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[jazzthatonewriterchick]

The Lap Mishap 🎄 (Toji x F!Reader x Gojo 18+ One Shot)

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Pairing: Mall Santa!Toji Fushiguro x Fem!Reader x Mall Elf!Gojo Satoru

Synopsis: In which an innocent situation turns into something a lot more complicated (and sloppier) when you accidentally give the two coworkers that you despise raging boners while working as a mall elf for the holiday season. Fortunately for you, they have a way you can make it up to them and save all of their jobs.

Tags: Smutty Smut, 18+ (MINORS GTFO), Younger Woman/Older Men, College Student!Reader x DILF!Toji (Late 30s-Early 40s) x College Student!Gojo (Early 20s), Accidental Boner, Groping, Lap-Sitting, Voyeurism, Masturbation, Dubcon/R*pe, Threesome, Deepthroat, Spit Play, Oral (Giving & Receiving), Facefuck, Objectification, Slutification, Degradation/Praise, Mild Daddy Kink, Bathroom Sex, Cum Play, Throatpies, No PIV

Disclaimer: I own none of the characters mentioned in this fic. However, as this is my writing, I do not give permission for my work to be reposted on any other sites that are not from my own accounts. Thank you!

Writer’s Note: I finished this nasty ass one shot just NOW after my new job because I couldn’t wait till this weekend to do it. I haven’t written something this lewd in a hot min tee hee 🤭 I hope y’all enjoy!! -Jazz 🥰🥰

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“Well, don’t you look adorable.”

You glower at the smug and unfortunately attractive older man sitting at the table in the employee’s lounge with a mug of coffee decorated with running Christmas reindeer. “Don’t, Toji,” you deadpan, crossing your arms over your ample bosom. “I’m not in the mood for this.”

Toji, the sexy, smug older man in question, sniggers into his coffee. “Well, shit, sourpuss,” he replies in his deep, bare toned voice that sends unwanted shivers down our spine. “I was just givin’ you a compliment. C’mon, you know you look cute!”

‘Cute’ isn’t at all what you’d call your elf outfit for your unwanted shift at your crummy seasonal job at the mall.

You would first call it ‘stupid’ because of the pointed green hat and boots you’re forced to wear with the jingling bells attached so you always make noise when you walk.

The second thing you’d call it is ‘slutty’. The red vest hugs your ample tits which you’ve been blessed and cursed with by the lineage of women in your family, the push-up bra making your girls way more noticeable.

The green skater skirt is way too short and you have to be very careful bending anywhere in fear of flashing someone your panties.

And you won’t even mention the red and white striped thigh-high socks and gloves. You feel like a stripper about to make her grand debut at the North Pole dancing in Santa’s workshop!

There is no way the costume designers didn’t know what the fuck they were doing here. You had to rush down the hallway after changing in the locker room to avoid being seen by your fellow overworked and underpaid seasonal employees and mall workers.

You had originally decided to work retail this season to save up on money for Christmas gifts and next year’s tuition. You’re a college student, so your stress levels are at about 100 with winter finals, buying gifts, and still keeping enough sanity to celebrate the holidays on winter break.

You’ve been working retail shifts at Bath & Body Works since September to get a head start on saving plus doing office work for your manager and taking some shifts as a greeter at City Winery aka the only decent restaurant at your local mall.

You thought your time here couldn’t get any worse than customers complaining about discontinued body washes and screaming kids, but you were wrong. When your manager picked you to be the mall elf for the mall Santa shifts this month, you thought you died and descended into Hell.

The only saving graces are that it is only for one month, you get extra pay, and you only have to work four hours throughout the day in this stupid costume. You thought you would have time to relax until the first shift in the privacy of the employee’s lounge, but clearly not.

Of course, you’re forced to share the space with a coworker you can’t stand. “What are you even doing in here?” you ask, scowling at Toji. “Don’t the security guards have their own lounge?”

“Eh,” Toji says, shrugging. “Too many people smoke in there. Plus, you guys got the best mugs.” He raises his mug at you and raises his brows once, smirking at you with that sinful, scarred mouth. “Plus, I need to relax before my shift.”

You sigh, carefully walking into the lounge and taking your Starbucks Frappuccino out of the fridge despite Toji’s presence making you feel nervous enough to fog up your glasses.

Toji Fushiguro is the hot DILF security guard that works full time at the mall to support his son as a single dad. You’ve been working the same shifts as him since September, always earning unwanted attention from him when he opens the doors for you when you arrive and leave your mall shifts.

It is no secret that you strongly dislike the man. He is cocky, pompous, arrogant, and always smells faintly of cigarettes. He is also extremely sexy, standing at six-foot something with defined muscles and arms that could wrestle a bear. You can see why he was hired as a security guard.

He is also a huge slut according to the stories you’ve heard. The man has HUGE community dick (and a huge dick, apparently). He knows he is attractive and knows how to get what he wants from women. But not you, even though he has tried. You wave off his compliments, uninterested in spending any kind of time with him. He is a whore and nothing more.

But Toji isn’t the only coworker at this mall that you detest. “Hey, Fushiiii,” the familiar, silky voice of your fellow college student mockingly sings from the door. Toji begins to laugh, nearly coughing into his coffee. “Damn, Gojo, you look ridiculous!” he guffaws.

You turn from the fridge and you wish you didn’t. Of course, Gojo Satoru is dressed in his own elf costume.

The tall, beefy, six foot-something college athlete and smarty-pants looks less ridiculous than you do despite the silliness of the outfit. His white locks peek out from under his pointed hat and his red socks are stretched tight over his strong calves.

You hide your laughter, refusing to even crack a smile around the guy. Unfortunately, you’re familiar with Satoru. He isn’t quite a friend or really an enemy either…not even an acquaintance. He is more of a colleague who goes to the same school as you and you’ve had many courses with despite you being a junior and him being a senior.

He is also incredibly intelligent, the star basketball player on your uni’s team, just as cocky as Toji, and incredibly good-looking. You’ve had many thoughts of his plump, pink lips and Colgate smile when you should be studying.

Satoru is more than convinced that you two are friends who sometimes flirt. When he sees you, his blue eyes are all aglow. “Ooooh, don’t you look so cute!” he coos.

“Oh, please, don’t start,” you groan, rolling your eyes. “I already had to hear that from him.” You nod at the security guard sitting spread eagle at the table. “But it’s true, ain’t it?” Toji sniggers. “You’re gonna get a whole lot of attraction with this little get-up.”

He reaches out and flicks one of the tiny bells attached to your belt. “Cut it out!” you hiss, slapping his hand away. Your skin grow hot with frustration and embarrassment.

“Oooh, she’s feisty,” Satoru chuckles. “Hang on, I need to get a picture. This is just too good.” He slides his phone out of his pocket, but you duck behind a nearby chair.

“Don’t,” you growl. “Take a picture of yourself. I’m sure your boys on your team would love to see your new get-up.”

Satoru laughs, coming into the kitchen, ducking under the door to avoid hitting his head because he’s so goddamn tall. “I already did and I still look good,” he replies. “How much you wanna bet I’ll snag a single MILF with this fit?”

He gives you a wink while Toji laughs, eyes still on you. Anyone else would feel rather intimidated being in a room with two broad, tall, hot dudes, but it is as if you have no inkling that these two are even remotely attracted to you.

A little self-deprecating of you, but you’re an extreme nerd. Not only are you rocking glasses that make your eyes explode to the capacity of the frames, you always have your nose stuck in a book or a study guide. You don’t get involved in dating on campus or who is fucking who.

While it would be nice to find someone nice to call a boyfriend, you know that men are too involved with less-nerdy girls to even try to talk to you, and you prefer it that way…at least, that’s what you tell yourself.

“You wish,” you scoff at Satoru as he passes you to grab a bottle of water. As he does, his hip bumps yourself, making you feel as if you’ve just been burned.

“She’s gotchu there, Gojo,” Toji chuckles. “Not when my sexy ass is gonna be wearin’ this Santa outfit.”

“Wait, what?” You turn to stare at the security guard, mouth open in shock. “You’re playing the mall Santa this year?”

Toji nods and smirks at your reaction, moving his legs from under the table to reveal his leather boots and red pants with furry, white trim along the ankles and belt. His black tee is tight against his toned, impressive upper torso, outlining each ridge of his pecs and abs.

“That’s correct, my dear elf,” he teasingly answers, making Satoru snigger. “You’re about to be workin’ for me in the next few minutes and for the rest of the month.”

“And workin’ with me,” Satoru adds, his pink lips curled into a teasing smile that boils your blood. “Your favorite project partner and classmate.” He, too, plays with the bell on your belt, making you swat his hand away.

This couldn’t be any worse! The last thing you want is to spend the next month with these two assholes. You desperately want to hit your manager up and tell her to switch you with someone else, but you know that no one else is willing to be the mall elf this year.

So with a heavy heart, you finish your few minutes of privacy with your Frappuccino in the locker room before you’re forced to stand alongside Satoru the Mall Elf while Toji gets settled in his fake armchair among the gaudy Christmas setup for Santa Claus. Toji sits in the whole Santa getup, beard to cover his cleanly-shaven face and all. His legs are spread eagle and you have to avoid looking at him so you won’t be staring at his crotch.

Two more mall elves, high schoolers Yuji Itadori and Kugisaki Nobara, help round up the kids in line and chat with the parents (or argue with them, courtesy of Nobara) while Satoru announces to the kids how to conduct themselves around Toji Claus. “Aaaaalright, boys and girls!” he bellows, his voice echoing among the dozens of rosy-faced little munchkins. “Are y’all ready to meet Santa Claus?!”

“Yeeeeeah!” the kids cheer, overexcited and overjoyed to sit in a grown man’s lap, telling him what they want for Christmas, and get some photos snapped.

You smile a bit. You’ll admit that Satoru is good with kids being the yapper he is. “Now just as a reminder to you fine folks: no shoving, hitting, yelling or spitting. There is plenty of Santa to go around. When you finally come up here with me and this other fine elf here…”

He motions a hand to you and gives you a wink that you nearly miss. You roll your eyes, ignoring the way your stomach flips. “…you sit in Santa’s lap and nicely tell him what you’d like for Christmas,” he finishes. “You guys got it?” While some nod in understanding, others look lost. “I think they need a demonstration, Satoru!” Itadori calls while Nobara snorts.

Satoru wickedly grins at Toji, but the mall Santa isn’t having that. “Nah,” he deadpans behind his fake beard. “You’re too tall to be a kid…but she’s not.” He points at you with one gloved hand, smirking. “You ready to be a model student, college girl?” he whispers.

“Fuck off,” you hiss under your breath. There is no way he can be serious about this! “Our dear elf Y/N, Santa’s favorite elf at the North Pole, is about to demonstrate for you guys what to do,” Satoru announces, struggling hard to fight his laughter.

Toji pats his lap, his smile almost obscene. “Come, little girl: sit on Da—, I mean Santa’s lap.”

You simmer hot with anger and frustration, not just for him but for Satoru who even thought to encourage this. But with the kids and parents all looking at you, you have no choice.

Swallowing your pride and not-so-nice words, you smooth your skirt over your ass and take a tentative seat in Toji’s warm, muscular lap. You sit rigidly, your hands stiffly in your lap and shoulders tense.

Toji places a hand on the arm of his chair, right next to your elbow. “Now what would you like for Christmas, hm?” he asks. “A Barbie? A puppy? Maybe a sense of humor?”

You turn to him, your jaw thigh. “I hate you,” you mouth.

“Sorry, I couldn’t hear you too well, little girl,” he replies, tapping his ear. “Santa’s hearin’ ain’t too good. Can you speak up for me?” His eyes glow with humor and mirth, finding enjoyment in your suffering.

You fix a smile onto your face and look straight at the happy-faced kids. “A Barbie please, Santa,” you chirp, your voice fake and cheery. Suddenly, a big, gloved hand snakes around your waist, holding you firmly onto his lap. You gape at him, alarmed. “W-What are you—“

“And what else, little girl?” he interrupts, his voice growing lower. More seductive. “Go on, tell ol’ Santa what else you’d like under your tree.” His grip tightens a bit, not enough to hurt you but just enough to be possessive of you. You stare at him, completely speechless.

“Oh, oh, I want a kitty cat!” a little girl yells from the line of kids. Her bold statement causes the other kids to begin screaming out what they want. The commotion distracts the adults enough for you to deal with Toji. “What the hell are you doing?!” you hiss. “Let go of me!”

