible. By exploring alternative lending options, preparing necessary documents, and choosing a reputable lender, you can successfully secure a loan that fits your needs. However, be cautious of high-interest rates and ensure that the repayment terms are manageable to avoid financial stress in the future.

If you are considering taking a personal loan, always conduct thorough research to find the best financial solution tailored to your situation.

[aerodaltonimperial]

$1700 FUCKING DOLLARS, GO FUCK YOURSELF REPAIR SHOP, OH MY GOOOOOOOOD i absolutely love having to spend this much money just to KEEP GOING TO WORK delightful no notes this is why i don't do anything fun in life r.i.p. me gonna go cry tears of blood over this STUPID FUCKING CAR lol

[genkishoujo]

i think my dream job might be to work at a dispensary

[the-everqueen]

i feel like no one talks about the terrible in-between that's common in academia. i defended my dissertation with the belief that i would not have a job when i was done. i applied to approx. 30 postdoc and teaching positions. i'd been rejected from most of them. i got the call for my current fellowship the day i was scheduled to fly home because my lease was up, and where else would i go? i'd applied to 40+ non-academic jobs and was considering returning to freelance music teaching because despite having a doctorate that's all anyone in the non-academic world thought i was qualified to do. i spent the summer before my postdoc started working part-time with my previous supervisor because i needed to pay bills. all my savings went into covering expenses for moving, for keeping up my credit score, for scraping by. i started my postdoc a week later than planned because my mom was in a serious car accident. i have not yet been paid. i just registered as a person in this institution's system, and i don't know when i get paid or when my benefits start. all this time i have not been working on my academic projects. how could i? i thought for months i was going to have to let it all go and i grieved in advanced and screamed at the universe. then i got to hang on a little longer but i was too busy surviving. now i'm supposed to start the work like the grieving didn't happen, like i wasn't burned out by debt and overtime, like i'm not anxious about whether i will actually make rent. i don't have generational wealth. my parents are working class. my loved ones are clinging to the jobs they have. but i should be excited. i should be throwing myself into the next round of work. my continued funding depends on me fulfilling what i said i'd do in my proposal that i wrote a million years ago. my (potential) career depends on me building connections and meeting expectations here. i'm so lucky. i'm so lucky.

[silvermoon424]

might i ask where you work (if it doesn’t doxx you)!! or maybe just what industry you’re in lol. I’m really needing a new job 😭 I pray one day we’ll all get paid to breathe

I can't give out the name because I don't want to doxx myself or get in trouble, but I can tell you what it does! My company is a non-profit within the insurance industry. Our parent company helps set laws that benefit consumers and regulates the insurance industry (the ENTIRE insurance industry, not just healthcare). It's actually made up of insurance industry professionals, regulators, and elected officials, on top of staff who support them.

The smaller company that I work at is a non-profit that helps insurance agents electronically apply for/renew licenses. I'm in the (small) billing department and- as of right now- help track down payments.

If I could offer any advice, accounting is a really good field to be in. It's very stable and once you work your way up the salaries are pretty nice. I've heard really good things about medical billing in particular; it's not exactly thrilling work but once you build up your skills there are TONS of remote jobs with good pay. The insurance industry for billing is also pretty lucrative.

Hope this helps, and good luck!

[ustalav]

“No u don’t see, there actually is an accounting shortage. No I don’t hire new grads. Yes, I only hire people with their CPAs despite needing to work under a cpa in order to get licensed. Yes, we outsourced our entry level jobs to India. No, we don’t pay more than the big firms AND yes, we do make you work the same grueling hours as them. No work from home. Come in on weekends.”

[upside-down-uni]

instead of doing actual work today like i wanted to, I'm trying to find a polite way to say "you fuckers kept ⅔ of my salary because someone did the accounting half asleep, give me my money NOW, i don't want it next month"