#RBI

[adj-thoughts]

Follow for more knowledge and curiosity of happening in the world!

[amanece-parabellum]

Read Before You Follow/Interact! ᜌ ꒰ 🪐 ﹏ ꧔ ᠉ traducción ~ ⠀⠀al español después del corte 𓂃 ✍(◔◡◔) ⠀⠀⠀⠀⠀⠀⠀⠀ ⠀⠀⠀» You can call me "saturno", "sat", by my username or whatever you want.

⠀⠀⠀» English is not my native lenguage! so I will probably make mistakes. Have patience.

⠀⠀⠀» 24 years old, she/her pronouns, autistic (I have a hard time keeping a conversation going and I'm terrible at small talk, don't have high expectations if you approach me to chat unless you're willing to carry out 90% of the talking).

⠀⠀⠀» I'm currently studying a degree in literature at university.

⠀⠀⠀» Basic DNI criteria. I don't want homophobes, racists, xenophobes, etc. You know what I mean.

⠀⠀⠀» I firmly believe in exploring dark fiction and using fiction as a coping mechanism or as a means to explore vomit-inducing and twisted scenarios, knowing that it's a safe zone and that NO ONE gets hurt because it's all fiction. If you're one of those people who believes that a person's tastes in fictional topics, characters, or ships reveal something about their morals, ethics, or tastes in real life, DO NOT FOLLOW ME, I don't want you around.

⠀⠀⠀» In a similar vein, this account is totally anti-censorship. All topics can AND should be explored and everyone has the right to write whatever the hell they want in whatever way they want, as long as it doesn't involve real people.

⠀⠀⠀» MULTISHIPPER. Don't make the mistake of pigeonholing me into just one ship, because you might end up disappointed later.

⠀⠀⠀» Everyone is responsible for protecting their personal experience on the internet, and I'm not anyone's mother to take care of them. This profile touches on +18 topics, so don't follow me if you're underage or if you think there's a topic that you find completely unbearable.

⠀⠀⠀» There are a lot of fictional topics I don't like, and ships I can't stand. What do I do? I ignore and/or block, like a normal person does.

⠀⠀⠀» I don't write for you. I write FOR ME and I choose to share it with you. Keep that in mind at all times.

⠀⠀⠀» Constructive criticism of my writing is more than welcome, but trust me, I know how to discern constructive criticism from an insult disguised as good intentions.

⠀⠀⠀» I don't engage in arguments, I'm not interested in changing the opinions of strangers on the internet, and I encourage you to do the same with me. Just block me.

THE INTERNET IS NOT THE REAL WORLD. With that said, I hope you find something in this hole that interests you.

My other social networks: AO3: amaneceparabellum TWITTER: ofowlsandtitans BLUE SKY: ofowlsandtitans.bsky.social

꒰ 🪐 ﹏ ꧔ ᠉ traducción ~ ⠀⠀⠀» Puedes llamarme "saturno", "sat", por mi nombre de usuario o como te de la gana.

⠀⠀⠀» 24 años, pronombres ella/la, autista (me cuesta horrores mantener una conversación y soy pésima con el small talk, no tengan grandes expectativas si se acercan a conversar conmigo a menos que estén dispuestos a cargar con el 90% de la charla).

⠀⠀⠀» Estudio licenciatura en letras en la universidad actualmente.

⠀⠀⠀» Criterio básico de DNI. No quiero homofóbicos, racistas, xenofóbicos, etc. Ustedes saben.

⠀⠀⠀» Creo firmemente en la exploración de la ficción oscura y en el uso de la ficción como medio para explorar escenarios vomitivos y retorcidos, conscientes de que es una zona segura y de que NADIE sale herido porque todo es ficción. Si eres una de esas personas que cree que los gustos en tópicos de ficción, personajes o ships de una persona revelan algo sobre su moral, ética o gustos en la vida real, NO ME SIGAS, no te quiero cerca.

⠀⠀⠀» En un orden similar de cosas, esta cuenta es totalmente anti censura. Todos los tópicos deberían ser explorados y todo mundo tiene derecho a escribir lo que se le de la reverenda gana del modo en que quiera, siempre y cuando no involucre a personas reales.

