#Personal loan safety

[fincrif]

Are Same-Day Personal Loans Safe?

In today's fast-paced world, financial emergencies can arise at any time. Whether it's for medical expenses, urgent home repairs, or unforeseen travel costs, you may need money immediately. One solution to these situations is a same-day personal loan, which offers quick access to cash without long approval processes. However, with the convenience of fast loans comes the question of their safety and reliability. Are same-day personal loans safe, or should you be cautious before applying?

In this article, we will explore what same-day personal loans are, the pros and cons, the risks involved, and how to ensure that you’re making a safe choice when applying for one.

1. What Are Same-Day Personal Loans?

A same-day personal loan is a type of short-term loan that is processed and approved very quickly, typically within 24 hours, with the loan amount disbursed into your bank account the same day or within a few hours. These loans are ideal for individuals who need immediate funds for emergencies but do not have the luxury of waiting for traditional loans, which can take several days or weeks to process.

How Do Same-Day Personal Loans Work?

Application: You fill out an online loan application on the lender’s platform, providing basic details like your name, contact information, income, and bank account details.

Verification: The lender conducts a quick credit check and verifies the information you’ve provided. Some lenders may use eKYC (electronic Know Your Customer) technology for faster verification.

Approval: If you meet the lender’s criteria, the loan is approved instantly or within a few hours.

Disbursal: Once approved, the loan amount is transferred to your bank account within the same day or in a few hours.

2. Are Same-Day Personal Loans Safe?

The safety of a same-day personal loan largely depends on where and how you apply. While reliable lenders follow strict legal guidelines and offer secure, regulated loan products, there are some scam risks associated with quick loans, especially from unregulated lenders. Here’s how to ensure you’re borrowing from a safe source:

2.1 Choose Trusted Lenders

The first step in ensuring the safety of your loan is choosing a trusted and reputable lender. Opt for banks, well-known NBFCs (Non-Banking Financial Companies), or fintech platforms that have a good reputation and clear terms and conditions. Well-established lenders like IDFC First Bank, Axis Bank, Bajaj Finserv, and Tata Capital are usually reliable and offer safe and secure loans with transparent processes.

Recommended Lenders for Same-Day Personal Loans:

IDFC First Bank Personal Loan

Bajaj Finserv Personal Loan

Tata Capital Personal Loan

Axis Finance Personal Loan

Axis Bank Personal Loan

2.2 Review the Loan Terms and Conditions

Before applying, always read the fine print to understand the interest rates, fees, and repayment terms. Same-day loans can often come with high-interest rates and short repayment terms. If the terms seem too good to be true, they probably are, and you should be cautious.

Things to check before applying:

Interest rates and any potential hidden fees (processing fees, prepayment penalties, etc.)

Repayment schedule and EMI amount (ensure they are manageable for your budget)

Lender's reputation (search for reviews and feedback from other customers)

3. Pros of Same-Day Personal Loans

3.1 Fast Access to Cash

The biggest advantage of same-day personal loans is the speed of access to cash. In an emergency, having quick access to funds can be a lifesaver. Whether it’s for medical treatment, urgent repairs, or an unexpected bill, you can get the money you need almost immediately.

3.2 Minimal Documentation

Unlike traditional loans, which require extensive paperwork, same-day personal loans generally require only basic documentation. Usually, you’ll need to provide:

Proof of identity (Aadhaar, PAN)

Proof of income (salary slips, bank statements)

Bank account details

This makes the application process quick and hassle-free, especially for people with limited time.

3.3 No Collateral

Most same-day loans are unsecured, meaning you don’t need to pledge any assets (like a car or property) to borrow the money. This makes it a good option for individuals without assets to offer as collateral.

4. Cons and Risks of Same-Day Personal Loans

While there are many benefits, same-day loans also come with some risks that borrowers should be aware of.

4.1 High-Interest Rates

Due to the speed of approval and disbursal, many lenders charge high-interest rates for same-day loans. If you’re not careful, the cost of borrowing could exceed what you can comfortably repay. Always compare the rates from different lenders before making a decision.

4.2 Short Repayment Terms

Same-day personal loans often come with short repayment terms, which means higher EMI amounts in a shorter period. This can put financial pressure on borrowers if they don’t have a stable income or emergency savings.

4.3 Potential Scams

While there are plenty of legitimate lenders, the convenience and speed of same-day loans have attracted scammers looking to take advantage of individuals in need. Unlicensed lenders may offer loans with hidden fees or exorbitant interest rates and use aggressive tactics to collect payments.

Tip: Always borrow from regulated financial institutions and verify that the lender is licensed by the Reserve Bank of India (RBI) or other regulatory bodies.

4.4 Impact on Credit Score

If you fail to repay your loan on time, it could negatively affect your credit score. Since many lenders report to the credit bureaus, missing payments or defaulting on a loan can make it harder to get future loans at favorable terms.

5. How to Ensure You’re Borrowing Safely

Here are a few steps to follow to ensure that you’re applying for a safe same-day personal loan:

5.1 Do Your Research

Before applying, research the lender’s reputation. Look for reviews and feedback from other customers. A good lender will have transparent processes and be open about their fees and terms.

5.2 Compare Loan Offers

Don’t settle for the first loan offer you come across. Use loan comparison tools to find the best interest rates, lowest fees, and most flexible terms that suit your financial situation.

5.3 Check for RBI Licensing

Ensure that the lender is licensed by the RBI or is a reputable financial institution like IDFC First Bank, Axis Bank, or Tata Capital. This ensures that the lender follows regulatory standards and offers Are Same-Day Personal Loans Safe?

Same-day personal loans can be a safe and efficient solution for financial emergencies if you borrow from trusted lenders and understand the terms and conditions. While they offer fast access to cash and minimal documentation, they can come with high interest rates and short repayment periods that may strain your finances.

To ensure you’re borrowing safely, it’s crucial to choose a reliable lender, read the fine print, and only borrow what you can afford to repay. When you approach same-day loans with caution, they can provide the financial relief you need in urgent situations.

For more information on personal loan options, compare offers from trusted lenders: 👉 Compare & Apply for a Personal Loan

Take your time to make an informed decision and use same-day personal loans responsibly to avoid financial stress.

[wizardlyghost]

hate how i can fully not care about something and outright not want or need the situation to change but still get a lil bit offended by it anyway

[medusas-lovely-eyes]

I don't mean this in a braggy way because like, state of the world/society/economy and all that, but the fact that I have had multiple unexpected expenses with my car and cat this year equaling roughly $1-2k (I'm guessing I don't actually know) and I have been able to pay for all of them out of pocket with money I already had saved is something I'm so proud of. Growing up my parents made some poor financial decisions and then were hit with big medical bills so I always watched them struggle. I watched cars get repossessed, I watched them discuss the best way to ask my grandparents for a loan so the house wouldn't get foreclosed, I watched my mom sob on the phone to debt collectors who treated her like absolute shit. I even had to pay for my moms groceries before when her card got unexpectedly declined and then comforted her while she cried from embarrassment on the ride home. And on top of all that they put themselves into even more debt to give us as normal of a childhood as possible. They are entering their late 50s, my mom hopes that the last of their credit card debt will finally be paid off and all they have left is the mortgage, but they have no savings.

According to the experts I'm not where I am supposed to be financially at the age of 30, but I know I am a lot better off than others my age. I don't particularly like my job; it can be very stressful for a good chunk of the year, I had to give up hopes of using my degree to stay here because this job actually pays me a living wage (which is a whole other discussion about certain fields demanding a degree and then paying a shit wage), the owner isn't as involved in day to day operations as we would like and doesn't see the same looming issues that we do, and it's not what I envisioned myself doing for the rest of my life (nor do I know if I can physically or mentally do it for another 40 years lol) BUT I don't live paycheck to paycheck like I always feared I would. I have worked hard for my promotion and raises, I have literally made myself an invaluable asset to the company (yes a very capitalistic view I know), and I have started earning bonuses that I can put into savings or put towards paying off student loans.

I have learned from my parents mistakes enough to not fall into the trap of credit card debt. I have one credit card and I have never maxed it out nor have I ever used more than I can pay off. I will admit that this past year I was a little frivolous with some of my purchases, but God I think I deserve a little fun now. If my 2024 budget and goals go to plan then by the end of the year I will have an emergency fund with 6 months of expenses built up, my high yield savings account will have 10k, and I will still have money left over to enjoy some things here and there.

I'm rambling. I'm not here to brag, I'm here to tell myself to take a breath and relax a little. I'm 30, single, and doing it all on my own with no one to fall back on for financial support and as of right now I'm doing good. I'm proud of myself and I believe in myself.

(also if I'm being honest all this is me convincing myself not to quit my job after a shitty and exhausting christmas season that has left my sick and emotionally drained lol)

[metamatar]

some of you are being outflanked from the left by the jacobin. lol.

For many loyal Democrats, this will not compute. The Biden economy, party-loyal pundits have said over and over again, is tremendous — low unemployment, strong GDP growth, slowing inflation, a booming stock market — and anyone unhappy about it must simply be brainwashed. Out of view in this self-congratulatory hall of mirrors were the constant statistics that said otherwise: evictions up past pre-pandemic levels, record-high homelessness, cost-burdened renters at an all-time high, median household income lower than the last pre-pandemic year, inequality returning to pre-pandemic levels, and food insecurity and poverty growing by large double digits since 2021, including a historic spike in child poverty. Here’s another thing you might not have heard. Largely due to a trick of history, including the COVID-19 pandemic and a Democratic-controlled Congress, Trump was partly responsible for the creation of what the New York Times called “something akin to a European-style welfare state” in 2020 that reduced inequality and even helped some Americans improve their finances for a short spell — and under Biden, all of it went away. Sometimes that happened due to factors outside Biden’s control and sometimes because of his own decisions, but it always took place with little fight from the president, and it contributed to the ominous rise in hardship under his tenure. That meant not only adding to people’s already onerous monthly expenses — in one case in a self-imposed October surprise that made student loan repayment much more unforgiving for tens of millions of borrowers just before voting. It also saw twenty-five million people being thrown off their public health insurance, many of them in some of the battleground states Harris lost last night. Recall that one of Biden’s attack lines against Trump four years ago was that Trump was going to strip twenty million people of their health insurance. This might have been mitigated had the president passed the flagship policies on his agenda, helping people weather the storm of rising living costs. Those that he did enact he sometimes self-sabotaged. (...)

As a result, Harris’s run was a major downgrade from the 2020 Democratic effort. Biden’s never-passed ambitions to historically expand the social safety net became firmly relegated to distant memory, never to be revived; only the child tax credit and a modest expansion of Medicare benefits survived. The campaign combined a sharp rightward lurch on foreign policy and immigration with a handful of laudable populist proposals to ban price gouging and help out first-time homebuyers (while largely avoiding the national 5 percent rent cap that Biden desperately took on before dropping out and that had earlier made its way into the Democratic platform). Beyond the Medicare proposal and vague promises to protect and strengthen Obamacare, the idea of reforming the broken US health care system — one of Americans’ biggest and most anxiety-inducing costs — was almost entirely absent from the campaign. When voters in a Univision town hall came to Harris with their bleak personal stories of suffering under the health care system and asked how she would solve them, she could give them nothing, because her only real major health care policy was for those over sixty-five and already insured under Medicare.

[pathologicalreid]

orange juice | S.R.

you and spencer have an announcement to make, but you're not quite sure how to do it

who? spencer reid x fem!reader category: fluff content warnings: bau!reader, pregnant!reader, nausea and pregnancy symptoms, slightly protective spencer, mentions blood tests and doctors, not proofread word count: 906 a/n: this week has been so atrocious and awful and stressful!!! fuck cancer!! fuck student loans!!! i need spencer reid fluff!!!

“Drink it,” Spencer murmured, keeping his eyes trained on the file on his desk in front of him while noting the way you hadn’t so much as budged in his periphery. You were leaning a bit too far to the left, and the more he observed you, the more he worried that you were going to topple over. “It’ll make you feel better,” he prodded.