You try to stand up, but Toji tightens his arm and snatches you back down, his fingers nearly digging into your thigh as your skirt rides up an inch. “Ah-ah, don’t move around too much, doll,” he whispers, his voice like smooth whiskey. “You’ll cause somethin’ that you didn’t intend to do…or maybe you did.”

As you see his eyes grow hooded, you feel your stomach fluttering with frantic butterflies…as well as something else. Something you feel growing underneath you. When you accidentally shift in Toji’s lap, he quietly groans behind his fake beard, muffling the noise, but you hear it.

You also feel the very obvious, hard, swelling, throbbing bulge growing underneath your ass. “Oh, my God,”you gasp, looking behind you. “Y-You’re…you’re ha—“

“Sorry,” he apologizes though he doesn’t sound the least bit sorry. “But can ya blame me? I’m a guy, after all.”

You gape at him, your face ablaze, unsure of what to do or how to feel. Should you feel flattered? Disgusted? Embarrassed? With the way his hand is still securely wrapped around you, you aren’t sure anymore. “Y-You can’t—“

“What?” Toji chuckles, his laughter soft yet seductive. “Don’t act like you’re not enjoyin’ this or like you haven’t been eye-fucking me since we met.” His gray eyes slide over to the tall, white-haired elf currently chatting up a married couple. “Not just me but the basketball star too.”

You are unable to talk despite your desire to protest. But he’d know you weren’t telling the truth.

Toji pulls his beard down to show off his plump, kissable lips and you have the sudden urge to kiss his scar. “Lucky for you, babes, I’ve got a thing for chicks with glasses.” He smiles up at you, the act somehow making him more handsome and more irritating.

His grip loosens and you finally shoot out of his lap as if your ass is on fire. Speaking of ass, the damn thing is nearly out because of how your skirt has ridden up past your red stockings.

“Alright, boys and girls!” Satoru yells. “Time for…” He turns around, just in time to get a flash of your red panties and how soft and suckable your thighs look in your stockings. ”Fuck,” he says under his breath, gaping at you and envisioning some very nasty things.

“Time for some photos!” Itadori calls. “Everybody line up, one at a time to meet Santa!”

Satoru is too distracted by your soft thighs and the flash of your red panties to pay any attention to his job. You notice his eyes and quickly pull your skirt down as low as it can go….which isn’t very low.

“I’m shocked you ain’t feelin’ a draft,” Toji whispers. “Careful, doll. You might flash the kiddos.” You glare, but not at him. You don’t look anywhere at him. “I could tell you the same thing, jackass,” you hiss. “Don’t look at me.”

But you can still feel his glaring, hot gaze on you, as well as Satoru’s. Nobara has to kick him in the ankle to snap him out of it. “Uh, Gojo?” she whispers. “Helloooo? The camera for the pictures?”

Blushing as red as Toji’s uniform, Satoru quickly fumbles with the camera as the first little boy comes up to Toji, smiling big and bright for the mall Santa. You stand off to the side, discreetly pulling at your skirt and wishing to melt into the floor.

After an hour of standing there pretending not to be aroused by the idea of Toji’s cock, you’re finally given a 30-minute break for lunch. You quickly make a beeline for the security guards’ break room located at the back of the mall, knowing that most of them are posted outside or on duty on different floors.

The breakroom is luckily empty, but you can barely eat most of your lunch except for a bag of chips and gulp down some water. You can’t even relax. Mostly because of the throbbing sensation between your legs.

You whimper, shifting your body in the chair closest to the private locker room and bathroom. You have felt like this for over an hour, doing your best to ignore the tingling between your thighs as you assisted each kid.

But now as you sit in the privacy and darkness of the break room, you can’t ignore the uncomfortable wetness of your panties anymore…or how depraved you are getting horny over Toji’s cock. You know you can’t go on like this, not when you need to work.

“I can’t believe I’m doing this,” you mutter to yourself. But you leave your post anyway and quickly hide in the empty locker room where you proceed to shut the door and sit on the bench farthest away from it.

Quickly, you reach under your skirt and slip your panties down to your thighs. “Ah,” you gasp as the warm air hits your bare, sodden wet pussy. You are a mess. How could the idea of Toji getting a stupid boner arouse you so?

When you close your eyes, the images get worse. You see the sexy, smirking security guard peeling down his Santa pants to reveal his fat, throbbing, veiny cock just curved enough to help you imagine what it would stroke inside of you.

As you take two fingers and begin to slowly rub your needy clit, you see yourself wrapping your lips around the thick cock in front of you as your hand wraps around his shaft. You can almost taste him, feel his warm balls against your chin.

“Oh, fuck,” you whisper, your voice quivering as your fingers grow slippery. Your slick trickles down your slit as you frantically play with yourself, hearing Toji’s low moans in your head as he sinks into your throat.

You can feel yourself growing closer, your pussy oozing more and more slick just as Toji begins to fuck your face as he grabs the back of your head, pulling your hair. Your breath comes out in short pants that sound louder in the empty locker room as the knot in your core grows tighter. “T-T-To—“

The door suddenly opens and there the mall Santa stands. He looks shocked to see you at first, but then his face turns into one of pure smugness. “Now what do we have here?” he mockingly asks. “A very naughty fuckin’ girl.”

You nearly scream, quickly closing your legs and covering yourself. “Fuck!” you gasp. “What the fuck are doing in here?!”

Toji leans against the doorframe, arms crossed over his beefy chest. He has ditched the Santa jacket for his black tee, but kept the pants and boots. “Came in for a break since all the guards are on shift, but I see you decided to do the same thing.”

You flush hot with humiliation, your heart pummeling in your chest. “T-This isn’t what it looks like,” you weakly say. Toji cocks his head to the side. “Really? ‘Cause it looks and sounded like you were just rubbin’ that little pussy to the thought of me before your next shift.”

His lips curl into a knowing smile. “So the earlier situation got to you too. Lucky for you, babydoll, I’m still not over it either.”

His big hand grips his hard-on chubbing against his red pants, captivating you.

Then…zzzzzip. His fly comes down, his belt comes off, and suddenly, his cock is out and slapping against his toned stomach and happy trail. It is as thick, veiny, and curved as you envisioned in your fantasy. Your eyes grow wide at the sight like a deer caught in headlights. Suddenly, you can’t move.

“I’m still very much on the hard side,” he breathlessly states, his eyes hooded with lust. “And since this is your fault, I think you need to take responsibility for it.” He flashes his teeth at you in a grin, wrapping a hand around his hard cock. “Kill two birds with one stone, so to speak.”

You watch him jerk his dick in front of you, your pussy clenching around air at the lewd sight. Suddenly, he stops and walks up to you, his boots thudding across the floor. He looms over you, a wolfish grin on his face, and you lean back as far as you can against the lockers like a trapped animal. “C’mon, you can be a good little helper for Santa and help me out, right?”

You don’t know whether to say yes or tell him to go fuck himself. You know you should go for the second option. After all, he’s being a pervert and using earlier as an excuse.

But somehow, all common knowledge, logic, and ethics go out the window when you suddenly find yourself dragged into a bathroom stall and kneeling on the tiled floor with Toji’s cock in your mouth. His big hand intertwines in your hair, his thick, calloused fingers gripping each strand to push and pull you onto his cock.

“You’re doin’ so good so far, babydoll,” he praises, his voice strained with pleasure. “Keep it up for me, ‘kay? You’ve got about twenty minutes left to make Santa cum.”

His groans and grunts are quiet yet delicious, heard by your ears only in the empty bathroom stall as your cheeks hollow around his cock. He is bigger and thicker than you anticipated, leaving your jaw aching trying to accommodate him as you suck him off. Saliva drips down from your mouth down your chin, threatening to stain your top.

As if thinking the same thing, Toji rips your top down, exposing your tits to him. “Fuck, look at how sexy you are,” he groans, watching the way your chest jiggles and sways as your throat expands and flexes around him. “Such a good little slut for me. Swore you didn’t want me, but now look at you.”

He forces your chin up to look at him, your watery eyes and crooked glasses staring up into his devious, salacious gaze. “Betcha you always wanted to do this,” he chuckles. “Betcha you played hard to get just to drive me fuckin’ crazy like the little cock whore you are.”

He wipes some spit away from your lips before he pushes himself in deeper, nearly making you choke. You pull yourself away far enough to cough and catch your breath. “T-Toji, wait,” you gasp. “You’re too deep!”

He ignores you, forcing your mouth open and plunging himself back between your plush, wet lips to sink into your sloppy, velvety throat. “But you can take me, baby,” he pants. “Oooh, I know you can. Sluts like you feen for nasty shit like this.”

He begins to fuck your face, emitting squelching sounds from his wet cock constantly plunging into your throat as you gag around him. “Yeah, that’s it,” he moans in delight. “That’s what I like to hear. You just keep bein’ a good girl for me, baby.”

Your throat continues to make the most obscene, wet, and lewd sounds, the squelching and gagging possibly drifting throughout the bathroom and locker room rafters. The more Toji rails your face and plunges his cock into your throat, the louder the sounds become. His grunts and moans also grow louder, bouncing off of the tiled walls.

You can tell he is close from the way he grabs the back of your head, forcing your face closer until his balls are flush against your chin. “Fuck, you’re gonna make me cum!” he groans, his muscular, naked thighs tense as he fucks your mouth like he is trying to hit a home run. “C’mon, doll, take Daddy’s fuckin’ load.” He pauses, chuckling. “I mean take Santa’s load. You want a white Christmas, don’tcha?”

You can’t even answer. You can’t warn him either when the door to the bathroom suddenly opens just as Toji’s loud, guttural groan of release escapes his mouth. As the bathroom stall flies open, a load of Toji’s warm spunk floods your throat, filling your mouth to capacity. There is so much that it spills out of the corners of your mouth and down your chin.

“Fuck!” he moans, soft high-pitched hums leaving his lips as he slides his cock out of your mouth and pumps the rest of his cum onto your glasses. Droplets of spunk fly onto the lenses, fogging them up.

You can’t be more horrified by anything else when you turn and find Satoru standing there in his elf costume. He looks shocked to see you kneeling there before Toji with cum all over your mouth, glasses, and some on your tits with your pussy openly gushing through your panties on the floor. But once the shock subsides, a Cheshire Cat-like smile appears on his lips. “Oops,” he chuckles. “Guess I’m in the wrong bathroom.”

Toji laughs, sounding like a straight-up villain. “Nah, you’re in the right place. You’ve still got time left if ya wanna use it on her.” Satoru shuts the bathroom stall and you realize just how big it exactly is. Big enough for three people. “Shit,” he scoffs, a shit-eating grin on his face. “What else am I here for?”

Both men look down upon you like you’re no more than a dessert plate for consumption. Despite the ridiculous costumes, the duo remind you of villains. “Sorry to shock you, cutie, but he ain’t the only one you’ve got rock.” Satoru palms his hard cock pushing against his green pants. “I’ve been thinkin’ about those lips and these panties for hours.”

He kneels and forces you into a face-down, ass-up position, making you squeak in surprise. You have to cushion your cheek with your hands to avoid the nasty floor. When one of Satoru’s fingers slides against your pantyline, you gasp. “Oh! And she’s wet!” He tuts at you, giving your ass a harsh spank and groaning at the recoil. “Naughty little elf. What would Santa say?”

He takes your panties by the waistband and tugs them tight against your wet pussy, making you whimper at the friction. Toji chuckles, giving your ass his own harsh spank. “Santa’s says this little whore needs to be punished,” he whispers and it’s almost threatening to your ears.

And punish you, they do…in their own wicked, lewd, torturous way. Suddenly, you find yourself sitting on the toilet seat with your legs while Toji kneels between your thighs, slurping and licking away at your cunt while his thick finger fucks your hole. Satoru stands to your left, rutting his hips into your mouth, his long dick plunging in and out of your throat.

“Fuck, your mouth is so wet, honey,” he moans, palming one of your tits. “Shit, Toji, how much did you cum in here?” His handsome face is flushed and his blue eyes are desperate as he does his best to quiet his whimpers and whines over your sloppy throat.

Toji chuckles, his tongue piercing tickling your clit as he flicks the tip of his tongue against it, sending shocks of sensitivity and tingles of pleasure throughout your body. “Enough to make her throat slick enough to fuck.” Your pussy clenches around his finger, your velvety, slick walls tightening around his digit.

The older man looks up at you, smirking into your desperate, needy eyes. “Oooh, I tasted that gush. You like the sound of another throatpie for that slutty mouth, babydoll?” He dives back into your pussy, his tongue sloshing and slashing about, probing an answer out of you. “Mmm-hmph-mmm!” you whine around Satoru’s cock, your screams muffled by his constant fucking.