⠀⠀⠀» MULTISHIPPER. No cometan el error de encasillarme en una sola ship, porque luego se podrían llegar a decepcionar.

⠀⠀⠀» Cada quien es responsable de proteger su experiencia personal en internet, y yo no soy madre de nadie para cuidarlos. Este perfil toca tópicos +18, así que no me sigan si son menores o si creen que existe algún tema que les resulta completamente insoportable.

⠀⠀⠀» Hay muchos tópicos de ficción que no me gustan, y ships que no aguanto. ¿Qué hago?, ignoro y/o bloqueo, como hace una persona normal.

⠀⠀⠀» No escribo para ustedes. Escribo PARA MI y decido compartirlo con ustedes. Tengan eso en mente a todas horas.

⠀⠀⠀» Las críticas constructivas sobre mi redacción son más que bienvenidas, pero créanme que sé discernir una crítica constructiva de un insulto disfrazado de buenas intenciones.

⠀⠀⠀» No mantengo discusiones, no me interesa cambiar la opinión de extraños de internet, y los animo a actuar del mismo modo conmigo. Limítense a bloquearme.

EL INTERNET NO ES EL MUNDO REAL. Con eso dicho, espero que encuentren algo en este agujero que les interese.

Mis otras redes sociales:AO3: amaneceparabellum TWITTER: ofowlsandtitans BLUE SKY: ofowlsandtitans.bsky.social

[cartoonscientist]

im pretty sure this person posting threads on r/rbi about her boyfriend possibly “stealing her hair” who may or may not just be framing him as an excuse to break up is a very invested troll and regardless im living for it

[work4nation]

REAL ESTATE PROFITEERING

The real estate sector in India, particularly in cities like Gurgaon, Mumbai, and Bengaluru, has witnessed unprecedented profits, with some reports suggesting a staggering 5000% profit margin. This has led to a situation where the prices of apartments, even 3.5 BHK or 5.5 BHK, have skyrocketed, making them unaffordable for the average working-class individual.

The prices of luxury apartments in Gurgaon, for instance, have reached an all-time high, with some properties costing upwards of ₹36 crore. This price rise has been fueled by the growing demand for luxury housing, coupled with the limited availability of land and infrastructure. The situation is similar in Mumbai and Bengaluru, where the prices of apartments have increased exponentially over the past few years.

The impact of this price rise on the average working-class individual has been devastating. Many are finding it difficult to afford even the most basic of apartments, let alone luxury ones. The rent prices have also increased significantly, making it difficult for people to find affordable accommodation. This has led to a situation where many are being forced to live in slums or on the streets, highlighting the dire need for affordable housing in these cities.

The Indian government has taken some steps to regulate the real estate sector and control profiteering. The Goods and Services Tax (GST) Council has implemented anti-profiteering measures to ensure that businesses pass on the benefits of reduced tax rates to consumers. The National Anti-Profiteering Authority (NAA) has also been established to investigate cases of profiteering and impose penalties on businesses that fail to comply with the anti-profiteering provisions ¹.

However, more needs to be done to control the price rise and ensure that housing is affordable for all. One possible solution is to increase the supply of land and infrastructure, which would help to reduce the prices of apartments. The government could also consider implementing policies to control the price rise, such as imposing a ceiling on the prices of apartments or providing incentives to developers who build affordable housing.

In conclusion, the profiteering in the real estate sector in cities like Gurgaon, Mumbai, and Bengaluru is a pressing issue that needs to be addressed. The government, developers, and other stakeholders must work together to ensure that housing is affordable for all and that the prices of apartments do not rise exponentially.

*Possible Solutions:

*_Increase Supply of Land and Infrastructure:_ The government could consider increasing the supply of land and infrastructure, which would help to reduce the prices of apartments.

*_Implement Price Control Measures:_ The government could consider implementing policies to control the price rise, such as imposing a ceiling on the prices of apartments or providing incentives to developers who build affordable housing.

*_Promote Affordable Housing:_ The government could consider promoting affordable housing by providing incentives to developers who build affordable housing or by implementing policies that encourage the development of affordable housing.

*_Regulate the Real Estate Sector:_ The government could consider regulating the real estate sector more effectively, including implementing stricter penalties for developers who engage in unfair practices.