Your head jolted as he continued to watch you as if he had woken you from a deep sleep, “What? Sorry,” you mumbled, eyes focusing on the bottle of orange juice that he had placed on your desk upon your arrival at the BAU.

A laugh caught your attention as you slowly turned your office chair around, “Late night, pretty girl?” Derek quipped, winking in your direction before turning back to his own work.

Turning back around, you shared a look with Spencer while rolling your chair closer to your desk, hoping to be able to better prop your head up. The real answer was that you had an early morning, woken up by a roiling stomach courtesy of the first trimester.

Spencer had gotten up with you at five this morning and your queasiness showed no sign of faltering. Your stomach had nothing left to give by the time you went to your doctor’s appointment, but you assured your husband that you were fine when you arrived in Quantico after having your blood drawn.

The issue was that no one knew. Other than Hotch – for obvious personal safety reasons – no members of the BAU were aware that you were pregnant. It started as wariness, wanting to reach a certain milestone before letting your team know, but it quickly turned into a different form of anxiety. You hadn’t let your team know you were even talking about having a baby. Neither of you were entirely sure how to broach the subject or announce your pregnancy, so you didn’t.

Hidden in plain sight, resting on Spencer’s desk was a sonogram, a three-by-five, black-and-white photo of your baby, the two of you were simply waiting for a profiler observant enough to notice. You weren’t showing, yet, as you encroached upon the second trimester, you worried you were running out of time.

His theory was that your nausea was being exacerbated by low blood sugar, which is why he made sure to give you orange juice – you weren’t so convinced, orange juice was brutal coming back out.

You heard the familiar woosh of the glass doors to the bullpen swing as someone entered, the click-clack of Garcia’s heels snapping you back to attention, it was almost time for morning debrief. If you were lucky, you’d remain at your desk for the rest of the day. If your luck ran out, you’d have to pop a Zofran before getting on the jet.

Sighing, you rested your chin in your hand before going back to clicking through your emails, pausing for just a moment when Spencer reached across the short barrier between your desks and opened the bottle for you. To appease him, you took a small sip of the orange juice, pleased when you saw him settle in his desk chair.

“What’s that?” Garcia asked, nearly stumbling to a stop behind Spencer’s desk as her eyes snagged on something on the surface. “No, no I know what that is,” she continued, stammering and flicking her eyes between you and Spencer.

Penelope’s rising voice garnered the attention of other people in the bullpen, bringing them to your and Spencer’s adjacent desks. “What’s wrong, baby girl?” Derek piped up, making his way over and setting a hand on the back of your chair.

Pointing at you, the technical analyst wagged her finger as she made the connections in her brain. The doctor’s appointments and the sudden aversion to girl’s night made sense to her now, and you could see it in the way her gaze softened when she stepped around the desks in order to give you a hug, “Is that real?”

As you reciprocated her hug, you nodded, glancing over at your husband as you knew your secret was now out. “Yeah,” you mumbled into her blonde hair, “It’s real.”

“Would somebody please tell me what’s going on?” Morgan said, looking around, sharing a confused look with Emily but earning a ‘dude, really?’ look from JJ.

Releasing you from the hug, Penelope reached over the acrylic barrier, plucked the sonogram off Spencer’s desk, and presented it to the rest of the team Vanna White style, “Baby genius is imminent!” She announced, beaming at you and Spencer as you snuck around them to stand at his side.

One by one, Emily, JJ, and Derek embraced both you and Spencer, “Wait, how long has that picture been there?” Emily questioned, arching a dark brow at you and Spencer.

“Two weeks,” Spencer answered quickly, snaking an arm around you and resting a hand on your hip, squeezing it reassuringly.

You leaned into him slightly before nodding in affirmation, “Yeah, some profilers you guys are!”

Rolling his eyes, Morgan came back at you for another hug, holding you so tightly that your feet lifted slightly off the ground. “Woah, hey, be careful,” Spencer said, waiting expectantly for your coworker to let you go.

Taking a deep breath, you stepped back to where Spencer was standing while Emily spoke again, “Oh, he’s going to be insufferable by the end of this.”

[voxslays]

NEED SOMEONE OLDER — HWANG IN-HO

➴ After the deaths of his first wife and unborn child. In-ho decides to spend the rest of his miserable life as the frontman, killing players who were in his same position he used to be in. In-ho thought he would never love again…that was until he met you.

➴ You were younger than him, by almost fifteen years. You were in your late twenties, having come to the games to pay off your student loans. But little did you know, someone was keeping an eye on you from afar.

➴ In-ho had already decided to join the games this year, wanting to keep his enemies close instead of monitoring them from afar, but you being in the games only gave him more incentive.

➴ In-ho—now known as player 001—who instructed his guards to keep you safe no matter what. In red light, green light if you were caught moving? No you weren’t. In Dalgona, if you broke your cookie? Nobody saw it.

➴ In-ho was quick to gain your affections, charming you as the older, married man, Young-il. He felt bad about lying to you, but it was the only way to keep you safe, for now.

➴ During mingle, when you twist your ankle after being pushed out of the way by a muscular man around your age, who shoved his way into the same room as Young-il right before the doors shut, he killed the young man mercilessly.

➴ When one of the pink circle guards points his gun at you, Young-il shouts out some command, that sounds like gibberish, and the guard grabs a needle out of his pocket, causing you to see black before passing out.

➴ When you wake up, you wake up in a warm Alaskan-sized bed. The walls around you were floor to ceiling windows, with a view of the surrounding sea. You pull the dark grey sheets off your body, ready to fight for your life when the frontman walks in. You gasp.

➴ In-ho takes off his mask and explains everything. He deflects your questions about the other players safety. Are they even still alive? In-ho tells you it’s been a week since you’ve last been conscious.

➴ In-ho takes his time, trying to get you to personally fall in love with him…which you do. You stick by his side as he oversees the games and manages the VIPs. And soon, Mr. Hwang pops the question on the island’s beach right after a batch of the games has concluded.

A/N: Omg y’all are crazy….thank you so much for all your support.

Idk how the hell I managed to get 1k notes in one day lol.

[cordidy]

A few days ago I wrote this

https://www.tumblr.com/cordidy/769603546439172096/just-needed-to-get-this-out-of-my-head-after?

just because it was in my brain and I'm sooooo happy people liked it.

Here is the part two as demanded. I'm proud with how it came out and I hope you will love reading it as much as I loved writting it 😊

SPOILER for Sylus's Myth

TW : Alcohol, "lady of the night", sadness,

English is not my mother tongue BUT this time it was proofread by @thedeadstoryteller1 whom I love sooooo much for that.

“...Flowers bloom as far as the eye can see…”

“What did you say ?” You groaned, the familiar voice still in your ears as you opened an eye lazily, expecting an answer that never came.

Waking up felt like dying.

Spinning head, dizziness, whole body aching, clearly mistakes were made and atonement was due but God it still hurt.

Slowly opening your eyes as you tried to avoid the blinding light of the sun pouring into your room, you tried to recollect the events of last night…not very efficiently.

A quick look around.

You were alone in your room, not in a drunk tank and fully dressed indicating you did not do nor bring a mistake back home with you, thanks to your bodyguard.

Speaking of bodyguard, you found him in your kitchen, over the stove making ...pancakes ?

“So I did bring an ass…” you started in a tired and raspy voice as you made your way towards the counter before Sylus quickly gestured to his ear.

“I think I’ve been more than generous in my payment planning…”he said calmly while flipping a pancake in the pan as you grabbed a glass of water and some Tylenol before taking a seat, focusing your attention on him.

There was always something intrinsically fascinating when it came to him working. Most of the time you saw two types of Sylus, the asshole trying to get a rise out of you for his own entertainment (kind of cute honestly) or the combatant who would obliterate his enemies while using his Evol to throw things at you when fighting to “keep you on your toes” and because it was “fun”.

Seeing him do things as serious as negotiating a deal or doing his accounting reminded you he was not just a pain in your arse but also a very functioning person.

“Kieran, how many fingers does Mister Vaulric need to play the piano ?” He casually asked on the phone, making you choke on the water you were drinking.

Alright, a psychotic functioning adult…

Silence

He did not turn around when you threw a dishcloth at him, only lowering his head with a sigh.

“You have 1 more week. Increased loan interests, Kieran will handle the details” he finally said, setting the pancakes in a plate before putting them in front of you with a jar of jam, completely ignoring you and your gleaming eyes “Oh and I suggest you don’t leave the N109 Zone for now, we can’t guarantee your…safety…outside of it” he added before he ended the call and took a seat in front of you.

“Did you just threaten a guy in my kitchen ?” you asked, trying to sound casual but unable to hide the frown on your face. Yes you were friends with a criminal but you were still a law abiding citizen…

Besides, threats made with a lace apron sounded….weird.

“I don’t make threats , only warnings. Eat your pancakes” he retorted, casually sitting in front of you.

“I didn't expect to see you here ” you said while eating.

“Someone had to make sure you were alive after all the alcohol you drank last night”

Whoa, that was cold. You looked at him, uncomfortable.

“No I mean in the kitchen, knowing you, I half expected to wake up to you in my bed” you chuckled trying a bit of humor. Of course you trusted him, knowing he would never attempt anything if you could not or would not consent but…well, no harm in some banter right ?

The joke felt flat though as he remained silent.

“Sooooo no snarky comment about the way I look today with my hangover ? No making fun of me for my poor choices in life ? ” you asked him, trying to break the ice with a bit of teasing. Surely he wasn’t mad at you, was he ?

“Does your head hurt ?” he asked, still not looking at you, texting.

“Yeah ?” you answered your mouth full.

“Do you feel like an idiot for getting so shitfaced you don’t remember anything from last night ?”

You remained silent. 

Last night…clearly something happened last night.

Something bad judging by his attitude towards you. What...what did you do to deserve the cold shoulder from him of all people ? 

You were too slow to respond though as he was already getting up.

“Then the Universe already took care of it on my behalf” he simply said while putting his phone back in his pocket, clearly avoiding eye contact as he grabbed his jacket. “Drink water and take a nap” he added before leaving your apartment without even a goodbye.

Something was wrong.

“Hey, you did not really cut this guy's finger right ?” 

Clearly something was wrong between the two of you and it was starting to bug you.

“Everything alright ? No news for 2 weeks is soooo suss coming from you. Even your pigeon from Hell is not around“

That was the only explanation you had to the fact that Sylus had literally vanished from your life since that morning a month ago.

“Sylus, seriously I'm worried, you ok ?”

Then there was the issue of Luke and Kieran. 

1 month

1 FUCKING month without a call, without a text, without even a reaction on your Moments and the worst part ? It hurt !

At first you had figured he probably was busy with that Vaulric dude he had been talking to at your place and that’s why he did not answer your messages but a whole month just to deal with a loan gone late ?

“Look, I don’t know what’s going on but you….you’re not yourself lately…” Xavier said, leaving his boxing stance after you tripped while attacking him, barely avoiding falling face first on the ground thanks to your partner's quick reaction.

When you had not been able to reach Sylus, you turned to the twins for info, reassurance, a death certificate, anything to just know what was going on but still, nothing. You knew your messages were read by the pair so they had to be at least alive, but they remained unanswered.

This radio silence was starting to take a toll on you as reflected by your sleepless nights that turned you to a mess both physically and emotionally.

“I’m fine. Again !” you brushed off as the young man tried to get to the bottom of what was happening to you. While you had been the one insisting on sparring, hoping it would allow you to blow some steam off, you clearly were not at it and it was getting dangerous.

“No, I'm not fighting until you tell me what's happening !” 

You suppressed a frustrated growl.

Alright, if he wanted to be an easy target…

Next thing you knew, the easy target's fist met your nose as you tried a sneak attack and he reacted out of instinct, color draining from his face when he saw blood dripping from your nose.

“Fuck Y/n I'm sorry ! I…I didn't mean to !” 

This got you a week off duty and another scolding from your physician who had threatened to tie you up on a therapist's chair if you did not work on your current issues.

You didn’t need therapy, though, you needed answers and you were going to get them.