Toji chortles into your pussy, pulling away to regard Satoru with your slick all over his lips. “That’s a yes,” he chuckles. Satoru blushes, overcome with lust as he watches his long cock disappear between your soft, juicy lips. “F-Fuck, I hope so,” he whines, cupping your cheek. “Goddamn, cutie, you’re fucking mouth is….”

His words die into desperate moans as he continues to ram your throat like he’s trying hard to fill it with his babies. Your nostrils are full of the scent of his body wash and cologne, somehow acting as aphrodisiacs for you. “You sound even sluttier than her,” Toji chuckles. “I think she likes it though. Look at this sexy little bitch.”

Under their hot gazes, you feel like the slut they see: titties out, pussy exposed, and getting used in a bathroom stall. Satoru takes his cock out to lightly tap your tongue. “You like gettin’ this mouth fucked at work, slutty girl?” he teases.

Before you can even think of a reply, Toji hooks his finger up in a way that makes your eyes roll back. “O-Oh, fuck!” you moan, louder than you should’ve. Satoru quickly plugs your mouth back up with his cock, plunging deeper and deeper, making you take every inch. “Mmm, that’s a pretty face, cutie. Keep lookin’ at me like that.”

His blue eyes kick on yours, reminding you of oceans in the far-away Caribbean Islands, while he slips his cock out of your mouth. He grips your chin and whispers a fierce “C’mere” before his lips are slamming against yours.

As you kiss, Toji’s tongue moves faster, his moans traveling up to your core and sending vibrations through your clit. Satoru pulls away and spits in your mouth, the act so quick and surprising that you nearly miss it.

“Spit it back on my cock,” he demands and you do, making his cock shiny with your spit before he slides back in. After a few more sloppy thrusts that cause your glasses to wobble and spit to drip down your chest, he’s close. “Shit!” he gasps. “Fuck, fuck, fuck me, m’gonna cum! You’re gonna…fuck, baby!”

You are too. You can feel your pussy tightening, clenching, throbbing with the urge to release. “Mmmm!” you whine around his cock, your thighs trembling around Toji’s neck.

The security guard intensely stares at you, forcing you to cum with that damn finger crooked inside of you. “Give it to me,” he demands. “You know you fuckin’ want to. Go ‘head, babydoll.”

You can’t help yourself. You hush all around Toji’s cock just as Satoru loses the last thread of self control and cums deep in your mouth with a long, loud moan that no doubt attracts unwanted attention from the outside.

Another fat, creamy throatpie fills your mouth and streams down your throat, nearly making you choke. Satoru luckily pulls out, but only to jerk the last drops of spunk onto your tits and glasses, staining your skirt and top in the process.

As the last tendrils of pleasure course through you, Toji slurps you up and leaves your pussy twitching from his ministrations. As he sits back to sigh, Satoru releases a huff, exhausted but satisfied. “Oh, fuck,” he groans followed by a whistle. “That was amazing! Definitely needed for a shitty shift.”

Toji nods, his lips coated in you. “I concur,” he hums in pleasure. He leans up to get eye level with you and holds your chin in his hand. “C’mere, doll…taste yourself. This slutty pussy is just too good to not share.”

He smashes his lips against yours, pulling you in for a sloppy French kiss that steals your breath away. Jealous, Satoru yanks you away towards him.

“Save some for me,” he murmurs before he leans in to kiss you, softly moshing as he does. He then pulls away, kneels, and slurps the rest of you off of your open thighs despite your whimpers of agony. It hurts too good.

Ring-ring-ring!

You jump at the sudden sound. Satoru reaches into his back pocket to get his phone. “Uh-oh!” he mockingly announces. “That’s the timer. Break time is over.”

Toji begins to get dressed, zipping up his fly and tucking in his shirt. “We should probably clean her up. Poor baby looks like she can’t even walk.” He laughs at your expense, humored by your fucked-out, messy state.

Despite them both using your holes just now, the two dress and clean you up as much as possible. They pull your skirt down, fix your top, clean off your glasses, and smooth down your skirt.

Once finished, Toji passes you a napkin out of his pocket. “Wipe your mouth, babydoll,” he sniggers. “You don’t want people to ask what’s on your face…or glasses. Shit, we did a number on ya.”

He plants a sloppy, wet tongue kiss on your mouth, filling your tongue with the taste of your pussy and himself. “This was a lot of fun, sugar,” he says with a smirk. “Call me again if you need a worthwhile break, alright?”

You wordlessly stare at him, unable to form words…or even think them.

“Same here,” Satoru adds, flashing you a smile as he fixes his costume. “I’ll know who to go to for my little ‘problem’ next time.” He presses a kiss to your cheek before he and Toji head out of the stall back to work.

But Satoru stops and turns back to you, smirking. “Oh, and…”

He bends down and snatches up your red panties, tugging on the waistband with his teeth before stuffing them in his pocket.

“These are mine.”

He gives you a wink and blows you a kiss. “See ya out there!” he hollers before he disappears out of the bathroom with Toji, leaving you alone with your thoughts and regrets. But also supremely satisfied.

In the end, you’re late back to your shift.

THE END.

[nadvs]

cam girl (part two)

pairing rafe cameron x female reader

rating explicit 18+

summary you work two jobs. by day, you’re a maid for the cameron household, where rafe degrades you any chance he can get. by night, you’re a cam girl, hiding your face so nobody can recognize you. when you discover your new subscriber, the filthy-mouthed man obsessively paying you to do everything he can think of, is rafe, you’re not sure what to do next.

» masterlist

+:★:+*━━━*+:★:+*━━━*+:★:+*

The next time you log in to the cam website, your heart is racing. Throughout your classes that day, all you could think about was how hot the session with the man you thought was a stranger was last night.

But he isn’t a stranger. He lives in the mansion you get paid to clean twice a week, where he taunts you every chance he gets, practically fucking you with his eyes.

Does Rafe know it’s you on the camera? Is this a sick little game he’s enjoying, thinking you don’t know it’s him? Or maybe he’s aware you know who’s behind the account and he wants to see if you’ll say something about it?

But you do such a good job hiding your face. He can’t know it’s you.

You wonder if it’s wrong to continue doing the nightly private sessions knowing his identity. But when you remember how much joy he gets from berating you while you clean his house, you figure it’s ridiculous to care about the ethics of it.

You try to focus on the fact that you’re making so much money. Rafe gave you over $1500 last night. And he wants to keep paying you for every session. At this rate, you won’t have to worry about bills or your college tuition at all.

You closed your cam girl account to all other subscribers and posted a note that you were no longer streaming. The truth was, you were, but for one man only.

The thought of Rafe lying in bed jacking off to you turns you on before you even start the chat with him.

You take a deep breath, your hand hovering over your laptop trackpad. Rafe Cameron is going to watch you get naked and touch yourself and it makes your stomach feel like it’s flipping.

You start the private session.

Your screen fills with the image of you from your lips down to your feet as you’re curled up on your bed. You’re in a sheer white nighty with no bra or panties on underneath, your body hardly hidden beneath the smooth fabric.

Rafe called your tits perfect last night, so you figured he’ll appreciate you having them on display right when he logs in.

figure8 has joined the session.

You swallow hard.

figure8: been thinking about you all day princess

His words give you butterflies. You try to keep your confidence at the same level now that you’re aware of who’s on the other side of the chat. You refuse to be intimidated knowing it’s Rafe.

“Yeah? What about me?” you ask.

figure8: how pretty that pussy is and how im gonna watch you fuck it from behind

You feel the blood rush to your face. You know he has a filthy mind from the comments he makes to you at his house while you work, but this is more than you ever expected.

“Should I go slow for you again?” you whisper. “I know you like that.”

figure8: what a fast learner

You smirk. There’s the Rafe you know. He has such a natural talent for mocking you.

“You like this little outfit?” you ask him, your hands running down the fabric on your chest, fondling your tits. “I wore it special for you.”

figure8: so fucking hot. bounce those tits for me

You sit up on your knees and arch your back, lightly bobbing on the bed with your hands up in your hair. He has a perfect view of your chest beneath the sheer nighty, your nipples hard under the fabric as your tits jiggle up and down.

figure8: damn. i’d leave hickeys and bites all over those tits. you like to get bitten dont you princess. i know you like it rough

With every other viewer you’ve had as a cam girl, you’ve lied about your preferences just to get tips, but with Rafe, it’s like he knows exactly what you want. You haven’t had to lie to him once.

“I fucking love it rough,” you moan. You put your hands up to your tits and squeeze hard. “I want you to leave marks on me.”

figure8: i’d leave them all over your tits and your ass

“Yeah? Would you spank me? Hard enough to leave a handprint?” you ask, turning around and slowly lifting the nighty over your butt. You stick out your ass for him and sway it slowly for him.

figure8: fuck yes. shake your ass

You spread your knees wider and obey, looking back to watch your body on the screen. The thought of Rafe lying in bed fisting his cock while he watches you makes you get even wetter.

figure8: straddle your pillow. i wanna see how you’d ride my face

You tilt the laptop down so he doesn’t see above your mouth as you move to grab a pillow from behind the computer. You readjust the screen then straddle the pillow, the cotton soft against your naked core.

You start to buck your hips, shuddering immediately. You’re dazed already, desperate for his hands on you, as you rub your body against the pillow.

“I’d ride it fast like this,” you say breathily, humping the pillow.

figure8: my needy girl. my dick is throbbing watching you

figure8 tipped you $200.

figure8: that’s for riding it so well

“Thank you,” you purr, still grinding the pillow. The feeling of getting paid while doing something that feels so good is intoxicating. You’d do anything Rafe’s filthy mind desires.

figure8: don’t cum yet. i’m not done with you

You bite your lip in frustration.

“Okay,” you say heatedly. You slow down your thrusts, back still arched as you await your next instruction.

figure8: show me how you finger yourself. get your pussy nice and close to the camera

You shift to spread your legs in front of the camera, seeing yourself on full display for him.

figure8: start with one finger. i want you to work up to four. can you do that princess?

“I can do that,” you say shakily. You insert a forefinger into your warm, tight hole and let out a contented sigh.

figure8: pump it in and out slowly. add a second finger when you’re ready

You obey, stretching yourself out a bit before adding a second finger. Slowly, you add a third and writhe a bit. You push your hand back and forth, watching yourself on the screen.

You add your pinky finger and slightly tense up, your body rolling.

figure8: breathe through it. you can do it

You let out a shaky exhale as you continue, watching your fingers disappear inside of you.

figure8: good girl stretching that pussy out so nice. i bet you taste so fucking good. taste yourself for me

The request is so sinful, so unlike anything you’ve ever been asked to do. You slowly pull your fingers out of yourself, bringing your hand up to your mouth, making sure he can see your lips.

“I’ve never done this before,” you say to him.

figure8: you’ll do a lot of new things with me, princess

You taste your wetness, sucking on your fingers for him with a slurp loud enough for him to hear. It’s such an animalistic, depraved act, and you find yourself wishing you could do it with him in person, have him watch you do this in the same room.

figure8: god i want to taste you so bad

“I want to taste you, too,” you whisper. If only Rafe knew how accessible you were to him, in his house twice a week. “You know, you can send me photos whenever you want.”

figure8: desperate to see this dick aren’t you

You smile. He could not be more correct. You don’t know how you’ll manage to be around him in person and act normal knowing what you know.

Your stomach heats when you see that he sent a photo. He’s holding his cock, the curve of it so perfect, a pearl of precum leaking out of the tip.

“I want to use my mouth on you,” you keen. “My pussy is aching for it.”

figure8: i know you’d love the taste, princess. show me how you’d take my cock doggy style

Finally. You pick up your dildo and turn around, backing up towards the screen. You angle to slide the toy in slowly, feeling it fill you up, then move your hand so he can view you clearly.

figure8: i can see you dripping

Sure enough, you look down on your sheets to see drops of your own wetness. This man has got you hornier than you’ve ever been.

“That’s what you do to me,” you rasp. “Fuck, I bet you’d destroy me.”

figure8: that pussy would grip my dick so well. i’d fuck you so hard

“Can I please do it now?” you say breathlessly, throbbing with need.

figure8: only because you asked so nice

You dip your arm between your hips, knees sinking into your bed as you lean so your cheek is pressed against the mattress and out of the camera’s frame. You hold the base of the toy and shut your eyes and imagine Rafe’s warm, hard cock inside of you instead of a dildo you have to control.

Breathy moans spill out of you as you thrust the dildo in and out of your slick cunt. You picture him behind you, his hands on your hips as he ruthlessly thrashes in and out of you.

The orgasm slowly builds and builds.

“I’m gonna come,” you say, muffled. You bite your tongue, stifling the urge to call him by his name. Your eyes roll back as the orgasm ripples through with a powerful force, making you shake with pleasure.

When you finally regain enough energy, you sit up and turn to look at the laptop again. To your delight, you see that Rafe sent another photo.

You look closer at the image to see his cum sprayed across his muscular stomach, the white splashes of his pleasure glistening atop his abs.

“Shit,” you rasped. The image is so sexy that you feel yourself getting aroused again.

figure8: see what you do to me? i never cum this fucking fast

figure8 tipped you $100.

figure8: use the money to buy this. have it ready tomorrow

He sends a link in his next message. You open it to see a sex toy website. The page he sent is for a rose vibrator.

“I’ve always wanted one of these,” you say breathily. “Thank you, baby.”

figure8: dont use it without me watching. understand?

“Yes,” you say.

figure8: sleep. you’ll need your rest for what im doing to you tomorrow

figure8 tipped you $1000.

Rafe leaves the chat. You follow his instructions, ordering the toy right away and selecting the option to have it delivered tomorrow. What is he planning?

You decide to do some more online shopping, finding a top you know he’ll like.

After you buy the items, you stare at your laptop, reeling from what just happened.

You look at the pictures he sent again. Rafe was always such a cocky asshole whenever he taunted you at work and it definitely isn’t from overcompensation. He’s so well-endowed that you know it’d hurt so good having him inside you.

How would he react if you told him you were the girl he was jacking off to? Would he be embarrassed? Or relieved he could fuck you for real? Because you’d let him have sex with you. After tonight, there’s no doubt about it.

You close the laptop. It’s Thursday, meaning you’ll likely see Rafe in two days when you’re back at the Cameron estate on Saturday as scheduled. You typically see him around the house, but there are times where you don’t run into him at all.

You don’t know if you’d prefer to see him or not. How could you act normal after having him talk to you like that, after seeing his naked photos?

You try to go to bed right away, but your head is spinning.

The next night, you log in wearing skimpy white panties and the pink tank top you bought the night before, the word “princess” stretched across the front in white cursive letters.

Rafe joins the private session and you can imagine the smirk on his face once he sees your outfit.

“Hi, baby,” you coo, pinching the peaks of your nipples poking beneath the shirt. “You like my top? Bought it last night.”

figure8: its perfect. i want you to spoil yourself with every dollar i give you

You giggle and hold the small silicone rose toy up the camera.

“I was tempted to use it, but I didn’t,” you admit. “Promise.”

figure8: good girl. i hope you got your rest last night. im not paying you til you cum three times tonight

“Oh, my God,” you laugh. “Three? I don’t know…”

figure8: you can do it, princess. take ur panties off but keep that shirt on. don’t want u to forget who u belong to

His possessiveness is so attractive that you feel yourself getting wet already. You slide your underwear off, spreading your legs and putting yourself on display for him.

figure8: tell me what you’d want me to do if i was there. you’d like my head between your legs wouldnt you

You giggle, “You read my mind.” You put your fingers on your clit and close your eyes, imagining curling your fingers in Rafe’s hair as his tongue presses against your middle.

You would have never guessed that Rafe Cameron likes eating pussy, always having assumed he was selfish in bed. But he’s been surprising you since the first message he sent.

“I’d want you to start off kissing me right here,” you purr, “then you’d start using your tongue. Then you’d suck my clit.”

figure8: then i’d put my tongue deep inside your tight cunt

Reading the words makes you tremble. You lower your hand to spread your lips open and show him your opening.

“Right here?” you tease.

figure8: i want my face all wet from you

You groan, imagining his pretty face glistening, his pink lips swollen from eating you out.

You grow wetter and wetter as you touch yourself.

figure8: get the toy

You eagerly pick it up and hold your finger over the “on” button.

“Which setting?”

figure8: whatever will make u cum the hardest, princess

“You get off on me feeling good, don’t you, baby?” you tease.

figure8: those sounds you make are so fucking perfect. i’m already rock hard

“You want me to be loud?”

figure8: don’t hold back. i’ll count your orgasms with you ok? and on the third one, we’ll cum together

This man could not get any sexier if he tried. You curiously explore the toy, finally turning it on and hearing it buzz immediately.

You place it on your clit and the pleasure is instant. You let out a sharp exhale, imagining Rafe touching himself while he watches you.

The toy buzzes and suctions on you and it doesn’t take long at all for the first orgasm to roll through you. You don’t stifle the moan that comes out of you, knowing he’s enjoying it.

figure8: that’s one. that was so fast, princess

“I was horny all day,” you confess.

figure8: thinkin about me?

“Mhm. That picture of your cum all over your stomach is so fucking nice.”

figure8: then u can imagine how much i enjoy watching u fuck urself

“I want a video of you rubbing your cock,” you say impulsively. “I want to hear your sounds, too.”

figure8: you’re such a needy girl

“It’s why you like me,” you flirt. He doesn’t respond right away, making you anticipate that he’s recording a video for you.

A file from him pops up in the chat. You eagerly play it, watching six jaw-dropping seconds of his hand moving up and down the thick girth of his dick in his dark bedroom, his heavy breathing filling your ears.

“God,” you whimper. “I’m ready to go again.”

You pick up the toy and place it on your clit, pressing it down hard as it pulls another orgasm out of you after a minute. You moan out a jumbled, high-pitched mess of “oh, fuck”s as you cum.

Your muscles are tingling and tired. You’re not sure you can give yourself a third orgasm.

figure8: two. not done yet

“Maybe we stop here?” you whisper. “I’m already so weak.”

figure8: are u going to be a good girl or not

“I will,” you resign. “I will.”

figure8: go again. on the max setting

Feeling spent but determined to please him, you put the toy on your sensitive clit again. You hang your head back, looking up at your bedroom ceiling as you press the button a few times to turn on the highest level.

The toy’s suction and pace is brutal and unforgiving. You cry out from the overstimulation, writhing beneath it. The forced orgasm rises inside you and you groan loudly as you cum, tremors ripping through your body.

You’re panting when you turn off the toy and sit up to look at the chat. Rafe sent another photo. His hand is holding his cock at its base, the swollen shaft covered in his cum.

figure8: would u lick this up?

“Every fucking drop,” you say, wishing you could have orgasmed with him inside of you.

figure8 tipped you $2000.

figure8: extra for being so good

The high of the orgasms, of your bank account growing all because this man wants to watch you pleasure yourself, makes you feel like you’re floating.

“I belong to you,” you tell Rafe drunkenly, unable to imagine letting anyone else watching you like this ever again.

figure8: yeah you fucking do. that pussy is mine

“All yours,” you whisper.

figure8: ill see u tomorrow. good job today princess

Rafe exits the chat, leaving you a heaving mess.

Your heart feels like it twists reading his last message. He surely means he’ll see you on camera tomorrow… but what if he means at the estate for your housekeeping shift?

No, he doesn’t know it’s you. He can’t. You breathe out a tired sigh and take a long, hot shower before going to bed.

Your shapeless uniform is scratchy against your skin as you walk into the mansion the next day, still not sure if you want to run into Rafe or not.

You finish up cleaning downstairs and move up to the bedrooms, leaving Rafe’s room for last.

When you enter his room, it’s empty, the late morning sun hidden behind the blinds covering his big windows. You hear the shower in his ensuite running. You curse to yourself, suddenly nervous to see him. Maybe you can quickly collect the laundry and leave before he gets out.

You start to strip the bed, picturing the photos he sent you of himself on it, fucking his own hand and cumming with you. He lies right here, typing dirty things to you, watching you fuck yourself.

You’ve only unbuttoned one button of the duvet cover when you hear the shower faucet get turned off. Shit.

You rush to unbutton the cover, but you finish just as the door squeaks open behind you. You can’t bring yourself to look at him.

“I’ll give you some privacy,” you mumble, keeping your back to him and leaving the bed half-done.

“You’ve seen it all already,” Rafe huskily says behind you. You freeze for a second.

You shyly keep your eyes on the hardwood floor as you turn. When you look up at him as he towers over you, his mouth merely inches away from yours, you see he’s wearing nothing but a towel wrapped around his hips.

His hair is wet, his broad chest spattered with water drops. He smells amazing from the body wash he used and his eyes are heavy lidded and his smirk is so damn self-satisfied.

“Why do you look so surprised? You really think I didn’t recognize that pretty mouth right away, princess?”

{ read part three here }

[sunarryn]

DP X Marvel #20

Jazz Fenton was not supposed to become an urban legend, a media conspiracy theory, or a widely feared intern with multiple Tumblr fan accounts, but alas, here they were.

At 19 years old, Jasmine “Jazz” Fenton had moved to New York on a full scholarship to Columbia University, double majoring in psychology and business, with a minor in engineering just for fun. She wore blazers older than most Columbia freshmen, carried a briefcase instead of a backpack, and maintained a 4.0 GPA while ghost-proofing her dorm room using proprietary tech she’d built in high school. On the third day of orientation, she calmly tased a literal demon that crawled out of an upper-floor window of Butler Library and continued sipping her iced matcha like it was a Tuesday. Which, unfortunately, it was.

This act caught the attention of a lot of people, including—but not limited to—an NYPD exorcist division, a priest named Father Julio, two SHIELD interns on a coffee break, and Pepper Potts, who was in the city for a Stark Industries panel on sustainable weapons of mass deterrence.

“She tased a demon,” Pepper said slowly to her assistant.

“Yes, ma’am.”

“In broad daylight.”

“Correct.”

“And then she—what did she say again?”

The assistant glanced at their notes. “‘Don’t manifest on Ivy League property, it lowers our national rank.’”

Pepper stared into the distance. “Find her. And hire her.”

Within forty-eight hours, Jazz was sitting in a glass elevator ascending Stark Tower. She hadn’t applied for anything. She hadn’t submitted a résumé. But her phone pinged during a psych lecture with a Stark Industries-branded email that simply said, “Ms. Potts would like to speak to you,” followed by a GPS pin and a non-negotiable appointment time.

Tony, predictably, was not consulted.

“What do you MEAN she’s nineteen? What do you MEAN she’s your intern? Pepper, she built a plasma cannon in your office. In two hours. Using my old espresso machine.”

“It was broken,” Jazz added politely, scrolling through quantum schematics on her StarkPad. “And under OSHA, coffee-related injuries are still injuries. You’re welcome.”

Tony pointed a wrench at her like it was a gun. “You don’t scare me, you ginger menace.”

Jazz smiled faintly. “You should be scared. You tried to patent a neural override system with an open-ended quantum key. You’re lucky I fixed it before it broadcasted the location of every Stark tech asset on Earth.”

There was a pause.

Tony turned to Pepper. “She’s you. But worse. Why is she you but worse?”

“I don’t know,” Pepper murmured. “But I think I love her.”

The rumors started on week three.

At first, it was office gossip. Just little things. Intern was too tall. Too confident. Too quiet. You don’t trust the quiet ones. And then she reverse-engineered the Arc Reactor because she was bored on lunch break, and the quiet turned into fear.

“Is she—like—a clone or something?” asked one junior developer to another over ramen in the cafeteria.

“I heard she’s Tony’s secret daughter,” the other whispered. “Raised in a lab. Trained from birth. Like that kid in Kingsman but with algebra.”

One engineer swore they saw her casually deflect a pulse grenade using a file folder. Another caught her manually rebooting the Tower AI after it shorted out during a lightning storm—something that shouldn’t have been possible unless you had admin-level clearance, which Jazz absolutely did not have. In theory.

“Pepper,” Tony said slowly one morning, watching Jazz reprogram a malfunctioning security drone while also Skyping her Columbia psych professor, “do we have a bioengineered heir you forgot to tell me about?”

“No,” Pepper said, sipping coffee. “But if I die, she gets the company.”

Tony sputtered. “Excuse me?!”

Jazz didn’t look up. “I accept.”

The media got involved during Stark Industries’ spring gala.

Jazz, dressed in a midnight blue suit that cost more than her entire tuition, arrived at Pepper’s side like a storm. She was calm, composed, stunningly competent, and intercepted two would-be saboteurs in the first thirty minutes with nothing but a suspicious stare and a champagne flute.

“She’s Pepper’s daughter,” someone tweeted.

“She’s not old enough to be her daughter.”