Article by

Madhusudan Lal

Blogger

(Copy Rights Reserved)

Sourced:

[merapunjab84]

Digital currency

 (WHAT IS DIGITAL CURRENCY?)_

R.B.I ਪੱਕੇ ਤੌਰ 'ਤੇ ਡਿਜੀਟਲ ਕਰੰਸੀ ਲਾਂਚ ਕਰਨ ਜਾ ਰਿਹਾ ਹੈ। ਹੁਣ ਕਿਸੇ ਨੂੰ ਵੀ ਆਪਣੀ ਜੇਬ 'ਚ ਨੋਟ ਨਹੀਂ ਰੱਖਣੇ ਪੈਣਗੇ ਅਤੇ ਨਾ ਹੀ ਕਿਸੇ ਨੂੰ ਪੈਸੇ ਦੀ ਲੁੱਟ ਦਾ ਡਰ ਹੋਵੇਗਾ। ਤੁਸੀਂ ਸੋਚ ਰਹੇ ਹੋਵੋਗੇ ਕਿ ਇਹ ਕਿੰਨਾ ਚੰਗਾ ਹੋਵੇਗਾ ਪਰ ਰੁਕੋ ਜੇਕਰ ਮੈਂ ਤੁਹਾਨੂੰ ਕਹਾਂ ਕਿ ਇਹ ਸਾਨੂੰ ਪੂਰਣ ਗੁਲਾਮ ਬਣਾਉਣ ਲਈ ਪਹਿਲਾ ਕਦਮ ਹੋਵੇਗਾ। ਅਸਲ ਵਿੱਚ ਇਹ ਏਜੰਡਾ 2030 ਦਾ ਹਿੱਸਾ ਹੈ, ਜਿਸ ਨੂੰ ਸਾਰੇ ਦੇਸ਼ਾਂ ��ੇ ਬੈਂਕਾਂ ਦੁਆਰਾ ਪੂਰਾ ਕੀਤਾ ਜਾ ਰਿਹਾ ਹੈ। ਏਜੰਡਾ 2030 ਦੇ ਅਨੁਸਾਰ ਸਾਰੀ ਦੁਨੀਆ ਕੈਸ਼ਲੈੱਸ ਹੋਵੇਗੀ। ਕਿਸੇ ਕੋਲ ਕਾਗਜ਼ੀ ਨੋਟ ਨਹੀਂ ਹੋਣਗੇ। ਪੂਰੀ ਦੁਨੀਆ ਪੂਰੀ ਤਰ੍ਹਾਂ ਡਿਜੀਟਲ ਮੁਦਰਾ 'ਤੇ ਨਿਰਭਰ ਕਰੇਗੀ। ਤੁਸੀਂ ਸੋਚ ਰਹੇ ਹੋਵੋਗੇ ਕਿ ਇਹ ਚੰਗਾ ਹੈ, ਸਮੱਸਿਆ ਕਿੱਥੇ ਹੈ, ਪਰ ਆਉਣ ਵਾਲੇ ਸਾਲਾਂ ਵਿੱਚ ਡਿਜੀਟਲ ਪੈਸਾ ਸਿਰਫ ਸੀਮਤ ਵਰਤੋਂ ਲਈ ਹੋਵੇਗਾ ਜਿਵੇਂ ਕਿ ਇਸ ਡਿਜੀਟਲ ਮੁਦਰਾ ਦੀ ਵਰਤੋਂ ਕਰਨ ਲਈ ਇੱਕ ਸਮਾਂ ਸੀਮਾ ( expiry date ) ਹੋਵੇਗੀ ਜਿਵੇਂ ਕਿ 2030 ਤੱਕ ਪੂਰੇ ਮਨੁੱਖੀ ਸਮਾਜ ਨੂੰ ਡਿਜੀਟਲ ਕਰੰਸੀ ਨਾਲ ਕਵਰ ਕੀਤਾ ਜਾਵੇਗਾ। ਇੱਕ ਵਿਅਕਤੀ ਖਾਤੇ ਵਿੱਚ ਸਿਰਫ ਕੁਝ ਸੀਮਤ ਰਕਮ ਰੱਖੇਗਾ, ਜਿਵੇਂ ਕਿ ਵਿਸ਼ਵ ਸਰਕਾਰ ਐਲਾਨ ਕਰੇਗੀ ਕਿ ਸਾਰੇ ਮਨੁੱਖ ਆਪਣੇ ਖਾਤਿਆਂ ਵਿੱਚ ਸਿਰਫ 30 ਲੱਖ ਡਿਜੀਟਲ ਪੈਸੇ ਰੱਖ ਸਕਦੇ ਹਨ ਪਰ ਇਸ ਤੋਂ ਵੱਧ ਨਹੀਂ। ਅਤੇ ਇਹ ਕੁਝ ਸਮੇਂ ਬਾਅਦ ਖਤਮ ਹੋ ਜਾਵੇਗਾ। ਹਰੇਕ ਡਿਜੀਟਲ ਮੁਦਰਾ ਦੀ ਆਪਣੀ ਮਿਆਦ ਪੁੱਗਣ ਦੀ ਮਿਤੀ ਹੋਵੇਗੀ। ਏਜੰਡਾ 2030 ਦੇ ਅਨੁਸਾਰ ਸਾਨੂੰ ਹਰ ਕੰਮ ਡਿਜੀਟਲ ਕਰੰਸੀ ਨਾਲ ਕਰਨਾ ਹੋਵੇਗਾ। ਅਤੇ ਪੂਰੀ ਦੁਨੀਆ ਵਿੱਚ ਇੱਕ ਮੁਦਰਾ ਹੋਵੇਗੀ |ਇੱਥੇ ਕਾਗਜ਼ੀ ਪੈਸੇ ਲਈ ਕੋਈ ਥਾਂ ਨਹੀਂ ਹੋਵੇਗੀ। ਵਿਸ਼ਵ ਸਰਕਾਰ ਦੇ ਹੁਕਮਾਂ ਅਨੁਸਾਰ, ਹਰ ਮਨੁੱਖ ਦੀਆਂ ਬਾਹਾਂ 'ਤੇ ਸਕੈਨਿੰਗ ਕੋਡ ਹੋਵੇਗਾ ਤੇ ਤੁਹਾਡੀ ਹੱਥ ਵਿੱਚ RFID ਚਿੱਪ ਸਥਾਪਤ ਕੀਤੀ ਜਾਵੇਗੀ ਜੋ ਇਸ ਸਕੈਨਿੰਗ ਕੋਡ ਨੂੰ ਚਲਾਏਗੀ ਜਿਸ ਵਿੱਚ ਸਾਡੀ ਸਾਰੀ ਕਰੰਸੀ ਹੋਵੇਗੀ। ਬੈਂਕਾਂ ਦਾ ਕੰਮ ਖਤਮ ਹੋ ਜਾਵੇਗਾ। ਅਤੇ ਇਹ ਸਕੈਨਿੰਗ ਕੋਡ 666 ਨੰਬਰ ਨਾਲ ਮਾਰਕ ਹੋਵੇਗਾ, ਜੋ ਕਿ ਸ਼ੈਤਾਨ ਦਾ ਨੰਬਰ ਹੈ। ਇਸ ਲਈ ਜਦੋਂ ਅਸੀਂ ਕੁਝ ਖਰੀਦਦਾਰੀ ਕਰਨ ਲਈ ਬਾਹਰ ਜਾਵਾਂਗੇ ਤਾਂ ਸਾਨੂੰ ਚੀਜ਼ਾਂ ਖਰੀਦਣ ਲਈ ਆਪਣਾ ਕੋਡ ਸਕੈਨ ਕਰਵਾਉਣ ਪਵੇਗਾ, ਫਿਰ ਅਸੀਂ ਕੁਝ ਵੀ ਖਰੀਦਣ ਜਾਂ ਵੇਚਣ ਦੇ ਯੋਗ ਹੋਵਾਂਗੇ। ਹਰ ਕਿਸੇ ਨੂੰ ਆਪਣੇ ਖਾਤਿਆਂ ਵਿੱਚ ਸਿਰਫ਼ ਸੀਮਤ ਪੈਸੇ ਹੀ ਰੱਖਣੇ ਹੋਣਗ��, ਜੋ ਕਿ ਡਿਜੀਟਲ ਕਰੰਸੀ ਵਿੱਚ ਹੋਣਗੇ। google pay, Paytm, phone