Kudos to Zayne for giving you the idea of tying Sylus up until he talked if need be.

Clearly you were not expected.

You didn’t know what to expect when you pushed Sylus’s office door open that night. Your nose was still puffy, wicks still in one of your nostrils, blood all over your shirt but you did not care what you looked like right now.

You wanted answers and he was going to give them to you, as soon as the stunning woman sitting on his desk, half naked, her long silver hair cascading her back, would be gone.

“I…”

There he was, sitting casually, his shirt half open, engrossed in conversation and your blood ran cold into your veins as the woman leaned towards Sylus to refill his glass with a giggle.

Based on his look, it was not the first…The sound of your voice got his attention though, and, for a split second, you saw shock in his eyes before the mask was up again.

Something you did not like.

“Oooooh, you invited a friend ? The more the merrier I guess but…I charge more for this kind of…fun…” the hooker cooed, playing with Sylus’s hair. “No offence sweety, women are just not my…first choice” she added, smiling at you.

Technically, he didn’t owe you anything. You were friends, nothing more, despite the constant flirting, the glances, the brushing of his hands…yet, seeing him with another woman stirred something inside of you. 

Maybe it was just the global exhaustion you were into but you felt a surge of…possessiveness towards him and you had to refrain yourself from jumping at the young woman in order to not claw her eyes out.

Seeing you hurt, Sylus, your Sylus anyway, would already be on you, checking your nose, getting the twins to bring you clean clothes while pestering you about the how ? When ? why ? and especially who’s teeth he needed to remove for doing that to you but all you got from the man in front of was a laconic “what happened to your nose ?” as he grabbed his glass, barely looking at you, focusing his attention on the young woman.

Part of you wanted to jump at him and hold him tight as you saw he was alive and well but at the same time you wanted to smash his head on the fucking mahogany desk for giving you the cold shoulder.

“What are you doing here ?”

“What I…” yeah, the head smashing was definitely an option as you walked towards him, trying to remain calm. “I came to see you since you decided to avoid me like the Plague lately” you said coldly.

“Leave us” he commanded the woman who didn't need to be told twice. 

She still seemed disappointed as she passed you before grabbing some cash on the coffee table, understanding the party was over. “Well, you saw me”

He remained silent and it made your blood boil with anger. 

“So this is what you’ve been doing for the past month ?” you asked, dumbfounded.

"As far as I can remember, what I do in my free time is none of your business” he pointed out in the same laconic tone.

“Alright…what did I do ? Ever since that night you brought me back home you've been avoiding me !”

You couldn’t bear his attitude towards you, the way he had left the situation fester and rot between you two.

“Don't…” he warned you.

So something did happen and, since you couldn’t remember a thing, you could only rely on him…

“What ? What happened ?! Did you try something ?” 

Deep down you knew it was not that. You trusted him and you knew he would never take advantage of the situation, hence why you called him but maybe…

“You tried something, I pushed you away and you didn't like that…”

…maybe provoking him…

“I think you should leave Y/n” he said in a straight tone, still avoiding your eyes and that's when you snapped.

“LOOK AT ME YOU FUCKING PRICK !” you yelled at him, losing control of your emotions, finally getting a reaction from him as he was not used to being bossed around or insulted. 

That’s when he saw them.

The tears you’ve been keeping up for the past month.

Neither of you could tell if they were tears of sadness, of frustration or of rage but right now, as you looked at him with so much anger and hate and…heartbreak, you were terrifying.

Breathtaking.

A vision for sore eyes that stirred something in him…

Truly and utterly terrified of the man you had been trusting with your life only a month ago.

“A month Sylus…A month without a word ! without a call, without a sign of life ! Do you have any idea how worried I was ?! I thought you were…you were…” you couldn’t say the words, couldn’t admit how the mere thought of it terrified you.

“What ? Dead ?” He let out a resentful  chuckle before taking a sip of whiskey “...you made sure this was never an option for me…” and the bitterness of words hit you like a tone of brick.

“You know…You’re good at that little game of yours” he added casually, finally rising from his chair, making his way towards you “I actually believed in that little…amnesia game…”

“What are you talking about ?” you asked, but he did not listen, too focused on his own train of thoughts.

“...But stupid people say stupid things when they get drunk…” he continued, puzzling you even more “What I don’t get though, is the why” he pondered like he was looking for the answer to a complex riddle.

“Please expla…” you started, confusion replacing the anger.

“STOP WITH THE BULLSHIT !” he yelled back, throwing his glass against the wall and, for the first time, you were scared of him. 

It didn’t take being a genius to know that, between brute strength and his Evol, you were no match if things were to go south. 

“I did everything you asked…” he started, getting closer as you slowly backed away, shaking.

“Sylus you're scaring me…” you said in a genuine tone, fear replacing anger.

“You're noisy…”

That voice again…his voice…

“We set the Sanctuary ablaze…”

“...Fulfilled all of your mortal desirs…” his words dripped…hatred.

He was obviously drunk.

And dangerous.

“Stay back” you warned him, looking for the gun at your belt before aiming at him. Not that it would be of any use anyway but it could eventually buy you time.

“...3 chances..”

“You remind me of a young…”

“I WILL shoot you if you don't back the fuck away Sy !” you warned him but he didn’t stop and you couldn’t bring yourself to shoot.

Your head started to spin as he kept getting closer, your hand shaking, your will faltering as the smell of smoke filled your nose.

Smoke ? What smoke ? What Sanctuary ?

Just like in those nightmares plaguing your nights ever since Sylus and you Resonated…

“We bathed in the blood of your enemies and danced on the corpses of those who wronged you…” 

You could hear it, the screams of terror as fire drowned the city and you laughed in bliss, strong hands laced around you

“Are you satisfied, Beloved ?” 

“Sylus I don’t feel alright…” you whispered as you started to stumble, feeling the familiar sensation of a new Resonnance which didn’t make sense as resonating with him was a tedious process.

It could not happen just like that…could it ?

You were having a hard time focusing on him and his image started to shift ? Almost as if reality was...glitching...and you needed to close your eyes from the dizziness.

When you opened them again, his head was pressed against your gun.

 “Don’t know where to aim ? I can tell you…” he said and the way his eyes darkened was a striking contrast with the tenderness he used to caress your cheek and you couldn’t help but lean into his palm, like you were not holding a gun at his face.

“Only the fiend's archnemesis can kill it…” he whispers with pleading eyes.

“...My dragon is…here”

“Sylus…”

“I curse your soul” 

The words spilled out of your mouth…echoes from a buried past…

“Why Beloved ?” he asked in a broken voice, clearly lost in his own thoughts , closing his eyes as tears poured down your cheeks while you were unable to steady your hand.

“I curse your soul…to never fade away”

“Why would you do this to me ?” He asked, dropping to his knees, abandoning all pride as he laid his heart bare to you.

“You'll always be tied to me, forever”

“Why would you pretend we are not one ?” 

“Only I can grant you a true death”

“I just want you back…Please come back to me…” he pleaded, ready to give you his life if you asked him. 

Again

______________________________________________________________

Tagglist as requested : @crowskitten22 @deliriousdreamsabtyou @nappatheyappa @withering-dream @sylusfluffymeow @everythingistaken00 @unacielooo @shroomiethefrogwhisperer @minniestarmj @idkwhatimdoing27 @evil-mei @hrts4hanniehae @silverbrain @kindalonely-ngl @katykibbs

[roseyodditea]

Just Fix It - Wriothesley x gn! Reader

Summary -> 1.2k words. Your repair work is interrupted and then ruined by The Duke himself.

Warnings -> Swearing, Minor injuries.

A/N -> I love the idea of being a mechanic in Meropide. lmk if it's actually interesting to anyone that isn't me and I can write more. I'm just testing the waters with this one lmao

**********

For the first time in a long time, the halls of the Fortress of Meropide were quiet. The consistent and loud clanging of heavy machinery was absent, much to the pleasure of a lot of the prisoners. However, prisoners that were close to the elevator could hear the shouting of the scariest man under the water and the most stubborn person to probably ever exist. The shouts of The Duke and you, the head mechanic of the Fortress. 

“Get down from there!” Wriothesley shouted at the top of one of the large presses in the production zone where you stood, 10 feet in the air. His tone was half amused and half frustrated.

“You aren’t my boss! I don’t take orders from you!” You chuckled, standing in triumph on top of the machinery, holding nothing but an angle grinder. “I am literally your boss!” You let out a scoff. “I am an employee of the Fontaine Research Institute of Kinetic Energy Engineering. I am on loan to you, bitch.” A few of the newer prisoners looked away in fear as you insulted The Duke, not understanding the dynamic between the two of you.

“How much longer do you have on the repairs?” He rolls his eyes, trying not to laugh in front of others.

You scoff and return to cutting off some of the warped metal of the old press. “Not too much longer. I’m just cleaning up some metal that’s causing some of that god-awful screeching. I could fix it faster if you stopped distracting me.”

“Just hurry up and fix it. You’re wasting my precious time.” “What, you planning on dying soon, old man?” You snort to yourself and duck as a wrench is thrown dangerously close to your head, the guards and prisoners in the production zone moving to quickly leave now that metal was being thrown around. You put down the angle grinder and stand up, looking down at Wriothesley. “Say that again.” He looks at you with that cocky smirk you’ve grown to love and picks up a hammer from the toolbox you left on the ground.

“Careful there. That’s heavy, you might throw out your back trying to toss that all the way up here.” You taunt and hold your arms out wide, making yourself a bigger target. 

Wriothesley was throwing the hammer when the high-pitched sound of someone clearing their throat caused your blood to run cold. “Need I remind you both of the strict safety procedures we have in place?” Sigewinne’s voice immediately caused you to panic, looking away from Wriothesley, not realizing the hammer had already left his hand. You were about to say something when the hammer flew towards you. Panic ran through your body as instinct took over, dodging backwards, but losing your footing and falling off of the top of the machinery. Before you fully realized you were falling a ramp of ice emerged and broke your fall, but causing you to catch your wrist as the transition from ice to metal flooring caused you to roll. You didn’t even try to get up, a throbbing sensation in your wrist overpowering you. Two sets of footsteps approached you quickly. Sigewinne grabbed the wrist you landed on and furrowed her eyebrows, your body relaxing now that you knew you were in good hands.

“It’s just a sprain. It should heal just fine in a month” Sigewinne went to grab one of the first aid kits always kept in the production zone. She took out some wraps to help stabilize your wrist when Wriothesley grabbed it from her. 

“I’ll take care of it. It’s my fault they got injured in the first place.” He nodded at Sigewinne and she took that as an order to leave the both of you alone. He took your wrist in his hand and began to gently wrap it. “I’m sorry. That was stupid of me.” 

You tried to ignore the pain in your wrist and chuckled. “Yeah, it kinda was.” You watch his hands move around yours shockingly delicately, his brows furrowed in concentration as he looks down at your hand. “It’s really not a big deal. This isn’t the worst sprain I’ve gotten from climbing on equipment like that. I should have expected it.” Wriothesley shakes his head. “Stop that. This is serious. I hurt you and now you can’t work.” “Oh come on. You have plenty of other mechanics at your beck and call that will come to fix this and do it safer than I would.” You were met with silence, Wriothesley still focused on your wrist, refusing to look up into your eyes. “Unless you have a personal attachment to this one?”

“How bad does it hurt?” He tried to push down the lump he found stuck in his throat, but it still made his voice crackle in a way you hadn’t heard before. “Oh my god, you do have an emotional attachment.” You move your wrist closer to your body. Wriothesley doesn’t seem to notice and moves closer. “Just tell me how bad it hurts. I can get you some medicine from the infirmary, or I can-” “Oh shut up.” You pull him even closer, but this time he notices. Neither of you make any move to back away from each other. “I’m not worried about my wrist anymore. Something more interesting came up.” Wriothesley finishes wrapping your wrist, the support lessening your pain. He wraps his fingers around your wrist and you feel a chill creeping up your arm, his cryo vision glowing subtly as he tries to soothe the inevitable swelling. “I find your company enjoyable. You bring a sense of fun and light I never could afford to have in my life until recently. And the fact that you’re willing to consistently make the trip down here to this damp metal prison means a lot.” He sighs and shakes his head. “And for some stupid reason, I got wrapped up in the moment and threw a hammer at you when you were already in a precarious situation without any sort of safety harness on.” He fully sat down instead of just awkwardly crouching over you.

