#MAINTENANCE

[ao3org]

AO3 Planned Downtime

The Archive of Our Own will be down for about 10 hours of maintenance between 07:00 UTC and 17:00 UTC (check what time that is for you). This downtime will allow our AD&T and Systems teams to prepare our search database for a software update.

Date: 07:00 UTC, June 29, 2024

[lorenzonuti]

Floating Stasis.

Now available for purchase on INPRNT

[wuntrum]

some previews of my new gay comic maintenance! about robots and girls and fingers and hands and wires. available as physical copies through WBMC only for the month of april!!! (and digitally after that)

[honeytonedhottie]

financial literacy⋆.ೃ࿔*:･✍🏽🎀

so i released a poll if you guys would like a post on financial literacy and the results are here. so im gonna share some things that i learned while taking a financial literacy course…💬🎀

WHAT IS FINANCIAL LITERACY ;

financial literacy is handling ur money wisely. the google definition of financial literacy is the ability to understand and apply different financial skills effectively, including personal financial management, budgeting, and saving.

ALL ABOUT BUDGETING ;

when u hear the word "budget" its rly easy to think "omg limiting belief" or think of it in a negative light but a budget is just a plan on how u manage ur money. its not always constrictive and negative like u may or may not think of it to be.

budgeting : keeping track of how much $ ur bringing in and how much ur spending…💬🎀

planning a budget is ez pz. you can use some paper and sparkly pink gel pens to create an adorable budget, or u can download different sheets online and just have your budget digitally. theres a plethora of resources out there so just choose whichever is easier for u.

something else that i learned about during this course was the 50:30:20 rule. its called the 50:30:20 rule because 50% of ur money goes towards ur needs, 30% goes towards wants and 20% goes towards ur savings. and this isnt concrete, its just a good framework and u can adjust to ur own specific needs and goals.

for example if u manifested $4000. ur 50% would be $2000, ur 30% would be $1200 and ur 20% would be $800…💬🎀

HOW DO U KNOW WHAT UR NEEDS/WANTS ARE ;

things like ur rent and groceries are ur needs and things like vacations and going out with ur girls are wants. and to apply the 50:30:20 rule you first have to...

♡ calculate ur needs, wants and savings budget

♡ compare ur expenses to ur budget

the way u do this is to subtract your expenses from your budget. this is your budget balance. if your budget balance is zero or positive, that means you are living within your means and have some extra money. if your budget balance is negative, that means you are spending more than you should and may have a budgeting problem.

let me know if u guys want more content about this cuz i had a lot of fun writing this…💬🎀

[neon-wonderlands]

[aizawaondrugs]

[coolthingsguyslike]

[svdaily]

[arcadebroke]

メンテナンスちう

[voidsentprinces]

SUFFER! SUFFER! SUFFER!

[autumnslance]

Pre-Dawntrail Schedule

End of April, all of May and June, to the beginning of July and release.

FF16 Crossover ends May 8

Yo-kai Watch Returns (with a new Framer Kit!) April 24 through June 25.

Moogle Tomes of Genesis Part 2 from May 14 through June 24.

Make It Rain goes from May 15 through May 31.

Producer Live Letter 81 is on or around May 16.

Dragon Quest X returns from June 5 through June 20.

Producer Live Letter 82 is on or around June 14.

48 Hour Maintenance June 26th through 28th; the expansion shouldn't take too much longer than normal, but they want to give folks plenty of time to download.

Early Access begins on June 29th.

Official Launch July 2nd.

[ao3org]

AO3 will be down for an hour of maintenance starting at 09:30 UTC this Friday, August 16 (check what time that is for you).

Posted: 15 August 2024 - 09:30 UTC

[wuntrum]

decided to make all my comics (signals, oh...huh!, and maintenance) free/PWYW to read!!! at least from now until the end of july. of course, if you like them, consider sending a tip my way (or preordering a physical copy or two!), but i wanted to make them free so you can check them out before committing to paying for it. thank you endlessly for the kind words about my work, it really energizes me to keep making weird stuff and putting it out there <3333

[honeytonedhottie]

financial literacy continued⋆.ೃ࿔*:･👛💵

so i released a poll if you guys would like a post on financial literacy and the results are here. so im gonna share some things that i learned while taking a financial literacy course…💬🎀

HOW TO SAVE MONEY ;

automatically deposit a certain percentage of ur income into ur savings account so that u dont even have to think about it

to do something more FUN tho, (at least in my opinion) is to make a challenge where u have to save every $10 dollar bill, or $20 dollar bill or whatever. just something to make saving money seem like a game if u wanna have some fun with it.

EMERGANCY FUND ;

most experts will tell u that ur emergency fund should be 3-6 months of ur needed expenses. so calculate ur needed expenses and multiply that by 6 to figure out how much you'd need to have in ur emergency fund.

PAYING YOURSELF FIRST ;

you should always put urself first in every single situation including financially. so to pay urself first simply means to put ur future and needs before anything else. FOR EXAMPLE... let's say u wanna buy an ipad by the end of the year, an ipad is $345.

lets also say that u get paid weekly, so you'd divide $345 by the number of weeks in a year (52) you'd get 6.6. so you'd have to save roughly $6-$6.50 a week which isnt a lot at all. and you'd be getting what u want.

INTEREST AND CREDIT ;

interest is like a reward that the bank gives you for trusting them to look after your money. the more money you have in your account, and the longer you keep it there, the more interest you can earn…💬🎀

so the bank calculates interest as a percentage of the total amount in a bank account. so if the bank pays a 1% interest you'll earn $1 for every $100 in ur bank account over the course of a year. so if u have $500 in ur account you'll get $5. its not a lot, but interest builds on itself.

credit is the ability of the consumer to acquire goods or services prior to payment with the faith that the payment will be made in the future…💬🎀

for example missing payment deadlines can negatively affect ur credit score. why is this important? if u wanna go to college and wanna use student loans, u might not be able to if ur credit history is bad. as ur credit history grows you'll get a credit score. the higher ur score, the better ur credit is.

BUILDING CREDIT ;

get a secured card. a secured credit card is a special type of credit card with a down payment. when you open the card, you will give the credit card company a deposit to hold. it can be as little as $100. the company holds the money for you and gives you a credit card with a line of credit equal to your deposit

sign up for victoria's secret direct paper mailers. you'll get a coupon each month for 1 free panty for every purchase. when u go to the mall, get urself a panty and a sweet treat 🧁 (DO NOT PUT ANYTHING ON THE CARD THAT U CANT IMMEDIATELY PAY OFF)

and then go home and pay ur credit card bill off, and then dont use it again until the next month.

[euthymiya]

some works may contain 18+ content — minors do not interact with adult material or you will be blocked!

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[flightrising]

Good morning! We'll be putting the site into a brief maintenance this morning, from 06:00 to 06:10 server time. If you haven't picked up your Marva gift from Galore yet, do it before the maintenance!