pay ਇਹ ਸਾਰੀਆਂ ਔਨਲਾਈਨ ਟ੍ਰਾਂਜੈਕਸ਼ਨ ਐਪਸ 2030 ਦੇ ਏਜੰਡੇ ਨੂੰ ਪੂਰਾ ਕਰਨ ਲਈ ਸ਼ੁਰੂ ਕੀਤੀਆਂ ਗਈਆਂ ਹਨ, ਜਿਸ ਨਾਲ ਲੋਕ ਡਿਜੀਟਲ ਮੁਦਰਾ ਦੀ ਵਰਤੋਂ ਕਰਨ ਲਈ ਪ੍ਰੇਰਿਤ ਹੁੰਦੇ ਹਨ। ਸਾਡੀ ਸਾਰੀ ਜਾਇਦਾਦ ਅਤੇ ਪੈਸਾ ਪੂਰੀ ਤਰ੍ਹਾਂ ਵਿਸ਼ਵ ਸਰਕਾਰ ਦੇ ਨਿਯੰਤਰਣ ਵਿੱਚ ਹੋਵੇਗਾ, ਸਾਡੇ ਕੋਲ ਆਪਣਾ ਕੁਝ ਨਹੀਂ ਹੋਵੇਗਾ। ਇਸ ਲਈ ਕਿਰਪਾ ਕਰਕੇ ਔਨਲਾਈਨ ਟ੍ਰਾਂਜੈਕਸ਼ਨ ਐਪਸ ਦੀ ਵਰਤੋਂ ਕਰਨ ਤੋਂ ਬਚੋ। ਇਹ ਸਾਨੂੰ ਗੁਲਾਮ ਬਣਾਉਣ ਦੀ ਯੋਜਨਾ ਹੈ। ਹੁਣ R.B.। ਡਿਜੀਟਲ ਮੁਦਰਾ ਲਿਆਉਣ ਲਈ ਕੁਝ ਭਾਰਤੀ ਬੈਂਕਾਂ ਨਾਲ ਗੱਲ ਕਰ ਰਿਹਾ ਹੈ .. ਬੈਂਕ ਦੇ ਨਾਮ ਹਨ SBI, BoB, HDFC, ICICI KOTAK, IDFC ਅਤੇ HSBC। ਇਹ ਡਿਜੀਟਲ ਕਰੰਸੀ ਦੋ ਤਰ੍ਹਾਂ ਦੀ ਹੋਵੇਗੀ ਪਹਿਲੀ CBDC ਹੋਲਸੇਲ ਅਤੇ ਦੂਜੀ CBDC ਰਿਟੇਲ। ਆਉਣ ਵਾਲੇ ਕੁਛ ਸਾਲਾਂ ਵਿੱਚ ਦੁਨੀਆਂ ਕੈਸ਼ ਲੈਸ ਹੋਣ ਜਾ ਰਹੀ ਹੈ। ਸਾਰਾ ਡਿਜੀਟਲ ਪੈਸਾ ਵਿਸ਼ਵ ਸਰਕਾਰ ਦੇ ਅਧੀਨ ਹੋਵੇਗਾ। ਹਰ ਲੈਣ ਦੇਣ 666 ਕੋਡ ਦੀ ਸਕੈਨਿੰਗ ਨਾਲ ਕੰਮ ਕਰੇਗਾ ਇਹੀ ਓਹੀ ਚਿੱਪ ਹੋਊਗੀ ਜੌ ਤੁਹਾਡੇ ਹੱਥ ਵਿਚ ਲਾਈ ਜਾਊਗੀ। ਸਾਨੂੰ ਖੁਲ ਕੇ ਜ��ਣਾ ਭੁੱਲਣਾ ਪਵੇਗਾ ਇਸ ਲਈ ਕਿਰਪਾ ਕਰਕੇ ਜਾਗੋ। ਸੱਪ ਸਿਰਫ ਮੇਰੇ ਬਿਸਤਰੇ ਦੇ ਹੇਠਾਂ ਨਹੀਂ ਹੈ, ਸੱਪ ਤੁਹਾਡੇ ਵੀ ਬਿਸਤਰੇ ਦੇ ਹੇਠਾਂ ਹੈ। ਮੇਰੇ ਤੇ ਵਿਸ਼ਵਾਸ ਕਰੋ ਇਹ ਅਸਲ ਵਿਚ ਵਾਪਰਨ ਜਾ ਰਿਹਾ ਹੈ।