“And who’s fault is it I wasn’t wearing a safety harness?” “Mine. I’m your boss and I’ve been letting you get away with not wearing one for far too long.”

You let out an exaggerated groan. “You’re not technically my boss. You don’t even sign my paychecks.” “Can’t you let me have anything?” He lets a playful smirk grace his face, the chill making you forget all about your pain. “You’re one of the few people I trust with half the old equipment in this prison. What am I going to do for the next month while you’re healing?”

You moved to rest your head on his shoulder. “You know I’d make a good supervisor.” You wiggle your wrist out of his grip and slide your arm to hold his hand, not minding they were still ice cold.

“For me or other mechanics?” He asked with a hopeful tone in his voice, leaning in slightly.

“I think you know that answer.” You lean in the rest of the way, placing a quick and gentle kiss on his lips. 

“Hmm. I‘ve never heard of that supervision strategy.” “You’re a fucking idiot”

**********

[yourreddancer]

So here is what is happening.

It's not Trump.

He is looking so miserable because he is being forced to do WORK, and he hates doing WORK. Hopefully, at some point he either balks, or he runs out of steam at the pace he is being forced to keep. The way he is looking lately, that may be sooner rather than later. Hopefully.

All these reams of Executive Orders he is signing? He did not write a single one of them.

Some were written since the election, of things Trump promised at his rallies. But most of them were written over the past 4 years.

They were written by Stephen Miller, AKA Wormtongue, his former and once again speechwriter and adviser.

They were written by Russell Vought, who is going through Senate confirmation hearings for the OMB, which put out that order stopping all federal grants, loans and disbursements Monday.

They were written by ALL the writers of the Project2025 playbook, the agenda Trump pretended he had nothing to do with.

How many writers? Project2025 is made up of over 100 conservative organizations! THAT is why there are so many Executive Orders waiting to be signed. Trump is probably having to ice his arm every night.

What is the overall agenda? To totally tear down our government. Totally. The good with the bad. Seriously.

Rachel Maddow showed video of JD Vance praising a mentor of his, Curtis Yarvin, on a far-right talk podcast, and that mentor not only advocates the complete destruction of the government, closing down every department and firing every single person, but then building a new corporate style organization instead, with a CEO, not a president, at the top.

No three branches of government, just ONE. A corporation, to run America like a business. And he said that the other name for a CEO is a "dictator", and that is what America needs. Curtis Yarvin said emphatically that we must "get over" our fear of the word DICTATOR.

JD VANCE told podcaster Jack Murphy, "So step one in the process is to totally replace — like rip out like a tumor — the current American leadership class, and then reinstall some sense of American political religion."

Jack Murphy responded in the video, "How do we rip out this leadership class? What options do we have besides voting them out?"

"This is a tough question, but this is maybe the question that confronts us right now. There's this guy Curtis Yarvin who's written about some of these things," said Vance.

And Jack Murphy grinned and nodded in agreement.

That is what they plan, folks.

Corporations are businesses. They were there to make money. They are not there to take care of their workers, or the customers, or the environment, or public safety, and ESPECIALLY they are not there to hand out help to people who NEED help from disasters, or illnesses, or old age.

That is why they are starting by trying to eliminate oversight, and stop all funding of EVERYTHING. And now, gettng rid of EVERYBODY.

Trump signed a new order last night for EVERY WORKER IN OUR GOVERNMENT. In EVERY department. He is offering EVERY SINGLE WORKER, every department manager, every civil servant, every scientist, every inspector, every accountant, every researcher, every secretary - EVERYBODY - a termination package. They will get a nice payoff and perks if they agree to quit their job.

But they only have ONE WEEK to decide.

Otherwise, the threat is that they could be terminated at any time with no nice goodbye package at all.

(NOTE: HE HAS NO LEGAL AUTHORITY TO DO THIS, AND MANY FEDERAL WORKERS ARE REFUSING TO OBEY IN ADVANCE!!!)

And the threat is also there that they could be transfered from the job they know and are invested in, to doing something totally ridiculous and hateful. Trump said out loud he may send the new IRS hires to deal with immigrants at the Border instead.

In fact, he may send ANY entire department to a far-off location, uprooting and disrupting their family, as he did when he sent all the FDA scientists to a midwest location, during his first administration. Half of them quit.

The INTENTION of Project 2025 is to TOTALLY dismantle our government. And to rebuild it as a stripped down corporation, with workers only loyal to THEM.

What happens to US? We have been here before, folks. I remember the days when there were no protections for people. You worked, paid for your own food, shelter and medical bills or you died. Old people. Disabled people. Unmarried women. Children.

If you got unjustly fired, too bad. If you could not get a job because you were too old, or just got out of the hospital, or out of prison, or out of rehab, or were a disabled veteran, or disabled, period, or had kids at home, or might become pregnant, or were ANY minority that a business owner hated, too bad.

If your house burned down, if you got cancer, if you had an accident, too bad.

When I was a young adult, hospitals refused to treat people without money or insurance, even in emergencies. They died outside the door, on the sidewalk. If they ran out of money, they were pushed out the door in a hospital gown to die on the sidewalk. THIS HAPPENED. Every day.

We are returning to a MERIT based system? No more bad old DEI?

People will be hired for what they are qualified to do based on their education, accomplishments, skills and experience? BULLSH!T.

Once again, hiring will be done BASED ON THE CODE OF THE OLD BOYS CLUB.

WHAT QUALIFICATIONS does Robert F Kennedy Jr have?

Education? Harvard and then Law School. He does not have one single medical degree. And he is on record for himself saying he was a heroin addict from high school all the way through college. He dealt cocaine from his dorm room at Harvard. He got arrested. THIS IS ALL ON RECORD.

Experience? He knows NOTHING about medicine.

Nor does he know anything about managing a business.

He is a lone wolf who has traded on the Kennedy name and his famly fortune to get attention, be a celebrity, and GET MONEY.

His cousin Caroline Kennedy, JFK's daughter, just wrote a letter to the Senate reminding them of all this, not they they were unaware of ANY of this in the first place.

HE VACCINATED HIS OWN CHILDREN, while discouraging other parents NOT to vaccinate their children, for MONEY. To fundraise for donations. To rake in their cash and do NOTHING in return but book celebrity appearances to make speeches full of lies.

Carolina Kennedy called him a predator, who used his charisma to talk his younger brothers and cousins into buying the drugs he was selling, and getting them addicted. His younger brother died of a drug overdose.

She talked of unspeakable acts of animal cruelty involving his pet reptiles. He did right it in front of people, to show off. He thought it was funny. Like he thought his prank with the dead bear cub and eating a dog were funny.

So he is not even being considered for Cabinet Head of the entire Department of Health because he is a stand-up guy with integrity and CHARACTER.

He is being hired for his NAME. Not HIS name, his father and his uncle's name.

He is being hired because of a Quid Pro Quo arrangement. He quit the presidential race in exchange for running the only part of the government he REALLY wanted.

MERIT? Merit does not count at all. What counts is that he is all in on the vision of Project2025. To destroy the Health Department and eliminate it.

What counts is his stone-cold desire for money and power in the new Corporate American Dictatorship.

What counts is his ethnic bona-fides, his BIRTHRIGHT into the Old Boys Club.

This is happening in real time, folks.

Donald J Trump is just the figurehead in all this.

He is the cult leader who can do no wrong in the eyes of his followers. He can get away with ramming hundreds of Executive Orders, most of them illegal and unConstitutional through, like a machine gun, at our entire country.

While half the country - people too blinded by hero worship to see this affects them too - cheer and fistpump. While WE are shocked into inaction. And while our politicians DUCK, and try to figure out the best way to hang on to their careers and their power and their money. And maybe their lives.

Donald Trump removed the protection details from leaders of his last administration who turned against him - or who HE now views as an "enemy". He released 1,500 former rogue militia members and their leaders back onto the streets. He pardoned religious activists who harrassed and assaulted patients at women's clinics.

The message is as clear now as it was on January 6th, 2021. Violence is OK. Don't worry about the law. Trump doesn't obey any. As long as you are loyal to Trump, you don't have to obey the law either. Wink-wink.

From now on, the LAW is only what Donald J Trump SAYS it is.

So what happens if Trump is no longer President?

JD Vance steps right in, and pushes the Project 2025 agenda through with a vengeance, of course.

But here is the thing. JD does not hold the blind devotion of the cult members. They do not idolize him. In fact, they are at best lukewarm towards him. He will not be able to manipulate them as Trump does, or even pull their wool over their eyes about what he is doing, and what the adverse consequences will be for them.

Because of this, JD does not have the leverage over the politicians in Congress or the Supreme Court Justices that Trump has.

Trump MUST be stopped. By the courts, or by impeachment - but it must happen. He must be removed from office ASAP.

Or, as he is so fond of saying, "We won't have a country anymore."

[whereserpentswalk]

Every starship always has a few ice people on board. It's just standard safety protocol. The minimum number is three, one ice person for defense, one ice person for repairs, and one ice person for medical.

Ice people are people who are put into suspended animation for the duration of a trip, only to be taken out in emergencies. They're useful because a ship won't have to deal with another passenger just for something that won't useally happen. It also makes it so that the ice person is the least likely to be harmed in emergencies. They used to use robots for these sorts of things but now that the robots have unionized biological life is cheaper for that kind of labor.

It's a pretty nice job. Nine times out of ten it's falling asleep and waking up a few months later. Doing it once or twice can pay off your college debts pretty quickly. Compared to the other jobs you'll get with that kind of skillset it's a pretty good deal. Most medical students are encouraged to take it as their first job to pay off their student loans.

Of course, there is a weirdness to it, not existing for such a long time. Even a few months will make the way things change weird. You'll come back to your home planet and things will be diffrent. A freind will have gotten married. A child that you're used to being a baby will be a toddler. Someone will have moved away. It's not all bad, hype for movies or video games, arguments that need time to calm down, skipping out on a bad time in politics. But still, it always makes you a bit separate from everything else.

Of course, there is always the fear suspended animation won't work as intended, and your mind will be trapped dreaming, or worse, conscious, during the entire affair. Perhaps things will that lurk in hyperspace will begin to speak to you. Or worse you'll just be alone, with nothing but your thoughts, and no way to cry out.

But that's not the worst of it, at least not for most people. For most people it's the much more mundane reality of needing to be an ice person for more than just one or two trips. You'll fall asleep and wake up months later, ten, twenty, fifty, a hundred times. And you'll find yourself only seeing the world through snapshots, really only having your other ice people to relate to. You'll be from a diffrent time as everyone the same age as you. It's better pay then any alternative, but there is a greater cost. Soon enough you'll be walking through your homeworld and it'll be alien to you, decades in the future from what you were raised to be in, you'll be wearing a diffrent eras clothing, speaking in a dead dialect, like a ghost from the past.

There was a young engineer who recently returned from being an ice person. Poor thing, she was sent out on an ambassador ship to an alien system thinking it would be about six months, but it turned out she was gone for decades as a war between that ship's nation and the alien homeworld broke out. When she came back all three of her spouses had died of old age, and her son who was an infant when she left was older than her when she returned, and her grandchildren she had never met were her peers.