“She’s her clone. Pepper 2.0. She even walks like her.”

“I would let her step on me.”

By the next morning, “#StarkHeir” was trending worldwide, and conspiracy theorists had posted side-by-side comparisons of Jazz and Pepper’s bone structures, speech patterns, and typing styles. Someone even made a Google doc of all their shared quirks. It had color-coded sections. There were charts.

Tony spent the entire week yelling.

“She’s NOT my kid! She’s not even related to Pepper!”

Pepper, annoyingly, did not help. “Technically, we don’t know she’s not.”

“Oh my god.”

Meanwhile, Jazz was unfazed.

“Should I post a clarification?” she asked.

“No,” said Pepper, texting casually. “Let them fear you.”

The Avengers had mixed feelings.

Steve was terrified of her. She reminded him too much of Natasha, if Natasha had spent her childhood in AP classes and the rest of her time inventing hover grenades. Sam and Rhodey liked her, mostly because she was polite and explained quantum mechanics in metaphors that involved pop tarts. Peter developed an immediate and debilitating crush, which she ignored with expert precision.

“Hi, Miss Fenton,” Peter said shyly one day, watching her reprogram a Stark drone mid-air while eating a bagel.

“Peter,” she said without looking up. “You have a calculus exam in twenty-two minutes and your spider-suit’s magnetic lock is uncalibrated.”

Peter turned pink. “Oh. Thanks. Wait—how did you—?”

She looked at him. “I am your god now.”

Peter nearly fainted.

Natasha liked her. Clint was afraid of her. Thor called her “Little Flame Witch” and offered to train her in Asgardian battle strategy, which she accepted, just to make Bruce nervous.

But it was Loki who said it first.

“She’s not of this world,” he muttered to Wanda during a conference meeting. “She carries too much silence for a mortal. Something follows her.”

He was right, of course.

Because sometimes, at night, the tower cameras would glitch. Alarms would blip off for three-point-two seconds. And if you reviewed the footage frame by frame, you’d catch a flicker of something—green light, spectral claws, shadows moving too fast.

Jazz never addressed it.

She just carried her ghost-hunting thermos in her tote bag and once drop-kicked a poltergeist out of the 35th floor without spilling her coffee. Pepper made her head of paranormal security the next day. Tony threw a chair.

“I HATE HER.”

“You’re jealous.”

“She made a hover-bomb out of printer ink and stale Red Vines. WHO DOES THAT.”

“She’s better than you, darling. Accept it.”

The Pentagon called.

Then SHIELD.

Then the President.

They all wanted meetings. Wanted the Stark Intern. Wanted the girl who built an anti-phasing grenade in her sleep and then used it to banish an interdimensional wraith that had haunted the UN for seventy years. She’d done it in kitten heels. While on speakerphone with Columbia discussing her thesis on behavioral disassociation and spectral trauma.

“Ms. Fenton,” said General Ross one day, sitting across from her in a secure Stark lab, “how old are you again?”

“Nineteen.”

He blinked. “And you… developed this ectoplasmic nullifier?”

“Yes.”

“From scratch?”

“I didn’t steal it, if that’s what you’re implying.”

Tony watched from the corner, snickering into a bag of popcorn.

“Careful, Ross,” he said. “She’s been known to vaporize military-grade egos.”

Jazz didn’t smile, but her eyes sparkled just a little.

The conspiracy peaked when a tabloid published an article titled “Pepper Potts’ Secret Daughter: Genius Intern or Bio-Engineered Successor?”

There were pie charts. Photos. A leaked voicemail from Tony yelling “SHE ISN’T MINE, YOU IMBECILES” that only made things worse.

One Tumblr post had over 800k notes and a list of reasons why Jazz was definitely a Potts-Stark hybrid, including, “built a laser harp,” “once told Elon Musk to ‘shut up before I make a better Tesla with a coffee maker and two forks,’” and “terrifying corporate aura.”

Jazz printed the post. Framed it. Hung it in her dorm.

Pepper just looked fond.

“I think you’ve officially surpassed me in public fear,” she said one afternoon as Jazz filed patents under twenty different shell companies.

Jazz shrugged. “You set the bar very high.”

“I’m proud of you.”

Tony sobbed in the background. “This is my nightmare.”

“Jazz,” said Pepper sweetly, “could you file a cease-and-desist against MIT for trying to recruit you illegally?”

“Already did. Also, I bought MIT using the company card.”

Tony screamed.

And through it all—ghost attacks, PR disasters, tech blackouts, alien entities, and one incident where Jazz weaponized her psych minor to dismantle a HYDRA agent’s entire worldview in a hallway—she remained completely, terrifyingly composed.

Because this was Jazz Fenton. The girl who survived Amity Park, ghost portals, mad science parents, and her half-dead little brother who punched death in the face on Tuesdays.

The Marvel universe had no idea what it had just unleashed.

But Pepper did.

She just smiled and handed Jazz her new badge: Chief Innovation Officer, Spectral Division.

“I think you’re ready for phase two.”

Jazz sipped her coffee. “Let’s haunt the world.”

[crsssie]

and on and on, yeah we got the time

Word count: 1.2k || pt2 of on and on, || art creds: 30backyard (lofter)

summary: dorming is hell, so your boyfriend fixes that obv

"You know, Jay." You raise a brow as he does all of the heavy lifting, sliding your mattress on the ground into your shared bedroom in the new apartment. 

"Yes, sweetheart?"

"Oh, god. Did you learn that while reading on ao3 again? Jesus." You grumble. "What I was going to say, though, was that you really... you probably could have called a moving company."

"Listen, lovely." He points. "You have me."

"Yeah, yeah." You sigh. "I love you too, Jay."

"Good, cuz I've seen how many weird fratboys make eyes at you on the daily, and I honestly think some of them need to get beat."

"Not like you couldn't beat them." You pat his shoulder. "Is that it?"

"Should be." He hums. "How do you like our place?"

"Can't wait to have all of my annoying ass textbooks slotted in the bookshelves that you decided were necessary while telling Bruce to remodel."

"Can't wait to have your dissertation plastered on the walls."

"Oh..." You mumble. "Our degrees... You plan on living here forever?"

"Just a little, maybe."

"Could we just throw the mattress off the balcony next time?"

"I mean, I'm not saying no..."

You find that Jason's still the biggest book nerd in college. His 4.0 is daunting compared to yours despite being in the same school as you, and it's just a little... terrifying. At the very least, all of his professors adore him. You find that it's at the very least — helpful. It's great that Jason's adored by your shared professors because when Jason accidentally lets slip that you're his girlfriend, it gives you a boost. You don't know how, but you end up relaying messages to Jason through your professors occasionally. You wonder just what kind of tactics Jason's employing to get on their good side an ungodly amount, but it's not your problem. Jason has the face card and the personality for it.

At the very least, when it comes to you, he does.

"Prof wants to see you at office hours." He hums. "English 102."

"Jesus, what did I do now?" You grimace.

"Probably that shitty essay you bullshitted."

"God." You mumble. "I truly need to get on your level."

"Thank you, sweetheart." He hums. "The art of knowing does not come easy."

"Yeah, yeah." You grumble. "We should get back to a book a week. Sorry, I mean I should get back to a book a week."

"You can start by catching up with me."

"M..." You pause. "How about... no."

"Well, your choice." Jason hums. "We're mid semester—"

"WHICH IS ANOTHER THING. WHY DID WE MOVE MID-SEMESTER??" You snap your head to look at him, annoyed. "Jay, baby."

"I know." He pouts. "But you hated that dorm too."

"Yeah, but now I have to change all of my mailing addresses. Again." You mumble. "I hate doing that. I don't know how many accounts I even have."

"At least you got all of your packages."

"I guess..." You sigh. "Well, at the very least... we own this place."

"We own the building."

"WHAT." 

"Correction. B bought the building and transferred ownership to me. I own the building."

"Oh my god." You mumble. "You truly are learning from the worst..."

"Worst being you?"

"Yes. Duh. How many times have I called B for a hundred dollars because I couldn't afford matcha?"

Jason holds back a laugh, closing his eyes as his brows furrow. "Matcha does not—"

"No, but B can spare it." You hum. "Don't worry. I pay him back with the abundance of gifts I bring with each travel."

"Which is on B's account." Jason pauses. "You know what? Yeah. Whatever. Eat the rich. I didn't steal his tires and strike gold for me to be telling you to go easy on his bank account."

You give him a thumbs up. "Well, I make my own as well. It's nice to not need to worry about tuition... but it's also a pain in the ass to not be able to make money here."

"At least you have a legal ssn and everything."

"Not."

"Not ssn. Sorry." He snorts. "Well, better than the goons in Gotham, I'm sure."

"Definitely." You hum.

Jason tunes out your rambling as he glances around the room. The couch would arrive soon, and the rest of the furniture (including the 4K HD TV that you deemed necessary in order to, and he quotes, "see men in 4k" on) would arrive soon. He wonders just what he would be doing had he not met you. 

Would his life have ended when he nearly lost his life? Would he have gone to find his mother had you not clung onto him and threatened suicide? Even then, you were insane. He glances back at you as you tilt your head at him, expecting an answer.

"Sorry, babe. Spaced out."

"I was asking if you wanted takeout for dinner."

"Maybe?" Jason pauses. "Sure. You wanna order?"

"There's a place downstairs that I wanted to go to." You hum. "Right out there."

"Hope that pizza is just as good as the one that Dick won't shut up about." Jason mumbles.

"You recon I could ask them if they take school dining dollars?"

"They don't."

"Wouldn't hurt to ask." You grin. 

"I'm not asking for you." He deadpans. "I'll search it on reddit for you, though."

"Mm... that works." You hum. "So... wanna tell me what was on that exam you took?"

"No."

"No?? Not even a clue??" You gasp, pretending to be hurt.

"You'll be fine."

"That 88 I got on my first exam begs to differ."

"You're my smart girl." He hums.

You grimace at him.

"Alright, alright. But you're paying for dinner."

"Bruce is, but yeah." You click on your phone, handing him the menu as you get cozy on the couch. 

Jason settles into a day to day with you, fingers interlaced with yours, placing grapes in your mouth as you rest, sigh breaking through your chest as you rest the book over your eyes.

"Tired?"

"Very." You hum. "How was your final?"

"I finished." He pulls another grape, pressing it to your lips as you part them to eat. "You're getting real lazy, sweetheart, you know that?"

"Yeah." You hum. "But you love me."

Jason pretends to think about it, tapping his chin as he puts the bowl down. "I don't know..."

"You're hand feeding me grapes and you're telling me you don't know if you love me?" You move the book from your eyes, raising a brow at him as you shuffle and lean on your elbows.. "Jason, beloved. If you tell me you don't know one more time I'm sending you straight to hell."

"By killing me?"

"Jay, baby?"

"Yes?"

"No." 

He reaches for the bowl again, breaking another grape off to give you.

"But you love me."

"Yeah, yeah." You sigh, taking the grape as Jason presses his lips to yours, giving you a quick kiss. You make a noise in protest.

"I love you more than words could express, sweetheart." He takes the last grape, slipping it past his own lips as you throw your head into the arm of the couch and groan.

"You cheeseball."

"Says the one who asked me out."

"I didn't even ask you out all that cheesily." 

"Yeah, but you asked me out."

"And you accepted it." You point. "Loser."

"Yeah, your loser."

"My loser." You sigh. 