Merapunjab84

#rbi #punjab #india

[upkiran]

 साइबर फ्रॉड रोकने के लिए बैंकों को चाहिए ज्यादा अधिकार – IBA की सिफारिशें RBI को जल्द

बैंकों ने अब फर्जी खातों और साइबर अपराध पर सख्त लगाम के लिए अधिक अधिकारों की मांग की है। इंडियन बैंक एसोसिएशन (IBA) ने इस संबंध में एक रिपोर्ट तैयार की है जिसे जल्द ही RBI को सौंपा जाएगा।

 प्रमुख समस्याएं:

PMLA (धनशोधन निवारण अधिनियम) के चलते बैंक फर्जी खातों को बिना कानूनी मंजूरी फ्रीज नहीं कर सकते।

कानूनी प्रक्रिया की देरी से साइबर फ्रॉड के मामलों में त्वरित कार्रवाई मुश्किल होती है।

✅ प्रस्तावित समाधान:

1️⃣ वोटर ID डेटा से ग्राहक वेरिफिकेशन 2️⃣ फॉर्म 60 खातों पर ट्रांजैक्शन लिमिट 3️⃣ AI और Machine Learning से ट्रांजैक्शन मॉनिटरिंग 4️⃣ स्टाफ ट्रेनिंग और इंटर-एजेंसी कोऑर्डिनेशन 5️⃣ बैंकों को खाते फ्रीज करने का तत्काल अधिकार

 रिपोर्ट का स्पष्ट संदेश: "साइबर फ्रॉड तेजी से बदलते हैं, पर कार्रवाई की ��्रक्रिया धीमी है – यही सबसे बड़ा खतरा है।"

[businessmindsmediaindia]

In a significant move aimed at supporting India’s economy, the Reserve Bank of India (RBI) has cut the repo rate from 6.25% to 6%.

[megayogiposts]

RBI Role: Addressing Grievances and Banking Fraud

The information seeker registered the grievance PMOPG/E/2023/0174605 Grievance Concerns to Name Of Complainant Yogi M. P. Singh Date of Receipt 31/08/2023 the public grievance portal of the Government of India. The aforementioned grievance forwarded to the officer Ms Betsy Rajagopal (General Manager) of the Reserve Bank of India. CPIO may provide the information concerning the action taken by…

[dinosaurwithablog]

Trent Grisham hits his 2nd home run of the year to make the score 2-0, Yankees!! Austin Wells drove in the other run!! These guys are 🔥 🔥 !!! They're off to a remarkable start this season!!!!

Let's go, Yankees!!!!!⚾️

[news-venue]

RBI Governor Warns of Trump Tariffs Impact on India’s Growth Amid Global Uncertainty

Reserve Bank of India (RBI) Governor Sanjay Malhotra expressed concern over the impact of global trade uncertainties, primarily stemming from US President Donald Trump’s tariff measures, on India’s economic growth. During the monetary policy review meeting on Wednesday, Malhotra highlighted that these global trade frictions are likely to dampen India’s growth trajectory and put pressure on net exports.

Malhotra noted that the global economy has entered the year under considerable strain, with rising trade tensions and tariff measures exacerbating existing uncertainties. "Some of the concerns regarding trade frictions are coming to fruition, unsettling the global community," he stated. While the impact of these issues on domestic inflation is not expected to be a major concern, they will still require vigilance from the Indian government and the central bank.

Economic Growth Outlook Revised

As a result of the global trade disruptions, the RBI has revised India’s growth forecast for the 2025-26 fiscal year. The RBI’s Monetary Policy Committee (MPC) lowered the growth estimate to 6.5%, down from the earlier projection of 6.7%. Malhotra emphasized that trade frictions are posing significant downward risks to global and domestic growth. "Uncertainty, in itself, hampers growth by affecting both business investments and consumer spending," he explained.