[dreamdolldeveloper]

back to basics

mostly free resources to help you learn the basics that i've gathered for myself so far that i think are cool

everyday

gcfglobal - about the internet, online safety and for kids, life skills like applying for jobs, career planning, resume writing, online learning, today's skills like 3d printing, photoshop, smartphone basics, microsoft office apps, and mac friendly. they have core skills like reading, math, science, language learning - some topics are sparse so hopefully they keep adding things on. great site to start off on learning.

handsonbanking - learn about finances. after highschool, credit, banking, investing, money management, debt, goal setting, loans, cars, small businesses, military, insurance, retirement, etc.

bbc - learning for all ages. primary to adult. arts, history, science, math, reading, english, french, all the way to functional and vocational skills for adults as well, great site!

education.ket - workplace essential skills

general education

mathsgenie - GCSE revision, grade 1-9, math stages 1-14, provides more resources! completely free.

khan academy - pre-k to college, life skills, test prep (sats, mcat, etc), get ready courses, AP, partner courses like NASA, etc. so much more!

aleks - k-12 + higher ed learning program. adapts to each student.

biology4kids - learn biology

cosmos4kids - learn astronomy basics

chem4kids - learn chemistry

physics4kids - learn physics

numbernut - math basics (arithmetic, fractions and decimals, roots and exponents, prealgebra)

education.ket - primary to adult. includes highschool equivalent test prep, the core skills. they have a free resource library and they sell workbooks. they have one on work-life essentials (high demand career sectors + soft skills)

youtube channels

the organic chemistry tutor

khanacademy

crashcourse

tabletclassmath

2minmaths

kevinmathscience

professor leonard

greenemath

mathantics

3blue1brown

literacy

readworks - reading comprehension, build background knowledge, grow your vocabulary, strengthen strategic reading

chompchomp - grammar knowledge

tutors

not the "free resource" part of this post but sometimes we forget we can be tutored especially as an adult. just because we don't have formal education does not mean we can't get 1:1 teaching! please do you research and don't be afraid to try out different tutors. and remember you're not dumb just because someone's teaching style doesn't match up with your learning style.

cambridge coaching - medical school, mba and business, law school, graduate, college academics, high school and college process, middle school and high school admissions

preply - language tutoring. affordable!

revolutionprep - math, science, english, history, computer science (ap, html/css, java, python c++), foreign languages (german, korean, french, italian, spanish, japanese, chinese, esl)

varsity tutors - k-5 subjects, ap, test prep, languages, math, science & engineering, coding, homeschool, college essays, essay editing, etc

chegg - biology, business, engineering/computer science, math, homework help, textbook support, rent and buying books

learn to be - k-12 subjects

for languages

lingq - app. created by steve kaufmann, a polygot (fluent in 20+ languages) an amazing language learning platform that compiles content in 20+ languages like podcasts, graded readers, story times, vlogs, radio, books, the feature to put in your own books! immersion, comprehensible input.

flexiclasses - option to study abroad, resources to learn, mandarin, cantonese, japanese, vietnamese, korean, italian, russian, taiwanese hokkien, shanghainese.

fluentin3months - bootcamp, consultation available, languages: spanish, french, korean, german, chinese, japanese, russian, italian.

fluenz - spanish immersion both online and in person - intensive.

pimsleur - not tutoring** online learning using apps and their method. up to 50 languages, free trial available.

incase time has passed since i last posted this, check on the original post (not the reblogs) to see if i updated link or added new resources. i think i want to add laguage resources at some point too but until then, happy learning!!

[fincrif]

How to Protect Yourself from Personal Loan Phishing Scams

In today’s digital world, personal loans have become more accessible, allowing borrowers to apply online and receive funds quickly. However, this convenience has also led to a rise in phishing scams, where fraudsters attempt to steal your personal and financial information by posing as legitimate lenders. These scams can result in identity theft, financial loss, and fraudulent loan applications in your name.

If you’re planning to apply for a personal loan, it is essential to understand how phishing scams work, the warning signs to look for, and the best ways to protect yourself.

1. What Are Personal Loan Phishing Scams?

A phishing scam is a fraudulent attempt to trick individuals into providing sensitive information such as bank details, Aadhaar number, PAN card, OTPs, or login credentials. Scammers typically impersonate banks, NBFCs, or online lending platforms and contact borrowers via emails, phone calls, SMS, or fake websites.

Once they obtain your information, they can:

Steal money from your bank account

Take a loan in your name

Misuse your identity for financial fraud

Access and sell your personal data on the dark web

2. Common Types of Personal Loan Phishing Scams

2.1 Fake Loan Approval Emails & SMS

Fraudsters send emails or SMS messages claiming that your loan has been pre-approved or that you qualify for a low-interest personal loan. These messages often contain links leading to fake lender websites designed to steal your personal information.

2.2 Fake Loan Websites & Apps

Scammers create websites and mobile apps that look like real financial institutions. They trick users into entering personal and banking details, which are then used for fraudulent activities.

2.3 Fraudulent Customer Service Calls

You may receive a phone call from a scammer pretending to be a bank representative. They claim you must provide your OTP, Aadhaar, PAN, or bank details to complete your loan application. Once you share these details, scammers can withdraw money or take loans in your name.

2.4 Loan Processing Fee Scams

Fraudsters promise quick loan disbursal with no documentation but demand advance processing fees or a loan insurance fee. Once the fee is paid, the scammer disappears, and no loan is disbursed.

2.5 Social Media Loan Scams

Some scammers advertise fake loans on Facebook, Instagram, or WhatsApp and ask potential borrowers to contact them privately. Once engaged, they request confidential details, leading to identity theft.

3. Red Flags to Identify Loan Phishing Scams

3.1 Offers That Sound Too Good to Be True

If you receive an offer promising guaranteed loan approval with no credit check, zero documentation, or extremely low-interest rates, it’s likely a scam.

3.2 Unsolicited Loan Messages

Legitimate lenders do not send random SMS, WhatsApp messages, or emails offering personal loans. Be cautious if you receive messages from unknown numbers or email addresses.

3.3 Fake Loan Websites

Before applying for a loan online, always verify the website’s domain name. Scammers often create fake websites with slightly modified spellings of real lenders to trick borrowers.

3.4 Requests for Upfront Payments

No genuine lender will ask for advance processing fees before loan approval. If a lender insists on upfront payments via UPI, Paytm, or Google Pay, it’s a scam.

3.5 Pressure to Act Immediately

Scammers create urgency by saying things like, "Limited offer – Apply now!" or "Your loan will be canceled if you don’t act fast." A real lender will give you time to review the terms.

3.6 Request for Personal Information Over the Phone

A legitimate bank or NBFC will never ask you for OTPs, passwords, or CVVs over the phone. If someone does, hang up immediately.

4. How to Protect Yourself from Loan Phishing Scams

4.1 Apply for Loans Only from Trusted Lenders

Always apply for a personal loan through registered banks, NBFCs, or reputed online lenders. Here are some safe options:

🔗 IDFC First Bank Personal Loan 🔗 Bajaj Finserv Personal Loan 🔗 Tata Capital Personal Loan 🔗 Axis Finance Personal Loan 🔗 Axis Bank Personal Loan 🔗 InCred Personal Loan

4.2 Verify the Lender’s Website

Check if the website URL starts with "https://" (secure site).

Look for official lender details on the RBI website or lender’s official website.

Avoid websites with poor design, spelling errors, or unusual domain names (e.g., "axisbankloans.xyz" instead of "axisbank.com").

4.3 Never Click on Suspicious Links

Do not click on links in unsolicited emails or messages claiming to be from a bank or NBFC. Instead, visit the official website by typing the URL manually.

4.4 Avoid Sharing Personal Information Online

Scammers may ask for your Aadhaar, PAN, or bank details via email, phone, or WhatsApp. Never share sensitive information with unknown sources.

4.5 Enable Two-Factor Authentication (2FA)

Use 2FA on your banking and email accounts to protect against unauthorized access. This adds an extra layer of security if your password is compromised.

4.6 Check Reviews & Ratings Before Downloading Loan Apps

Before installing a loan app, check:

App permissions (Avoid apps that ask for access to contacts, photos, and messages).

Reviews and ratings on Google Play or App Store.

If the app is registered with an RBI-approved lender.

4.7 Monitor Your Bank & Credit Report Regularly

Check your credit report and bank statements for unauthorized loan applications or suspicious transactions. If you spot any fraudulent activity, report it immediately.

5. What to Do If You Are a Victim of Loan Phishing?

If you have fallen victim to a loan phishing scam, take these steps:

1️⃣ Contact Your Bank Immediately – Report any unauthorized transactions and request to block your account if necessary. 2️⃣ Change Your Passwords – Update your internet banking, email, and loan account passwords immediately. 3️⃣ File a Cyber Crime Complaint – Report the fraud to the Cyber Crime Portal (www.cybercrime.gov.in) or call the National Cyber Crime Helpline (1930). 4️⃣ Report to RBI & Consumer Forum – If you have been tricked into a fake loan scheme, report it to the RBI and National Consumer Helpline (1800-11-4000). 5️⃣ Monitor Your Credit Report – Check for unauthorized loans taken in your name and dispute them with credit bureaus like CIBIL and Experian.

Stay Alert & Borrow Safely

Personal loan phishing scams are on the rise, but you can stay protected by being vigilant. Always verify loan offers, apply only through trusted lenders, and avoid clicking on suspicious links.

For safe and secure personal loan options, apply here: 👉 Compare & Apply for a Personal Loan

By staying cautious and informed, you can protect yourself from loan fraud and ensure a safe borrowing experience.

[bitchesgetriches]

{ MASTERPOST } Everything You Need to Know about Repairing Our Busted-Ass World

On poverty:

Starting from nothing

How To Start at Rock Bottom: Welfare Programs and the Social Safety Net 

How to Save for Retirement When You Make Less Than $30,000 a Year

Ask the Bitches: “Is It Too Late to Get My Financial Shit Together?“

Understanding why people are poor

It’s More Expensive to Be Poor Than to Be Rich

Why Are Poor People Poor and Rich People Rich?

On Financial Discipline, Generational Poverty, and Marshmallows

Bitchtastic Book Review: Hand to Mouth by Linda Tirado

Is Gentrification Just Artisanal, Small-Batch Displacement of the Poor?

Coronavirus Reveals America’s Pre-existing Conditions, Part 1: Healthcare, Housing, and Labor Rights

Developing compassion for poor people

The Latte Factor, Poor Shaming, and Economic Compassion

Ask the Bitches: “How Do I Stop Myself from Judging Homeless People?“

The Subjectivity of Wealth, Or: Don’t Tell Me What’s Expensive

A Little Princess: Intersectional Feminist Masterpiece?

If You Can’t Afford to Tip 20%, You Can’t Afford to Dine Out

Correcting income inequality

1 Easy Way All Allies Can Help Close the Gender and Racial Pay Gap

One Reason Women Make Less Money? They’re Afraid of Being Raped and Killed.

Raising the Minimum Wage Would Make All Our Lives Better

Are Unions Good or Bad?

On intersectional social issues:

Reproductive rights

On Pulling Weeds and Fighting Back: How (and Why) to Protect Abortion Rights

How To Get an Abortion 

Blood Money: Menstrual Products for Surviving Your Period While Poor

You Don’t Have to Have Kids

Gender equality

1 Easy Way All Allies Can Help Close the Gender and Racial Pay Gap 

The Pink Tax, Or: How I Learned to Love Smelling Like “Bearglove”

Our Single Best Piece of Advice for Women (and Men) on International Women’s Day

Bitchtastic Book Review: The Feminist Financial Handbook by Brynne Conroy

Sexual Harassment: How to Identify and Fight It in the Workplace 

Queer issues

Queer Finance 101: Ten Ways That Sexual and Gender Identity Affect Finances

Leaving Home before 18: A Practical Guide for Cast-Offs, Runaways, and Everybody in Between

Racial justice

The Financial Advantages of Being White

Woke at Work: How to Inject Your Values into Your Boring, Lame-Ass Job

The New Jim Crow, by Michelle Alexander: A Bitchtastic Book Review

Something Is Wrong in Personal Finance. Here’s How To Make It More Inclusive.

The Biggest Threat to Black Wealth Is White Terrorism

Coronavirus Reveals America’s Pre-existing Conditions, Part 2: Racial and Gender Inequality 

10 Rad Black Money Experts to Follow Right the Hell Now 

Youth issues

What We Talk About When We Talk About Student Loans

The Ugly Truth About Unpaid Internships

Ask the Bitches: “I Just Turned 18 and My Parents Are Kicking Me Out. How Do I Brace Myself?”