[transmutationisms]

hi caden i know this is advice but u seemed willing to help anons cheat academia stuff before <3 i am currently fucked in terms of getting into the ivory towers* womp womp. it's fine bc most of what i want from academia isn't really limited to academia, except for one thing which is institutional credentials/library access :(

i know that there's: cold emailing current authors, requesting specific files on online sites, requesting library borrows as an independent researcher (least likely to work :(), and spamming (smartly) the limited digital scan requests that some libraries offer. but other than those options, is there a way to get something close to actual institutional access? do i rlly just need to hunker down and make enough copyright-hating twitter mutuals that happen to also be an academic and beg for their login accounts

*yadda yadda it's bc i have a cruddy online masters and no bachelors <- unfixable i fear. i guess i could grind like. self publishing essays and making industry connections and funding small anthropological or historical research projects on my own and Then applying for a masters (which i think im gonna have to pay for lol) and even then it's probably a low chance of acceptance innit?

piracy? i mean i'm not discounting the value of institutional access but i have it & still get most of my stuff illegally lol. directory of open access journals also has some stuff tho they aren't flagship journals, and a jstor free account gives you two articles a week or something like that. mostly i use anna's archive and stc, most non-academic interlibrary loan won't have the subscription money for journals but you can check if your libraries are funded better. borrowing credentials doesn't always work because the schools typically have a policy against & will flag you based on location data lol. i get caught in that just using a vpn. it's worth trying tho

i would not under any circumstances advise anyone to try being an actually independent scholar it's impoverishing and an incredible amount of work for basically no pay reward or recognition. when academics use that ohrase it typically means someone who has a job paying their bills fulltime, often adjuncting or as university staff but could be something else, it's not that they're actually living off the proceeeds of their scholarship. research is basically not profitable in itself outside the infrastructure of an institution or lab paying you im so sorry. it's not absolutely impossible to get into an ma program with no ba but it is hard and will depend on how old you are and how much career experience you can reasonably put up on your cv. some departments might be willing to just have you audit some core undergrad classes but this is something you would have to meet with them and discuss on a case by case basis. my blanket advice will also always be don't pay for grad school in the 'academic' disciplines (lib arts, sciences, anythig that's not a professional degree with a guaranteed job path you have a clear way of entering) these aren't useful degrees for much else at the entry level and universities will bleed you dry on tuition alone

[libbee]

Feeling Powerless in the 8th House?

Power is a strange thing. At first, it provokes the images of government, corporates, police, institutions, leaders in mind. On a personal level, it provokes images of parents, partner, inter-human relationships, schools, and even social media. Likes, reblogs, followers, public engagement give a sense of "power".

Power is not even a bad thing. It gives you competence, strength to get things done, self defence, self preservation and to live in society, you need power. Power is the child of socialization, how else will you get things done? How else will one survive in this world?

But where we do feel powerless is in the 8th house. "You are not in control of your life", this sentence alone is enough to create crisis in mind. That your relationships, goals, desires, personality, actions, intentions, thoughts, looks, luck, life story, fortune and misfortune, nothing is your own is a scary thing to realize. I cannot even afford to lose this tumblr account, let alone lose my identity, possessions and ego, then how can I happily surrender my power to the forces of the 8th house? If I don't have any power then I am as good as a dead body.

Ego v/s Powerlessness

8th house is like the reverse of everything you have been told by the society. Ever since my confrontation with this house, I feel like everything that is visible, written, told is a lie and only that is truth which is invisible, unwritten and untold. As soon as something is brought outside in the surface, it loses its truthfulness. No amount of spirituality and mysticism can explain the truth because it will not remain truth if it is brought to the surface. Everything that is brought to the surface is immediately influenced by the ego, vanity, narcissism, arrogance of the outside word. Bring a fish out of the ocean and it immediately dies. Its real place is inside the ocean. What belongs to the ocean be left in its original place. Then how do we know that the fish exist? We know because we "feel". 8th house is one of intuition (gut feelings and hunches) and feelings (that thing in your body that eats you alive). We "feel" love but as soon as try to describe that love it loses its truthfulness. You are now looking for the words, language, sentences to express your love and then you look for appreciation, acknowledgement, reciprocation and acceptance of your love. All this is vanity in a micro level.

Humility and Detachment

Okay guys, I am a humble person because I am self aware and talk about humility, so I am a down to earth and nice person, ok? But isn't it .... self-contradictory? 8th house teaches you real humility, the real thing that is not about self expression and preaching, it is about hiding yourself in the closet because you are really feeling humble. Ironically, we are a society that thrives on goals, aspirations and advancement then the 8th house is like the party pooper that tries to make you humble when all the other kids are being cool and dancing around. Not fair, sir, I hate such schools that don't treat all students equally and fairly. But 8th house is the teacher that chooses few students and teaches them real humility and brings them back to the track every time they go astray. This humility is strange because it is not in the words or performance or poetries; real humility is a thing that you know inside and then keep your lips closed because those who know don't need understanding and preaching, while those who are not there yet look for all kind of guidance and tuition. 8th house chooses its own students and they don't even know they are the chosen ones because there are no regular classes. Some days, everything seems normal, life is fine and then 8th house will summon you for emergency classes because you let something go to your head, you were vain and dishonest, you were selfish and acted against your conscience, so the teacher will call you back to the classroom and teach you real humility once again. 8th also has no notes and lessons, you are your own teacher, you will be just made to face your feelings, memories, behaviours, sometimes in isolation all alone for days or weeks, until you understand the pattern and interconnectedness of everything and change your behaviours for the future.

A Nobody in Nowhere

Even in the occult community, we have people who are egoistic, narcissists and vain, so why call out "others" when it is the humanity itself that is deeply entangled in the dirt of vanity. The other end of vanity is that you are a nobody in nowhere. If I completely surrender all my vanity then I close this account and never share my opinion on anything because conversations are impossible without some layers of ego. When two people sit and talk, they see each other's ego. Every time they open their mouths, it is their ego that speaks. It is just impossible to live a life without some ego, even if a thin layer of it. Writing this post is "my" assertion of "my" ego. And the silliest thing is that this enlightenment comes and goes, one minute one feels like they are finally enlightened and the next minute they are again confused. I think it is because there are 12 houses in a birth chart and there is more to life than what happens in 8th house alone. Whereas your 8th house may want you to surrender your ego, but your 1st house placements may want you to become a poster boy in your workplace. Two conflicting desires - To be somebody and To not be somebody. This is why self awareness and deep insights into your feelings will keep you sane here. It is a scary house when you are a newbie, but with enough training and understanding, it becomes the door to even greater understanding of 9th, 10th, 11th and 12th houses. These are the houses of the collective, greater, bigger than life and larger than an individual.

Still Feeling Powerless?

Me too. But I guess this is the challenge, to find a personal power deep within and to preserve it. Perhaps this is the reason why these natives sometimes get really spiritual, celibate and mystical. Because they preserve and protect their personal power against the world. To stand in the face of uncertainty and yet trust the patterns. To stare into the darkness and yet have scotopic vision. To get things done and yet surrender your power attitude. 8th house is like living in the dark nights when you were accustomed to living in the bright mornings and sunny afternoons. The only problem is to let go of the bitterness, resentment and frustration that comes with seeing other people still consumed in their illusions. But if we are to accept our own ignorance then we have to be tolerant with others as well, because knowledge itself is ignorance as they say. Perhaps the language of the unconscious is "silence" because the moment we start speaking all the demons and dangers of mind are summoned.

The journey to this realization comes in many ways. For me, it came from healing my childhood traumas and family inheritances of behaviours, thoughts, attitudes and emotions. "Dysfunctional family" but it turns out that there was this deeper meaning underneath all the dysfunction. Perhaps there is no such thing as "functional and healthy". Of course I am not romanticizing abuse at all. But it is surprising to see how healing childhood trauma leads to the point of spiritual path, it leads you to realize that the society as a whole is pretty dysfunctional and the only functional place is the underworld.

[shamebats]

I feel like it's harder to be poor in America than other much poorer countries in part because they have all the poverty but none of the poverty culture. When I was a student, there was an expectation that we probably won't be able to afford the textbooks and everything we needed so our teachers didn't care if we used photocopies, bought old textbooks from older students and borrowed books from the library. At university, some professors would even leave materials we needed at the photocopy place next to the uni so we could all get a copy if we couldn't afford the 20-30€ it cost to buy each book new. We signed petitions & fought back against tuitions being implemented because most of us couldn't have afforded them (& we won!).

Then I hear about how much poor Americans pay for stuff and how it's just expected of that and I'm baffled because where I'm from, having a credit card at all is rare, especially for poor & young people. So as a consequence, things operate more on a "what do I have on my bank account right now" level. You're poor if you don't have money. You won't be expected to borrow it & go into debt.

I never felt singled out as a kid for not having nice stuff or the clothes I wore. There was always a sort of poverty-solidarity among people that Americans don't seem to have as often.

[rakeshraseo321]

POA Tuition Singapore

Are you searching for the best tuition in Singapore? Many students need help understanding accounting concepts, but anyone can become an expert in the field with the correct instruction. Aceyourpoa specializes in offering top-notch Principles of Accounts (POA) instruction in Singapore to assist students in achieving academic success. You can visit our official website to learn more about our outstanding tuition services and our teachers. 

[actiongrrl]

|| Family Matters

-- Sam's immediate family consists of her dad, her mom, and her brother (Plus pets Rudy, and Rin Tin Tin). However, that is not her living situation. When she was about 12, her parents divorced and Sam chose to live with her dad and brother. Her mom relocated to Malibu, while her dad moved to Topanga. Overall, she has a good relationship with all of them- Despite being more similar to some than others.

-- Scott Giddings is a Professor of Sociology at UCLA, teaching Spirituality & Social Justice classes (A Plus as she gets a tuition discount going to Berkeley). If Sam had to pick a parent that she took after the most, it was certainly her dad. While her dad borders hippie, Sam tends to just have feet in the 'Crunchy' side of the ranking. Upon a quick observation, it's not hard to see that Sam takes after Scott in ideals, interests, love of nature, Vegetarianism, etc. And speaking of interests! Scott used to be quite an accomplished boulderer and taught Sam everything he knew. However, an accident that injured his lower back and hip ended that hobby early. Sam was 13 and quickly had to grow up and mature to learn something about care giving. His injury left him reliant on mobility aids (Cane and a wheelchair depending on pain and mobility level that day). In order to help his independence, Scott has a service dog named Rin Tin Tin (Or Rinny) to help him with certain tasks. Certified Good Boy.

-- Angela Masters is a financial analyst in Malibu and LA. Sam often describes her mother as a ‘Finance Bro’, with how dedicated she is. While she loves her mother, Sam did often say that Angela should have had adult children out of the womb. They got along well enough, but her mom was always the type to throw herself in her work and was dedicated to it. The dedication to climbing the corporate ladder didn’t really leave her mom with very nurturing tendencies. But as Sam has gotten older, she’s appreciated her mom more, seeing as the woman’s ambition directly benefits herself and her brother. Though, when she was younger, the differences in personality tended to leave the two at odds.

-- Cody Giddings is Sam’s brother, and her senior by about 3 years. When they were younger they did tend to torment each other but grew closer after their dad’s accident. Sam looked up to Cody a lot and still does. She wishes that she was as easy going and unbothered as her brother (Or, more accurately, as unbothered as he seems). When not at school and helping out their dad you can find him surfing at all sorts of Southern California beaches. He also hikes, swims, and plays soccer still, usually to help Sam practice. However he’s a nice mix of both his parents, definitely leaning crunchy himself, but going to school for Accounting at Angela’s urging (Combining his math abilities with financial security).

Fun Facts;

Scott and Cody gave Sam her nickname of ‘Bird’ because she would flit about with energy when she was younger.

Sam’s hair is naturally curly but she doesn’t like it (She, in fact, doesn’t know how to take care of curly hair) so Angela would help Sam curl her hair with a curling iron every day until Sam started doing it herself

Angela’s best friends are actually Chris’ parents

Cody makes fun of Sam for dating the ‘Class Prez’ but he likes Mike.