In light of the global uncertainties, the MPC decided to cut the repo rate by 25 basis points to 6%, signaling the need for continued economic support in a turbulent global environment.

Impact of Trump’s Tariffs on Inflation and Exports

Malhotra further elaborated on the potential impact of the Trump administration's tariffs, noting that higher tariffs would likely reduce India's net exports. However, he acknowledged the challenges in quantifying the exact impact due to a range of unknown factors, including the nature of the tariffs, export demand, and policy responses, such as the proposed Foreign Trade Agreement with the US.

On the inflation front, Malhotra outlined both risks and benefits. "On the upside, the global uncertainties may lead to currency pressures and imported inflation. On the downside, a slowdown in global growth could result in softer commodity and crude oil prices, potentially putting downward pressure on inflation," he said.

Navigating Global Economic Turbulence

Malhotra noted that the global economic landscape is fraught with uncertainties, which complicates policymaking. He also pointed out that the US dollar has weakened, bond yields have softened, and equity markets are undergoing corrections. Meanwhile, crude oil prices have fallen to their lowest levels in over three years, reflecting the ongoing global economic slowdown.

"In these turbulent times, central banks are navigating cautiously, with varying policy responses depending on domestic priorities," Malhotra said. In India’s case, the focus remains on supporting growth while managing inflation. "Our monetary policy will aim for non-inflationary growth built on a stronger demand-supply response and macroeconomic balance," he added.

Despite the challenges, Malhotra assured that the RBI will remain flexible and responsive, continuing to implement policies that are clear, consistent, and in the best interest of the Indian economy.

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Monetary Easing: RBI Cuts Repo Rate, Signals Support

In a decisive move to cushion the Indian economy against rising global uncertainties and trade tensions, the Reserve Bank of India (RBI) has reduced the repo rate by 25 basis points, bringing it down to 6%. This marks a significant policy shift, as the central bank also announced a transition from a neutral to an accommodative stance, signaling potential for further easing if economic conditions warrant it.

Responding to Tariff Pressures and Growth Slowdown

The decision comes in the wake of escalating global trade disruptions, particularly after the United States announced new tariffs on Indian exports, dealing a fresh blow to the economy already showing signs of slowing momentum. India’s GDP growth, which stood at 6.5% in the last fiscal year, has faced downward revisions, with institutions like Goldman Sachs adjusting forecasts for FY26 to 6.1% in light of these developments.

The RBI’s move aims to provide liquidity support and lower borrowing costs, which could help offset some of the anticipated drag from external shocks, especially for sectors like pharmaceuticals, IT, and manufacturing, which are heavily reliant on exports.

Why the Shift to Accommodative Matters

By shifting its monetary policy stance to accommodative, the RBI is opening the door for future rate cuts or liquidity infusion measures, depending on how inflation and economic growth evolve in the coming months. Governor Sanjay Malhotra stated that the central bank remains committed to maintaining price stability while also supporting economic expansion during a period of heightened volatility.

This policy recalibration highlights the RBI’s willingness to be more flexible and responsive, especially at a time when inflation appears to be within manageable limits and growth concerns are taking center stage.

Market Reaction and Mixed Sentiment

The markets responded cautiously. The Nifty 50 index dropped by 0.72%, while the BSE Sensex declined 0.58%, reflecting investor uncertainty around how effective the policy changes will be in offsetting the broader economic challenges.

Analysts remain divided. Some argue that the RBI could have taken a bolder step by cutting rates more aggressively to boost demand and investor confidence. Others believe the central bank is striking a careful balance by not overstepping during a volatile global environment.

Economic Outlook Ahead

The central bank has revised its growth forecast for FY2025-26 to 6.5%, slightly lower than previous estimates, citing the ripple effects of global protectionism and tightening financial conditions. The RBI also reaffirmed its commitment to keeping inflation within the 2–6% target band, suggesting a data-driven approach for future decisions.

Conclusion

The RBI’s latest monetary policy decision is more than just a rate cut — it’s a strategic signal. In a time of rising protectionism, currency fluctuations, and fragile recovery paths, the central bank is positioning itself as both a stabilizer and a facilitator of growth. How effective this balancing act proves to be will depend on domestic policy coordination and how external risks unfold in the months ahead.

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