Identifying and combatting abuse

When Money is the Weapon: Understanding Intimate Partner Financial Abuse

Are You Working on the Next Fyre Festival?: Identifying a Toxic Workplace

Ask the Bitches: “How Do I Say ‘No’ When a Loved One Asks for Money… Again?”

Ask the Bitches: I Was Guilted Into Caring for a Sick, Abusive Parent. Now What?

On mental health:

Understanding mental health issues

How Mental Health Affects Your Finances

Stop Recommending Therapy Like It’s a Magic Bean That’ll Grow Me a Beanstalk to Neurotypicaltown

Bitchtastic Book Review: Kurt Vonnegut’s Galapagos and Your Big Brain

Ask the Bitches: “How Do I Protect My Own Mental Health While Still Helping Others?”

Coping with mental health issues

{ MASTERPOST } Everything You Need to Know about Self-Care

My 25 Secrets to Successfully Working from Home with ADHD 

Our Master List of 100% Free Mental Health Self-Care Tactics 

On saving the planet:

Changing the system

Don’t Boo, Vote: If You Don’t Vote, No One Can Hear You Scream

Ethical Consumption: How to Pollute the Planet and Exploit Labor Slightly Less

The Anti-Consumerist Gift Guide: I Have No Gift to Bring, Pa Rum Pa Pum Pum

Season 1, Episode 4: “Capitalism Is Working for Me. So How Could I Hate It?”

Coronavirus Reveals America’s Pre-existing Conditions, Part 1: Healthcare, Housing, and Labor Rights 

Coronavirus Reveals America’s Pre-existing Conditions, Part 2: Racial and Gender Inequality 

Shopping smarter

You Deserve Cheap Toilet Paper, You Beautiful Fucking Moon Goddess

You Are above Bottled Water, You Elegant Land Mermaid

Fast Fashion: Why It’s Fucking up the World and How To Avoid It

You Deserve Cheap, Fake Jewelry… Just Like Coco Chanel

6 Proven Tactics for Avoiding Emotional Impulse Spending

Join the Bitches on Patreon

[scenteddelusion5]

Hi, can I request a platonic Rosie(or several overlords if that’s okay) with a Female reader who’s a teenager overlord who accidentally became an overlord?

The Overlord of Disasters

Fem teenage reader x platonic Rosie (and other overlords)

This got way too long so I tried to shorten it, hope you still enjoy it.

Word count: 2886

Note: I actually am working on a young adult/teenager oc that has the powers to become an overlord, so the fact that this is my first request is very funny. When I've finished her design, I'll write about her. But for now, here is the story of Y/n the overlord of disasters.

Y\n had to admit that she wasn't the nicest person but she never expected to end up in hell. HELL, like yess she was a bit of a troubled teen... she was a petty thief, yess, but some of her peers were much worse. Besides, she was only fifteen when she died. She never had the chance to do better. That should've given her at least some leeway? Right?? RIGHT???

But no, she ended up in hell.

When Y/n first arrived, she roamed the dangerous streets looking for shelter. Her face and slim goat-like stature was hidden by a torn cloak. She tried to be inconspicuous, discreet, low-key but she overlooked one thing... Our Y/n was ridiculously clumsy. So when she tripped over her own foot, her arm bumped into the light pole causing it to fall over onto a postal van. That in turn caused all the letters to fly out on the street. Some of the papers got carried up by the wind, eventually getting stuck onto the cord of a power pylon. Then there was fire, which spread onto a building...

Everyone's eyes were focused on her, including a set of hollow eye socket. It didn't take long for the demons that lived in the now burning building to storm her.

"YOU FUCKING BITCH!!!" One incredibly tall shark demon took the lead. "I'm going to rip fucking longs out of your chest and feed it to those CANIBAL FREAKS!!!"

At first Rosie didn't want to intervene. It really wasn't her style to get involved into random street fights, even though she found Y/n's disastrous display hilarious. But now that the loan shark insulted her people, she felt it was her duty to step in.

"Gentlemen, whatever might be the problem?" Rosie stepped in between you and the threatening hoard and flashed her sharp teeth to them. "You aren't bullying this poor newcomer, right?"

"Uhm, n-no miss, uhm Rosie. We're sorry." Before Rosie could open her mouth again, they ran back into the still burning building.

The overlord then turned to you. "Now darling, I take it you don't have a place to stay?"

Y/n shook her head.

"Then you can stay with me. I'm quite the powerful demon."

From that day on Y/n stayed with Rosie. During the years of living together, the two grew quite close. The overlord took over a motherly role for the teen. Everyone in cannibal town loved the unofficially adopted daughter of Rosie, they were even willing to put up with Y/n's clumsy nature.

Rosie truly loved her and when Y/n accidentally called her mom while helping out in the store, she was the happiest demoness in all of hell.

From that day on Rosie introduced Y/n as her daughter to anyone and everyone, even some of her fellow overlords.

Alastor and Y/n had met many times and often had tea together. The man often joked about how it's never boring with her. She had also met Zestial and Camilla a few times, but she wasn't as close with them as Alastor and Rosie.

One day Y/n had to make a trip to the Doomsday district. Rosie had, reluctingly, sent you to deliver a dress to a customer. She was all alone, her hand rested on the angelic steel knife on her belt. Rosie had given it to her so she could protect herself, just in case. Most people knew you were close to several overlords but you could never be more careful, especially Y/n.

Y/n was repeating her 'safety protocol' in her head.

Stay away from the walls

stay away from the poles

stay away from the demons

Stay away from the fire

Look where you step

Hold th-

She walked into something and fall back on her but. Looking up was a demon she recognized... An overlord, he was in charge of the Doomsday district.

"WHO THE FUCK DO YOU THINK YOU ARE?!!!" This situation seemed awfully familiar.

Y/n clenched her shirt. "I'm sorry sir, I didn't mean to."

"I DON'T CARE!!!"

The demon was menacingly towering over her. She crawled back and pulled herself up. Seeing as this wasn't going to be resolved with a pleasant conversation over tea, Y/n pulled out her knife. Her arms were shaking and the knife felt heavy in her hands.

"What do you think that toothpick is going to do?" He stepped forward and you stepped back. On and on until she hit the wall... OH no... she hit the wall...

Her elbow hit the random waterpipe on the side of the building and broke it. Water spewed out right into the overlord's face. The demon fell back. The water had landed on the street, causing a car to slip and running over the overlord and crashing into the wall. This in turn caused the satellite aerial to fall down and slightly bumped your back. The knife shot out of your hand right into overlord. The aerial send out a weird frequency.

"Spare me... Please..." The overlord gasped out.

Y/n was still shaken up. "What?... Uhm I don't plan on killing you." her voice sounded unsure, which the overlord took way different than you meant.

"Please!" He wailed. "I'm begging you... You can have all my souls, just please."

"I don't uhm..."

"PLEASE!!! TAKE THEM!!!"

"... Sure...??" She said very confused. "I'll take them." The two shook hands and immediately, Y/n could feel the pure power flowing through her veins. "Alright... Bye now?" As she stepped away a shadow covered the overlord. Before Y/n could look up a piano hit the demon, pushing the knife deeper in effectively killing him.

What the fuck just happened?

Everything was quiet. All eyes were on her, again... As always, only this time, she doubted she would be saved this time. She was prepared to be killed again... Only nobody did anything, no demons threatening to kill her, no stray bullets that got way to close to her head, not even another butterfly effect disaster... The demons around just stared.

One small demon with black eyes walked up to you... "What are you going to do to us?"

"What...?"

"What are you going to do to us?" He repeated. "You are the new overlord of the Doomsday district, you own our souls."

"I... I don't." She awkwardly grabbed at her sleeves. "I'm not an overlord."

"Yes, you are. You defeated the previous overlord of doom, took over his souls and territory, you became an overlord." Y/n stayed silent at this. "How about we talk in private?" He took her into a smaller building nearby, away from all prying eyes. "Let's start over. I'm Piper. You own my soul." The small demon introduced himself.

"Uhm... Y/n, and I'm no overlord. Overlords are like scary, like WHA!" She made grabby gestures with her hands. "And BOE! I'm anything but that."

Piper looked at her like she had just grown another head. "How about this? I'll keep your territory in control while you think this over a bit? And in turn, you'll keep me in high up in the social latter here."

Her mouth was dry. "... Deal..?" She was so confused.

From that day on Piper took care of the Doomsday district for her. Y/n never went to Rosie about this. She always wanted to keep her daughter safe and would be so mad to find out she got into trouble again... At least that's what Y/n convinced herself.

Even though Piper took care of most of the problems in the Doomsday district, word got around of the new overlord of disasters; a terrifying force of nature that shouldn't be reckoned with. So of course there were demons that wanted to challenge her. Every other day y/n needed to sneak out of Cannibal town to 'fight' these challengers. See 'fight' as in accidentally defeating them.

Y/n was filing her bag with a cloak and a mask she picked up to hide her identity when a knock came from her door.

"Y/n darling! It's me and Alastor." Rosie opened the door and summoned a table. "Please sit down, we want to talk to you."

She sat down in the Victorian style chair, but not before stumbling a bit.

"Little lamb, your mother is worried about you." Alastor broke the silence.

"Deary, you've been sneaking out a lot and staying away for longer and longer and when you come home you're exhausted-" Rosie took a deep breath "- what I'm trying to say is that you can talk to me if something's wrong... You know that right?" Her cheeks were droopy, a frown plastered on her porcelain face, it made Y/n's stomach turn.

"I'm fine, mom. There is no need to worry about me." She lied.

Alastor's eyebrows down, almost like he wanted to frown, but he still had that giant smile on his face. "Are you sure? If somebody is bothering you, we don't mind serving them for tonight's dinner. Hahaha." He joked, underneath, however, he was nervous. The Radio demon had grown quite fond of her and, knowing how clumsy she could be, he couldn't help but worry.

"No, one is bothering me... Thank you for offering though." At this point, Y/n had grown used to the cannibalistic tendencies of the people around her and so shrugged Alastor's joke off.

Rosie had a bad feeling about this. "Can you at least tell us where you've been sneaking of to?"

Shit

Y/n didn't have excuse for this. "J-just some friends... I.. I didn't want them to be scared off, so I didn't tell them about you. I'm sorry mom." Tears filled her eyes, she didn't want to lie to her. Rosie had done so much for her... She was planning on giving this whole being an overlord up anyway, there was no reason for Y/n to tell the truth now. It'll be like it never happened and then she can go back to her normal life with her mom.

Rosie stared into her cup. "Alright deary, but please make sure to be careful. Genuine friends are rare in hell."

"Thanks mom." Y/n stood up again and left the imperium, through the front door this time.

Alastor squinted his eyes, following your silhouette. Something was wrong, you were lying. He could feel it... But this was Rosie's responsibility, so he should leave it up to her. "She is lying."

"I know but if she isn't ready to talk about it, then I'll wait."

"On a different note, did you hear that the Doomsday district has a new overlord." Alastor took a sip from his 'Oh, Deer' mug. "They've been defeating demon after demon. I've been meaning to meet them for my radio show, would you like to come with me?"

Y/n was walking down the street to the Doomsday district. I should've just told Rosie the truth. She thought. But she had panicked and lied, only making it harder for herself.

Stepping into the same, small building where Piper first dragged her off too, Y/n put on her overlord disguise.

"You didn't break anything, right?" Piper asked, dressed in a brand-new suit. "I don't want to fix the sewerage again."

"It went fine!" She put up her thumb, before knocking over a chair that landed on a vase, breaking it in two thousant pieces. "Sorry."

Y/n and Piper walked around the district for a while, more so to let the demons know that the overlord of disaster was still around and that they were close with Piper. She caused chain reactions all around her, letting people know she got her title for a reason... Not her fault the denizens of hell took it the wrong way.

The two were rounding the corner when a familiar set came into view... What were Rosie and Alastor doing here? Y/n's panic only grew once she realised Alastar was trying to get her attention. Did they recognize her? What was happening?

