#NO CREDIT CARD

[alli-bby]

Prev that’s not covid that’s the cognitohazard we put around the transgender lesbian cult and you can replace it with real grass fed free range dizzy by signing up today

"every day it gets harder to find lesbians in my area who haven't been indoctrinated into the transgender cult" that's awesome man i hope it gets harder forever

[outsidewolves]

[spoontoof]

that's the power of love!

[biggest-gaudiest-patronuses]

i will never understand why more people in their 80s don't commit felonies. you reach that age and surely there's something illegal you always wanted to do but didn't bc Consequences

dammit, GO FORTH GRANNIES!!! rob an armored car! hold up that bank! tunnel your way into fort knox! what are they gonna do, sentence you to 20 years? good fuckin luck with that

[amethystoceandespiser]

HA JOKE'S on them, I, DON'T KNOW HOW TO USE A CREDIT CARD (i neither have one but, eh, fuck it)

we need to go back to hating tumblr. no more hellsite (affectionate). don't even think of giving these clowns your money. if i see you with a checkmark next to your name i'm opening fire

[katydoodles]

SHOPPING!!!

Damn I should write a fic for them

I love the flats and sketch, it’s nice to see how they change at each step.

[cazort]

Piece of financial advice, because I've seen too many people make this mistake: never pay off medical debt on a credit card unless you are 100% sure you will be able to pay the credit card balance off in full as soon as you get the first bill. Why? It is ALWAYS better to have medical debt than credit card debt. There is a long list of reasons why.

State and federal laws severely restrict medical debt in ways that credit card debt is not restricted.

Credit card debt can charge much higher interest rates, and in general it IS much higher in rate. Medical debt sometimes charges no interest, at least for a certain period of time. When it does charge interest, the rate is lower, and in some states it is capped as low as 5%, always at 20% or lower. Credit card interest rates are almost never below 15% and are sometimes MUCH higher than 20%.

Medical debt is less damaging to your credit history than credit card debt. And it is easier to eliminate in bankruptcy.

Medical debt also does not affect your spending limits on a credit card. If you use a credit card for monthly expenses, adding medical debt to it can bring you closer to your credit limit which might make you unable to use the card for expenses (even ones you could afford to pay off immediately.) This negatively affects your credit rating through increasing your credit utilization, it can reduce your potential to earn rewards, and it can reduce your spending power in an emergency.

Also, the penalties and fees for deliquency on medical debt are much milder and those for credit card debt are more severe. Again, laws are more restrictive on medical debt. You will have far fewer fees or penalties going delinquent on medical debt.

Also it is often easier to get medical debt forgiven or negotiated down, than credit card debt,

If you ever end up with medical debt, keep it as medical debt and keep paying it as medical debt. Go delinquent on your medical debt before switching it to a credit card. Once you put it on a credit card, you can't go back.

By keeping your medical debt as medical debt, you save money, protect your credit history, and increase your chances of having the debt forgiven, negotiated down, or eliminated through bankruptcy.

NEVER CONVERT MEDICAL DEBT TO CREDIT CARD DEBT.

[leeeeeeef]

big fan of her

[phantomrose96]

My credit card, whom I've taken so good care of and kept her safe and always gave her enrichment like Amazon Order and Takeout, is expiring in March. Upsetting. Terrible. She's remembered by so many sites. She's not even a tap card (ancient 2019 relic). Girl her last 4 numbers... Girl am I gonna lose her last 4 numbers.

What if they issue me a new card before I'm ready to move on? What if they don't even ask me "how are you doing?" :(. It's like I already lost her. Her favorite activity was "autopayment"...

[morganbritton132]

Eddie, to his Tiktok audience: One of the best things about knowing a sleepwalker is that sometimes they bring you stuff.

Eddie: it’s like being friends with a crow.

Eddie: I was just given this *thirty-two cents*

[lizzybugsblog]

I would love to commission. The thing is, I can only pay you in amazon wish list form

Hai everyone‼️🌀

Im opening up a few slots in my commissions, im kinda in need for some money so if anyone is interested you’d really help me out‼️

Im only opening up from 2 to 3 slots since im still in uni and unfortunately dont have much time to do anything outside of uni work ;( i may add more slots if the comms i get are simple!

Please DM me if you’re interested or reblog if u can, thank youuu 🌀🌀🌀

[buwheal]

Mfers when they want your personal information (I said no)

[simp-plague]

[smallkebab]

I want his gender so bad

[katydoodles]

Just the girlies and their haul

Took me 4 months to finish this 🤪