#SIP Plans

[signalzin]

Investing in mutual funds has become a popular way for individuals to grow their wealth and achieve financial goals. With a wide range of options available, mutual funds offer something for everyone, from the cautious investor to those seeking higher returns.

[searcharoundyou]

Unlocking Financial Growth: The Best SIP Plans for a 5-Year Investment Horizon

Investing wisely is crucial for achieving long-term financial goals, and Systematic Investment Plans (SIPs) have emerged as a popular choice for investors seeking a disciplined and gradual approach. If you are considering a 5-year investment horizon, selecting the right SIP plan is paramount. In this blog post, we will explore the best sip plan for 5 years and top-performing funds that align with a 5-year investment strategy.

Understanding SIPs:

SIPs involve investing a fixed amount regularly in mutual funds, enabling investors to take advantage of the power of compounding and mitigate the impact of market volatility. When considering a 5-year horizon, it is essential to choose top 5 sip plan that balance risk and potential returns.

Top SIP Plans for 5 Years:

Aditya Birla Sun Life Equity Fund:

This fund has a proven track record of delivering consistent returns over the years.

It focuses on a diversified portfolio, including large-cap and mid-cap stocks, ensuring a balanced approach to growth.

Mirae Asset Large Cap Fund:

Ideal for investors seeking stability with a focus on large-cap stocks.

The fund's impressive performance in various market conditions makes it a reliable choice for a 5-year investment.

SBI Bluechip Fund:

Known for its strong performance in the large-cap segment.

The fund's experienced management team and a well-structured investment strategy make it a robust option for a 5-year SIP.

HDFC Mid-Cap Opportunities Fund:

For investors open to a slightly higher risk in pursuit of potentially higher returns.

The fund's focus on mid-cap stocks can be rewarding over a 5-year period.

Axis Long Term Equity Fund:

An excellent choice for investors looking to benefit from tax-saving ELSS (Equity Linked Savings Scheme) investments.

The fund has a history of delivering solid returns while also providing tax benefits under Section 80C.

Factors to Consider:

Risk Tolerance:

Assess your risk tolerance and choose SIP plans that align with your comfort level. A balanced mix of equity and debt funds may be suitable for a 5-year horizon.

Fund Performance:

Research the historical performance of the funds you're considering. Consistency and stability are key indicators of a fund's reliability.

Expense Ratio:

Consider the expense ratio, as lower expenses can contribute to higher overall returns. Look for funds with competitive expense ratios.

Fund Manager Expertise:

Evaluate the track record and expertise of the fund manager. A skilled manager can navigate market fluctuations and make strategic decisions.

Conclusion:

Selecting the best SIP plan for 5-year investment involves a careful examination of fund performance, risk factors, and your own financial goals. Diversification, consistency, and a disciplined approach to investing can pave the way for financial success. Consult with a financial advisor to tailor your SIP portfolio to your unique circumstances and embark on a journey towards achieving your financial aspirations. Remember, patience and a long-term perspective are the cornerstones of successful investing.

[monikaji1988]

A SIP Calculator, essential for beginners, forecasts Systematic Investment Plan returns. By inputting investment details, it demystifies wealth accumulation, helping novice investors comprehend and plan for their financial goals systematically.

[zackery-the-star]

That one creator meets oc thing

Shhhh ik there's giant watermarks and it's super bad quality sHHHHHhhhsh

Mandatory @dingodoodles

Credit to this guy I guess ┐⁠(⁠ ⁠∵⁠ ⁠)⁠┌

[radiance1]

Teddy bear Danny au strikes again! With its partner in crime being the Uncle Waylon au!

So, Teddy Bear Danny ends up in Gotham because he heard his dad mention some man named Waylon in passing, so he decided to put his (figurative) big boy pants on and head out to find him!

He even had a little bag his mom made him, that he filled up with snacks, his allowance, and various Fenton gadgets he could get his hands on without his parents noticing- like the lipstick. It could also, and he's never sure how his parents managed to do it, hold way more stuff than it should looking at how small it is.

So then he left Amity Park with his family none the wiser, thinking about how awesome it would be when he shows up with his uncle!

He went through a few cities, getting weird looks here and there, playing with some kids he's met, being kidnapped by a few, being kidnapped by decidedly not children, practicing stranger danger- sometimes and others following random people he's just met when they said they knew who Waylon Jones was after he showed them a picture!

A picture he drew himself in crayon, thank you very much. His family said he was quite the artist!

He never managed to actually find his uncle though, even with showing random people his picture. So eventually, he always had to hop buses to the next city he could, though he was unfortunately running low on his allowance...

So low that, when he managed to think about it, could only drop his off at one more city, if he didn't want to impose on the amount he set aside to get him and Waylon back to Amity Park. So, he set his sights on Gotham City, hoping that he would be able to find his uncle there!