As the two overlords came closer and closer, Y/n ducked into an alleyway and seemingly disappeared~

The dumpster wasn't Y/n's first choice of hiding place but it was the only one she had.

Piper was left alone on the burning streets with two dangerous overlords heading straight for him.

"Where did she go?" The woman, who Piper recognized to be the cannibal overlord, asked. "I swore she was just here."

"And what relation do you have with this new overlord, my incredibly short fellow." The second man Piper knew all too well. The terrifying Radio demon. "I was hoping to speak to her."

"Ah, I- I'm incredibly sorry... B-but the disaster overlord doesn't like dealing with overlord stuff, so she makes me represent." Piper sputtered.

"I see, but you see I want to speak to the REAL overlord. Not some pathetic representative." Dials appeared in Alastor's eyes and strange symbols started floating around. "GOT THAT."

"YES!"

"Lovely, then you can set up an audience for me. How does Friday sound?"

"Perfect, Friday at 5 p.m."

"Great, I can't wait to meet her." The two overlords went on their merry way again through the streets of Doomsday district.

Friday came around and nothing. Alastor had waited for twenty minutes, yet there was no sight of the disaster demon or her little pet. This was rich, never before was the overlord stood up like this. Who would dare to waste his time?! Alastor's stature as well as his antlers grew. That day there was a very horrifying broadcast and Y/n was at home with Rosie. She had to admit she almost peed her pants when Alastor openly threatened her on the radio broadcast...

There was no way she could come clean now. From that day on, you didn't show your overlord self once. Always letting Piper deal with everything.

That was until he came running to you, a letter in hand. It was an invitation to an overlord meeting, one she wouldn't be allowed to send Piper to. At first she didn't want to go, but Piper thought that would be a surefire way to piss off even more overlords. She had to go.

That's how she ended up, dressed in her cloak and mask, in front of an office building in Carmilla's circle of the pentagram. Stepping into the building the place was quiet, no one was around... Was this a trap? Y/n continued on the conference room, although more cautious. Room 666.

Everyone was already there. Were you supposed to come early?

"Disaster demon, glad you could join us." Carmilla spoke first. "We weren't sure you would show up anymore."

Y/n kind of shrugged trying her best to hide her voice.

"How rude, this new generation of overlords ought to know their place. Don't you think so Zestial?" Alastor commented half-jokingly.

"Yes, I must agree." The oldest overlord answered.

You wobbly sat down in your seat, but in doing so breaking the seat. A metal leg shot out to Vox, who protected himself. It ricocheted to the chandelier, which luckily kept hanging. Unluckily though, one of the more heavy ornaments fell down onto the table. It broke in two.

With each sound and broken item, Y/n hugged herself more and more until she resembled more of an hedgehog than a goat. She felt incredibly awkward, tears came out of her eyes. "I'm sorry."

"I'M SORRY!!!! YOU ALMOST BROKE MY SCREEN AND DESTROYED THE CONFERENCE ROOM AND ALL YOU HAVE TO SAY IS SORRY?!!!" Vox screamed, he was about to launch over the broken table but Alastor stopped him.

"Not a step closer my pal." Alastar's horns grew, showing that he was serious in protecting the newest overlord.

"There is only one demon in the entire universe who could create such a mess." Rosie spoke to herself. "Y/n is that you?" Rosie almost couldn't keep herself from smirking when she removed her mask.

"Yes... I-"

"Alright, everyone out this meeting is over!" Carmilla said. The demons left but only with some push. "Not you three."

They were all looking at you, Carmilla, Zestial, Alastor and Rosie, waiting for an explanation.

"Be- Before you get mad at me, this was an accident."

"I'm not mad about my conference room, now explain." Carmilla's eyes stayed focused on her, like lion waiting for its prey.

"I don't just mean the conference room, this was an accident." Y/n points to herself. "I didn't mean to become an overlord. It just kind of happened and I thought you would be mad at me and then I dug myself into a deeper hole, and now I'm here dressed like this embarrasing myself in front of everyone." The tears that had been slowly building up, started flowing.

"Oh deary." Rosie stood up and gave you a big hug. "I could never be mad at you. I just wish you would've told me. We can work this out together, besides this means you have the power to protect yourself. You don't know how worried I was if you would ever find yourself in a sticky situation alone."

"Thanks mom." Y/n hugged her back.

"If I may interrupted your lovely bonding time, but how exactly did you 'accidentally' defeat the previous overlord?" Alastor asked.

"Oh, I didn't defeat him." She explained. "He got runover by a car, then he decided to give me all his souls and a piano dropped on him."

"Excuse me?"

Masterlist/request guidlines

[typewritingyip]

The Arcturus Missions

Part Twenty Three - Worrying the Medic

Part Twenty Two

———

Most mech suits were initially designed to have remote pilots, to not have a human being in the cockpit of the suit, hoping effectively for a drone. Clearly, that was not successful and the first countries to get functioning suits were ones who did not initially plan for that. Several other countries attempted that as their main strategy and in turn were delayed by the lack of progress. 

Those suits went on to help with modern design for perception and maneuverability for the use of pilots. 

Now, because of those designs most pilots have a widened visual perception, easier maneuverability, and enhanced UI. Unfortunately the new connections leave the pilots with the feeling of body dysmorphia. Both from the physical connection to the suit through their implants but also the visual, audial, and mental connection.

Scientists are still currently studying the effects of this on pilots, it is not currently in consideration to reduce the enhancements back to previous renditions for safety reasons, but new options are being considered for the sake of the pilots.

It’s unknown what this would do to pilots that have the ability to retire since the new generation of suits came about. 

—

Cosmic rust was not taken lightly among Cybertronian’s. Whenever it was mentioned around Hound or Breakdown it would remind them of the diseases that would run rampant through military units, but this was a lot worse than the flu. It was spoken about in revenant tones, more akin to cancer. 

Hound’s skin crawled and his implants burned. 

Megatron was the first one up and stepping lightly away, “Alright, we know what the regulation states. Medic smells or sees rust then everyone gets checked. Knockout?” With a deep sigh, Knockout nods, “Of course, so, whose first?” Hound glances up and that was the wrong thing to do, “I see I’ve got a volunteer.” He gestures and starts to walk away.

At first, Hound stayed put before Mirage gave him a look, “He meant you Hound.” Sighing slowly, Hound pushed off the bench and started to follow the medic. Even back on Earth he hated going to the medic let alone a doctor. 

Ducking slightly at the doorway, Hound moved into the medical tent, “You’re going to have to tell me if whatever I do is uncomfortable or dangerous Hound, I can’t read a person's visor, I’ve never been able to.” Nodding slightly, Hound moves and sits on one of the medical slabs, “Neither can I, Doc.” Knockout pauses and cracks a bit of a smile, “No one calls me doc anymore, they haven’t since the end of the war.” Hound tried not to smile, nodding a bit.

”And what do you mean, neither can you? Every single one of your kind, at least that I’ve met, has visors.” Hound chuckles lightly and shifts a bit, “Call it a feeling, we can tell in other ways how someone is feeling.” Nodding a bit, Knockout turns back around with a swab and dish, “Like an EM field, except you don’t have those either.” “Can’t say we do.” Knockout chuckles as he started to swab plating, frowning a bit after trying to get a seam.

Hound tries not to kick his feet, tries to sit still but it felt like he was back in the physical he had to take before the mission.

—

The room was white, not grey or blue but white except for the almost checkered floor. It looked like any normal doctors office but how could you call a doctors office one building over from where giant mech suits were stored normal. 

Hound shifted on the examination table, wearing his working uniform, after all he was just on loan to MECHA from the army, as much as he might like it here. 

Boots were shuffling through the hall and there were plenty of people talking outside, slowly he leaned back against the wall and closed his eyes for a moment. What he wouldn’t give to be back in his suit, it had been almost a month since it went in for the upgrades it would need for the Arcturus mission and pilot 2162 was covering his region. She was a fantastic pilot and doing her job well but he’d be more comfortable handling his region.

Then again, space wasn’t exactly his region and that’s where he’d be in a few months time. Sighing, he opened his eyes when there was a knock, “Come in.” The door opened and an older man came in, clipboard in hand and white coat swaying, “Oh thank god.” Hound sighed a bit and Ratchet looked up, rolling his eyes, “Third time I heard that today. Has Shockwave really gotten so bad you’d rather have my medical advice over his?” “Yes.” Ratchet rolled his eyes again.

Although Ratchet was a bio-engineer by trade, he did get his nursing degree before that, which was better than Shockwave and his medical school to any pilot. 

“Alright, well, your chart looks good and your vitals are typical.” It was hard to define anything about a pilot with the quantifiable normal anymore, “Everything else is consistent, I understand they have taken you off your SSRI and ambien?” Nodding a bit, Hound shifts, “Yes sir.” Ratchet hummed and tapped his pen against the clipboard.

Shifting a bit, Hound clears his throat, “I’m feeling fine and sleeping well, my side effects have been limited.” Ratchet hummed again before pulling up the stool and sitting down, grabbing Hound’s wrist for a pulse reading, “Yet, your resting rate is high.” Hound couldn’t help but chuckle, “Yes sir.” Barely sparing him a scowl, Ratchet grabbed the ear and throat light.

They went through the motions, Hound responding to statements or answering questions and Ratchet kept referring back to the clipboard, scowling deeply before rolling backwards to look at Hound square on, “Why do you want to go to space Hound? Hmm?” Hound chuckled slightly, “What do you mean?” With a glare, Hound held his hands up.

Sighing, Hound shifts and fixes his shirt sleeve, “I want to end this damn war Ratchet, I mean look at me. Look at all the pilots, what we go through, what we put our bodies through. The sooner it's over the sooner we stop getting put through the blender.” Ratchet’s gaze softened, “Hound,” “I’m serious Ratchet, this shit isn’t removable and we’re pilots till we die or move up, most of us don’t want to move up.” Ratchet gave him a look and Hound sighed.

“Don’t you think I of all people know that the technology isn’t removable?” Nodding, Hound runs a hand through his hair, “Ratchet, the list of pilots grows every day and there is a longer list of dead ones than active ones.” They hardly could look at each other, but Ratchet sighs, “I don’t want to see your name on the longer list Hound.” Cracking a smile, Hound shrugs a bit, “Come on Ratchet, don’t you have some faith in me?” “In you, yes. In those lambo twins? Never.” Hound laughed.

The room shifted a bit, turning from bright to nearly dull, ”Now, can you shift your weight to the other side for me?” Shifting on the table, Hound sighs a bit, “Sure Ratchet.” Everything was coming back into focus now, no longer was the same doctor's office on Earth but an oversized medical tent. 

“My name isn’t Ratchet,” “What?” Hound glances up and nearly startles at the sight of Knockout. Glancing around he cut the microphone to swear before turning it back on and clearing his throat, “Sorry, Knockout. Uh, Ratchet was my medic back on Earth. Has been since I became a pilot.” He nodded a bit awkwardly.

Humming, Knockout lifts up his tablet, “I’ll mark him down as your primary care then Even if he’s thirty lightyears from Cybertron.” Hound chuckled weakly and adjusted in his seat, shifting on the slab just enough, Knockout looks up, “Alright, base plating shows nothing, mind if I check the under plating?” It took a moment before Hound tilted his head slightly, “I’m sorry?” Knockout smiled, his smile even when kind was wicked looking.

He turned the tablet towards Hound, “Your under-plating, from Jazz’s schematic.” TO be fair, it almost looked similar to the blueprints for the suits back on Earth, but missing the cockpit entirely, “Do you mind if I take a look?” Shaking his head a bit, Hound shifted on the seat again, “Uh, no. Go ahead.” He cleared his throat as Knockout went around to the other side of him.

It was harder to not move when Knockout was behind him and prodding him, while pulling at his— at his suits plating. 

“Alright, I’m going to be removing pieces to scan them, is that alright?” Hound shifted a bit, “From back there, yes, you won’t be near anything terribly vital.” Knockout hummed and gently started to pull the plating away with precision only a medic or engineer could have. Hound was still sitting perfectly still, leaned back against the piloting seat.