[thailandimmigration]

1. Structural Framework of the Privilege Visa System

1.1 Legislative Foundations

Established under Royal Thai Police Order No. 327/2557 (2014)

Administered by Thailand Privilege Card Company Limited (TPC), a subsidiary of the Tourism Authority of Thailand

Operates parallel to but distinct from the Elite Visa program

1.2 Program Evolution

2014 Launch: Initial 5-year membership structure

2019 Restructuring: Introduction of tiered benefits system

2023 Enhancements: Digital integration and expanded concierge services

2. Comprehensive Benefit Structure

2.1 Immigration Advantages

Dedicated Immigration Channel: 24/7 access at 8 international airports

Multiple Re-entry Permit: Embedded in visa validity

90-Day Reporting: Optional (can be handled by TPC staff)

2.2 Lifestyle Concierge Services

Real Estate Acquisition Support: Curated property portfolio access

Education Placement: Partnership with 17 international schools

Medical Coordination: Priority at 38 partner hospitals

2.3 Financial Infrastructure

Thai Bank Account: Expedited opening with minimum deposit waiver

Tax Advisory: Complimentary 10-hour annual consultation

Currency Exchange: Preferred rates at Siam Commercial Bank

3. Eligibility & Application Scrutiny

3.1 Vetting Criteria

Financial Health Check:

Liquid assets verification (minimum THB 3M equivalent)

Source of funds audit

Background Clearance:

Interpol database cross-check

Thai security agency review

3.2 Document Requirements

Primary Applicant:

10-year passport history

Certified financial statements

Health insurance (USD 100,000 coverage)

Dependents:

Legalized marriage/birth certificates

Academic records (for student dependents)

3.3 Approval Timeline

StageDurationKey ConsiderationsPreliminary Screening7-10 daysDocument completeness checkFinancial Verification15-20 daysBank confirmation processSecurity Clearance30-45 daysEnhanced for certain nationalitiesFinal Issuance5 daysCard production and delivery

4. Tax & Legal Implications

5.1 Residency Status

Non-Tax Resident: For members spending <180 days/year

Tax Resident: Automatic after 183 days with additional reporting

4.2 Asset Management

Property Ownership: Condo purchases permitted under foreign quota

Investment Vehicles: Access to SET through special foreign investor accounts

4.3 Inheritance Planning

Will Registration: Mandatory for property holdings

Succession Tax: 10% on Thai-situs assets exceeding THB 100M

5. Operational Realities & Limitations

5.1 Practical Constraints

Work Prohibition: No employment rights without separate work permit

Business Activities: Passive investment only

Political Activities: Complete restriction

5.2 Service Level Agreements

Response Times:

Emergency: 30 minutes

Standard: 4 business hours

Guarantees:

Airport processing within 15 minutes

Medical appointment scheduling within 24 hours

6. Comparative Analysis with Competing Programs

ParameterThailand GOLDMalaysia MM2HUAE Golden VisaMinimum StayNone90 days/year1 day every 6 monthsHealthcareTHB 500K annual creditMandatory insurancePremium coverageEducation15% tuition discountLocal school accessInternational optionsPath to PRNoAfter 10 yearsAfter 5 years

7. Strategic Utilization Framework

7.1 Optimal User Profiles

High-Net-Worth Retirees: Age 50+ with global income streams

Global Nomads: Location-independent entrepreneurs

Family Offices: Multi-generational wealth management

7.2 Financial Optimization

Currency Hedging: THB-denominated asset allocation

Tax Year Planning: Residency day counting system

Insurance Structuring: International policy portability

8. Emerging Program Developments

8.1 2024 Enhancements

Digital Nomad Add-on: Remote work endorsement (Q3 rollout)

Crypto Wealth Verification: BTC/ETH acceptance for qualification

Regional Hub Access: Expanded services in Chiang Mai and Phuket

8.2 Pending Regulatory Changes

Family Office Recognition: Special provisions under discussion

Art Import Privileges: Proposed duty-free allowances

Yacht Registration: Streamlined process for members

9. Critical Evaluation & Recommendations

9.1 Value Proposition Assessment

Strengths:

Unmatched concierge infrastructure

Banking and financial access

Healthcare coordination

Weaknesses:

No path to permanent residency

Rigid membership tiers

Limited business activity

9.2 Implementation Checklist

Pre-Application:

6-month financial trail preparation

Dependent document legalization

Active Membership:

Annual benefit utilization audit

Tax residency monitoring

Renewal Planning:

180-day advance evaluation

Tier upgrade analysis

Final Verdict: 

The GOLD membership represents Thailand's most sophisticated non-immigrant residency solution for affluent individuals prioritizing lifestyle quality over economic activity rights. While not a pathway to citizenship, its operational advantages and service infrastructure remain unparalleled in Southeast Asia for those meeting the financial thresholds.

[graduatetrack]

Study in Lithuania from Bangladesh 2025

Explore top universities, affordable tuition, and a seamless visa process to study in Lithuania. Start your journey today with Graduate Track!

Lithuania offers rich academic opportunities, an affordable living cost, and a high-quality education system, making it an attractive destination for students from Bangladesh. With globally recognized universities, English-taught programs, and excellent post-graduation prospects, Lithuania has become a preferred choice for international students.

This blog provides extensive knowledge on the courses you can study, how to apply, the average cost of tuition fees, steps to apply for a Lithuanian student visa from Dhaka, Sylhet, Chittagong and estimated living expenses.

Available Courses to Study in Lithuania Lithuania offers a diverse range of academic programs across various fields, making it a great destination for international students. Many universities provide English-taught programs, especially at the Bachelor’s, Master’s, and PhD levels. Here are some of the most popular courses for international students:

Business & Management Business Administration International Business Marketing & Digital Marketing Finance & Accounting Supply Chain Management Engineering & Technology Civil Engineering Mechanical Engineering Electrical & Electronics Engineering Renewable Energy & Environmental Engineering Artificial Intelligence & Robotics Information Technology (IT) & Computer Science Software Engineering Data Science & Big Data Analytics Cybersecurity Computer Science & AI Game Development Health & Medical Sciences Medicine Dentistry Nursing Pharmacy Public Health Social Sciences & Humanities Psychology International Relations Political Science Sociology Law Arts & Design Graphic Design Interior Design Visual Arts Music & Performing Arts Fashion Design Tourism & Hospitality Management Hotel & Restaurant Management Travel & Tourism Event Management Many Lithuanian universities collaborate with European institutions, offering Erasmus+ exchange programs, internships, and research opportunities.

Top Universities to Study in Lithuania Lithuania is home to several high-ranking universities that offer globally recognized degrees and a variety of English-taught programs. Here are some of the top universities in Lithuania for international students:

Vilnius University (VU) The oldest and largest university in Lithuania. Ranked among the top universities in Europe. Offers programs in Business, IT, Law, Medicine, and more. Strong research facilities and international collaborations.

Kaunas University of Technology (KTU) Best for Engineering, IT, and Business studies. Strong industry partnerships and innovation-driven education. Member of many international academic networks. Affordable tuition fees with scholarship options.

Vytautas Magnus University (VMU) Popular for Humanities, Social Sciences, and Arts. Offers flexible study programs and interdisciplinary courses. Active in student exchange programs like Erasmus+. Research-focused with international collaborations.

Vilnius Gediminas Technical University (VILNIUS TECH) Specializes in Engineering, Architecture, and IT. Strong focus on research, innovation, and technology. Provides students with internship and work opportunities. Has a modern campus with state-of-the-art facilities.

Lithuanian University of Health Sciences (LSMU) Best for Medicine, Dentistry, Nursing, and Pharmacy. Recognized by WHO and other medical organizations. Provides clinical training at affiliated hospitals. High acceptance rate for international medical students.

ISM University of Management and Economics One of the top universities for Business and Economics. Has strong industry connections for internships and placements. Offers globally recognized business degrees. Partnered with leading universities worldwide. These universities offer world-class education with affordable tuition fees, making Lithuania an attractive destination for Bangladeshi students.

Lithuanian Student Visa Processing Agency in Dhaka & Sylhet Applying for a Lithuanian student visa from Bangladesh requires expert guidance to ensure a smooth and hassle-free process. Graduate Track is the official student visa agency of Lithuania in Bangladesh, which specializes in helping students secure admission to top Lithuanian universities and obtain their visas successfully.

With offices in Dhaka and Sylhet, Graduate Track provides end-to-end support, including university selection, application processing, document preparation, visa assistance, and pre-departure guidance. If you’re planning to study in Lithuania, Graduate Track is your reliable partner to make the journey seamless and stress-free.

Admission Process to Study in Lithuania The application process for studying in Lithuania involves several steps:

⭐ Choose a Program and University The first step is to select a university and program that aligns with your academic background and career goals. Lithuania offers a variety of English-taught courses in fields like Business, Engineering, IT, and Health Sciences.

⭐ Check Admission Requirements Each program has specific admission requirements, including academic qualifications, English language proficiency tests (IELTS/TOEFL), and other essential documents. Some universities may also require additional entrance exams or interviews.

⭐ Prepare Documents Commonly required documents for Lithuanian student visa from Bangladesh include:

✅ Completed application form ✅ Certified academic transcripts and certificates ✅ Passport-sized photograph ✅ Copy of passport ✅ Proof of English proficiency (IELTS/TOEFL) ✅ Statement of Purpose (SOP) ✅ Letters of Recommendation ✅ CV/Resume (if required) ⭐ Submit Your Application You can apply directly through Graduate Track, the official Lithuanian student visa processing agency in Bangladesh.

⭐ Pay Application Fees Application fees vary by university but typically range between €50 – €150.

⭐ Entrance Exams or Interviews Some universities may conduct online interviews or entrance exams, particularly for competitive courses like Medicine and Engineering.

⭐ Receive Admission Letter Once your application is accepted, you will receive an offer letter from the university. This document is essential for your student visa application.

⭐ Where to submit Lithuanian visa application in Bangladesh? Once all your documents are ready submit your category D visa in Dhaka VFS Sweden visa application centre. Bangladeshi students no longer need to go India for Lithuanian student visa. VFS Sweden application centre located at Gulshan 2. Connect with our advisor for admission and visa support.

Average Tuition Fees in Lithuania Tuition fees at higher education institutions in Lithuania vary based on the university, chosen study program, and academic level. On average, the cost of studying in Lithuania is:

Program Level Fees in Euro Fees in USD Fees in BDT Bachelor Studies 1500 – 3000 EUR 1300 USD 171,628.32 BDT Master Studies 2300 – 4000 EUR 2300 USD 303,650.11 BDT PhD Studies 8400 EUR 8400 USD 1,108,983 BDT Living Cost of Lithuania Lithuania is a budget-friendly destination for international students. Here’s a breakdown of typical monthly living costs:

EUR USD BDT 535.80 EUR 580.60 USD 70,758.22 BDT Here’s How Graduate Track Can Assist You: Personalized Consultation: We provide expert guidance on the Lithuanian student visa process, ensuring you meet all requirements and submit the necessary documents for a successful application.

University Admission Support: Our team assists you in securing admission to top universities in Lithuania, helping you choose the right program based on your academic background and career goals.

Comprehensive Visa Assistance: Whether it’s filling out application forms, preparing documents, or visa interview support, Graduate Track is here to make the process smooth and stress-free.

Local Offices in Dhaka & Sylhet: With offices in both Dhaka and Sylhet, you can visit us anytime for expert assistance and personalized services.

Don’t let visa challenges hold you back. Your pathway to studying in Lithuania is in safe hands with the Graduate Track. Contact us today to begin your journey.

Conclusion Lithuania has become an increasingly popular destination for Bangladeshi students due to its high-quality education system, affordable tuition fees, and diverse academic opportunities. With globally recognized universities, a range of English-taught programs, and a smooth visa process, Lithuania offers a great environment for international students to pursue their higher education.

If you are planning to study in Lithuania, expert guidance can make the application and visa process easier. Graduate Track is the official student visa agency of Lithuania in Bangladesh with its experienced team and offices in Dhaka and Sylhet and is here to assist you at every step—from university admission to visa processing.

Start your journey to studying in Lithuania today with the Graduate Track and take a step closer to achieving your academic and career goals.

[thesummerstorms]

My brother

(who works in tech and had the options of living at home after graduation to build a nest egg because us older kids had already been cleared out AND of paying mom his tuition back instead of having to take out everything in loans like I had to as the oldest who started college when Mom and her husband were both still in college themselves and they were supporting four of the five of us)

just randomly ambushed me to tell me our parents told him to take "a few thousand" out of the bank just in case because the FDIC might be going away.

Like.

My whole chest just feels tight now.

I have enough extra that I could probably handle a flat tire and a few extra smaller expenses and still eat fast food a few times. I don't have a savings account. I'm a public school teacher with enough medical conditions that I literally pays hundreds EVERY month in addition to paying out the nose for the most expensive health insurance premium.

I could definitely be a lot worse off.

But I don't have even "an extra thousand" to take out of the bank.

I am a public school teacher at a school already suffering under budget and staff cuts staring down the barrel of lots of our funding being cut if something happens to the department of education.

I already can barely afford/justify my dexcom, and they want to hike insulin prices back up and get rid of the protections for people with pre-existing conditions.

I am a woman who will never marry and who is deeply terrified of the idea of being forced to be a mother.

Like, these things just keep being casually dropped on me out of nowhere that are terrifying and clearly show even the most level members of my family preparing for the worst case scenarios.

And I can't even prepare because I'm not in a position that I can do much about most of it.

(Also my elected officials who I have never once voted for are actively helping burn it all down.)

Again I could be in a worse position, but the fact that basically my entire family is hunkering down and preparing for it to get bad and all I can do is... Keep going to work? Has my whole chest constricted.

[onlinecoachingclass]

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[eligible-advisor]

The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth.

The Art of Saving Money

One of the toughest challenges for any individual is mastering the art of budgeting and having a consistent amount of savings every month. 

I just learned about Kaikebo, a Japanese technique for budgeting that's over 100 years old. It combines mindfulness with spending decisions and helps you simply take control of your finances.