When he did get there, he psyched himself up, striking a few poses he saw on Tv once and then running off to go find his uncle.

Once again, a few people looked at him weirdly, but it wasn't anything he wasn't used to, but for some reason he got kidnapped more so than usual, not even by kids! Which were his usual kidnappers, sometimes they even tried to mug him for some reason.

So he gave them a snack.

Some took it and let him leave, others... not so much. So he had run away from those ones, fading through a wall or hiding behind a dumpster, or losing them in the crowd were all very effective methods!

He showed some people his drawing, and nobody still didn't know who he was asking about! Which was stupid, in his opinion, because his drawing was very detailed and very accurate! He was about to give him, thinking that nobody would be able to help him, and was just about to head back home.

At least until he ran into somebody, quite literally falling over due to his sides. It was an accident, but still! People should really be considerate of Teddy bears roaming around!

The guy bent down and apologized for running into him, which was a very rare thing when he stepped out of Amity! So this guy had an instant improve on him on that alone, so he got up, dusted himself off and showed him the drawing of his uncle.

The guy who introduced himself as Brucie Wayne actually recognized him too! He said he was on his way to meet him, to be exact, and Danny saw an opportunity when he saw one, so he climbed onto Bruce Wayne and practically forced the guy to take him alone.

He gave him one of his favorite snacks as payment.

Actually two, because he was nice and fun. But no more than that because these are his snacks, and some were also for his uncle!

So when he got to the place his uncle was being held at- Arkham Asylum-, he was informed that his uncle is currently held here in captivity for something, something, something that he didn't bother to remember if he was being honest.

So of course, the most natural thing and reaction to do was to plan a prison break.

He stayed on Bruce's shoulder, using him as a free ride throughout Arkham Asylum while directing him towards his uncle via picture. It took a while of insistence, but they eventually got to his uncles, so he got down, gave Bruce a handshake, phased through the glass of his uncles cell and stared up.

And up.

And up.

And up.

Sweet macaroni! He didn't know his uncle was so tall! he was practically taller than his Pa! Which said something considering he was like, the tallest person he'd ever seen in the history of ever. But regardless he managed to find him, so he jumped around him a bit in happiness, and showed him the picture.

===

Waylon Jones, otherwise known as Killer Croc, was exceedingly confused about why there was a tiny, sentient teddy bear in his cell. Who seemed happy being in his presence of all things.

It showed him a crudely drawn picture of him after jumping up and down around him, and he doesn't exactly know the significance of it, but it implied that the toy was trying to find him, he watched it dig through its bag and pull out a wide variety of snacks, all of which were thrown at him.

Quite literally.

So he decided to just, sit down and eat them. Not everyday he gets free snacks like this, so.

While he was chowing down, it took out a crayon and paper and started drawing, then after that it showed him a picture of Jack- helpfully labeled- and his family, which the teddy bear was on there along with another girl in the kids section.

Which, huh, he supposes he has a nephew and niece.

Then in the middle of eating the last snack, guards stepped into his cell to extract his nephew. His nephew's time was up, it seemed, so he waved goodbye and stared trying to plan a prison break to meet his nephew outside of prison the next time they saw each other.

He could have never expected for him to be turned into a smaller, stuffed version of himself and phasing through the walls of his cell.

===

Danny liked his uncle, he was nice! But it was a bit unfair that he was still way taller than him, even when turned into a doll.

Anyways, he had a prison break to complete, and then he could drag his uncle back home to his family's utterly surprised faces!

[triple-pupil]

YES

Y E S

GIVE LOVE TO THIS MOVIE, THIS PIECE OF ANIMATED HORROR IS PERFECT FOR A CHRISTMAS NIGHT OF SCAWY.

FUCK YOU ALL/j, I LOVE THIS MOVIE, GIVE THIS MOVIE SOME LOVE NOW.

[ef-1]

🍷<3

[sadisthetic]

my only critique of hi fi rush is that there shouldve been blood. and sure, maybe it wouldve been totally tonally incongruous, but consider this: i want BLOOD.

[coridallasmultipass]

HAPPY BIRTHDAY TO MY BESTEST WIDDLE SNAKEY WAKEY.

I can't believe my son is 18!! I estimated a birth date for him to be about a month before I got him in fall of 2006, since he was such a widdle month-old baby sneky. I always try to get a good birthday pic of him - especially after he eats and gets the good yawns in.

Pretty soon, he'll be off to snake college, for snakes. Dunno how we're gonna afford those ssssnudent loans.

Image description below the cut:

First photo is an albino corn snake (species name: Pantherophis guttatus) peeking out from behind a fake flower on a rocky hide (a house inside the tank where reptiles can feel secure and hidden). The snake is flicking his tongue out. Only his head is visible in the photo. Caption on the photo reads: Demo's 18th birthday. August 9, 2024.