All of that had been disorientating, just another symptom, another side effect that he now had to deal with. Rolling his shoulder a bit, he sighs before getting the alert to the missing piece of plating, “You got it doc?” Knockout hummed again and activated his scanner.

It was quiet for a minute.

“What in the name of Primus is this?” Hound tried to shift to look but Knockout had moved away from the direct cameras and was holding his plating, gawking at it, “What?” Knockout came around and showed him a piece of his plating, which was stamped with ‘Property of the United States Government’, “I have a translator for written language, why does this proclaim the plating property of your government?” Hound stared at it, the stencil familiar and sprayed on most military machinery.

It was hard to explain why it was sprayed on the inside of his plating, “Uh,” Knockout nodded before storming out of the medical tent, shouting, “Lord Megatron!” And Hound stayed put. 

He was still wracking his brain when both mechs came back in, Megatron was holding the piece of plating and had pretty well crushed it, taking a breath Megatron’s hands were shaking, “Why is this piece of plating attached to you?” Hound slowly sighed and nodded a bit, “It was a repair.” His voice was a little quiet, Megatron’s fist hit the wall, “Don’t you dare lie!” Hound jumped, he couldn’t help it. 

They stayed in silence for a moment, Hound stared at the pair before deflating slightly, “It was a repair, but it’s part of being a pilot. The numbers across our chests, the paint, all of it is for identifying the pilot in the armor.” Megatron nodded slowly, “Armor?” “It’s not removable, not after the testing, but because I was a military pilot it is technically owned by the US government. Same as any materials I needed in the army.” Hound was recording the conversation and sending it to Jazz, it wasn’t the best of stories but he was no writer or actor. 

Megatron moved over slowly, “So, these people own the plating you wear, put you through apparently incredibly painful testing, launched you into space without a way home, and expected you to die for data. Is that all correct?” Knockout leaned in, “They also reek of iron oxide, for a reason I have yet to find.” Hound’s implants itched, “That would be some of our lines, I’ll attend to the repair myself but it’s likely I have a small leak to my internal system.” Megatron threw his hands up before throwing the chunk of Hound’s plating across the room.

Wincing slightly, Hound sighed as Megatron turned back towards him, grasping his shoulders, “This was the other reason I wanted you in this unit, you don’t see your life beyond your so-called purpose and that is infuriating.” Sighing, Megatron pulled away before starting outside, “Mirage, get in here now!” For a second, Hound thought he heard a cube crack.

A second later the room went from being a medical tent to a get together just about, now Megatron, Knockout, and Mirage had joined Hound inside the tent. Sighing, Hound stood and rested his hands on his hips slightly, “What is this, an intervention?” Glancing at each other, Hound nodded slightly before starting out of the tent, “Now that the mystery of the rust is solved I’m going to get my internals to start patching the leak and get some sleep.” And he somehow made it out of there without being grabbed.

They barely had to spare a glance at each other, “Mirage, I want you to keep an eye on Hound.” Megatron’s voice was still rough with anger. Nodding, Mirage watched the mech go back over to where he’d been sitting and slump, turning off his visor, likely for fuel consumption while the internal repairs were happening, “Is he hurt?” He glances over at the two cons, frowning.

Both spare each other a look before Megatron shakes his head and Knockout shrugs, “We don’t know.” Mirage sighs slowly, “And how can he smell like rust if it’s not rust?” Knockout nods a bit and leans against the examination slab, “If what he says is true, it could simply be a mild corrosion of wires that have iron infused in them.” He shrugs weakly.

Mirage stared at where Hound was, before starting back out the medical tent and moving to sit next to the mech. His cube shattered on the ground but he really wasn’t hungry anymore.

Everyone was silent and staring, mostly worried about rust but also worried for Hound, you didn’t get visited by multiple people in medical at Knockout’s request unless you were dying. They were all sparing each other's looks, especially once Megatron and Knockout returned.

Knockout gave one glance around and swore, “It’s all clear you idiots, do you honestly think I’d let him back out here if it wasn’t?” Only a few people relaxed.

—

Bluestreak was sitting alone, the whole shuttle was lined with seats but he was sitting by himself. Maybe it was the big gun that he had leaning against his knee or the fact that most mecha wouldn’t normally be awake at this ungodly hour, while he seemed to have endless energy, but regardless Sunstreaker took the seat to his right with ease. 

Glancing up, Bluestreak’s face lit up with a smile, “Hey.” Sunstreaker smiled a bit and sat back, adjusting in his seat, “Hey yourself.” Then he sent a private comm invite, which Bluestreak joined near instantly, “I’m gonna unplug from the suit, so it’s going to look like I’m asleep but I still wanted to talk.” The visual input from inside his suit was offered to Blue, who also accepted that.

His smile was small and Blue shifted to lean back as Sunstreaker seemingly fell asleep, leaning his helm against Bluestreak’s shoulder. 

It took a second for Sunstreaker to get unplugged from his mech, removing the top part of his assistance suit and helmet before setting down near one of his internal microphones, “Can you hear me Blue?” Trying to hold back a smile, Bluestreak nodded slightly, “Yeah, I can hear you Sunny, I can see you too.” Sunstreaker smiled, “I wasn’t sure if that was going to work or not.” He brushed a hand through his curls, sighing. 

Bluestreak sat silently, waiting for Sunstreaker to get comfortable, trying to keep the smile off his face, “You disconnect cause that overuse stuff going on?” Nodding some, Sunstreaker grabs a container of food, “Yeah, Hound’s orders. It’s just to try and alleviate the symptoms.” Blue hummed and rested his hand lightly on Sunstreaker’s suit, just above the knee, “So, are you going to get some rest?” Shaking his head, Sunstreaker chuckled and opened the makeshift container.

”Nah, I’m gonna eat my lunch and talk to you. Ask about my new boss and all.” Bluestreak tried not to wince, nodding a bit, “Right, Ironhide.” He sighs slowly and Sunstreaker smiles a bit, sipping some very vibrant blue broth which was just shy of being sweet, “He that bad?” Blue bit his lip, “Uh, well, it's not really that he’s bad per say.” He sighed slowly.

Sunstreaker shifted his attention to the screen right below the camera, “But?” Bluestreak groans a bit, “I don’t think it was a coincidence that you were paired with Ironhide and Sideswipe was paired with Elita-One. Even before the last war, they were, let's say, involved with military affairs. Then during it they were Optimus’s best commanders.” Sunstreaker sighs slowly, setting down his food, “It’s because we're civilians, right?” Blue gave a barely audible answer.

Barely glancing at the camera, Sunstreaker got up to pace a bit, “Is he a hard-ass?” Bluestreak chuckled, “I’m sorry?” Sunny smiles a bit, “Is he grumpy?” “Very.” Blue continues to chuckle, rubbing his neck a bit. 

Whistling quietly, Sunstreaker shakes his head, “Damn, they were conspiring, huh?” Bluestreak shrugged a bit before clearing his throat, “Yeah, it would seem that way, but I think you got off better than Sideswipe did.” Sunstreaker glances at the screen, “Really?” Bluestreak hums, “Oh yeah, Elita is a little more rough around the edges especially to mechs over femmes. It’s not a thing but it’s about trust.” Nodding a bit, Sunstreaker hums. 

Blue shifts a bit in his seat, adjusting Sunny on his shoulder, “Sideswipe is going to be fine though, it’ll probably be good for him.” Sunny nods for a moment before shaking his head, “No, he doesn’t take to authority well. So, Ironhide the grumpy hard-ass, so, what do I need to know about him?” Blue smiles and closes his eyes, leaning back, “I don’t even know where to start.” Sunstreaker smiles softly, “Maybe from the beginning?” Blue grinned. 

“Ah well, I guess I could start with the old prime guard stories. Now, I wasn’t around for those. I wouldn’t come online for a few hundred stellar cycles at the very least.” Sunstreaker goes back to eating, smiling and nodding, sometimes it was just nice to be able to talk to someone or listen to someone without having to talk. He’d usually get that with Sideswipe but this was different and it made his smile turned from a nearly forced one to soft. 

———

A/N

So, this was not what I had planned to post today then I got busy, so it is what was done.

That does mean, on Monday, I might not be posting Part 24 but something else… we will see.

Also a bit of Lore stuff cause I posted it in a comment of the last chapter, the implants as we all know are foreign objects to the human body which our pilots bodies are at present trying to reject. So the reaction is slightly autoimmune but they are also dealing with a shock to their n system as they encounter new bacteria on all these new planets they are going to. They have some anti-biotics but nothing is perfect.

Also if you saw what was at the bottom of that comment… ☺️

Tags:

@lunarlei68 @whirlywhirlygig @loop-hole-319 @pixillandjester @alek-the-witch @not-a-moose-in-disguise @goddessofwind8water @neurologicalglitch @dersereblogger @pixel-transformers @mrcrayonofdoom @wireplaces @twilightfreefaller @original-blog-name-2 @devilangel657 @robbin-u @childofprimus @miniartistme @starwold @tea-enthusiasm @valeexpris606 @celticdoggo @bird599 @agentsquirrelsgotrobots @aquaioart @dimencreasatlas @thatwandercat @artdagz @seisha974 @starscreamloverfr @halenhusky309 @leethepiper @cat-cassette @blue-wrens @sirassban @astridkolch @cosmique-oddity @garbageenthusiast @osqindaxend @xervias @azulabutterfly @fryseem @spring-mc @echo-circuit @aghostsnail @wooblewooble @ask-glory-haddock-and-others @nonsscarpheap @magichats @iminahole247 @omgflyingderpywhale @pour1tin @thetrexartist

And once again thank you to @keferon for this amazing AU

[batmanisagatewaydrug]

Wondering your thoughts on something.

There are these questions floating around like the one you reblogged, of the flavor 'can [identity] [do something that is seemingly contrary to the dictionary definition of identity]?'

Do you think there's ever value to engaging with these conversations?

I ask because I think at some point, for myself, I was wrestling with 'can someone be straight and be with a non-binary partner' and there are layers to a question like that:

1. Can I maintain the stability and comfort and safety of my label despite who I love

2. Can I respect the identity of the person I love without changing my label

3. Is there some value to changing my label or keeping it

4. If I don't change my label but I feel queer can I still belong to a supportive community

5. [Externalized gatekeeping bullshit]

And I know the easy answer is, who cares do whatever.

But when you're in it, that's not an answer that feels productive. Like if I could have just done whatever without consequences I would have, but the consequences of deviating from or refusing to deviate from a strict definition felt very material.

Actually engaging with a sort of reckoning for stuff like that feels helpful. Reaching out to the queer community, seeking others who have wrestled with that question and found success, seeking validation in being strange that goes beyond 'everyone can do anything forever', I see the value in it. That's the community we're supposed to be cultivating, no? That's part of the support part, isn't it? Sharing experiences?

But I also see the value in saying, 'you gotta figure this shit out on your own,' because sometimes you gotta do that. I did. And my answer changed over time. It's just a very lonely process. And when we go through it ourselves it's easy to say, I did it, you can/should too. But then aren't we sitting at the whole 'I paid student loans so how dare they forgive student loans' mentality? Aren't we supposed to be making things easier?

All this to ask, isn't it better to engage with these questions in good faith than to assume it's gatekeeping bullshit? For the people it might help? Is 'you're fine, figure it out for yourself, don't worry about other people' actually engaging it in good faith?

I guess to me the issue is less that I'm against self introspection or that I'm assuming it's gatekeeping bullshit as like. what do you mean, "can x do y?" ? they're already doing that.

"can lesbians use he/him pronouns?" "can aseuxals have sex?" "can transmascs use the word tranny?" "can bisexual women call themselves lesbians?" "can you be trans without dysphoria?" "can a straight person be in a relationship with a nonbinary person?"

like... yes. of course they can. who's going to stop them? all of those things are in fact already happening and have been happening for longer than you can imagine. and the world kept turning. go drink a lemonade about it or something.