The kakeibo is a simple budgeting journal from Japan that helps you save money by setting goals and tracking spending. It encourages mindful thinking and reflection to improve your saving habits every month.

Kakeibo is a budgeting method that involves tracking every purchase, categorizing spending into needs, wants, culture, and unexpected expenses, and regularly reviewing expenses to track progress toward financial goals. The four categories of spending in kakeibo are needs, wants, culture, and unexpected expenses. Kakeibo is popular because it aligns with the Japanese value of "mottainai" and provides a straightforward way to manage finances.

Saving money is essential in today's fast-paced world for achieving financial independence, planning for life events, and creating a safety net. Developing a habit of saving can give you greater control over your financial future.

Kakeibo, a budgeting technique created by Japanese journalist Hani Motoko in 1904, helps individuals manage monthly expenses, understand spending habits, and practice frugality. It has gained popularity among young individuals for its effectiveness in saving for financial goals and accounting for unexpected costs.

Why i trust japanese art of saving money?

Between 1960 and 1994, Japanese households saved an average of one-sixth of their after-tax income, sometimes reaching nearly one-fourth, significantly higher than the 7.1% average savings rate of American households during the same period. While official statistics indicate that Japanese households are big savers, comparisons can be misleading due to differences in measurement across countries. Adjusting for these discrepancies, it appears that while Japan still saves more than the U.S., the actual difference is smaller than reported. Japan also has a higher savings rate in comparison to other countries, although there are various nations with differing savings behaviours.

Understanding the Kakeibo Method of Budgeting

The Kakeibo method is a Japanese budgeting technique that helps individuals manage their household expenses effectively. Created by journalist Hani Motoko in 1904, Kakeibo encourages mindful spending and can result in savings of up to 35% when practised consistently. The method involves categorizing all expenditures into four main areas: Needs (essential items for survival), Wants (non-essential luxuries), Culture (spending on cultural experiences), and Unexpected expenses (unforeseen costs). Practitioners maintain two notebooks to track their spending—one large notebook for categories and a smaller notebook for jotting down daily expenses. This process instils a sense of accountability and promotes financial discipline, aiding individuals in achieving their savings goals and preparing for emergencies.

How do you use Kakeibo in your life? An individual should use the following steps to incorporate Kakeibo in his life fruitfully:

1. Understand your fixed expenses You start with analyzing the monthly expenses, including your monthly fixed expenses such as rent, utility expenses, loan emis etc.

Fixed expenses are consistent monthly costs that are predictable and easy to incorporate into a budget, unlike variable expenses which fluctuate based on production levels. Key examples of fixed expenses include rent or mortgage payments, car payments, insurance premiums, property taxes, utility bills, child care costs, tuition fees, and gym memberships. To calculate fixed expenses, one should gather their budget or income statement, identify the non-variable expense categories, and sum the amounts from each category. Managing fixed expenses is crucial as they can significantly impact overall spending and understanding these costs can lead to better resource allocation and budgeting decisions

2. Effective Budgeting: Tracking Income and Expenses Here you include all the sources of income you are going to have over the next month. For salaried employees, these include their monthly income, and you also add back the deduction such as health insurance premiums or provident funds that are deducted first before giving you your salary. Non-salaried individuals such as entrepreneurs and freelancers can work with a future income they expect to generate over the next month.

The text outlines the steps necessary for effective budgeting, which includes tracking income and expenses, and comparing the two to ensure spending is managed. Key points include: 1. **Tracking Income**: Monitor gross monthly income, which includes salary and bonuses. To calculate annual gross income, multiply your hourly wage by your weekly hours, then multiply by 52 and divide by 12 for monthly figures. 2. **Tracking Expenses**: Understand fixed costs (e.g., rent, insurance) and flexible expenses (e.g., food, entertainment). Utilize tools such as bank statements and receipts for accurate tracking. 3. **Comparing Income and Expenses**: Subtract total expenses from total income. A positive result indicates that you are spending less than you earn while a negative result shows overspending. 4. **Creating a Budget**: Set financial goals, adjust spending accordingly, and apply budgeting rules like the 50/30/20 rule to effectively allocate your income. This guidance helps individuals maintain financial health by promoting awareness of their earnings and expenditures.

The 50/30/20 Budget Rule with Examples

Explore the power of the 50:30:20 budget rule for effective financial planning. Learn how to manage your money wisely and achieve financial balance using this proven budgeting principle. Take control of your finances and pave the way for financial freedom.

3. Determining Your Ideal Savings Rate

Here you decide how much exactly you wish to save over the next month. The goals should be such that they are not easily achievable or unrealistic that you can’t save anything.

Determining your ideal savings rate is influenced by individual financial situations, lifestyles, and goals. Experts recommend setting aside at least 20% of monthly income for savings, which aids in creating an emergency fund, managing unexpected expenses, and planning for long-term objectives such as retirement.

4. Analyze how much you can spend These expenses include all the expenses apart from your fixed expenses. Let’s try to understand all of these with an example. Let us assume you have an Income = 50000 Fixed Expenses (Rent, Utilities etc.) = 20000 Saving Goals = 10000 Then considering the above four points, the amount of money you are left to spend monthly is as follows: The money you can spend = Income – Fixed Expenses – Saving i.e. The money you can spend = 50000 – 20000 – 10000 = 20000 Thus, as an individual with a 50000 income, you are left with 20000 to manage all your expenses apart from your fixed expenses. Spend analysis is a method for understanding spending habits and identifying cost-saving opportunities. 1. Goal Identification: Clearly define what you aim to achieve with spend analysis, whether it's cost reduction or enhancing supplier performance. 2. Data Gathering: Collect all relevant spending data to ensure comprehensive analysis. 3. Data Management: Clean and organize this data to enhance accuracy and usability. 4. Spending Categorization: Group expenditures into categories to facilitate analysis. 5. Trend Analysis: Examine spending patterns to identify trends and recurring expenses. 6. Improvement Opportunities: Highlight areas where costs can be lowered or supplier performance can be enhanced. 7. Ongoing Monitoring: Regularly revisit and update insights to ensure they remain relevant. 8. Cost Reduction: Leverage insights to pinpoint specific areas for spending cuts. 9. Efficiency Improvement: Use findings to streamline operations for better efficiency. 10. Risk Mitigation and Strategic Support: Assess potential risks and utilize insights for informed strategic decision-making regarding investments or expansions.

By analyzing total expenditures, and zeroing in on specific business units, products, quantities, payment terms, and more, you get the answers to four crucial questions: What are we spending money on? Who are we spending it with? Are we getting what we need? Is there a better way to do this? The analysis can either be a comprehensive one or target just different categories of spend. Make your track record up to date regularly.

5. Divide the spending money by 4 The assumption being we have four weeks within a month. As an individual with 20000 spending money, you are allowed to spend a maximum of 5000 every week. Thus it would be best if you restricted your weekly expenses to 5000 such that you do not ever go over budget

The 40/30/20/10 rule is a budgeting method that allocates income into four distinct categories to help individuals manage their finances effectively. Key insights include: 1. Categories Explained:

The rule divides income into needs (40%), discretionary spending (30%), savings or debt repayment (20%), and charitable giving or financial goals (10%).

2. Needs Definition:

The 40% allocated for needs covers essential expenses like rent, mortgage, utilities, and groceries.

3. Discretionary Spending:

The 30% set aside for discretionary spending includes activities such as dining out, entertainment, and shopping.

4. Savings and Debt:

The 20% portion is intended for saving money or paying off existing debts, promoting financial security.

5. Charitable Giving:

The 10% of income is earmarked for donations or other financial goals, encouraging philanthropy.

6. Comparison to 50/30/20 Rule:

An alternative budgeting method, the 50/30/20 rule, simplifies the approach by categorizing income into needs (50%), wants (30%), and savings/investments (20).

7. Flexibility:

Both rules allow individuals to customize their financial plans according to personal priorities and circumstances.

8. Promotes Financial Awareness:

Adopting such rules encourages individuals to reflect on their spending habits and make informed financial decisions. The 40-30-20-10 rule offers a structured approach to budgeting that divides income into specific percentages for necessities, discretionary spending, savings, and charitable giving. The rule is grounded in long-standing financial wisdom, emphasizing the importance of living within one's means. It suggests allocating 40% of income for necessities like housing and groceries, 30% for discretionary expenses, 20% for savings or debt repayment, and 10% for charitable contributions.This budgeting method helps individuals create a balanced financial plan, tailoring it to their unique situations Differentiating between needs (essentials for survival) and wants (desires) is crucial for making informed financial decisions.The rule serves as a guideline, allowing for flexibility based on individual financial circumstances. Understanding and applying the rule can lead to improved financial health and future savings. Alternative budgeting methods similar to the 40-30-20-10 rule exist, offering variations in allocations while maintaining core principles. It provides a clear framework for managing finances, making it easier to track and control spending.

The Kakeibo method is a Japanese budgeting technique designed to help individuals manage their expenses and maximize savings by fostering mindful spending habits. 1. Definition of Kakeibo: Kakeibo translates to "household financial ledger" and was developed by journalist Hani Motoko in 1904 to aid homemakers in budget management. 2. Spending Awareness: The method encourages individuals to reflect on their spending habits, distinguishing between needs, wants, cultural expenses, and unexpected costs to better allocate their finances. 3. Categorization of Expenses: Kakeibo divides expenses into four categories: needs (essentials), wants (luxuries), culture (enriching experiences), and unexpected expenses (unforeseen costs). 4. Expense Tracking: Practitioners maintain two notebooks—one for ongoing expense tracking and another for summarizing weekly expenditures according to the four categories, promoting accountability. 5. Establishing Fixed Expenses: Users should first determine their fixed monthly costs, such as rent and utilities, which are critical for accurate budgeting. 6. Income Analysis: Assessing all sources of income and accounting for deductions (like health insurance) is essential for creating a realistic spending plan. 7. Setting Savings Goals: It is crucial to establish a specific savings target each month that is neither overly ambitious nor too easy to achieve, ensuring financial growth. 8. Budgeting Monthly Spending: After determining fixed expenses and savings goals, the remaining income is allocated as monthly spending money, which can be divided into weekly limits to maintain discipline. 9. Weekly Review: A comparison of planned versus actual spending at the end of each week fosters reflection on financial behavior and allows for adjustments in future spending to stay within budget. 10. Mindful Spending: The method encourages ongoing evaluation of expenses, helping individuals distinguish between essential and non-essential purchases to preserve their savings goals.

Other Kakeibo Lessons Delay any non-essential purchase till the next month. If you still feel the urge for that item after a month, analyze its affordability and what value it may add to your life. Always carry a shopping list when going to market for your monthly purchase.

The Kakeibo method is a disciplined approach towards expense management. This method teaches us the value of each expense made and the sacrifices that need to be made to achieve our targets.

We don't have to be smarter than the rest. We have to be more disciplined than the rest.

Warren Buffet said

Expense management is important because it helps companies control costs, meet budgets, and comply with regulations.

Thanks to all authors who wrote

Date of Publish: 10/ Jan / 2025

[cloudiistudies]

— 115 Days of New Me 🌊

find my entries under the tag #115 days ☁️

My Goals

work out, build muscle

gain weight healthily

study like my life depends on it

work hard and memorize my script for work

take better care of my hair, skin, and body

make new friends

learn to be outgoing

save for tuition/moving out in 2026

get better part time work (i work as a tour guide :P)

level up my wardrobe

do something creative every day

Summary + reasoning under the cut

I recently went through a breakup (◎ ◎)ゞ this is my way of getting back at him— through self improvement. I always compared us and felt like he was too good for me, so this is my way of showing myself that I am good enough and even better than him.

I want to take better care of my health, glow up by treating my skin, hair and body right, and level up my wardrobe so I’m not still wearing clothes I bought when I was 14!!

I chose 115 days instead of 100 because this challenge will end right as my semester ends at school, so I can spend winter break looking back at my progress ( ˘ω˘ )

I am not taking any language classes because I satisfied my GE requirement, so I will continue to study and hopefully improve my Japanese. I also want to pick up some more conlangs!!

I also want to work hard and get a new job- I hate my job as a tour guide. I want to get a job with more hours so that I can save up for tuition, because I plan on putting myself through college and my PHD. Ambitious, I know, but I know I can do it.

I am currently attending community college so I have 2 years free where I can save! However, I also want to move out of my house, which means more expenses in 2026. All the more reason to work hard.

Please join me on this journey! I will post a short entry every day about my progress. You can help keep me accountable!!!