Next photo is the same snake, but in a clear, close-up, detail photo. Each scale is clearly defined. He has red eyes and pink cheeks, and pale white patterns on an off-white body. The scales on his head are shaped to follow the different planes of his face. The scales on his neck (and body, not shown) are uniform and scallop-shaped.

The next three photos are sequential. The same snake appears with his mouth barely open. Then, his mouth is wide open in a yawn. His cheeks look so smooshy. His head is shaped the way a snap hairclip opens, curved upwards, and it's funny and cute. His mouth has ridges inside, but no teeth or fangs are visible (because his teeth are too tiny to be photographed politely, and he does not have any fangs). The last photo in the sequence has the snake with his mouth still open, but the top of his head is a normal shape again as he begins to end the yawn.

[momentomori24]

How Studio Investigrave come out with banger games back to back before I can finish a single fanfiction makes me wanna grab a laptop and start aggressively typing before flipping the whole table

[cupophrogs]

you're Bad. i hate u 🙄🙄 (i love u <3)

Me? Bad? Never!

[argetcross]

Thinking about how Astarion would be a great hunter/butcher's companion... Like you have to bleed the meat of animals anyway before it's human edible, so why not avoid waste and give it to him? Just don't suck down all the liquid and moisture in the carcass, my dude. You don't need to drink the cellular water out of the muscle fibers or, god forbid, eat the raw fat. Leave some of that in for the steak not to taste like leather.

[aomitois]

i have a bottle of soju for cooking ramen but it only needs few spoons so i was like "great. what am i supposed to do with the rest"

decided to just force myself to sip slowly, but got relieved from that burden by accidentally kicking it and spilling over 🫶✌️

[gayteddy]

depression canceled we got groceries today<3<3<3 love and peace on earth!!!!!!!!!!!!!!!!!!!!!!!

[drowninginthoughts27]

5/9 Train Word Count: 1120

(general angst) @jegulus-microfic

The first time James Potter met Regulus Black was on the first of September on the Hogwarts Express.

“It’s 10:56. Where is he? The train leaves at 11 o’clock sharp!” Sirius runs his fingers through his hair, stressed beyond belief.

“Again, are you sure he exists? Anyone with the name ‘Prongs’ sounds made up to me. Like an imaginary friend or something.” Regulus snorts, he’s tugging on Sirius’ jumper sleeve to try to drag him onto the train.

“Yes I’m sure he exists Reggie, unlike you I have friends!” Smirking, Sirius twists himself free from Regulus’ grasp. “Hey that’s not fair I have Pandora and Evan! They just aren’t idiots who want to risk missing their first day at Hogwarts to wait on some possibly made up boy.”

“If you wanna go and find the carriage you can but I’m waiting here until just before the clock strikes 11. He won’t miss the train believe me,” Regulus dosn’t respond to that. Having to navigate the train alone is almost worse than missing the Hogwarts Express. And as much as Regulus hates to admit it he does trust Sirius.

So he opts to just stand by Sirius’ side right in front of the open train doors, fidgeting with the hem of his new robes. Unlike Sirius who’s in an old jumper and jeans, Regulus had changed into his school robes before arriving at King’s Cross Station due to his pent up nervous excitement.

“Reggie look, he’s here! I told you he was real! I told you he would come!” Sirius is now waving his arms excitedly jumping up and down on the platform.

The boy who had previously been looking around like a lost puppy notices Sirius and starts bounding over to them. Tripping over the trunk he’s lugging every few steps.

The boy has a rather disheveled look about him. He’s on the taller side. Dark brown curls sticking up in all directions, giving the impression that he had just rolled out of bed. His chocolate eyes are full of mischievous excitement. He’s decked out in all red and gold- Gryffindor house colors. His socks are mismatched, his shoes left untied, and he sports a sloppy, toothy grin.

“James!” Sirius exclaims; still jumping up and down with joy. “You almost missed the train. We were getting worried ya know.” Sirius is now sporting an almost identical grin to the one plastered on James’ face. “This is the infamous Reggie!” Sirius says, gesturing to Regulus with a wide sweeping motion with his hands.

“Ya, sorry about that,” he says to Sirius.

And then lowering his head to match Regulus’ height he says: “Hi Reggie, it’s nice to meet you! I’m James!”

Regulus is more nervous than he was before.

No wonder Sirius had found him a replacement. He doesn’t stand a chance next to James and his obnoxiously cheery personality.

Snapping out of his trance he mumbles “Regulus is fine,” in James’ direction.

The warning whistle blows telling them it’s nearly 11. So with that all three of them rush off to go and find the carriage Remus and Pete had already claimed for the five of them.

The train ride is chaotic and weather is persistently somber but despite the rainy day outside Regulus arrives at Hogsmead Station in a weirdly good mood. The mood ends up lasting with him until well after the first years had been carted off across the Black Lake. James’ energy is apparently infectious.

———

The last time James Potter and Regulus Black Meet is on the fifth of January, back at Hogwarts.

Well it’s not truly the last time they meet but from then on out Regulus is not truly Regulus any more. He’s nothing but a shell of his former self. One known formally as Regulus Arcturus Black.

“Sirius, he's gonna come, trust me!”

“I’m not sure about that James, it’s almost 11. Regulus is never late for anything. Especially when it comes to his academics.” Sirius is getting progressively more worried by both the lack of an appearance from his brother and the growing distress in James’ voice.

“Nobody can be perfectly punctual all the time. He’ll show up, trust me,” James persists.

Just then the warning whistle that signals the trains nearing departure sounds.

“James, we have to go! We can write to him later or for all we know he might already be there,” Sirius forces out a laugh in hopes to lighten the mood.

James looks like he’s on the verge of tears and Sirius can’t have that happen.

“Now go do your head boy duties, it’ll distract you. Reggie will be back before you know it. I promise,” the minute he says it he regrets it, he can’t promise anything regarding Regulus these days.

Nearing the Christmas Holidays Regulus had become far more on edge, his actions nearing irrational, and his stress levels clearly through the roof. James just didn’t want to admit anything. He was clinging on to his last pieces of hope, living in delusion.

Halfway through dinner that night Regulus walks through the large entry doors to the Great Hall. Almost immediately James spots him.

“Always did have a flair for dramatics didn’t he,” Sirius scoffs.

“Regulus, Reg, Reggie!” James shouts to him, bouncing in his seat with anticipation.

But despite James’ countless efforts to get his boyfriend’s attention Regulus struts right over to the Slytherin table. Ignoring James completely and sitting down in between Pandora and Barty.

After dinner James makes up some lame excuse to Sirius, Peter, and Remus to hang back for a bit. Telling them that they can leave without him and that he’ll meet them back at the dorms later. He knows they can see right through him. He was miserable the remainder of dinner and barely touched his dessert. But right now he can’t find it in him to care that much.

James stands there, waiting by the exit of the dinning hall. The minute he sees Regulus walking alone to the Slytherin dorms, relief floods through him. It’s all gonna be okay, he tells himself.

Taking his chance he runs into the crowd to walk besides Regulus. This only causes Regulus to speed up.

“Wait, Reg, wait!” James is frantic now, jogging beside him. Dodging people left and right in an attempt not to run into anyone.

“Shove off Potter”

This causes James to take a step back in shock. His bottom lip is trembling, he’s stammering over incoherent words and phrases. Really just jumbles of nonsense at this point.

“It’s over!” Regulus growls “It really shouldn’t have been anything in the first place!” With that Regulus turns his shoulder on James, storming off into the crowd.

[orchideae]

1) Opens up drafts with my head empty, ready to be flooded, not knowing where I'll go. 2) 30 seconds later: Okay but I will go feral any day of my life over Perilous Trail, and the fierce dichotomy of Xiao and Yelan. While they're far from being 'the same', they both view themselves as soldiers in one way or another (it's a very difficult word to use for Yelan, so I'm using it very liberally and very loosely), they have both suffered losses on the 'battlefield' and carry the burden thereof in their own ways. And yet they stand so firmly in opposition throughout the entirety of that questline up until the very end of the 'the end of the line' conclusion of the quest. Yes, I know that she offers him her gratitude in its aftermath and it is genuine, but she still never agrees with him and the decision that he made moments earlier. It simply 'worked out' because of Zhongli's interference, he's the only reason it worked out. And it's because of that, that she doesn't give him a hell of a hard time (obviously she can't go down there, but imagine the inner frustration of severe extents; when you condemn someone who you can't even see anymore). In the same way that she would do to anyone who would sacrifice themselves for others, but in this case, I think it's 'beautiful' that it's to Xiao; the one who seems most adamant to do so (which honestly, fits into the contract that the Yakshas chose to sign with Morax; 'the ultimate sacrifice' to protect for Liyue; 'for Liyue', and Liyue has always centered itself around its people), the one who everyone reveres (and so does she, as she notes in her voiceline, 'if I ever have the honor to fight alongside') and respects for good reason, she stands against him, because in that moment, regardless of his status, he makes a call that she considers wrong. And he doesn't even... fight her on it very fiercely, and that's what actually hurts me the most, it's as if the following line hit the nail directly on the head?

"Besides, if you were really so determined to end it all, you wouldn't have given us the opportunity to share our opinions."